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Home My WebLink About02-4062 BURTON NEIL & ASSOCIATES, P.C. By: Burton Neil Identification No. 11348 26 South Church Street West Chester, PA 19382 610-696-2120 Attorney for Plaintiff CITIBANK SOUTH DAKOTA N.A. 7920 NW Il0TH STREET KANSAS CITY, MO IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA v. MELISSA H WELKER 736 BELLE VISTA DRIVE ENOLA, PA : NO. 0;2. - 4D/,p~ C/ulL '-t-~ Defendant : CIVIL ACTION - LAW COMPLAINT NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claim set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERENCE AND INFORMATION SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, P A 17013 717-249-3166 10008.034.758 BURTON NEIL & ASSOCIATES, P.C. By: Burton Neil Identification No. 11348 26 South Church Street West Chester, PA 19382 610-696-2120 Attorney for Plaintiff CITIBANK SOUTH DAKOTA N.A. 7920 NW II OTH STREET KANSAS CITY, MO IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 6;;1- 4o{.,.J..- (!,",)lL'-r'CI7_r~./ MELISSA H WELKER 736 BELLE VISTA DRIVE ENOLA, P A Defendant : CIVIL ACTION - LAW Complaint I. The plaintiff is Citibank South Dakota N.A., with place of business located at 7920 NW IIOTH STREET, KANSAS CITY, MO. 2. The defendant is MELISSA H WELKER, who resides at 736 BELLE VISTA DRIVE, ENOLA, CUMBERLAND County, Pennsylvania. 3. At the defendant's request, plaintiff issued the defendant a credit card with account number 4128003225030769 for the defendant's use in making credit purchases and securing cash advances subject to the terms and conditions governing the use of the credit card. Attached hereto, made a part hereof and marked Exhibit A is a true and correct copy of the terms and conditions. 4. The defendant accepted the credit card and the terms and conditions governing its use for the purchase of goods, merchandise and services and/or cash advances from vendors who accepted plaintiff's credit card. In using the credit card, the defendant agreed to comply with the terms and conditions governing its use which included the obligation to pay plaintiff for all the charges made in full upon receipt of the statement or in installments subject to monthly finance charges. 5. The defendant utilized the credit card by making/obtaining purchases of goods, merchandise and services and/or cash advances from vendors who accepted the credit card. Monthly statements were sent to the defendant which detailed the charges made to the account including finance charges, late and/or over limit charges. The balance due for the charges made by the defendant including any finance charges, late or over limit charges is $8,848.78. 6. Defendant did not pay the balance due in full upon receipt of the billing statements and failed to make the required minimum monthly payment set forth in the the billing statement. As such, defendant is in default of the terms and conditions governing the use of the credit card. 7. Although demand has been made by plaintiff upon defendant to pay the sum of$8,848.78, the defendant failed and refused to pay all or any part thereof. 8. Plaintiff alleges it is entitled to recovery of attorney's fees from defendant pursuant to the terms and conditions governing the account. Plaintiff's counsel is not a salaried employee of Citibank South Dakota N.A. Plaintiff seeks recovery of attorney fees in the sum of $1 ,681.27. WHEREFORE, plaintiff demands judgment against the defendant in the sum of $8,848.78, attorneys fees in the sum of$I,681.27 and the costs of this action. By: Burton Neil, Esquire Attorney for Plaintiff In making this communication, we advise our firm is a debt collector. 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Deb:yitJ:::::for;::-",s~!).t ,-- -, ',,':= =:=,-,,- ~';;e:::: ::=;0 ,e ;0::: i:::,::o ce::--6-: S:O;:::"'= 2o.,j == '::;':-;2.