HomeMy WebLinkAbout95-02795
~
8
.
-7
d , -
~
a
Q
~
J
***~---***----------~--*-*----~
iii "........,,,... -.. . .... ,....,...., -- .. .. -- , "" ,-- .. -- .. - - - -.. '-"
,I ' - *
~I *
., IN THE COURT OF COMMON PLEAS 8
81 *
81 OF CUMBERLAND COUNTY 8
8 ~ 8
8 tac ' "
8' STATE OF ~"'~:i I PENNA. ;
8 8
8 *
8 CRAIG P. DANELLA 8
:\ II, 95-2795
8 Plaintiff 8
8 \'",", 8
8 MARY J. DANELLA. 8
8 Defendant a
8 8
~ ~
8 8
8/ DEe R EEl N .
: 0' V 0; C EJ:. S:l{OfM.. :
: AND NOW" 199/l, It Is ordered and .
. decreed thot . Craig 1'. /Janella, '. plaintiff, .
* and. . .Mary J.. Danella , defendant. ~
* are divorced from the bonds of matrimony, . ;
. .
. The court retains jurisdiction of Ihe following claims which have *
. been ralaed of record in this action for which a final order has not vet .
* been entered; .
. ']'hjll.IJEI~reu ~'Iall lnclJrl'orl1to bllt not merlJo the partlea' 18
: A'll'f!I'lllElIJ\I'lIt\!el t-jove,nber. 5, 199f1, I:
- iW
. II y '~
! AI ,'~ 'lit,' If.. '". .Z. A. .I, ~
" · t I',.' i: r ' ~,'
J uf! "
. 'I' 'tv,.:~, ,1-' ~,r''<'' JijJ. ~
. / ""PllIllllIlIlIllIl\'
'~
t__~_ __~_~W&*~~*****~***~~*~J
I,'
Ie:; '1"fr d~ a;,';l;t'r'I,
~',<l.(~ LJ!"J ' '!./
..... ,,' "rUU '/It"t.l?'rr
'1.:' '11_,?"~"~
" ,/i~-.J~I~;J
AGREEMENT
AGREEMENT made this -5 day of November, 1996, by and
between craig P. Danella ("Husband"), of 445 Clover Road, Etters,
York County, Pennsylvania and Mary J. Danella ("Wife") of 907
Bonnie Lane, Mechanicsburg, Cumberland County, Pennsylvania.
WITNESSETH I
WHEREAS, the parties hereto are Husband and Wife, having been
married on the 19th day of May in 1979. There were born two
children of this marriage, said children being: David Danella,
age 14 and Lindsay Danella, age 11. The parties have no other
issue, living or deceased, and have no adopted children.
WHEREAS, diverse unhappy differences, disputes and
difficulties have arisen between the parties and as a result they
heve lived separate and apart since on or about the 3rd day of
February 1995. A proceeding for the divorce of the parties has
been filed by the Husband in the Court of Common Pleas of
Cumberland County on May 23, 1995, No.95-2795, It is the intention
of Wife and Husband to live separate and apart for the rest of
their natural lives, and the parties hereto are deairous of
settling fully and finally their respective financial and property
rights and obligations as between each other inCluding without
limitation by specification: the settling of all matters between
them relating to the ownership and equitable distribution of real
and personal property, the settling of all matters between them
relating to the past, present and future support, alimony pendente
lite, alimony and/or maintenance of Wife by lIusband and of lIusband
I by Wife, and possible claims by one against the other and against
Itheir respective estates.
I
I
i
I
'-1\\ \)
(1)
, \\\\~
IX)
NOW THEREFOIlE, in consideration of the above recitals and the
mutual promises, covenants and undertakings hereinafter set forth
and for other good and valuable consideration, receipt and
sufficiency of Which is hereby ncknowledged by each of the parties
hereto, Wife and Husband, each intending to be legally bound
hereby, covenant and agree as followsr
1. AGREEMENT NOT A BAR TO DIVORCE PROCEEDINGS
Husband filed a mutual consent, no-fault divorce pursuant to
the tsrms of Section 3301(c) of the Divorce Code of the
Commonwealth of Pennsylvania, and this Agreement is contingent
upon (1) 'Ph~ ~\lIi~ft.tld ~e~elill'!l --+t1-.aW-lii "UO'Il , (2) Wife
signing an Affidavit of Consent and a Waiver of Notice of
Intention to Request Entry of a Divorce Decree, (3) Wife
delivering her Affidavit of Consent and waiver to Husband's
attorney on or before November 13, 199B, (4~ ....._,-_... tii1i-~ hilt
'Anfltlonlit"O't-e""'"'Jrt!='lIn~~i:!.tB~( tJnl; ill~ vC -'! "hr.L-l.u" Lv RI.I!lUeat
Ent~:"""--D~ca",D&ePe& 11119" ~i~o~i.fa.!..ac-Ac.L~.it .,
r, (5) \~ife's counsel delivering to Husband's
counsel on or before November 13, 199B a Praecipe withdrawing
Wife'S claim for alimony pendente lite, counsel fees, expenses and
costs, and (6) execution and delivery of this agreement by Wife
to counsel for lIusband on or before November 13, 199B. Husband's
counsel shall immediately, upon the fulfillment of these
conditions, file both Consents and Waivers, a Praecipe to Transmit
Record, and vital statistics form to precipitate the prompt entry
of a decree of divorce,
2. EFFECT OF DIVORCE DECREE
The parties agl-ee thnt un less otherwi se epecH ica lly prov ided
heroin, this Agreement sha]] continue in fu]] force and effect
-2-
after such time as a final decree in divorce may be entered with
respect to the parties.
3. AGREEMENT NOT TO DE MERGED
This Agreement shall be incorporated into the final decree of
divorce of the parties hereto for purposes of enforcement only,
but otherwise shall not be merged into said decree. The parties
shall have the right to enforce this Agreement under the Divorce
Code of 1980, as amended, and in addition, shall retain any
remedies in law or in equity under this Agreement as an
independent contract, Such remedies in law or equity are
specifically not waivod or released.
t. DATE OF EXECUTION
The "date of execution" or "execution date" of this Agreement
shall be defined as the date upon which it is executed by the
parties if they have each executed the Agreement on the same date.
otherwise, the "date of execution" or "execution date" of this
Agreement shall be defined as the date of execution by the party
last executing this Agreement,
5. DISTRIBUTION DATE
The transfer of property, funds and/or documents provided for
herein shall only take place on the "distribution date" whioh
shall be defined as the date of execution of this Agreement unless
I otherwise specified herein.
I
I, 6. FINANCIAL DISCLOSURE
The parties confirm that each has relied on the substantial
! accuracy of the financial disclosure of the other, as an
,
ii inducement to the execution of this Agreement,
I,
:1
Ii
Ii
Ii
I
I
-J-
7. ADVICE OF COUNSEL
The provisions of the Agreement and their legal effect have
b~en fully explained to the parties by their respective counsel,
Robert C, Saidis, Esquire, attorney for Wife, and Mary A. Etter
Dissinger, Esquil'e, attorney (or Husband, The pal"ties acknowledge
that they have received Independent legal advice (rom counsel of
their selection and that they fully understand the facts and have
been fully informed aa to their legal rights and ob]igatlons and
they acknowledge and accept their legal rights and obligations and
they acknowledge and accept that this Agreement is, in the
circumstances, fall' and equitable and that It is being entered
into freely and voluntarily, after i1uvlng received such advice and
with such knowledge, and the parties acknow]ed'Je thilt execution of
this Agreement is not the result of any duress or undue influence
and that it is not the result of ,lny co]luslon or Improper or
illegal agreement or agreements,
In addition, each party hereto acknowledges that he or she
has been fully advised by his or her respective attorney of the
impact of the Pennsylvania Divorce Code of ]980, 2] p,S, Section
101 ~. 39., whereby the Court has the dght and duty to
determine all marital dghts o[ the pal"ties IncJutllnq divorce,
alimony, alimony pendente lite, eqllitau]e distduution of all
marital property or proper'ty owned or possessed Indlvldua] ly by
the other, counsel fees and costs of lltitJatlon anti, fu] Iy knowing
the same and being (ully advised o[ his or her dlJhts thereunder,
each party still desires to exucute tille Agreement, aCknow]oelging
that the terms and conditions set [orth Iwl'tdn ill'l' lillI', just I\nd
equitable to each o[ the partiE's, MId lI,dvell hill or hur I uBpectlve
right to have t1J[> COllI't ol Common p]uau ol CUllllJl!rli"lll county, or
any other Court 01 compott'nt jlll-llldlcUon, muk" <lny dl1tel"mln<1t Ion
or order affectllltJ the respect lve 1',111 !I.Hj' rltjhtll tll " divorce,
alimony, alimony pendente 1itl.1, !'qultilbln dllltrilllrt Ion 01 ,,]]
-4-
I
'I
,I
il marital propel-ty, counsel feus nnd costa or ]itiqation, or any
! other rights nr!ainq fl"Om tho parties' malTiage,
'0 REAL ESTATE
...
N'lt)
(:11)
\' \ '. \,
111.)
I
I
,
I
I llusband and 1'1 iCe do hereby acknowledge that they have
Ii previously divided their tangilJle pel-sonal pl-operty including, but
!I without limitntion, jewelry, dothes, fur-niture, furnishings,
I
! rugs, carpets, household equipmunt and appliances, pictures,
I
I books, works of art and other pursona] propurty and hereafter Wife
i' agrees that all of property in the possession of llusband sha]1 be
I the sole and separate property of lIuslJilnd, and lIuslJilnd aqrees that
,! all of the property in the pOBsession of "lie shal] be the Bole
"
Ii and separate pl-operty of l'Iife, except thatl
a. I'Ilfe wi]] I-et,lin till! silvill'JB illTount' with J),luphin
Dupos i t 1\'lnk.
b. lIuslJarHI wi] I I'l!lilill thu uilvln'Js account with lIarria
llllnk.
-~J-
o. lIusband will retain the PSECU accounts,
d. lIusband shall keep the cash valus of his life insurance
policy in the amount of $3,956.05, with Provident Mutual
Life, Policy 13193398.
'1' \ ') b
(;tJ
f.
lIusband shall receive from Wife and Wife shall deliver
to lIusband upon execution of this Agreement, all his
troph iea and half, of the family photographs ..,,,.,,1 iV,;' <
'jl..11 It", ~,... t'I'.1l 1/....,\.1-..1"1' "ll\~' (1'.( ~\~'.. -{.,"'~,
'J' ~ \.<< (-..
Each waives any claim they may have to the pension,
retirement allll/or prof! t sharing plan or other
retirement benefits of the other,
e.
10. MOTOR VEHICLES
with respect to the motor vehicles owned by one or both of
the parties, they agree as followSl
a.
The Lincoln and
exclusive property
encumbrances,
Lumina shall become the
of Wife, subject to their
sole and
1 iens and
b. The motor vehicle in lIusband's possession shall become
his sole and exclusive property, subject to its lien
encumbrance.
The titles to the said motor vehicles shall be executed by
the parties, if appropriate for effecting transfer as herein
provided, on the date of execution of this Agreement and said
executed ti tles sha]] be de Ii vered to the proper part ies on the
distribution date,
-(;-
11. ASSUMPTION OF ENCUMDRANCEB
Unless otherwiso providod heroin, each party hereby assumes
the debts, encumbrances, taxes and lions on all the property each
will hold subsequent to the date of this Agreement, and each party
agrees to indemnify and hold harmless the other party and his or
her property from any claim or liability that the other party will
suffer or may be required to pay because of such debts,
encumbrances or liens,
12. LIABILITY NOT LISTED
Each party reprosents and warrants to the other that he or
she has not incurred any debt, obligation, or other liability,
other than those described in this Agreement, for which the party
is or may be liable. A liability not disclosed in this Agreement
will be the sole responsibility of the party who has incurred or
may hereafter incur it, and each party agrees to pay it as the
same shall become due, and to indemnify and hold the other party
and his or her property harmless from any and all such debts,
obligations and liabilities.
13. INDEMNIFICATION OF WIFE
If any claim, action or proceeding is hereafter initiated
seeking to hold Wife liable for the debts or obligations assumed
'by lIusband under this Agreement, lIusband will, at his sole
expense, defend Wife against any such claim, action or proceeding,
whether or not well-founded, and indemnify her and her property
against any damnges or loss resulting therefrom, inClUding, but
II not limited to, costs of court I1nd nttorney's fees incurred by
I Wife in connection therewith,
I
1114. INDEMNIFICATION OF IIUBDAND
II If any claim, action or proceeding is hereafter initiated
Ii seeking to hold Husband 1 iable for the debts or obligations
Ii
"
II
Ii -7-
'I
II
I
I
I
.
,
\.\\\,) \')
(JZ;
..'
SAIDIS,
SHUFF &
MASLAND
Anoa..YltAt.....IM
" W, "1&hIU",
C"II.I.. 'A
assumed by Wi fe under thia Agreement, Wife wi 11, at her sole
expense, defend Husband against any such claim, action or
proceeding, whether or not well-founded, and indemnify him and his
property against any damages or loss reeulting therefrom,
including, but not limited to costa of court and attorney's feea
incurred by Husband in connection therewith,
15, ALIMONY AND CHILD SUPPORT
Child aupport shall be payable as ordel'ed by a court of
appropriate juriadiction. Tho order ie currently filed to No. 455
S 1995, Cumberland County, PACES 387000023.
The parties acknowledge that inflation may increaae or
decrease their respective incomes, that either may be employed or
unemployed at vari,?us times in the future, that their respective
assets may substant ially increase or decrease in value. The
parties acknowledge that they each have reviewed their property,
resources, economic circumstances, and reaaonable needa with their
respect! ve counae 1 . Tha part ies hereby expr-eesl y agree Husband
shall pay to Wife alimony in the amount of Two Hundred Seventy-Five
Dollars ($ 275.00) per month for Thirty- S ix (36) months commencing
December 1, 1998 to be paid bi-weekly through the Domestic
Relations office, Husband and Wife agree that the provisions of
thia paragraph concerning alimony may be enforced through the
Domeatic Relations Office of Cumberland County, Alimony will
terminate upon 1'emarriage or death of Wife. Both parties waive
their rights to a1 imony pendente lite, or any other form of support
or maintenance, Both parties acknowledge that this Agreement
constitutes a final determination for all time of both pal'ty's
obligilt ion to contl-ibute to the SUppDlct and maintenance of the
other,
16. TAX RETURNS AND AUDITS
Huaban<l and Wi fe represent that ill] federal, atato and local
tax 1'etll1nll 1tlquin,d to bli fj led by Husband and Wife have been
filed, "nd a]] fo<l"1'al, etate ilnd ]"':ill tilX"'1 1oquil'ed to be paid
with l'flllp"':t tn 1.llf! p<u-inds covered by Buch re"IIl'ns are paid.
HUllband and wi fll fill thel' r"IHOllent tho1'o are no tax defi(;iencies
IH'OpOIl8(1 or iHlllfHIB"d a'Jainut Husband and/or Wife for RIICh periods,
-Il
,
and neither lIusband nor I~ire executed any waiver 01 the Iltlltllte of
Limitations on the IIsuessment or collection of IIny tax for such
periods.
117. PRESERVATION OF RECORDS
Each party will keep IInd preserve lor a period of tour (4)
years from the date of divorce all financial records relating to
the mari ta 1 estllte, and each party will q i ve the other party
immediate access to these records in the event 01 tax audits,
18. AFTER.ACQUIRED PERSONAL PROPERTY
Each of the parties sha]1 hereafter own and enjoy,
independently of any claim or right of the other, all Heme 01
personal property, tanqible or intanqib]e, hereafter acquired by
him or her, with full power in him or her to dispose of the same
as fully and effectively, in all respects and lor a]] pllrp080s, 118
though he or she were unmarried,
11 . LEGAL FEES
Each party will be responsible for their respoctive counsel
fees and costs involved in this case instituted by lIusb.,nd as
I Plaintiff,
I
120. WARRANTY AS TO EXISTING OBLIGATION
Each party l'epresentu that he or sho h"s not heretofore
I incurred or contracted any debt 01- ]iability or obligation for
!which the estate of the other party may be responsible or liable.
I Each party agrees to indemni Iy or hold tho othnr party harmles.
'from and against any and a]] Buch debts, ll.,bllities or
,obligations of every kind which may have heretofore been incurrsd
by them includinq those lor necesoitieo except 10." tho obligations
arising out of this ACJr-eement.
-9-
21. WARRANTY AS TO FUTURE OBLIGATIONS
Except as set forth in this Agreement, lIusband and Wife each
represents and warrants to the other that he or she has not in the
past or will not at any time in the future incur or contract any
debt, charge or liability for which the other's legal
representati ves, property or estate may be responsible. Each
hereby agrees to indemnify, save and hold the other and his or her
property harmless from any liability, loss, cost or expense
whatsoever incurred in the event of breach hereof.
22. PROPERTY RELEASE
It is the intention of lIusband and Hife to give to each other
by the execution of this Agreement a full, complete and general
release with respect to any and all property of any kind or
nature, real, personal or mixed which the other now owns or may
hereafter acquire, except and only except all rights and
agreements and obligations of whatsoever nature arising or which
may arise under this Agreement or for the breach of any provision
of this Agreement, All property hereunder is transferred subject
to all existing encumbrances and liens thereon, The transferee of
such property agrees to indemnify and save harmless the other
party from any claim or liability that such other party may suffer
or may be required to pay on account of such encumbrances or
liens. such party will, at his or her sole expense, defend the
other against any such claim, whether or not well founded, and he
or she wi Il indemnify and hold harmless the other party in respect
I
I to all damages reSUlting therefrom, The insul"ance on the property
I being transferred hereunder is assigned to the party receiving
il SUch property, and the premiums on such insurance shall be paid by
II. the party to whom the insurance is assigned. uy this Agreement the
I parties have intended to effect an equitable distribution of their
II assets. The parties have determined thl1t the division of said
II property conforms to the criteria set forth in !;J501 et, llltll. of
-10-
the Pennsylvania Uivorce Couu tnkinlj Into consldul'ntlon till' IlllllJtll
of marriage; the l' aut tha tit Is tllu r Irut mfllT I fllJO 101' Iluubnnu
and Wife; the age, health, atatlon, nmount nnu aDurcou 01 Income,
vocational skills, employnbi]ity, oUt.lto, II.lbllltlou nnunoolls 01
each of the partioa; tllu contdbut Ion ul u".:Il pnrty tu thu
education, training or Incl'eaulHl ll"rnln'J powllr 01 IlIll pnrty; tho
opportunity of each party 1'01' luturu il"'1ulllltlunl1 01 cnpltnl
assets and income; the sourOUR 01 IIl"Omll 01 hoth pnrtloD,
inCluding but not Ilmi tell to mud Ic,,], rlll I..ulllllnl, Innurnnco or
other benefits; the contributions or dllllllp,Illon 01 und. pnrty In
the acquisition, preuervatlon, deprpdilt Ion "" nppllll'l,,1 lonul thll
marital property, incluulnlj thll cOlllrlhullll1l 01 "'1<'11 "P'IIII111 nH
homemaker; the value of thu pl'opurty uul ,1'''11'1 I u ",...11 I""'IYI tllll
standard of living 01' the partius llul"hllllhll<l dill InlJ I hll mn..rlnIJ";
and the economic clrcumstnncen 01 11",'11 p,I..1 Y "I I hll 1IIIIll thll
division of property is to beconw "lluctlvu, 'J'hll ,lIvlllllln 01
existing marital property la not Intundlld hy Ihu pn..tlllo to
constitute in any way a aalo 01" excho1l11JO 01 ,IlInolll. Tllo ,llvlolon
of property under this Agreemont 1111,,11 1m In lull lI'IIIII'lll'lIon 01
all marital righta or the partlou,
23. MUTUAL RELEASES
Husband and I~ire each do 11I,!I'I'hy 11111111,llly ....mlllll, "UIIl/lIlU,
quitclaim and foruver diecllnnju Iho ollw.. ,lIul I hll "Htnlll 01 such
other, for all time to come, nnd lur ,II I pllI'JIIIII"1I whnluoovor, 01
and from any and all I'i<jhlu, tltl!! "nd 1111...."111 llr "lnll11U In or
against the property (I no] \l<lln'l IIl"lllll" .IlId 'J.\ln Il'Dm proporty
I
I hereafter accruinlj) 01 \'Ill' utlwr "" '1'1'1111111 I h" "fll.,to 01 sllch
! other, of whatever I1,Ilul'L' ,11111 whl'r....""v.., ..1111,\1.., wlll"h hll or sho
now has or at any t 111I!! 1"..'...111 "1' 1I',lY h,IV.. ,\11,,111111 IIlWIl other, tile
estate of such othl'I' Dr ,lilY 1',\11 I h.....'"l, wl1,,1 h..r' ,"'lnllllJ out of
any former acta, "01111'''<'\'', ..n'J'''I''I1II'11111 III 11,11. I II t IlIn 01 such
other or by Jaw 01 IIllw..1' Ill' "III'I,,"y, III ,'1,\111111 III Ihu l1ature of
- 11-
dower or curtesy or widow's or widower's rights, family exemption
or similar allowance, 01' under the Intestate ] aws, or the right to
take against the Bpouse's will; or the right to treat a lifetime
conveyance by the other as testamentary, or 111] other rights of a
surviving spouse to participate In a deceased spouse's estate,
whether arising under the laws ol Pennsy]vanla, any other state,
Commonwealth or territory of the united states, or any other
country, or any rights which either party may have or at any time
hereafter have for past, present or future support or maintenance,
alimony, alimony pendent" lite, counsel fees, equitable
distribution, costs or expenses, whether arising as a result of
the marital re]atlon or otherwise, except, and only except, all
rights and agreements and obll gat Ions of whatBoever nature ar Ising
or which may arise under tills Agreement or for the breach of any
provision of this Agreement,
I at. PERSONAL RIGHTS
wife and lIuslJilnd may and Bha] 1 at a]] times her'ealter liVe
,separate and apart, J:iH'h sha] 1 be f reo f I-om any control,
restraint, Interferonco or authority, whether direct or Indirect,
by the other- I n a]] l'l'flpect S as I u I] Y aB if he 01" she were
unmarried. Each may ,llso rDolde at such place or p]ilces ilS he or
she may select. Eilch may, for his or her sl!parate use or benefit.,
conduct, Cilrl"y on and "'"Jil'J" In any bus Ilwss, occupat lon,
profession or emp]oymellt wldeh to him or- hol' l1lilY .wom ildvlsilble.
i Wife and Ihtsband shill1 lIot mo1"ut, hill'''UU, or mill i<Jn oaeh othor or
the respect.ive I amlllou 01 ","'h ot h.'I', nor "o11l1H1I or attempt to
ii
compel the other" to "Oh'll.\ t Ill' dWL! 11 by any me,lllH 01' j n any manner
, whatsoevol' wi Ih him or ho', I:,l<'h P,\lt y hel'et u .-.11 UiUlOS t he other
from a]] e]i1iI1'B, \1,11,\1111>"" d..btu, ol>lI",lti'"I!J, actions and
,causes of ,letlon 01 .'vory kind that have bo.", or' wl\l be lncul-red
relatln'J to Ill' a1'11I11I', 110m tho m,\lTl,"J" bL!tW''''1l tho p.lrtI08,
- I ~I-
except that neilhel" party is relieved Ol" discharged from any
obligation under this Agreement. Neither party will interfere with
the use, ownership, enjoyment or disposition of any property now
I
I owned by or hereafter acquired by the other,
,I
I
I
as.
GENERAL PROVISIONS
This Agreement shall be effective from and after the time of
its execution.
a.. WAIVER OR MODIFICATION TO DE IN WRITING
No modification, recision, amendment or waiver of any of the
terms hereof shall be valid unless in writing and signed by both
parties and no waiver of any breach hereof or default hereunder
shall be deemed a waiver of any subsequent default of the same or
similar nature, Any oral representations or modifications
concerning this instrument shall be of no force or effect
excepting a subsequent modification in writing, signed by the
party to be charged,
27. MUTUAL COOPERATION
Each party shall on demand execute and deliver to the other
party any deeds, bills of sale, assignments, consents to change of
beneficiaries of insurance policies, tax returns, and other
documents, and shall do or cause to be done every other act or
thing that may be necessary or desirable to effectuate the
provisions and purposes of this Agreement. It either party
unreasonably fai Is on demilnd to comply with these provisions, that
party sha 11 pay to the other party a]] attorney's tees, costs, and
other expenses reasonably lncllrred as a result ot such fal]ure,
-lJ-
al. LAW or PENNSYLVANIA APPLICABLE
This Agreement and all acts contemplated by
construed and enforced in accordance with the
I Commonwealth of Pennsylvania.
I
I
it sha 11 be
laws of the
a.. AGREEMENT BINDING ON HEIRS
This Agreement shall be binding and shall inure to the
benefit of the parties hereto and their respective heirs,
executors, administrators, legal representatives, assigns and
successors in any interest of the parties.
30. INTEGRATION
This Agreement constitutes the
parties and supersedes any and
negotiations between them. There are
those expressly set forth herein.
entire understanding of the
all prior agreements and
no representations other than
31. ENTIRE AGREEMENT
Each party acknowledges that he or she has carefully read
this Agreement; that he or she has discussed its provisions with
an attorney of his or her own choice, and has executed it
voluntarily and in reliance upon his or her own attorney; and that
this instrument expresses the entire agreement between the parties
concerning the subjects it purports to cover.
3a. NO WAIVER OF DEFAULT
This Agreement shall remain in full force and effect unless
and until terminated under and pursuant to the terms of this
Agreement. The failure of oithol" party to Insist upon strict
performance of any of the provisions of this Agreement shall In no
way affect the right of such party hereafter to enforce the same,
nor shall the waiver of any breach of any provision hereof be
construed as a walvor of any subsequent default of tho same or
f
,
!
-14-
"
II
'!
similar nature, nor shall it be constructed
performance of any obligations herein.
as a waiver of strict
33. SEVERABILITY
The parties agree that each separate obligation contained in
this Agreement shall be deemed to be a separate and independent
covenant and agreement, If any term, condition, clause or
provision of this Agreement shall be determined or declared to be
void, unenforceable or invalid in law or otherwise, then only that
term, condition, clause or provision shall be stricken from this
Agreemsnt and in all other respects this Agreement shall be valid
and continue in full force, effect and operation. Likewise, the
failure of any party to meet her or his obligations under anyone
or more of the paragraphs herein, with the exception of the
satisfaction of the conditions precedent, shall in no way void or
alter the remaining obligations of the parties.
34. HEADINGS NOT PART OF AGREEMENT
Any headings preceding the text of the several paragraphs and
subparagraphs hereof are inserted solely for the convenience of
reference and sha]] not constitute a part of this Agreement nor
shall they affect its meaning, construction or effect.
EXECU']'ED in triplicate on the day and year first above
written,
Ii
,I
II
'i
I'
"
"
;1
Ii
II
II
II
'I
II
II
I
J
I --__j
(.r' --('I
j\\I.\> ,,\\ lJ--, U \ ((\
Ma~~
-1 ~j-
" 1""
..,..,
I
. -, r'l
I,; .:.
,
". ,
'"
I;
t:1 ~ .
-
i. 'I
1-
" "~ J
, LJ, (1
CRAIG p, DANELLA,
Plaintiff
IN 'l'IIE COUH'!, 01' COMMON PLEAS
0.' CUMIlEHLAND COUN'!'Y
0.' PENNSYLVANIA
VS,
MARY J. DANELLA
Defendant
CIVIL AC']'ION - (,AW
NO, 95-2795
IN DIVollCE
PRAECIPE TO TRANSMIT RECORD
To the Prothonotary:
Transmit the record, together with the fOllowing information,
to the Court for entry of a divorce decree:
1. Ground for d i VOI-ce I
3301(c) of the Divorce Code,
Irretrievab]e breakdown under S
2, Date and mannal- of serv i ce of the Comp]a int: Service
was accepted by Ilobel-t C. flaidis on May 25, 1995,
3, Date of execution of the Affidavit of Consent required
by S 3301(C) of the Divorce Codet uy I'laintifl: october 29, 199BI
by Defendant: November 5, ]998,
4, Helated claims pelHlin<jr None
5. Date Plaintiff's Waiver of Notice in S 3)0](C) Divorce
filed with the Prothonotary: ,_L!..lJ..r::.-!..~_____,
Date Defendant's Waiver of Notice in S )101(c) Divorce
filed with the I'ruthullOt,lrYI ____!!/.:_Lli'l
Ilespectfu]]y submitted,
Datal
/ i '-,
I'" r
,,'-,,', ; 'j ;I (" / ,'-
J'.iAI::-y-II.4':t r.'r 'll!oaTrl,jili:--
DisBln'jer ~ Dloain1jel'
Attorney lor- 1'] a i ntJ f f
2B Nor-th 12nd Iltree!.
Camp lIil1, I'A 1'/011
717-1)" ',-204 0
00 I Hobert C, fla leU II , Esqu i re
crail) 1'. llill1lil] ]il
CRAIG P DANELLA,
1'lalntilT
v,
: IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
· CIVIL ACT/ON - LAW
NO, (/~ ) /1 ~- (I, I' (t '.)t, ,,"---
MAR Y DANELLA,
Defendant
IN DIVORCE
NonCEJ1!...(}t:n:NI> ANI> CUlM RIGIITS
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth
In the following pages, you must take prompt action, You are warned that if you faUto do so, the
case may proceed withoul you and a decree of divorce or annulmelll may be entered against you by
the Courl, A judgmelll may also be entered against you for any other claim or relief requested In
these papers by the Plalntilr You may lose money or property or other rights important to you,
Including custody or visitation of your children.
When the ground for the divorce Is indignities or irretrievable breakdown of the marriage, you
may request marriage counseling, A list of marriage counselors is available In the office of the
Prothonotary, Cumberland County Courthouse, One Courthouse Square, Carlisle, Pennsylvania
17013.
Court Administrator
4th Floor, Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013
(717) 240-6200
IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY,
LAWYER'S FEES, OR EXPENSES BEFORE A DIVORCE OR ANNULMENT IS GRANTED,
YOU MAY LOSE mE RIGI/T TO CLAIM ANY OF TIIEM,
YOU SHOULD TAKE TillS I'APER TO YOUR LAWYEIl AT ONCE. IF YOU DO NOT
IIA VE A LAWYER Oil CANNOT AFFOIlD ONE, GO TO Oil TELEPI/ONE TIlE OFFICE SET
FORTlI BELOW TO FIND OUT WI/EIlE YOU CAN GET LEGAL I/ELP.
CRAIG p, DANELLA,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
: CIVIL ACTION. LAW
v,
MARY DANELLA,
NO.
Defendant
IN DIVORCE
COMPLAINT IN DIVORCE
COUNT I
DIVORCE
AND NOW comes the above Plaintiff, Craig p, Danella, by his attorney, Kathleen Carey
Daley, Attorney at Law, and seeks to obtain a decree in divorce from the above-named Defendant,
upon the grounds hereinafter set forth:
I, The Plaintiff, Craig p, Danella, Is an adult individual who resides at 1926 Kent Drive,
Camp Hill, Cumberland County, Pennsylvania 170 II,
2, The Defendant, Mary Danella, is an adult individual who resides at 907 Bonny Lane,
Mechanicsburg, Cumberland County, Pennsylvania 17055,
3, The Plaintiff and Defendant are sui juris, and both have been bona fide residents of the
Commonwealth of Pennsylvania for a period of more than six months immediately preceding the
l1l1ing of this Complainl
4, The Plainliffand Defendant were married on May 19, 1979, in Cumberland County,
Pennsylvania,
5, Neither Plaintill'nor Defendant is in the military or naval service of the United States
or its allies within the provisions of the Soldiers' and Sailors' Civilllelief Act of the Congress of 1940
and itl Amendments,
6, The cause(s) of action and seclion(s) of Divorce Code under which Plaintiff is
proceeding are:
A, Section HOI(c) The marriage of the panies is irretrievably broken,
After ninety (90) days have elapsed from the date of the filing of this Complaint,
Plaintiff intends to f1Ie an Affidavit consentinlllo a divorce, Plaintitf believes that
Defendanl may allo f1Ie luch an Allldavit
II, Section HOl(d) The marrialle of the panlel il irretrievably broken,
The Plaintiff and Defendantlepalaled on FelJruary J, 1995
7, There have been no prior actions In divorce between the parties,
8, PlaintilJ'has l>een adviled of the availability of counseling and that Plaintiff may have
the rillht to requestlhe parties to participate in counlelinll
9, The partics may enlcr inlo a written allreement with regard 10 support. cUltody,
visitation of children, alimony and pmpcl1y division Inlhe evelltthat such an agreemcnt il executed
by the pal1les, the alllecmcntmay be inwrporated by the ('oUII intu the flnall>ecree of Divorce,
WllmWFOIlE, Plaimitl' lequcsll yuur Ilunolable ('llUI1 to enter a Decree in Divorce,
divorcinll J1laintitf and Defcndant
COUN1' II
IiQUITADLIi DIS'J'RIDU1'ION
10, I'aragraphs I through 9 of this Complaint are incorporated herein by reference as
though set fonh in full,
II, Plaintll1' and Defendant have acquired propeny, both real and personal during their
marriage from the date of their maniage until February 3. 1995, the date of their separation,
12, Plaintill' and Defendant have been unable to agree as to an equitable division of said
propeny,
WHEREFORE, Plaintiff requests your 1I0norable Coun to equitably divide all marital
propeny,
I verifY that the statements made in this Complaint are true and correct. I understand that
false statements herein are made subject to the penalties of 18 Pa C S, A, ~4904 relating to unsworn
falsification to authorities,
By: /;,;;. /"~{,/;:;'
Cral , Danella. Plaintiff
Date: iY~:~Y /~ /t';/S
II, J" /I~
K81~lr4{cYlJ~- I
Allorney No 30078 I, ,
1029 Scenery Drive
lIarrisburll. PA 17109
(717) 657-4795
Allurney Ihr Plaint!l!'
(
CRAIG P. DANELLA,
Plaintiff
v,
: IN TliE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
: CIVIL ACTION - LAW
MARY DANELLA,
: NO. 95-2795 CIVIL TERM
Defendant
: IN DIVORCE
i\Cn:I'TANCE OF SJ:RVIg;
I, Robert C. Saidis, Esquire, do hereby accept service of the true and correct copy of the
Complaint in Divorce on behalf of my client, Mary Danella, the Defendantln the above-captioned
divorce action,
Date:
~, ? 4"
'7 ~'-
By:
. -)
.~~
C~ '"(
Robert C, Saidls, Esquire
CRAIG P. DANELLA,
Plaintiff
IN THB COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
V.
NO, 95-2795 CIVIL TERM
MARy J. DANELLA,
Defendant
IN DIVORCE
TOI CRAIG P. DANELLA
YOU ARE HEREBY NOTIFIED TO FILE A WRITTEN RESPONSE TO THE
ENCLOSED ANSWER AND COUNTERCLAIM WITHIN~~Y (20) DAYS
FROM SERVICE HEREOF OR A JUDOMENT MAY BE;r,.ERED AOAINST
YOU. q,. ./
By: It~bert-C, Saidis, Esq.
SAlOIS, (lUIU(),
SIIU.... ...
MASI.ANIl
26W-lIi.hSlrrrl
Clllhlc.t'A
CRAIG p, DANELLA,
Plaintiff
IN THE COURT or CONNON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
V,
NO. 95-2795 CIVIL TBRM
MARY J. DANBLLA,
Defendant
IN DIVORCE
ANSWER AND COUNTERCLAIM
COUNT I
DIVORCE
AND NOW comes the above Defendant, Mary J. Danella,
through her attorneys, Saidis, Guido, Shuff & Masland, and answers
as followsr
1, Admitted,
2 . Admitted.
3. Admitted.
4 . Admitted,
5. Admitted,
6. It is denied that the Plaintiff's marriage is
irretrievably broken.
7. Admitted,
6. Admitted.
SAIDIS, GUIDO,
SIIU.'F ...
MASUNIl
26 w, Illah S"..,
CarU.lc.I'A
9. No answer is required as the parties have not entered
into a written agreement,
10. No answer is required to the incorporation of various
paragraphs by reference,
COUNT II
EQUITABLE DISTRIB~rION
11, It is admitted that the parties have acquired both real
and personal property during their marriage,
12. Admitted,
WHEREFORE, Defendant requests Your Honorable Court to
equitably divide all marital property.
COUNTERCLAIM
COUNT III
ALIMONY AND ALIMONY PENDENTE LITE
13. The allegat ions and answers of paragraphe 1 through 12
inclusive are made a part hereof and incorporated herein by
reference,
14, Defendant (hereinafter Counterclaim Plaintiff) lacks
sufficient property to provide for her reasonable needs through
appropriate employment,
15, Counterclaim Plaintiff t'equires reaeonable support to
adequately maintain herself in accordance with the standat'd of
living established during the mardage,
16. Plaintiff (hereinafter Counterclaim Defendant) is
finantially able to provide for the reasonable needs of the
Counterclaim Plaintiff.
WHEREFORE, Counterclaim Plaintiff requests your Honorable
Court to enter an awat-d of alimony pendente lite until final
heat-ing and pel'lnanent alimony thel eatt er,
SAlOIS, GUIDO,
SIIUt'F "
MASJ.ANU
26 w. Itl,h S"..,
Cllli,lt"JA
QQUNLIV
QQlJllilJilLfJilW....CQIITtLAlilL EXPENB 1m
17. The allegations in parauuphu 1 t hnlugh 16 are made a
pint hereof and Ineol'porated herein hy reference,
In. ('ollnl erc]aim Plaint! ff haa retaine,l the services of
", ".,,'
CRAIG P. DANELLA, I IN THE COURT OF COMMON PLEAS
Plaintiff I CUMBERLAND COUNTY, PENNSYLVANIA
I CIVIL ACTION - LAN
I
V. I NO. 95-2795 CIVIL TERM
I
I
MARY J. DANELLA, I
Defendant I IN DIVORCE
VERIFICATION
I verify that the statements made in the foregoing Answer
and Counterclaim are true and correct, I understand that false
etatements herein are made subject to the penalties of 16 Pa,
C,S, S 4904, relating to unsworn falsification to authorities.
DATED:
~I)k~ \1 ~ ,u'iYf\ ~ l { (0
Ma J .j 0 nel a '
October 2 , 1997
, I
r
..., -,
ft. -,
i ,.
t'T ( '~
I "
.
,
" "
,.,
f I
\ .
I', ,. ,.
,
I l.
I... r-
.1 ,I' U
~~
}1
~ ~..
(' ~
~ ~
~ ~
~~
,.
CRAIG P. DANELLA,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
V.
NO. 95-2795 CIVIL TERM
t:
MARY J. DANELLA,
Defendant
IN DIVORCE
\
PRAECIPE
Please withdraw the defendants claims for equitable
distribution, alimony, alimony pendente lite, counsel fees, costs
Respectfully submitted,
!
f
j'
,
and expenses.
1/
//\<..il)
')j /}'je
Byr
ry;]
Robert C, Saidis, Esquire
Attorney for Defendant
Attorney No. 21456
Saidis, shuff & Masland
26 West High Street
Carlisle, PA 17013
(717) 243-6222
SAlOIS,
SHUFF &
MASLAND
A.1TOUI.n.Af.lAW
16 W, IIIlh Ilr..1
Corll.I., PA
<::.
-'
"
':
"
.,
,"
1
hi
,\,
: ~..l
"
, ~ ('-J
..rl_
C.
(!'
--'
\..J
CRAIG P. DANELLA,
Plaintiff
vs.
IN TilE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
OF PENNSYLVANIA
MARY J. DANELLA
Defendant
CIVIL ACTION - LAW
NO, 95-2795
IN DIVORCE
AFFIDAVIT OF CONSENT
1. A Complaint in divorce under 5 3301(c) of the Divorce Code
was filed on May 23, 1995 and service was accepted by Robert c.
Saidis on behalf of Mary J. Danella on May 25, 1995,
2. The marriage of Plaintiff and Defendant is irretrievably
broken and ninety (90) days have elapsed from the date of filing
and service of the Complaint,
3. I consent to the entry of a final decree of divorce after
service of the notice of intention to request entry of the decree,
I verify that the statements made in this affidavit are true
and correct. I understand that false statements herein are made
subject to the penalties of 18 Pa, C,S. 54904 relating to unsworn
falsification to authorities.
Date: /~4.~
I
I
I
,I
II
I'
CRAIG P. DANELl.A,
Plaintiff
IN 'l'IIE COUH1' OF COMMON PU;AS
OF' CUMUEIlLAND COUN1'V
OF' PENNSVLVANIA
VS.
MARY J. DANELLA
Defendant
CIVIL AC'I'JON - LAI~
NO, 95-2795
IN IJIVOHCE
WAIVER OF NOTICE OF INTENTION TO REQUEST
ENTRY OF A DIVORCE DECREE UNDER
53301(C) OF THE DIVORCE CODE
1. I consent to the entry of a Ii na 1 Decree in Ili vorce
without notice.
2. I understand that I milY lose ricjhts concerning alimony,
alimony pendente lite, milritill property or COllnse] fees it I do
not olaim them before a divorce is granted,
J. I Understand that I will not be divorced until a divoroe
deoree is entered by the Court and that a copy of the decree will
be Bent to me immediately atter it is filed with the Prothonotary.
I verify that the statements made in this affidavit are true
and correct. I understand that false statements herein are made
eubject to the penalties of IB Pa, C.B, S49ll4 relating to unsworn
falsification to authorities,
, llat81~t;fJ
,~"""~:
'-
..
, ,
-.
...:1
CRAIG P. DANELLA,
Plaintiff
vs.
IN TilE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
OF PENNSYLVANIA
MARY J. DANELLA
Defendant
CIVIL ACTION - LAW
NO. 95-2795
IN DIVOHCE
AFFIDAVIT OF CONSENT
1. A Complaint in divorce under 5 3301(c) of the Divorce Code
was filed on May 23, 1995 and service was accepted by Hobert C.
Saidia on behalf of Mary J. Danella on May 25, 1995.
2. The marriage of Plaintiff and Defendant is irretrievably
broken and ninety (90) days have elapsed from the date of filing
and service of the Complaint,
3. I consent to the entry of a final decree of divorce after
service of the notice of intention to request entry of the decree,
I verify that the statements made in this affidavit are true
and correct. I understand that false statements herein are made
subject to the penalties of 18 Pa, C.S, 54904 relating to unsworn
falsification to authorities.
Datel
~l."
"
, (' c_~
I I ,<
I
\)~'1~ :~~!~
a y, .,)Dan 1 a, Defendant
'.-
t1~ .
-'
" ,',
H:, , ~.
, "
1 .~: t
I, I
"
L, "
~.
" to'
L' L' U
CRAIG P. DANELLA,
Plaintiff
IN TilE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
OF PENNSYLVANIA
CIVIL ACTION - LAW
NO. 95-2795
IN DIVORCE
VB.
MARY J. DANELLA
Defendant
WAIVER OF NOTICE OF INTENTION TO REQUEST
ENTRY OF A DIVORCE DECREE UNDER
53301(C) OF THE DIVORCE CODE
1. I consent to the entry of a final Decree in Divorce
without notice,
2. I understand that I may lose rights concerning alimony,
alimony pendente lite, marital property or counsel fees if I do
not claim them before a divorce is granted.
3. I understand that I will not be divorced until a divorce
deoree is entered by the Court and that a copy of the decree will
be sent to me immediately after it is filed with the Prothonotary.
I verify that the statements made in this affidavit are true
and correct. I understand that false statements herein are made
subject to the penalties of 18 Pa, C,S, 54904 relating to unsworn
falsification to authorities,
I
I
I
II Datel
II
II
Ii
II
II
,
<; / Y 'I:,
,
\~'~' ,(
\ .'. .\((0_
Ma . , ,Ine a, Defendant
\Iv
,
;-i' .,1
pl
\
i
< I
,. , C:l
, I'
,
'I'
;.. ~ f'.~
T;~
" r-:" ,
'.. , V )
, '- .
CRAIG P. DANELLA,
Plaintiff
vs.
I IN THE COURT OF COMMON PLEAS OF
I CUMBERLAND COUNTY, PENNSYLVANIA
I
I NO, 95 - 2795 CIVIL
I
I
I IN DIVORCE
MARY DANELLA,
Defendant
ORDER OF COURT
AND NOW, this
,~
~tl
day of
'-}~1U JIiJ2Jl.I
1998, the economic claims raised in the proceedings having been
resolved in accordance with an agreement dated November 5, 1998,
the appointment of the Master is vacated and counsel can file a
praecipe transmitting the reuord to the Court requesting a final
decree in divorce.
BY THE COURT,
---1/ _ II /1
((Ot) GeOr; e E. Hoffer,
/
,-
P.J.
CCl
Mary A. Etter Dissinger
Attorney for Plaintiff
Robert C. saidis
Attorney for Defendant
1"11"'''-' "",,,,,,'''{/lI~~/r~f'p'
~):",l..: (( I ~~,""'- l)j)( .,1 t ,,-), ;h'IlY I~ C)( C ct._
v2k\lJ .J.Y, /(7?(1)
., .
,.
1IGREEMENT
AGREE~~eN'l' made this S- day of Novembor, 1998, by and
between Craig p, Danella ("Husband"), of 445 Clover Road, Etters,
York County, Pennsylvania and Nary J, Danella ("Wife") of 907
Bonnie Lane, Mechanicsburg, Cumberland County, Pennsylvania.
WITNES8ETHl
WHEREAS, the pill-ties hereto are Husband and Wife, having been
married on the 19th day of Hay in 1979, 'l'here were born two
children of this marriage, said children being: David Danella,
age 14 and Lindsay Danella, age 11. 'l'he parties have no other
issue, living or deceased, and have no adopted children.
WHEIlEAS, di verse unhappy differences, disputes and
difficulties have arisen between the parties and as a result they
have lived separate and apart since on or about the Jrd day of
February 199!;, A proceeding for UlC! divorce of the parties has
been filed by the Husband in the COUI-t of Common Pleas of
Cumberland County on May 2J, 199!;, No.9!;-2795. It is the intention
of Wife and Husband to 1 i ve separa te and apart for the rest of
their natul-al lives, and the pal-ties hereto are desirous of
settling fully and finally their respective financial and property
rights and obligntions .IS betweon ench other including without
limitntion by spec1ficntion: the nettling of a] 1 matters between
I
'them relnting to the o\-Inen;liip nnd C'quitnble dintribution of real
I and personnl IH'ol1l'rty; the nettling of all mnt.ters betlmen them
relating to tho past, prC!sont and futul'e Bupport, alimony pendente
lite, nlimony nnd/ol' InnintennllCl' of Wife b~' lIusbnnd and of Husband
I by Wife; ancl posniblo clnim!; by Olll' ngninst. the othol- and againnt
Ii their rospoctivC! DstntoB.
"
I,
i:
I
!
I,
~\'\\~b
1(0
,",\\\) \J
tfO
NOW'l'HEREFom:, in consideration of tho Iluove rocitllls ond the
mutual promises, covenllnts and undertakings hereinafter set forth
and for other good ulld valuuble considel'ation, receipt and
sufficiency-,of which io hereuy acknowledged by euch of the parties
hereto, Wifc Illld Huoband, oach intending to be legally bound
hereby, covcnant and agree as follows:
1. hGREEMENT NOT h DhR TO DIVORCE PROCEEDINGS
Husband filod a mutua] consent, no-fault divol'ce pursuant to
the terms of section 3301(C) of the Divorce Code of the
Commonwcalth of Pennsylvania, Ilnd this Agreemenl is contingent
upon (1) ~ ~nd I"'~"'il"ing,~h ~l r\l"N'''e, (2) Wife
signing on Affidavit of Consent and 0 Waiver of Notice of
Intention to Hequest Entry of a Divorce Decree, (J) IHfe
delivering hel' Affidavit of consent and Waiver to Husband's
attorney on or before November 13, 199B, (4)-1iuel!>blou ciliRg4t4-s
-A~t ~ 1I'Ild--w414~'~~e nF JntsR"-ion tg pn';\"Gllt
f'h&.....o.r.. nf ~.-ni ':Bre~eree--ttpon ~ r..;1,.;I.:~.1L uf \11 r 1:"".... h{;
Ggn~-r'r rni "'.ldser, (5) l'life's counsel delivering to Husband's
counsel on or before November 1 J, 199B a Praecipe withdrawing
Wife's claim for alimony pendonte lite, counsel fees, expenses end
costs, and (6) execution and delivery of this agreement by Wife
to counsel fOl' Husband 011 or before November 1 J, 199B, Husband's
counsel shall immediately, upon the fulfillment of these
conditions, file both connents and I-Iaivel's, a Praecipe to Transmit
Hecord, and vital statintic& form to precipitate the prompt entry
I of a decree of d i vorco,
I
,
2. EFFECT OF DIVORCE DECREE
'fho pat.tie[1 a<Jl'ee that unless othen:ise specifically provided
I herein, thin lIyroen\enl [,ha]] continue in full force and effect
-2-
after Buch l.imo or; n final decroe in divoI'Ce l'liIY bo ontered with
respect to t,he pOl'lios,
3. lIGREEHL'NT NOT TO DE HF.JlO!:O
Tide 1\gt'oemont r;hall be inl:<Jl'pOl'alod into tho t ill[,] decroo of
di vorce ot UIO I HlI'tl t>6 llCl'eto fOl' )lUI'!}()["!l' ot olltoncenwnt on] y,
but otherw i Be shall not 1)0 ~"'r<JUll i nl 0 Ila i d decroe, The parti eB
ehnl1 have the ri<Jht to enforce tldl; I\<Jrl'l.'llll'l1l ulldol' the Divorce
code of l!IBll, a5 amended, nil'] in Hd,1Il1on, shall t't,taln any
remedies in law or In ,',!ulty IlIlder thin I\<Jt'eemellt as an
independent COIlU'nct. I;uch rell\P,llos in Jaw or equity are
specifically not \I[dve<l OJ' ro]oa,,'''1.
4. DlITE OF EXECUTION
'I'he "dote of execution" or "e>:ecution date" ot this Agreement
shall be de fined as the date upon wh!eh it is executed by the
partien if they have each o>:ecuted l he I\ljr"olllellt on the Borne date.
otherwise, the "dato of t!>:ecutloll" 01' "o>:ocution date" of this
Agreement ohall 110 definocl nIl tht! dnle of e>:ecut!on by the party
last exocul. i ng this I\'Jl'l:H!I''''"l.
5. DIBTRIUUTION DI\TE
'l'ho tranr;fol- 01 pro)l,'rty, tUIllIE; nnd/or documentll provided tor
herein "hal] only lil~:e )lIneI' on till' "dl1,lribution date" which
ohall bc d..1 ine<l al; the ,late of ,.>:"eullol1 01 tlds I\<Jroem(!I1t unless
i ol.henlllll' "1"",lli..<I I...rl'ill.
,
.1
116.
'I
Yl"I\"CI~L UIBCJ~DUJl!:
'i'lli' l'illlll'fl ...111111111 \hil\ "[Il'1a Iai'" 1,,11<,<1 01\ \111-' IHlbstanlial
accllrllcy 01 lhl' flllall"I[t1 <1110,,10'''11<' 01 Ihl! olhln, liS on
Ii ndllC""IPl\l l 0 \ Ill' 1'>:0"111 101\ of \ hi fl '\<JI "I'I';"IIl.,
Ii
\
-] .
7. ~nVICE OF COUNSEL
'I'he provJllionll of the AgI"eement and their legal effect have
been fully explained to the pal'ties by their respective counsel,
Robert C. ,riidis, Enquire, attorney for WJfe, and Mary A. Etter
OisSJnger, Esquire, attorney for lIusband. The parties acknowledge
that they have reed ved J ndependent legal advice from counsel of
their Ileleetion and that they fully under6tand the facts and have
been fully Jnformcd as to their legal rJghto and obligations and
they acknowledge and accept their legal rights and obligations and
they acknowledge and accept that thi6 Agreement is, in the
cJrcumstances, fair lInd cquitable and that it is being entered
into fl'eely and voluntadly, ilfter havJng received such advice and
with such knowledge, and the parties ad:nOl'lledge that execution of
this Agreement ill not the rellult of any dllreSIl or undue influence
and that Jt ill not the I"esul t of any coil usion or improper or
illegal agreement or agreements.
