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:: IN THE COURT OF COMMON PLEAS ':
iC: OF CUMBERLAND COUNTY ~
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~! STATE OF ....... ,'t. I PENNA. 8
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, SIIIIILE'i A. KOZlA/l, *
M. l\O. P'-U4 CIVUd 1BRI19
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M.l fl. BRUCE KOZIAn, .
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~ AND NOW. ,,'3'.. " ",. , 19 tS' " It II ordered and .,
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8' decr.ed thot " ' ,. ,..'. ,8JlUlJ.~Y I\.KQU^/l....,......,.. plaintiff, i:
8 ond . . . . P. 1lllUCC I(OZJAIl"....."". d,fendont,
* or. divorced from tho bond. of matrimony,
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The court r.talnl lurl.dlctlon of tho following claim. whlc;h hove
boon rol..d of record In thll action for which 0 final order hal not y,t
boon ontured;
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IttlRLIV A. KOZ!AR,
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IN THI COURT 01' COMMON PLeAI OF
CUMBIRLAND COUNTY, PENN8YLVANIA
CIVIL ACTION. DIVORCe
NO. 850154 CIVIL TERM
IN DIVORce
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MABlIAL8E.IJLEMENI.AGREEMENI
THIS AgrHmtnt fl'IIdt \hi. .....Jl.t.f.. dlV of ~lwl .1995
by Md bm/ttn IH'ALlV A. KOllAR. of a11 E..t GarlI,ld Str"t. Shlppenlburg. Cumberland
CCM'lfy. PtmtylvllU. htttlnlfttt r.ftrrtd CO II WI". and R. DRUCI KOZlAR. of 218 Eal'
(J/JfflflkJ IItHt, lhipptnlburg. Cumbtfllnd County. PennlylvllOla, htrelnalttr ref"red to III
ttUOIIAND,
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WHIRIA.. 1M pll1itt htrtto II' hutband and wife, having bHn jolntd In marriage on
(~.".1btt 1', 1101. In Dttv." 'tMtylYlI'tlI: Ind
WHlnIA., . COmpIIIr4 tot 0N0t0t hu bttn fIItd In lht COUrt of COmmon Pit.. of
C1,J/fltnH~ County. P~MII, to No, .164. elvq Ttrm: and
WttC"CA', N PIf1Ift Mitto 1ft Of,WOW 01 Itltflng I\J/Iy ond ftMIly their rtlp.ctlvo
~(1h("fiJI fHifJ f,if~ ,p tflfJ ~ II betwHlt .0Ch OINt. ~. without llmItotlon.
IN" ",Ifllr>q 0I11J m.tIItf. tJtlwHft tNm,~ to tI'lf (fflnMtNp of rtlland Ptftonll ploporty,
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and In general, the "!tllng of any and all clalml and pOlllble claims ag.lnll the other or against
their respectlve IIlalel.
NOW, THSREFORE,ln conllderatlon 01 th... con.lderatlon., and tho mutual promise I and
undertaklngl horelnafter ..t forth, and for other good and valuable conalderatlon, receipt and
5uHlclency of which II hereby acknowledged by each of the parties hereto. HUSBAND and WIFE,
o8ch Intending to be legelly bound, hereby covenant and agree al followa:
1. Advlc. of Counlll: The partl.. hereto acknowledge that each hat been notified
of his or her right to conault with counael of hll or h.r choIce, and have been provided a copy of
this agreemenl with which to con.ult with coun..!. WI'E II reprllented by Carol J. Undsay,
Esquire, and HUSBAND. hal been advllOd that he may be r.proaented by counsel 01 hi. choice.
Each party acknowledgll and accept. that this agreem.nt II, In tho clrcumltances. fair and
equitable, and that It II being entered Into frltly and voluntarily. alter haVIng received IUch advice
and with .uch knowledge e. IIch he. lought from counlOl. and that .xecutlon of thll agrooment
Is not the r..ult of any duro.. or undue Inftuonce. and th.t It II not thl r..ult of any Improper or
iIIogal agreom.nt or agreem.ntl.
2. Divorce: Th. partl.. .gr.. to the entry of a D.er.. In Divorce, Th. pllr1I" will
execute. on thl date 01 thl. agreoment, Affldavltl of ConlOnt under S.ctIon 3301 (0) Of the Divorce
Codtl, conlOnllng to the entry of a Decree In Dlvorc..
3. Ptr.onal Ploptr1y: Tht plI1le. acknowltdg. that they Nav, tqultlbly and
nti$I.ctof~ dIvlOtd .. of thtIt ptltoM plOJ)tl1y, and thIt .. Pfl'1OOII plopMy IhaU be the IOle
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and Individual property of the party In whole pollelllon It II II of the dlte of thll agreement.
WIFE will retain the 1991 Dodge Mini Van, and al loon al the loan on the 1991 Dodge Mini Van
Is paid, HUSBAND will e"ecute any and III documentl to tranlfer .11 hll right, Utle and Interest In
said automobile to WIFE. HUSBAND will pay the balance of the loan for the purchale of said
vehicle, and shall Indemnify and hold WIFE harmleSI against any lOll al a result of said loan.
The parties have acquired. during thalr marriage, certain lavlngl bonds, Including
those bondl acquired by HUSBAND through hi. employment. Within ten (10) daYI of the date
01 this Agreement, HUSBAND will provide to WIFE a copy of allluch savings bondl. Said bonds
Will be held for the education of the parties' children. No bond Ihall be liquidated without the
agreement Of both partlel.
HUSBAND Ihall retain his IRA and the Joint checking account at Orrllown Bank.
WIFE thall be entitled to receive the marital portion of the HUSBAND'I pentlon and
the funds In HUSBAND', 401.K Plan. Both planl are admlnlltered through HUSBAND',
employer, Penntylvanla Electric. The marital portlon to which WIFE thall be entllled Ie one-half
01 a fraction of tald benefitl, the numerator of said friction being the number of years 01 the
partlclI' marriage, 14.15 years, Ind the denominator bolng the number Of yoars of IOrvico
tiUBDAND hat with his employer. WIFB shall be entitled to survivor benefjll under the terml of
tho ponslon and 401.K planl. The partlOl Illpulltethlt the Court may Inter I OulUfltd Domtltlc
noletlOnt Order 10 glvo enoct to Ihl. provision.
