The URL can be used to link to this page

Home My WebLink About95-00901 j o - ..::J J ., -I j J ~ p j .", f , [~ \ SHAPIRO AND KREISMAN BY: CAROLEE BERASI, ESQUIRE PA 1.0.# 53426 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD. SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 Federal Home Loan Mortgage Corporation COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 95-901 clo HomeSide Lending, Inc, 7022 A,C. Skinner Parkway Suite 200 Jacksonville, FL 32256 PLAINTIFF VS. Jack A. Barklow and Cindy A, Barklow 4159 Macclays Mill Road Shippensburg, PA 17257(Jack) 26 Spring Drive Shippensburg, PA 17257(Cindy) DEFENDANT(S) PRAECIPE TO ATISFY MORTGAGE FORECLOSURE JUDGMENT ENTERED TO THE PROTHONOTARY: Kindly mark the Judgment of record in this matter satisfied. I I., r , . . ., , -' , -71 - ~ -(: Q! :':1 , ."'- , L<:' -., . ~:1 ,-- n - ;':1 ;::7 . ~~ , 'j . . I . : , I ( .~ " n SHAPIRO AND KREISMAN BY: AXEL A, SHIELD, II, ESQUIRE ATTORNEY 1.0, No. 17440 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 Federal Home Loan Mortgage Corporation COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 95-901 PLAINTIFF v. Jack A. Barklow and Cindy A. Barklow DEFENDANT(S) ORDER AND NOW, this day of , 1996, upon consideration of Plaintiff, Federal Home Loan Mortgage Corporation's Motion for Summary Judgment and the Answer, of Defendant, Jack A, Barklow and Cindy A. Barklow, it is hereby ORDERED and DECREED that Plaintiffs Motion for Summary Judgment is GRANTED. It is further ORDERED and DECREED that Judgment in Mortgage Foreclosure is hereby entered in favor of Plaintiff Federal Home Loan Mortgage Corporation, and against Defendant, Jack A. Barklow and Cindy A, Barklow. in the amount of $31,630,74. and assessed as follows: Principal of Mortgage Debt Due and Unpaid $23,729.02 Mortgage Interest at 9,75% per annum from May 1, 1994 to April 1, 1996 (at $6.42 per diem) $4,440.74 $307.60 Late Charges real estate located at RD 2, Shippensburg, PA 17257, as a result of Defendant's failure and/or refusal to make the payments of principal and interest, together with other charges as authorized by the Mortgage and Note (collectively referred to as "Loan Documents") when due. True and correct copies of the Loan Documents are attached hereto, incorporated herein by reference and marked as Plaintiff's Exhibits "B" and "C". 3, On or about March 29, 1995, Defendant filed an Answer (hereinafter referred to as "Answer") to Plaintiff's Complaint. Plaintiff is advised and therefore believes and avers that the Answer was filed on behalf of Defendant Jack A. Barklow only and that Defendant, Cindy A. Barklow, has filed no Answer and is therefore subject to a default judgment being entered against her in any event, See Plaintiff's Exhibit "F" attached hereto and incorporated herein by reference, A true and correct copy of Defendant's Answer is attached hereto, incorporated herein by reference and marked as Plaintiff's Exhibit "D", 4. In said Answer Defendants generally deny knowledge and information sufficient to fonn a belief as to the failure to make payment in accordance with the Loan Documents under the terms of the Mortgage, See Plaintiff's Exhibit "D", paragraph 5,6. 5. Attached hereto, incorporated herein by reference and marked as Plaintiff's Exhibit "E" is Plaintiff's Affidavit of Amount Due and Loan History, which evidences Defendant's failure to make payment as required by the Loan Documents, as set forth in the Complaint and the instant Motion, as well as the total amount presently due Plaintiff from Defendant. 6, Defendant's Answer as filed fails to plead with the requisite factual specificity required by Pa. R.C.P. 1019(a), (b), (I), and (h) and 1029(a) and (b). 7. Defendant's Answer fails specifically to raise a genuine issue as to any material . . EXHIBIT A SHAPIRO AND KREISMAN BY: ROBIN FOXWELL, ESQUIRE ATTORNEY 1.0. NO. 38485 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 Federal Home Loan Mortgage corporation 0/0 BanoBoston Mortgage corporation P.O. Box 44090 Jaoksonvil1e, FL 32231 COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 9 S- C) 0 I &-t.1..;L -J..i.A.AY'- PLAINTIFF VS. ~ "" ...... - Jaok A. Barklow and Cindy A. Barklow 618 Walnut Bottom Road Shippensburg, PA 17257 DEFENDANT(S) ... -;.'.+ ;::::; .... ... ~ - .- ., '.~ .10:;"- _. . - O:'-JU-: - .'~n :"'r:~~ ''1 ~::; -< - ~ COMPLAINT - CIVIL ACTION MORTGAGE FORECLOSURE NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APP~CE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 NOTICIA LE RAN DEMANDAOO A USTED EN LA CORTE. SI USTED QUIERE DEFENDERSE DE ESTAS DEMANDAS EXPUESTAS EN LAS PAGINAS SIGUIENTES, USTED TIENE VIENTE (20) DIAS DE PLAZO AL PARTIR DE LA FECHA DE LA DEMANDA Y LA NOTIFICACION. USTED DEBE PRESENTAR UNA APARIENCIA ESCRITA 0 EN PERSONA 0 POR ABOGAOO Y ARCHIVAR EN LA CORTE EN FORMA ESCRITA SUS DEFENSAS 0 SUS OBJECIONES A LAS DEMANDAS EN CONTRA DE SU PERSONA. SEA AVISADO QUE SI USTED NO SE DEFIENDE, LA CORTE TOKARA MEDIDAS Y PUEDE ENTRAR UNA ORDEN CONTRA USTED SIN PREVIO AVISO 0 NOTIFICACION Y POR CUALQUIER QUEJA 0 ALIVIO QUE ES PEDIDO EN LA PETICION DE DEMANDA. USTED PUEDE PERDER DINERO 0 SUS PROPIEDADES 0 OTROS DERECHOS IMPORTANTES PARA USTED. LLEVE ESTA DEMANDA A UN ABOGAOO INMEDIATAMENTE. SI NO TIENE ABOGAOO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DON DE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 3 COMPLAINT IN MORTGAGE PORBCLOSDRB Plaintiff, Federal Home Loan Mortgage Corporation, the address of which is c/o BancBoston Mortgage Corporation, P.O. Box 44090, Jacksonville, FL 32231, brings this action of mortgage foreclosure upon the following cause of action: 1. (a) Parties to Mortaaae: Mortaaaee: Hill Financial Savings Association Mortaaaorfsl: Jack A. Barklow and Cindy A. Barklow (b) Date of Mortaaae: June 13, 1986 (c) Place and Date of Record of Mortaaae: Recorder of Deeds CUMBERLAND County Mortgage Book 819, Page 71 Date: June 16, 1986 The Mortgage is a matter of public record and is incorporated herein as provided by Pa. R.C.P. 1019(g). (d) Assianments: Assignor: Resolution Trust Corporation, As Receiver For Hill Financial Savings Association Assignee: Meridian Mortgage Corporation Date of Assignment: September 18, 1990 Recording Date: April 26, 1994 Book: 472 Page: 275 ASSIGNOR-Meridian Mortgage Corporation ASSIGNEE-BancBoston Mortgage Corporation DATE OF ASSIGNMENT-June 24, 1994 RECORDING DATE-December 19, 1994 BOOK-488 PAGE-120 ASSIGNOR-BancBoston Mortgage Corporation ASSIGNEE-Federal Home Loan Mortgage Corporation DATE OF ASSIGNMENT-as recorded RECORDING DATE-as recorded BOOK-as recorded PAGE-as recorded Plaintiff is, therefore, either the original Mortgagee named in the Mortgage, the legal successor in interest to the original Mortgagee, or is the present holder of the mortgage by virtue of the above-described Assignment(s). 4 2. Each Mortgagor named in paragraph 1 executed evidence ot the debt secured by the Mortgage. the Note is attached as Exhibit "A". a Note as A copy ot 3. The real property which is subject to the Mortgage is generally known as RD 2, Shippensburg, PA 17257 and is more specitically described as: ALL THAT CERTAIN tract of land with improvements thereon, situate in the Village of Leesburg in the Township of Southampton, County of cumberland and Commonwealth of Pennsylvania, bounded and described as tollows: BEGINNING East of a 10 foot alley South of the Walnut Bottom Road: THENCE North 74 degrees East, 55-1/4 teet to a post, a corner of lot now or formerly of Samuel Taylor: THENCE along said lot South 12 degrees, 14 minutes East, 247-1/2 teet to a post North ot an alley; THENCE along said alley South 74 degrees West, 55-1/4 teet to a post: THENCE North 12 degrees, 14 minutes West, 247-1/2 teet to the place of beginning. CONTAINING 49-3/4 perches, more or less, and having thereon erected a two-story log house and other out buildings. BEING the same premises which Paul E. Ocker and Emma Jane Ocker, by Deed dated June 13, 1986 and recorded June 16, 1986 in Deed Book Y3l Page 669 in the Oftice ot the Recorder of Deeds for Cumberland county, granted and conveyed unto Jack A. Barklow and Cindy A. Barklow, in fee. 4. The Name and address of each Defendant is: Jack A. Barklow and Cindy A. Barklow, 618 Walnut Bottom Road, Shippensburg, PA 17257. The Interest ot each individual Defendant is as Mortgagor, Real Owner, or both. If any Defendant above-named is deceased, this action shall proceed against the deceased Defendant's heirs, assigns, successors, administrators, personal representatives and/or executors through his/her estate. 5 The Mortgage is in default because the monthly installments of principal and interest and other charges stated below, all as authorized by the Mortgage, are due as of JUNE 1, 1994 and have not been paid, and upon failure to make such payments when due, the whole of the principal, together with charges specifically itemized below are immediately due and payable. 6. The following amounts are due as of FEBRUARY 16, 1995: 5. , , principal of Mortgage Debt due and unpaid $23.729.02 Estimated Court Costs (excluding sale Costs) 170.00 Interest currently due and owing at 9.75' per annum calculated from MAY 1, 1994 at $ 6.42 each day 1.874.64 Late Charge of $15.38 per month assessed on the 16th of each month 107.66 Escrow Advances made by Plaintiff 346.39 Anticipated/Real Monthly Expenditures: property Inspections (@ $10.00 monthly) 90.00 Attorney's Fees (Principal due x 5') 1.186.45 TOTAL 27.504.16 Interest accrues at a per diem rate of $6.42 for each day after FEBRUARY 16, 1995 that the debt remains unpaid. 7. Notice of Intention to Foreclose pursuant to 41 P.S. S 403 and demand for payment was sent to each individual Mortgagor by certified and Regular Mail. copies of the Notice are attached as Exhibit "B". 8 . Notice pursuant to the Homeowners' Emergency Mortgage Assistance Act of 1983, 35 P.S. S 1680.402c, G~', was sent to each individual Mortgagor by first-class mail. copies of the Notice are attached hereto as Exhibit "CR. 6 WHEREFORE, Plaintitt demands Judgment .in DllII be entered in ita favor and aqainst Detendant(s) for the sum stated in paraqraph 6, plus interest, costs at suit, and all other recoverable costsl for foreclosure of the Mortqaqe; and tor sale ot the Mortqaqed Property. SHAPIRO , KREISMAN BY'~~ ROBIN FOXWELL, ESQUIRE Attorneys for Plaintiff February 15, 1995 94-7119 L.oe. _ 111010." r-- ~.......-... ~nm'l,.".....-- .. , ". ~'.. .' I" ;fILICt 111111'11 .........". .'1<..& '_......:..J...... !.~.. ..... 11.11 . S.~,~'''~141,t~.. """1".'0__... ,. '"-, ,.... _.....~ l">>. '1.~aj'''WIAl'.....I.u.,.bMl&. HUl I....... ..... I. ao..OW':I"S 'IIOM''''E TII h" tit ~I~","', ....'''-'1 ha., '..'Id.1 JlfO"'l&N" pc, US." Jt.1QQ.OO . ,..... ......ftt. a6W ..........................lIlfOfdlt"'htlMorr n..~. ,.,IUu..rJ.nlllc1al Se,1ftU U,"UU"'., .. ......................... ..1- ..... .. l.end.r"t' 'fMAln Uln hoIL The lAndn ., ..,.. ..lMIl........ NOf' " ,,.,.re, .... _liD....... Ie ,....,...- -*'... No_," calW U. "Not' HYkUt," r. LvnADT I,.... .... III eN,.ftI on \lIIPblf PMrlpU '"I~''''' &I11mCN1M d 1'fV'InfltJ........... I WI...,......... _ ....ol...J..JJ.L....... n. ..~ ,It,,......,.. ~ .. s.c.. ~ . IN .... . triO pi, ..... ..... .__ an. In, .-utl ..... .. s.a..I(IIJfJI........ J. 'AYMt:N1S fA) "-...PIItt"..,.... I .,..,.,,...a........ tI......, Nt",. """11 """ ...,IL 1..........,_I.",.,........,ht._..!...L..'oI_..fftCIIIl.bq:Ift.,ft.OII. Aqu't 1 1'."6.~ I...II....'.PI,..,..II"'" 1IWIfU1l,..u' t .........aU oI......,..ral......lmIt .... M,Ollwt ~ ...... bdow I.... I 1M'......., Ill" Hot.. .., __I~ PI"....tt..u be '..If'd 10.1'rraI ..... rnnc"r.a It_ -...Ial,....l-ZnOl..,... ........"_IIbUOtrt............'tusNol..I...Ir-,t........"..,"'_lw.... .... .caIt.ddw"INIIWtl,dII"" I wdI.....'_..I' PI,...... .... ..!~.H~.!.~~.!~fI!..~~!.!!~.....~~.~.~~!~.!.t!!'!!!!,.~.!.~~...~ _H'!01.~ --.-...-......-..-...- -..-............-........-...... fill 11..'...,.... tI,........~, IheNol.ftoWer. fa) "--"NeMu,"~ ll' " .., ClKJMh" pII,......... be tal'" ImOuIlI oIU S. s.."......~...................._.... .. 8OUOWU'S RIGIfT TO PREPAY I.... ahe riaM _""II. ,.,--.. 01 princir-11l .., tuN WOft 1-, lit dut A PI"""" 01 I'MfI....., . tao.... ooPftplJ'MCM.. Whallfttab. PftfIIJ1MM.I.-;U 1111 ,he.... Hn4M... ..... ...1."'....... I .., mal.. ,.. ""'''''01 or pe.niIJ".,.",*", ,"lheNl ,.~. Ift7 """',.... cllu" ne Note ..... .. - III 01 III, plrpI1"ImIIt '0 ,.s.. 1M UDOUIII 01 pnnapli ,..., low..... I" Nflk. It I ...t . ,-till .....,..., ,..... WIll .... C.....II. It..'at dill' fit .. ,.......... of., """" ....... ............ ....... .-. -nuq .......chufa So LOAN mAlleD u..._. -.......... to ,...._..... ."cIt... ......'" 10M c...... it ....1"..."..... .1............. ......, '- dlt,.. coIIcIllI Of 10 be ooIlaed .. ~ ..... Ihia ... naed lhe ...,.,... ..... I.... (l)., .... Iou~............" tNlIIIOlntl...." ..,.._'...CU.....I...~It.... ,1IIlII ......,_ ....., ~ Inn - ......~,............ tnU bel'd'undrd ID _. nt "'04,......, MI, c'- to.... .... ,.,... .., ....... die ~ I.......,... ....., ., ...bIl.. .... PI,... .. .. It. MIM ..... prtIcipII.lhe ~... "ltallII _. putiIJ"...-.. .. 801lII01ttJl'S PAIUIlIE TO PAY AS UQUlIIEIl o lA) ~a....._,,- \" 1t.......now....-,....,......fuD.....'oI.'.......,..'....bflhe...rI......... ..:l __~ ....-... -.... _10;11 ..,.....w.,. ..1M..... H....... n...._oll.......... M .....!........,., --.,...................-<II..,............-'>......'_...Ioio.._. ...- "'4IoIIOIl,., ............1 or.........." ..,........... ......1 .;n. ...,... cQ NednfllOlllllll U I.... ill............. HoWIt _,...... """-lIOtia IdJnil_llaal rll._.., ...........__ ..,.--. ........ ..............,,.......... pe,.....,.., ,... ._I~"............. __.... ... .. 0.. ...... ... 1 owe_iUl....L n.t _ _ Mil.... lIldlJl ana I....... _ ..." ,.. _. ............. .......-. dIJ ..._.,__ E..~...........I.....,.....I.."""H......._"""..,"r-, .. lr"r.n"~ ......1.. N-............. ....,...... eo_. rt 1_....... It. ..,,,.... II) .....ol_H--.C...II..a._ U'" ..... HoW..................,....IIWdiaUfJ.. r.n . ~IIC"" ........ IIIIt ""- HnWrr '"" ........,.... "'......... lit - r. ""'ill=-- and......... ............. He... IhI llleal.............,........ ....n-__...__............. 70 CIYIHC OP NOI1CIS U....."............ ...CftIII....bcd. 1ft, 101..1.... 111.1 titan- '0.. .....,_ NCllt wI..... ..................... lor.........................., A...... _ or... _....... ......... ............. _fII.,.......... AIIf....... -..... ......... Holdw....tb Hol.... "'......, _........, InI ~I..'" "I" ..... H.... .. ............ .. .... )CA....... WII....I ......... I.... ..... ..... ell.... ...... - IlUl,nsrATE FIlWIlIATt NOlt_ ,__ v_ _ _ ". UIII - .. ~ -.........==..t ~~ .' . -. - r 'A l, . , 0 J .. OIUOono. 0' PD8ONA.ma 'I L II....... _..... _~ N......... ,..,.....--, ...... ~....- . ......................................,..... __.... AIi,....................., _...... . wi'" ........................~ ...,........\IfII..... ,_....._........ ..........._. ........ --,...... ettk................ II ..,...,.......... _,....... n.......... -. --- ...ltlMI.... 1- ........... .... ,..,.. "I~...ut . 'P'N1 .n fII. '......... n....... ,.... .., - -. N'.............., ...eI............... ........ HoI. I, WAIVns 1""..,...1Nt "'... .......................'1/11.. HoI, WIW""IN "lhI."'..,........,.. ......I~......... ."-,............ the "I~l .. ,....., .,., NOM HftIdw 'I """"'I fit",..., 01......... 4_ "NeIIIft'.1 ~_. .....I~ ft,lM ..'.....,..,.. ..",.HlI/Wt..,,"f _... 'OeM"" pIIlIIOftIlNI ~I'.. ............... II. UNlfV.". IIr.C\Jam "'-Off n. Nc:q'I' .....,.,. ..ttl,."....'..'.IIMtl.. 'Ilt'l...... fA .....,W'II..lCt... I. ""'_'1'" ""'".......... ..... Not......,........... "-I. . w-t..... 0... 01 TI'1lI" Of s.ntnt, 0.. f._ "!.wnl, l_~........ '.. ... ."I' . ,... Nor.. ~. ,'" N_ Ho", r,... ......,11 .... _.... IftIPI "'ull ".._ '" ..... rw-- ....., MU. ...t..~. n", Inll", '11II1\1"'"1 _ft_ __........ ..........'1_' IN,.. "'""'" 10..... ~ ,.....-,. lull oI.II......1t I.., II"'''IIN, NoI, s... ell.... cwMIlIDM ................. ,,.... "t" fit.,.",., -......-... ........ Ir... Of _,,.,, ell.............,. up ..... . If .. .... or .,...,.". lot -I, ....... ...... . ...... . ... ... ............ .. ..,.............,.,,.,.......... ........ "...liJN,.~t.......... _,. at ....-........ ...........,....... '.U filii.... INn'" ~ 1M...., I..,..... ..........1................. ......., Lnde, rt_alf'hM. .......1.." I..,.. It_ II 011......01..... s.a.nl, I...,....., 1Il..ciMw "'ata I.... opt... l....., .....1.... Iorro..r ..... ", Ilftritnt_, "'........ wll 1W'O"tIIc. ..... rrt...... .. ,.... JO II." 'nlIIIIl'" ..,. ,... ....... . ....... _ Mal'" __ _Ilk. ~.... pa, aU 'UlMwnfllll~, 11'1. Sw.n., 1""n1M111I.1f1lornlwtr '.,11",.."..._ r--tlll lIw aon'lNI 01 t.. pmod. t..a.4ar ...., ..... ..., It....... pcrIlUIl" ., I'" ....., I..,..... ........ '-nlllf _1ft or"'N_1onow.r W""ISI '"I H"..on.""'DS'....InIM I'MI UHDUIMJ""O C 1'1' ~'re.. ~t. .v......... tv (..tt. ~''J,.j..-t. ~ I , J.cla"A:" -.;"111",,' ': ..:.'1' j'{ (1nd, A./larlllo" ,. It'. ,,-,, - ..".. .11OOIl - ,1SooI. ,.... """"'-.J pe, to Up o,d., oC Pd",al .... Lo." ..lit..... OiI,pguUun vu......, ueo"".. '''II :nn d., oC AoIq,,.t, UII IUl '{"Udal .."1"", Aaeocl.Uon .s"-.... I. Dc:JnU' "-tit..,. wk. ""ld""t-lD.n ~"'Iclnq '. . . ~. (' 1v1.r".. ,'I . ~. I (; ("I./. ",'),:.1(,"" ....:,.-~-_...- .I.ell A. "'''row . . , .j . I . ClnJ, A. ,ullh;- I, t' . L.... tI. "_lLWGUl\ W"r.., ~, Al'.'.a, 'ft~ ".., tv.... T~. 'U"UWU' ."~ Ill' .~l' "~,.., ,,,'the, Cu...."1 ..~ .,r.' II ,.llt.l: I. Wlr,..., ",I "',.,... I..., (;1.1,..,." of Ju...."c 1ft l....' .f u.,...II: Thl U"J,"I"I'~ k."', I""uc,a', I..'hor'.., '"' t.p...r. 'ft, ."",tft~, .r ,hi ',.t""""".'1 or CI.r~ .1 In, r..u" 1ft IIH/ C"'.......Uh ,,' 'I"."'.,n,a. or .1.1.,,'a, 'I'"", I"" tll' ,,"'.r'l.ft.~ aft .n, .CII"," ~r'u."C ,..I'U' II.. .."..".1,.." ." ,lut "u'., " nul ,.1__ ".... ...... vUn VI "Ubl..l 40"0.,'1." f.I." 'ft' .. of In, ..r. .n" ,h.U'" h' CUI""'. U. "'1' J",.,.'.I .,olnt' ,,,, ",n..r,I,,,,. I",. Chi .1'1" ,rlnclp., ....unt 1""1""'"1 ".,...,,4., ."01 .(".... ''''1f'1I.I. Ih"t.DII '114 Ill' I., o.h., ..... Ilh. ,,,r.IoI'''' III Ih. II ro. 0' ,hi. "Ol., 110111.&11.' ..lIh .1,,1In... .114 llfll' d. ..1' ... '1101".". I... 101 ca11.cll.. .. 'lU.I4.~ h.,.ln, ,.r'loIch p.r,.'., Ih.. Mol. or I c." hlr..1 ..rl",. " .'1.....1 ,hall ~. . .."lc...1 v.rr.nla Tho '1oIIl,or'" ,r'''1.4 h,r.ln ,. e..I... 1"...... ,h.ll not .. I_h.y,". b, .n, I..re". lh.r"I, .". .h.l. conlin.... 1'.. tl.. '0 l'.. ,n4 ., .11 ,10" 1010.11 p.,.,n' In lui' ., 41i Ih. In..""".'. ..I~."e.d " lhl' .~,.. Th, ,...41., .., Ih. hol~.' hwr'DI ., ,ro.IJ.' h",'n ,n' Ih. v.r""I' c."l.II'I.~ 1.~,~I. ,h,11 ~. cll....I.ll". .n' c.ncloIrr.,,' wllh .", ath., ,....1.. .".II.lba.. lU II.. h.1..r hrr.ul .,,~ .., .. ,IoII'IoI.d "'al" .ucelll.w.I,. or l......h..' If IIlt7 ,01. 'I,crulllol" .1 Ih1l h.ld.r h.r..' ..-1 .. ...... " ~rr~~I'... 11.",.fo' 'h.11 1oI~'"'' TI.. ,.111011. l. ...rel.. .", 'wch 114hl .r ........1' HI...11 In "0 ."."1 b. ,"u"'111oI.4 .. . ".1"... ..., ....... Ih.,...I. Thy un.hrllln.d h.uby ".111'11 .n' u...... .11 trr." .n4 le,.rlull.". 'ft .", ".c.,'I..' lft.,ll..I.' ~, lhe h....r II.r.al yR'.r lh. '.r., .1 Ihl, M.'~ .nd ~II ~.ft.'11 lh... .'thl .ccru. ,. lhl IoIn4.r.I.".. ., .11'1f, .. .", .........:"1 oj' 'ul,.r~ I..... "CII,lhlll .It' 1.,...,.11,. ....1., ,.",0...1, ... .., I"". ... Ih. p,ac..d. IrI.IR. tro.. an, ,.1, ., III:h ".,tU" ".. ..ll..,Io..nl. 1\:", .., ..'l. loin'" ,ucloItlon, or .,..."..... '0" .., Il', .1 ~I"~wll.n. ..".pt.on ".. ~1"la 'r.'.... ar ..'.ft.IOft .1 t'.. I... p.,.'." rho "1Id.r.I,I,.d .,r..' Ih.l an, r~.1 fO"'1 Ih,t .., b. 10"'0' If'.. p.'_u~ltl lu 4 Ju~,..n' u~'4In.' ~r ""'''1 h.,..I. or ,n, WIll .t .,.ellll'. 1..~1'~ II..,."". .., ~. ....... y~." .It, eyCh vrl' In vh.l. ... 1ft ,"l In .n, ..,~., .Iop" ,." 10, lh. hlllol., 1....'..1. z. VtICl... I:,,"'."C 101 ~h."I'" In 10..ru...,,"I.' vt U..: lIul r"",.:'I. ..h..11 ..". ...., ...., .1..tI....... ,,, Ihu ...,.....dl. U.. 1111' .'.,.1...... ..~ .10...... ''''.~ I" ,I.., ."':".I,..",IulO ..,.rlll"I," loll In .10.. ..... Ih.'...' "'..1.....' II... "'III'on ~..."."I ", Ih.. IIvl" nuIJ",. ,. L,.,t A..lho,I'lllo": 11 II u"......co... .n' ..r.... lhac tll' lnll..'...".... ,,,'d.ne... " lhh ..,. r.".,.nl' _ 10'. ..e.r... ., . d't.el r....c. I~n .."1'.' .n' Ih.t lhl. 1~ll..'lo. I. e....t.. .... lho 10'. II to ,. ...p_l~ In .CC...d.DCI wllh I~' ".,,1.100' 01 ,he S,,,ID'_ ....cl.'l.n C.de .f I~.J. .",...d U.c..'.r ". "'. Acl .0. ]4'. .n4 .1.. In .ccor'.ne. "11_ Ih. ,'...110'" ., th. ,-I,wI, "loll.. ..d r.,.'ICI.D' O. lh. "at. ".'.~r. .IL .1 which ,t.WI.I..I r. ..... . p.,t h.....f. ..'.r..c." ..... '0 ,h. ...,..... .., .he r'.hlt . to _cct'tr.cl.. .1 Ih. Ift..~l....... .vl....c.4 ~, Ibl. 'ot.. . rho .441'1...1 "..lal..1 ..l '.rlh II~I... .~.Il ~.~... "..d .p~. y,eh... ., lhl. o'II,.,lon In ~h.l. 0' In r.'1 " Ih. ,...,,1 no.. L..ft o.c.... cor,.,.tlon. ------ ----- , ,~ ~Mortpie~ ~ 1 A ...11 01.... Company ,I ZOO" US i!lfO ~ n.~..... tor c.tIfled Mal No .,...... CO"'''e9I "'ow4f"'" __ 00 no1: .... tOf 1"1",,""0'\" \'. ,,_I j.... Hoveaber 22, 199~ CERTIFIED ~IL NO. Z et9 215 2~1 RETURN RECEIPT REQUESTED 4___. --. Jut A luUCMt 618 U.lnut Iottoa Rd Shl"ensbur, PA 172'7 NOnCE OF INTENTION TO FORECLO.n: KORT~E Re: ~rt9.,e No. 199828-6 ~rt'l,ed Prealses: R D 2 Shlppensbur, PA 17257 Delr Kort,.,or(s): The "ORTGAGE held by B.ncBoston "ort,.,e Corpor.tlon on your property loc.ted .t PROPERTY ADDRESS, IS IN SERIOUS DEFAULT bec.use you h.ve not aade the Monthly p.yaents since Def.ult D.te: 06-el-94 through tod.y. .s noted beloN under (I), .nd/or bec.u.e you h.ve f.lled to coaply with or perforM the other provisions of the Mort,.,e, If .ny, .. noted below under (d). Unp.ld l.te ch.r,es under (b) .nd other ch.r,es, If .ny, under (c) noted below, h.ve .lso .ccrued to this d.te. The tot.l .80.nt re~uired to cure this def.,lt, or In other words, ,et caught ., In your p'YMents, .s of the date of thl. letter, IS 4.lc.lated below under (e): (a) P.y..nt. of . 429.17 per Month due on the 1st dlY of e.ch Month frOM e6-61-94 to the d.te of thl. letter (SIX Months) .nd ..ch aonth there.fter. · 2,575.02 (b) L.t. CIIar,e of .".38 ,er aonth. This l.te ch.T,e beco_s due on the 16th d.y of the aonth. . 61.'2 (c) Retuned Check Fees . .oe (d) Other Provisions of the "ort,.,e, If .ny. . 20.00 (e) TOTAL A"OUNT REQUIRED AS OF THIS DATE. . 2656.54 You a.y cure this def.ult within thirty (3.) d.ys of the d.te of thl. letter, by p.yin, to us the .bove 'Mount of: . 2656.5~ PLUS .nr .ddltlon.l aonthly p'YMents .nd l.te ch.r,e. which M'y f.ll due durin, thl. period. Any .ddition.l Monthly p'YMents .nd l.te ch.r,es will .ecrue .t the 'Mounts set forth .bove. Such p.y.ent MU.t be M.d. DC093 014 JIlT F' :p...I......8lf ,. ';' S ... '1 ..' 1 -~ ,. ~.. &.tOtO. 1.ac~,I.., '1ondI 11Jl1..otQl1O , ~ Briiici5m Mortpse Corporatioo A link oIloslon Company Hovt"It.~r .,., ..... 1994 Mortgige No. 199828-6 Plge :! either by c'shler's cheek, certified check or aoney order, ind .ide to' 8.ncBoston "ortg.ge Corpor.tlon 73ft Bay...dows Way J.cksonville, Florida 32256 If YOU do not CMre the default within thirty (31) d.y., we intend to exercise OMr rIght to accelerate the .ortg.ge p.y.ents. This ...ns th.t wh.tever I. owed on the orlgln.l ..ount borrowed will be con.'dered due I..edlately and yoU .ay Lo.e the ch.nce to pay off the origln.l aortg.ge in Monthly inst.ll..nts. If full paYMent of the aMount of defiuLt Is not aade within THIRTY (30) DAYS, we .lso Intend to instruct our .ttorneys to st.rt . l.wsuit to foreclose your lortgaged property. If the .ortg.ge I. forecLosed, your lortg.ged property will be sold by the Sheriff or other silil.r offlcl.L to p.y off the .ort~age debt. If yoU cure the def.uLt before we begin leg.l proceedings .g.lnst YOU, YOU wi II still h.ve to P.y the reasonable attorney's fees actUilly incurred, up to '5&.0&. However. If Legal proceedings .re started .g.inst yOU, YOU wilL h.ve to P.y the reasonalbe attorney's fees even if they are over '5&.&&. Any attorney's "f... will be .dd~ to wh.tever yOU owe us, which ..y .lso include our re..onable co.t.. If you cure the default within the thirty diY periOd yOU will not be re~uired to p.y .ttorney's fees. We lay aLso sue yOU personilly for the unpaid prlncip.l balince ind ILL other SUMS due Under the .ortg.ge. If YOU have not clred the def.ult within the THIRTY (38) DAY period .nd for~lo.urQ prOC"dlng. have begun, YOI .tllL h.ve the right to elre the d.f.ult .nd prevent the .aLe at .ny tl.e up to one hour before the SherIff'. or other sllilar offlel.l foreclo.ure s.le. You ..y do .0 by Plying the tot.l 'Mount of the unp,'d .0nthLy pay.ents plus any l.te or other charges then due, .. well as the reasonable .ttorney's fee. and co.ts connected with the Mortg.ge. It is estiM.ted thlt the earli.st d.te th.t such. Sheriff's or other siMilir offlci.~ slLe could be heLd wouLd be ipprox'.itely seven Months frOM todiY. A notice of the date of the Sherlff's or slMil.r offlcl.l s.le Will be - 0lf0 lea _ _.... '....... 11m...,.,., ::- ,~ ~~0JIPJrati00 NoV~.r 22, 1994 A a.nk oIloslon CompMY ~ek A (jut LOlli Kart,.,. No. 199828-6 P.,e 3 ..nt to you b.for. the ..Ie. Of cour.., the .aountn..d.d to cur. t~.d."ILt Milliner.... the lonter you M.lt. You a.y find out .t ," t... e..ctly Mh.t the r.'llr.d p.y..nt MI II b. by c.llln, u. .t the followlnt nleber: 1-80e-87~-7128. This p'YM.nt a.st b. c.sh, e..~I.r's ch.ck, c.rtifl.d ch.ck or aon.y ord.r .nd a.d. p.y.bl. to .. .t the .ddr.ss pr.vlously st.t.d. Yo. .hould r..llz. the Sheriff's or oth.r s,.il.r offlcl.l s.l. Will end YOlr ownershIp uf the Mort,.,ed property .nd your rl,ht to r...in In .t. If you continue to live in the property .ft.r the Sh.rlff's or oth.r slalL.r offlcl.l s.l., . I'Msult could b. st.rt.d to .vict you. YOI .h.ll h.v. the rl,ht to ....rt In the for.closur. proc..dln,s, the non-.xlst.nc. of . def.uLt or .ny other defense th.t you a.y h.ve to lec.I.r.tlon or foreclosure. YOI hlv, .ddition.l rl,hts to help protect your int.r.st in the property: YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE ~TGAGE DEBT, OR TO BORROW HONEY FROH ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU KAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE ~RTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUHE THE MORTGACE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEYS FEEf AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORT CAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUKSTANCES THIS RIGHT HIGHT EXIST. YOU HAYE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY M::TING ON YOUR BEHALF. If YOI elr. the d.'.ult, the eart",. MIll b. r.stor.d to thl s.a. pos.tlon .s if no d.f.ult hid occlrr.d. Howev.r, you .r. not entitled to this rl,ht to cure your def.ult Mar. th.n three tl..s in .ny c.l.ndar Y.Ir. Slnc.r.ly, HIltE O' LEARY Coll.ctlons Dep.rt..nt B.ncBoston Hort,.,e Corpor.t,on Dce,,, 005 JBT Po. Ofra.. 4AOlIO. LIe...."........ Hordt UJU.tOIO i. .~ ~ Morf&18e Corpot.rol Ii. lAnk 01 Boston Company . ZOO, us 2U ~ Receipt '01 Certified Me' 110 In...._ c_.~- ~ De_ _ 'aI ................ ...-. 1-- I ~~v~~bGI ~~ .Y94 (;E;;:TlFl~l' ,,:.l\. NO. Z OC', :.:~~ 291 iETURN k~~rIPr REaUES~ED .J..:: L; :. llu k low . . 2 Shipp.IISbUf, PA ~';'~S7 NOTICE OF INTENTION TO FORECLOSE "ORTGAGE Re ~ort9.~a No. 1995:e-~ ~ort9..ed PreMises: R t Z :hl~~ens~ur~ ~':I ~7~S7 Delr hort9190r\S;: 7~~ MJ~T'A~E neld by ea~cBostGn M~;~~a~e C~rpGri:ion 00 -C~; prcpert! ~oc:.te.:l it F'R~?Ei\iY ADIlRES:. :: lrl SE.R:':J.JS DE.FAU\.1 ~E.:aUSi! yo.. havi: not M.de tne wontn~y Piy.ent. since Default Date: C6-al-94 tnrou9n tadlY, as ne~e.:l below under (a" and/~r ~e'::IUSi you have fa.li~ ~o COMP 1 Y ... tn or perforM tne otner proll is, or.s 01' tne lilort,i", if any. IS noted b~low under (d). UnPiie ~ati ':~lrges under (b) and oth~r .:n.r..s, ;f .nv. under (.:) r..:Ited be~c... l1i1l1e illso accrued to this dilte. The toral aMou~t re~uired to .:ure this deta~~', or in other wo~~~, ~et cilu,n: up ill )four pay",ents. as of tn. dilte ot tnis letter. IS cllculate~ ~elo~ un.:!ir (~,' \iI) Piy.ents of . 429.17 per .ontn due on the :st dlY of each ~onth frQ~ O~-Z\-94 tQ the aaTe of this letter {SIX Nonths) and eil.:n Month th.r.~fter. ' ~,575.02 \0) Li te ChIT" of 1\'.38 per IIcntn. This lite eh~r9' beeoues due on the 16th dlY of the Montn. S o~.S:! Ie' Retllrlled Che.::\: Feu s .00 (d) Other ProvIsions or' the t1crtqaQ@; . . .nv. r. ::!O.OO , . Ie; TtJl AI.. AI'IOUm ~EQ~:RC:v AS "~ ~H:= DA'":E. t 265.!o.54 '"" ~ou MiY Cllre thIS defilllt ~.t~;n thi~ty (38) dlYS of th~ ~~t~ w~ this tette:", by pay;n;. t:. IlS t~,,, a~:'v~ ~..:.ou...T cl' s :!o~'a.