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HomeMy WebLinkAbout95-03154 - -~. \ i / / // -J 1 .~ Q tII '" ~ :3 ,/ f ~ p j , , , -.r- l() - (0 l.()' cr-) A.tl.S..Q USTED HA SIDE DEMANDADO/A EN CORTE. Si usted de sea dafendersa do las demendas que se presentan mas edelente en les sigulentes peglnes, debe tomar ecclon dentro de los proxlmos velnte (20) dies despues de Ie notlflceclon de esta Demende y Avlso redicendo personalmente 0 por medio de un ebogado una comparecencla escrita y redicando en la Corte por escrito sus defensas de, y objecciones a, las demendes presentedas aqui en contre suva. Se Ie advierte de que sl usted falla de tomar occion como se describe anteriormente, el coso puede procedar sin usted y un fallo por cualqulor sume de dinero reclameda en la demende 0 cualquier otra reclamecion 0 remedlo sollcltodo por el demandente puede ser dlctedo en contra suva por la Corte sin mas avlso adlcional. Usted puede perder dinero 0 propledad u otros derechos Importantes para usted, USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIA T AMENTE. SI USTED NO TIENE UN ABOGADO 0 NO PUEDE PAGARLE A UNO, LLAME 0 VAYA A LA SIGUIENTE OFICINA PARA AVERIGUAR DON DE PUEDE ENCONTRAR ASISTENCIA LEGAL. Cumberland County Court Administrator 4th Floor, Cumberland County Courthouse 1 Courthouse Square Cerllsle, PA 17013 (717) 240-6200 RHOAfS 8< SINON sa R, Ruhl ne South Market Square ,0, Box 1146 arrisburg. PA 17108-1146 ( 17)233-5731 By: l Attorneys for Plalntllf , . FACTUALBACKGROUNQ 3. On or about December 1, 1992, Wood's executed a certain Mortgage Note whereby Wood's promised to pay to the order of the Resolution Trust Corporation, ('RTC') in Its capacity as conservator for Homestead Federel Savings Association, the principal sum of $192,832,36 with interest, A true and correct copy 01 the Wood's Mortgage Note is attached hareto et Exhibit' A' and incorporated herein by reference, 4, Tha Morlgaga Note provided the manner by which Wood's was required to satlsly the terms of the Mortgage Notll. 6, The Mortgage Note provided that the entire principal sum plus any and all accrued interest remaining unpaid was to be paid In lull on or before December 31, 1994. 6, Several weeks prior to the December 31, 1994 payment date, Wood's contactad Knuteson Mortgage Company ('Knuteson'), sgent of the RTC servicing the Mortgsge Note, regarding the payoff amount for the Mortgage Note, 7, At that time, Knuteson advised Wood's that the Mortgage Note had been transferred or otherwise assigned to Delendant National loan Investors, loP. .2. S. The.eafter, at the direction 01 Knuteson, Wood', contected oelendant to obteln the proper amount due end remelnlng to be paid on the Mortgege Note. 9. Speclficelly, on or about December 16. 1994. Wood's and Delendanl confirmed the emount 01 outstendlng obligation due on the Morlgege Note, 10. Therealter, Wood's paid in full and completely satisfied the amounts due and outstending on the Mortgage Note. 11. With perticular relevence to the current Complaint, the Mortgage Note was secured by a Mortgage upon a certain percol 01 roal proporty localed In SlIvar Bp.lng Township, Cumberland County, Pennsylvenla, provldad by Wood's as Mortgagor to RTC 81 Mortgegee. A true end correct copy 01 the Mortgage Is alleched heroto at EKhlblt .0' and incorporated herein by releronce, 12, During the conversation which occurred on oecombor 16, 1994 bot ween Wood'a ond Dolendent regarding tho amount of the outstanding balance due onlhe Mortgage Note, Delendant agreed that the property which wes secured by the Mortgoge NOle would be released and the app.op.lele Morlgege satlslaclion documonts lIIed with the Courl upon Wood's peyment 01 the belence dua, .3. ~;;: .....~. ;""". ; ,"7 ~1!~~~~;~L, ':' :'< , . ' . ' ", .", :Y.'; x;; "~~1;\~~~; ...,.,, , ,,'" .'., '.', '':'>';;,':.; ~., '. ". ,<' <::.. ,,: ,.': ,: " .' " " ,.; ~'. .:C -'., .., ~'''" .,. .,.;, iC' " ;.[f:i.t'.(,~ ~~~1" i,' ';i~) ,~.~ ." " , ' . ',''c' ;,"} '--''C,c". -' ',' ',' :.'- ,<" , . , ':, '" :; .,' . :;:' , '2';':, ~: :\ 'i:,' ". , "." . ,.. . "',"C';; ."" ," .'. ..>2;' '. ':., ...".'..~.. . .' . ',. ~'{~'." ''"" 'd'. :.~ . C;: d;:' " .'. .' . ',. " ',,', .' .'.'" ,:' ". 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I )> G0f1 MORTGAGE NOTE 5192,832,36 December 1,1992 POR VALUE RECEIVED, WOOD'S DRIVE ASSOCIATES, a Pennsylvanla general partnership having an office al 6570 Carlisle Pike, Mechanicsburg, Cumberland County, Pennsylvania 17055 (hereinafter referred to as the "Maker") does hereby, irrevocably and unconditionally promise to pay to the order of RESOLUTION TRUST CORPORATION, IN ITS CAPACI1Y AS CONSERVATOR FOR HOMESTEAD FEDERAL SAVINGS ASSOCIATION, SUCCESSOR IN INTEREST TO HOMESTEAD SAVINGS ASSOCIATION (hereinafter referred to as the "Payee") the principal sum of ONE HUNDRED NINElY.1WO THOUSAND EIGHT HUNDRED 'I1iIRlY-1WO AND 36/100 DOlLARS (5192,S32,36) with interest from the date of this Note at the rate of seven and one.half percent (7Ya%), per annum on the unpald principal balance until the principal sum is paid in full under the tenns hereof. ' Principal and Interest shall be pa)'llble In lawful money of the United States of Americ., to Payee at the offices of Homestead Federal Savlnp Association at 120 South Union Street, Middletown, Pennsylvania 17057 or such other place as the holder of thb Note may desisnate, in the following manner: Interett shall be paid on the lint day of each month during the tenn of the Note on the outstanding principal balance during the immediately precedlna month. The Initial monthly Interest payment shall be due on the lint day of January, 1993. TblJ Note is secured by a Monple (the "Mortgale") o! even date herewith upon the property (the "Propeny") described In said Mortgage located In Silver Spring Township, County of Cumberland, Penn.sylvania, given by the Maker, as mongagor. The provisions of the Monpge are incorporated herein by reference. Upon the conveyance of any or all of the Propeny, Maker lhall make a payment of the principal amount of this Note equal to lWENlY.FIVE THOUSAND DOU.AR.S ($25,000.00) multiplled by the number of acres of the Propeny, rounded to the nearest tenth of an acre, beIni conveyed. Said principal payment. .hall be paid at the settlement on the conveyance of all or any part of the Property. ~ the entire unpaid principalsurn, plus any and all accrued Interest on the unpaid principal surn, and any other amounts due to Payee hereunder shall be paid In full on December 31, 1994. Makers may prepay the principal balance hereof, or any ponion thereof, at any time without penalty. . If the Maker shall faU to observe or perform any of the tenns, agreements, covenant. and conditions of the Maker contained herein or the Mongage, the Payee In iu discretion, but without any duty to do so, and without waiving any default, may ~rform any of .uch terms, agreement., covenant. and conditions, In whole or In part, and any money advanced or expended by the Payee In or toward the fulfillment of such telmS, EXHIBIT "^" agreements covenants and conditions shall be due on demand and shall become a part of and be add~ to the indebtedness due under this NOle, with interest to be paid thereon at the then current rate provided herein from the date of the respective advance or expenditure. In the event of any default in payment of any installment of principal or interest under thiI Note for a period of fifteen (15) days after the same shall have become due and payable, or if an event of default, u described In the Mongege, shall occur, an event of default shall occur hereunder. If an event of default shall occur hereunder, the principal amount outstanding on this Note, together with said interest thereon, may, at the option of the Payee, become lmmedlately due and payable with the effect provided herein and in the Mongaae. In such cue, the Payee may also recover aU costs of suit and other expenses in connection therewith, together with reuonable anomey's fees, but not less than Three Thousand Dollan (53.000.00), together with Interest on any judgment obtained by the Payee at the then current rate provided herein, includinl interest ,at that rate from and after the date of any sheriffs sale until actual payment Is made by the Sheriff to the Payee of the full amount. In the event of any default of required payment hereunder, interest shall continue to accrue on the unpaid principal balance at the current rate provided for herein. Such interest shall continue to aCcnle despite any lepl moratorium on payment or any delay In payment ordered or permined by any coun III\II1\Inr juriJdlction. The Maker does hereby irrevocably authorize and empower any anorney of any coun of record In the Commonwealth of pennsylvania or elsewhere, In cue of an event of uncured default hereunder, to appear for the Maker and on its behalf and to confeu judsment apt the Maker In favor of the Payee, with or without declaration filed, for the unpaid principal balance hereof, topther with aU amounb for which the Maker may be Uable to the Payee hereunder, including. but not llinited to, unpaid Interest, COlts and other l!zpenaeI of sult and reuonable anorney's fees, aU u aforesaid. If a copy hereof, verified by affidavit. shall have been filed In sald proceedlnp, It shall not be necessary to file the orisinal u . warrant of attorney. The authority pnted herein to confess judgment shall not be exhausted by any exercise thereof. but shall continue, and may be exercised u aforesaid, from time to time and at all times until payment in full of all the amounts due hereunder, The Maker hereby waives and releues aU erron, defects and imperfections of a procedural nature In any proceedlnp Instituted by the Payee hereunder, u well u aU benefits that m1Jht aCcnle to the Maker by vinue of any present or future laWl exemptin, the mongaged propeny, or any other propeny, real or personal, or any pan of the proceeds arisln, from any sale of any such property, from anachment, levy or sale under execution, or providlni for any stay of execution, exemption from civil proceu, or extension of time for payment. The Maker agrees that any real estate that may be levied upon punuant to any writ of execution Issued on any judgment obtained by virtue hereof, may be sold, In whole or In pan, In any order desired by the Payee. .2. The Maker hereby waives presentment for payment, demand, notice of demand, notice of nonpayment or dishonor, protest and notice of protest of this Note, and all other notices In connection with the delivery, acceptance, performance, default or enforcement of the payment of this Note, except for the notice of non-payment provided for hereunder, and agrees that Its liability shall not be affected In any manner by any Indulgence, extension of time, renewal, waiver or modification granted or consented to by the Payee. The Maker consents to any and all extensions of time, renewals, waivers or modifications that may be granted by the Payee with respect to the payment or other provisions of this Note, and to the release of the coUateral or any part thereof, with or without substitution. The Payee shall not be deemed, by any act of omission or commission, to have waived any of Its rights or remedies hereunder unless such waiver Is In writing and signed by an authorized representative of the Payee, and then only to the extent specifically set forth In said writing. A waiver of one event shall not be constrUed u continuing or as a bar to or waiver of any right or remedy to 8 subsequent event. The Maker Intends this to be a sealed Instrument and to be legally bound hereby. All Issues arising hereunder shall be governed by the laWl of the Commonwealth of pennsy\vanla. The terms "Note" and "Mongage" as used herein shall mean the same 8S amended, modified or altered from time to time. Thla obligation shall be legally binding upon and shall Inure to the Maker and the Payee, and their respective hein, successors and uslgns. IN WITNESS WHEREOP, the Maker has caused this Note to be executed by III duly authorized general partners u of the 1st day of December, 1992. ATTEST: WOOD'S DRIVE ASSOCIATES Wood's Drive, Inc. (Assistant) Secretary (SEAL) By: .":>/- President (Assistant) Secretary Commerce Drive, Inc. BY:~J.- I President (SEAL) 31666 -3 - i III ; ", 31, , ': '., ',' "'TT,~,"~,K~""'.Tl;/'W . .-. f'" '. .~ _.... .OHI: .aUTM....,."....,. aou..".. . .. . . " "I... _b 0'" '.~ ....,...... . . t .~, ;. . _ . -'" .1",....\1...,...-"1, .01, 1!"', ........ -, '.t '''''...''!M ", . ,. .,....~~--;--;. 4,......\.. t ..~.', ,."~f"""""'~~'1t~l.:.5. ..;- ~~\....,.',,"...,1~'1,'.. ... \ ,,"'!!.'.:':; -'1,'." .' .... -~":'i.;~;,....,~;.._...llHA'''''I..u..a,PA'.'ttO.'Il....Il.. ": ~:'.'. ..:.~... .-,.. 0'" _~:; .:. ':~:'\" .....,... ,.,0.',,', ;., :..; '. ",I. .' ".,..",' t. t... ....\ .... ._". . .J~,.,...('" t'''' .....i._J"'.. '" . MORTGAGE nus MORTGAGE dated as of Ihe 3rd day of March, 1993, by and between WOOD'S DRIVE ASSOCIATES a'Pennsylvanla general partnership having an office al 6570 Carlisle Pike, Mechanlcsburg, Cumberland County, Pennsylvania 17055 (the "Mortgagor") AND RESOLUTION TRUST CORPORATION, IN ITS CAPACITI' AS CONSERVATOR FOR HOMESTEAD FEDERAL SAVINGS ASSOCIATION, SUCCESSOR IN INTEREST TO HOMESTEAD SAVINGS ASSOCIATION, with offices at 120 South Union Street, Middletown, Dauphin County, Pennsylvania 17057 (hereinafter the "Mortgagee"). AKital. Mortgagor has executed and delivered to Mortgagee a note dated December I, 1992 (the "Mortgage Note"), under which the Mortgagor is obUgaled to pay the Mortgagee the anregate principal sum of One Hundred Ninety-two Thousand Eight Hundred Thiny-lWo and 36/100 DoUan ($192,832.36), lawful money oi the United States of America, with Interest thereon payable at the rates and times, in the manner and according to the terms and conditions set forth In the Mongage Note, which Mortgage Note Is Incorporated herein by reference. Sporting Green Associates, a Pennsylvania general pannership, has executerl and delivered to Mortgagee a note dated December I, 1992 (the "Sporting Grcen Obligation") under which Sponing Green Associates Is obligated to pay the Mortgagee lhe aggregate principal sum of One MUllon Seven Hundred Eighty-Six Thousand Nine Hundred Slxty.Two and 58/100 DoUan ($1,786,962.58), lawful money of the United States of America, with Interest thereon payable at the rates and time, In the manner and according to the tenns and conditions set forth In the Sponing Green Obligation, which Sporting Green Obligation is Incorporated herein by reference. The Mortgage Note and the Sporting Green Obligation are collectively referred to from time to time hereinafter as the "Note.... NOW THEREFORE, In consideration of and as security for the payment of all sums payable under the lenns of the Notes and this Mortgage, according to their respective tenns and conditions, and for pl!rfonnance of the agreements, conditions, covenanlS, provisions and stipulations contained therein and herein, Mortgagor has granted, conveyed, bargained, .old, allened, enfeoffed, released, confirmed and mortgaged, and by these presents does hereby grant, convey, bargain, sell, allen, enfeoff, release, confinn and mOil gage unto MOl1gagee, its succeSSOI1 and assigns, all those certain tracts or parcels of land situate In Ihe Township of Sliver Spring, Cumberland County, Pennsylvania, more particularly bounded and described In Exhibit "A" Bttached hereto and by Ihls reference made a pan hereof. e'oo~ 1121 lAtE 337 LXII/lilT "II" MORTGAGE , . ." ~ -, 9 ~3 ";" I.. I - ..,'0.,1 .. ., ...- THIS MORTGAGE, dated as of the 3rd day of March, 1993, by and between WOOD'S DRIVE ASSOCIATES, a Pennsylvania general parmershlp having an office at 6570 Carlisle Pike, Mechanicsburg, Cumberland County, Pennsylvania 17055 (the "Mortgagor") AND RESOLUTION TRUST CORPORATION, IN ITS CAPACITY AS CONSERVATOR FOR HOMESTEAD FEDERAL SAVINGS ASSOCIATION, SUCCESSOR IN INTEREST TO HOMESTEAD SAVINGS ASSOCIATION, with offices at 120 South Union Street, Middletown, Dauphin County, Pennsylvania 17057 (hereinafter the "Mortgagee"). Redt'" Mortgagor has executed and delivered to Mongagee a note dated December 1, 1992 (the "Mortgage Note"), under which the Mortgagor is obligated to pay the Mongagee the aggregate principal sum of One Hundred Ninety-two Thousand Eight Hundred Thlny-two and 36/100 Dollan ($192,832.36), lawful money of the United States of America, with Interest thereon payable at the rates and times, In the manner and according 10 the terms and conditions set forth In the Mongage Note, which Mortgage Note is incorporated herein by reference. Sporting Green Associates, a Pennsylvania general parmershlp, has executed and delivered to Mortgagee a note dated December 1, 1992 (the "Sporting Green Obligation") under which Sporting Green Associates 15 obligated to pay the Mortgagee the aggregate principal sum of One MUlIon Seven Hundred Eighty-Six Thousand Nine Hundred Sixty-Two and 58/100 Dollars ($1,786,962.58), lawful money of the United States of America, with Interest thereon payable at the rates and time, In the manner and according to the terms and conditions set forth In the Sporting Green Obligation, which Sporting Green Obligation is incorporated herein by reference. The Mortgage Note and the Sponlng Green Obligation are collectively referred to from time to time hereinafter 85 the "Notes". NOW THEREFORE, In consideration of and as security for the payment of all sums payable under the terms of the Notes and this Mortgage, according to their respective terms and conditions, and for penonnance of the agreements, conditions, covenants, provisions and stipulations contained therein and herein, Mongagor has granted, conveyed, bargained, sold, aliened, enfeoffed, released, con/inned and mortgaged, and by these presents does hereby grant, convey, bargain, sell, alien, enfeoff, release, confinn and mortgage unto Mortgagee, Its successors and assigns, ali those certain tracts or parcels of land situate In the Township of Sliver Spring, Cumberland County, Pennsylvania, more particularly bounded and described In ExhIbit "A" attached hereto and by this reference made a pan hereof. TOGETHER WITH all of the Mongago!'s right, title and interest now owned or hereafter acquired In: (1) all buildings and olher improvements erected or hereafter erecled thereon; and (2) all building malerials, fixtures, building machinery and building equipment delivered on site to the real estate during the course of, or in connection with, consttUction of, or reconsttUction of, or remodeling of any buildings and improvementsi and (3) any and all easements, rights of way, lenements, hereditaments and appunenances belonging to the real estate or any pan thereof hereby mortgaged or intended so to be, or in any way appertaining thereto, and all streets, alleys, puuses, ways, water courses, and all elSl!ments and covenants now existing or hereafter crealed for the benefit of the Mortgagor or any subsequent owner or tenant of the mongaged real estate over ground adjoining the mortgaged real estate and all rilhts to enforce the maintenance thereof, and all other rights, liberties, and privileses of whatsoever kind or character, and the revenlolll and remainders, Income, rents, Issues and proftts arising therefrom, and all the estate, right, title, Interest, property, possession, claim and demand whatsoever, at Ilw or In equity, of the Mortgagor In and to the real estate or any part thereof. (4) All proceeds of the conversion, wluntary or Involuntary, of any of the foregoing Into cuh or liquidated claims, Including without limitation, proceeds of Insurance and condemnation awards. All of the above-mentioned land, buildings, Improvements, fixtures, machinery, equipment, tenements, hereditaments and appunenances, and other property Interests owned by Mortgagor Is hereinafter collectively referred to as the "Premises". TO HAVE AND TO HOlD the Premises hereby conveyed or mentioned and Intended so to be, unto Mortgagee, Its successors and assigns to Its own proper use and behoof forever. TRAcr NO. 1 IS UNDER AND SUBJECT to the lien and payment of a mortgage In the oriJina1 principal amount of One Hundred Forry Thousand DoHan (5140,000.00) liven by MortRBgor to Lawrence F. McVitty and Claire Cressman McVlny, et al., and recorded In the Office of the Recorder of Deeds In and for Cumberland County, Pennsylvania at Mortglge Book 922 Plge 325. PROViDED ALWAYS, and this Instnunent Is executed upon the express condition that, If Mortgagor pays to Mortgagee the prlnclpalsurn, the Interest thereon and .2- aU other sums payable by Mortgagor to Mortgagee as are secured hereby, in accordance wilh the provisions of Ihe Notes and lhis Mortgage, at the times and in the manner specified, without deduction, fraud or delay, and Mortgagor, perfo,nns and complies ~Ih aU the agreements conditions, covenanlS, provisions and snpulanons contained Iherem, then this Mortgag~ and Ihe eSlate hereby granted shaU cease and become void, THIS MORTGAGE is executed and delivered subject to Ihe foUowing covenanlS, conditions and agreemenls and Mortgagor covenants, warranl5 and agrees as foUows: (1) The Mortgagor has good, valid and marketable title 10 the