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4. nil' property: The parties are owner. of a home at 218 East Garfield Street,
Shlppensburg, Cumberland County, Pennsylvanle. On the date of this Agreement, HUSBAND will
transfer to WIFE all his right, title and Interest In the marital home. WIFE will make all payments
for the Indebtedness on the marital home, Including the flrat mortgage In favor of Standard Federal
and the second mortgage In favor of Household Finance Corporation. WIFE will pay the taxes and
Insurance on the merltal home, and will Indemnify and hold HUSBAND harmless for any claim on
account of the home.
5. Alimony: The parties waive any claim that they may have one against the other for
alimony or SPOUlal support. The partJlI acknowledge that each has sufficient assets with which
to maintain themselves after divorce.
6. Marital Debt: WIFE will be lolely r.sponllble for the payment of the Cltlbank Visa
account and Orratown peraonalloen.
HUSBAND will pay end be solely responSible for the debt to Beneficial Finance
Corporation, the personal loan to Household Finance Corporation, two loans to American General
Flnanc., the Bank One charge card, and the Securlly Pacific loan. Theae loans are In the
approximate amount as that I.t out In th. lI,t provld.d by HUSBAND and attached heroto as
Ellhlblt 'A'.
II The p8l1l11 wllllndemnlfy and hold on. another hermit.. on aocount of lht debt fOt
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Ii whlct1.ach hallgfeed to btcomt responsible.
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7, CU'IOd)'1 The partie. .,e Plftnt. of thr.. children: AnthonV. born July 10, '978;
Sheryl, bOtn July 30, 1M2; IlI'ld KrIIIlnI, born 1fP*nbtt 10, 1884. The partlt. .hIIl.herelogal
cu.tody of .1Id child, Wlfllhall have prlmllY phy.lcll CUltocty of .ald child, Md HUSBAND
'hall hIve partial cu.tody ,
8. ChllCl.Uppo,,: tiU'IAHD 19I'''' to plV and WIPeagre.. to acoopt S911S.00 lor
tho ,upport 01 the PIl1l'" minor ChlIOr,n, llId plymtnt will be made through the olllco 01
domoaUo "lollOn. of tha Court of Common PIt.. of Cumb,rland County, Pennlvlvanla. Within
diY' 01 tht ..fCUtIon of W' Igfttmtnl, the ptrtlt. will IPPtIt .t the olllce of dome.tIo relallons
to ..ocut. any c:locumtntl ftqlJlttd tot prOVldt InV Informallon necelllfY to give e"eet to thl,
provl,lon.
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O. Mod"IOIUonl No~, fllClltlon. or llIMndm.nt of tN. tgrttment shall
b. etfoctlv. unlt.. In writing tigntd by 'aM of the pat1lt1 htttto.
10, AppUo.bl. Law: !oJ tell ~ by Ihlt agrtomtnt .hIII bt conttruod and
enlorctd lJO(ltf \tit IawI c.>f II'it Commonwt" of PtMlylvNlll,
11. AI'Hmtnt Ilt\dIftg em 'I"'" 'M Htlf': Tl'\it agtttmtnt, .lCOtPt II othtrwlll
.~pr,"1y proviOtd htttl(l. ,hill blnO ltlt JiMltI hot'tto. and thtlr ,tlptCtlv. htlr., .xecutors.
IiltIrf\lflillfllOll, . ftpftltrllalNtI. .... and aucc...orl In IIlV int.,..t of the p."I...
12 Aftttmtnl Hot 10 be MlltMl ThIt IQfttmtnt ."." bt InQorpotlltd Into the final
1.10(;,.1 of (#VOf~ of fN ~. 'WftfQ tQf Wpotft of tN~ orwy, but otIWwIt. .".. not
b4 fflf(QOQ no UIQ CfltefM. TN ~ .". ~ ,.". rloN to trrIOIco ttlIIlOfttrntnl Wldot lht
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Divorce Code of 1980, a. amended, and In addition, .hall r.I.ln any remedlllln law or In equity
under thl. agreement a. an Independent contract. Such r.medl.1 In law or equity are .peclflcally
not waived or released.
13. Document.: The partie. hereto agree that they wille.ecute and deliver one to the
other any documents necessary to give effect to the term. of thl. Agreement.
14. FuUlnd Flnll Settlemenl: WIFE and HUSBAND each do hereby mutually remise,
release, quitclaim and lorever dl.charge the other and the e.tate 01 auch other, lor all lime to
come, and lor all purposea what.oever, 01 ond from any and all rlghtl, tllle., Interesl. or claim.
In or agaln.t the property (Including Income and gain Irom property hereaher occrulng, 01 the
other) or again.t the eatate ol.uch other, of whatever nature and whereaoover altuate, which aho
or he now hal or at any lime hereaher may have agalnal .uch other, the IIt.te of .uch other or
any part thereof, whether .,lllng out 01 any former actl, contract., engagementl or Uablllllel of
such other, or by w,y of dower or curto.y, or clalmlln the nature of dower or curtOlY, or wldowa'
or widowers' rlghtl, family ellompllon or .Imllar allowanc., or under the Inteatate I'WI, or the right
to take agalnat the .pOUII'. will; or the rlghl to treat . Illetlme oonveyance by the other a.
teetamentary, or all other right. of . .urvlvlng .poulIlO partlclpat.1n . dec....d .pou.... ..tate,
whother "Ising under the Iawa of Pennlylvanla, any other Stat., or any other Country, or any
rlghtl which either .pOUIt may have, or at any time hereafter hov" for pelt, prellnt or luture
support or maInt~e, Illmony, aIJmony",IId."t. fit., COIJI'lItl ,..., co.1I or .xptn.... whether
erising at . result of tho marital rtlatlon or othtIWl... .XCfpt IInd 0JY0J tXCfpt, III right. elfld
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agreementl and obllgatlonl of whatloev.r natur.arlslng or which may arlle under thll Agreement
or belore the br.ach of any th.r.of. It Is the Intention of HUSBAND and WIFE to glv. to each
other by the execution of thll Agreement a full, complete and general releaae with relpect to any
and all property of any kind or natur., real, personal or mixed. which the other now ownl or may
hereafter acquire, except and only except, all rights and agreements and obligations 01
whatsoever nature arising or which may arlit under thla Agreement, or for the breach of any
thereof, lubJ.et, howlvlr, 10 the Implementation and latlafactlon of the condition precedent 8S
set forth herein above.