-;_, ~----- - -'-- ~,. __'0_ _'--'-, -'O-~,C~ '0_,"';3_ --------- -;.,-;" ,o..,-,-~_~__ ------------------ :(:'S~;;;:"-_e"'. Trans<lcticn Fee for 8<lJa.nce Transfers; You h<lv€ cbl"-'ned a balance trans.Ie, Ii You Ir",nsie~ a b"ian~2 Iro;;1 olh,ns by me2r,s otller Ih2.~' E Ciilb2nk Ci12Ck, or ycuOblain funds l!trough a Ba:anC2 Iransle~ chec.~. 10 each bal3l1c~ 1'2(lsi!O~ 'Ne add ~n 2cciiijo~;;1 f01NANCC: CCiARCE cr 3_D% 01 Ihe balanc2 1'-"l1sler. but not less than SO:; or ~lCla lhan S50_ This lee will be adder! Ie, Ihe DurCh",se bi>iar.cewiii1lhe baiailce I."nsler. Tile b21anGeiransfer lrcIlSc.ciiCnfe2ma;rC2US2-lhe ~nnuaIOe'C3n(i3.Ger"ie on me billing sl<J.Jemsr;IGflWhici] iile bsiaf1:;B Irsns~"'rii'''1 2ppe3ls 10 exceed file norninol ;;nnuaf pe~cenizQe ral<o. "7'-. elll Netice of Change in l Terms to Your Citibank Ca~d Agreement late Fse: We will ado a ,'"Ie le510 Ii~e slandard purchase balance lor eacil biifing periOd you ioillo make Ihe minimum paymenj by tis Gued<<!e. This iJle feewiilbe:S150n b;;lanc.esuo to SlCXJ. $25 en bai2nces 01 S;oO up 10 S Jv.JO, and ~35 on balances or $1000 and OVer. -...--...-...--...-....--.....-...---.---..--.---.-......--.-.--. Elle,;tive on (he clay afler Ii.,,,' SI<HemenUClosing Dale ino'iczled on youl August 2001 billing siatemen(, we ale amending your CilibanJ.; Card AQreemenllO sUDslilute. the following plOvisions regarding the delawll rale.lhe transaciion lee lor balance Iranslers. and Ihslale lee lor Ihecorresponding ones in your exlsrin(JCilioani< CalCl Agleement. Wilen appiic3ble. these chaf1g~s will appear on YDur Sealember 200 1 billing slalemen:. We encourage y= to lead Ihis norice and save it fOffulure relerence. VarIable Annual Percentage Aat"as lor Purchas85 and Call.n AdV~nClllI.: The annual percentage rale lor ourchases Cind cash advances may also vary II you deiauli under any Citiban~ Card Agreemenl because you fail 10 make 1l p-aymenl to usoranvolhercredilorwhendue. you e;.;C"",d yoor::ledil ;ine.arY~Umake1lpaYmenllOusn1ariS()OlhQ(l()led by your bank. In Such circumstances, we may increase Ihe ANNUAL PERCENTAGE RATE (inCluding a,lY orornalional:ala) on ail balances 10 a delault rafe of up 10 24.~%, Factors considr=rer! in de~ermrnlng this delault lale may Inclur!e Ihe Ianglh of lime Ihe accDUnl has bee.n open. Iheexisience, seriOllsness. and timing 01 CilibankC;.afd Aore~ment d~faulls, and olher indiCations 01 account usage S':;-d pedormance. The incre<lse in the variabte annual pe'cenlage rare as described in this pa'agraphlakasellecr as of Ihe lirSI day 01 the billing pe~iod in whiCh you dQlaulf Your aCcounl may again become. eIfgible lor a lowe, annual percar11age rale on new purchases, new casn advances, or boln<lfler you hava mel :he lerms o! all Cilibank Carr! Agreemenls fer six cOllseculive monlhs. Your exisling belances will remain subject 10 Ihe dEO'laVl! rale ulllilrney erepe;dIn luH Non-AcCBplance Insll'ucUofls; It you do nor wish :c accept :hese changes. you must nolilyus in writing w;illin 26 day" attar th.. 3!atamenlj C![".jng dal.. Indlc5ltect on you~ August billing slatom..ntsllJtingYOl)rnon_ac::eplance. includeyolJr name, adoress, and acsounlnumber and mail to: CUSlomer Service (enler. PO. Sex: ~~ 121. J6.CkSOfh'iIla. Florida, J2231-412I.llyounclflyus Iha1 you do nol acceprlheS2 new t(!rms, you can Con(lnue iO'Jseyour card(s) under YOUl existing leL11$ unl!l :he end ai yeur CUaef"11 mEmbership Y3al 0' 1110 e~piralion dale on your c;J,rd(s). ",..hichaver is falar. AI li'''l iimeyourac:::eunllVihoe cibsedoGdyouwillbeabie:o j)[lyoifyoufremaini:'9baianceunderyourcurrenlterms. Formorede18iiedinforlTlalion;;oovlyourCUrrenlierms. please reier 10 your Citibank Ca,d Agreem""ll es amended bYilny prjor:::i1anr;;e inlerms nOlices "Nom, [Jli2{X)r 0;:"", c '"'''~ISc,.h D'k~,"I.,~.