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HomeMy WebLinkAbout95-01140 DAUPHIN DEPOSIT BANK AND TRUST COMPANY, Plaintiff IN 1'HE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. qj'- /140 (t.~v:J..;jlA.Avv VS. CHRISTOPHER A. MARTIN Defendants CIVIL ACTION - LAW N9~_I.Q,E YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgement may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Court Administrator Third Floor cumberland County Courthouse Carlisle, PA 17013 (7l7) 249-l133 - (717) 697-0371 . , . ". . ~ . 'i'J .' .~, -:~:~::::;::::'::=::::;:;::::7.-' I'"'' VS. CHRISTOPHER A. MARTIN Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. .1 \ \ " j! ,. I' I, DAUPHIN DEPOSIT BANK AND TRUST COMPANY plaintiff CIVIL ACTION - LAW G..QI1 P.J.M ,tJj' l. The Plaintiff is DAUPHIN DEPOSIT BANK AND TRUST COMPANY, a Pennsylvania banking corporation, with its principal place of business at 213 Market Street, Harrisburg, Pennsylvania l7105. 2. The Defendant, CHRISTOPHER A. MARTIN, is an adult individual whose last known address is 117 old Mill Road, Camp Hill, Ponnsylvania l70ll. 3. On or about september 29, 1993, the Plaintiff advanced the sum of Thirteen 'rhousand Eight Hundt'ed Fifteen Dollars and Eighty Cents ($l3,8l5.80) to the Defendant at an interest rate of Eight and one half percent (8.50~) per annum resulting in a finance charge of Three Thousand One Hundred Ninety-one Dollars and Twenty Cents ($3,19l.20) for a total repayment amount of Seventeen Thousand and Seven Dollars ($17,007.00), hereinafter called the "Loan". 4. As evidence of the Loan, Defendant executed and delivered to Plaintiff a Pennsylvania Motor Vehicle Installment Sale Contract dated September 29, 1993, by which Defendant promised to pay to Plaintiff the sum of Seventeen Thousand and Seven Dollars ($17,007.00), hereinafter called the "contract". A copy of the Contract is attached hereto as Exhibit "A" and made part hereof. 5. As security for the Loan, the Defendant, CHRISTOPHER A. MARTIN, granted to Plaintiff a security interest in a 1993 Chevrolet Coupe Automobile, hereinafter called the "Vehicle". 6. By the terms of the Contract, Defendant agreed to pay to Plaintiff the sum of Two Hundred Eighty-three Dollars and Forty- five Cents ($283.45) per month, beginning october 29, 1993, and monthly thereafter for a period of Sixty (60) months. 7. Pursuant to the terms of the Contract, fai lure to make any payment on or before the date it is due constitutes a default. 8. The Defendant defaulted under the Contract by failing to make the payments due and owing on July 29, 1994 and all monthly payments thereafter. 9. By virtue of Defendant's default, Plaintiff took possession of the Vehicle which was then held in storage in Dauphin County, Pennsylvania 17018. 10. On or about October 25, 1994, Plaintiff sent a NotJ.ce of Repossession of the Vehicle, to the Defendant. A copy of said Notice of Repossession to the Defendant, CHRISTOPHER A. MARTIN, is attached hereto as Exhibit "B" and made part hereof. 11. Defendant failed to take any timely action in accordance with said Notice of Repossession. 