~4 f'L;;; aT., :.:ldlLcna. .Iontn~v :>aYMentS and :ia. cr...rQes whl..n MilY :.;,ll du~ dur'nq th;s ~erl~d. Anv ildditicnl. Monthlv :>ly~ents an~ ~~ta c~ar~es will .ccrue ill tne ."Iounts set forth abo"E. :;ucn pily"ent .IUSt be ~,.ae D:;-o-?~ ",'. If JP~ ...Ohct"" UO'C). ..~tf., ''or. )::II~ ~ ~~CorpoNIioo A link oIloston Com~ny r;ov...Der , -- . . 't~.- 'ortqaq~ no. 19~6~a-o F'.~. ~ eltner by cish;er's cneeK. certifiea cn.c~ or woney Olaer, ana hide '0 1l.\r,:llosTon I\Ort9ac;ae ~ar:>:l:" ir, .:Jr, ,3~1 aay.e'do~s W.y Jacksonv; It&, Florid. 3~~~~ l' YOY GO not cure tne aef.llt within thirty (38) d.ys, we lr.te~G to e.erclse our riqht to accelerate tne Morta.qe p.v~ents. Tnis "eans tn.t "naTever is ewe\! on the or ";llna 1 ..&lount oorrawea ~,t t be conslaeren due ,~~.dl.tely .nd you ~ay lese tne cni~ce to p.y off t!"le. or ';..n.t "O~tc;liq... in tlontr.ly Installalents. If full pit,."ent ..t' tne allour.t 01' aeiault IS ".ot .lalle ..,. tn.n il-llr:T! (301 DAY:, we a~s~ lnten\! to Instru;t ~ur .trornevs to st.rt a ~..suit to toreclose your ~ortq.q.d property. I' the werlqitqe is foreClosed. yo~r MorT9.qed properly wllt be soLd by the Sher;ft or ather si~i~ar offlciitl to pay oit' tne Mortq.qe debt. I' YOU cure tne default Detore we b.~in le9.l proceeai"9s '9.inst you, YOU will sti II ha~e to pay the reitSOnitDl. attorney's fees .ctuitlly incurred. UP to S50.00. However, if leq.l proceed;n9s .re st.rtea '9.inst YO~, YOU will h.ve ta P.v th~ r..sonit~De attorney's f.es even if tney are ever S5U.UO. Any ~:tor~ey's .f..s wi l 1 be .oOec ~o whatever you owe us, w:'\ i::'I AI'V . ls: ; n; t U~E: our reisonible costs. If you cure tne def~ult W' Inln t~e tnirt~ oay ~erlod you ~ilL not be re,ulrea te ~.y Attorney's tees. We Ma~ also sue you personAlly for tne unpaId princlp.t balance and aLL other SUMS aue unGer the Mort9age. If yo. h.ve not cured tne Gef..~t wltnln the THIRTY (30) DAt period .nd forecLosure proceedin9s have be~un, you stiLL hitve the right to cyre the aefault ana prevent the sale itt any tiMe up to one hour betore tn. Sheriff's or oth~r s:MILar ~fticI~~ toreclosure sale. You ~,y ao so by p.yin, tne tet.l aQount 01 the u~paid &lontnly paYM~nts plus Any l.te or otner ch.rges then aue, .s ~ell .s the re.sonable attorney's iees .nd costs connected WIth tne ~ortq.q,. 1t IS €zti~ated th.t the e.rLiest O.t. th.t such. Sheriff's or other si&li l.r ott.ci.. s~l. ceulo be n.la Nauta be approxlMatelv seVEn Montns frOM tOd.y. A noti;a ~t th~ d.te at the Shariff's or si~ltar offlciil s.le ~i Ll bi floe Ofl('p Ie. U('IIIO ~.'1ianU J::"~ .~ ~'MoI1f9Corpora1ioo -' N~v~~b~1 ~~, ~~~~ A -.nil albion Company JilCk A c.olr~.o. ~orT9.ge N~. 199&~~-~ PilU J seot to you before tne s.le. Cf course, tne .~ount oeeaea to cur. the det. u ~ ~ will I ncreue tr", ~onger YOIl "'. i t. \'Oll MOl" ~ i nd au t . t _oy tlwe e.Actly Mh.t tne re~uired p.y.ent "'. l: be by c.lli09 us i1~ tne 10lt~w n9 nlMber; 1-80&-874-77za. This D.v.ent AUSt ba :.Sh, :isn,er's cnec.. certified cneck or .OOVY order .nd ..ae P.YibLv ~~ us .t the .ddress previously st.tv~. \'1.111 snouLd rv.liu tne Shilrlfl"s or other Sl.. t.r ot't'ici.l sile wi LL eM your ownershill of the MOrt!lo'lgea property eml YOIi~ r t;lht to re..;- In it. =, YOU continue te Live 10 tne propert~ i1Tter t~e ~hvrit'f's or other "Mllar 01'.cl.L s.Le, . L.wsalt couLd be st.rted to evict y~~. ~ou sn.lL hive the ri,nt to .ssert in tne forecLosure grOceedlnts. the non-elistence of . ;!e+.u~l :lr an)' other aeloinse t~.&~ :;JU .'01" hi'~ to acceLerition or foreclosure. \'011 o.ve idditlonl: rit;lhts to heLp prote:t YOu~ interest In the ;>roperty: ~OU ~AVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE "ORT~A~E DEBT. OR TO BORRO~ MaNE\' FROM ANOTHER LENDIN~ INSTITUTION TO PAY OFF THIS DEBT. ~OU MAY HAVE THE RIGHT TO SEll OR TRA~SFER T~E FROPERTY S~BJECT TO THE. P\ClRTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUKE THE l'IOR1GAfoE DEBT. PROVIDED THAT ALL THE OUTSTANDING PAYMENTS. CHA~CF.S AND ATTORNEYS FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CI~TANCES THIS RIeHT KI~T EXlSl. YOU HAVE THE RI'HT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHA~F. If YO, e.re the defallt. the MOrt,.,. will be restor.d to the s... position .. if no def.llt h.d occlrred. HONev,r. you ire not ent:tLed ~o tnis riqnt to cure yeur de1.utt "ore thin tnree tl~.s In iny c.l.nlln ye.r. SincereLy, M1KE C1'Lt.Ai<~ CotLections D'Plrt~ent ~.nc~oston "Ort9.;e C~rporltlon DCtl941 Jes ':!IT ,. 0Ihar... &oIOllO tar'" ~"""WwSI )::Jt-""O ~ ~ Mortf!JeCOlporalioo ... - -. .. A ... 01101_ ComPIIIT z aD, us i!ljl ~ Receipt for Cenlflecl Meil Mo ....erc:e Cov.... P'oVtOeG _ 00 not UN 'or In,..nahon. .... - ""'--I 1~.. .. Nov..b.r 22, 1994 CERTIFIED KAIL NO. Z et9 2'5 241 RETURN RECEIPT REQUESTED .' .. - - Cindy A '.rUow ". ...l.1t Iott CMt Rd $bl".n.blr, PA '7257 .' , NOTICE OF Ih,t.RTIDH Ta FORECLOSE ttORT""E . J' R.: ttort,.,e No. '99-628-6 , eort,.,.d Prl.I...: R D 2 Sblpp.nsbur, PA 17257 Ie.r Kort,.,orC.): Th. "ORT'A'E h.ld by B.ncBo.ton "ort,.,. Corpor.tlon on your prop.rty loc.ted .t PRtIPERTY AJ)I)REU, U IN SERIOUS DEFAtA.T because YOIl h.v. not ..d. thl ~nthly p.y..nt. .Inc. D,'.ult I).t.: '6-1'-94 throu,h tod.y, .. noted below Inder C.) 0 .nd/or bee..... YOI h.ve filled to coeply with or p.rfor. the oth.r provl.lon. of the .ort,.,., I' .ny, .s noted b.low under Cd). Unp.,d l.te chlr,.. Ind.r Cb) .nd other ch.r,.s, I' .ny, Ind.r (c) not.d b.low, h.v. .lso .ccru.d to this d.t.. The tot.l 1~lnt r~llred to elre thl. d.flult, or 1n oth.r words, ,.t c'l,ht I' In YaIr p.y..nt., .. of the d.t. of thl. l.tt.r, I. .c.lell.ted b.low Inder (e): (a) P.y..nt. of . 429.'7 per aonth dUI on the 'st d.y of elch aonth froe 16-8'-94 to the d.te of thl. letter (SIX aonths) .nd .,ch ~nth thlr..ft.r. .' Cia) LAtl Char.e of '''.38 per IIOnth. This l.te char,. beeo... du. on the '6th d.y of the ~nth. (c) Rltlrllld Chlcll F... Cd) Othlr Provisions of the ttort9i'I, if IIny. C.) TOTAL AKOUHT REQUIRED AS OF THIS DATE. .' 2,575.82 . 61 .52 . .ee . 2e.ee . 2656.54 Yo. ..y cur. thl. d.f.ult within thirty (31) d.y. of the dlte of this l.ttlr, by p.ylnt to .. the .bov. laoant of: . 2656.54 PLUS Iny .ddltlonll .onthly Ply..nt. Ind l.t. ch.r,.. which ..y fill due durin, this period. Any .ddltlonal IIOnthly ply..nts .nd l.t. ch.r,es will .ccr.. It the .aolnt. s.t forth .bov.. Slch p.y..nt ...t be ..dl .1 >>een 8' 4 JBT .... CIk:I' .. MOIO. L..... ... ...... WJ.ooIOIO .~ ~~CorporaIion - A ... II ~ 0.,.", Hov..b.r 22. 1994 "ort.... No. 199828-6 P.,. 2 either by c.shler's ch.ct, c.rtlfl.d check or .on.y ord.r, .nd ..d. to: aanclo.ton ~rt,.,. Corpor.tlon 7311 I.y...dow, W.y Jack,anvlll., Flor Id. 32256 If YOI do not elr. the d.f'llt .,thl. thirty CD) d.y" w. Int.nd to ...rel,. olrrl,ht to .~c.l.r.t. tb. .ort,.,. p.y..nt,. Thl. ".ns th.t ~.tev.r- I, o.ed on the or"'~l ..olnt borrow.d will b. consld.r.d dl. '..edl.t.ly .nd YOI ..y los. the ch.nc. to p,y off the orl,lnel ~rt,.,. In eanthly Inst.ll..nt,. If fill p.y..nt of the ..aunt of d.f.llt Is not ..d. within THIRTY (38) DAYS, .. .l,o Int.nd to Inrtrlct air .ttorn.ys to .t.rt . l...ult to foreclas. Yair .ort..,.d prQl.rty. If the .art..,. Is for,cla,.d, Yair eort,.,~ prop.rty will b. ,old by the Sh.rlff or oth.r ,1.ll.r afflcl.l to p.y off the eart,.,. d.bt. If YOI clr. the d.f.ult b.for. .. bl9ln 1...1 prOCeedlnt. .,.Inrt YOI, yo. .,ll ,till h.v. to p.y the r'.son.bl. .ttorn.y's f.., .ctl.lly Incurr.d, up to 'S8.ee. How.v.r, If ll9.1 prOCeedlnt' .r. ,t.rted ",'nst yo., YOI wtll h.v. to P.y the r..son.lb. .ttorney's f.., .v.a If th.y .r. ov.r .S..... Any .ttarney', f..s .Ill b. .dded to wh.tever )'01 o.M as, ~Ich uy .lso Incl'd. oar r..,on.bl. co.t.. If YOI clr. the d.f.llt .'thln the thirty d.y plrlod YOI .'ll not be r.,ulred to P.y .ttorn.y's f.... w. ..y .1'0 ,.. YOI Plr,an.lly for the unp,'d prlnclp.l b.l.nce .nd .ll oth.r ,... dl. Ind.r the eart,.,.. If YO, h.v. not Clred the d.f..lt .,t.,. the THIRTY CD) DAY r.rlod 'nd forec lOlare prOCeed I nt. h.ve b.. In, YOI .t III h,v. the r I.h t to clr. the d.f.llt .nd pr.v.nt the ..le It .ny tl.. IP to one hour be for. the Sh.rlff'. or other ".,l.r offlel.l foreclo.lre s.l.. YOI ..y do .0 by p.yl"l the tot.l '~Int of the unp.,d ~nthly p.y..nts plas .ny l.te or oth.r ch.r,.. th.n dl', .s ..II ., the r..'o~bl. .ttorn.y', f... .nd co,t. connected .,th the eart,.,.. It I. .,tl..t.d th.t the ..rlle,t d.t. th.t 'Ich . Sh.rlff', or oth.r ".,l.r offlcl,l s.l. cOlld b. h.ld wOlld b. .pproal..t.ly ..v.n .onth, fro. tod.y. A notlc. of the dlt. of the Sh.rlff', or ".,lu offlcl.l ul. will b. .. ""'" c..... _ ,,- ..... _ WJI_ .~ ~MortreeeColpora6m tIov.lIb.r 22, 1994 A .... flllalkln Company el"', A larklow Mort,.,. No. 199828-6 r". 3 ..nt to row b.for. the sll.. Of COlrs., the 1~lnt n..d.d to c.r. the def'llt _Ill Incr"se the lont.r YOI ..It. Tal aly find Olt .t .ny tl.. '1lctlr ~It the r.'llred Plr..nt -Ill b. by clllln, .S .t the follC*lnt nuber: t ... 874-7728. This PIYMnt ....t be cuh, elshler's ch.ck, c.rtlfl.d check or aon.y ord.r .nd ..d. P'Ylbl. to IS It the Iddr.s. prevlolSlY stlted. YOI sholld r.,llz. the &h.rlff's or oth.r slall.r offlclll sll. will end Yair ownership of the ~rt"'ed prop.rty .nd Yair rl,ht to rea.ln In It. If YOU contini. to llv. In the prop.rty Ift.r the Sh.rlff's or oth.r sl.lllr offlcl.l sll., . l.wsllt cOlld be st,rt.d to .vlct YOU. Yo. .h.ll h.v. the rllht to Iss.rt In the forecloslr. proce.dln.s, the nan-'llstenc. of . def.llt or .ny other defense th.t YOU a.y h.ve to Icc.l.r.tlon or for.closur.. YOI h.ve .ddltlonll rl.hts to help protect your Interest In the prop.rty: YOU HAVE THE RICHT TO SELL THE PROPERTY TO OBTAIN HONEY TO PAY OFF THE ItORT~E DEBT, OR TO BORROW ttCINEY FRO" ANOTHER LENllING INSTITUTION TO PAY OFF THIS DEBT. r YOU ~Y HAVE THE RI'HT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE tIORT~E TO A BUYER OR TRANsFEREE WHO WILL tV.ruttE THE tIORTCACE DEBT. PROVIDED THAT ALL THE OUTSTANDING PAYHENTS, CHARCES AND ATTORNEYS FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREftENTS UNDER THE KORT;A~ ARE SATISFIED. CONTACT US TO DETERHINE WIDER WHAT CIRCtIUT."r~u THl.f RIgn" "I~ DIn. YOU HAVE THE RICHT TO HAVE THIS' DEf'AUL T CURED IY ANY THIRD PARTY ACTl", ON YOUR IEHALF. If YOI clr. the d.f.llt, the eartll,e _Ill be re.tored to the .... pOsition .. If no deflllt h.d occlrred. How.v.r, YOI .re not entltl.d to this rltht to cur. Yair d.f.llt .or. thin thr.. tla.s In .ny c.lend.r y'lr. Slnc.rely, "IKE O'LEARY . Coll.ctlons D'Plrt..nt IIncBaston Mort".e Carpor.tlon DCe94 e05 Jar ... 0Ilc0 ... _. "'. ... _ JD-Il_ ~ " . -....- .. --"- ~.~-- . ~ ......... t.bfIIIe CoIporaIb1 ZOO" i!U i!"i! ~ ~~... '.6..' ill o.__"Lt.- ...- .. _._~ l 1-' A lank 01.... Company Nov..ber 22. 1994 CERTIFIED MI!.. NO. Z ,., 215 292 RETURH RECEIPT REQUESTED . ,; J J .. ... ..- CalMly A ..rllloer a. 2. . S1II"itn.blr, PA 17257 ~ NOTICE Of' INTENTION TO FDREa.on "O,m;ACE I R.: ~rt,.,. No. 199&28-6 .ort,.,.d Pr..I...: R D 2 $hlpp.n.blr, PA 17257 .' De.r ~rt"90rC.): Thl "ORTGA'E hlld by B.ncBo.ton Hart,.,. Corpor.tlon on your prop.rty loc.tld .t PROPERTY AIlDREU, U IN SERIOUS J)EFAULT blCIllSl YOI havl not ..dl thl .onthly p.y..nt. .Inc. Def.llt D.t.: '6-"-94 throl,h tod.y, .. noted beloer Indlr C.), .nd/or bee.ase YOI h.vI f.lled to co.,ly with or plrfor. the oth.r provision. of thl .ort,.,., If .ny. .. notld blloer Indlr Cd). Unplld l.tl chlr'ls undlr Cb) Ind othlr ch.r,.., If .ny, Indlr (c) not.d b.low, h.v. .lso .,crued to thl. d.t.. Th. tot.l l.oant r"llred to.clrl thl. d.f.alt, or In othlr ~ords, .,.t cII,ht lIP In yoar p.y..nts, IS of the d.t. of this llttlr, I. CI1Cll.ted blloer andlr CI): (.) P.y..nt. of t 429.17 plr lonth dUI on the 'st dlY of I.ch eonth froe 86-11-94 to the d.tl of thl. l.ttlr (SIX eanth.) .nd I.ch .onth therlaftlr. " .. ) Cb) L.tl Char,. of t'5.38 plr fOnth. Thl. l.t. char,. bleo... dll on thl '6th d.y of thl fOnth. CC) Rlhrnecl Cheek FHs (d) Othlr Provl.lon. of the Hort9l'1, If .ny. CI) TOTAL NtOUNT REQUIRED AS OF THU DATE. t. 2,575.12 t 6t .52 . .M . 21.88 . 2656.~ YOI IIY Clrl thl. d.f.llt ~Ithln thirty (3e) d.y. of thl d.tl of thl. llttlr, by ,ayl", to I. thl IboVI ..olnt of: . 2656.54 PLUS .ny .ddltlon.l .onthly p.y.ent. .nd l.tl ch.r,.. which .,y f.ll dUI durin, thl. plrlod. Any .ddltlonll .onthly p.y..nt. .nd lit. chlr,l. will .ccr'l .t thl ..ount. s.t forth .bov.. Slch p.y..nt .u.t be ..dl DCe93 It 4 JBT ....c....._.. .._UU1_ .' ~ BandIosD1 ~(oq]oraIion A lank 01"-. Company Moveaber 22, "94 Hort.... Mo. '99828-6 'a,. 2 .Ith.r by c..hler'. ch.ck, certltled check or .oney ord.r, Ind M.de to: ..nclo.ton ~t",e Corporltlon 731' .,y...dow. WIY Jacksonville, Florldl 32256 If yo. d~ not clre the d.t.llt .Ithln thirty (31) d.V., .e Intend to ...rcl.e o.r rl,ht to .ccelerlt. the Mort".e p.y..nt.. Thl. ..aft$ that ~atever l. oaed on the orl,inal a.oant borrowed will .. cOn6ldered die 1..-dI.telV 1-' Val AlY lo.. the ch.nce to PlY off the orl.lnal .ort.a,. In ~thlY Install..nts. If fill plYMent of the laount of d.flult Is not ..d. within THIRTY (31) DAYS, .. Il.o Int.nd to Instr.ct oar .ttornev. to start I llwsalt to foreclo.. yair acrtt.,ed prop.rty. If the eart,.,e I. for.cla.ed, yo.r .ort,l,ed prop.rty will be sold by the Sheriff or other slalllr offlcl.l to p.y off the Mort,.,e d.bt. If YOI clre the def.ult before .. b.,ln l.,ll proceedlnts .,.Inst you, YOI will still h.ve to P'Y the r...an.ble .ttarney'. f... ICtllllY Incurred, up t041'I.ee. However, If L.,.L proc.-dlnt. ar. .tlrted .,alnst yal, yo. _Ill h.ve to PlY the r.a.on.Lbe .ttorney'. f... even If they .re over .,..... Any Ittarney'. f... III ILL b. added to lIIha tever YO. ow. u, ~ I ch ..y .l.o I nc lllde a.r r...onlble ca.t.. If YOI clre the default within the thirty dlY period YOI _ILL not be r~IIred to pay Ittorney's tees. ue aav .l.a ,Ie YOI per.onllly for the unplld prlnclpll bll.nce and aLL oth.r .1aS dl. .nd.r the aort,a,e. . ' If' YoI h.ye not clred the deflllt ~Ithln the THIRTY (31) DAY period and forecLos.r. proceedl",s have betlln, YOI .tllL have the rl,ht to Car. the def.llt .nd prevent the .ale at Iny tl.. I' to one hour ..for. the Sheriff'. or other .I.Ilar official foreclos.r. s.le. YOI "V do sa by p.ylnt the tatll lealnt of the Inplld eanthlY ply.ents ,lIS any Late or other char,.. then dl., " ..ll a. the relsonable .ttornev'. fee. Ind co.t. connected with the .ort,.,e. It I. e.tlMlted that the e.rll..t date th.t s.ch . Sheriff" or other .I.llar offlcl.l .ale cOlld be held wOlld b. IPproxlMlt.ly .even aonth. traM todlY. A notlc. of the date of the Sheriff's or sl.lllr offlclll sale will b. ...~.._~. ...".,..WJ1_ ~ ''-,'' ~ . . .... Ba1dIoIb1 MorteP~ P~.::. Novetlb.r 22, t"4 A IMIr oIlcwb- Campiii)' Cl~.*: ~rl_ Kort,a,. Mo. t99828-6 P.,.:I . t .1 ..nt to roe b.for. the ..1.. Of COlr.., the .80lnt ne.d.d to cur. the ..faalt .111 lner.... the loftl.r YOI ..It. YOI..Y find out .t .ny t... 'Iactl, ~.t the r~llrt4 ,.y..nt will b. by call1n, u. at the faUo.l", ""'r: t-8M-874-7728. Thl. ,.y..nt ust b. clSh, c'-'Ier'. chlC~. c.rtlfl.d check or .oney ord.r Ind ..de p.y.bl. to .. at the .ddr.s. pr.vlo..ly .tattd. Yo. -"olld r..lll. the Sh.rlff'. or oth.r sl.ll.r offlcl.l s.le will .nd yalt ownershl, of the .ort"9ed proP.rty .nd yo.r rl,ht to r...ln In It. If '01 contlnu. to live In the prop.rty .ft.r the Sh.rlff'. or oth.r .1.II.r offlcl.l s.l., a l.wsllt cOlld b. st.rt.d to .vlct you. Yo. -"all have the rl,ht to I.s.rt In the foreclosure proc..dln,., the nan-ellst.nc. of I d.f.llt or .ny other d.f.nse th.t you .,y h.ve to .ce.l.r.tlol or for,closur.. YOI have .ddltlonal rl,hts to h.lp prot.ct yo.r Int.r.st In the prop.rt,: , YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN "ONEY TO PAY OFF THE ttOR~E lOT, DR TO BORROW PDtEY FROtt ANOTHER LENDING INSTITUTION TO ~AY OFF TNlr JElT. , , YOU MY HAVE THE RI'HT TO .fELL OR TRANSFER TH€ PROPERTY SUBJECT TO THE 1tDRTGAC;E TO A BUYER OR TRANSFEREE WHO "IU ASSUI1E THE HORTC;AC;E >>EIT, PROVIDED THAT ALL THE OUTSTAHDINC; PAY"EHTS, CHARGES AND ATTORNEYS FEEl MI COS'U ME PAil PRIOR TO OR AT THE SALE, AND THAT THE OTHER ItEClUIREllElITr &lIDO THE flORT"'" ARE rATUFIU. CONTACT ur TO DETER"IHE UMIat UHl\T ClltCUtUTAJICU THIS RIgrr "IQfT EXln. . , YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED IY ANY THIRD PARTY M:TIIC CII nut XI U'iLF . If YO. clr. the d.f.llt, the .ort,.,. will be r..tored to the .... ,osltlan .. If no d.f.llt hid occlrrtd. How.ver, YOI Ir. not .ntltl.d to thl. rl,ht to clr. your d.flllt .or. thin three tl... In .ny cal.nd.r y.ar. Slnc.r.ly, , "IKE O'LEARY Collection. D.p.rt..nt Banclaston Kort,.,. Corporation DCt94 ..5 Jlr ..ca...._r. "'_JDJ1_ . ~ ~Mo.tpaeCaporadon A ~"''Wb~ ~DO' C~:! C:'.:1 ~( ) 1'- ulpt 'or c.. dfIo.d MeI L-.. frio I.....ence eo.....;. ,..ov~ ._ 00__,...1_'__ IS" _.., ,-- I .b 1 TAKE ACTION TO SAVE YOUR HOKE f~ fORECLOSURE Th. Connon~"lth of Pennsylv.nl.'s HOM'o~n.rs' EMlr,.n'r M~rt,.~p AssIst.nc. Pro,r.. ..y b. .bl. to help YOU. R..d th. followlna not;c. to find out ho~ the pr09r.. works. If YOU n..d .or. Infor..tlon, c.ll the P.nnsylv.ni. HOUSING FINAHCE ~ENCY .t t(See) 342-2397. L. Notlflc,clon .n .dJlnto IS d. su.. laport.ncI., pues .fect. su derecho. contln..r vlvl'ndo en sa c.s.. II no co.pr.nd. .1 contenido d. ..t. notlflc.clon abt.n,. .n. tr.ducclon ....dl.t...nt. ll...ndo ..t. .,.ncl. (P.nnsylv.nl. HOUSING FINANCE ~ENCY) sin c.r,os .1 nUM.ra ..nelon.do .rrlba. PI~'. s.r .le,'bl. p.r. un prlst.no par el pro,r... ll...do oHoM.o~n.r.' E..r,.ncy Kart,.,. Asslst.nc. Pro,r'M' .1 cu.l pu.da s.lv.r Sl c.s. d. I. p.rdld. d.l d.r'Cho . r.d'.lr su hlpot.c.. ACT 9t NOTICE IftPORTAHT: HOTICE OF HOliEOWH[R.f' DtERCENCY fIORT'~ AUlnAHCE PROGRAM PLEASE READ THIS NOTICE YOU KAY BE ELIGIBLE FOR FINANCIAL AS.n.n1\NCE WHICH CAN SAVE YOUR HOHE fROH FDREa.O$URE AND HELP YOU MICE fUTURE NORT'AGE PAYHENT, DATE: Nov'.b.r 22. t994 TO: Jlc~ A B.rklow RE: ACcount No. 199828-6 Prop.rty Addr.ss: R D 2 ShlpP.nsbur, PA 17257 .' 6'8 V.ln.. Iottoe Rd Shlpp.n.bur, PA t7257 FR~: '.ncBoston Hart,.,. Corpor.tlon YOI ..y b. .ll,'bl. for fln.nci.l ,sslst.nc. th.t will prevent forlclos.r. on yo.r MOrt,.,. If YOU COMPly .ith the provisions of the HOIl,o~ners' E..r'lIncy Hort,.,. Assist.nc. Act of 1983 (thl oAct"). YOll M'y b. 'll,'bl. for 'M.r,.ncy t.MPor.ry ,ssist.nce if your d.f.ult ~.s be.n c.us.d by clrcuMst.nc.s b.yond tour control. YOU h.ve . re.son'ble proSPlct of r'suMln, your Mort,.,. p'YIl.nts, .nd If YOU ...t other .ll9iblllty r'tulr...nts .st.bllsh.d by the Pennsylv.ni. HOUSING FINAHCE AGENCY. Ple.s. r..d .ll of this not Ie.. It cant. Ins ~n expl.n.tio; o' your rl'hts. , f'J\," \ ;::--; ..~.... ~ C i \ i~1 i 01' C' ,.. 0Ilc0 lea _. _... ,_ 1111104090 ......--.-.- .-...... _.~~~ ....-- . .... , ~._"_-:-:"'!':lH LJ L 1 POri~; .ShY of forec losur e on yo., ea,t,.,. for thl~~~e d.te of this Notic.. Durin. th.t tl.. YOM .usfi1rl~jfffina . "f.e.-to-flC'" ...tln9 with I r.preseftt.tlv. of thl. lender, or with. desi9n.ted eonsu.er cr.dit counsell", 19.nCY. Th. pupos. of this ...tln9 Is to .tte.lf-t t:. work out. rep.y..nt pl.n. or to oth.rwls. lettl. your delin~uency. H,,; .e.tl"9 .ut occ.r in the n..t thirty <36> d,ys. If YOI .ttend . f.ee-to-f,e. .e.tln9 with this lender, or with. eonsu..r credit couns.lln, .,.ncy Id.ntifi.d In this notlc.. no further proc..dlnt In eart,.,. foreclo..,e ..y t.lte pl.ce for thirty (38) d.ys .tt.r the dlte of this ...tln.. Th. n.... .ddres. .nd t.l,phone nUMber of o.r ,epr.sent.tlv. Is: "lICE O'LEARY JencBoston Kort,.,. Corpor.tlon ?Je1 B.y.,.dow. W.y J.eksonvlll., Florid. 32256 Te l.phon,: (88e> 87-'-7728 The n'MS .nd .ddresses of dlsl,n.t.d eonsu..r credit counselin9 .,encl.. .r. shown on the ,tt,ch.d .h..t. It I. only n.e,...ry to scheO- al. one f.ee-to-f.ce .eetln,. Yo. sholld .dvlse this l.nder I.Medi.tel) of your Intention.. Your .ort9'" I. In d.f.ult b.c.us. you have tAl led to pay proMptl' In.t.ll..nts of prlnclp,l .nd Int.r.st, .. re~ulr.d, for, p.rlod of .t le.st sixty (68) dlYs. The tot.l ..ount of the delln~u.ncy Is . 2.656.54. Th.t sua Includes the follollllnt: eanthly p.y..nts of . -'29.17 e.ch .onth .nd l.t. ch.r,.. of .'5.38 elch .onth plus other char,es throll9h tod.y. If yo. h.ve tried and .re unlble to r.solv. this probleM at or .fter YOllr f.ee-to-flee ..etln,. you h.ve the ri,ht to ,pply for fin.nei.l ..sist.nel fro. the Ho.eowners' E.er,eney Mort,.,e Assist.nee Fund. DC"e '" .JJT ... 0IIc0... _. ..._,... IIondo IlJII_ . ~ .......~Caportidon -- .- It "'11 01101101' Company .. In ordlr to do thl., you ...t fill out, .19n .nd fll. . cCMPl.t.d Hoalowners' Eaer,ency Asslst.nce Applic.tlon with anI of the dtsi9n.te~ con.uaer crldlt coun.elln9 'gencle. ll.ted on the .ttlchaent. An .ppll- c.tlon for .sslst.ncl a.y only be obt.lned froa I consu..r credit coun- .llln9 '9Incy. The con....r crldlt cOln.elln, I,.ncy will ...I.t you in fllllnt o.t yo.r .~~llc.tIQn .nd will sub.lt yo.r COMPl.t.d .ppllcation to the P.nn.ylv.nl. HOUSING FINANCE AGfNCY. Ya.r .~~llc.tlon au.t be filed or po.tllrted, within thirty (38) d.ys of yo.r f.c.-to-f.c. .e.tI nt. It I. extrea.ly I.port.nt th.t you fill your .ppllc.tlon proaptly. If YOII do not do so, or If YOI do not follow oth.r tl.. periods ut forth In thl. l.ttlr, foreclo'lre a.y proce.d '9.ln.t your hoal la..dl.tely. Av.1 l.ble fund. for 1.lr,lncy aort,.,e Is.l.t,nc. .r. vlry llalt.d. They will b. dlsbars.d by the M.ncy Inder the IlI91blllty crlteril I.t.bll.hed by thl Act. It I. ext"Hly laportlnt thlt your .ppllCltlon I. ICCUritl .nd coaplete In Ivery rlsPlct. Thl Pennsylv.nll HOUSING FINANCE AGENCY h.s .Ixty (60) d.y. to ..k. I dlcl.lon I,ter It rec.lvl. your .ppllc.tlon. During thlt .ddltlon.l tl.e, no foreclso.rl proceedings will bl pursued '9.lnst you If you h.vI .et thl tl.e r.,ulrl..nt. s.t forth .bovI. You will be notified directly by the Ageney of It. decl.lon on your .ppllc.- tlon. The Penn.ylv.nll HOUSINC FINANCE ACENCY I. loc.ted .. 2101 North Front Str.et, Po.t OffiCI BoI 8129, Hlrrl.bllrg, Plnnsylv.ni. 17105. T.lephone No. C7t7) 7aO-3aOO Dr tCaOO) 342-2397 Ctoll free nu~b.r). Persons wlth I.p.lred he.rlng c.n c.ll tCSeO) 342-2397. In .ddltlon, you .,y recllve .noth.r notlc. fro. thl. llndlr under Act 6 of "74. Thlt notice Is cllled I 'Matlc. of Int.ntlon to For.- clo.... YOI ...t r..d both notlcl', .lncI th.y both ..pllln rl,ht. thlt YO, now hive ander Penn.ylvlnll l.w. However, If yo. chaos. to 'Iercls. your rl9ht. dl.crlb.d In thl. notlCI, YOII clnnot b. forlclosld upon whlll yoa Ir. rec.lvln9 th.t Isslsslne.. V.ry truly Yair., "lICE o'LEARY DC09. 009 JBT VI. Certified ".Il Z 009 2.5193 . _ 0Ib lea _ -.no. '1andIIlJI'-4l*l '. . . ~ Bn:IIosbtt/atple~ A IInltcf W'?ll~ t)a'l US ,.... ~RJI ~t.. CenJfIed M8I 110 __ c_. "....,... _ 0. _ _ .. .......,_. "'oO ..r. ...A I.... I TAKE ACTION TO SAVE YOUR HOfU: FROf' FOUCt.OSURE 'he ~O~MOnM..lth of PennsY~Vlnll's Ho..o~n.rs' E..r,ency ~ort9age Asslstlnc. Pro,r.. .ay O. IDle to h.lp you. RI.d tn. follONln, notlcl to find out how the pro,ra. ~orks. If you ne.d ~or. Infor..tion. cIll tne Pennsylvlni. HOUSING FINANCE AGENCY at 1(880) 34~-2397. ~I Notlflcaclon en .dJlnto .s dl su.a iaportancll, p~es .fect. su aerecho I contlnuar vivlendo en su cas~. :1 no cQaPrende Il contenldo Je est. notlflc.cion oOten,. In. tr.ducClon i"ldl.ta..nte ll...ndo est. .,encil <Pennsylvlni. HOU:l~ FIN~NCE AGENCY) sin Clr90S Il n..ero .enclon.ao .rrlb.. P.edes Sir el.,lbll piri un pr.stl.O por el pr09rl.1 ll.Mado 'HOMe~ners' ~..r,encv ~rt,a,e ~ssistlnce Pratr..' .l cUll puede sllvlr .~ CiS. de l. perdid. del aerlcho . rldl.lr SU hlpotec.. ACT 9t NOTICE IttPORTANT: NOTICE OF HOItEOWNERS' EttERGENCY ItORTl;ACOE ~SlS'TANCE PRQc;RNt PLEASE READ THIS NOTICE YOU MY BE ELI'IILE FOR FINANCIAL ~SUTNICE WHICH CAN SAVE YOUR HOI1E FROIt FORECt.OSURE Nit HELP YOU MItE FUT\IIlE ~TCAGE PAY~S DATE: Noveuber 22. 1994 RE; Account No. 199828-6 Property Address: R D 2 Shlppensbur, PA 17257 TO: ....clt A Bar k low aDZ StIlppensbur, PA 1 7257 FROft: B.ncBoston ~ort'.ge Corporition Yo. .iv be eli,ible for fln.ncill issistince th.t .ill prevent foreclosure on ~our .~rt9.,e if YOI co.plY with the provisions of the Ho.eo.ners' E.er,lncy ~ort91,e Assist.nce Act ef 1983 <the 'Act'). You .IY be el;9ible for ...rgenCy te.porlry isslstlnce If your def.u~t h.s been causea bv circu~stinces beyond your contrel, you h.ve i re.soniD~1 prospect 0\ resumin9 your .ort,.,e p.y.erts, and if yo. .eet other eLi9iblllty re~uire.ents estiollsnld by the Pennsylvania HOUSING FINANCE ~'ENCY. Please re.a .ll of t~is notice. It cont.ins In explan.tion of your ri9htS. ,.. Okt lot. 6MJIIO ........... ,...... s.:!Jl-1CJ11O ~r ~~,~~,"orio'" i'.- .;.: :.....et.o;J,. :.(, ,(,lIr ",:)"T,.~e I.,. ",.~~,~&{~..t..... :life ,:IT tr..s u~l:ee. ,..H.nq t"a~ taM. yr." ."st .rr.nc;l' .na-clvffii::1. ."~,.-':o-~it\r.. .1~.tln9 ~It~ . represent.tive o~ this lend.r. or w.tn ;, :les.~n.ted eonslluer credit "'lIns.lin'l i'lenel'. rn. PlIrpos. !Jf tnis ....t,nq IS to .tt""pt 10 work Ollt . rep.yaent pL.n. !Jr to otherwIse settle yo.r d.lln~lI.ne~. ~h.s we.tin9 .1Ist oeellr In th. nelt thirty (30) d.ys. 1f yo. .tt.n::; . hee-to-helr ME'ct:n9 with this lender, or with. eaUUMr creelit eauns.linq .qer,:v Id.ntifl.d in tni. notlC'. no furth.r proceedlM in .ort,.,. fOrfCloSllrf l"~' t.lee ;I~.~e for thirty .301 d.ys ifhr tne d. te of In i. ..e.t In,. rne ne..e. "'Clr... .nCl t.lepllon. nu.ber of ollr repre.ent.tive ,So ,UKE O'LEARY ll.neBoston /lort"ge Carpelr.t ion 7301 a.y...ClOws Will' J.clesonville, Florid. 32~5h r.lepnon.: (SOO) 874-7728 lhfr niMeS .nd .ddresse; ~f de.i9n.ted consll.er cr.a;t cOllnseLin9 I,.nel.. are shown on rn. ~tt.ene~ sn..t. :t I' o~l. neees..ry to sell.CI- lIle one f.ce-tel-f.ca ~~e.'nQ. YOll Shelkl~ .dvIS. this ten"er 'hhe~i.tely of YOllr intention.. . Your Mort'l". I. 'n d.i.lIlt bee.us. YOU h.v. f.il.d to p.y prOMPtly in.till.ents of prlnel;!.l .ml interest. .. r.1.uired. for. perield of .t lu.t sIxty <6&) d.ys. Th. tetil ...ount of the aelln\ueney i. S :2.656.54. 'hU '1011 In.:lllde. the fOllo."n;: IIOnthlr p.y..nts o.f S 429.17 e.ch MOntn .no l.te cn.r'l.s of "~.Je E~cll IIontn pllls otll.r ch.rqes !hro1l9h tod.y. If YOll II'V. tried .rod .r, lIn'ble to resolve till. probl.. .t or .fter YaIr !.ce-to-t.ce .ectln9. YOU hive the r,~ht to ,pp~r for fininc;.l i..i.tince frOM tne Ho.eo~ners' Ewerqency Mortq.,. Assist.nce Fuoa. DC&9& 01 \ .lIT .... c.a eo-,uoeo. ..........,.. )::J'~ ..~. ~ ~ ~M0rt&9CDrporatim A link of Ioston Compmy .(. Grd,r tc..." ~rliS, ,.eu .luSt filL ~ut. .i.~r .1.0 (I"e.. .jwF'.r~~~ Ho..o~n.rs' l..rgancr Asslst.nc. App~ic~~,on ~lt~ one at tne alsl~nOT'~ consuner cr.a.t ccuns.L,ng .,enCIIS llstea an tnl .tt.cn.ent. ~n 'PP~I- c.tion tor .ssist.n:e ..y only be obt.lned froM " cons~..r :r.alt co~n- se~in9 ,gency. ~nl cons~.'r cr.dlt ccunslLln, i,ency wi II .ssirt you in fl~lIn9 o~f YOllr .PIlLic.fi:.n.nd wiL~ Sllba,. .:~r CO.pl,T.e. "":..c'.'.:m .0 the "..nnSYIII.rli. HOU$lNC F;Nf:,f/CE AyEN!:':'. ~:r~r .ppLic.tlon .~st III i i It/a or postlUrt.~, ~i~:'I;', t~lIrty (381 GaYs..~ ,'o~r aCI-to-t.CI .....ting. It is utrelllelY 'MPortant that yo~ fi LI ,our 'Pp L Ic.t;::n Dre.pH.,. If .,o~ dO not 00 so, or ,y YO~ do not tollo~ othar tin. D.rloas SIt .ortn in this L.tter, forecLosurl ..y procee~ "911'nst your hC~' l_eai.tILy. AII.i L.bLI funas for ~~Ira.nc, .ortg'ge is~.ST.nce .r. very :I~ltla. 1he., IlIitL be Gls')~rS'd bY the All.nCy ~naer tne ...gib;Lify crit.:... ..t.DLishea lIy the Act. It is i.tr..e~~ ,upcrt.nt th.t your 'Pp.:c.tion IS .ccur.tl .na COtlP lete in ey.ry respec t. lh. Pennsy lVlfll, HClUS1NC. FINANCE AC.E.N::'I' he. sixty (60) a.ys to ..tl . a.cision .ftlr it receivls 'leur 'PPlic.tion. Darin9 th.t .aaltlon.1 t~..e, no toreclso~re proceedIngs .ill be ~urs~e' '9.lnst you if you h.ve ..t the ti., re,uirlMents set forth .bove. reu ~i II be notiti.a airectty by the A,encv ot Its ae:ision on vour 'DPllc.- T ion. Th. P,nnsylv.ni. HOU$:NG FINANCE AGENCY is ~oc.ted .. 2101 North Front :treet, Post Office ~Ol 80~, Hlrrisbur" Pennsvlv.nll 17105. relephone No. (717) 780-3SU8 or I(S80) 342-2397 Itoll free nUMber). P.rsons ~ith IM~'lrea he.r;n, c.n calt IISOel j4~-~397. In .dditlon. you ..y receive .nother notIce frOM tnis l.nder unaer Act 6 of 1974. 1"'lt notice is c.ll.d I '''otice of Intention to Fore- clo.... Yo. ..st rlld bath notice.. since they Detn expL.ln rl9ht. thlt YO. no. h.ve anaer rennsvtv.nll l.~. However, if you choose to ellrclse (our ri9ht~ described in tnls notice. fOU c.nnet b. foreclosed upon WhILe yo. are recalv;n~ th.t .ssasslnee. V.ry truly yours. .UltE o'LE.AR'I' jC891 U09 J&r via eert i t ;ed "'" 1 Z 009 ~15 29. .... c.n....uaw ~. '... J1211""" " . ~MorfMeQJrporalim . A ~ "''lbfmFY I . Z ~D' ns iU ~ Recetpt for c.. tilled Mal Ne t_ _... c...... 1Iirc.'" __ o..___l . .