-\ M.""""FOrc .-----.--..-- -. --.- ..---.. ---- ,._.._--._~---~~--_.-."- ---------.----- ,"' ([! lI'l i:= gj, nj ~i, ~! ~ _~ -~~, ~ c: i3 c::.c c_ ~ ~"2:.~m.~ o ~ m ;;, >- ~ Qj m ~ m fIJ ro Q - G-~~o. "(J m IlJ () = ,--- ruo 3V"lc>c ~;;;-g~.~~~ ~ Q U -; <( ~.';; UJ~~~c2E Q _C -0 ~ ro '--- ~E.gcCQl~ mJ! 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O"?: u Q) 211/11 ~ CL (C >-. .:!: ] ~ ~ 31;,:'.l,':1~ H; ~ u r;;Ql "--~;;~~tf > ~i;: ~ C -0 m .;-~~","i= ._~.~~~ U .ffi: Cil;~:' [) ~ r:. c g - .. ~ -- ~:' ~: ~ ~ ~ U (D 5- ~ ~ Q 51 0, .., - ,~:S c _ IV ,--, >'.~;::'-"J ;:; ~ - ffi o U ,.-" 23 C ~ ~:= :,~_ _,'~' z ~ Ni 01 '.:..' ...., _ '-, u (.;31 u I I I I i ~ u ~ 8 ~ f '" , ~ ~- i3 @ i5. , ~ Verification Linda Gonzales is a manager for Citibank (South Dakota), N.A. and Citicorp Credit Services, Inc., wholly owned subsidiaries of Citigroup, the within Plaintiff in this action. She verifies that the statements of fact made in the foregoing Complaint are true and correct to the best of her knowledge and belief. The undersigned understands that the statements made herein are subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. f.)O . OJ-. ~ V1'101~:n~ Date: f (0 ~ ~ ~ ...... ~ VJ f(j ~ () e 0 ~ (' .'..> ~_.l <' -,1 ~ -oi;;~i ." ~ tJlh-t c:: ~:}) C., ~, 'v ~?X'. CJ> ~ ~~, ::: -- ,. ~'-? z: ~~ :::;! :'-.'1 ._l-~ CO ::J - SHERIFF'S RETURN - REGULAR CASE NO: 2002-04062 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CITIBANK SOUTH DAKOTA NA VS WELKER MELISSA H KENNETH GOSSERT , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon WELKER MELISSA H the DEFENDANT at 1402:00 HOURS, on the 5th day of September, 2002 at 736 BELLE VISTA DRIVE ENOLA, PA 17025 by handing to MELISSA WELKER a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 10.35 .00 10.00 .00 38.35 So Answers: .~~~<~ R. Thomas Kline 09/06/2002 OLIN NEIL HALTRECHT Sworn and Subscribed to before By: me this /3 <t:' day of 1 iih.......L. ,;2(J-o J..., A . D . l\ 1'1" Q )n.u#,-~~PF {/ Prothonota CITIBANK (SOUTH DAKOTA) N.A., IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff v. CIVIL ACTION - LAW MELISSA H. WELKER, Defendant No. 02-4062 ANSWER WITH NEW MATTER 1-2. Admitted. 3-7. Admitted in part; denied in part. It is admitted that plaintiff issued defendant a credit card and that defendant made certain purchases with such card. Defendant specifically denies the remaining allegations and demands strict proof thereof, including the alleged balance owed to plaintiff. Defendant demands verification of the debt and a breakdown of all charges. 8. Denied. Paragraph 8 is denied to the extent it is at variance with the terms and conditions which govern the account. Defendant further denies that plaintiff is entitled to the claimed attorneys' fees, which are not authorized or reasonable. WHEREFORE, defendant requests that the complaint be dismissed with prejudice. NEW MATTER 9. plaintiff has failed to comply with certain state and federal laws governing the collection of debts, including the Fair Debt Collection Practices Act. 10. As a result of plaintiff's statutory violations, plaintiff's alleged claim is invalidated, and defendant is entitled to attorneys' fees, costs, and other statutory damages. 11. Defendant defends the claim based on such other reasons as will appear during discovery or at trial. WHEREFORE, defendant requests that the complaint be dismissed with prejudice, and such other relief as the Court may deem appropriate. Respectfully submitted, KEEFER WOOD ALLEN & RAHAL, LLP Date: lO/'T/,O 2.- By: ~~I'~- - <- Bradford Dorrance I.D. No. 32147 210 Walnut Street P.O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8014 (Attorneys for Defendant) 2 VERIFICATION I, the undersigned, hereby verify and state that: 1. I am counsel for defendant in the foregoing matter, and I am signing this verification in accordance with Pa. R.C.P. No. 1024(c). 