12. The Vehicle was sold at public sale on December 3, 1994 in Dauphin County, Pennsylvania l70l8. l3. After sale of the Vehicle and application by Plaintiff of the proceeds of the sale of the Vehicle to the Loan, a deficiency balance in the amount of Eight Thousand Four Hundred Thirty-six - 2- Dollars and Twenty-seven Cents ($8,436.27), plus interest as stated in the Contract, remained due and owing on the Loan. 14. On or about January 25, 1995, Plaintiff notified the Defendant of the deficiency balance on the Loan and requested payment of same. A copy of said Notice to the Defendant, CHRISTOPHER A. MARTIN, is attached hereto as Exhibit "c" and made part hereof. 15. The Defendant has failed to make any payment to Plaintiff on account of the deficiency balance of the Loan. l6. Pursuant to the terms of the Contract, the Defendant is obligated to pay Plaintiff the deficiency balance on the Loan plus Fifteen (15%) percent of the balance due as reasonable attorney's fees. 17. The total amount due and owing from Defendant to Plaintiff on the Loan is; Balance $8,436.27 l,265.44 $9,701. 71 Attorney's Fees (l5%) TOTAL WHEREFORE, Plaintiff demands judgment against the Defendant, CHRISTOPHER A. MARTIN, in the amount of Nine Thousand Seven Hundred One Dollars and Seventy-one Cents ($9,701.71), plus interest and all other sums due under the Contract, together with costs of this action. ~ Albert Z. Bogert. Esquire Attorney for Plaintiff 317 Third Street New Cumberland, PA 17070 (717) 774-l972 -)- " COMMONWEALTH OF PENNSYLVANIA ) ( SS. COUNTY OF DAUPHIN ) I, SUSAN LISLE, hereby state that I am a Conmunity Lending Officer for Dauphin Deposit Bank and Trust Company, the Plaintiff in the foregoing action, ~nd that I make this verification on behalf of the Plaintiff and by its authority. I verify that the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. fi4904, relating to unsworn falsi faction to authorities. Dated: ~~h S- ~ " / ~ '-' " ,I (I Susan Lisle Community Lending Officer Dauphin Deposit Bank and Trust Company 6'h"Sn~AHIA MDIOK VUUCU IHSlAllMUH SALE COHIAACt, 0.,,, .__:'-":'_...~.":~.___ If~~ fTotal 01 Payment' I~. 1"'~"I,I~.1lI ~It. ~,-d 11111 ,CIl , ~I" ""~t I'! It~t1~-td ~11'"'~11 ANNUAL PERCENTAGE RATE 1~'UII.IIDIoIltrMI' II' ,fill, It, Amount financed '~I'''0Vl\1.ltltd''~Olol,4 t. ,01ol..... 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'. -. \ I. . ," .,' '. "I" . , , I < ~l.. ,. ." .1I...'..II....'IlIUI'....III1I...I..."1II-i~I'....1 ..I 1'-,1 t..,I',," ,.00....,.,..II'..dl.',.,',. '-'".''' A "..n "'.'""" ,..,',." WIlli ~IPI.IR["ASI-"tl.. ,,'''II~I~it 1'40t,.../I'U ,.~",,'~I .11'" ,,,",'I,~ 11.11' "",'' ,".~,..".I' """ .,,",.1.,.,11"', '~I It."ll ."1.".'" "'...., lll'll""" '11.Utl''', 'I',..cl., 1,11"..11. If lilt V'.'II. IIII,,"'IIU', AII,,_II 'A' ,."''''., I, I,"". to' ..I~"'I 'ftll' t. "'It," 'ij.J,H..,.l .1.. ~", l'f ''''~'' I~ 11i.~'I"'"I" tJ'l,,,1 '.411f l'I",,',Io.., ,",.."It' .",..1111'....' "III~ .,,11I1, 1",1011 tllfN hllhl' I' 1..1..,,,.,. ""..,,". .11..1' I,,,.,,.. t<..'~1 U ,I 11'1 d.1I "11"~ '1I""t",," "1ItI""""""""I~I'Jt'l Ij".' IlDI1U 111 Ohtlll,mll~.il,l,n.l&I.',\ln~"''-''O'' . ~, . IJ.;......I~"~.....;...-__.."." . "" . ,\.,~...,~...;.....,..---.:~~~;.