Premises. The Mortgagor has the right, full power and lawful authority 10 grant, convey, bargain, sell, aUen, enfeoff, release, confinn and mortgage the same to the Mortgagee In the manner and fonn herein done. The Premises are free and clear of all liens and encumbrances except those of reCord which were previously disclosed In writing to the Mortgagee. The Mortgagor will WlIT8J\t and defend the rights and title of Mortgagee to all of the Premises against all claiJns. (2) The Notes secured hereby shall evidence, and this Mortgage shall be security for, the principal sum together with applicable Interest, COSlS and fees. This Mortpge shall further be security for the performance of Mortgagor of all asreements, condidolU, covenants, provisions and undertaldnp in the Notes and this Mortgage. (3) Prom time to time, until the indebtedness secured hereby is fully repaid, Mortgagor shall: (a) pay and dlscharre, when and u the same shall become due and payable, all tilles, usessments, sewer and water rents, and any and all other charges, claims and liens lIIHIsed, levied, Imposed or created, from time to time, upon the Premises or any pan thereof which shall or might have priority In lien, payment or disnibudon to the debt secured herebYi (b) pay allll'Ound rents reserved from the Premises and pay and discharJe all mechanics' liens which may be filed against the Premises which shall or might have priority in lien or payment 10 the debt secured hereby; and (c) pay and discharge any documentary stamp or other tax, including Interest and penalties thereon, If any, now or hereafter becoming payable on the Notes. (4) In the event Mortgagor neglects or refuses to pay any charges mentioned herein, Mortgagee may do so, add the Call thereof to the total princIpal sum secured hereby, and coUect the same as a part of sald total principal sum, together with interest thereon at the nile provided herein. .3. (5) Mortgagor covenants and agrees not to create, nor permit 10 acaue upon all or any part of Ihe Premises, any debt, lien or charge which woullbe prior to, on a parity with, or junior to the lien of this Mortgage, without the prior written consent of Mortgagee. (6) Mortgagor shall not suffer or permit the Premises, or any portion of the Premises, to be wed by the public, as such, without restriction or in such manner as might reasonably tend to impair Mortgagors title to the Premises or any portion of the Premises, or in such manner as might reasonably make possible a claim or claims of advene wage or advene possession by the public, as such, or of implied dedication of the Premises or any portion of the Premises. (7) The occUlTl!nce of anyone or more of the foUowing events shall, at the option of Mortgagee, constitute an event of default hereunder: Ca) The failure of Mortgagor to pay any Installment of principal or interest on the Notes to Mortgagee, after the same becomes due and payable, subject to written notice and grace periods PI'Ovided for In the Notes. (b) The failure of Mortgagor to pay any other charge, premium or lum required to be paid In the Notes or In this Mortgage, within fifteen (15) days after the same becomes due and payable. (c) The failure of Mortgagor to perfonn or obselVe other agreements in the Notes or in this Mortgage within fifteen (15) days after the same is to be penonned or obsenedj provided, however, that II Mortgagor has proceeded and Is rna1dnr a good faith effort to proceed to cure said default, and hu provided written notice thereof to Mortgagee, within the said fifteen (15) day period, which describes In detail the procedure or action being taken and the reasonable time period required to cure said default, the provisions hereof .hall be delayed while Mortgagor attempts to cure said default. Cd) Any asslgrunent for the benefit of Mortgallors cred.lton, or other proceedings intended to liquidate or rehabilitate Mortgagors estates, or Mortgagors becoming Insolvent within the meaning of the federal bankruptcy law. Ce) The occUlTl!nce of an event of default as defined in the Notes. ... . <0 The tranSfer, conveyance or other disposition of title to or equhable inlerest in the Premises or any portion thereof under and subject to this Mortgage, except with the expressed written consent of the Mortgagee. A tranSfer of any Interest In the Premises by Mortgagor under and subject to this Mortgage, without the expressed written consent of Mortgagee shall be deemed to violate this prohibition against tranSfer. The Mortgagee agrees to releue all or any part of the Premises from the lien of this Mortgage upon the payment of the arnounu set forth In Paragraph 19. (g) The OCCWll!nce of an Event of Default under any subordinate mortgage, security agreement or similar document creating a lien. (8) If one or more of the events of default referred to In paragraph (7) hereof shall occur, the Mortgagee may declare a default hereunder. In which event: (a) The entire unpaid balance of the prindpal sum and all other swns secured by this Mortp.e, together with unpaid Interest thereon, shall become Immediately due and payable without funher notice or demand; and (b) Mortp.ee may forthwith Institute an action of rnortpp foreclosure, or take such other action, u the law may allow, at law or In equity, for the enforcement hereof and realization on the monpge security or any other security which It herein or elsewhere provided for, and proceed thereon to final judgment and execution thereon for the entire unpaid balance of the princlpalsurn advanced, with Interest at the rate provided In the Notes, and all other SW1ll secured by this Mort.age, all costs of suit, Interest u provided In the Notes on any judgment obtained by Mortgagee from and after the date of any Sherlft's Sale of the Premises (which may be sold In one parcel or In such parcels, manner or otherwise as Mortgagee shall elect) until actual payment Is made by the Sheriff of the full amount due Mortgagee, and reuonable attorneys' fees for collection. (c) Mortgagee or hs agent may forthwith enter into pollesslon of the Premises, with or without legal action, by force If necessary, and collect rentals and enforce leases or other agreements affecting Ihe Premises, but without being .5. deemed to have affinned such leases or agreements, coUett all rents and profits therefrom, and pay aU COsls of coUection and administration expense, taxes, waler and sewer rents, charges and claims, Insurance premiums, all other carrying charges (Including but nol limited to agent's compensation and fees and costs of counsel and recelven), expenses of mainlenr nee, repair or restoration of the Premises and the prindptll and Interest hereby secured, In such order and amounts as Mortgagee In Mortgagee's discretion may elect. Mortgagee or Its agent may have a receiver appointed to enter Into possession of the premises, coUect the rents and profits therefrom, and apply the same as the court may direct. Mortgagee shall be liable to account only for rents and profits actually received by Mongagee. For such purposes Mortgagor hereby iJTevocably authorizes and empowers any anomey of any court of record to appear for Mortgagor and on its behalf In any action of ejectment and to confess judgment therein against Mongagor and in favor of the Mortgagee for possession of the Premises, whereupon a writ may forthwith be Iuued for the immediate possession of the PnmiJes, and for reuonable anorneys' fees, If necessary, without any prior writ or proceedinJ whatsoever; and for so doinJ this Mortgage or a copy hereof verified by affidavit shall be a sufficient warrant. (d) The authority granted herein to appear for Mortgagor and on its beha1f and to confess judgment shall not be exhausted by any exercise thereof, but shall continue, and may be exercised as aforesaid, from time to time, and at all times until payment of the amounts secured hereby and perfonnance of the obligations hereunder. (e) Mortgagee shall have the right to set off all or any part of any amount due by Mortgagor to Mortgagee under the Notes, this Mongage or otherwise, apinst any Indebtedness, liabilities or obligations owing by Mortgagee for any reuon and In any capacity to Mortgagor, Including any obligation to d1sbune to Mortgagor or ill designee any funds or other propeny on deposit with or otherwise In the possession, conttol or custody of Mortgagee. (9) No right or remedy herein conferred upun or reserved to the Mortgagee Is intended to be exclusive of any other right or remedy, but each aha1\ be cumulative, concurrent and In addition to every other right or remedy herein given or now or hereafter existing at law or In equity or by .6. statute. In order to entitle the Mongagee to exe~ise Ib"Y ri~ht or remedy reserved to It herein. It shall not be necessBIY to give any !."lnce, other than such notice as may be herein expressly required. (10) No waiver of any event of default hereunder, whether ::)1 the Mongagor or the Mongagee, shall extend to or affect any subsequent event of default or impair any rights or remedies consequent Ihereon. No delay or omission of the Mongagee to exercise any right or remedy accruing upon any event of default shall impair any such right or remedy or shall be construed to be a waiver of any right or remedy given hereunder, which rights and remedies may be exercised as often as may be deemed expedient by the Mongagee. (11) If Mongagor should fall to pay real estate taxes or ofher taxes, assessments, water and sewer rents, charges and c1ainu, swn& due under any prior lien or Insurance premiums, or fail to complete construction of any Improvements or make necessary repairs, or pennlt waste, or fail to cure any default under any prior or subordinate lien, Mongagee, at Its election and without notice to Mortgagor, shall have the right to make any payment or expenditure and to take any action which Mortgagor should have made or taken, or which Mongagee deems advisable to protect the sec:wity of thiJ Mongap or the Premises, without prejudice to any of Mortgagee's rights or remedies available hereunder or otherwise, at law or In equlty. All such sums, as well as costs, advanced by Mongagee punuant to thiJ Mongage shall be due Immediately from Mongagor to Mortgagee, shall be secured hereby and the lien thereof shall relate back to the date of thiJ Mortgase, and shall bear Interest from the date of payment by Mongagee until the date of repayment at a rate equal to the lesser of (I) a rate five percent (5%) above the rate specified In the Note or (U) the highest rate permined by applicable law. (12) In the event that all or any portion of the Premises is condemned by any lawful authority for any public or quasl.pubUc use or purpose or sold under threat thereof, all proceeds shall be appUed toward the prepayment of the amounts secured hereby. Any excess proceeds shall be paid to Mortgagor. In the event that all or a significant portion of the Premises Is so condemned or sold so as to render the Premises unsuitable for Mortgagor's continued use, Mongagor shall have the right to prepay the remain!nl amounts secured hereby In full, including any premium set forth In the Notes. No senlement for Ihe damages sustained thereby shall be made by Mongagor without Mortgagee's prior wrinen approval thereof. If the amount of an lnltlal award of damages for the condemnation Is insufficient to pay the amounts secured hereby In full, Mortgagee shall have the right to file an appeal or such other legal proceedings as legal counsel may advise to .7. be appropriate under the circumstances in the name of Mortgagor or of Mortgagee (for which action Mortgagee or such cowuel II It chooses is hereby irrevocably appoinled attorney.in.fact for Mortgagor), and 10 prosecute same to final conclU!ion or otherwise dispose thereof, in which event the expenses of the appeal or other appropriate legal proceedings, including but not limited to cowuel fees, shall be fint paid out of the proceeds, and no credit shall be given on account of the amounts secured he~by other than a credit for the amount, If any, whereby the fina1 proceeds exceed all such expenses. Nothing in this covenant or elsewhere in this Mortgaae shall limit rights otherwise available at law to Mortgagee, including but ntlt 1lmited 10 righll to intervene II parties to any condemnation proceeding. Any and all compensation, awards, damages, claims, righll of action and proceeds hereunder are hereby IIsigned by the Mortgagor to the Mortpgee, to be applied II herein provided. The Mortgaaor agrees to execule any wignment ap-eements that the'Mortgaaee may require in funherance thereof. (13) (a) Monpgor hereby WlUT81l11 and covenanll that, to the best of ill knowledp: (I) The present use of the PremIses Is, and any c:umntly contemplated future use of the Premises wl1l be in substantial compHanee with all applicable federal and state environmental laws and regulations and no environmental liability exists on or in connection with the Premisesj (U) There are no hazardous substances located on the PremIses (except II dlsdllled in wridna to Mortgagee), and any such hazardous substances have been properly tJ'8lllponed, stored and/or disposed of at other locationsj (ill) Mongagor has or wl1l obtain aU permits or authorizations under environmental laws or regulations necessary to cany on their business(es), has or will me all required notifications and plans and has or wl1l have such Information and plans available II required under envlronmentailaws or regulations, and are in compUance with all appUcable environmental laws or regulations, including but not UmIted to deed acknowledgement required by the .8. threatened release of any hazardous substance on the Premises; and (Ix) Mongagor shall notify Mongagee and their successors in interest of any notice they give to or receive from any entity relating to any act or omission that could give rise to Uability under any environmental law or regulation. (14) AU notices required or provided for herein shall be in writing and sent by certified mall return receipt requested. Subject to change by such notice from the party to be charged with such notice, nodces shall be addressed as follows: TO MORTGAGOR: Wood's Drive Associates 6570 Carlisle Pike Mechanlcsburg, PA 17055 TO MORTGAGEE: Homestead Pederal Savinp Aslociation 120 South Union Street Middletown, PA 17057 (15) The tt!111\l "Note" and "Mongage" shall mean the same as amended, modified or altered from time to time. (16) This Monlale cannot be changed or amended except by ap-eement in wrinn, signed by the party against whom enforcement of the change Is sought. (17) This Mongage shall be loverned by and construed according to the substantive laws of the Commonwealth of Pennsylvania. (18) Whenever used in this Mongage, unless the context clearly Indlcates a contrary intent: (a) The word "Mongagor" shall mean the persons who uecute this Mongage, any subsequent owner (beneficially or of record) of the Premises and their respective heirs, executors, administrators, successors and assigns: (b) The word "Mongagee" shall mean Homestead Pederal Savings Association, 120 South Union Street, Middletown, Pennsylvania, lIS assignee or any subsequent holder of this Mongagej .10. (c) corporation, assoclatlonj The word "penon" shall mean Individual, pannenhlp, joint venture or wUncorporaled (d) The use of any gender shall Include all genden; (e) The singular number shall Include the plural and the singular as the context may require; (0 All agreemen:~, conditions, covenants, provisions, stipulations, WarTants of anomey, authorizations, waiven, releaseJ, options, undertakings, rights and benefit made or given by Mortgallor shall bind and affect all penons who are defined as "Mortllagor" as fully as though all of them were specifically named herein wherever the word "Mortgagol" II used. (19) Upon the sale of all or any part of the premises by the Mortgagor, the Mortgagee aJl'ees to release any part of the Premises from the lien of thla Mortgage upon the payment to Mortpgee at settlement on the sale of all or any part of the Premlaes of Twenty-five Thousand Dollan ($25,000.00) per acre, rounded to the nearest tenth of an acre. Sald payments shall be applied to the principal balance of the Mortgage Note and shall be paid at the Settlement of the conveyance of all or pan of the Premises. Mortgagee agrees that this Mortgage .hall be satllfied and an appropriate .atisfaction document shall be promptly executed by the appropriate officers of the Mortgagee and filed in the Office of the Recorder of Deeds In and for Cumberland County, Pennsylvania upon the payment In full of the principal and accrued IntereJt due on the Mortgage Note. IN WITNESS WHEREOf, the Mortgagor has caused this Mortgale to be executed on hs behalf by hs duly aUlhorized general partners as of the day and year fint above mentloned. WITNESS: MORTGAGOR: WOOD'S DRIVE ASSOCIATES By: Wood's Drive, Inc. . General Partner B~/()~ (il_ I President By: Commerce Drive, Inc. . General Partner By: & ..1'--. pn1ldent .11- COMMONWEALTH OF PENNSYLVA.NIA) COUNTY OP d~ ~ 55: On this the It> #'day of ~ . 1993, before me a Notary Public, the undersIgned officer, personally appeared Joseph D. Snyder who acknowledged himself 10 be the President of Wood's Drive, Inc. and Commerce Drive, Inc., pelUUylvanla corporations, which are the general partners of Wood'. Drive AssocIates and thaI he as such PresIdent, being authorized to do 50, executed Ihe foregoing Mortgage for Ihe purposes thereIn contained by signing the name of the corporation by himself as President. (SEAL) NOTARIAL SEAL NAINA J SANGHVl. NolIIV PoAlIoC City 01 Hamlllu,;. Dau~n County M' Corn""l\tlon E. fl' -. II H. 'M" I HEREBY CERTIFY that the precise address of the Mortgagee and person entitled to Interest on thiJ Mortgage Is: Homestead Pederal Savings Association 120 South Union Street Middletown, PA 17057 7.~ COMMONWEALTH OP PENNSYLVANIA) ) 55: COUNTY OF CUMBERLAND ) Recorded In the Office for Recording of Deed. In and for Dauphin County In Mortgage Book ~ Volume --' Page _' . WITNESS my hand and seal of Office thl. _ day of ,1993. Recorder EXHIBIT "A" Tract No.1 ALL THAT CERTAIN piece or parcel oHand situate In Silver Spring Township, Cumberland County, pennsylvania, being more particularly bounded and described as follows: BEGINNING at a point on the southern right-of.way line of U.S. Route # II, said point belni located and referenced westwardly a distance of 1423,feet from Village Roadj thence South 21 degrees 01 minute 30 seconds East, a distance of 257.21 feet to a point; thence South 28 degrees 03 minutes 30 seconds West, a distance of 50.84 feet to a point; thence South 73 degrees 56 minutes 30 seconds West, a distance of 469,81 feel to a point; thence South 33 degrees 21 minutes 30 seconds East, a distance of 380.17 feet to a point; thence South 1 depee 54 minutes 30 seconds West, a distance of 118.00 feet to a point; thence North 82 degrees 04 minutes East, a distance of 349.89 feet to a polntj thence South 5 dep-ea 05 minutes 53 seconds East, a distance of 285.13 feet to a pointj Ihence North 84 degrees 16 minutes 32 seconds East, a distance of 498.58 feet to a point; thence alona land now or late of Vance McCormick South 13 degrees 02 minutes East, a distance of 50.48 feet to a point; thence alona the I8J1\e South 84 degrees 16 minutes 34 seconds West, a distance of 505.53 feet to a point; thence alolll the same South 5 degrees 05 minutes 53 seconds East, a distance of 1001.29 feet to a point; thence alona land now or late of Eppley North 63 dep-ees 04 minutes 29 seconds West a distance of 561.14 feet to a point; thence alolll the same South 46 degrees 48 minutes 11 seconds West, a distance of 1021.83 feet to a point; thence alolll the I8J1\e North 47 delJ'ftl13 minute. 10 seconds West, a distance of 1048.54 feet to a point; thence alolll the same Soulh 42 degrees 44 minutes 25 seconds West, a distance of 168.03 feet to a polntj thence along land now or late of the Stewan Estate North 44 degrees 32 minutes 36 seconds West, a distance of 1101.09 feet to a point; thence alolllland now or late of Cressman North 66 degree. 