2. The facts contained in the foregoing answer with new matter are true and correct to the best of my knowledge, information, and belief. 3. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. ~4904, relating to unsworn falsification to authorities. Dated, I c> /r rI CTL ~-. Bradford Dorrance CERTIFICATE OF SERVICE I hereby certify that I have this day served a copy of the foregoing document upon the person(s) and in the manner indicated below: First-Class Mail. postaqe preoaid Addressed as Follows: Burton Neil, Esquire BURTON NEIL & ASSOCIATES, P.C. 26 South Church Street P.O. Box 356 West Chester, PA 19382 Dated: {b /f?(O'L -6S~ ~ Bradford Dorrance <::l. -- c c~ -) f).' :-::-J U) -l>~ :'.U -< BURTON NEIL & ASSOCIATES, P.C. By: Edward J. O'Brien, Esquire Identification No. 32895 26 South Church Street West Chester, PA 19381-0356 610-696-3030 Attorney for: Plaintiff NOTICE TO PLEAD: You are notified to plead to the within Plaintiff's Preliminary Objections within Twenty (20) days from service hereof or a de~dgment m,aY be e~te ed again:t you. CITIBANK, (South Dakota) N.A. Plaintiff IN THE COURT OF COMMON PLEAS VS. CUMBERLAND COUNTY, PENNSYLVANIA MELISSA H. WELKER Defendant NO. 02 - 4062 CIVIL ACTION - LAW PLAINTIFF CITIBANK. (SOUTH DAKOTA) N.A.'S PRELIMINARY OBJECTIONS TO DEFENDANT MELISSA H. WELKER'S ANSWER AND NEW MATTER Plaintiff, Citibank, (South Dakota) N.A., by its counsel, Burton Neil & Associates, P.C., hereby preliminarily objects to Melissa H. Welker's Answer and New Matter or so much thereof as is relevant, as follows: I. Obiection UnderPa. R.C.P.I028 (a)(4) - Lel!al Insufficiencv (Demurrer) 1. Defendant's New Matter seeks to recover from plaintiff "...attomeys fees, costs and other statutory damages..." for alleged, but unspecified violations of the federal Fair Debt Collection Practices Act. 2. The only statute on which defendant bases her right to recover by its own terms applies only to entities which attempt to collect debts due another, that is third party debt collectors, as defined at 15 use Section 1692a(6). 3. Since Plaintiff is a creditor as defined at 15 USC Section I 692a(6)(A), and not a statutorily defined debt collector, defendant's New Matter has no application whatsoever to Plaintiff. 4. Accordingly, Defendant's New Matter fails to state a cause of action against plaintiff. WHEREFORE plaintiff moves the Court dismiss defendant's New Matter under Pa. R.C.P.1028 (a)(4) with prejudice. II. Obiection Under Pa. R.C.P.I028 (a)(2) - Failure to Conform to Law or Rule of Court 1. Defendant's Answer and New Matter is verified by her counsel of record. 2. While counsel's verification states it is made "in accordance with Pa. R.C.P. 1024 (c), counsel's verification of Defendant's Answer and New Matter (A.) Fails to explain by use of either 1024 (c) (1) or (2) the reason for counsel's verification; (B.) Nor does it state the source of counsel's knowledge as to those matters ( for example the unaverred facts supporting defendant's damage claim) not stated on counsel's own knowledge and information. 3. Defendant's aforesaid failures to state why the complaint is not verified by a party's representative and to state the source of that non- party verifier's information violates Pa. R.C.P. 1024(c). WHEREFORE Plaintiff preliminarily objects under Pa. R. C. P. 1028(a)(2) and moves the Court strike Defendant's Answer and New Matter for failure properly to verify her Answer and New Matter. III. Obiection Under Pa. R.C.P.I028 (a)(2) - Failure to Conform to Law or Rule of Court. 