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HomeMy WebLinkAbout95-00602 'I " ~.6tp2. ~ Ii II NO. CIII111 , , 1..1 $kI~~ ,,~ 4-1 I\t II. ,j +--t 'lIP ;:~'t .d.dl COurt of Common PI.II. , CU...... Co. ' " ", " , ' ,I I, ., Li' "II I' " " .1 , , '" I! 'I, +" II , Ii " , , , , , I; , 1,1 /, - " " , i , , ,I I ! I I '1\ I \, I " I ,i! I "~I h"1 " ,/ i" ,,',:1 I I , ~, ':\\fIop~I\"""IIII1\llm\~i1I1\I~'lc;I'c YOUNG HO KIM /Ind HIE SUN KIM, Obllgor8 IN THE COURT 01= COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. .Iudgment In fovor of Obligee on Pebluery 3, 1996 for $34,000.00 NO. 1995-00602 CIVIL. 1996 Enterr.d Febrllel y 3, 19!1! RICHARD H. SWARTZ end MARY L. SWARTZ, Obllgeu RI~herd H. Swartz and Mary L. Swartz, Obligees In the above Judgment, do eppeer and ecknowledge that they this day have had and received from Young Ho Kim end Hee Sun Kim, the Obligors In the obovs Judgement, full payment and sotlelactlon of tho same, with Interest end costs, and deelred that eatlsloctlon therefore sholl be ontored upon the records thereof. And further, wa do hereby authorize and empowor Curt Long the Prothonotery of laid Court, to appear for us end In our name and stead to enter lull SAtisfaction upon the record of laid Judgmsnt, Illl fully and effectually, to ell Intents end purposes, as we could were we personelly prelent In psrson to do so. And for so doing this shall be your sufficient werrant of euthorlty. IN TESTIMONY WHEREOF, we have hereunto set our hands and eeels this \ ;r ki". dey of June, 199A. ') . ~. . / I " J ,- J~ I .' /.l~~~ -" tMAR L. SWARTZ.S--:::: COMMONWEALTH OF PENNGYlVANIA COUNTY OF CUMBERLAND :18, Personelly sppeered before me, the subscriber, RICHARD H. SWARTZ Ind MARY L. SWARTZ, hu.bsnd end wile, the Obllgeee In the ebove Judgment, end In due form ollllw acknowledged the within end foregoing Power of Allorney to satisfy thl! Judgment set fortl1, to bllthelr ect snd deed. end desired that the same .hall be flied of record In the Ollice of the Prothonotary ollhe Court of Common Plees 01 seld County. IN TESTIMONY WHEREOF, I hereunto set my hAnd end olliciel seallhls \ or, tJ" daV of June. , 998. NOTARI L SEAL PATRICIA D. Ol. YNlNIK. ~ I'Iilk i1ImIldIII Twp" CuIIIIlIo., CQinly, PA My COllll!llMIoIl.... AupIIl t1. toOl \.), I; ,( " (.. ,') \\ \ .^.~ 1,~'(.;\C~ ._ 'u____...___.. ____..__10&.__'.. . I, ) ,,\w,lIlJ4~r""'''- .,.~. (l5' -. (, ()), ('1(.).; t!. 