In addition, eilch party hereto acknowledges that he or she
has been flll1y advJllod by his or her respective attorney of the
impact of the Pennsylvania Divorce Code of 1900, 23 P,S. Section
101 at, !J!'..9., whereby the COUI"t has the dght, and duty to
determine all marJtal dghtll of the parties including divorce,
alhnony, alimony pendente lite, equitable distribution of all
marital pl'operly or Ill"Operty OllJled 01' possessed individually by
the other, COllnll(,} f..es lInd costll of litigatJon and, fully knowing
the [l[lInu und being fully udvised of hiD or he!' rights thereunder,
oach p1lrty nt J ] I der;! l'lW to exocutel:h i [; Agreement, acknowledg ing
thnt the tunns 1lnd condiliollll l;et forl:h hendn are fair, just and
oquitab]o to l'ilch 01 the pilrtlon, nnd I,wiven hin or her respective
rJght to llilV(' the COllrt of Common P]"a!; of cllmbel'lnncl county, or
any oUWl' COllI't of competent judHliction, Inill:e nny determination
01' onl..,.. ill I I!d in'J t I". I''--'specl ive pal't ieo' l'i[Jhl:s to a divorce,
alimony, il11J:\OIlY p,,"<ll'nto lit 0, PlJllitablp dl[;triblltion of all
I
I
I -4-
I
I
ml1rltl1] I'I'OpCl"ly, "ounr;c] r..ee; and conte; of ] iticJl1llon. or any
other right." al'ltdllcJ fl"om t.he pal'Uon' 111nITI nrJe,
O. IlElIL EIlTlITf:
'I'he l'arti!'G agn-'C! t.hat Husballd Hha]] t.ransfel' t.o \'Iife 1111 his
righl llll!' alld int"I'ent. III
'11\ \ \)
{/O
('llld \~,o the proper;ty ]ocale~ I1t 907
"\ lw.e,\ v\, 5~~~("--\' uHt.'\hn....:''l--,
BOllnie ],11 lie , l'l"chillllcr;lnll'cJ. 1'", 1l,;ylvmHfI^upon payment l~1im by
Wife of 1'\'/p'Ilt.y-fl\'(' Ihou,;alld do] }"rG ($2~,OOO,OO). Bald pl1yment to
be mad(> by H II C' to Ilu,;bl1llel Oil or belore !Jecembel" I, 1998. I n the
event t.he 'I'wollt.y-Ilvp IhouG"nel doll"r" ($2~,OOO.oO) is not paid to
Hur.band by [)o"enbcr 1, 1~J9H, t.he ~2~" 000.00 obligation to Husband
nhl1] 1 bear illl(>I'C!r;t. ,ll \Ill' ratc of elghleen percent (18\) per
I1nl1Um fron dale of ex..cutloll of t.hln Agreement. Wife shall
prepare t.he deed of conv"Y,ll1cP al her expense, Hlfe shall hold
lIusbl1nd harmlpsn Oil the mortgacJc, ]oann, mOI"tgages or liens which
oncumber t.he preml\H"', \'\0~ ''t'1'''c\ 'c,\.," \\ (';1\ '\-V-.t -r,,,OWL d...- (UY\\le,\'b-V'
-:J0r-r"\~l\~'-- "n ~,u,.\~ (\\\ \t.J'-\~ "._r\' '-\'\.-.~ O\<:;>.Nt5~ c:::.CO-C
('\''''0<'--''\,0 ~'C...." ('~o rL\.\"-\ '
9. PERBONlIL PIlOI'EIlTY ~
lIunband anel 111 fe dD hel"cby nd;now]edge that they have
previoun]y divided their tan<]\blc p"r50na] property inClUding, but
without ]Imltation, jel-lCll'y, (C]ot.hes, furniture, furnishings,
rugn, carpetr., houn(>ho]d "'1uiplllellt illld appliances, picturss,
boo),:!;, Iwrl;n of I1rt an(} OUl"r pf'rnonal property and hereaftsr Wife
ilgreen t.hat ill] of pl"opel'ty in the P05""""lon of Husband shall be
the GO]" lI",l r;ppillat" plOp"l ty of lIu'Jbi\ml, ilnel lIusband agrees that
il]] of tllP Pl'OI1(>lt,' in the 1](l!;';P,;,;joll of Hlfe shall be the sole
ilml nepl1l"flt.. pro!,"rlY of \'Iifp, p;;cppl thllt:
'--\\\~J)
f/:?-?
II, \-III.. ~:il] IPlaill tllp ""vil\'-J!; ilccount with DauphU\
lI"po,;!t Balik.
h. lIun!>i1"'} Ill]} l'I.t it \11 t!>" fOil V \ IIIJ'; il"count with Herri.
1\11111:,
--!-l'.
c, lIusband will n:!toin the Pr.J':CU occollnlH,
d, lIusband shall keep the cash vo] Ill! of hi H ] Ire l'lGuronco
p'olicy in the amount of $3,\15G.05, wilh Provident Mutual
Life, Policy IJIDJJ\10,
\\\.\D
{f6
o. lIusband shol] I'ecelvl' fnlm Hire all,1 HUI' Hha]l deliver
to lIusbolHl IIpon execution of Ihln lIlJl'l!l!II\l!III, illl hill
trophies ond half of UIP family \'hOIOfJl'O)'h';"l\'\ \D\\..(
~,\,,,\\ "t<l'\'~ .(-{{y. \\",.\>[1'-'<\ \(>\,(' o{ '1('" '('<'\1\'-"'-,
,,\ 0..0.\ ,
Each waiver; OilY claim U",y ,noy hove 10 \he pension,
I'etireml'nt and/ol' I'l'ofil r;horill(J p]on 01' othor
to
retirement benefltr; of the olllel".
10. MOTOR VEHICLES
Hith respect to the motol' vehlc]es oWlled by one or both of
the parties, they ogree as fo]]owu:
a,
'I'he Li nco] nand
exclusive properly
encumbronces,
Lllmilll1 nho]] I",come tho
of Hife, subject to their
sole IInd
liens IInd
b, The motor' vehicle ill IIl1nband'l; poulJer;oion IJlla]] become
his sole ond e>:clllidve pl'opel'ly, GlIbjecl to ite lion
encl1nbl'i\llcP,
The tit]e" 10 \he r;ald 1:10101 Vl'hicl'!I' ,'lIa]] 11(' (,Xl'cllted by
the partier;, if aPl'ropl'ia\" 101 1,1 feci ill'J \ l'all!;fl!l af,; hereill
provided, on the datc 01 ,'xc{'lItloll of \hiB II'JlI'''J!\l!n\ nlld said
executed t ll] er; r;ha] I bp. de] I v"",',l \ 0 \ h" 1'10)1<'1 purl I (If-! 011 the
distribution datu,
-c.-
11. ASSUMPTION or ENCUMDR~NCES
Unless othel'wise pI"ovided hel'ein, each pnrty heroby aGsumes
the debts, encumbrances, taxes and 1 iellG on a]] the property each
will hold m\bsequent to the date of this llCJI-eement, and each party
aCjI-eos t.o indemnify and hold lwrm]css t.he ot.her party and his or
her pl'opel'ty fl'om any c]uim 0'" 1 inbility that the other party will
suffer or may be required to pay becauce of such debts,
encumbrances or ]ieno,
12. LIADILITY NOT LIOTED
Each part.y l'epI'esent.s and \'Ian'anlt; to the other that he or
she has not incurn,d any debt, obliqation, or other liability,
other than those descl'ibed in this IIqreement, for Which the party
is or may be liab]e, II liability not disclosed in this IIgreement
will be tho r.ole responsibility of the party who has incurred or
may hel'ea ftel" incur it, and each party ngreos to pay it as the
same sha]1 become due, and to indemnify nnd hold the other party
and his 01" her pI'opel'ty harmless from l1ny and all such debts,
obligations and ]iabllities.
13. INDEMNIrIC~TION OF WIFE
If any clalrl, nction or IH'oceedlng is hel'ellfter initiated
seeking to hold Hire liab]e fOl' the debts 01' obligations assumed
by Husband under this IIgl-eer\Ont, Husband will, at his sole
expense, defend \'Iife ilgainst allY Buch claim, action or proceeding,
whether 01' no\. 11('11- founded, alld i IIdemn ify hm" and her property
l1Cjl1lnst any dap1i\Yos 01' lota; 1'<'1\\1]\.111'.1 thol'efl'om, including, but
not ]lndted to, eostn of COUI't and at.tol'lwy's fees inc\1n"ed by
Wi fe ill cOllnectioll \'hen,\;ith,
14. INlJEMlIH'ICATIOll or IlUOllMllJ
I
11",(>I;lnq
11 any ,,] a In, ilCtloll 01' I'I'OCOO(1I1I()
\.0 hold lIu'lbillld liable lor the
it; hercafter initiated
debts or obI igat ions
-'} -
L\\~ b
1ft
...
SAIDIS.
SHUFF &
MAS LAND
A1T01..'~V!I.U.~~
16 IV, 11IIh I"'"
C.,llllt, rA
assumed by l11fe under thia Agreement, I~ife will, at her sole
expense, defend Husband against any such claim, action or
proceeding, whether or not well-founded, and indemnify him and hie
property against any damagea or loss resulting therefrom
,
including, but not limited to costs of court and attorney's fees
incurred b~~usband in connection therewith.
15. ALIMONY AND CHILD SUPPORT
Child support shall be payable as ordered by a court of
appropriate jurisdiction, The order is currently filed to No, 455
S 1995, Cumberland County, PACES 387000023,
The parties acknowledge that inflation may increase or
decrease their respective incomes, that either may be emp1"oyed or
unemployed at vari~us times in the future, that their respective
assets may substantially increase or decrease in value. The
parties acknowledge that they each have reviewed their property,
resources, economic circumstances, and reasonable needs with their
respective counsel, The parties hereby expressly agree Husband
shall pay to I~He alimony in the amount of Two Hundred Seventy-Five
Dollars ($275,00) per month for Thirty-Six (36) months commencing
December 1, 1996 to be paid bi-weekly through the Domestic
Relations Office. Husband and Wife agree that the provisions of
this paragraph concerning alimony may be enforced through the I
Domestic Relations Office of Cumberland county, Alimony will
terminate upon remarriage or death of Wife. Both parties waive
their rights to alimony pendente lite, or any other form of support
or maintenance, Both parties acknowledge that this Agreement
constitutes a final determination for all time of both party's
obligation to contribute to the support and maintenance of the
other,
16, TAX RETURNS AND AUDITS
Husband and Wife reprellent that all federal, Iltate and 10caJ.
tax returns required to be filed by llullband and wHe have been
filed, and all federal, Iltate and local taxes required to be paid
~Iith reSpf~ct to the periods covered by such returns are paid.
Husband and IH[e further represent there are no tax deficiencies
pl'opol.led or assessed against Husband and/or WHe for such periods,
-6.
r
and noither Husband nOl' Hire exocutod any waiVer o[ tho Statuto o[
Limitations on the assessment or collection o[ any tax [or such
pori ods . .'
17. PRESERVATION OF RECORDS
Each party will kecp and preserve [or a period o[ [our (4)
yoars [rom the date 01' divorce all financial l'lwords relatlng to
tho marital estatc, and each party wi]] give the othel' party
immediate access to these rccords In the event o[ tax audits,
lB. AFTER-ACQUIRED PERSONAL PROPERTY
Each of the parties choll hm'ca[ter own and enjoy,
independently of any claim or right of tho other, all i tema of
peraonal property, tangible or intangible, hereafter acquired by
him or her, with full power in him or her to diapose of the aame
as fully and effectively, In all respects and for all purposlls, as
though he or she Were unmarried,
19. LEGAL FEES
Each party will be responsible for their respective counael
fees and costs involved In this case Instituted by lIusband as
Plalntif f ,
20. WARRANTY AS TO EXISTING ODLIGATION
Each party represents thnt he or nhe has not heretofore
incurred or contrncted ony debt or ] I abl 11 ty 01' obi Igat Ion [or
which the estnte of the other party may be responsible or llab]e,
Each party ngroes to Indemni fy 01' hold the other I'al'ty harmless
from and against ony and 0]1 Guch debta, ]iabilltles or
obligations of every kind wh Ich may have h'll'etof ore been Incurred
by them including those fOl' necesni tles eXCL'pt fen the ob] IgalionB
larinlng out of this Agreement,
I
-9-
21. WARRANTY AS TO FUTURB ODLIOATIONB
Except as set forth in this 1\greemont, IIl1sbilnd and Hife each
represents ~nd wilrnJlltG to the other that he or Bhe hilS not in the
past or wil'l not ilt ilny timo in the future incur or contract ilny
debt, chilrgu or liability for which thu other's lugal
rupresentati vus, propurty or eutate milY be rusponsible. Each
hereby agreuG to illdl'mn if y, Gnvu and hold the othul- and hi s or hur
propurty harmluus from any 1 inbi Ii ty, loss, cost or expunsu i'
whatooever incurred in tlll' uvent of bl'uach hereof,
22. PROPERTY RELE1\BB
It is thu intontion of Jlusbnnd and Hife to give to each other
by thu uxecution of thin Agreement a full, complete and general
release with ruspect to any and n 11 property of any kind or
nature, real, personal or mixed which the other now owns or may
hereafter acquiru, except and only uxcept all rights and
agreements and obl igations of ~Ihatsoevel' nature arising or which
may arise under thin Agreement or for the breach of any provision
of this Agrcument. All property hereunder is transferred subject
to all uxisting ullcumbrallces and liens thereon, The transferee of
such propel'ty agl'ueo to i ndemni fy and savu harmless the other
party fl-om ony claim or liability that sllch other party may suffer
or may be required to pay on account of such encumbrances or
liens, SlIch party ~Ii 11, at his or hor sole uxpense, defend the
other against OilY slIch claim, 1,Ihether or not we]1 founded, and he
lor she wi]] indlHnnit'y flnd hold hannless the othm- party in respect
I to all dom09u!l I'el.;\l] t il\CJ therefrom, The i nSllrnnce 011 the property
I beillg tl'arlfjfoITf.>t! hl'reuntlel' is nssiqned to the party ruceiving
such pl'Opul'ty, nncl t Ito premi umfi on sllch insuI'ance shn 11 be pa id by
the party to ~lhDlll \tn' ilH;ul'ilnee i r; ans i gl1ed. By thi (; Agreument the
part! efi hnvo i III entlr'tl to rd feet an equi tnble distd but!on of the ir
i amwtr.. Thl' pill'tll'f\ hnvl' dptl'I'r:llned that the division of said
! IJI'DI'Ol'ty cOllfulm:, to th" criteria !Jot forth in !jJSDI Qt. e,g,g. of
-I()-
the Pennsylvania Oivorce Code taking into connideration the length
of maniage; the fact that it in the first man-iage for- lIusband
and \'life; t1,le age, health, station, amount and [;ources of income,
vocational skilln, emp]oyability, estate, liabilities and needs of
each of the partie!>; thu contribution of ench party to the
education, training or increaDed earning power of the party; the
opportunity of uach party for futur'e acquisitionn of capital
assets and income; the sources of income of both parties,
including but not 1 imi tud to medical, retirement, insurance or-
other benefits; the contributions or dissipation of each party in
the acquisition, prusel'vation, depreciation or appreciation of the
marital pr-operty, including the contribution of each spouse as
homemaker; the value of the property set apart to each party; the
standard of living of the parties established during the marriage;
and the economic circumstancec of each party at the time the
division of proper-ty is to become effective, The division of
existing mar-ital propel-ty is not intended by the par"ties to
constitute in any way n sale or exchange of assets. The division
of property under this Agreement shall be in full satisfaction of
all marital rights of the parties,
I
i
I
,
l
23. MUTU^L RELEASES
lIusband and Hire each do hereby mutually remise, release,
quitclaim and fonwul' diDcharge the other and the estate of such
other, for all timu to come, ond for all purposec whatsoever, of
and fl'om l1ny and nil rightD, title and interest or claims in or
against the prope'rty (includin') income l1nd goin from property
herea fter' l1ccrui Il<j) of the othel' or 11<JI1 i nst lhe estnte of such
other, of ~/hotevel' notul'e nne! ~lllCnH;oever ni tuate, which he or she
now has or at ony timl' hel'enfter moy have iHJ1dnst such other, the
estate of nuch 0\ lwr 01' any pad lIH!I'l'of, I-Ihether oriGing out of
any fonner /lct,;, contl'actB, en')ageml'ntn 01' ]iobi]itie6 of Hudl
othel- or by ] [1\1 of dO'.-Ie)' 0)' curle'sy, 01' c1 a in,; in the natul-e of
II
I -])-
dower or curtesy or widow's or widower's rights, f/lmily exemption
or similar allowance, or Undel' the intestate Imw, 01' the right to
take again"1t the spollse's l-dll; or the I'ight to tl'eat a lifetime
conveyance by the other all testamentary, or 011 other rights of a
sUI'viving SpOUse to participate in a deceaned spOUse's estate,
whether arising undel' tilE, laws of Pennsylvania, any other state, {
Commonwealth or terdtory of the United l;tatos, or any other
country, or any dghto Ilhich "i ther pal'ty may hove 01' at any time I
hereafter have for poot, present or flltllre support or maintenance, I
alimony, alimony pendente lite, counsel fees, equitable
distribution, coots or expenses, whether arising as a result of
the marital I'elation ai' othenlise, except, and only except, all
rights and agreements and obligations of whatsoever nature arising
or which may arise under this Agreement or for the breach of any
provision of this Agreement. ~
.
24. PEnaoNAL RIGHTS
Wife and Husband may and shall at all times hereafter live
separate and apart. Each shall be free from any control,
restraint, interference or authority, whether direct or indirect,
by the other in all respects as fu Ily as if he or she were
unmarried. Each may also reside ot such place or places as he or
she may select. Each may, for his or her separate Use or benefit,
conduct, carryon and engage in ony business, occupation,
profession or employment l'lhich to him 01' hel' may seem advisable,
Hife and Husband 811<111 not molent, harns8, ai' malign each other or
the respect i Ve fnnd 1 iefJ of onch othel', nOl' compe] or attempt to
compel the other to cohabit or dWell by ony means or in any manner
whatsoevel' l-dth him or her, Each party hOl'eto releases the other
fl'om all claimfJ, ]iobililJofJ, clC'bl!l, ob]icJotiorw, actions and
causes of action of overy I:J ncl that have bt!en or l-lil] be incun'ed
relating to or nl'inin'.l frum tho malTiage between the parties,
-] :~-
excopt that neither party in relieved or discharqed from any
obl igat ion under th i [J IIgreement. Ne i thel' pa rty will interfere wi th
the use, ownCl'ship, enjoyment ol' disponitioll of any property now
owned by 01" herea [tel' acqu ired by the othl!l',
25. GENERhL VROVISIONS
1'hiG IIgreement Gha] 1 be effective from and after the timo of
its execution,
26. WhIVER OR MODIFICATION TO DE IN WRITING
No modification, recision, amendment or waiver of any of the
terms hereof shall be valid un]ess in wdtinq and signed by both
parties and no waiver of any breach hereof or default hereunder
shall be deemed a waiver of any subsequent default of the sarno or
similar nature. IIny oral representations or modifications
concerning thin inotrument shall be of no force or effect
excepting a subsequent modification in \-Idling, signed by the
party to be charged,
27. MUTUhL COOPERhTION
Each party shall on demand execute and deliver to the other
party any deeds, billn of sale, asnignments, consents to change of
beneficiaries of insurance policies, tax returns, and other
documents, and sha 11 do or cause to he done every other act or
thing that may be necessar~' or desinlb]e to effectuate the
provlslons and purposes of th i s IIgreement. If ei ther party
unreanonably fails on demand to comply \,lith thene provisions, that
party shall pay to the oLhel' pal'ty a] 1 ntLol"llCY'S fees, costs, and
other expensen reanonahly incurred ao a l'OHUIL of such failure,
-13-
20. LlIW OF l'ENNSYLVlItlIlI
~'hi D A<jl"eenlllnt and
construed and enforced
lIl'l'LIClIIlI,E
all ncto contemplated by
in aCCOl'<liIlICt! \-i Ith tho
it shall be
laws of tho
commonwealth' 01 Pennsy]vanla,
29. lIGREEMENT DINDING ON >>EIRS
~'hiD lI<jl"eem<'nt "ha] 1 be blndin(j and shall inure to the
benefit of the pill'tiel; hereto ilnd theil' respective heirs,
executon:;, m]mi ni nlt'otol'l:;, 1 O<jil] ropl'<'IH'nt ot I vel>, ossi <jml and
sUcceSSOI"S in any intenwt of the parties.
30. INTEGRATION
'rhis lI<jI'eomellt const I tuter.; tho
parties and Ilupersedeo any "IHI
negotiationll between thenl. Thero nn'
those expressly set forth heroin,
ont i re underatandlng of
il] I pl"ior agreements
no n'pI'escntntlons othel"
the
and
tlHln
31. ENTInE lIGIlEEHEN'I'
Each party nCKnO\-i]("hj"S thlll ho 01' uho hns carefully read
thill Agreoment; thilt ho 01' ahe hnG dlacusaed its provisions with
an attOl'noy of hi" 01' hor own cholcl', flnd has oxecuted it
voluntarily and IIll'l,]innco upon hll; Dr hel' own attorney; and that
thill instrument Oxpl'l'l;r;r's tho onl I 1'0 iHjrOemc'nt between the parties
concerning the LHlbjod n I I purport" I (J cover,
32. tlO W1IIVER Ol' IH:F'1IIJl,~'
'I'hll; lHjl'Oelllonl 1;11111 I 1<"",,ln In Iu]] [(II "I, 111\11 !!fh'cI unless
fincl ulltl] tenllnnt,'d undc,r 1I11t1 I'ulr;uillll 10 IlIp I<,rmll of this
Al)I'C1,ment, 'l'Ill' 1..lll1l'p of rd I 111'1 I'illly 10 1I1',jut lIpon atrict
perforn1ilnce 01 <lilY 01 III!' I'I'UVlhJ(lIIr: ,,' tlllr: ^'JIP!'f'lent ullall in 110
WilY nUoct Ihc' rJ<jIJI 01 l'llcil I"nl}' )I<,'\('"llr'l to ('nlurc.. Ihe nama,
1101" nhn]] the l'liliv!'r 01 IIII}' )'I'(';\I'h "t ,'I'}' I'loviul"n hi" (wI' he
COllstt-lIed an it \nlivVl oJ ClOy fi\lIH;o(J\I('Ilt dt'filult of thu Uitrne at
- I ~.
similar nature, nor sholl it be constructed as 0 waiver of strict
performance of any obligations herein,
33. SEVER~DILITY
The parties agl'ec that each separate obligation contained in
this Agreement oha]l be deomed to be a separate and independent
covenant and agreement. If any term, condition, clause or
provision of thio Agl"eement sholl be determined or declared to be
void, unenforceable or invalid in law or otherwise, then only that
term, condition, clause ~r provision shall be stricken from this
Agreement lInd in all other respects this Agreement shall be valid
and continue in fu]1 force, effect and operation, Likewise, the
failure of any party to meet her or his obligations under anyone
or more of the paragraphs herein, with the exception of the
satisfaction of the conditions precedent, shall in no way void or
alter the remaining obligations of the parties,
34. IIEl\DINGS NOT PART OF AGREEMENT
Any headings preceding the text of the several paragraphs end
subparagraphs hereof are inserted solely for the convenience of
reference and shall not constitute a part of this Agreement nor
shall they affect ito meaning, construction or effect.
EXECUTED in tr-lplicate on the day and yeat' first above
written.
J2~
to//"o l--'1.
c~~~~
~W\(lk,-\ \;'\ 'klLla
1'la'~. .l--.J~leA~
-15-
CRAIG P. DANELLA,
Plaintiff
v
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
MARY J. DANELLA,
Defendant
95-2795 CIVIL TERM
IN DIVORCE
IN REI CONTINUANCE
ORDER OF COURT
AND NOW, this 5th day of December, 1997,
following conference in chambers, upon request of counsel,
hearing herein is continued generally without prejudice to the
parties to relist the matter in the future.
By the Court,
Kathleen Carey Daley, Esquire
For the Plaintiff
/J./IO/'i'l.\ l~
- ('
Robert C, Saidis, Esquire
For the Defendant
Ibg
CRAIG P. !l~NELLA, IN 'I'IIE COUR']' OF COMMON PLEAS
i'lainti ff OF CUMBERLAND COUN'I'Y
OF PENNSYLVANIA
VB,
CIVIL AC']'ION - LAW
MARY J. DANELLA NO. 95-2795
Defendant IN DIVORCE
;,
PRAECIPE
~
~
l
To the Pro ,thonotary I
At the t-equest of the Plaint ff, crilig P. Danella, please
withdraw my appearance as counsel of record.
~~~~U ~ l U: ~'
K thieen'
e
cel Robert c. Saidis, Esquire
era lq P. Danella
ri, 'tl
'1 l'~
~r '\:' .r..
~' '~
l l:l: . i(
:~
II' to "t?
I" I .I.oF.
{f:! n. \'~
i' "
~,
LI. ,... S
u (:., (,,)
, .
PLAINTIFF'S RESPONSE TO DEFENDANT'S COUNTERCLAIM
AND NOW comes the Plaintiff,
his attorneys, Dissinger and
Counterclaim as followSI
craig P. Danella,
Dissinger, and
by and through
answers the
COUNTERCLAIM
COUNT I II
ALIMONY AND ALIMONY PENDENTE LITE
13. No response required.
14. Denied. It is denied that the Defendant (hereinafter Counter
Plaintiff) lacks sufficient property to provide for her reasonable
needs through appropriate employment.
15. Denied, It is denied the Counterclaim Plaintiff requires
reasonable support to adequately maintain herself in accordance
with the standard of living established during the marriage.
16. Denied. It is denied that the Plaintiff (hereinafter counter
Defendant) ie financially able to provide for the reaeonable needs
of the counterclaim Plaintiff.
WHEREFORE, Counter Defendant respectfu lly requests the court
'to deny Counter Plaintiff's claim for alimony pendente lite and
, for permanent alimony.
!!
VERIFICATION
I, Craig P. Danella, verify that the foregoing facts are true
and correct. I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S. 54904, relating to unsworn
falsification to authorities.
/taL
cratl;:Y D~~~l1a '
,
i
,
!i
,
,
I
I
CRAIG P. DANELLA,
Plaintiff
IN TilE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
PENNSYLVANIA
vs.
MARY J. DANELLA
Defendant
CIVIL ACTION - LAW
NO. 95-2795
IN DIVORCE
CERTIFICATE or SERVICE
I, Mary A. Etter Dissinger, hereby certify that on the date
set forth below I served a true and correct copy of the foregoing
document upon the attorney for Defendant, by First Class united
States mail addressed as follows:
ROBERT C SAIDIS ESQUIRE
26 WES1' IUGH STREET
CARLISLE PA 17013
Datel
/0 J;;,...2/f 7
r
'-.-
Ul
~ tJ
:~ ~@l
~ 0.0: j ~
a: UH 0
81~:Z; :z;
c.. ~ SH
o iii till
f-! ~.o:",
8 ~1><::17
U B :> III
H'"
a c.. CJ
o '
o
:z;
:z;
H
"
.
Ul
o-l
o-l
~5
0...
c
,,"
1></0
.....
ell><
H
.0:
{'j
oJ:
E-<H
wd
~el
Of-!
I><:z;
UlO
Wo
lI:u
UlUl
:
r..,-
c..~
H.o:
~o
HZ
j~
I><W
o
i
I
I
-
a: ~R
UJ -
l!J ~
~ ~ ~;;
!~P~O > ~
0'" "'-~
· iii'
a/! ~ ' Z r
ffid:~~
l!J1'I1! ,
z~i::H
Vi 'x
Vl Z
- l1.
o ~~
.
j
H<J
~ C
<( /0
o'tl
C
. QI
...,....
QI
;..0
II:
~
,
:>
i
ii' '. I
r,f~ c";
.'
'"
J{ ':i:
I.. I'\..
~11 ';}
hlL l'J:' I ~~I
I .t..
ff' ~-' ( -Irh
, I, ,'Il-
I . .
1.1. t- ''j
u U' d
;
I
i
t
"
CIlAlG 1'. Il^NEt.L^,
Plaintiff
1 N '1'111,; COUIl'l' OF COMMON I'LE^H OF
CIIMIlEIlL^NIl COUNTY. PENNSYLVANIA
VB,
MAllY IlANEI,L^,
Defendont
CIV]1. ACTION - LAW
NO, 95 - 27 Y 5 C I V lL
19
IN IlIVOIlCE
.flTA,!:US_.flIlEET
Il^TEI
^C1'l V I 'I' I ES I
----.'.---.---..-.-.--.
Pretrial statements due 7/17/98.
-)J{;~p::if)ri,~'~~_~;Jt,e" ():'!, '2(, 1{,1~ I ((.r <.'1 ~~)Q ,,,"',
( /I'~' \ '\' \ \' ''\' __ !J!_\l-l~-t-I', ), { Ill" J,' h.', (iV/II.
\r7l'G1--';::-;-~--~(Fl II 1\: ' ll.!rl,/ I'V~" , r:'.',.., , ' I
t: I:)M'~~H~--;f ,~t'v--i..l (;F..~--.h::;,11.'" ",'".1 ('"~ "f.j ('1l,
.!!L2:..~/.!r" ___ ~ ,.h~,!:,'~! "/~ "" tA'A-'("'Y._'!I.Y'__"~,'.:.!~,,-,!.'_L.
6/16/98
I' r IQ2.J
I,
I,' III I':
~ I- 1 ~ ,.
'.
I'
'.
'*
OFFICE OF OIVORCE MAlTER
CUMBERLAND COUNT Y
COURT or COMMON PLEAS
9 Nor1h Hanover Slrool
Carlislo,PA 17013
(717) 240'6535
.. Rob.rt IlIcker, II
Divorce Masle'
Tr.cl "0 Colv.r
Ollice Menege/lReporter
r
w... Ihor.
697.0371 EXI, 6535
I,
r
!'-
I
i
f
June 16, 1998
Mary A. Etter Dissinger
Attorney at Law
DISSINGER & DISSINGER
28 North J2nd Street
Camp Hill, PA 17011
Robert C. Saidis, Esquire
SAlOIS, SHUFF & MASLAND
26 Weet High street
carlisle, PA 1701J
REI craig P. Danella vs. Mary Danella
No. 95 - 2795 civil
In Divorce
Dear Ms. Dissinger and Mr. saidisl
By order of Court of President Judge George E, Hoffer
dated June 9, 1998, the full-time Master has been appointed in
the above referenced divorce proceedings,
A divorce complaint was filed on May 23, 1995, raising
grounds fur divorce of irretrievable breakdown of the marriage.
The complaint averred that the parties separated February J,
1995.
The claim of equitable distribution was raised in the
complaint. On October 2, 1997, the Defendant wife, filed a
counterclaim raising on her own behalf the economic olaims of
alimony, alimony pendente lite, and counsel fees and expenses,
It appears that grounds for divorce are not an issue, the
parties having been separated since February 3, 1995, I direct
each counsel, in accordance with P,R.C.P. 1920.JJ(b), to file a
pre-trial statement on or before Friday, July 17, 199f1. Upon
receipt of the pre-trial statements I will immediately schedule
a pre-hearing conference with counsel to discuss the issues and,
CRAIG P. DANE],LA,
Plaintiff
VS.
IN 'I'IIE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - I..AW
MARY DANELLA,
Defendant
NO. 95 - 2795 CIVIL
IN Dl VonCE
NO'l'ICE Ot'....fBJ:;-IIEARllili CONt'ERENCE
TOI Mary A. Etter Dissinger
Robert C, Baldle
, Couneel tor Plaintiff
, Counsel for Defendant
A pre-hearing conference has been scheduled at the
Office of the Divorce Mastsr, 9 North Hanover Street, Carlisle,
Pennsylvania, on the 26th day of October, 1998, at 9130 a.m., at
which time we will review the pre-trial statements previously
filed by counsel, define ISBues, Identify wltneeses, explore the
possibility of settlement and, If necessary, echedule a hearing.
Very truly yours,
Date of Noticel 7/28/98
E, Robert Elicker, II
Divorce Master
,CRAIG p, DANELLA,
Plaintiff
IN TilE COUR'r 01' COMMON Pf,EAS
01' CUMDERLAND COUNTY
01' PENNSYLVANIA
vs,
'MARY J, DANELLA
i i Defendant
CIVIL ACTION - LAW
NO, 95-2795
IN DIVOHCE
I..
"
,
ORDER APPOINTING MASTER
i AND NOW, this 9 ft\.. day of 199B,
,!~ h-4..e-..r- a~, Esquire, is appointed aster with respect
lito the following cla ims: Di vorce, Equ !table Distribution, Alimony,
ilAI imony Pendente Lite, Counsel I'ees, Expenses "nd Costs,
Ii
it
Ii
"
"
II
il
I
I
,
i
I
i
I
I
I'
i
i
i
I
I
I
I
I
I
I'
I
,
.
BY TilE COURT:
.
J,
,
i
i
)1
I
i
( r '
r
Ii'! (' il':'.
:.'f".:d
gfl.l\'" \ '.' f.;:, :d: n&
cut...
h.i-.\' ';-:.
~,
,~ I
ii
I '
I I
I
I
i
i
I:
CRAIG P. DANELLA,
Plaintiff
IN 1'IIE COUll'!' OF COMMON PLEAS
OF CUMBEIlLAND COUNTY
OF PENNSYLVANIA
vs.
MARY J, DANELLA
Defendant
CIVIL ACTION - LA\'i
NO. 95-2795
IN DIVORCE
MOTION FOR APPOINTMENT OF MASTER
craig P. Danella, Plaintiff, moves the cOllrt to appoint a I
iMaster with respect to the following claims: \
(x) Divorce
( ) Annulment
(X) Alimony
(x) Alimony Pendente Lite
(x) Distribution of Property
( ) Support
(x) Counsel Fees
(x) Costs and Expenses
land in support of the motion statesl
! (1) Discovery is complete as to the claims for which the
appoint of a Master Is requested,
(2) The Defendant has appeared in the action by her
attorney, Robert C. Saidls, Esquire.
(J) The statutory ground for divorce is Irretrievable
1lreakdown.
(4) The action is contested with respect to the following
claims: Divorce, Equitable Distribution, Alimony,
Alimony Pendente Lite, Counsel Fees, Expenses
and Costs.
(5) 1'he action does not Involve complex Isslles of ]aw 01'
fact,
(6) The hearing Is expected to take six hours,
(7) Additiona] Information, it any, I-e]evilnt to the motion:
None
I Date:
(f('!I'!t~
'. J't ~
.. ,.' ~~~ L!...c-J{, '___d/P:-':-J1~
~I-y At Etter DIss n<Jor, jtlJlIlre
Attorney for Plilintifl
28 North 12nd Htroot
Cnmp III] I, PA 1'101 I
7 I 7 -')7!j-2f14 ()
eel Robel-t C. !laldla, Esqulro
Crnlg r, Danel]n
.... '"
L; .:.1
i"o I,..
UJ~:' '"
q., :'.I.:
f <
L, -,'
lit, UI
0' ,
.- u
'''\' i.' ~ j
(1': I ~-j '1:.
I l
'I ~J -)
U c" U
CRAIG P. DANELLA.
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
V,
CIVIL TERM
NO, 2795 - /99S
MARY J. DANELLA,
De fendan t
IN DIVORCE
ANSWER TO PETITION
AND NOW, comes the Respondent, Mary J, Danella, through her
attorneys, Saidis, Guido, Shuff & Masland, and answers the
Petition for Bifurcation a8 follows:
1. Admitted.
2, Admitted,
3, Denied, It is specifically denied that the parties have
been separated for a period well ill excess of two (2) years, By
way of further answer, Ilespondent' s first overall settlement
proposal was the same date as the Petition to Bifurcate.
4. Denied. After l'eaoonable investigation, Respondent is
without knowledge or information sufficient to form a belief as to
the truth of the averment,
5, Denied. After reasonable investigation, Respondent is
without knowledge or information oufficient to form a belief as to
SA lUIS, CJlJIIlO,
slIun' '"
I\tASI.ANU
26 W 1Ii,1l SIIe-fl
('a,Ii.lt, flA
truth of the ilvennent, By way of fUl'ther anower, Respondent will
Buffer the following detl'imental effects if the Petition to
Bifurcate is granted:
i
I
il
ii
II
II
!i
Ii
It
I:
11
(A) Pel: il:ion81' [novJcll'u health in8l11'ilnce thl'ough his
employment for I he Ilespondent and the children,
lleopondl'lIt wou] d loue heal th inuul'ance,
ii
!'
(B) Respondent CUITent receives an additional $41,54 pel' pay
for not parUcipating in her employer's health
insurance, It she is required to get health insurance,
this income will ba loat,
(C) Respondent believes and thal-efore avers that the health
insurance provided through her employer is not as good
as the insurance offered through the Petitioner's
employment,
(0) Based on the Petitioner's request and the parties'
understanding that they would file a joint tax return,
the Support Order is cU1Tently unallocated and the entry
of a divorce would advel'sely effect Respondent's income
tax liability,
(E) Respondent requested an overall settlement proposal from
Petitioner in April of 1997, It was not until September
16, 1997 that Petitioner submitted a settlement
proposal.
6, No answer is required as it states a conclusion of law,
7. No answer is required as it states a conclusion of law.
WHEREFORE, Respondent prays Your Honorable Court to deny the
request for bifurcation.
Respectfu~ submitted,
'Obo,{i.il;;;..q. --
SAlOIS, GUIOO,
SIIU.-r '"
J\IASLANU
26 W, Ili,h S"l'"
CIJIl,Ir:,I'^
1
Ii
II
II CHAIG p, DANELLA,
i )l]alntill/l'ptitlol1"1'
'I
,
I tl '1'111': cOIJln OF COMMON 1'1~EAS
OF ClIMIIEHL^NIl COUNTY
OF 1'1:IlW;YI.V^NJ^
vs.
: MARY J. DANELLA
Defendnnt/Hc6pondent
C] V] L ACT lOll - LM~
NO, 9!J-27'J!J
] N DIVOHCE
!.
"
,!
I:
QJ!~t;R
AND 1l0\~, th i n J,(~__ d;l~' OI__((1,rJ.~ b It,'-'L.--
i
Iconsldcration 01 thl' ,:ithill l'l'titiul1, it
I
, 1997, upon
I,; hpI'pby onlcr"cd thnt:
1.
'cnuse why
!
,requeuted;
,
A Hu]l' In if1f1lwd upon till' Ilplcndilnt/llm;pondent to show
the 1']"lntlll/l",tltionl'l' 16 1101' l>ntltJnd to the relief
2, TIll' Ill'll'nd'"1t/Hl'''llIll1<h'l1t "Ih'] 1 li]p o1n AIlSWOI" to tho
I, Petition wlthill tWl'l1t~' (;>11) ILlY" ,II t PI' ,,,','vic,';
I
I, J ,
"
i;
4 ,
Thl' I'ptitlol1 nlt..l} Ill' d"l'idpd IIndL'I' I'",H,C,I', 2(](,,7i
An evldl'ntlill'Y hpill"!n'J 011 dl"put"d !6sUnEJ of matnrial
. ~ J ~I
Ifact and/DI" nr<Jument "ha]] lw held on (I!("t'o\-t'r.le:. -..:) , 1997
int <7;('0 ..A_.m. ill courtl'oom ,t,_ 01 till' Cumbnr]illlll county
: Courthoufln.
I'
,
BY '1111. CUIII<,\,:
u!\f-: /I/J..
'-'-+:r:
"
I,
,
I!
,
ii
I
I
I
I
I
I
"
I
CRAIG 1'. DANEI.['A,
P]ilintll' f Il'et I t 10n,,1'
1 II 'I'll I: l'olllfJ' 01-' ('()MMON I'LEMi
01-' l'lIMIII':U J.MliI ('()IIN'J'Y
01 I'I':NN:;YJ.VANIA
vs.
MARY J, DANELLA
Defendant/Uespondl'nt
('IVII. Al"J'IOIl .. J.A\~
110. j)~J-~ '/1)1-1
IN IJIVoUCI:
PETITION FOR BIFURCATION
AND NO\~, comes thl' I'Llinl 11 t /I'"t itlon('I', crnlq
and throllqh hi" ntt-nI'lH'Y", ill ,,,;j nl)l'I' b IlIIHlilll)l'I',
followin<) Petition 101' I\i 11'1"'.]\ lun:
1', [),~nel]iI, by
ill1d tl)oA the
], The /'l'titlolwl' h: till' l'I,lintill inlhll "I,uvn-cilptioned
divorce mnttpr,
2. The Ill'npondllnt i 1\ \ h" 1ll'1<'I1'[,lnl in tIll' "hovQ-cnpt 1 oned
divorCe! matteI',
J. l'et.itiUIll'I- oIl1d I~(llqlt}fldpllt hdVP bPfll1 l1f.lIH\f'atpd tOl~ t'l
period 01 \~l']] In "x,"'I\" "I II.." \'l'.lIl\,
4. 1']"il1till/l'ptltiuIH'I' 11\l'IHtillJl'II "nil Idllh"" 10 n'miH"'Y.
!i.
I'lnlntlll/l'l'IIIIOIII'1 \:111 <I",lvI' 1 ,'<ll'I>I1 I.]x ,'dvi1l1\'iul"ll
d 1 VOI'l'l'<I 1'-"1'1 ""'1'11<1.] "I /11"';1'",,<1,'''\ hl'1 nl'!' I It" I'"d 0'
by be i 11{)
: 1997.
(" 'I'h" Ul'''I",,,II''''1 """ I... 1""1",'1"11 1"I).Olli,,,, 11,1' "IUI'l'nl
,support OJ'dp.. b~' ttdllllloll'lllllj tIll' f'IHTf',Jt DllPl'lItt (!Jet,.) Il\tn dn
, orcinI' >11 10">It 1 11'1 ,'hi 111 'HII'I"" I ",,<I "1""lll" I '''11'1'''11, "n<l ",'nVl'lt illll
spollflal fHIPPOI'\ 10 ,IIII'Hl"Y I"',,,"'n\" 11\",
'I. f;lIl'h nt-tH'1 r1lllt,J1 Illtl"I'!;1!! ,I( t"o HI'l"fllifHff'nt 1'!l1I tin
,~pprol'J'I.'tl'l\' 1""1",'1," I" "",'".' '"III' II \,'",,1<1 I ,.,,,', v,. Jill I ""kl Ill"
i of tho COUI't to hl1<1 I' ,lilY I ut IIrl' 1','ullond C C 1 ill nm 01' I f;BU'-HI 1',1 I tJed
i in the dlvol'co pI'OCPl'd I Ill)H,
I
WIIEHEFOIlJ-:, 1'1,1 i lit III Il'l't It iOIll'1' pl'ilyn
,
: I request 101' II I 11I1T,\t i 011 ,IIHI 'II',lIlt him
jurisdictloll OVl1l' tilt' othel' Innul'!; l'ilifH'd
thin COlll't to lJl'illlt hill
t\ divnrcQ, rotilinin(j
in the p1"<1dlnlJtJ,
Hespectlu]ly ullbmltted,
"
DISSINGER , DISSINGER
" .
I ~ ~
.. (, I'" /It---
~1;ll'y ^.' i:Ft"'I' III ;,,,tnge,r ;f:squ I re
Attol'lley for Petitioner
suprl1me Court ]Il I 277]~
2H North 12nd street
cilmp 111]1, P^ 1701]
(71'1) Y7'J-2B411
Ii
:i
i
,I
,
[
VERIFICIITION
I
! I verify tllilt till' ntiltl'I11"lltn 111"de In thin I'"titlon ilre true
land correct. 1 ulllle..ntnllll th,lt 1"llle stntem"ntn herein ilre milde
subject to the penn]ties 01 IB l'iI.C.S, 49D4 I',,]ntinq to unsworn
falsificiltion to iluthorlties.
Ii Date: 9;/f, /-'p ~ /}
(7 C'-I:i\TrTIi I')~~' . .
P]ail1. II /1'"tltlol1<'1'
'j
CHAIG 1', DANELLA,
P]alntlff/l'etltlonvr
PLEA!:
Itl
or
01-'
'1'111: COIIH'I' 01-' ('OMMON
ClIMIlI:HLAllIl cOllNTY
PFIIIJHYLVAIIIA
VB,
MARY,). DAHI:LLA
(}(!Ipndilnt IHprll"llld"1l1
('IVIL Al"J'IOII - LAI,
fill, I}I,....J '/ I) II
III D1V<lIwl
COUNTER-AFFIDAVIT UNDER 5 llOl(d) or THE DIVORCE CODE
1, Check elth,'1' (il) 01' (II):
it. 1 do lint (l"pll~;l' t iii' I'llt '")' III It II i VIII'I'" dpCI'~(l,
,
il
h.
1(--
OppU!1(> till' l'llt!")' {II d divllli't' dl't'll'l' IIP{'llUIIP (check
(I), (i i) \II' 1)(1111):
I. 'I'll.. 1',11'1 i.." I" Ihln ,11'1 iUIl ll,tV" Il\ll llv..d IWP,'I'"I,'
ilnd "I""'\' lul <I 1"'1 Iud ul "t I ",\!It t~IU P) Yf'an-l.
il
;:
I'
ji
112,
i i. Thp 111"1'1 i "I If'
11> Ilflt
i IT,.II'j..vdl.1 Y l,nlkvll.
CIWl'k ,>11'111'1' (<I) \II (I,)
tI. do nnt \".'i~;h t IJ 1'\,11',1' "IIY t'1.11111!\ I tll l'I'IJJlondl' ru) iet',
Undpl"fitdlld tl1"t I I1\dY It Will t ltjlltt', l'IJIH'I'I'llintj illimony,
dlvlnloll 01 Plul"'l'll', '<I";Y"I'" "'I'" \II "~I"'IlI;I'B II I do
not (')idlll tll"ll1 Ill'l,",' d diVIIJI'" IH q'dlltl'd.
IJ,
I ..,~-----
1 ("llllll,!jl' 11,1 il" v,llIl II I'l,'~' illl'}udp
\"J i I ~ II t t 1 1 I I I I
,lI iI'1l11l~', dl'.'I:,jIJIl jol Iljj'I'l"tYI 1.t\-,'1' 1'\: If'I'I\ 'II P):pI'I1HPU
III" ot 111'1 I 1'"lll' I ',"I' I 1'1111
I ""dPI"pt ,'lid I 1"lI III ddd i t II1Ij I " {' 11f' I ' ~ ili" (I,) ,till 'V", I lllUHt
, nIno It ]" ,I] , "I I'I\, 1"'tlll(I:;111" 1'1,111'11; Ii It II IIII' I" 1 It tJ '1I111t 1\1 ii ill
writlnq dud JiPl'Vf' tlll'!1! I III 1111' lltlll'l 1',III\" II 1-11 I " dll IiO
lwfot"(' thfl II.,tl' :;", Ilqtll t'll tilt, Illd It"" III Illt""t IIHI tll IU'qIlPHt
'!
,
i
,
III vorce
de]oy.
nl'CI'el', tIll' d I vor,'1' d"ITl'P l1\ay lJl' l'ntl'l'l'd without t urthl'I'
I vl'rlly tholt' till' ololtl'lII"nl" 11\,")0 in thlu cOllnI'.l11'-.1[lJdolvlt
ilre trup ill1d eorrpc't. I t1lldP1Tltdlld t.l1llt I it Inv ntatol1l(:!nts h(-!rein
are made Bllh'jl'ct 10 I il" I"'n.d Ii I'B III ) H I'd, (',~;, lj ,1 ')04 I'l'] at lnq to
unsworn j,ll"il i"oIl inn to oIlllho.!li"".
1.-
flate:
_._.~~~_._n________ _ ^.____.._.. ._...^._._.~______
t4ilry oJ, Dil/WlJ<1,
(1['1 "n,j.1I1t IH"flIH1IHIl'nl
\
NOTICEI IF YOU DO NOT WlIlII TO OPPOSE THE ENTRY OF A DIVORCE
DECREE AND YOU 00 N01' WI SII TO MAKE ANY CLAIM FOR ECONOMIC RELIEF,
YOU BIIOULfJ NOT FILE THIS COUNTER-AFFIDAVIT.
If
,
j,'
,
IJII \
c..;
Iii,
",
llll
Ll.
.::1' .
I,
l-'
~
~
1-1
:~o( ~
O~H N
~ 8 ~ J..
8 :> '"
~ ~ I z~
~~11< ~
88 HtJ
tiki
el r.. .-: 0
fiO H~
He
is ~z
.~
.-'
-.,.
, ,
,
I'
, .
'-0-
,J
,'~J
''J
n.
I..
L"
I-
ll'
, )
,,"!;__,
,j '_i
til(.,
:;
l)
.
~~
WllI
~g
e,...
....
,'...
11<....
III
~11<
H.....
8~
....
l::
'...
III
.....
z
o
H
E--t
0(
U
g;
~
H
~
l>:
o
J...
Z
o
H
E--t
H
f;i
11<
-
ffi i~
l.!) <
Z -
~~~~~
O~R~~
....,9.~!2t,
~~i~~
~ i:I:
- A.
Q ~~
.
:>
..:
:j....
~~
e l::
o
,p.
t-:llll
III
iHlki
~~
III
'tl
l::
III
....
III
'.j I
,~
l:"-
I), '1
.....
-3
.....
o
....
,1
t
q
~
j
I
I
:f
(i, 'p'/ p\,,,.',,,,,,oJ (('I (;;" ". ,\ /, \ ~~, I (, .\
.';>od .(\ 'Yll \' II/JIll' ( (,,!ri'/PI
CRAIG P. DANELLA,
Plaintill
I N TilE COUll'!' of (,oMMotl I'I.I':MI
OF CUMIIEIlLANIl C()\II~'I'V
OF l'ENtWVLVAt~ I ^
va.
MARY J. DAN~;I.LA
Defendant
CIVIL ACTION - LAW
NO. ')',-r/')',
IN Il J VOile' I':
INVENTORY AND APPRAISEMENT OF CRAIG P. DANELLA, PLAINTIFF
Plaintiff f ilea t.he 10110wllHI I nVl'nl tJl y ,11111 AppnllLwmont ut
all propert. Y owne<l or pOlllll'fln"d hy l'llll'" 1',11 I \' ,I I I III' I I nil' I hll\
action was commencpd and a J I 1" nl"'1 I y I 1.111111 "" I'd w it hi n t.hu
preceding three (J) years,
1, craiq P. Dallellil, vl'rllY Ih.11 II'" nl,11 "'II"nl II 111. Il \I, In \.Ills
Inventory and Appraisement. an! \ rill' .11111 '''IITI','I, I 11I11'I'rlllolll<1 that
false statements maclo horeln il"" l11il1l" flllhll"'\ tn Ih" 1"'n.lltlu6 01
18 Pa.C.S. S4904 relntlnq to IInHWlllll lillnlt I"ilt Inn tn .'lIthnrltles.
('nG{1II'~~
..
INVEN'I'ORY AND APPRAISEMENT UNDER RULE 192 O. ) )
ITEM # A. . D. C. O.
MARITAL IS PROPERTY BASIS FOR NAME AND
PROPERTY IN CLAIMED TO DE CLAIMED ADDRESS OF
WIIICII EI'l'IIER EXCLUDED FROM EXCLUSION PEIlSON OR
SPOUSE HAS MARITAL EN1'I'l'Y WI'l'1I
LEGAL OR PROPERTY WHOM INTEREST
EQUI'l'ABLE IS IIELD
INTEREST ON
DATE OF SEP.
1. Marital No Joint
Reaidence
2. PSERS
Retirement
Plan
3. Harria savinga
Bank
4 . Dauphin
Deposit.
5. PBECU-SI
6. PSEcU-S2
7. PSECU-S3
8. 1988 Chevrolet No lIusband
sprint
9. 1977 Lincoln No \Hfe
Continental
10. 1993 Chevrolet No Wife
Lumina
11. Provident No IIl1sbilnd
Mutual Life
Ins. Policy
12. sectional Sofa No Joint
13. Kitchen table No .Joint.
w/4 chairs
14. Dining Hoom 110 .Joint
table wIG
chairs
15. China cabinet No Joint
16. Hummel
Collection
17. Full ahe , , No Joint
couch
18. Lazy-Boy No Joint
recliner
19. Love aeat No Joint
20. curio Cabinet
with contenta
21. Coffee Table & No Joint
End tablea
22. Small hutch ,Joint
23. Bedroom aet Yes Premarital Hire
Bed-dresser &
chest
24. Large mirror Yes Premarital Husband
25. Wicker chair Yes Premarital Husband
26. Dresaer Yes Premarital Husband
Son' B bedroom
27. IBM Computer Joint
w /printer
28. Computer table Yes Gift from lIusband
relative
29. Stereo No Joint
30. VCR/VCR movies No Joint
31. 27" ReA 1'V No Joint.
32. Microwave No .Joint
33. Refrigerator No .Joint
34. Stove No Joint
35. Small kitchen 110 .Joint.
appliances -
36. Vacuum cleaner No Joint
37. Lamps No .Joint
38. clock No ,Joint
)9. 1'elephono No ,101nt
w/answel"inlj
machlno
China (Lono~) .
40, No ,Joint
-
41. Cl-ysta 1 .Joint
(Wllterford)
42. Silverware , Uo ,Joint.
cooking
utenslla
43. lJishea/ael-v j ng No .1olnt
pieces -- ---
44, l'ota " Puns Uo ,Joint
45. all nds, No ,lolnt
curtains,
Linens
46. Kllnmore wilshor No ,Joint
" dtO(!r
-
47. Upright No ,Joint
freezel-
__0- --
48, l'atlo No ,Joint
turn ltUl-e ----
------
49. Lawn mowal- No ,Joint
--_._--~-- ---~------_._.- " --
50. Wee.t eater No ,Joint
-- _...<~---- _.. .-------- ._------ --
51. Grill No ,Jol nt
-----_.~.._-"~,._..- --..- _. .._--_._.~.._-_._-_.-.-_.- ---------.-.-
52. Garden toolo No ,Joint
- ---- --'-~---' ._--~,-- .._-------.. -_.--, -... ---------------- -
53. Cabinet in y~o c; III f I"om IhlBhilnd
'Jara,'Jo _______ '--'---'-'-- .---.--.....-- .1)!!E~_._!.~~_!; ...-- -.----.- ..-..--.---. ..__d__...____
54. Hpecd hfllJ YPh nil t 11.011' Illlnhand
relilt Iv.. ---
~...__._.~.-..._._--_._. - --._- .-.._..- ,----.--..-..'.- - 0--'_""----.' .._. .--_._--- --.-..
55. l'lclllloll , Uu ,Iuint
,h!l)onll lonll
.....---- ---------.' u. -
!J(,. chI lilt Illil" Un ,Iojnt
.10"01 ill l11nll .
~._--_. -- _.' - I.. -- .
57. {',nilllli(,11 V(~n ..III t 10111 1I11ul,,,nd
mol h,'r
-------- ------- _.--- "'___0 -- --_._-,-- ,--.-...- ---'--" - -.--
'ill. T1lll'hl..B.. Yos III1Bltillld .
_.,~_.___n 1----....--..... ,-_.~..~--- .--- ,'. ,---._...---
,
59. silk ~'iecus Yes Bought fOl" 1I11nbillld
tree Mallet of Ii co lit work
picture
Family . . No .10int
60.
pictures
61. Silver baby Yes Prel11i11" I tal 1I11sbillld
cup and baby
rind
62. 19" RCA TV No Joint
63. VISA--CU
64. Bon Ton
65. GE/lleaa'a
66. Boacov's
67. J C Penney
68. Seare
69. Sears Plus
70. Lane Bryant
INVENTORY AND APPRAISEMENT UNDEH RULE 1920.33
IT E. F. G. II. I. J. K.