1. Defendant's New Matter seeks to recover from plaintiff "...attorneys fees, costs and other statutory damages..." for alleged, but unspecified, violations of the federal Fair Debt Collection Practices Act, 15 USC Section 1 692k(a) along with, apparently, other also unspecified "state and federal laws governing the collection of debts." 2. Pa. R.C.P. 1019 ( a) requires Defendant to plead the material facts on which her alleged causes of action and / or defenses are based in "concise and summary form." 3. Defendant's Answer and New Matter violates this court rule because it: ( a) Fails to plead any facts of which the alleged statutory violations consist; (b) Fails to plead the name of the other, unspecified "state and federal laws governing the collection of debts" that Plaintiff allegedly violated 4. Defendant's aforesaid failures to plead facts and liability bases violates Pa. R.C.P. 1019 (a). 5. Plaintiff is unable to make an appropriate Reply or determine its defense due to the manner of Defendant' s pleading. WHEREFORE Plaintiff preliminarily objects under Pa. R C. P. 1028(a)(2) and moves the Court strike Defendant's Answer and New Matter for failure to comply with Pa. RC.P. 1019(a). IV. Obiection Under Pa. R.C.P.I028 (a)(2) - Failure to Conform to Law or Rule of Court. 1. Defendant's New Matter seeks to recover from plaintiff "...attorneys fees, costs and other statutory damages..." for alleged, but unspecified, violations of the federal Fair Debt Collection Practices Act, 15 USC Section 1692k(a) along with, apparently, other also unspecified "state and federal laws governing the collection of debts." 2. Pa. R.C.P. 1019 ( f) requires Defendant to aver "time, place and items of special damages ...specifically." 3. Defendant has failed to heed Pa. R. C.P. 1019 (f) and as a result Plaintiff is unable to determine when and where the alleged "statutory violations" that are the subject of Defendant's pleading occurred. WHEREFORE Plaintiff preliminarily objects under Pa. R. C. P. 1028(a)(2) and moves the Court strike Defendant's Answer and New Matter for failure to comply with Pa. RC.P. 1019 (f). V. Obiection Under Pa. R.C.P.I028 (a)(2) - Failure to Conform to Law or Rule of Court. 1. Defendant' s New Matter alleges at Paragraph 11 "Defendant defends the claim based on such other reasons as will appear during discovery or at trial." 2. Pa. RC. P. 1032 (a) provides "A party waives all defenses and objections ... not presented either by preliminary objection, answer, or reply..." 3. By reason of the foregoing, Defendant must plead all her alleged defenses in her new matter and if any later develops she must move to amend her Reply. She may not reserve defenses as she has here attempted. WHEREFORE Plaintiff preliminarily objects under Pa. R C. P. 1028(a)(2) and moves the Court strike Defendant's Answer and New Matter for failure to comply with Pa. R.C.P. 1032(a). VI. Obiection Under Pa. R.C.P.I028 (a)(3) - Insufficient Specificitv. 1. Plaintiff incorporates by reference Objections III and IV above as if set forth herein in full. 2. Based on Defendant's aforesaid failures to plead her New Matter specifically, Plaintiff is unable to frame a proper reply. WHEREFORE Plaintiff preliminarily objects under Pa. R. C. P. I028(a)(3) and moves the Court require defendant file a more specific Answer and New Matter. BURTON, NEIL & ASSOCIATES, P.C. By: Edward J. O'Brien, Attorneys for Plainti NOTICE: In making this communication, we advise Burton Neil & Associates, P.C. is a debt collector. VERIFICATION Edward J. O'Brien, Esquire, being duly sworn according to law, deposes and says that he is the attorney for plaintiff, Citibank (South Dakota) N.A., in the foregoing matter, that he is authorized to take this verification on its behalf; and that the facts set forth in the foregoing Plaintiffs