- _. ... ~...4. TAKE ACTION TO SAVE YOUR HOKE FRO" FO~ECLOSURE Tha ea..onNe.lth of Pennsylv.niJ's Ho~eo~ners' EMergenCY Mortg.;e ~.I.t.nc. Protr.. ..y b. .bl. to h.lp YaY. R..d th~ follo~ln, notice to find OMt how tha pro,r.a .orks. If YO, need ~r. Infor..tion, c.ll the Pennlylv.nl, HOUSING FINANCE IlCEMCY .t 1 (8M) 342-2397. LI MotlflClclon .n .dJynto e. d. 'YM' I.port.nci., pues .fect. su d.recbo . contln..r vlvlendo .n su c.... Sl no co.prende el cont.nldo d. a.t. notlflclclon obt.n,. un. tr.duceion I..edi.t..ent. ll...ndo a.t. .,encl. (Penn,ylv.ni. HOUSING FINANCE AGENCY) sin c.r,os .l nu..ro -.nelon.do Irrlb.. P.ede, ,er ele,lble p.r. un pre.taao par el pro,r... ll...do 'Ho.-o~n.rs' E..r,ency ~rt,.,. As,l.t.nce Progr..' .l cu.l pued~ ..lvlr .. C,., d. l. perdld. del derecho . redl.ir IU hipotee.. ACT 91 NOTICE IHPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE YOU KAY BE ELIGIBLE FOR FINANCIAL ~SI.fTNtCE WHICH CAN SAVE YOUR HOME FRO" ,DREa.O.fURE AND HELP YOU ttAXE FUTURE ttORT&ACE PAYI1EHU DATE: NoveMb.r 22, 1994 TO: RE: Account No. 199828-6 Property Address: R D 2 Shippensbur, PA 17257 CI ndy ,,'''rlllo.. 618 W.ln.t BottOM Rd rhl"en.b.r, PA 17257 F~: B.ncBaston Kart,.,e Corpor.tlon You ..y b. .ll,lble for flninei.l .,.ist.nee that .i II prevent foreclosure on your .ortg.,e if you COMPly ~ith the ~rovlsions of the HOMeowners' E.er,.ncy "art,.,. Assist.nee Act of 1983 It~~ "Act"). Yo~ ..y ba ell,lble far eMergency teapor.ry .ssist.nce if ~our det.ult h.s baen e.u,ed by elreu.st.nces beyond your control, YOU h.ve . re.son.ble pra.pect of resu.ln, your .ort,.~e p.yuents. .nd if yay .eet other ell,'blllty r.,.lr...nt. e,tablished by the PennsylvanIa HOUSING FINANCE AGENCY. Ple.se re.d .ll ot this notice. It conla:IoS an elPl.n.flon o~ your ri,hts. ....CIIIco... _. _".'Iorclo 11111_ . --- -_. ..:_ IIandic.6a~CorporaIion '. , r tI _ fl_1. . __nK~ LJ t _ 1 poruy .hy of for.c lo.ur. Oft yo., eortu.e for thl~~rf.uw,...U'te dAte of th I s Not Ice. D.rl~ that tl.e YO. '.'Y~In1~in4'i1'~a . 'f.ce-to-f.ce' ...tlnq with a repr..entAtlve of thl. lender, or with. desi,n.ted consu.., cr.eUt counseLln, "Incy. Thl purpo.e of thi' .lltln, is to .t'up' Ie wor. o.t a rlPAy..nt plan, or to othlrwl.e settle your delin'\uency. 1~.: ...tln, .u.t occur in the nl.t thirty (30) d.ys. If YOU attend I flce-to-facl .e.tln, With this lender, or w.'h . con....r crldlt cOlln.llln, .,ency Idlntlflld In thl. notlc., n~ further prOCeedln9 In Mort'A,e foreclo..re .ay t.ke pllce for thirty (361 days after the dati of thl. ...tln,. Th. n.... .ddr... .nd t.l.phon. nu.ber of o.r repr...ntAtlv. I.: HIkE O'LEARY ~ncBo.ton "ort"'1 Corpor.tlon 7381 8.y.e.do.. W.y Jack.onvlll., Florida 32~56 Telephone: (S8'> 874-7728 The ~.e. Ind Iddr..s.s of desl,n.ted consln.r cr.dit counselinq I,.ncl.. ar. .hown on the .tt.ched .hllt. It I. only n.c....ry '0 Sch.d- .1. one flce-to-face .e.tln,. You should .dvlse this lender I~Mediltel, of your Intentions. Your Mort,.,. I. in de'.llt b.c.use you h.vI f.lled to p.y proMP'ly InstillMents of prlnclPll and Interest, .s re~ulr.d, for. peried of .t le..t ,'xty (60) d.y.. The tot.l 'Mount of thl dllin~lI.ncy is . 2.656.54. Th.t SUM Includes the followln,: .onthly p'YMents of S 429.17 e.ch. eonth .nd l.t. ch.rql. of .'5.38 e.ch ~onth plus other ch.r,es throl,h todlY. If you h.v. tried .nd .r. un.ble to re.olve this probleM at or ilft.r YOlr f.ce-ta-f.ce neetln" YOU hive the ri,ht to .pply for fin.n~li: ...I.t.nc. frOM the Ho.eo~ner.' E.er,ency Mort,.,e Assist.nce F~~d. Del9. ell J8Y _ or.c. lea _. _. 'Iando JlU,-IO'IQ ~':''iil.~~--,,_,_ .L--.:......... . . '~ ........~CoIpJradon 0" ;.. A .... f1IloI_ Coo''''') In ord.r to do this. you .u.t fill alt. .i9n .nd file. co.pleted Ho..,CMilner.' E..r,eney Aui.hnc. Appllc.tlon ..ith one of the des.liln.t,.., con....r credit co.n..lln. I,.ncl.. ll.t.d on the .tt,ch.ent. An .ppli- c.tlon for ...I.t,oc. .,y only b. obt.lned fro. . consu.er credit coun- ..llnt I,.ncy. Th. con.u..r cr.dlt couns.lln, 'genCY will ...I.t you in flLLlne oet ~r IPpllcltlQn Ind .ILl .Ib.lt your cOMPl.t.d IPplicltlon to t~. "an~l~.nll HOUSING FIN~E AGENCY. Your .ppllc.tlon .u.t be fiLed or ,o.t..rled, .Ithln thirty (31) dlY' of yo~r f,c.-to-f,ce ...t I nt. It I. ..tre.ely laportlnt thlt YOI fll. your .ppllc.tlon pro.ptly. If YOI do not do '0, or If you do not follo.. other ti.e period. set forth In thl. letter, for.clo.ur. .'Y proc..d '9.ln.t your hOMe I...dl.tely. Av.ll.bl. f.nd. for e..r,.ney .ort,.,e ...I,t.ncI .re very li.ited. They .ILL b. dISbur..d by the A,ency Inder the .li9ibility criterl' e.t.bll.hed by the Act. It I. ..tr..ely I.port.nt th.t YOlr .ppllc.tlon i. .ccur.te .nd co.plet. In ev.ry r.spect. The penn.ylv.nl. HOUSING FINANCE AGENCY h.s .Ixty (6.) d.y. to ..te . decision .ft.r It r.celve. your .ppllc.tion. Durin, th.t .ddltlon.l ti.., no for.cl.olre proceeding. will be ~ursued .,.In.t you If you h.v. Met the tl.. r.,ulr...nts set forth .bove. You ..Ill be notified dlr.ctly by the A,ency of its decision on your .pplic,- t Ion. The P.nn.Ylv.nl. HOUSING FINANCE AGENCY Is loc.ted .. 2101 North Front Str..t, Po.t Offlc. BOI 8&29, H.rrl.ber" Pennsylvlnll 17105. relephon. No. (717) 780-3800 or 1(80&) 342-2397 (toll free nUMber). Persons ..Ith I.p.lred he.rln9 c.n clll 1(8&&) 342-2397. In .ddltlon, you ..y r.c.lv. .nother notlc. fro. this lender under Act 6 of '974. Th.t notice I. c.lLed . 'Notice of Intention to Fore- clo.... .YoI...t r..d both not Ie.., .Ince th.y both ..pllln rl9ht. th.t yOU no. have .nder P.nn'Ylv.nl. L... However, If you chao.. to elercise your rltht. de.crlbed In thl. notlc., yoe c.nnot be for.closed apon whil. you Ir.'reeelvln, th.t ,.sls..nce. Very truly your., t'llKE o'LEARY DC091 009 JBT V II Cer t I fled t'l. i 1 Z &09 ~15 A.l:ff ~ 0IIa.. 64OtO. Io'd.klin\rl'.... '1ondI UUI-4CJllO t . lJ.~ us i!.... ~ R.u~ tor c.tIfIed Mil Ne __ C-ove "...._ _ O'__..L4:l.... 1 ...... _"'. ... .1..... I TAKE ACTION TO SAVE YOUR HOI'IE FROft F~ onJRE "~ ~~Corporation A ~"'tr'ra~Y T:\e "o..on"..~th at Pennsylv.n.. S l'\OIli'.llmers' E...rllen.:\, ~,",rT~oi~e Asslstinc. Pr04lr.. ..y DI .DII to n.l" vou. Rua thl follow.nq net,:. to tlno out how tne pro~r.. lIorks. If vc. n..d .or. lnfor..tion. c.LL tne P.nnsyi~.nl' HOUSING F:NANCE A~tNC~ .1 l(afe) ~~-2391. Li Notiflc,clon In .aJunto .s ae SUIl~ ;~port.nci.. PUIS .fect. su Uerecho . contlnu.r ~lviendo en su C'Su. =. n~ co~r.nde IL c~nt.nidc dl 1St. notific.cion obtlnq. In. tr.auccion i...al.t..lntl 11...noo .st. .qenci. (PennSyLv'Ri. HOU.fl~ FINANCE ~lNCY) sin c.r~os .l nu.er~ ~Incicn.oo .rrib.. PI.als sir ILe.ibL. p.r. In pr.,t..o por eL proqr..~ ll.~.aQ 'kolllowners' E..r,.n.:y "art,.,. ~SSlst.nc. Pro,r,"' .t cu.l oueoc ~.Iv.r 5U C.5. oe L. Plrdld. deL d.re:~o . redl.ir s. hlpotec.. ACT 9t NOTICE IttPORTNfT: NOTICE OF HOMEOWNERS' E"ERCENCY KORT~E ASSISTANCE PROGRAM PLEASE READ THIS NOTICE YOU MY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOKE FRO" FOREa.D.fURE ANI HELP YOU "AleE FUTURE KORTGAGE PAYKENTS DATE' Novell~er 22, 1~~4 RE: Account No. 199826-6 Property Address: R D 2 Shippensbur, Poll 172S7 TO: Clnd~ A B.rkLoN I D 2 Shippensburq Poll 17257 FRO": lI.nclloston hort~.~., Corpor.t iOT. You Il.Y be ellqibLI for fln.ncl.L .sslst.nce th.t wi LL prevent forecLosure on your ~"';+~'ge if you co~plv with the ~rovislons of th~ Ho~eowners' t.erqency Mort,.,e ASSIstance ~ct of 1983 tthe "Act"). rou ~., be eLi9ible for e~ergency teMPor.fv ass.st.nce if your detiuL! ~ul been c~~sea ty clrcu~st.nces beyond vour c~ntroL. you n~ue . reaBoni~:p grospe.:l 01 reJU~,n9 your ~ort~age oi,~.,n!;. .nd 'f yoU we.t ot~~r eL,qib; Lit, re~uire.ents est.blisheo bY t~e Penns~Lv.nl' HOUSING r:NANCE A~H~C'l'. F';e.n ,".,.d .Ll ..' t!).s noti:-/<. It cont.;ns iT. elPlanat.Cln c.~ yeur r :-;hts. ~ ()Iillcr It" UQItO. LtcUarMAr '1anrU J~:JI....otO .~- ~~~.~~r.r"r. ~~io" ~- ~:let;OSU:'F roo', vr,'.r ~o...!~... \0" :',. ~.IInkVif~("~'1l' aio~1r 0', tn, J Il0T ICI. ;,'r,'"t tn.t :'wfI v:'u lust ifrlnq...-.n:a .-r~({. 'acfI-:O-~io.::e' ..I.tlrq ...t:l I rl;).es~r.t;,' .VI of t:l.s Llndlr, or wit:- I C1oi.. ~Tlio=eo .::onSUIlIr' . Idlt COUII.H!liIlQ ~'1(!r.:'. ::l. purpa.. or tnls ..,.tIIlQ 's to ittlwllt to lII.:lr~ .:l"~ . rl~'Y"..T't p;iln or t" "t~lrwis" Sltttt y,:,u. Oi-;,n"IU",':V. H,,; Me,t.nq Must cccur in f~1 1I..t tnirty \301 a.ys. lf you .ttlno . t..::.-to-t.ce ...ting with this LenOir, or Wlt~ ;, can....r crldlt Cl;unSllinQ ',Incy identified In tni. notlcl, no furtner proceealn9 In .or19'91 tore.:.osure ..y tltl ;)l.ce tor tnlrty -381 d.vs .tter the d.te at tnis ..,tin,. Tne n..., .ooress .nd te.epnone ~U"DI' at our rlPrlsent.tlvl is: MaE U'LEARf 1l.ndlosrOI, ~rt9'ge (;orpor.t ion 73~t B'YM.,da.. W.y JlctsonviLLt, Fl.:lrio. 32'.~6 reLIPnGne: (808) 874-7728 1~a n.~s .nd iaarlrSSe! of aesi~n.te~ c~nsu~'r .::reGir couns.Lin~ .9.ne i IS .rl snollln on tn. I H"nea shle t. ~ tis an Ly neeesslry te scnla- ~Le ani t.ce-tO-fiCl! Ileer.n;. Tau shouLd .av;s, this Lender l~~edl.tc., ~T your intentions. Your ..ort9'91 is In C11t.uLt Dle.use you h.v. i.i tea to p.y proMplty inst.lLMents ot prin'::l~iL In~ interest, .s r.~uired, for a period of .t ~~ast sixty \6e> days. rne tot.l 'Mount of tne deLinquency is $ 2.6~6.S4. Tn.t SUM incLudes t:l~ to~Lo~;n~: MOnthly p.yuents 01 $ 42~.t7 e.ch wontn .nd l.te cn.rges e~ s'5.za ..eh uontn p~us otner cn.r9lS .tl'lr.:lLl;h tod.ay. !~ YOU n.ve tri~d Ind Ire unaDL. te resolve tnis proDteM .t or .fter your fi::e-~::-':'ici! .tee";";., YOU lI.ve the ri9ht to .ppLy tor fin.nci.l .ssistancI frOM tne HOMeowners' EWlr'lncy Mert9',1 Assist.nce Fund. IlC8ge 811 .JB'i '-OIfe. eo. 64ICJIlk) .....".,., fo'" J~:l1oo1(JC . ~ Ba1cIIosbl t.1oI1PF Corporation A ... d Boston ComplllY .;i ::H~""r tc ac ~r"s. .,~u "USt tl LL .:,,,~, :l~r. and tilE" cc..,o1eteCS 110....0..ners E.._Etr\llln.::y ~sslst~n.:i' ':';>>;l~i,.II..n ...th one ot the aeS;;ln.I., conSUMEr creait coun.ellnq .,encle. llst.O or. tnll .tt,ch"ent. An iPPll- ~ltlOn t~r ~s~.stin'~ ~i, only b" obt.,neo TrQU . conSUMer cred;t c~un- s.Un, .,enc1'. ;1'11 consu.er creellt coun,ulir.q oI,lIney will ..S;:;; 'IOU ..' flUIl\9 out your iPDL,:ition Ulel "ilL sub,,;t your cOMPL.teel IPplIc.tl~n to the Penns)' l VUol;, HOIJSIN~ FIHAl'lCE AGENCY. rour .lIP l i c. t 1 on .'Ii:t :Ie fiLed or postM.rke;, w,thin thirty (30; ai'S of your f~~e-t~-f.:~ weet i ne;. rt is i~tre..elv iuport.nt th.t you fiLe your .ppLle.tion proMptLy. It yo. elo net 00 so, or It YOU elO not toLlo.. oth.r tlue perioels set for tn i~, tn; s :etter, T'orec Lasure "'1' procllea i" i n.t your hOlle i,,_ai.t;;~.., AVii:iD:e f.nJs ie. ~w.rqllncY wort9'ge issist.nee .re very L;~i:~C:. lney Wi L l Dc ell sburseel DY the Agency unCl2r t1'l;; 2l i; lb; L I ty cr I t;,.. ... ast'bLisne~ ~y tne Act. :t is extre~eLy iwportint tn.t your iPpli:.tlon is .ceur.te .nel CaMP ~ete ; n every r.spe: to 'The Pennn. v.r.;. HOUSlNC. FINANCE Al;E.IIC'Y tlu sixty ~~O> d.ys to M.ke . d.clSlon .fter It receives your .ppLlc.tlon. During th.t .ooitlon.: toMe, no torecLsourEt proceeelin,s wiLL b2 pursueo '9.jnst iOU If you n.ve ..et t~e tlwe require..ents set forth .bove. You wi Ll be notlfieC ~Irectly by th~ AQen:v of iTS aecliion Oh y~ur ~OO.IC~- ~ ion. ;ne Pennsylvanl' HOUS:N~ F:NANCE ~~ENCr ;s Loc.tea as 2\~: North Front S:r22t, Post Off.:e BOl e02W, H.rrlsburg, P~nnsyLvania '7105. ;elephone Mo. (717) 78U-380a or 1 \800> 342-2397 (toLL free nUlloer). P.rsons with i~IP..ired h.ir;ng Cln c~U HSOO> 34:!-:!3S','. In .ddltlon, you u.y rec.ive another notice frOM this lender under Act 6 of '974. Th.t notic. is c.Ll.d . 'Notice of Intention to ror.- =Los.'. You MUlt re.d both notic.s, sine. they both e.pL.ln rl9ht; that yo. now have unel.r P.nnlyLv.ni. L.~. HowIv.r, If yo~ choos. to elercise your rights describ.el in this notice. ,~u c.nnot b. foreclos.d upon whll. yo~ ar. ~ec~:~:n~ that ississ.nc.. Very tr~~y vours. PUKE. ~'LEA;':Y DC~~I ~09 J&T ~,~ :~~r~~;~~ Ma~L Z O~9 ~,~ 2M 110II Onln" ~ ~..... .u.... J::lI~ ", VERIFICATION The undersiqned, an otticer of the Corporation which ia the Plaintift in the toreqoinq complaint or an otficer of the Corporation which is the servicinq aqent ot Plaintiff, and beinq authorized to make this verification on behalt at Plaintiff, hereby verifies that the facts set forth in the foreqoinq complaint are taken frail recorda lllaintained by persons supervised by the undersiqned who lIIaintain the business records of the Kortqaqe held by Plaintitf in the ordinary course of business and that those facts are true and correct to the best of the lcnowledqe, intormation and belief of the underaiqned. . , . I UNDERSTAND THAT FALSE STA'rEHENTS HEREIN ARE MADB SUBJEcr TO THE PENALTIES OF 11 PA.C.S. SEcrION 4904 RELATING TO UNSWORN PALSIPICATION TO AUTHORITIES. Dat., / /)-14, fJ.> L-ut~~ - N6ID JAMES E. A Ti~' ASSISTANT SECRETARY Company I BANCBOSTON HORTGAGE CORPORATION - EXHIBIT B ....2 ~."'-. .-n 110.. I ~':.:''''';:'':l/L/~~J'l.tjU'"''lJ,.J~ t~.'.lJ/~A'.J./,1(,:-"/~,,, "'.,~ '1"""; ;' 1\.I'UO V V -. ~. '~7~;'0'~~r~-"-'""' JJlz ~'Ir t &uk.:IJ~tU,. Clip. YJ /Ja! 61.)/111, h.IJ(){;t'/f'r~ n ~ () I V \ ';.:i?' ~ ."N'I'=~ O~ UI I t'~'~:llt"" ~~ IHUS ; '. .. . :" ~ "1':n-rA. . '86 Jell 16 p~ 1 II ,. o. i. : , I; ~..,1 ., c..... ..... ~ U. FIr ....... ... Loa. W.. 1110101'1' . '. , , MORTGAGE TIlItMORTGAoa I"Iit1nor'''''''II'.''1bt!'''''' ~-_J..._J.t~.._.___ .._ J......... 1'U......,.."" ..-.I.Ck.,,A.....u.uav"....~W'.......lull.....ItJ....IIU.,.........._..___ ._~~'~l1:'"........_".iil......~....::"'1.-I..-11"). ,",I...""tor ........'.'.fl........._,__~...,... --.~..I.a.alll..Li ....'..1lI1..nll. "UI'_.;' ......-..._--..."..-I.~'.hJurJ'nbld'"4 nlsu., ulI;dfr'h.I... tt ...............I'..nu'lVID1........:.,.......__... lAd _.. ...,.... ..--u..iu.I..JUah..J,u., .~...~.1....l.U.'lVIA1L....JJ."U....___._.......__.........__._........_..C"LtN....,. .rrowll'~"I.tII~If'Mpriac:lpalllWII" -.-J'bJ,I~..I.1....nou......_,__..___...."_.. ,-thra..M"ulu,....._......~._. 0.11,,, (11'" ,..J.I.J40.aQ_~ 111I...111 b .."'...Ill.,........... "It. .''',he ..... '"11 U Ihl.....m' 1"lnilalftII"N'I'''). whl.. PNYIdao ^" .....'Ill1I'Q"""'., w.'hlll. 11III...,11... .....ClrUcr,tI\I..NI~.1*0II...................--..J.\Ib.1..._J.QgL_...___....,.....11J11IltwttJllld,.,.. ..... Ie ........ (I) IN ,",,'-I It Ih,.ac ......_ h, II" N.1t, w"h "'-'0 ... all_ob, _oIou", 1IlOIII1co"'lII/ (\) 1h1_./lU OIbl""'" .11Io",-~ 14_ -,.,.".,b 7.. ,......,b'__'''..~ .....", 1aiIn&ift..r..... C.) '011II.,.",.."............._.... -"'''''"IllIl...It11 "..,_... '..N-rOllb~'_Ioniw.....~,_....,...._..,..................~_ .....&I--;---____QU.rllu.....;.;..: r _c...,....... , . i i " , \ ". I'C.ab.. lah~lC .A~ ." '. . .lltQbUI.'_fll_.._..__...!..R....u'T."'...___.._~_,..__ ,J.h.IJI.!!.U."'R__~___~ I...... I"" .....','.010 _..Jl.&U.,1i""....l"._.~_ ("PJopcn, Ad......'); , ", TOomtl& WITH III "" '",lOYCmmu. J\CW or 'nears" ctCId 1ft I)., rrtfll"'. ~ all UlaDmI.. tiP1f. .",m'Nac... _II. roy,lIles. Ini~ lillu &II ti'''"ltlj ,,011, Wllel rf,tll' II'ld ,,1ft aftcf all .....,,. lOW or _.ra "n 01,.. "orm,. Allllpboom.... IlldId4U....IiIIll~.. hi......., lilltlccwt" I.......... AU aflll.. bIp;a," "Mod.. In llIIIlotluIl, '.,Iru....1 u "" ",..,,",." 1Oa_.l COY",AHn ,IW Iot.._ b ".,.n, octJc. oIlh. .,", h.tlb, ......... I.. IU "" riPt I. -I'I~ "....""....., "" 'ropm'llId ""'''' ...,.,,'11............... ~ ftr_w.- "_ a._ .,...... 1ft' .111 ."... _~I,lh,.do 10 II" Pnpul, .,~... III daIoio.... clma.... ...~......, lnMI~tI",..tl~ TUlllltCatn INSnU..lNT cctr....n uftl."cM '"'f.1I11 ro, "'lioNl YM.net aon,wllhOI1ll CO\'tftaftIII _ull lIadlld 'lIU&.u& b')' JunNkUon 10 COMrlhtlC . \Ulirona ""ril)' INtNllllft1 IIYcrin, real Jrtpwt,. ~I .. . 'IlIHmYAHI~ ,..............,,1t\IIG __ INmw... liii &1u 1"1 ,- .... II/IJ ;I-"'-~'ll.": --- ", .. " ~ .. . PI!'D- tI-,~ "ION ~'.~"I .........--.. , t . I ,. I , . I , . I j f I ! f . . I ,I .". Coli I':HNLleL... ~..s ~_._.. ! I ~:".''''-'.'''''.'' '. ~.~-... ..... ...-. .... t1NrJlOiUt ~JtTI. Ion.." 1n4144tt 1t""'.flll,..."... fil;11e.t;. ,. ",...., .,.,""-" ... ."..... ....,'....,...IA~ au... '_ .~,. "...,11, ", ."", .... Ih, "...i,.1 0("14 """,'OIl'h. 1.1'.."'1.... br I'" "...1.. '" ,....,...."....... ......11... '...If 'h. N.... I, r.""". T". ....-...., I"""""""I~'I.. "", ."'... ......" Lf,...,. a.'......"'.II...' ".........'h..., "'<1111I1, "'....."....... ..~" ,.. ",.. ...11 "~. ""'II plio.. t.ll. '"m r"uoc,', .,"" ,. '..".rUlh II. (I) ,''''. .... lI,d .."...."'.. .hi'h ",I, """ '''''"'' 0'1t 'hi. ....."'1..".".. {" ,,,,,, "'''h.ld ",,,...,, ,,,...,..,, .. 'h. p""." V.".. (., ,urlr h.,or, btt.""" '''''M.. ..4 I., ,,,,I, -,. ...11..... ............"..,. n...Io.... '''''''''' ....,..,,,,,," Lift'" "I' ,,,,,,,,,,,,. ,.."'..... II. kai.ofc"""".,,. In, '.tOIIa'l. all""l" Ir~l..rc ~th jt,,,... ~I ,..~. ,..11" b,:". "'''111'1',"11. /'1"""'.' ......" ot.h.h... .........., ,......"'.., ,""...,., "''' ,""', h":",.,l.tftdu V l.",,, " ...h I. "'''IUI'"I. Le"d" 'h,1I .,,1, 'b. I'Il.d.", r., ,lit ...".. "..... Lw.. "'I, no, .h.." r., hOI4""04 'rpl,,,,'l< ""d, ,,~,'I'l'h. "......, '''oI\on, '10, ...,..,...... on:... lo.." "" ...,.." ""... on 'b. .."", '... ,p,/.../,... .....,,, LenJ" It .......'h. .b..... o.'_....~ Lf.... ~" ",.." -"lnl'h' i....... .boll bt "',~ '" 'h. ....d. 4;"..... "........ b '""" .. 'pplif.w, ~. ...~'" ""'" .. N ",:do Len..,.1Ioll ... Pc ....."d ,. I., ..,'......., ,..,,"'., ....,.,.." ,lit '..d.. Lo"'" a)llIl'n "110....." '''ho.. """"., .....,...."",., ut,,,. ,,," Ih""...nlllo ..d..hih'.", ,...,...., 'h. ,..".. ,,, .~cIt 'ICh d."" I. "" """"""'Ode n, '..dl." """10411 td4Ul"~ ....~" .."........ ........ br UUa -nil r".I".m..... II,,,, '-' 0( .l. "'"41 lit" b, w.o...,. ,'....... .'1_ 'h. tut... .....hl, "',.,.." 0( r..... "".Io~ p'''' ,. "" d.. ,".. 01,,,, ""'''"_,h.1I "..... /1........,'.../... ,. po, 'be "',.. ".." .IIt. .... 'h....., .bIll .., .. ........\ ...,... It'''', r-"It rwr"" ,. ..."".... """"'10 D_.".. "'nlhl, r',''''''''''''~'''''''' ......, 0(110 "."1MlcI br 1.0....." ..,..:10;;10' 10 ... 'h'_'..I",.. "n, du. D..'.... ...It """ Lfol.. .", 1:11"'", ntc..u.tJ Lt "'~. u, Ih'i.'~ttI'r 1ft 011... Mote "Itmenll.. "'Cuirlll., Lcacs.;. U,." "'"",",,, iIlU or Ill.,,", ..._ br 'l., "..riI"........." .......'''''' ,......" ..,...,.......... 'AI''''' 11014., L...". II...... "n,..,h " ,'" '/0""', 10 0014" ....,104 10, Loode;. Lt.." ,h.U 'rJll" ",.... ''''.'''"11I"",, ,rIo".lllt Iol. 0('10. ,.."'.., or 1"..'/"1'," lor Le....,.., ,...10 1Iol. "'....d.." "II'itn. 0( "pb,a:kwI u. cr'~lf .,aintt Ilia lurnlltClUlCd 1t,Ihu 1.lU',11 lnIlN"'.L I, APlIlcttJ".r ",..... U""'"'PP'.'bI. iii,. pr"i4oo OIh''''''',1JI """"",, 11IIi'" br Ltnder "d.. "n".,.IIl'."1 11Io11 "...".., In'".~.. .hor.".uo ,04"... N..r, _.," __, '!taI,.4.. ......'h. Notr, llird,,, ...."" ,..,.&1, Old.. F-VII..pl> I; r.."", 101"_ ~,,;... '1>/," ,..IIIi"'" d.L 4, OIlJllJ l~... D_ ...n...,." ,..... .......,..", .10...... Ia...., ""roll,..... "''''''''If'''1Ie '....., .hk" "", '"'.1' "..,., .." 'hi, "''''''1''''IV'''''" Inoll.uclIoId ~"m..., '" ,..",,,, II.., ~ ..,. a_..b,U "'''<to DIll',."...,. '10, ""."" rro, I.l.~ 10 """/l1Ph I, 01"", ""'" i. 'hll .."""". _''''''11 ,., Ih,.. 0"1'", d/'..", 10", """'..... ""...or. -"'holl"'''I''I, .....~h ,. L...... 01111III1....."......" 10 lot,... ...... ,bi'l'InlnJI/I. u~" mil..,,,,,, r',_n d.....". Do,_, iII.1I ,.romrl1r """~I '. L..ldu ~,.w...."IIb'po,_ 1lor1lWo. """ "''''..1, dlllloll",,~ 'I.. ollie" "', /Iionl, ....1IIio Imut" ,..,....... ,.Iou ........, (.1 ...... Io"rillo, IIIIlc ro/llltllo('iIIo101l'"lon ....... 10""',,"10."".'''...,.1101... L'......nl '.....11'._ Ii"h 'lie lit..., .,d","", '....11 ../btoiio..,.r,lItllto '",I.PI...........,. 'hl,h In I', lon.u'.Il!'i./.. .""" '0 -"~41"t.""''''lIlh. II..., 1'011.."" "..~ ,."orth. "'",nIlOl") .......I'ro., 110. """.. oi"h. 10.... "",",'"111111'''',1)' 10 Leo... ""IIl"";", ... II.. 10 10"a"..., '''''.-,.I'Le..." .....nnt.'uh.' ,., "'" II( '1Ie ......., II MIl<! ,., 10.. .biLI .". ."Il, /11IIII" ....'hl. "cu.., ,..,......" Lt.." It., I'"~ ...,...". _14"111\'''11110 U... """"",,,~,..,llI\' ""11.. 01 "k'II".. .....otll....',"'... to"ba~.."h" 10"'" .r'IIoII.IoI.,....... .. H..... b....... ........, ""II...., 11II "'........"'" no. "lt~.." holOlll.. _'04 " Ih. ".,..", ,.......,.....""!).......,,"" 1n,',doG -hhi.,,,,_ ........11I......,..,"'.., OI""""l11o"'_1tltli Li"~" ....11. "........ 11I"".n... lit." ... ."1'''111I4 I. 'ho ......" "d r.. 'lit perini. Ihu L..d" ....ira. lb. Inlllnttco "iii" _101., '10'",,,,,,, 1lIII:" .h_ 10'........ "IoJlll" L.",,,. ."",... ,,,.10 ."'" .., " .-....kl~ trhb\.1cI. All I........ roUt"'.1Ill """..I. ""D "''''''''10:0 '0 Lellll" '1III1IMlt ..,hid" .1&tIll1l1l 1111II"" ,~.... ltodo..lull h"Oll. n,hl"""14 UIIl'flIoict... .......la.lllon."......... ........""'11......,.', Ih".l",oltr on nnIrt.II(r,hl,."tnl.... ... "",., \IO'k... '" '''''',.Idk.., ..........hal,Il., '."'p, INth.. '0"" i........ Cllricr ICld "Cr.If.,. LlnlItr "'I, make "root of_ lr 1101 DlICI, PlGnlPlJ)' ~, Uo'IW'Ir. . L'.'" Lend...... 110,...... 0Ilt0...... .,''',. .."............ p....." lit"'" ..,.U", to ......."..... ,,"", orlllo ".pen, .....I'lh'..,..."..... ..,..,,, _"'II, r...:.It.r1d ....""'. _If 11..'lal4OnI III'" 1'lI"'"'on II ""II" 10' -......11, t..."".. Le...... ....n.~ '''''NIcs""." '~ll........ p"".""..." bt !1,'IotII.Ih. "",,...1'I\t ~, tIl/, "'.nl' I........." ."""" 01... '~"'ue. oi'b In,.... ..... '0 Do....... " Dorrvwo. '.......'h. Prop"". or'OC.not In,.", ./11II. MI.,", '."CI '""" tu4u'1Io1 ,Iu "....... OlIn.. "" ...... "'Uoo .1....lhIi lbd"..., IOIIion ,Ilt 10......, _'L l.codcr ""'If'lt .......,.. ...."" ....... ""'~ or .. "', ..... ....."" ., 'h,. ....n" 1.11".....', .h."" or 10111I.. d.. Tho 1Cl.do, "'riM .,11....'. "'.h"lh, "6tietil,i'.n, L'.... Lo_...... ........""'...b.."" I. onll....., 'PP~"'''' ,t_,. """'1 ""'11110I """" II _,h.... flloo/l"" "1Mh1/p',III"" nr'''III,. In '''lIn,.., ,,,.1., ....'OIIIi...,... or.... JI'r.....1I ....."',.""h II'" ...,..., I. ....Iml 10'.......... ....."'!"rl'h'"..'''''......poI~,.,ntl ,........ ",'1'10, ,.,.., .''''''''110 I'm..., ,.....,'" ~....'Ioo ....",." IO~" ,.'.'....., otlho........... br 1111....,., rIQINlltlljltlnC'llarcJy'rNtltlh'I~lton. . ., ........110' III ~'II........ .,."".", lIocclo.,... 1Om''',I,on ...4.."", 010"",. 0' ""''''!loll, .""", Ih. '"pm,. '11,.. ,~..~, .. ..........., _III' _& It 'll.........'..._,II... ""'IIoItI, .......,....~ ....1'1,-".1.1. '''_, Of.'h, ,_..., 1I',.........~"...tw"'I. ...Ito .......",Po "'''hol4 .'d ,-,ilIt...U not mcr,tbl", "'-"frm IO'h, ~tr.u I" wrtdq. 7, ...."U..., Lo..... RI,... ,. lit. '/0_ Ill....... r........ II 8nnoo.. "110 .. ........ Ill. ......... ,ad .,........ ....".., 1,1Itlo s...h".I.........L "'h..." '/q'I_'I''''''''' "/ft~lftI" "'" ........... ri,hll" 'Ju ,,,...... (roo. "' .........1/' Ioul..,.". ',"II,. ror -....UIOll.. ,,1IItotoc 10.. II ..,.,..10.1), lbo. Lc......"'do ,... PI' ror 'hllllC'. -"'1) ,. ..."..'Io..~..o(,.. ,..,.,., IIIl/ lon.....ri'hi. I. 'lit Pro"'",.lonW. ...1Ota ..., C..11s1lc ,.,.., "" 11I........'<4 br . "",.""" "" ,~,,", .... Ihla Ice...., /au....." .pPU~..,........ ;.p.,.......DIt '"''''.,.'r... lId "'m., O.,t.. ''''''''10 11I110 '....in. Allhou,h LNcr It\I11.... ICli"lIl1dtt Itlll p,ira....pll 7, W.4cr eM nClI h4"1 't doloOo A., '.""." ......... 10, .........'..'h,. '.....'pb7'b.llllcc....I4d'IlO..'..'" "........"'.'04"'.... .loou." "4""""'1. ~.:ao Do,.......~ lon,...,,,, '..'her'..... o(tlIJ_I,''''''_,,,,,,,,, bII.,....../Io1I .10, 010:0 01 dl1lo"""'allII lho "... nIl ... ih.1I ... ;"'llt. ol,~ ,,,....., .... ...1.. "'" Lo..... Ie ....... hlNatlll' PI,thtrlL . illOi &19 lit! -!) ,.. - ..aw- .-"''5 MO... .'....1. r'~" 104 ea C"''''L.I_L-Ii ~.e. . "....,.i .. . \ If Ltnd,r IfClul,t(I mO"~~" h'''''.fI;, AI.. c.IlIISI'.i:lR of ml.I". It., io.h WCIU.' '" fhl' $""rll) IlIltl\lnlClIl. ~.tt "'uU~~ Ihl prtmllltM '~W""lu "'~lll'al" 1l'M l'.w'&1\1I1n ,r."'"fll,I'IlIlA'lnst Itltl, '~l6II'WIMII' re, ,h. '..mnc. '.",...lIn IlIatfOtUl', _1:11 II~"...", and L'''ih,,.,., IIln .,ruml D~ 1~,lIta.l. klw. .. '''',lttl". . LIftCat" 111 i'l'" "'.~ ""k. ',"U.btt Illln" y"" .11' ""l_holl' NUl' '"",,",. Lt_ IIwU ,I". ~n....' "alIU .11"'tlm."OI ",."1' I" '11'1*1101 1*,1\1". 'f,Wl~I, a~ '5 rot IhI....:wc'.... t. C'.".I"'" T1tt ..,o.:..dt ftfllll' 16.'. .....,'" tn, ~""I=I.I"'M ort:OI'l"'l,""lillln C.WlAI&;Mn wlllt I., UlMlcftlnlliWi or caUlff I.kll'l'" 1ft)' PIn crUll 'fCplllr. "t~ _"I).nct lali... vl.r.Ii'o4("'az."... "" h.uD, 11Ii......d 1l1iI1" ""d" Llftdcr. . In 1"'''1111 01'104.1 ta~II' Ufl}.1 Pmtlcl'I1.lht PM"~I lhell IN l"pUod 101:.."",, IftU'''~, Ihl. 'tltUll, MUMlnl. "htlbtr or ftOllhll dll.. willl atl, ,ac.I'.ld ,. &Hthtr. la Ibt "C1IllIIl "'1111 ~.i", rrf lkt ,""""" UIlI. Oar"",, 11\4 Le1\4.r Ilh".lIf II'" III ."11'" Illr 'lIrr.llOC\lfnl " INI'_"', rll..nlll1fll "'a1IlN "","h1,J.., 1M 1"".""1 afl" p""HWd, Illlltll;'lllfd b)' Ih, A111".l"l "...n..1I1 (a, 'h, hJI.al ~"l uf 1"'''IlftIl.""rftllnllrkllllaldt .,." I" laJll,." ~"kJ,loI., C~) III' tWt IIlIrit'l "aJlIIllflte p,Uf'II"' __llld, bd'urt Ib, ""in,. All)' ".nh Illait IN pl!dlonW,.'lto.,. l'lhe I're".,l, h .hll'ldnllc4 ~ Iktt'mwft. rar .r. &fI" fltlin ~I Lttadcr II Do"u.r IlIallh. to<KkmlW'r a'd, 10 -.kc 14 '.lnlUI K:I"allaial t'otdlftU~... Dorrow., r..ll. tft '.r.fllllJ CD &.111M Wlthln)O ~..,. an., lhe 4;1:' lbi: "",I", It . I''''''' Lrn~rr l"UI~onltt: ID.vI:" 1IIlI1Irrl, Ih, P~'ncf.. at illl'r!,,*, t!lh.t 11,1 ,nlor.lion or "rlli, oI'lh, 'Nrcn)l" 10 Ih.IUIt:. "C\lrN ~ Ihlt lc\lril, (n,lnoll\lnl. .~lIlll1l''''' 1\l'1111l~ 61"... . . UI'" Lend., hd DOItowtf tI!I'M"I~." WIlIUl', u"ID"linIlOIl .f,roc'" Iv pnlltfrallhollllot ""nd 01 po""""lh'''IIIIbIColl~llnOIItllll "~lI\mll Nrc""d 10111 ru,n."I~I\IIII1C J.,chan,.lh.IN'JDlorlullI,.,.tICftU, aGo DlrftWII titt .:le..... 'OIkuut. I, .... W'II Walt.,. !1I......., fl\c II"" fer ,.'1I\rft1 . lhadMhdf'n olacol1lllllOft of~. ~II\' arwftd ~ lllillc':\lril)' J""rIl'ftcallllftlftl II) .....", to ""lImMI II 1l\lffftI of Den..u 11,,11101 .111.10 hlllllt Itlc hl~UU, or 1l'I""llrW Dtmawu ,. 'mo..". JUCCtI.or, in I.lerll" Lendn wo.'" not be "~IItr.4 I. fOmllltN.-,: I'lttk:uchll(t _'II... Ill, I""'IIW It! b""., II ...rwe 10 III'" time rot l'J)etnl O(CMhcrw'" Ndlr, ~1,.tklll.tUI' lI.nlllK\ln:d "ytlll. Sct.aril)' '"uN,.,cnl '" tNlOIt ofl"' 'waalS m~1It b)' lhe Ob,lAIt Ikl,ro.t, v, ba,rnlt'. '~n IlIlnlUClI. An)' fOrNIran"., Lcrulct I. C&QtftUIlIII)' "11a,.rcm.nI, IhaI1 141", WJI\'tI'oI01 ptccfUda lhe,u"lll Drl'" "'''1 Ot rm~,. ". 'wtIIIIl'I II' 411J,.. ......,,,.'.....1.'"'1 U.rtlllln COo.llAt,.. Tll.tOMIl,".... l'f'C'I1MIII Ir IhlIlQurilr 'nWnuntAClh.a ~ll\llll\1I birNftllh. '''''CfW'fI Ind UII...."'rLelall "" Dom,wn,'lIrt.tcct Illh.prtvWe.. ot,.,.",ptlI7. Dorro"""'loYMalln IftG ",'"'."" .1I:a11 HJiJlnt.lW 1CV.:fIL Aft, fhIr,ow"wlM.,.w,rtlhll S<<IIi__ In"Nn\t1ll but "...llQlelH\llt 'M NOli; '11 II ,"'&tlftfft. Ihll kiln'll' In.lnlmlnlltll)' 10 InOntJ'..lr'IlIl nod llea"., '1101 _'~II.lft" mllll rl\lflCr1,undll 11I.1..... nI,lIIJ .....",..'.._" Iblla 10111"""""1 ...,......,., lbe &lIftIIlCV1IIN Q IIlU lcev",) Ift&lrvmc:Ui IIld (.) .a..... IJlalI...Iftdrr 1M IItJ ochfr I......... aw, 11m 10 fllIM. modJY.I't'''1lr or mf~' 1111 Ifcomftlo4lllUflI willi rt,lId II IMletftlS 0' 1M ,"urllY InIlN"",,1 or Ih, N.Me .Is.. IILII D"'rtVl.n fGIllilftl. IJ. I... au.n. I' the "un IIttIl'N 11:, 1M, s..e\t.i" l~rrllll\t"l "..lh:....111'. It. ""..:ta Ie'" mlll""I," Ic\UI dllrl,," an" llllil :.. " thlllU, In1nr"lelllO lhlll"": lnlt,"'''1 Oi, IKht;t 1\\.llll~aI", "'Illllfd " Ie '" ftlUft'rd tn CONkClIoa tlfilh ltac I&t&n nC'Nd Iht f'Dt'/IIlll~ Iltllill. tll"'lS: ;iiI, ".clllo.J. ,h:c,.,. .b.IU lit "(u,,1d ., .h, MM\llll .....1)' t. hIJ"I Ill, ILl';, 10 lilt I'lrmullnI L"'hi and (') .n, lu~,IJ,..dy fVl:IClrd tmlll D.W'f'O'l"I' whacll utlllMd p&tmIlINlbmtI "Iii M nI'.cC to .'rtV-n. L:ndtt "'~, ChOlIH 10 l'I'lab.hlI rctuGd ., r.luclnlltlc ..tiN.,.. f_cd udt, IhI Not'or., M'n,. .Ireel PIlYftilflt 10 1bntw".lr. M'wfld rd-... ,MctrM. 1M tN~iOllll'illlt ''''Sled.., putlel """"'11I11" "t1~olll any ~)In'tnl ctl.". ,,"du Ih. N~'l" . u,- r.caIliet. AlfrtIl'III....... RlrJll10 IrClI.rlr':lw or "flIrallOll ot l~:e 1a.,II.. IhI If''l of 1lUtrt1l''"1 'tth'AlII"I~C' NIIt.ClI Ihl, 1cnlnlllMIIUtnClll '"11llrO"....... lCl:ordlll,lO 1111'""" I.rnCIcr, II II' 'rUN. 1M, I'Cftwlf't mrnnllal. ".,ftlCtIlln 1\;1 of &:1 umlI<<IlM ~, I~I. 'I:I:Uril, IMlfUlncnl ..d n:.., lr...uu In) IIlIfClw rcnnt". Q "'''I''''~ It. Jr LcNlcr ...mi...lh. ,,,,ioft.IA..... .""I"ke I'" ''',,'roodld 1ft "" _ _"Fh" ""'''ph I I. I' NOli. An, Mllel" ~ ,revtdllllb, III 11l1llocluruw 1&llIt'VmCIlt Illau beal_.n ~)"cUrtt\ll. tf or It1 Nal4a. it b, .,.1....111I11....:.. .p~n'Olt I:. f'lffWNI UU of 'rkMlwr mtlW 'nt1lOl1C. d4I1 k diMfDG to I'" 'I'IfCn, Ac14,.. Clf 1:1' _hit .JdtC" DorNtlct d.IiJNICI ttr M1i".. I~ LIn'tr. An, notice 10 Lead" 1I.a1I M ,1_., Ira"'.. mill la L.:1l6Itr'Il&Wmlll'!,,,, !,,~ fir .0' olh" .ddrna LtJ'l41raalpatn _ .oelft I. ~.",. 