~~... .' . . . " NOTICE OF REPOSSESSIOn lPeM.ylvAnh} Cate, October 25, 1994 , " ;,1 TOI Chri.topher A. Hartin 117 Old Hill Road Camp Hl11, PA 11011 i.; , , REI Account No. 6246516.9001 You an hereby notified that your 1993 Chevrolet Oeo Storm, VUlIt J81RF2366P1546364 motor vehlcle h.u been repo..e..ed becau.e of detault In payment at In.tallment(.) due for July 29, 1994 through September 29, 1994. You may redeem ..1d motor vehicle within 15 day. trom the date of this letter by payment In ca.h. of the followlng amounts to the offlce of Cauphln Ceposlt Sank' Trust Co.. at the addre.. .hown below, Tot.l Unpald B.l.nce............ $13,919,]9 Le.. Retund of Charge........... $ 0.00 Net Unp.ld salance. ......... .... $13,919.39 Accrued lntere.t Ch.rge......... $ 411.29 (AddItional co.t if repo..e..ad more that 15 days after defaultl COlt ot Retaking................ $ 1115.00 COlt of Storage................. $ 75.00 COlt of Repairing............... $ 0.00 Other.......................... . $ 0.00 Total additional co.ta $ 260.00 Tot.l amount payable to redeem motor vehicle $14,227.611 The vehlcle i. stored at 1111 Rt. ]221 Cauphin, PA 17018. payment .hall be made to or noticea ~y be .erved upon peraon .1gn1ng thi. notl~e at addre.. of Cauphln Capollt Sank. and Trult Co., .hown below. If .aid motor vehicle i. not redeemed a. ataro.aid. underaigned will resoll said motor vehicle at the eKPir.tion of 15 day. frOftI date of per.onal delivery or mailing of thl_ notice. Public aa10 of .ald vehicle vill t.ke place on or after November 9, 1994. In accordance with the Uniform Commercial Code and the Motor vehicle Sale. Finance Act, you will be respon.ible tor any 10.. su.tained. Any perlonal belonging. left in the vehicle mu.t be redeemed by you withln ]0 days trom the date ot thi, letter or thoy will be di'PQ.ed ot accordingly. Dauphin Deposit Bank , Trust Company ]607 Derry Street Harri,burg. PA 17111 ~~~~.~~t~~ Collection Manager EXHIBIT "B" Z 322 -=1;n A7D ~' Receipt for . Certified Mall _ No Insurance Covorage Provided J:::J.'''''~\ 00 not use for Intornatlonol Mail ISue Reverie) . i -h. ~ ~ )auphin Deposit Bank and Trust Company MEf.lBER FEDERAL DEPOSIT INSU"ANCE CORPORATION POIIl'J' $ January 25, 1995 COMMUNITY BANKING LOAN CENTER 3607 OERRY STREET HARRISBURG, PENNSYLVANIA 17111 Cf!'h1"l!r,. 50"~IO."." Fr. Christopher A. Martin 117 Old Mill Road Camp Hill, PA 17011 RE: Account # 6246516-9001 Dear Mr. Martin: Since the above referenced loan is in default the collateral-security that was pledged on the loan was sold at Public sale on December 3, 1994. The proceeds of the sale were applied as follows: Total proceeds received from sale of security $ 6,100.00 Minus costs of sale $ 225.00 . Net proceeds applied on account $ 5,875.00 Balance remaining $ 8,412.77 Plus accrued interest $ 23.50 Total Balance Due $ 8,436.27 When you obtained your loan you contracted to repay the total of payments. You are Btill legally responsible for the above deficiency balance. To resolve the continued delinquency and totally pay your account in full please send the balance due of $8,436.27 within ten dars. Upon receipt of this amount we will report to the cred1t bureau that this debt has been satisfied. If you have any questions, please feel free to contact me at (800) 336-3049, extension 4476. Sincerely, GSarJd V, Todd W. Siegfrie?J Collection Mana Tws/sal EXHIBIT "e" P~.102 .