Preliminary Objections to Defendant's Answer and New Matter are true and correct to the best of his knowledge, information and belief subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: I ( /7-/02- I ( BURTON NEIL & ASSOCIATES, P.C. By: Edward J. O'Brien, Esquire Identification No. 32895 26 South Church Street West Chester, PA 19381-0356 610-696-3030 Attornev for: Plaintiff CITIBANK, (South Dakota) N.A. Plaintiff IN THE COURT OF COMMON PLEAS VS. CUMBERLAND COUNTY, PENNSYL V ANlA MELISSA H. WELKER Defendant NO. 02 - 4062 CIVIL ACTION - LAW CERTIFICATE OF SERVICE Edward J. O'Brien, Esquire, attorney for Plaintiff, Citibank (South Dakota) N.A., hereby certifies under the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsifica- tion to authorities, that he served Defendant's counsel, Bradford Dorrance, Esquire, with a copy ofPlaintiffCitibank (South Dakota) N.A.'s Preliminary Objections to Defendant's Answer and New Matter by mailing a true and correct copy of same to his address of record, to wit, Keefer Wood Allen & Rahal, LLP, 210 Walnut Street, Harrisburg, PA 17108, by regular mail, postage pre-paid on November 7, 2002. NOTICE: In making this communication, we advise Burton Neil & Associates, P.C. is a debt collector. 0 C~) [-) C 1"'....) " 1 :::~ , .~-) no! r .,.:...- " l ( '"J (.. -.<,,' r,: -- ~l.."" l ., :~~ () :5 ;--n 5> C~ c= -- ~i Z :,.) ~.,..~. :j 5-:) , (...) -< BURTON NEIL & ASSOCIATES, P.C. By: Burton Neil, Esquire Identification No. 11348 26 South Church Street West Chester, PA 19382 610-696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA)N.A. Plaintiff v. MELISSA H. WELKER Defendant IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : NO. CIVIL 02-4062 : CIVIL ACTION - LAW PRAECIPE FOR ARGUMENT To the Prothonotary: Please list the above captioned matter on the Argument List for determination ofthe Plaintiffs Preliminary Objections to Defendant's Answer and New Matter. All parties to the action: Citibank (South Dakota)N.A.- Plaintiff Burton Neil & Associates, P.C. Burton Neil, Esquire 26 South Church Street West Chester, PA 19380 610-696-2120 Testimony is not required. Melissa H. Welker - Defendant Keefer Wood Allen and Rahal, LLP Bradford Dorrance, Esquire 210 Walnut Street Harrisburg, PA 17108-1963 717-255-8014 ASSOCIATES, P.C. ,/ Burton eil Attorney for the Plaintiff BURTON NEIL & ASSOCIATES, P.C. By: Burton Neil, Esquire Id. No. 11348 26 S. Church Street, West Chester, PA 19382 610-692-2120 Attornev for Plaintiff CITffiANK (SOUTH DAKOTA)N.A. IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 02-4062 MELISSA H. WELKER Defendant: CIVIL ACTION - LAW CERTIFICATE OF SERVICE I, Burton Neil hereby certify that a true and correct copy of the Praecipe for Argument was sent via First Class U.S. Mail postage pre-paid on February 16, 2004 to Counsel for the Defendant, Bradford Dorrance, Esquire at his address of record, to wit: 210 Walnut Street, Harrisburg, PA 17108-1963. B In making this communication, we advise that our firm is a debt collector. . ,,""- 0 '" 0 = f~; ~ -n -, " --., :71 ,"'1 , " r,.., f"il 1~'} I , 0:; /'-.- en . , ,,) :RCJ ~::.-' ~U I ""- ;]() r--:: -:J ~~~ ;:; c. _.".~ C' ~l> ~i;~ <;~ -,..~ "r_'''' --., ':;0 -< <11 -< - PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in lluplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court. -------------------------------------------------------------------------------~,-------------------------------------------- CITlBANK (SOUTH DAKOTA) N.A. Plaintiff vs. MELISSA H. WELKER Defendant NO. 02-4062 Civil 1. State matter to be argued (Le., plaintiffs motion for new tJrial, defendant's demurrer to complait, etc.): Plaintiff's Preliminary Objections to Defendant's Answer and New Matter 2. Identify counsel who will argue case: (a) for plaintiff: address: Burton Neil, Esquire c/o Burton Neil & Associates, P.C. 1060 Andrew Drive, Suite 170, West Chester, PA 19380 b) for defendant: address: Bradford Dorrance, Esquire 210 Walnut Street, Harrisburg, PA 17108 3. I will notify all parties in writing within two days that thils case has been listed for argument. 