'T.' L'h... Amount t34,000.00 Date: Februll'y 3, 18811 J.U.D.GM.ENI..N FOR VALUE RECEIVED, YOUNG HO KIM and HEE 8UN KIM, ('Obligor'), the undersigned promise to pay to the order of RICHARD H, 8WARTZ and MARY L. 8WARTZ, ("Obligee"), the sum of Thirty-four Thousand ($34,000) Dollars, In equal monthly Installment. of Three Hundred Slxty,nve and 37/100 ($3611.37) Dollars, Incluelve of Interest at the rate of ten (10%) percent per annum, beginning one month from the date of this Note, the .ame day 0' each month, every month thereafter, each payment being applied first to all unpaid Interest and only after said application to Interest to principal, and not Withstanding the foregoing, Obligor shall have the right to prepay their obligation under this Note. Notwithstanding the foregoing the entire principal and unpaid Interest shall be due within five years of the date of this Note. The undersigned hereby empowers IIny Prothonotary, Clerk or Attorney of any Court of Record within the United States or elsewhere to appear for the undersigned and, with or without doclaratlon, to confess judgment at any time or times, against each, any or all of the undersigned and In 'avor of the holder hereof for the above sum, plus Interest thereon from the date hereof, with costs of suit and an attorney's commission of 15% for collsctlon. The undersigned hereby releases all errors and expressly waives all rights to any stay of execution, sequestration of rents and exemption of any property from levy and sale on execution under any law or rule of court now In force or hereafter enacted. All of the foregoing promises are the joint and IIveral promises of the undersigned and shall bind the undersigned, heirs, personal representatives, successors and assigns. The undersigned and all endorsers waive protest, demand and notice of non-payment of this Notice. Obligor further agrees that any property, real, personal or mixed nlay be sold through a Writ of Execution and further hereby waives and releases all relief from any and all appraisement, stay or exemption being of any State now In force or which are pAssed hereafter. IN WITNESS WHEREOF, We have hereunto set our hands and seals this 3,l day of WITNESS: (J, , 19911. \ ./io ..k. J'\ '" o Kim SEAL oJ \\ D .dC "i . I~ ...d-Gf.,ll !i.(,?;l Hee Sun Kim SEAL JI""~.1I,{, /1.1' 11/",; / .rf{"111,~J:( '/.,1/'<'01 : I sr ~ ,il. ". tl, 1.'1) Ill. (1,1.\.I"j.t I'll //u(J , I~,/II ,)rt.i_L'.rJ.: /">'>(1 ,')/)"11..'7 ).J"71C'L (':/, "I'. J..... I I'll 1 ,/u 1,,\ DISCr.OSl/IU-: FOil l'()Nl"~:mjI()N (lI-' ./LlIltlML-:N'I' I am oxecutin'1 thi~~~_ clay of H'+ J,ll. ,I l!fi:r;" II Promissory Note for ._,rtV.::f.9\lr, ,').',Q.<Jj.\Jf1iJn<J. J.~.J,4,.Q,!)!)"Qj}J-DQUII01..____u... ___.__.____,_.,.,.,.'."