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3. On or about July 19, 1986, Defendants purchased a 1987 Redman,
Sheraton, manufactured home, Serial No. 12217240, (the "Mobile Home"), from Carlisle
Mobile Homes Inc., (the "Seller"), and entered into a written Manufactured Home Retail
Installment Contract and Security Agreement, (the "Security Agreement") for the payment
of a portion of the purchase price thereof. A true and correct copy of the Security
Agreement is attached hereto as Exhibit "A."
4. Seller assigned its interest in the Security Agreement to Green Tree
Acceptance Inc. Green Tree Acceptance Inc. perfected its security interest In said
mobile home by having an encumbrance on the title thereto. A true and correct copy of
the Certificate of Title Is attached hereto as Exhibit "B." Green Tree Acceptance Inc.
assigned its interest in said Security Agreement to Plaintiff, Green Tree Consumer
Discount Company.
5. Plaintiff avers that the approximate retail value of said Mobile Home is
$13,500.00 and that the said Mobile Home is in Defendants' possession but its exact
whereabouts are uncertain.
6. Defendants defaulted under the terms of the Security Agreement by failing
to make payments when due. As of February 7, 1995, the Defendants' payments of
interest and principal were in arrears in the amount of $608.54. Pursuant to the
Acceleration Clause in the Security Agreement the amount outstanding as of February
7,1995, is $15,580.13.
7. Plaintiff provided Defendants with thirty (30) days notices of intent to
repossess the Mobile Home. A true and correct copy of the notices of intent to
repossess the Mobile Home is attached hereto as Exhibit "C."
2
8. Defendants failed to cure the default or return the Mobile Home upon
Plaintiffs demand.
9. Plaintiff avers that under the terms of the Security Agreement and
Pennsylvania law it is now entitled to immediate possession of said Mobile Home.
10. The Security Agreement provides that in the event of default:
a. Defendants will pay seller's reasonable attorney's fees, provided
that prior to commencement of legal action such fee shall not
exceed $50.00;
b. Court costs and disbursements; and
c. Costs incurred by seller to foreclose on the Mobile Home including
the costs of storing, reconditioning and reselling the Mobile Home.
11. In order to bring this action Green Tree Consumer Discount Company was
required to retain an attorney and did so retain Attorney Erin P. Dyer.
WHEREFORE, Plaintiff, Green Tree Consumer Discount Company, requests
judgment against Defendants to recover the Mobile Home, plus detention damages,
special damages consisting of inter alia, detaching and transporting the Mobile Home,
shipping fees, any cost for insurance placed on the Mobile Home by Plaintiff, late
charges per the Security Agreement, any further costs for repossession and sale, and
attorney's fees and costs of litigation in order to obtain possession of the Mobile Home.
COUNT II - DAMAGES
By way of separate and alternative pleading, Plaintiff, Green Tree Consumer
Discount Company, alleges the following:
3
n . yer, Esquire
Attorney for Green Tree Consumer
Discount Company.
12. Paragraphs 1 through 11 of this Complaint are incorporated herein by
reference as though fully set forth.
13. This Count is brought in the alternative to the relief sought in Count I.
WHEREFORE, Plaintiff, Green Tree Consumer Discount Company, requests
judgment against Defendants in the amount of $15,580.13 with interest and late charges,
and special damages consisting of inter alia, detaching and transporting the Mobile
Home, shipping fees, any cost for insurance placed on the Mobile Home by Plaintiff, late
charges per the Security Agreement, any further costs for repossession and sale, and
attorney's fees and costs of litigation in order to obtain possession of the Mobile Home.
Exhibit "A"
Security Agreement
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THE DEBTOR COULD ASSERT AGAINST THE SELUR OFOOODSORSERVICESOBTAINIO'URSUANTHIRETO
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4
GRE(frREE
.J
NOTICE OF Ot:FAULT .
AND
RIGHT TO CURE DEFAULT
ro
Cusloll1er nome and addulsa
.01
Date of Notice 12/11/"
,- ~EEII TREE .
calSlMR OlstfJltlT CfM>NfY
300 lIEYIlIiI PlAZA ~UlTE leO
PITTStlIJllQl, PA 15238
m-en-Iooo
L 'k~llr111111 oflico f1illl1f~, a{lllll:'!,~;
illlll lqltfUllOllO 'llunber
I
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GEOflIiJNtIA R. RICQ(OE
I CAelllLNIE
SlllPPf"!BllG PA 11251
mOU83
J
J
Account No:
CertIfied Msll I.