15. BREACH: In thl event that elth.r party breach.. any provlllon of thll Agreement,
he or she ahall be responsible for any and all coati Incurred to enforce the Agrltment. Including,
bUI not limited to, court costs and coun..1 fell of thl other party. In the IVtfnt of rrlach, the
other party ahall have the right, at hll or her .Iectlon, to IU. for damagea for IUch breach or to
leek such other and additional r.m.dlea II may b. available to him or h.r.
IN WITNESS WHEREOP, the partl.. h.r.to have ..t their handl and lIall tho daV and
year flrat above written.
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IN 11IE COURT OF COMHON \'''\!AS OF
CUHllIlRLAND COUNTY, PENNSYLVANIA
NO. 9~-154
CIV.lL '1'1~1U-1I9
Il11IlILI:Y ^. i<OU^",
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/1. IllIUCr. I<ozt^",
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'aAICl'l TO TJAM,HIT alCOlD
To lh. 'rochonotuy'
Tr,n.Mll th. r.oord, lo.ath.r with chi followSn. tnforaactoo, to th. court
tur .ncry of , divot'. d.otl.'
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Otound for divor,a' Irr.crt,v,bl' bra,kdown undar '.ccion (f04(c))
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SIiIRLEV A. KOZIAR,
PI.lnUn I
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R. ORUCI KOZIAR,
O",ndanl
IN THI COURT 01' COMMON PWI 0'
CUMI'RLANO COUNTY, PINNIVLVANIA
CIVIL ACTION. OIVORCI
NO. '/.r.. I r; ~I CIVIL TIRM
IN OIVORC!
NQIICe
YOU HAVIIIIN IUIO IN COURT. If you wllh to dltond Igwt tho clllml Itt 'orthln
the tollowlng plgll, you mUlt I.k. prompt action. You II. wllntd &hit If you 'Ill 10 do 10. tho calf
mllY proceld without you and . d.ere. ot divorCI or If\I'lUlI'Nnt may bt tnttftd ag~ntt you by tho
Court. A Judgmant may ~IO bt .ntorlO JOalnlt you tOl My othtt cltlm 01 r,lle' rtqUtltld In tho..
pep." by th. Plalntiff. You may Ion money Of proPMY Of othtt rlghtt ~t to you. including
cultOdy 01 vl.n.1lon of your chJk:hn.
Wh.n \tit ground tor tho dlvorc.II IndigniUtl OIlrrttlltVablt bf.akdown of h m.u~l. you
mty r.qUt.t marrllO' eounlOung, A Ult ot maHlIg. coun..1Ot1 I' avlillbla In h 0HI0e of h
Prothonotary., h Cumberland County CM tlOl.l... Cll(tillt. Ponnlylvani.. 11013
I' YOU 00 NOT PILI A CLAIM 'OR AU MaNY, DIVIIION 0' PROPIRTY, LAWV'R'
FEEl OR I)(PINIB. DI,one A Dlcnll 0' DIVORCI OR ANNUl.MINT .. aRANTeo, YOU
MAV LOll! fttl RlOHT TO CLAIM ANY 0' TtfIM.
YOU ItfOULD T AKI ft.1I PAPin TO YOUn LAWYIR AT ONCI. IF YOU DO NOT HAVI
A LAWYER on CANNOT A"onD aNI, 00 TO OR TCUlPtfONI THI 0"101 lIT ,o,m.
DilLOW TO FIND OUT WHIRl YOU CAN all UOAL HCLP.
eM AdrrlinitlfalOl, '0I.lI1h ,lOot
C~ CMty Court ttoutt
CIfhIt. "tMIV"'MlI 1101'
(717) ~200
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. \..U\tjl\"'Y.,.~"" MIle Nt 'OU ~ 01
SHIRLBY A. KOZlAR, I IN THB COURT OP COMMON PLEAS OP
Plalntlf' I CUMBERLAND COUNTY. PENNSYLVANIA
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v.. . CIVIL ACTION. DIVORce
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NO. q~). li<)q CIVIL TERM
R. DRuce KOZIAR,
D,'.nd.nt IN DIVORce
CQMeJ.AJ.NI
Shlrl.y A. Kollar. Plaintiff, by her .ttorney., FLOWER, MOAGENTHAL, FLOWER & UNDSAV.
rOlpoctfully r.prllentl:
1. The Plalnllff II Shlrl.y A. Kozlar, who currently relldel at 218 Ealt Garfield Street,
Shlppen.burg, Cumberland County, P.mlylvanl., .or a period In IXCI.. of .be month. prior to the
filing of thl. ComplJlnt.
2. Th. Defendant I, R. Bruct Kollar, who currently relldOl at 218 ellt Garfield Street,
Shlppen.burg, CumbtrlIIld County, P.Mlylvanl., for. p.rlod In ,xce.. of ,Ix month, prior to the
filing of thll Complaint.
3. TN Pltlnllff and Defendant both have b.en bona fide rll/dent. In the Commonwealth 01
J1.mlyIvMlI for It Itut IIJc monthl Immtdl.ttly prior to th, 'illng of thI, Complaint.
4. Tht PIalnllff and D.ftndant w.rt marrltd on December 19, 1981, II O.av.r FaU',
fl.mlylvanla.
O. That lhttt hive bten no prlor 1CllorI. of dlvorCt or 'or annulment bttwttn the partlOlIn
thi, Of In ttty otNf ,.,.1tQictJon.
O. The PtIinIM tv", tN& the It tn&idtd &0 . divOlct on the groood thJt the marrlagt It
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IttlRLeV A. KOZIAR.