_.H , 0 >1 i'lill.inlJ 1l1{~ to r'opay that ilmount. A, I UNDERSTAND TttAT THE NOTE CONTAINS A CONFESSION OF JUDGMENT f>HOVISION mAT WOI..l.D PERMIT LENDER TO ENTER JUDGMENT AQAINST ME IN COURT, AFTEn A DEFAU\.T ON TIlE NOTE, WlnlOUT ADVANCE NOTICE TO ME AND wmtouT OFFERING ME AN OPPORTUNITY TO DEFEND AGAINST TltE ENTRY OF JUDGMENT, IN f.XECUT'NO TIlE NOTE, "EINO FI..l.L Y AWARE OF MY RIOftTS TO ADVANCE NOTICE AND TO /I ttEARING TO CONTEST Hlf, VALIDITY or ANY JUDGMENT OR OHlLR r~.AIMS THAT LENDEn M/lY /lSSEHT AG/lINST ME UNDER me NOTE, I AM KNOWINGLY, INTUUGENTLY, AND VOUJNTARlLV WAIVING THESE RlGltTS, INCLUDING ANY RlGttT TO ADVANCE NOTICE OF mE ENTRY OF JlJDGMI,NT, AND I EXf>RFSSL V /lGREE AND CONSENT TO LENDF-R'S IiltTERlNG JUDGMENT AOMNST ME DV CONFESSION AS f>HOVIDED Fon IN HII' CONFESSION OF JUDGMENT PROVISION. INlnALS: h..~_"_, . 6, I FURTttEH lJNDEI16TAND TttAT IN ADDITION TO GIVING LFNDUl Tm I"WIT TO FNTEr! JUDGMENT AGAINST ME WITlfOlJT ADVANCE NOTICE 011 A ftEARlNG. mE CONFESSION OF JUDGMI'NT f>fIOVIS,ON IN HfE NOTE ALSO CONTAINS LANGUAGE THAT WOlJl.O f>EnMIT LI,NlJER, AFTER ENTRY OF JUDGMENT, MAIN WITHOUT 1'1111111 ADVANCE NOTICE OR A ItEARING, TO E)(ECUTI' ON HIE JUDGMENT BY FORECLOSING UPON, ATTACttING, l!'VYING ON. J AK'Nli I'OSSI'S510N OF OR OTlfEflWISE SElliNG MY PROPERTY, IN FULL Ofl PARTIAL PAvMENT OF TIlE JUDGMENT IN L)(LClIIlNCi JlfL NOTE, DEfNO FULL V AWAIlE OF MY fllOIITS TO ADVANCE NOTICE AND A HEMUNG AFTER JUDGMENT IS ENIEflfO ANll III1OFII, l XECIJTION ON TlfE JUDOMENT. I AM KNOWINGl,Y, INTElLlOENrLY AND VOLUNTARILV W/lIVING THESE RIGHTS, ANl1ll'XflllESSI Y AGI1EE AND CONSENT TO LENDEn's IMMEDIATElV F.JCECUTINO ON WE JUDOMEIU, IN /lNY MANNER PERMITTED DY AflPl.ICAIlL,E 5T A H' AND FEDERAL LAW, WlntOUT OlVINO ME ANY ADVANCE NOTICE INITIAl,S: -y-.fLH...H C, AF'TER HAVING READ AND DETERMINED WHICII OF TlfE 1'01 U1WINli SJAII Mf:NTS ARI' APPLlCl\IlLE, AND I\v PLACINO MY INITlI\I. S NDT TO EAClt STATEMENT WftlCtl APPUES, I IlrPREgrNT HlAT INITiAlS r~Jj '(:.tI I I WAS REPftE8ENtEO OY MY OWN INDEPENDENT I f[]AI COUNSF! IN CONNr:CTlON Wlnt HtE NOTE, 1 ^ flEflRESENTATlVE OF LENorn SPFCIFlCALl v CAll HI HII (ON" SWJN Of JlJllGMENT flflOVISION IN HtE NOTE TO MY Mil Ij\JON II I C:lfl1JIV '"M MV ANNUAl. INCOMf'. nCFTI)S 1111,01111, IllAJ Jill "' M'"" '" "",; 1I1!;<:II1!;11I1I Willi '"1.111 IN WIIFN I INItIAlfOANn!it(HHOIl,/l.NIlHIAtlf1tCUVH)^U)fl'1^' tHI llMllll 'dIINI~jfl ^" IAN I , \ ?}"'l('1Z( . .,.i3./LH_~:U"L.. ~'\'~# 1):~11<'\f ~j n , fj('!.OI:lJlU: FOil I'ONJ"":lHi' ON OF ,1lJl)(lMJ':N'J' I /1m oxeclltin<) thiH -:SI ~ ddY of promiasory Noto for ~h~!ty~!~U' T~ (~ ...... ......., II/I.C il ?')).