Brief Identification 01
credit transaction:
Manufactured home loan
$
Forty-five (45) days from the date of this Notice (as described below) Is the LAST DATE FOR PAYMENT.
838.31
Is the AMOUNT NOW DUE.
You are In DEFAULT on this credit transacUon. II you pay the AMOUNT NOW DUE (above) (plus all amounts coming due during
the cure period) by the LAST DATE FOR PAYMENT (above), you may continue with the contract as though you were not late.
At the expiration of thIrty (30) days from the date of this notice we can take action to repossess you Manufactured Home. Upon
repossession and sending of a notice of private sale you will have fifteen (15) days remaining to pay the amount then due. You
may also cure your default by contacting, within the time allowed, the Green Tree FInancial Corporallon, or subsidiary, ("Green
Tree") representative stated below to request a modification agreement or repayment agreement from Green Tree for repayment
of the alleged default. You must complete any modification or repayment agreement allowed by Green Tree to cure this default. "
youl~b\~~urfl your dtfaWt by taklng the steps listed above within the cure period described above, then as of
· , 19 , the maturity of this contract Is automallcally accelerated and full payment 01 all amounts due In the
amount of $ 18188.51 , shall be due and payable (Including the remaining unpaid principal balance
plus earned Inlerast to such date) without any further notice from us. Additional expanses accrued after the date of this notice
shall also be due and payable. II this default Is not cured, Green Tree will report the defaulted loan to the appropriate credit
reporting agency.
If this loan Is FHA Insured, It Is Insured against nonpayment by the federal government. II you do not repay the loan as agreed,
. we may assign the debt to the U.S. Department of Housing and Urban Development (HUD) for collection. Failure to pay the debt
. in accordance with the tenns set by HUD may result In any or all of the following actions: '.
- Seizing your federal Income tax refunds.
- Garnishment of your wages If you are a federal employee.
- Referring the debt to the U.S. Department of Justice for collection.
! " your loan is FHA Insured and you are unable to cure the default due to an involuntary loss of employment or other reason,
! counseling assistance may be available to your from certain agencies that are HUD-approved mortgage counseling agencies.
I You may contact us to get the name of the mortgage coun~ellng agency that Is closest to you.
i
i If you are late more than three (3) limes In any calendar year In making your payments, we may exercise our rights without
sending you any other Notlce(s) like this one. II you abandon the home or voluntarily surrender It In the future we are not required
10 send a Notice of Default to you. II you have any questions, promptly write or telephone us at the address given above.
r--
r- _
..
REGIONAL OFFICE COPY
GH8.390028 (3193) SOIPk
"'.' .
\
I
GRE(frREE
../
NOTICE'OF DEFAULT
AND
RIGHT TO CURE DEFAULT
~\ '
r Cll~lomer name and addle~9
-1
Date 01 Notice 12/l1!"
I . Gaml l~EE
cnlSIM. DlSGWIT ClWNlY
300 \E~' PtA1A SUITE .eo
PITTSclURfIt. PA Ime
m.en'looo
stNIELY E. RlwalE
. CMDI UH!
L SII1PPfH!llURG PA 11257
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Account No:
ntU.98)
Certified Ibll ,
Briel Identification 0'
credit transaction:
Manufactured homaloan
Forty-live (45) days Irom the date 01 this Notice (as described below) Is the LAST DATE ,FOR PAYMENT.
&38.37' .
$
Is the AMOUNT NOW DUE.
You are In DEFAULT on this credit transaction. II you pay the AMOUNT NOW DUE (above) (plus all amounts coming due during
the cure period) by the LAST DATE FOR PAYMENT (above), you may continue with the contrect as though you were not late.
