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95-00110
1 J . -;P ~ tt. ~ i E € ~ J j , () , I - "'-#-...... \ I I I MDlDIU 11'1' rlODAL eRlO'T UNION. rolUlDLY DOWN AI DlrlM.. ACTIVITI" rIDlRAL ClIO.T UNION 'lltnt iff IN THI COUIIT or COMMON 'lolA' or CUMllllLAND COUNTY. 'INN'YLYANIA Y. CIYIL ACTION · LAN ACTION or NOIlTOMI rOlllC&.O'URI MICllAIL COIIaAD. UICUTOR or 'n.1 LU'I' WILL AND 'l'IITMIMT or IUCIR I. COIfIlAD. d...,..I4M1. Dlftnll.nt NO. r. III "s.,. "I CIVIL In. 1l0:W:.1 YOU KAV' 111M .UID IN couwr. It you vllh to 4ef."" .,.IM' thl 0111.1 ..t torth. In the follovlnt P..... you IU.' tlk. lotion withl" tWlnty caO) dlY' a".r 'hi. COlplaln' Ind Ne'lo, Ir. ..rYld, by .nt.rlnq I wrltt.n A".arlnoe "r.onallJ or by AttornlV. and fl11nq In wrltlRq with the court VOUf a, IMI' Of objlotlonl to thl 01. i.. .,t 'orth .,.In.t you. You .r, warned th.t it you tAU to do 10. the 0... ..V p,eHl.... vitho\t\ YO\l .00 " judq.lnt ..y bl .nt.rld .,alnat you by thl Court vith~t '\lfth.r not 10. for any ~n'v 0111-.4 In thl "gapllint or for .nv .th., ala'. or f.ll., r.quI.tld by 'he ,lllntl". You .av 10" .on. V or property or other rltht. llpor'ant to you. YOU 'HOUW TAICI THUI 'ArrK TO YOVK l.ANUM AT 0""1. ., YOU PO HOT KAYI A &.AWYlK, OA CANNOT AnOl" OHI:. 00 TO 011 TUIf**1 Till: O"ICI liT roRTH IiILOW TO fllIO (Wf Nllt:1l1 YOU "AM OIT UOAI. 111:1.)10 , Court Adalnl.tfl,gf On. C~rtn.u.. tq~.r. C.rll.l., "~h.y(Ya~i.. 1101) T.l.,h4n.1 ell') '40-.'00 D.ttt4. ,." / .)'I;~tn- ~.-"--"~ Not,,,,. I#ll44f. I!k4 Hltll'lfJ ~~"iq'~f~. ,~ 170'. T.l'f~ft4 '717) 7..~)'71 4't@f~r '~f ,i.tA,," NJ:JUl1IUI lIlT rlOnA.. CRIDIT UNION. FOIUIDLY IUIOWN AS o.rlN.. ACTIVITIII rlDlRAL CIlIDIT UNION Plalntitt Y. NICllAaL COJlIW>. DICCUTOM or 'nt. LAI1' WUd. AND TUTMINT or IIMIR I. COJlllAD. deoq.lId, OItlndant , IN Till!: counT or COMMON PLEAS or , CUMBERLAND COUNTY. PENNSYLVANIA , I , , CIVIL ACTION - LAW , ACTION or MORTGAOE FORECLOSURE , , 'NO. CIYU.. an I , CQMPLA I If'1' 1) 'lalnt.tt ta a tederally ohartlr.d Crlldit Union. with It. plaoe of bu.ln... In HI.pdln Town.hlp, Cu.~rland county, 'Inn_Vlvani., on April 11, 1".. It chlft9.d It. na.. troa D.t.na. AGtlvltl.. rederal Credit UnIon to "..berl l.t rldlr.l crldit Union. I) On Mlroh al. 1..6. Il..r I. Conrad borrowld thl IU. ot ......... 'roa thl Plalntltf and e.eoutad and dellYlred a Hot. wn4e, ...1. . oo,y of vhtch i. .ttlchld .1 exhibit A. 1) On 'Ipte.ber 1/ It'6. Il.er I. conrld borrowld the IU. ~, '1,"1.0t 'roa thl 'lllntltt Ind .x.cuted Ind dellyerla . Hot. yn4., '..1. . GOpy of which I' Ittloh.d I' exhtblt .. t. 11.., I. Conrad Ie In d,'ault of thl lOIn ..d. Mlroh J., It.. (r.htblt A) for tlllur. to .ak. ply..nt. when du.. The vn'41d b41.