EM DATE COST OR VALUE ON AMOUNT Of NATURE EFf. NAME &
, ACQUIIl ACQ. VALUE DATE Of ANY Of LIEN DATE OF ADDRESS
ED SEPARA'l'ION OUTSTAND1N LIEN OF LI EN
G LIEN ON 1l0LDEH
DATE OF
SEP.
1. Sept $100,000.00 $1)4,000.00 $58,3)5.64 M01"t<Jilge Sept Integra
1987 1987 Mort.gag
e Co.
2. 33,985.)4
3. 50).67
4. 182.18
5. 121.35
6. 300.81
7. 181.40
8. 800.00
9. 500.00
10. Unknown
11. ),956.05
12. 75.00
13. 25.00
14. 250.00
15. 150.00
16.
17. 12!.>.00
18. 7!J.00
. .
19. 85.00
20. }!JO.OO
21. (j!J.00
22. 45.00
23. 250.00
24. 20.00
25. 60.00
26. 50.00
27. 250.00
28. 6!J.00
29. !JO.OO
30. 95.00
31. 250.00 I
,
32. 65.00
33. 225.00
34.
35. 4!J.00
36. 25.00
37. 55.00
38. 25.00
.'
39. )~.OU
----- -
40.
-- ----- -
41.
-
42. . . ~5.00
43. ~o.oo
44. !jO.OO
--- ------- -- ----
45. 75.00
46. 125.00
--
47. 10U.OO
48, 50.0U
49. 7~.OO
50. 7.50
51. 2!;,OO
52. 20.00
53. 10.00
---- I
54.
55. !,O, UO
56. 25,00
57.
-_.~- ~--_._-,
58.
59. 15,00
60.
.
61.
62. , . !iO.OO
63. 6,031.84
64. 482.00
65. 336.40
66. 741. 1(,
67. 121. 97
68. 1,215.(,5
69. 353.44
70. 387.00
CRAIG P. DANEI,LA,
Plainti ff
IN 'I'IIE COUIlT 01' COMMON PLEAS
OF CUMDERI~N[) COUNTY
01' PENNSYLVANIA
va.
MARY J. DANELLA
Defendant
CI VII, AC'I'ION - LA\~
NO. 95-2795
IN DIVOIlCE
CERTIFICATE 01' SEIlVICE
I, Mary A. Etter Dissinger, Esquire hereby certify that on
the date aet fort.h below I served a true and correct copy of the
foregoing document upon the attorney for the Defendant, by First
claaa United states Mail addresaed as follows:
RODEH1' C SAIIJIS ESQUIHE
26 WEST IlIGII STREET
CARLISLE PA 17013
Datel
?~71'i ~>
I
~
Ma~Etter Dissigner
Attorney-for Plaintiff
Diasinger & Dissinger
28 North 32nd street
camp lIill, PA 17011
(717) 975-2840
(
j.
i
I
'0
f
CRAIG P. DANEI,LA, IN TilE COURT OF COMMON PLEAS
Plaintiff OF CUMBERLAND COUN1'V
OF PENNSYLVANIA
vs.
CIVIl, ACTION - LAW
. MARY J. DANELLA NO. 95-2795
Defendant IN IHVORCE
INCOME AND EXPENSE STATEMENT OF
CRAIG P. DANELLA, PLAINTIFF
[ II/COME
, (a) Wages/Salary
Employer & Address:
Commonwealth of PA
Commonwealth Technology center
1 Technoloqy Park
Harrisburg, PA 17110
,
Job Title/Deacription: Computer systel11s Annlyst
Pay Period ................................. ni-weekly
Gross pay per Pay Period........ ............ $2,12117~
Payroll Deductions:
Federal Withholding........
Social Security....... .....
Medicare T~x... .,.. .., I. ...
state Income Tax..t ........
Local Wage Taxi............
Retirement. . . . . I , . I . . . . . . . .
.
support
Order I . , , . . I . . . . . I .
$)02.1J4
$131. 55
$ )0.77
$ 59.41
$ 21.22
$106.09
$673.25
Net Pay per period. ... ..... $796.62
(b) other Income
Week
Month
Year
Intereat & Dlvidenda . . . $
Pension/Annuity.,......... $
Social Security... II "' I It. $
Rents/Royalties.... ....... $
Expense Account.. ....,. .... $
G i eta. I . . . . . . . . . . . . . . . . . .. $
UnemploYl11ent compensiltion. $
Workmen's Compensntlon.... $
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
Total, Other Income. ..... .... ... $ -0-
$ -u-
$ -0-
i'
t!
i
BXPBNSES
Home
Temp. Room & Board
Maintenance.......
Utilities (telephone,
heating, electric,
etc.)............ .
! Employment
, (transportation,
1 unches) . . . . . I . . . .
I Taxes
i Real Estate..... I .
i Personal Property.
I Occupational......
,
I
i Inaurance
I Horne Owners.... ....
i Automobile........
I Life/Accident/
I. Ilea I th .. . .. . .. .. ..
other. . . . . . . . . . . . .
i
IAutomobile (payments,
I fuel, repairs)....
I Medical
I Doctor, Dentiat,
I Orthodontist... ....
lfospi ta 1. . . . . . . . . I
I Special (glasses and
I medicine) . .. .. . .. ..
!
i Education
. Private, Parochial
Schoo 1 . . . . . . . . . . . .
College. . . I . I . . . . .
Peraonal
Clothing.. .... ....
Food............. .
other (hollsehold
supplice, barber,
etc.)............ I
Credit paYl11ente &
LORna..,. I........
lIouschold
Week
ch ild
Week
1I0usehold
Month
$
$
$
$
$)50.00
$
$
$
$
$
$
$ 80.00
$
$
$
$
$
$
$
$
$ 20.00
$
$
$
$
$
$
$
$
$
$ 45.00
$
$
$
$
$ 40.00
$
$
$
$
$
$ 10.00
$
$
$ 24.00
$
$
$
$
$
$
$
$
$
$
$
$245.00
$
$
$
$
$
$(,14.1111
Child
Month
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
'I
Miacellaneous
Ilouaehold help/
Child care.... ....
Entertainment (inc.
papera, booka, vacation,
pay TV, etc.).. ... $
GiftS/Charitable
Contributiona..... $
Legal fees........ $
other child aupport/
Alimony paymenta..
$
$ $ $
$ $ $IOll.OO
$ $ $
$ $ 200.00 $
$ $ $
$ $1,458.00 $
$ $),094.00 $100.00
VALUE OWNERSHIP
II \~ J
! Spouaal/Child Support
$
$
. Total Expensea....,. $
I PROPERTY OWNED DESCRIPTION
,
,
I
I Checking Account
I
I Savings Account
'Credit Union
I Real Estate
,
I Vehicle
llarris S&L
$
$ 100,llO
x
PSECU
WSTFCU
$ 20.00
$ 55.00
x
x
907 Bonny Ln
Mechanicsburg
$14U,UUO.ll()
x
1995 Chevy
Cavalier
$
x
,Total, Property
,
I
i I INSURANCE COMPANY
$
POLICY NO.
COVERAGE
II W C
Medicnl
',llealth/
"
:1
Accident
: Disability
, Income
Blue croaa/U!ue Shll'Jd
Dental, Prescription & Vision
(Employer provided)
x x x
I Dontill
(II - husban<l; W - wife, c - children)
A
N
COMMONWEALTH OF PA - EMPLOYE STATEMENT
PiY/RllMlUl1rHIHI 'lallMlNt
GRCH (AANING'
Hlwu' DEDuCtiONS
H O.
-1ill
J,Ul.l5
101.U
111.11
10./1
It.ll
11.11
101,01
111,11
100.00
21,467.02
'.250.11
1,"".11
110.31
"'.01
111,61
!,IUtn
1,2U.0'
1,100.00
pn PIRIDO (NDINGI 05~Oa." PAY OAlEI OS-H."
\'111 19U07UOOOO o(P11 0111 LOCI UO)l
[HP'I onus POUt 011111 UN, 1"-4I-J!li43
I/UI U PAY RANGE I O' sup, U llY[l1 00
['[CUlIV[ orrlClI CIC Arp IYI Olv Olv
flO "TH tK
50C He tk
50C UC/HIO It
HATr N1H Il
LOC HG tk-RU
Rtf r/u (ON
5UP OROlA.',I,
flO Hilt a-Arm
'.20000%
1..\fOOOV.
PA 2.10000",
PA ., Hft I.OODOOV.
stAtE IMP 5,00000%
(UNBERlAND CO - 00104 Rll
CRAIG P DANEllA
445 CLOVER ROAD
ETTERS PA \7319
lUTE PUO BEN[FITI
IUlLIH IINHlll CAPITAL IlU[ CROSS
lHl INIURANCE
WORKERS COHP
IOClll IICURITY
H[OICARE
.[II.EHlNI IIAIE [HPlOY[1 R[I IYI
NEt (ARNING'I
PLUS REIMBURSEMENTS
'''.n
A
ON'
V.
PP END
0'-01-11
0'-01-"
PAID lEAVE 'IAI[H[NI
nRVICE CR[OI" It VR 0 PP
lUVE UllOE .[PO.,EO
ANNUAL
PE.IONAl
lOIAl OIR[Cl OlPOIII ~OUNI I
111,"
HOUllI PP IND IREIJlOOHN GROll URN HOUllI
'.'0 05-01.18 REG Ut 15,00
1.10
lAtl
11.11
GROll
'.111.11
lIAVE ACIlVITY ANNUlL 1IQ( P[RlONAl
BALANCE lAIF 'IAI[HlNI 111.11 305.n 11.00
ACCRUAL IHIS PP '.rl 1,15 ,00
LV ftlPORIID IHII PP '.10 .00 ..50
ADJUIlHINII ,00 ,00 ,00
!AlANCE IHIS IlHI 274,40 30'.30 1.10
~CtJlUAl .A1EI ANNUAL 1.1 ~ lit!( ..-
M[llAGE CINIER! LOCAL H.uiE 'AK COUNtY/MUNICIPALITY I YORK COUNty
tHr TAl GROUI 2,015. "
10tAl GROll EARNINGI Tltll PAY
lENlORIlY 1NI0RHAlION
I 1,111,11
GOlOUOAQ lORD
, .
, .
IS"
inLlrucllot\!l
on r~ge 10 l
UIe 'he IRS
10b.1.
OttICfWiS,".
pll!asc pont
or lyp~
Presidential
Eluellon Campaign ~ Do )'()IJ \\"'11 $3 III li'-; I() Hils hInd? . ,.....
ISee page ~.-I..__I~_B IOtf~_I[>ILJ'/l. ~~.l~!:!.::.:~,,-:~~g~.[~--'.:..'_~llIS l,j'1(j7
, LIJlUIC
2 t.1dfllt'l1 Mlng Jdlill ft-hill) (e'.enlf nlltv (lne h.111 If\tOflll')
3 _^-__ , la'!IlJd 1IIIng seraralt lelUfr1 [nlel sr:uv!.t'~ !,0ual M-'ClPII, n~1 IIbove and M Pilttle hit" rouf\.\. .T.llint'ULl.....-.
4 He.Ht 01 hou!.cllold \\.\llh Q\H:lil)'lng pel!'un) (S!'e p.l~(! 10 )lIthe q\Ja!,I~irIY person 15 II child ~llrlol your dt:pendent,
t'ftll'f 1I11~ c:tlih.Js flamE! tu~re ... ____+____H_______.
___~__ ___ J1\1illlll'mg widow{p!) wilh df,penoenl child (yt>~r SpOufif' dlNI" 19 I (Seft page 10)
6a {Xl Yuu,u~U If )tlUI pa,plll (or l.OI1lPone el!lel (nn (I,JII11 )'Oll CIS a dependenl on h,s or tier tall.} Ho. ".0111
fclwn, dol flot (lie~h bu (,a, , 0 0 . 0 '" "'" thtthd'M
I.,ndlb
~ ~;,;~J;,;~si---" . - -..'-~-' 1~12';-;;.J>,,:~"-" lirr'''';'d';;'-' I.i""m~",", ~:,i:'~~O::.c
~;',AI H[IlI:I,. nUf,lt'tl n!.I'Of1~ll'[J I;) htJlr rOUI ""ho;
_~~___ ~omf rn 1991
e Iivu willi rOu
edldnolllVl\lillh
roudu.tD'lvoru
Dr U'lfIllan
(II',',IUI
DI,tnd"", In Ie:
nollnllf"'bDVI_
AddnumU"
Inl,,,_,"
IInll nawl ..
I
! 1040
Label
FIling Status
Ch.ck only
one boll.
Exompllol13
i
"j ;' 1::1
"
II more thaq !oIX
dependerlls,
In pa~e 10
d
'1,1.:/ Income 7
, :': D.
'.'l
I..
Attlch b
Cop., n of )'our 9
Foun. W.2. 10
W-2G, 'lnd
1098.n he,., 11
II yClu d,d f1ul 12
gelt W.?, 13
8ftl page 12 14
1~0
10.
tntl(}se t,tJt clll 17
'. .:0 nql litladl allY
.. 10
paymen! A!~u
,1Iea!t1)1I!,l' 19
"0"11 1040 V 20.
2'
22
Adjusled 2.J
,4
(lrou t'fJ
Income 26
Illrl'l' J, 0': t., I' 'U
S;'!J;"llj,!I,!t' "Ii
Oli\l ,I;l' 1, i-j #IV
dd I,',! I , \'.,!I
1'< !,," 311,1
)'\1.1, F'
1."I.lj;,,1 J.
H
L
.
o
l
L
u~.'SI.lnl~ldl~lld~~t'I~'l~~~;~~'~.T;~.'R~~tt~~~:;l~ (PI Cu@)97
for \II' \l'I'H J.tl\ I.Pl'C 3\, 19'~. 01 Clllw, IIh ~'U' lJ'',J'''I1tIl~
'ow flfSt IIiI'll' A'le Hlol.t1 lll" n,n't>
__c.Ll\ i,,___p-'_____ _ ___ _ :llincUA ___
11'1("1111('1.;.,") 'pouU" 1<1\1 n,V1'" 1":1 Itl" ill lAst nil"'f
,19 OM" No 154$-001.
Vour locl,1 Itcurlt)' numb"
J.9~
spou.... hlClllltcuri,ty numb.,
\tl~ :3't-' 9'157
1Jl:i\.I..O'l,-OC "t't...."1 CI"if:I.II'\'f"'p,:,
. 1991', .nd,ng
"
I
II
l
11.)1'1(' .lj,111'!>l (I\,,'nt l:n '''J '~''''~'!' I' l~hl tl,l
... C. ICyCC (\(:"'\
___J '11 ~;_._--
For htlp In finding lint
Inslluclion., ." pag..
2 Gnd 3 In 'hi bookie"
f a f' 0 t t;1 ~..~ 1,,1;)" 10
LI'I:s
'lo1-ij'l a'Jd'f'~S HI' r'ilJt' 1:)
v..
No
.a;
(
tlCI': CfJlCkl11Q
.Y's.I'o/l/nol
ch'l'lg. YOut ". Of
"duct YOu' "'lInd
lll!'>',~!.I~,~__~__
l ~ ~,t I'olll'~
'.--','.
Total tllJlllhH 0' !l('fllf'llOm, claimed
[L}
[obl
Wages, &slalles, Ilrs, fie AlIach hlrm(s) W,2,
laJtabl. inle'c&1 Alloth Schrdule 0 if required
Tu-elllTlpt inll!19r.l DO NUT include (If] line Sa .
(llvldcnds Allach 6c.1lt'duie IJ II '('rj\llred
l'ualJ!e Ipfunds. CfeJ:ls, 'Jf oltsi::IS nl ,laic nnd 1(1(.1! IIl(CllI\e taxes (He page 12)
9
10
11
12
'13
14
15b
_l5b
~H~
18
_19_
.~.q~.
:-'.-:~\\
AIt1l1ony,('(:e1v€d
lhJbIPt'SS In( (J'I'9 01 (losS) l,lIadl {;rhEdule C 01 C LZ ,
CliplICl! U"'11 or (luU) Allacl1 &c.he;lule ()
0111('1 yarlls Lf (Irases) AHa;'" 0"11 47~7
lul,ll IrlA dl~lrltJull( ns, I !5nj ~____
h'jll"'5\'sa'.:111nuln 1~'.!_
f'Cflli:llll'al eslale. re, il!ti('!.. Pjllt,1(.rt.hll S, h (O'I':Jfnl.url!;'
1',11[11 IIKOll1e tll (lpSl,l Alla( h f;(h'!d\l!~ ,
-+~'J
tl T3q!Jle D,t\(lU'l! (s<:e pa~e 13)
b h~a~Jle o'l1:Junllsee raJe 131
t'lIst:;. ['te AlIach f,c:hedlJle r
llllHIII,j(!,'llIPOII (Qllll'l"I~.i!lU'l
I ?Oo I
LJ
fe,t Fill l>t: v'l)' he'ld,l~
b la'At;~; ,'noull! (f,lJe I,a~e 14)
IJlh,OI 11I(;;!llt, llbll,,'l' il'Llll'llf.:),.1
H., 1"llj': 1 ~J
;-, 1111 .t' u"",'Ul1!l:; 'nlll!' fin r:il',11 i I,.;" f\ t../ lUll ~ i !III'J;I)";' I
It<l~}!oj(:I!'_t.()_!~~~~ll1e ..
23
24
?5
2.~
?7
28
JHt. II"d II;JlllsN,l I\,l,iP HJ
I.'l 'J,: ,,' t,j..,r'\l~ iI ) :'d (10 j'l' II ", f,I~;1 t, 'I "'1 H;~]
I.'"". ',l "j'I-'\S!':) f,n.-, ',/:,"/11 'LI"i (' ;\,"'1.'1'
(i"" I'd! (I HI {""! ' ,r",- 'II". f''!il_ Ii!.: 111< J .!~ Sl
i/ I III "II" t ,t jj: I, I' ~.. O;l f' 1"_." L !o ,'I t. ,~' '. I "J~' 1!!
,r 'I" i, 1.1 fl.:! "II' ,r ~! P i<t, I [,IUI'\ f 1,1<1"
1"IO":!'("""-'1'I',ll,I'",
'il I,h;
?9
;\Oll
'LH.J:1.__H 11>.
,! ,I tit i" ',.J~
',. I ['I
.11
1'1 ",
/111''''
fr"".'_I'I'"
',1 'f "11;'"" 11'"/'''
.
31
_011_
d I'" 1 I"
.' ,~(ll,~~ly~1 W,~I ~.!,~~~5 ~jll~~
, {H flli.-acy All illld 1'111"11'",,10 lil-,hH l'l}li All tl,.lq to, t,(!l' Pil\jt ),1
{;I' "f' 1ihlii'...
(lU
,
.-. fl,o,.a..:
;~:~~~~;:
~~?f;t'
.'
~<f'~::~::
/~.>~~
t,.:'
rotm '0010 119911
Tax
Compu-
tation
II you wanl
the illS 10
IlgHte your
ta., ..ee
page 1e
Credits
other
Taxes
Payments
Allach
Forms W-2,
W.20h."d
1 099. on
the tronl
Refund
33
34.
Amount ftom line 32 IDdju!.lcd gross incume). '....',
Check II 0 You ~efe 6!J Of oldN, 0 Ollnd, 0 Spou.. was (j~ 0' (llder,
A1J thl.' rIUl1ltH!' 01 bo.u cllec~ed abolle and enler Ihe lolal tItre.
O'O";'dL
... 340
3~
b II ~llU (He f1\j\rFlt'd Id1l10 lell;",HelV nnd your SpOUIoP lIemlleS (leducllol1l 0'
~('\J .....'Ct." llu;tI.,lalu5 nhrn, tote pngft 18 and check hell'
lltOrt1llt'd deductlun. 110m Schedule A, Ilnc ~6, OR
fnll'f 61andard deductio" L"uwn below fOl ','our f,llng ..lalvs Dut He
Hie pD\,e 18 II ~'ou dl(-C.lo.t'd any bOI (In Iltlt' 34n or 3-'lJ Of r,ol11conc
IOfgor 'can t1M1' you as a dl'perulenl
rl' ,
~ClJI . Sl1lgle--S.t, HIO . M,1lfled Illlng join'.'y or QualifYing wldow(erl-H,900
I Head 01 houU'hoIJ-!G,050 . ~.'arrl('d filing r.epi1r11lc!~'--SJ,4!'lO
El,l1ltaclllllp. 35 lann 1111(133
III.rle 33 is S9u,POD or lets. ltlUl\lply S2,t~D by the lolal numbel 01 (,~E"'pl+rJns cla'med on
l:r1e td IIllnl! 33 Is Uller !90,900, Lee Un.' worlo.shecl on page 19 lor the 8mounllo enter
laanble Income, fnJblra::lllflC 37 trolll I,ne 36, Hltne 3711 more Ihan line 3(" enler .0.
Tn, See pa~e 19 Clleek I' er!1 lal from n 0 Forrn(s)S814 b 0 Form 4972 ..
Credit lor child and drpendcnl cart! L"l1tmSes AUaeh FOlm 2441 "0
Ctedll 101 the elllcrl~ at ItlC dIsabled Allach Sr.hedu!e A, 41
Adopllon (fedll, Anaeh Form 8839 , ..2
roretgn ISll cted'l AlttCoh L.1f:11 l' 1 (, 4"
Other, Check Ulrom II FOfm 3800 b 0 Form 8396 ~~~2:..~
cD Forme801 dOFotf1llspecll~J___ 44
Acid Itnes 40 through 44
SutJlraClllne 45 110m line 39, II line 45 is marc Iha~ line 39. enler .0. ,
~ 34b 0
30
37
30
39
.0
.,
.2
.3
H
.5
.0
.7
.&
.9
50
51
62
53
5.
5~
5&.
57
5&
59
60
01
[:.ell.emplormenlllX. Atlach Schedule SE
Allernati-ve minImum tax, Allach Form 6251
Social &e~urlly end Medicare ta. on lip income nol repor1ed to employer, Attach Form 4137
Till on quahlled fellrerncnl plans (Including IAAs) and MSAs AlIach FOIm 5329 it roqUlred
Advance earned income ctedll paymenls Irorn form{s) W-2 .
Household el1lplo~',"ent talles. Allee" Schedule H.
Add lines 46 through 52, Tlus is your total tax ,
Federal in~Ofne I.. Wllhheld 'rOI11 Forms W.2 and 1099 64
19U esl:maled till payments l'ld alllounllpplled flam 1996 return. 65
Elmtd Income crtdlt. Allach S::hcc1u1e llC if )OV hhe I Q"Jahtyinll ~~
Ch,ld b Norl.,abl, fJrned Income amount" L. I I :~%;:
an1tYne Ii> ....,......."......,.",.,.""........"..."". 6e.
Amounl raid wllh torm 4668 (request 101 ('lltension) 67
[acess LOc.ial r.ecurit)' 8'ld nnTA la.. withheld lsee flage 271 68
O~he' payments Cllfek II fforn a 0 Form N3g b 0 FOffn 4136 69
Ajd lines M, 55, !:(ie. !J 7. !lB, end 59 lhese erc YOllr total ~m~nt. ..
II kle (30 is more thSfll:nc !JJ. tutJtre::lllrle 53lrolll hne (jO.lhis is HIe nrnou'll you OVeRPAID
A!1'?~'11 01 h'le (,1 you .....3'11 REFUNDED TO YOU, ..
Rout,n;} IlU'll!'E'1 {J~.]-=:1=--TI~l~I1,] ... c l~'pc [] Ctle:"ln~ [} 5a,lngs
LTTI::ITT1TIIITIJ]lJ
1~'\1
(\28
Ha..-e it
dl'eclly b
deposited' ...
E"I'.~' U
and ill In t2tJ, Ii> d A~counl n\j'llbf"
~~".:'~.C':.d ~ .~L~~2"""l-'-[;l!' Joo ~!~I ~fP!'[Q.!!l..IOUR tii~!~o!~)!!l1AX ~ _J!>U__ ____~ ~_L
Amount 64 I! 1"le !l] IS "hlle Itlarlllflt' (,(I, [,-.JDtril(lI'flf' [,0 I'l,,"l,"e ~3 111's is lloe AMOUNT YOU OWE
You Owe (0 dtlil,ls (:'1 hu....to pOI)'. t-ec pagf' (7 , ..
___..2~llate,jl~_~~~SCi!~chdror\llnef" I (15 I. -I
Sign
Hero
KN.p 11 n'I',
nllh,s IfLJ'n
lu, )'(:ur
II'C(JI,l!;
Paid
Preparet's
Use Only
)
35
~:~~
:-..~'}~
~~m
..;1.~
.', .'-v.~'
.-:,.~~~~
33
..~
,:~~
<~~:
,:~"t~~
~:-",~
~~,'
'-'?~~'
,~~~~:
.'it) 11)"7
Plgl
j
37
3&
39
~~\
'.~
~,~
~
~
.~
~~
.5
.&
.7
.&
49
I~
51
52
63
/11 ~
I
.
I
~
~
60
&t
62.
.~~~
""'~
,,;:~~~
>~"-':
- :%~~
~
..
.145('
t.
Ljl.,~5 7
UiO
!.jlOO'-
, '-~lfri
9:
(\,
q,
N
qT.;l:flt
(I,
qj;lTil
"
7 .r~:l
()
'nlll.
q,
G4
;~;~<~:~'s'~%~~~ ~:-i
l"'j,. ~f~~tt:. c.1~t'iU'-, I \ltCI"." PI:!! I ~,;t.t' '"il'lu",J ""~ tf'~rn I~j 8~ccrr;ra",I'~ .~o-,,,j.,IU Ir.:J '!a'e~'t')". I"d 10 lt1t t'll 01 n1Y knowl,dllll
Ie' t', 1'.., ." l.'~r (~;""~' '1j t :""1 :t.~l' ['to:!.l'a1-]'1 rl f .fI'J'I' (, l'f" II'1JrI liI'I,1,..) 'S t .1\I':! ,., ,'I ,rI;m""Ofl t.l ,,','lh r"'r.a'ft tlu any 111'10",1'0
L.'(:t Lt2/L
~, ",~~i. ,o;('::".:~';i";~,o,,.; --
l/)'/;rIH
'J ,. c,ccu~,a1 rn
.5 YS;~;1)\ ,/I, A I'/J ;-
~.._~~., ('~~\';"h;~~' -.---/'----..-----------
(Jalt
r 'i; a'~' ~ ~
~ ~~,," ." r
(iOl"
.--1
t t t ~. "
~k'.~T"" !",j (-]
",.. ~, ,. '.1 , ~ ~
~,;':,~.:~:_~.~_~_. r _.___
ht:l:."l'f S ,;,~'Ii lIfe;;'I!; tlO
I I ~ j
711't;!!-
(Dr""r"'r",,,,"'."""
uSI,.,.'....."...,..,j('H.' 1\111'. '11
. .
I i
; : i j
i~ ;El iW ;
IiN iN ceO \I
.~ M ~ ~ :~ i
Jo~ oM 5 t
X l g
'" ~
.
to.
N
~
~
5
t . ! c
I · Iii
. DI ~,.. e...... I. 'i.
".. "co I' u v
f.:I.;:.;w -
Ii i~ i~ I j
'" ~ .
..
...
'"
..
i
... f:;
~ ~ ~ ~ J'rJ ~
It: N! t: l!l
'" 1... e '
, tal
eM........ 4 ...
2'" Co ~... a,:,
ti I~ l':; Jl:l
i 'I ~ ~ 1
i i IIi
I! 1
~
.
.
..
5
.
.
~
U
5
c
do
~ Ii !;;1
~;;:U
..
"
.
aD
clJ
o
t
~
!:
!l
I fil
. li1
f
..
=-
.
:
I :
. :a
i .:
in
=
~
.
~
! co
i a
: tn
i
in
::
j 1
J ~
Hi!
. ~ f.
~ :0 ii~
i2~
J'm t! i'
!~ ;
~~
.,
'"
ldl
tdl I
i I
~ I
I I
l:!
: I
i 111
~ ~
o tn
~
~
~
N
g ..
M
~
,;
: tn
.
~
i
Ii
..
~
l'!
III
-
tl
9
~
g
..
u
~
"
Gl
~ Gl
.. ..
~I
8,"
"J'
;011I
.
t z
i 89
.
~~ ~ i ~ ~
~! ! ~n ~
!o. Mj ~ ...
.., E t:. '"
i~ ~ t coil! : ~
! ,0.1; I
~
::l
.
.
al
!!
"
b
.5
J
::
::l
;
""',/.::
"j ':L';l
1,..
;~1}.~t
1"..
J~ .'1.'i';
.i..;,:,.
~ 1040 Ol!r.'lll1.," .,r Ill. 11".1I."~-I"'OIl\.1 II"".",.. l>PI"'LII CI1,~'97 I
& u,s, Indlvlduallncollle Tall Retul'll IPI 11<Jj .. "', "". 0"0-0, '<' "", ,. 1'00" ~ Oh"""
ror Ih. "U. J,1n hOle 31, liH, 01 elllt" u~ \'ra' bf:JOlnln~ 'iSH, f'l{J,nl) . ~MD No, 1SolS-C07.
label YO,I' "'" II,'"" ..,d IMal Lasl flam, Your lotl",.turity numb.,
[;:I:"'",on. ~ _Cnli.ct_\2,_______.__ lliodlA__________ .J ~ I" ; ~1. 351{3
b II . lelf'1 ff~.j 'POtlU', I,'sr n...,,~ 1I"j ln,1 pi lout na"1' &pOU..'1 locl.IUturlty numb.,
~n.:'I~:.1~~5 ~ ------ -_________ ------.----.---r--- III ~ i 3'20: 9 '-/57
IDbol, .. ll>ln'tLid~..n/l1umttr :'d 'nt') II ~~\'1I h01" II F' 0 h., "'.. P~f to ApI n('l For help In finding IIn.
~~~e:~v~r~~1 ~ _--.:J~ Cy_CL.J\U\(__h_________________ ~n'h~~llon~h .~. p'g..
E Clt)'. Ie. r1' cr 11esI oll,Ct, ':.1:e ft'1t! liP coca II ~'uu II"nl . bt"O'1l1~Hjrf>!S U. p;t~lP 10 on n . oakl...
or lyp\!, i ::z i Q
Presldel1t1al - . . _~ V.. No Noll: Ch"'~g
~ ay.s" will nol
Elecllon Campaign Do yeu wan' $3 10 (j0 Ie IhlS hUlll? . X ch,nQ' your ru or
See la e 10. II a jOinl relU/n, does our tllouse \',ilnl $.3 10 go 1::1 HilS IUlld? . (' r,(jvCl yoUt" "'und,
"
"
t!
.,
'\"11
FIling Status
Check only
one bOll.
Exemptions
II more than Sill
dependents,
seD page 10,
Income
A"..h
Copy a of your
Forms W.2,
W.2Qo Bnd
1099,n h.",
If you did nol
gel 8 1V-2,
&ee page 12,
Enclose bUl do
nql attach any
paymenl. 1\lso,
please use
Forni 1040.V.
-,
"
Single
Married llling loint 1l!lulO (even If only one had IncOfTll'l
MJrfJed 1111119 iepa'ale relum Enll'! iPOUr.f', ,eClal ucurll~ O;;:J abol'! and full name herr .. ffiu..ru~
Hedd 01 household (wiHl qualifYing person).ISee page 10 llllhe qualifying person is a chIld bu~ not your dependent.
enler Ihls Chrld', name here ..
Ouallf'in widow(et) wllh df"pendenl child (year 'poUSt died II- 19 ). (See page 10.)
6a {X] Yowull. If )'OUf pare'll (or t.OITlE'Ofle else) can cl,Hm you 8S a dependent on his or l1er tall} No, 01 boltl
return. d\J not che:k hI,)" na. . . . , . . , . . . , . . " chtehlfon
b 0 Spouse, . . , , . . , . . . . . , . . , . , . . . . . . ::,';,d r~~r
c Dependents: 111 Ctrtrlibll s 131 (lePf1lG1111 , I.' ~a cl mcnl~' chll~Ien on Ie
1f1~llonshlp 10 L\'U/ttrO~f lith.:
111 F"SI OJn11 l~~! ':.I~~ "JCI~I '1r1l!'~1 nur,lbu ('~ ~omf II'l lIit
. IIwld wllhYllu
. did nollln Iltllh
YOlldUllodlworc.
01l1p.,IUon
III.p.g.lll
D.ptndlnllln Ie
nol Inl."d 'bon _
AddnumblF1
Inlu." on
Ilnll.bo,..
6
.
,
d Tolal numbt!t 01 ekem lions claimed
Wages. &alanes, lips, elc_ Allach ror",(Sj \\,,2,
88 TUBble Interest. Allach Schedule 0 if leQuired
Tu.eumplinle'esl, DO NOT inctlJde orlla,e 5a .
Dividends. Allach 6c"edu~e U if required
Tuable refunds. c,ed,ls, or ollsels or &Iale and local income laH!!. {see page 1 ~l
AlImony .eccived
DUlincss income or (IOH), Attach SchedLJI~ C or C.F.Z
Capllal gain or (losS). Allach S::hedule 0
OlhE'r gains or (losses). Attach fortTl 4797, . . . .
TolaltRA dlslnbullcns , !J.~-____L..J b Tal!b1e 8'T1ounl (se~ pagt 13l
Tela! pers'OI'lS and l'1nv:tB .!~--,-__L_....J b la_lble 8'llJUnllsee pa~e 131
Henlal real eslalE'. Ic,a!tics, partnr'shirs. S corporitlions. l,uMs, elc. Allach Schedule E
Farm incolT1e or (lcs~J Allach Schedule F .
Un(,mplo)'lIle'll COll1pl'nS:lIIUfI, ... .
Social se:Lfll,' benel,ls . l20!'!J___________.J__~ h la.!~le 3-rounl15ee rilge 14)
Other .ncome Usl'ipe nnd a'n{lU!II--~l'c ~1.:Jge 1~ ".,
7
7
8B
~-
9
10
11
12
'13
14
lOb
lOb
17
18
19
20b
~~
,""",
b
9
10
11
12
13
14
15.
16.
17
18
19
20.
21
8b
23 lHA d!:J'.Jcllon (see page 1fi) ,
24 r,'l.d,ed: t.ll-'Ings a~co~HlI d('~l,Jcll,)r' AlIa~11 r':;"lI 8~i53
25 ,.101111)0 bpenses Alla.::h forrll 3JJ3 c', 39:J:l.F
26 Olle-tla!' c, seif.p'T1riq'I"llcflt la.. /.lIa:h f1d1l'~VO fiE
27 5clf'(,ITlF!oyet.lllfaltrll!:Sl1rarl~C (ll<hIC!liJ'll~,',:'.' rilJf' 17j
28 hh;J~l 0'1\.1 loell.erllp:0,'(;"1 ~,(P ~r;:l f,ll,lH t f,I;Vl<;
29 p(.qa:l, (n t'arii' \..I!I\(J'il....11 d r;l";'I;I~
30. /'-'''''''1''" Lh;;,:,;"'" .ir'lu'.3'l.i'u.7
31 A,jJ I,t:o:". ;.'3 IIltOcJJ~1 J.Ll .
32 S\JLl'a'.II,rH~ 31 IIVllli'l~ ;!;i .'1115 '" YlllJ' ndJljsll'd t!ross Incorne
For P,I\lncV Act {lnd POf.erwu,k fiedut:lion Act tlcllCl', 1t('t:t'HI{jl' 38
"
Adjusled
Gross
Income
II Ime 3, IS w'jer
!29,200 {und..,
$g,770 II II c.hld
(J;rj nol IJ'.,'r ~'.IOl
~'OiJ), He [Ie 11)',l
(,fl ra\J(i ;)1
22 AJJ lhe il'1lounls ltlltle 'ar IIgl11 u,i!,llln 10' I,Iles 7 lhrouqh 2' 11115.S 'ou' tolallnCDnl8 ..
,),
23
24
25 .._~~
~~. ------
27 .n'___.__
2.8_ ""_n_ _ U"_'_ ____.
.?9_ __._____......
30. 'U!!.Q....._
..
31
32
--':J .
'e It
'0'1'1 1040 (Iii-
Ca! f;:l IZ~9;,J
,'.L',,'.L..:
. 'i'\>~:i
:\;.r~';~ ~
"I' (.
'llj"j::,
,.r,-:f'I.
',"j':I'.
:.1 'f'
.~ ;";.
~jl"l'ri.: ~,.
:::!': r~;T::
:! i, ~,' ; i
,':,;.r;~:
t '-.1 .~.
.;:}"
form '0"0 11119'1
Tax
Compu-
tation
II you wanl
the HlS to
figure your
I".., Ice
page 16.
Credits
Other'
Taxcs
Paymenls
Attach
Forms W.2,
W.20, Bnd
1099.R on
the hont.
Refund
Have it
directly
depOSited! ...
See paga 27
and '111 in 62tJ,'" d
62c, Bnd B2d 63
Il4
Amount
You Owe
Sign
Herc
Keep a copy
ollhls relurn
for your
tecords
33
34.
Amounl rrom line 32 ladlU$ted gro55 income) . . . . . . . , .
Check .,. 0 You were 65 or older, 0 OIind; 0 Spoun was 65 or older, 0 Blind.
Add the numlJer or ho.n chcd,ed above and enler lhe tOlal tlt're , ... 348
)
35
"\~~'
~
:~
36
~q::~,~,:::!
~,~~~~
37
36
39
Iff
I
I
~
~
~5
~6
~7
~6
~9
60
61
62
~ 63
1 ~
l'\
~
"'~
~
~
33
~.
:\~,
~,'R~
~'t~
,~"
\.\:'\.~
',,,
:~~~
;~~\
::>:~." '
-\.,,,-,;
, 4SCl t"
%l.QS7 9,
(;.~o ()
Do
(
, I
733:1
61 If line 60 is more than line 53. subtract line 53lrom line [;0. TIlisls the amount you OVERPAID
628 knou11 olli'1e 61 y::u w3~t AEFUNDEO TO YOU. . . . . ...
b Routing nUl11b!!, D=r=rrrITIJ .,. c l)'pc: 0 Ctlec~lng 0 5a\-ings
A:counl number [
~~',,"I 011'" 6110V \'.anl APPlIW 10 YOUR 1111 !SIIMAlID lA~L.!!lJ.
ULna 53 is more Ihaflllrle 60, &uutracl IlrH! 60 lIorn line 53 ThiS is the AMOUNT YOU OWE,
For details on ho\'. to pa)', see 'lage 27 . . ~ 64
65 Esllmated la_ penalty. Also include on line 64 , 65 ~:~~\-.:~~::,~~~~~'X~:,,}:~~
tlrje' rt~a'l.n c' rt'lu~, I de,!.)" Ihatl t1a.1! uarT1I'1,d IhlS 'flu''! a"lct a:comp""r;rg 'Cht3JIu Ir.::l ,t,'trnj;!fl!S. Ind 10 l'lltJesl of my knowtlt:'~.;
veLfl, 1'11'~ It' I'lof, CO"~:I.I"d c~'f1plet. [Jt~IJ'jH,on cI ptp3tfr ((ljt't1jrjM lil.lP.1)'t') II tu,j en ,:1 ,nl~rrr.aIICI'1 01 V.~IICI\ preparer hit Irly kn"..,.lec
~:"_~!;L~d-.__
V' t: '::.ud' ;"V,1'f I'. ""'\!, relv1l. ll:llH Iru~1 ..g'l
35
b II ~ou ate mllmed filing loop/vately 8nd yout. apOU5e lIemius dcduclion~ or
~'('tu were a dual. status allen, See pa~e 18 and check here . .
/ltomlUd deductionl from Schedule A, line 28. OR
(nter Standard doductlon Z,tlown below 10' )OU' Mlng stalJI Out lee
ttle page 18 II )'OU chfckecJ ally bo. on line 34a or 3.tb or someone
larger . can clall" )'ou as a dependent
01' ,
your, . Slngle-$4,150 . Marlted filing joinlly or QualllYlng wjdo...~cr'-$G,900
. Head 01 tlOuseholrJ-!6,050 . Married II ling loeparalcly-SJ.450
Subtract line 35 If01l1lu,e 33
H line 33 is 590,900 ot less. multiply $2,1350 by the tolal number of eXempllClnS claimed on
,I;ne flrJ. H line 33 Is Dvef 190,9CQ, see the .....orksheel on page 19 lor the Bmounllo entcr .
Tnublo Income. Subtract Ime 37 'rolnl,ne 36, If line 37 Is mOle Ulan line 36. elller .0.
Tu. See pa c 19_ Check if an tn Irom n 0 Form{! 8814 b 0 Form 4972 ~
Credlllo, child Bnd dcpendenl cale expenses Allach FOfm2441 J40
CredIt fOf the elderlv or the disabled Allach Schedule R . 41
Adoption cfedl!. Anach Form 8839 . 42
Foreign lax credl!. Alltch Fvrm 111(, 43
Other. Check illrorn n 0 Form 3800 b 0 Form 8396 ~~
cD Foom 6801 d 0 FOm1(spoc"YI 44
Add lines 40 through 44
Sublraclllne 45 from line 39. Ullne 45 Is more than Ilno 39. enler .0. .
~ 3~b 0
36
37
36
30
~O
~1
~2
~3
~~
~5
~6
~7
~6
~o
60
61
52
63
54
65
56B
67
58
69
60
Sell-employmenl talll., ~lIach Schedule 5E
Allernalive minimum tall:. Auach Form 6251
Socialsecunty and Medicate ta~ on tip Income nol reported 10 employer. Attach Form ~137
Tax on qualified retiremenl plans Ilncludlng IRAsl and MSAs. AlIlch Form 6329 il required
Advance eamed Income eredll payments Irom Farmlsl W.2 .
Household ernploymenl lues. Attach Schedule H.
Add lines 46 throu h 52. This Is our total IOk.
Federal Inl!o,ne talil. withheld from Forms \'11.2 pod 1099 &4
1997 utlmated la_ paymenlS and amount applied Irom 1996 return. 65
~~
Elm.d Incom. credit. Altach Schedule Ele if ~ou have 8 quah'ying ,~~
child b Nor,la_able earned income, amount ... I I I ~~
Bnd Iype ~ ......................,..,....,................... ~6.
Amount paid with Form 4868 (request for extension) . 67
Eileen z,ocial security arid RRTA lax withheld (see page 27) 68
Other payments Check Iltrom 80 Form 2439 b 0 form ~136 69
Add lines M. 55, 56a, 57. 56. snd 59. lhese 8rc our lotol paymonts
1
, 31ls
q.
r/;yj; I '_r;s'l(,;;;./jlil~'/5;-
ll".---" I-[:;:;.~..-.;;:'''''~':;:;; -
..l:~.__.___.J~:~;~L!,~ r.J~:'~:':'.~,,:'_"""'I:
--------
Pa Id p"".,. I h.
s''J,.,a:.'~ r
Preparer's r-~;:'~';"'"l'e ((~-~'~;-~._--
Use Onlv ,I "'1'-"0,.,,.., ..
a1~<,H:
0""""<1"""€T:",d"",,'
fill
--_._.._~_._--
711' (f'J!!
'U~ (J;,''''''''''''-H~D."t 1~91" 4\'
: l j ,i
~ I: J P..
;; L; r.
~ HE
I't ':.j!.
~ ;;; fi'"
! ~ I~~
& L; t;;;~
i l!~
r I g~
~ !I a
~ tJ l'l ~
~ i I
L ~ I
! UI i
H ~ I
Ul , I
~ ~ ~ I
! 110 m
, ~ ~
t ~ '
.. ! u
! ; b
fi~ Ii 0" ~
II. N 1M . d ."
j;; H VI ~ }~ -. I ~ "
, t tJ t" f . I ~ ~"
I~ f~ it: H :~ ~ 1= I~ if
i rl ~ I ( i~ I ~ F.t.E I ~ fa
. . a H.' ,..., d ffi .. I '"
I j ~ ~ j j~ :, s :} r i l
, ,
! .
f! -
! ! I i
Iii t&l j!9 :
N - N :.; U
I'l '.. "'" "
..('1 !LII IICIJ ti
j": !M ~ J
.. l I
N . '" ~
!
i
u
!
; 1
! I 0
:1 l!!
'.; .t'.
g
" i ! I I
i 1ft ~... till,.. a.. i. !
o'''l I "l "l I! J
ii ]~ j~ j j ~
~ " ~ ~ ~ c
I!
CRAIG P. DANELLA,
Plainti ff
va.
IN TilE COUH'I' OF COMMON PLEAS
OF CUMUEHLANll COUNTY
OF PENNSVLVANIA
MAHY ,}. DANELLA
Defendant
CIVIL ACTION - J~W
NO. 95-2795
IN DIVOHCE
Qjill'lOl Fl CATE__Ql'_ SEHVlhj;;
I, Mary A. Etter Dissinger, Esquire hereby certify that on
the date aet forth below I served a true and correct copy of the
foregoing document upon the attorney for the Defendant, by First
Class United states Mall addressed as follows:
Robert C. Saldis, Eaquire
SAIDIS, GU]DO, iilfl'FF & MASLANlJ
2(, West IIlqh street
CarliSle, P^ 1701)
Datel
1l/
,
')
t)
"'-?/it" /: J. ~. . .
OJ"'" I "-L. _ '~T
<lry At 'et(6r ffrss nger, Es~e
Att.orney tor 1'1,1inti tt .
lJIssinqer & lJissinger
28 North )2nd street
camp Ifill, PA 17UlI
7]7-975-284u
CRAIG P. DANELLA,
Plaintiff
IN THE COURT OF COMMON PLEAS
ClmBERLAND COUNTY, PENNSYLVANIA
v.
MARY J, DANELLA,
Defendant
CIVIL ACTION - LAW
NO, 95-2795
IN DIVORCE
PRE-TRIAL STATEMENT
AND NOW, comes the Defendant, Mary J. Danella,
through her attorneys, Saidis, Shuff & Masland and filea the
following Pre-Trial Statement pursuant to Pennsylvania Rule of
Civil Procedure 1920.33(bl:
I. Alllletlll
Please refer to the Inventory - Exhibit 1.
II. EXDert Witnellsesl
A. Steven W. Barrett, Appraiser, 124 N. Hanover St.,
Carlisle, PA 17013.
B, Defendant reserves the right to call additional
expert witnesses and provide their identity at a later time.
This ia with regard to the issue, if any, on the valuation of
husband's penaion.
III. Witnesses I
A. Mary J. Danella.
B. Defendant reserves the right to call additional
witnessea and provide their identity at a later time.
SAlOIS,
SHUFF &
MASLAND
A~n'AT'l.AW
16 W, IIIlh IlIltl
Cnllll,,'"
IV. Income I
Attached is a copy of the 1997 Income Tax Return for
the Defendant - Exhibit 2.
V. Exhibits,
Attached.
VI. Income and Expense Statement I
To be provided.
VII. Marital De~
Credit card bills of approximately $8,500.00 and a
mortgage with a balance of approximately $58,500.00 at the time
of separation.
VIII.Value of Pension,
Husband has a vested pension as a current employee
with the Commonwealth of Pennsylvania. Wife has no pension.
Wife, at this time, seeka a deferred distribution and therefore
valuation ia not relevant.
IX. Claim for Counsel Feesl
Five Thousand, Nine Hundred Twenty-aeven ($5,927.00)
Dollars through June 30, 1998. Counsel fees will be
substantial and continuing until the date thia matter is
conc 1 uded .
X. Proposed Resolutionl
Despite the fact that the parties separated on
SAlOIS,
SHUFF &
MASLAND
AnmtlRn'At'UW
16 W, '1I1h 111..1
c.rll,l.o PA
February 3, 1995, Plaintiff did not make a proposed offer of
aettlement until September 16, 1997,
Defendant, Wife, has always desired to remain in the
family l-esidence at 90'/ Bonny l,ane. Wi fe' B financial situat.ion
prohibited her from meeting Husband's demands for an immediate
offset of the pension and a cash payment for his equity,
However, Husband's calculation provides no consideration for
Wife's fathel"s eontribution of $13,000.00 at the tim8 of the
purchase of the residence or othel' l'elevant considerationa.
Wife now Beeks an equitable distdbution 60\ to Wife
and 40\ to lIullband. '/'hill would include a defen'ed distribution
of Husband's pension and Wife l'etainiug exclllslve pOfJBellsion of
the real estate until the parties' youngeBt child gl'aduateB
from high school or attains a certain age. 'l'he youngest chi ld
is now 11 years of age as of JIIly '/, ]998.
Wife seeka alimony indeliniLely, She also l'equeste
counsel fees, costa and expenses.
Date, 7/17/98
Reapectfully Bubmitted,
BAlOIS, 8H~'1' Ii. MASt.AND
./.X'.'
i ;..//
~. ---
pY I R61Je(t d:--i:laldIli'~'EBq-.
26 W. lIigh Street
Carlisle, PA 1701]
717 - 243 -6222
Attorney for Defendant.
SAIDIS,
SHUFF &
MASLAND
A'l'lrBl:rltAtOW
16 W, IUlh IIIHI
c.,II.I.o PA
I
,
CRAIG p, DANEI,LA,
Plaint if f
IN 'rIlE COURol' OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
v,
MARY ,J. DANEI,LA,
DefelldanL
CIVIL ACTION - LAW
NO, 95-2795
IN DIVORCE
CBRTIFICATE OF SERVICE
On thill 17th day of ,July, 1998, I, Robert C, SaidiB,
Esquh-e, hel-eby certify that I Berved a true and C01-rect copy
of the fOl-egoing Pre-Trial Statement upon counsel for all
parties of record via United States Mail, postage prepaid,
addreased aa follows:
Mary A, Etter DiBsingel-, Esquire
28 North 32nd Street
Camp Hill, PA 17011
Dated: July 17, 1998
SAIDIS, SHUfF ~~SLAND
BYI (r/
I RObert;.A;:~--saldis, Esq.
26 W. High Street
Carlisle, PA 17013
(717) 243-6222
At.torney tor Defendant
SA Ibis.
SHUFF &I
MASLAND
j,"t'I'M"n-"TOW
" W, IlIlh Ill'"
C.,II,I,o P^
LIST OF ASSETS
ITEM NUMBER
DESCRIPTION
OWNER
1
907 Bonny I.ane
Mechanicsbul'g, PA
Husband
and Wi fa
2(a)
1988 Chevrolet Spring
Husband
2 (b)
1993 Chevrolet Lumina
(Lease expired 1997)
Wife
S(a)
Dauphin Deposit Checking Account
(D.O,s. $182.18)
Husband
and Wife
SIb)
PSECU Regular, Vacation and
Christmas share Accounts
(D,O,S. $603,56)
Husband
and Wife
6 (a)
Harris Savings Bank
(D.O.S, $503,67)
Husband
and Wife
9
Provident Mutual Life Ins,
Policy 113193398
(D,O,S. $3,956.05)
Husblllld
18
Commonwealth of Pennsylvania
Defined Pension Benefit
(Husband's value $33,985,34,
Wife reserves the right to have
this appraised. Wife currently
seeks deferred distribution.)
Husband
24
Debts - Documentation will be
provided by Husband. Debta cOI1Rtsl
of credit carda totalling
approximately $8,500,00 and the
mortgage against the marital
residence,
SAIDIS,
SHUFF &
MASLAND
Anm..va.ATtlAW
16 W. III.h I"...
Cull.1., PA
Exhibit 1
~ETS OF PARTIES
(l'll.JtXlJt~ii~ (Defendant) marks on the list below those items
applicable to the case at bar and itemizes the assets on the following
pa~es. If an item has been appraised, a copy of the appraisal
report is attached.
( x )
( X )
( )
( )
( x )
( x )
( )
( )
( x )
1. Real Property
2. Motor Vehicles
3. Stocks, bonds, securities and options
4. Certificates of deposit
5. Checking accounts, cash
6. Savings accounts, money market and savings certificates
7. Contents of safe deposit boxes
8 ~ Trusts
9. Life Insurance policies (indicates face value, cash
surrender value and current beneficiaries)
Annuities
Gifts
Inheritances
Patents, copyrip,hts, inventions, royalties
Pursonal property outside the home
Businesses (list all owners, including percenta~e of owner-
ship, and officer/director positions held by a party with
company)
Employment termination benefits - severance pay, workman's
compensation claim/award
Profit sharing plans
Pension plans (indicate employee contribution and date plan
vests)
Retirement plans, Individual Retirement Accounts
Disability payments
~i(igation claims (matured and unmatured)
Military/V.A, benefits
EdUCAtion benefits
Debts due, including loans, mortRAges held
Iluusehold furnishings and personalty (include as a total
catl'!'.o!'y nncl attach itemized list if distribution of such
nssels is in dlspllte
) 2f" () I 111' I'
( ) 10.
( ) 11.
( ) 12.
( ) 13.
( ) 14.
( ) 15.
( ) 16,
( ) 17.
( x ) 18.
( ) 19,
( ) 20,
( ) 21.
( ) 22.
( ) 23 0
( x ) 24,
( ) 25,
I:,,, 1"1'
""
f more then I'X
.pendlnll.
.. pig. 10.
d
7
II
b
I
10
11
II
13
14
111
'"
17
II
II
201
21
n
II
14
21
21
21
lin. 32 i, under
9.290 (unOel 28
,770 II . rJllld 21
d nOII,v. w'lh 30
UI. ... EIC In.( 31
peO' 21
"come
ll.ch
op~ B 0' ~our
orm. W-2,
.10, .nd
O"-R h.",
IOU did nol
II.W,2,
It pig. 12.
nelo.., bul do
1.II.ch .n~
'Im.nl AI.o,
II. us.
orm l040.V.
dJu.ted
ro..
come
1040
D,p"tm'''1 ollh. T'U'II'Y Inl'"lll Ah'"UI 5"\'1[.