58 minutes East, a distance of 1719.0 feet to a point; thence along the .ame North 70 degrees 13 minutes East, a distance of 589.50 feet to a point; thence along the same North 33 degrees 17 minutes West, a dislance of 212.36 feet 10 a point on the southern right-of.way line of U.S. Route lII11j thence alolll the same on the arc of a curve curving 10 the right havinJ a l1IdiUl of 3819.80 feet a distance of 193.95 feet to a point of tangency; thence alolll the lOuthern right.of.way Une of U.S. Route # 1 I North 75 degrees 44 minutes 30 seconds East, a distance of 420.0 feet to a point the place of BEGINNING. Said tl1Ict contalning87.19 aerea. Tl1Ict No.2 Alllhat certain piece or parcel of land situate In Silver Spring Township Cumberland County, Pennsylvania, more panlcularly bound and described u follows, I~ wit: BEGINNING III polnlln LeBislltive Roule No. 34 known as "Carlisle Pi~e" alline of lands now or fonnerly of James A. Potteiger and Emma F. Potteiger, his WIfe; Ihence alolli sald lands of Potteiger South 23 degrees 15 mlnUles East, a dislance of 212 feel 10 a polnl' thence along lands now or fonnerly of Della J. Bergner, South 70 degrees 15 minUles W~SI, 8 dislance of 425 feel 10 8 polnl; thence continuing along said lands now or fonnerly of Bergner, South 67 degrees Wesl I dislance of 50 feel 10 a polnl; Ihence along lands now or fonnerly of Paul L. Cressman and Lenora C. Cressman, his wife, North 23 degrees Wesl, 8 dislance of 208 feel 10 8 polnl In said Legislative Roule No. 34, "Carlisle Pike" linl mentioned above; thence along a line In said LeBislauve Roule No, 34 "Carlisle Pike", North 67 degrees Easl, I dislance of 50 feet 10 I polnl In the same; thence continuing In lald LeBislluve Roule No. 34, "Carlisle Pike", along 8 cwve 10 Ihe righl having a radius of 3,819.8 feel, an an: distance of 425 feet 10 8 point In the same alline of lands now or fonnerly of James A. Potteiger and Emma P. Potteiger, his wife, Ihe polnl and pi Ice of BEGINNING. Containlni Ipproximalely 2.28 aaes, TRACfS NOS. 1 AND 2 BEING the same premises which Raben D. Hutton and Dorothy M. Hutton, his wife, by their Deed dated August 29, 1988 and recorded Seplember 1, 1988 In the Office of the Recorder of Deeds In and for Cumberland County, In Deed Book N, Volume 33, Page 1050, granled and conveyed unlO Wood's Drive Associates. Tract No. :I ALL lHAT CERTAIN pan:el or tract of real estate situate In Silver Spring Township, Cumberland County, Pennsylvania, beIni more particularly bounded and described as follows: BEGINNING at a point on the southern lept right-of.way line of Carlisle Pike (L.R. 34) at the northwest comer of Lot No.2 on the hereinafter described Subdivision Plan; thence alolll the weslern line of said Lot No.2 South 23 degrees 00 seconds East 8 dislance of 157,68 feet to the northern line of lands now or fonnerly of Roben D. Hutton and Dorothy M. Hutton, his wife; thence alolli the northern line of said lands Soulh 67 degrees 00 minUles West I distance of 568.06 feet to the eastern line of lands now or fonnerly of Alexander Slewan; thence along the eaSlern line of said lands North 44 degrees 17 minules West a distance of 170.90 feet to 8 point on the southern legal righl.of.way line of Carlisle Pike (L.R. 34); thence alon, the southern lepl righloOf.wlY line of Carlisle Pike (L.R. 34) North 67 dep-ees 08 minutes 30 seconds East a dislance of 630,10 feel 10 a point It the nonhwest comer of Lot No.2 on the hereinafter described Subdivision Plan, Ihe polnl and pllce of BEGINNING. Containing 2.18 laes. BEING Lot No.1, Final Subdivision Plan for Paul L. Cressman. Jr., et al, dated November 25, 1975, revised Feb~ary 24, 1976, recorded in the Office of the Recorder of Deeds of Cumberland County U\ plan Bock 28, Page 41. Tract No.4 ALL THAT CERTAIN partel or tract of real estate situate in SUver Spring Township, cumberland County, pennsylvania, being more particularly bounded and described as foUows: BEGINNING at a point on the southern legal right.of-way Une of Carlisle Pike (L.R. 34) at the northeast comer of Lot No. 2 on the hereinafter described Final Subdivision Planj thence along the eastern Une of said Lot No. 2 South 23 degrees 00 seconds East a distance of 146.~ feet to a point on the northern Une of lands now or fonnerly of Roben D. Hunon and Dorothy M. Hunon, his wifei thence &Jon, the northern Une of said land North 67 depes 00 minutes East a distance of 800.24 feet to a point on the southwest comer of lands noW or formerly of Frederick R. Mummai thence aiong the western Une of said land North 23 degrees 00 seconds West a distance of 145.00 feet to a point on the southern legal right-of.way Une of Carlisle Pike (L.R. 34)j thence along the southern legal right-of-way of Carlisle Pike (loR. 34) South 67 degrees 08 minutes 30 seconds West a distance of 800.24 feet to a point at the northeast comer of Lot No.2 on the hereinafter described Final Subdivision Plan, the point and place of BEGINNING. CONTAINING 2,68 aeres. BEING Lot No.3, Final Subdivision Plan for Paul L. Cressman, Jr., et ai, dated November 25, 1975, revised February 24, 1976, recorded In the Office of the Recorder of Deeds of Cumberland County in Plan Book 28, Page 41. TRACTS NOS. 3 AND 4 BEING the same premises which Lawrence F. McViny and Claire Cressman McViny, his wife, Earl N. Stauffer and Hazel Cressman Stauffer, his wife, and Paul L. Cressman. Jr. and Thelma M. Cressman, his wife, by their Deed dated August 29, 1988 and recorded November 9, 1988 in the Office of the Recorder of Deeds In and for cumberland County in Deed Book Q, Volume 33, Page 833 granted and conveyed unto Wood's Drive Associates. LESS AND EXCEPT from Tracts 1, 2, 3 and 4 all those cenain tracts or partels of land situate In SUver Spring Township, Cumberland County, Pennsylvania previously conveyed out of Tracu 1, 2, 3 and 4 by Wood's Drive Assodates described and designated as foUows: (i) Lot No.3 on a Umlted Final Subdivision Plan of 87.428 acres prepared for Wood's Drive Associates recorded In Plan Book 61, Page 60 more particularly described in a Deed by and between Wood's Drive Associates as Grantor and Cumberland Valley Associates as Grantee dated August 16, 1990 and recorded September 14, 1990 In the Office of the Recorder of Deeds in and for Cumberland County in Deed Book T, Volume 34, at Page 981. (ii) Lot 2A on the Final Umlted Resubdlvision Plan for Wood's Drive Associates, II described In a Deed dated September 25, 1992 and recorded September 25, 1992 by and between Wood's Drive Associates, a Pennsylvania general pannenhip, and Pennsylvania Power. Ught Company, a Pennsylvania corporation, recorded In the Office of the Recorder of Deeds In and for Cumberland County In Deed Book X. Volume 35, Page 138. (2) f'l~ f.'; "t.:I'<f ''I t1~ ~,~-" ~ 1'.' ..fl" J .~'f, !. , , r-:I ~i" ~C1" _,~ ~ C,'oJ t. .~'<-3 ~ - ~ ..r...j'" ~""fltl _,i> ~:r' .. ~. Ii - Lu U) U1 .... !:.: ~ ~ Ji ... .!: .[; >F. 11', Q ~ ~ U ~ .,l t1 .. i \ .....F.Huoltv.J...I_ J-. R ........l_ A"orMV 1-0. No. Inl. Rlt....D. . llINllH Ono ....h MoobI _ P. O. Boll '148 UetritburQ. PA 11'08.1140 11111233.113' Altomty. tor AlIIntlft WOOD'S DRIVE ASSOCIATES. a Pennsylvania General Partnarahlp IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY. PENNSYLVANIA Plaintiff NO. 96-3164 v. : ACTION FOR DECLARATORY JUDGMENT NATIONAL LOAN INVESTORS. L.P.. JURY TRIAL DEMANDED Dafendant fRAEClPE FOR JURY TRIAL TO THE PROTHONOTARY: Kindly mark the docket In tha abova-referenced metter to reflect that the Plaintiff hareby electa to demand a trial by jury In connection with Plaintiff's claims sat forth In Its Complaint. f\ \ By: Jck F. url y. J J ssa R. Ruhl P\O. BOll 1146 Harrisburg. PA 17108.1146 (717) 233.6731 Attornaya for Plaintiff .3HO CERTIFICATE OF SERVICE I haraby certify that on Juna 16. 1996. a trua and corract copy of the foregoing 'Praecipe for Jury Trial' wea served by United Stetes mell. first class postege prepaid. upon the following: National Loan Investors. L,P. 3030N.W. Expressway, Suite 1313 Oklahoma City. OK 7311 2 . '. _ ':.;.~ . .,'., i...:','... . .~. . .~c, . ~~~'l .' ............. : . . '.',." ....' .'.:i',''', ..0..... .' '~:"'" ..',..' ~. ~." ",.:10.', ~.. .'.:: ':.: ',. .. \ .' . . " ' ... '''':.,,~~{} . ~ '.f::' · ~,~; 0, f;' ..' .;; {'2't:;'3;'CC';"S~:~,~il: ~~;i;; ;s;.tf~ ~, .. .. ;',., 2Zli: >'1" ,i:::;~i' ,,';;', <;, "~{ ": ' '.' .... ','; ,,' , .. .: . '.'~. .. ~" .;,' ;c.....( '.. . '.. ":,, ." '" ...... . . '. ';" )t, . "c.,:.': co""',, ~. '. '.~" .:". , :.....: :....~....,'..~.. .'. '::~""c.:". , If .c. .,' ..... ""> .... '. . '.i,;: .... .,........... .- tr. . ":.:; .' :"'.' .....:... . ~... ."~ . . ' , , . = c: ". '0 . '" c ': ' N .. . ;':~.: ". .0;.:<::.. tl ' ',' -, C",,,,,,>,,,, \,' '.l ,;:: i;;{": "N"i",~" , ' .~.. . ~ ~ h f2i -"IF - -".cr ~ . ';.'y:." '~'.', . .... ~ (..... .. -L.t' : :\(.:(:~ . . . ~', :. .,' ~ . . ..:,.... ~ > ;,(~.: .... " . '., e/.:T>.. '. . '. ',' . . .'. . .... . ~':i;!l<",. ;':';i; , . . . ... , 0,'. ". .. . ....~.... .. . <:'" I'd ::~ '" .' .' "";'Ic:':;: ': ;.;;,~ P, 'ty,i:" .. .~'.: ,;, '. ~:q:j. . . "'., . ',," '..: ~., '. <: :: .' ". ".', ..... .... '. '. . . . .', .... ......... ..': ...... ',.~ ':, f~ op '~~1;'~;j: . . ~ .. . ::.~:', '..; ~: :. c' .' ',.. :. ":" " :.,c, . . '. .,'. . . '...,.~P,~~,c ." "P".' ;', '.. C;, "" ,'; "';,. '''':0.' ,. ,., '. ", ..'., ". ""Ct!~ ' ." .)'.. . ........:...: . '. ':'. :~:'. c : ~." . : .,'.. ':. '... c.... J_"........,~ An_ I,D, No. 11711 1lH00DI . IlNllH p, O. 80. '141 ~. PA mOI,lI48 11171 233,173' A"~ tor PIlMtlft Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 96-3164 : ACTION FOR DECLARATORY JUDGMENT WOOD'S DRIVE ASSOCIATES. a Pennsylvania Ganeral Partnarshlp v, NATIONAL LOAN INVESTORS. L.P.. JURY TRIAL DEMANDED Dafendant AFFIDAVIT OF SERVICE Jesse R. Ruhl deposes and says as follows: 1. That he is the attorney for Plaintiff Wood's Drive Associates; and 2. That on Thursday. June 16. 1996, he sarved the Defendant with a true and correct copy of the Complaint filad In this matter by certified mall. return receipt requestad. AND FURTHER DEPONENT SAYETH NOT. RHOADS &. tNON ~I I I) By: ,'Je ". Ru I' Ooa South Market Square pJb, BOll 1146 H~rrlsburg, PA 17106.1146 (7171233-6731 fInl Attorneys for Plaintiff .... ~ ..'.: .'. ....,:.' ,. : . ....:- ," '...:' ... ,';:;', ." ., . .,'. ,.... . ..,:,.. . '. ..:. ';...." ':.-:' ,'"'; ". . ,." .' ;',.. :.:.<.' :" .;;c', ........,......:, . :'.. ." 'C....,' :.'c;" '.,. . ..'."; 'c' "', .....,.. ..i.',.;' :.; '; ,,', ;;;'/C",,\ ,;:~';" '" '.., . '. c...:::.'"':, '.' " ";' ,...." ,.,.....,..;'..; ?~.~:X. i~ ;'" ..', :.. ..:.,.. C";, .k;~.\i:,." . ;;; " ,.' ,; .. A";' . "" . ..::'" >'> ':...',.. ;, ,... " , ' . . ,'... . .~.. "'J ).t:;t4:";' c":" . ,,'i': . .".....c..: .... : .,~.", > .,.... " ~~~.~;~:. . . :;'oc :.....," .,..' ., . '. f . , ,......... '.' .j. ." . ...;" ,..,'.. '.,.' ',' i ' ..'.:. ,. '..~:..:: '.,' .'. '.. ,c:' ' , . . .... . ..;,;... ..'. : iC'>:':": .... , . ic: > ,::...... ..' : ' . . :.", ,: '. ..,..' ,..:. ........ . nlll ... . " c". ....' , .i .....,... ...;" ", ' ' r/i. .. ,:',... :::.'.'.. ,-.':;. . ..'. '.. ~"J~"'- "..,<:.:: .c '. ,.,.....'..~..... !:J1 ..,...: ".: ..:.':' , . . " . :' N .,",:< :,', '> .' ,'; {g . ... .... ",: .,... ..... .', .' ..,..... '.1, t:l .' c.' ;'. . .,.~<:..: :-,"" ....,. ~ . ..' .. ,:: .'...... . '.' ..." ". ;ei'.:.,: ;.......... ....: '..-":..:.' ." " ',.: ,'c..." ."...,.'-;.....,.:. . -. -:;; ....<'...;...:......' , '.:'> .'.,. ;..:: . ". . c " ...".'.......<..':.',.:.' . . . ..' ..... ','.",c<'"C;. ...... ,.'.'... :., ......, ::c:. ."" .".'.. . " . ." '.' '.' . ..., ..'...:. '.... " 8, Thereafter, at tha direction of Knuteson, Wood's contacted Dafendent to obtain the proper amount due and remaining to be paid on tha Mortgega Note. 9. Speclflcelly, on or about December 16, 1994, Wood's and Dafendent confirmed the amount of outstanding obligation due on the Mortgage NDte, 10. Thereafter, Wood's peld in full and completely satisfied the amounts due and outstanding on the Mortgage Note, 11. With particular relevence to the current Complaint, tha Mortgage Nota wes secured by a Mortgage upon a certain parcel of real property located In Sliver Spring Township, Cumberland County, Pennsylvenia, provided by Wood's as Mortgagor to RTC as Mortgagee. A true and correct copy of the Mortgage Ie attached hereto at Ellhlblt "B" and Incorporated hareln by reference, 12, During the conversation which occurred on December 16, 1994 between Wood's and Defendant regarding the amount of tha outstanding balance due on tha Mortgage Note, Defendent agreed that the proparty which was secured by the Mortgege Note would be released and the appropriate Mortgage satisfaction documents flied with the Court upon Wood's payment of the balance dua, .3. 16. Despite the fact that Wood's continues to request that Defendant file the appropriate mortgage satisfaction documents, Defendant rafusas to file the same or to relaase the property from the Mortgage. 19, Accordingly, a dispute currently elllsts between Wood's and Defendant regarding the refusal of Defendant to releasa the mortgeged property, COUNTI-DECLARATORYJUPGM~NT WHEREFORE. Plaintiff Wood's Drive Associates requests that the Court enter the following judgment: a. Declaring that Plaintiff Wood's Drive Associates has properly satisfied all obligations due pursuant to the Mortgage Note; b, Declaring that the Mortgage, as a matter of law, requires that Defendant release the mortgaged property; o. Declaring that the mortgaged proparty should be released from the Mortgage and entering an approprlata order to that effect: d. Declaring that Defendant NLl/LF II, L.P. be required to reimburse Plaintiff the reasoneble costs and attorneys' fees associated with bringing this action; and e. Granting such further relief as the Court may deem appropriate, ~I - FAIJ-URE TO COMPLY WITH STATUTE 20. The foragolng everments are Incorporated herein by reference. .6- {Gf1 tdORTuAGE NOTE $192,832.36 December 1, 1992 POR VALUE RECEIVED, WOOD'S DRIVE ASSOCIATES, a Pennsylvania general pannership having an office at 6570 Carlisle Pike, Mechanlcsburg, Cumberland County, Pennsylvania 17055 (hereinafter referred to as the "Maker") does hereby, irrevocably and unconditionally promise to poy to the order of RESOLUTION TRUST CORPORATION, IN ITS CAPACIlY AS CONSERVATOR FOR HOMESTEAD FEDERAL SAVINGS ASSOCIATION, SUCCESSOR IN INTEREST TO HOMESTEAD SAVINGS ASSOCIATION (hereinafter referred to as the "Payee") the principallum of ONE HUNDRED NINE1Y.1WO THOUSAND EIGHT HUNDRED THIR1Y.1WO AN!> 36/100 DOu.ARS ($192,832.36) with interest from the date of this Note at the rate of seven and one.half percent (711a%). per annum on the unpald principal balance until the principallum Is paid in full under the terms hereof. ' Principal and interest lhall be payable In lawful money of the United States of America, to Payee at the offices of Homestead Federal Savlnp Anedation at 120 South Union Street, Middletown, pennsylvania 17057 or such other place u the holder of this Note may deslJrllte, in the foUowing manner: Interest shall be pald on the tint day of each month durinl the tmn of the Note on the outstandlna principal balance during the Immediately preceding month. The initial monthly interest payment shall be due on the lint day of January, 1993. This Note Is secured by a Mongage (the "Mongap") of even date herewith upon the property (the ''Property'') described In sald Mongage located In SUver Spring Township. County of Cumberland, Pennsylvania. given by the Maker, u mongagor. The provisions of the Mongage are Incorporated herein by reference. Upon the conveyance of any or all of the Propeny, Maker shall make a payment of the principal amount of this Note equal to 1WENlY.FIVE mOUSAND DOlJ..ARS ($25,000.00) muldpUed by the number of acres of the Property, rounded to the nearest tenth of an aae, beini conveyed. Said principal payments shall be pald at the settlement on the conveyance of all or any pan of the Property. ~ the entire unpald princlpallurn, plus any and all accrued interest on the unpaid principal surn, and any other amounts due to Payee hereunder shall be pald In full on December 31,1994. Maken may prepay the principal balance hereof, or any pornon thereof, at any time without penalty. If the Maker shan faU to observe or perform any of the terms, agreementl, covenants and conditions of the Maker contained herein or the Mongage. the Payee In Itl discretion, but without any duty to do 10, and without waiving any default, may ~rfonn any of such terms, agreements. covenants and conditions, In whole or In pan, and any money advanced 01 expended by the Payee in or toward the fulfillment of luch terms, EXI!I BIT "A" agreements covenants and conditions shall be due on demand and shall become a pan of and be add~ to the indebtedness due under this Note, with interest to be paid thereon at the then c:urrent rate provided herein from the date of the respective advance or expenditure. In the event of any default in payment of any installment of principal or interest under this Note for a period of fifteen (15) days after the same shall have become due and payable, or if an event of default, as described in the Mortgage, shall occur, an event of default shall occur hereunder. If an event of default shall occur hereunder, the principal amount outstanding on this Note, together with said interest thereon, may, at the option of the Payee, become immediately due and payable with the effect provided herein and in the Mortgage. In such case, the Payee may also recover all costs of suit and other expenses in cOMection therewith, together with reasonable anorney's fees, but not less than 11u'ee Thousand Dollars ($3,000.00), together with interest on any judgment obtained by the Payee at the then c:urrent rate provided herein, includlng interest .at that nte from and after the date of any sheri.fl's sale until actual payment Is made by the Sheriff to the Payee of the full amount. In the event of any default of required payment hereunder, interest shall continue to accrue on the unpaid principal balance at the c:urrent nte provided for herein. Such interest shall continue to accrue despite any lepl montoriwn on payment or any delay in payment ordered or pennined by any court wumlna jurisdiction. The Maker doel hereby irrevocably authorize and empower any anorney of any court of record in the Commonwealth of pennsy\vanla or elsewhere, in cue of an event of uncured default hereunder, to appear for the Maker and on Its behalf and to confest judpnent against the Maker in favor of the Payee, with or without declaration filed, for the unpaid principal balance hereof, together with all amounts for which the Maker may be liable to the Payee hereunder, including, but not llmlted to, unpaid Interest, costs and other upenseI of lult and rusonable anomeYl fees, all u aforeaald. If a copy hereof, verified by affidavit, shall have been filed in laid proceedings, It shall not be necessary to file the orlpnal as a warrant of attorney. The authority IfIIlted herein to confess judgment shall not be exhausted by any exercise thereof, but shall continue, and may be exerclsed as aforesaid, from time to time and at all times until payment in full of all the amounts due hereunder. The Maker hereby waives and releases all elTOn, defects and Imperfections of a procedural nature In any proceedings instituted by the Payee hereunder, as well as all benefits that mllht accrue to the Maker by virtue of any present or future laWl exempting the mortgaged propeny, or any other propeny, real or penonal, or any part of the proceeds winl from any sale of any such property, from attachment, levy or sale under execution, or provldlng for any stay of execution, exemption from civil procesl, or extension of time for payment. The Maker agrees that any real estate that may be levled upon pW'luant to any writ of execution Issued on any Judgment obtained by virtue hereof, may be sold, in whole or in part, in any order desired by the Payee. .2. The Maker hereby walves presennnent for payment, demand, notice of demand, notice of nonpayment or dishonor, protest and notice of protest of this Note, and all other notices In cOMection with the delivery, acceptance, performance, default or enforcement of the payment of this Note, except for the notice of non-payment provided for hereunder, and agrees that Its liability shall not be affected In any manner by any indulgence, extension of time, renewal, waiver or modification granted or consented to by the Payee. The Maker consents to any and all extensions of time, renewals, waivers or modifications that may be granted by the Payee with respect to the payment or other provisions of this Note, and to the release of the collateral or any part thereof, with or without substitution. The Payee shall not be deemed, by any act of omission or commission, to have waived any of Its rights or remedies hereunder unless such waiver is In writing and signed by an authorized representative of the Payee, and then only to the extent specifically set forth In said writing. A waiver of one event shall not be construed as continuing or as a bar to or waiver of any right or remedy to a subsequent event. The Maker Intends this to be a sealed Instrument and to be legally bound hereby. All issues arising hereunder shall be governed by the laws of the Commonwealth of pennsylvania. The terms "Note" and "Mortpge" as used herein shall mean the same as amended, modified or altered from time to time. Th1a obUSltion shall be leplly blndina upon and shall Inure to the Maker and the Payee, and their respective heirs, successors and asslans. IN WITNESS WHEREOP, the Maker tw caused this Note to be executed by Its duly authorized general partners as of the 1st day of December, 1992. ArrEST: WOOD'S DRIVE ASSOCIATES Wood's Drive, Inc. (Assistant) Seaetary (SEAL) By: ::>/ - President (Assistant) Seaetary Commerce Drive, lnc. BY:<;/ .- I President (SEAL) 31666 - 3- ''"? ,_ ,ATTC",N&V. AT loA" " .. ~W .'" ,.", \ ." . 1.... : ",~~ . ........ .ON& .ciut~'::"'~"M'" aou....,' . ,.. .. . ",,:. .'" . . " I . _.' . - . ~ r' .', -. "., .. :\...Jt,..,.... \/, "" .' ......"""t.. . .. . ,_ " ,,<to 'I ,:'l. . . ....... .." ,_ .~..,""':7'"-.,.4.._,'h.....'\ fI~l.f.....,...:..9\1.:.~I.- I - ~~,....,.".J.