IN THe COURT OP COMMON PLEAS Of
CUMBeRLAND COUNTY, PENNSYLVANIA
CIVIL ACTION. DIVORCE
NO. 85.154 CIVIL TeRM
IN DIVORce
Plllntl"
VI.
n. enUCt KOZIAR,
D,f,ndlnt I
ACCEe.TANCE..OE..Smv.tCE
I ~pt HtVIct 01 th. CompleJnt In Divorce In the .bov. c.ptlon'd mltt,r.
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R. Bruce .,
218 Garfield 81re"
Shlppen,burg. PA 17257
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Sworn IlI\d tublcrlbtd to befor. mi.
. Notary PublIc. thI. ' ..;; '1,10-
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day of lrlJ.l<'''' ~-r.1"w-.
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SIIJRLEY A. KOZIAR.
Plaintiff,
v.
IN nIn COURT OP COMMON PLEAS OF
CUMBERLAND COUNTY, PBNNSYLV ANIA
CIVIL AC110N . DIVORCn
NO. 95. 1.54 CIVIL TERM
IN DlVORCn
It nnucn KOZIAR,
Defendanl.
SIURLEY A. KOZIAR, Plalnllff, being duly Iworn according 10 law, depolel and lays:
I. That a Compllllnlln Divorce under Section JJOI(c) of Iho Dlvorco Codo was filed on
January II, 1995.
2. ThaI my marriage with It IIRVCE KOZIAR, Defendanl, II Irrelrlevably broken.
J. Thall conlenllo Ihe entry of a Decree In Divorce on the groundl thaI the marriage II
Irretrievably broken.
4. That I understand that I may 10le rlghll concernlnll alimony, dlvlalon of properly.
counlellnll fee. or eltpenlel If I do nol claIm Ihem before a divorce I. IranI cd.
I verll'y thaI Ihe Ilalemenll made In Ihll AfOdavll are lruo and corroct 10 Ihe bell of my
knowledgo, Informal Ion and beller. I understand Ihal fallo Ilalemontl horeln aro mado lubJect III
Ihe penalties of 1IlIII.C.S. 4904 rolaUng 10 ulUworn falllncallon 10 authorltlel.
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SHInLEY A. KOZIAR,
Plaintiff/petitioner
IN THe COURT OF COMMON PLEAS OF
CUMBERLAND COUNlY, PENNSYLVANIA
CIVIL ACTION. DIVORCE
NO. 115.154 CIVIL TERM
IN DIVORCE
VI.
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R. BRUCE KOZIAR, :
Defendanl/Rllpondenl :
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THIS Agreemenl made Ihil ~I ~t
,1995
day 01
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Dy IInd between SHIRLEY A. KOZIAR, of 218 Ealt Garlleld Str,'t, Shlppenaburg, Cumberland
County. P,nnlylvlfliD, her,lnafter referred to al WIFB, and R. BRUCe KOZIAR, of 218 East
O/lr110ld Streot, Shlpponaburg, Cumbtrllfld County, Pennlylvanla, he"lnafter referred to as
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HUSBAND,
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WHERIAS, th. partl.. hlr.ta ar. hUlband and wlf., having bI.n joIn.d In marriage on
December 111, 11181, In Oeaver, f'.nnlylvanll; and
WHERIlAS, a Campl,inlfer Olvorc, hit b.." tll,d In tho Court of Common PI,a, of
Cumb.nand County, Pennlylvanll, 10 No, O~.1~, Civil Torm; and
WtlIRI!A', lI'II partl.. h.ttlO ar, dOllroul Of ..\tUng fully and finally lhtlr r"p'Cllve
'l/lanCIIilIIIlO proporty rlghl. ond obligaUonI II btlWlln 'ach other, Including, without IlmJlatJon,
If'. "IUing of tJI. mt.lttll bttw"" lhtm ,0000tlOO to lht OWl\ttlhip of r't! and ptttonAl propCt1y,
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and In general, the sattllng 01 any and all claims and posslbll claims against the other or against
their respective astltel.
NOW, THEREFORE, In consideration of these considerations, and the mutual promises and
undertakings hereinafter set forth, and for other good and valuable consideration, raceipt and
sufficiency 01 which Is hereby acknowledged by eech 01 the partial hereto, HUSBMID and WIFE.
each Intending to be legally bound, hereby covenant and agree as follows:
1. Advice of CounlGl: The parties hereto acknowledge that each has been notified
01 his or her right to consult with counsel 01 his or her choice, and have been provided a copy of
this agreement with which to consult with counsel. WIFE Is represenled by Carol J. Undsay.
Esquire, and HUSBAND, has been advised that he may b. representad by counsel of hi. choice
Each party acknowledges and accepts that this agreement Is, In the circumstances, fair and
(lquitable, and that It Is baing .nterod Into fr.ely and voluntarily, after having received such advice
and with such knowladge 8S each has sought from coun..', and that execution of this agreement
is not the r'lult 01 any duro.. or undue Inlluenc., and that It I, not th, r..ull of any Improper or
illegal agreement or agreemenll.
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2.
Dlvorc.: The parti.. agr.e 10 the .ntry of . Doer.. in Divorce. Tho plrties will
tl~llcuto, on tho date ollhll agrotmonl, Affidavill 01 Con..nt under Section 3301 (e) ollhe Divorce
Cod", conaontlng 10 the onlly 01 . Oecr.. In Dlvore..
3 Ptr.onal Prope"v: Tht partl.. acknowledge thaI lhfy have equitably .nd
sitllshlctOlUy dMOtd all of thtJf pe,tonaf Ploporty. ancllt\lleJI Pt'JOI'IIl Ploptrty tiI.Ifi bt the 1010
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and individual property 01 the party In WhOSO possession It Is as 01 the date 01 thl, agreement.
WIFE will retain the 1991 Dodge Mini Van, and as loon as the loan on the 1991 Dodge Mini Van
is paid, HUSBAND will execute any and all documents to transler all hi. right, title and Interest In
said automobile to WIFE. HUSBAND will pay the balance 01 the loan lor the purchase 01 said
vohicle, and shall indemnify and hold WIFE harmless against any lOll al a result 01 said loan.