41' nOli" ptMidd ta, IAtbfl ~rll) hlaln",,", 1t-.II~d.:cmfllIO lu"lbanl,l"", to nom.c, tit Left"" wheft ,bllll~. IIItll",.,....'II'II. II. Gat'fllntl""llturUm". n" ,"",h, I~M'III!\Cfll,h:ijl tit ."".tn,,1I II, r,"m: .'... "nd 1.....rL'..l1f'lbt "'ri~'lIon ,,. .t.I.~ Ihe 1',t'1'C11, !11nl:.tcd In 111:0 IVlftllhat .n, rrlW:'ion Of c:."., rllttl, IKVnl,lnMl1Ift'ClI 01 lbe Nott CPnftrcu "'I'h Irpb4,~I.I"'t Ill:h "~AIClI~SU I'If'l1 aft'dl o:htr Plfhblolll atlh'" SCCVItl, IMII1IIIIfnt el 131. Hutc wWcht... boli"CI.f<<, \riIlIOll'I~fOIlIUtllfl' pt)tlljon. To Ih!t cnd 1M pnnillu.ofthll SIC",., ININr~' Illlllh. PWl'lnI_Jtff\l hi 1M k".r.atJl. Ia. lit"...".. c.,,.. DClrow., ,h.tlk ,I\rn 1.1n. ""ro"".. cl'tf1otlhl NlIlCMlfollbll S4hrill' ,,,"rutCIlI 1" Tnaf"., '" .,.,.., " . ntNftdallfttt"" "t Uo".,.". .f 1ll1., Ifl' ....n ot Ih. ""PIf!r " .., InttrM ia It II wW ca' u....f.,ted (a' Ifllh:ftcll~.1 UIl.IIIt'n ~rlt'l\qr IJ ,.q'~ OtU1ntr".rtd W ",,1ft.." II 11011 U1wa1 pctSCln) .III1tluII.crlW'l'lftlH wrilllft "li...'U. L"tdd inS)'. II III o"li.. Fmlirc 1111"'''''1.11' JU)NftC.. MIIll.uIUfft, 1Mtrri" UIII ScI."IUtt. ItlIlNIn."" 11........ Ud. optIC" IIlaIl ftl'l '" nCRJ.... _, IAJ14Icr" 1Iia'lo1". 1WQhi~1"" rMfNILa"uofl",,,,,otnlllkcllnIJllljllllment. .' ItLIM.....flilft Ihll O~'lOtI, 101ft1l1t dl,1J Ii". .~"..,..." ftfllce oIlChlcral_ n.. aotic. Ibll ,lOridta ~ .rlOlla.& Ilia. JO aap ttOmUl.dalc1M tlO:lnt'f"hucd armailtG wilbltllr~ltk I"no." Ilun,.., ,II IUM1MolUM br Ull.lrftl1l~ 11I'111I1'I'lCIl1. IrDMttlw.:I'-",IO 1'1)")1*11111'11 ,,"'rlolh, IIr'QI'"n O'I~"rc~. LClldff NylllYliMIIll11 ~1Wfth11l.."lhf\Sa;\&riI, l"'lrumenl "lIh::1ltl'\ut~","l'IuII"'O'_r,lIdea o...,rO-rt. II. lorN..,.. RI,bll' .elnlllft. ItDllIt'CIlc:nINII Nnaitll"!l.tiUOn" O.'N..... Ih.U 1I;,;,'lho n&hll.ll to..". .nlbrMrwal "rltJ. SMttII, hUltumC'IlI.!I.aJIlUlll.:lCllll Ill)' 1ItnC: P"" IOlb, a,lIcror, CDI S da), ~Iactl :lIh" peritll!.. 1!'Pl'n'lt II. nil) '1*11)' rill "UUIo1:t'llt'll) bdt'" \;l:' ,(Itl, 'N~l'l)' fiJnuur I~ _., 1.......1( ult "llIt2WtIlI'lll\il 1fR"iI) 1lnollllmtllt: a,(h) mlty llf'1r4lllll'!:rll '1.(PNlft' 11.1, .'''''1'11)' InllNlI1flll. n.. ~I"l....re 111..-n..lrMIU, (1)"')"1 LlhiJtt lit IllMI Irhl(h lbe. Wl.tUl~ "tru. II""' l~ill ,"IIN) In.u\lltt..... 'n" 11.. SeMI' h,1I :10 ICfN"dDtI wnImd. (.) IN'" I., .,..,,1. !)( tn, tlllet (l)'htr.,,:ar. 0' ;'#M;lI'Ir~tJ: (,) "')1I1't Ur-"'UfIII'lt'",~ 1ft CI.r.'Ililll, It.II kh,111Inllh.Rldll. III.h:4Int, ~klllalli"lllc\l ,'J. r"S"Ifl..hl, ~l:orl'fl" fco.:" :and W II.l~iII ",,;b -.1;11" .1 Lcflc,' 1'1'I2' r....wuNy k\"\l~1l: 111 1I11lf' 11'.., Ih. Um ar lhilio 'ltllhl, IntlllolnClll. LeMlcr's n,tth III lbe """'crt, MW .""Mlcr', c\U'it"'" 10 ,.., Ih, "''''1 ..ured -, Iht, Itllllll)' Inlll\lfI\fM _hall "i/IIIlihllC IIndilnC\'d, I.:~ '~th"'''I,,","1 ., _cr, Iblo kcuntr Inll"""", Ill< 1~.olIl;lllicnl........ hereb, 1lI4Il........ MI, .!,.,""" tI.....'I..II... bOIl _11..."",11II ~llIllllrol."." _... .ppl, 10 Ihc... ufMftltt..... ..de, ,.,....pII.Il..17. lOa! &lIJ 11;1 ~'3 .. . , . '.--' ---..-.-......-. '...--...--........- ." " ,. , " I , I I I' _,..1 . .. . ..ltlil- __.'::1 '..-.,-- ".oJ ...n 1 "."""., I , ;~. ~ - . - , I r i i I I. I I i I l' ! . I I' I t t I I I I I L..:_..._... ,",0" 111"...:-=_.. CA~L .eLE ....tle ...... .........- -....-..--..----..., " . NoN'\,'JIlIJOIIII COvt.~"m Ionfth"l:t4lM4tt ,."......1'1\.."...;...... '91_1 n. 4f;If'tnU"'1 ....... LeA'" ...1111" ..,,'1ft to Itml." ..... .. NIt",.,,,. hUht.t It......,.. '''IQ.,.,.'.."........ U'......I... iii&. '''VIla, Ilft,.,..1\1 "WI... ,,1... tt.tllfllitn ......tcn.'" U'II4I ,., 11I1", I,plle"', 1,- "..itl.. ."'''1NL Lt,., .IlIU "I) Dt".." tit UOIlII.CWIIW III ~. ..fluh, Ai) aM 'Cl'" "''''rf Ie ."'. &h ..,.,111: Cd_II,. l!at ..rawllll\llf be RI'\ia "'Id) IMI t.nut tI'urt lit 'era.lt u ,",,"t4 Ill' ....ilIA ....it"u.. "..1....' K""'" 11010 i4cu~" 1.._,'....1......, jllIclal P'.....I.. .....I,.r IlIe 'It,.,." Lt.... MIIJ IunlMll.r".. D.".... Ir Il. '1,III,..I"""./In ....1...11..... Rc '11/1, I' """ I.... ""-10111.. ".....11.. ,. ......lu.ntf It. .lfhh., Ih) Dill" kl'&Mt ot ..r,..., It ....'''rau...., ,'"....lIrt.I' ....,."III.fllll tUNd 1I',Ulftc4. .....u It h, Opli.III11., "cw'It ,..lit..... "''''tll 'I liD tllU lua'M'1IIM '" illl IUIltII) 18IfhI\ta .llH\ll 'IIrc1!U ~''''IIl. an.1lQ' fttnl...,." ""'1" r..tr\lIIftt It, Jdlflal""..IIIIl"I.eIt4" AIU.. ""11.4.. ..If"t lI'tlNu.. IlltmNI. '''''111'' Ut, nllCllu ""W" lnl"" .."'... n, ~Iw."" _'MI IlnUld .....UOrlut It"... "'''I'dlt, "I'..... I. 1II. &1"1' ,,'l'IIu.. "r "'Uu~J..... 20. tn'" III '.IUIII... 1.'",,, acHtcn,lon 1It1'1f ~l"II""'" If ot INntlO","cnl 011'" pf\lrmr. ~ (111I pcraon. ., '."1" It)' J"dld&llr IPflCltnl1ld 'lOltiur) 111ft" h luU:1N Ia tnl" Ill'On, I." pDlllIalOlI or.... "',,'... lilt 110"", IIUIIO .oll<<t Ill. "1111 of Uw lropnl, I"dud,", thew ",I "14. II,." fftlll..IMllIN It, Lc!IWI 0' 1M """,," Ih&ll br Iftpflecllnllo ~)mtftt of e'l' 10I1t ,t lLIal'l~ift"l'"1 61' 'h. "'pcn, In41V11f1:1Ioa .r ""&1. Uttllldill.. 'Ill .. lImil" l~ m...,..,. ''''''111III1 01 '*"'~.,.. '01\4. alld .....rublt alIIn"'.' r....., did It ,hi 'IUUIMCurlMJ ~ Ih.l_nl}'.".INlftIlU. . 21. ..II..... Upoa ':1)"'11I1 ., IJIJilm. KCufCd b, I.it Sccurll1 WII'\I"'.al, L.....1hIh 'iWihu.. GilkeU"I' JIl&lrvmll\I""IlM '~Jr.'1O Donon". BOtJOYt.tlh.1I paYln) tftIfd.Uell ftIZ&, UoltttlulIlhIIM ..,....lorrawtrlllfM ""'111111. provided II 'IIr1Jf1plll'Mtb .ltln'loOlM hau, prio, II IMCOfnml'lc:mall ot~ddlftJ'l. Ih"UT', \.lIt Of t1~tt pl'lhIlIYullI IIl1lS1hrur In'IN"'...&. U.l'u'c.... MN')' Mell&ap. It.n, oflll. ~ III\Irti~, t). Security Jau,.rtMllllIltrll10 IIom,,1f' to lC'qulrt 1111t101... 'ropm'llhll SteW'll, InU"''''tII1 &hall be I 'IUCtuM mOtlIY""",I,,, ''''lllmllIt.II4ftI' JU'lIInt. O"'ro.,, "'1" ""IIRC Inl""1 Ill. ptpllf,anu 'JIJC""'II'llIItUldo" 1M HOfeorlA... ICtlon orm,",~ac l'vrsclullreIllaU"IM I'II'plflbl. rtvln lima 10 11m. sIt4"'hI HIlIt. u..Wen 10 IIlb......." '........L I'..,,,..... riden."......... .,.."........ _"01 "...hrr wll. \No hnrt"IllNlIlm....1lIo .."...".... _"01.'1 iIl,h .w..WU bt '-Po'..IIIIoIO..d ",U '....d.... l'ppl"""'llht ..."'.... '1Id _.... " Ihl1 ....~" I.".....", II U "" ri411t1l_ . ,.,. "'hlo 1IIur\I' llllllllllcaL ICllooh .ppllc.....bo.C.)) o MJu.lN:t 1Io1l1l1dtt 0 CoMomW... aid" 0 I... 'lOlli, aw. o 0"""11I ",..111 RJlor'. 0 '1IaaoI1I11I Den.,., RltIor o OIIMr(o) l.",ltrl I I . , t . IY IlGNlMO I&I.OW, ~ ''''''' a.. ...... ,. IINo ..... MIl ..,..,... _oil 10 IJtIo ...." '_'.'dllllllJ'~"'r('l"_W""p"''''''_WllhIL Wl_ .~.r-e..M~..~..._,_..... .ilir4fIu~.f~,...~~~-~.,~...:-.t'~ ._ft~_!.._~......__~__._ c -~~. ....~.~~.i~ 'e&., A. .01.. ,.... kIN .... ..... I. COMHci~vULTH or 'ElIUL,UU Clnok..lo.. Oft 'bl.. 'h .!l!. d., It J,.. . · ,. U. 'b. .nt...,.... orn.... . at ow In. Cindy A. latkltv. hil -if. n.>>n 'D at .r "'1. 10\" r ,rov.n . D. . ..r,.. .. wa... n,.. t .~. IYblorl'.. \0 'bl wi'hin Sn..ru..nl In. .'k~ovl.... · I' ~~.v '."U". ,~. .1., for tb. purpo.,. h.r.ln ..ntt1nt.. .. ......., ~'..~~k:~1 ...IEa,. ~~...~..to I,' :~Ii.''i'~'tsI~.U '''f./~/71 f> ~4, ' \ ...,'. . '~I I .'J,.',:,::.".""l,.' '/ '.". v... ". .... ......" " "'I.r". '.. Th~.,r'Ol., "lld,nG' or 'b, "'1". earllalt, ',nn'rl"ntl COY"" u. II!!..... -.tor. I', . ,.r.on'llr ap,..,.d... "11. ..~tl.'" hlr'in 1. II V.., .tl~ lf013. Cv. ~~~~ .~~, '.. , ...~ ;,'. ..~,~.., th' .._ ".. :,~~~:..o;PEN..n'r;tlUu I .ff,. ~~ I IS. 'J~ulin 0' ~1l':":J~nrJ I . '. ~\ RUG~ia I~JI\~ .....d.~.. .rriCl .t th. IOU C'.I'r. h Mo.,..i. ""k ". :1("1... ~O . ,... :2l .... fW!i~"~ ~ftd .nd ".1 'or .trso. Ib~.v ~'.!()lt q\to.JI. .A.D.. ~._ ".. roR !liD ''';1 ~ ,,~....- ......... --ft"!J.________...... '. _,. .,..,',. " ,.' f 'r:'" " ,~, ~l~ ,. ..t'. -' .' La.n MUIab,1' 311010153' ';" , '.' 'I. I:' I' rHLMC' 31"11'" .-lOTE . __............J.Il......J~_............_., "...~~... s._~.!"JII!.~I..~I'r~.... ..ru~lI.lU"II......_. r'~,C,Ilf' 1 *"1 M...........\...............................l...D...J2...MSAJP...WUZ.....r..ILD..'J.vu1a....111'1............. 1.........---. :~. I, 8ORROWU'I PROMLOE TU PAY In mum'eM"1ou Ihall hi.. ........1 prvmIM 10 pi, U.s. L,.....36..JOO.OQ.............. 1I1I".........n... "pn.a,*"). 1'1_1......10 u..onkrollhl LendIr. T...lAndct.. "MltU1...r.1nlAala1...a...LftU..W0A1."lDA.. ___...................................... ..........,.........................................,..............._..._.......__......._.........._._ I undtnIaM lhaI .he Lander m" 'nnd'1f Ihll HOI.. The 1A:odtr or .n,.. who ... ..... NOI. br I......" .... who .. .."11Id .. ...... ",....u..... .11" Nnc,lu...edl.ooHOI. HuIdIf." r. INRIlUT Inl_1 will be chlt.ed on "..paid princl"l.nlil Ih,'\&1I ImCMMI 01 principal hu belli plld.lwW pi, "'I...... ,..~,.... ol....?..JlL.......... The mtcnM ra., required br lWIleclioII 2 illht ...... I wlU pi)' ..h b&t'oN ud IRa an, .w..a. dacriW" kcdon6(8)Df.hilNOI.. 3. PAYMENTS !AI n.....PlIctolPor-.. twlU po, priodpIUld Ill_ bI......' po"".........,_... I will maU"", manltlly pI""",1I on.1w .-l.'.t... da)' oItK1li ftalltllqinnl'" _ .....Auaur....L. .........__ 19...8'.. I .11I 1Mb ..... plpmlftll...., momh unlill hlwt pIJd aU oflhl priftd~.1'd tal""'.... an)' ad", e..... ~ btIotr lhall ..., owellndct Ill.. Not.. N, monlllly ..r-tl wig be IIIPIMd 10 iftltftll Won rnncirIllr. 01 ..._.J>>l,...l._ZOOI......... .........._IIIUI owe ImINfttI under lhis Nott.I will.., ltaI.......... r..u .1........ _hJcb. caJ'" t.........urll' ...1.... I win mat...., 1IIOft~1, pI)'maI"I' ...8.1!..~..!.!'..t:..~~,.~..~.~!.!!.h...~~!.H!.t~.t..!!.'!!!!J.~.!!~.~!_J.!~I _....._.....................'..........................__............... or II. diKCfIIII p&.ct II""""'" ,.. Not. Holder. 181 "-I1lf,.._tli.,,.,.... )U " hi, monthl, "fIMIIl ..UI be Ia 'MlImOUftt atU.s. s.._.....~................__..__.... ... BORROWER" RIOin' TO PREPAY 111II.. Ihl "lhllO m.kI ..,_u at prindral II an, Urne before titer an d.... A ..,...... of pMd... ..., II ...... II I "pnpaJll*lL" Whnll makt. prepaptlJM.l win teU thl N* Hakktht -.tt....,...t I........ I ..., ..... ,I\oU P"1"...... '" ponIaI_.-.. w1lhoo. po...1 on, P"1"'- '..... Tho "'"' 1_ w1U we IU ot m, pnparmenl1lO red.. Iht IIrDCNAI 01 princlJlal tn. I GWI ..... lhit N-. It I .u . ....w ".,.,..... lhen will be no clwl... bt IhI dIN da" or Ia lhe...... 01., ......Ihl' ",..1 ....IM Not, Holder .-In wrIdll.'o thoIIehupL L WAN CHARGIlS Ira .... .hkh IppUa to 'h" kIu and wlDeh 1Ct.lnl.limam 10M eN""," lnall, 11I1...... 101M' 1M ta,.. or'Olbtr..... ell...... coIkct.t Of' 10 be coIltctllll" eonMCtion wllh.hit 101.. ,lend IhI prnnklld MelIt.I_ en., ..... klU dwJt thaU bI ndllCld by 1hl1mOUII1..-..., 10 nd.. IhI cu,.. to 11M pennl.......IM: ItMt (1I1..,_ ........, coUeded 11'01II'" which..... pamhttd Mlldll will be rtIlan*d 10..... ThI NIlI. HoWH _, ....10.... ". _ bI_llbo priodpIt... _Ihll _.. bI makl... dl_ po,-t .. - 11,..".._ pdodpaI. "'" m1_ w1U het.......... ponIaI__ " BORROWER'I PAILURE TO PAY AS IUlQUlRED IAl.....a.wo...__.. .hhl NOlI HoI6Ir...... reccmd \hdUU......' 011.)' IftOIIlhly r-,..t b)' 'huftdof _..._ !".._a...... da,. an., .htdalt tilt. I wiU pi, alallcharp lOtH tfoIt Holder. ""Ift.., of,htchuptriU "'.__"01., _po,....lolpriodpll ond 1n1......1 wt1I po, 1IlII1a...... .......1'... ..1'......_ ........-. lBlo.,.... In donol pe, lhe lull amoual oI'aeh montJd, paJlMftCon ....dat. M hdu, I will be 1IlI........ (0 Nodn.r Dlr..... Irlam In drC..It..he Notl lloWu ma'.......... wriu", _Ice len..,. me Ihllt If' do_.., 11w"""'-___ by. art.. daa.. ,he: HoI. HoI6u 1M' nqull'IlI'IIlo,., Immedial'" 1M tun .unaunl nfpriMqlal whktltlU MIl.... pa" and .11 the InlUIII .hlll owe onlhll amounL Tha. dall muat be II \tuI 311 dI,. .na ,h, dill Oft whkh lhe 110"" II cWI""1ftd or mailed 10 1M. CDJ N.W.."'B'N...H.... E....lr... a II....hen I.m" dtfult, lhe Mdte HaId<<*,- noI....irI.....ln..' tm..........., fA Ml "tICInftIId ..,.., lhe NoI. Holder trilllllD hI"".1It rit!llloclolD III..... Indll..II.I. III" Ilmr. IE) I'1J11111lofNottH.tdIr'lCIItIlftdlbpallel Ir Ihc Hole HoIdrr h.. nqvtreit m.lo.., ImlMdia..., In Alii.. detcrlbld Ibnw. 11M Hili' HNkr "111 he..lhe t1ablco be plieS beck'" 1M lor III oIlllCOlllIItd uptM8111 m'ordft. IlIit NcC'1O Ihe IIllft' 110I prahllikocl hJ' IIfIPIIaWe .... nc-..,.......... 1eM'.......... ___bill 1I1Om1y1.... 7. ClMNCl OP NOTICES Una.. l"alcabllll. nquirat diftrtnl IMlhocl.lII' noIb lh.t mUll he """ \0 1M'. Ihb NPle ..,UbI '"'" by ddhuin. It or b, IMitiq" b)'lnt"maIl 10 ""II ,he ".." Addml aboft or .11 dllmnllddRM ,r III" lilt Nau HoIcW.llDllcwolm'dil.... eddr-. AWl lIOIaUII...... be P'" to 1M Hott HoIdIr ......'IUI NOI......... P'" by tMUiII. h br lnl ell" mllllnlhe NOlI HoW" I' 1"- ..w,.lIIled In IecUon J(A).... or II I d1l!1'etal ,id'", III un "..... I IIOIkt f.IIlh.. .ll'tmIt ........ p t..l. i:. " ,. !. :~'. ;\ "- ~. :t.. .~.: ';.: ~' " , MULTlSTATE FIXED RATE NOTE_ ,_...,_ v......._ ,_ .... II/II ...- ,.....:~ ...."'~==:_.~.t ~re.. ,4. CII...;;: to .v.-u. ~f~ '..'. ~ .. "'I ....J..c~...A:..'Ii.rli(owM'......:..._.........,........,_......................... ....... e!!:2 II . f' ,.' 11.-.. ....~i!~~;.:~.:~~;~!.i;.;...;...M.:..!.........L ....... .. (~..:.....................:i!!:! ............_........................._......._......................... ". .......... ... ....._..W) - Is.,. .""..., OoITJ .. OBUCATIO"S O' .UIO...a..DD 1 Ion ! If JnOn Itl", OM ,.... ...."'1r~ 'Not.. ne.. ,.ftOII .. (IIU, Iftd f'IlI"IlCJftIU, ..... 110 keep.U of 'M ~ ~ 6ft lb.. Not.. Includl.,.... ,",,""" pi, I'" rull ImOUfll owH. A., pef'llOlt who". p,,,,,'or, "'Nt,........, ohh. NOUI '....Dbllp'*' ~da,...,....... ~Wf ,.....,."cl'..CWt1I"-t...,..,.... MeW.. ''''............h """"'M. "'M'O!'......... of~""". ,boobllll'td.o.., ell oflhe- "....iMllUcIt in,h" Noe.. The .... It... -, -r... ill riahu...... I"lit Not' .p'"" neh penon indlwt4M1I, DI ...I....U 01... lopckr. nil...... ,.... M' OM 01.. 1nII,'" r.quhtdlO 1'1' .Uo( 1M atncNnll owtd unclef Illia Not,. I, WAIVUI I,nd ..,ClIIwr patlan who....obIi..l.... Uftdctthll Not....".... n.hl....rwacw..... MIl """......11......... ..r.-'........IMWWI 11M ".kllO ,equltelhe Note HoIdIr lOdtmMd fII,"*1 01 lmau.11 d.. "Nulact' nIdi....... ......the rt.hllO NllII,.lht Note HoWtr 10 liwt ROlin IDDI....,.noMIMI MMMlnltdlll taa......... pIIl4 10. UNIPORM SKURED "on Thil Note it. II ,""form ''''INIMftI'''~ limlled __riaUON in -.Jwi.... 1,,1ddt'''Ia.he prvMl'I.... "'.. ao... Notll tIoIdu '""" Ih" Not.. II MorIp... DfIId of TrvtllM' s.cunl, DIad CI'" "'SIeurt1, ....,......"...... lilt .... hit .. Ih.. NDI.. prolCClt 11M NolII Ho.... from pa&lbIt ..... which Iniltn "'lilt if I do ICII .., lhe........ _ldebl mu.l" lb. NOlL n'llec"rll, InalnllMftl dwn... how ,,1Id.1Idw whal caMll.....1 Ma," ~ ........ .......... pi,,,,,,,, .. flIU ol.ll.mcMaaLlI owt ...... Ihi,t Note.Iomt ol ,..... co.dIlionl ... tt.nbtd uloUoM: T,..,. " I", ""*,,.. ........I.I~ III Born.... Ifill or an,..n oflhe PnIrtn,.. an, inl.... in II u lOAd or ,.......entId (or if . btMAcl&Il.l.... .. IIortttwer h aoW Of ."..,..,.. .... Borrower "... halUral pmGII) wllbout. Lnckr', prior _rill... ~I. Lcndcf "",. II "'OI'I_ nqtItrI lmlMd"l, per-I ill AlU oIaJllIUn...red bJ lhi. Stnrit, IlIIIf1IIMftt. "'""""'.Ih...... .1WI.1lt .aerated II, lAndn 'fe.erdM II prolUbiled .., 'ederalta. .. 011'" IMI, of lhit SlaIn., l"'nMMftt. If LaMk, Ilndlea lhit apI_ I..mder ahllI.i\'t JkJnooMr .0Ik't nllC'Cder.,ioIl. nt..... Mall proridc . ,.nod 01 noI leu Iblll )0 diP 'toIn lhe dati 11M not_ iI ......,.. Of ...... ...hM _1MdI 8orrowtr In_", IIUIU""...rad '" Ihil ""ril, 1...."11"...'. J(~ r'n.lft...., 1__. mor'l' the ..""'lion 0( Ihis ptriod, Lender ma, '".'Ob ..., nmed" pamilt.r " 1_ s.c.nt, I......... __I fwthlf .oIiClor....ndon Borrower. WITHUI '"I HANOI" AND SI!ALdIO' THI UNDUSKJ..m '"' to thp ord.r or "d~r.l ~~ Loll" tbctq~. onpnaUun ""U,hINt rileD""" "hi. 2~"h dill 01 ~".t, 1'" H111 ,lnllnclU ..vinq. AleooiaUo.. .4'--._ 8. Donllid MIl th"'. vie. 'nlld.nt-LDlln Sf!onlcinq " . . I. lit.., No '__lllDJDI\H Warr.nc v, Attorn., .n~ 1\4.r tv Mac, Th. lurrvwwr and th. HUI' huld.r turL~.r cuv.uant ."~ "r.. .. lollov" I. W.rr,nt ur Attornl, fur Con,...lon of Jud..wnc in I..nt 01 U.II.III Th. vnJ.r.lan.d Il.rab, If'lvocabl, autho'I... ,n' ..,ow.r. In1 alcu,.v, or the ProChonoc." or Clark 01 In, cuurt In CIIY Co..o"w.alch of r.nn.,lv'RI.. or .I..vu.r.. co .,p..r 'ur the und.r.lln,4 I~ .., actlun broulht a,'ln.c ch. unJ.'al,n.~ on thl. Not.. II noc ,.14 wh.n dUI. wlLh or vlthout d.cl.r.clon fll.d Ind .. 01 .n, t.r. I"~ ch.r.ln tv con'.., vr .ot.r Jud..anc ..,In.t ch. un'.r'I,n.d ror the '.11'. prlnclp.' a.vunc outle.ndlnl hlr.und.r ~nd ,ccru,' InCa,..t ch.r.on ,nd 'or In, at h., IU.' due pur.u.nl to the c.r., of thl. Not'. tu,.CII.' wllk ..p.n... Iud co.c. of .ull .nd .cIo,n.,'. II" ror cOII.etlun a. pruw"ud h.r,ln. Vor .uch pur,o... chi. Hota or . CO" h.r.o' ..,1'1.. b, ."l'.llt .h.ll b. a .ufflcl'"I v.rr.nt. Th, .,"'horle, .unu. h.uln co con Ie.. Jud....c .hlU not .. ..h....Ud 'b, .n, ...rcl.. th.r.ot. bue .h.ll conclnu. f,o. C't. 10 el.. .nd '1 .11 ~ tl... unell p.,..nt In rull at 'II the In"'t,'n... 'I'd.nc.' b, lh.. Nul.. Th. ru..dta. vI ehe hald.r h.uo' .. p,ovld.d h.uln .n' lh. w.runu ;... cunt;II...d hotlllll ,h.ll b, cn....l..lIv. In' concurr.nt vUh .n, ath.r f....l.. Hwoll.lblv lu elld hold.r hur.vl .nd ." b, pu'.u.~ .lnal,. Iwee...I..l" or lOI;~III~r ~t Lila 101. dl.ct.llon of eh. hold.r h.teof and .1 oft.. .. u~rj'Nlu'l Il.ar.ror Ih.-11 gccut. Th, rallur. 10 ...rel.. .n, .wch rl,llt or rw.~.I, >>11~11 In no .I.ne b. cunllruud .1 . w.lver ur r.I.... th.r.ul. TIIV und.r.lan.d h.r.b, v.lv.. .n' r.l..... .11 .rror. .nd I.p.r'.cllon. In .ny proc...lnl' tnatlt...te. b, the hold.r Illr.of un'.r the '.r.. .r thle Hotv and all b.n.rlt that .I,h' I~eru. Co ch, un'.r,l.nad b, vlrt.... of an, p'~~UIIL ur ruL.lt. lavI ..cllpllnl "0' prup.rC,. r..l or p.r.onal, or an, IU'U ut chi proc..d. .rhln. fr08 "n, .alt or .uch pro,.tc,. "0. "Iulldllunl. 1111)' or a.'l. und.r ...cutlon. or pravldin. for .n, ,u, ., Ultl~utJon. ....pclon fta. cllll proc..., or ..t.n.lon 0' t1.. 'or P"""'. Th, "'lderHlllllld ..r..a ch.t an, rv.1 ,.tat. t~at .a)' b. I.vl., upon patHUU"' tv ~ Jud...ne obcaln.d b, viti". hura.r. ur an, vrll at ...cutlon I.M"r~ tllrr,".I. .~, b, vald upon An, lueh writ In vhole or In plrL In .n, ~ ..rd..r 11~"lr.d ~, eh. h'lldvr Iluraol. 2. Wrlltu" Cun.cnt eu Ch4UlvS 'n I.provv.unes ur Va., 111.11" ruw" rill ..h., II .UII ......" .In, . h....llul. I II I. lIa '.pruv..'III. u.1 .11" Ilt..,.I.", .... 11,....:rlb.d ill ..." ....CU.I...."I",. ..lltUIII;" ur In till' u.. ch.r...r . wleh"tll till' 'Hltl"" cOIl..nl ..r I.h.. Nueu 1I111.lur. 3. .. L..d Avehorhlllan; It 1. und.,.tood and ..r..d lhle lh. Ind.bt.~n... ..Id.nc.d b, thl. Not. r.p'...nt. . lOin .Icur.d b, . dlr.ct rldueCI~n .ort.... .nd lha' thl. obll.atlon la cr.,c.d Ind lhe loan i. to b. rup~ld In .ccordene. vllh lhe pravi.lon. of the S.vln.1 A"ocS'llon Cad. of I~~'f appralad Uac..b.r 14. 1961, Act No. l.'. and ,liD In aecord,nc. vlth lh, pruvl,lanl 01 clla by-lava. rul.a and r'lul.tlonl or lh. Mot. Ilold.r. .11 uf vhich ,ravlalona an ..d. . part h.raal. J.t.r.nc. It ..,1. 10 eb., .IOU.... for th. rllhtl .. to acc.l.r'llon or rh, Ind.ht,'n... '1ldancad b, tilt. NOCa. Th, additional prowl. Ion. .al 'orth Illr.ln ~1..ll b.~o" 101. ur~n purch... or thll obtlSltlan In v~ol. vt In part b, tha 'ld.,.1 "a.. LOI" Hart.... Corpor'tlon.. ~,,:., Itl,("" ,.\ U (;. /.,(1. r,/~""r..~/. '.. I' .I.ek A. .'r"l~ ,. . I . ,j 'I . ClnJ, A. ,."1111;;- I /, (, q y- )111 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY - PENNSYLVANIA FEDERAL HOME LOAN MORTGAGE CORPORATION, C/O BANCBOSTON MORTGAGE CORPORATION, PLAINTIFF VB. NO. 95-901 CIVIL ACTION - LAW JACK A. BARKLOW and CINDY A. BARKLOW, 618 WALNUT BOTTOM ROAD SHIPPENSBURG, PA 17257 DEFENDANTS ANSWER TO COMPLAINT 1. Admitted. 2. After reasonable investiqation Defendant is without knowledqe or information sufficient to form a belief as to the truth of the matter averred. Defendant has not, however, deny this factual averment. J. \.. Admitted. 4. Denied, Pennsylvania, Shippensburg. Jack A. Barklow resides in Franklin County, and Cindy A. Barklow resides in the Borough of The Defendants are the owners of the said property. 5. Denied, after reasonable investigation the Defendants are without knowledqe or information sufficient to form a belief as to the truth of the matter averred. 6. Denied, after reasonable investigation the Defendants are without knowledge or information sufficient to form a belief as to the truth of the matter averred. TRUE COpy FROM RECORD In Trotlmoroy wn~oo'. I here unto SIJt my halMl i!~d 1I1e $3<11 01 ~ltJ Court al Carlisle, PI. t'dls il);"'" :jlJ~~ 19~J ~t't Ll....... /t&LL-. ,l.r2 p'dy Prothonotary SE:'.T RY: 4-12-96 ; 10:06A.'I; S/fAf'IRO" KREIS.\fAN.. 804 261 3061;.3/5 2. On June 13, 1986. Defendanls entered inlo a Mortgage NOlo in Ihe principal amount ofTbirty"Six Thousand and Three Hundred 00/100 ($36,300.00) Dollars in lavor of Hill Financial Savings Association. 3. Alsu on June 13, 1986, Defendant enlered into a Mortgage i" favor of Hili Financial Savings Associalion which st.'cured the indebtedness 01' the Note, 4. Tho real property subject to the Mortgage is located at RD 2, Shlppcnsburg, PA 17257. 5. Subsequent to the execution of the subject NOle and Mortgage, Resolution Trust Corporation, As Receiver For Hill Financial Savings Association assigned a1l of iL~ interest in the foregoing property and documenlll. which interest now legally belongs 10 Plainliff. The Assignment(s) was duly recorded as notcd in Plaintiffs Complaint in Mortgage Foreclosure and is a matter of public record. 6. Defendants failed to make payment due all June 1, 1994 pursuant 10 the Note and Mortgage and therealler has lililed to make all paymenls on Ihis obligation. SEJ\'T BY: 4-12-86 :10:06,\,\1: SIl.Al'IRO & KREIS.\fA."I~ 904261 3061:# 4/ 5 7. As of April I, 1996, Ule amount due 10 Plaintiff pursuant to the aforementioned document is $31,630.74, which includes the following amounts: Principal of Mortgage Debt Due and Unpaid Interest at 9.75% per annum from May I, 1994 to April I, 1996 ($6.34 per diem) $23,729.02 $4.440.74 Late Charges $307 .60 Escrow Deficit Property inspection Advance balance $190.00 $1,776,1}3 Attorney's Fees lUId costs 51.186.45 TOTAL S~J.630.7-t R. The per diem interest rate is S6,34 for each day after April I. 1996 that the debt remains unpaid until judgment. 9. Pursuant to the Mortgage, Plaintiff is entitled to reasonable fees incurred in the collection and enforcement of the Note and Mortgage. 10. Attached hereto and incorporated by relcrenee is the payment history of the subject account. Thc Affiant has reviewed lhe history and, to the best of the Arnalll's knowledge and belief, it is accurate and correct. 11. Dcspite demand DerendanL~ have not paid the amuu1It due. 12. By letter dated November 22, 1994 Plaintiff sent notices of default to Defendnntll, by certified mail, return receipt requested. The Notice advised Defendants, inter alia, that it was, (8) in default of its obligations punillantto Ule agreement by reason P309 LN 1998286 MORTGAGE LOAN HISTORY 04-16-96 NMlE JA BARKLOW INV-LN 231-504-315925779 DUE 06-01-94 TYPE 16 BR 00 MAN F P-TYPE 1 INT .0975000 FIRST PB 23,729.02 2ND PB .00 HUD .00 NET 429.17 SF .00400000 SUSP .00 STOP 0 B P F N A 0 L REP .00 RES .00 o 0 o 3 0 0 0 0 APP 04-16 04-11 03-18 02-16 02-07 DUE 06-94 00-00 06-94 06-94 00-00 TYPE/TRAN 1 52 6 30 1 52 1 52 6 30 AMOUNT .00 .00 .00 .00 .00 PRIN-PO .00 .00 .00 .00 .00 PRIN-BAL 23,729.02 23,729.02 23,729.02 23,729.02 23,729.02 INT-PO .00 .00 .00 .00 .00 ESC-PO .00 .00 .00 .00 .00 ESC-BAL .00 .00 .00 .00 .00 A&H- INS .00 .00 .00 .00 .00 LIFE-INS .00 .00 .00 .00 .00 LC/FEES 1 15.38- .00 1 15.38- 1 15.38- .00 MISC-PO .00 .00 .00 .00 .00 ADV-BAL 1,776.93 1,776.93 1,776.93 1,776.93 1,776.93 SUSP .00 .00 .00 .00 .00 SC/PAYEE 1363543128 1363543128 PAGE 001 OF 010 TOTAL TRANS AVAILABLE 0047 OLDEST TRAN 04-18-94 /p P309 LN 1998286 MORTGAGE LOAN HISTORY 04-16-96 NAME JA. BARKLOW INV-LN 231-504-315925779 OUE 06-01-94 TYPE 16 BR 00 MAN F P-TYPE 1 INT .0975000 FIRST PB 23,729.02 2ND PB .00 HUD .00 NET 429.17 SF .00400000 SUSP .00 STOP 0 B P F N A 0 L REP .00 RES .00 0 o 0 3 0 0 0 0 APP 01-16 12-18 12-15 11-16 10-16 DUE 06-94 06-94 00-00 06-94 06-94 TYPE/TRAN 1 52 1 52 6 30 1 52 1 52 AMOUNT .00 .00 .00 .00 .00 PRIN-PO .00 .00 .00 .00 .00 PRIN-BAL 23,729.02 23,729.02 23,729.02 23,729.02 23,729.02 INT-PO .00 .00 .00 .00 .00 ESC-PO .00 .00 .00 .00 .00 ESC-BAL .00 .00 .00 .00 .00 A&H-INS .00 .00 .00 .00 .00 LIFE-INS .00 .00 .00 .00 .00 LC/FEES 1 15.38- 1 15.38- .00 1 15.38- 1 15.38- MISC-PD .00 .00 .00 .00 .00 ADV-BAL 1,776.93 1,776.93 1,776.93 1,776.93 1,776.93 SUSP .00 .00 .00 .00 .00 SC/PAYEE 1363543128 PAGE 002 OF 010 TOTAL TRANS AVAILABLE 0047 OLOEST TRAN 04-18-94 /p P309 LN 1998286 MORTGAGE LOAN HISTORY 04-16-96 N~E JA. BARKLOW INV-LN 231-504-315925779 DUE 06-01-94 TYPE 16 BR 00 MAN F P-TYPE 1 INT .0975000 FIRST PB 23,729.02 2ND PB .00 HUe .00 NET 429.17 SF .00400000 SUSP .00 STOP D B P F N A D L REP .00 RES .00 D o 0 3 0 0 0 0 APP 09-25 09-22 09-20 09-18 08-22 DUE 06-94 08-96 00-00 06-94 06-94 TYPE/TRAN 1 61 3 51 6 30 1 52 1 61 AMOUNT 875.00 875.00- .00 .00 393.02 PRIN-PD .00 .00 .00 .00 .00 PRIN-BAL 23,729.02 23,729.02 23,729.02 23,729.02 23,729.02 INT-PD .00 .00 .00 .00 .00 SSC-PD 875.00 875.00- .00 .00 393.02 ESC-BAL .00 875.00- .00 .00 .00 A&H-INS .00 .00 .00 .00 .00 LIFE-INS .00 .00 .00 .00 .00 LC/FEES .00 .00 .00 1 15.38- .00 MISC-PD .00 .00 .00 .00 .00 ADV-BAL 1,776.93 901.93 901.93 901. 