-.--- . . .' ' ' . . ~. ,.;J;;? ~ ;:l ~~ Po<tJl . 1'5 ffi ~Po< o . ~~ o ~u ~I ~~ HU <>: :i:! # l.r) !;7"> ?i: >. .r.' lldo~ ~., ~;: ~. '.. I" C.' t 0 ~, ; ~~ I"'. ':.'. " '--'"'ft' ." . n..' .,. ~d oF J.. 'L 'I.H) ,. I: a loL:.J (.:Jt..o ;;> ~ " "'"' . . \ ~"l~ ~ ~ ~~ '- tJl ;:> z ~'" ~ Iii 'tl . r:l ..: OJ ~~ !:jlOl Po< ~ tJl ~ U ~. "" 'I) N"\ '''-l ~ I'<) ~-- '+- G ~.. ~''D ~ ,.., In - ,...., ~ ::;J .... "'~.... 'M I-< '" HPo<r:l en ::r. 'r-! OOlll Po<U.... ~I-<Po< tJl ~~ ~e lOl:i! ~ H ..: >-l ~ o U o ... b II: !:: 1lJ ~ to 0( g:P! ~ ~ m~E~~ N ~ ~:H ...qffi;:: ffi ~ d E m < M :J -I U <( ~ Z . . . ' . ,,' I-..........---~ . '.~" ., , -:7"-.;;:_' ~ ~ SHERIrr's R&~URN CASE NO. 1995-01140 P COHHONW&AL~H or PENNSYLVANXA, COUN~Y or CUMBERLAND DAUPH%N DEPOSX~ BANK ~ ~~S~ VB. MAR!1'XN CHIU:S~OPHER. A mXHO~HY 1UI%~2 , SheE~~~ OE Deputy SheE~~~ o~ CUMB~RLAND County, Pennay1van1A, who being dU1y avorn accord~ng to 1aw, aaya, that he Darvad the within COHPLAXNm upon MAR!1'XN CHIU:S~OPHER. A the d.~andant, at 1252100 HOURS, on the 13th day o~ March , 192J!. at 117 OLD HXLL ROAD CAMP HXLL. PA 17011 County, PennDy1van~a, by hand~n9 to ,CUMBERLAND CHRIB~OPHER. HAR!1'XN , a truo and attGDted copy o~ the COHPLA%N~ , and at the aame t~mQ directing H!a attention to the aontQnta th.rQo~. BhQr1rt'a CODtDI Dooll:et~n9 Service A~~~dav~t SUEohaEge So anDwDJ;.D Y'/ ~_ ,;' -r/.p V... . ~~. ","~.-. .....~..,...'l!:-"'.... .. J_,...,,:.d 1 ';'-'J-"'~""'. --""" .- 1:; R. ~homag K11ne, Bhor r~ 1e.00 8.40 .00 2.00 $28.40 PAXD BY ALBER!1' 2. BOamR!1' 03/16/1995 by ~-,.r _ _~",;:_/ .... ~!tl'/'V .-/. DeP'tty SheE~ Sworn and DUbucribed to baror. me t:h~D .1:I.~.l day o~ 7Jtl~..U ,.,.,~ 19 ,_ A.D. L-}.... L- {!. 7i1...:Ut- , t..fpr., . I prothonotary' . '. '- ... DAUPHIN DEPOSIT BANK AND TRUST COMPANY Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA VS. No. 95-1140 - civil Term CHRISTOPHER A. HARTIN Defendant CIVIL ACTION - LAW PRAEC I P_E ..T.O _E.NTEILQE:Fl!(jI..T. JUllGI1ENJ' TO THE PROTHONOTARY: Enter judgment in favor of the Plaintiff, Dauphin Deposit Bank and Trust Company and against the Defendant, Christoper A. Martin, for failure to file an answer to Plaintiff's Complaint within twenty (20) days from service thereof, in the amount of Nine Thousand Seven Hundred and One Dollars and Seventy-one Cents ($9,70l.71), plus interest and all other sums due under the contract. together with costs of suit. Written notice of intention to enter default judgment was mailed at least ten (lO) days prior to filing this Praecipe to the Defendant at the Defendant's last known address as shown on said which is filed here~ Albert Z. Bogert, squire Attorney for Plaintiff Notice, a copy of DATE:qt'l- It; /7f.~ AND NOW, PROTHONOTARY'S ENTRY tf~: / /r? . 1995. judgment is entered in favor of the Plaintiff, Dauphin Deposit Bank and Trust Company and against. the Defendant. Christopher A. Hartin. and damages are assessed as above in the sum of $9.701.71, plus interest and costs. /.5/ ~:1U" r.