The parties have acquired, during their marriage, cortaln savings bonds, Including
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those bonds acquired by HUSBAND through his employment. Within ten (10) days 01 the date
of this Agreement, HUSBAND will provide to WIFE a copy 01 all luch lavlngs bonds. Said bonds
Will be held lor the education 01 the parties' children. No bond Ihall be liquidated without the
agreement of both panlel.
HUSBAND shall retain his IRA and thelolnt checking account at Orrltown Blink.
WIFE shall be entitied to receive the marital portion 01 the HUSBAND', pension and
the funds In HUSBAND', 401.K Plan. Both plans are admlnlsterod through HUSBAND',
employer, Pennsylvania Electric. The marital portion to which WIFE shall be entitled Is one.hall
II 01 a fraction of s/lld benellts, the numerator 01 said fraction being tho number of years of tho
,)",tIOIl marriage, 14,5 years, and the denominator being the number of yeara 01 tUNica
ItUSOAND has With hi, employer. WIFE Ihall b, ontltlod to IVrvlvOf ben,flll under the terms of
!l111 pension and 401.K plans. ThO partltlltlpvlate that tho COl,lrt m.y .nt.r, Qualified Domestic
Jllllatlons Ordor to Olve eHoet to thi, prOVISion.
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4. Real PrOpenYl The partllll are owner. 01 a home .1 218 E,lt a.rfield Slreel,
Shippensburg, Cumberland County, Pennsylvania. On the dale ollhll Agreement, HUSBAND will
Iransfer to WIFE all his right, title and Inlereltln the marilal home. WIFE will make all paymenl'
for Ihe indebledness on the marilal home, Including Ihe liral mortgage in lavor of Slandard Federal
and Ihe second mortgage In favor of Housohold Finance Corporation. WIFE will pay thetaxe, and
insurance on the marilal home, and will indemnify and hold HUSBAND harmless for any claim on
accounl of Ihe home,
5. Alimony: The partlel waive any claim Ihallhey may havo one againlllhe olher for
alimony or Ipousallupport. The parlle. aCknowledge Ihal each has sufficlenl .ssels wllh which
to mainlain Ihemselves after divorce,
6. Marital Debt: WIFE will be lolely responllble for Ihe paymenl of the Cllibank VIII
accounl and Orrslown personal loan,
HUSBAND will pay and be solely responsible for Ihe debl 10 Beneficial Finance
Corporation, Ihe porsonalloan 10 Household Flnanc. Corporation, two 10anll0 American Oenerol
Finance. Ihe Blink One charge card, and Ihe Security Paclflo lOan. Theaa loanl are In Ih.
",)IIJ~illl.ll(1 amounl al thaI 101 oulln Ihe Iill provldod by HUSBAND and attached horelo as
Exhlbil 'A',
The partlos will Indemnify and hold on. another harml... on accounl of tho debllor
which CIIlch hili agreed to bleam. rlllponsiblo.
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7. CU"Ody: The pirtle. 11" par.n,. 01 ttv.. chUd"n: AnthOny, born July 19, 1918;
Sheryl, born July 30, 1G82; Ind Kt'1.tlne, born a.pttmbor 10, 1084. The partl.. ahlll Ihare legal
cUltody 01 lAid child. WIF. ,hili h.v. prlm.ry phy,lc.1 cultody 01 ,lid child, and HUSBAND
.hall have p.roll cUltody .
II Child lupport: .'UaPAND '01'" \0 P'Y .nd WIF. .gr... \0 .co,pt $915.00 lor
tho IUppOl1 01 tho p.rtIOl' mlnOl children. 8.1d p.ymtnt wlIl b. made through tho olflce 01
domo,tlC rol.ttona 01 the Court 01 Common Pit.. 01 Cumb.rland County, Penn.ylvanl.. Within
dlly. 01 the 'lIecution 01 thJ. 1O"tmtnt. the pll1lt. will ,pp,ar ., the office 01 domoalio rtl.llon.
to &11l0CYIO any documtnl. r'Qulf1d 10' provld. any InformltlOn noc...ary to glv. eff,ct 10 lhis
rJfOvlllOn
II ModtflOIUon: No moOlfiC.lion. rtlC.ltlon. or tm.ndm.nt of thll .o,..m.nt ahall
be @IfOCIlV' ynlfll In WIlting Ilgntd by ItCh ot till plftifl hot,,,,.
'0 AppUclble Llw: ~ act. conttmplIttd by \hI1 lOI'.tmtnt .hall b. conttrued and
omOlc.d UfIdtr till I.w. 01 Iht CommonwNlth ot Ptnn.ylvlnia.
'I "AI".m.nt Ilndlno on 'Inl.. .nd HtI,.: TN. lflretlMnt. ,.ctpt II oth,rwlljO
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,~IJ' ,,/ovldtd httOlO. In'- blfld "'. p3l1jf. her.to. and \hOW rllj)feW1 l'\t"l, ,..CU\OI,.
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j{J/hlllllllaIQlll, ktgllltpr"'fIlAllvtl, 1"191'1 (iI'lI.1 IUQQInorl III My lnttrtt' Of the par\ltl
12 At'""""' Not to be MorVH; fhlllQfttmfnt tMIf bt IneOr'porlttd Into trnl fmal
'J#I;ffl' of fJlvQfC. of Iht P~' """IJ tQf QIJ((.lQtfl Of tNQlC:~ only, tM othttWift thoU (1(11
\'" ,rl#l(~tJ IfjfIJ UIQ. d<<f.. J"" fiHNMt tNIf ,.. fN (rqh<< '" tnIOf~ rm tQlHfflIt'lI UflIJ/If I,tV,t
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Divorco Code of 1980, a. amended, and in addition, shall relaln any remedies In law or In equity
under thll agreement al an Independent conlract. Such remedi.1 In law or equity are specifically
not waived or roleasod.
13. Documents: The partlo. hereto agroo that they will ellecute and deliver one to the
other any documents necelsary to give effect to the term. of thl, Agreement.