93 901.93 SUSP .00 .00 .00 .00 .00 SC/PAYEE 6M388 1363543128 PAGE 003 OF 010 TOTAL TRANS AVAILABLE 0047 OLDEST TRAN 04-18-94 /p P309 LN 1998286 MORTGAGE LOAN HISTORY 04-16-96 NMlE JA,BARKLOW INV-LN 231-504-315925779 DUE 06-01-94 TYPE 16 BR 00 MAN F P-TYPE 1 INT .0975000 FIRST PB 23,729.02 2ND PB .00 HOD .00 NET 429.17 SF .00400000 SUSP .00 STOP 0 B P F N A 0 L REP .00 RES .00 0 0 o 3 0 000 APP 08-21 08-16 07-17 06-16 06-02 DUE 08-95 06-94 06-94 06-94 06-94 TYPE!TRAN 3 16 1 52 1 52 1 52 1 61 AMOUNT 393.02- .00 .00 .00 83.05 PRIN - PO .00 .00 .00 .00 .00 PRIN-BAL 23,729.02 23,729.02 23,729.02 23,729.02 23,729.02 INT-PO .00 .00 .00 .00 .00 ESC-PO 393.02- .00 .00 .00 83.05 ESC-BJ\L 393.02- .00 .00 .00 .00 A&H- INS .00 .00 .00 .00 .00 LIFE-INS .00 .00 .00 .00 .00 LC!FEES .00 1 15.38- 1 15.38- 1 15.38- .00 MISC-PO .00 .00 .00 .00 .00 ADV-BAL 508.91 508.91 508.91 508.91 508.91 SUSP .00 .00 .00 .00 .00 SC!PAYEE 370418574 PAGE 004 OF 010 TOTAL TRANS AVAILABLE 0047 OLDEST TRAN 04-18-94 !p P309 LN 1998286 MORTGAGE LOAN HISTORY 04-16-96 NMlE JA,BARKLOW INV-LN 231-504-315925779 DUE 06-01-94 TYPE 16 BR 00 MAN F P-TYPE 1 INT .0975000 FIRST PB 23,729.02 2ND PB .00 HUD .00 NET 429.17 SF .00400000 SUSP .00 STOP 0 B P F N A 0 L REP .00 RES .00 0 0 o 3 0 0 0 0 APP 06-01 05-16 04-17 04-05 04-04 DUE 06-95 06-94 06-94 06-94 04-95 TYPE/TRAN 3 10 1 52 1 52 1 61 3 13 AMOUNT 83.05- .00 .00 79.47 79.47- PRIN - PO .00 .00 .00 .00 .00 PRIN-BAL 23,729.02 23,729.02 23,729.02 23,729.02 23,729.02 INT-PO .00 .00 .00 .00 .00 ESC-PO 83.05- .00 .00 79.47 79.47- ESC-BAL 83.05- .00 .00 .00 79.47- A&H-INS .00 .00 .00 .00 .00 LIFE-INS .00 .00 .00 .00 .00 LC/FEES .00 1 15.38- 1 15.38- .00 .00 MISC-PO .00 .00 .00 .00 .00 ADV-BAL 425.86 425.86 425.86 425.86 346.39 SUSP .00 .00 .00 .00 .00 SC/PAYEE 010 370410574 PAGE 005 OF 010 TOTAL TRANS AVAILABLE 0047 OLDEST TRAN 04-18-94 /p P309 LN 1998286 MORTGAGE LOAN HISTORY 04-16-96 NAME JA. BARKLOW INV-LN 231-504-315925779 OUE 06-01-94 TYPE 16 BR 00 MM~ F P-TYPE 1 INT .0975000 FIRST PB 23,.'29.02 2ND PB .00 HUD .00 NET 429.17 SF .00400000 SUSP .00 STOP 0 B P F N A 0 L REP .00 RES .00 0 003 0 000 APP 03-16 03-10 03-10 03-10 03-10 DUE 06-94 00-00 00-00 00-00 00-00 TYPE/TRAN 1 52 6 32 6 32 6 32 6 30 AMOUNT .00 .00 .00 .00 .00 PRIN-PO .00 .00 .00 .00 .00 PRIN-BAL 23,729.02 23,729.02 23,729.02 23,729.02 23,729.02 INT-PD .00 .00 .00 .00 .00 ESC-PD .00 .00 .00 .00 .00 ESC-BAL .00 .00 .00 .00 .00 A&H-INS .00 .00 .00 .00 .00 LIFE-INS .00 .00 .00 .00 .00 LC/FEES 1 15.38- .00 .00 .00 .00 MIse-po .00 .00 .00 .00 .00 ADV-BAL 346.39 346.39 346.39 346.39 346.39 SUSP .00 .00 .00 .00 .00 SC/PAYEE 1363543128 1363543128 1363543128 1363543128 PAGE 006 OF 010 TOTAL TRANS AVAILABLE 0047 OLDEST TRAN 04-18-94 /p P309 LN 1998286 MORTGAGE LOAN HISTORY 04-16-96 NAME JA. BARKLOW INV-LN 231-504-315925779 DUE 06-01-94 TYPE 16 BR 00 MAN F P-TYPE 1 INT .0975000 FIRST PB 23,729.02 2ND PB .00 HUD .00 NET 429.17 SF ,00400000 SUSP .00 STOP D B P F N A D L REP .00 RES .00 D 0 030 000 APP 02-16 01-17 12-16 11-16 10-17 DUE 06-94 06-94 06-94 06-94 06-94 TYPE/TRAN 1 52 1 52 1 52 1 52 1 52 AMOUNT .00 .00 .00 .00 ,00 PRIN-PD .00 .00 .00 .00 .00 PRIN-BAL 23,729.02 23,729.02 23,729.02 23,729.02 23,729.02 INT-PD .00 .00 .00 .00 .00 ESC-PD .00 .00 .00 .00 .00 ESC-BAL .00 .00 .00 .00 .00 A&H-INS .00 .00 .00 .00 .00 LIFE-INS .00 .00 .00 .00 .00 LC/FEES 1 15.38- 1 15.38- 1 15.38- 1 15.38- 1 15.38- MISC-PD .00 .00 .00 .00 .00 ADV-BAL 346.39 346.39 346.39 346,39 346.39 SUSP .00 .00 .00 .00 .00 SC/PAYEE PAGE 007 OF 010 TOTAL TRANS AVAILABLE 0047 OLDEST TRAN 04-18-94 /F P309 LN 1998286 MORTGAGE LOAN HISTORY 04-16-96 NAME JA. BARKLOW INV-LN 231-504-315925779 DUE 06-01-94 TYPE 16 BR 00 MAN F P-TYPE 1 INT .0975000 FIRST PB 23,729.02 2ND PB .00 HUD .00 NET 429.17 SF .00400000 SUSP .00 STOP D B P F N A D L REP .00 RES .00 D 003 000 0 APP 09-16 09-01 08-31 08-31 08-10 DUE 06-94 06-94 08-94 08-94 08-93 TYPE/TRAN 1 52 1 61 3 16 3 16 3 16 AMOUNT .00 346.39 207.44- 387.05- 84.53- PRIN - PD .00 .00 .00 .00 .00 PRIN-BAL 23,729.02 23,729.02 23,729.02 23,729.02 23,729.02 INT-PD .00 .00 .00 .00 .00 Ese-PD .00 346.39 207.44- 387.05- 84.53- ESC-BAL .00 .00 346.39- 138.95- 248.10 A&H-INS .00 .00 .00 .00 .00 LIFE- INS .00 .00 .00 .00 .00 LC/FEES 1 15.38- .00 .00 .00 .00 MISC-PD .00 .00 .00 .00 .00 ADV-BAL 346.39 346.39 .00 .00 .00 SUSP .00 .00 .00 .00 .00 SC/PAYEE 370410574 370410574 TX012 PAGE 008 OF 010 TOTAL TRANS AVAILABLE 0047 OLDEST TRAN 04-18-94 /p P309 LN 1998286 MORTGAGE LOAN HISTORY 04-16-96 NAME JA, BARKLOW INV-LN 231-504-315925779 DUE 06-01-94 TYPE 16 BR 00 MAN F P-TYPE 1 INT .0975000 FIRST PB 23,729.02 2ND PB .00 HUD .00 NET 429.17 SF .00400000 SUSP .00 STOP D B P F N A D L REP .00 RES .00 D 0 o 3 0 000 APP 08-09 07-01 06-22 06-17 05-17 DUE 06-94 08-94 06-94 06-94 05-94 TYPE/TRAN 1 64 3 11 3 10 1 52 1 73 AMOUNT 84.53 84.53- 82.37- .00 429.17 PRIN-PD .00 .00 .00 .00 190.21 PRIN-BAL 23,729.02 23,729.02 23,729.02 23,729.02 23,729.02 INT-PD .00 .00 .00 .00 194.34 ESC-PD 84.53 84.53- 82.37- .00 44.62 ESC-BAL 332.63 248.10 332.63 415.00 415.00 A&H-INS .00 .00 .00 .00 .00 LIFE-INS .00 .00 .00 .00 .00 LC/FEES .00 .00 .00 1 15.38- .00 MISC-PD .00 .00 .00 .00 .00 ADV-BAL .00 .00 .00 .00 .00 SUSP .00 .00 .00 .00 .00 SC/PAYEE 370416024 006 * PAGE 009 OF 010 TOTAL TRANS AVAILABLE 0047 OLDEST TRAN 04-18-94 /p P309 LN 1998286 NAME JA. BARKLOW BR 00 MAN F P-TYPE HUD .00 NET REP .00 RES APP DUE TYPE/TRAN/SEQ PROCESSOR MREC CP AD MREC BAL 3RD CP AD 3RD CP BAL NRC CP AD NREC BAL CORP PAYEE PAYEE REASON CD MORTGAGE LOAN HISTORY SCREEN 5 INV-LN 231-504-315925779 DUE 06-01-94 1 INT .0975000 FIRST PB 23,729.02 2ND PB 429.17 SF .00400000 SUSP .00 STOP D .00 D 04-11 03-18 02-16 00-00 06-94 06-94 6 30 00 1 52 00 1 52 00 LPO 112.50 1,038.00 .00 .00 .00 .00 67R01 I363543128 FC06 04-16 06-94 1 52 00 .00 1,038.00 .00 .00 .00 .00 PAGE 001 OF 010 .00 925.50 .00 .00 .00 .00 .00 925.50 .00 .00 .00 .00 04-16-96 TYPE 16 .00 B P F N A D L o 0 3 0 000 02-07 00-00 6 30 00 LPO 60.00 925.50 .00 .00 .00 .00 67R01 I363543128 FC06 TOTAL TRANS AVAILABLE 0047 OLDEST TRAN 04-18-94 /Sl P309 LN 1998286 NAf:lE JA. BARKLOW BR 00 MAN F p-TYPE HUD .00 NET REP .00 RES APP DUE TYPE/TRAN/SEQ 1 PROCESSOR MREC CP AD MREC BAL 3RD CP AD 3RD CP BAL NRC CP AD NREC BAL CORP PAYEE PAYEE REASON CD 09-25 06-94 61 00 MORTGAGE LOAN HISTORY SCREEN 5 04-16-96 INV-LN 231-504-315925779 DUE 06-01-94 TYPE 16 1 INT .0975000 FIRST PB 23,729.02 2ND PB .00 429.17 SF .00400000 SUSP .00 STOP D B P F N A D L .00 D 0 0 3 0 0 0 0 09-22 09-20 09-18 08-22 08-96 00-00 06-94 06-94 3 51 00 6 30 00 1 52 00 1 61 00 WLA 30.00 775.50 .00 .00 .00 .00 67R01 1363543128 FC05 .00 775.50 .00 .00 .00 .00 .00 745.50 .00 .00 .00 .00 .00 745.50 .00 .00 .00 .00 .00 775.50 .00 .00 .00 .00 6M388 PAGE 003 OF 010 TOTAL TRANS AVAILABLE 0047 OLDEST TRAN 04-18-94 /Sl P309 LN 1998286 NAr:-1E JA. BARKLOW BR 00 MAN F P-TYPE HUD .00 NET REP .00 RES APP DUE TYPE/TRAN/SEQ 3 PROCESSOR MREC CP AD MREC BAL 3RD CP AD 3RD CP BAL NRC CP AD NREC BAL CORP PAYEE PAYEE REASON CD 08-21 08-95 16 00 MORTGAGE LOAN HISTORY SCREEN 5 INV-LN 231-504-315925779 DUE 06-01-94 1 INT .0975000 FIRST PB 23,729.02 2ND PB 429.17 SF .00400000 SUSP .00 STOP D .00 D 08-16 07-17 06-16 06-94 06-94 06-94 1 52 00 1 52 00 1 52 00 04-16-96 TYPE 16 .00 B P F N A D L 003 0 0 0 0 06-02 06-94 1 61 00 .00 745.50 .00 .00 .00 .00 .00 .00 .00 .00 745.50 745.50 745.50 745.50 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 370418574 PAGE 004 OF 010 TOTAL TRANS AVAILABLE 0047 OLDEST TRAN 04-18-94 /Sl P309 LN 1998286 MORTGAGE LOAN HISTORY SCREEN 5 04-16-96 NAME JA. BARKLOW INV-LN 231-504-315925779 DUE 06-01-94 TYPE 16 BR 00 MAN F P-TYPE 1 INT .0975000 FIRST PB 23,729.02 2ND PB .00 HUe .00 NET 429.17 SF ,00400000 SUSP .00 STOP 0 B P F N A D L REP .00 RES .00 o 0 0 3 0 000 APP 03-16 03-10 03-10 03-10 03-10 DUE 06-94 00-00 00-00 00-00 00-00 TYPE/TRAN/SEQ 1 52 00 6 32 00 6 32 00 6 32 00 6 30 00 PROCESSOR LSR LSR LSR LSR MREC CP AD .00 50.00 45.50 250.00 400.00 MREC BAL 745.50 745.50 695.50 650.00 400.00 3RD CP AD .00 .00 .00 .00 .00 3RD CP BAL .00 .00 .00 .00 .00 NRC CP AD .00 .00 .00 .00 .00 NREC BAL .00 .00 .00 .00 .00 CORP PAYEE 67R01 67R01 67R01 67R01 PAYEE 1363543128 1363543128 1363543128 I363543128 REASON CD SOpl FILE TTEX ATTY PAGE 006 OF 010 TOTAL TRANS AVAILABLE 0047 OLDEST TRAN 04-18-94 /Sl , i r ,. ~ P309 LN 1998286 NAME JA.BARKLOW BR 00 MAN F P-TYPE HUn .00 NET REP .00 RES APP DUE TYPE!TRAN/SEQ PROCESSOR MREC CP AD MREC BAL 3RD CP AD 3RD CP BAL NRC CP AD NREC BAL CORP PAYEE PAYEE REASON CD PAGE 007 OF 010 MORTGAGE LOAN HISTORY SCREEN 5 04-16-96 INV-LN 231-504-315925779 DUE 06-01-94 TYPE 16 1 INT .0975000 FIRST PB 23,729,02 2ND PB .00 429.17 SF .00400000 SUSP .00 STOP 0 B P F N A 0 L .00 0 0 0 3 0 0 0 0 01-17 12-16 11-16 10-17 06-94 06-94 06-94 06-94 1 52 00 1 52 00 1 52 00 1 52 00 02-16 06-94 1 52 00 .00 .00 .00 .00 ,00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 .00 TOTAL TRANS AVAILABLE 0047 OLDEST TRAN 04-18-94 /Sl ~ k' ii ~ I ..IU'M 1M ~I ~~~i IJJ ~~S~~i~~~S~~ al iii M~ 'JOJJ JJJOJJ ~ ~i 1i!!:1 !~ ~'I~ I~I ~ ~:i::i:~i:: ii ;~ Cr . i ;:1; IMA - ~i ili~ ii~ ~ ~~ ~~ ~~s ~~ ~I ~ i~ ~ ! ~~ ! ; ~~ ~ ~ ~~~ ~~Q~~~~~~229 i J! I z w :8 ~ 8; ~8~ ~ ~~ ~~~ ~~~ ~~~ ~ ~ ... .. I _ 8 8 8 8 ~~~~~~~~aa~~ ~~! i:l i ~ 8 ~ ~~ ~~~~~ ~ ~ ~ ... i "'00-'""'000000 CU'" i .. N N JF N ........01 ...... -.... .......... ...... ~Mm ~ ~ I lv' it ~ ~- $!8~i ll:~ ~fS ~~ ~~~ K1~ ~....~ ~ ~ia ~~~~ !::~l!l ~~ ~8 ~~~ ~~ O~I M...... A il lie ~ ~ ~~ ~~ ~~~ ~~ Ji- ~ "" N~ 00.... ... ~ i 1'; ... ~~' . i Wi "" .. cr ... i ..... ~ ...ei ~~s: B;:!l ~! ! i ; ~ ,,~- t;:t;:~t;:t;:~t;:t;:t;:i!Jt;:t;: JI'! iii i - ~~c;,,"e.;..;..;..ii;..;.. ::;~ l!l - .. """" """ ",,\1'''''' ""'" ~ ..... J ~ .. , i ~,. ~ ~ i i~ ~ i a ~t;:~ - - s" '" '" i!l~ l:l k'''' Is: Is: - l:I "'''' . . . NNNNNNNN~NNN ~I ii I ai I ~~1~)1~~~~ i~ ~m I ...~ltltl!li!li!l B;~~~ ~ ..~ "'j11 'RlCl~~el19~\ll~!iS1 ;i ~ ... ... ~~s:s!::i;bll:le,~~!: ~ ... ... ... - ... i ~, i - ~ ii - ~ .. "'U'M IH lit: ~~:::::: ;an ~:a nt"'lnn ...._~ =a ~~~~ ~~'il ..... """ &1 ~ 51 ~ ~~ , 0 , 'i' ~ III ~ ~ III CD ~';' I , , , l:! l:! '" '" ~~ .... .... .&1 ,51 I , ,l:! '" .... ~ - j '" ~ - ~ - - c: - - '" III - .. - a: a: ,., ~ ~ z - J , , , , , , , , i - - 1 ,., - j~ Iil~ ~\~ ~Il)l ... w ~~ 8 ~ I \D W ... ~~ ~'i ... ~l': ~ .... ~ Rf ~ N i ~ ~ OIl 0 ~ ~ i!l 8 w .... ill .... .... c: .... ~ 1Il .... '" .... a: ,., :ll ~ % .... , , ~ r-! - .... Ir ,., ~ ~:s 1Il 1Il s~ ~ ~ \ \ \ \ \ P309 LN 1998286 MORTGAGE LOAN HISTORY 07-25-9 NAME JA BARKLOW INV-LN G03-003-315925779 DUE 06-01-94 TYPE 16 BR 00 MAN F P-TYPE 1 INT .0975000 FIRST PB 23,729.02 2ND PB .00 HUO .00 NET 429.17 SF .00400000 SUSP .00 STOP 0 B P F N A 0 REP .00 RES .00 o 0 0 3 000 APP 12-16 11-16 10-17 09-16 09-0 DUE 06-94 06-94 06-94 06-94 06-9 TYPE/TRAN 1 52 1 52 1 52 1 52 1 6 AMOUNT .00 .00 .00 .00 346.3 PRI~-PO .00 .00 .00 .00 .0 PRIN-BAL 23,729.02 23,729.02 23,729.02 23,729.02 23,729.0 INT-PO .00 .00 .00 .00 .0 ESC-PO .00 .00 .00 .00 346.3 ESC-BAL .00 .00 .00 .00 .0 A&H-INS .00 .00 .00 .00 .0 LIFE-INS .00 .00 .00 .00 .0 LC/FEES 1 15.38- 1 15.38- 1 15.38- 1 15.38- .0 MISC-PO .00 .00 .00 .00 .0 ADV -BAL 346.39 346.39 346.39 346.39 346.3 SUSP .00 .00 .00 .00 .0 SC/PAYEE PAGE 004 OF 009 TOTAL TRANS AVAILABLE 0045 OLDEST TRAN 07-02-93 /p P309 LN1998286 MORTGAGE LOAN HISTORY 07-25-9 NAME JA BARKLOW INV-LN G03-003-315925779 DUE 06-01-94 TYPE 16 BR 00 MAN F P-TYPE 1 INT .0975000 FIRST PB 23,729.02 2ND PB .00 HOD .00 NET 429.17 SF .00400000 SUSP .00 STOP D B P F N A D REP .00 RES .00 D 0 0 3 000 APP 03-10 03-10 03-10 02-16 01-1 DUE 00-00 00-00 00-00 06-94 06-9 TYPE/TRAN 6 32 6 32 6 30 1 52 1 5 AMOUNT .00 .00 .00 .00 .0 PRIN-PD .00 .00 .00 .00 .0 PRIN-BAL 23,729.02 23,729.02 23,729.02 23,729.02 23,729.0 INT-PD .00 .00 .00 .00 .0 ESC-PD .00 .00 .00 .00 .0 ESC-BAL .00 .00 .00 .00 .0 A&H-INS .00 .00 .00 .00 .0 LIFE-INS .00 .00 .00 .00 .0 LC/FEES .00 .00 .00 1 15.38- 1 15.3 MISC-PD .00 .00 .00 .00 .0 ADV - BAL 346.39 346.39 346.39 346.39 346.3 SUSP .00 .00 .00 .00 .0 SC/PAYEE 1363543128 1363543128 1363543128 PAGE 003 OF 009 TOTAL TRANS AVAILABLE 0045 OLDEST TRAN 07-02-93 /p P309 LN 1998286 MORTGAGE LOAN HISTORY 07-25-9 NAME JA BARKLOW INV-LN G03-003-315925779 DUE 06-01-94 TYPE 16 BR 00 MAN F P.TYPE 1 INT .0975000 FIRST PB 23,729.02 2ND PB .00 HUD .00 NET 429.17 SF .00400000 SUSP .00 STOP D B P F N A D REP .00 RES .00 D 0 0 3 000 APP 03-10 03-10 03-10 02-16 01-1 DUE 00-00 00-00 00-00 06-94 06-9 TYPE/TRAN 6 32 6 32 6 30 1 52 1 5 AMOUNT .00 .00 .00 .00 .0 PRIN-PD .00 .00 .00 .00 .0 PRIN-BAL 23,729.02 23,729.02 23,729.02 23,729.02 23,729.0 INT-PD .00 .00 .00 .00 .0 ESC-PD .00 .00 .00 .00 .0 ESC-BAL .00 .00 .00 .00 .0 A&H-INS .00 .00 .00 .00 .0 LIFE-INS .00 .00 .00 .00 .0 LC/FEES .00 .00 .00 1 15.38- 1 15.3 MISC-PD .00 .00 .00 .00 .0 ADV - BAL 346.39 346.39 346.39 346.39 346.3 SUSP .00 .00 .00 .00 .0 SC/PAYEE 1363543128 1363543128 1363543128 PAGE 003 OF 009 TOTAL TRANS AVAILABLE 0045 OLDEST TRAN 07-02-93 /p P309 LN 1998286 MORTGAGE LOAN HISTORY 07-25-9 NAME ,TA BARKLOW INV-LN G03-003-315925779 DUE 06-01-94 TYPE 16 BR 00 MAN F P-TYPE 1 INT .0975000 FIRST PB 23,729.02 2ND PB .00 HUD .00 NET 429.17 SF .00400000 SUSP .00 STOP D B P F N A 0 REP .00 RES .00 0 0 0 3 000 APP 04-17 04 -05 04-04 03-16 03-1 DUE 06-94 06-94 04-95 06-94 00-0 TYPE/TRAN 1 52 1 61 3 13 1 52 6 3 AMOUNT .00 79.47 79.47- .00 .0 PRIN-PD .00 .00 .00 .00 .0 PRIN-BAL 23,729.02 23,729.02 23,729.02 23,729.02 23,729.0 INT-PD .00 .00 .00 .00 .0 ESC-PD .00 79.47 79.47- .00 .0 ESC-BAL .00 .00 79.47- .00 .0 A&H-INS .00 .00 .00 .00 .0 LIFE-INS .00 .00 .00 .00 .0 LC/FEES 1 15.38- .00 .00 1 15.38- .0 MISC-PD .00 .00 .00 .00 .0 ADV-BAL 425.86 425.86 346.39 346.39 346.3 SUSP .00 .00 .00 .00 .0 SC/PAYEE 370410574 136354312 PAGE 002 OF 009 TOTAL TRANS AVAILABLE 0045 OLDEST TRAN 07-02-93 /p P309 LN 1998286 NAME JA BARKLOW BR 00 MAN F P-TYPE 1 HUD .00 NET REP .00 RES APP DUE TYPE/TRAN AMOUNT PRIN-PD PRIN-BAL INT-PD ESC-PD ESC-BAL A&H-INS LIFE-INS LC/FEES MISC-PD ADV-BAL SUSP SC/PAYEE MORTGAGE LOAN HISTORY INV-LN G03-003-315925779 DUE 06-01-94 INT .0975000 FIRST PB 23,729.02 2ND PB 429.17 SF .00400000 SUSP .00 STOP D B .00 0 0 06-16 06-02 06-01 06-94 06-94 06-95 1 52 1 61 3 10 .00 83.05 83.05- .00 .00 .00 23,729.02 23,729.02 23,729.02 .00 .00 .00 .00 83.05 83.05- .00 .00 83.05- .00 .00 .00 .00 .00 .00 15.38- .00 .00 .00 .00 .00 508.91 508.91 425.86 .00 .00 .00 PAGE 001 OF 009 1 07-17 06-94 1 52 .00 .00 23,729.02 .00 .00 .00 .00 .00 15.38- 1 .00 508.91 .00 010 07-25-9 TYPE 16 .00 P F N A D o 3 000 05-1 06-9 1 5 .0 .0 23,729.0 .0 .0 .0 .0 .0 1 15.3 .0 425.8 .0 TOTAL TRANS AVAILABLE 0045 OLDEST TRAN 07-02-93 /p ODAUI M. IlIAI'IIIO _.._a_- DAVID" -....u..N . -..-- ...... ... ....... Do MAJll'lGDICIATI'Oa..v -, ~ ADDIIIOIW._ Nf..ft~'" A. a.uoc.vnw+ n1WlrWlMGG _ fIIllW1U.+ c:AIIOUI_ ____"f11I+ .xJrrTAVUJa ..."..+ SHAPIRO" KREISMAN Allorae7I at ..... II" Wet Swtdfllrord JlOlld Slalle J50 1Icrw1., P-1'.I." 1931:1 TELl (6101 Of.9J40 FAXi ('101 Of.9U6 II- AIIoiIMor ...... at',.... A_ ......... ,-,,_Ihl' 10111111.'''' 'AX 11'.'131 -.- +-.-......- April 10, 1995 H. Anthony Adams, Esquire 128 B. King Street Shippensburg, PA 17257 Re: Federal Home Loan Mortgage Corporation, C/O BancBoston Mortgage Corporation v.lack A. Barklow and Cindy A. Barklow Civil Action Number: 95-901 (CUMB.), Our File Number 94-7119 Dear Mr. Adams: This letter will serve to confirm our telephone conversation which took place on April 7 , 1995, with respect to the above-captioned Civil Action. In said conversation you Indicated that you represent Ocfendant lack A. Barklow only and that you do not represent Ocfendant Cindy A. Barklow. I pointed out to you the fact that lack A. Barklow's Answer to Complaint which was submitted over your signature, paragraphs 5 and 6, refers to .OcfendanlJ" reasonable investigation. Therefore, you agreed to amend your Answer and file and serve same to clarify that you only represent Defendant lack A. Barklow. Thank you for your professional courtesy and prompt cooperation in amending lack A. Barklow's Answer. If you have any questions concerning the above or wish to discuss this matter further, please do not hesitate to contact the undersigned at any time. AAS:kls 94-7119.1tr .u..u"M.\ 0 AlKo\NIAlO cONNECTlCur 0 IIAWAD o IUJNOIS " LOtlI5IANA 0 /oIo\INE 0 NASSACII\JSEITI 0 MISSIS8IPPt 0 NISIIOIJU NEW IIAMPSIIIIlE 0 NEW JEIl5EY 0 NEW YOU 0 NORm CAlOUNA 0 OKL.UIOM.\ 0 OREGON 0 ~VANIA 0 WA5IIIlIOTON . VERIFICATION Axel A, Shield, II, Esquire, hereby states that :Je is the Attorney for Plaintiff in this action, and that the statements made in the foregoing Motion for Summary Judgment nre troe and correct to the best of his knowledge, infonnation and belief, The undersigned understands that this statement herein is Illnde subject to the pennltles of 18 Pa. C.S, Sec. 4904 relating to unsworn falsification to authorities, Dated: J-I J- - 7' (. o REISMAN SHAPIRO AND KREISMAN BY: AXEL A. SHIELD, II, ESQUIRE ATIORNEY I.D. No. 17440 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 Federal Home Loan Mortgage Corporation COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 95-901 PLAINTIFF v. Jack A. Barklow and Cindy A. Barklow DEFENDANT(S) CERTIFICATE OF SERVICE Axel A. Shield, II, Esquire, attorney for Plaintiff, hereby certifies that true and correct copies of the foregoing Motion for Summary Judgment and Affidavit in Support of same, together with any other documentation specifically referenced in the transmittal letter, were sent on May 16, 1996, by first class mail, postage pre"paid, on to the following party as listed below: H, Anthony Adam, Esquire 128 E. King Street Shippensburg, PA 17257 Cindy A. Barklow 26 Spring Drive Shippensburg, PA 17257 Dated: J'- / b - 'f (.. - .'- - ---...--- --, ~ .....~ ~. _. _....-..:.. .. .. C' .', ...., I .~ . I C :::J ., - ; ..) l , ~ .' i ) i- .) , " , ,. .... , ()\ ...; SHERIFF'S DEPARTMENT 157 LINCOLN WAY EAST, CHAMBERSBURG. PENNSYLVANIA 17201 (717) 261-3877 -"-----.--.-., -------~.._----_._--- SHERIFF SERVICE PROCESS RECEIPT, and AFFIDAVIT OF RETURN --- PLAINTlFF/S/ 2 COURT NUMBER Federal Home Loan Mortgage Cor oration _ ~ 3.DEFENDANT/S/ 4 TYPE OF WIlIT 011 COMPLAINT' Barklow, Jack A. and Cindy A. plaint _ Civil A~~fnn SERVE {~ NAME or INDIVIDUAL, COMPANY, conpOnATlm~, [Ie, fO SERVICE on DE SCf1!Pr10N or PUOP[fU v TO DE LEVIEO AT JACHED on SOLO . Jack A. and Cindy A. Barklow 6. ADOUESS (Slreet or AFC. Apartmenl No, CltV. Boro. Twp" Slalu 300 ZIP Code) AT 618 Walnut Bottom Rd.. Shippensbura. Pa. 172~7 7. INDICATE UNUSUAL SERVICE: 0 COMMON OF PA 0 DEPUTIZE 0 OTHER Now, 19_,1, SHERIFF OF FRANKLIN COUNTY, PA., do hereby depulizslhe Sherlll of County to execule this Writ and make relurn thereof according fo law. This depulation being made al Ihe request and risk of the plainliff, 8. SPECIAL INSlRUC110NS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE: -. INSTRUCTIONS FOR SERVICE OF PROCESS. Pleuse Iype or print legibly. Do not deluch uny cople.. rold'It' Of fUAkIlI"'COtlNly NOTE ONLY APPlJCABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN-Any deputy .herlfllevylng upon or 011 aching any properly under within Writ may leave sarno without a watchman. in custody 01 whomever IS found In possession, alter notifying person or levv or allachment, without Iiabllit on the rt 01 such do I or the shonlf 10 an I,)lnlllf herein for an loss dcslruclion or removal of nn such ro ert before sherifl's sale thereof 9. SIGNAtuRE 01 ATTORNEY or orher ORIGINATOR 10 TELEPHONE NUMBER 11. DATE Robin Foxwell, Esquire 12. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS BELOW: (This urea mUll be completed II notice Is to be mailed) SPACE BELOW FOR USE OF SHERIFF ONLY - DO NOT WRITE BELOW THIS UNE 13 I acknowledge recOIpt of Ihe Writ \ SIG RE 01 .Aulho le ,C 0 O(!puly or Clerk and Tille 14, Dale Received 15. Expiralion/Hearing dale or compl..nt a"ndlCated ubovo I 1 3-9-95 4-9-95 16.1 hereby CERTlFY and RETURN thalt 0 have personally served. 0 have legal uvidence 01 service as shown in "Remarks", 0 have executed as shown in MRemarks",the writ or complaint described on the indiVidual. company, corporation, elc., al the uddrcss shown above or on the individual, company, corporation, elc., at tho address inserled below by handling a TRUE and ATTESTED COPY thereof. 17.0 thereby cerlify and return a NOT FOUND because I am unablt! 10 locale lhe indiVidual. company, corporation, etc., named above, (See remarks below) 18, Name <lnd tille of indivtduat served (if not shown abovo) 10. A pclaonul MlII,lbll,.. a!1ddlSCfChon ItN'n fuullng In IhtJ dcltlrwl.lnls u!lOoll ~lIacu 01 abode 0 2 1 Dale 01 Sct'iCo 22. Time SAME 20, Address 01 where served (complele only if dillerent than shown above) (Slroet or RFD, Apartment No, Clly, Bore, Twp. State and Zip Code) 4159 MAC CLAYS MILL RD., SHIPPENSBURG, PA. 17257 3-18-95 10:40 <1i> UH ED5Y 23. ATTEMP1S MIIe1I 30 Dep.ln!. VI 25. Service Costs 18.00 Dep.ln!. . 3431 28.90 Pel by o~ 34 27TH 95 ]} S""l\Jlul('of [lo'p St\oI"lll UDaht 3-27-95 J~ S.qO"lu,f' of ~ihrflll Jtl 0,.'" 37 MY COMMISSIQN EXPIRES __ - . _.. . 38, IACKNOWLEDGE flECEIP 1 OF'THE-BHERlFFlS RETURN SIGNATURE I OF AUHiOfUZEDISSUlNG'JIUTtfORI'f'lI.,!;ND:TI1:LE." , SHERiff OF FRANKUN COUNTY I') 1);III'lh'(_I"""" fCSO-lfl9'}) i::' .~. J' ~,- _'....-, 'I r , . I 'J-, ::.; ~".. .',". .'q :: ':~'r.'" "-;,',': .; ", ~,. -------_.~-----+--- -.-- I. ISSUING AUTHORITY SHERIFF'S DEPARTMENT 157 LINCOLN WAY EAST, CHAMBEASBUAG, PENNSYLVANIA 17201 (717) 261.3877 --"'--'-.---,------ --- -----.--...---.. -. "---. SHERIFF SERVICE PROCESS RECEIPT. and AFFIDAVIT OF RETURN INSTRUCTIONS FOR SERVICE OF PROCESS Pleas. Iype or print legibly. Do not det.ch any copi.s. 1 PLAINTIFF /5/ 2 COUnT NUMBER Federal Hoae Loan Mortgage COppD..t.D~. 95-901 3 DEFENDANT /5/ 4 TYPE OF WRIT OR COMPLAINT IBrklow. Jack A. and Cindy A. Com2!Aina _ CIvil ~~inn SERVE { !J NAME OF INOIVlllUAl. COMPANY, COllPOI1ATlurl, llC. 10 SEIN1C[ OIf OESCIIII'IION or PflQPEfJIV lOBE leVI[O, At TACttEO on SOLD . Jack A. and Cindy A. Barklow o. ADORESS CSlnwl or RFO, Apartment No. City. Boro, Twp. Shlle nnd ZIP Code) AT 618 Walnut Bottom Rd.. ShiDDen(burS' Pa. 17257 7,INDICATE UNUSUAL SERVICE: 0 COMMON OF PA 0 DEPUTIZE 0 OTl1EH Now, .19_.1. SHERIFF OF FRANKLIN COUNTY, PA., do hereby deputize the Sheri II 01 County 10 execute Ihis Writ and mako roturn thereol according to law. This depulalion bOing made allhe requesl and risk 01 the plaintill. 8. SPECIAL INsrntJCTlONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE: .>tM'II' OffIlANKllI.CIItIH'V NOTE ONLY APPUCABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN-Any deputy shero" levying upon or allaching any property under wilhin wril may klnvc same without 0 watchman, in custody of whomever is 'ound In possession, nHor nolilying person olluvy or altachmenl. without liabilitv on lhe Pilrl of such deDUty or the shonff to any okunhll herein for ilny loss, destruction or removal alan such fa ort before sheriff's sale thereof 9. SIGNATURE 01 ATTORNEY or ether ORIGINATOR 10. TELEPHONE NUMBER 11. DATE Robin Foxwell, Esquire 12. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS BELOW: (This .rea musl be compleled II notice Is to be mailed) SPACE BELOW FOR USE OF SHERIFF ONLY - DO NOT WRITE BELOW THIS LINE 13.1 acknowledge recoipt ollho writ \ 510 RE of Aulho 81 C 0 Deputy or Clerk and Tille 14. Oalo Received 15. Expiration/Hearing date or complaint as Indicaled above. J . 3-9-95 4-9-95 t6_1 hereby CERTlFY and RETURN thai I 0 have personally servod, 0 h.lve legal evidence of smvico as shown in "Remarks", 0 have executed os shown in "Remarks", tho wril or complaint described on the individual, company. corpora lion, etc., al the address shown nuovo or on the Individual, company, corporation, elc., nt tho address inserted below by handling n TRUE and ATTESTED COPY thereof. 17,0 I hereby certify and return n NOT FOUND becauso I am lInabh~ 10 locate the individual, com.pany, corporation, etc., named above, (See remarks below) 16. Name and tith! of individual served (il not shown above) 19. A pttrlS(lt'Iol ault,lbIoauu i1rlltdllcmhonthron 'IIUjlng In the drtletwtan'. USUll' pbco of abod!> (] 21 Dale 01 Scrvico 22, Timo SAME 20. Address 01 whero sclved (complele only If different Ihan shown abovc) (SlIcel or RFO, Aparlmenl No., City, Boro, Twp. Slate and Zip Code I 4159 MACCLAYS MILL RD.. SHIPPENSBURG. PA. 17257 3-18-95 10140 ~ un E05' 23. ATTEMPTS Miles 30 Dep.ln\. VI 25, Service Costs 18.00 Dep.ln\. 50.00 Rec . 3431 30. REMARKS: 4.00 28.90 ;' ,', ~ ~'l.~~ 19 27TH 95 so ANSWER ". - 'I \' 31. AFFIRMED and subscribed 10 belore me this 34 d"lyot MARCH J] SIQn.11Uf{lof 0.-. sr...,,, TIIEODORE L. KONCSOL J5 !:iogn..Illrr.tlfStlt!fllf JJ 0410 3-27-95 36 Dolle 37 ,'tuIhI.......".""".,',.>I...,"b.. SHERIFF OF FRANKUN COUNTY MY GQM~I~_~!OJ>!J;_XPtRES 38,1 ACKNOWLEDGE RECEIPT OF THE SHERIFF'S RETURN SIGNATURE I OF AUTHOfllZED ISSUING AUTHORITY AND TITLE , III O,lll~ Il,'o."W'I'If fCSO 1II99J 2. ATTORNEY " " 1 I IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY - PENNSYLVANIA FEDERAL HOME LOAN MORTGAGE CORPORATION, C/O BANCBOSTON MORTGAGE CORPORATION, PLAINTIFF . . . . NO. 95-901 CIVIL ACTION - LAW VS. JACK A. BARKLOW and CINDY A. BARKLOW, 618 WALNUT BOTTOM ROAD SHIPPENSBURG, PA 17257 DEFENDANTS , :,,"";:lI: ,. " J; ; ., f<~' ;' ') J'..) ~:. '''11 fn t.C ANSWER TO COMPLAINT :.::. _~_~ ;.',' t',-- ,-...' <> ~ " C...~, L~t. ~~ ;;f - ",.~:. ,. - ~:.-it ' - " -".. .... .... ... :a;.. = ~ 1. Admitted. 2. After reasonable investiqation Defendant is without knowledqe or information sufficient to form a belief as to the truth of the matter averred. Defendant has not, however, deny this factual averment. 3. Admitted. 4. Denied, Pennsylvania, shippensburq. Jack A. Barklow resides in Franklin county, and cindy A. Barklow resides in the Borough of The Defendants are the owners of the said property. 5. Denied, after reasonable investigation the Defendants are without knowledge or information sufficient to form a belief as to the truth of the matter averred. 6. Denied, after reasonable investigation the Defendants are without knowledge or information sufficient to form a belief as to the truth of the matter averred. . Anthony Adam re Attorney for e en ant 128 E. Kinq street Shippensburq,PA 17257 (717)-532-3270 .. 7. Admitted. 8. Admitted. Respectfully submitted, I i I , I -=' "J.. :x ..... '"' C3 " q;..-" : ,. CP W G' ~ - ~ ",,; ..(~ ::; ~~><r"_ ""i"r. -'. ....-;: f. f . . SHAPIRO AND KREISMAN BY: ROBIN FOXWELL, ESQUIRE ATTORNEY 1.0. NO. 38485 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDESFORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 Federal Home Loan Mortqaqe corporation c/o BancBoston Mortqaqe corporation P.O. Box 44090 Jacksonville, FL 32231 PLAINTIFF COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 95-- ft?/ ~J... 0.Ll-11^- VS. Jack A. Barklow and Cindy A. Barklow 618 Walnut Bottom Road Shippensburq, PA 17257 DEFENDANT(S) COMPLAINT - CIVIL ACTION MORTGAGE FORECLOSURE NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 , NOTICIA LE RAN DEMANDAOO A USTED EN LA CORTE. SI USTED QUIERE DEFENDERSE DE ESTAS DEMANDAS EXPUESTAS EN LAS PAGINAS SIGUIENTES, USTED TIENE VIENTE (20) DIAS DE PLAZO AL PARTIR DE LA FECHA DE LA DEMANDA Y LA NOTIFICACION. USTED DEBE PRESENT~ UNA APARIENCIA ESCRITA 0 EN PERSONA 0 POR ABOGAOO Y ARCHIVAR EN LA CORTE EN FORMA ESCRITA SUS DEFENSAS 0 SUS OBJECIONES A LAS DEMANDAS EN CONTRA DE SU PERSONA. SEA AVISAOO QUE SI USTED NO SE DEFIENDE, LA CORTE TOMARA MEDIDAS Y PUEDE ENTRAR UNA ORDEN CONTRA USTED SIN PREVIO AVISO 0 NOTIFICACION Y POR CUALQUIER QUEJA 0 ALIVIO QUE ES PEDIOO EN LA PETICION DE DEMANDA. USTED PUEDE PERDER DINERO 0 SUS PROPIEDADES 0 OTROS DERECHOS IMPORTANTES PARA USTED. LLEVE ESTA DEMANDA A UN ABOGAOO INMEDIATAMENTE. SI NO TIENE ABOGAOO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICrO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 , 3 COMPLAIHT IN MORTGAGE I'ORBCLOSURB Plaintiff, Federal Home Loan Mortqaqe Corporation, the address of which is c/o BancBoston Mortqaqe Corporation, P.O. Box 44090, Jacksonville, FL 32231, brinqs this action of mortqage foreclosure upon the followinq cause of action: 1. (a) Parties to Mortaaae: Mortaaaee: Hill Financial Savings Association Mortaaaorfsl: Jack A. Barklow and Cindy A. Barklow (b) Date of Mortaaae: June 13, 1986 (c) Place and Date of Record of Mortaaae: Recorder of Deeds CUMBERLAND County Mortqaqe Book 819, paqe 71 Date: June 16, 1986 The Mortgaqe is a matter of public record and is incorporated herein as provided by Pa. R.C.P. 1019(q). (d) Assianments: Assiqnor: Resolution Trust Corporation, As Receiver For Hill Financial Savinqs Association Assignee: Meridian Mortqaqe Corporation Date of Assiqnment: September 18, 1990 Recording Date: April 26, 1994 Book: 472 paqe: 275 ASSIGNOR-Meridian Mortqage Corporation ASSIGNEE-BancBoston Mortqage Corporation DATE OF ASSIGNMENT-June 24, 1994 RECORDING DATE-December 19, 1994 BOOK-488 PAGE-120 ASSIGNOR-BancBoston Mortqaqe Corporation ASSIGNEE-Federal Home Loan Mortqaqe Corporation DATE OF ASSIGNMENT-as recorded RECORDING DATE-as recorded BOOK-as recorded PAGE-as recorded Plaintiff is, therefore, either the original Mortgagee named in the Mortgage, the leqal successor in interest to the oriqinal Mortgagee, or is the present holder of the mortqaqe by virtue of the above-described Assignment(s). 4 2. Each Mortqaqor named in paraqraph 1 executed evidence of the debt secured by the Mortqaqe. the Note is attached as Exhibit "A". a Note as A copy of 3. The real property which is subject to the Mortqaqe is qenerally known as RD 2, Shippensburq, PA 17257 and is more specifically described as: ALL THAT CERTAIN tract of land with improvements thereon, situate in the Villaqe of Leesburq in the Township of Southampton, County of Cumberland and Commonwealth of Pennsylvania, bounded and described as follows: BEGINNING East of a 10 foot alley South of the Walnut Bottom Roadl THENCE North 74 deqrees East, 55-1/4 feet to a post, a corner of lot now or formerly of Samuel Taylor; THENCE along said lot South 12 degrees, 14 minutes East, 247-1/2 feet to a post North of an alley: THENCE alonq said alley South 74 degrees West, 55-1/4 feet to a postl THENCE North 12 degrees, 14 minutes West, 247-1/2 feet to the place of beqinning. CONTAINING 49-3/4 perches, more or less, and havinq thereon erected a two-story loq house and other out buildinqs. BEING the same premises which Paul E. Ocker and Emma Jane Ocker, by Deed dated June 13, 1986 and recorded June 16, 1986 in Deed Book Y31 Page 669 in the Office of the Recorder of Deeds for Cumberland county, granted and conveyed unto Jack A. Barklow and cindy A. Barklow, in fee. 4. The Name and address of each Defendant is: Jack A. Barklow and cindy A. Barklow, 618 Walnut Bottom Road, Shippensburq, PA 17257. The Interest of each individual Defendant is as Mortqaqor, Real Owner, or both. If any Defendant above-named is deceased, this action shall proceed aqainst the deceased Defendant's heirs, assiqns, successors, administrators, personal representatives and/or executors through his/her estate. 5 5. The Mortqaqe is in default because the monthly installments of principal and interest and other charqes stated below, all as authorized by the Mortqaqe, are due as of JUNE 1, 1994 and have not been paid, and upon failure to make such payments when due, the whole of the principal, toqether with charqes opecifically itemized below are immediately due and payable. 6. The followinq amounts are due as of FEBRUARY 16, 1995: Principal of Mortqaqe Debt due and unpaid $23.729.02 Estimated Court Costs (excludinq Sale Costs) 170.00 Interest currently due and owinq at 9.75% per annum calculated from MAY 1, 1994 at $ 6.42 each day 1.874.64 Late Charge of $15.38 per month assessed on the 16th of each month 107.66 Escrow Advances made by Plaintiff 346.39 Anticipated/Real Monthly Expenditures: Property Inspections (@ $10.00 monthly) 90.00 Attorney's Fees (Principal due x 5%) 1.186.45 TOTAL 27.504 .16 Interest accrues at a per diem rate of $6.42 for each day after FEBRUARY 16, 1995 that the debt remains unpaid. 