4. Argument Court Date: 7 ~~L Burton Neil, Esq., Attorn y for the Plaintiff The law firm of Burton Neil & Associates is a debt collector. ~ 0 "" 0 c:...~ c-= c:::> -n .&" ?~': L- :J=I::D ~ lTl,- .;;'-e_ -o(Tl N cbO cc >-- L -;J ~~ -" I)) 'J.;"; ::'2 N ~~':_~ o..D -, BURTON NEIL & ASSOCIATES, P .C. By: Burton Neil, Esquire Identification No. 11348 26 South Church Street West Chester, PA 19382 610-696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA) N.A. Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA vs. : NO. 02-4062 MELISSA H. WELKER Defendant : CIVIL ACTION - LAW CERTIFICATE OF SERVICE I, Burton Neil, Esquire do hereby certify that a I served a true andl correct copy of the within Praecipe for Argument on defendant's counsel, Bradford Dorrance, Esquire, at his address of record via first class mail, postage prepaid on the date set forth below. Date: Jd}, j/ ~( BURTONNErV& ASSOCIATES, P.c. I / BY: ~::..j,,-~f- Burton Neil, Esquire Attorney for Plaintiff The law firm of Burton Neil & Associates is a debt collector. 0 ...., c~ =, 0 " . C:=l .c- -1'1 r' '- .-1 i :~~~ " fA ::TI ",) .-- -OS? ~. c:> ~.I~ --' -1~ C. --'- (_:.. c__. r:? -=< rv :;..~, :'XJ \..D -::: PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court. CITIBANK (SOUTH DAKOTA) N.A. Plaintiff vs. MELISSA H. WELKER Defendant NO. 02-4062 Civil 1. State matter to be argued (i.e., plaintiffs motion for new trial, defendant's demurrer to complait, etc.): Plaintiffs Preliminary Objections to Defendant's Answer and New Matter 2. Identify counsel who will argue case: (a) for plaintiff: address: Burton Neil, Esquire c/o Burton Neil & Associates, P.e. 1060 Andrew Drive, Suite 170, West Chester, PA 19380 b) for defendant: address: Bradford Dorrance, Esquirf~ 21 0 Walnut Street, Harrisburg, P A 17108 3. I will notify all parties in writing within two days that this case has been listed for argument. 4. Argument Court Date: '-the Plaintiff The law firm of Burton Neil & Associates is a debt collector. BURTON NEIL & ASSOCIATES, P.C. By: Burton Neil, Esquire Identification No. 11348 26 South Church Street West Chester, PA 19382 610-696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA) N.A. Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA vs. : NO. 02-4062 MELISSA H. WELKER Defendant : CIVIL ACTION ~ LA W CERTIFICATE OF SERVICE I, Burton Neil, Esquire do hereby certifY that a I served a true and correct copy of the within Praecipe for Argument on defendant's counsel, Bradford Dorrance, Esquire, at his address of record via first class mail, postage prepaid on the date set forth below. Date: J I / l,/ II 'i , .'-. BURTO~~ & ASSOCIATES, P.c. -< l ~ BY: \. _ - Burton Neil, Esquire Attorney for Plaintiff The law firm of Burton Neil & Associates is a debt collector. ('") ~:~ 1~ : 0. .....,... . r--) => c:;'.') J;::'" o -It --I ::r: -n rllp -0 IT] ~CI\'I OC~ ::"'\-1'. .r: -1} 'i~f~ ~~i - 5 < I 1..0 23 .. N -.J CITIBANK (SOUTH DAKOTA) N.A. : IN THE COURT OF COMMON PLEAS Plaintiff : OF CUMBERLAND COUNT , : PENNSYLVANIA v. : No. 02-4062 MELISSA H. WELKER Defendant : CIVIL ACTION-LAW IN RE: PLAINTIFF'S PRELIMINARY OBJECTIONS Before HOFFER. P.J.. HESS. and OLER. J.J. AND NOW, this 30' day of Y"'l~ ,2005, upon cons deration of Plaintiff's Preliminary Objections to Defendant's Answer and New M tter and the Brief filed by the Plaintiff, it is hereby ORDERED that said Objec 'ons are SUSTAINED. It is further ORDERED that Plaintiff's Motion to Strike Defendant's Answer is GRANTED and that Defendant's New Matter s DISMISSED. Defendant is directed to answer Plaintiff's Complaint ithin twenty (20) days of this order. By the Court, -1<<-\ //4 ~rton Neill Edward J. O'Brien Burton Neil & Assoc., P.C. 1060 Andrew Drive, STE 170 West Chester, PA 19380 (610)696-2120 Attorney for Plaintiff ,)!radford Dorrance Keefer, Wood, Allen, & Rahal, LP 210 Walnut Street Harrisburg, PA 17108-1963 (717)255-8014 Attorney for Defendant V' ~ ~ 03-30'05 "I,J '"I' "'1 '.1 '.,.1,1', II \. 