14. Full and Final Settlement: WIFE and HUSBAND each do hereby mutually remise,
release, quitclaim and forever discharge the other and the eltate of luch other, for all time to
como, and lor all purposes whatloever, of and from any and all rlghls, Iltlel, Interests or claims
in or against tho propeny (including Income and gain Irom propeny horeafter accruing, 01 the
other) or againlt the oltate olluch othor, 01 whattver nature and wheretoever sltual., which she
or ho now has or at any tlm. her.aft.r may have against .uch other, the .Itat. 01 IUch othor or
any part thereol, whether arlllng out 01 any form.r act., contract., .ngagem.nt. or liabilities of
such other, or by way of dow.r or curtllY, or clalm.ln th. nature 01 dower or curtllY, or widow,'
or widow.rs' rights, family ...mption or .Imllar allowance, or undor th.lntlltat.lawt, or the right
to take against the lPOUIt'. will; or the rlghl to treat a 111'lIme conv'yance by the other al
uall1montary, or all other rlghtl 01, surviving Ipoullto pertlcipateln I d.c....d SPOUIO't OIlate,
whothor arising under the lawI 01 Penn.ylvanla, any olher Stale, Of any other Country, or any
"ohta which elthor .poUIt may hlv., or .1 ,,,y limo nort.ller hlV', for pI.t, pro..", Of futuro
';;\/Pport Clf fNtinltl'WlCO. aIJrnony, alimony Plnaont. ,,,.. coun..' f.,I, COlli Of'lIp''''''' whtther
iVl?'''l{I .. . r.~ Of \he nwUl (tItIiM or olhfrMtt, .Il<<pt a,nd 0tW .xctPt. III rights lI'\d
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agreements and obligations 01 whatsoever nature arising or which may arise under this Agreement
or before the breach 01 any thereof. Ills the Intention 01 HUSBAND and WIFE to give to each
other by the execution 01 this Agreement a full, complete and general release with respect to any
end all property of any kind or nature, real, personal or mixed, which the othor now owns or may
hereaher acquire. "xcept and only excopt. all rights and agreements and obligations of
whBtsoever nature arising or which may arise under this Agreement, or for the breach Of any
thereof, sUbJect, however, to the Implementation and satisfaction of the condition precedent as
set forth herein above.
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15, BREACH: In the event that either party breach.. any provision of thil Agreement,
he or Shll shall be responsible for any and all costs incurred 10 enforce the Agreement, Including,
but not limited to, court COlts and counsel feel 01 the other party. In tho ev.nt of breach, the
other party shall have the right, at hi, or her eloctlon, to IU. for damages for IUch breach or to
seek such other and additional remedlel .s may be available to him or her.
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I IN WITNESS WHEREOF, the parties herelo have It' th.lr handl and "all the day and
II year first above written.
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21 W"I High IIr..1
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Allorn.~ lor PI.lnllll
SHIRLEY A. KOllAR,
Plllntlff
IN THI! COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 95.154 C'VIL TERM
QUALIFIED DDMESTIC RELATIONS ORDER
VI.
R. DRUCe KOllAR,
Olllndlnl
QU~LIFleD OOMe5.IlC ReLA TIONS 08.Ql!~
AND NOW, Ihl, -....4."4 (L day of _:T >J tH ,2001, baled on
tho Ilndlng 1.1 forth below In iloms Ono through live,
IT II HeREBY ORDERED, ADJUDOED AND DECREED:
1. Partl..: Tho partios heroto were hUlband and wif., and a
divorce Ictlon i, In Ihl, Court at tho above number. Thl' court haa pOrlonal
juri,dlctlon ovor the partlel. Tho partlp, were married on Decomber 19, 1981.
2. particIpant Information: The namo, 111I1 known addro.., locial
lecurlly number and dato of birth of tho pl.n 'Panlelpant" are:
8^'PllJ
811I1"", nowr..
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Am.t~1.H!1A<<
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Social SeQI,lly Humbfr:
ll/fth 0410:
R. Druce Kot'.'
86tH. Drivo. CarlitlCl, Ponn.ylvanll 17013
2t().40.0038
Sopw",,* 22. 105.3
SAIDIS
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Aprd HI. 2001
3. Alternato Payo. Information: The name. la8t known address,
loclal lecurlty number and date 01 birth 01 the "Alternate Payee" are:
Name:
Addr,..:
Social Security Number:
Birth Date:
Shirley A. Kozlar
P. O. Box 517. Shlppenlburg, Ponnlylvanla 17257
281.644581
November 16. 1958
The Alternate Payee Ihall have the duty to nollfy the Plan Administrator in
wrlllng of any change. In her mailing addre.. lub.equent to the Itntry of this Order.
4. Plan Nama: The name 01 the Plan to which thll Order appllel Is the
Plan 530001 'OPU Companl.. Employee Saving I Plan for Non.Bargalnlng
Employee..'
Any changelln Plan Administrator. Plan Sponsor, or name 01 the Plan shall
not affect Alternate Payee'. rlghtl .. Itlpulated under thll Order.
5. Effect of Thla Order aa a Quallflod Dom..tlc Relatlona Order:
This Order creatol and recognlzel tho exlslenco of an Altornate Payee'a
right to reclllvo a portion 01 the Participant'. benofill payable under an employor.
Iponlored delln,d conlrlbutlon plan that II qualified under 8ecllon 401 of tha
Intornal Revenue Sorvlce Code (the "Code") and the l!mployee Retlromentlncome
Security Act 011074 ("ERISN). It I. Intended to con.Utut. a Oualifled Oomastlc
Relatlonl Order ("OORO") under Section 414(p) of the Code and Section 206(d)(3)
01 ERISA and tho RetlromQnt Eqully Act of 1084. P.L. 08.307,
O. Purtu.nt to 81at. Dom..tlc R.I,lIon, l.w: Tnl, Ordor I, ooloroo
pur,uMI to tho authority grantod In tho IIPplicable domelUc ,.I.tiQn. !llw, of
Ponn.rtv.",.