~~. .... '.." , . . . . ," l'. '. ".Iot-'..... ., I. ,- I.. . . ."...'t.: ",':0.. , " "'.~. . . .....:~...~'.':'~~.. ," HA.......U..a. pIA .710......... . ", .',~.-'.'., . ':". """.I'1\"'~"; '" ':-:' . ....,t.... 'I."''":~'', ~', ,:...; I, :'L ....' ....,.....'.1. I... ......1 ,..' ..~. ..J,,_t'i. ,....." .....t._r., .. MORTGAGE .' \ ~ " . TIllS MORTGAGE, dated as of the 3rd day of March, 1993, by and between WOOD'S DRIVE ASSOCIATES a Pennsylvania general partnership having an office at 6570 Carlisle Pike. Mechanlcsburg, Cumberland County, Pennsylvania 17055 (the "Mol1gagor") AND RESOLUTION TRUST CORPORATION, IN ITS CAPACI1Y AS CONSERVATOR FOR HOMESTEAD FEDERAL SAVINGS ASSOCIATION, SUCCESSOR IN INTEREST TO HOMESTEAD SAVINGS ASSOCIATION, with offices at 120 South Union Street, Middletown, Dauphin County, Pennsylvania 17057 (hereinafter the "Mortgagee"). Rfdt.l. Mortgagor has executed and delivered to MOl1gagee a note dated December I, 1992 (the "Mortgage Note"), under which the Mortgagor is obligated to pay the Mortgagee the agregate principal IWIl of One Hundred Ninety-two Thousand Eight Hundred Thirty-two and 36/100 Dollars ($192,832.36), lawful money of the United States of America, with interest thereon payable at the rates and times, in the manner and according to the terms and conditions set forth in the Mortgage Note, which Mortgage Note is incorporated herein by reference. Sporting Green Associates, a Pennsylvania general partnership, has executell and delivered to Mortgagee a note dated December I, 1992 (the "Sporting Green Obligation") under which Sporting Green Associates is obligated to pay the Mortgagee the aggregate princlpalsum of One MUllon Seven Hundred Eighty.Six Thousand Nine Hundred Sixty-Two and 58/100 Dollars ($1,786,962.58), lawful money of the United States of America, with interest thereon payable at the rates and time, in the manner and according to the tenns and conditions set forth in the Sporting Green Obligation, which Sporting Green Obligation is incorporated herein by reference. The Mortgage Note and the Sporting Green Obligation are collectively referred to from time to time hereinafter as the "Notes". NOW TIlEREFORE, in consideration of and as security for the payment of all sums payable under the tenns of the Notes and this Mortgage, according to their respective tenns and conditions, and for pl!rfonnance of the agreements, conditions, covenants, provisions and stipulations contained therein and herein, Mortgagor has granted, conveyed, bargained, sold, aliened, enfeoffed, released, confinned and mortgaged, and by these presents does hereby grant, convey, bargain, sell, alien, enfeoff, release, confinn and mortgage unto Mortgagee, Its successon and assigns, all those certain tracts or parceis of land situate in the Township of Silver Spring, Cumberland County, Pennsylvania, more particularly bounded and described in Exhibit "A" attached hereto and by this reference made a part hereof. b'OoK1121I'ACE 337 EXlIllllT "JI" MORTGAGE ., -. - . . 1"1 ~ -, 9 e.. 3 '";" 1..- ........ . .., ..- THIS MORTGAGE, dOled as of the 3rd day of March, 1993, by and between WOOD'S DRIVE ASSOCIATES, a Pennsylvania general partnership having an office al6570 CarUsle Pike, Mechanlcsburg, Cumberland County, pelU1Sylvanla 17055 (the "Mongagor") AND RESOLUTION TRUST CORPORATION, IN ITS CAPACITY AS CONSERVATOR FOR HOMESTEAD FEDERAL SAVINGS ASSOCIATION, SUCCESSOR IN INTEREST TO HOMESTEAD SAVINGS ASSOCIATION, with offices at 120 South Union Street, Middletown, Dauphin County, Pennsylvania 17057 (hereinafter the "Mongagee"), itmtals Mongagor has executed and deUvered to Mongagee a note dated December I, 1992 (the "Mongage Note"), under which the Mongagor Is obUgated to pay the Mongagee the aggregate principal sum of One Hundred Ninety-two Thousand Eight Hundred Thiny.lWO and 36/100 Dollm (S192,832.36), lawful money of the United States of America, with Interest thereon payable at the rates and times, In the manner and according to the tenns and conditions set fonh In the Mongage Note, which Mongage Note is Incorporated herein by reference. sponlng Green Associates, a Pennsylvania general partnership, has executed and deUvered to Mongagee a note dated December I, 1992 (the "Sponing Green ObUgation") under which Sponlng Green Associates is obUgated to pay the Mongagee the aggregate principal sum of One Million Seven Hundred Eighty.SIx Thousand Nine Hundred Sixty-Two and 58/100 Dollan ($1,786,962.58), lawful money of the United States of America, with Interest thereon payable at the rates and time, In the manner and according to the tenns and conditions let forth In the Sponlng Green ObUgation, which Sponing Green ObUgation is Incorporated herein by reference. The Mongage Note and the sponlng Green ObUgation are collectively referred to from time to time hereinafter as the "Notes". NOW THEREFORE, In consideration of and as security for the payment of aU sunu payable under the tenns of the Notes and this Mongage, according to their respective tenns and conditions, and for perfonnance of the agreements, conditions, covenants, provisions and stipulations contained therein and herein, Mongagor has granted, conveyed, bargained, sold, aliened, enfeoffed, released, conlinned and mongaged, and by these presents does hereby grant, convey, bargain, sell, alien, enfeoff, release, conlinn and mongage unto Mongagee, its successors and assigns, ali those cenaln tracts or parcels of land situate In the Township of Silver Spring, Cumberland County, PelU1Sylvanla, more panicularly bounded and described In Exhibit "A" attached hereto and by this reference made a pan hereof. TOGETHER WITH all of the Mongagor's right, title and interest noW owned or hereafter acquired in: (1 ) all buildings and other Improvements erected or hereafter erected thereon; and (2) all building materials, fixtures, building machinery and building equipment delivered on site to the real estate during the course of, or in connection with, constrUction of, or reconstrUction of, or remodeling of any buildings and Improvements; and (3) any and all easements, rights of way, tenements, hereditaments and appurtenances belonging to the real estate or any pan thereof hereby mongaged or intended so to be, or in any way appenaining thereto, and all streets, alleys, punges, ways, water courses, and all easements and covenants now existing or hereafter created for the benefit of the Mongagor or any subsequent owner or tenant of the monpged real estate over ground adjoining the mongaged real estate and all rights to enforce the maintenance thereof, and all other rights, libemes, and privileges of whatsoever kind or character, and the revenlons and remainders, income, rents, Issues and profits arislnl therefrom, and all the estate, right, tide, Interest, propeny, possession, claim and demand whatsOever, at law or in equity, of the Mongagor In and to the real estate or any part thereof. (4) All proceeds of the conversion, voluntary or involuntary, of any of the foregoinl into cuh or liquidated claims, Including without limitation, proceeds of insurance and condemnation awards. All of the above.mentioned land, buildinp, Improvements, fixtures, machinery, equipment, tenements, hereditaments and appurtenances, and other propeny Interests owned by Mortgagor Is hereinafter collectively referred to u the "Premises". TO HAVE AND TO HOLD the Premises hereby conveyed or mentioned and intended 10 to be, unto Mortgagee, Its successors and usigns to its own proper use and behoof forever. TRACT NO. 1 IS UNDER AND SUBJECT to the lien and payment of a mongage in the orilJinal principal amount of One Hundred Fony Thousand Dollars (51<tO,000.00) given by Mortgagor to Lawrence F. McYltty and Claire Cressman McVltty, et al" and recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania at Mortgage Book 922 Page 325. PROViDED ALWAYS, and this Instnunent Is executed upon the express condition that, If Mongagor pays to Mongagee the principal sum, the interest thereon and - 2. all other sums payable by Mortgagor to Mortgagee as are secured hereby, in accordance wilh the provisions of the Noles and this Mortgage, at the times and in Ihe .ma~er specified without deduction, fraud or delay, and Mortgagor perfomu and complies wllh all the a~ements, conditions, covenants, provisions and stipulations conla~ed therein, Ihen Ihls Mortgage and Ihe estate hereby granted shall cease and become VOId. THIS MORTGAGE Is executed and delivered subject to the following covenants, conditions and agreements and Mortgagor covenants, warrants and agrees as follows: (1) The Mortgagor has good, valid and marketable title to the Premises. The Mortgagor has the right, full power and lawful authority to grant, convey, bargain, sell, allen, enfeoff, release, confirm and mortgage the same to the Mortgagee in the manner and form herein done. The Premises are free and clear of all liens and encumbrances except those of reCord which were previously disclosed In writing to the Mortgagee. The Mortgagor will WlUTa/\t and defend the rights and title of Mortgagee to all of the Premises against all claims. (2) The Notes secured hereby shall evidence, and this Mortgage shall be security for, the principalsurn together with applicable interest, costs and fl!t!l. This Mongage shall further be security for the perfonnance of MongalOr of all agreements, conditions, covenants, provisions and undena1dnp In the Notes and this Mortgap. (3) From time to time, until the Indebtedness secured hereby Is fully repaid, Mortgagor shall: (a) pay and dlscharge, when and IS the same shall become due and payable, all tues, usessments, sewer and water rents, and any and all other charges, claims and liens assessed, levied, Imposed or created, from time to time, upon the PremIses or any put thereof which shall or might have priority in lien, payment or distribution to the debt secured hereby; (b) pay all ground rents reserved from the PremIses and pay and discharge aU mechanics' liens which INIY be filed against the Premises which shall or might have priority in lien or payment to the debt secured herebYi and (c) pay and discharge any docurnentary stamp or other tax, including interest and penalties thereon, If any, now or hereafter becoming payable on the Notes. (4) In the event Mortgagor neglects or refuses to pay any charges mentioned herein, Mortgagee may do so, add the cost thereof to the total principal sum secured hereby, and collect the same as 8 pan of said total principal sum. together with interest thereon at the rate provided herein. .3. (5) Mortgagor covenants and agrees not to create, nor pennlt to accrue upon all or any part of the Premises, any debt, lien or charge which would 'be prior to, on a parity with, or junior to the lien of this Mortgage, without the prior written consent of Mortgagee. (6) Mortgagor shall not suffe.r or pennlt the Premises, or any portion of the Premises, to be used by the pubUc, as such, without restriction or In such manner as might reasonably tend to Impair Mortgagor's title to the Premises or any portion of the Premises, or In such manner as might reasonably make polllble a claim or claims of adverse usage or adverse polleulon by the pubUc, as IUch, or of ImpUed dedication of the Premises or any portion of the Premises. (7) The occurrence of anyone or more of the following events shall, at the option of Monga,ee, constitute an event of default hereunder: (a) The failure of MortgalOr to pay any Installment of principal or Interest on the Notes to Monpaee, after the same becomes due and payable, lubject to written notice and pace periods provided for In the Notes. (b) The failure of MortplOr to pay any other charJe, premium or lum required to be pald In the Notes or In this Monp,e, within fiheen (15) days after the same becomes due and payable. (c) The failure of Mongagor to perfonn or oblelVe other aJlftlllentl In the Notes or In this Mnrtgaae within fiheen (15) days after the same Is to be perfonned or observedj provided, however, that If MortplOr has proceeded and Is maldni a acod faith effon to proceed to cure said default, and has provided written notice thereof to Mortgagee, within the said fiheen (15) day period, which describes In detail the procedure or action beln, taken and the realonable time period required to cure laid default, the provlllons hereof .hall be delayed while Mortgagor Rltemptl to cure said default. (d) Any aslll11l1\ent for the benefit of Mortgagor'1 creditors, or other proceedlnp Intended to Uquldate or rehabilitate Mortaa,or'1 eltate., or Monplor'. becoming Insolvent within the meanlna of the federal bankruptcy law. (e) The occurrence of an event of default as defined In the Notes. ... . (O The tranSfer, conveyance or other disposition of title to or equitable u,terest in the Premises or any portion thereof under and subject to this Mortgage, except with the expressed written consent of the Mongagee. A transfer of any interest in the Premises by Mongagor under and subject to this Mongage, without the expressed written consent of Mongagee shall be deemed to violate this prohibition against transfer. The Mongagee agrees to releue all or any pan of the Premises from the lien of this Mortgage upon the payment of the amounts set forth in Paragraph 19, (g) The occurrence of an Event of Default under any subordinate mongage, securiry agreement or similar docwnent creating alien. (8) If one or more of the evenlJ of default referred to in paragraph (7) hereof shall occur, the Mongagee may declare a default hereunder. In which event: (a) The entire unpaid balance of the principal.urn and all other IWt\I .ecured by thiJ Mongap, topther with unpaid Interest thereon, .hall become immediately due and payable without funher notice or demand; and (b) Mongagee may forthwith institute an action of monpp foreclosure, or take .uch other action, u the law may allow, at law or in equlry, for the enforcement hereof and l'taUzation on the mongap securiry or any other security which is herein or elsewhere provided for, and proceed thereon to ftna1 judpnent and execution thereon for the entire unpaid balance of the principal sum advanced, with interest at the rate provided in the Notes, and all other sums secured by this Mongap, all COlts of .ult, interest u provided in the Notes on any judpnent obtained by Mongagee from and after the date of any Sherift'. Sale of the Premise. (which may be sold in one parcel or in .uch parcel., manner or otherwise a. Mortgagee .haIl elect) undlactual payment is made by the Sheriff of the full amount due Mongagee, and reuonable attorneys' fees for collection. (c) Mortgagee or its agent may fonhwith enter into possession of the Premises, with or without legal action, by force if necesllU)', and collect rentals and enforce leases or other agreements affecting the Premises, but without being .5- deemed to have affumed such leases or agreements. collect all rents and profits therefrom. and pay all COSIS of collection and adminislratlon expense. taxes. water and sewer rents, charges and c1alnu, Insurance premiunu, all other canying charges (Including but not limited to agent's compensation and fees and COslS of counsel and receiven), expenses of maintenance, repair or restoration of the Premises and the principal and Interest hereby secured, In such order and amounts as Mortgagee In Mortgagee's discretion may elect. Mortgagee or its agent may have a receiver appointed to enter Into possession of the Premises, collect the rents and profits therefrom. and apply the same as the coun may direct. Mortgagee shall be Uable to account only for rents and profits actually received by Mortgagee. For such purposes Mortgagor hereby lnevocably authorizes and empowers any anomey of any coun of record to appear for Mortgagor and on its behalf In any action of ejecunent and to confess judgment therein against Mortgagor and In favor of the Mortgagee for ponession of the PremIses. whereupon a writ may forthwith be issued for the lmmedlate possession of the Premises, and for reuonable anorneys' fees, if necessary, without any prior writ or proceedlni whatsoever; and for 10 dom, this Mortgage or a copy hereof verified by affidavit shall be a sufficient wammt. (d) The authority granted herein to appear for Mortgagor and on its behalf and to confess judgment shall not be exhausted by any exerdse thereof, but shall continue, and may be exercised as aforesaid, from time to time, and at all times until payment of the amounts secured hereby and perfonnance of the obligations hereunder. (e) Mortgagee shall have the right to set off aU or any pan of any amount due by Mortgagor to Mortgagee under the Notel, this Mortgage or otherwise, aplnst any indebtedness, liabilities or obU,atlons owing by Mortgagee for any reuon and In any capacity to Mortgagor, Including any obUption to disbune to Mortgagor or Its designee any funds or other property on deposit with or otherwise In the possession, control or custody of Mortgagee. (9) No right or remedy herein conferred upon or reserved to the Mortgagee is Intended to be exclusive of any other right or remedy but each shall be cumulative, concurrent and In addition to every othe; right or remedy herein given or now or hereafter existing at law or In equity or by .6. statute. In order to entitle 'be Mortgagee to exe~ise any ti~ht or remedy reserved to it herein, it shall not be necessary to glve any nonce, other than such notice as may be herein expressly required. (10) No waiver of any event of default hereunder, whether by the Mortgagor or the Mortgagee, shall extend to or affect any subsequent event of default or impair any rights or remedies consequent thereon, No delay or omission of the Mortgagee to exercise any tight or remedy accruing upon any event of default shall impair any such tight or remedy or shall be construed to be a waiver of any tight or remedy given hereunder, which tights and remedies may be exercised as often as may be deemed expedient by the Mortgage..!. (11) If Mortgagor should fall to pay real estate taxes or o,ther taxes, assessments, water and sewer rents, charges and claims, swns due under any ptior lien or insurance premiums, or fall to complete consbUction of any improvements or make necessary repairs, or pennit waste, or fall to cure any default under any prior or subordinate lien, Mortgagee, at its election and without notice to Mortgagor, shall have the right to make any payment or expenditure and to take any action which Mortgagor should have made or taken, or which Mortgagee deems advisable to protect the security of this Mortgage or the Premises, without prejudice to any of Mortgagee's rights or remedies available hereunder or otherwise, at law or in equity. All such sums, as weli as costs, advanced by Mortgagee pursuant to this Mortgage shall be due immediately from Mortgagor to Mortgagee, shall be secured hereby and the lien thereof shall relate back to the date of this Mortgage, and shall bear interest from the date of payment by Mortgagee until the date of repayment at a rate equal to the lesser of (I) a rate five percent (5%) above the nte specified in the Note or (il) the highest rate permitted by applicable law. (12) In the event that all or any portion of the Premises is condemned by any lawful authoriry for any public or quasi.public use or purpose or sold under threat thereof, all proceeds shall be applied toward the prepayment of the amounts secured hereby. Any excess proceeds shall be paid to Mortgagor. In the event that all or a significant portion of the Premises Is so condemned or sold so as to render the Premises unsuitable for Mortgagor's continued use, Mortgagor shall have the right to prepay the remaining amountslecured hereby in full, Including any premium set forth in the Notes. No settlement for the damages sustained thereby shall be made by Mortgagor without Mortgagee's prior written approval thereof. If the amount of an inltiai award of damages for the condemnation is insufficient to pay the amounts secured hereby In full, Mortgagee shall have the right to file an appeal or such other legal proceedings as legal counsel may advise to - 7. be appropriate under the circumstances in the name of Mongagor or of Monpgee (for which action Mongagee or such counsel as It chooses is hereby Irrevocably appointed attomey.in-fact for Mongagor), and to prosecute same to final conclusion or otherwise dispose thereof, in which event the expenses of the appeal or other appropriate legal proceedings, Including but not Umlted to counsel fees, shall be first paid out of the proceeds, and no credit shall be given on account of the amounts secured hereby other than a credit for the amount, If any, whereby the final proceeds exceed ell such expenses. Nothing in this covenant or elsewhere in this Monpge shall Umlt rights otherwise available at law to Mongagee, Including but not Umlted to rights to intervene as parties to any condemnation proceeding. Any and all compensation, awards, damages, claims, rights of action and proceeds hereunder are hereby assigned by the Monpgor to the Mongagee, to be applied as herein provided. The MonplOr apees to execute any uaipunent ap-eements that the Mortgaree may require In furtherance thereof, (13) (a) Mortgagor