At the expiration 01 thirty (30) days Irom the date 01 this notice we can take action to repossess you Manulactured Home. Upon
repossession and sending 01 a notice 01 private sale you will have fifteen (15) days remaining to pay the amount then due. You
may also cure your delault by contacting, within the tlme.allowed, the Green Tree Rnanclal Corporetlon, or subsidiary, ("Green
Tree,") representative stated below to request a modillcatlon agreement or repayment agreement Irom Green Tree lor repayment
01 the alleged delault You must complete any modification or repayment agreement allowed by Green Tree to cure this delault. If
you f~ !?Jfr,.your dela~~ by taking the steps listed above within the cure period described above; then as 01
R . M88 51 . the maturity 01 this contrect Is automatically accelerated and full payment 01 all amounts due In the
amount 01 $ . . , shall be due and payable (Including the remaining unpaid principal balance
plus eamed Interest to such date) without any lurther notice from us. Additional expenses accrued alter the date 01 this notice
shall also be due and payable. II this delault Is not cured, Green Tree will report the delaulted loan to the appropriate credit
reporting agency. :
II this loan Is FHA Insured, It Is Insured against nonpayment by the lederal govemment. II you do not repay the loan as agreed,
we may assign the debt to the U.S. Department 01 Housing and Urban Development (HUD) lor collection. Failure to pay the debt
in accordance with thll tenns set by HUD may result In any or all 01 the lollowlng actions:
- Seizing your federal Income tax refunds.
- Gamlshment 01 your wages If you are a federal employee.
. Referring the debt to the U.S. Department 01 Justice for collection.
II your loan Is FHA Insured and you are unable to cure the delault due to an Involuntary loss 01 employment or other reason,
counseling assistance may be available to your Irom certain agoncles that are HUD-approved mortgage counseling agencies.
You may contact us to get the name 01 the mortgage counseling agency that Is closest to you.
II you are late more than three (3) times In any calendar year In making your payments, we may exercise our rights without
sending you any other Notlce(s) like this one. II you abandon the home or voluntarily surrender It In the luture wa.ere not required
to send a Notice 01 Delault to you. II you have any questions, promptly write or telephone us at the jD.drpPI ~en above.
REGIONAL OFFICE COpy
OT ..lJ.39-D2G (3193) 50IPk
l7t~Af/:-2~~
SHERIFF'S RETURN
cc:r+lCNfIEAL'1lI OF PENNSYLVANIA:
COONTY OF ClM3ERLAND
In The Court of Common Pleas of
CUmberland county, Pennsylvania
No. 95-663 Civil Tenn
canplaint in Civil Action in Replevin
Green Tree Consumer Discount Cal1p8ny
VB
stanley Rickrode and Georgianna Rickrode
Robert L. Fink
, 5illeriiixlllx Deputy Sheriff of
CUmberland County, pennsylvania, wno being duly swom according to law, says,
that he served the within canolaint in Civil Action in Replevin
Upon ~~A"lp~ & r~raianna Rickrode
, The defendant at 10: 15
o'clock
l\ .M. EST I >fifiWl, on the
24
day of February
, 19~ at
R (""hi" I.An... ~hinnensbura ,CUmberland County,
pennsylvania, by handing to Stanlev Rickrode, defendant and a1ult in charge,
R~rpp~Prl hn~h r.onies
a true and attested copy of the Canolaint in Civil Action in Replevin
and at the serne time directing
attention to the contents thereof and
his
the "Notice to Plea1" endorsed thereon.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So answers:
24.00
11.76
,/ Afi'
r;;~~~-r-~
R. Thanas Kline, Sheriff
4.00
39.76 Pd. by Atty.
3-03-95
Swom and subscribed to before me
this r(& day of _~
19 ~s' A.D.
q,J'" () nuo;'o-'.' 9f17 .
Deputy Sheriff
Prothonotary
Plaintiff,
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No. 95-863 Civil Term
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Green Tree Consumer Discount
Company
CIVIL DIVISION
v.
Stanley Rickrode and Georgianna
Rickrode,
Defendants.
PRAECIPE FOR ENTRY OF JUDGMENT BY DEFAULT
To the Prothonotary:
Please enter judgment of default in favor of plaintiff Green Tree Consumer Discount
Company and against defendant Stanley Rickrode and GeorgiaMa Rickrode for their failure to
plead to the complaint in this action within the required time. The complaint contains a notice
to defend within twenty days from the date of service thereof. Defendants were served with the
complaint on February 24, 1995 and their answer was due to be filed on March 16, 1995 after
service date .