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7. Pen Proll'llonl of M.til., Property RighI.: Thl, Ordff "Ial,' 10
the provl,lon of marllal property rlghl' " I '''1.111 ollh. O,d.r of Dlvor~ botwoon
Ih. Participant and Ih, All,rnal, PIV"
II, Amounl of Alltrn.t. P.y..'. D.nlnl: Tht AII.rnalo PlY" ,hili be
awa,dod $4,043.34 of Iho PlItIClPlf'lI', 401(k) 8i1lvlno, Plan 10 b. Itgrtgalod undo'
har SoclalSocurllV Numb.r 281.tJ.4.4~81, Payrntnl Qf Ih, AbOve ,um of "'.043J4
to tho Altornal. Pav... 'hAil bt mad. II lOOn Illdmll'lltlrlUvoly polllbl. upon Iho
Courtl and Admlnl'1f6ltlvo Commlllto', '"P,ov.l thaI thl, Ordlr qUIUflod II a
OCRO, Tho Allornalo P.Vo. will b. paid In "ump lum calh dl,tribullon or a diroc;l
rollovor Into an IRA dOl1g1la1fO bV th. Allarnalo PlY" upon written rtquo,llCllhlll
Admlnlllr.llve ComrNl1to Thf PlIn will pl'Qvldo d..ignalod dlltribuUon form. 10
th. AllotOlll. Pay" for hor optIOn.,
Unlll di,lflbu\lOO I, mad, to tho Antm.1a PIIV", tho btllllnc. of IhI ..pi.,.l.
aoeounllhall bo ilwflltd in tht Into,,,t Incon'lCl Fund, Of,I' "Iny tlmt prior 10 IUC.h
pavmonl lilt Inl4l,.,I IncomI Fund I. no longtr tv.ililblo II an lrtv"lmtnt mtdlYm
undtr Ih. Plan. tht Admlrti,trlUvt CommI"'t. thaIIln It tolt dllCr.llon dolormmo
tuch Qthlt mtdlum of lnV"tmtnt 10 ~ AIIat".1o P.y..', .coount No amaunl.
mav be Wllhdflwn by or lwlnod to an Altorn,,, P.V'. 'rom .lieh ICiOOUnl Tr1f:l
Alternall PIV" In'" Po ~ ,.tj;lOOtlbl' lot fllWh 1311" .. fNlY bet (tN,d un
fund' dltlnbultd to /ltf 110m tht P1f/\
., 0..1,. 0' AlII",." "Y..; in ~ tv'fif m tho AItofrnt!f PIV"', d~iJlh
'fllal kI N~ '~I'i1nQ IN! flJ# /$/'j(JiJfj' (!, ~~ clilll/llJ 'Of lJ/'lIJIJI IfflIj Ol~f /ujlJ
uwJif, t.rnJ tll,yMIJA ~'/f.!IjN ""'~ tf; N A/I.fNki PfiyIM, t4i!iJ'I AlfMfIVJ/If !I~Y..'"
~lt.cI.ofy WiN ... Nt fWH, wr'I(JM ~... .. at;) 1114I4, thlAt, fft'fI;/iI! &.
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10, D.ath of Par1lclpant: In tho evontthatthe Participant diet prior to tho
date tho Alternate Payee recelv8I her total dlttrlbutlon under the term. of this
Ordor, luch Alternate Payee thall be troated III tho lurvlvlng tpoUle of tho
Participant for any death benefit I payable under the Plan to tho extont of the full
llmount of hctr/hll bonefitl ae called for undor Parllgraph 6 of thll Ordor. Should tho
Participant prodocellte the Alternate Payeo after dletribullon hae occurred. Iluch
Participant'. death thallln no way affecllhe Allernate Payee'. right 10 tho portion 01
hor/hl. benemt 01 tUpulated herein.
11. Slvlng, Cllu..: Tho Order II notlnlendod. and Ihall not bo conetrued
In .uch a manner .1 to require tho Plan:
(I) \0 provide any Iypo or form of bonofll opllon not olherwlle
provldod und.r tho term. of Iho Plan;
(b) to requlr.the paymonl 0' any ben.lilt to the Alt.rnato Payoo
which ar. required 10 bo paid to anolher altornato paye. under
another order that wal prevloully deemed to bo . aORO.
(e) to mako Iny payment or take any IIctlon which I, lnconlillont
with any f.doral or Ilalo taw, rule. regulation or applicable
JudlcJal
d.elllon,
12. C.rtlncllIon of Noc....ry Information: All payment' mlldo pur.uout
\0 \hll Ordor Ihall be conditioned on Ihe cClrtJflclIllon by 'ho AlIornale P'Y" Ind tho
Partle/p'nt to tht Pl,n Admlnlatrator of luch Inlormatlon II tho PI.n Admlnlatrftlor
may r..tonably require from .uch partl.. to maka tho n.co..ary ealculallon of tho
bonolll Amount. contalnod hor.in
, ,. Conl/nu.d Qu.llf~d It.tuI of a,cH': It I. tho lntontlQn of tho partlol
lh31 uu. OORO wntlt\U4J to qualtfy II' OORO undo, Section 414 (p) of tho Interlllll
n.v~ CWo, ., it m.y tlt ~.d from \iJ1w to limo, Md ~l thO Plan
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Admlnhltrator ahall reserve the right to reconfirm the qualified Iltatua of the Order at
the time benefits becomo payable hereunder,
14. Till Tre.tment of Distribution. Mado Undor This Order: For purposes
of Sectlona 402(a)(1) and 72 of tho Intornal Revenue Code, any Alternate Payee
who la tho apouse or former apouse of the Participant ahall be troaled as tho
dlatrlbutoo of any dl,tribullon or payments made to the Alternate Payee under tho
terma of this Order. and aa such, will be required to pay the Ilpproprlllte fedoral
Income taxea on such dl,trlbutlon.
15. Conatructlva Receipt: In the event that the Plan Trustee
Inadvertently paya to tho Participant any bonoflts that Orcl alllgned to the Alternote
Pay.e purauant to tho terms of thl, Order. the Participant thalt Immediately
relmbur.o the Alternate Payee to the extent that the Participant haa received ,uch
benefit paymunts, ond ahalt forthwith pay such amount. ao received diroctly to the
Alternato payeo within ten (10) daya of receipt.