~. I' 'J,110.01 with tnt.rl.t frOM '.pteMber 14, nUt " Ilm.r I. Con rid 1. ln d.flult of the loan mad' .Ipt.mber 5, 1986 (EXhibit D) for fll1ur. to makl payment. wh.n due. Th. unpaid bllanoe 1. 'l,a'3.'. with lnt.re.t from June ., 1987. 6) Ply.ent WI' d..andld of Elmer I. Conrad durtnq hl. 11f.tlml, but h. tal1ed and r.fu.ed to plV the ..... 7) IU..r B. Conrad dIed OeclIl\ber a:I, 1993 and l.etten Te.tamentlrv on hi. ..tate w.re qrant.d to Hlohll1 Conrad. WIIIRI:FORl, plaintiff dl.lnd. judqelll.nt of the d.fendant ln the Imount of '3,110.01 prlnolpll plu. fa,900... lnt.r..t, I tot.l ot ",010..9 Ind 'l,35a.5. prlolp.l plu. '1,01,.16 lnt.r.at, . totll ot .a,367.701 . \lrlnd totll of ,.,a7..19 toqlth.r wtth tnter'lt trom January 6, 1995, plu.oo.ta. . I '~J~rln~~ tafc~~J . Attorn.y tor Pl11ntltt Mark.t .quln BUUdlnl,J Mechlnlc.burQ, fA 17055 (717) 766-)17a ID OI:JIU ITAT. or 'IMW'YLVAMIA COUMTY or CUMJlDLAMD >> . ... >> JlJClIAII. M. 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".<!I '!III ~"'...'~ ..;.." ii I.,.,.................. ....'. r,,_, ...41,.... .,............ Ntt ......-..j~.......... ~.'..~__l.,,;'*"'.............,.....\<liQjlM:,.,........._ _'*'iW! .-.;,...., ."Ill< Ill" ~....... .. tt. .. -'j' " I, !,.1.'.;;I,' ,,, ~_; f-/ "., ..., '1; hHIIH I IN TIll COUIlT or C<HlON I'I.W or CUKllIUlI.AND COUNTY. I'IlHNSYLVAHIA CIVIL ACTION - t..\w Am or HORTOAll~<JVlfl~ tlIHIIW 1ST rmltRAL CIl!WlT UMIOIl rolMlUl1Y lHOWN AS DUbSI AmIVJTIIlS r!WlllAl. CaltDJT UMION. l'laln~1ff I}) _'I; 1 ; Irs d :; y I/fJ ,{VI';' ..,Ift'll ,f. (1(/ j'J. ~j/tIJ,..,..1 NICtlAlL CONRAD, IIX1CUTOR 0' TIll LAST WILL AHD TIUITAMINT or 1IJGE1 I. CONRAD, d.c....d, I>,hnd,nt COHPt..\lNT (:l" ;/)4111 .11i'" :) () ft') t IAKI... " EAKIN 4"0""'''1 lOT I,.t.W .....n .,"'.... eUJL.IMfll8 M'CW,l,..ICl..U"g, "'.. '''0'' MDllIIUl 11ft' rlOUAI. ClllOlT UNION, JOQIlU..Y IUlOWN A8 DUIM.. AO'I'IYITll8 PIDICRA&. CIllO 1'1' UN 1 ON 'la1ntHt Y. MICHAl&. COJfIW), 1lX1WI'O'- or TtlI tAI1' Nil... AND TUI'AMIN'I' or lUlU I. CONRAD, dlQU.tId. Dlttndant I IN TtI! COURT or COMMON PLEAS or I CUMBl:ftLAND COUNTY, PENNSYLVANIA I I , I CIVIL ACTION - LAW I ACTION or MORTGAOE FORECLOSURE , , , NO. 95-110 CIVIL 1995 , , lJlffoX t. fbt. '11..'tlon purport. to tnoorporate an.wer. to av.r..nta In the cOMpl,lnt wlthout lncorpor.ttnQ the content. ot the 00l,1.1nt, 1t 1. aaalttld that Def.ndant ha. t1114 An.ver. to ,ara,f.pfti 1 - 1 of the Co.plalnt. t. M.ltted 10. A4altted II. l' ,. adaltted the oontr.ot to pay wa. not re.ttl,.e4 by 4tQt4ent. It i. aenl.d the 4 year .tatUt. ot L1.1t.t10n. a"ll.. to tnl. loan a. the oontr.ot WI' und.r .1.1 and aubjlct ~nlv to Pf'I~Ptlon ot p.y..nt .tter ao v.ar.. la. Dtn1f4 tor the r.a.ona .taCf4 In paraQraph 11. n. M_1Ued 14. MalUM It. 