\?l,lfl,i1flt)HJ,4"JlJ)ll,Q!IJ.I}"UII1'IJ -, _ -- ol>llqo1tinll InO to nlJlilY thil!. illllounl. A IUNOERSTAND THAT TIlE NOTE CONTMNG A CONFE5SION or JIIllGMENT PJlOVIGION TtlAT WOl.lD PERMIT lENDER TO ENTER JUDOMENT AGMNST ME IN COURT, AFTE" A DEFAlU ON 1I1f' NOli', WITHOUT ADVANCE NOTICE TO ME ANIl WlHtOlJT OFFE/1INO ME AN OPPORTUNITV TO DEFEND AGAINS' Tlte fNTIlV Of JlJIlGMINT. IN DlCU'JINCI TtlE NOlt, UEING HUV AWARE OF MV RlOtHS 10 ADVANCE NOTICE AND TO A tlEARINCI TO CONTf51 Hif' VAI.IIlITY or ANY JIIDGMENT OJl OlHm CI AIMS TtlAllENIlEJI MAV A55ERT AGAINST ME UNDER TtlE NOTE, I AM ~NOWINGIY, INTI'I1 IGENTlY, ANIl VOI,UNTAlULV WAIVING TIIE5E "IGlITS, INCIUOINol ANV nlom TO ADVANCE NOTICE OF TtlE fNTIlY Of JIJl)GMI'NT, ANIl Il~PIWS5IV AGnEE ANO CON51NI J() LlNIlIII'S l,lITERlNtl JUDGMENT AGAIN5T ME IJV CONFE5SION AS PIIOVIIlUJ 1011 IN TlI[' CO/IFf S510N OF JIIllOMINT 1'1I0VI510N, INIT IN. II: -U-.--,-.- D, I FlJ/lHtER UNDERSTAND THAT IN ADOITION TO n1VIN<J tIN[Jf:" IHI' 11'l1HT TO INTEII JlJll'lMINT AlIAlNBT MI: WITlIOIII ADVANCE NOTICE OR A ItEARlNG, TtlE CONflSSION or JI/OliMINI PIIOVIS'ON 'N It'l NOTE N-SO CONIAlNS IANGlJAGI IIIAI WOlJLO PEITMIT LENDER, AFTER ENHlV 01 JlJllUMIN1, AllAIN WIIHOIII 11111111 AIlVANCE Noner 011 A HEAJIINCl, TO I'XI'CIIII ON HiE JUOClMENT DV FORECt051NO UPON, ATTACII'Nti, IIVYING ON. IA~'NG POSSESSION OF 011 OTlIUIW,SI BilliNG MY PROPERTY, IN FULL OR PARTIAl. PAVMENT OF nil JIJllllMLNl IN IXH:lJIINU 1111, NOTE. UEING FlA,l.V AWAHl 01 MY JIIUII15 1<l ADVANCE NOTlCl ANO A ftEARING AFTnn JlJDGMlNT IS IN1111W ANIl IIHOflE DCCUTlON ON TIll' JUDGMENT, I AM ~NOWINllIY, INTft.L1GENTL Y ANa VOLUNTARlLV WAIVING TIIEBE RIO, n 6, ANIlI I ~PllESSI. Y AGIlEE AND CONSENT TO lENDlJl'S IMMf.OlA Tn Y E~ECUTlNG ON HtE JUDOMEllfy IN ANV MANNEH /'EHMITTFIl llY APPLlCADLE STAlE AND FEDnRN-tAW, WIT/lOUT GIVINO ME ANV A!lVANCE NOTICE, INITIALS: --~-_._._,,--_... C AFTER ItAVING READ AND DETERMINED WIIICH or 1111: rouOWINCl SIATlMENTS ARL A/'PlICAlILE, AND UV PLACING MY INITIAlS NIXT TO EActt STATEMENT WIIICtl API~lfS, I 1U'f'f1l'SINl lllAI INITlN. S ..rC,- H I. I WAS REPRESENTED BV MV OWN INlllPENllTNT IEUAI. COUNSFI IN CONNFCTION WlTlt litE NOTE ~ A REPRESENTATIVE OF LFNIlHt BPI ('HCAltY CAI 11111111 CONrrBBION Of JlJDGMENT /'HOVIGION IN TIlE NOll TO MY /.TTl'NTlON o I U 11111 Y TltA! MY ANNUAl INcnML rxcII II!; 110,000, III~l 1111 III ~N~!; IN 11I1!111I!\C1 O!HIIII Willi 1111111 IN WIll N I INltl"ltU"NOSI(HrII'UIl,MmTUAlll1lf:nVII)ft,I'l)I''r'AI1HI IIMI fll'jlt'.NINII AI "AN 1 , 1~".,!J~r~,_J:l~t \"1 I lillI/Hi t ~ \ ~ ::\tA)/, \ \). ~d-,1:~ ~(t \.1 - .. ..... , ." .. . -'''-'''' " ., " I , , , 'i " ., , " , , " , , 1,1 " " , ,I 'I ;1 , I" I-I. " , , I .lit """ - -5- (^....c '" ,,'" CJ 8 ~ ~ ~~t '$ tt ~ ~ ~- _ ,.Ii:> ~~ ~ r , , , , " , , ' ~~'" r" lr ..,.1 , , i ~;; tUl ~ ,~ 7J. , ~ Y" c.r-- Do ~ t, f