7. Notice of Intention to Foreclose pursuant to 41 P.S. S 403 and demand for payment was sent to each individual Mortqaqor by Certified and Reqular Mail. Copies of the Notice are attached as Exhibit "B". 8 . Notice pursuant to the Homeowners' Emerqency Mortqaqe Assistance Act of 1983,35 P.S. S 1680.402c, ~ ~., was sent to each individual Mortqaqor by first-class mail. Copies of the Notice are attached hereto as Exhibit "C"o 6 WHEREFORE, Plaintiff demands JUdgment .in DllII be entered in its favor and aqainst Defendant(s) for the sum stated in paraqraph 6, plus interest, costs of suit, and all other recoverable costs, for foreclosure of the Mortqaqe; and for sale of the Mortqaqed Property. SHAPIRO , KREISMAN February 15, 1995 94-7119 BY: ROBIN FOXWELL, ESQUIRE Attorneys for Plaintiff ...J...... '3 ., ".~_ . S./'!'f~l 41,t~ ,"', .."""l"'"'.......,.. ... ,-, ........ - L.oe. _ lllOlon' " I ',0' '. ,I .' . , ,,,arE ,: ,.'fILIet 11191"11 .. ~, ....f a.D. .1..~SA1'..a.ab"'....'.DA..lvo&Al& ...1' l)1 1"'-" ...., t. IOI.OWE.OS '.OMI."'! TU PAY I" ~hl",'Of' ....'''''1 f h,.' '.._....1 ptonufoI co,., u.s. ,-. ...,)OQ.O\l, ,". ubn ....'n _nlW ..............). ".tAIcnM, CO Ih.onkf 011'" Undn tM........,. ,...IUU..fJ.n&Qc1al.,:t.I.1ftU.lalKKlaUDA.. _...... ....... ........ .. ...... ,... ,....... ..... ....... I ........ lMI u.1Aftdcf mil, IrUllln 0..1 hol.. Tbt L..dtf VI .ftJOM wtlo ,.... Ita. Not, br l,...r., .... .-.. ....... te ......,.,.."...., IN NIII'" ur'-llM "Natl Huldtr .. r. IHTUEST lnl.,II' MIl be ,"rl_ on Ultpaacl prtnClpal....'lIlhfhallllnOtAnl d~ hM.... pe.s....... pi, La''-'" -" ....ol...'..JJ.~.. ....... The ""ifill nl' ,.rot br lb kalOll J . u. ,... 1 wiU pi' ..h t.fort and an" an, *'.-.n ......... .. SecIIoa...)olllul Not.. .). PAYMENTS 104) n..... 'WI If r,,"lI I ",U pi, pMCIpaI ud '..,mil br mUlti. ,.,.....11'"" ....,... I "'Urnak...., mo,"kl, plynMftllOftltw_...J'.~.. ..,ol..bmclflllilbq:lftft.nIM .Auaw.c..1. .._r_.......... 19..A~.. I_ill make Ihcscptl)'rntnllntfJ IftClnlh uftull.....plidaJlofthepnftCt".I.n4.nlna' Md lit, Cllitwf cMrtIl ~ ~ IMt tIM, ft, "ndcr &II" Not'. N, IMIIU~' r-fTMI'h will bt ...." '0 lftltTat brfort ""lIC'flII If... ....._.__.1Yl'...l....lDOL....... _......"._...I.ullowc .cnoutI.... lhis NoI..1 wtU.., thoMl,MOUIIUt\A '..'_1........ .tueII_can.d 11M "MaIU""dalt" 1...11 make nlY monltlly ",ymenu.1 .... ..~~...~.~.~.~..~~~..~.~.!.!!~.~...~~.~.~.~!.~.!.,...~!~.!!~.t.~!.~~~~ ....n~~ _M"'~"~" ..............,....... ..............,_....~..........." ..' ot II .d.'ennl p&ICI' itNqulredll, lhe Noll' Holder. UU A......,.......ty ,.,... ]14 n M, IlnOnlhlJ' pa,lMftt.dl belllht.moufttolU.S. '-.........~.....~..._.".. .......... ...... . 4. 8Q.aOWD'S RIGHt TO .tlE.AY I ha.. 11M ';lhllO IIlIIh ""menu of pnncl.,.1 .1 an, IIIIM Wort they m d\tt A. r-yftWfll ol rnnnr-I Mlr . u~... "pftP',menl." When I m.....~rmcnl. I _iIIlenlht NoI.~Il\wnlln,lha' Ilmdanl"'- 111\II' m.te. full pnpI,ment OIl paniaJ pRJlII1mcnlt _lIhovl 1"""1 any ,,,,,,,,meal e_lIft.TM NoIl,nelder will .. .U of m, p'".rmcnl1 10 rcdott Ih. lmount ol pnnctfllllhl' . OWl ..., Ihn Naee. ., I MItt . ...,W pl'Tparmcnt. then...1I be no ch'''IO In lhe dIM dall Of bt 1M ~I 01_, ....lIhl, ..rmcn' ._,... NOIe...... -an-" wnlinllo IlhoM ctwapl. 5. LOA" CllARcrS It. .... .Meh .ppba 10th.1 kIUl.nd wh.ch IeIt maainuUII klIn e"''1"" b anall, IIHcrpMcd ..IMII........ Of otIIcr kiln ehl'lCl coUected or 10 be collKttd II conMCt_ ..;th Ihb IotIlllI'lC'ftd tM """,,"led -." Ihctt~ m.., IUdt __ cur. tMU lie nduced by thI amo.ml MIC'CIUJ7 10 nduce 1M eM,... to II.. permllted Ii........ un UJ'" ......" collected rnn 11M _IIKh.1CtIIded paftllll.s hmtn wtU'" rdUndrd 101M. The Nott HCIWct "", ,.... to... ... ntwad by mhlciQI It.. pnndp'l t owe andtr ,.. .... Of by tnakJllII III dlf'CCt faJlMftIIO" If. "'.... ..... priDcipal. 1M reduction wUI be nand u. putiaJ ,.."..t. .. BORROWER'S rAILURE TO rAY AS UQUlRED W '-a.wos.........._ ,_ Ifthc NcNlloWcr,*,"" reccr..d1MtllOlIlIlIClUtIllrJI"" IlIlIOIIlhly ..,1MIIt b, lhe_oI .......... ..t1.......nlnldu 41,.. .n.lbe dal'" b ct.c.lwiU plJ' \ale dtarp 10 lbe~. Holder. T1N 1Ilt...1 oI'lMcWp_1I be '_'.!M"'M' at., ~ Il'JIMI" oIp1linc:rpll and ",leraL' trtU pi, IIIiI w..,.. prontPll)' but onl, OIlnOlllllCk.... "r-I. (II) Defult It. do MIl peJ the rllllltnOllll' ol tad! moalhl, pi""'" on 0.."''' d h...._II1... in ....11I1. co Netked~. tt I.m Ia dd"\II1. ,be NoI. Holda _y..... wrilleft noIicr I'PIn,t 1M Ihll It. do tIol pe, 11w"""'-___ '" I ClIf1.. da'" ,1M Noll. HoAder 1M'''''' 11M 10 ply nnftMld..I"r 11M tulllllllMnt nf prina.... _kktrl... lid......... .... III the "'Itra4 1t,,1 I u.c on Ih.1 amount 11111 dI1a __ be II \cui lI' day, an" lhe ." 0IlI whirh I'" ...... cWiw::nd Of matled 10 m& lD' ,.". w.... a, NMe H.... E'ICft if..t .tinw......mhl.....h. tMNolt Holder'" noI ,....... tnt In.,., jmlMd..ttt,.. ft.""...... .... ,1M: Note HokIcr wiD "In ka..IIIe ,.lIllodollO tlllIlI'I ill drf'nh.t I Iller I.. IIJ ..,_'lfNttlH.Wer".c.-....lll,... I'u.c Noc. Ho&dcr haI flqlrirtd 1M 10.., fmlMdil&clr lit flall_denn""'.1IIwc. the Neee lWdn .,11...-- ,III ..... to bt,.w '*" by 1M for all fliu CGU and.~ In mtOldnl,t1. Net. to 1M .alrnl not ~nI ~......... .... ~"peMII~ far aampM.'*OMbII..torM)'t...... 1. CMNC or NonC!S UNcII,pplc,bIt 11_ requiret, dtlcrtnllMlbod. 11I1 ftOla tltat WlI.1 he FYCD 10 11M under II.., Naec .-tll.... by...ftriftt II or b, waaiIiq il br Int cia Nit to 11M II the Propcn, Add"".-.,..<<.t. 41..... addnu.c I '"' die ..... Holder. _1ce~.,diI'lf'III'...... /urf.,oce \kat... be...... to'" Not. HoI4Ir.....1Wt Nowwla.., ""'" ..,_Iinl h'" InI dua _IIIIIM N.. HoWw at II.. IIIIdr. ..lid '" SadilM )tA)...... Of .t . ......, HI"'" II I 11Ift .... . 110I.... ell.... ....... - I MULT1STIlTE fiXED RIITE "O~ ,__ v.._ __ ,.. It.. .".. - ... ......--... -. ~.~ !' 4 r.., --j 'AI, ,. : '." - j .. OIlUQAt1OOlI 0' ~a 1 lOl'1l L II -. .... _ .....-.... ~ H... __ .... iii !WI, ... ,......, ......"......... . .................*..........., tIIle,........... ...., .........................,..... "'........................ ,- ''-.. ~..,,... .....'*n 1"" '-' ~_ -w., d............. fII, ,...,...,.,....., "......... of,.. Nou. .11Io........ fo..,.lfalINo"...... ......,........ nr ............. .., Mf_ -. rip" ...., '.... NeM' ...Ift., nth pcnoI'lINIUdw.ll. .. '1A1I..' .11 tit. ."",IN. n.. "'- ,...._, OMoI_ IN,.. .....,... \Q pi, all of I"MKNnl.~ Mdn' tIll' Not, t. WAI'f'E.! 'ud .., till,", pitr...... ..ho h.. aWl..,... ~ th" N041 WItl" 1M ",hi'''' .....1....'.... .......,...... .rr-I....I.. "'-'" 11M n.t.. 10 r.qull't 1M Noll HnWer ,. ......4 ""mml 01.............. .NoI.... 1//.....,... .....,,.. ",hi kItequuwIN ""f'It, HllWtr lOll.. ItICMqlOother paIOflIlNI aMeN..".. ................. .1. UNifORM ".cuIEO !'llen' nil" Neu... UnlrotWlltltlnltNnl....'1l lInu'. .&N11OlM 1ft ...JlII\....... 1_.... ..,..................~_ ..... N.. HaWn _-'1_ Not............. Dwd of TntM Of s.atnl, D.d IIIN '"SIINM, I...~'"l. ....... -'lkll U .... Hot_, pfttfectllhc Nutc Hokkr ,,,.. ,....ir-. _hKh IItlpl nnh I' I do.. Me, ,... rr-_ ............th. NOI,. n"...u"" I..,,,.nwal.s.nbaho.."....... mNllltDIlIl..'...~IO.... ......... ,.,..... t11lull aI.,I......U11 _, u,,*, IIrIII Hot. ...oI....coMIIIMI...........raua-. TrIMf" ef ... ,"""", ... . ........ lalfnlll .. ......... II all. 1ft, ,.,. fI '1M Pnlprn, Uf .., UlIINII III II .. eolll orltaMl'entIlI (Of II. ~ uu... . ~ .. .... Of ........... .... aono..... I ....11'11 ptf'IOII).......l..ftdIf'. pnGf wnlt.~.. LftIlrf _" ..lb.......... ImlNdltltp',1Mn1 UI IlIlldallllllM..rwd br Ih"s..nnt, 1"'''''''1 H~.I""DpI"''''''''' tit ...ft_ by lAftdc'II.urc.........btt...~ '''''1''. .",1......01..... klint' I,..,...,.. I( ....., .anata ,hat O,UOft. LcMer lhall .... ~ .ClIft tlknlnlltoft. TIlt 1N'II1l,.'t Ulan prot'dc I pcnolS ttllMlC lnI Utili )D d." froM I'" ..... 11M M1tkw . .......... or ....1... Mthan __" 80,."..".......,., IUIII""wnf1d1ay It'll See.nl, IMlnll"...'.lfllomwwtr flllltl",., .........,..,,, the Upltllklft ollh.. pmod. Lender 1M' t..... III, rtmtd.. pernu"'" by ."" kttnI, I...'..... .'IIIou, f1anhc, ftCltic.ordmundonllor,o.., WrTNlU '"I U",..Dtll""'DS'ALI1,O' THI UHDlalkJ""D ~'re..... ~i. Cv... ~ to (..,t/, ~, U"j..-L' , I .l.c"~';A: "'lioiiUnw' .. ","'M',. .... C.' .',::J':i:1 ....., ! (. ". tlnd, A.il.tklow ISl-a1a - . 15nl1 - .1,,",1 - Is.,. _ o.J,J ,ay to thft o,du of ....dfO"l ...... Ulan I'br 19aq. Qnp".t.lun vllh""t U'CO\lUft t.hh nth da, of """\lU, un HJ.1 L r!n"/tcld Sav!",u "'..oehUon .s"--.. I. Donald ... t h...... Vic. Pfnldftnt..lDan 5I"rvlclnq j '- . . ~~Morf8JIi!c:J.--.. ~ , A lank 01.... Company , ,I Nove.ber 22. t994 ZOO" ZU zlIa ~ ftlulpC tor CertIfiRd Mal fIG .....-.nce CO'f'etI9I Itto.. ..,..' __ 00 not u.- fOl' IntemattOl"l,1 ", ...-. .1-- -.-. .-.. CERTIFIED MAIL NO. Z ee9 215 2~t RETURN RECEIPT REQUESTED JAcIl A luk LOllI 6t8 W.Ln.t lotto. Rd Shlp,.nsbur, PA 172'7 NOTICE OF INTENTION TO FORECLOSE KORTGAGE Re: Kart",. No. '99828-6 ~rt",.d Pre.lse.: R D 2 Shlppen.bur, PA t7257 De.r Kort"9or(sl: The MORTGAGE held by B.ncBo.ton Mort,.,. Corpor.tlon on your property loclted .t PROPERTY ADDRESS, IS IN SERIQUS DEFAULT beCAuse you h.ve not .,de the Monthly p.y.ent, .Ince Deflult D.te: 06-et-9~ throu,h todAY, AS noted belo~ under (II, Ind/or bec..se you hive f.lled to co.ply with or perforM the other provisions of the .ort,.,e. if .ny, .s noted below under (dl. Unp.ld lAte chAr,es under (blind other ch.r,es, If .ny, under (c) noted below, hive .lso .ccrued to this d.te. The totAL A~.nt re~ulred to cure this deflult, or In other words, ,et cl.,ht u, In your p.y.ents, IS of the dlte of thl. letter. IS cllcll.ted below under (el: (I) P.y..nt. of . 429.t7 per .onth due on the tst d.y of e.ch Month fro. 06-et-94 to the d.te of thl. letter (SIX Month.) .nd e,ch Month there.fter. . 2,575.02 (b) L.t. Chlr,e of .t5.38 per ~nth. This l.te chAr,e beCOMeS due on the '6th d.y of the ~nth. (cl Returned Check Fees (d) Other Provisions of the Mort,.,e. If .ny. 6t.52 .ee . . . . 2e.ee 2656.54 (e) TOTAL AMOUNT REQUIRED AS OF THIS DATE. You .AY cure this def.ult ~ithln thirty (30) d.ys of the d.te of this letter, by p.yin, to us the .bove ..ount of: . 2656.54 PLUS .ny .ddltlon.l MOnthly ply.ent. .nd lite ch.r,e. which ..y f.ll due durlnq this period. Any .ddition.l Monthly p.yuents .nd l.te ch.r,es will Iccrue .t the ..ounts set forth .bove. Such p.y.ent .u.t be M.de DC093 014 JBT F' i!~!T 't5' k t ~ 1 ~ . J .. i ...f, ........, ~ or.c.loa <<O'iO.lok~ICJf'h<,I~, Uordl )1211-4090 , ~ IIriici5b. Mortpae CorporaIim A lank oIloslon Company NOV(I.ltJ.?r ...., ..... 1994 "ortg~g(l No. 199828-6 Pa,. ;! either by cashier's check. certified check or .oney order, ~nd ..de to: SaneBeston "ortgage Corporation 73et Say.eadows Way Jacksonville, Florida 32256 If YOU do not CMre the default within thirty (31) days, we Intend to exercise OMr right to accelerate the .ortgage ply.ents. This ..ans that whatever Is owed on the original aaoMnt borrowed will be considered due I..edlately and you May lo.e the chance to pay off the original aortgage In Monthly Instlll..nts. If full paYMent of the a.ount of default Is not .ade within THIRTY (30) DAYS, we also Intend to Instruct our attorneys to start a lawsuit to forecloso your .ortgaged property. If the .ortgage Is foreclosed, your Mortgaged property will be sold by the Sheriff or other siMilar official to pay off the .ortgage debt. If yoU cure the default before we begin legal proceedings against you, YOU will still have to pay the reasonable ~ttorney's fees actually incurred, up to '50.00. However. If legal proceedings are started ag.lnst YOU, YOU will have to pay the reason~lbe attorney's fees even if they .re over '50.eO. Anyattorney's f..s will be added to whatever you owe us, which .ay also include our reasonable costs. If you cure the def~ult within the thirty d~y perIod YOU wi II not be re~ulred to P.y attorney'S fees. W. .ay also sue yOU p.rson~lly for the unp.ld prlnclp.l b~l~nce ~nd all other SUMS due under the Mortg.ge. If YOU h.ve not cyred the default within the THIRTY (30) DAY periOd Ind foreclosMrQ proceedings have begMn, yo. .tlll have the right to elre the default and prevent the sale at Iny tl.e up to one hour before the Sheriff's or other siMilar official foreclosure sale. You elY do so by paying the total .Mount of the unpaid Monthly p.y.ents plYS any l.te or other ch.rges then due, as well as the reasonable .ttorney's fee. .nd co.ts connected with the Mortgage. It is estiM.ted that the earliest date th.t such. Sheriff's or other slMil.r offici.: sale could be held would be approxi.ately seven Month~ frOM tOday. A notice of the date of the Sheriff's or slMil.r offlcl.l s.le WI II be ,.. CWf1C:... WOIO.l<<honwIU" FIorIlU UZJ1-4OQO ~ ~~COIPOraIiOn Ho~~.r 22. 1994 ......-- .. . - . A IWIIl oIloston ComlW'Y J4lck A Bu k low KGrt,... No. 199828-6 PI" 3 ..nt to you b.for. the sale. Of cour... the a.ount n..d.d to cur. t~ def..tt .Ill lnerelse the lonter you .alt. You .,y find out It I_"U.. e..ctly .h.t the r.~ulnd Ply..ent IIlll b. by c.LlIn. us .t the followlnt n.~er: 1-800-874-7728. This p.y..ent .u.t be c.sh. c..~ler's check, certified ch.ck or aoney order .nd ..d. p.y.ble to .. It the .ddress previously st.ted. Yo. shauld r..llze the Sheriff'. ar other .iMi I.r officl.l s.Le lIill end YOlr own.rshlp of the lIort"9ed property .nd your rl9ht to re..ln In It. If you continue to live In the property .fter the Sheriff's or oth.r slalllr offlcill s.le, . L.~sult could be st.rt.d to evict you. Yo. sh.ll h.ve the ritht to ....rt In the foreclosure proc..dlnts, the non-existence of . def.uLt or any other defense that you lI.y h.ve to .cc.ler.tlon or foreclosure. Yo. h.ve .dditlon.L rights to heLp protect your interest In the property: YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE KORT~E DEBT. OR TO BORROW HONEY fROM ANOTHER LENDIN~ INSTITUTION TO PAY OFF THIS DEBT. YOU KAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE ~RT~AGE TO A BUYER OR TRANSFEREE WHO WILL ASSUHE THE HORT~AGE DEBT. PROVIDED THAT ALL THE OUTSTANDING PAYHENTS. CHARGES AND ATTORNEYS FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE. AND THAT THE OTHER REQUIREHENTS UHDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMIHE UNDER WHAT CIRCUHSTANCES THIS RIGHT "IGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. If 10. c.re the def.uLt. the .ort'l.e ~ILL be r..tored ta the .... ,asltlon .. If no d.f.uLt h.d occurr.d. HOllever. you .re nat entitLed ta thl. rl,ht to cure your default More than three tiMes In .ny cIl.ndlr year. Sincerely, HIKE O'LEARY Call.ctlon. Dep.rtMent BlneDoston Hortg.ge Corpor.tlon DC094 OO~ JeT Poll OffIC.1oI .....oqo. ~k~ll" 'Iotd.l )U)1~ .~ ~ MDIf8iIIe CoIporaIion ZOO, 2U 2'1 ~ Recllpt fOf Certified Me. ""In...._ c_. "'_ .... Do__...._.... "'_1 I.... I A.....1l oIloslon CCHn~ny h~v~~b~l ~~ ~YQ~ C;Ei;:TlFlE.l\ I1Al:" NO. Z 0(.",' ~\ ~ 291 nETURN kfCfIPT REQUESTED ..1..::1; :. 1I.rkLow . . 2 ~hipp.IlSbur9 PA ;';'~57 NOTICE OF INTENTION TO FORECLOSE MORTGAGE Re "'ort9.~~ No. 19952e-~ Mortgl,ed PreMises: R D 2 :h~p~ensbur~ ~':I 17~51 De.r hort9'90r\s:: 7~~ ~J~T'AGE held by BA~cBostcn n~r~~aqe ~crpcr~rion on YCur ~;cpert~ Loc.te~ .t PROPERTY ADVRE::. :: IN SER:~J= DEFAU:"1 ~~caus~ YO~ h~u~ not ..de the ~onth~y p.y.ents since Default D.te; C6-al-94 thrOUgh tOd'y, i$ ncted b~Low under Ca" and/~r bec.use you h.ve fa.l~~ ~o couply N.th ar perforM the other provisoor.s of the ~ort9'ge, if any, IS noted b~Low under (dl. Unpiie ~ar2 c~arges under (b) and other ~harges, ;f .ny, unClp.r (d noted be Lelr<. h.lle .lso accrUEd ~o this dilte. The to..l aMount re~uireCl to cure this detau~;, or in other wor~;: aet caUght up i1' your paYolents. as of the Clate of this letter, IS calcuLatej beLo~ under C6,' lal P.y"ents of . 4~9.17 per .onth due on the 1st day of each ~onth fr~~ D6-~1-94 to tne date of this letter l~rX MonthS) anCl e.ch Month therelfter. $ :!,575.0:! ,n) Late Char,e of Sl5.38 per lIonth. This I.te ch.r9& beco~es due on the t6th d.y of the Month. S o~.~Z (c) Ret urlleCl Checl: FeeS S . (lO (dl Other PrOVisions OT" the /'IortQaqe, . . any. ~ ::!O.OO , . Ie; T01AL AI'IOUIl1 REQ:';:R<:D . ~ ..~ 1H:'= D:'~:::. t 2656.54 .... .>' You u.v cure thiS defauLt wot~;n thirty (30) days of th~ a~t~ wo thiS tette:": by pclv;n;. t:, us "h~ 4!tl:'V~ :tkl':'U,.':' c~. , :!6~'a.54 PLU~ aT;, :Joit;oni. N,onthLv ?'Yllle1\ts and li~~ cr."rQes ~hlC:rl t:av :';,ll ClUE' during thos period. Any aOditicni. ~onthly ~iYWents .n~ LAt? c~~r~es WilL ~ccrue a~ the ~~ounts set forth abe~E. ~uCh p'YMent MUS\ be ~~Cle D~09~ U'4 JP: POll Ote, ~ ~_ ~.....-.--.nf 'k:lrGi 1::1I..ww' ~ BiI1CBosb. Mortp CorponIIion A IMIl oIloston Complny t.elleMber , ~~ . . t '~'... 'ortq.q~ ~o. 19~6~a-o Palle :;: .:th.r by cishier's cne~", certified cn.c~ or woney elder. and wade Ie 1l.n.:1I,:)sTon I'Ior tg'Cjle Coro:Jr;; t. ,:)1. i3~1 b.y.e.dows W.y J.cksonv; Lte, FLorid. 3~~~o if you dO nat cure thlt def.ult within thirty (30) d.ys. we intena to e.erclse our riqnt to .ccelerlte the ~ortQ'ge p.y~.nts. rnis Me.ns th.t -.naTever is ewe\! on the or'Cjllnal a",:)unt' o,:)rroweCl w. tt be consialr.1I due '.laledi.teLy Ind you Iolay lese tne ctliP1ce ~e pay off t~e ol;~;n.l ~,:)~t'il.gc in Monthly instalLMents. If full p.,went Gf ttle .~eunt of default is ~ot ~ane ~. tnin rHIRTr (301 DA~:. we I~SO inten~ to Instru~t ,:)ur itt,:)rnevs t,:) start a tawsui~ to tor.cLose your ~ort'lq~a property. If the ~ertqage is foreclosed, your MorT9.ged pro~erty wilt be sold by the Sheriff or other si~ilar officl.l to p.y off the Mortgage debt. If YOU cure the default betore we bellin L.g.L proceedings .g.inst y,:)u, YOU wi II still hi~e to pay thE reason.ble .tterney's fees .ctu.lly Incurred. UP to sse.oo. However. if le'il.l proceeCl;n9s .re st.rted 'Cjlainst YOU, yOU wi Lt h.ve to P.y th~ r..son.lbl .ttarney's f..s Itven if they .re o~er S50.00. Any ~Iterney's f.ls wi lL bit added t,:) what.ver you owe us.. w:'\ i ~n ~'ay . Is;: : il~ tU~E: our reason.bll costs. If yau cure tne default witnin the tnirty day periOd YOU wiLL not be re~ulred te P.Y .ttorneY'~ fees. W. M'y also sue you person.lly for the unpaid princlp.l balance and alL other SUMS aue una.r the Mortglge. If YOI hlye not cured the default with.n the THIRTY (30) DAY periOd and foreclosure oroceedinlls hive b.Cjlun, you still h.ve the right to cur. the def.ult .nd prevent the s.le at .nv tiMe up to one hour before tn. Sheriff's ,:)r oth~r s:.llar ~fflcli~ f~reclosura sale. You ~IY do so by p.yin9 the tet.l aMount Of the u~p~id ~o~thly p.y~~nts plus .ny L.te or other ch.rges then due. .s well .s the re.son~ble .ttorney', fees .nd costs connected N'tn the ~ortQage. It is ~ztim.ted th.t the e.rliest d.t. that such. Sheriff's or other si~illr officl~. s.le couLd be held ~ou:d be .pproxIM.telv seven ~onths frOM tOd.y. A noti~e of th~ date of the SherIff's ,:)r si~1 lir oftlci~L sale ~i LL b~ ,.. Ot<< to. .~ ~.''''' J~~1t..6O'(1 .~ ~'MoItt.9Corpora1ion .- Nov~~b~l ~:. \y~~ A lanll oIloston Company Jack A i1an ;0. ~~rt9age ~~. 1~?a-Q P.qe 3 sent to you b.fore the s.le. Cf caurs., the aMount needed to cure the defau~t .Ill Incre.se the ~onger you wait. You M'Y find out at iny tiwe exactly Mhat the re~uired Ply..nt IIILL be by c.lLing us .t the foltow n9 nuMber; 1-800-874-7728. This paYMent Nust be ~.sh. :.shler's ch.ck. certified check or Money arder ind Made p'Ylble to us .t the .ddr.ss previously st.te~. r~u should re.Liz. the Sheriff's or other siMiL.r offic~.L s.te will en<! your ownersh 10 of the Mar t9i\~ed proper ty .1ftct YOIl, r, gh t to retia i- In it. :f you continue to live In the property .fter t~e Sheriff's or other s..lllr offIcial s.le, a l.wsuit could be st.rted to evict Y~~. You sh.tl h.ve the ri,ht to ,ssert in the foreclosure croceedlngs. the non-existence of a ,jefautt :lr an)' other defense thc' ~:lU ~'i\). :-'ine: to acceler.tion or foreclosure. YOIi n.ve addltlonat rights to help prote~t your interest In t~e property: YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE hORT~A~E DEBT. OR TO BORRO~ MQNEY FROM ANOTHER LENDIN~ INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY S~BJECT TO THE ~RT~A~E TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE ~~RT~A~E DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEYS FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE. AND THAT THE OTHER REQUIRE"ENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUKSTANCES THIS RIGHT HIGHT EXIST. YOU HAVE THE RI'HT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTIN~ ON YOUR BEHALF. If you clre the deflult. th. .ort,.,. will be restor.d ta the s... position as if no deflllt h.d occurred. HOllever, you .re not entitled ~o this riqht to cure your def.utt More th.n three ti~es in any calend.r ye.r. :.'incerely, MIKE CJ' LE.Ai{l' Cotlections Depart~ent i1.n~i1oston ~ort9.~e Co;por.tlon DCEl~4 Je5 ..'lIT ,.,. ()IfQo" &oI()IlI() L1c~I'" ,~ 1:~)I~ ~ IIanttI.m MoItf!p COIpor.1IkJn A ... of..ton Com,.., ZOO, iU i!lf1 ~ Receipt fOf Certified M.. "" _..... c_. P'o..- Do not UN 'or 1"'"natlOn. ....' - ......, .l~_ __ I Nove.ber 22, 1994 CERTIFIED HAll NO. Z 809 2\5 241 RETURN RECEIPT REQUESTED -' .. . -. Cindy A larlllCMf 61. Wltnat lotto. Rd ~I"en.blr, PA t7257 " NOTICE Of' ltht.RTIOH TO FORECLOSE IDtT~E . I' Re: "'"'tun No. 199828-6 " .0rt,lted Pre.lse.: R II 2 Shlppensbur, PA 17257 De.r ~rt9.,orCs): The "ORT'AGE held by B.ncBoston Hort,.,e Corpor.tlon on your property loc.ted It PROPERTY ADDRESS, IS IN SERIOUS DEFAULT beclUse you h.v. not ..de the MOnthly p.y..nt. sInce Def.ult D.t.: '6-lt-94 throu,h tod.y, .. noted belo. Inder C.), Ind/or bee.... YOI hive f.lled to COMply .Ith or ,erfor. the other ,rovlslons of the .0rt,I'., If .ny, IS noted belo. and.r Cd). Unp.ld lit. ch.r,.. Inder Cb) .nd other ch.rtes, If .ny, Inder Cc) noted below, h.v. .lso accrued to this d.te. The totll IMOlnt r~llred to clre thl. def.ult, or 1n other ~ords, tet c..,ht I' In YOlr p.y..nts, a. of the d.te of thIs letter, Is cIlcIllted below Inder Ce): C.) P.y..nts of . 429.t7 per eonth due on the 1st d.y of e.ch eonth fro. 16-81-94 ta thlt dlt. of thl. letter CSIX .onths) .nd ..ch MOnth th.re.fter. . 2,575.82 " Cb) l.Ite Charte of .15.38 per .onth. This l.te char.. beeo..s due on the t6th d.y of the IIClnth. (c) R.turned Ch.ck Fe.s Cd) Oth.r Provl.lon. of the ~rt,.,e, If .ny. 2fl.fO 61.52 . . . . .fe 2656.54 (e) TOTAL A"OUHT REQUIRED AS OF THIS DATE. YOI ..y cure this def.ult within thirty (31) d.y. of the d.te of this letter, by plyl", to IS the .bove 'MOunt of: . 2656.54 PLUS .ny addltlon.l .onthly p.y..nts Ind lite ch.r... which ..y f.ll due durin, this period. Any Iddltlonal MOnthly Ply.ent. .nd lite ch.r..s ~Ill .ccr.e .t the 'MOlnts set forth .bove. Such p.y..nt .ust be ..de Dce93 014 JBT ,.. o.at .. 6tOtO. ~. L iRt. ~ WJ1-eo1O .J' ~ Badrcilon MmftpCaporalion A lanll fI.... c:.-F"Y Hove.ber 22, 1994 "ort,.,e No. 199828-6 Pa,e 2 .Ither by cashl.r's check, certifIed ch.ck or .on.y ord.r, .nd .ad. to: aeneloston ftort,a,e Corporation 7311 .ay..adews WIY JacksonvIlle, FlorIda 32256 If you do not clr. the d.fault .lt~l~ thirty (31) dlYs, w. Intend tu ex.rclse o.r .rl.ht to accel.rlt. the .ort,a,e pay..nts. This ",ns th.t ~Itev.r Is owed on the orl,lnaL a.ount borro..d .Ill b. conslder.d d.. 1..-dlltelY Ind you ..y los. the chance to p.y off the orl,lnat .art",e In .anthly InstalL..nts. If full p.y..nt of the ..ount of default Is not ..d. within THIRTY (38) DAYf, ~ Ilso Intend to Instruct our attorneys to stlrt a lawsuit to for.clos. YOlr .ort,.,.d prop.rty. If the .ort,a,. Is for.closed, your .art.a.ed property will be sold by thw Sh.rlff or other sl.llar offIcial to payoff the MOrt..,e debt. If you cur. the d.f.ult before ~. b.,ln l."l proc..dlngs a..lnst you, yo. ~Ill stILL have to P.y the ~..sonabl. attorney's fe.s .ctu.lly Incurred, up to '58.08. However, If l.,ll proceedl",s are started a,alnst you, YOI .tlt h.v. to pay the r..son.lb. attorney'. f..s .ven If they ere o~.r .5..... Any .ttorney's f.es ~Ill be Idded to wh.tner )'01 .. .., ~Ich ..y also Include Olr r..son.bl. costs. If YOI cur. the d.f.ult .Ithln the thirty day period yOU will not b. re~ulred to P'y Ittorn.y's f.es. W. .,y .lso su. you person.lly far the unp.ld principal b.l.nce .nd III other SIllS dl. und.r the .art,a,.. If you hay. not clr" the d.f.llt .'t"~ the THIRTY (3.) DAY p.rlod and fonclonre proceedlnts hive b","" yo. stIll have the rl.ht to cur. the d.fallt Ind pr.v.nt the slle It any tl.. .p to one hour b.fore the Sheriff'. or other sl.lllr offlclll foreclosure slle. You .ay do so by paying the totll ..alnt of the unp.ld IIOnthly ply..nts pl.. .ny lite or other chlr.es then die, a. ~ll as the relsonable .ttorn.y's ,..s Ind costs connected wIth the .ort..... It Is .stl.ated that the e.rllest date that such I fherlff'. or other si.ilar offlcl.l s.l. could b. held would b. .pproxl..t.ly s.ven .onths fro. tod.y. A notlc. of the date of the Sheriff's or sl.lllr offlcl.l slle .Ill be .... o.a.. _..... ...... FI"... Wl,_ ~ BintIo&bt ~CoIporaIion MoveMbltr 22, 1994 A .... 0I1011oCl Company ClDd, A "nlow ~rt,.,e No. 199828-6 "a,e 3 .ent to YOY before the s.l.. Of COlrse, the lMOlnt n.eded to CMr. the d.f.llt will Incr..s. the lonter YOI ~It. TOI..y find Olt .t Iny tl.. el.ctly ~It the re'llred p.y..nt wIll b. by c.llln, MS .t the follo.lnt nlUlb.r: t ... 874-7728. This PIYMnt ...t be cUh, c.shler'. check, c.rtlfl.d Check or .oney order .nd ..d. p.y.bl. to .. It the Iddr.ss prevlo..ly .t.t.d. YOI .holld re.llze the Sheriff'. or other sl.il.r offlclll s.l. will .nd Yair ~nership of the MOrt,.,ed property .nd YOlr rl,ht to rell.ln In It. If you contlnle to live In the property .ft.r the Sheriff's or other sl.ll.r offlcl.l sll., . l.wsult cOlld b. st.rt.d to evict you. YOI .h.ll h.ve the rl9ht to .ss.rt In the for.closlre proceedln.s, the non-Itllstence of . def'llt or Iny other defense th.t you ..y h.ve to .cceler.tlon or foreclosure. YOI h.ve .ddltlonal rl9hts to help protect your Int.r.st In thlt property: YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN HONEY TO PAY OFF THE ttORT""E DEBT, OR TO BORROW IOEY FROM ANOTHER LE~INC; INSTITUTION TO PAY OFF TIllS DEBT. r YOU KAY HAVE THE RI'HT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE ttORTGACE TO " BUYER OR TRANSFEREE WHO WILL MSUttE THE /'tORTGACE ~EBT. PROVIDED THAT ALL THE OUTST"NDINC PAYMENTS, CHARCES AND ATTORNEYS FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE~NTS UNDER THE ~RT;A'f ARE SATISFIED. CONTACT US TO DETERHINE lmER WHAT CIRCUtUTNICU THIS RIGHT "ICHT EXIST. YOU HAVE THE RI'HT TO HAVE THIS ~EFAULT CURE~ BY ANY THIRD PARTY ACTING ON y~ BEHALF. If yo. clr. the defl.lt, the MOrt,.,. wIll be r.stored to the .1.. posItIon Is If no d.f..lt h.d occlrred. How.v.r, YOI .r. not .ntltlltd to thIs rl,ht to cure yoyr d.f.ult .ore th.n three tl.e. In .ny CIlendu yeu. Slnc.rely, MIKE O'LEARY . Coll.ctlons Dep.rt..nt B.ncBoston Mort...e Corporltion DCG94 &05 JBT .... 0Ilcll lea _. "'~ ... _ In.II_ ~ " ~ ~MDI9Corpora1ion ..--..-.- -_.-- -..-- A link oI...w Company ZOO, U5 i!'i! ~ Receipt fOf C.dIW Mal Ne b_..~ Cowr... It. 0.'" II ,,__"11. ...- .. flJ AI \__ I Moye.ber 22, 1994 CERTIFIED ~I~ MD. Z I., 215 292 RETURN RECEIPT REQUESTED ~ ,; J J .. :-0_- CIndy A Barklow . . 2. _ . . .fill "ensbu, PA t7257 " NOTICE OF INTENTION TO FORED..OSE ttORTIOAGE I R.: Kart,.,. Mo. t99828-6 .ort..,ed Pr..lses: R D 2 .fIllppensbur. PA 17257 .' Delr Hart'l,or(s): The KORTIOAGE held by B.ncBoston Mort,l.e Corpor.tJon on your property loclted It PROPERTY ADDRESS, IS IN SERIOUS DEFAULT bec.use yo. hive not ..de the .onthlY p.y.ents sInce Defl.lt Dlte: '6-lt-94 throu,h tDdlY, IS noted below .nd.r (I), 1M/or bllelliSe YOll hn. filled to cOMPly with or perforM the other proYlslons of the .ort..,e, If Iny, IS noted below llnder (d). Unp.ld lite ch.r.es under (b) Ind oth.r ch.r.es, If Iny, Inder (c) noted belo., hive .lso .~cru.d to this dlt.. The totll llIOllnt r~.lred to.clre this defl.lt, or In ather ~ords, ,et c..,ht lIP In you p.y..nts, .. of the dlt. of this lett.r, Is CIlCIl.ted below llnder (e): (.) P.y..nts of . 429.t7 per .onth dlllt on the tst dlY of .,ch .onth frOll 86-1t-94 to the dlte of this lett.r (SIX MOnths) Ind elch .onth therelft.r. · 2,575.e2 . ~ (b) Lit. Char,. of .t5.38 p.r .onth. This lite ch.r,. becOMS d.. on the t6th dlY of the .onth. . . . . 6t .52 .ee 2'.e. 2656.5-4 ) (c) Retllrned Check F.es Cd) Oth.r Pro~lslons of the Mort".e, If .ny. (e) TOTAL NtOUNT REQUIRED AS OF THIS DATE. YOI lilY cur. this deflult within thIrty (31) dlYs of thlt dlte of this lett.r, by 'Iyln, to IS the Ibove llIOlnt of: . 2656.54 PLUS Iny .ddltlonlL .onthly p.y..nts .nd l.te ch.r.es which ..y filL due durin, this period. Any Iddltlon.l .onthly ply..nts Ind lite chlr,es .Itl Iccrlle .t the I.ounts set forth .bove. S.ch p.y.ent .ust b. ..de Dce93 014 JlT _ ClIIat.. _ \0-' ... _ JDJ1_ .- -"""; .....- .