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Home My WebLink About94-06960 3. On the 14th day of November, 1980, the above named mortgagors made, executed and delivered a mortgage upon premises hereinafter described to state capital savings and Loan Association, which mortgage is recorded in the Office of the Recorder of Deeds for CUmberland County in Mortgage Book 687 page 538. 4. The premises subject to the said mortgage is described in Exhibit "A" attached hereto and made a part hereof. 5. The mortgage secures defendants' certain Note dated the same as the mortgage in the amount of $42,000.00 payable to plaintiff in monthly installments with interest at the rate of 12.5% per annum. A copy of the said Note is attached hereto, made a part hereof and marked Exhibit "B". 6. On the 30th day of September, 1989, the said mortgage was assigned to FIDELITY BOND AND MORTGAGE COMPANY, the plaintiff herein, by written assignment which is recorded in the Office of the Recorder of Deeds for Cumberland County in Mortgage Book 370 page 369. 7. The mortgage is in default because the defendants have failed to make the payment of the monthly installment of principal and interest in accordance with the terms of the mortgage for the month of June 1994, and each month thereafter, up to and including the present time. 8. The following amounts are due on the mortgage: Principal Interest at 12.5% per annum from 5/1/94 through 10/31/94 ($12.57 per diem) Late charges accrued thru 10/31/94 ($17.94/month) Escrow deficit (taxes and insurance) ($27.33/month) Attorney's fee (5%) Title information certificate Total $36,694.04 2,312.88 89.70 4,382.85 1,834.70 241.00 $45,555.17 -2- 9. The attorney's fee set forth is in conformity with the mortgage and Pennsylvania law and will be collected in the event the premises are purchased by a third party at Sheriff's Sale. If the mortgage is reinstated prior to sale, reasonable attorney's fees will be charged based on the work actually performed. 10. On August 18, 1994, plaintiff sent to defendants by certified mail Notice of Intention to Foreclose Mortgage in accordance with the provisions of Section 403 of Pennsylvania Act No. 6 of 1974, a true and correct copy of which is attached hereto, made a part hereof and marked Exhibit "e". 11. On August 18, 1994, plaintiff sent to defendants by first class mail Notice of Homeowners' Emergency Mortgage Assistance Act of 1983 in accordance with Pennsylvania Act No. 91 of 1983, a true and correct copy of which is attached hereto, made a part hereof and marked Exhibit "D". Defendants have not had the required face-to-face meeting with the mortgagee within the required time and plaintiff has received no notice that defendants have had a face-to-face meeting with a consumer credit agency, nor has plaintiff received notice that defendants have filed an application with the Homeowners' Emergency Mortgage Assistance Program. WHEREFORE, plaintiff demands judgmsnt in the sum of $45,555.17 plus interest and costs and foreclosure of 'he said mortgage. {1'~H/ d ~! t, ,c,w... .,kt!~ 'rHOMAS I. ~ULEU Attorney for Plaintiff -3- .,' 'it ..."" . _ I' . i'6~~ I"'~" 'lI'..,._rr_......I!.\~.................,..,...'.......-"....~,U..-l'..,'""':l"""""._...~-,""'fl'Y'_":l"N'~.,...\..~~~Mt:~'NIfPt'!lt.~ 1\ ...."....... .J~.""";.'~,''-',' ._......_-...~..._........,..,' "f'" .': ...-'".. ,', ',.,r, .. ....,: ..... .-....T. ,......._,..:.~h .~, ... .."n ....;. . _. .f"~J~~~"',,,:,'1....., " - .. ...:....'.. ",' .,...... 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"_'_h_.. .......__ _,_~~__'-__, ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Borough of Lemoyne in the County of Cumberland and Commonwealth of Pennsylvania, more particularly bounded and described according to a survey of D. F, Raffamaparger, dated May 11, 1953, as follows. BEGINNING at a point at the Southwest corner of the intersection of Walton Street and 7th Street; thence Southwardly along the Western line of 7th Street, one hundred seventy and sixty-five one- hundredths (170.65) feet to a point on the Northern line of the Borough of New Cumberland; thence South fifty-two (52) degrees no (00) minutes West along same, seventy and two one-hundredths (70.02) feet to a point at the dividing line between Lots Nos. 63 and 64 on hereinafter mentioned Plan of Lots: thence North thirty- six (36) degrees thirty (30) minutes West along same, one hundred seventy-two and forty- seven one-hundredths (172.47) feet to a point on the Southern line of Walton Street; thence Eastwardly along same, seventy (70) feet to a point, the place of beginning. BEING Lot No. 64 on plan of Lots known as Chatham Village, eaid Plan being l'ecorded in Plan Book 4, Page 77, Cumberland County records. HAVING THEREON ERECTED a one-story brick and stone dwelling house, known and numbered as 700 Walton Street. PARCEL NO. 12-23-543-15 : ,~~:",:,,~'~ ~~S:t.:L''i~\;:'~'" ::,.", ....