U,S, IndlvlduallncomB Tax Return
1997
"
L
A
B
E
L
~orth "'Jln t. t1: 31 I 9r 01 alh'f I.. Il"b. UlnlM
199f'''1111I
Ins U.. On' -Ou 1101 *lItt Of II. . In Ihl, It.
'rou"tltln.nl"'ld,nlhl
l.tt nlll1,
[JANELLA
Tall' number of ._em lionl claimed
Wig... "'ariel. tips. lie Allach FOHn(s) W.2
r...bl'interes' Atllch Schedule B If reqUired
TIIe-.umpllnleresl DO NOT include on line 8a
DiVidends Allach Schedule 0 " reqUired
TOuble r.fundl, cledlll, or offUI. of .I.,..nd local income (a,.. UII peg. 12)
Alimony lit ~lved
BUI'nelllncom, or (lOll' AII8Ch Schedule C or C.EZ
Capit.1 gatn or (lOll' Allaeh Schedule 0
Olher gllnl or (lollel' Allach Form 4797
TollllRA dlllfibulionl ~J
TOI.I pen lion I .ncl.nnullies l.1!.!J
Renlal I"'lIlall, royallie., paf1nershipI, S corpOIBlton.,
Fa,m income or (lOll' AlIach Schedule F
Unenlployrnenl compenllUon
Soclllleecurily benefill l1R.J
Other Income Usllype & Imountlee fig 15
Acid Ihe Imounl, in the hu" hi column lor 111101 7 Itllau h 21 'his II our lotallncoml
t"A deduction (III p.g. 16)
Medic.l II!Ivings 'ceounl deducliol1 Allaeh FOlln 8853
Moving '.penle' AlI,ch Form 390J Ot 3901 r
One-half of self.ernploymenlla. .Allilr.h Schedule SE
Self-employed heallh Insurance deducllOn (Ij~@ page IT)
Kp.oQh and lelfefllployed ser 'nd SIMPLE phlllS
Penally onnrly wllhrhawat of savmgs
· Alimony paid b Recipient'1 55t4"
Add finel 2] IIHough 3011
32 SulJlfor.lline J t homlinlJ 22 TllIllI vow adJIlI'ed UIOIlII1(;o,"o
or Pllmy Aetlnd PlPlrwOlk Rlductloll Act NOllcD, liD p.ge 3D.
AA
Y J
II 'IOml ,.IUIn, 'pouaa. Ilia' "Iml Ind mlh.l
l'I' "'MI,
"
E
R
E
HilMI' 'ddr,,, (numblr .nd tlrllll II ,,"ou h'~a I P 0 bu. "I PIg I 10
907 BONNY LN
~PI no
I
2
~
e'ly. 10....n or POt I oflkl alatl Ind lIP COil, II yOu hl~' I for.'g" .ddr... "I P'g' 10
HECHAN1CSBUAG PA 170~5
00 you wantaJ 10 go 10 thIS funa?
If a .oinllfllurn, does our I OUII wanl SJ 10 010 Ihll fund?
Single
MarrIed IIlillg Jolnl filum (.ven II only one had income)
Malfl.d filing up.fall return Enler ,poule', locial lecunly no obove
Ind full n8me h.re."
X M..d 0' hOU"hDldJW'Ih qu.I"I,nll p",onl (S.. p.gl 10 ll/ Ih, qUllifY'llg pll'on I' I ch~d
but not YOUf alpin ,nl, 'nllt h., chlldt n.llla hlr, ,.
Quali In widow fir wllh de endenl chilli e;tr. (lule diltd'" tq /Sf!A A If 10
"your pstent (or IOmeone .fl.) can clDnn you DI a dependent on hiS or her lax
relum. do nol check bo. 61
4
I
It
b
S DUll
Dep.nd.nll:
(2) Dependanr,
(3) Oepend,nn
'tl'han'hlp 10
c
'OCII'"CUII'Y number
lit nlme
DANELLA
ELLA
196-64-1268
20 -70-7655
SON
D UG !TER
8b
I b 'a.abfe amolml (sell paOI 13)
b 'a.able DlIlount (lee page 13)
ItUSI', ale Allach Schedule E
I b hUble amount {lee page ,.)
21
24
21
Ie .
JI
18
29
JOI
1;>1111'1 ,
.'
,'" ",
RECEI~'tD JUU 0 a 1998
I OMQ No 1 4 . 07.
Your loc:lllltcurlty numb.,
10H-30-9457
SPOUII', IOcl.'"curlly numb.,
For h.,p In rlnOlng IIn.
In'trucllonl, I.. PIU"
2 Ind 3 In hi bookl.t.
V" No 0 ,: ChKkmg
X ~y..' wit, nol
chlngt t'outl.. Of
I duct our "'und
o. 0 0."
checked on
'und Ib --1.
No. of your
" thUdr." on 10
(" Na af who:
h...~~~ -lIvad with ')
)'ollr home you -f:.
m " -did not IIvl
2 wllh ~oU due
to dlvorc. or
1 "Pltlllon1"
\Ii. pig. _
D'~."d.n"
on Ie not
Inl.red
above
Add numbo..
Inl'rld on
7
81
1
.
I
10
11
12
13
14
15b
18b
17
11
18
20b
11
12
18 258
3 300
.
3t
II
Iymlntl
IIlch
orml W.2,
.2G.llld
Ogg.R on
. front.
Ifund
IVI II
Icily
pOlllodl
I plgo 27
lid roll rn62b.
20 Ind 62d.
mount
ou OWl
II
l40
l5
AIIlOUfll from Un. 32 (adjusted Ufou incoms.l
Check If 0 You well6S Of older, U Blind. 0 BpouII was 65 Of older,
Add Ihe numb" 01 bOl., checked above ond elller Ih" 10181 here
b If you Ire married filing upatnlely and ~our 'pouu ilenlllu deductluns or
you were I du.I."alul aliln, IU page 18 IIl1d check h'mt
Enl., [It.mlnd deductions "0111 Schedul. A. Im'''8 OR
lhe Sland.rd deduction ,hoWIl belolll' ItIlIOUII~lng &l"1I1 But...
lar , p.g, I' " )'ou cll'c~.d .ny btll tm hili ... 01 34b or tom.on,
g. t.ln el'"n rou II . IUlp,nd'nl
01 .511lU1'.14,150 eM'"lld "hllO I'lllltl)' 01 Quahl)'lng wlllollo.fllr,.$6 900
)'our' .'t"d 01 hOIlUhold.$8.050 .M.rn.d '.1"0 "P'f.t11r.13,4S0
Subl1acllme 35 frolll line 33
If hne 33 11190,900 or II". mullJply $2.050 bV Ihe tolal number 01 ellelllplionl claimed on
linl 6d. If line 3311 o~er 190,900. eeelhe work,heel on page 19 for lhe amount 10 enter
r.ubl,'ncomt. 5ublline 37 "0m line 38 If III 37 i, more than In 36. enler -0.
T... See page 19 Check jf any I.. from . 0 Form(1188H.
b Form 4972
Crellil for child snd dependent Clfe e.penlel AUech Form 2..,
Credil for Ihe elderlv or Ihe disabled AlI.ell Schedule R
Adoplion cledil, AlIseh FOlm 8839
Foreign lilt Credit. AlIaeh Form 1t t6
Other. Check if ham . 8 Fallll 3800 b 0 r:alm 8300
c 0 Form 8801 d FOIlIlllpeelfy) ...
Add lin.. 40 through 44
Sublrlclline .5 from line 39 If line .51, more than line 39, enler -0.
S.t'.employmenlll., AII.ch Schedule BE
All.rnlllvl minimum lu. AIl.ell FOfm 6251
SacI811ecutlly Ind Medicare lax un lip Income nolleported 10 emplo~er AlIach Form 4137
rl. on qUIUned retirement plans (including IRAI) & MSAI Allach Form 15329 if lequlred
Advlnce .arned income Clldil payment I ',om Fo"n(l) W.2
Houllhold emploVm.ntl.... Allaeh Schedule H
Add Iln.. 46 . 62 Thl. I. our lotall..
Fld.rellncoml 'e. Withheld from Form. W-2 and 1099
1997 "lImlled 'II plymenll & amount applied Irom1998 relum
Earn'd In com. cr.dll Alllch 5ch EIC if you hive I qualifying
chUd b Nonl...ble limed lnc: eml ~
Ind IYPI .
Amounl plid wilh Form 4868 (f.q\ltal fOI'll.nllon,
Exc... lociallllcurily and RRTA 18ll; withheld (lee page 27)
Olh., pIvmtnl. Ch'ck Ilfom . 0 Form 14]9 b 0 FornI 4138
Add In S.. 5~. Ie. $' . &" Thet ,r, oUlloll1 . mint.
If line 80 il mOil than line 53, lublraetlin. 53 '10m Illle 60 1 his II Ihe 01l10Ul11 YOIJ OVERPAID
Amounl ollln. 61 you wonl REFUNDED TO YOU
AouUng number I I .. c Typ.: 0 Checking 0 Savings
320
108-30-
3l
o Blind
. 34a
31
6 050
l5
l7
. l4b 0
]
18
08
II
II
40
41
42
4l
44
40
41
42
4l
l7
31
7 950
258
41
41
47
41
o
10
II
II
13
U
II
150
64
55
1
.
3U
41
67
II
II
10
II
120
. b
560
17
18
U
.
41
41
47
.-
41
50
II
II
13
6
2
. d
13
U
Accounl number I I
Amount 011111061 ou wonl APPLIED TO YOUR lU16 EST, TAX. 63
Illin, 53 is m0l81han line 60. tublrlelllne 60 "0m line 53 thll illhe AMOUNT YOU OWE
For detlill on how 10 PlY. lee page 27
Ealtmeled lex anall Allo Include on line 64 U
6 1
.
340
.
50
II
61a
3 660
3 01
3 019
II
.
.
u
Undll pen'I!!.. 01 PI'lury,l dlcl'f.lhlll h."W'. ..,mllled Ihll "turn .nd .r.complllylng leh.dul'l Ind tlll'llllnll, Ind to thl bill af my kno......l.dg. .nd
b,lI.r lh., 'I, trut, to"ee!. Ind eompl't. D'cll/lhan 01 pr.p,rer (Olher thin l..ply.,) II blna on .11 inlorm.hon 01 'WhICh pr.p.", hit In, knowltdlilt
Ign
ere
tip . topy
!hi"llum
rou,
YOUII!QnIlUII
~ '1' ,) \
Spou", "Qnlllll' 11 I 101111 1,luln. eOll' mUII'lgn
0'1.. 0
'Lt!q
SpOU'" GeCupltIt,m
'(OUIOccup.hon
NURSERY TEAC/fEH
Dill
PI.pI",.. .... .D [JI'I
lid 'IOnllulI" h~.. J.J f Q'I~t.J.... I III rf,
r.p.r.r'aFi,mlnlll1.!Ofynul. ~ :J,jAt-1II.TOtl F. NU~jS~H, PC, CPA'~j
II Only '''"'"'~O'''I,"d , ) 0) OLD SCIIOOLlIlJlJSE LAlli.;
....... r.IF.:CIIAlII r;:;fJlJ (I; I'A
.....
Ch.d 11
Ulf-.m 10 ed
Pllptr.,., 'OCIII"curdV no
209-52-3095
Em 23-2213999
lll',,,,. 1 7055
./iEDUlE EIC
onn 1040"' or 1040)
Earned Income Credit
(Qualifying Child Information)
~ Alloch 10 Fo.m 104M or 1040,
.. S..lnltructlon. on back.
OMS No UU.GOT.
Otplftm.nt 01 the tr...",.,
nl rnll A.v,nu. S,fVk:t
mt' how" n fllurn Flllt tnd Inlllll .
MARY J
lilt
DANELLA
AlIlthmtnl
S. utnc. No
Your locl.l..cu,1 numb.,
1997
43
108-38-9457
.5.. the lnllrucllonl for FDlm 1040A. hnel29c and 20d, or Form 1040, lines 56a and 5Gb, 10 filld oul if
you can take Ihll credil
elf you Cln l.ke Ih. credit 011 in the Earned Income Credit WOIksheelln the Form 1040A or FO,"11040
Instructlon. to figure your credit. But If you wlnt the IRS to figure II for you, "llnstrucllon. on blck.
Th.n, you mUlt complete and aURch Schedule EIC only if you have a qualifying child (lee bOKUS on back)
Informallon About Your Qualifying Child or Children
If you have mOlelhan two qualifying children. you only have 10 Iilllwo 10 gel the maximum credit.
Clullon, II you do nol IUlch Schldull EIC Ind
flllln III Ihl 111111 Ihll Ipplyo II will like u.longlr
10 procell your r.tum and Inue your refund.
Child 1
ChUd 2
Firtlnlm.
L.,I".""
Fh'lnaml
lltlnaml
Child', name
DAVID
DANELLA
LINDSA Y
Chlld'l yur 01 blnh .
1984
1987
If Ihl child WII bom bl'orall71 AND.
"II undlr IgI 24 II Ihl Ind of 1997 Ind
I "udlnl, check Ihl "Ye." box. OR
Vo.
VII
"II permlnenUy Ind lololly dl..bled I.ee
back), chick Ihl "V,," box
VI'
VII
Enler thl chUd', ,oclal .ecurity
number
196-64-1268
209-70-7655
Child'. rlllUon.hlp 10 you (lor
,.ampll. Ion, grandchild, elc.) ,
SON
DAUGHTER
Number of monthl child lived wllh
ou In Ihe Uniled Slo'.. In 1997
12
month.
12
man
TIP'
Do you want lhe .Imed income credil added 10 your lake-home pay in 1998? To leB jf you qualify, gel
Form W.5 from your employer or bV calling the IRS 811-800. TAX,FORM (1-800.829-36161
Fa, Plplrwork Rlducllon Act Nollcl...1 Form 1040A
or 1040 In,'ruellon'.
8chodull EIC (Form 1040"' or 104011..,
Form.
1040
-._--_._._'---_._--~._-
Schedule EIC Worksheets
I 1997
.._--~
l"p.~.r IdonUncllIon Numb.,
- --------__ OA-=l1l:.9457
Nlm.
MARV J DANELL^
Elrned Income Credit Work,h,et
1. Enler Ihe amounl 'rom IUle 7 of form 10.001 Form IO.OA
I. If you received Ilsubl. Ichollllhip or fellowlhip granl Ihll wurl'llepOllet1 on I W 2 IWIll, tllll., _l11m"'I hl'l
3. Sublrlellln8 2 from IIn. I
4. Enle! Iny nanl...bl. IIm.d Incom. Typu of 110nllll&IIIII ""'lId II1f.Ofll8 "'elude !:OlllflbullOIlI 10. 4fJIlk) pt,,",
.nd nhlillry houling .nd Iublillente lhel. should b'lhown III bOI tJ 0' YOUl VV-, torl1l
.. If you were u".employed or used Schedule C or C.EllI . Ilatulary '"wloyee.
enler th. .mounl from Un. 4 Df elfned Incom. WOlklheel below
I. Add Iln" J. 4, .nd 5
7. look up Ih. .mount on Un, . .bov.ln the Ele TABLE 10 find your cledit Enl" Ih. Cledll hel'
I. Enter your modlnld "'01
I, II IInl I II" Ihln .
· $5,450 If you don'l hIVI. qualifying child?
· $11,950 II you h.vI Ille..1 on. qu.lilylng child?
YES. Od 10 line 10 now
NO, look up lh. amounl on Une 8 .bo~, in the EIC TABLE lu find your clelJiI. Elllel Ihe cledll here
to. earned Incom. crldll
· II VOu In'wlfld "YES- to IIn. 8. enler thl .mounl flom line 7
· If ~ou Inlwlfed "NO"'o lin. 9, Inler thl 1m. II., of Unt 7 or lin. 9
I.
J.
3.
14, ~UB
14.9UB
4.
I.
I.
7,
I.
14.908
).025
18.25e
I,
2.320
}
10,
2.320
NI.I: Tlk, the .mounl ',onlline to .bo~, .nd Inl" lion Form 10.0, hnl 50, 01 fUfm 1040A. hll' 29c
AND
If you hid Iny nonlll.bll ..med Illcorn, (.11 line . .bnve), Inltf lhl Amount .nd 'yp.
of th,lncomeln Ihe .pac.s plo~lded on Furm 1040, lint 56b or FOIm 1040A, !l1l1 29d
AND
Complel. Sch.dull EIC and IIlACh lito your fllurn ONl Y II you have . qU8hf~illO eluld
1.
II you arl 1111110 Sch.dullle:
t. Enler Ihe .mount from Schedule BE. Section A, hilI 3, Of
Secllon e, lin, 3. Whjch.~" appllel
b. Enler Ih. amoun!, if InV, from Schedule SE, Secllon B./lne Ab
c. Add IIn.. t..nd tb
d. Enter Ih, InlOunt from rOil" 1040, line 20
I. Subll,ellin, 1d from Un. tc
If you Irl NOT nllng 8ch.dul. I. ble.u.. VDUI n,llIrnlng, fro," .,"-employm.nt wlrll... Ih,n 1400
or you had. n.t (Iollt, complele lillet 2.IIIIO['Oh lc But do nollHdude on tll,,, 11'101 allY tlflll/lory 'fHJiluVII
Income 01 Iny .mounlllllmpl ',omIBU emploVlt1el1llall II 11'1 IlIult 01 Itle fihllU '"d IPlHuv,,1 01 ror," 4011
01 Fo,m 4311.
.. Enle, Iny net "'01 plOfit 01 1(011) ',urn SChldul1 F, hIli JB, Ind
far," pll1ne'lhipl, Schedule K-I(F'OIIT1 1065),11111 lh
b. Enl., .ny nit plont 0' (Iou) flOm Schedule C, hili ll. Schedule eEl.
line 3, IIld Schedule Kt (FOIm t065), 1111.151 (ulhe, Ih,," IilffllmQI
c. Add linea 2. .nd 2b Enler Ihe 10111 '",n 1111011
If you If. ,1IIt1u Sch.dule C 0,. C.IZ ., . Itatulory ."'plu.....,
8nler Ihe .mOUlII from IUI. 1 0' 111.1 5dlCtdlll. C (if C fl
Add lin.. t.. 2c, 811d] EntAl Ih, Inl.1 h," Ind orllin, ! of ltl~ hrn.d Inco"" C,.dU WOf~.h..1 Rllllvl
even " a lOll II Ihe IVIIIl! il II Iou RnlOl .1 III IllHftlllhlHIP\ IIl1d I@atllhtt CaullulIl'lih.lW
Eunld Income Work,h..t
11
tb.
te
td
--~-~--'"~--
---'--~------~>,.~_._-
J,
tl.
,.
lb
3,
I..
4,
I
4
Caullon: II line 5 ut Ih.l:orluHJ lmumu 1:'ltd,1 WI"kllll~el.. H Iou '1.!,I',IIcllll'Ufll tlllt 1(,lal ollull!I] IUllj. ulllllll ~lII".IUI..l
Rflll eflle, Ihe rnull flll Itlltt 6 01 tlljll >';OII1,llfl'l UIIlI! "1Iill1l18 11t./, ur htlilli yUlllllnlla~" l!off IllllllmllHI lUll. u."jll
'/oe.38-9457
Federal Subschedules
Form 1040. LIne 11 - Allmonv Received
Description
Taxpayer
Amount
$ 3,300
$ 3.300
Spouse
Amount
ALIMONY
TOTAL
$
$ 0
IOB.38.94~7
Federal Subschedules
Schedule Ele . Invostment Incomo
Doscriptlon
TAXABLE INTEREST INCOME
TOTAL
Amount
$ ')U
$ 50
Schedule EIC Worksheet. Modified Adjusted Gross Incomo
Description
ADJUSTED GROSS INCOME
TOTAL
$
$
Amount
18.2')8
18, 258
.
Form 1040 Salarlos & Wages Report 1997
T IIplyer Identllielhon Numb.,
J DANELLA 108-38 9457
Federal Federal Sac Sec
TIS Employer Wages Wllhholdlng Weg..
A MECIIANICSBURG LEARN IllG CENTER 14 . 908 1. 340 15.298
B
C
0
E
F
G
H
I
J
Texpeyer
Spoule 14.908 1. 340
Totela 15.298
Sac Sec Medicare Medlcere Allocated Advlnced Dependent Other Benellta
Withholding Wig.. Withholding Tlpa EIC Clre Ben Box 14
A 948 15.298 222
B
c
0
E
F
G
H
I
J
Texplyer
Spouae 948 lS.298 /.22
Totlle
Stlte Stlte Local Locll
Wig.. Withholding Wag.. Withholding
A 15,298 428 15.298 153
B
C
D
E
F
G
H
I
J
llj,2IJfI ____....1..L.!L .lit .' ~j il 153
- --
--....----.---- -- -------
..._._----------_._-~ . -.------.
Page 1 1040 Diagnostic Worksheet 1997
Nama f.llp.yer IdenhficaUon Numb.r
M R J DANELLA 108-38-9 57
Culchvllw CalculaUon,
Income T.. and Payment. 1111 eaUmatll
, Salaries & wig.. 14. 908 Income 111 641 hlqlr
1 Schedule B . Inlerlll 50 Totl' C"dill 2nd qtr
I Dividendi Tolll olher tl.II 3rd qtr
I Schadula C Tolallall: 641 4th qlr
I Schadula 0 Tolal
Schadula e Incom, In withheld 1.340
i Schadula F Other plymenllfcredlll 2.320
J
: Olher Income 3.300 Form 2210 penally Till relurn 1040
J
J Tolallncoma 18.258 Overplymenlepplled
Adlu.lmanl. Duel-Refund -3.019
AdJulted grail Income 18.258 Filing It.lul HH
Anow.blt ilemilld deduction. F8ilurelo fill pen,lIy
or Standard dlducllon 6.050 F eilufI 10 plV penally Meloln.II,.. r.le 15 'Mo
Ealmpllonl 7.950 lale filing InlereSl Tax Ulbilily I' . percenl 0'
T.ubl,lncome 4.258 Nil due'.Refund -3.019 I'Xlblelncome 15 'Mo
Ol.gnoltlc M....g..
o
o
o
o
o
o
o
o
o
o
o
o
o
,0
o
o
o
o
o
o
o
o
o
o
o
o
o
o
FYI - THE TAX TABLE WAS USED TO FIGURE TAX ON TAXABLE INCOME
,il;'."AL 2-11')'1"
~.::::..:::.:................
.---~_._-- ---,....-.
DAI' INIUU, WlfllbU."U 1'.'.11' ,",UHCI
-- ~ntlll -
",(, 1 ~ .47 -It(., 7. hl l.L--
. '~.... 7., .. . ,~ ...., "'tf" . ,-
. .
'80,00 'h092,112 MX --
. t".,~.~O 'G087,Io2 M)L
'/'" ...1,. 0 .' , ." ,
. , .
"J\)'17<) '(,(,,01 .~7?".I'-' HIT-
"2:;0,00 '5"'/0,1,3
'\1,1 jI'; 7n f(1)'JI) ."1; !H',1111.1I1) ,'!'
,
~"- - -
, ,",'."',' '.'
-
'.
.', ':1.,'1.1 "., ..
.1
'2,\0.7. '/1,0,),1< \.:1J[l-
'22U,73 '7G29,03 enu...
3 OEC79 1 <)I),';h "7fJl'l.G7 IIlf-
"220.73 "[31;1,').6,', r:GLL-
"TODAY'S SAVINGS ARE TOMOI\I\O\VoS SEClIlun'"
NationalC J.,
Mortgage
RECE/VEO t1AR 1 9 1998
H.tlon.' Cltv Morl....' CO.
:',I~!1 ~ltll1p~tllI forlV FlUih.!
::;uI1I1 ~'U:l
(;.111\11 HIll, PA 170116405
i 71 :1 !H~ illill~
(HnUl ;';:';.! J.1.111
Fila 1117) 161 '''tiO
March 9, 1998
Mary Danella
907 Bonny Lane
Mechanicsburg, PA 17055
Dear Ms, Danellal
This letter is to inform you that tau have been
a mortgage loan refinance with max mum cash out
a term of 30 years with a maximum loan amount of
is based on the information provided of income
and alimony for your property located at
Mechanicsburg, PA.
The following conditions applYI 1) Maximum debt muat be reduced to
$315.00 monthly, provide updated credi t report to show paid off
accounts/ 2) Total maximum mortgage payment not to exceed $610.00
monthly including principal, interest, taxee and insurance/
3) Most recent paystub to evidence monthly income of $1,250.00,
4) Evidence of monthly alimony of $275,00 and monthly support for
$1,017,00 for a total of $1,292,00 to cont inue 0 Total combined
income of $2,542.00 required.
pre-qualified for
of $10,000.00 for
$63,300.00. This
inClUding support
907 Bonny Lane,
Sincerely,
//~<~~/
William R, Pierc( Jr.
Branch Manager
I J I . " ~." I
I
ERIE.
',tIVl III t..1l.lllllt A1t, I"'"
ERIE INSURANCE GROUP
11'.1""",1.1''''''''0''_''1'1'
U",l'1d\ 1)11"ll . ~J,)' LI)l;:;L' ur . "k:;sn'('tl't~ B,j~,'PIP;" (,\qh'r . I'l) tj", ,'iil J . ,.1",_I:,U"'-iO;'''1 Pi\ , iO'i:i Olt!)
l~l ~l i"~l:i it;"(Jl) . r'j;1 rl~l' f'"r!\ P'~"i\:>~h.,l'l,.1 r},,~ 'el:!]- 3tl;:-1J\~,.j . F,I' i .'l,'i ;:h .'.JI'l
July 9, 1996
Mrs. Mary Jo Danella
907 Bonny Lane
Mechanlcsburg, PA 17055
Re: ERIE Claim
ERIE Insured:
Date of Loss:
N010170226~16
Mary Jo Danella
1/20/96
Dear Mrs, Danella:
We have reviewed the facts of your claim, As you probably know, I)ur obligation as
an Insurer Is to pay for direct physical loss to property, caused by perils we insure
against.
Unfortunately, we cannot pay for the loss if it is caused directly or indirectly by one
or more of the exclusions listed in your policy,
We wish to be fair in handling your claim, but the facts indicate that the damage to
your property has been caused by events that are specifically excluded in your policy.
For this reason, we must respectfully decline payment of your claim.
Our decision on this case was based upon my inspection of your property, and the
photographs that I took on June 3, 1996, which indicate that the damage to your
property Is a result of one or more of the following design/construction deficiencies:
(l) the roof sheeting plywood appears to be Interior grade, not exterior grade.
(2) the half-inch plywood spans 24" between rafters, without the use of "H" clips,
(3) inadequate ventilation.
Sincerely,
)J~rfl ;((~/'
Gary J. RIIlI
Property Claims Specialist
P.O. Box 954
Camp Hill, PA 17011
(717) 975-2729
aJR:dmg
13410
I);, if. I 'I
! i".'11
~. I "
..
.. -,
CRAIG P. DANELLA,
Plaintiff
IN TilE COIJRT OF COMMON PLEA:;
OF' CUMBERI,AND coUNTY
OF PENNSYLVANIA
va.
. MARY J. DANELLA,
Defendant
CIVIL ACTION - LAW
NO. 95-2795
IN DIVORCE
PLAINTIFF'S PREHEARINO CONFERENCE MEMORANDUM REQUIRED
PURSUANT TO CIVIL RULE 1920.33
.: 1. List of A..et.
See Inventory and Appraisement of
simultaneously with this document.
l'lainti ff
filed
"
,i
2. witne..e.
A.
Lay Witnesses
Ii
I
I
I
I
I
craig P. Danella and Mary A. Et.ter Dissinger, are the
only witnesaes at this time.
In the event that Plaint.iff should wish 1.0 call mOrl.!
witneases, the Court and oppoainq counsel will be
notified as aoon ae the decision is made.
Summarv of Testimony
B.
Expert witnessea
Phillip A. Doherty
19 We.t Main Street
Middletown, PA 17057
(profe..ional Addre..)
Summary of Telitlm2nY
Phillip A. Doherty will testily as to his qualifications
as an appraiser, the bases tor the value placed upon the
marital residence, and ill I tnct.ora that went Into
arrivin<J at the vallie 01 the mnrit.al residence as set
forth in Exhibit "G".
carl E. Nell
6401 cannon Drive
Mechanic.burg, PA 17055
(profe..ional Addre..)
.
.
summary Q!_~~iffiQl~
Carl E. Nell will test.lly o1S to his '1uilllllcat.lons ,lS an
app\'alsol' of porsol1ill ty, and ho will t06\.11 Y to the
basea of the v,lluo he ho1a placed upon t.he part.ies'
peraonalt.y aa sot fort.h In Exhibit "II",
3. Plaintiff'. Exhibit.
A. Inventory and Appraisement 01 PI,llnt.ilf filed
aimultaneously wlt.h this documont (Exhibit. "A").
B. Income and Expense St.atemont 01 Plaintiff filed
slmultaneollsly with this documont (Exhibit "D").
C.
1994 joint. ledel"al to1X H.t.urn (EXhibit "e") .
1995 joint lederal tax \"etllrn (Exhibit "D") .
1996 joint federal tax I'et.llrn (Exhibit. "E") .
1997 individual federal tax retlll-n ot lI11sbilnd (EXhibit
"1''')
D.
r..
F.
G.
Two appraisals of marital
3, 1995 and Februal"y ),
(Exhibit "G")
residence vo1lllod on February
1998 by Phi lllp A. Doherty
II. Apprillsal of parties' pet'sonalty performed on March 211,
1998 by Carl E. Nell (Exhibit "II").
1. Ht.atement frol11 FlI'st Federal dated May 1, 1979 showin<j
balance In Wile's savin<js account #2-11944 In the amount
of $4,012.42 (Exhibit "I").
J .
III1Bban<l's Pension Evaluiltion with
Pension ^PP,-"Is'ns, Inc. ,Iatl'd
$1J,91l~1.14 (EXhibit ".J").
I'SEHS perf ormed by
2/11l/97 villued at
K. Nallunal city Mortqage st.atement dilted May )0, 1997
Hllowln<j halMlce on marlt.al n'flldonce on datI' 01
aep'll'a\.lon ot $',U,11~.,.(,7 (EXhibit "K").
L. lI11sban<l's Pl'ovldont Mutual 1,11" InflllrilllC[> Polley
1)1911')11 6t.at('nwnt <lated 7/1~1/'J'I flhowllH1 canll value on
date of oepolratlon of $),')''(,,0'> (EXhibit "I.").
M. lIa\Tls Hilvll1<lS Bo1nk statC!l11ent <lil\'L.d ,llln" 10, 1997
shoW 11111 boll.lnce Oil d.lte 01 ''''pill-at I all tor accollnt
14l)(JlIO~I~Jl 01 $~Jfll.(''/ (EXhibit "M"),
I
i
I
I
II
II
I 4.
I
"
I
I
.
.
N. PSECU-S1 st.ltement dated Febnlill"y 20, ) ~J9S showinCJ
balance of $121.)5 (Exhibit "N") .
O. PSECU-S2 atatement dat.ed Februilry 28, 1995 showlnCJ
balance of $300.81 (Exhibit "N") .
P. PSECU-SJ atiltement dated Febru ll"y 2B, 1995 ahowinCJ
balance of $IBl. 40 (Exhibit "N") .
Q. Dauphin Depoait Bank print out dilted February ) , 1995
ahowing balance of $182.IB (Exhibit. "0") .
R. credit card statementa totaling $9,669.1l7 on date of
separation (Exhibit "N" & "1'''):
i.
Seara charqe Plus
$ )5J.00
ii. Seara Charge
$1,216.00
ii!. JC Penney
$ 122.00
$ 741.00
$ ))6,00
iv. Boscov's
v. GE Classic
vi. Bon ol'on
$ 41l2.UU
vii. Lane Bryant
viiLVISA (at PSECU)
$ )1l7.00
$6,O)l.1l4
S. PSECU entry level pay scale with benefit.s (Exhibit "Q")
GrOBB and Net income trom all sourceB
The Plaintiff's only source of income is his employment with
Commonwealth of Pennsylvania, and Is set fort.h in his Income
and Expense statement filed simll1taneollsly with thia
document.
5.
Current ExpenBe statement
See 1'1aintifl's Income! and Expense statement.
aimllltaneollsly with this 1l0CIII11l'nt (Exhlhlt "II").
II led
6. Value ot PenBion or Retirement Denetits
il. lIuabilnd's pel1uion with PBEHS lu vol1llmt .1t. $J4,1')5.4!;
(EXhibit ".1").
~ 1040
label
(S..
inWuctlOns
011 p.g. l1)
U.. Ih. IRS
l.b.l.
Otherwln,
ploase pnnl
or type
PruldenUe'
EI.cUon C.mp.lgn
SH B e 12.
\
.
o
l
\
H
E
R
E
...~
""II"I'fIlllnl ul lh.. .,edllll)'" IIlIIIII\l" 11......111. 1;11''\111"8
U.S, Individual Income Tax Return
~@94
(10 r.Jt \f\'YIl' (W tI'I"1I1I1 tN. &pac.
t ,g 10MB No 1M!l.oo74
Yout 10cl.1 .ecurtty numb.,
L'f6 iY8i..3SY.3
'pauII', loclal"curlty numb.,
JoB '.38!9'157
For Privacy Act and
Paporwork Reduotlon
Act Notlca, ..a pege 4,
VII No Nol.: Checldng .rel-
will not ching. your
I.. OInrdut:')'OUt
refund
(11
1115 tin n'~l
1"01' the V-11 Jan 1.1lt>l.: JI, '99<4, Of olhe.IIU ~.., '*"lnning , 1994, Indlng
h~;~_~.?'I'AI__ ___________ _,___._~~ft!~_q
II. tlJU1I'"hllll.IPIIlj'; fUll flMI1IU anti Hllll/ll \.L ~Ea
,(!!1/1L";,,;,;,,,~,," ~1';';"1 il'Y';;"~~;'P~ .';;;.-g;,f!---- -.-[_.~-,;;;---
_~!22 tJpdd?'_/t1I11~__...___._._ .__._ _._.__ ____
City, lo.....n 0/ I)OS' (llll)"", ,I,lc, .nd lIP t: c II rou h...... e IU/.IOrl eddrn.. Mft fllloe '7
/lJ€C 'IJ/c;{",gtJ~~?/, '(J S.5"
00 you wanl $3 10 go '0 Ihis fund? . .
If 8 olnl relurn. duos our spouse want $3 10 0 10 Ihls fund? .
Filing Status
(5.. p.g. 12)
Check only
one boI..
Exempllons
(5.. p.g. 13.)
If more Ihan &1.
dependents.
se8 page 14
Income
A!t.ch
Copy B 0' your
Fonn. W'2,
W.2Q. IInd
1011U.R h.r.,
If you did not
get a W.2, see
page 1!J
Enclose, bul do
not BUach. eny
payment wi1h
your felurn
Ad\Ustments
to ncome
Caution: Gee
Iflslrucllonli
23.
b
24
25
~ 20
27
20
29
30
31
Sinule
~ Married fIling Joint return (evon It only one had Income)
Married flhng MP4r81e relum, [nler &pouse'. social &ecunty no, above and tull name hOf', ...
H.ad 01 hous.hold (with qualifying p.",on). (See pag. 13.) It Ih. qu.Ufylng po..on la. child but not your d.pond.nlo
enter 'his child'. n8mo here. ...
Oualifying wh.JOW{Uf) with dependent child (year .poUIt died'" 19 ). (See page 13.)
Vou".U. II vour parent (or someone el&e) can claim you as a dependent on his or her 'a. } NI..I .1111
relurn, do nol check hOl 68 Bul be lure 10 check the baR on hne 33b on plga 2. chlO" 1ft I.
..."
b ~ SPOUII _ . . . . . ''':' . . . ~. . . . . . . . . . . . . .. NI. ., ,ollr
c Dependents: III (httt (JlII Igf I 01 oldfl. (t) tptnd,nl' II G 01 fllGt\lI\I ,lilt.".. I. Ie
111H II I I dl I I ,I "Mel dtpendtnlllomlUtulll( fll.hon,htpIO htdklJ'3ilr .111:
1m, 111.11\111"11 un'llle It I ~~b'r 0 PI Inl
Z)l~il) G:::::t:>^tI..f7..r~ _ I ~p....J>r]JM.8.. .50N /2. · 11,,"1'" ,..
J-1',H)~'1.!l!J>M{J7a. ___ ~(lf..:.7g_l.Z " 71 /2. :.:I::;li:nw1t~
.mn.'r
11,lrolllnllll
,.,.11)
D.,ln.IIIII.n I.
..,.ntI"...... _
~'..m",.
,nl'''.'1I
1111....... ..
.1
2
3
4
6
6.
~
I!.
d II your thild didn't hVI with you but is (laimed IS ~OUI dependent undl', pr..,gaS agreemenl, thetk 11111 II> 0
. Total number of ellem 1I0nl claimed
7
80
b
9
10
11
12
13
14
15.
lS.
H
18
19
20.
21
22
Wages, lal8rles, tips. etc. Attach Fon"{.) W.2
Tllllbl. Interest Income (lee page 15). Al1ach 6chedule B II over 5400
T......mpt Interest liM page 16). DON'r Include on hn. e.1 8b I
Dividend Income, Attach Schedule n II over &400
T aaable refunds. credits. or offsetl of Itate Bnd local Income tallel (i88 plge 16)
Alimony received
Business income or (loss). Attlch Schedule C or C-rl .
Capital gBln or (Ion). If required. BUech Schedule 0 (see flage 16)
Other gains Of (Iossesl. Altach form 4797. . . . . . . . . . . . . .
lotallRA dlli"ibullons . l15a 1___~l___J b rluble lmounl (I" page 17)
TOlal pensions .nd ionUlhn 108 _~+.___,_J_J b TIllablelmount (lee pig. 17)
nantal real ustate, royalties, partnerahips. 8 cotpmaltons. trults, atc Attach Schedule E
rarm Incomo or (loss), Attach Schedule r .
Unemployment compensation (see page 18) ,...........
Social aecurlly tJt!flollts 120!J~_____._. .I____J b T ....abl. amount {lee page 18)
Other income. Ur.llype and emOlJnl--l8e page 18 .
Add the amounts Inltlo lar rl hi column lor lilies 7 t!lrou II 21. 1 hills our lolallncom. ...
Your IHA deduction (seo page 19) , "38
S,louse'aIHA dcdul.tlon (5&8 page 10) . 23b
Moving e.pefl!lP5 AUneh f or," J90J or 390J-r ,~t
One-hlllt 01 s(llIernploymcnt '.loll , ~~_
6olf.ortlJlloyed health InSlJIBnco deduction (see flaue 2') ~~~
Keogh ,ellrerl1en1Ill,ltl ond 6el'.onlpluyed fir P t1ed\Jcllnn _ ~L
Penalty un cady WllhrllQWAI of la....lngs. , _1~L
Alimony pallj lliKll"enl'& 55f' III> t9
Acjct lines 23i1l1uOll !l 29 These are YOUI lot81 edJulhn.ntl , , ..
Sublmllme 30 Irolllllllt~? tillS IS YULlI IdJu'lld O'OU Incoml Illtss Ihan '2~196 Ind I child livtd
wllh au ItH IhAn S900{) II I(MI1 dll!n'lhvIViith OlJj ,u "Iarntd In[IJmeCredlt" un a t17 ..
ell fju 11J1011
fonn 1040 (18141
31
u.J*1m.,,' 0' lht "'llI~t III
10,....1&1 "h..1IM "",It. ... Attach to Form H)40, ... S.. In,tructlon. for 8chedules A end 0 Fonn 1040 .
Nlml(l) .~~~l fonn '~ I/).. _ .7)
t:!M/? L:... An/) /I.PIT{}/ :;-; ,.v$V ELlA
"
Medlcol Cautlall: Do not mcludo .'ponso, ,.,,,,bu,,od 0' paid byo/h.". ,~ii~
ond 1 M.d,!!..1 o^d dental expenses (see page A-I), , " 1
Oenlol 2 [nlel amounl hom fOlm 1040,IIlIe 31. l_g.-L___._--1_ ~
Expenses 3 Multiply hlle 2 above by /,5% (,075), , , , , " 3
4 Sublloct Illle 3 from line " II hila 3 Is 1110/0 than line 1 enler -0-
6 State nnd local income lakes . _-.!__
6 Real eslate laxes (,ee page A-2) , , , , , , " 6
7 Personal property laxes, , . , , , , , , , . ,7
6 Olher laxes, lIsl type and ol11ounl ~ ",.(.~.~.iV....., ~'
6
SCHEDULES A&D
(Form 10.401
Toxes You
Pold
(See
pageA-' )
9
Interest 10
You Pold 11
(See
pege A-2,)
Nole:
Personal 12
Interelt II
nol
deducllble, 13
14
Gifts to 16
Chorlty
If you made a 16
gih end got.
benefit for It, 17
... p.g. A-3, 16
Clluelty Ind
The" loml 19
Jgb Elpenlll 20
end MOIl
Olher
MllCllleneoul
Oedudlonl
21
(See 22
pege A.5 for
eltpenaes to
deduct herel
23
24
26
26
Other 27
MllCllleneoul 28
Deducllone
Tolol
Itemlzod
Deducllons
~
,..
Schedule A-Itemized Deductions
OMO No 1&45-001.
(Schedule 0 I. on beck)
~@94
AttAchmenl
Sequence No 07
You, .ocl.1 ..curlty numb.r
: V f/ : .3SV,J
.......................... ............................
Add line. 5 throu h 6 . "'.,'..,,
Home mortgage Inleresl and pomls leported to you all fO'1111098
Home mortgage jnteresl not reported to you on Form 1098,11 paid
to the person f,om wllom you bought Ihe homoo see page A-3
end show Ihal person's name, Idenll'ying 110.0 and address ~
0'515
............... ......."...............
Points nol reported 10 you on Form 1096. Sea pa90 A-3
lor special rule. , , , , , , , , , , , , , ,
Inve.lmenllnlere.1. II ,equlredo ollnch Form 4952, (Sea
page A-3.) , . , , , , , . , , . . , , ,
Add linea 10 'hrou h 13, , , . . . _ , , , ,
GlftB by cosh or check. II OilY gift of $250 or more, see
page A-3, , , , , . , " _"",
Other thnll by cash or check, If any gift of $250 or moreo
Bee page A-3.1f over $5000 you MUST Olloch Form B2B3
Carryover from ptior year
Add IlneB 16 Ihrou h 17, , , , , , , , , , ,
200 Q::)
Casuall or Iheft loss(esl, Allach Form 4684, (See page A-4,)
18
~
I
:s;
:s;
I
~
~-
~
i1i!'i
~
;.;:*...
6
...~~ -----
~~~~
.'~ '
~.
I
""..,............... ~
...... .........,..li..
lax preparalion fees 21" __
Other e'penses-Illvestmenl, solo deposll boxo ele, Lisl ~!i".
Iype and ol11ounl ~.. lii,~
"" n
Add lines 20 through 22, , . , , , , , , 23
[nler amounl Irom fa,," 1040,IIIIe 31. L!iJ___--L__ ~'
Mulllply line 24 above by 2% (02) , , . , , . , 26
Sublrocl line 25 from line 23, If 11110 25 Is mora than line 23 enler -0-
MOVing e'pen,os Incufled belore 1994. AIIaeh Form 3903 01 390H. (See page A'51
Olher-lrol11 lISt on page A-5, list Iype and al110unl ~ .
Unreimbursed employ eo ex.penses-Job travel, union
dues, job education. ete, II required, you MUST olloch
Form 2100 or 2tOO-EZ, (Sea page A,5,) ~, ..........
28
29 I. Form 10400 I'"e 32. ovar $111 ,000 (over $55,900 II mawed IIIIng ..pareteIYI?
NO, YO. '" doduellnn Is nollllllile d. Add the omounls In Iho far ,jght column }
for I,no. 4 1t1lough 28, Alsoo onler on Form 1040, Illle 34, Ihe largor 01
thiS amount or your standard deduction.
YES. Your doductlon ma bo Ilf1llted. See H) e A.5 for tho amount 10 enter.
For Pep'Morl< R,ducllon Act Nolle" I.' Fonn 1040 In.tructlon.. eal ~jo lt330X.
~
Bch.dul. " (Form 1040) 1814
,'mlllon,'1 I;.nll'it..t/on Numb.,
I 13-'t11.t.
I 'mplflly.,'. n.m" .dd'Ui, .nd lIP HH~'
COMMOHWIA~TH 0' PINNSYlVANIA
.xrCUTIVI O"ICII
HAANII.UNQ PA t1"0
1"""1
f"1'I;
SUBJECT,
1114 tEOfOAI lAXABLf WAGE~
TO, CRAIG P DANELLA
907 BONNY LANE
MECHANICSBURG PA 17055
081-3-184-2032-' 12032
118-4'-3543 083325 081718
The amount of Federal Ta..bIG W.ge. allown 1n Black' of the attached W2 Itatemen1 for m08t employ.. may
dlf'gr from the amount 0' Gro.1 tarntnge you r.cetved durIng the calendar year. Any d1fference t. a
r.sult of one or more of the adJuI.men.1 ..plalnad and calculated below:
J' YOl' have any que.tlona, ple..e cOntact your Perlonnel Offtce.
. . . . . . . . . CALCULATION SUMMA~Y . . . . . . . . .
GROn EARNI NOS
MINUli,
, RETIREMENT PJCKUP CONTRIBUTIONS (Non Heart & lung, or Act 632/534 Earnlngl)
45,&89.20
2,279,50
I DUALli ,
FIOERAL TAXA8LI WAOES
43,309.70
...., 1:1'. t> .' eamp.,... on
43, lOt .10
. hdlf.1 Inco",. ,.. Wllhlt".
4,014,14
'grit 'UU!!tr "",.,1'
4'0'11,'0
. SUtl" 'UUllIy .... wl!hh,'d
'0118,80
i"lr.7;W'-;-',I'--'lld 1'''1
41.811,20
. M.dlu" ,n """lhh,ld
ee I. 04
."IPh'~"', 'IUi.1 I"U/ilr NUflIU'"
'''-4t-'143
ffi;;;;tt llC "'vm,nl
10 Ut..tlldt'" UI, btn,lil'
---.-....-..~~-~--- -~""---_..- ._..._--..,-~.~-----
ImPID..Y1t'1 n,m, Uittt. nliddl, 1'111
CR 10 P DANIELA
t07 IDNNY lANE
MICJtANICUUAQ
PA 170"
Impu'r" ..14",. 'II. IU' uo,
U lUll I r,;;;;-;;;;;;,. "'1,' If) N;;'"'
PA 11-117""
11 NIHI(/Hlli/ltd ,0I'f11
lJ BlII,lrll includ." In DOll
_..,,~, ~~~-_._._----
Ii ,,, hlllr. "11 8\1, \1
U V"u..d ,.'11110';
"lln
O.f."..,
Comtl,nl.IIOII
o [!J
D
., LI... w,,,,, 1'1' "I,
1.'d..l" "'IU'II.III.
1\1 I (,l lilli, 11'1"" 10 tut.1 ""ttl It',' .It
" lortl incom. u.
41,.UJO
',H8 44
UPPU All IN TWP, 41, ill', 20
4iIii:13'"
WI.' .nd h. 1994l0PY C
'''I...nt
rOM fMPlOYfl'~ AICOROI
'UI'I~'"' ., "I 'Uh'. I~l.",i '~'h' .'....n
IJ"'~ ". '... (jou'
"""',, (,OA\ n-If'l'lA I' '(HO"ll'd~~ O\"~'!U~Mn~ I",."
. Conlrol nWllhm I
---_.._--~--~--~_._- -,. '-','-.-.
b l'm$lloVOr'lldonhllCnhon IlUrnllOf
23-1647840
--------------,_._._----_.._..~-
~V""'j
. t.!~!11. !j'j ,~~ ~_~)l}
Copy C For ~MPLOY~ RECORDS (... Noll.. on baekJ
-- -.l-.w~~'s-,i.iS~ Oll~r O:;'l~' -...(.;; -2 -f~kJr~I-~t;i";:;;itd\OU
R507~ 50 ___ _____~Qli.!. 60_
J &....I"t t.!'i::\lf1fy ~i1YI'S <4 Soo,11 atx:unty l.,. Wllhho"kt--
,/
t [mll!uyMI naOlU, addr~u, alld III' COllll
St. Peter Lutheran Church
130 Nlttany Drtve
Mechanlcsburg, PA 1705~
I
0507.50 527,53
6 Ml"l.llc.1tO V.,lUOS 8rltj lips 'i--Mod.ui'OLil"Wiiiii;ld---
0507,58 123.40
7 li()(ltll!>l.qmlyll(lS '8 --Aijo"c'ale~pB-------
Q AdVilIlt:(1 fir: ,r.lynlt!nl '10- ()oPonlJ.)~ICa~o booorrtl
I
11 NunqlJ"IIII(~l pl,1"5 12-00~oi~is-includod ;, bo.. i
I
-.-...-------..---.---.----
13 Sl'Clnslffl for hOl I J 14 OlhCl
OPT 10.00 ;
-_..-- '.-~--'-'-------~...- -..--------. ..---
d [mployoo'IIOClal IOCUr1ly n~mbo~
108.38.9457
. (mployoo', namo, SCldfOU, and liP ~odo
t4ary J. Oant 11 a
907 Bonny lane
Mechanlcsburg, PA 17055
"&-t.;.i-i~i'-;r). (.~.w-1 r'~".)n L~"
'''l*'~'' P'~ 'It'
."
'....
SutJIoCiI o."1I1d
..--......
16 5Y-;---i'~;ploye~1> No-- t7Sl,-;-~lpfl'-' liS!lt'~I'1
. ~,~.I."."."......,.... ... ,8501...5,P;..", .~~~~1.9,
191~;'~htyrWTle 20 lo:;.al",.,.~ lit
W5 0507.58
.............
21l1Q/rc.onelu
85.12
......,.....
jW.2
Wage and Tax
S1alemenl
19'4
Dcpar1!1lont ollhe '''UUI)' -Internal Revenue 5ervlcI
Tfl,. Illlrl/l1li1hCln.s bC!1111IlllJlltfohed 10 Ihe Internal Aevenue SeJ'V1C' II you ar. flquned 10
Mo alai ftHurn, a neyltgt"'lrC 'l(-'Il,llly 01 ottlt'f unchon may be imposed on you If thl'
IIl(:OI1l(l IS lauhlQ find ~'n\J liI.llu I{'port_t
----- --- '-.- - - --. --- --
'j 1040
label
IS..
Instrucllons
00 ""g. 11.1
U.. Ih. IRS
l.b.I,
Otherwise,
please print
or type,
Prllld.nll.1
EI.ellon Cemp.lun ~
See a e 11,) ,.
1
2
3
4
Filing Stalus
(Sae page 11.1
Check only
ono bolt.
Exempllons
(See page 121
If more than six
dependents,
see page 13.
Income
Attath
Copy B 0' your
Fonn. W-2,
W-20, .od
1000.R her.,
If you did not
gal a W.2, .ee
p.g.14,
Enclose, but do
nol aUoch, your
payment Bnd
payment
voucher. See
page 33.
AdJustmenls
10 Income
III lIlSU"Orllr-'()otlO'''I'''D!'I''''.lntl"..~CI
I I\)O~, endIng .19 OMU No. 1&0.0074
Your 10cl.1 ..curlt)' numb.,
m i '18; 35"S,'3
8pou..', loc:lal..curlty numb"
JOg ;3l?i '1$'.5'9
For Prlvaty Act and
Paperwork R.ductlon
Acl Not/c., .e. paUl 7.
V,. No Nole: Chec/urIQ .Yes'
will nor change yout
ta.. or'ftduce)'OUr
~"fund
Do you waol $3 10 go 10 thl. fuod?, . , , , , . . ,
If 8 oint return, does your spouso wont $3 to 0 10 Ihil fund? .
610gla
Married filing Joint relum (ovon It only one had Income)
Married flUng &eparale relum. Enter lpOuse'l soclallecurity no. above and luU name hef,. ..
liead of hou..hold (with qualil)'lng pe,.oo), (S.e page 12,) IF th. qualll)'log persoo I. . thlld bul nol you, d.pelldeolo
enter this child's name here. ..
Quallf In widower with de endent child ear to use died.. 19 . See a e 12.
Your...U, II your parent (or Bomoone else) can c!alm \'JU as . dt~~ent em hili (If hftr tall: }
return, do not check boll 6a. But be sure to Check the boll on lin, 33b on page 2 ,
b S u'., , , , , , , , . . . . , . . , , . , , . . , , ,
c Dependents: III ependenl'lloCl.1I (3) epend,nl'l 14' \l 01 moothl
III F I l.,! name secunty number II born ,,1,lIonsh,p 10 Il'rt~ 111 yOur
Irs n.me in 1995 nt , e 13 ou hOmt 111 199~
~~~t ~~'~ V ~~': :t
I
d IF your child didn'llive with you bulls claimed II your dependenl under a pre.tD6S.greemenlo check hlle . 0
. Total number of Illem lions claimed , . . . . . . . . .
7 Wage., .alarles, !ip.o .It, A\I.th Fonn(.) W-2 . , , . , , .
8. r...bl.'olar..llotDme (.ee p.ge 16), AIIach Schedul. D If Dv.r $400
b T......mpllol....1 (.a. pag. 16). DON'T lotluda DO Iin. 8. 8b
D Dlvld.od locoma, AIIath 6chedula D If over $400 . . . . . .