hereby WlJTlllts and covenants that, to the best of its knowledp: (I) The present use of the Premises la, and any currently contemplated future use of the Premises wlll be In substantial compliance with all applicable fedem and state environmental laws and reJUlations and no envirorunental liabillty exists on or in connection with the Premlsesj (U) There are no hazardous substances located on the Premises (except as dlsc:1osed in wrltina to Mongagee), and any such hazardous substances have been properly transponed, stored and/or disposed of at other locadons; (ill) Mortgagor has or will obtain all permits or authorizations under envirorunental laws or reBUlations necessary to cany on their buslness(es), has or wiU file all required notifications and plans and has or will have such Infonnatlon and plans avallable as required under envlrorunentallaws or reBUlatlons, and are in compliance with all applicable envirorunental laws or reBUlatJons, including but not Umited to deed acknowledgement required by the - 8. Pennsylvania Solid Waste Management Act, 35 P.S. 66018,405 and the Pennsylvania Hazardous Sites Cleanup Act, 35 P.S. fi6025.512(b)j (Iv) Mongagor is not aware of nor has Mongagor received any claims, demands, orders, notices of violation, notices of intent to file a claim, demand, order, lawsuit, notices of deficiencies, or requests for infonnation relating to actions based upon environmental laws or regulauons; (v) Mongagor has received no notice that the subject real propeny or assets have been , desianated as a site on the National Priorities Un or similar state list, or have been or are the subject of any removal or response action, private or governmental, under the Comprehensive Environmental RespolUe, Compensation or UabWty Act, as amended, or the Pennsylvania Hazardous Sites Cleanup Act or any slml1ar state or federal law, and that no requests have been received to provide informauon or participate In any study, remedial deslp or respolUe action under such laws; (vi) Mongagor wl11 exercise due care with respect to any substances, hazardous or otherwise, which may be located on, disposed of, or placed on the PremIses: (vil) Mongagor shall use, and shall use reasonable effons to cause each employee, afent or contractor to use reasonable effons to comply In all material respects with any applicable environmental laws or regulations; provided, however, that this provision shall not prevent the Mongaaor from contesting, In good faith and with reasonable dlllaence, the validity or application of such laws by appropriate proceedings; (viii) Mongagor has not, by act or omission, caused or conttibuted to the release or .9- threatened release of any hazardous substance on the Premisesj and (Ix) Mongagor shall notify Mongagee and their successo\'1 in interest of any notice they give to or receive from any entity relating to any act or omission that could give rise to Uabllity under any envlronmentallaw or regulation. (14) All notices required or provided for herein shall be in writing and sent by cenified mail return receipt requested. Subject to change by such notice from the pany to be charged with such notice, notices shall be addressed as foUows: TO MORTGAGOR: wood's Drive Associates 6570 Carlisle Pike Mechanicsburg, PA 17055 TO MORTGAGEE: Homestead Federal Savings Association 120 South Union Street Middletown, PA 17057 (15) The tenns "Note" and "Monpge" shall mean the same as amended, modified or altered from time to time. (16) nu. Mongage cannot be changed or amended except by agreement In writing signed by the party against whom enforcement of the change is sought. (17) nu. Mongage shall be governed by and constnled according to the substantive laws of the Commonwealth of Pennsylvania. (18) Whenever used In this Monpge, unless the context clearly Indicates a contrary Intent: (a) The word "Mongagor" shall mean the persons who execute this Mongaae, any subsequent owner (beneficially or of record) of the Premises and their respective heirs, executO\'1, admlnistrato\'1, successo\'1 and assigns: (b) The word "Mortgagee" shall mean Homestead Federal Savings Association, 120 South Union Street, Middletown, Pennsylvania, Its assignee or any subsequent holder of this Mongaaej - 10 - (c) corporation, association; The word "person" shall mean individual, pannel'5hip, joint venlure or unincorporated (d) The use of any gender shall Include all gendersj (e) The singular number shall Include the plural and the singular as the context may require; (0 All agreements, condilions, covenants, provisions, stipulations, warrants of attorney, authoriuuloM, waivers, releases, options, undertakings, rights and benefit made or given by Mortgagor shall bind and affect aU persons who are defined as "Mortgagor" as fully as though ell of them were specificaily named herein wherever the word "Mortgagor" Is used. (19) Upon the sale of all or any part of the premises by the Mortgagor, the Mortgagee agrees to release any part of the Premises from the lien of this Mortgage upon the payment to Mortgagee at settlement on the sale of all or any part of the Ilremlses of Twenty-five Thousand DolIlJ'I ($25,000.00) per acre, rounded to the nearest tenth of an acre. Said payment. shall be applied to the principal balance of the Mortgage Note and shall be pald at the Settlement of the conveyance of all or part of the Premises. Mortgagee agrees that this Mortgage shall be satisfied and an appropriate satisfaction document shall be promptly executed by the appropriate officers of the Mortgagee and filed In the Office of the Recorder of Deeds In and for Cumberland County, Pennsylvania upon the payment In full of the principal and accrued Interest due on the Mortgage Note. IN WITNESS WHEREOF, the Mortgagor has caused this Mortgage to be executed on its behalf by It. duly authorized general partners as of the day and year first above mentioned. WITNESS: MORTGAGOR: WOOD'S DRIVE ASSOCIATES By: Wood's Drive, Inc. . General Partner B~/()~ (}-'~ I President By: Commerce Drive, Inc, . General Partner BY'7fW'!)~ &1'- P esldent -11. EXHIBIT "A" Tract No.1 ALL TIiAT CERTAIN piece or parte! ofland situate in Silver Spting Township, Cumberland County, pennsylvania, being more particularly bounded and described as follows: BEGINNING at a point on the southern right-of.wlY line of U.S. Route #11, said point belni loclted and referenced westwardly a distance of 1423. feet from Village Roadj thence South 21 degrees 01 minute 30 seconds Eat, . distance of 257.21 feet to a polntj thence South 28 degrees 03 minutes 30 seconds West, I distance of 50.84 feet to a point; thence South 73 degrees 56 minutes 30 seconds West, I distance of 469.81 feet to a pointj thence South 33 depees 21 minutes 30 seconds East, I distance of 380.17 feet to a point; thence South 1 dep-ee 54 minutes 30 seconds West, I distance of 118.00 feet to I point; thence NOM 82 depees 04 minutes Eat, I distance of 349.89 feet to a point; thence South 5 dep1!el 05 minutes 53 seconds Eat, I distance of 285.13 feet to I point; thence NOM 84 depees 16 minutes 32 seconds Eat, I distance of 498.58 feet to a point; thence &1011I land now or lite of Vance McCormick South 13 depees 02 minutes East, a distance of 50.48 feet to . point; thence &1011I the same South 84 degrees 16 minutes 34 seconds West, I distance of 505.53 feet to I point; thence &1011I the same South 5 degrees 05 minutes 53 seconds East, I distlnce of 1001.29 feet to I point; thence alolllland now or lite of Eppley NOM 63 dep-ees 04 minutes 29 seconds West I distance of 561.14 feet to a pointj thence alolll the same South 46 degrees 48 minutes 11 seconds West, a distance of 1021.83 feet to I polntj thence alolll the same NOM 47 depees 13 minutes 10 seconds West, I distance of 1048.54 feet to I pointj thence alolll the slme South 42 degrees 44 minutes 25 leConds West, I distance of 168.03 feet to I pointj thence along land now or late of the Stewart Estlte NOM 44 degrees 32 minutes 36 seconds West, a distance of 1101.09 feet to I polntj thence alolllland now or lite of Cressman Nonh 66 degrees 58 minutes East, . distance of 1719.0 feet to . point; thence along the same Nonh 70 degrees 13 minutes East, a distance of 589.50 feet to a polntj thence along the same NoM 33 degrees 17 minutes West, I distance of 212.36 feet to a point on the southern right-of.way line of U.S. Route #l1j thence along the same on the art ofa curve curving to the right haviq a radius of 3819.80 feet I distance of 193.95 feet to a point of tangency; thence alolll the southern right-of.way Une of U.S. Route #11 Nonh 75 degrees 44 minutes 30 seconds East, I distance of 420.0 feet to a point the place of BEGINNING. Sald tract containing 87.19 acres. Tnct No.2 All that cenain piece or parcel of land situate in Silver Spring Township, Cumberland County, Pennsylvania, more panicularly bound and described as follows to , ' w1t: BEGINNING at a point in Legislative Route No, 34 known as "Carlisle Pike" at line of landJ noW or formerly of James A. Potteiger and Emma F. potteiger, his wife; thence alons said lands of Potteiger South 23 degrees 15 minutes East, a distance of 212 feet to a pointj thence aionslands now or formerly of Della J. Bergner, South 70 degrees 15 minutes West, a distance of 425 feet to a point; thence continuing aiong sald lands noW or formerly of Bergner, South 67 degrees West a distance of 50 feet to a point; thence along lands noW or formerly of Paul L. Cressman and Lenora C. Cressman, his wife, NoM 23 degrees West, a distance of 208 feet to a point in sald Legislative Route No. 34, "Carlisle Pike" fint mentioned above; thence aiong a line In said Legislative Route No. 34 "Carlisle Pike", NOM 67 degrees East, a distance of 50 feet to a point in the same; thence continuing in said Legislative Route No. 34, "Carllsle Pike", along a curve to the right having a radius of 3,819.8 feet, an arc distance of 425 feet to a point in the same at line of lands now or fonnerly of James A. Potteiger and Emma P. potteiger, his wife, the point and place of BEGINNING. Containing approltimately 2.28 acres. TRACTS NOS. 1 AND 2 BEING the same premises which Robert D. Hutton and Dorothy M. Hutton, his wife, by their Deed dated AUJUlt 29, 1988 and recorded September I, 1988 in the OffIce of the Recorder of Deeds In and for Cumberland County, In Deed Book N, Volume 33, Pap 1050, aranted and conveyed unto Wood's Drive Associates. Tract No.3 ALL TIiAT CERTAIN parcel or tract of real estate situate in SUver Spring Township, Cumberland County, pennsylvania, be!nI more particularly bounded and described as follows: BEGINNING at a point on the IOUthern lep} ript-of.way Une of Carlisle Pike (L.R. 34) at the northwest comer of Lot No.2 on the hereinafter described Subdivision Plan; thence alorll the western line of said Lot No.2 South 23 dtaates 00 seconds East a distance of 157.68 feet to the northern Une of lands now or formerly of Robert D. Hutton and Dorothy M. Hutton, his wifej thence alorll the northern line of said lands South 67 degrees 00 minutes West a distance of 568.06 feet to the eutem line of lands now or formerly of Alexander Stewart; thence along the eastern line of said lands North 44 desrees 17 minutes West a distance of 170.90 feet to a point on the southern legal right.of.way line of Carlisle Pike (LR. 34)j thence along the IOUthern lep! ript-of.way line of CarUsle pike (L.R. 34) NOM 67 depes 08 minutes 30 seconds East a distance of 630.10 feet to a point at the nOMwest comer of Lot No.2 on the hereinafter described Subdivision Plan, the point and place of BEGINNING. Contalnlng 2.18 acres. BEING Lot No. I, Final Subdivision Plan for Paul L. Cressman, Jr., et ai, dated November 25, 1975, revised Febnuuy 24, 1976, recorded In the Office of the Recorder of Deeds of Cumberland County In Plan Book 28, Page 41. Tract No.4 ALL TIiAT CERTAIN parcel or tract of real estate situate In Silver Spring Township, Cumberland County, PelU\Sylvanla, being more particularly bounded and described as follows: BEGINNING at a point on the southern legal right -of.way line of Carlisle Pike (L.R. 34) at the nonheast comer of Lot No, 2 on the hereinafter described Final Subdivision Plan; thence along the eastern line of said Lot No. 2 South 23 degrees 00 seconds East II distance of 1046.94 feet to a point on the nonhern line of lands now or fonnerly of Raben D. Hutton and Dorothy M. Hulton, his wife; thence -Jong the northern line of said land Nonh 67 dep-ees 00 minutes East a distance of 800.24 feet to a point on the southwest comer of 1anda now or fonnerly of Prederick R. Mumma; thence along the western line of said land Nonh 23 dep-ees 00 seconds West a distance of 145.00 feet to a point on the southern legal right.of.way line of Carlisle Pike (L.R. 34); thence alOI\I the southern legal risht-of.way of Carlisle Pike (LR. 34) South 67 desrees 08 minutes 30 seconds West a distance of 800.24 feet to a point at the nonheast comer of Lot No.2 on the hereinafter described Pinal Subdivision Plan, the point and place of BEGINNING. CONTAINING 2.68 acres. BEING Lot No.3, Final Subdivision Plan for Paul L. Cressman, Jr., et ai, dated November 25, 1975, revised Febnwy 24, 1976, recorded In the Office of the Recorder of Deeds of Cumberland County In Plan Book 28, Pap 41. TRACTS NOS. 3 AND 4 BEING the same premises which Lawrence F. McViny and Claire Cressman McVlny, his wife, Earl N. Stauffer and Hazel Cressman Stauffer, his wife, and Paul L Cressman, Jr. and Thelma M. Cressman, his wife, by their Deed dated August 29, 1988 and recorded November 9, 1988 In the Office of the Recorder of Deeds In and for Cumberland County in Deed Book Q, Volume 33, Page 833 granted and conveyed unto Wood's Drive Associates. LESS AND EXCEPT from Tracts I, 2, 3 and 4 all those cenaln tracts or parcels of land nlUlte In Silver Spring Township, Cumberland County, Pennsylvania previously conveyed out of Tracts I, 2, 3 and 4 by Wood's Drive Associates described and designated as follows: (I) Lot No.3 on a UmIted Final Subdivision Plan of 87.428 acres prepared for Wood's Drive Associates recorded In Plan Book 61, Page 60 more particularly described In a Deed by and between Wood's Drive AssocIates as Grantor and Cumberland Valley Associates as Grantee dated August 16, 1990 and recorded September 14, 1990 In the Office of the Recorder of Deeds In and for Cumberland Count)' In Deed Book T, Volume 34, It Plge 981. (Ii) Lot 2A on the Final LImited Resubdlvision Plan for Wood's Drive Associates, u described In I Deed dlted September 25, 1992 and recorded September 25, 1992 by and between Wood's Drive Associates, a Pennsylvania general partnership, and Pennsylvanil Power. Light Company, a Pennsylvanil corporation, recorded In the Office of the Recorder of Deeds In and for Cumberland Count)' In Deed Book X. Volume 35, Page 138. -\ ..... ....... ..':p"" "." 1 '~,1J1I1 r N' L'1f \ II N 1I0D.lI.-1I IIIYalora, L.I'. r~)' 3(:ON,W,ExprO&5WBV . Suhn1313' OklallomBCIly,OldMomB73":!~OSIP41;' -,fi /p / L~ ('f~' M " ,.... ,. ' '-- '1'ODAI I S DAft y. /~.:Jj.:..- TINII ~ 'P.~"I.Q 'fel ~_L_____ --..----.. PUt 1/1/.. 0:3,..~-I.(Is..r_ ...OMI J?/dI~';;/\"'~ ... tt~ ~ ~ 0M'I~D5 - ~~ ~ ' '-Ph : It' I!~I +O1{ ~L'(~_d ru. IM.l Ilfo~_~~J1_ ' n~ 51IISIUOW C >nAI.. oP PMIIS (I.CUlDIIIG HIS COVER PAGE) IF IOU DW P1t.llltaM "11'1I 'rillS ft./.l J_ltftAoL, PLUM C:OIl'l'ACT r:f!xddJ AT (foOIl) U7-a,,71. Jt8It.'l...., WI;";, I~~ :2 'Mire 'rl:alUlf. l~ncU_. Uni08 ~--'-m (921 N. "'-'lWeDn "llA'i;. (405) "9-7"1 U Okhllo.. Clly, Ok1..... 711112 RoatlP9 RO. 101800103 Account Ro. 001-3'9612' /AJ /- ~1"1 ~ I,? '/- ,"XIII nIT "c" \ . CERTIFICATE OF SERVICE I heraby cartlfv that a true and correct copy of tha foregoing Amanded Complaint was served by U,S, mall, postage prepaid upon the following: Peter C. Cillo. Esquire Federman & Phelan Suite 900 Two Penn Center Plaza Philadelphia, PA 19102.1799 1 :1 ,'! I l . 10. '---. """. i-~~ ~;,.. ~.i "T! _'~.,'t: ."! 'rh,-" ~; ;,~,~ ' '~ N -.... w t; ~;,... ,,," -~ ~!, "'_ .r ."! i~ i< ~ 'iH ~.~;, .~ ~ -..,,} :;.r: eii ~ . /ulr2/luaa"/pcc/"li.woodl.an8 FEDERMAN AND PHELAN By: Peter C. Cilia, Esquire Identification No. 39686 suite 900 TWO Penn Center Plaza Philadelphia, P~ 19102 (215) 563-7000 Attorney for Defendant WOOD'S DRIVE ASSOCX~TES, a pennsylvania General partnership : : : : : I I COURT OF coMMON PLEAS CUMBERLAND COUNTIII)rft 'to 1'!.1'.AJ) 'rCJ ,P1Cli~ti~f...._ ~, 1'1' 1",'I.,t,y Iln,'m;IT'tO ..1 I . I;' ,,,'J, I ":'I','lfl;10 to " I New Matter vs. NO. 95-3154 AND ~.', I.. ,,':, ~ '. '-, ...._,~.... . ) \-" '1.1)':1 J I- "I" -. ' " j .. ~ f'. , f , " I -' ANSWER OF NLI/LF II, L.P. ;"'1i """C" ..,,, ""d TO AMENDED COMPL~INT WITH NEW Hl\TTER::~'J,,"i~~ '/. .. Al. -f ,j"'I.(JJ?f .. NOW COMES Defendant, NLI/LF II, L.P. 'NLljDF" or NLI/LF II, L.P. "Defendant"), by and through its counsel, Federman and phelan, and answers the Wood's Drive Associates' ("Wood" or "plaintiff") Amended complaint for Declaratory Judgment as follows: 1. Admitted. 2. Admitted. 3. Denied as stated. The averments of paragraph 3 refer to a Mortgage Note attached as Exhibit "A" to plaintiff's complaint. That document, being in writing, speaks for itself and any characterization thereof is denied. 4. Denied. The averments of paragraph 4 refer to the Mortgage Note attached as Fxhiblt "A" to plaintiff'S complaint. That document, being in writing, speaks for itself and any character i zat ion thereof I s denied. . . ~ 5. Denied. The averments of paragraph 5 refer to the Mortgage Note attached as Exhibit "A" to Plaintiff's complaint. That document, being in writing, speaks for itself and any characterization thereof is denied. 6. Denied. Defendant is without sufficient knowledge, information or belief to form an opinion as to the truth or falsity of the averments of paragraph 6 and strict proof of same is demanded at trial. 7. Denied. Defendant is without sufficient knowledge, information or belief to form an opinion as to the truth or falsity of the averments of paragraph 7 and strict proof of same is demanded at trial. B. Denied. It is denied that Wood contacted Defendant with respect to payoff of the Mortgage Note. On the contrary, Wood's contacted National Loan Investors, L.P. ("NLI"). Defendant is without sufficient knowledge, information or belief to form an opinion as to the truth or falsity of the remaining averments of paragraph B and strict proof of same is demanded at trial. 9. Denied. It is denied that on or about December 16, 1994 Wood's and Defendant confirmed the amount of the outstanding obligation due on the Mortgage Note. On the contrary, NLI confirmed the amount due on the Mortgage. 10. Admitted. 11. Oenied as stated. The averments of paragraph 11 refer to a Mortgage attached as Exhibit "B" to Plaintiff's 2 . ~ complaint. That document, being In writing, speaks for itself and any characterization thereof is denied. 12. Denied. It is denied that a representative of Defendant advised Wood of the outstanding balance due on the Mortgage Note or that the Mortgage would be released upon payment of the referenced amount. On the contrary, NLI, on behalf of Defendant, advised Wood of the balance due. By way of further answer, by letter dated January 16, 1995, Wood was notified by NLI, on behalf of Defendant, that it had incorrectly advised Wood that the Mortgage would be released upon payment of the Mortgage Note since NLI determined that the Mortgage also secured a Note dated December I, 1992 in the principal amount of $1,786,962.58 between the RTC and Sporting Green Associates Which Note had been assigned to Defendant and which was still outstanding (the "Sporting Green Note"). A copy of NLI's letter is attached hereto at Exhibit "A" and by reference is made part hereof. 13. Denied. The averments of paragraph 13 are denied for the reasons set forth in paragraph 12 hereinabove. By way of further answer, the averments of paragraph 13 refer to a facsimile transmission dated December 16, 1994. That document, being in writing, speaks for itself and any characterization thereof is denied. 14. Denied. Defendant is without sufficient knowledge, information or belief to form an opinion as to the truth or falsity of the averments of paragraph 14 and strict proof of same is demanded at trial. By way of further answer, 3 . . ~ Wood was aware at all times that the Mortgage also secured the Sporting Green Note and that this obligation was outstanding. Likewise, by its terms, tho Mortgago Note was duo and payable on December 31, 1994. As such, there was and could bo no reliance by Wood upon paymont of the Mortgage Note, which by its terms was required to be paid in full on Decomber Jl, 1994. By way of further answer, Defendant acted by and through NLI in this matter. 15. Denied as stated. The averments of paragraph 15 refer to the Mortgage. 1~at document, being in writing, speaks for itself and any characterization thereof is denied. By way of further answer, it is denied that the terms of the Mortgage, including paragraph 19, require Defendant to satiSfy the Mortgage upon payment of the Mortgage Note because (1) the Mortgage also secured the sporting Green Note Which is unpaid; and (2) Plaintiff failed to pay the $25,000.00 release price per acre as required under the Mortgage in the event of transfer of the property subject thereto. 