> - - . --- " ~ BandIoIb. MorttP Corporc1Iion A lank 01101"'" CompMy Mov..b.r 22, "94 IIort..,e No. "9828-6 'a.. 2 .Ither by c..hl.r'. ch.ck, certlfl.d check or .on.y ord.r, .nd .ad. to: IIncBoston ~t.a,. Corporation 731' Ily...dows WlY Jacksonville, Florida 32256 . If 101 do not clr. the d.f,llt .,thln thirty (31) d.,s, w. Int.nd to ..erel.. oar rl,ht to .ccel.rlt. the .ort",. p.y..nts. This ..ans that what.ver Is owed on the orl.lnal aaaunt borrow.d ~ILl .. consIdered d.e l..-dl.tely lad yo. .ay lose the ch.nc. to PlY off the orl,lnal aart,1ge In MOnthly InstallMnts. If f.ll ply.ent of the ..ount of d.f.ult Is not ..d. within THIRTY (31) ~YS, ~ Ilso Int.nd to Instract oar Ittorneys to stlrt a l.~sult to foreclose yo.r .ort,a,ed prop.rty. If the MOrt",. I. for.clo..d, YOlr eart9..ed prop.rty ~Ill be .old by the Sh.rlff or other sl.llar offIcial to payoff the .ort,19. d.bt. If YOI clr. the d.f.ult b.far. .. bltln ll9.l proceedings 1..lnst you, YOI will still hav. to p.y the r.a.onabl. .ttorn.y'. f... Ict.ILly Incurred, up to.'51.0G. How.v.r, If L"IL proceedIngs ar. started l'llnst YOI' YOI ~Ill h.v. to p.y the r...onalbe attorney'. f... ev.n If th.y Ir. o~.r .,..... Any Ittorney's f... will be added to what.ver 101 ow. IS, which alY Il.o Include olr r.a.on.ble cost.. If YOI clr. the d.f.ult within the thirty d.y period yoa ~llL not b. r~llred to p.y attorney's f..s. Ue .IY .l.o .1. yo. personally for the Inp.ld prlnclp.l bll.nc. .nd alL oth.r .... dl. Ind.r the eart,l.e. If' YOI hlye not clred the def.llt ~Ithln the THIRTY C3I) DAY period and forecloslr. proceedings have bltun, YOI .tlll hlv. the rl9ht to care the def.llt Ind prevent the ..l. .t Iny tl.. I' to on. hour ..for. the Sheriff', or oth.r .1.ll.r offlcl.l forecloslr. sale. Yo. 81' do .0 by PlyIng the totll IMOlnt of the Inp.ld MOnthly p.y..nts pl.. any lit. or other ch.r.e. then d.e, a. ~ll a. the reasonable Ittorn.y'. fe.. .nd cost. connect.d with the MOrt,a,e. It I. ..tl.,t.d that the elrllest d.te th.t slch . Sheriff's or other sl.llar official .ale cOlld b. h.ld wovld be approxl.at.ly s.v.n .onths fro. tod.y. A notIce of the dlte of the Sheriff's or sl.lllr offlclll saLe wiLL be ,. 0II0t.. _,. ...""'* JUJ'_ ~ ~McItt!r~ No"Hber 22, 1994 A .... 01... Company jIr~ ",- Ct~ .~ ~rl.. Kort,l,e No. t9'128-6 PI'. J . , .' ...t to ,.. before the ..1.. Of COlr.., the .aolnt ne.d.d to cur. the ..f..lt Mill lacr.... the lonter YOI ~It. Yo...y find out .t Iny tl.. .Iactl, Mhlt the r~llred ,.y..nt will b. by c.llln. u. .t the fall_lnt n.....r: t-8M-174-1721. This ,.y..nt aut be Clsh, cI-'ler'. c~ec', c.rtlfled check or ..ney order Ind ..de p.y.bl. to .. It the Iddr... pr."lo..ly st.ted. Yo. ~alld reall.. the Sh.rlff'. or oth.r sl.ll.r offlcl.l s.l. will end YOlt ownershl, of the aort,..ed prop.rty .nd your rl.ht to r...ln In It. If YOI contIni. to lly. In the property .fter the Sh.rlff'. or oth.r .Ialllr offlcl.l sll., I l.~s.lt could be st.rt.d to .vlct you. Yo. sh.ll hlye the rl,ht to ..s.rt In the foreclosurlt proce.dln.s, the non-ellst.nce of . d.flllt or .ny other defense th.t you ..y hive to Icc.l.r.tlon or for.clo.lre. Yo. h.". Iddltlonal rl.hts to h.lp protect your Int.rltst In the property: i YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE ttORTGIlI;E IEIT, OR TO JOAAOW tIONEY FRett ANOTHER LENDING INSTITUTION TO PAY OFF THIS IEIT. . YOU RAY HAVE THE RI'HT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE ttORT~ TO A BUYER OR TRANSFEREE WHO WILL ASsuttE THE "ORTGAGE DEIT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS. CHARGES AND ATTORNEYS FEU MID corTI ME PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREJlEIITI lIIDER THE ftORT"g: ARE SATISFIED. CONTACT US TO DETERHINE UNIlER WHAT CIRaMn'NICU THU RIGHT "IGHT EXIn. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING CIt YOlIt 1EJ1ALF. If yoa car. the d.flllt, the .ort...e MIll b. r.stored to the .... ,00ItI0. .. If no d.fl.lt hid acclrred. How.yer, yo. .r. not .ntltl.d to thl. rl,ht to clr. your def..lt .ore thin three tl..s In .ny c.l.ndar y.ar. Slnc.r.ly, "lItE O'LEARY Collection. Dep.rt..nt I.nclaston Kart..,. Corporltlon DC894 te5 JBT ..0...._.... .._JWI_ , ~ .....Mo.ta.CoIporaIIon A IIn.td "twbfft!lPl"Y lO' c!..:a c:,~ "ICllpt far c.. tIfI,ed .... "-... . No I,.",ence Covet'eg. "0"#1dee ._ Do not uN 1",,_,_ ...... ISH A.v.....' LW I TAKE ACTION TO SAVE YOUR HOKE FROtt FORECLOSURE The COMMonwe.lth of Pennsylv.ni.'s Ho.eo~ners' E.~rgenCY Mort9.~p AssIstance Protra. ..y be .ble ta help you. Re.d the follollin~ notice to find out how the protr.. works. If you n..d MOr. Infor.,tlon, c.ll the PennsyLv.ni. HOUSING FINANCE AGENCY .t 1(888) 342-2397. La Hotlflc.clon en adJunto es d. su.. IMPort.ncl., PUIS ~fectl su derecbo I contlnl.r vlvl.ndo en su clsa. II no co.prende el contenido d. ..ta natlflc.clon obten.. In. tr.ducclan I..edl.t..ente ll...ndo est. .,enel. (Pennsylvlnl. HOUSING FINANCE ~ENCY) sin c.r.os al nUMero Mnclonldo .rrlba. PI.... s.r .leglble p.r. un prest'Mo par el pro.r... lla..do 'Ho.eowners' EMr,eney Mort...e Asslst.ne. Progr.M' .1 cu.l puede sllvlr Sl c... de l. perdlda d.l derecho . r.dl.lr su hlpotec.. ACT 91 NOTICE ItlPORTAHT: NOTICE OF HOKEOWNERS' EMERGENCY KORT'AGE ASSISTANCE PROGRAH PLEASE READ THIS NOTICE YOU KAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOKE FRO" FORECLO.tURE AND HELP YOU tWCE FUTURE MORTGAGE PAYHENTI DATE: Novellber 22. 1994 TO: J.c~ A .arklOM RE: Account No. 199828-6 Property Address: R D 2 Shlppensbur. PA 17257 ~ 618.U.lnut IottOM Rd Shlpp.n.bur, PA t7257 FROM: B.ncBoston Hort'l,e Corpor.tlon You ..y be el'.lble for fin.nci.l .sslst.nce th.t wi II prevent foreclosure on your MOrtg.ge If you co.ply with the provisions of the Ho.eolln.rs' E.ergency Mortg.glt Assist.nce Act af 1983 (the 'Act'). YOu ..y be ell.lble for ellergency t.MPor.ry .sslst.nce If your default ~iS been c.used by clrcuMst.nces beyond tour control. you h.ve . re.son.ble prospect of resu.ln. your .ort,... pay.ents, .nd if you ..et other eligibility re~ulr..ents .st.bllshed by the Pennsylv.ni. HOUSING FINANCE A~ENCY. Ple.se re.d all of this notice. It contains an explanatio; o~ your rl9hts. ..... 0IIca.. _, ..........10, '....... 1121..-000 r""\,1- \ ~', :r," r......,~ " , '.. ,',' I "C" r' ^"~: I; , , -,j".. f. ,~) .. I . '.r~~~po~.'~~"staY of foreclosure on yo.r ~rt'l.e for thll~~e dlte of this Notic.. Durin, that tl.. yo. .u.~~ra~~finl . "f.ce-to-f.ce" ..etlnq with I repr.re~tltlve of thlr lender. or .Ith . d.rl,n.ted consu.er credit caunsellnt ..ency. Th. pwr,o.e of thl. .eetln, II to .tteelf't t" work out a repay..nt pl.n. or to otherwl.e rettle your delln~uency. lh,_ .eetln, ..,t occlr In the next thirty (38) d.ys. If YOI Ittend . f.ce-to-flce .eetln9 .Ith this lender, or .ith · consu.er credIt COlnselln, .,ency Id.ntlfied In this notice. no further proceedlnt In ~rt",e foreclo..r. ..y take pl.ce for thirty (30) d.ys .ft.r the d.t. of thIs .eetln,. The na.e, .ddre.. .nd telephane nUMber of o.r r.,r...ntltlv. Is: .' . "lICE O'LEARY '.ncBoston Kart,a.e Corpor.tlon 73e1 Bay...da.. W.y JaCksonville. Florida 32256 Telephone: (8ee) 874-7728 The n...s and addresses of desl.n.ted consu.er credit counseling 'gencle. .re shown on the .tt.ched .he.t. It Is only nece.sary to sched- u l. one hce-to-hce .eet I n,. You shou ld .dv'n th I slender I..ed i. tel, of your IntentIons. Your .ort,..e I. In def.ult b.c.u.e yau h.v. f.1 led to p.y proMptl- install.ents of principii .nd Inter.st, .s re~ulred, for. period of .t lelst sixty (68) dlYs. The total ..ount of the d.lln~uency Is . 2.656.54. Th.t SUM Includes the follo.ln,: MOnthly p'YMents of . 429.11 e.ch .onth .nd l.te char,e. of .'5.38 e.ch .anth plus other chlr,es throu9h tod.y. If you h.v. tried .nd .re In.ble to r..olve this probleM .t or .fter your f.c.-to-face ...tlnt, you h.ve the right to apply for fln.nci.l ..sist.nce fro. the Ho.eowner.' E.ergency Mort,.ge Assist.nce Fund. DC"e ." .lIT Pall ()If.ao to. 44OtO. J<<bon-.oIUt, flandl UU1..tOtO . .~~~~ A ....11 01101.... Company .--- , ... In order to do this. you .ust fill out. .'tn and file. cOMPleted Ho..o~ners' E..r,.ncy Assist.nce Appllc.tlon with one of the desl,n.ted consu.er crltdlt coun.elln. ..encle. listed on the .ttlch.ent. An .ppll- c.tlon for .sstst.nelt M'y only bit obtllned fro. . consu.er credit coun- ..lln, ..ency. The con.l..r credit co.n.ellnt a..ncy will ...Ist you in fllll", out YOlr ."llcatIQn and will sub.,t yo.r cOMPleted .ppllc.tion to the Penn.ylvanla HOUSING FINANCE A~NCY. Yo.r a"llc.tlon MU.t be filed or postlllrked, within thirty (Je) days of your f.ce-to-f.ce ..e tint . It I. extre..Ly I.port.nt th.t you file your .pplic.tlon proMptly. If you do not do .0. or If you do not follow other tl.. periods set forth In this l.tter, foreclo..re M'y proceed a,.lnst your ho.e I...dlately. Av.,l.ble funds for e.er,ency .ort,.,e ...Istanc. .rlt very ll.lted. They will be dlsblrsed by the ~ency under the .ll.,blllty crltltrl. est.bllshed by thlt Act. It I. extre..ly iapart.nt th.t your application Is .ccur.t. .nd coaplete In every r.spect. Th. Pennsylv.nll HOUSING FINANCE AGENCY h.s .Ixty (60) d.ys to ..ke . decl.lon Ifter It r.celve. your .ppllc.tlon. Durln9 th.t .ddltlon.l tl.e. no foreclsoure proceedln9s wi II be pursued .,.Inst you If you h.ve Met the tl.. r.,ulre.ents .et forth .bove. You will be notified directly by the Atency of Its decision on your .ppllc.- t Ion. The PennsYlv.nl. HOUSING FINANCE ACENCY Is loc.ted .s 2101 North Front Street, Post Office Box 8829. Hlrrlsbur., Pennsylv.nl. 17105. Telephone No. (717) 780-3800 or 1(800) 342-2397 (toll free nUMber). Persons with I.p.lred he.rlng c.n cIll 1(800) 342-2397. In .ddltlon. you ..y r.celve anoth.r notlc. fro. thl. lender under Act 6 of 1974. Th.t notice Is cllled I "Notlce of Intention to Fore- clos... You ...t r.ad both notIce.. since they both explain rl,hts thlt YOI now hive under P.nnsylv.nla law. How.v.r, If YOI choose to Itx.rclse your rl,ht. descrIbed In thl. notlc.. you cannot b. 'oreclosed upon while yOU are rec.'vln, th.t .sslssance. Very truly your., HIKE 0' LEARY DC091 009 JBT VI. Certified H.ll Z 009 215~'" """ O/Iu'" _. ~,n.. n,,,odolllll-409(l '. ~ 8R:Ibb1 Mortpse CorporaIion A~" tr'EfmP"'Y J)D~ US ".. ~.Illt. CertIfIed "" __ ~oge P,o..dOll _ De _ _.. ....Nhon.. M.. ..-. 1...41 1-- I . TAKE ACTION TO SAVE YOUR HOt\[ F~ FOREa.OSURE The COMMOn~e.Lth of PennSylv.ni.'s Ho..own.rs' E.er,ency ~ort9'9' Asslst.nce Pro,r.. .., oe .bll to help you. Reid the foLlollln, notice to find out how thl pr09r.. wor~s. If you neea More infor..tion, c.ll the Pennsylv.ni. HOUSING FINANCE "'ENCY .t '(8GO) 34~-2397. ~. Notlflc,clon In .dJunto es al SUM' iMPortancl., pues .fect. su aerecho. continu.r vivienao In su c.s~. $1 no COlIPrena. II contenido Je e.t. notlflc.cion obten,. un. tr.aucclon i..lal.t..ente ll...nao est. .,enci. (Pennsylv.n:a HOU:I~ FINANCE "'ENCY) sin clr,os .l nl..ro .encion.ao .rrlb.. pUlals sIr ILI,iole plr. un prest..o por el pro,r... ll...do 'Ho..~ners' lMer,ency ~rt9.,e Assist.nce Protr..' Il CUll puede s.lv.r su C'Si ae l. perdla. del derlcho . redl.lr su hlpotec.. ACT 91 NOTICE IMPORT ANT: NOTICE OF HOItEOWNERS' EHE~ENCY HDRTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE YOU HAY BE E~I'IJLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOtIE FROIt FOREa..OSURE fIND HELP YOU MItE FUTURE ItORTGAGE PAY~U DATE: Nov."ber 22. , 994 RE; Account No. '99828-6 ProPlrty Address: R D 2 Shippensbur, PA 17257 TO: ~ct A ).rklo~ aD2 Shlpp.nsbur, PA '7257 FR~: B.ncBoston hort"ge Corporation You ..y bl ell,lble for fin.nct.l isslst.nce that wi II prevent foreclosure on your .~rt,a,e if yo. COMPly with the provisions of the HOmlowners' EMer,ency Mort,',1 Assistince Act of '983 (thl .Act'). You M'y be Il!9ibl. for .aergency teMPOrary .sslst.nce If your default h.s been c.usea bY cjrcu"st.nces beyond your control, you h.vI . re.son.n:e prospect ol resu"in9 your aort,.,e pay.erts, ana if you .eet other ~lj9iblllt, r.,uir.aents est.bllshea by the Pennsylv.nl. HOUSING FINANCE A'ENCY. PLe.se re.d all of t~is notice. 1t cant. Ins an expl.n.tion of ,our ri,hts. ,... 0Ifwc'. loa ~ ~., ftor.cW ):~JI""'" ~r ~,,~,~,"orilr, ~;..".:.' :..ret.osJ.e ;,n '(,lIf .:1" T9.~e 10; tCI 'ltlln\r1&'~iMi ~,,\,"'i' .1He :If tr, oS 'l"t Ice. ...,.nq tna' ti". YG~ .lIsr .rr.n'll! .nd-aT~1f;, '~oJte-~o-'ilCF' ..eeTln9 ~It~ . reprasent.tive o~ this lenaer. or witn . .1es,~n.ted consuwer crealt c~lIns.llnq .qency. Th. purpese of this Me.finq is to .tte"pt te work Ollt . rePly..nt pl.n, or t:l other~lse settLe yoyr deLin~uencY. 1h.s weetinq .ust occur in the next thirty (3&) d.ys. 1f yay .tten~ a f.ce-to-f.ci' ~~c~:n~ with this lender, :lr with · consu..r credit counselil'q ''l~r.=y Identified in this notice, no fIIrther Ilroceedl"" In IIOrtq'ge foreclosllre 111\ hke l).iCe for thirty i30) d.ys .fter the d.te of this weet'nq. The n..e, address .nd telephone nu.ber of our rePresent.tive ,s. MIKE O'I.EARY B.ncBoston ~ortq'ge Corpor.tion 7301 a.y.e.aolls W.y J,cksonville, F~orid. 32~5b relePhene: tBOO) 674-7728 1Mi' naMes .na .ddresse; Jf desi'ln.ted conSUMer :rea;t cOllnselinq .qencies .re sholln on In. ~lt.cn~~ sheet. :t IS C~~V necessary to SChed- IIle one f.ce-Io-f.co ~~e.'n9. ~ou sho~~~ .avlse this ~en.1er illlle~i.teLy of yeur intentions. Your Mortq.qe is 'n dei.ult bec.use you h.ve f.iled to p.y prOMPtly inst.llllents of princi~.l .nd interest, .s re~uired, for. period of .t lent sixty t6G) d.ys. The total .WOl/rot of the delln'luency i.s S 2,6~6.5". 1h.t S~~ In:Ludes the follollln;: lIonthly payaents of S 429.17 e.ch wontn and late ch.r,es of 115.38 ~a=h Montn pllls otner ch.rqes throuqh today. If )lOll h.ve tried .nd are IIn.ble to resolve tnis prObleM .t or .fter your ~.ce-to-f.ce Meetin'l. vall h.ve th~ r;'lht to IPP~Y for financi.l a.ssistance frow tne ~o.eollners' E"erqency Mortg.ge Asslst.nce Fund. 'DCG9G ElII JBT ... Ole.. lea 4ICJl'IO. ..Ir.~. 'kIn& )::)1 ~ .' , ,. ~ IIn:IIo&bl Mortpse Corporatioo It. ..... oIloston Compll1Y ~r. era.r tc, 'l3C this, (eu ..ust 'fl LL cut. s.qr il.CI fl~. it ;::;IitF'..';~eC Ho.eo~n.rs' lM~rgen:~ Asslstanc~ AppLlc~t.an with one of the aeSlgnATea :onsuner clld:t counseling .genci.s listea on the ~tt'ch.ent. ~n .ppLI- cltlon tor .ssistance .ay onLy be obtainea froM i consu.~r crea.t coun- $e~in9 'gency. rhe consu.er CI.dlt counseling ~gency III II ~sslrt YOU in fiLling out yo.r appLicati~n.1Id will s.ba;" v.:.l1r co.pl.te" "p~,.ca.:on to the f'''nnsy~vllli. HOU.\'IHG F~NA"CE A;;ENl:r. ~Jur application Must be ilLea ar postlUrked, withil, t~lIrty (391 Gays oi your ute-to-flcE Ioli'efing. It i. extre.ely I~port.nt thlt you fi Le four iPpl,c.t:on prOMPtly. If YOU dO not do sa, or i ~ Y.:l11 do not to llolll othi!r t i ale per i Ods set 10rth in this letter. toreclosure M'y proceeil ii9i1lnst your tlcule i_ediateLl'. Avai l.ble funas for ~Meraency Mortg.ge iSj,sT.nce .re very :i...teo. 1hey ~iLl be Gls~urseO ~y the Aaency unaer the i'Liaibi litv crit.r;~ e.t.blishea by the Act. It is iJtreMe;, I~pcrt.nt thlt your 'Pp.ic.tion I' .ccur.te .na cOMPlete in every respect. lhe Pennsylvanl' HO~SlN~ FINANCE A~~NCY h~~ sixty (60) d.y. to ..ke . decision .fter it receiVES your 'PPLication. 'Durlng th.t addltion.l tiMe, no foreclsaure proceedings wi II be pursueG '9.lnst you if you h.ve Met the ti.e requireMents set forth .bav.. You wi II be notitiea airectly by the Agency ot its aecision on your 'DDllca- T ion. rhe Pennsylv.ni. HOUSINC FINANCE ACENCY is loc.tea .s 2101 North Front Street. Post Office ~Ol 8029, Harrisburg, Pennsylvania 17105. relephone No. (717) 780-38t1& or U8f)f)) 342-2397 (toll free nUlber). Persons with .MP.ired hearin9 c.n c.ll I(SOe, J42-2397. In .dditlon, you ..y receive .nother notice frOM this lender under Act 6 of 1974. lhat notice Is clllea . 'Notice of Intention to Fore- cia.... Yo. ..st re.d both notices, since th.y beth .xpl.ln rl,ht. that yo. now havi! .naer PennsYlvania law. However, if you choose to exercise your right~ aescribed in thIs notice. you c.nnet be forltclosed upon while yo. .re rec~lv;n~ th.t .ssissance. Very truly yours, KIKE o' L~ARY ~Ct1~! OO~ J&r \I i a Ce r t i f I eel "'a I: ZOO'\' 215 294 ,.. oa.n.....&.ICIlIJ 1<<\-..... ,~ Jll'I.ecJlIO '. IIiiiJaIbI ~CoIporaIion A ~ W'WbffeF'Y I ' . Z ~O' 2U 2'15 ~ Rec:eIpt few c... tiRed Mal No I:il__~ c...... "0." cMG -.r_ 00.... _ .. L I . I ..- . .... n...... _ L TAKE ACTION TO SAVE YOUR HO~ FROM FORECLOSURE Th. Co.~nwellth of Pennsylv.nlJ's Ho~eo~ners' EMergency ~ort..qe ".I.t.ne. 'rotra. ..y be .bl. to help you. Re.d the follo~ln, notice to find OMt how the pro,r.a ~orks. If YOM need ~re Infor..tion, c.ll the Pennsylv.nl' HOUSING FINANCE AGENCY It t(8tI) 342-2397. L. Motlflcaclon en .dJunto .. de su.. I.part.ncl., pues .fectl su d.recho . contln..r vlvl.ndo .n S~ c.s.. SI no co.prende el contenldo d. ..ta notlflcaclon obten,. un. tr.ducclon I..edl.t..ente ll...ndo .stl Iteneta (Pennsylv.nl. HOUSIN~ FINANCE AGENCY) sin c.rgos .1 nu.ero Mnelonado .rrlba. P.ltd.. .er ele,lble p.r. un pr.sti~o par el pro,r... lll.ada I Ha..awners, E..r.ency "art,..e Asslstlnce Pr09r..' .l cu.l pu.d~ .alvlr .. c... de l. p.rdld. del derecho . redi.lr su hipotec.. ACT 91 NOTICE IKPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE YOU HAY BE ELIGI8l.E FOR FINANCIAL AS'IUTANCE WHICH C~ rAVE YOUR HOME FROH FOREQ..o.nJRE AND HELP YOU MAKE FUTURE ttORTGAGE PAYItENTS ~TE: Nov..b.r 22, 1994 RE: Account No. 199828-6 Property Address: R D 2 Shlppensburq PA 17257 TO: Cindy A.firklow 618 WIln.t Botta. Rd Ihl"ensb.r, PA 17257 F~: B.neBostan Martql" Corpor.tion You .'Y be .ll,lbl. for fin.nci.l .ssist.nce th.t lIill prevent foreclosure on your MOrtg.q. If you COMPly ~ith the provisions of the HOM.o~ners' E..r,.ncy Mort,.qe Assist.nce Act of 1983 \t~E .Act.). You .ay b. Itll,lbllt for .~er,ency te~porlry .ssist.nce if your def.ult hiS b.en c.used by clrcuMst.nces beyond your control, yOU h.ve . re.son.ble prospect of resu.ln9 yo~r ~ortg.~e p.yuents, .nd if you .eet other .ll,lblllty r.,ulre.ents est.blished by the Pennsylv.nl. HOUSING FINANCE AGENCY. Plelse rlt.d .ll of this notice. It COnt,lns an expl.n.tion o~ your ri9hts. ~ 0Mc. .. 44090. ~,I~, flordl )22) 1 ...oqo --- . .'. ---'--~~~ . acn:.x-.' . . . - CoIporaIIon , r \I _ Jh I. . __ .. 'LJ L _ 1 porlry shy of for.c los-url' OIl YOIr IMJrt.... for thll.~~..tJ\. dlt. Gf this Notice. "rl.. th.t tl.. YOI ...~~.~li1nid~.~~ . "f.c.-to-f.c." Meetlnq wIth I representltlve of this lend.r. or ~ith . desltnlted conru..r cr.dlt couns.lln, ...ncy. Th. purpose of this .eetlnt is to .tte.pt te .or. Olt . r.Ply..nt ,lan, or to otherwise s.ttl. your delln1UenCY. lh.; ...tlnt Must occur In the n.xt thirty (30) d.ys. If you att.nd a f.ce-to-f.ce .eetln, with this lender, or wIth. CO~.M.r credit coun.elln, ...ncy Id.ntlfled In this notice, no further ,roceedlnt In .ort,..e forecloslr. .'Y tlke pllc, for thirty (36) d.ys Ifter the date of thl. ..etln,. The n..., .ddr.ss .nd tel.phone nUMber of Olr repres.nt.tlv. Is: HIkE O'LEARY BaneDaston "art,... Corpor.tlon 730t B.y...dows W.y Jacksonville. Florid. 32256 Tel.,hon.: (8ee> 874-7728 The nllles Ind Iddresses of desl,n.ted conSUMer credit counsellnq a.encl.. ar. shown on the .tt.ch.d sh..t. It Is only necess.ry to sched~ Il. OM face-to-f.ce ...tlng. You should idvlse this lender I"..di.t"l) of your Intentions. Your Mortq.qe Is In deflult bec.use vou h.v. fliled to p.y proMPtly Inst.ll.ents of principal .nd Interest, .s re~ulred. for I period of at le.st sixty (60) dAYS. The tat.l 'Maunt of the delln\uency is . 2.656.54. Th.t su. includes the follo~lng: .onthly p'YMents of $ 429.17 "aen .onth .nd lite charles of .t5.38 ..ch Month FLus ather chArles throl,h tod.y. If you h.ve tried and are un.ble ta resalve this prObleM .t or itter your f.ce-to-f.ce Meeting. you h.ve the right to .pply for fininelal Isslst.nce fraM the HOMeowners' EMergency Mortg.qe Assistlnce Fu~d. DCtge ett JBT _ ore.... _. _n.. ,_ 11111...,.., ~IHID.tonMo.we~ .- ~'... A .... 01101... CampIftY " In ord.r to do thi., yau .u.t fill out. sltn .nd file I cOMPleted Ho-..c*ner.' Eur,.ncy Asslshnc. Appllc.tlon IIIlth one of the des,9n.tb:l con.l..r cr..'t cOlns.lln, .,.ncle. ll.t.d on the .tt,chM.nt. An .ppli- cation for I..,.tlnee uy only be obtained fro. a conSUMer credit coun- s.llnt a,ency. Th. con.u..r credit counseLln. I.ency Nill .ssl.t you in fllllnt o.t ~r .ppllc.tIQn and IIIlll .~.It your co~pleted .ppllc.tlon to t~ Pean.,lwanl. HOUSING FIN~E ~EHCY. Your .ppllc.tlon Must be fll" or 'O.t,,"ed, ~Ithln thirty (3e) d.ys of your f.ce-to-f.ce ...tlnt. It Is e.tr..ely IM9ort.nt th.t you fll. your applic.tlon pro.ptlY. If yo. do not do so, or If you do not folLow other ti~e periOdS set forth In thl. lett.r, foreclosure ..y proc.ed ...Inst your hOMe I..dlltely. Av.ll.b"t. f.nds far e..r..ncy eart,..e as.lshnce .re very liMited. They IIIlll be dIsbursed by the Agency under the eligibility criterl' est.bll.h.d by the Act. It I. extre.ely I.port.nt th.t yo.r .ppLICltJon IS .ccur.te .nd co.plete In every respect. The Pennsylv.nla HOUSING FINANCE A~ENCY h.s sixty (69) d.y. ta .ake . decision .fter It receives your .pplic.tlon. During that addltlonll tille. no foreclsoure proceedings Nlll be pursued "llnst you If you have Met the tl.. r.,ulrlt.ents set forth .bove. You IIIllL b. notified dlrltctly by the A.enc)' of Its decision on your .pplic.- t ion. Th. P.nnsylv.nl. HOUSING FINANCE AGENCY Is located 's 2101 North Front street, Post Office Box 8029, H.rrlsbur., Pennsylv.nl. 17105. Tel.phone No. (717) 780-3800 or 1(800) 342-2397 (toll free n"~ber). Persons with 1M9.lred h.lrin. can c.ll 1(800) 342-2397. In addition, you .,y receive .nother notic. fro. this l.nder under Act 6 of t974. Thlt notice Is c.lled a 'Notice of Intention to fore- clo.... -yo..eSt r..d both notlc.., .Ince they bath .xplaln rights th.t you no~ h.v. under P.nnsylv.nla ll.. Ho~.ver. If you choose to exercise your rl9ht. d..crlb.d In this notlc.. you cannat be foreclosed upon whll~ you are.recelvlng th.t asslssance. Very truly yours, "IKE o'LEARY DC091 009 JBT Vi. Certified "Iil Z 009 2lS;.qf ,... ~ loa ~ ~"~IU~ flot~ unl..&090 , .. .{..)... US z,.. ~ Rtulp.. for CertIf1ed Mal "" 1___ COWl. p,- _ De"'_"~""" 1 ....... _"l ~ ~. I TAKE ACTIOH TO SAVE YOUR HOME FROft FOREa DIURE ~ ~~CorporaIion A~" w~fffiIW'y . The c.Ollllon....~th ot Pennsy~vini.'s HOaleo.ners' E...rc;um.:y ~,orTCHIc;e Assistance Pratr.1I ..y De .ble to nelp vou. R..d tn. follo.lnq notice to flod out hOll the pro~riM .orks. If vou ne.d .or. infor..tion. c.ll the ~ennsyi~.nl' ~OUSING F:NANCE ~E.NC~ '1 l(aOGI 34~-23~7. La Nofific.clon .n 'dJUnto es d. SUal~ I~port.nci., pues .tect. su derecho i continu.r yivlendo en su CiSu. :i no co.pr.nde .1 contenido d. .st~ notific.cion obtenqa In. tr.duccion i...di.t..ltntlt lll.lndo Itsta a~.nci. (Pennsy~vlfti. HOUSl~ FINAN~E ~E.NCY) sin car~os .l nUller~ ~ltncion.do .rrib.. Puedes ser ele.ible p.r. un prest..o por el pr09r."~ ll.ul.do 'I1otleowners' E...r;ency Hort9.gi1 Assishnce F'r09r.Il' .1 cual pued~ zllv.r su c.s. de I. perdld. d.l derer.~o . redi.ir SM hlPotecl. ACT 9t NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EHERGENCY KORT~E ASSISTANCE PROGRAM PLEASE READ THIS NOTICE YOU KAY BE ELI'IBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOKE FROM FORECLO.fURE AIm HELP YOU MAKE FUTURE "ORTGAGE PAYMENTS DATE' Nov~,,~er 22, 1994 RE: Account No. 199828-6 Property Address: R D 2 Shippensburq PA 17257 TO: Cindy A Barklow .. D Z Shippensburq PA '7251 FRO": Il.nclloston Mort9';!" Corpor.t lOll You alay be eiltible tor tlnlncial assistance th.t wi II prevent foreclosure on your Mort;!.~e if you cOMPlv with tn" provisions of thi HOtleowners' ~.ergency Mortgl.e ASSistance ~ct of 1983 'the 'Act"). rou aI.Y be eli~ible for ealergenCY tealPor.rv ass;stallce if your detiul~ r,U~ oeen c.used ty circuMst.nces beyond your control. YOU h~ue . re~.on~~:p prospect 01 re$U~lng your .ort9'ge OirM"nl;, .nd " you Meet other eLlqibl llty requireMents est.blished by t~e Pennsylv.ni~ HOUSrN~ r!N~NCE ~~ENCY. F'~easi r~ad ~~~ ~~ th.s notite. l~ conti.ns a~ el~l~n~tlan ~~ >,Cllr r:~htS. '011 Ottc" 1i.."4090 w.c~ 'land.I JZ=JI...tOIKf ~. ~~~.~pr.r..r. ~~." c. ~::let:OSU"F ~'''' Y"..r ~o.- ':a~lla H)' :',. ~-...'Vif~ c~" ail t II 0: tn d 'lOt Ice. ;..or. "I th.t :; .1" ",.;,U MUSt .rrolnq'i""iiWI i"'1'~({ . · TlcP-to-t..:e' ....t i t'lq ..d:'1' rl'preSan"'.ve ot th.S lendar. or with. ae.5.~"il.e.:l conSUal.tr . IICllt c:oulI.~ellnq ~9(!r.:v. ;:'1. purpos. aT thiS ....tinq ;5 to 'Tt.MPt to ..or;; Ollt 01 r.p.y"..nt ploln. or t.. otherwisE- s.ttle Y':'Ul' di,o~in,l&eTI':Y. lh,;' He.tln9 Must oceur in th. n.xt thirty '30~ d.ys. if you .ttend i tol.:e-to-f~ce ..etin, with this lender, or with il conSUMer credit counselinq .t.ncy identifiea in this notice, na further proceeding in .ortg.,l' tore.:.osure .ay take plac. tor tnlrtv (39) Cl.ys .iter the d.t. aT this ...tln,. The n.... .ddr.ss .nd telePhone nUtlDer of our represent.tive is: MaE U'LEARl' 1I01nc!losto,. ~rt9.g. Corpor.t ion 73at B'YMe.dolls W.y JolCkSOnvill&, FLorio. 32~~6 relePhcne: ,aoo> 874-7728 lha n.tles .nd aadressc! of desi~n.te.:l c~nsutler .:rcGit couns.lin:a ..geneies .re sholln on tn. ."..cnea sheeT. ~t is only necess.ry to scnl'a- ~Le one fice-To-fice ~ea'.n;. Tau shouLd .dvlse this Lender 1""aCliat~Lv ~T ~our Int.ntions. Your tlortq.qe IS In def.ult because you h.ve ii: led to p.y pro.ptly instalLMents of prin':l~al and interest, .s rR~uired, for a period of .t Le.st sixty \60> days. Tne tot.l 'Mount of tne dRlinquency is $ 2,6~6.54. Tn.t SUM in.:ludes tne foLlow;n9: lIonthLy p.ytlents at $ 42~.t7 e,ch ~ontn .nd l.te ch.rges or $'~.:a e,ch Montn p~us otner cnarq.s thrOugh tOd.y. l~ you h.ve trl~d .nd .re unable to resolv~ this proble~ .t or ~ftRr your t.ce-t~-t.ca ~~~tlni. vou h.ve the ri,ht to .pplv for finlnci.l .ssistanc. frOM tne Ho~eowne.-s' E~er,.ncy Mcrtq.,e Assistance Fund. DC090 0 t , .JB'7 ,. Ofl(. loa 44CJItO I<<~.I'" 'Iorllk J!:\I-tO'Q . ~ Banc:IioskJn MDIf8iIIe CGrporaIion A IInIl oIloston Company 01; Ol";ler tc. ae. ~I'I.S. "'::11 wust tl L~ :.ut. :;ClI'I and fi Le iI cc.wpletea Ho"eowner s. E.alergen.:y Ass 1St .n.:i' ':';>p l i c.ll..n "I th on. of the aes: gna h.; conSUMEr creolt counseL In, .,encles llstea or. the att.chMent. An .ppLI- cAtion for .s~.st.n~. ~'r onlY b~ obti;nea tr..u . conSUMer credit coun- seLin, 'genCy. ;n, consu.er creait counselin9 i1gency Mi II .SSISt YOU ;~ tillin;l out your .ppl.:.t1on.nd "il~ subalit your co.pleted APplicltlon to the Pennsylv.r.I~ HOUSING FIN~~CE AGENCY. Your .ppllc.tion ~u~t ~e flt.d or post.Ark.~, "Ithin thirty (3C~ ~.yS of your f.ce-to-t.c~ weet in... It is €.Irewelv iMPort.nt th.t you fi Ie your .ppllc.tlon prouptlf. It YOI do net ;10 so, or it vou ao not tallow other tiue periods set forth i~ this letter, toreclosure ~'Y prace.a '9.inst your ho~e i "~ed i II~. ~ t'. AVii l.o:e f.nJs fe. iM~rqencY worl9.qe issist.nce .re very L;~;:~~. lney -.;~l oe d,sbursed oy the Agency UnCii!1' tn!! ...ti;llb;~ity crit.....iJ astaDLisneu by tne Act. 1t is extrewely iwport~nt th.t your .pplicatlon is accurate and cOtl;>lete in every respe.:L 'The Pennsy,van;. HClUSINC. F'lNANt:E Ar.E.tIC'Y t,..s sixty ~~O) d.ys to ..ke . deCISion .fter it receives your application. Durin9 th.t .daition.~ tlue. no toreclsoure proceedin9s "Ill be pursuea .,ainst ,OU It you h.ve Met tne tiwe re~uiretlents set forth .bove. You wi II be notlfie= ~Irectly bY the AClenCy of its deciiion on your .P;>.I':i- t ion. ;he Pennsylvania HOUS1NG FINANCE AGENCY ;s lociltld as 2'81 North Front Street, Post 011.:e Bo~ a02Y, H.rrisburg, P~nnsyLvanl~ 17\05. TeLephonE No. (717) 780-3800 or 1\800) 342-2397 (toll free nu~verl. Persons with iMPaired hearing c.n .:al~ 1(800) 34~-~3S'''. In .dd:t1on, you M'Y receive .nother natlce frOM this lender under Act 6 of 1974. Th.t notice is c.lled . 'Notice of Intention to rore- close'. You MUSt rl.d both notices. since they both expl~ln ri9hts th.t yo~ now h.ve under Pennsylv.ni. I.M. However. if YOU choose to exercise your ri9nts described in tnis notice, ~ou c.nnot be for.closed upon whi le YOU .r~ ,ecei~:n; th.t .ssiSSlnCe. Very tr~ly yours, I'll K E. o' LEARY DC~91 ~Q9 JhT "v,.. :f'.. ~ I ~ . iJ:' Mil:. t Z ()~9 :!~ r;, 296 Pow (.lIter".&.6O'O We""'".... fo"'" J::lI~ . ~ '" VERIFICATIOt( The undersigned, an officer ot the Corporation which i. the Plaintitt in the toregoing Complaint or an officer of the Corporation which is the servicing agent at Plaintift, and being authorized to make this verification on behalf ot Plaintiff, hereby verities that the facts set forth in the foregoing Complaint are taken troll records maintained by persons supervised by the .. undersigned who maintain the business records of the Mortgage held bi~P1aintift in the ordinary course of business and that those .<.....1 . ., in(qrmation and beliet ot the undersigned. . facts are true and correct to the best of the knowledge, ~...J c.- :..:..: . .... 