10 T8.Ilsble rerunds, credits, or offsels of Btate and local Incomewes (lee page 15)
11 Alimony received . . . . . . . , ,
12 Business Income or (loss). Attach Schedule C or C.EZ. . . .
13 Capllal g.lo or (10'.). IF r.qulred, a\lach 6chedul. 0 (..e paga 16)
14 Other gains or (losses). Attach Form 4797, . . . . . , . . . . . . .
16a To'alIRA di.lllbulioos , l~_ ----.l~ b rO.bl. .mounl (... p.g. 16)
16a Total pensions and .nnwlles ~ L--1 b rpable amount (SH page 161
17 Renlal real estate, royallies, partnerships, 8 corporations, truSII, elc. Attach Schedule E
18 Farm Income or (toss). Attach Schedule F, . .', , . . . , , , . . .
19 Unemploymenl compensation (see page 17) , I . . . , . . . . , . .
20a 60clal ..cuolly be".",. 120al -1-_-1 b rosbla .mouoll... p.g. 181
21 Other Income. Ust type and amount-soa page 18 . .... ... ......... ....... ..........
22 Add Ihe amounts In the far rl hi column for Unes 7 throu h 21, lhllls OUI total Income ..
23.s
23b
24 _________
~ ____..___m__
28 ____.________
21 _____________
.1!._
,......'"
U.p..'Itl."1 ullh. 1'''..Uf)'--lnl.'II.1 'IOV8nUII n"'vk:.
U.S. Individual Income Tax Return
~
~@95
rOf the year Jln. 1-Dec. 31.1995, Of olhef lu ~t1a' heglfll1lng
L
.
b
t
L
WR 196-48-3543 108-3e-9457 528 10
CRAIG P & HARV JO DANELLA
907 BONNV LN
. HEeHANI C5BURG PA 17055
1-----
R
S 10
H
t
"
E
6
6a
23.s
b
24
25
26
27
28
29
30
31
Your IHA deduction (see page 19) . , .
Spouso'. IRA deductlon (seo pago 10), ,
Moving 8llpenses. Attach Form 3903 or 3903.F
One.half or self'ernploymonllall ,
Seff-employod heallh Insurance deduclion (soe flage 21)
K.ogh & .alf-employed 6lP plao.. If 5lP, chock ~ []
Penally on eSlly withdrawal or savIngs. . , , , .
Alimony paid. flecipi('fll'l fiSH" ..__u.i _._.""'_.;_~______._
Add lInes 2Ja Ihrou h 20. Theso QrB our total Bd ullm.nt. , , . . ...
Sub""II"e 30 I,oml,,,. 12 Ihi. I. YOU! .djull.d urelllnc.m. II I'" Ihln 126,613 .nd . [llild lived
wllh au less than $9.2JO III thlld didn't Ii'fe wllh QU), see "Earned Income Cledl'" on pa . 17 ...
CII. No "310U
tlO.lllbOI"
chuk" on II
In' I.
No.ol.our
IlIlIdren.nle
...he:
.1I0'.UII.ou
. .1_n'IUn ...1Il!
,ou .U.ID
'I'ore. or
I.,.rallllllll.
,.,.14)
O.p.n',nll.n Ie
nol.nl.re',bo,,_
A" numb."
lilt.,., '"
IInlt 'b.,. ...
SS:3S'
D
10
tt
12
13
14
!fib
t8b
17
18
to
20b
2
22
31
5'"5 '1'/.5' 01
rurm 1040 tHN'-.'
z.
2...
--:J
o
"
, SCHEDULES A&B
(Fonn 1040)
[}ep."m.nlol the '''''\If)'
"'1..l\&In...........6~k. "1
N.me{11 ~lo.....n on fOlm 1040
Medlcol
and 1
Donlol 2
Expenses 3
4
Toxe8 You 6
Paid 6
IS.. 7
p.g. A-I.) 8
Inleresl
You Paid
IS..
p.g. A-2)
Nolo:
Perlonal 12
Interost I,
not
d.ductlbl., 13
14
0lft8 to 16
Ch8rlty
It you mad. 8 16
gift .nd 00\ .
benent lor It, 17
.u P.O. A,3 18
Cllullly Ind
Thill LOIUI 10
Job E1penl.. 20
and MOil
Other
Mllcllllneoul
Oeducllonl
(5..
p.g. A.5 lor
8Jl.peflSeslo
deduct here)
23
24
26
26
Olher 27
Mllcelleneoul
Oeducllonl
Tolal
itemized
Deducllon8
""'" --
Schedule A-Itemized Deductions
(Sch.dul. D I. on back)
... Attach to Form 1040. ... See In.tructlon. for Schedul.. A and B
/'"
e.utlon: Do nol Include e'pen,e, reimbursed or paid by olhefS ~-"
Medical and dental exponses (500 p'oo A-lI ' 1
ElIlel am'ounl1,01\1 fOlm 1040, IIOe 32, I 2 I ~
Mulllply II no 2 abovo by 7,5% (.075), , , , , " 3
Subtract llrle 3 Irorn hne 1. If hne 3 is more than hne 1 entor .0.
Slale and 10callncol110 "XOS 6 ---.a/
Ro.1 esl.la taxes (see p.oo A-2). , . , 6 -L
PC/sonal proporty laxos, , , , , , d
Olher taxos, lIol typo and al110unt ~ ,~f~ .f'f!IV.,. ~~
B
o Add lines 5 "uou h 6, . ,. ""
10 Ilome mMgage IlIlerest and poinls reporled 10 you on [or1111098
11 Ilame mortgage inlo/esl nol reported 10 you on FOIm 1096.11 pard
10 Ille person from whom you boughl the home, 6ee prge A.3
and show that person's narne, identifYing no., and address ...
Points nol raported to you on Form 1096, Sea page A.3
10r6paclal rules, , . " ..""" 12
Inveslmonllnleres\. II requiled, attach Form 4952. (See
page A.3,) , , , , . . , , , , . , , ,. 13
Add IInos 10 Ihrau h 13, , , , , , . , , . ,
Gilts by cash or check, tt you made any gilt 01 $250 or
moreo see pags A-3 , , " """,
Olher than by cash or check, II any gilt 01 $250 or more,
sea paga A.3, II over $5000 you MUST att.ch Form 6263
Carryover from prior year
Add lines 15 thrau h 17, , , . , , , , , , ,
220
OMU No '64&.0014
~@95
Allachmlnt
6oq"""" No. 07
You, locl.,..curtty numb.,
9, : $-'fJ :.5'sy..j'
12-
28 Is Form 1040, line 320 OVOI $114,700 (over $57,350 ,Imarned I,hng separalely)?
NO, Your deducllon IS nol 1lIlllled. Add \he amounls In llie far ,Ighl column }
lor hnos 4 tlllougli 27, Also, enlor on Form 1040, I,ne 34, llie la,ger 01 ,~
this smollnl or YOU! filandard deduction.
YES, Your deduchun rna be limited. See a 8 A-5 for the nmount to enter.
tor Paperwork n.ducllon Act Nolle., "' torm 1040 Inllructlonl, Cat '40 lUlUX
21
22
Casualt or thelt loss(es), Attach Form 4564, (See page A-4,)
~
~~I
,~"-~
,"'~
20
21
'*'~
~~
~~,~
22
...............
Add lines 20 Ihrougl, 22 ' ", 23
Enler amounl\roOl form 1040,IIOe 32. L!~L__.____..J.. ~"i~
Multiply line 24 abova by 2% (,02) , , , , , ., 25
Subt,acll,na 25 \rom IlIle 23, II line 25 Is molO Ihan line 230 enter .0-
OlhOl-\rOI11 1151 on p.ge A.5. Lisl type and amount ~ ....
Unreimbursed employee expenses-job travel, union
dueso job educalion, etc. II requlredo you MUST attach
Form 2106 or 2106-EZ, ISee paga A-5,) ~..
lax preparation fees
Other o)(pensos-lnvestlllont, safe depOSit ball, elc, List
type and amounl ~.
Beh.dull A IFonn 104011"e
I 1'n,.. IIrl, l'U'I" LaI1'lP.n..~
41,730,77
i Ii'H,.1 lUll' lit II'o-IIIV"
48,137,82
i""'\
. "d,,,1 IntO,n, ,.. wwllht'l,l.
4,400,31
23-2172288
~"I r.n", 'dd".., .nd liP tad.
CONMONWEALTH OF PENNSVLVANIA
EXECUTIVE OFFICES
HARRISIURQ PA 17120
-----.
4 1i0(1.1 UtulIly till ~Ilhhlld
2,884,66
SM";7t;iI,.-';';;;~'"nd . 'I"
41,137.62
ti'it;;;;tTi"{;t7't It'I"'
~-_.~_._- -.-----
6 M'd'fllll!all 'il'lrllhlll'lj
OU,06
nlployn', lUll,1 lUIlIII\, t-lUlllht.
180-48-3143
lp illl'.nd'"l t", hell"nt
mploy..', n'MI, II...., hlHhtt. lul!
CRAIO P DANELLA
----.....---.--.-...---
II N""IlIl~ld"HI ,>Ill",
11 U"'I.l,,, IflclulJed 11\ 0....
I' li!!\' I'l~lrt I", llln \)
----.._-- -----~-
II UH..Ud rln"on D,l'lI'd
""n (omp.n"l,on
0 QJ 0
lllll.rll lI'o-'gu "1'1 ." II IOf.llnttllll, '"
446 CLOVER ROAD
ETTERS
npfo~.,.1I.jIdllu 'nd ,'P (Ud,
~,,~.I.~",~I (mplu""'-I tI,l, H> f-1n
"ld,1I 'h'Il". I'll III 18 fit,lr 11l11Hl'f lh 19 IIHIIIHt fllll,,-
PA
23-2172288
41,137,02
1,347, U I
LOWER ALLEN TWP
14,133,12
141.32
'1m W-2 Wag. and T._
Sht...nl 1996copv 0 - TO OE FILED WlTtt EMPLOHE'S FEDERAL
OBJJnl
t'tt.,,~ 1"1 ~I ,.. '''!w'W I~'"",, "'~.' ".'U
T~~ ,.~~tr!P.~~ It"1 ,.,~~.',:'~. :""~"I~~~~ A","~, h""1f
(J01710 081 184 12032 19fj-4B'3543
..
. COlllfOl numvel
Copy B To Be Flied with employee'e
FEDERAL lex relurn '
tlt'ii :'MI"""'~""'''IOJfl,'~\7I.~ Ia. witt
b2T!m')~~~"cai;u" ,,"ml>...
(JM/l ,~" lq', !~~'b
t Employ.f. fl.rne. .ddfeu, I'nl! liP ulde
St. Puter Lutheran Church
130 Nlttany Drtve
Machantciburg, PA 17055-5594
3 SO<:lOllvnllllyv.Il\Jllli 4 8octalucUr1ty l.~ withheld
9626.08 596.02
I ~&'~ot:O~UU' ."" 1,1" 1 Mrf~~.~'jjw.liljieki ---
'"_._._---~_._.
1 (;ow:l169("tJnly1Il'l 1 .lllac.I.d 11')1
( .'ll*, NYfIIf"ll io h.;~i1d;;iltit;benem.-~
11 NUflqua!Jfled plnnli 11 -H"fl~i;i.j,~dudedkltXJ.'I'-
13 hf-!U IIl!;tf' Il)f ho. U 14 ()ltJ,,,
OPT 10.00
"
~--~----~-.. '--:--'--~--, .
d ffm~Y~'~ 01~~8curl'Y fJunlhfH
--".-.... --"-"___'__'__n___..__<
e. fmplo~,," "tl.n., 'dg'f" Irlt' liP (-'Hlg
Mary <1, Vlnlll a
907 Bonny lanu
Mechanlciburg, PA
17055
I {;hl".j'_"l I~U""'l '_-,I
.,,,,".,,ftI' I'"
l~~
,,,
1l"'1r.1
t,,~,
l~t'IlM
.....-
'"~'""""~'_ [1r1r.W rt4:!\"j
18p~.
,I
tit 1111 dM~ l"llllfi] iO ('.Ill U'It' ,,>\ 'I!
9626,011
--- - --.-, ,~-
1Jf'I'il111Iill!\1 !II Ill" llIlIUI!Il'r Illlliff;11 fHl~IlHll' &111,'1(:,
It-ilUl'w,;-~--.'
96.31
~W.2
Wage and Ta.
Slalement
1995
1111" UIII'/lllrih('fllfi t<t!II'U 11Iffllli'l...l 10 If'IIIf1lt''llal HUytiflU, &eM.
~
"'"
----------'-~---------------------------------
j 1040-V
OMB No. 16"5.0074
',' ... ~. .'-..-..- .......-
.,.......... ,,,,""',, . ....
...."-.........
'.f
2 81 '~a?,
~ (j'r.W .'1'. !:".lIIrl4,
I .~I~lfeL. ~rtX~~#{/f4L
, "" /l!,/IIE. i 30 JOt,'
1-.------- ---'.
! FARMERSII /9f,-'IB-3S<t3
I..,]~I,,_.., "fAX y(;I,( /99S
3IJGJtI- - _. __..
1:0:11 :10 I, ? WI: II' ~ ~1":l0? :1511'
")I"
r/. }t
$
9. 3u
!1:.!.'113
313 .
mom
l.WIt
oS fl<tJ /c c:..
lJi1.fJJa1 m 1:'.':',"
~/ ~d' w
O~Lll
. ..-",
Payment Voucher
~IID.&
o.partmllfll of the 'f'"1If)' 1'1 .. Do not .t.ple or attach lhl. voucher or )'our p'rm."' to your r.turn.
III'trNln.vtnl,l.&IfYIU
1 Ent.r thl ,mounl of thl p'}lm.nt e Enter Ih. 'Itll tOUf lell.,. of VOUI la,1 nlm, II Enl', your IOCI.lltCuflly number
you 1ft m.klng
~ $
4
Cf.30 ~_tUJE ~ '_L.rJJL!'1B!3S'/3
I En'" YOu' n.ntol') tJ /J1.. '" .A. ( " / /..
e tfAi& L r r..;c!fi'1/ ~ ..1.1nvO /'t.
Enlt9~ ';"'6VVN Y <'A-:C
Enter your tlty. ",II, ,nd liP too. ./
flJ~CW/\lI(rL'f,V?r 7r?, /-;J.,J:/
e,l No. U690Y
,,! 1040
Label
IS..
palilft 111
u.. th. IRS
l.b.I,
Otherwise,
please print
or Iype,
P,"ldenllal
[lacllol1 Campaign ..
See a e 11 ,.
1
FIling Slatus 2
3
.
Check only
one bOlt
Exempllons
If more lhan 6i...
dependents,
lee the
InllructiOl18
'Of Un, 6c.
Income
Altac:h
Copy B of your
Form. W-2,
W.2G. .nd
l099-R her..
If you did not
g.l . W.2,
lell th,
instructIon.
'or linl 7,
Encluse. but do
nolltlach, any
pa'r'lIIttnl. Allo.
p/un enclose
fOlln l00l0.V
(uethe
lnlll\Jl:llonl
'Of hll.621
AdjUsted
Oron
Income
..-.
u:s'.ttli~\dil~ltdualnll~Y~-~;~'~.IT;~.'R~~~;~. (0) tu~)96
t", Ih", \/11/I' Jlln 1 O.c Jl. 1996, or oHIIl' I~. \,U' 1!"""'"1119
f",
1Il5 Uu o,';~ . (~" ~,'t ....,. O' I!'(:" tI1 lh.. Ill'C'
.1996, .ndi/lQ . _1,9 ,OMU No 15"'.0014
i~'~; ~;;;.i";~w numb.,
_L'i~~!ffi;J..)-,{3_
!illou..', locillucurtty numb.r
_L(}~"JS" 9'fj7
for help rlndlnG Iin.
Inltruello"I, I.. pag..
2 and 3 In the booklet.
...........,.... ."
22 Ad~.!!.!..a.~!I!;lLl/lts In Ih! lar r!5J..~11 (Oh.Jrlll1 Itlf Ii!l,)! 7ItIIO~.llh 21 nus 15 0111 toll' Income .-
23. '(Dllr JHA ded\/Ctlorl {see IllslrtKlIof\sl
b Spou5e's IHA duducllOIl (s('., II1Stfl.Jf.lIUIi~J
24 MO....Ulg l!ltpenSf!9 AIl.lch rOlr11 J!JfJJ or ]~}(JJ f
25 Oneil"" 01 S{lII-e1nployrl1f>I\II". Alladl Stflf>lllJle S[
"ltIlfll1 18 undef 28 l~elf'eflll,ll.lyt'd Iwallt! I/lSlIHH1C{l dt'JuL!ll:n/Sl!6 IllS I I.
a;'8.4':l') (ullder 27 t([Ouyh & !:It!11 t!lIlpfUYl!(j SEP pliH1S 115[1', tlit'( It .. (.J
IY,500 I' . dlll(f i'8 , onally UII eilrly .....lltHllih"i11 0' -'ilvt!1\J'l
dll' llollllr8 Vollh
20 Nlfll!IIlY Pil:Ej 1if""I'It!I;n SSN .
YIlt/I. liI!lt lhe
ItIf;tflllll\lfllJ 'Uf .10 Ad'l hilI'S [Ia IllfOliytl 29
~~~jL~~_}~~~.::_~"~I~~T'!.~~~nrllllllR 2;' TillS ~~~~_~~~!!!.~~~!!~8
fur t'rlul:V Ac;t .nd PRI",wlltk n,dudiu/1 Act Null(:" 18. pIU' 7
WR 196-48-3543 108-38-9~5?
CRRrG P & MAR'!' JI) Of1NELLA
QO;-' RONN~' t N
NfCHflNICSBURG
528
10
I
R --.-
o
S
PH 1,055-5806076
00 ~ou WUIII $310 go to IIl1s 'unit? ,
II 8 ;01111 lelurn, does yow SpOl/Stl wanl 53 10 yo to thiS fund? ,
V.. No
X
X
Nott: Ch.dmg
.~"I. WIN nor
chMlQ' your r.... Of
"duff your f.ftJnd.
Single
Mnflied fIling joint return (even If only Olle had 1I1corne)
Mar/lcd fllmg &fparate rel\lrn. Enler spouse', social secUrity no. abo~e and full name here ..
Head 01 household (with qualifying pmson), (See jnSlnJclions) II the quah'yiflg person 1& a child but nol your
depend en I, enter Ihis ctllld's name tlere. ..
OUit!1 III widow{er) will1l1t'p~ndefll child ( oar spouse died'" 19 See inlhuel/on..)
6a [lYYo~lI"lf. If your parenl (Ot someone elsf') can clalrTl you 85 a depenllenl on his or her lax} HI. 01 hu.
rclum, do not t'heLk bor. 6a, . . . . . . . . . . . . . " chuhll 011 ~
b ~.2~I., . , . . '_' . . , . . . . . . . , . . . . . ., ~:~::;o:;d n
c Oependonts: m Orptlnderlllloclal 131 Olp.nd'Ill'1 1(I~o 01 monlf'll chUdrlft all 11111
UClIllty numb'f II born ttl.IfOO5hlp 10 !Mil III rOUf 'e ...ho:
L1IFifSlnlm. ---!..Ulfl.1Ol. In. ee 1996 st.lOl' au hom'lfll'9f .Uull.Uhfllf 2
---'M1l,;'J Da.ne! _.ill '4'1 :0" ON 1~. dl".IIl"'lIh
-1"j.nd.sQ.v-1Jarle./~ :J.O'L,',7o, ",.7'-',)- lllL" 12 ,"d., I. dl.....
--------r' 1/ tI,,,,II01'
IlfllnllrucUolIll_
O.,.nllllll' 'Illc
lIol,"I'''II.~OVl_
Addnumhrs
11I1".tlOII
IIn".baw."
7~
5
d Total number 0' elempllons claimed
7
Wages. salaries. tips, etc. Atlac.:h FOfff1ls) W.2
Tsubl. Illlerest. Allach Schedule U If Direr $.too .
Tn....mpl interesl, 00 NOT include on line Sa
O,vidend income. AlIach Schedule B If over $400
Taxatlle refunds. credlls, or offsels 0' slale and local incorlle laxes (s8e instructions)
Alimony received
BUSlf18SS Income or (loss). Altaell Sctledu1tJ C or C.EZ
Capllal gilln or (loss). II requited. Dllach SchedlJle 0 .
OHler gal/IS Of IIosses). Altath Form 4797, . . . . .
lol.IIHA doslrot>oho"., , 1.15~.... .-.----.l.--.~J b fa_allle amollnl (see initJ
Tolal penSions and annuihes L~~a ._____ .___ __.oJ b la'alil amounl (see ms1'
Rental ,pal eslale. royalties. pm1nershlps. S cu'puralrons. l/\lslll, elc Altach Schedule E
FAf(J1 Income or (loss). AHarh Sd1eLlutl! r
UnemploYInf;fll (.ompensallull . . , .
Social fotKwlly llt~n[Oflls ,l~_l!.!l_~___ ___.L_'_J b ra-atJI81Il1ounljse6lrlsll
Olhf!r imoffl6 llsllype and arnolJl1l.---tHHl II1!ihlH.:IIOflS .......................
5_
~~
8
10.
11
12
13
14
15b
15b
17 ___
18.._.__
..!t. .....
20b
S_
b
8
10
11
12
13
U
15_
15_
H
18
18
20_
21
Sb
.!~-
!~~
!1.
25
g~-
.gL
..?8.
l!L
.
-~-
31
I
t,lI'" 1040 f19961
-----'---
t. 011 t~ II I' II ~JlI
'Foml 10-'0 118~1
Tax
Compu-
tation
If you wanl
1110 IRS 10
figure your
tllX, lee the
Instruclions
lor IIno 37,
Credits
Other
Taxes
Paymenls
Allaoll
Forms W-2.
W'2Go 8fld
1099.R on
thelronl.
Relund
Have it sent
directly 10
your bank
accounl! See
inst. and fill in
60b, c, and d.
Amounl
You Owe
Sign
Here
Keep I copy
01 thlls relum
for your
records.
Paid
Preparer's
Use Only
~
~
p.g.2
32
33a
Amount from hno 3\ (adjusled gran income) . , . . . , . . ,
Check II: 0 You were 65 or older. 0 Olint.J; 0 8pouII was 65 or older,
Add the number 01 bOll:u checlllJl1 abuve and enler the lolal here.
o Blind,
~ 33.
32
34
b II you are married filing separalely and your spouse Itemizes deductions or
you were a dual-status alien, seo Instrucllons and c.heck hero . ... 33b 0
( Itemlud deducllons 'rom SchetJull! A, line 28. OR
Enler Slandard deduction shown below for your Illing alatus, Out sce the
'Ihe instructIOns II you checked any ball: on hne 3Ja or b Dr someone
arger 'can'clalm )'ou as a dependent. .
of
your: . Single-54.000 . Married '1Iing joinlly or Qualifying wido......jer}-S6.700
. Head 01 househotd-S5,900 e Mamed filing separately-$3.350
Sublract line 34 'rom lino 32 .
If line 32 is $88,475 or loss, rnulllply $2,550 by Ihe lolal number 01 ell:emptiona claimed on
line 6d. Utine 321s over S88,475. see Ihe worksheet In the inst. ror the amount 10 enter
Taubl. Income. Subtraclline 36 from line 35. Uline 36 is more than line 35. enter -0.
Tax, See inslructions, Check I' total includes any tax trom 8 0 Faml{s) 8814
b 0 Fo,m 4972 . , , , , , . , , , , , ,
Credit for child and dependent care ell:penses. Attach FOfTO 2441
Credit for Ihe elder'y or the disabled. Allach Schedule n ,
foreign tu credit. Attach f::onn 1 t 16
Other, Check illrorn I 0 FonH 3800
cD Fo,m 880' d 0 Foom Ispeo,fyl
Add lines 39 Ihrough 42
Subtraclline 43 from line 38. II line 43 is more than line 38. enter -0- ,
~
]
;Jc>
35
38
37
38
39
40
41
42
43
44
45
46
47
46
49
60
61
62
63
64
~
66
67
66
69
80.
~ b
00
o
b 0 Fonn 8396
39
40
41
~
42
Sell-employment tax. Attach Schedule SE .
AlternatIVe minimum tax. Allach Form 6251
Soclallecunty and Medicare tall on Up Income nol reported 10 employer. Attach Form 4131
Tall: on qualified retirement plans, including IRAs. II required, attach form 5329 ,
Advance eamed Income credit payments from Fonn(s) W.2
Household employment laxes. AUaeh Schedule II,
Add lines 44 through 50. TIlis Is your lotal tal ,
Federal income tax withheld trom Forms W.2 and 1099
1996 estimaled tax payments and amount applied Irom 1995 return ,
Earn.d Incom. credIt. Altle" SChedule EIC il you have. Qualifying
chIld, Nontaxable earned lflCorr.e: amount Ii'- I I I
Bnd type Ii'- ...... ..,. ..................... ...................
Amount paid wilh Fonn 4868 (request far eJl:tension) .
Excess social sec:urHy and RATA lax wilhheld (see inst.), ,
Olher payments. Check If 'rom 10 Form 2439 b 0 Fo,m 4136
Add lines 52 throu h 57. These are our total a menta
43
44
45
48
47
46
48
60
51
~
, ,~
If line 58 is more than line 51. sublractline 51 from lin. 58. lNs is the amount )'ou OVERPAID
Amoun' ollino 59 you wanl REFUNDED TO YOU, , ,~
Routing number ~ c Type: 0 Checking 0 Sa'v'ings
~ d
61
62
Accounl number
Amounl 01 lone \9 YOII Wlnl APPLlID 10 YOUR ln71S1IMAlID TAX ~
II line 51 is more lhan line 58, subtract Une 58 flam Une 51, This is the AMOUNT YOU OWE.
For detaIls on how to pay and use Form 1040.V, see In'tructlons . . . Ii'-
63 Eslimaled tax penalty Also include on line 62 . 63
Under pen alii" 01 PlrJury. I decl'll that I h'\l1 ...mlned IhlS relurn Ind accompanyl"1J s.ctl!tdu1es and 1I,I.menll, Ind 10 Ihe btll 0' mv know1~g. and
beliel, they IIf lrul, conecl, Ind compl,te_ Decla/ltlon or P/ PI/.rloth., thin IlJip.y.r, is bU4Q on alllnlo,mlllon 01 which pr.pa,.r h.. any knowl~..
~ :"~<d~-
~ s O\lse', s'r II 'Ioml "rum, 80TH mlJSI !;IC1"
P,epllrlll'S ~
SIQn.IUfIl ,
F,ml"".me!Or yOlJr, ~
" S811'empltJ)ttll and --------
add''''
o,,~
)//1
Your occuplhon
11,,0../
st
5
?
(ul
Spou,.', lX(up.l,on
PI.P".", ,ocl,1 ",unly no
Ie - TI!t1 eI. "
Check If
s.I"'ll1p!o~t<J
EIN
ZIP eodl
o P""I-.dott'.q1:J-.djU,,,,
'\J.~P,.~orao.: '__607'111
'SCHEDULES A&D
(Form 1040)
D,p.""''''. olt'" ".n"'~
1"...",.R......., S..~ol. III
N.~'l sho""," on ftlln1 IC40
Medical
and 1
Dantal 2
Expenses 3
4
Taxes You 5
Paid 0
IS.. 7
paOI A-I} 0
0
Interest 10
You Paid II
(S..
paOI A-21
Nol.:
Perlonal 12
inlerest is
nol
deductible. 13
14
Gifts to 15
Charity
II you made I 10
O,h Ind gal a
benefillor It, 17
.ee paOI A-J 10
Casually and
Theil Lones 10
Job Expenses 20
and Mosl
Olher
Miscellaneous
Oaducllons
21
(S.. 22
page A.4 lor
..penses to
deduct hel! I
23
24
25
20
Olher 27
Miscellaneous
Oeducllons
Total 20
Ilemlzed
Deductions
""'
"'"\chcdule A-Itemlzcd Deduc\IonS
(Schedule 0 lion beck)
OMU No U"S.OO'.
~@96
.AU.ehm,nt
6tQu'l\C' No 07
Your ,0cl.1 ..curity numb.,
/9t,; 8'; 3,:t'l3
.~~~
~~~
'2:.{~
;~~';:
,~'&"i.'
.. Altach to Form 1040. .. 8.. Instructions for 5ch.dul.. A and 0 (Form 10"0).
Crou.;J P. JO DCHlella.
Caution: Va not mr:!ueje e..penses r(>lmtm(sed or pald by orhers
Me~'cal and denIal expenses (see page A-I) , ...!
EntEl a/11oul~ trOIll FOIIll 1040 Iroe)1, LJ! I L ?:.,.:':
Multiply Ilna 2 abo'o by 7,5% (075) , 3
Subtract Iloe J from hne 1, If IIn9 3 15 more than hne 1, enter .0-
-L~
o to
7
Stale and localltlcome ta..es ,
Ileal eslala la'es (see paye A.21
Personal property talles . . . . , .
Oll1er la'os. LJsllype a"d amou,,1 ~ .I.ir~J. .T~
.C'!'.~.~,?'?h~",,,J P,.':V'. ,,/,:1. '!i,,$'.O ,..,... "...."
Add trnes 5 1I110u 11 0 .
1I0me mOlloaoe inlele!1 and pornls lepolled to you 011 FOI/11 1098
1I0me mortgage Inlerell nol reported 10 you on FOI/111098.11 paid
to the person 110m ....hom you boughtlhe heme, see page A-2
and show that person', narne, Idenlif)'lng no.. and address lIP-
Parnls nol repMed 10 you on FOlm 109B. 5e. page A-J
for specIal rules. , , _ . . .
Inveslment Inlelestll requored, allach FOllll 4052, (Seo
page A.J.) , , , ,
Add trnes to Ihrou 11 1 J , ' , , .
Glhs by casl1 or check, II you mad. any gift 01 $250 or
more, see page A-]. ........
Olher Ihan by cash 01 ctlOck. II any g,lt 01 $250 or mOle,
sea paga A-J. II over $500, you MUST allacl1 Form 02BJ
Carryover frem pnor year
Add trnes 15 Ihrau h 1 7 .
Casualt or Iheft loss(es), Allacl1 Form 46B4. (See paga A.4)
Unreimbursed employee e~penses-iob travel, union
dues, job educallon, ole II requored, you MUST allach
Form 2106 or 2106-EZ. ISee page A-4) ~..
.......1
JO
:-,:.......,
~,~$;
~~~
....,~,~,
:\~~~
,....'.~"
,.",'
~~;~'{:'.
-11.
12
13
:\~~
15
~~~-g
10
17
,~<~'
~:~
.~~~Z
~1
20
21
Ta.. preparation fees
Other e);penseS-lIlYestl11erlt, safo depOSit 1)011, ete List
type and amount ...
22
Add trnO! 20 Il1rouyl1 22 , 23 ---
Entel a/11oonlllo/11 FOlm 1040 lone 32, l1~_L-___--1_ 7)X\'
Mult'ply lone 24 abo,e by 2% ( 021 25
Subtraclllne 25 hom Ilno 23 II line 25 15 more than hne 23, elller -0.
Olher-hom list un page k4 List typu and amount ...
30 ,;J,,(,
)..S dO
.~
~~@
",.
,
~
~.
f..~
~~,
10
5:1.5 00
10
~:'.;'"
If
~
~*~
~
.
~~~
.::~:-'....,
:'~~.~
~~*'
~}~~-
'~:k"
~~?$
~....~:<::
~....,,,-:-
-~.-~~,
:~~~
::;.~~'-':
<'::;:':~.
;.;.;:.)\~....
20
27
Is Form 1040. line 32, over $117,950 (over $511.975 Illllameu I,ling separately)?
NO. Your deducllon IS nol !lm.led A(jd the Jmouf115 In the far fight column l
lor tines 4 ltlfouytl 27 ;\'Iso. enler on rorrn 10.10, line 3.\, lhe larger 0/
thiS alT10unl or your standard deducllon
YES. Yuu' deductlo/l !nay tl8 Ilmlled See fJ<1~e A.5 for lt1B arTlount 10 enler
For Pep.rwark neductlon Act Notice, u. Form ,().W instructions.
(,)1 tlll I,ijI4t1:
~ J!},o 0 'i1 Cf I{fs, 03
'.'.""~~m
'-:..'?~\~%)~"~~ '\. ~":
-' . ", ,,,,,,~-~~ ~ -.;",""
Schedule A (Form 1(40) ,eM
, ,
,...dti."'\
~
o. .
If 1',lj
· i I e!~ ,.1-1 ~ II J ~ I J
f r 11 ~ I i, I i € ... r' -"-, I J
i J ~ ,'" Ii'! ~ h f ~ t
! ~ i . ~ .' 11, l! J-~,~.2, h l~i ! i
~ j I t 1 ' J I i A Ii ,--'-1 !
~m' f ~ f fi! f ~ J: I ~, I
5~ I J ~ I ~ J I I JI ;~." j
po M In ... . E- D _______"__.__~. 'M!
t \II:
~.... :
, :
--~-'-' E
wlil
f .:
tl5 ,.
ll:il II
~ :
-.."-t." , ...
I. ~
, ,I)
J
I
.
I
~
~
III
III
is J, ~
I 8 ~ I ~
~ !ef . ~ f
, I !' t v~ lItui
01 I fe,'1 ~~
I h, ~!i !t,~ Ii N
] l~} lii~~ J~JI ~~ ':: ..
". _______.___.., !..._."~_.~__ WIg"
. .. u
,,... . fl ... . . II
, ,
~
,....
, .-
P 18 ;! (') 0 j J
~I~r~ " N II .(')
I J , 1.1
N J J
,
I I..,. .... I ~I'
I i a J 5
j " I I
J J I I j ~ N:
~ ....:
tJ h I 0, :
.0'
.. . .. .. D II . t ('), II
~ " 5 ..,.' I
I ~ 1'1 ..
ir ~ ~ ~ ~ 0 I
0 A Iil , 11
~tOfO ole , -;- J I
p 0 I. I !
BI~ ~t~J I J ,.
) J i i j
1,1 J f i I i .. :
~
J n . ..,.: ~
0'
~ .. VI .. II .. P c.l :! I ':
.. OJ:
I 0'
J ',I:
~ l!
(;'1: E
I. V ..4:
~ i 0:
f 0: I
('),
- I() I() ..,.:
~ I() III . 1':
0 0
I H I' ~ I' ..
~ ~
~~ ;, l ..4 I
~ ..: !
I I n. ! 1
~ffi hli ~~ 9 [::1 n
-, I
I C'I:
~r ~ I;;;(~ ~~ i g,
....'
l!l ~~ nw :1 ,: N
L1l r-f:
N I
-j - .
~(') 'ar.~ a ...:
.. N u \! n., UUOj
II ! i
! I ! I
H i~ ;; i
J. ri i J
I'll:,..;., . 2
,
! Ho'
j j~ 6
~ 1
j J 0
~ I!!
:.:':.'
~ ;,
I'....... t
,.. .
"t 1 J
t~ ~ Ii! f Ii! u
!illi.l~
I.... 'i Ul.~ II!. I
:lli!i~~
,..,'_:';,.. In ,. :: ::!
0(
I!
~ ~ i g U i
IJ~ :~~: ~~!i
' He L ~
i rl~llllL
i i Ii j n
1.. "'!
o
.
j :
.. !
~ f
I 1
1 1
j j~
HI!
'~,~
ri'~
i~J~
1 I:
j!i~
~:.;
... p
,~ I ~
R ~
~ II '
! ~
1 ; :
I : ~
Iii A
l! ::l
..
...
f""\
!
'I t;
;; ~
~
"'
.
N
~ ~
! III
111
f I.l
R
"'
J:
I I
f""1
u
; ..
II ~ ..
f~ .. ~
III I
I.l ..
! 6
:: CO
01
I: ~
I ~ E :: ~
rl .....
1: ,. ~ I
~ .,:1 ~ k......
d a! fl ~.
: ~ 1~ r i ~111
m ~
. ~
, ,
'~ 1040
\ !
Label
l
.
b
t
l
"
t
n
t
I
I i ~
Filing Status
Check only
one bOIl.
Exemptions
;l':"{,i,;'
;,,;L -+
.,
II more lhall Sill
dependent5,
see page 10.
d
, 7
';t:~.)..;( Income 8.
Attlch b
Copy P 01 your 0
Form. W.2, 10
W.2G,lnd
1000,n "..., 11
II you did '101 12
gel. W.2, 13
&De page 12. 14
18.
18.
~* "1li'. Enclose bul do 17
nql BlIsch eny
d.,' payment. Also, 18
please use 10
Form 1040.V. 20.
21
22
Adjusted 23
24
Gress 25
I, " Incomo 26
If line 311 is \J!1j~f 27
$29.200 {lInd"f 28
$9,710 II it e11,lll 20
(j,d not live \'Iflh 30il
yo,J), ~eu lie lli',l
en pa~e ,'1 31
32
U:S':"i~'d'i~l~i'i;0;~~;~~'~"T;~"R'6't~0;;;;' (PI 'u@97 ,....
1I1!j lJuo",..-co "(), ""It~, I1lpl.ltllhl .~.:.
'991, ,nd'''9 . It I OMI1 No 1&4&'007.
'rour sotl.1 ..curUv numb.r
.J91Li..!:tll 3S'-l3
Spou.... tOCI"Uturt.ty numb.r
~ill' Q'157
For h.lp In finding lint
Inltruclionl, ... pig..
2 .nd 3 In Ih. bookl.\.
'01 lh, yu! Jail '.(JfC 31 Hl~t. 01 01'1~' 'I. \,ur li'll"lllH'\J
"C!<l' 'll.t ,,"m. .'10 wutil l u! nlr!l(l
_C'..U\1C1-P-.--.- __._____ _'D:InE.11 ~---------
IfIIOll'lff14ll:) ,poult',I,,'t tlI\'ll' ''l:tm.lal IRSIIl.m,
----------------- .---------..------1.---------
tlOl'llll' .ddrl" IIII/llIne, .nlj 'l'.-ell II,."JU II."., ." 0 to'. "f' PAil' 10 ~f1! no
__~1.:t5_.._l1c.Y_CL_nu_'\,L._.__..____ -..---.------- --- .---
00 ~'OU want $3 (lJ {jO 10 Ihit. 'l!l'll? .
II 0 IOlnl relurn, doe!. }l.lUf r.pou~,e ",:unl $3 10 UO lu 1111& f,jmi? .
Vel No
--_.~
,lI
---
~'
Nal,: ChIC/ling
~YU.I't,'1 nol
ching' your II! or
r,ave. YOUf "I\lnd
Single
Marned tIling 101111 reluffl (even it ollly one hiu.! Income)
Miltfled filing upa1ale ftlUHl tlllff I.pou!,t-'r. 'oc(al &ecurll~ no above and lull name tltft ... ~~
Heild 01 household (Witt I qualifYing pefson). (See page 10)11 tile qualllying perflofl is. child bu~nOI yoU! dependent,
crllt'r 11m. chIld', name here. ...
Quail' ,in widow(er) willi dependent child (yt'AI spouse dIed'" 19 . (See pa e 10
6a ~ YouruU. If )'our parent (or liomeone ch,e) CAn c.liwn YOlJ 8S 8 dependenl on hiS or Iler tall. }
relum. d.J f10t the~k tlu.. Cia. . . . . . . . . . . . . . . .
b 0 Sp~u", , , , . , . . . , , , , , , , . , . , . . , , ,
c Dependents: III OftltoJ!IlI' (11 ()e~!n~enll 'tllto~' mD/\ln,
nl,tIO/1'h,p to httlf! ~c\j'
(11 'l(sll1,me l~~! f:art~! s~ICi11 Ut\llll'r' llur,lbel C:J ~ome III It91
5
Nil. ,I UIU
,tllthd,,,
II and"
tlo. 01 rDUr
chlld,.no""
IflIho:
. IIv.d .lIh rOil
. dId nolUVI wllh
lOIl'Ult'f1,orn
or up.r.Uon
tll' "D.lIl
D,plnd'"I. on I'
1101 entmd ,boWl ..._
Add numb."
lnllt,d'"
linn ,,,,,,,
---- .---
Tolal numbl!r 01 eliem bons claimed
Wages. Hlaries, tipl, etc. Allacl1 Founts) W.2,
Taubl, lnlerul. Allach Schedule 0 if required
Tax.eumpt InleJesl. 00 NOT include on line Ba .
Dividends. AlI.ch Sctledule 0 iI required
Tauble relunds, credlls, at ollsels 01 slate end local Income 'lakU (see page 121
Alimony received
Business InCOllle or (loss) AlIactl Schedule C or C.f:Z
Capital gain or (Iou). Attach Schedule 0
Other gain! or (loUe!), AlIach forrtl 4797. . . . . . . . . . . . . .
Tot.IIRA d"'"bu',cn., l ~J__ J----1 b T...bl. amo,,'I'" page 131
TOlal rerSIQrll and .nnullin ~ _~ b Tallble an10unl (see page 131
Rental feal estate, f",allies. rartnershirs, S corpor<ttlons, trusts, etc. Attach Schedule E
Farm income or {tost.) AlIach Sch!dule F .
Unf:fTlpIO,'fllefll cornpensatlorl . . . . . . . .
Sotinl seo:urll)' belle!lt' . t'!Q~_L-_~______L~ b Ta_.1!1le a'T'oul1ll~e! page 14}
Olller income, Usllype nod Bmo\1I11..r,E:e page 15....................................
7
Be
.~
o
10
11
12
'13
14
15b
18b
17
18
19
20b
8b
A:Jd the amounts III HH~ lar fl9hl ((,IIJI\1fll,)~ lines 7 trl/{lllgh 21.
..................................."..
J.L ___
_~4
25
26
JL_______
-~_..-----
.2..L __________.
30. _'i2J1!
InA ded'Jc:lIOfl tsee rage 1€Jl .
t.1l.'dlcal tJI'If105 a~Collnt d(..:.~,lCll:HI Atta,h 1'\1/111 eS53
t.1oving fJpel\U:s Alla:JI f Olin :130:3 0' 3::103 ~
Ofll!.ha" 01 se:f.('11Irl{I}'r\11'Iitt.11l AIIIl,.h Sche~llJlc Sf
Sell'('ll1flnveJ tlEalll1l1',!\(lra'I~':! (It'lhKth)11 ts~e pJij" 171
Kt'0'Jh a'l(J tE-lj.tnTt'J,( J Lll' (lll(l ~lt.1H [ 1,li1115
Pf'li'lilj l" h'lli, \..,HIlJ'<J..,.,l \,1 f,a,;!lg'!;
""-"1'" l,f',.,," b," ~ _lC'i_3Lj~!l7-
l,dJ I,,'!':.~) lIil'(1'-I]1) :Ll,l .
h.Jt:I'.l' III\'~ 11Ir,:J'1lIt!l;' ~;, 1Il,.:,t, \\''11 od ulited grolllncome
~
Ci! '1:' 1i~9~(]
lo,m 104011"7:
FOf PtivilCV Act llnd l'ilPHWUf'" fiedllclion Ad tluttL:o, He pil{jt: 30.
".t\,J..:
~iC;~~:i
\. "
:. 'll'{~.
I'\:!.' ' ,
'1.;~: ! ':
.8, " .~
~,7h/
,.,....
,':,: '(~";~~
.','.1'
"r"
~ .' t .
f01l11 '0-'0 l1\19'1
Tax
Compu-
tation
Credits
~
"'"
II )'OU willi
III. inS 10
figure yuur
18_, Me
page 18 36 lunblelncom., bublllKIIrIlf! :t7 lrPIlll:nt' 3& llllrlc 37 IS "IOIt! Ihan 111lt' 36. enter -0,
~_____~~_ E.e~~!.~ Ct~etk ~1_!!:1j.!~~. "~I!~~__~L! o/ll~t~lOB1~_.__ b J.1. f~~,~~
410 C/t'llll 'nl thild Ifld rJcpt'/ldelll (8ft,' f'.pun",!!; .Allilch fOlm ~441 ~ _~__._..._u
411 Cledll 11..11 It It .hlotly {It 11,(> (H.Bbled AlIaLII bdlt'dule ,~ . --!! _~_______
41' Adoflllon (:I(.ldll Attath f(llm 8839 . ....!!. __.___.._
..3 'olOign hu:: t:le(,M A!luh f ~H:ll l11Ci 413 __. ____...____u_-..
.... 0111411. Ctlfck il "0111 a [J 'mIll :HJOO b lJ fOltll BJ'i)6 J~~'i
cLlfolmeeOI dOfOIfIJ(IIII(>Cllyl__ ..__.____ ....
Add hrlE~' 40 t",ough 44
~Jbltll(;lllne 45 '1Ot11 Illle 39 !!...!~~~~~.!.'_l.~'.!~~::!..~~~~. enlet .0.
33
341
Alllo~JIlI lronl Illle 31 (adJIll:.lvtJ UIU!,lI. IIlUlllltl , ,
01('(.1. II rJ 'rou W(.'Itt ('!l III olltl'l, 0 (l1t1ll1 0 6pulI'. was (,!J (lr {lldrt,
Add 111" tlUfllbt" tll h,.('!o rhen ('If ~h(l'o'l' And {lnle' Ill(! tolal 11",1' ,
DUIrf1d
.. 34..
35
b II \tllJ OIl! 111IHtII',1111IIlQ u'plIIl'ih'ly nntl ~\lur '-pulIU lIeI1l11('~ dcduc\lol11 Of
)'-'11 "'.('Ie A dual.&lalu& "hl'l1, H{I flP\lfl 161\'111 (h(l( k hellO .
11l.mlUd deductiun. "WIl !it Ill',lllh' A. 11118 ~fl, on
[nil" Slandald d.duttiUtl &hlh'.'lIJt'lm.. fOI \,~J\" fllll\U r.lnhJt. but fin!
tl! PS'JIl 18 11 VtllJ lllf'tk,l'd lI'ly 1'0. Otlllll~ J4tl or J.U.l or 60rtlt'tH1C
"'uor 'ran (IAifl1 YUlIlUt 8 df'jlCHHjl!nl
d . I
YcllH. . 51rlU1e --54, I !IO . Milr'I('(1Idll1Y l'II'It1~. (lr Ounl,lyulg WI(Jo.....((>'/...-$6.900
. HeiHt of htlubChuld' Hdl!)(l . Marlll'J fl!iIlY ,,('paralol)', '$3,450
F-~lbl/aclllflO 3!11101ll IlnfO 3J .
~ 341> 0
36
37
IIIi,w :1;1 it. $90,UOO (H IH.~, /llIJlhlll)' \;',(,110 lIy 11l~ IllI,,1 P1I1I111('1 (1111."ml'110n& llalmed on
IlflE (it! II line 33!!. UV~I I (J{U.HJU. Iiee Ule v.orksl1l'el WI paU' 19 lor Ihl' SlllD\IIlllo onlCl .
45
40
47 Sell-employmenll.... Allllch Selle-dIll. fif ,
... Allettlalr"" Itllllimum la. Allarh h1/m 52!!1
41 SoUat security alld Medlca/e tal on liP Income 1lOllcpU/ted to employe' AlIsch tom, .137
60 Tall 011 quahfled IIllrernenl plan& t'I1r.llJdlll~ IMi) and MSA& AIl.ch form fiJ?S it ,equired
61 Advance earned Income credit paynul/lli flO/II f'orm(s) W-2 .
&2 Houlfhold employment takes Allae" 6t.hfl'dIJlo Ii,
____~!t2~~~" 46 ttltoUJfI~rl2 ~...!!.'.!.~~J~!.. 'gtal.,~~.~__;_._ ~ _____ _~
Payments ... Federil in\!omtlu wllIlheld Itom hlml' W2 811d 101:19 .
as 1997 "llmated 1111 f'lIyl11efll. "1\1 l'flOtJllllppllPJ "011\ 19i& I,Ium.
&11I Eam.d Incom. CI.dll. AlIllh 6d'E(1~JI(l (1(; II YOlJ II'"'' QJall1y1ng ~l:
(ti<iJ b NOI\II~ablt ,,'Iled itKOfllt! "l1ulInl ... l L~_J ~~~,
Other'
Taxes
64 C-131(-'
I
f'lg'
)
33
~::-.
~~~~
:~{~~
.'\~'~
R~lt
~-,~"
~~~~.
"'",-,,'-
C:(
~
'i~-~
.~~:~
~~~Y.
"i~ -~-~ ~2.L 9,:
~fM~
".... (II
37 .,:J(,
J!L 'q'(D ~'1--S;
38 I __ j;{
:,,,,,','
~)~~
~
I
.~
.,~\"
40
.0
47
48
.8
~
~
!!C'
131
Allach and t,pc;'" ..... ....................., OISl __._______.__
Form I W'2, 67 ArtlOlJt11 paid will1 form 4666 Irequ.'" fo! e_lel1!oion) 11 ______d____.__
W,2C1haod .'~
1099- on &8 [.t:ess IOc.!allecll/lly 8'1(1 ntHA tu .....ithheld (see pa~e ?71 ~_
the "onl. 6S1 Otlier p'yrllcnu C/lf't:" It f"JIll . {J Form ~U9 b [J r""lIl 41 \36 68
__~_~,____-!~___~q(~..~~!_~, _~~~~-,."b~l,~;. .f;1... ~_~'. ~,rlt! f!.U. 1!'!1i!~.! ~J~l.~I.)~~,o..l_ r.!t~~~I_!_ h..__ _"v
Refund 61 III,ne (,0., nI(H' Ihall line !13, 5uhlrnrll'fr(l ~J '10111 Illle (,0 lhis is the flrllotl'll y'lll OVERPAID
Ila.e It fi? A'l'('ll'll (1111'1(1: {J1 ycu .....n.I' AEfUNUEO 10 VOl'. ...
~~~~~~6d1 to 11 Rllullng t)Ulllb~1 [-']' -r~r-T' ~I.J "} "I 1 .. c 1 )"_'c {'} (t,f'i l<illl1 (J t8~H1U6
:~a,n; lfl" ~ d Ac<ou'" ""'ob," I TIll I I I J 11 ILL T JI I
file, .U" (2d 61.. l'h,;",.II."!~' )'" '..'''' ~PPPIQ IV Ip~A 1!9! !!T1MAI!Q tAl ~. J.~l J
Amount 64 I' line !ill!. /ll(He lt13'llrnc (,() &\1111Iit, t !rIll' (,lIllldlll'llf~ f;'l 11115 ifj Ihfl AMOUNt YOU OWE
You Owe f I,r dl;I;J,Ilj, Oil huw llll!il)', Iil!C I,R\J~ '(I Ii-
65 .f $IH!1?.~f"~ l~~_t~.1I~_~tL(:!:u jl1CllHltI un hilt! ~," .~.~J.!tl J~~_
\/'>',1.' I ~.:t'l,t~ {;! IIl'iU'-, I (lILllI'" "'ll! II,~,~ "1'1'''' ~'lll"~ ...!.."" ,-1'.1,. ((/11"-.';,"'\1 ,~ht:fllt\ ,';~I.liltil'lltlfI!1 .'d 10 11.,I,ulvl m~ knowl,dg..
1'8',.II'I!, iI'~ ""j! t (I",,: I ",,,1 l"'q,ll'!~ t,(, !f4IRI:." 1,1 I '"j''''''' {dl'I" 11,11'1 II:I.pl/"'I" t~~t-l (J! ,'I 11 I,;'!J'I'I!,:,I) v' .".1;1(11 In'par'l h., any lI<lowl.dt
Sign
Horo
"-:1'P!' n (.opy
ul HilS It'!d'll
"-" ~1I1 jr
/[,u,rd!;
Paid
Preparer's
Use Only
~I
";;;, /a 1(
,,:?~i. ";~",:}~h,:;"",,,
l!;fl,
~~~
:~.$!
'~~:,-~
,~~~
..,..-....'
(;i! rift
'n..~' IJ"c.I!r-olh'"
5yr/(1J1 .11.1I;1J?~-"
h,i'~~' C( {\illll,;n
fl.; ,p,'_ ~ ..
",;;,..,,'~ y
f'd"
(I._"t
H'f""'f
,'" II
,.,.. "il"'tl", '.,' ~
,11,1.'1, ; ,.'"
'"!'.~_~~ __.m_..____..
o 1',"Jf'Jl--"~""t'JI'"j'''
h~Hi'f"".!J!III"'.;jtll-;ll\l
II'i
_1~:}L!.r
""'1""""",'1" i/C,II". Hi,.1 '1"
, .
. . .,'.
, ,
'....,I
.
< ~
Ho I !:;
i i I ~
'" m
. i
i . X
i I .. ~
! E ,~ El ;;
1 I
I; "M i~ . Eo: .
t"! ! ; ~
I.. u L ..
.'" i E ~ 0
1::\ "'" v ..
... ; . M
i": iMoo . I : 0 ~
u i . i
i . & m
. ..
.. I I
.. . . ~ :l ~ ;
~
I ~
! ~ 1 ~
. Ii!
t I I .
} i rll f II
&.. ~... t~ L l. !
... i~ u 1
t.: .. I =
ir4. !~ . J
-~ I !
I . i . J
,;3 lm 1m . I ill
~ " .. .. ~ ~
..
I :ll
Iii ~
~
.
;
! ~
..
f ::l
~
lti
.
.. ;
I~ Iii
~
..
I~ ~i ~ I~ ! d
.. l- i ~ z
I ~ B e
,
J~ a " ~.. u ..
i~ ... !i ~ :?l
r~" j~ v ;;
! ~ ~ i " ~
f ~
'I" ! i ~ ~; '"
,
I j I.. lQ e! t M
'"
" a i ." ..
. i -
'l '::2 ~ ~ .
i ... t[5 :. :i : ..
. ! tl i . ..
i ! ! ;; f
~ I
..
j j
J ~
HI!
fU~
I""
iR~
liD ~ I ~
l!~ i
g~
~
i5 :::
tJ 3 \'
~ I
~ I
I I
I
I
~
,
~
~
..
o
..
u
5
II.
GI
~ GI
I- ..
~I
8,1:
""
:II~
'"
,
:II
.