Attached as Exhibit "A" is a copy of plaintiffs written Notice of Intention to File
Praecipe for Entry of Default Judgment which I certify was mailed by regular mail (or delivered)
to the defendants at their last known address and to their attorney of record, if any, on March
22, 1995, which is at least 10 days prior to the filing of this Praecipe.
Please enter judgment for possession of the 1987 Redman, Sheraton, manufactured
home, Serial No. 12217240, that being the relief demanded in the complaint.
~::l
Erin P. Dyer
Attorney for Plaintiff
L:IOREENTRIl\R!CKRODE,SlDEF.JUOO,PRA
.-._._.~. -.
~IGftlOORIIIIICIIIGOU\nNDAY.NGT · -' .
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Green Tree Consumer Discount Compeny,
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CIVIL DIVISION
Plslntlff,
No. 95.883 Civil Term
F I L r-l'..
.t:..
v.
Stenley Rlckrode end Georgienne Rlckrode,
Defendents.
To: Stenley Rlckrode
8 Cebln Lene
Shlppensburg, PA 17257
Georgienne Rickrode
8 Cebln Lene
Shlppensburg, PA 17257
'.
, ,'.
Dete of Notice: Merch 22, 1995
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN
THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS OF THIS NOTICE, A JUDGEMENT MAY BE ENTERED
AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY DR OTHER IMPORTANT
RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER
DR CANNOT AFFORD ONE, GO TO DR TELEPHONE THE FOLLOWING OFFICE '(0 FIND OUT WHERE YOU
CAN GET LEGAL HELP:
Lewyer Refellel Service
Court Adminlstretor
Cumberlend County Courthouse
Cerlisle, PA 17018
(7171 240.8200
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Erin P. Dyer, Esquire
Attorney for Plelntiff
8230 Fifth Avenue, Suite 122.0
Pittsburgh, PA 15232
(412) 441.8975
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Green Tree Consumer Discount
Company
CIVIL DIVISION
Plaintiff,
)
)
)
)
)
)
)
)
)
No. 95-863 Civil Term
v.
Stanley Rickrode and Georgianna
Rickrode,
Defendants.
AFFIDAVIT OF NON-MlUTARY SERVICE
ERIN P. DYER, Attorney, being duly sworn according to law, deposes and says that he
makes this affidavit on behalf of the within plaintiff, being so authorized avers that defendant
Stanley Rickrode's place of residence is 8 Cabin Lane, Shippensburg, PA 17257, and that he
is not in the military service of the United States or its allies, or otherwise subject to the
provisions of the Soldiers and Sailors Civil Relief Act of Congress of 1904 and its amendments,
SO U.S.C. ~ SOl, et seq.
Erin .
Affiant
L:\GREEN11UlIRICKRGDBoSINON-MlL.IUM
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Green Tree Consumer Discount
Company
CIVIL DMSION
Plaintiff,
)
)
)
)
)
)
)
)
)
No. 95-863 Civil Tenn
v.
Stanley R1ckrode and Georgianna
R1ckrode,
. "
Defendants.
AFFIDAVIT OF NON-MIliTARY SERVICE
.
ERIN P. DYER, Attorney, being duly sworn according to law, deposes and says that he
makes this affidavit on behalf of the within plaintiff, being so authorized avers that defendant
Georglanna R1ckrode's place of residence is 8 Cabin Lane, Shippensburg, PA 17257, and that
she is not In the military service of the United States or Its allies, or otherwise subject to the
provisions of the Soldiers and Sailors Civil Relief Act of Congress of 1904 and its amendments,
SO U.S.C. fi SOl, et seq.
Erin P. yer
Affiant
L:\OREENTIlIl\R1CKRODB.S\NOIl.MIL.1lIlR
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C,llmIIDOCIIlAWRIlII\GRIIIlTIIIIIIICIROOI.l1/l0nCI.llI
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Green Tree Consumer Discount Company
CIVIL DIVISION
Plaintiff.
No. 95.883 Civil Term
v.
Stanley Rickrode and Georgianna Rickrode.