18. Effect of Plan Termination: In tho event of a Plan termlnallon, 1I1e
Alternate Plyee ahall be onlllled to roeelv. her/hit portion of th, Participant"
bon,fIt. a. Stipulated herein in accordance with tho Plan', termination provlaions
for partlclpanta and boneficiariel.
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17. Contlnu.d Jurl.dlcllon: The Court .hall rotaln Jurladlction wllh
re,poct to thi, Order to tho 'lltent required to maintain Ita qualified ,Iatut and tho
orlolnol Intent of tho portlOI al IUpulalod heroin. Tho Court Ihall .110 rolaln
jurlldlClJOn to onlor aueh fufth., o,do'l .1 aro ",co nary to onforc. tho .ulgnmont
of bonoflt, to lh4J Allomat. Pay.. .. ,., forth M'OIn, Including. oot not Umltud to,
Iho ,oeha',c\ofiutiol\ thoreof a. a dlvi.iOn of bonofll, undo, .nathe' plan, Of al It"
.,
SAIDIS,
FLOWER &
LINDSAY
ATIOIINE\'S.AHAW
26 West High Street
Carlisle. PA
JAN 16 2007 ~
ty
SHIRLEY A. KOllAR, now
SHIRLEY A. BISHOP,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
v.
NO. 95-154 CIVIL TERM
R. BRUCE KOllAR,
Defendant
IN DIVORCE
QUALIFIED DOMESTIC RELATIONS ORDER
GPU COMPANIES EMPLOYEE PENSION PLAN
In consideration of the Marital Settlement Agreement entered by the parties on June
21,1995, incorporated but not merged into the Decree in Divorce of July 6,1995, it is ordered
and directed as follows:
1. The parties are Bruce R. Koziar, a/k/a R. Bruce Koziar, of 8 Belle Drive,
Carlisle, Cumberland County, Pennsylvania 17013; Social Security Number 210-40-9038; and
Shirley A. Koziar, now known as Shirley A. Bishop, of 20 Robin Drive, Shippensburg,
Cumberland County, Pennsylvania 17257; Social Security Number 281-64-4581.
2. The parties intend that this Order constitute a "Qualified Domestic Relations
Order" as defined in Section 414(p) of the Internal Revenue Code of 1986, as amended.
3. This Order applies to the following qualified retirement plan, the GPU
Companies Employee Pension Plan, hereinafter "Plan".
4. R. Bruce Koziar, 210-40-9038, hereinafter referred to as "Participant" is a
participant in the Plan.
5. Shirley A. Bishop, 281-64-4581, hereinafter referred to as "Alternate Payee" is
the Participant's former spouse, Plaintiff in the captioned divorce action.
6.
Participant's date of birth is September 24, 1953. Alternate Payee's date of
birth is November 16, 1958.
7. A portion of the Participant's account in the Plan is marital property and subject
to distribution by this Court. The Alternate Payee shall receive from the Participant's
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SAIDIS,
FLOWER &
LINDSAY
AfIOIlNEl!So,(folAW
26 West High Stteet
Carlisle, PA
Employee Pension Plan the sum of 50% of the marital portion of said Plan, which marital I
portion is defined by a fraction, the numerator of which is 117 months and the denominator of
which is 177.5 months, which sum is to be paid directly to Alternate Payee in monthly
annuities upon the occurrence of any eventuality permitted by the Plan to commence benefits
thereunder. Payments to the Alternate Payee shall commence at the same time as payments
to the Participants commence. Any "early commencement" reduction factor that applies to the
Participant shall also apply to the Alternate Payee." Alternate Payee shall be solely
responsible for any required Federal tax withholding or payment required as a result of this
transfer. Payments to the Alternate Payee shall continue for her own independent lifetime,
irrespective of the life of the Participant.
8. The Participant shall elect a pre-retirement 100% surviving spouse coverage
with the Alternate Payee as beneficiary to the extent of 50% of the marital portion of the
benefit. The cost of such coverage shall be equally shared by the parties. In the event that
the Participant dies prior to the payment to the Alternate Payee as set out herein, the Alternate
Payee is to be treated as a surviving spouse of the Participant for purposes of Section 205 of
the Retirement Equity Act of 1984 as such, and to the extent of 50% of the marital portion of
the benefit. Participant may elect another beneficiary for the balance of the benefit.
9. Death of Alternate Payee: If the Alternate Payee predeceases Participant
prior to the commencement of her benefits, the Alternate Payee's portion of Participant's
benefits, as stipulated herein, shall revert to the Participant. Should the Alternate Payee
predecease the Participant after the benefit commencement date, then such remaining
benefits, if any, will be paid in accordance with the form of benefit elected by such Alternate
Payee.
10. This Order does not require the Plan to provide any type or form of benefit, or
option not otherwise provided under the Plan; or require the payment of any benefits to the
Alternate Payee which are required to be paid to another alternate payee under another Order
". ' ~....
SAIDIS,
FLOWER &
LINDSAY
ATIORNE'iSoM.\AW
26 West High Street
Carlisle, PA
1-
previously determined to be a Qualified Domestic Relations Order; or require the Plan to
provide any increased benefit to the Alternate Payee over those benefits permitted under the
Plan. Any provision of this Order which appears to be otherwise shall be null and void and
have no effect.
11. In no event shall the Alternate Payee have a greater right than those which are
available to the Participant.
12. Any reasonable cost incurred by the Plan Administrator to effectuate the terms
and provisions of this Order may be assessed against the party requiring the services of the
Plan Administrator. In the event both parties require services of the Plan Administrator, then
such expenses shall be divided equally between them.
13. The parties shall promptly notify the Plan Administrator of any changes in their
addresses from those set forth above in this Order.
14. The parties shall promptly submit this Order to the Plan Administrator for
determination of its status as a Qualified Domestic Relations Order.
15. The Court retains jurisdiction to amend this Order as might be necessary to
establish or maintain its status as a Qualified Domestic Relations Order.
, J.
"2-u {) 7