't 'a adMitted '~e oontraot to pay wa. not rl,ttlratd &r ~.a."t. 't 1. ~nlf4 tn. 4 y..r Itatut. or Ll.ltat10na 1,,11.. l.~ t~" 104n " ,~. contraet wa. under ...1 .nd .ubjeot @A'V t~ fff.~ftlgn Q' fAYM,n' a'..r JO v.ar.. IN nIl COURT 0' COMHON "I.W 0' CUMlUt.AND COUNTY, t'KNN9Y1.VAHIA CIVIL ACTION - I.AW NO. 95-110 CIVil. 199\ "lUr-. ~-~ tWIIW liT 'Kt>WL ClmlT UNION JOlIHDL' lJIOWII All OKrDSK ACTIVITIIS 'KDIJAL ClEUIT UNION, ..l"ntHt " fill It Ii! '95 v MlCllUl. co.UD. UICUTOI 0' 'nil WT WILL AJIlI TlSTAKDT 0' ILKII I. CONIAD, d.c....d, D.tendant mt CAKIN It (AKIN ""~''-'YI A' ..." _If ..".... ......""". MICHAHlg"UlIIlt, 1"" ,.,au hl\~t., IUb'"tt ;.If;.~l' ,. ,.W i-HtI f thhi t ,Vi'; i ,4'" Hlt l ", H,,, MEMBI~I liT FEDERAL CREDIT UNION, FORMERLY KNOWN AI 01'11'111 ACTIVITIBS 'EDERAL C~EDIT UNION, IN THB COURT OF COMMON PI-lAB OF CUMBBRLAND COUNTY, PENNSYLVANIA PLAINTIFF v. NO. 9~-110 CIVIL TERM MICHAIL CONRAD, EXECUTOR or THI LAIT WILL AND TESTAMENT or ILMIR I. CONRAD, d.c....d, DIrINDANT CIVIL ACTION - LAW ACTION OF MORTGAGB FORECLOSURE DIP.,gAlJ" ~.~.a Klta 11M ~TT18 '11 1M (:'( I -" day of January, un, com.. the Conrad, Executor of the Laat W111 and AND NOW, thh oet.ndlnt, M1chall TI.ta.ent of Ilmer 1:. Conrad, declaaed, by h1. attorney, DIANI a. ~DCLI", ISQUIRI, and tl1'. th1. Anawlr wlth New Hattlr to 'l,lntitt'. Compla1nt a. follow.' ....MI" 1. Attlllitted. 2. "'till! tted. J. Admltted. .. Admitted with the clar1t1eatlon that the cla1m lit torth 1n ,la1ntUf'. COlllp1a1nt 1e barred by the IJtttUtl of Ltmltetlon., the .vermlnt. of 'arlQraph 4 of Plalntltf'. compiltot !ndlcaUnQ d,fa..,lt QCOYff,.d on Septlmbor: H. llJfJ7 wh.n the D,ftndant atopp.d m4klnQ raymenU, whleh d4t. h morl! tlllln fgur yeare prlor to the 11110<1 of 'lalnt1ff', Camplalnt, 1 j'I\'H I, II "" IIU ,j t "Ii '4l' ,.,. . ,,, H.... "'-1'" '" It''l'i ~ .. "''' '111 I il:,. ".,J . I. AdlalUId with "h. flu " lu",ul that the olall11 ut forth In PlI1Mltt., Co.plal"t t. b.rr~ Py the l"'t\ltA of &.tllll"."lo", , "h. IY.f..nt. 0' '.f'Qf.ph , ot 'lalntttt'. CQlllpl.h" hlllQ.U"q thl" It,'ull o~(l\uud on or abOut June 4, un, I diU 110ft 'h.n fgllr yUrt prl!!f \0 the date ot tl1li1 ftl1Rq of ,1.1n,l"'. C~pll'''t, I. AdlIluld whh the 01u"lfAttoft tha' the dlbU Al1lQld by Pllin"i". ar. IIftcoll.otible bet", baff~ by tha l"ltlltl ot &.1.U" 101\1, .,. AdMitted. WHIM"O.', DI,.A4.,," u.,.ClthUy ,..."..U "lIn 'u.."" b41 .nt.fed In '.vor 0' the O.'e~.' .Ad .,a'".' the 'laln'1". IIWNAnIA I, Tha OI'.n4t., l"~orpor.t.. ~y r.t.,a"ee the .verllll"t.. I.t ',reh in '.raQlapht 1 thf@WQh 1 hlf.ln, .. TII. alcf4'At., .1a., I. eo.rld, d.f'II't~ on the H,rch n, It" loa" .Qf....lit atU{ltlt4 II 'lain"", IiIhlbtt "A" t.y f.BiIIQ lei ..Il. 