<; .~ '.' ,''':' .' y.~~; .,' ,. ~',.., " " I~ ..... ,"-"", '..- -, "...,'" ..",',~~. . ," c. . '.. -:......,;. "'" '.":"~;~1'" ,~,;;>~.,.,I""'f.\J,'~.#l:Wtl,~"",h'(1I\W,"~f~\lI.ft.'r;,.".,...t..6~' ,'. ,"', OJ ,,' ,.... .. - EXHIBIT "A" .'...... ,."_," ....;. 'U'" ,.,.'. ,', I', _ .', " " ' '; .. ,';, :" "'."'" ,_..... ..',: .,.,~',,', ",.."...~.~, '~"Ir" ~." ""I,"";!'.," .'.', ~"'I-~ I.." ';.',JI".', ,.,,). ,,~.l__.. ..... ,,','" 'l ., ..'I' ""\\' _It"'l '." ; . , . ,. ",1 .,\. . "...:..-( ') ...",' \S.;. .-.,', d'" ,'. ,,- ....\lfj.!. "'1.'II._'1.-I.I'\1'tlt ' " ' . " M ' . . . ". ' , '. ' .~ " " . ' , ,. ' " ,., '4' ,P'.. _ ,', .'.', ' '.' .'1-, ,'. '; NOTE Loan No, ..,9 ,q ~ :-. ~ ~,2, 9.q .. .. /1 1'1 . . , .(,...#.:,:,<.,!, , (." ':0~,(, " , ., Pennsylvania I (City) 1-1- .. . . .~ P.VP.D)P.flt.. .. ..-': Y" :: .., 19,& (J, U,S, $ .. f>.?,.q9.q................ FOR VALUE RECEIVED, the undersigned ("narrower") promlse(s) to pay State Capital Savings and Loan Association or order the principal sum of . . . . , .. .. , , . . .. . . , . . , .. , . . . , .. , . .. .. .. .. , . , , .. .. , , , . , .. . .. , ,.~P,"F,y':-,~\",~. :I:I),o.,!~.,!!,.~, .O,4,?!,Q9,Q?,...."..,....,...,..,..""."........,....,..,..,..,..,.. DoUars, with Interest on the unpaid principal balance from illS date of this Note, until paid, at tbe rate of , . , . ,~ ~.t, . , , , , , . . . ,percent per annum, Principal and interest shall be payable at 108-114 North Second Street, Harrisburg, Pennsylvania, or such other place as the Note holder may designntl! in consecutive monthly install- ments of ..Ji'.C\u 1"..)1'1 Il.<\ t.~ <!. .I: P.':" Fy. :-.~ ~,g~.t.. fl.!)~. , ?M .1,99.. .. .. . .. .. . , .. .. .. .. . .. .... Dollan (U,S. $,. 4.41l., S.Q........,) on the first dar of each month bel(innlng"." ,J.'!!l,'!!l.x:Y."...."...." 19, .~.~ Such monthly installments shall continue unU thl! entire indebteerness evidenced by this Note is fully paid, except that any remainJng indebtedness, if not sooner paid, shall be due and payahle on, .Dll.cel1lb.E\t', .1,. ,2,OI.Q"...... If any monthly installment under this Note Is not paid when due and remains unpaid after a dale specified by a noUce to Borrower, the entire principal amount outstanding and accrued interest thereon sball st once be- come due and payable at the option of the Note holder, The date specified shall not be less than thirty dsys from the date such notice is mailed. The Note holder may exercise t1iis option to accelemte during any default by Borrower regardless of any prior forhearance. If suit is brought to collect this Note, the Note holder shall be entitled to collect aU reasonahle costs and expcooes of suit, inciuding hut not limited to, reasonahle attorney's fees. Borrower shall pay to the Note holder a late charge of four (4) percent of any monthly installment not re- ceived hy the Note holder within fifteen (15) days after the installment Is due, Borrower may prepay the principal amount outstanding in whule or in part, The Note holder may require that any partial prepayments (ll be made on the date monthly Installments nre due and (11) bl! In the amount of that part of one or more monthly installments which would be applicable to principal, Any partial prepayment shnU be applied ngalnst the principal amount outstanding and shall not postpone the due date of any sulisequent monthly InstaUments or change the amount of such installments, unless thl! Note holder shall otherwise agree In writing, Presentment, notice of dishoDor, aDd protest are hereby waived br nil makers, sureUes, guarantors and en- dorsers hereof, This Note shaU be Ille joint aDd severnl obligation 0 all makers, sureties, guarantors and eD- dorsers, and shall be binding upon them nnd their successors nnd assigns. Any notice to Dorrower provided for In this Note shnll be given by mailing such notice by certified mail addressed to Borrower at the Property Address stated helow, or to such other nddress ns Borrower may designate by notice to the Note holder, Any notice to the Note holder shnll be given by mailing such notice by certified mnll, return receipt requested, to the Note holder nt the addrcss stnted in the first paragraph of this NO'e, or at such other address as may have been designated by notice to Dorrower. The indebtedness evidenced by this Note is secured by a Mort age, dated, .t:lP,Y!'.'1'P.'lF. ,{Xl~J,9,~9., and reference is made to the Mortgage for rights lIS to aecele., Ian: tE]~ . 5n1 e~~ ,Cd ,^n~ ,~ ~ ~~ .i.~ ..~~~~~.~~ ,~~ ~~t,~', , (~~ ~'~i'~ .lj(~$;s~'" 700 Walton Street .............................................. .............................................. ",'-:!,."!!,y'\"e,,, "~!,.l)!,.~y,1.':'.'\l).i,,!,,. ~.~9.~?.. Property Address .............................................. - EXHIBIT "13" - ~nal Only) PENNSYlVANIA-l t, 4 F.mlly-li,