Defendants.
To: Stanley Rickrode
8 Cabin Lane
Shippensburg. PA 17257
Georgianna Rickrode
8 Cabin Lane
Shippensburg, PA 17257
NOTICE
Pursuant to Pa. R.C.P. 236. you are hareby notified that a JUDGMENT BY DEFAULT has been entered
against you in the abova proceeding.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Green Tree Consumer Discount Company
CIVIL DIVISION
Dafendants.
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No.
Plaintiff,
v.
Stanley Rickrode and Georgianna Rickrode,
WRIT OF POSSESSION
COMMONWEALTH OF PENNSYLVANIA
SS
COUNTY OF CUMBERLAND
To the Sheriff of CUMBERLAND County:
1. To satisfy the judgment for possession in the above matter you are directed to deliver
possession of the following described property to Green Tree Consumer Discount Company:
1987 Redman, Sheraton, manufactured home, Serial No. 12217240
2. You are directed to inform Stanley Rickrode and Georgianna Rickrode that they have five
(5) days to remove personal items.
..
3. After five (5) days a motor truck will transport the 1987 Redmen. Sheraton,
manufactured home. Serial No. 12217240 to a predetermined area or the plaintiff will secure the mobile
home with e new lock for later transport.
4. To setisfy the costs against Stanley Rickrode and Georgianna Rickrode. you are directed
to levy upon any property of Stanley Rickrode and Georgianna Rickrode and sell their interest therein.
(Prothonotary/Clerk)
(Deputy)
(Seal of the Court)
Date
.19_
WRIT OF POSSESSION (Ejecnnent Proceedings PRe P 3160. 3165 ete)
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-~!JiDJl~Y--~Q~~_SLO~_______________ .
u~orgiHnnH Rickrod~
8 CHbin LHne
_S h ip~~JllI.!.g__.!'!l_.!.7_~1________
Co~nIONWEALm OF PE.'lNSYLV.-\o'l'L-\:
COl':llTY OF ct.n-mEIU.A.'lD:
m THE COl"RT OF COM~ION PLEAS OF
CT..:.IBERLA:m COt~"l"Y, PE.";NSYLV."-'l'IA
95-863 Civil
No. -------------___________________ Tenn 19______
No. --------------____n____________ Tenn 19______
Com
....Ct.!'. -------------_______________ ,-_!P.1:..2_~_
Pl'ff (s) _____________________________ $..____
Proehl'. ___________________________ $.__.!~
-------------------------------------------------.-
---------------------------------------------------
,
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To che Sheriff of ------S1-!.~!l-~~-~~~_~____________COUncy, Penna.
( I) To _siy the juditJlent for p~ s !Rion in the 3bo ve matter VOIl are direeteci to deli'.er posseuion oi che
followiog deJCribeQ propercy .lD: .
Green'Tree Consumer Discount Co.
-------------------------------------------------------------------------------------.--------------.-
.
------------------------------------------------------------------------------------------ PI~ntiff (s)
being: (Premises as Con-.) :
A 1987 Redm~n, Sher~ton, m~nuf~cutured
home, S~ri~1 No. 12217240.
The Sheriff is directed to inform StHn1ey Hnd Georgi~nnH Rickrode
th~t they hHve five (5) dHYS to remove personH1 items.
(2) To sziofy ':b.HOICS:1gllinsc the defendant (5) you :Ire directed to lev-I upon my proper.y of ~e deren.
dant ':') 31Id sen lili her (or tlreir) interest therein.
April 6, 1995
Dace _________________________________
(SEAL)
LAWRENCE E. WELKER
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Prochonoc:u-, ,t. cornmr"r ~ Court oi Cumbc,!3IId
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By \;nue oi this wril, on ~'1e ________n_n________<by .,i ______n___n______________________.
I c~used :he within n:a:ned n_____n______________n_ ___n____nn_________________n____n_________. ",
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R. Thomas Kline. Sheriff who being duly sworn according to law,
sa ys-- this- -writ"- i 5' - roe turrred- -OTSCO\'lTTNUE 0' - rrnr- -.t 1'(\1 tYllc1:' Hill ii - froni- a l:-f ern eY: - - - ---.
defendant brought payments up to date.
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