UN"RM REsI8mrlLRl~0~~AlsAL RART
fIpl'll!l'MmR9QUIOIfflU.ANL_n__ ____ ._.___ n___. ,_ ___ _ City HECllANXCIlPlJRQ_n,_ _____Jt~l. r^-_/lpl;qiMUQ.55
!ulllllt~rtjlll9o__PEED JlOOKVO!.UHE 327 . PAGE 1 ~ _ ______ __CQyn!yC;lJ!o!llf:RLANL_____
~JlliJ9tL1'II~II~o_q3-3t~2!5' -205 ____ .It. v", 1 ~98_nU'm $O.QO _Sml.1 ~!!"'lJ!!~!!J!t.oo
n nW.vnll DANELLA .._ _ _ .____!lecuPlodilo,voll_____D1JoJOI n
I I I Sm I .1001 PIOI""YP' OPlJO OCOndOmjniumJIJUP1VAgnIYL___HQM__-.!t.QQLt,I\L
_~I!g~_~I!hood olfroj'cl Nlm. UPPER ALLEN TOWNSIUP Mllllel"'"co ADC-28 1<5 __.._ ._c!n~~!l!1cl32.~Q::011f>-,-QQ_
J!!!J'tl,,--'JlfjL.-_ _ _ _ Oal191 Sal. 3/~8 ~,,"ploon and $ all"unl olloallll~'gel/eQllc''''ollllo ~ pal~by .!..II!rJ(QNLKt!J.llm
l1M.!lCII,nII1AIlY _ DISSINGER I ESQ Addl'" 28 NORTIl 32NDnSTREET L C(IMI'JULL_rfL17QJL_______
I I !. A EGG Md'", 1 S EET I 0 0 0
LocllIon .' Urban X Subulbln nUl11 l'rldOlnllllnt Single family housing I'r..ttnt tlod",. % llnd us. chlngl
Bulllup ~- )Ovllm IX)15-75% l'JlJndlllSX occlll,ancv fftlH ~~."\. On.l.m,ty 60 IJNolllk.IV Ollk.ly
Growlh"I. 'JIIIPid (XlSI.bl. Lb.w (X)Ownll 60 low NEW Hlam,'y 5 [X]lnplocolI
Prop.rtyvalu.. ] Inc"a"ng Ix) 51.101, I) Deellllillg [. J 10llanl _...25.o+_llIgh _,19_ Mulldllnily 5 To St.NQI,Lfl\MI"-L-
Demand/.uppry ... Sho,t'g' Ix) Inba~"", 1..1 o..lI~lpIy Ix) V.""d(O-SXI PlOdolllOll.nl Commercial 5 fJ!OI'1LVAc:I\!II
~1~ngl'l\1'-OOlJn~l~n". U3-6rno. UOv"61T10, UI.""q",,,,,) 120. I 30 VACANTl 25
Not.: nit. and the rlel.1 tompo.ltlon 0' the neighborhood .r. 110t 'Ilpr.lul f.ctors
N"ghbo,hood boundllie..nd ehll"I'IIII". SEE ATTACIlED ADDENDUM.
1995 VALUE
Flclolllhll lllecllhe marketability 01 Ihe proPflli" in the n(lighbothood (proll:lmlly 10 emptoymenland Il11enillet. employmenllllbihly, Ippllllo mlrk.t. ttc)
lh.1!'-~1I1111r~!1_nll.IKhlxlrhc;)Qdh8s most public ut 11 It lesaval1able, rel/ltlyelY._!1asy_ PC()e~S to
jlJ1lP1QY!1\!1nLand_sllrYI()e~Ll!nd Is competl tlve _wi th__othllLnlllShlxlrhoQdLln_thILKt;!n!1/,a.l,_l!tea. Most
.MYUl!1l_UI!/'_Pmen.1 U es ,_ tlQ _.!Jnfl!.,.or~pl11.. factors. Qbserved_",hl ch _!O/Quld_adver~ely _Mf!!Pt
mrket!!!>JHtYLlhesupjectproperty.lslocatedJn ..Upper Allen_TC;>WJ)shlp.. .... ___~_______
U.rhl (ondlllan,ln lh'lubJecl n'lghborhood (Includmg SUPPOft lor the above conclUSions rellled 10 the trend 01 properly values. demand/lupply. and marketing 11m.
- - luch II dill on competltivl prop'fliu for IIle in tile neighborhood. delcllpllon ollhe prev.lence olllln and IInlncing concellions. lie):
1h!1~JlreJ1Q_((lr-'1~e~8!21~U!.C9!,\Qml(U rll!,\d13 Wh I clun! KhLs !Kn I 0 ()a~ tlY_J!1nll!l!l()~_!II!\rket condl t 0 s
his nelghl19.r.bQQc;j.--Tht;!311rr!l!lLMrJS!!KeJl\Brket_ of(ers l!..Jo1lc;lLVJlf_!J!tY_QL9.9llVentlo 81 loa s
IUQIDRQUUve _!nt!!r.!!l!Lfll t~s.__As l!_r_e13111!:. L the .terms__ QLf I nllnQI!1lLhl!.ye J,!JU~._!.L~!!Y..JrnRQct
IIAles p.rlQeLSY!lJt;!C_LPrC;>PllrtY_bas notsCllc;l__ wi th In _!:.hlL~sLl;UnQntb13.
Project Information for PUO, (Uapplicable).. lithe developer/builder In conlrol (lIthe Home Ownera' AIIOci.llon (HOAI? YES NO
ApproMlmal' tol.1 number 01 untlaln the lublect project f'l!..A _~_'__.__._._.u___ ApproMim.le 10t.I number 01 Unlts lor III, In the .ubject project NI A
n n f i nllta IIII IA
OIm.n,'onl J!~E-1tgl\!'.JltSC:;!UPTIQ.N____~______ -----------0-=-- Topography I-f;'l~j,
811'1"1 O.2l1 ACR~~___,_~_______,___..________. Cornerlol _ Vel lXJNo 5111 T~~A
Spullie lOlling elUllliealiOn and dllCriplion RESillt!ITIAI,__ ___ ____ _. _.__________ Shape REg'Mffi!!L
lonlng eompllance (Xll.gal IJ lB!I'I","""lIJlIl'ng(G_.'~~dusel olll.g.1 0 No 10nlOg Dlllnag. I\PPE!!I!:LAPf;QIJATE
.I!Jg!lu1UnLi/luIJIt1PI\lV!d _ [iJp!!.!nl UIOU Olio.! m(.,plalnt _ __ ___ _ _ _ _ m _._ _. VieW A'yERf\QE
UIUlU.. Public 011011 011-.11. .....-ov.m.nh Typ. Publ" Pnval. "'nd"ap;ng I\VERAGE
EI"ll1elly 00 ____________ 511,,1 A5~HALT_____. [XJ [J D,iv.waySul1m I\SfHAI,T
GII 0 fiQtl!L_______ Cullol9ullll tlONE [j 0 Appllool....mool. I!.QI!~Q.DS~ED
Walrr riD __ ___ S,d.walk tloIl!::'_ _. ___ __ L [J fEI.4A Spoclll Flood tta..,d AIPa YIl 00 No
SanllalY..wer 00 ___.____._____ SIII,lIlghl. .NoN_E._.________.._.__ U lJ fEMAlon. !;____ MapDlt. -1 -80
jlg!!!l11WI!--IXJ__________ _AII!y._.. ...NONE.. _______..____D__D _[EMAMap_NL42Q3n/Jljl~
Comm.nll (Ippa"ntldverll ell,menls. encroachments, specill assessments, ,lide 'felt. Illegal or legll nonconformIng lonlng. UN, lie) $EE: ATTACHE-L
.APl>iNDIJM,_____.__ __u_______.. _ u ______--,__
GENERAL DESCRIPTION
No. 01 Units
No clSlorin
Typ. (Del/All)
Dellgn (Slyl.)
E>lllllIg/Propo..d
Ag. (VII)
L,___
~--
Pf:TA!;Ht~
~J!IQ!lL
m~'!'IN(J
L.._...__
4
EXTERIOII DESCI1IPIION
FoundatiOn !;QNC;!lEIE:___
hl."o, Walll Y1N.YL_. _
RoolSullm SHItlGLE
Gulllll & OW"pl. ALUMINUM
Window Typ. PQj. LIN!? _
Slolm/S",,", liO/JES,
I Ulf 10 0
_Oinmg KIlchrn Den
l!~~nol'rtl
__fgY~L_ __ pving,~
fOUtlDA TlON
Slab ~Q7'm______
Cmw SpIel! NOt/E__.._.__
B.sem.nt 727. 'u____
Sump Pulllp .NO.NE_________
Dampn... .NQ.NE__Qll!?Y,--
S.III'"11nl tl9tlE _O!l.:?Y. ..
nl 10 ODS
ramilv Am RH Rm.,. Oe~rooml
BASEMENT
A,..SqFl 73;1____.___
X F,nllh.d 01L__
Ceiling !1Nf.JNISH__
W.II. <;QtlJ::!ltIL
floor <;QNCRE:IL
Oullide EnllY tlQ.NL__
INSULATION
Rool
C.,llng A_'L~
Walla AVGL-
Floor 1\ 'LfJ.L-
None
, B.,h!
. .1
1
t
.3
.5
2
J!undlY _._QlIi'L.. _A!!UHL_
X _._ u_m_ 73~
1.018
..__ ___ _____193
- -- ----,--_.- ---Q
" . 0 ra onlllO no rn
M.I,nal./Cond,l,on IIEATlNG ~IICttlN EQlJlP AT1IC
YINYL/CARPET A Typ. lIP 11,'ng",lo, [p] Non.
DRYWALL _" fu.1 ~LECTRC l1an9'/Ovoo (xl 51.",
\>1000 _ A COlld,"onAVERAGE O"po..1 [X) O,op 51",
VINYl. A COOLING O"hw.."" [X) S,ulll,
fl8ERGLASS A C'"lral YES f.nlllood (xi rrDnl
6 PANEL A 011111 NO MoclUwlVO L I tt..l.d
R GE lid" n V GE WI h'!LJ2r/ I 1 In' lIP
Addlllollllllllul.. (,p""I'"119Y ,11''''"1 ,11lI1I .Ie J 100 Rmp Electr I cal Serv Ice I Ceramic Floors
_Un_~l') I Orick Flreplaco In FBI1111y Room.
Condillon ollhe improvemenls, deprl'CIlItlorl (physiUI tunrllOflal and ('1I1l'lnal), ll'IIMnS lll!pdtld qUlldy 01 r.ontdrucllon. lemodellng/lddlliorll. Illc
ATIACHED ADDENDUM.
2
alh
AMENITIES
[ ) r",plm!.),1
[ ..) Paloo REAR_
L] De'k NONE
[X)
I I
I]
Porch
looco tlONE.
Pnol NONE
Glfage
Allached
Delach.d
Buill-In
Ca'polt
1
In Foyer and
,
CAli STORAGE
Ix) No", [J
[xl
fxl
I)
LJ
'01 e,fl
2______,___
I<ltchl1!L
, S!,:E
Irl(j,j,.I,I"ID,,,,/O b'Jl
.-"'"!-:r;'.,i-I';-:;;:------------------
..,-..~.
I..JJ:. ,'. ,-' -:,.',.,."',,..'.,-,
"".' '.' '.',.-,:'~'
--.. . --, .-. ---., -- '-~
'C".", '.'
"~>:f,:,:"'~'~1t
-. . ;;';'-"+'i,~;;.i~;~
or In thl
.
A.dVefU enVlronmenta' londl/lolU (Stith I' IJUI1101 1II1llled In hallrdllus wasIl'S, In"le SlIblltances, ele ) prne
IlI1f11edtlle VIWllly nl Ihf.' suhlt!d l\lnrll'lly SEE ATTACHED ADDENDUM
..fll'lIIl{lllt ~ gl
. SUIt4AIlY REPORT .
U ORM RESIDENTIAL APPRAISAL ORT
1995 VALUE
1
ESTIMATED 8m VALUE . s. . ..._ 30,000 Con,m.nl. on COIl App.olth IlUeh II. 10UIC. 01 cOIl 11110011.,
UTlMATEDI1EPROIlUC1IDNC05l-NEWor IMPnDVEMINIS ",. Y1lu',lqullt 1001 Clleullllon .nd '0. IIUD, VA .nd FmltA,lh.
I>NtllinV_'.8L1 Sq fl. s. 41.39 . S 74.957 "1,mll.dlOm,,nonVfConomlelll.ollh,pIOPIlII) Harll~lLt___
.8SH1'J___ J\>18 Sq II . S 10.90 11,096 Swift Cost Servlceco!1lblned wlth.llpprelnL.
.l!l!l~_I{1:rIlEPJ.ACE/PORCIl 12,500 axperl ence have been .usl,ld to arr I v!u!L.._._
GI"!lf/CaIJlCl~. 462 Sq II . S 19.05 8,801 reproduction cosLflgure.s,Jio o\:l1l01e.l!9,nc.!,-_
Tolll Elhm.,.dColl N.w I . $ ... -'07.,35~ wasobller.Ye~.,-Tnll..l!811lJ.lf!!_!!!eth.9il W8S uSi
L." P1l111C.11 runel,on.1 hl....1 to determlne.physlcal depre9Iatlon._ _____._
Drprtolbon ~1,515_ ___ _ _ $0 $0. s 7,515 percentaBe.Ls!1d_ valu,. l~ 8rL~~~ i~Jfit J)@J'l;L_
Iltp"el.l.d V.lu. ollmp.."m.nl. . S .99,839 on the 11m I ted number of lot sales In th,.
OAs"I," Value 01 Slle ImpfDvem~nll . $ q ,500 area,
C A.1l COS . OACti I 4 00
__I\EM._____ . SUIUECI COMPAIlABl E NO 1 COMPAI1ABI E NO 1 COMPARABLE NO.3
907 BONNY LANE 909 BONNY LANE 904 BONNY LANE 101 WOODSIDE
Ad~I.mMf;CIIAN!;$.!3.~R!L_,..,....,.. ECIfANICSBURG MECIlANICSBURG n_ UPPER.AL!,.ENTOWIi$!UI'.._
.I'!!1~!'ll!IyJl!~ubl!el ___......__. LE$.$..:nmLl 8LOCK. .kE$Sn,II.IEtL' BLOCKg..!3.t.Q\=I{,'L, ... ._~
~1.!.t~I~L___ L NI S ,.........Jg 9,. 9QQ, __s_......!3Q.,Q,QQ. .. __.._ L..,......J.31...9.9.Q.
.f'lI.t!/.9IO'!'\'.Iy~", '--_ 0,0011.. 83.0611__.___._. S .._J3,70~_...u s__64.63~___.,___._
OIl. .nd/o. INSPECTION COURTIlOUSE RECORDS COURTIlOUSE RECORDS COURTIIOUSE RECORDS
.l'!lih"Io,n so~!mIlEDJ~J!ECORD,s_ _LS _. _ . MLS MLS.
VALLI.AM51W!1S _.._Q!~,!!!E!!9.!i__ _ .pmRIPJION_.I'(J1",.'~.'DtSCIIIPlIo~1 '\1'''1''-' __PE~CR]P)lON [lit;';,;;::'
S.luo.fln.neing N/A CONVENTIONAL CONVENTIONAL CONVENTIONAL
.!;~n""!Q!lL._ N/A ONE !<NOWN NONE KNOWN !lONE. KNOWN
.Qf1.olS,I!L!!.l1!~_ 3!.9!!___._._ 1.9l5194 3/3l'.l5 4/!Jl'.l5
oe!h~n_____._. I\VERAGE AVERAGE AVERAGE AVERAGE
~~!\f~So.n1'lO fEE. ,sHIPkE FEE _SIMPLE. FEE SIMPLE.. FEE,sIM!'I.E _._
~___.n__!2~.ACIlE. . ,25. ACIlE .55 ACRE ,21 ACRE
.Y!!~____... I\VERAGE.. AVERAGE AVERAGE AVERI\GE
J1!.!!g'l!~~.MmL g_sTOflY!AYGrkn-LVL/AVG; .2 STORY/AVG 2_STORY/I\VG ..__.___
llaI~.~I~ AYERAGE.._.__ .I\VERAGE . AVERAGE AVE!!.I\GE
~9!__ __ eAl_4E 1 0A/4E . 10A/4E 91\1.4E
COndlllon AVE,RI\GE,___ AVE,RAGE, AVE,RI\GE.. A\'E,RAGE,
Abov.Grlde ~!~~J!:l.!-~!~..JI~~L__ I~'.I~ ~1t"" :__. rbl~l_ ; _'''''1_; lI,h...~ ;__11.111-\ 101,1; 8J''''': n.I~1
RoomCounl 3:_.3_;._2.6:_3.:_._...2: ",000.7 :_3:. .2: ",000 ..8.~--ij_:_-:'._3: -3.000
G.OII ~!~9Ar!L __-' ,81UqJL 1.56~ Sq FI : . '2,5001, 7(,q~qFl:___. '50Q_...2IQnlgfL:..~2120Q
1It1l""lIllFlnlll'<d FULL BASEME FULL 8ASEMENT: FULL BASEMENT: FULL BASEMENT:
.lJQQm. Bt!9\V_G!'~!~NnIiJSIlED ..U!iEJ!lISIIED . _ PI\RT FINJSIlED ~ . .-2.000 UNnlil,s!lEP________....
FunelionllU!!I!Iy_ AVE!!AGE__.__.. A'i.ERAGE AVERAGE _._... AVERAGE.. . ..__ .___ __
!!!\!1gf.!;!!ILnL_ IIP/eA____. lPlCA__... _,. IlPlCA.... IIP/CA.._. '_.___n
Ent'IJ)'~I(oQ!!1!I[!'!1' ,sTANPAR1>___ Tf!NPA!!D__ _. .. _ STANDARD_._.." __ SIANPA!!1>..__ .; ___
.!l.!lmL'I'l'!L. LCf!R..!lf!!!AGE. LCI\R. GI\RAGE :___' 2,500 2 .CAR. GARAGE_ 2..cAJL!lARAGE .:_____
PolCh, P,ho,lltek, PORCIl PORCIl PORCII SIMILAR
FI"A1ml!J..!!L...l_fJ!!m.I\CE._ LfIRE~LAeE. _m___UIREPI.ACE_... ._ LIIIlEPLACE
F.n~'.E~Jc;._ NONE...._...____. NONE .. NONE . NONE .,_.__._.
N.I AdU!oJ!lJ - P,QNL_..____._. illill=.:s .. -:::6; oooNO~_JXE:...: ! . . 50C) ~5;_oo:.....: i::'::_::~ ,2:!iQ
A~u.ltd 511.. pnco ross I 4.6 Gross I 2.1 Gross I 4.0
.!!!.!;~'!1p.!!bJ!.......____ .~tL__'!&.L . .135.900 tl"tL-O,4. $ -,29,50Q !l'tL_~9&.1
Comments on SaluCompanson (mcludlng the subject property" compatibility 10 the nPlghbofhood. fie) SEE A17ACHED _ ADDENDUM.
125,~OQ
=~-IJ~M. SUBJECT I. COMPAlIAB1E NO 1 I COMPARABlE NO 1 COMPAHABI E NO 1
o,lt, P"etlnd 0.1. 9(17/87 10/5/94 8125/92 6/19/86
:~:~:::~:~~::I $100.000 1$129.900 $124,700 1$16,500
Analysll ollny currenlagr1!'t'menl 01111,. opllon or lisllng ollhe suhJecl pmPflrty and analYSIS 01 any pnOlli8les 01 sublett.nd compafablel Wlthm GnP y..r 01 the ul, olapprll..1
~~EATIACIJEDADDENDUM
1J~ .QQQ
I
INDICA1E1l VAllllBY SALES COlll'ARlSON API'IIOACII S
II>tCATrO VAllX DY ..COM[ ArrnOACII (U Ap Ilrahl!!) [sllmiled Marhl Renl S . N I A 1M<> ll. Omll RPnl Uultlpllpl . S
ThiS IpPIIllI1 tl midi X ".. II luhll!cllo the I(,pllrs IlIer.hons IOSpfcllonl or rondillOllS Ilsled bl'lOW lubjf'c! 10 f Onlllllolloo rei plln.and Iptnllr.lllonl
Cond,llon. 01 Appr.,..' SEE ATIACIlED ADDENDUM
rlOll Roeo""I"loonSEE ATIACIIED ADDENDUM
Thll p;HPose 01 H1I1I .ppllll!ll1l n 10 fsllmalf.1lhe mar~1'1 value 01 Ihel!.'al properly 1110111' ll1l' UI~1f'1 I ollllls "'POIt Ilul'd on IIIf' .bn\e Ifnllj,lIIUI\ and Itlf' ff'll,Iu llllMl rmlllfllJflll
Indhmlllng rondlllon' and '110110,,1 valllp ik'IHlIlIon Ihal "re ,IBlrd mlhe all.rhed f rpddlf! Mar I nUll 41'}/I amlll' Mal'l ollTll1X'l411 (Ill'vlsrd 6/93 I
IlWEll:BlIMAH 1I1I:MAIIkIIVAI1II:,ABIJUINIIJ,1lI11n III AII'IIlWI lilY 1I1Al IS II. lilAl,lICIlIllIISlIIl'lllll.ABIH FEIlIlUAIlY 3, 1'.l95
. IWIIICIIIS 1111: IJAH 1lI INm'I:ClIO"~.NlJ 1111: IITI:ClIVr IJAlI OlllllS IIII'ClI1llllll11 S 1311,000
Arl'll.A.IS 1:11. ..')f).' ( \ '(-" ~ 1iI11'IIIVIf>ClI1Y AI'IOIIAI!lIII IONI Y II III IllIIIII III
SlgnalLlle ~)_tt..l.\.::f-}L) j.',._.l~ r"\.~."'" ~ll9rlalure
N.m. l'IIILLlP A, DOrtEIlTY GM, Gill _ Il''''''
1l.1. n'pnl' S'g",,1 FEIlRtJAIlY 3, 1995 1l.I, H'I""I \'y"'"
fit.le Ct'IIIIIUlllHl * GA-OO 11'93-L ~lllll~ Pf\ ~illl'lJ rrfl111l111ll11'
Or 5I,I.II"n" '_1\Il-Q49Q39:L...m _..... .-"I'I~J'J\,_ ....'':.~~'I'_I.''''.'''''
I "'l'j., v". I..,,,, /1' f....~1 ,1,'1.' ,I ,.,.. .
i 1',,1 [ I I'd Nul
Illllll'l1 I'Itll1ellv
)It.l..
hl.t.
1,.,1,1..1_...,1',_11.1;1
Tho ^PllI'nlsfll FIrm, Ilelllly
UIORM RESI6mr1a."i~~A"IS"L IpoRT
__lItIL__ .,,_. ~UMc' . c9~~~I\APltNQ,,~ m....__cOt,lP)I\APl~N9_L_._..
907 BONNY LANE 2415 CLOVER DRIVE 874 HAln'HORNE AVE. "
~Jt!!Um;.CH.Atj ~P_V.R!:L.,...,_,..... UPPER A\.LEN..TO\offlSIIII' ."". UPPEfUILLEN .TO\offlSl!lL.... . ..__. ..m".... ____
ft~Ll1]j!Yl~Mj'tl__......,...,.."...".., LPkQr;:K!L,..~..,PkQr;:KL..... ..m.... _._".."..,,__
~1..Prt\L. L tll "".._._...m S .._,_t3~.IP,9.Q m..O__.."" $ _......J,!!1...200. S
rtll'O/!!,!>llllv Altl' 0.001/1 73.251/1.__ .." I 80.901/1.._.........._.1.____0.001/1
Dill SOU"" INSPECTION OURTHOUSE RECORDS COURTHOUSE RECORDS COURTHOUSE RECORDS
Y,rIlJt"Uon SOUICI REDI-RECORDS REDI-RECORDS REDI-!lECORDS REDI-RECORDS
YN-l!AlW!11o(Jffl m'.,p.m:mp.!!Q!.L....... OISCHIPIIO~ 1.\ 11",,,-., O[SCHIPIION 1'\)1""'-- ..upi~6~IPJi9:~::]~,iilM..,..!..~
hili OlflllanClng NIII ONVENTIONAL CONVENTIONAL CONVENTIONAL:
C9rrm!19oL...llLA .... NONE NONE NOtif:_ .__.m. ..:..._"...____
Q!IU!~!lll1!ml 3/9'--.._.....5/5/95 2110/95_.___. m'..____.._
lmli9n. AVERAGf: .. AVERAGE AVERAGE..
J"~!\IT"~ fEE SHIJ'LE . FEE SIMPLE FEE SIMPLE
JilL. ,?4 ACRE .23 ACRE .25 ACRE
YItW___.. . AVERAcE AVERAGE AVERAGE.
1l!!lgn,n~ApP!l1 2.STORYII\VG 2 SToRy/AVG 2 SToRy/AVG
~lti>l~lnRon AV[RI\Gf: AYf:RAGE AVERAGE
~gL.._ ~Al4E 8A14E 7A(4E
C.\!l!dlilon_.._ _ AVE,RI\GE, AVE,RAGE, AVE,Rj\GE,
Abo\l' Glldr 'o'~I: ~df~l; fW!'! 101,1: ~11''''1 ; __ 1!l1I" llll,l ; ~11'"'~; n"I-!
RoomCounl _7:3:. .? _1.: 3: 2.5 7: 3: 2.5
IDmlJv!ngM,1 _ . ',en Sq fI 1.884 ~q f1; -700 ',154 ~qfL; . _....I;>Qo
llI"monllflNlhtd FULL 8ASEME FULL BASEMENT: FULL BASEMENT:
Jlp~m!l!Il~wgl'p, utifUUSI!ED UNfINISHED UNFINISHED !. -----t--
fl1n~lj~JlljVljli!y AVEIlAG[ .VERAGE AVERAGE u.. ___u_______
I!UIl~iL~~Q1lng H!,/CA._ _ .!'/CA HI' (CA
.fl!JrI!mrltnj!I!m! :?TANP/lR!>-_. __ _IANPAR!L. STf~NDARP_!
J!!!fgei~'rppct.. ?_ CAR..G/lMGf; LCI\!LGI\IlAGE 2. C/lR_ GARAGE
Porch, Plilo Deck PORCH IHILAR SIMILAR
fl!,plm{ll"I~ I. flRf;PLACf; LrIRf;!'!,ACE 1 fIRE!'LAC!,:
fm,. ppol, ,It NONE NoN~ _ NONE.
tl9t1L................,.._!Qlf~ rw1. .. N~f; ..0.' . :
lif[}Jll!P.llll _,U,.,__w........ $ 700 ,J,A.I.!..... ,:....: $. .
A~ulled Salll Pnrt rOil. 0,5 GrollS I 0.4
i!co'"p'l!~IL._.______.u ttl ~O..5' 137.300 tlnl.._O,q $
Comment. on "I" Compamnn (IIlttudlhlJ Ih. tubjetl plOpflly', compltlblllty 10 the nellJhborhood ,Ie )
1995 VALUE
u~9.MP^~~ltNo 0
--.!._-~
fEESIM1'L.E .. _.______
---,
AVERAGE
--~._------~--
- -~_,_---~--<o_-.----- ....------
1 ,,'~j.; _!11'~~ ~__...b\~~ _ i
0':.. 0,,:.__ :
.. .__.._..9~qfLi.
... .. ~],AffilltRD
-.--~-- ---f-
...=1;>-02 .~I__._l!
Orals I 0.0
. .14?59o
Pays Oll_~rk!!t L'!l._13L..51_3J
o
. ...IIJM. SlIBJIC1 COMPARABI[ ~o 4 COMPAIIABIE NO 5 COMpA.RA~\tN.Q.~_.__._._
Dell P",,,ndOIII 9/17/97 q/15/87 6/20/90
Sou'Cllolp"",,"11I $'00,000 $109.200 $124.900
~(l!.NIf"-I~_ ._. - ---...---
AnlIYIII 01 all)' CU"."119Iltrn'"1 01..1. Ollila" olllahn9 nlth, Bub'ltl pruptrfy Ind 1!lIIY511 01111)' pnlll ..In 01 lubl.fIInd complllblll Wllhlf\ore YII' 01 the dllt ollppfll..1
.
.
1995 VALUE
!'il. N". PVT 811
The subject neighborhood Is dIfficult to define, thus a broader area has been
defined by the Appraiser. The subject neighborhood has been defined as Upper
Allen Township.
SUBJECT PROPERTY COMMENTSI
The site has average improvements and landscaping and has had typical
maintenance. No apparent adverse easements, enroachments or other adverse
conditIons on this site. The present use Is tha highest and best due to the
fact that the site Is located In a legal and established plat of existing
homes.
CONDITION OF TIfE IMPROVEMENTS I
The roof on the subject property shows minor buckling. As per Mrs. Danella,
the builder (originally) used Interior grade plywood and/or did not use "H-
Clips". because the exact problem is not known, I can not represent a cure
using cost methods. The exact market reaction to this Is also not measurable
nor would an employed method using Income to arrive at an amount be
available, thus, it Is my opinion that the effects of the condition can not
be measured and no cost to cure Is offered. Floor plan provIdes good
utility, design and appeal, and should receive good scceptance In the market
place. No functional or physical Inadequacies, repairs needed, modernization
or factors that would adversely affect marketability. No unfavorable external
Inadaquacles observed.
ADVERSE ENVIRONMENTAL CONDITIONS I
The appraiser Is not an expert environmental Inspector, therefore might be
unaware of existing hazardous substancas and/or detrimental environmental
condItions which may have a negative affect on the sefety and value of the
property. It Is posalble that tests and inspections made by a qualified
environmental Inspactor would reveal the exIstence of hezerdous materials
and/or detrImental environmental conditions on or around the property that
would negatIvely affect Its safety and value.
cotICENTS ON SALES COMPARISONI
Days on Merketl 1) 91 2) 34 3) 91, Comparables used are closed sales and
were selected due to their proximity to the subject, style and view amenity.
Equal consideration Is given to each comparable to arrive et an estimate of
velue by the Sales Comparison Approach. Additional comparables, not Included
In this report were considered. Older sales and different market areas were
investigated. Comparables sales used In this report were selected from the
best available data from this market and are closed transactions. No more
representative or more recent closed sales were known to the appraiser as the
effective date of this report. Age adjustment denoted Incurable Physical
Obsolescence. Condition adjustments reflect Curable Physical Obsolescence.
ANALYSIS OF CURRENT ACREEMENTS OR PRIOR SALES I
The eubject property has not been listed or sold within the last 12 months.
The comparables have not been sold within one year of the most recent sale.
Sales Information was verified through sales agent and/or saller when
possible.
CONDITIONS OF APPRAISAL I
This eppralsal report has been prepared with the property In "as Is"
conditions. Subject haa not aold within the past twelve months, No personal
property Included In this valuation.
FINAL RECONCILIATION I
The Appraiser estimates Market time for the subject property to be 90 to 120
days. The Merket Approach In considered to be the best Indicator of value
for this property and Is given the greatest wolght. The Income Approach Is
Inapproprlato because few single family houses are rented in this market. The
Cost Approach is of lesser consldoratlon in the valuation of this home and Is
givon socondary weight.
.
.
, Unear Ilearesslon
I $ 129,900 1,564
2 $ 130.000 1,764
3 $131,000 2,027
4 $ 138,000 1,884
5 $ 141,900 1,754
Subject: 1,811
Indicated Value: $ 134,202,60
Slopc: 3.44
V-Intcrccpt: 127,980,61
.
1'1111I11' A, Uollerl)'
, 995 VALUE
I'll, NoI, PVT98' ,
DeFINITION OF MARKET VALUE: The mosl probable price Which a property should bring In a competilive and open mlr1<el
under all conditions requisite to I fair sale, the buyer and seller, each acting plIJdently, knowledgeably and assuming lhe price Is nol
affected by undue stirrulus, ImpliCit in thiS detinltion is Ihe consummation of a sale as 01 a specified dale and the passing of lilIe from
seller to buyer under condlllons whereby: (1) buyer and seller are typically motlvaled; (2) both parlles are welllnlormed or well advised,
and each acting in what he conSiders hiS OWIl best inleresl; (3) a roasonable lime IS allowed for exposure in the open market; (4) payment
is made in terms 01 cash in U,S, dollars or In terms ot finanCIal arrangements comparable Ihereto; and (5) the price represents the normal
considerallon for the property sold unaffeclod by rpoml 01 creallvo Iinanclng or salos concossions' granled by anyone associated With the
sale,
.
.
'AdJustmenls to the comparables must be made for special or creallve Ilnanclng or sales conceSSions, No adjustments are necessary for
those costs which are normally paid by sellers as a resull 01 Iladllloll or law III a nlarket alea; tlloso costs alO roadlly idonllflable aince tho
seller pays these costs in Virtually all salos lIansacllons, Spoclal or crealive finanCing adJuslments can be made to the comparable property
by comparisons to Ilnancing lerms ollered by a third party Inslitutlonallendor Ihat IS not already Involved In the property or lransacllon, Any
adJustmenl should not be calculaled on a mechanical dollar for dollar cost of tllo Ilnanclng or concession bul the dollar amount of any
adJuslment should approxlmale the markel's lOacllon 10 the finanCing or concesSions based on the appralseros Judgment.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser Os certlhcallon thai appears In the appraisalleport is subject to the
following conditions:
1, The appraiser Will not be responsible for mailers 01 a legal nalure that allect either the property being appraised or the title to it, The
appraiser assumes that the title is good end markelable and, thereforeo Will not render any opinions about the litle, The property is appraised
on the baSIS of it being under responsible ownership,
2, The appraiser has provided a skelch in the appraisal report to show approximale dimensions of tha Improvemenls and the sketch is
included only to assist the reader 01 the report In VISualiZing the property and understallding the appraiseros determination of its size,
3, The appraiser has examined the available tlood maps tllat are provided by Ihe Federal Emergency Management Agency (or other data
sources) and has noled in the sppraisal report whether the subject site is localed in an Identilled Special Flood Hazard Ares, 8ecaU5e the
appraiser is not a surveyor, he or she makes no guarantees. express or implledo regarding this determlnalion,
4, The appraiser will nol give testimony or appear In court because he 01 she made an appraisal of the property in question. unless specific
errsngements to do so have been made beforehand.
5, The appraiser has estimaled the value 01 the land in the cost approach at ils highest and best use and the improvements at their
contributory value, These separate valuations of the lalld and improvements musl nol be used ill conjunction with any other appraisal and
are Invalid if they are so used,
6. The appraiser has noted in the appraisal report any adverse condltiolls (such as, needed repairs. deprecisllono tne presence of hazardous
wasles, toxic substances. etc,) observed during the inspection of the subject property or that he or she became aware of during the normal
research Involved in pertorming the appraisal. Unless otherwise stated ill the appraisal report. the appraiser has no knowledge of any hidden
or unapparent condllions of the property or adverse envllonmental condllions (including the presence of hazardous wastes, loxic
subslances, etc.) thai would make the property more or less valuableo and has assumed that there are no such conditions and makes no
guarantees or warranlies, express or Implied, regardmg Ihe condition 01 the property, The appraiser will nol be responsible for any such
condllions that do eXlSlor for any engineering or lesllng thai mighl be reqUlled to discover whether such cOlldltions exist. Because the
appraiser is not an expert In the field 01 envllonmenlal hazards, the appraisal report musl not be conSidered as an environmental assessmenl
of the property,
7. The appraiser oblamed the mlormallon, eslil11ates, and opinions thai were expressed in the appraisal repolt f10m sources that he or she
conSiders to be reliable and believes Ihem 10 be true and cOllect. lhe appraiser does not 8S\ume responSibility lor the accuracy of such
Items Ihal were furnished by olher parlles
8 lhe appralsel Will 1I0t disclose the conlellls ollho appraisal report excepl as prOVided lor In the Unllorm Slandards of Professional
Appraisal Pracllce
O. lhe appralSel has hased hIS or her appraisal roplllt and valuallon cOllcluSlon lor an appraisal thai IS subJect 10 sallsfactory completlOno
repairs. or allerallons Oil the as"umpllon Iholt COmplllllon ollhe Improvemenls Will be performed ill a wOlkmanllke manner.
10 lhe appraiser musl provldo IllS 01 hel pllur wllllell cOllsonllilllllle Iho londer/cllenl spocllied In the appraisal report call dlslllbule Ihe
sppralsal loport (mcludmg conclllSIOlI' aboullhe [llOpOlty value, Ihe appraiser's Idenlily and plolosslOnal deslgnallonso and lelelen~es to
any plofesslonal appr8lSalorganllallons 01 Ihe film wllh which Ihll appralsel IS assoclaled ) 10 anyone olher Ihan Ihe borrower; the
mortgagee 01115 succes,ors and asslglI'; the mOil gage mSUlOr; consullanls, plOIOSSIOl\al appraisal olganlzalions; any slale or lederally
approved IlnallClallnsllluliol\; nr any depaltrnelll, agllncy, OIulslrurnonlallly of Ihe Umled Slales or any slale or the Dlslllctol ColumblS;
excepllhatthe lunder/cllont may dlslilbule the property descriptIOn sechon ollho repOlt ollly 10 dala collection or repnrtmg servlce(s)
wlthoul haVing III ohlam 11m appraiser's 1'1101 wrlllen consonl 1 ho appralSel's wllllen cnnsonl anl\ approval must also be oblamed helore
Ihe appraisal can ho convllyol\ hy anyone lolhl! puhllr: IhloUllh alfvorllfimg, puhllr: mlatlolls, news, salos, III olhor media
110111\10 Mac I '11m 4J!l Ii Ul
Pag" 1 "I?
rannle Mae rOlln t00411 0-03
.
.
1995 VALUE
Fil. No!. PVT981 1
APPRAISERS CERTIFICATION: Tho Appraisor certllles and agrees Ihat:
1, I have researched the subject markel erea and have solected a minimum 01 Ihree recont sales of properties most similar and proximate
to the subjecl property for consideration in tho sales comparison onalysls an~ havo made a dollar adjuslmenl when appropnato to reflect the
market ronctlon 10 those Itell'S of Significant varlalloll, II a slgnillcantltem In a comparable property is suporior 10, or more favorable thano
the subjoct proportyo I havo mado a negahvo adjustmellllo roduce tho adjusted sales pllce ot the comparable and, if a significant item In a
comparabte property is inferior too or loss favorable Ihan Ihe subject property, I have made a posilive adjustment to Increase Ihe adjusled
sales pnce of the comparable.
2, I have takell Into cOllslderallon the factors thai have an Impact on vah:e In I1IY developmenl of Ihe estimate 01 market value in the
appraisal report. I have nol knOWingly Withheld any slgllltlcantlnfolmalloll frol1l Ihe appraisal repoll alld I belleveo lolhe beslof my
knowledgeo Ihat all stalements and lnformallon In Ihe appraisal report are lrue alld correcl
3, I staled in the appraisal report only I1IY own personal. unbiased, and profeSSional analYSIS. Opll1l0nS, and conclusions, which are subject
only to Ihe conllngent and hmlllng condlllens speCified In this form,
4, I have no present or prospecllve mterest In Ihe properly thai IS the subJect to Ihls repolt. and I have no prosenl or prospecllve personal
interesl or bias Wllh respect to the pa~lclpanls In the transaction, I did not base. ellhor partially 01 completely, my analYSIS and/or the
estimate of market value In the appraisal repo~ on Ihe raceo coloro rehglono sex, handicap. familial stalus, or national origin of ellher Ihe
prospective owners or occupanls of the subject property or of Ihe present owners 01 occupanls of Ihe properties In the vlcilllty of the
subject property,
5, I have no presenl or contemplated future Interest in the subJecl property, and nelthOl my current or fuluro employment nor my
compensation for performing this appraisal is contillgellt on tho appraised value ollhe property,
6, I was not required to report a predelermlned value or direction In value that favors Ihe cause of the client or any related party, the
amounl of the value eslimateo the ettainment of a speclllc result, or Ihe occurrellce of a subsequent evenl in order to receive my
compensation and/or employment for performing Ihe appraisal. I did not base the appraisal report on a requested minimum valuation, a
specific valuatlono or the need to approve a speCifiC mo~gage loall.
7, I performed Ihis appraisal in conformity wilh the Uniform Standards of Professional Appraisal Practice Ihal were adopted and
promulgated by the Appraisal Slandards Board of The Appraisal Foundalion and thai were in place as 01 the effeclive date of this appraisal,
with the exception of the departure provision of Ihose Standardso which does nol apply, I acknowledge Ihat an estimale of a leasonable
time lor exposure in Ihe open market is a condllion in Ihe definition of market value and the eslimate I developed Is consistent with the
marketing time noted in Ihe neighborhood section of this report, unless I have otherwise slaled in the reconciliation section,
6, I have personaily inspecled tho interior and eltenor areas of Ihe subject property and Ihe exterror of all properties listed as comparables
in the appraisal report, I further ce~lfy that I have noted any apparent or known adverse conditions in the subject improvementso on the
subject site, or on any sile within the immediate vlclnlly 01 the subject property of which I em aware end have made adjustments for Ihese
adverse condilions in my allalysis of the property value to the extent thai I had market eVidence to support them, I have also commented
about the effect of the adverse condllrons on the marketability of the sublect property,
9, I personally prepared all conclUSions and opiniolls about the real estate Ihat were sel forth ill the appraisal report, If I relied on
significant professional assistance from any individual or illdlviduals ill Ihe pertormanco of the appraisal or Ihe prdparation of the appraisal
reportol have named such indlvldual(s) and disclosed Ihe specifiC tasks performed by them in the reconcllialion section of this appraisal
report, I certify that any individual so nemed is qualified to perform the tasks, I have not aulhorrzed anyone to make a change to any item in
the report; therefore, if all ullauthonzed change is made to the appraisalleporto I will take no responSibility for it.
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal reporto he or she certifies
and agrees that: I dueclly supervlso Ihe appr alser who preparod Ihe appraisal report. havo reViewed the appraisal repo~o agree with Ihe
statemenls and conclUSions of Ihe appralsero agree 10 be boulld by Ihe appraiser's cerlrllcallons numbered 4 through 7 above. end am laking
full responslbllily for the appraisal and tho appraisal report.
ADDRESS OF PROPERTY APPRAISED: _ 90LIlONNY~AN~, ._ HECI!ANIGSIlYRJ,kPA_ _17.055_
APPRAISER: 1)] , 0 c: ')j\-::k
~~;:tur~rllgIrA\iIERl'Y I GA~. ~
Date Signed _ nPRYARY. J. 1995
State Certllrcallon L GA-QQ t q9]-L _
or Slalo Licen50' An-OII~oJ~-L
Slale PA.
[lplralron Date 01 Cortlflcalloll III License: 6/JO 199
SUPERVISORY APPRAISER (only If required)
Slgnalure:
Name.
naln Signed
Stale Cerllllcallon ,
01 ~llJle L lel!ll!!!! /I
~dalu
[vpllalioll Dalo 01 Celllllcallon or License, _.
I I [lId I I Illd 1M I",peel Propertv
FlUddln Mar. FOlln ~3n fi-H3
Pilon;) of ;)
Fannin Mae FOlm 100411 fi-03
~ SUMMARY REPORT'" 1998 VALUE
UN1llbRM RESIDENTIAL APPRAISAL ~RT .
~mu_')i)lJlQNN_LJJ\fft; GIIyJiF;CHAm C!i/!l,Il!Q J!!!.oJ'1I__1JPJ;j1!l!1lQ55
.!.ta,1 Pt.el1DliP~--.I>t;t;IL/!QQILY9J,!lMF;_327.._._fI\qE--.l~l..___ Counly_C.l,IM!3ER.J.I\ND
.Allut!1llfi!llL~d3::3 l::~_L'.iJ -~QL___ CUll ~! lNi;;_DANELi~'-'-Yr'-f~_~:~-=n~. -:~'! J6~i~~&JXr:~~;I-~!!oi:;;~~:1:J~
I d 1m I II I .__rlQ].~Uyp,-Dj'~p___D~2n~l!1I.n!!Lm..llliJQLYAoJ!lyL-!!gA 0 00 Mo
lU!iiWl!!o9lorPJllI!cl Nam, _ UppE'LIIL!.EtLTO~SIlI Po. _ _ ____ __Map R.1O!'ncLIIDC~~8_1<5______S!nmJJ!cl3?I!.!l=_9Jlf>-,!lL
1t!IJ'J1sIlli/..A_____.D!!. o! S!I.3l98______ 00.enpl!0_n~nAl~l!1QiJl119I!o_an c!la!~!/S9nce!!I.n'Jo.'" p!!9J>n,!!!L1fONF;jgjOWN
.I.!n~!!I<;H!rr!HARLDISSHiGERd:;Qh________ _A~~lo" 28. NORT!LJ~ND__STI!EET ._CAMJ>._lUL!.J'A.JI0~______
A III.., LIE Y GM G Add,... 1 MAIN STREET IDOL TO A'
lDCllIon = UrblnX Suburban ,. RUI.I Pndomlnlnt 5lngl. family houllng rresent land ute" llnd UIt thing.
Buill up ~_ 1};,,15X [X 25-m [J UndO! 25X occuplney rr,:f,f 1,~.1 Onollm,ly ____6.0_ [J Nollikely 0 lIk,ly
Growlh fllo I. /lapid [XlSllbl. lJ Slow fX] <Mnll 60 low ___...NEW H I.mlly _.___5 [Xlinproce..
Prop.,r1y V'.I",.'! In"...,n.g IXJs.', bl'.fJOt ehOlng J. T.,",nl. _?.5,O.+_11i9..1t__.10 M~h-la""~_______..5_.10 SINg~f;.~. _lLY
Ptm.nd/.upply [_ ShOllag' [Xl Inba~nce B o.,,"<<<IY (~I v.t.lnt{O--5~J ____ PI,d9mlntnl_ Comm"'"I_ ___5 fR9MLYACMIT
.MlrkjhngJ'mL JJn~!_11~I_U H1l\9._ _Pv.r~mO! _U\. '"II"'''''J.. __ J20_..1 .. _30 VACANTi _ __ 25_ _________________
Not.: hUI end the rlClal composition of thl neighborhood are not .ppralnthctorl.
N.lghborhood bound..". .nd ehlltelo"al". SEE__ ATIACHED..I\DDENDUM,
Faclon thalallecllh, mlfhlabihly (lIthe plopelllellO Ihe neighborhood (proldmlly 10 employmenllnd amenlllu. employment liability. Ippullo mlt~,l. ele)
This sul1Y.r):lan..nsJ8!J~rh()9cUUI!;!J1)C)~t..pul;>llc _utili.!: les_ ava lIable ._tslst_tvslY_sasY_sC_Cflll!!_J:.!L___
~~~~~~!!I-sng..J!!-Comp~tlt!~~lth_Qther_neI8hbot!JQQgll.J.n_t!Jfl_8flnera~~s~L-lfQs
ava slmU!:'t...!ll!!!ln!U!l!!J_No_lInf!l.Y9.f!!l:lls _fs9tQr!l_ 9bser.YscLwhjClh..wolll~ __ !lgv.sr_!!slY_sfJe9L
1!l!ilMltaJ!Hi ty....JhL!!\l!1JsCl\...pr9per.tLls__IQClst!ld ..In _UppeLIIUen_ Tll\msh Ip,____..______________
Marhl condihon. in thl.ubject neighborhood (including support lot Ihe abo", conclusionl lellled 10 the trend 01 properly v.lulI. demlnd/lupply, ud m.rk'ling Urn.
- - luch II dll. on compelllivl prop.rHII fOf ule in lhe neighbolhood, dllcripllOIl ollhe prev.lence olllln and linancing conC'lIlon., elc)
e 8 e no fo el!~!!able eC..Qnol!\1!LJ;r.S1l9Lw!lI.Q!J_.m.!8hL:;J8n![IQsnUY...JnfluenQ.!L!I!I!rk!l~dlt1onL-
s eJ.ghborhoodJ_'l'hLcJ!tr\!.n_L!1\9r_t8a8a_l1!8rl<l3t_of.f.!lf.LlI_Jo!Il:ls_Y!lrJ~tY....QLQQn.,.!!nt_IoJl.MJ.08 s
co l!et1t1ve Intarest rll.t.!!~L--'\La_r!l!!\I_H_._ths._Jer!llLOLf.1n!!nQjn8.J1!!Ve_1IJ;tlS..> If anY...J!!111!!Ql
sales-pr Ice. Sub 1ect m:oP!lr..ty_hJl_!l..n9L:;_Qld~1Jh!I!_J;h~LPlI!lL! 2_!,!onths_.
ProJ.ct Inform.tlon for PUOI (lI.pptiClble). ~ 1.lhe developer/builder In conltol ollhe Home ONner.' Allocialion (UOA)' YES
Appro)(lmltelolal number 01 unil. in Ihllubjecl projecl N I A___ ApPloll:lmale lolal number 01 unllllor IIle In lhe subject projecl N I A
mil I
Olmrn.lon. SEE LEGAL DESCfUfIIQ1i
SlIe tI.. _!L 24 ACRES _ Corn" Lol ny;;-rxrNo
Spleihe lOlling ell..llictllon .nd d.lCllpllon !ll;~lQErITIIIL _
Zoning "mphtoct 00 leg. I 0 legalllllmllll!ring (GllOOIah.I!d.....) Ollleg.1 TI No IOnlng
I h W>lllJtlU.1l!JlJllmiJl]f!m!l!.Y!L~!U!!!I'9J!lI1}____________n__
Utllltl.. Public Other Olf-Iltelmproveme-nts Type Public Private
Eleelllclly 511,,1 llm'HA~L____ DO [J
0.. HONE CU'b/gull" NQN~__________._____. C[J.l 00
Willi Sid.w.lk NONE ______. ,_
Slnllary ttWII 51"01Iighl. ti.9NE __._______ U []
IOfmllw." AJI~_ __NON E__ __ _n__ _________0_0 _HM.A MtpNL4~Jl.J7~(00 1 OC
Commtntl (,pplrenl .dv~rse elsements, encrolchmenls, speciI1asse.smenll, slide lrelS. illegll Of legal nonconlormlng roning, vee. rlc.)' St.UTTAC ED
AQDENDJ1!oL. ___ ____________________ _ _______________________--._
NO
Topogrlphy
Sire
Sh.p.
Drainage
View
landscaping
E
EXTERIOR OESCRlPTlON roUNOA liON
No.olUnlll L-__ roundallon CQNCRJ;;'!'K Slab i!.D1.___
No olSlorl.. L-_ f>llIiorW.II. VItf!'l.___ ClB\'o1sPlO!N9NE_.______
lyp. (Dol/All) QETIlCIlED Rool SU'I'" :;!!lffgb~_ Oasemenl 7_~'t!_____.___
Otelgn (SIyle) 2 SIQH OuIlII' & [mn,p" II.bMMHLlJ!ol_ Sump Pump NONf:________
hilling/Proposed EXlSJll!G Window Typo !>!l~., _IN!l_ Oampn... N.QNU~.Y._
Ago(YII) 1L_.___ SIOlm/Sereon' NQIJJ::S.____. Solllemenl NQt!LQ)lSV~_
I !.It" I. Sf 0 Int 'I, 0 E OBSV
ROOMS J9.n.L_ ,~pyjJ1g_ -pjJ1lDg~ _!<J!t!1~!L_. _._PerL___ f~tmIY_~r!1_ Rcc Rm ___ O~drl}Qm,_
J!u!mrlll____ _____ _____ ___ _____.__. ___n.._.__._._._ __ ____
Lovell ____ __..1__ __.1 '__..__ __ L __.._____
llY!!l ___ ________ ____ _______
OASEMENl
Alel Sq fI 13L__
"Finisht'd 0'.
Colling !lNFINI.~H
W.II. CQtf!;HETE
f1oo1 CQNCfl)::I!L
OuI,'d.Enlry N9N)::___
INSULA TlON
Rool 0
Coiling AY.Q1- (jJ
W.lla AVaL... ~
floor AY.Q.,__
None
Un.noWII
,.3
. H.I_IiL_l~~ni.ry__ _Q!h'L_ JolfUqr
--....-----_~____ __ _JJ2
.._,5__ __n__ 1.018
--~--- ----- 193
.- -------- ---- ---- --.-Q
rl nl In Rooms r 11 s
Malo"al,/Cond,llOn HEAliNG KITCHEll FaUIP ATTIC
YlNYl.!CARpj::TA lyp' UP_ 11.1"9"'10' [pJ Nn"o
PRIWIILL. _II r"el El.EGTRC lIang,/avon Ixllsl.",
1'1900_ __. A Cond,IoonAVERAGE DOIpo,,' DO 'Orop SI."
VHIY!.._..... .11 COOLING O,.hw..hor IX) Sculll.
n BERG~l\SSn__A Co"".1 YES ran/Hood I X] nll"
6 PANEL A Olhll 1'10 M,ClOW,," [] H..led
. G aodllion' V AG h I Olver [. I flnt ht'
Addlhn,,"..I"'.. ,.p."al ,n"gy .11,,,,,,, ,I"n, .1,) 1 00 _ nmp_Jl09trl co 1 Sorv Icol Coram I c Floorn I n foyer andKUch!ln..
(II! .91' J I Urick Fireplace In family /loom,
Condllion 01 the IfllJHO\lelllPnlJ dppll!cllllOn (phYSIC.I, hmcllonat and elllefllll). repair! nl!f.'dt'd quality 01 COlJstructlon, rffllodelln /lddillOnl pIc SE~
ATIACIfED ADDENDUM.
INTERIOR
.h
AM[NITIFS
IJ r".plml')' L
[ 1 Pat" REAR.
1_] Oork NONE
IKl
[ ]
I)
noars
Will.
Trim/rfnllh
Bllh floor
DllhW.inscol
Ooor.
J1/ll(:h
""" NONE
Pool NONE
fe ,
CAR S10RAGE
[xl Non. 0
[X) Ga"ge
C) Allach.d
Ix] O,Iachod
[] O",II-In
[. I CarpOll
I DI carl
~---
Advllr.. en\lncnmenla1 cnndllloll. (such II bul nullUlHll'd 10 1181lrdoU!I wull!!i IOllt. slIl/stanef!
ImOledlll. v",,"ly 0111" ,,,1I11t1 plOptlly :;EEIITTACJlE!lIlDDENDUM
IXHIBtT
I --6::::-
. on Ihe aile III in 1111'
'111.I-,J.4.( IOlmflJ h ~\
-~/.i"T17'"f';----
I 1".;.lh.I"."1 h.a all
I SUl+lARY REPORT .
o U ORM RESIDENTIAL APPRAISAL ).