'IlV p.Y"r>U fttq..ht4 "y t.he tt.fQh ~.., ItI.6 .Qf....nt .ft.f ..'t.~.r ~., '.'1. 10. 'V "hill "III'iI fit U. liI.flit> ~~, lilU h.411 IIJfIl'lIl.r,~, Unitt 'ltp4fit w" 4<,. UI,ijf\ tt>. {oj'lifid.rlt, 111''''( I. (:I>>/I(lt/', Iii. "",~H l, nu, 4 IMU /rOiJU t".4/J 'ff,H yu". ~~~o;H' tp UI. 44'* ot tn. 4-.~44fn", 4f.'_ ~~ ~f#~~'~ i~, t't) 4ff4 ~f. ~"4" f44f 4 'H~,"~ I_ "'''H''' "tnuJ'tt't,I't. ~+-Hl- # .l~if;" ..."",U t. ...M illt i ,,, du, YI.r. prlor to th. d.tl ,laintlff lnitl.t.d the within .ctlo" on JanuarV 10, 1..t. 11. The d.cldlnt, 11m.r I. Conrad, n,vlr re.fflrmed th~ d.bt arll1nl,J out 01 thl March 2~, 1986 101/\ 'Qntm,,,t, nor pfomlud to P'Y th. '4IllI dur hl. ltorna1d d.fault, nor took Iny oth.r .otion which wuuld IXt.nd or toll the tour YIU .,a'ute of 11mlt.tlon. plrlod. U. Th. ,1dntU", claim tor ",010.41 .rll1n9 out of the March 31, UII loan IQr..mtnt 11 barred by the Statuti ot LlllltaUon. . U. Th. d.cldent, timer 1:. Conrad, dehlllted on the .lpUIlbIl"/ U" Iou .!Jt....nt .n,oh.d II ,1.1ntUf', bhlhlt ... by I.l11nQ to Ilk. Inv p.ym.nt. requlr.d by .Ild .ore.mlnt on or .'ter Jun. ., 1.11. I., If the tefll. ot the 'eptlmb.r " 190. 10.n lore.m.nt, flna' pav-ent w.. dUI trom the d.c,dent, 11m.r I. Conrld, on ..pt.abn I, un, a dotte more thin fOllr yun prior to the date at the d.ced'n", d.ath on D.c.mb.r 22, 19'1, .nd more th.n four y..n prior to the dlte 'ldotUt lntU.ted the wlthin .atlon on J.nuary 10, '1". ,t. Th. d.e4d.n~, 11m.t I, Conrad, nlv.r r.aftlrmtd th. 4Mb' .rltlnq g~t Qt t~. "pt.mb.~ " 191. 10.n 'q'ttmtnt, nor pr~i..a '0 PAY _h. ,'M' .tt,r hit .tor.,.14 a,t'ijlt, nOf took 1 "l~...t (, IUllIllH HW.~H ~11~W ;U. ,,,.'H.j t '''';1. t .-., u.. i '" j~~.J anv other action which would tlCtlnd or toll the fOllf Yeln .tatut. of limitationl plriod, 16. The Plaintiff'e claim tor 82,267,70 _rhinQ out of tho SlIptember !l, U86 loan agrllmlnt 11 barnd by thl It.tut. ot llmltaUon.. 17. Dy law, the D.f.ndant in hi' c.paclty a. I:xlcutor af thl ..tet. of the dlcedlnt, IUmer & I Conr.d, II forbidden t nUll reett1rmInCJ or prom1ling to payor payin\l any debt, ot tho dlcld.nt, Ilm.r I. Conrad, which i. void or unentorc..bl', 18. The Olflndant, lither lndlvldu.llV or 1n ht. reprl..ntatlvI clIploie)', hili not aQuld to pay the daruailt d.bta of tho d,cldont, Ilmer E. Conrad. WHIR&FORI, tho D.tondant rlqullt, thi. Honorable Court to Inter judCJllllnt in tavor of thl oo'lndlnt and eCJlin.t th- Plaintiff . ."plcttully .uo.lttld, C"_i.~'- ,"\ -11 . ~,;-,;oml~' ~~ ..a411-rn 1- "oed ' "e..-HU , 'A nOll elI') 1J7-0l00 1.0. No. HI U AttornlV for Dot,nulnt 4 tr-:"'7'll! ;,' I~C 'If, ",I n , OWl. g, JL4k"'ff A~l ., &.4W ....,.. .... ~'I##. 'A .1ItH