'J ,on J 1 ..:S (i"J~1 SUuZ }'.~"'~lCl"; '_' ,'.:..>>;:J 3;.11 :JO ?CUJJ-Cj~lH CIT-IBANK SOUTH DAKOTA NA 70 I East 60th Street N Sioux Falls, SD 57117 Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA VS. : NO. 02,4062 MELISSA H WELKER 736 Belle Vista Dr Enola P A 17025-1302 Defendant : CNIL ACTION - LAW Praecipe for Default Judgment To the Prothonotary: Please enter judgment by default for want of an answer in the above case in favor of the plaintiff and against the defendant, and assess damages as follows: Understanding that false statements herein made are subject to penalty under 18 Pa. C.S. ~ 4904 relating to unsworn falsification to authorities, I verify that: TOTAL $8,848.78 $1,681.27 $10,530.05 Principal: Attorneys Fees: I. The above are the precise last,known addresses of the judgment debtor and creditor. 2. The annexed notice of intention to file this praecipe was mailed to all parties against whom judgment is to be entered and to their record attorneys, if any, after the default occurred, and at least ten days prior to the date of the filing of this praecipe. 3. Pursuant to Section 20 1 (b)(l )(A) ofthe Servicemembers Civil Relief Act of2003 (SCRA), the defendant is not in the military service of the United States based on information received from the defendant and/or the Department of Defense website. JUDGMENT BY DEFAULT ENTERED AND DAMAGES ASSESSED AS ABOVE. NOTICE GIVEN UNDE PA.R.CIV.P.236 BURTON NEIL & ASSOCIATES, P.C. BY: .. ........-tF "'. ,- i-B ~ ~ '1 . urtollJ el, EsqUire Attorn~y for Plaintiff !.D. #li348 1060 Andrew Drive, Suite 170 W. Chester, PA 19380 The law firm of Burton Neil & Associates is a debt collector. T-3165 \ 111\1111 II 1\1'" 1I111 1\11111\1\11\\ I11I \ 1111111 11111 11111 II1I1 III \1\111\111\11 II 1111111111 1111111 11111 "'III 11I1 11\\11 111111\ 1111 ClTIBANK (SOUTH DAKOTA) N.A. Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA VS. Defendant : NO. 02-4062 : CIVIL ACTION - LAW MELISSA H WELKER Notice of Intention to File Praecipe for Default Judgment TO: MELISSA H WELKER 736 BELLE VISTA DRIVE ENOLA, PA 17025-1302 DATE OF NOTICE: May 27,2005 IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attomey and file in writing with the court your defenses or obligations to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to your lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help. This office canprovide you with information about hiring a lawyer. If you cannot afford to hire a lawyer, this office may be able to provide you with information about agencies that may offer legal services to eligible persons at a reduced fee or no fee. Lawyer Referral Service Cumberland County Bar Association 32 S. Bedford Street Carlisle, P A 17013 800-990-9108 BURTON NEIL & ASSOCIATES, P.C. BY: "......'t...' Burton Neil, Esquire Attorney for Plaintiff Identification No. 11348 1060 Andrew Drive, Suite 170 West Chester, PA 19380 (610) 696-2120 In making this communication, we advise that this office is a debt collector. .- " t ^ri (J ~ t ....a () D- C") '" r = 0 "- -- ~;~ c.~ "T1 D "'"' \"- r 1,-. <- -I ~ ~ r' c,: m:n j r- ,- }..J :~n.; Rr ~ N ;;"~'Sy ~ >:'i~:) ~ $? ;::~ ~ " . -- -, ~ ~ ::,': r )-"" - ',- (") - 0 ;5ro -:t- .L_ ~.~ r-....., -! r- :',D 0 -<