ESTllAATED SITE VALUE . S ____.___3Q..099_ Comm.nh on Cool, 'P J _ '(.uch II, IOUte' 01 cool ..lIm.t.,
ESTllAATEDREPAODUCIION COST-NCW OF IlAPnoVEt.lENTS .11. v.lu., .quIlI 1001 calcul"lOn ond lot tWO, VA .nd FmllA, Ih.
l),uflllnl_-L ill Sq rt . '...I!L 32 . $ _.___ _ __14 , 257 III,m.,.d lI111llninllConomlC 1,1. olth. plOp,,'Y) H!I_r.JMl.LL_
1918 Sq rt . s_t9.20 11,096 Swift. CostSerYJQe__Q9I1\bll1e!L\oIlth_oppreloAL
!RI~!LItREI'JACE(l'ORCHu__ _ _ 12,500 experience, heve been. uset;Uo.JlrJ'JVILeL_
OollI'/C''llOrt u-'!(J.!1 Sq rt . $..19.05 8.801 reproduction costfll!uresdfo_9_PoQllle911nc.Q__
Tol.1 E.lim.l.d Cool N.w . I 107.354 \lBs_observed. _ThB_Bl!!ll.lIfILJllet.!\llLlms_IJU'>t_
L.II PhYllcal [Funcl"n.11 F.llln.1 to determIne physlQBl deprecletI9n_________
Oeprwclabon __~,5e~__ __~$_O_ __~__. $0 . s. 8.588 percentage. Land value is an e~tl~t,_J~~,d__
DoplIcl.l.dV.lulOllmplOv.monl. . , 98.766 on the limited number of lot seles In_ th!t__
.~.-II. Value 01 Sil.lmpro....emenll . S 11.500 area.
C V U cos P OAC 00
ITEt.I Su~iECL_. ..nn __CO.MeAnAPlF NO J. COI.4PAIIAnlE NO 1 COt,lPAI!A_DlIN9L____
907 BONNY LANE 1112 GRANDIA rLORA 105 WOODSIDE DRIVE 2242 CANTERBURY DRIVE
.Mdllllm;CHAIf.lCSBURg__ U!'!'I'ERALLEN TO\fflsl!rP _ UPPPER ALLEN TO\iNSIUP . UprER._ALLEN :rO\fflmlIL_
PJO.'ml~y~.\I. _________ LftbQ~~,.__ ?_,QbQ~K~L., _ (J...,P.~.Q~K~L... -
1.111 Pnco L.~_~___NI _._______I~__J.3(t,..~Q9_ .. __. ____ $ ._.........1.5?9,QQ. _ . __I .___.-J'-i1..Q.Q,g
Pnce(Gl1llllJvAlf,j OLQJ)J1_ ___9!!.,9~~'-_.__.______ L.. __ 75.8~iI'~__._..m_....... I 91.35~_____
Dol. .nd/D! INSPECTION OURTHOUSE RECORDS COURTHOUSE RECORDS COURTHOUSE RECORDS
V.rt"e.llonSou,," RE!lI::.BECQ!!Q.~ __1,;___________ ---I --- . . MLS .'1 . MLS 1."1-,"...,,,-,=-__-,-_.
VAtLEA!U.5~ ESCnlPTlON D~S,mPl19~__ ._.' U! "1"'~"' _ .. ___DESCIIIP!lON ,\)! "1"'-". _. _otSCIIIP!ION . - _ ,.-,
51111 or Finoncing NIA CONVENTIONAL CONVENTIONAL CONVENTIONAL
Concm'ono .0NLKNQ}/tL..;_ _____ NOtiEJ<NOWN NONE 1<ll0l/N
1'01 11!fll!!l. lQ19(.9L___~------.-- 1/3Q/98_. fJ/~6/97 ,_
Loco"on AVE GE fi'l!;RJ\9L____...;_______ AYERAGE___ I\VERI\GL~__. ___
lftlfltJl n;L$.IHPJ,~__!'.EL;;rMl.'_LE___: __ ._ rEUlIH!'LE fEE sIHPj.~...____. __
511. 24 CRE ~!;:!!-L-----:_ _____ _.Jll..1\CRE__n~; ________ .3LA!;RE____-i-
Vi.w AVERClQE___I\Y.E.!!1\9L_____;_______ I\VERAGE .. _ n AVERACE ..... ;_____
Olllqn .nd ApPIII UIQ.!!Y I AVG L1,!IP_.!!J/A'iG __;. _._______ 2 STORY Il\ve ... _~..._.__ _ ~ _sT9!!YIIIYG_:__ _____
oICooiilut:tltl1 AVER_I\GE__A'l!;BAGE_____:____ ___. AVERI\GE ___...__l\\'E!!AGE_ ,
. l1Al.5.L_ lJAm:____;_____ J 3M7E~d___~__ 9Am;_____________
C nditio AV~,R.AQ~_.--AYf:.B.Ag~--_--~--.--_- AVE.RAC~,_ ~.__ m.______ AV~J!~\i~,----~.~----
Above Orld. ..!g!.!GJ!l!'''''''':~~ !~!G.J~~~_IlI.'~~__i _l~hl~_~"''',~ l_.~~lt1._~ _!'I~I_~ ~~'!!:! ;._.~~'!l_~
Room Count J_~~_~--,- J~~~_t5_: _1.:._3..~_~.5_: _J~_q_~_~t5_:
G 1I11vln All' 1.,811 Sq.lL _1..39i1.JigJL~____~q .299 __..2,99QjiqfL: ___,:.1.,990 .. __.t.~64 Sg_fL:........!.L.!iQQ
O...menU Finilhld rULL BASEME rULL BASEMENT: rULL BASEMENT: rULL BASEMENT:
.floJlm. !lIlow G"dl UNflNISHEP_ UHfllUSHEP___;_______ UNnNI~HEp ___; _______ !lNnHJ$.H~!L_~___
F ncllon.IUllily AVERAGE I\Yf;!!AGt___...:______ A'tf;llllGE__......-:____ !\YE!!A9~_____;
IIn Co IIn HP/CA PICA --:-______. !!!'IGA____;....- I!P/~L____~__
r fficl.nllltml ~l\lID(\ D TANDARD: 1iT1'\NJl!\!!P_..--:.______ S'!'!\H!!A!!P
G"lq./C. ort 2 CA.R~fi"-~GE_ UAR.J!AI!AGL:.___!2 .500 2_CAR_CARAGE; u_____ ___ ?~A1L9ARAGE :
Potch, P.IIO, Deck, PORCH IMILAR, SIMILAR SIMILAR
Film .Ie. 1 nREPI,~!;L.QHL_____:___+2.5QO LU!!E!'Lt;CE_...;u________ !iQHL_______;___~~.5QQ
I!nil..l'.2!l!J.!c NONE___ _Rlf.E_____...:_ ___~___ NOtiL__u _ _.;______ NONE__.____ ~~---
N.I AtfiJlol.'1- 01:!~ NON.E -:--;:$: ~~_9-;-200 ~D~::':I:IT.~_: s~-c..=_~T.9ii9 ~t <__ 4,Q~~
A~u.l.dSlI..Pnco rossl 6.7 OrOUI 1,3 Orqssl 2,6
olCom ."bl. etl 6.Ls__1-'!5.70_0 N!llL.:l.3_L__15ll_. IllQ. Hn.LJ...f1.L___.J!if1,!lQQ
Comm.ntlOn 5"11 Comp.nton (Includlnllh. lubiocl plDPflty'. comp."blllly 10 III. nolghbOlhood. .Ie) paYs_on_HarKell _ \ LLL._i1.L3 L-3L
4 Com{l!lH\lles_\M!!I!;tjl.r.!LQ~Q.a~c:l.Jla_~e!L!md__\lere_!llecetect c:ll!e t9_th!l I r_prQ~ Imlty_ t9_th.ll,..!!\!\ljut .--
Myle end view 1!!Il!!lily_'-~ll\!I!LQons!~erat!!m__!ILl!I...!I0_ tQ. !ll!QILC9I1l8pr!lbl!Lto _l!rr I V!I.lIt..lI!L ll!!t l!Mt.'
.QL"'!Ilu~JlY th!L,sIlJe_s~9!1lPlltll!01L!\pprQ!lch ._Comparables _Sl;lles_ uS!ld_ In_this r~P9rtw~r~JIl11Qot''>t..
Ir.<.>!!LthfUl!l!!Lllva Uable..!lata_ from_thl!!_]1\8rJ\!It_l;lOd ere uc1Qsed tranSl;lQt Ions.
1998 VALUE
0.,., p;i~~nd D;~I~::':~SlJiiJ[CT~: 11 (1 4/~o;rA;V:nlrNol- - 5/1/90C0l,4PAIIAOLf NO 2 6/15/~o~p^nAnlE ~O !
:;~:;~n:~:::_ .. S1ul~.OOO_. .... $129,900 $117,760
AnalvslI ollny CUrI!n! agreemenl 01 61le, ophan or haling olllle sublect pmperty and analym ollny pnolulel 01 Illhjecl11Id compar.bll's WllhUl one yr.' olltle dltl otlPJltllll1
.s.~~._AITAC!l~P _ADDENDlJIo!
INOICAHO VAlUE DY SAI [S COIIPAIIISON AI'I'ROACII ,
IIltCAlrOVAllJ: bY INCOME APPROACIt (II A !Icabl.) [stunal,d MII~.1 Renl S I IMo Ii Gruu rI.'nl MlJll1 IIfI NI .,
Thit applll"! II mlde X .u I'" 5uhlec! 10 Ihe It'pall! Ollfllhollll UlspectJon! or condthona hRtf'd ppluW j lul1111rl10 flllnpt,hon JIf" ptln. and IJIIClllClllonl
Con~I"nlDl App",..1 SEE ATIACllED ADDENDUM
14e,900
I
Fin;' IleconllIOlI,,,nSEEATIACHED ADDENDUM
The pUfpon villus ,pplllull5ln P,llflllle !lIp 1I111~tl villi. 011111' lf'll plOpl'llV IhllllUIf' lullll'll ul till 1 ll'lliltl l,fttl'dlJ!l n... .hU....'lUl\I!ilIUrl. Ind Itllllt'rllliuhlltl lunlmplll
and 1lfl1llmg condlllOnl Ind I1lal~pl v.llK! delllllllnn Ih.llllt at81.d mIlle Itlar.hl'd r'l'ddte MJC I mill 41'1/1 Inlll' Map' llnllll'J4Illl11'VI&f1d (II ~J )
I(W[) fOllllA n 1111' IIARkll VAIIJI ,A!JI1" INIIJ,IH" III III AI I'Rnl'llIlY ltlAtl9 III (;111.11 1:' III II.!JIII I'[MII, A!J [M HURUARY J, 1 ~98
. IWIIICIISt."FIlAt~"IN81.IClrl *NO'.In..I(n;,r.l~I.I1Alt 1lI1111nllllolllllllOIIIS 1118,000
APPIIAlsrll () ,(\ I)' V () I, (;IlIollIYIHIlIlYAI'loIIAlll"lIl1NI Y II 1111.11111I111
SIIOIlu" ,j ~12\' '1\ 1 _, I _"< r<J;, l ) ",~".,,," ] I"d I IllId Nol
Nlme f'lllLLII' A. 110lltRTY GM, GRI ,J . N.",. ,,,,,,"11'1>'1,"11
O.I.,Itl101IS'gnod rEDRUAUY 3, 1 ~~8 IIII.I!'p",1!.'9".d
SI,-', C"IIII~llto'" GA-OOllI93-L !i1,le PA ~l!"h.' ("lilll.lllln M
0, SIII.llef"" '__Al1:99~QJ~:b \1,1. I'A III SI.I., 1>0"'"
fl.dHI.lt{II)P""U~",1 ..-..---. ___._u. 1-i>~"""'!7 .-......
SIIII
51.lu
t I ,.I,I~~", ,,.IT'- ;,~,i '~,I
Th" Appro IDol F I I'm . Ueall y
UIORU RESI6mrALR1'P0~AAISAL 'PORT 1998 VALUE
___IWL.,., 5U~irCl ... COMI'~1Vo8lENO ~ _n COMI'~IVoOlENO L._. ._.COMP~IVoOlE_N(),L_
907 BONNY LANE 2250 DOVER COURT 1110 FLORI BUNDA LANE 1113 GRANADA LANE
.MmJl.mC'l^"~P.l!.R(,L.._._ ~PPER ALI,EN ..To\offlSIU!'n_ UPPERAI,I,EN.T()IiNS!lIP__UI'.PJ;IlJ\!,I,~!tJ:9~JUf............
fIl~I!YJQ..$4~j,cl _______ 5_P.kQ!;:M__-.---------. ,LP.kQ!;.K;.;_-------- ,3J.t~~
_ L III ___ ......._,.. ,.._......15?_.999. ...____n_____L ..._...1.39_.29.2.- ,
J'rtc1/Ql!I"ltv~"'1 o.oo\~ 75,85~._. $ 91,68101...... _......I.___...Jl5-'J!t~
OoIISou,c, INSPECTION OURTHOUSE RECORDS COURTHOUSE RECORDS COURTHOUSE RECORDS
i'1t!hc!IIQOsoulc, REDI-RECORDS REDI~RECORDS REDt-RECORDS REDI::l!Ec:Ol1D~L .0----
YAAA!Wl!1.Wrn ,._p~~s:mP.J.t91L..,_, _ .PE5CAlPIION I 'IJl'~.''''''. . OESCRII'1I0N 1'(lI",.,~I. .___PEsG~jPJI()N__ _J~(JI~"',",,>>L
51111 0' f",",,"g NIA CONVENTIONAL CONVENTIONAL CONVENTIONAL :
Gpn,,,,,o", .Iil.A.......,..,__,..- NONE NONE NONE .. . . - ...--- .
!l,IIQISII,/llm. 3/9JL.___. ..4/30197 3/14/97. 6/16/.97....__: .n___
[eco!lon AVERAGE. . AVERAGE AVERAGE AVERAGE_
~"""<Vf..Sln~ fEE SIMPLE FEE SIMPLE FEE SIMPLE ... FEE SIMPLE
!i!, ,24ACRE. 29 ACRE .23 ACRE ,23 ACRE.
:il1'!L__ AVERAGE. A.VERAGE AVERA.GE_n AVERAGE.. i----.-
Qo~IQO,"~ App,I'_ 2. STORY! Ave. 2 STORY 1 AVG 2 SToRY( AVG 2sToRYI AVG .-:..-----
9J!hIy9l"",,1~ AVERAGE AVERAGE AVERAGE AVERAGE n
---." -'--~'-'---'-'-
~QL. l1A/5E 9A14E 23A110E 19A110E_
Con~lli9n __ ___ AVE,RAGE,. ._. AVE,RAGE, AVE,RAGE, _ ..0. AVE,RACE...,__ :---.---
Abov' Gr.de !.!'l.! _~ Rol'''''; !htl'L 101.1; ~d''''' ; f1~lh~ , '01,1 ; 1\'1''''': fI.I'" _ .; _'nlll; ~4',!,' ~_~_. ~~l!!'___i
ADomCounl 8: 4: 2.5: 8: .3: 2.5: 7:_3:__2.5:
'.!l'o'!1!v,"~A'.! .. .... l&l1~q fl.n ;! ,004Sq f1; -1, 9001 ,52~~qnu: .+2,909__1,58~_~q n.~__~~,i1QQ
Ommenl IF,""""d FULL BASEME FULL BASEMENT: FULL BASEMENT: FULL BASEMENT:
~~m,~!IOw_Q'.g, _U~fJlUSf\ED U~U~JSHED' UNfIIIISHEP..... ; ~___'_ !Jlln~ISH~D__ .L____,
fYOltlon,1 V""IL AVER.AGF-n_..... AV~RAGE AVERAGE _: n __ I\V~RACE..___;~_
JJu!!!Jg&Ojl!II1L 1t!'I<::A PI<::A . OFAlCA, .-- 9fN<::A__.__:__ .
~{~!I!'o!l"'lT!! ~'!'ANDI\RP__..n_ TANDARD .__ STAt/PARD... .; -. -.. n ____ :lTAtiPARD____;_
G.!u,{fJIIQIi__ ;! ..CA!LGAR.AGE_ LCAR _.CARAGE _ 2..c:I\LGARAGE. ;_________ L<::AR_JlAl!l\cL~~-,2QJ!.
Potch, Pllio, Deck, PORCH PORCH PORCH PORCH
IH!JI!!II(!J,j!\___liIl!~~~I\CE. LfIREPJ.f\CE _ nn .. _n _ _ JIIREPLACE_;_____ .1_FIltEP1,(\<;E
f!l!flcP~_O~!I\~ !iQ!iE________ . O!iL__.. _ _n t{O~E_ ___._ __;___.... tiQ~E__;
_____.__ .!iQ!iE. DE-rui----. - - !~E ri--,-nn .. N]NE :
N,I Ajj{'~I,iL.._ . _w.:.....:} 1 ,90Q _l.Al!....J.-J.:._._;L___ __~.9Q9 .ill,'
A~u.lld SlI.. Poco ross I 1,3 Cross I 2. 1 Gross I 3.!i
J![!;~!!'PI!!~JL_ ..____.....____ ~tL__:J.3. $__J59. 100. N!!tL..~.LL__.JIji1&90 ti!.tL....l..5..
Comment, on 51'.' Comp..i..n (includ,"g Ih, IObIOC' property'. comp.libllily 10 Ih, neighbo'hood, ,Ie) PIIYII_llo.Jill.rJ\ll..tLQ IJ9.L5J
..2Q,- _____...__-----..------
135,..9.9.9,
4 00
~!i~[:=" J~~:J:i""'OO' .::~:~:r:".o 'j::;~~:!""'"OO'
AnalySiS allny r.urrenl,vreemenl of ule. oplion. Of hsllng 01 the lubjPcl property .nd analYSIS of any pnor Bale. 01 Bubjl!cllnd complflbl" Wlthi. one year 01 the date olapprallal
__ ._.._.__~..__4.__~__.._._.., .-~---~
--_......--~._.- ~.._-----_......~"-~---
~----~-_..-_._._-_.~.~..... . --.--.,,,-.----
_.._..__.-...__...-_._~_.-~--_..,..,_.
--_._..~-~~_._--~----~~-~-
.
.
1998 VALUE
l'il. N.., PVTQ81I A
-- - -
_ - - _ ___u
_ _ ___ _ n_u
The subject neighborhood Is difficult to define, thus e broader area has been
defined by the Appraiser. The subject neighborhood has been defined as Upper
Allen Townsh I p.
SUBJECT PROPERTY COMMENTS I
The sIte hes average Improvements and landscaping and has had typical
maintenance, No apparent adverse easements, enroechments or other adverse
conditions on this site. The present use Is the highest and best due to the
fect that the site 15 located In a legal and established plat ofaxlstlng
homas.
COIlDITION OF nlE IMPROVEMENTS I
Tha roof on the subjact property shows minor buckling. As per Mrs. Danella,
the builder (originally) used Interllor grade plywood and/or did not use "11-
Clips", because the exact problem 15 not known, r can not represent a cure
using cost methods. The exact market reaction to this 15 also not measurable
nor would an employed method using Income to errlve at an amount be
available, thus, It 15 my opinion that the effects of the condItion can not
be measured and no cost to cure 15 offered. Floor plan provides good
utility, design and appeal, and should receive good acceptance In the market
place. No functional or physical Inadequacies, repairs needed, modernization
or factors that would edversely affect marketability. No unfavorable external
Inadequacias observed.
ADVERSE ENVIRONMENTAL CONDITIONS I
The appraiser Is not an expert environmental Inspector, therefore might be
unaware of existing hazardous substances and/or detrImental environmental
conditions which may have a negative affect on the safety and value of the
property. It Is possible that tests and Inspections made by a qualified
anvlronmental Inspector would reveal the existence of hazardous materials
and/or detrimental envlronmentel conditions on or around the property that
would negatively affect its safety and value.
AIlALYSIS OF CURRENT AGREEMENTS OR PRIOR SALES I
The subject property hss not been listed or sold within the last 12 months.
The comparables have not been sold within one year of the most recent sale.
Sales Information was verified through sales agent and/or seller when
possible.
CONDITIONS OF APPRAISAL I
This appralsel report has been prepared with the property In "as Is"
conditIons. Subject has not sold within the past twelve months. No personal
property Included In this vsluatlon.
FINAL RECONCILIATION I
The Apprslser estimates Market time for the subject property to be 90 to 120
days. The Market Approach Is considered to be the best Indicator of value
for this property and Is given the greatest weight. The Income Approach Is
Inappropriate because few single family houses are rented In this market. The
Cost Approach Is of lesser consideration In the veluatlon of this home and Is
given secondary weight.
ABBREVIATIONSI
Within this report are many abbreviations, the following Information may
applYI NONE OBSVO-None Observed I UNKN-Unknownl EOR-End Of Rowl INT ROW.
Interior ROWI EFA.Electrlc Forced AIr! GHW.Gas Hot Waterl OIlW.Oll Hot Waterl
CA.Central Air Condltlonlngl NO CA.No Central Air Conditioning. lDA/5E - 10
ACTUAL(5 EFFECTIVE.
_ u __ _ _ - - --
d _ __
- -
.
.
, Unellr Ileare..lon
I $ 135,000 1,588
2 S 136,500 1,392
3 $ 139,900 1,526
01 $ 152,000 2,004
5 $ 152,000 1,664
6 $ 152,000 2,004
Subjccl: 1,811
Indicnlcd Vnluc: $ 1017,619,85
Slope: 26,63
Y.Jnlcrccpl: 99,399,07
Phillip A. Uohrrly
"
.
.
1998 VALUE
I'll. Nll, PVT981 1 A
DEFINITION OF MARKET VALUE: Tho most probable price which a property should bring In a competitive and open market
under all conditions requislle to a lair 681eo Ihe buyer and seller, each acting prudenlly, knowledgeably and assuming Ihe price is nol
affecled by undue sllmulus, Implicit In Ihis definilion is tho consummation of a sale as 01 a specilied date and the passing of Ii lie from
seller to buyer under condilions wheroby: (1) buyer and seller are typically molivaled: (2) bolh parties are well Informed or well advlsedo
and each acting in what he considers his own best inlerest; (3) a reasonable time is allowed for exposure In the open market; (4) payment
Is made in temls 01 cash in U,S, dollars or in lerms of financial arrangemonls comparable Iherolo; and (5) Ihe price represents Ihe normal
consideralion lor tho property sold unaffecled by special or creallve flllancing or salos concessiolls' granled by anyone assoclaled wilh the
sale,
'Adjuslmenls to the comparables must be made lor speCial or creallve frnanclng or sales conceSSions, No adJustmenls are necessary for
those costs which are normally paid by sellers es a resull of tradllion or law In a markel area; Ihese cosls ere readily idenllfiable since Ihe
seller pays Ihese cosls in virtually all sales transaclions, Special or creallve frnallcrng adJuslmenls can be made to the comparable property
by comparisons to Ilnancrng lerms offered by a Ihird party rnsllluliollallender Ihat is nol already illvolved in Ihe property or Iransactlon, Any
adjustmenl shOUld nol be calculaled on a mechanical dollar for dollar cost of Ihe financing or concessioll butlhe dollar amounl of any
adjuslmenl should approximale Ihe markel's roactlon 10 Ihe fllIancrng or concessrons based on Ihe appraisoros judgmenl.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appralsel's certlflcalion Ihal appears rn Ihe appraisal report is subjeclto Ihe
following condillons:
1, The appraiser Will nol be responsible lor mailers of a legal nalure Ihat affect ellher Ihe property beillg appraised or Ihe lille 10 II. The
appraiser assumes Ihalthe IllIe IS good al1d markelablo and. Ihereforeo will nol rel1der any oprnlons aboullhe lille. The property is appraised
on Ihe basis of it being under responsible ownership,
2. The appraiser has provided a sketch in Ihe appraisal report to show approximate dimenslol1s of Ihe improvemenls and Ihe sketch Is
included only to assisllhe reader 01 the report In visualizing Ihe property and ullderslal1ding Ihe appraiser's delermlnalion of its size.
3, The appraiser has examined Ihe avarlable flood maps Ihat are provided by Ihe Federal Emergellcy Managemenl Agency (or olher dala
sources) and has noted In Ihe appraisal report whelher Ihe subject slle is localed In an identiflOd Special Flood Hazard Area, Because Ihe
appraiser Is nol a surveyoro he or she makes no guaranteeso express or implied, regardil1g Ihls delermination.
4, The appraiser will not give lesllmony or appear in court because he or she made an appraisal of Ihe property in quesllon. unless specific
arrangemenls to do so have been made belorehand.
5, The appraiser has eslimaled Ihe value of Ihe land in Ihe cosl approach al lis highesl al1d besl use and the Improvemenls al Ihelr
conlrrbutory value, These separale valualions of the lalld and Improvemenls musl nol be used in conjunclion wilh any other appraisal and
are invalid if Ihey are 50 used,
6. The appraiser has noled In the appraisal report any adverse condltiolls (such as, needed repairs, depreclaliono Ihe presence 01 hazardous
wasles, loxic subslances, elc,) observed durrng Ihe mspeclioll 01 the subject property or thai he or she became a~are 01 during Ihe normal
research involved in performing the eppraisal. Unless olherwise slaled In Ihe appraisal report, Ihe appraiser has no knowledge 01 any hidden
or unapparent condilions of Ihe property or adverse envirollmenlal condllions (Including the presence 01 hazardous wastes. toxic
substances. etc,) Ihat would make Ihe property more or less valuable, and has assul11ed thai there are no such condilions and makea no
guarantees or warralllres, express or Implied, regardrng Ihe condillol1 of Ihe property, The appraiser will nol be responsible lor any such
conditions Ihal do exist or for allY el1gineerrng or teslll1g Ihal might be required to discover whelher such condllions exisl. Because Ihe
appraiser is nol an expert in Iho field of envlrollmenlal hazardso Ihe appraisal report musl nol be cOllsidored as an environmenlal assessmenl
01 the property,
7, The appraiser obtained the inlormallOn, estlmales. al1d opinions Ihal were expressed In Ihe appraisal report Irom sources Ihal he or she
considers to be reliablo and believes Ihem to be true and correct. The appraiser does nol assume respol1slbrllty for the accuracy of such
Ilems Ihal were furnished by olher parties
8, The appraiser Will nol dlscloso Ihe conlel1ls of Iho appraisal reporf excepl as prOVided for 10 Ihe Uniform Slandards of Professional
Appraisal Praclice,
9. The appraiser has based hiS or her apprals,111eport and valuallon COl1CIUSIOl1 for all appraisal Ihalls subJecllo sallsfactory complellol1,
repairs, or allerallons 011 Iho assurnplloll Ihat COl11plotloll of the Improvemel1ls Will be pertormed In a workmanlike manlier.
10, The appraiser musl provldo IllS or her prior Wllllen con,enl before tllO lender/clrenl specllled III the appraisal repor1 can dlstllbule Ihe
appraisal repoll (lIIclllllll1g conclllSlons Ahollllllll property valllo, the appraiser', Identlly anrl professionAl deslgl1aliol1s, and ,elerences to
any profeSSional appralSalorganlzallons or Ihe Ilrlll With which the appraiser IS assoclall'd ) 10 anyol1o olher Ihan Ihe borrower; Ihe
rnorlgagee or lis slIccessors And a%lgns; Ihe 1II0rlgago lII,urr.r, con,ullanl5; profo'slOnal appraISal organllallons; any slato or fodorallv
opproved flllanclallllsllluliol1; or any dopAflmell1, agency, or IIIslrumenlallly of IlIe Unlled Slales or any slale or Ihe Dlslllcl of Columbia;
except Ihal tile lender/cllel11 may dlSlllbule Iho plOpelly dt!SCllpllon secllon 01 1110 report only 10 dala collocllon or leporling servlce(s)
wilhoul havlllg 10 oblaln tho appralsN's pnor wnllen consonl. Tho appralsor's wnllen cOl1senl and approval musl also bo oblail1ed before
Iho appramal cal1 bo cOl1loyod by al1yonll 10 the publiC Ihrollgh advertlSlI1g, pllhllC relall0l15, 1I0W5, sale", or olhor media
FrodlJlo Mac FOliO d1\l r,-\l]
!'agn 1 01 :'
Fannm Mae Form tOOdll 0-03
.
. ..'tt"'~""ll.\l.~'I'1 '
I ..
.
1998 VALUE
!'il. Nil PVT981 1 A
APPRAISERS CERTIFICATION: The Appralsor certifies and agrees Ihal
1, I have rose arched Iho subjecl markel area slid hsve selecled a minimum 01 three 10cel11 sales of properties mosl similar and proxlmale
10 Ihe subjecl property for consideratIOn III Iho sales comparrson analysrs and have mado a dollar adjllslmenl when approprrale 10 'eflecllhe
mar1<el reachun 10 Ihose ilems of slgnlllcant varlaholl If a slgnlllcanlltem rn a cOI11~arable properly IS supellor 10, or more favolable Ihan.
Ihe subjecl plopelly, I have made a negahve adJuslmonl to loduce tho adJusled sales prrco 01 Iho comparable and, If a slgnlhcanl lIem In a
comparable property is rnfellol 10, or loss lavorablo Ihall Iho sublocl proporty, I havo mado a poslllve adJuslment 10 incroase Ihe adJusled
68les pllce ollhe comparable.
2, I have lakell 11110 cOl1sldorahon tho lactors thai havo an Impact on valoo In my dnvolop/llolll 01 the estllnalo nl malkot value III Ihe
appraisal leport, I have not knowmgly Withheld al1Y S1gmflcallt mfollnatlon hom tho apl,lalSal reporl and I bolleve, to tho best of my
knowledgo, thai all stalements al1d Informahon m Ihe appralsalreporl are Irun and currect
3. I stated III the applalsalleporl only my own persollal, unbiased, alld prolpsslonal analysIS, OjJlnrnns, and conclUSions, which are subject
only 10 tho contll1gent alld hmltrng cOl1dIIIOl1S specltred 10 ItIlS 101m
4, I have no pie sent or prospochve rnlelesl 10 tho propelty thstls Iho subl"cllo thiS l~pOlt, and Ihavo 110 prosenl 01 plospectlve pelsollal
rnterest or bias wllh respecllo tho partrclpal1ts m the Iransachon I did not base, ellt,or palllallv or completelv, mv analvsls and/or the
eshmale 01 malket value III the appraisal report 011 tho race, COIOI, rolrglOI1, sel, handicap, larnllral slslus, or natrollal orrgln 01 ellhel Ihe
prospectrve oWl1ers or occupants 01 tire subject properlv or 01 the plosolllowners or occupallls 01 tho ploperlles 10 the VIClnllV 01 Ihe
subject property,
5, I have no pro sent or conlemplated fulUle mterost m Ihe subjectprupelty, and IIellhor my cUllellt UI lulule empluyment nOI my
compensalron fOI pertormillg thiS appraisal IS cOllllngoll1 on Ihe appraised value 01 the properlv
6, I was not reqUired 10 leporl a pledetermlned value or dllectlon In value Ihal lavors the cause 01 the cllenl 01 al1Y lelaled party, the
amount of the value esllmale, the allall1menlof a specltrc lesull, 01 the occurrence 01 a 6ubsequel1t evel1lln ordel 10lecelve my
compensation al1d/or emplovmenllol pelformlllg the appraisal. I did not hase the appraisal repM 011 a requesled mmlmum valulllon, a
specifiC valualloll, or the need to approve a speclllc mor1gage loan
7, I pertolmed Ihis appraisal III conlormlly wllh the Urllform Slandards 01 f'rofesslol1al Appraisal Plactrce thai were adopted and
promulgatod by Ihe Appraisal Standards Boald 01 Tho Appraisal roulldatlOl1 and that wero III placo as 01 the ellocllvo dale 01 this appllisal,
wilh Ihe excopllon 01 Ihe departure PIOVISIOl1 ollhose Standalds, which does not applv I acknowledge thlt an eallmale of a ,easonable
lime fOlexposure III the open markel is a condltloll III Ihe dellnrtlOI1 01 l11alkel value ar,d Ih. esllmate I developed II cOllslslent With the
mar1<eting lime noted In the neighborhood sectlOl1 01 thiS leporl, ulIless I have olherwlse staled II,lhe recollclllatlOl1 secllon
8, I have perlonally IIlspected Ihe intellor and elterror areas 01 the subject propelly IIId the ellerror 01 all plopertlea listed 81 complrlbles
In Ihe appraisal leport. I further certlly Ihat I have no led any apparel11 or knowl1 adverse condllluns rn the subject Implovements, 011 Ihe
subject sile. or on any slle wllhln the Immedlale vlcmlty 01 Ihe subject property of which 18m IWlle and have made adjustments 101 Ihel9
adverse condllions III my analYSIS of the property value to the extellt Ihat I had malket eVidence 10 support them, I have alao commented
about the ollect of the adverse conditions on the marketability of the sublect property
9, I personally prepared all conclUSions Ind oprnlons aboul Iho real estate Ihal were Let 1011h III the appralul roport If I felled on
signrllcanl plofeSSIOl1al asslstallce from Iny rndlvldual OIll1dlvlduals In Ihe performance 01 the appraisal orlhe proplllllon ollhe applallll
leport, I have lIamed such illdivldual(s) and disclosed the speclllc lasks performed hy Ihem rn the loconclhalloll secllol1 01 thIS applalSal
report, I cel111y thai al1Y indiVidual so named IS qualllled to perform Ihe tasks I hive I101Iulhorr/ed ellyone 10 make I change 10 any Item III
the report; Iherefore,ll all unaulhollled chanue IS made 10 Ihe appralsalrepoll,l Will lake 110 responslbllily fur It
SUPERVISORY APPRAISER'S CERTIFICATION: II a ~upelVl50rv Bl'plllbOI t11l1l011 Ihe apprllsal!HpOlt, he 01 she certrflea
Ind agrees thai: I dlleclly supervise Iho appralSel who I'IOpal"" Ih. al'pralbll !Hpml, have ",vlewod the apJllIlsal repoll, agree With the
stalemel1ta and COl1CIUSIOns 01 Ihe appraISer, aureelo Ill' bOlln" bV t"o apl"",er'" oll,fleaho"" lIumb"re" 4 through' 8bove,Ind 8111 taklllg
fulllesponslblhly lor the appralsal8nd the apl'ralSallf!llIlIl
ADDRESS OF PROPERTY APPRAISED:
'WI PONNY ~ANE. HECIIANWIPUIIG. rA
17055
APPRAISER: ( ) rt'\
Slgnalure, @D-'\..()),~l, \.C_, ~~I~}'\)
Name rlllL~Ir "~-~EIITY OAA. 0111 r)
Dato ~;,on." fEDIIUARY J. 1998
S1ale Celtlllcatloo' GA-OO I ~9]-L
or :"8Ie 1 Il,'n"Il' AIl-OI19019-~
Slalo rA
Expllalloll Palo of (;olllllcallon 01 III I'r",1l {J!JO/99
IIUPI!RVlIORY APPRAISER (only If required)
l,IYI'i11Uf(!
t~aff\ll
I lith. ~ d\llllll!
1,11l1u ( 1:llitH allll1! ,
tIf Idilh! III tJll!,I~ *
',lnlt'
I .pllalo(,,, 11.1. "'I 01111"allll1l11l111:01l89
I I 1)1(1 i I 1l1!1 N(,t Int.llIH I Pfufuu1V
IIRIMIII Mol!: Ill"n 4'1'1 Ii III
liil\JH ;' 01 ;'
I .lil"" M." 1 ""n 1I111~1l Ii Ul
~
, .
Appraisal
Report
11rcllltl'cd (or:
Dissingcr & Dissingcr
AI/OI'III')',\ /1/I.ClII'
2ll North Thirty-Sccolld Strccl
CUlJlpllill. PA 170 II
rc:
DIIIICIlIl v, Dallcllll
Ill'Clllll'cd 11)0:
ellrl E. NclI, CA<i^
Susquchunna ^"\:liollccling ('lllJlpllll)'
1140 ICllnnoll Drivc
Mcchllllicshurg. P^ 17055-II)OH
(717) 6l) 1-1)6(1.1
Member: ('1'1'/1/11'.1 ..11'1'1'11111'/,\ ( i/llltl /1/ ;///11'/'11'11
,....
""'"
,....
Table of Contcnts
Title I'age
Table ofConlents
Summary
Conditions of Appraisal
Certification ofReport
Purpose oflhe Rep0l1
Method of Valuation
Definition of Value
Basis of Appraisal
Description
Faclors AO'ccling Value
Value
Appraiser Prolile
Attachment "A"
2
3
4
4
5
5
5
5
6
6
7
8
9
SlUtJud",,,,,,, A 1I(lIollC't'rill~ ( 'OU/PlI"Y
}'lIgf! JllllJ
/JllIlell" 1', /JllIlellll
~
'*'
Sumnulry
011 Saturday March 2K, liNK III IIIl' 1I''1I1l'\llIllII\\IIII1I'1 I\; 111\\111111010 AIIIIIIIVY. AIl.aw
011 behalr or Iheir c1iel1l ('llIill I' Ilalldl", 11'1'1 ~lIlllllillll'I'I'lIl',II'I'1 \lIl1llll"l1l'cIlY al the
marital rC5idcI1cc, 907 IIUIlI1Y 111111'0 ~kdllullnl""III'^ 170"
Vlllut'
lUll MUI~I't \'llhlV
The !'air MllIh'l \'lIhle lillllll' 1'I'I\lIuuII'IIlI'CllY"
~JoJ/Jl,M
This 111101 the OPP18'1811\'1'1I11 I hl'UI'I'IIIIh"II\'P"llllllllt he Icad III ill clllilcly
SIUI/llt'hmm" .III1I'IIIII'I""')! f ''''''/Jllln
'1"):1'.'"1/1
/1",,,,/1.. I' 11."",/1..
1""\
f""'\
Conditions of AlllU'llislll
The vulue slated inlhis ApPluisal HepOlI is bilsed on the best judgment of Ihe appruiser
given the tucls IInd CIlllltilions uVilililhle ullhe dille oflhe vulualion
The use of Ihis .epOr1 is Iimiled 10 lhe plllpose of delelmining the vulue of Ihe personal
property t(lr divllIce selllemenlleilsllns This repOlt is 10 he used in its enlirely only,
Any addilionallesealCh or teslimony lequired by Ihe c1ienl or lhe CIlUlt will be billed atlhe
cunent roles
Disclnsule llfthe conlenls of this I Cjll1l1 is governed by the Slandards and Practices of the
Certified Appraisers Guild of America
Ccrtlficlltion of Ilcllort
Neither Carl E Nell and Susquehanna Auctioneerinll Company nOl any of Its employees
have any present or lutlllc intelcsl inlhe subjccl pwpclty No pwhibiled fec was assessed
for this rcpmt
Carl E Nell of Susquehanna Auctioneering Company has successfully completed the
personal pwperty appraiser cel1il1calion pmlllam wilh the Certified Appraisers Guild of
America and is a memher in good slanding This leporl was prepared in accordance with
the Standards and Practices of the Certilled Applllisels Guild of America which has review
authority oflhis lepllll
Carl E Nell has personally examincd the suhjcct pmpcrty, The stalemenls of fact
contained in Ihis lepOlt arc true allll cmrecl 10 Ihe besl knowledge and belief of the
appl aiser,
SusqUChU1II1l1 Auclioneering ('olllpllny \\IIS eSlablishl'd in 1991 Carl E Nell has varied
expcrienl'c as un auclioncl'r I(n the pa.l six and II half YI'al s CIlnducling eslale, real eslale,
consignlllenl, and chalily lIuI'lion. III.' is II gluduale of Ihe Auctioneering curriculum al
IllIn ishlllg Alea Conullunily ('ollCllC III1lI i. II ml'mber in good stllndinl! in Ihe
Pennsylvllnia Auctionecr s As.odlllion and Ihe Nlllionill Auctioncers Associlllion
Ctltt f ~i;ei
lIy ('1Ir1 E Nl'Ilo (' A (j A
hll Susquehallllll Aucli'lIIcl'ling (\lIl1pilIlY
Tux 11)/1 2~-I(IKI2l)2
S'HI/'II'hllljl!l! fill 1/lI11t''''I/I~ ('1111I/1111I1
JIII~I' ./ III II
1),,,,1'1'" I'. 1>"'"0/111
~
,......
I)UI'llOSC of thc Rcpol't
Thc pmposc oflhis rcporl is to dclcllninc vuluc flu divorcc sClllcmcnl purposcs
Mcthod of Vnluatioll
The melhod ofvalualiun fmlhc cstatc plllposes will be Fair Markel Value,
Dcfinition of Valuc
Nllr Mllrkell'allle
Under the United Slales Trcasury rcgulation ),170.1 Fairl\1arkct Value is dcfined as:
n/(' pric/! al lI'hicll Ih" pro/I",.,)' lI'o/lld d"'IIK" halld.\ h/!/I"I'I'II II lI'iIlillg bll)'l.r alld
(/ lI'iIIillg .1'"11",, II"Uhl'/' beillg /III"'" t'lI/II/J1//.\hm 10 h/l)' O/' CO/llp/l/.\iml 10 .I'd/ emd
holll '''ll'illK /"I'lIwl/lIbI" AIIOII'!,'''gl' of /"1'/"'011I11 far/.\,
Onsis of Alllll'nislIl
1'111111I1101/ J)lIle
The dalc ofvalualion for dClcllnining our valuc cslimation is March 211, 1998,
l.imltlllltJ//1' of PrtlJler(l'
There welc 110 limitations OI1USC or disposition of this Plllpcrty
Sll.\f/llI'hm,,,,' ..lur"cJ1U'I'rI"J: ("U"flllll.I'
I'''!!'',\''JII
/llllll'/I" \', /)"11I'1/"
,
i
I
i
J
i
"
r""'\
,.....
Description
See attached list - Attachment" A"
Fnctors Affecting Value
!lllIrkel(lhllily
Because oflhe property's location intcresl wuuld be fair as 10 the resale ofmosl items,
COlltlilloll
The condition of the personal propcrty is good except where mcntloned In thc existing
attachment. Property appears 10 have been satisfactorily cared for over Ihe years excepl
where nOled,
Analysis
This property Is Iypicalgiven Ihe average age of Ihe personal property, Some pieccs of
the property have not been scen within Ihe marital residence Sce Attachment "A" for
explanalion, Some of these items were broken or worn out, according to Mrs, Danella
and were replaced, We made no unusual price adjustmcnts due to the properlY'S overall
good condition and marketability
,\'u.\l/Iwllmma Atlrt/llm','rmu ('(/1111"11I,\'
I'''~IO "..111
11","'11.. \', /J,ml'll..
~
,,-.
Vllluc
Fllir Mllrkcl \'lllnc
The Fair Markel Value Illr the persllnal properly is:
$3,362.50
.\'U.H/lIt'JWIIIW ..lm/IllIIt't"''''}.: ('w"I'""'''
1'''1:'' 7/1ll1
/l,,",'/I,I I'. /)11""""
~
,....
Carl E. Nl'Il, c'A.G.A
Mill CIIIIIIOII Ul'h'c
I\h'dlllllkshul'g, I'A 171l~~-191l11
Eduralloll
('l'rlijil'll tlppml.ll'rs ("III/Ii of AIIlI'rlfll
Personal propel1y appraiser cCllilication pllllllam
January 1995
IIllrrl.lbllrg tlrl'lI (/'IIIIIIIIIIIIy Oll/,'gl'
Auction curriculum
May 19911lraduate
Allcllon Mllrkl'llIIg Illltllllll'
Accredited Auctioneer, Heal Estate (A A H E) prollram
Courses Completed (J uf 4 IClJuired)
AAHE 101 - Heal estate auction principles und unalYliis - November 1994
AARE 102. Heal estate Ductionmal~etinl!. Fchluary 1994
AARE 20] . Heal eslDte auction finance. May 1994
Work Elllcri~
Allcl/lIIlI'l'r
Six Dnd D half years expericnce as auctiuneer, conductinl! eltate, real eltate, conlignment,
ond charity auctions in the greater lIarrisburg orca
Affillatlolls
Pennsylvania AUl,tioneers Association
National Auctioneers Association
Greater West Shllle Alea (,hamher of ('onUllelce
Pennsylvllnia ('alllcmen's Association
-"""I",'hm"", .-Im 110111",,./11": ( 'OIlJI'IIllY
l'lI!iI'HlIJ II
/Jl/lw/l" \' nm,./llI
~
,....
Attnchmcnt "A"
Thc (iJllolllng ilcllls I\CIC ellllualcd r"r e,\iSlcnce IInd \lIlue The numbering corresponds 10 the list
prol'lded hy thc plnilllitrs IcgilllcplclI'nlalilCs lIelll #1 Is Ihe nllnilallCs;dellcc IIl1d is nOI contallled in
Ihe scope or Ihis pcrsQllaljllollClI) 11I'I'la'l<ll
2 sectional sufa, Searso II1C 75,00
J kitchen tahle w/4 chuirs, vinyl, llludatedo Ie 25,00
4 dining 100m tahle w/Cl chairs, Singer fumiture, gc 250,00
5 china cabinet, Singer l\Jmitule 150,00
6. llunullel colleclion, (nol seen) - MIS, Danella said she never had a HUmll1e1
collection. her mother had allumll1el cullection
7, couch, full size, gc
125,00
8, recliner, Lane Action, gc
75,00
9. love scat, gc
85.00
10, curio cabinet w/contenls, ec (cuntenls nol seen) . said to contain a Lenox
vase, candy jar, mother w/ child figurine, ceramic bowl wi flowers
150,00
11 colli~e table & end tables (2)
12 small hutch, gc
13. bedroom set (bcd, 9 dwl'. dresser w/milTlII, 5 dw. chest),
14, large minur, beveled edge, - 24" x 32", gc
15 wicker chair, IOckingo gc
16 dresser (son's h,dIOOIl1), fc
17, 11IM Clllllpuler w/printer, Ie
III WIlIPUtCI talile, ec
II) ~Ieleo
6500
45,00
250,00
20,00
c>o.oo
50.00
250.00
6500
5000
20 VClVVCI{ n1l)vic5, gc (saw IIpplllX a dozen Illovies. said Illostllle child's,
sollie ale lIiellll's)
')5.00
,\'I/,\,/,/('IIIIIIlIll.' 1/1 tIUIII't'IW),f ('om/limy
/JlIJW V,!! II
Omlt'II., I' [Jo"I'I/"
~
"'"
2 \. T,V" ReA, 27" consolc, cc
250,00
22 microwave oven, Ii: (said llIillinalllnc broke, sistcr Ilavc her onc like ill
{)S,oo
2], rcfrillcrator, CiE Iiost-Iicc, 19 cu, 1\,IlC
22500
24, stovc (houschold IllnllC is considcrcd pan of Ihc dwellinll - no vlllue is Ilivcn)
25, small kilchcn applianccs (toaslcr ovcno can opcncr, pi7.1elle makcr, sandwich
makcr, elecllic knifc, dCCIlIi-ycl), Ii: 45,00
26, vacuum c1cllner, lIoovcr, uprillht, fc 25,00
27, lamlls,2 swalllampso I dccoralor table lamp,llc 55.00
28, clock, Seth Thomlls, c1ectronic strikc, ballcry opcrated, IlC 25,00
29, lelcphone w/answcringmBchinc (said originalonc brokc,
this one is a replaccl11ent), gc ]5,00
]0, china (Lenox) - Mrs Danclla vcrified ii's existcnce, but WIIS not secn
box cd up and removed
] 1_ crystlll, Watclford - said shc nevcr had WaterliJrd but admillcd having
Lenox crystal - bo,~cd up and rcmovcd from local ion
]2, silverware & cooking ulcnsils, fc
]] dishcs/scrving pieccso Ii:
]4 pots & pans, Ii:
]5, blinds, curtains, lincns, Ilc
]6, washcr, Whidpool, c 19M3, Ii:
drycr, KCl1lllole. c 1l)l)4,gc
37 Ireczcr, upright. I c. ClI n ,gc
3M palio furniturc, Ii:
25,00
50,00
50,00
75,00
50,00
75,00
100,00
50,00
3l) lawnl11o\\'cl, ^gWIIY, scll~llropcllcd (nol sccn), 11 yea old
7500
,10 we cd triml11cr, bmkcn
7.50
SII\t/lu.'hwlIIlI.II/I'IIOIIl'f"'l/~ ('fUI/paln
l'III1,oIO"f//
/J.m<,IIII I' PII""''''
. , ~.. ll~"'t
,/
.',
,,,J
DAti ,. t'lf "'lIIlPlU'lllHI .n'.A' IAUtlel
''''''11
!l) ItAPtl7'l .,,('11.1,7 ",(,\ 7,ltl LL-
a
-
I)' '. ~ ",'("10 w" ...,....,1"\ ~ '." 1 '. I.., t':,.
-
4
10 17MAY7'l '00.00 ",On,1t7 Me
-
'b 21HAY7'l ,'~~',('O '6087.112 ~'>L_
7
$ " , Y"j' ,;1.; ", ,"'.: " ~ ~ '" ~ .1'"
,.
!l 7 AI.rrJ 7<l "MOl) . (,(" 01 'S72R,It,' niT-
\') 7 An] 7'l '2~0. OJ '5,,70,1,3
I
-
a "NVi7,:, '9'-19.'X, '(,1,7/ ."~ C5
.................,...~=~..... ~" '-""'-...'"'..-.",.........T"~ --
----
J
.. \~} /,'1 7'1 Fl.';']
4 :'7 P'I',; \.:'iIL
,
~ . f,.. "1'~ ,;,.' ::-,.... . ~ I--
I
~ :':'11_1';1'71.' l:: ~ t. rt ):11."/~.':I:
7' C!,l
- .'."", .' , ;',1', . -
I
-
!c 5DEC79 '230.7. 071t09.1I COO,
) '220."13 0762'l.03 CliO-
? I'lDEC7'l
-
I JAIIO'.l 3 DEC7q 190"1" 07819.07 IIIT-
I. Jo'J~80 '27.0.73 '00'1'.1.6;) '[L
I
"TOIJAY'S SAVINGS AilE TOMOIlIlOW'S srculun'"
'---~
-1\ ~ .
PENSION APPRAISERS INC.
--
P.O. Dox 4396 · Allcntown, I'A 111105-4:196
1.800.447.0084. F/lx 610-77().l):I42
, .
I\.~IAII.: IlI'nllllll@IlI'nslol1l1l1llrlllscl1l.colII
WWWI htlll:llwww.lll.nslol1l1llllrnlscl1l.coll1
February 18, 1997
Kathleen Carey Daley, Esq,
1029 Scenery Drive
Harrisburg, Pennsylvania 17109
RE: Present Value of Craig P. Danella's Defined Pension Benefit
File No. 02.17.97.106.357B .
Dear Attorney Daley:
We have determined the present value of Craig P. Danella's defined pension
benefit by the PBGC Actuarial and Mortality Table Method as of
February 3, 1995 to be $33,985,34. This calculallon was derived from the
following data:
BIRTH DATE: November 26, 1957
SEX: Male
MARRIAGE DATE: May 19, 1979
VALUATION DATE: February 3,1995
PENSION PLAN: PA State Employes' Rellrement System
DATE EMPLOYMENT STARTED: June 10, 1979
(Assumed date pension holder began partlclpallon In the plan)
DATE BENEFITS STOPPED ACCRUING: February 3, 1995
(Assumed date pension holder ended partlclpallon In the plan)
ASSUMED DATE MARRIAGE ENDED: February 3,1995
AGE WHEN BENEFITS COMMENCE: 60 Years
"Valuators of Defined Pension Benefits for Equitable Distribution"
""'" ,..
PBGC Actuarial and Mortality Tables Method
February 18, 1997
Craig P. Danella. 02.17-97.106-3578
Page 2
MORTALITY TA8LES AND INTEREST RATES:
, .
Mortality Tables (1983 Group Annuity Morlallty Tables), Interest
Rates and Factors used by the Pension Benefit Guaranty
Corporation to determine the prosent value of annuities for single-
employer plans,
INTEREST RATE ASSUMPTIONS: Table tI. Annuity Retes
Rates as of February 3, 1995:
11 .. 7,30 %, 12 II 5.75 % and 13" 5.75 %
Estimated Cost of LiVing Adjustment: 1.00 %
Adjusted Rates If Applicable:
11" 6.30 %,12 II 4,75 % and 13 II 4.75 %
,
ASSUMED MONTHLY 8ENEFIT: $1,148.01
Monthly pension benefit the pension holder would receive at
retirement age with a fully vested pension besed upon
compensation and plan provisions as of February 3, 1995 ,
Formula:
0,02 x Years of Service x Final Average Salary ..
Annual Maximum Full Retirement
Data:
Years 01 Sorvlce: 15.65 Years (6/10/79 - 2/3/95)
Final Average Salary: $44,013.37
Analysis:
0,02 x 15,65 x $44.013,37 = $13,776,10 (Annual Benefit)
m 776,18 II $1,146,01 (Monthly Benefit)
12 Months
-- ...
PBGC Actuarial and Mortality Tables Method
February 18, 1997
Craig P. Danella - 02-17-97-106-357B
Page 3
REDUCTION, FqR NON-VESTING: 1.0000
Represents a reduction for the probability of service to 100 percent
vesting as equal to the portion already completed.
REDUCTION FOR MARITAL COVERTURE FRACTION: 1.0000
Represents that portion of the value of the benefits attributable to
the marriage. The numerator of the fraction represents the total
period of lime the pension holder participated In the plan during
the marriage and the denominator Is the total period the pension
holder participated In the benefits program. '
PRESENT VALUE BEFORE REDUCTIONS:
$ 33,985.34
Reduction for Non-vesting:
Reduction for Marital Coverture:
x 1.0000
x 1.0000
VALUATION FOR EQUITABLE DISTRIBUTION:
$ 33,985.34
Nallonal Clly Mortg.gD Co.
:1232 Newmalk Drive' Mmr'lIS,bulg. Ohio 45342
rolephono 19371436.3025
Mailing Addr...'