-Lt.k~_ Prothonot.H' Y //t -- .. DAUPHIN DEPOSIT BANK AND TRUST COMPANY IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff VS. NO. 95-1140 - Civil Term CHRISTOPHER A. MARTIN Defendant CIVIL ACTION - LAW fiQ.T.LGJLQLXII.T.J;tl.T,tQrL'.l:O._!"N.T_EILQJ;:E.!\.\l.!!'LiJ.\!RMENT TO: Christopher A. M~ OF NOTICE: ____~~ / 3 /7 ,7.$'---- I DATE ~:' '..~ I"} IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU AACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOST YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Court Administrator Third Floor Cumberland county Court House Carlisle, Pennsylvania l7013 (717) 249-1133 ~~~ Albert Z. Bogert, Esquire 317 Third Street New Cumberland PA 17070 (7l7) 774-l972 i , i , i I " I I I i )l ~~'1 ~'R ,~',. ~. ~ ~ :-r- " ' i~ f"l ";5... d::::..':, ~ '~ \,,' f:r ,">j" ..', ;; ~~ "\t;~ i :; . >:,: \.~ ~ ~ ".. -.:x- ~7;;:: '. DAUPHIN DEPOSIT BANK AND TRUST COMPANY Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA VS. NO. 95-1140 - civil Term CHRISTOPHER A. MARTIN Defendant CIVIL ACTION - LAW CERTIFICATE OF RESIDENCE PA R.C.P. 236 Christopher A. Martin 117 Old Mill Road Camp Hill, PA l7011 d <--,~~ Albert Z. Bogert, Esquire Attorney for the Plaintiff 317 Third Street New Cumberland, PA 17070 (717) 774-1972 ~ - 2: t'.,) o (") 1.,1 ... '.'\ .. .,',:1-0 "'-"> - ". ..: '.::r 'j DAUPHIN DEPOSIT BANK AMD TRUST COMPANY vs. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 95-1140 - Civil Term CHRISTOPHER A. MARTIN Defendant CIVIL - LAW TO: Christopher A. Martin You are hereby notified that on 1995, the following Judgment has been entered against you in the above captioned matter. Judgment in the amount of Nine Thousand Seven Hundred and One Dollars ($9,70l.71), plus interest and all other sums due under the contract together with costs of suit. Date: Is-I Xh"lutnLI /.ltb~ Prothonotary Ii't.- . I hereby certify that the name and address of the proper person to receive this notice is: Christopher A. Martin 117 Old Mill Road Camp Hill. PA l701l ~&L./ l\~~~ogert ,7ESQui re Attorney for Plaintiff 317 Third Street New Cumberland, PA 17070 (717) 774-l972 ....,., 'r... c::")' .r.:. ., ~ ;.. - C'l CI ("') = "" "- ~'" DAUPHIN DEPOSIT BANK AND TRUST COMPANY Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 95-1140 - Civil Term vs. CHRISTOPHER A. MARTIN Defendant CIVIL ACTION - LAW MY I!JPt'Lt'LQf_,tLQ.N -IiLI,J..TI\RLsJ;:,BY_LC.1j; Before me, the undersigned authority, personally appeared ALBERT Z. BOGERT, ESQUIRE, who, being duly sworn according to law, deposes and says that he is the attorney of record for the within Plaintiff, Dauphin Deposit Bank and Trust Company; that as such he is duly authorized to make this Affidavit on its behalf; and to the best of his knowledge, information and belief, the , ' within Defendant, Christopher A. Martin, is not in the military service of the United States of America. I understand that false statements made herein are made subject to the penalties of 18 Pa C.S. D4904 r~lating to unsworn falsification to authorities. ~--} ~?a /' ~~~ ALBERT Z. BOGERT, ESQUIRE Attorney for the Plaintiff 317 Third street New Cumberland, PA 17070 (717) 774-l972 II') !?> ~ ~ '~~ '. '" ~ f>') ., ~'" -- ,>- ,\.. ~"'-:r .