16. Admitted. It is admitted that Defendant has refused to satisfy the Mortgage because (1) the Mortgage also secures the Sporting Green Note which is unpaid; and (2) Plaintiff failed to pay the $25,000.00 release price per acre as required under the Mortgage in the event of transfer of the property subject thereto. 17, Denied. The averments of paragraph 17 refer to the Mortgage. That document, being in writing, speaks for itself 4 ~ and any characterization thereof is denied. By way of further answer, it is denied that Defendant has any obligation to satisfy the Mortgage because (1) the Mortgage also secures the sporting Green Note which is unpaid; and (2) Plaintiff failed to pay the $25,000.00 release price per acre as required under the Mortgage in event of transfer of the property subject thereto. lB. Admitted. By way of further answer, Defendant incorporates herein its answer to paragraph 16 above. 19. Admitted. COUNT I - DECLARATORY JUDGMENT WHEREFORE, Defendant, NLI/LF II, L.P. requests that this court enter judgment in favor of Defendant and against Plaintiff, Wood's Drive Associates on Count I of plaintiff's con,plaint. COUNT II - FAILURE TO COMPLY WITH STATUTE 20. Paragraph 20 is a paragraph of incorporation to which no responsive pleading is required. 21. Denied. The averments of paragraph 21 are conclusions of law to which no responsive pleading is required, By way of further answer, it is denied that Defendant had any obligation to satiSfy the Mortgage since the Mortgage also secured the sporting Green Note which is still unpaid and Plaintiff has failed to pay the $25,000.00 release price per acre as required under the Mortgage in the event of transfer of the property subject thereto. 5 " 22. Denied. 'I'he averments of paragraph 22 are conclusions of law to which no responsive pleading is required. By way of further answer, it is denied that Defendant had any obligation to satisfy the Mortgage since the Mortgage also secures the Sporting Green Note which is still unpaid and Plaintiff has failed to pay tho $25,000.00 release price per acre as required under the Mortgage in the event of transfer of the property subject thereto. WHEREFORE, Defendant, NLI/LF II. L.P., requests that this Court enter judgment in favor or Defendant and against Plaintiff, Wood's Drive Associates. NEW KATTER 23. On or around December 1, 1992, Wood executed a Mortgage Noto (the "Wood's Drive Note") in favor of Resolution Trust corporation, in its capacity as conservator for Homestead Federal Savings Association, successor-in-interest to Homestead Savings Association ("RTC") in the principal amount of $192,832.36. A copy of the Wood's Drive Note is attached hereto as Exhibit "B" and by reference is made part hereof. 24. on or around December 1, 1992, sporting Green Associates ("sporting Green"), executed a Mortgage Note in favor of the RTC in the principal amount of $1,786,962.58 (the "sporting Green Note"). A copy of the sporting Green Note is attached hereto as Exhibit "c" and by reference ie made part hereof. 6 . 25. on or around March J, 199J, Wood executed a Mortgage in favor of RTC which pledged certain property as described therein situated in the Township of silver spring, cumberland county, Pennsylvania, as security for the Wood's Drive Note and sporting Green Note (the "Wood's Drive Mortgage"). A copy of the Wood's Drive Mortgage is attached hereto as Exhibit "0" and by reference is made part hereof. 26. The Wood's Drive Mortgage was duly recorded with the Recorder of Deeds, Cumberland county, Pennsylvania at Deed Book 1121, page JJ7 on March 12, 199J. 27. On or around March J, 199J, sporting Green executed a Mortgage with respect to certain property located in the Township of Silver spring, cumberland county, Pennsylvania as described therein as security for the sporting Green Note (the "sporting Green Mortgage"). A copy of the sporting Green Mortgage is attached hereto as Exhibit "E" and by reference is made part hereof. 2B. The sporting Green Mortgage was duly recorded with the Recorder of Deeds, cumberland county, Pennsylvania at Deed Book 1121, page JBO on March 12, 199J. 29. Because the value of the property which was the subject of the Wood's Drive Mortgage was SUbstantially greater than the value of the property which was subject to the sporting Green Mortgage, the two Notes were cross-collaterized. JO. Accordingly, the Sporting Green Note specifically provides at paragraph J that the Note is secured by: 7 (i) fI mortgflqe, (the "Spol,til1'J Gn.'l'11 Mortgage"), of even dflte herewith upon the property (the "sporting Green Property"), described in s,.id Mortgflge... and (ii) a Mortgage, (the "\~ood' s 01"1 ve Mortgage"), of even date herewith upon certflin property described in the Wood's Drive Mortgage 31. The Wood's Drive Mortgage specifically provides at paragraph 4, "Recitals", that the Mortgage shall serve as security for the payment of all sums payable under the terms of the Wood's Drive Note anJ the Sporting Green Note. 32. Paragraph 19 of the Wood's Drive Mortgage provides that: "Upon the sale of all or any part of the premises by the Mortgagor, the Mortgagee agrees to release any part of the Premises from the lien of this Mortgage upon the payment to Mortgagee at settlement on the sale of all or any part of the Premises of Twenty-Five Thousand Dollars ($25,000.00) per acre, rounded to the nearest tenth of an acre. Said payments shall be applied to the principal balance of the Mortgage Note and shall be paid at the Settlement of the conveyance of all or part of the Premises. Mortgagee agrees that this Mortgage shall be satisfied and an appropriate satisfaction document shall be promptly executed by the appropriate officers of the Mortgagee and filed in the Office of the Recorder of Deeds in and for cumberland county, Pennsylvania upon the payment in full of the principal and accrued interest due on the Mortgage Note." 33. By its terms, the Wood's Drive Note was to be paid on December 31, 1994; the Sporting Green Note has to be paid on December 31, 1995. 34. On or around December 8, 1994, the sporting Green Note and Mortgage and the Wood's Drive Note and Mortgage B (hereinafter referred to collectively as the "Documents") were assigned to Defendant. 35. On or around December 15, 1994, NLI, the general partner of NLI Land Associates, the general partner of Defendant, who was at all times acting on behalf of Defendant in this matter, was contacted by Plaintiff, by and through their counsel, requesting a payoff of the Wood's Drive Note. 36. When the representative of NLI provided the payoff of the WoodIs Drive Note, the loans had just been transferred to Defendant from the RTC and neither NLI nor Defendant had sufficient opportunity to review the loan documents in detail. 37. The representative of NLI contacted by Plaintiff, while providing a payoff of the Wood's Drive Mortgage, incorrectly advised Plaintiff that the Wood's Drive Mortgage could be satisfied by payment of the Wood's Drive Note. 38. After NLI had the opportunity to review the Documents in detail, NLI learned of the cross-collaterization of the Wood's Drive Mortgage as security for the sporting Green Note and advised Plaintiff of its error by letter to Plaintiff's counsel dated January 16, 1995 (the "Letter"). A copy of the letter dated January 16, 1995 attached hereto as Exhibit "E" and by reference is made part hereof. 39. The Letter advised plaintiff's counsel that, pursuant to the terms of the Documents, the Wood's Drive Mortgage also served as security for the sporting Green Note and that if the woodIs Drive property was being conveyed that the Mortgage 9 would only be released upon payment of $25,UUU.uu per acre as provided under the Wood's Drive Mortgage or full payment of the sporting Green Note. 40. plaintiff was aware at all times that the Wood's Drive Mortgage also secured the sporting Green Note. 41. pursuant to the terms of the Documents, Defendant had no obligation to satiSfY the Wood's Drive Mortgage unless I (1) the Wood's Drive Note and the sporting Green Hote were paid in full; or (2) in the event of sale of the Wood's Drive property was being conveyed, payment of $25,000.00 per acre being conveyed. 42. Because Defendant was not paid in accordance with the terme of the Documents, Defendant has no obligation to satisfy the Wood's Drive Mortgage. 43. The reference in paragraph 19 of the Wood's Drive Mortgage to "Mortgage Note" is inconsistent with the terms of the Documents, the respective value of the properties subject to the mortgages and the parties' intent with respect to the cross- collateri~ation of the Wood's Drive and sporting Green Notes. 44. The reference in paragraph 19 of the Wood's Drive Mortgage to "Mortgage Note" is a mistake; rather, the reference to "Mortgage Note" should refer to payment of the "Notes", i.e., the sporting Green Note and the Wood's Drive Note, a defined term in the Mortgage. 45. By virtue of said mistake, the terms of the WOOd'S Drive Mortgage are inconsistent and ambiguous and should be 10 Exhibit A (i) . JRN-16-1'3'35 16109 FRa1 N1~T1Ctn. LMI HMOST 12155635534 P.02 TO INLI Nallonal Loan InVoIIDtl. L,P. 3030 N. W. Expressway . Suhe 1313 Oklahoma City, OklahDmo 7:1112 . (406) 947-e171 January 16, 1995 , . I Via Fax NOI 717-232-1459 and First Class ~ail Nina Sanghvi, Esq Rhoades , Sinon Attorneys at Law P.O. Box 1146 Harrisburg, PA 17101 Subject I Sporting Green A8sociBtes (903) , Doar Ms. Sanghvil Regarding your recent req,uest for a releau of the Wood'lI Drive Associates mortgage, (WOo~'s mortgage) t~at is recorded in Book 1121, Page 337 of the Cumberland County, PA Real Estate Records, I have now had the oppc:tunity to review this matter in detail and it is clear that it serves aecollateral for both the wood'lI Drive and the Sporting Grsen debt... It is also clear that the parties intended for $25,000 per acre to be paid ,on the obligations when the Wood's Drive property is conveyed. Pur~uant to the terms of the documents, if the Wood', Drive property is 'not being conveyed, then the release of the Wood's mortgage ahall not be given until payment in full of the Sporting Gresn debt. If this was not the caae, there would be no logical reeson to crosapledgethe mortgages. Our records sbow that the Wood's Drive pro~erty totals 19.33 acre., tberefore{,the release p~~~, :or thl Wnn~'~ mnrtQ~Qr \s '~81.800.00 (19.3 x ~25,000.OO). This leeves a bal~nae due of $290,250.24 ($482,500,00 - $192,249,76). If the Wood'e: Drive property is being conveyed, please remit the balance due of $290,250.24, in certified funde, and we will forward a release of the Wood'. mortgage. Please contact me and advise whetber or not the Wood'e Drive property is being conveyed at this time. Pleaee consider this to be If you have any que.tions, a revised payoff I pleBse feel free letter. to contact me. , Cl Peter Cilio, Ksq DVM\12490.116 t-tn,:erolY, g;-ltYkn Unit Cilief Mortgage ~oan Division TOTft. P.02 '..,.,... '" ". (t) , ,'," '. ' C, .,.,;:l,~~.. ' ,: ,"',~'~;:i'" ':" , ,,'," '. ..' ,,,' ,.';,'..,',' '....: '..'.,,"..... " .",.,'. , ",' ,,":: ,..,:' : '..'".. '" ,:C" ':"; '.,"', :" " ,....'.'.,.",'./ ,':,'.,...,.., .",,:,~. . '. ':}:';' c,:, ..:.,i '~'.. ,.. '.,.., . ",>, .::,' " .:,,, ',,~~'iL?f '''~','<'' . '" ;';',!+, ,'. .. , ......, .,':' ':~'.;.' .: ",: . ...:.,; ',:,'"'' ,) ,',;:" .'N:,. ",. .' ',i,',' . ,,'. ' .',.' :";.,,, ,.:.. :... ." ",..".'" ,...'.' :";';"" .::.: ,,,', :".,.' , '.','"....".. .>'." ,',':..c : ,'...:, ",..,' ' ;"; " ., ," . , '<" ',' ,J;'< .,,;:;, "., . . ":', ":,"., ',~~.:: ~ ,.;.. ",C >, ,:,: .,. ::.:' .'.. ," , . , " : .,..... ,.:. ., ,:' .;;' ," :"., ." , :.', ' .,.. , ,." " :." ' " . '.' '..,' ;'..',', ;. ",:: ..,. ,'.,'. .' "..':. <,': ":'::-/7':;;,.,:' .'.. ",." ,: , . :, :y,,;,,': " .' " ..,;" .'" ", , ' ' , ". '.,' ','.., .;. ,'., , .... /, ,: . :.' ::'......, ,'::,-,' .',;..'y". ..' ',', , " ...;' '..:,.,'...,' ',", ';' "....<'.'.,.' ';'.'" ",ii"..' .,. ,:'.. ',', ....' L. ,;'.. "., " '.'. '..'.. '.' :'.', ',' ',' ',' .;' ','. '..' .:~i: .,,'. , ,',,',' "., ,i'; ,....,,' ',',' " .' ",' '..' " ",' .'". :,' .... ',., ,'.. . " ",;", ..;,; " ...,.. ,.:.'... .., "", ; ," , ',::> .' .... " :. ,.". " , ...." . '," ," '.'..," ,'.. "<""":,, , ,'.' '..."':/ ";'<co:. '..., .;"';': '. ::,.... :.'..,'.'. " . ..,.,.,:".',:,'..,,;, .".:..','.".:. . .:.',.." . ',',;, ...':', .. . ','<., . ;J'>. <',> . ',' '.,...". '...' .:.,.....~.c..~..~,.,.:,', .:,:L.:.;~' {:~~.f "/~'f ./j.;;~ , ' " H.>,~." . ".'> ,," " " . . '. . ' ',. '. .' '." ,'.' ' , " ,,". . .... . Exhibit B ) MORTGAGE NOTE ..,. . .. ...... I'~ f_ 5192,832.36 December 1, 1992 FOR VALUE RECEIVED, WOOD'S ORNE ASSOCIATES, a Pennsylvania general partnership having an office at 6S70 CarUsle Pike, Mechanicsburg, Cumberland County, pennsylvania 17055 (hereinafter referred to as the "Maker") does hereby, irrevocably and unconditionally promise to pay to the order of RESOLUTION TRUST CORPORATION, IN ITS CAPACITY AS CONSERVATOR FOR. HOMESTEAD FEDERAL SAVINGS ASSOCIATION, SUCCESSOR IN INlc.REST TO HOMESTEAD SAVINGS ASSOCIATION (hereinafter referred to as the "Payee") the principal sum of ONE HUNDRED NINETY-TWO THOUSAND EIGHT HUNDRED TIilRTY-TWO AND 36/100 DOLLARS ($192,832.36) with int~est from the date of this Note at the rate of seven and one.half pe.n:ent (7lh%), per annum on the unpaid principal balance until the principal sum is paid In full und..r the terms hereof. Principal and interest shall be payable in lawful money of the United States of America, to Payee at the offices of Homestead Federal Savings Association at 120 South Union Street, Middletown, pennsylvania 17057 or such other place as the holder of this Note may designate, in the following manner: Interest shall be paid on the first day of each month during the term of the Note on the outstandini principal balance during the immediately preceding month. The 'initial monthly interest payment shall be due on the first day of January, 1993. This Note is secured by a Mortgage (the "Mortgage") of even date herewith upon the propen}' (the "Property") described in said Mortgage located in Silver Spring Township, County of Cumberland, pennsylvania, given by the Maker, as mortgagor. The provisions of the Mortgage are incorporated herein by reference. Upon the conveyance of any or aU of the Propeny, Maker shall make a payment of the principal amount of this Note equal to 1WEN1Y.FlVE THOUSAND DOu.ARS (525,000.00) multiplied by the number of acres of the Property, rounded to the neanst tenth of an acre, being conveyed. Said principal payment~ shall be paid at the settlement on the conveyance of all or any part of the Propeny. Providtd. nevertheless, the entire unpaid principal sum. plw any and all accrued interest on the unpaid principal sum, and any other amounts due to Payee hereunder shall be paid in full on December 31, 1994, ) Maken may prepay the principal balance hereof, or any portion thereof, It any time without penalty, If the Maker shall fail to observe or perform any of the terms, agreements, covenants and conditions of the Maker contained herein or the Mongage, the Payee, in Its discretion, but without any duty to do so, and without waiving any default, may perform any of such terms, agreements, covenants and conditions, In whole or In part, and any money advanced or expended by the Payee in or toward the fulfillment of such terms, 5l11nl~ '~_'''f'~-''.''~-'';'''''~' agreements, covenants and conditions shall be due on demand and shall become a part of and be added to the indebtedness due under this Note, with interest 10 be paid thereon at the then current rate provided herein from the dale of the respective advanc~ or expenditure. J In the event of any default in payment of any installment of principal or interest under this Note for a period of fifteen OS) days after the same shall have become due and payable, or if an event of default, as described in the Mortgag-e. shall occur, an event of default shall occur hereunder. II an event of default shall occur hereunder, the principal amount outstanding on this Note, together with said interest thereon, may, at the opeon of the Payee, become immediately due and payable with the effect provided herein and in the Mortgage. In such case, the Payee may also recover all costs of suit and other expenses in cOMeceon therewith, tOiether with reasonable attorney's fees, but not less than Three Thowand DoUars (53,000,00), tOietherwith interest on any jud(tT\ent obtained by the Payee at the then cum:nt rate provided herein, includlni interest at that rate from and after the date of any sheriffs sale until actual payment is made by the Sheriff to the Payee o{ the full amount. In the evenr of any default of required payment hereunder, interest shall continue to accrue on the unpaid principal balance at the current rate provided for herein.. Such interest shall continue to acaue despite any legal moratorium on payment or any delay in payment ordered or permitted by any court assuming jurisdiction. The Maker does hereby irrevocably authorize and empower any attorney of any court of record in the Commonwealth of Pennsylvania or el.sewhere, in case of an event of uncured default hereunder, to appear for the Maker and on its behalf and to confess judJPTlent against the Maker in favor of the Payee, with or without declaration filed, (or the unpaid principal balance hereof. together with all amounts for which the Maker may be liable to the Payee hereunder, including, but not limited to, unpaid interest. costs and other expenses o{ suit and reasonable attorney's fees, all as aforesaid. II a copy hereof, verified by affidavit, shall have been filed in said proceedings. it shall not be necessazy to file the originfl as a warrant of attorney. ) The authority granted herein to confess judgment shall not be exhawted by any exercise thereof, but shall continue. and may be exercised as aforesaid, from time to time and at all times until payment in full of all the amounts due hereunder. The Maker hereby waives and releases all errOf1, defects and imperfections o{ a procedural nature in any procerdings instituted by the Payee hereunder, IS well as all bene1iu that might accrue to the Maker by virtue of any present or future laws exempting the mortgaged property, or any other property, real or pef1onal, or any part of the proceeds arising from any sale of any such property, from attachment, levy or sale under execution, or providing for any Slay of execulion, exemption from civil process, or extension of rime for payment. The Maker agrees that any real estate that may be levied upon pursuant to any writ o{ execution issued on any judgment obtained by virtue hereof. may be sold, in whole or in part. in any order desired by the Payee, .2. 541013 The Maker hereby waives presentment for payment, demand, notice of de..-nand, notice of nonpayment or dishonor, protest and notice of protest of this Note, and all other notices in cOMection with the delivery, acceptance, performance, default or enfol'tement of the payment of this Note, except for the notice of non.payment provided for hereunder, and agrees that its liability sball not be affected in any manner by any indulgence, extension of time, renewal, waiver or modification granted or consented to by the Payee. The Maker consents to any and all extensions of time, renewals, waivers or modifications that may be granted by the Payee with respect to the payment or other provisions of this Note, and to the release of the collateral or any part thereof, with or without substitution. The Payee shall not be deemed, by any act of omission or commission, to have waived any of its rights or remedies hereunder unless such waiver is in writing and signed by an authorized representative of the Payee, and then only to the extent specifically set forth in said writing. A waiver of one event shall not be constrUed as continuing or as a bar to or waiver of any right or remedy to a subsequent event. hereby. The Maker intends this to be a sealed instrument and to be legally bound All issues arising hereunder sball be gov~ed by the laws of the Commonwealth of Pennsylvania. .> The terms "Note" and "Mortgage" as used herein shall mean the same as amended, modified or altered from time to time.. This obligation shall be legally binding upon and shall inure to the Maku ancl the Payee, and their respective heirs, successon and usigns. [N WITNESS WHEREOF, the Maker bas caused this Note to be executed by its duly authorized genen1 partnen as of the 1st day of December, 1992. A'ITEST: , WOOD'S DRIVE ASSOCIATES Wood's Drive, tne. B*~..t~~ r Ident ~)~((I J'lk (A;uistant) Secretary (' I . (SfjL) IJ .)6,(,' fl41 (Assistant) S"eci'etary I / .." (SEAL) >>M6 Commerce Drive, tnc. BY:~/~~ ~- /' resident , ) .3. 541014 [!\ exhibit C .,'.>..,'~,\~",c.;:,;,:,c,.<.,.".., ,,' .'~ ."..,'. ," ',:.,";" . ' . ,i~;,t}>ii. ;: c ,> ,'~;~ cr: ,,~t, "'2~~':'~ ...' ",'. ., ;" of," , .-{;': ", ~" .,' , ~'., " ',> . ' 'H";'~ ,'> > i~~;'<~L- ;;~Yf~~_!r:' ::::" .. , . '"0 ." iitGt .:.. d, i',i; ':'. '~.. . ",it ,; .~' :. . '-,i ..,. '0 ... ".". .: ," , :,' ,,,:: ";,:" (:'" .:.': ,', '",,' ' ',i{ "c,"??::' .... ~{~1~ T. ".