PO 00.1820
Oaylon. Ohio 45401. \820
National Cilr'
Mortgage
~
May 30, 1997
Mary
28 N
Camp
. .
A Etter Dtsslnger
32nd Street
11111 PA 17011
Re:
Loan No. 847594-6
Dear Ms. Dissinger:
I received your request for the February 1, 1995 balance of the
mortgage loan in the names of Craig P. and Mary J. Danella.
According to our records, we received the January payment on
January 9, 1995. After this payment was made, the principal
balance of the loan was $58,335.64. The next payment was
received on February 9, 1995.
If you have any questions, please call one of our Customer
Service Representatives at 1-800-822-5626.
Sincerely,
~~7Jl.~J
Marta M. Tashan
Customer Research Representative
ZX234 001
AYX
. EXHIBIT
I-K-
N., ''''" C"'[o', Morl'!
07/1G/07
1TE I~: 13 ~.\.\ aU~4~HJ.J
L.\U \.11.1.\"'1.
, I..~.'I
"
~
101 :'
,....
l'HOVIl>ENT MUTUAL
r,o\'ld.nlmUlual L1r. ond .\unully Compan)' or Am"I,;
^ Slod:. ure InsuIIJ\CI: COmflll\)'
Scn'lcc CClIlcl' ,
300 ContlnCl,la' Url..t. NOIIDrk, lJE 19713
\',0, nox 15750, Wllmlnglon In: 19850.5750
l'loon. 1.800.688.5177
July IS, 1997
CHAIO r, DANELLA
907 BONNY LANE
MECHANICSBUHG rA 17055
'.
Re: Policy Number(s) 3193398
Dear MR. DANELLA:
"
.
Thank yoir for your.recent inquiry to Qur SClvice Center,
As .per your request, policy cash values for February 2, 1995 Is as follows;
Polley cash I{aluc
Dividend & interest
Amowlt payable
S 2800.00
S 1156.05
S 3956.05
1111lnk you for choosing Provident Mutual for all of )'our lllsutllllce needs. If you have allY . '
qucstions or need addltionalinfonuallon, please call us toll-free lit 1-800.688.51 n Our office
hours arc 8:00 a.m. to 6;00 p,m. EST. . '
Sinccrely,
r1~. 9/.,~
James 1', Lane
SerVice Center
,.
,
UCURITY TtlllOuG11 'ItWlCl.i.l U FtVICl S
..............................
,.............................................
O~/IO/1~~7 12:37
7177~54
1I,\FiRI>:, StN~ fMII:
PA."E 02
NIj~~~~~'
.
.
:~:Jj i\\n'th ~'~\".'l\d !i',II'k:t
1'0 II.., lill
lI,'lIl'!IlIl~,I..."".lh,l\i' li'IIl;,.) ill
i l j;,: ~'.i-'liq 1
p!~
~l!l:~/~~1 t-'.'
L~'.1 Hi~'f~
U.JI!V " ~t"4~l;.tj
:.: ':', ((, 'r.:. l :'.. c,r ~,! '!'t f
~
,.,}:',
'cTr. {'rrl!T~ \
o
.'
(1:1111~P~" u'al , cil\I'~'
;:'...L 'rf.C'H'CT:rt,ot ~': !::~T~
~"'.':lli~;l
v;;~.,;~:~~
~~'E TRr~ r~S~~:PT:J~
,/"~_/li': t";,.rl,;St ftlf;~..'tJ;,t ..--~..., --,"
t/~.f/9~i \'r~. ~<JTrirL~~~~L J':'( .:)~
Ct,; ..:'
~^.:;.,::'
..r'1 '.,
. ...... t '
:l~4l.~, l~[;~' \.a! ~~I~rbl:,:r~;.
'00. C"
Ir, 2~
-~ tIt ~I~~
i .'i~/,! H'1 1I,Hr.~I:' HUG
1"2~/f~ 1~~ I~Tr~Eir F~tt
i/~7!'i :r~ IHTffr;' II~II
'2,'i7.'7~ !r6 ll:lE~EfT fAll'
~G'1~(2 r0qt;~\' ~~.n 5TqlU~ 1~
I'
~O~'lt.~
I. 6,
1.50
l,f.'
III ,j ~
tl~~,i'3
EXHIBIT
1M>>
#-!I-----.---
JUIl-lO-19?7 13'46
a
?.sEO~1 ·
,.... F~E(u DIRECT ~':CESS
VISA StMcmont 0/ Account
~
. ~~~7772~'~72 P.OI/03
PENNSYLVANIA
STATE tMrLl):tEEIl
CRIlDIT UNION
... ','. ,". ~; ':' . '., -; ~,::>": ,::.. .,' ",:' ;;..,':~. .;,~;.';/ :-;"~': '; ~.'>:. 'J;'~ i~; ',:.~. ,
:'Ac60.' lItlT' NUI~DE"'; '.;:MvrJE;,t',:.',i:) :;'.NEW,'>;:;
"',.' ',',' '",' 'DIJEO.U.'.,' "SM'ANCE '.
<,'.> t',~ ;": ~':~1 .<.:. ',:,:"; ;'; 'f'-'" . :,::7 ~ ..-.":1:-:'-;~ ';':;';" '\... [",r: ,,~.,::.;
..' ,'':';" ',-: : ::.' ,'" ;.pltA$i'rN'r~ ""i
: .,....' '.MINIMUM ':,,', '" ,:,,' A ~'~u~r 0'. "";:' ,;
" ,,:PA"Mum ;':,' ,PA~I,'INT.!NC\.OS~Q
~: ",.",~.' ; t, ':': :..,'} ,I ,. I". ~ ". .r.." ,
11648]54]__ 0]/25/95
_,----U2.ll."O"O
.960
Ci""CJ "iI 00$. TO .l\lO'O "'~Ollla~A.
F:rl"':t' (~.UGU 0'1 rU":MAUS 'AY 'iii
Mw ULA~j:I''''' PAv,teNT 0',,11 DHI
1'1055-5806
CRAIG l' OAl-lELLA
907 POlmY L1l
HECHANICSBURG PA 17055-5806
__ _'_~_T
> .. '..
. "
. ,
PREVIQUS
DALMK'I1
" PAHIII,,'"
YO ~!PORT A LOSY OR STOLEN CARD CALL, 019648354] 309 0596008 0012000 0000000 6
234.8484 O~ '.80Q'237.7328 MONDAY nmOUGH FRIDAY B:OO AM. 4:00 PM;
AFTER flOUAS, HOLIDAYS AND WEEKENDS CAll: '.eOO,~5fi,5G7B
" . . ..'",.. I'" ".,,',,:., ',", ,,',,:,',:.';,. r:..,',.'~ '..,....,i.., ,..' .":, ,:.,..,.,' '.'.,.., ,',1: '.'..,." ',' .'..."...!,' '.",:', ..,., '., :,... '.', i: .,'r,.',.,,!, : ~,'.':\.' .',', ','.: '., ", '." "',.,.,, '.,. : .,".',:",'
i',:;,j:;'\;:~;d~'ri1~~'~'~JJ~;i::':::,il~-\: ,', ~!~J~~~t Pt~~~ i;:liit}.~~jt;: l~ .,. :}tfr:~~~ ::>: :~~~11~1HI'bue':
'~',i'.;:',',~ :); </;':\:';<;~;"';'-~ :.;.::< ; \:.::\':: ;,:,; :','; ..~, ~ I'.. .\,~'; ': ~;;, >~;' - ,;,>..;",~.. . >~:. ",,~,:.;. ~ ~~...:< ^.': :;~'l':"; ::: ~'~::; i',: :.:: >~. ~.' ,-; ~,-; ; ,,;., ~'''; '..-:
0196483543
.., ......:..
.: i: ~ . .,.' _.. 1 1. ~;
',:'PAYMtNTi',\
.,:OUE,I>!.lTE....
; -,';-'.'..o:".,,~
02/28/95 2S $5,960.08
$0.00
$120.00 03/25/95
CONVENIENT FOR WITHDRAWALS,
TRANSFERS AND DEPOSITS.
HAC OOED MORE.
; ,,:,Ij~~RENqfi N~Iy\~ER.:: ,:; ",:;;,',;;;; :':!':'.i:p~~~t11 , YIQIf. [)f,'ACmVI'1:Y,::::; ,
....' . ..
VISA PAYMENT VIDA PAYMENT - REY ff 001276
;,:;A.MOIJf'/T'ji,
-121.00
,IIIN ~~;qJ To
fit-or,. . P/:orll II
DISS NGER DISSINGER Fa_ ,(, (j/lS . ~'l1bl~_ ~.. '1J17 7.
, .
------....
J",'!.m 6,031. 84 121,00
Ii'''"".. 0 , 00 0 , 00
tOtAl 6,031.04 121,00
~
. '. _'.' I, ; ~.',:I'."}.(lf MTt ,i'-' " ..
.. HO,"!:", ,.' .'110" '~l:;;c1"6~'
,____. ..}'/Cl~..L___ ..__..
JOe""."" 09.900 09,890\ 0.0254
C,'A/IC€1 12.900 00,000 1.0754
tOtAL
,',", " .
.' c~loi1$
____~_.~~__.--~4~_
· · r~c"S:.'Nm '~,!~gY~kT,~,~;,i5.,'ml~~'
. \ "~~. : .~'HARoJl
.--..----.-....
0,00 49.24
0.00 0,00
0,00 49.24
flit'lOo.(. +: rJ:,I,JutTlnt.-',ft;' TOfAt-.
~:';J.~l~t tJt.u.cr: '1~:Alt:! clt.ltJltst f:"''''!ICt ~...tt11
.... t~lW GAL4r-iCf:
, '"1M".,
, ,ll\lIr
1 ~.II.' lity
5,960.00
0,00
5.960.08
0.00
0.00
0.00
0,00
0.00
0,00
G 250,00
. At'm3"
. ' ~lJ,.""'.~.
5.969,~6
0.00
"
49.24
0.00
49.24
0,00
0,00
0,00
49.24
0.00
49,24
10'1$-' '.l.~AtjC.1
rs.IIA.At.:t
-5,960,08
0.00
2ng,9~
AVlIILlIllLI::
!Uj-10-l<;l37 131.17
Send :"t"'.?.sEO'~~ ·
'p , ." ,'~
,TM""~ll."..l i
~"I~!I'J!,O~" ,
t....!.:..,., I":
0201
0203
0216
0217
0218 *
0224
0228
0228
0201
0203
0217
022B
0220
0201
0203
021'/
0228
0220
0201
',::,.'," :, :, :', ,: ':; ; : ~ :" " ,,',; i,': ~:,: """c' AIPr'IO.IF.'.',' , " ~,'
. ..... :c:",:',. ,f', ',', ! '.~" '. ~ ~'>' ;~..' ',''':,~ '-' ,\ ,II of. ,:. , .' :. . ;~
.:; . ,":'.' , : '. ,""Il '~'1'::<' .,w.'.!,I.: ~ ~ ~:. I' ',; ::-: ': e,' ,'; : . ~ ", ',1 ..: -'j.; '~,,'
""S"f:"'~'.R'SGtii.AR",'SitARES:'" ,
PRiVIOUa BALANCE
PAYROLL DEDUCTION
MAC DISBURSEMENT
433 S. 1BTH ST. CAMP
PAYROLL DEDUCTION
MAC DISBURSEMENT
3549 HARTDALE DRIVCAMP
MAC DISBURSEMENT
433 S. 1BTH ST. CAMP
DIVIDEND
DIVIDEND'RATEI 3.25 \
ANNUAL PERCENTAGE RATE YIELDt 3.30 \
ANNUAL PERCENTAGE YIELD EARNED I 3.28 \
NEW BALANCE
PlNNSYlNAH1A
STATI IUII'LOYlIll
CIlIlDI'l' UrION
.
CRAIG P DANELLA
907 DONNY I,N
MECHANICSBURG PA
PSECU [1\RECT n:CES'S
,... -....-..-'
MAIN OFHeF.:
I C,,411 Unlon \'1'"
hrrilbut1l, PA 17110.1910
\.100217,7321
MAIJ.1NG A\lUnESS:
PO, D" 61011
Illl/llb'J'I, rA t7106.1011
:.1'::, \: jt:~ '~,""t'vm>:~ t. ;,~ :;.;i'~,: _::~:i~. ;_:. :.;~:!':: ."::',';_1:.';.. :.;:< ~.:,:.\ ;":;:: ~>;.;; l
,.,'.','..},.,' 0 "II IL"CLOCt.'..,..'i,::> ," ',:C,",' ';"
\'..','1.".. .f..,J\.\ '~..." ~ i" '... ',' ,,,:-',',:-', i "''''.' , ,\ ,""
....:,-'~'\.'l/.-:\>~;...... ~~ S~.'~9:\I:t.t,'J"\-.': ::. ".';1 ',j:"....r,~
,'I'. II:""',,"'''.>'. ".",, ,,~~ .,....!X~., ..,:. ':',.'~. 1......:'\',. " ....,1..- ;....,"
!/.\. . ,..., UI' ........,.:' . ,h.,.' .. "
I.t {'I~~~:I. H..~~'l1~ll~~tl.~ ~." .~-~,~ .::.'~1~i'.1 ;,'~[; :~~,'.:; ....~lt{;I\P
,,'i,',.."1!lUa:Q, Ol"wa,. ,1?idRA.... ,,',> ',:: ;,1'(' 'II:'!:"~
~ \ '..,' ,,~ ,f~f""I.; '~'Fi",,~~",l.. -' ... -~\""'", l
'\,1~Jr "1'''11:'U p:..,!\! -:\"'," ....d\ -.- I.. ~ ';': .\.I~I;~!,. t1" .-- ,.y'\:-. ~
1'\:~~{:}\\~::;'~i\;,~; :'.;~W I :,;:'5},',:X};',',";:::,'::Y ":;'<,,:~"', i):'!:',:,'::
ACCOUNT NUMBER
01964B3543
50CIAL SECUR'ty ,
Juint OwncrG
HARY J. DANELLII
196-40-3543
5TATEMEIH PEflIOD
17055-5B06
I,... h
0201951022B95
,.., ,"..'""""., .,....w6 'r""', 'r:1NANCF ".EiE""..'. '''''Atl'"'
.' . .,' L""::" \'. '," I'M Uf:04 l'i 'r'C'HAflGE ':. F N ~'.;;- '.- ',wo.~ "'''
':.>~'~: ~:: :y: ~ ~l ~ ::';.';:,~;) \-t'::; .:~.,:': ~;:'~";': ~.~; ~ :-:'d ;7.: ,.t:.tl.}~ l' j ,~; :"; '. . ,~ :::.::~,/:i"
OA
TR19961407
HILL PA
01.
PN0063-928
HILL PA
TR199G2276
HILL PA
713~
5000 12135,
- 3 000 91;15 '
5000 14135
- (; 000 0135
"
-50.00 3135
, .
23 315,8
3150
25081
5000 300n
5000 35081
79 35160
'l;
35160
15140
3000 18140
3000 21140
40 21188
\
S 2 - VACATION SnARES
PREVIOUS BALANCE
PAYROLL DEDUCTION OA
PAYROLL DEDUCTIOII OA
DIVIDEND
DIVIOEND RATE. 3.25 \
ANNUAL PERCENTAGB RATE YIELD. 3.30 \
ANNUAL Pi:RCENTAGE YIELD EAnm:D 1 3.2 B
NEW 'BALANCE
S 3 - CHRISTMAS SHARES
PREVIOUS BALANCE
PAYROLL DEDUCTION OA
PAYROLL DEDUCTION OA
DIVIDEND
DIVIDEND RATE I 3.25 \
ANNUAL PERCENTAGE RATE YIELDI 3.30 \
ANNUAL PERCENTAGE YIELD EARNEDr 3.30
NEW BALANCE
21180
S 4 - HOIIEYIWIDLER / CHF.CKU:O
PREVIOUS BALANCE
HCOltTIHUEO' ,
>-- -"""r"7~~ u:u' ,.;t ,. ""t
TOTAL CJiVltJFtIn YEAR T('),OATf
hI ,'I U'f'in., UZIFllfl.l
t,I~I;l.n~' Itl~l"'~, il I\(J t;: lllell ",It~ Lt
1,#=Il'lt11 1<1 t,. 1,''''''.1 ..... ~". 6"",;:.
0' I" I CI',IH1.' "U'
00
i :.
, .'
,--,-.'-'-
.-.--..-.---..---- --I
.I
[~':~:,~.-. .
leu! f'~~hf~Cl ("""Ot V",.\od.t.
l:r ,11: I ~ I
JUI1-IO-19,'i 13,,1:;
B,nd IIIQUIII,' 10:
b ?SEO~~'
..,:([-::.'::
7177722272 P,03'03
. ...... .)
!:):)\\:,~: !'I,:,:I:,o\"':':I:'~: ',,:,\; ::::;,~",::,,;>,~;:
,.\."""",!\9~, 1.:.,.!1,'n",l,fl.,~.. ,,',' ,...:,Il','"
I" ,,~\t;:~.U\I'\f, \;~.S':1"'O ,\;1.~:':''':.;'.o'.,.:,:,:-,').,: i;: ~l/;:.'
'1""\'\';' ..,\..,~" ,'1\\ ".\1t"a'.."..',.,.. ,"'.,,' "'f" , ";'\ .,'
~ ',' I~..,.J~I. l-tl'~ n f "~'Cl .'~;,'...~,.,~~'...;l';..I.,~.I:..,..,..."1 +"~r.":,
I .'1 ,,~.,J\'~-' '.',t, l'f . N P....-,~.,. ','il ,'.' ", ';',..",,'. "J'"
'" '''' ,....'.,.. ""~'l'j,..SY ...'" ......'.', ,,'J,' ...,
1::';'(~~~;\:{ ~~~,~~~::,:..i;~'.J :,\:,'Il;,::~:\:,'. ~.~:i:i:;",.;:;:::~\?::,:\.~i}.,: B,!',1':
/.CCOlHH ItUM8EA
019G483S43
f,OCI/,l SECURITV .
--
,
I' INll9YIN AlIlA
OTATE ItHPI.OYUS
CII~D1T I.TNIOll
,
,
MAIN {)\oBert
I Crrdll U,upn PI"1
IIl1i,!>u'l, rA \lI 0.1910
1.100 llHllI
MAILING AllTlIlESS:
!,,[}, Do' 61011
tlrlht'"'G, VA 171061011
Jl)in' ()WIlUrs
CRJlIG l' DANELLA
!l07 i30NNY LN
MEcHANICaDURG PA
MARY J, DANEI.LA
19G-4B-3543
LT A TEMUIT f'ERIOO
1705S-SS06
1,- '1
,
02019!>022895
1-M'tW"=iJO~":":' ",,;,'\\..' ",;,.' o~Qc~IPiIOl{"
10'. ... I' , ' ; ;: : 0, .~. ': ~ ~ . ' . \'
~'1.,T!.Je~~~,:..';.~'" :" 'I". j 1 I' . n, :- .:,\, '.. ',I, ~
0228" " NEW'IlALANCE
,,'
I,,:
<.' . .,'
i :; ',: " ~ . . .
.." :,AMOlJ~t; i
~~ ~,':~;: /~.~ ;:: ~ I ;1:"~ '; ~.:::;
':;, EINANt.E::: rWll;'
:',.cKARil~'''.',FlIll5 :
~~.;:j'. ',;,:'~;, ,..,~.;;,,"::'~, '.
.eNA~~~
'(,I;;.:.:!",;,
'00
0201
0228
II 8
PREVIOUS BALMlCE
NEW IlALANCE
L1- PSI. LOAH
PREVIOUO IlALANCF.
NEW BAI.ANCK-PERIOPIC RATE ,.035342\ RATE IS
>> ANNUAL PERCENTAGK RJlTE 12.900\ <<
00
00
.0201
.0228
,vARIABLE)
0.0
00
.','
...............~*...........*....... ........~...*..*.......
YOUR TOTAL APPROVF.P VISA/PSL CREDIT BI
YOUR TOTAL CftEOIT USEO ISI
YOUR TOTAL AVAILABLE CREDIT ISI
.................................... ..........*..........,.
62600.0
596008
28992
TAX
A 19941 REPORTED DIVIDENDS
2~, 51 , TO AL FINMICE CIlARat:fJ
562.44
_.~_..____~,,'n
I If. I ... "'_' ":.~,r.~.
, 2.921
Irti! ~.'jI\rt("'L lH.t.J\rj( YUr 11'1 tat.
hr .11".'
L ..,..---'
_n.,. ""-'1
,98.751
" .__l
IOI/o.+..lHYil.lVf~1 Yl.f\ HI tJ/,lf
In ,,, ""'lit '.c"ar'\ 1114
Ii ,,1,,:,,"111 . "'~" ,r I.:) I" "",.,. ....Id I.
Ih'lfl\.J I, .t, .,-,:..r.... """ ,.. r~I...f1
I"t 1'\,1 [tltt-H' \U
! ';1' I,i_'
-P'I
rJ
"
"
"'...MII'
~' J,
n
o .-
,
fll ,..
P "
'J'"
~"
a~
J
...
~
<
J
"' .
4W L
,~
....<t" .-
~o~~
'0 ...
...,..~
~'J
l,).c-
...'1;;j
".J. It
<S "''oJ
~,~f~
I
"
'J)
I'
r
r
,..
u
~'ll'l
W,
u_
I
~l"l"
k'e\.,j
WILU
~'WHl
Q.
loJ 6!
eta.,
<1...V1
~'.~" ,
t(~lt'
@!~
r
"e,"
I;.:OJ!
w ~
......10-
.....
.t.ll..>.
..J~n
..
,.
~
.~ ---:.'1
<;
,.
~.......
='Z'
;OJ .J
r..J.J
~:.:. .~.;
'l'.a.-
"
r
"
,.
'"
<.
~
t
" "
&: "
" '" ~
U W W
oJ ,. W
" " '"
OJ " w
r. c.
..I ~
" u VI
r w
" " ~
" u
.- ., \J "
, ~ " >:
... I' '.'
"
~
" "0''''''''
~
..
" ~"''''..r
... .,
;. ~Y~l~
,
"
" , "
.,
.,
~ ,
"
...
~ "
., '"
! ".
.' ~t
~ C:'t::Il'1
:.Et~
I' "J ~J~'
.. ... el.
.. ..u ,.
.- W" ..
.,... !""<fOWQ
,.. r. rlJ
.... ,tV1'lzn
"'.~ w" "i:
" "....~., .JIJ
.... .,...... ,
&., u'Wlt1...
If; "'" r,e;~,.~ I
.. "..'..=5
::~ t... l.r
~ ~,r',;~'i ,~
~" .. ;",
'.'d n u~,
l.-~"J
,
,
...; ~ ;:- - ":r:- C" ':: :,::-,.,
l:' C' :' C .:: ~ ~ ~. .. :.:.;.
"
~~ ;~:~::~~ ~ ~~;~:
"-
"
"".,M^'MW'__"" t. ~
t-t"'l~oeOt:loc.Qr:'I..'\ .. 1'...
([Ill""'" ,
(:I..~H'Jr'"rJf'I.;rJf\j,.'tl,.J
"..-ooec-ct.-.oe,o
.
. .
~~..t:""'O::""'o_r/Mt"~
::;~~~:~~!.r.t~~~
:r"",-.I"",~""~.'1...t',"'.I)
U
n
U ;rJ:i':;r;:!:g5~~g
""....."... .
... c.r""v'..n.,..,.,.'_rv~h..
t.:I\jM''''..... "J''',.J_tJ'/J
l'l << ,.t....
a.
"t~~""" '''''''''~rr
W "'-""'--I'-;MrJf.J"JNj
If""...,., ,
'0 0-___...... ......
c .":>r::.C\r::'~.~o~c.~o
'..1 ..
~ L',-~~-'&~~i~~'_., ~~
-. .'''''''.''1' I'J"'j "t,'''' n 1'\ ~
.,' ..~~~:~;~~~~~ W
:: ., ~.,.; . . .. rl ., "'.,.. 'I l-l
g
"
.,'
"
:0:
~;.~.~.~~~;.; ~:gr~r{
~ ' , . , . . . . , , . ".'
Ct"'1(.-rUl:1;'.,.trlOoJl'l.J
~'.-7...:t ...0 It; 0 Mtol'lL"1
'I ~~ .... f"l ~_ ...
t.
"
i
,.
n
"
~
..
"'
U n
~
i:i
...
'"
..
.r
,.
U
,-
...
,
. ,.'
..
"
~
~
;,,'jB
,.',~
~
"
D
.~
~
'.
..J
f
W
V
r.
.r
...
~
'"
..
"
C
'.
r
"
n
'"
~
". ~.'
,,~
'" "
CO
"- Co
~O
,
"
~
..
'"
..
...
.-
..
"
"
..I
..
~
"
~r:
"
.- -I;:
',W
_' -A
11....4
.... L'''''
.C,(:'
.J lo'~
"..
-,
r
M or
.J
W
,~ "
.. '"
, ~ "'<
"
L "- -:r.-
0"
W W
-
,.
.
..
-,
"
..'
B';:
,,,,
""
~o
w:.. .,;,
\"',",,r;,...~
~.
olC".Dr...
...,."'~~
'U'.V--_'t'
..
z ,.
... ...
\lJ...""......-..; _r.r'Nr,nr.t ", "
1-...':;.....................-..<1 0'
, , . " ...
f;l~ .-.- _.- __.. ._ o-.._~.._ ...
C''':'U'-''_'-:J,'Jn{"J\:J\JfJVl " '"
. W ~ ~~
. .. ~
\l.{l,~...f"'t"\"I/1"'.If\l"\O...O .It: .. M ,., 'r_
I".'g..- ,..- 0- -.' .-.-....'~rrr;. Woo '" uu
~ .~".,~<."~.,'''''',,... '" "" ,
r'> ,..,,... -"1"1 ,",C'l,-o...r-iU " '1" "
V 0 n" "
,.
I .
I
,.,
..",
..,
0&-
I~'='
\oJr,X;/;~
~.. . , .
.t__..._
.... ",,'oe..tol
..
..
"
to
'"
"
\.II'''Q~JJ
U"J'/J',t-
~t.;":~:~
u .J~""Ob
It I'~',;" CO
1.1 W .
r:
4
..
.
... -... :,....
........ - ..,
~ :';-:.
.
"
..
"
a
.l
t, hJ
~
1.' '.1
~ lit
"
-co ~~~~~~
I ~ 'T1 ., "''>
~': 0;) " ~
P,';o ,t~"V'''='1"
,,~ .~ ~;: ..... ":0
Ln 'IMn.,',.
~ "',
,... ~ ,-
~
lIlt
"1
11
:11"11
~tt~;:
.....'" ,
.&.........-
Q'.Joeo
,!.:-. ;~:-l~ ~~- ..., n ..
-
v
"
w
..
z:
~
0-
I!
0
u t
'"
"
'" 'I
,,"I'JM\>' ,. '"
.. ~ ..",
, 1-' h ~
M 4ft .~.r{': "
0 .- ... ~O ,t' '
, "
" ~ r '"
0 'J
" ~
, Z
CO " z:
.~'" '"
"oJ ," r:
'1,1 oJ
..... % =,
'.'
,.. ....
i "'''
r d.
,~ c c
'; u'
.,.. 10' .J"
.. .'"
'" U "
..
z:
%
.J
or
.' .. "
.' ..It,
'" 1-' " r
'" . J
Q ,
. I-
" t
."' or
,,'Jl .. ..'
..J~ U I
'I! ~~ '.
~Il.~ " , I
..~~~ "'''
I .....(~-I ., ~.l;
-z: Z , l
., 'V v' <<0
(t'll.':'L.1 " "",
,....~'11; .,,. I
.' "
,
..
fI
"
U
,.
C
~ "
Z '...1;
,- 'J",
r. o. :.
~
0
" '..'
'..'
Z 1
...
\wi -.,
II.. I) 1 I 11 3fll .!. ~,- ~l'-' -'mr--
SIEA.IIi~harge Plus
6 NESHAMINY INTERPlX
TREVOSE PA 19053
-
1",111",111""1,1"1,1"1,1,1,,1,11,,,,11,,1,,,,1,,,1,11,,1
cRAIl.; I' DANellA
'107 BONNY lANE
MECIfANICSBU I'll 17055-5006
TRANSACTIONS
Mar 27 PAI'MleNT, 'W,NK YOU,
Apr 22 I'AYMfNT,lI/11NKYOU"
, , , , .$25.00
" -5000
-
JJArJ6f.P
'5 Crvr /'
pPo (Ij5 ~1 ~ y".N1
5)'"
",... ACCOlJl\I NUIt1~o,:
O,lIlnu uatD:
6 69040 89883 0
Ap,,1 22, 1996
ACCOUNT SUMMARY
PrevlulIs Ioalance
Tolal paymonls
Tolal cha,uos
Tolal c,od,ls
fiNANCE CHARGE
Now ualance
$353,44
76,00
000
000
497
'283.41
Schouuled pay",uIlI: $25,00
Minimum uue: '0,00
Duo uDlo' May 21,1995
HElPFUllNFORMA TION
AvallaulD Croull:
If 1100 D",ounl of AVDila~le Credille nol
6UIJICiolll. or you Ioavo a qu06lion, cail.
1,800,347,8414
M . F 9,9 SA T 9 ,6 ET
Mail any ~llImg error nolicoslo
6 NESH INTRPLX 1425
TREVOSE PA 19063,0687
PieD so incluuo your aecounl
numua, Wllh any correspondence,
SEARSCHARGE BONUS CLUB
YUII can earn money.savlng Bonus
Cerllllcates just uv uslno your
Se.,sCha,uo Now. mo,o than over, II
pavslo 6100p al Scarsl
FINANCE CHARGE Avorau. ANNUAL Monthly
SCHEDULE OJ,ly PERCENTAGE Porlodle
---,--,- -- -.._--..IUlam;lL.n,. .---__/lATE.____,__llalL_
_,A\L_,_,_.. lNe, $0 00 180% 15%
NOTE: Suo othe, SIlJc lor ullfKHlanf IIlrO'I11~lIClJ1
- - - -- ,- --- -~. -- _. - -- .-.-
Ave,auo
Onlly
--..JalalliJl_
$J3 183
Tolal
FINANCE
CHARGE
$407
$401
~ -- -- -- -- _. - -~~ ~" - - - -- - - -
am..,.
I?
SEAIFiS14harge
o NE6tiAMINV INTEAPLX
TAEVOSE PA 19053
1",111",111""1,1"1,1"1,1,1,,1,11,,,,11,,11,,,1,,,1,11,,1
CRAIG P DANELLA
901 BOIINV LANE
HECHANICSBG PA 17055-5806
TRANSACTIONS
Apr 22 PAVMENt, IlIANK VOU,
.. , . .... .........., -$2900
TIMEL V OFFERS FROM SEARSI
Bpllng I. tho porlo<lllmo of 1110 yoar 10 mako Ioume
hl1lHovement dreams como 'ruo. Suar. Authorizod Contractor.
prov,dD 0 wide ronDo 01 Inllallod homo Irnp,ovomonl., And,
your OIII.IDcllun II guaranleed ur you, monov ~ack, Coli
l,OOO-722'285910davl
~j,1
CIM~b'1D
~(.1) P.fsS'" m&
~ r/lj f1\fAf ~
FINANCE CtiARGE Avo,agu ANNUAL
BCtifDULE lJally PERCENTAGE
___.Jlaliu\l:u ,__. __...flAJE
...AlL.__ .__..llyyrlQQL. 1800/.
NllTE: SOD olhor .Ide lur illlp"llanllnlolmallun
,...... Accounl Numbot:
DiIIlno dOle:
6464022222006
April 28, 1006
ACCOUNT SUMMARV
P'....lou. balance $1,216,66
T oeal paymonl. 20,00
Tolal clougo. . 0,00
Total crodlla 0,00
FINANCE CHARGE . 17.77
Now balancD 11,204.42 .
8chedulDd PDvmont: $20,00 .
MnImum due: So.oO .
.
Duo dalo: MIV 27.1905 .
.
HElPFUL INFOIlMATlON
AVlllablo Crodit: 12,827
IIlho amounl or AvallD~la Crodllla nol
.uIIlcllnl. 01 VOu havo a quo.llon. call:
1-600-347-8414
M . F 0-0 SAT 0-6 ET
Mill any billing orror notice. 10:
. NESti INTRPLX 1425
TREVOSE PA 19063-0687
Plaaao Includo VOUI accounl
numbol wlllo onv CO'lolpondDncD,
SEARSCHARGE BONUS CLUB .
Glial Nawal Now Iho SoatlChalOo
BonuI Club pav. VOU back In
moneV-OIvlng cor1ll1cate. eVlry limo
VOUI 681t1CloarOI purcloaal' build up
101300 Ot moro, Vou nood onlv
$224,09 moro In cloarOOllo elm youl
bonuI. II pav. 10 .Ioop al 6earal
Monlloly AvoraOD FINANCE
Periodic Dallv CHARGE
Rale Balance
15"- $1,184,82 $17 ,71
Total $17,77
~
,....
JCPenney
Customer Service
is OUl Number One Priority
Account Statement
Ollllllll[m"
Hulk' AI1d"....
,,,fl.wlI..
hl'flIIO..,.".
rrn
075-367-2SS-6
04-15-95
ACCOUNT NUMOEA
1120 BOVCE ROAD
PITTSBURGII PA 15241
1-800-542-0800
1-800-527-2110 EN ESPANOL TDD 1-800-527-5590
PAGE 01 OF 01 loA\I{IIlIAtl(liIlol\alrmill'lceCh;ugn.Pa~UtJwll.1~lnc-eUv'" 05-12-95
'Your,reiiinj-ne-i. . ,uld~oiltiv.ll.blll '"111I
.dll" nol 01('11 yuur ,hopplnw (uled., 1.1.... tonlut UI. CREDIT LINE AVAIlABLE CREDIT
()altt f,1,",.j"I....,~..f1N,,'hh)/ -.......l 1\.11,IIJIl '~I'tl M_m(llI'loIplOl C:~'\fl"
CURRENT U1LlINCI DATE
llJL
f'lVlTWnll am Vf(l,
03-27 6500-0000023 R
PVMT - TltAtlK YOU
20,O[
IRONDEQUOIT MAll
04-15 2426-1256639 R HEll SPRT SIIIRT,MENS 1I0SIERV
04-15 2426-2027134 R IIUSKV BOVS
33,40
47,50
SAVE ON ALL RECULAR PRICED DRESSES FOR ALL OCCASIONS DURINC OUR
DRESS CARNIVAL - SAVE ON BRANDS LIKE DANI NAXb KARIN STEVENS,
LESLIE FAY & NOREI BUY 1 DRESS. SAVE 20t - B Y 2 OR NORE. SAVE
~!~ - IN !CPENNEY STORES APRIL 23 - NAY 5,
,
NOW TNRU 5/6/95 SAVE 15t OFF STROLLERS FRON SPRING CATALOG PACES
634-635.. ,CALL 1-800-222-6161. ASK FOR YOUR "STROLLER" DISCOUNT,
~ ~p,iD
:p '30. (}.?/I
3'
Ul.lNCF
BUMMA"Y
+ FINANCE
CHARClE
.74
80.98
PREVIOUS
BALANCE
+ CHARon
'NfW
BALANCE
MINIMUM
NYMlNf
. PAYMENTS
AND CREDITS
121.97
30.00
RED
60.25
20. DO
Y()Ur 11I11lrt"'(1 (h;\ P. fate! af~ lSr>\' fPvprse 61rte 10f Important mlOlnl0hon and c.p1anatlOl1 01 our '''lance cha e melhodl
ON MONTHLY ANNUAL ON IilONTHLV ANNUAL
IAL ON BAlANCE PERIODIC PERCENTAGE BALANCE PERIODIC PEACENTAQ
rrPE BAlANCE Of A9 Of nlRu, RATEIS'.... RATE(S) % OVER' ""TEI81\ RATE 5 "
R B 49.61 04-95 All 1.50 18.0
/\ Your Finance Charyu Method is lsee ,('wrsol
~---~..~.-~.._.~..--~_.._.--~-_._._-~-.-~-~~~~~~.~~.~~._---~---------~..~.~---~_._~~-----------_._.--.._-
\J . , PIAIl '1 .fWUI caDn p.",- .....
C ' 'J
'JC DAlt st_ ,",un,NCE . l>>.ICRIPIIOH ......1
~() """U ,>>If lULL .,MUII "Iun '.101. U."
10 ~IUI U.sr WIDlI lOt. 11lIIMACI 10 _'\or II YlllII
MOM"I'I ....UMU 1'1III<""'" t IKAG atAM5I. ClItD111111l1N1 PAYUII HDf la' ANa:
".. tI U..tI ..... II." .11 .11 ''''.,'
10Ul "!t." ".99 lI.n .11 ,II " I...
Awul_ PoIlU I'UIIDlIlt...., fl"""l ~l -, MIMI.... PAy...."'
IAUHct "'1~ UWlGL f'UtClHIAIZ RAIl PIIIM _1M M DAl"
...S.U . ioU . lI.n IU ".11 ...... ,"U,,&
PlUS( 'OWW"'P If. MIHU.... JlUNN) "'lIell IHClUbll A
PASI.... &*JUN.. If PAlO Illust U1PlGAMD AND 'CUPI DUM
lIwaJ. If \'00 'lAVi: AMY 1U.511OHS, CAll ,....-'...lll1.
'lE,..r Rl;d .3};111l/5
10&., CI', ~Ul!, Il'e:.
&TATEHENT DATE I I&/D.191i rADE 1 rDR ACCOUNT NUIIIIER on..uDS
MOllet I su: MOUSE: lUll fOR .""AH' INfDRttAlIUH, PAY IAlANU .., bUt: DAlE 10 AVOID AbDlllDHAl rtHANCE tnlAGU.
P R I V ATE CAR PET S ALE
BY LEE'S MADE BETTER BY BURLINGTON
PRESENT TillS COUPON WilEN YOU PURCIlASE FINE LEE'S CARPETS AT
OUR SPECIAL P R I V ATE S ALE PRICES,
SAVE AN ADDITIONAL 5X OFF OUR LOWEST PRICE,
CIlOOSE FROH I WEAR-DATED II,
TREVIRA XPS. AND DUPONT STAINHASTER
CREDIT CUSTOMERS ONLY - WITH THIS COUPON
VALID rROH KAY Iii THAU JUM I., 1991i
;'IHII CutllOH CAHttOf &f. USED ".._ ANY atlllt tOW'ON UA IlIt(>>tOlIDKAl DfrlA
. ~ V'
(.i
\
--
,.....
(\ .^
~)\l
~
1601091
[J(Pl
NO
QTI1W~t.
"''ri.IDilW~
, OlItUlli/llllllJ
".00
Ilo\Il "In
OI/U 50
llWlSACllON DESCnlPllOH
P.'"ENT, TH.NK 'OU
I.'
~\ll ~friD ~q ,,\P
,
,
. ". -. .. ..... ...........-- "'H. . _ _ __ ......._..._.H. '.... ..... ',.. .
I'!lmMMNO~TP!~__ tgl-'l,!!!,,~ ,m .w~ ~_!!iIW~
411.7' 0.00 0.00 1'.00 ','I 411,41 '0,00 ".00
_~'Da _':'mf',. ,M_ ~_. _AaXlIMIMMlm_ __IIl~ _ ~Ilt'.'_
441.1' 1,IX 11.0X CREDIT LINE .100 011-01'-'1' 1/17/" 1/17/'1
AVAIL CRIDIT ."
0" .w.. .... ..' __"_'~"__' _____"_m_...__.._....~___._.. nO"" ....m.__..u..._ _._~ .____..,___.,_, '_'_'''_,,''_._,. '_",,'___
CI
CI
- lI'
m ',..
; .. ~ ...
I ...
i I
I
I
I~
..Ill
N'
~!
, ,
::;-
~S
:1
;1
~~
~ .
d
l!i ..
~:
c.., {\ ,
.... ,
i! i,!::.
....'.(
y'
a ./4
1=,;;
"
,I,
.~
.-,
...
W
..J
U .
.... >-
:z: c
~lllg
:II-
~Cl
W)o..J
Z ..J
cg~
~~~
LLClll
:lCl _
UlO:a '
ZlllW
....OCt:
a..UC
a.. :z:
CI-
:z:W
1Il..J
CI
i~
i~
CI
:':''1
>-
,.-t"~
'l,
(._)
..
;....L
~
cG
y-..,
,--
..
-=--
oIl::.- ,,",
.'- 'oJ ~
--?
D\
, d"...-
e......-- -
--
-
~...t-= '
iJ..'I ~ {'-
~I';
;I~: '~
1,.~~'i;
CI
CI
CI
~CI~
I\jClI\j
. . .
lI'CllI'
'" '"
III III
. .
II'l 111
,
II
~~~
~CI~
"'CI'"
;j . . .
IIlClIll
~ ~ ~
CICICI
CICICI
. . .
CICICI
.
~CI"
I "'CI'"
. . .
IIlCltll
" "
~CI
II'lCl
. .
II'lCl
III
III
.
II'l
CICI
II'lIl'l
I\j""
lOCI
. .
I CI ...
lI'CI
lI'CI
IIlCl
. .
lI'CI
CICI
CICI
CI CI
lI'lI'
. .
lI'l\j
0'"
. -
"
Q)
Q)
~
o
-
a.
E
wJ!l
::llj::
o Q)
W c::
U) Q)
a..m
~
~
o
~
..!!!
~
::>
o
lU
C/)
a.
-
'"
c:
....
Ll
III tij
~ ~,
~~
1Hl
13:;;
"Z;
~o
~!i
~i ~
f: fl,
~, l"
- ~
f ..
., ~
., '"
~ s:
;f j
.2 f;)
'" ..
ottj
..
"
"O~
~ :j-"
D. >- 1ii
e1! It
D.M
il~
I:g..
>-~1ii
"0 It
eEl
"0
5:h..
8. >- E 1ii
eliic(ll:
Q.~
"11 ..
~E1ii
actO::
.",
'" p: D.
ll:cr..
....VJcnVi
0:1:;;",
~fJd"~
",0:::.4
-1Ilc(
u:;;
.
r. .E-' E~
_t ' .,
, ~ 0 -"
~ O~EP. ~ ~ E-fi ~
~Tj ~ ~ l> 11 ~ u g
'.' ~ Ii -".~ " fj .,
(~"l;JVf!. r, ; p'.... 11
,.n J!nrob c. CIO lie VI
2t \) \: ~ 41"- n tJ VI t:' ~,
6~ b~~O~~.~~ t~ t.'-_~ ;
u_ ~,>'rolf)U]rro [\lro ......
o!Y .[ II ~ a ;! lti IV ~~, E;
c~ Nnro~unVlf:~n__ ~~ ~
:{iuo' '::o"--,,{! 91'lJ-ro - > VI' .Cl~" '"
~ ~) C.., III U I: ~l ~ ~ ,~' OJ ~! fl U
-- f) ...- a:: ~ ro t c.: Ol:-;: III ~ f Cl.i 'VI
111 ~ ~ .,' ':1 'l) t' 'ii t.:: p 'fJ l)' LJ e:' n '0
D~_~~~lll~u~n~_~ cU
~ ~~O\)~c.:~~~urn OC ~
~.9~[?'f;~l",'jE"dja .i?~ ~,
o VI r: tl n >.n t: .- N t~ - - a > ...
UQI~lVrr:rob.;~~t1~pl[? ..':rJ ~QJ
-ro (11 ro' tll.,...: ~. .t.~.., i ....~ 'Vi Cr. ro. (II'?" I'll Il' ? n
u ~ n (iJ ~ !' VI N nl f-l 1.1 t.- L' [, ~ ~.:u .g ~
i5 ~ 8' ~ r :r. {5 If) f;' c: f'J.Q ~ OJ M .."is :.:= ro
I1l 6 ..:.. 0 ..~ "\.1 o. ra CoI 'l.l .r.U OJ ... C> 0. _ E 'U ___
E U 0 VI 1.1 ,8- ~ [ 5 ~ c: r (LI n (:),?-, ll) i"
>~C:a~~DVlQ,~6ro~~.~gn'~~~'~
~[-~[-~t~~~~h>,.taE.Vl~Pljg.QaBE
. ..~ Qi C.1 fj ~ e :;:: ~J [ .l~' C: ii ~ r'; 't ~..... 0 ni
~ ..~ - 'tJ .iJ LJ 0 "tJ .;1 = Q.) VI O.t'l OJ VI.- Vl'- ..... Vl
. ,...
o
'[ g
1'!1U
lh 01
r ~
n. '!;;
Vl 0
VIe.:
., 0
c .'
::-; (ll
QJ .I~
~ ..
::. VI
ro .,
",1'
., ~..
~.
~ f;,
~ n
Cl Q~
f, (c
"
... VI
" ..
Q) t
t.> 0
QJ Ti QI
r: [ [!,
., ..
~U
.~
.....mN.MD'_~ -m MO~O~~~ONWm
('1"",r"i"''1rl ~M..,f;j;t"!"!'1'1"""'''!cn''l'''~
~~p~~~~~ ~~RN~~~~~g~~WM~
~~~~~~~~ ~~q~~~~~~~~~~~~
{~oomrnoa""'N ~wmmoa_NNM.q~W~
~.....-rNNNN .....~-~NNNNt~NNNNNN
~:~~~;!!~fi~
lD~~~N~~~
~oILOo;hNmlO
wt>-'crioioicici..:
..-......... ~..- f\l N f"
J:Rgjh~~I~01
g:jrilricOONNOJ
. .... t~ ,- t- ~ M 0
N'<1alIf)DtOND
t.ri ,-....t--.. oj oj o-i d..--'
,-,-,-..--..-..- N N
~fJ~g~~d:g
lf11,~W~~~J~c;jb~
- ~ '<1 01 l.il ~"") U) r'l
tn u1 t-- t-' ro oj o-i ci
,- ...". ,-,- ..-...- N
.l' ,.D .., ,.t=-
nm~~r~
Nlfll.P{'4
N ,. N
o
.'
tii "
lJln.nnnnr.~i
(: f! t. tl t: Q! QJ VI
f VI Vi ti 11 t, Vi'ii3
~,~ 1? 11 .L ,r r f, .r
III {'oj f'l 'leI 1..0.1 (~, t~ Ii
-<
"
!~ l. r;
y ) r, o. '"
C1" t.,
lu '~ !JJ~ ~
d tt i] ["
M ,. W N ~ MOt-. {O U1 ~ ~ 0 N to
f'i ..-: C'1 ~ O'! C'f I"'! (1 t.q t-: t-.... r'i O'! f1 ~-,
IOIO~P"'''~Zl,:q~&l18~;;;;;;
R (;lll) 6 ';l, rJ co ~ ..- t--. <0;1 ,- 01 to 'It
W ,...' oj oj en ci D .....: N N ri .' ~. ui tri
.-..-.......-.....NNNNNNNNNN
f.::)~~~~~f1~~~~~~~~
ro M W ~ 0 N N 0'1 0 ll) ~ ~ ro M ,-
.......t-...--t-."':tMMOlt" J ro..-w
N~OIlf'lOWNro~...... '-Olto
u:i ,...- ,_' oJ 0) 01 ci ci ...... N N ri "01' ott' lfi
..- ,- ..- ..- ,- ..- N N {oj r~ N N r.... N '"
~ ~ ~ ~ ~ ~ ~ ~ 8 ~ ffi ~ ;! n Sl
In u:i N lri u1 ci (..J N u1 cl t.ri oi M a:i ('")
f:: ~ '!i ~ ~ t; ';h fi ~ ~ ~~ r~ e;;,~ 0-'
lfi w ,.-: ,-.... ro oj oj C) ci ....... N r.J M .' ",'
.... ..- ~- ..- ,- ,- ..- N N ",j hi t;j N C-.." C-.."
<
,
n
'"
F'
'"
~" ._f> ,t, .0
.',. Cl' v~ Cl'
~l u~ F2 ;t
.- MNtO
"-(,j
."' ." ,D .C
CC'c..,,"c,'
OJ O.J .- to
airl.....t...
d "1' ~- {"j
,... ..-
"
c.'
if. "nonnnCl
tn n n (l. Cl n n n (J. I:.l c.J tl (Ll QJ QJ
E f,; .~ 4Q1 ~~ .1:.; .Cl,' .c..' .t! t,; Vi t~ tn ti iii
1: 111 III V, VI l1 I,.~ V. ,L .L:, 's.'s ,S:-m
!1 V l' :: :, .[; L. .f: :; () ;: n ;..; =i t.
If) ("-oj ('/ '1 1./141 t,. c.:. C;. ,. to. ,- .-- ll.
lr. VI
r ~ t
~ t' 0
1-. I> 1 "
,,; l' t' ,,; "
r < l' " t' i. "
,el! " Cl' .~ " ::
" /!. ~ "
VI ~r.' r; < ~? f: r- 0, .'
.' " " < " r; ,
E
l"
'"
f'
n
'"
"
'c
r -
I" ~
~ ~ ~
~~II;
01 d fl E
o ...~ OJ .
(: ~ f' '"
f '" h ~
rj ~ ~ .!:::
[ OI,Q L~
.11; f L ~
.VJ 0 UI-
C: E .ffi :B
o Vl ?: r
[1,
o
i:
.,
.,
t:;
'"
1"
.,
Vi
.,
"0
r,
u
"tJ
C
'"
"
o
o
:0
!':!
in
t
o
il
.,
b
o
lf1
.-
l"-
. 0
~ClNIf)Mt.t>OlpJ
'"-t.~. ("'i~ O!...... "":~
ro t-. q ,..., M ro lD co
r::~~~t;.~~b\
N...<o1lf'llDt--.rcro
NNNNNNNN
gl'tONt.t>MIIlOl
1 t-, '\t, "i tq O'! ~-: r:
"~""""'M"'1O
:: fXf-i~R!;:.1q~
NM...,lf1IO"'"
hiNNNNNNN
~~;':f]~~~~
f2lii;;;'C;h~~18
., cq 111 f1 o~ 1--. .. l"'!.
;~f.j~~~~~~
~)~t2;!~~~&1
,ri ~ to.: t-'..j Nrl
'I t-... MNr;jll)Of-
ro.....to~lNOlt...~
ri fi ri ri ~ ~ 14 ~f;f
.0
0'
.'
N
.,
<<
.':' ~t: ,t f'!? ~t,'
f- f- r- \0 '"
- ... (-.." N''''
1.-1 en n.i l{) .
"
.'
ti n_
t" n n n n n n!-!
t: 2.1 fL' QJ QJ fl) CJ ~,
fl.l)iiiihVit;iii~
!~ 1~ r [; f;; -!.: ::X:
(IJ(,jrlt1 U"1U-\t-\1
r l,j
.' ,
='C-I Pi.' .~~
4-' Ii' h
bot;
f.,,-.',,' ,r- L ~Iti
~ 5: ,n, .0
,". (J
~ R ~'11
f;~"
n Ulc: '
01 I!' ~ AI no
:P~2H
~ B.~... 0.,
gjc_--:-t=f'
o;g..9 g JI E
fill'f ~ !i ~
~~B!~
~ n..... ~
o -g '~ {; ~ 01
]J,,-~-(!
tn - (Q >'~
f'Q >- - .n
~c-- II
'N{l!1]:'O..
~ .p f! ~.r:
o [.. S ~ t-
- o!! J In
C .- nUn. U nJ
:J Vl_ C ~'_
," '5 P. .. l!! ~ -E-
'0 - ra'-
ell . c: , t':I
~!!cgKi3J~
. 0 n 01 U: .~
ell ~ E"f3 f' I!'
f-~~U~~
I
I
I
,
-,
r::
0'
m
"C
" (1)
g r:::
-
ro
~ o-
f . ns
c ....
~ C
ro
~
. ::l
E
c U
~
" W
ri
Q, en
.
Ii
~ D..
~ (1)
~
w ~
L ns
r.
0
" ..J
.
B
~,
~
"
r
t~
u
C
t<
I' I
" I.
t'
~?
--
.
CRAIG 1'. DANELLA,
Pia int i ff
IN TilE COURT OF COMMON I'LEAH
OF CUMDERLANlJ COUNTY
OF PENNSYLVANIA
VB.
MARY J. DANELLA,
lJefendant
CIVIL ACTION - LAW
NO, 95-2795
IN DIVORCE
CERTIFICATE OF SERVICE
I, Mary A. Etter Dissinger, do hereby certify that on the
date set forth below I served a true and correct copy of the
foregoing document upon the persons below listed, by First class
United States Mail, postagc prcpaid, addrcssed as folloWSI
Hobert C. Si'lidis, Esquire
SAIDIS, GUIDO, SIIUFF & MASLAND
26 West lIigh Street
carlisle, PA 170n
AND
E. Hobert Elicker, 111
DIVORCE MAS'I'EH
9 North lIanover Street
carlisle, PA 17013
Datel il/7(?ii
---:7/;',-,,/ /1'/llt"l A. ......
Mary A, Etter Dissinger,Esquire
Ili~~inger
&:
Ilissinger
IttornrPi It law
MA~Y A.lnlR OIlIIHOI~
WUIAM _ITI~ O..IINDIA
ITI_N 0I0~OI HlLO
october 21, 1996
Clmp HIlI Offln:
18 N 'hI11r.B.cond Ii,,,.t
tlmp ttlll, '''11111,11'''111, 1101 t
711171H'P40
tAX 7171713114
Marytvll.OWn:
400 South lu.l. "uad
"'..,evill.. "'III1I,llIlnl. 110!;.')
7t78673474
fU 711..7U"
File 97-525
E. Robert Elicker, II
9 North Hanover street
Carlisle, PA 17013
III Danella v. Danella
No. 15 2715
Dear Mr. Elicker:
This letter will confirm the cancellation of the Pre-Ilearing
Conference that was scheduled for october 26, 1998. Tho parties
have reached an agreement.
Very truly yours,
-/),V-_/?(cu"- ~ <J-~<-J'h_->
Mary A. Etter Dissinger
MAED:ces
cc: cndg P. Dalll.llc'a
Robert C. Saidis, Esquire