'v I UNDERSTAND THAT FALSE STM'EHEHTS HEREIN ARE HADB SUBJECT TO THE PENALTIES OF 18 PA.C.S. SECTION 4904 RElATING TO UNSWORN FALSIFICATION TO AUTHORITIES. / Date: ;)-14 - q) - ,,-.~ NAm JAMES B. AWH . Ti~: ASSISTANT SECRETARY Company: BANCBOSTON HORTGAGE CORPORATION h" ~ ',~' ,-./ ~ R.. ,,~ .,... ~ \.>J ~ ~ ~ .l::::- I::>. ~ . . ^' _. r-v \~ ~G; ~: - \Q CJ> <>i ~ QI I".) - .,'" co'" ..,:1:.... mQ~'," ~!"'~t;= :t:~:",'q V),... ~MJ t~ ~:z....'")T !<O~~ ~oo" ~''::JZn s..c:C.~I" z;! ...", -Co< - I".) ~ ~ i I f ! - :fi I. INTRODUCTION Plaintiff, Federal Home Loan Mortgage Corporation, (hereinafter referred to as "Plaintiff"). commenced the instant Action in Mortgage Foreclosure to obtain an In Rem judgment in Mortgage Foreclosure pursuant to Pennsylvania Rule of Civil Procedure (hereinafter referred to as "Pa. R.C.P. ") 1141 et sea against the Defendants, Jack A. Barklow and Cindy A. Barklow. Thereafter, Defendant Jack A. Barklow, only filed an Answer (hereinafter referred to as "Answer") in response to Plaintiffs Complaint in Mortgage Foreclosure. Presently Plaintiff has moved the Court for Entry of Summary Judgment against Defendants pursuant to Pa. R.C.P. 1035 because the pleadings. together with Plaintiffs evidence properly attached to its Motion for Summary Judgment (hereinafter referred to as "Plaintiffs Motion"), show that there is no genuine issue as to any material fact and that Plaintiff is entitled to Summary Judgment as a matter of law. Based upon Plaintiffs Motion, as well as the facts and argument below presented, Plaintiff shall establish that entry of Summary Judgment in its favor, pursuant to Pa R.C.P. 1035, is proper. 1 II. STATEMENT OF FACTS On or about June 13, 1986, Defendants executed a Mortgage Note in the principal sum of Thirty-Six Thousand and Three Hundred 00/100 ($36,300.00) Dollars. (See Plaintiffs Motion, Exhibit "COO). On the aforesaid date, Defendant also entered into a Mortgage which secured the indebtedness of the Note. (See Plaintiffs Motion, Exhibit "B"). It is admitted that the Mortgage and Note were thereafter assigned to Plaintiff. Exhibit "D", paragraph l. The real property, which is subject to the mortgage is located at RD 2, Shippensburg, PA 17257. Defendant has defaulted by failing to pay installments of principal and interest due and payable on or about June 1, 1994 and thereafter despite demand for such payments. (See Exhibit "B" attached to Plaintiffs Complaint, which is attached to the instant Motion as Exhibit "A".) Pursuant to the terms of said Note and Mortgage, the amount due and owing as set forth in Plaintiffs Motion is $31,630.74. By reason of Defendant's defaults, Plaintiff filed a Complaint in Mortgage Foreclosure, and Defendant thereafter filed an Answer to said Complaint. Therefore, since the pleadings are closed, Plaintiff has provided its Affidavit of Amount Due and Loan History to the Court and there being no genuine issue as to any material fact, Plaintiff has moved this Honorable Court to enter Summary Judgment in its favor and against Defendant. As shall be set forth immediately below, Plaintiff is legally entitled to entry of Summary Judgment in its favor and against Defendant in accordance with Pa. R.C.P. 1035. 2 Pane v. Smith. 227 Pa. Super. 80, 323 A.2d 856 (1974); Amabile v. Auto Kleen Car Wash, 249 Pa. Super. 240, 376 A.2d 247 (1977). The pleadings and exhibits thereto, establish that the allegations of Plaintiffs Complaint are now deemed admitted pursuant to Rule 1029 Pa.R.C.P.. Together with Plaintiffs Affidavit of Amount Due and Loan History filed in this matter, these admissions establish conclusively that there is no genuine issue as to any material fact and that Plaintiff is entitled to entry of Summary Judgment in its favor as a matter of law. B. PLAINTIFF'S COMPLAINT STATES A CAUSE OF ACTION AT LAW TO FORECLOSE MORTGAGE PURSUANT TO Pa, R.C.P. 1141 n WI. Pa. R.C.P. 1147 sets forth the requirements for a well pleaded Action in Mortgage Foreclosure and states in full as follows: The plaintiff shall set forth in the complaint: (1) the parties to and the date of the mortgage, and of any assignments, and a statement of the place of record of the mortgage and assignments; (2) a description of the land subject to the mortgage; (3) the names, addresses and interest of the defendants in the action and that the present real owner is unknown if he is not made a party; (4) a specific avennent of default; (5) an itemized statement of the amount due; and (6) a demand for judgment for the amount due. Since Plaintiffs Complaint, attached to Plaintiffs Motion as Plaintiffs Exhibit "A", clearly meets each of the six (6) requirements set forth in Pa, R.C.P. 1147, Plaintiff has properly pleaded a prima facie cause of action in Mortgage Foreclosure. Summary Judgment is therefore appropriate since, as argued immediately below, the pleadings, the exhibits thereto, Defendant's Admissions pursuant to Pa. R.C.P. 1029, together with Plaintiffs Affidavit of Amount Due and Loan History, upon consideration, clearly establish that there is no genuine issue as to any material fact. 4 C. PLAINTIFF IS ENTITLED TO ENTRY OF SUMMARY JUDGMENT IN ITS FAVOR AND AGAINST DEFENDANT AS A MATTER OF LAW In the Answer to Plaintiffs Complaint, Defendants deny knowledge sufficient to fonn a belief as to whether the loan is in default because of the failure to mllke pllyment in accordllnce with the Loan Documents under the tenns of the Mortgage. (See Plaintiffs Motion, Exhibit "D", paragraph 5,6). However, Defendant's Answer fails to plead any specific facts to support these allegations. As a result, Defendant's Answer fails to plead with the requisite factual specificity required by Pa. R.C.P. 1019(a), (b), (0, (h); and 1029(a) and (b). Therefore, Defendant's Answer fails specifically to raise a genuine issue as to any material fact which would preclude entry of Summary Judgment in Plaintiffs favor. (See Plaintiffs Motion, Exhibit "D"). Defendant has not raised any genuine issue as to any material fact which would preclude entry of Summary Judgment in Plaintiffs favor. By contrast, Plaintiff has established, by virtue of Plaintiffs Affidavit of Amount Due and Loan History, that Defendant has failed to make payment as required by the Loan Documents, as well liS the total amount presently due from Defendant. (See Plaintiffs Motion, Exhibit "E"). Importantly, Defendant's Answer does not dispute that the mortgage loan is in default. Defendant avers in paragraphs 5 and 6 of the Answer in pertinent part: 5. Denied. After reasol/able il/vestigariol/ tire Defendallls are witlrolll kl/owledge or informatioll slIjJiciellllO form a belief as to tire trutlr of tire mailer averred. 6. Dellied. After reasol/able illvestigatioll tire Defelldallls Clre witlrolll kl/owledge or illformatioll slIjJicielllto foml a belief as to tire trllllr of tire mailer averrell. 5 I ' k"_ __ .---' The Pennsylvania Superior Court has held that such general denials or claims of insufficient knowledge and belief as to the truth of the mortgage debt due and owing are to be deemed admissions. There can be no question that apart from the mortgagee, the mortgagor is the only party who would have sufficient knowledge of the mortgage amount due and owing. As the Court stated: "Appellants, in their answer to appellee's complaint, admitted that they were behind in their mortgage payments. Likewise, appellants' general denial that they are 'without information sufficient to form a belief as to the truth of' appellee's averment as to the principal and interest due is to be considered an admission of those facts.... Unquestionably, apart from appellee, appellants are the only parties who would have sufficient knowledge on which to base a specific denial." New York Guardian Mortl!al!e Comoration v. Dietzel. 362 Pa. Super. 426,429,524 A. 2d 951,952 (1987); see also Pa.R.C.P. 1029 (c), and Cercone v. Cercone. 254 Pa. Super. 381, 386 A. 2d 1 (1978). Defendant's Answer is, therefore, deemed an admission. Since the pleadings, exhibits thereto, Defendant's failure to file any document or response to Plaintiffs Discovery and Defendant's Admissions pursuant to the Pennsylvania Rules of Civil Procedure, together with Plaintiffs Affidavit of Amount Due and Loan History, clearly demonstrate that there is no genuine issue as to any material fact, the Plaintiff is entitled to Summary Judgment as a matter of law. 6 For all the foregoing reasons, Plaintiff. Federal Home Loan Mortgage Corporation . IV. CONCLUSION respectfully requests that this Honorable Court grant its Motion for Summary Judgment and enter judgment of Mortgage Foreclosure In Rem in its favor and against Defendants, Jack A. Barklow and Cindy A. Barklow in the amount of $31,630.74, authorizing sale of the mortgaged property, together with additional expenses and interest through the date of judgment and thereafter as provided by the Mortgage and applicable law, plus costs. Respectfully Submitted: SHAPIRO & KREISMAN Dated: 5'- If /,l tSiJJ () 94-7119.mem 7 H. Anthony Adam, Esquire 128 E. King Street Shippensburg, PA 17257 Cindy A. Barklow 26 Spring Drive Shippensburg, PA 17257 . SHAPIRO AND KREISMAN BY: AXEL A. SHffiLD, II, ESQUIRE ATTORNEY I.D. No. 17440 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDESFORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 Federal Home Loan Mortgage Corporation COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 95-901 PLAINTIFF v. Jack A. Barklow and Cindy A. Barklow DEFENDANT(S) CERTIFICATE OF SERVICE Axel A. Shield, II, Esquire, attorney for Plaintiff, hereby certifies that true and correct copies of the foregoing Memorandum of Law in Support of its Motion for Summary Judgment, together with any other documentation specifically referenced in the transmittal letter , were sent on May 16, 1996, by first class mail, postage pre-paid, on to the following party as listed below: Dated: ,5'- /1,-9?- . 114. FEDERAL HOME LOAN MORTGAGE CORPORATION C/O BANCBOSTON MORTGAGE CORPORATION I IN THE COURT OF COMMON PLEAS OF I CUMBERLAND COUNTY, PENNSYLVANIA I I NO. 95-901 CIVIL TERM V. . . I CIVIL ACTION - LAW JACK A. and CINDY A. BARKLOW I . . BEFORE SHEELY. P.J. AND OLBR. J. ORDER OF COURT AND NOW, this 27th day of JUNB, 1996, the above case was listed for Argument on June 26, 1996, on plaintiff's motion for summary judgment. Counsel for the defendants wrote a letter to the Court indicating they would not be responding to the motion nor filing a brief in opposition to the matter. By the Court, Axel A. Shield, II, Esquire For the Plaintiff H. Anthony Adams, Esquire For the Defendant c.c-~ (>>-<<,..:'LA. 'l/I/tb:a ..-J.o . Isld CJ l..O 0 C ..,-. '11 ~ ~~ or' iBn~ r ~I j~J " ~(- ):-~ :;J. ~C' -~ ::\~ ~ !E', 'R Cil ,., ..-;. ~ ."' :./1 ...-; 0 ~ -. SHAPIRO AND KREISMAN BY: CAROLEE BERASI, ESQUIRE ATTORNEY I.D. 153426 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDESFORD ROAD. SUITE 350 BERWYN. PA 19312 TELEPHONE (610)695-9240 S&K FILE NO. 94-7119 Federal Home Loan Mortgage Corporation COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.: 95-901 PLAINTIFF VS. Jack A, Barltlow and Cindy A. Barltlow DEFENDANT(S) PRAECIPE FOR ENTRY OF JUDGMENT IN ACCORDANCE WITH COURT ORDER TO: PRarHONOTARY Kindly enter Judgment pursuant to the Order of Court dated June 27. 1996. In the above- captioned matter, granting Summary Judgment In favor of Plaintiff and against Defendant In the sum of $31.630.74. a true and correct copy of which Is attached hereto and marked Exhibit "A., ~" . , ~ ,~~ ("') ~ ~~ 'D ~ c:: en .~ =- ~f ~ t~ \ "n~' c::: rd I, e") z' I ~b \0 g! l' ~~~ " ~@ ::: Q ~ ;:s -i :? - "1:_ U1 ~ ~ #-_.= (costs to pe added) /' $ COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 95-901 Federal Home Loan Mortgage corporation vs. Jack A. Barklow and cindy A. Barklow PRAECIPE FOR WRIT OF EXECUTION (MORTGAGE FORECLOSURE) TO THE PROTHONOTARY: Issue writ of Execution in the above matter: Amount Due $31,630.74 Interest from 6/27/96 to 12/4/96 $ 1,014.17 - - IRO & Carolee Berasi, Esquire A ey Mittleman, Esquire .':'-. ~~ ~~ ........ ~ . ". 1;0 r . 9J ~ ~ ,j >-. '. \ ':-oJ lft.. ~ ~ v. . .-~ ~~~~~ ~ ~ , r\ , ~, ,.~ ~~ 'St l0Q ~ , - (") U) ~ c en ;;;: ;e: :i'! ~8"j ~ m~ ;AS- ~ ~~6 ~i'.': -0 0 :'::c ::;: ~~ Zc: N ~ >C: .. ;::--t ~ U1 ~ NO. 95-901 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Federal Home Loan Mortqaqe corporation vs. Jack A. Barklow and cindy A. Barklow ',' WRIT OF EXECUTION (Mortqage Foreclosure) Costs Prothy Paid $ Writ, Ret. , Sat $ Total Cost $ /' . , " SHAPIRO AND KREISMAN BY: CAROLEE BERASI, ESQUIRE, 1.0. #53426 STANLEY K. GORDON, ESQUIRE, 1.0. #69432 NANCY WORTH-PINE, ESQUIRE, 1.0. #50596 CHERYL VILLAUME, ESQUIRE, 1.0. #70044 LAWRENCE B. SCHWARTZ. ESQUIRE #37499 ROBIN FOXWELL, ESQUIR. 1.0. #38485 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDESFORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 Federal Home Loan Mortgage corporation COURT OF COMMON PLEAS CUMBERLAND COUNTY PLAINTIFF NO: 95-901 vs. Jack A. Barklow and cindy A. Barklow DEFENDANT(S) U'J'IDAVIT PURSUANT TO RULE 3129.1 Federal Home Loan Mortgage corporation, plaintiff in the above action, sets forth. as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at RD 2 ShippeD.burq, PA 17257. 1. Name and address of owner(s) or Reputed owner(s) Jack A. Barklow 4159 Macclays Mill Road Shippensburg, PA 17257 Cindy A Barklow 26 spring Drive Shippensburg, PA 17257 2. Name and address of Defendant(s) in the judgment: Jack A. Barklow 4159 Macclays Mill Road Shippensburg, PA 17257 cindy A Barklow 26 spring Drive Shippensburg. PA 17257 3. Name and last known address of every judqment creditor whose judqment is a record lien on the real property to be sold: Federal Home Loan Mortqaqe corporation c/o BancBoston Mortqaqe corporation P.O. Box 44090 Jacksonville, FL 32231 4. Name and address of the last recorded holder of every mortqaqe of record: Federal Home Loan Mortqaqe Corporation. Plaintiff c/o BancBoston Mortqaqe corporation P.O. Box 44090 Jacksonville, FL 32231 5. Name and address of every other person who has any record lien on the property: NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: cumberland county Tax Claim Bureau cumberland county Courthouse South Hanover street Carlisle, PA 17013 cumberland County Treasurer Cumberland County Courthouse South Hanover Street Carlisle, PA 17013 cumberland county Water Association 705 South Mountain Estates Road Shippensburq, PA 17257 Township of Southampton TAx Collector/School District Taxes 708 Baltimore Road Shippensburq. PA 17257 Sewer - septic 7. Name and address of every other person of whom the plaintiff has knowledqe who has any interest in the property which may be affected by the sale: TENANT OR OCCUPANT RD 2 - 618 Walnut Bottom Road Shippensburq, PA 17257 . . I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. --'" Y: ,~ OLEE BERASI, ESQU E, I.D. #53426 TANLEY . GORDON, ESQUIRE, I.D. #69432 NORTH-PINE, ESQUIRE, I.D. #50596 HERYL VILLAUME, ESQUIRE, I.D. #70044 LAWRENCE B. SCHWARTZ, ESQUIRE #37499 ROBIN FOXWELL, ESQUIR, I.D. #38485 94-7119 ,'I , " ~^1 ,. . ~ .,~ .<: ,\,) (') 1..0 ~ ~ 'n ~BJ :r:. .:-;:1 c:: ~f f'J ~ '0. w )) ~ej 0 ~ ~?j ff? :J; N e; ~ .. ~ Ul 1. The sale will be cancelled if you pay back to ~ed.ral Hom. LoaD Kortqaq. corporatioD the amount of the judqment plus costs or the back payments, late charges. costs. and reasonable attorneys fees due. To find out how much you must pay. you may call: 610- 695-9240. 2. You may be able the Court to strike improperly entered. sale for good cause. to stop the sale by filing a petition asking or open the judqment. if the judqment was You may also ask the Court to postpone the 3. You may be able to stop the sale through other legal proceedings. - You may need an attorney to assert your rights. The sooner you contact one. the more chance you will have of stopping the sale. (See notice on page two of how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is sold to the highest bidder. calling 610-695-9240. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. not stopped, your property will be You may find out the price bid by 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened you may call 717-240-6390. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time. the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later than one month from date of sale. This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. 7. You may also have other rights and defenses or ways of getting your house back. if you act immediately after the sale. . n 0.0 ~ C CF> ,... ~ =r! [H i;~ Y' G:; ~I ~_1 fJ; ~~. to.> -.. ~l: -0 ~n :::: . Co' ~ --I C': !? ~ ~ -:: VI tees due. To tind out how much you must pay, you may call: 610- 695-9240. 2. You may be able the Court to strike improperly entered. sale tor good cause. to stop the sale by tiling a petition aSking or open the jUdqment, it the judqment was You may also ask the Court to postpone the 3. You may be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two at how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. It the Sheriff's Sale is sold to the highest bidder. calling 610-695-9240. 2. You may be able to petition the Court to set aside the sale it the bid price was grossly inadequate compared to the value of your p~operty. not stopped, your property will be You may find out the price bid by 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened you may call 717-240-6390. 4. It the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later than one month from date of sale. This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. 7. You may also have other rights and defenses or ways of getting your house back, if you act immediately after the sale. e \.0 0 0" ..., qJ[;; ~ =rJ 'J~ a:; ;n:!1 ~c - ~l ~,~. w -.I ~l' G if) ..., 02 ~ g) ~ ~ ~ .' - ~ ~ U1 "' Defendant(s) failure to request or appear at meeting with Mortgagee or Consumer Credit Coun.eling Agency Defendant (a) failure to file application with Homeowners Emergency Assi.tance Program. I further agree to ind~mnit~nd hold harmless the Sheriff of CUMBERLAND county for any/false atement given herein. SHA IRO & KREI MAN (c) (d) I SI, ESQUIRE, 1.0. 153426 S ANLEY . GORDON, ESQUIRE, 1.0. 169432 ORTH-PINE, ESQUIRE, 1.0. 150596 CHERYL VILLAUME, ESQUIRE, 1.0. 170044 LAWRENCE B. SCHWARTZ, ESQUIRE 137499 ROBIN FOXWELL, ESQUIR, 1.0. 138485 : < , . '" :,..,.. :~':J , -,\} :,..... "' ~.~.: ;.,;~ 1 , ,".i ..-.. , n U) ~ ~~ en ". ~I c: ::n '0 ~~: w :n 0 !l<L. ""0 -T:! ~() ::c L~ ~l.'J ~ ~ c- .'"' Ui.~ "'. _oj -.. SHAPIRO AND KREISMAN BY: AXEL A. SHIELD, II, ESQUIRE ATTORNEY I.D. No. 17440 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 Federal Home Loan Mortgage Corporation COURT OF COMMON I)LEAS CUMBERLAND COUNTY PLAINTIFF NO: 95-901 v. Jack A. Barklow and Cindy A. Barklow I I I I AME~DED CERTIFICATE OF SERVICE DEFENDANT(S) Axel A. Shield. II. Esquire. attorney for Plaintiff. hereby certifies that true and correct copies of its Motion for Summary Judgment. Memorandum of Law in Support of its Motion f~r Summary Judgment. and Praecipe for Listing the case for Argument. together with any other documentation specifically referenced in the transmittal letter. were sent by first class mail. postage pre-paid. to H. Anthony Adam. Esquire on May 16. 1996. and upon Cindy A. Barklow on June 11. 1996. to the following addresses as listed below: H. Anthony Adam. Esquire 128 E. King Street Shippensburg. PA 17257 (Attorney for Jack A. Barklow) Cindy A. Barklow 26 Spring Drive Shippensburg. PA 17257 Dated: {, - II - t:j 6 9~.7119 BY: Axel C) ~ 9n s;; 0' ".. ~ ::-~ ~CJ '- p;w: :.'.: 'i~ 2':" ~\'. c:J "'," ;:) Ki:.", """ g~ ~c ~ - -, ~" ~ arn c ~ (:j ::- ~,. :0. -- C"' ~ . , ., SHAPIRO AND KREISMAN BY: CAROLEE BERASI, ESQUIRE ATTORNEY 1.0.# 53426 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDESFORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 Federal Home Loan Mortgage Corporation c/o BancBoston Mortgage Corporation PLAINTIFF COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 95-901 VS. Jack A. Barklow and cindy A. Barklow 4159 Macclays Mill Road Shippensburg, PA 17257 (Jack) 26 spring Drive Shippensburg, PA 17257 (cindy) DEFENDANT(S) VERIFICATION OF SERVICE PURSUANT TO Pa.R.C.P. 440 The undersigned hereby verifies that she is a legal assistant for Shapiro & Kreisman, attorneys for the plaintiff in the above case and that pursuant to Pa.R.C.P 3129.2(c)(1)(ii) and 440, she mailed a true and correct copy of the Notice of Sale in the above- captioned case to Defendant's Attorney by regular and certified mail, postage pre-paid, on AUGUST 22. 1996 . I verify that the statements made herein are true and correct and I understand that false statements made herein are subject to the penalties set forth in 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. DA'l'ED: <&?~~ 94-7119 ~O~KREISMAN BY: ... '~~: Bon e H gh Legal Assi nt g ~ ~ 0- :...: :coo .... w.t~ c:: '~i ,.-, ~~- r-3 -n -1 -ll ") t;;i::,< ~, .-.:' "33 .1.. ';.-'c ~. '-,) " - ,,:':(" .;:m """,- -' ~? '-.:;.), .PC' ~. ~;.. =\ r:- ~'1 .... <Y.> -- 0 !. ~ ~ . . SHAPIRO AND KREISMAN BY: CAROLEE BERASI, ESQUIRE, 1.0. 153426 STANLEY K. GORDON, ESQUIRE, 1.0. 169432 NANCY WORTH-PINE, ESQUIRE, 1.0. 150596 CHERYL VILLAUME, ESQUIRE, 1.0. 170044 LAWRENCE B. SCHWARTZ, ESQUIRE 137499 ROBIN FOXWELL, ESQUIR, 1.0. 138485 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 Federal Home Loan Mortqaqe Corporation COURT OF COMMON PLEAS CUMBERLAND COUNTY PLAINTIFF NO: 95-901 vs. Jack A. Barklow and cindy A. Barklow DEFENDANT(S) APPIDAVIT PURSUANT TO RULE 3129.1 Federal Home Loan Mortqaqe corporation, Plaintiff in the above action, sets forth, as of the date the praecipe for the writ of execution was filed, the followinq information concerninq the real property located at aD 2 Shippensburq, PA 17257. 1. Name and address of Owner(s) or Reputed Owner(s) Jack A. Barklow 4159 Macclays Mill Road Shippensburq, PA 17257 cindy A Barklow 26 Sprinq Drive Shippensburq, PA 17257 2. Name and address of Defendant(s) in the judgment: Jack A. Barklow 4159 Macclays Mill Road Shippensburq, PA 17257 Cindy A Barklow 26 sprinq Drive Shippensburq, PA 17257 . ( . . . 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Federal Home Loan Mortqaqe corporation c/o BancBoston Mortqaqe corporation P.O. Box 44090 Jacksonville, FL 32231 4. Name and address of the last recorded holder of every mortqaqe of record: Federal Home Loan Mortqaqe Corporation, Plaintiff c/o BancBoston Mortqaqe corporation P.O. Box 44090 Jacksonville, FL 32231 5. Name and address of every other person who has any record lien on the property: NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: CUmberland County Tax Claim Bureau cumberland County Courthouse South Hanover Street Carlisle, PA 17013 cumberland County Treasurer cumberland County Courthouse South Hanover Street carlisle, PA 17013 cumberland county Water Association 705 South Mountain Estates Road Shippensburq, PA 17257 Township of Southampton TAx Collector/School District Taxes 708 Baltimore Road Shippensburq, PA 17257 Sewer - Septic 7. Name and address of every other person of whom the plaintiff has knowledqe who has any interest in the property which may be affected by the sale: TENANT OR OCCUPANT RD 2 - 618 Walnut Bottom Road Shippensburq, PA 17257 .. . . 1. The sale will be cancelled if you pay back to Pederal Home Loan Hortqaq. corporation the amount of the judgment plus costs or the back payments, late charges, costs, and reasonable attorneys fees due. To find out how much you must pay, you may call: 610- 695-9240. 2. You may be able the Court to strike improperly entered. sale for good cause. to stop the sale by filing a petition asking or open the judgment, if the judgment was You may also ask the Court to postpone the 3. You may be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two of how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is sold to the highest bidder. calling 610-695-9240. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. not stopped, your property will be You may find out the price bid by 3. The sale will go through only if the buyer pays the sheriff the full amount due in the sale. To find out if this has happened you may call 717-240-6390. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later than one month from date of sale. This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. 7. You may also have other rights and defenses or ways of getting your house back, if you act immediately after the sale. SHAPIRO AND KREISMAN BYI CAROLEE BERASI, ESQUIRE, 1.0. #53426 STANLEY K. GORDON, ESQUIRE, 1.0. #69432 NANCY WORTH-PINE, ESQUIRE, 1.0. 1.0. #50596 CHERYL VILLAUME, ESQUIRE, 1.0. #70044 LAWRENCE B. SCHWARTZ, ESQUIRE #37499 ROBIN FOXWELL, ESQUIR, 1.0. #38485 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEOESFORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 Federal Home Loan Mortgage corporation COURT OF COMMON PLEAS CUMBERLAND COUNTY PLAINTIFF NOI 95-g01 vs. Jack A. Barklow and cindy A. Barklow OEFENOANT(S) HOTICB OP SRBRIPP'S SALB OP REAL PROPBRTY TOI Cindy A. Barklow 26 Spring Drive Shippensburg, PA 17257 Your house (real estate) at RD 2 now known .. '18 W.lnut Dotto. Road Sbipp.n.~urq, PA 17257 is scheduled to be sold at sheriff's Sale on DECEMBER 4, 199" atl Cumberland county Courthouse S. Hanover Street Carlisle, PA 17013 at 10100 AM to enforce the court judqment of $31,630.74 obtained by Federal Home Loan Mortgage Corporation against you. HOTICB OP OWNER'S RIGHTS YOU MAY DB ABLB TO PRBVBHT TRIS SRBRIPP'S SALB To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be cancelled if you pay back to Federal Home Loan Mortgage corporation the amount of the judgment plus costs or the back payments, late charges, costs, and reasonable attorneys " fees due. To find out how much you must pay, you may call: 610- 695-9240. 2. You may be able to stop the .ale by filing a petition asking the Court to strike or open the jud9lllent, if the jud9lllent was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two of how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is sold to the highest bidder. calling 610-695-9240. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property, not stopped, your property will be You may find out the price bid by 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened you may call 717-240-6390. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later than one month from date of sale. This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. 7. You may also have other rights and defenses or ways of getting your house back, if you act immediately after the sale. . .. ALL THAT CERTAIN tract at land with improvements thereon, situate in the Village at Leesburg in the Township at southampton, County at cumberland and Commonwealth at Pennsylvania, bounded and described as tallows: BEGINNING East ot a 10 toot alley South ot the Walnut Bottom Road; THENCE North 74 degrees East, 55-1/4 teet to a post, a corner ot lot now or tormerly ot Samuel Taylor; THENCE along said lot south 12 degrees, 14 minutes East, 247-1/2 teet to a post North at an alley; THENCE along said alley South 74 degrees West, 55-1/4 teet to a post; THENCE North 12 degrees, 14 minutes West, 247-1/2 teet to the place at beginning. CONTAINING 49-3/4 perches, more or less, and having thereon erected a two-story log house and other out buildings. BEING the same premises which Paul E. Ocker and Emma Jane ocker, by Deed dated June 13, 1986 and recorded June 16, 1986 in Deed Book Y31 Page 669 in the ottice of the Recorder of Deeds tor Cumberland county, granted and conveyed unto Jack A. Barklow and cindy A. Barklow, in fee. . Defendant(s) failure to request or appear at meetinq with Mortqaqee or Consumer Credit counselinq Aqency (d) Defendant(s) failure to file application with Homeowners Emerqency Assistance Proqram. (c) of B ~ ; BERASI, ESQUIRE, I.D. #53426 S ANLEY . GORDON, ESQUIRE, I.D. #69432 ORTH-PINE, ESQUIRE, I.D. #50596 CHERYL VILLAUME, ESQUIRE, I.D. #70044 LAWRENCE B. SCHWARTZ, ESQUIRE #37499 ROBIN FOXWELL, ESQUIR, I.D. #38485 ., . . . FEderal Home Loan Mortgage Corporation vs Jack A. Barklow and Cindy A. Barklow In the Court of Common Pleas Cumberland County, Pennsylvania Writ No. 95-901 Civil R. Thomas Kline, Sheriff. who being duly sworn according to law, says this writ is returned Stayed. Letter is hereto attached from attorney Sheriff's Costs. Docketing Poundage Posting Bills Advertising Aaw Library County Mileage Cert Mail Levy Postpone Sale Surcharge Law Jounral Patriot Posters Total 30.00 698.89 15.00 15.00 .50 1.00 37.20 .62 15.00 25.00 6.00 203.75 157.75 32.79 $1,238.50 Pd. by Atty. 4-21-97 THIS WRIT IS RETURNED STAVED 4-21-97 -f. it this ..!.:J.....tday of ()f',-p I..... 4,. () -n... lip, V Prothonotary So answers. .,; ~ R. iCf~~:'::~J;;< SWorn and subscribed to before me 1997 , ~~ I by r; l'-~~' _ 3. oJ!.a p' Deputy Sheriff I. ~-V