>j;; ,'... '<, '~" ,:: , . , ",,' .'" ,<"\:: C"'},.' ' '.,'; 'o,.' , ".. ' ,'> i:: >: ' , /: ." . :'"0" >~ -I ." L/~~-;;; ,,,ce.};~ 'f.;:' ,,' , , ' _ "''''....: .>, ?'" ..'; :+" .,.:;{;".. ,,', ';\'.: ,:\,;" i' :i'..'.. .,. ., t:.". ~ ". .c...".'. .,;~; "';_ ,'. :<~,::: '''>',.', _ ;:c, .,'.'~],.:, ': ',,'>::::";: ;":';'" ';'}_ '.,v'(;/';' ,::,};".' ::: ;;:,;" ,,' ,".' ,:', ' , " ',',e, ;'J~~< i . i\':"f'- u' '., " ';'d' '" ';' "" <"::~y ",c. .. ;--:c: ' .,-,-~"i~'-;' '. , . .. , ,: ,':: :.',,:' '. ..'.. ~,. :' , . . ' ,'.".,', ':' ,," '...,,', . .,<',:';',-",:':':' , .."..', ' , ..... , .,~" ,,;:; .. -r .',I" , " . ,'", ,: . .";. ." ',-" -, , .. ",,'..: ," ,:"':'<(: ,',' , . ~ - r j. -.. '.~.-" ~.; ;-co'" ~,:\- '" ',' .' ,', ." .-, ."', ," ';< '. ..,'P;:~~n<'/ . , ,;,,: " . " . :~..,.,. : "~ :~ ' :: '0,' " ' , .". ", ' ". , . " ' .', '.>'"...,'.. -.".",.. ,",', ';j::j;' ' 'n: , " ,', -" . . :", ',:' " " ,..,;; " , ''''::',<,::i ,,',' - ::;'} , ",' , .' .- ....'.., , "';',',: ,,,;;,,',, ",' ' , 'e .",:n ,,;- d' ,':<'..:~, .' .;..', ' MORTGAGE NOTE 51,786,962.58 December 1,1992 - .--.-.- FOR VALUE RECEIVED, SPgR~G GREEN ASSOCIATES..a Pennsylvania general partnership having an office at 6570 Carlisle Pike. Mechanicsburg, Cumberland County, Pennsylvania 17055 (hereinafter referred to as the ''Mal<er'') aoe:; 1.= "by, Irrevocably and unconditionally promise to pay to the order oC RESOLUTION TRUST CORPORATION, [N ITS CAPACITI AS CONSERVATOR FOR HOMESTEAD FEDERAL SAVINGS ASSOCIATION, SUCCESSOR [N INTEREST TO HOMESTEAD SAVINGS ASSOCIATION (her.ili1afier referred to as the ''Payee) the principal sum oCONE MIWON SEVEN HUNDRED EIGHlY-SIX TIiOUSAND NINE HUNDRED SIXTY.TWO AND 58/100 DOu.ARS ($1,786.962.58) with interest from the date oCthis Note at the rate oC seven and one-half percent (711:%), per annum on the unpaid principal balance until the principal sum IS pmd II1 tull under the terms hereot. ,) Principal and interest shall be payable in lawful money oC the United States oC America, to Payee at the offices oC Homestead Federal Savings Association at 120 South Union Street, Middletown, pennsylvania 17057 or such other place as the holder of this Note may designate. ) Provided, nevertheless. the entire unpaid principal sum, plus any and all accrued interest on the unpaid principal sum, and any other amounts due to Payee hereunder shall be paid in full on December 31,1995. , 541016 The authoriry granled herein 10 confess judgment shall nOI be exhausted by any exercise thereof, bUI shall continue, and may be exercised as aforesaid, from time to time and at all times until payment in full of all the amounts due hereunder. The Maker hereby waives and releases all errors, defects and imperfel:tions at. procedural nature in any proceedinp instituted by the Payee hereunder, as well as all benefits that might accrue 10 the Maker by vinue of any present or future laws exempting the mortgaged propeny, or any other property, real or penonal, or any part of the proceeds arising from any sale of any such propeny, from attachment, levy or sale under execution, or providing for any stay of execution, exemption from civil process, or extension of time for payment. The Maker agrees that any real estate that may be levied upon pursuant to any writ of execution issued on any judgment obtained by virtue hereof, may be sold, in whole or in part, in any order desired by the Payee. ) The Maker hereby waives presenanent for payment, demand, notice of demand, notice of nonpayment or dishonor, protest and notice of protest of this Note, and all other notices in connection with the delivery, acceptance, performance, default or enforcement of the payment of this NOle, except for the notice of non-payment provided for hereunder, and agrees that its Uabillry sball not be affected in any manner by any indulgence, extension of time, renewal, waiver or modification granted or consented to by the Payee. The Maker consents to any and all extensions of time, renewals, waiven or modifications that may be granted by the Payee with respel:t to the payment or other provisions of this Note, and to the release of the collateral or any part thereof, with or without substitution. The Payee shall not be deemed, by any act of omission or commission, to have waived any of its rights or remedies hereunder unless such waiver is in writing and signed by an authorized representative of the Payee, and then only to the extent specifically set fonh in said writing. A waiver of one event shall not be constrUed as continulnr or as a bar to or waiver of any right or remedy to I subsequent event. The Maker intends this 10 be a sealed insmunent and to be legally bound hereby. All issues arising hereunder shall be governed by the laws of the Commonwealth of Pennsylvania. The terms "Note" and "MOrlPges" as used herein shall mean the same as amended, modified or altered from time 10 time. ...-- This obUgation shall be legally binding upon and shall inure to the Maker and the Payee, and their respective heirs, successors and assigns. ) .3. 541016 . . Hr,rrIK~nT 'No,8JDJ Exhibit 0 ... , \ MORTGAGE THIS MORTGAGE, dated as of the 3rd day of March, 1993, by and between WOOD'S DRIVE ASSOCIATES, a Pennsylvania gl!lleraJ partnership having an office at 6570 Carlisle Pike, Mechanic:sbW1', Cumberland County, Pl!llI1S}'ivania 17055 (the "Mortgagor") AND RESOLU110N TRUST CORPORATION, eN ITS CAPACIn' AS CONSERVATOR FOR HOMESTEAD FEDERAL SAVINGS ASSOCIATION, SUCCESSOR eN INTEREST TO HOMESTEAD SAVINGS ASSOCIATION, with offices at 120 South Union Street, Middletown, Dauphin County, Pennsylvania 17Q57 (hereinafter the "Mortgagee''). Redtals Mortgagor has executed and delJvered to Mortgagee a note dated December 1, 1992 (the "Mortgage Note''), under which the Mortgagor is obligated to pay the Mortgagee the aggregate principal sum of One Hundred Ninety.two Thousand Elght Hundred Thirty.two and 36/100 Dollars ($192,832.36), lawful money of the United States of America, with interest thereon payable at the rates and times, in the manner and according to the tmas and conditions set forth in the Mortgage Note, which Mortgage Note is incortlorated herein by referl!llce. Sporting Grel!ll Associates, a Pennsylvania gl!lleral partne..."'5hip, has executed and delivered to Mortgagee a note dated December I, 1992 (the "Sporting Green Obligation") under which Sporting Green Associates is obligated to pay the Mortgagee the aggregate prindpal sum of One Million Seven Hundred Elghty-Six Thousand Nine Hundred Sixty-Two and 58/100 Dollars (51,786,962.58), lawful money of the United States of America, with interest thereon payable at the rates and time, in the manner and according to the terms and conditions set forth in the Sporting Green Obligation, which Sporting Green Obligation is incortlorated berein by reference. The Mortgage Note and the Sporting Green Obligation are collectively refe.rred to from time to time hereinafter as the ''Notes". NOW TIiEREFOR.f:, in consideration of and as security (or the payml!llt of all sums payable under the terms of the Notes and this Mortgage, according to their respective terms and conditions, and for p~onnance of the agreeml!llts, conditions, covenants, provisions and stipulations contained therein and herein, Mortgagor has granted, conveyed, bsrgained, sold, aliened, enfeoffed. released, confirmed and mortgaged, and by these presems does hereby grant, convey, bargain, sell, alien, enfeoff, release, confirm and mortgage unto Mortgagee, its successors and assigns, all those certain tracts or parcels of land nlUa:e in the Township of Silver Spring, Cumberland County, PennsylvanJa, more particularly bounded and described in Exhibit "A" attached hereto and by this reference made a part hereof. t'.;o~ 1121 lAtE 33; ... . ... TOGE11-IER WITH all o( the Mortgagol's right, title and interest DOW owned or hereafter acquired in: (l) all buildings and other improvements erected or hereafter erected thereon; and (2) all building ma terials, fixtures, building machinery and building equipment delivered on site to the IU! estate during the coune of, or in connection with. conmuction 0(, or recooslI'UcOon of, or remodeling of any buildings and improvemellts; and (3) any and all easements, rights of way, tenements, hereditaments and appurtenances belODging to th7 real. estate or an~ ~ thereof hereby mortgaged or intended so to be, or Ul any way appenauung thereto, and all streets, alleys, passages, ways, water counes, and all easements and covenants now existing or hereafter created (or the benefit of the Mortgagor or any subsequent owner or tenant o( the mortgaged real estate over ground adjoining the mortgaged real estate and all rights to enforce the maintenance thereof, and all other rights, liberties, and privileges of whatsoever kind or character, and the reversions and remaind~, income, rents, issues and profits arising therefrom, and all the estate, right, title, interest, property, possession, claim and demand whatsoever, at law or in equity, of the Mortgagor in and to the real estate or any part thereof. (4) All proceeds of the conve..noa, voluntary 01' involuntary, of any of the foregoing into cash or liquidated claims, incJuding without limitation, proceeds of insurance and condemnation awards. All of the above. mentioned land, buildings, improvements, fixtures, machinery, equipment, tenements, hereditame.."u and appurtenances, and other property Interests owned by Mortgagor Is hereinafter coUectively referred to as the "Premises". TO HAVE AND TO HOLD the Premises hereby conveyed or mentioned and Intended so to be, unto Mortgagee, its successon and assigns to its own proper use and behoof forever. TRACT NO. 1 [S UNDER AND SUBJECT to the lien and payment of a mortgage in the original principal amount of One Hundred Forry Thousand DoUars (5140,000.00) given by Mortgagor to Lawrence F, McVirry and CJaire Cressman McVlrry, et al., and recorded in the Office of the Recorder of Deeds in and (or Cumberland County, Pennsylvanla at Mortgage Book 922 Page 325. PROVIDED ALWAYS, and this Insr:nunent is executed upon the express condltion that, II Mortgagor pays to Mortgagee the principal sum, the interest thereon and !~o,.1121 fAtE 338 .2. .. \ all other sums payable by MOI1g-agor 10 MOl1gagee as are secured hereby, in accordance with the provisioN of the Notes and this Mortgage, at the times and in the manner specified, without deduction, fr:Iud or delay, and MOl1gagor perfonns and complies with all the agreemenu, conditions, coven.anu, provisions and stipulations contained therWl, then this Mortgage and the estate hereby granted shall cease and bel:ome void. THIS MORTGAGE is executed and delivered subjel:t to the following covenanu, conditions and agreemenu and Mortgagor covenanu, WllIT3I1U and agrees as follows: (1) The MOl1gagor Iw good. valld and marketable title to the Premises. The MOl1gagor Iw the right, full power and lawful authority to grant, convey, bargain, sell, alien, enfeoff, release, confirm and mOl1gage the same to the Mortgagee in the manner arid form henilit done. The Premises are free and dear of all liens and encumbrances except those of record which were previously disclosed in writing to the MOl1gagee. The MOl1gagor will warrant and defend the righu and title of MOl1gagee to all of the Premises against aU claims. (2) The Notes secured hereby shall evidence, and this MOl1gage shall be seamty for, the prindpal sum together with applicable interest, costS and f~. This MOl1gage shall further be security for the perfonnance of Mortgagor of all agreements, conditiON, covenanu, provisions and undertakings in the Notes and this MOl1gage. (3) From time to time, until the indebtedness secured hereby is fully repaid, MOl1gaf,or shall: (a) pay and discharge, when and as the same shall become due and payable, all tilles, assessmenu, sewer and water f'enU, and any and all other charges, claims and liens assessed, levied, Imposed or created, from time to time, upon the Prenises or any part thereof which shall or might have priority in lien, payment or distribution to the debt secured hereby; (b) pay all ground rents reserved from the Premises and pay and discharge all mechanics' liens which may be filed against the PTemises which shall or might have priority in lien or payment to the debt secured hereby; and (c) pay and discharge any documentary stamp or other tilt, including interest and penalties thereon, if any, now or hereafter becoming payable on the Notes. (4) In the event MOl1gagor neglects or refuses to pay any charges mentioned herein, MOl1gagee may do so, add the cost thereof to the tota! principal sum secured hereby, and collect the same as a part or said tota! principal sum, together with Interest thereon at the rate provided herein. .3. roo,.1121 mE 339 ,," '1!1 _-. , ..~ ..,' \ -' . ... . \ (5) Mortgagor covenants and agrees not to cre:ue, nor permit to acaue, upon all or any pm or the PTmlise:., any debt, lien or chaIie whith would be prior to, on a panty with, or junior to the lien of this Mortgage, without the prior written cOlUent of Mortgagee. (6) Mortgager shall not suffer or permit the PI=1ises, or any portion o( the Premises, to be used by the public, as such, without restriction or in such manner as might reasonably tend to impair Mottgagor's title to the Premises or any portion o( the Premises, or In such manner as might reasonably make possible a c1aim or claims o( advme usage or advene possesslon by the public, as such, or o( implied dedication o( the Premises or any portion o( the Premises. (7) The occ:urrence o( anyone or more o( the (ollowing events shall, at the option of Mortgagee, cOlUtitute an event of default hereunder. (a) The (ailure o( Mortgagor to pay any installment o( principal or interest on the Notes to Mortgagee, after the same becomes due and payable, subjea to written notice and grace periods provided (or in the Notes. (b) The (ailure o(Mortgagor to pay any other charge, premium or sum required to be paid in the Notes or In this Mortgage, within fifteen (15) days after the same becomes due and payable. (c) The failure of Mortgagor to perionn or observe other agreements in the Notes or in this Mortgage within fifteen (15) days after the same Is to be performed or obse:ved; provided, however, that if Mortgagor bas proceeded and Is making a good faith effort to proceed to cure said default, and has provided written notice thereof to Mortgagee, within the said fifteen (15) day period, wblch describes in detail the procedure or action being taken and the reasonable time period required to cure said default, the provisions hereof shall be delayed while Mortgagor attempts to cure said default. (d) Any assignment for the benefit of Mortgagor's creditors, or other proceedings Intended to liquidate or rehabilitate Mortgagor's estates, or Mortgagor's becoming Insolvent within the meaning o( the federal bankruptcy law, (e) The OCC\UTence of an event of default as defined in the Notes. ... - tood 121 fAtE 340 . ,._,' " -'t" .... . \ (0 The tranSfer, conveyance or other disposition of title to or equitable interest in the Premises or any portion thereof under and subjea [0 this Mortgage, e:tcept with the expressed written consent of the Mortgagee. A transfer of any Interest in the Premises by Mortgagor under and subjea to this Mongage, without the expressed written consent of Mortgagee sball be deemed to violate this prohibition against transfer. The Mongagee agrees to release all or any part of the Premises from the Uen of this Mortgage upon the payment of the amounts set forth in Paragr.lph 19. (g) The occurrence of an Event of Default under any subordinate mortgage, smmty agreement or similar document creating a Uen. . (8) If one or more of the events of default referred to in paragraph (7) hereof sbal1 occur, the Mortgagee may declare a default hereunder. In wbich event: (a) The entire unpaid balance of the principai sum and all other sums se=d by this Mongage, together with unpaid interest thereon, shall become immediately due and payable without further notice or demandj and (b) Mongagee may forthwith institute an action of mortgage foreclosure, or take such other action, as the law may allow. at law or in equity, for the enforcement hereof and realization on the mortgage security or any other sec'Urity wbich is herein or elsewhere provided for, and proceed thereon to flnal judgment and eltetUtion thereon for the entire unpaid balance of the principal sum advanced, with interest at the rate provided in the Notes, and all other SUIIU secured by this Mongage, all casu of suit, interest as provided in the Notes on any judgment obtained by Mongagee from and after the date of any Sheriff's Saie of the Premises (which may be sold in one parcel or in such parcels, manner or otherwi5e as Mortgagee shall elect) until acroal payment is made by the Sheriff of the full amount due Mortgagee, and reasonable attorneys' fees for collection. (c) Mongagee or its agent may forthwith enter into possession of the Premises, with or without legal action, by force If necessary. and coUect rentals and enforce leases or other agreements affecting the Prwilies, but without being .5. roCr.1121 mE 3-11 ~ . \ deemed to have affirmed such leases or agre=ents, coUea all rents and profits therefrom. and pay all costs o( coUecrion and administration expense, taxes, water aod sewer rena, ~ and claims, insur:mce premiums, all other carrying charges (Including but not limited to agent's compensation and (ees and com o( coun:sel and ~eiven), expenses o( mainIenance, repair or restoration o( the Pronises and the principal and Int~ hereby secured, In such order and amountS as Mortgagee In Mortgagee's discretion may elea. Mortgagee or Its agent may have a receiver appointed to enter Into possession o( the Premises, coUea the rents and profits therW'om. and apply the same as the coun may direct. Mortgagee shall be Uable to account only (or rents and profits actUally ~elved by Mortgagee. For such purposes Mortgagor hereby in'evocably authorizes and empowen any attorney of any court o( record to appear (or Mortgagor and on its behalf In any action o( ejeconent and to confess judgment therein against Mortgagor and in favor of the Mortgagee (or possession of the Premises, whereupon a writ may (orthwith be isSlled (or the immediate possession of the PrmUses, and (or reasonable attorneys' (ees, if necessary, without any prior writ or proceeding whatsoeVer; and (or so doing this Mortga~ or a copy hereof verified by affidavit shall be a sufficient warrant. (d) The authority granted herein to appear for Mortgagor and on its behalf and to confess judgment shall not be exhausted by any exercise thereof, but shall continue, and may be exercised as aforesaid, from time to time, and at all times until payment of the amounts secured hereby and performance of the obUgations hereunder. (e) Mortgagee shall have the right to set off all or any part of any amount due by Mortgagor to Mortgagee under the Notes, this Mortgage or otherwise, against any Indebtedness, Uabilities or obUgations owing by Mortgagee for any reason and in any capacity to Mortgagor, Including any obUgation to dlsbune to Mortgagor or its designee any funds or other propetty on deposit with or otherwise In the possession, control or custody of Mortgagee. (9) No right or remedy herein conferred upon or reserved to the Mortgagee is Intended to be exc1wive o( any other right or remedy, but each shall be cumulative, concurrent and In addition to every other right or remedy herein given or now or hereafter existing at law or In equlty or by .6. eoo'i.1121 fACE 3,12 .. . \ StaNte. In order to entitle the Mongngee to exe,l'Cse any right or remedy reserved to it herein, it shall not be necessary to give any notice, other than such notice as may be herein e.'qlressly required. (10) No waiver of any event of default hereunder, whether by the Mortgagor or the Mortgag~ shall extend to or affect any subsequent event of default or impair any rights or remedies consequent thereon. No delay or omission of the Mongagee to exercise any right or remedy accruing upon any event of default shall impair any such right or remedy or shall be conmued to be a waiver of any right or remedy given hereunder, which rights and remedJes may be exercised as often as may be deemed expedient by the Mortgagee. (11) [f Mortgagor should fail to pay real estate taxes or other taxes, assessments, water and sewer rents, charges and claims, sums due under any prior Uen or insurance premiums, or fail to complete constrUction of any improvements or make necessazy repain, or permit waste, or fail to cure any default under any prior or subordinate Uen, Mortgagee, at its election and without notice to Mortgagor, shall have the right to make any payment or expenditure and to take any action which Mortgagor should have made or taken, or which Mortgagee deems advisable to protect the security of this Mortgage or the Premises, without prejudice to any of Mortgagee's rights or remedies available hereunder or otherwise, at law or in equity, All such sums, as well as costS, advanced by Mortgagee pursuant to this Mortgage shall be due immediately from Mortgagor to Mortgagee, shall be se1:Ul'ed hereby and the Uen thereof shall relate back to the date of this Mortgage, and shall bear Interest from the date of payment by Mortgagee until the date of repayment at a rate equal to the lesser of (i) a rate five pen:ent (5%) above the rate specified In the Note or (ii) the highest rate permitted by appUcable law. (12) In the event that all or any portion of the Premises is condemned by any lawful authority for any pubUc or quasi-pubUc use or purpose or sold under threa t thereof, all proceeds shall be appUed toward the prepayment of the amounts secured hereby. Any excess proceeds shall be paid to Mortgagor. In the event that all or a significant portion of the Premises is so condemned or sold so as to render the Premises unsuitable for Mortgagor's continued use, Mortgagor shall have the right to prepay the remaining amounts 5el:Ured here by in full, incl udlng any premi urn set forth In the Notes. No settlement for the damages sustained thereby shall be made by Mortgagor without Mortgagee's prior wrirten approval thereof. If the amount of an lnltial award of damages for the condemnation is insufficient to pay the amounts secured hereby in full, Mortgagee shaU have the tight to file an appeal or such other legal proceedings as legal counsel may advise to .7- ~.iiif.1121 PACt 343 ... \ be appropriate under the cin:umstances in the name o( Mortgagor or o( Mortg'8gee ((or which action Mortgagee or such counsel as it chooses is hereby Irrevocably appointed attorney.in-(act (or Mortg'8gor), and to prosecute same to final conclusion or otherwise dispose thereo(, in wbich event the expenses o( tht appeal or other appropri.ate lepl proceedings, including but not limited to counsel (ees, shall be first paid out o( the proceeds, and no credit shall be given on account o( the amoUl1IS 5el:U1"ed hereby other than a cred.lt (or the amount, If any, whereby the final proceeds exceed all such expenses. Nothing in this covenant or e1sewbm! in this Mortpge shall limit righu otherwise available at law to Mortpgee. including but not limited to righu to intervene as panies to any condemnation proceeding. Any and all compensation. awards, damages, t'1.lm., righu o( action and proceeds hereunder an! hereby assigned by the Mortpgor to the Mortgagee, to be appUed as herein provided. The Mortpgor agrees to exea!te any assignment agreements that the Mortpree may require in furthenmce thereof. (13) (a) Mortgagor hereby warranu and coven.anu that, to the best of iu knowledge: (l) The present use of the Premises Is, and any currently contemplated future use o( the Premises will be in substantial compliance with all appUcable (edual and state environmental laws and regulations and no environmental Uability exisu on or in connection with the Premisesj (U) There are no hazardous substam:es located on the Premises (except as disclosed in writinJ to MortPlee), and any such baz.ardous subnances have been properly transported, stored and/or disposed o( at other locations; (ill) Mortgagor has or will obtain all permiu or authoriLations under environmental laws or regulations nec~ to carry on their business(es), has or will file all required notilications and plans and has or will have such Wormation and plans available as required under environmental laws or regulations, and are In compUance with all appUcable environmental laws or relUlations, Includlnl but not Umlted to deed ac:knowledlement required by the .8. i'"o"l121 ,m 3H .. \ Pennsylvania Solid Waste Managrment Act, 35 P.S. ~6018,405 and the Pennsylvania Hazardous Shes CleaLup Act, 35 P,5. ~6025.51:!(b); (Iv) Mortgager is not aware of nor bas Mongagor received any claims, demands, orden, notices of violation, notices of intent to file a c:laim, demand, order, lawsuit, notices of deficiencies, or requestS (or infonnadon relating to actions based upon environmental laws or regulations; (v) Mortgager bas received no notice that the subject real propertY or assets have been designated as a site on the National Priorities Ust or similar state list, or have been or are the subject of any removal or response action, private or governmental, under the ComprehellSive EnvirollJDentaJ Response, Compensation or Uabiliry Act, as amended, or the Pennsylvania Hazardous Sites Cleanup Act or any similar state or federal law, and that no requestS have been ~eived to provide information or participate in any stUdy, rmledial design or response action under such laWSj (vi) Mortgager will exucise due care with respect to any substances, hazardous or otherwise, which may be located on, disposed of, or placed on the Premisesi (vii) Mortgager sballuse, and shall use reasonable dforu to cause each employee, agent or contractor to use reasonable effons to comply in all material respects with any applicable environmental laws or reglllationsj provided, however, that this provision shall not prevent the Mongagor from contesting, in good faith and with reasonable diligence, the valldJry or applicadon of such laws by appropriate proceedlng'5; (vili) Mongagor has not, by act or omission, caused or contributed to the release or - 9. &iJod 121 PACt 3M) ... \ (c) corporation. association; The word "person" shall mean individual, parmership, joint venrure or unincorporated (d) The use of any gender shall include all genders; (e) The singular number shall include dle plural and the singular as the context may require; (f) All agreements, conditions, covenants, provisions, stipulations, WllITiU1tS of attorney, authorizations, waivers, releases, options, undertakings, rights and benefit made or given by Mortgagor shall bind and. affect all persons who are defined as "Mortgagol" as fully as dlough all of dleIn were specifically rwned herein wherever the word "Mortgagol" is used. (19) Upon the sale of all or any part of the premises by the Mortgagor, the Mortgagee agrees [0 release any part of dle Premises from the Uen of this Mortgage upon the payment to Mortgagee at settlement on the sale of all or any part of the Premises of Twenty-live Thousand Dollars (525,000.00) per a~ rounded to the nearest tenth of an acre. Said payments shall be appUed to the principal balance of the Mortgage Note and shall be paid at the Settlement of the conveyance of all or part of the Premises. Mortgagee agrees that this Mortgage shall be satislied and an appropriate satisfaction document shall be promptly ~~ecuted by the appropriate officers of the Mortgagee and tiled in the Office of the Recorder of Deeds In and for Cwnberland County, Pennsylvania upon the payment in full of the principal and accrued interest due on the Mortgage Note. IN WITNESS WHEREOF, the Mortgagor has caused this Mortgage to be executed on its behalf by its duly authorized general parmers as of the day and year tint above mentioned. MORTGAGOR: WOOD'S DRIVE ASSOCIATES By: Wood's Drive, mc. - General Parmer ?jfJ :?3-/:~der.t By: Commerce Drive, mc. - Ger.eral Partner Br~t:if ,/"- Pteiider.t . 11 - ~ocd121 mE 3,17 .. \ COMMONWEALTH OF PENNSYLVANIA) COUNiY OF d~ ~ 55: On thU the .1J #'day o( ~ . 1993, before me a Notary Public, the undersigned officer, personally appeared Joseph 0, 5nyder who aclmowledged hinueU 10 be the President of Wood's Drive, Inc. and Commerce Drive, [nc" Pennsylvania corporations, which are the general partners of Wood's Drive Associates and that he u such President, being authorized to do so, executed the foregoing Mol'tpge (or the purposes therein contained by signing the name of the corporation by himself as President. ~~~'. olrbV y Commission Expires: ............... '''''''"':'\II.~'~;'i.'/", .00 .-,\,....,..,.V.-I ". 0' a ..,.......,I,~. ~I .... ..' , .,.;_ 't, 'V",. I ~f.,.,.i...~~IoC.!....;1J' . -...- ., " '\ .' f eo.,I"lo.," ........ ," . ."'" ~\>\.;) I ~': oC ~ :.w~_. ~'p .:~. . -n, '/'" ~ 1".'.i! L1 :. . ~ "O~. . .1 ~... J. I ", 1I.....,,\. .' :>. , .,( '."-.:r.:-" 00," . ....r..~~1:'J,... .... ~~.,.~~," ..... "JIl". ',.,".. ""Hn"n'- (SEAL) NOT.o..RIAl.Wl No'lNA J. SANGfM. t-.y I"..Ci< Q/ 01 ...m.""",, 0..."," c.:.""Y M'I ~""'UIO" E.JDI'H .lCl'I ", .... I HEREBY CERTIFY that the precise address of the Mortgagee and person entitled 10 interest on this Monpp Is: Homestead Federal Savings Assodation 120 South UnJon Streel Middletown, PA 17057 -,.- COMMONWEALTH OF PENNSYLVANlA) ) 55: COUNTi OF CUMBERU.ND ) Recorded In the Office (or Recording of Deeds In and for Dauphin County In Mongage 800k --' Volwne ---' Page _' WITNEss my hand and leal of Office this _ day o( .1993. Recorder iood121 rAGE 3.18 ... . \ E:O-lmrr "A" Tmcr No.1 ALL 11-IA T CUT AIN piece or parcel ofland situate In Sllver Spring Township, Cumberland County, Pennsylvania, being more particularly bounded and desaibed as follows: BEGINNING at a point on the southern right-of.way line of U.S. Route Ill, said point being located and re!ennced westwardly a distance of 1423 feet from Village Road: thence South 21 degrees 01 minute 30 seconds East, a distance of 257,21 f~t to a point; thence South 28 degrees 03 minutes 30 seconds West, a distance of 50,84 feet to a point; thence 50uth 73 degrees 56 minutes 30 seconds West, a distance of 469.81 feet to a point; thence South 33 degrees 21 minutes 30 seconds East, a distance of 380.17 feet to a point; thence South 1 degree 54 minutes 30 seconds West, a distance of 118.00 feet to a point; thence North 82 degrees 04 minutes East, a distance of 349.89 feet to a point; thence South 5 degrees 05 minutes 53 seconds East, a distance of 285,13 feet to a point; thence North 84 degrees 16 minutes 32 seconds East, a distance of 498.58 feet to a point; thence along land now or late of Vance McCormick South 13 degrees 02 minUtes East, a distance of 50.48 f~t to a point; thence along the same South 54 degrees 16 minutes 34 seconds West, a distance of 505,53 feet to a point; thence along the same South 5 degrees 05 minutes 53 seconds East, a distance of 1001.29 feet to a point; thence along land now or late of Eppley North 63 degrees 04 minutes 29 seconds West a distance of 561.14 feet to a point; thence along the same South 46 degrees 48 minutes 11 seconds West, a distance of 1021.83 feet to a point; thence along the same North 47 degrees 13 minUtes 10 sel:onds West, a distance of 1048.54 feet to a point; thence along the same South 42 degrees 44 minutes 25 seconds West, a distance of 168.03 feet to a point; thence along land now or late of the Stewart Estate North 44 degrees 32 minutes 36 seconds West, a dlstance of 1101.09 feet to a point; thence along land now or late of Cressman North 66 degrees 58 minutes East, a distance of 1719.0 feet to a point; thence along the same North 70 degrees 13 minutes East, a distance of 589.50 feet to a point; thence along the same Nonh 33 degrees 17 minutes West, a distance of 212.36 feet to a point on the southern right-of.way line of U,S. Route #11; thence along the same on the arc of a curve curving to the right having a radius of 3819,80 feet a distance of 193.95 feet to a point of tangency; thence along the southern right-of.way line of U.S. Route #11 North 75 degreu 44 minutes 30 seconds East, a distance of 420,0 feet to a point the place of BEGINNING. Said tract containing ~! 9 acres, Tract No.2 All that certain piece or parcel of land situate in Silver Spring Township, Cumberland County, Pennsylvania, more particularly bound and described lU follows, to wit: bDDK1121 /~CE 3,19 ... . \ BEGINNING at a point in Legislative Route No. 34 known as "Carllsle Pike" at Une of land5 now or formerly of James A. PotteJger and Emma F. potteigu, his wife; thence along said lands of Potteiger South 23 de~ 15 minUtes East, a distance of 212 feet to a point; thence along land5 now or fonnuly of Della J. 8ergnu, South 70 degrees 15 minutes West, a distance of 425 fef!t to a point; thence continuing along said lands now or fonnuly of Bergner, South 67 degref!S West a distance of 50 fel!t to a point; thence along lands now or fonnuly of Paul L Cressman and Lenora C. Cressman, his wife, North 23 degrees West, a dinance of 208 fei!t to a point in nid Legislative Route No. 34, "Cullsle Pike" lint mentioned above; thence along a line in said Legislative Route No. 34 "Cullsle Pike", North 67 degrees East, a distance of 50 fel!t to a point in the same; thence continuing in said Legislative Route No. 34, "Carllsle Pike", along a curve to the right having a radius of 3,819.8 fei!t, an arc distance of 425 fei!t to a point in the same at line of lands now or formerly of James A. Potteigu and Emma F. potteigu, his wife, the point and place of BEGINNING. Containing approximately 2.28 acres. TRAcrS NOS. 1 AND 2 BEING the same premises which Robert D. Hulton and Dorothy M. Hulton, his wife, by their Del!d dared August 29, 1988 and r~orded Septembu I, 1968 in the Office of the Recordu of Deeds in and for Cumbuland County, in Deed Book N, Volume 33, Page 1050, granred and conveyed unro Wood's Drive Associates. Tract No.3 AU iHAT CERTAIN parcel or tract of real estare situare in Silvu Spring Township, Cwnberland Counry, Pennsylvania, being more particularly bounded and described as follows: BEGINNING ar a poinr on the southern legal right-of:way line of Carllsle Pike (LR. 34) at the northwest comer of Lot No.2 on the bue.inafter described Subdivision Plan; thence along the western line of said Lot No.2 South 23 degrees 00 seconds East a distance of 157,68 feet to the northern line of 1and.s now or formerly of Robert D. Hulton and Dorothy M. Hutton, his wife; thence along the northern line of said lands South 67 degrees 00 minutes West a distance of 568.06 feet ro the eastern line of lands now or formerly of Alexander Srewan; thence along the easte..'u line of said lands North 44 degrees 17 minures West a distance of 170.90 feer ro a poinr on the southern legal righr.of-way Une of Carlisle Pike (LR. 34); thence along the southern legal right-of-way line of Carlisle Pike (LR. 34) North 67 degrees 08 minutes 30 s~onds East a distance of 630.10 feet to a poinr at the northwest comer of Lot No.2 on the he.re.inafrer desC10ed Subdivision Plan, the point and place of BEGrNNlNG. Containing 2.18 acres. ~uoi1121 PAtE 350 ... . \ , BEING Lot No.1, Finl1I Subdivision PIWl for Paul L Cressman, Jr., et aJ. dated November 2S, 1975, revised Februar; 24, 1976, retorded in the Office of die Retorder of Deeds of Cumberland County in Plan Book 28, Page 41. Tract No, 4 ALL 11iA T aRT Am parcel or tract of real estate siruate in Silver Spring Township, Cumberland County, Pennsylvania, being more particularly bounded and described as foUoW1: BEGINNING at a point on die southern legal right-of.way line of Carlisle Pike (LR. 34) at the northeast comer of Lot No. 2 on die hereinafter descibed Final Subdivision Plan; dlence along die eastern line of said Lot No. 2 Saudi 23 degree 00 setonds East a distance of 146.94 feet to a po,int on die northern line of lands now or fonnerly of Roben: D. Hutton and Dorodly M. Hutton, his wife; dlence along die northern line of said land North 67 degrees 00 minutes East a distance of 800,24 feet to a point on the southwest corner of lands now or fonnerly of Frederick R. Mummaj thence along the western Une of said land North 23 degrees 00 seconds West a distance of 145.00 feet to a point on the southern legal right-of-way line of Carlisle Pike (LR. 34); thence along the southern legal right-of-way of Carlisle Pike (LR. 34) South 67 degrees 08 minutes 30 setonds West a distance of 800.24 feet to a point at the northeast corner of Lot No.2 on the hereinafter descibed Final Subdivision Plan, the point and place of 8EGrNNtNG. CONTAINING 2.68 aaes. BEING Lot No.3, Final Subdivision Plan for Paul L Cressman, Jr., et al, dated November 2S, 1975, revised February 24, 1976, retorded in die Office of the ~corder of Deeds of Cumberland County in Plan Book 28, Page 41. TRAcrS NOS. 3 AND 4 BEING the same premises which Lawrence F. McVitty and Claire Cressman McVitty, his wife, Earl N. Stauffer Wld Hazel CresSIIW1 Stauffer, his wife, and Paul L Cressman, Jr. and Thelma M. Cressman, his wife, by their Deed dated August 29, 1988 and recorded November 9. 1988 in the Office of the Recorder of Deeds in and for Cumberland County in Deed 800k Q, Volume 33, Page 833 granted and conveyed unto Wood's Drive Associates. LESS AND EXCEPT from Tracu 1, 2, 3 and 4 all those Certain tl'acts or parcels of land siruate in Silver Spring Township, Cumberland County, Pennsylvania previously conveyed OUt ofTracu 1,2,3 and 4 by Wood's Drive Assodates desc:n'bed and designated as foUoW1: (l) Lor No, 3 on a Limited Final Subdivision Plan of 87.428 acres prepared for Wood's Drive Associates recorded in Plan Book 61, Page 60 more particularly described in a Deed by and between Wood's Drive Assodates as Grantor and Cumberland Valley A.ssodates as Grantee dated August 16, 1990 and recorded September 14, 1990 in the Office of the --, 1121 r~c( 351 &OO~ ... ~ ~cordu of Deeds in and for Cumberland County in Deed Book T, Volume 34, at Page 981. eU) Lot 2A on the Final llmited Resubdivision Plan for Wood's Drive Associates, as descibed in a Deed dated September 25, 1992 and recorded Septembu 25, 1992 by and between Wood's Drive Associates, a Pennsylvania general parmership, and Pennsylvania Power & Light Company, a Pennsylvania corporation, recorded in the Office of the Rl!cordu of Deeds in and for Cumberland County in Deed Book X. Volume 35, Page 138. '! , " :1 i'~nIll!ytV1ln'. } , I" '';uml:llrland 55 " ':'\ .n') nfflc:e for"" recording at~; ..1-.' ..'.1~ !i;I",':-rl~nd :;Qun:~-t; ~ ' ::, U::L vnr.- _ /"a:: a 't . r"!V r'.':r-~ .':nod ...al nf err ,'I , . I"'. \ ~. -' ",'t .1... -y"", . . ~ I~. .., , . . ., ':3 t ," S; ',' . .. 0 - . :::; i' : - " . - -= . - ,.. ~ .' - ., ,I') , .' c::l .. : " RoICCrdoil' . '. :) . , , ',.. ..,,-. _~l. . .:"'~I'" .oIfI":"'..~,...~.... ',", ~.....' '~"""l ...",. '. '. A . to" . . .- 'k'.t~'''' ~ . ..,.. . ':':''''~lI~~.._'' ~~~\":~ : ,c:i;':.i'~~1~.A:':"~~-: ~ "",",';"1.~~ II!'_' \.:r:~'~.:-f~.,(~~.~~l..~ ,~. ,..',-'''':'"- ,,\1>, ~. --J-...."'-f'.,, . I \,... \r...;:.........."....~I.. ..,'. # . .:a'''':~"" ...,.~:." . ~~~.....-. ',,,::~.' ....~",...,~. ,. . I ~.l . .. ""~~~ ''';\"~,,.., ~OOK 1121 rACE 352 . ",' '.. I~'\ . "." \:I.J . .. ',c ,.' . ". ' ;<,,': ",; ':,'. , ".:;.',.,;, , ' ' 'f' ,;';;; ;d,~ " :~f;;}~;,;;i'ii:~i 0 '?;",,, ~ ;,:,~:" ;~1~:;'~' ,~", " , "0"; :,,::', ::, ::(c,{~,'\; ":"~f~::;0:; '..,,' ';., :',' 'i;,: " ::,',:.;'" '.,..,'; ;",,' .,. " "E :,,,, '" ,," j' Co.," " ,,' {i ';' C' ';, '.'- . ~.. ' "",,:' .. :" ",.,.;.i,;\i~<.;:,: "":'~"I ;i"~ .":' ," .~, ~~~ ,\,' " : ," "i", .. ; " .4 {, .. ' . ,<" '. ' ", "J,.:.'< ,,';' '" '" d'", "r'", ,'"' ' , .. . , . ',,;;' , ,,'..",,' : '.', :, ... ;.,.'. ": ".,...,, ,';' '.'" ,',,:.' .,":' ;..: ,", '",', ",,...," ' ::: ,,' ; ':;C: ." ' , ..' ' , " :;!;, '\ .. :f:~:"" /,.f. ,:'" " . , , i~ .:C ..a~ . .. .' w, - , if';! .: -; .': i,.~:' ' <.;;';;~',;'V: ' ,',o" ' , : ';.': ,;' '.' ' n, ' ,i,. : ""i,:,;; ~:' '" . .. .., , '.>' ,~;~,~ ,,"', ;~}: " 'J" I;:!> " ~fi: ,{" '; , :f::"~ .' , '\,' "oX ~,,: . ";C ~;: , ," ,,'. '.". ',,' .,' ;::" . ,.",: ' " ...,." ,,".;:,,:':,,;;' ',' ,,).,' , : ,.",,;,'.<:,:.: :',', """,,; :"~, .. ,'," ",', ',."..", ,c.'...".::::,"':' ,:,,:,/'....,,:;' '" " :~'" ,.','..< " ':',; ,"':', ,,>:,"..";"" ..:',' ,,,"',;' ..".,.,... ::,' ".',,;',; ""......,',,: " '""f:"', ,~, ~ ,f; '- ,', '- '. ' . 'S~::1;5f'::f '" c;:;;~;!~~ :" ,:2,:l,y: " :. ;;~c~:' "'~,,\ ' . c\,' " c "..,,' " Exhibit E MORTGAGE mls MORTGAGE, daled as of the 3rd day of March, 1993, by and between ~PORTING GREEN ASSOCIATES, a Per.nsylvania general parmenhip having an office at 65iO Carlisle Pike, Mechanicsburg, Cumberland County, Pennsylvania 17055 (the "Mortgagor") AND RESOLUTION TRUST CORPORATION, IN ITS CAPACI1Y AS CONSERVATOR FOR HOMESTEAD FEDERAL SAVINGS ASSOCIATION, SUCCESSOR [N [NTEREST TO HOMESTEAD SAVINGS ASSOCIATION, a pennsylvania corporation. with offices at 120 South Union Streel, Middlelown, Dauphin Counry, Pennsylvania 17057 (hereinafter the "Mortgagee"). Recilals Mortgagor has e.:'Ceculed and delivered 10 Mortgagee a nOle daled December 1, 1992 (the "Mortgage Note"), under which the Mortgagor is obligated 10 pay the Mortgagee the aggregale principal sum of One Million Seven Hundred Eighty SL'C Thousand Nine Hundred SL'Cty Two and 58/100 Dollars..(Sl,786,962.58l,lawtui money or the Uniled- Slates of Ame-rica, with interest thereon payable at the rat~ and times, in the manner ar.d according to the le....ms and conditions sel forth in the Mortgage Note (hereinafter sometimes referred 10 as the "Nole"), which Mortgage Note is incorporated herein by reference. NOW InEREFORE, in consideration of the said indebledness and as seC"~ry for the payment of the same and inleresl as aforesaid, and all other sums payable lmder the terms of the Note and this Mortgage, according to their respective te."lTlS and conditions, and for perfonnance of the agreements, conditions, covenants, provisions and stipulations contained therein and herein, Mortgagor has granled, conveyed, bargair.ed, sold, aliened, e.nfeoffed, released, confirmed and mortgaged, and by these presents does hereby granl, convey, bargain, sell, alie.'1, enfeoff, release, confinn and mortgage unlO Mortgagee, its successors and assigns, all those certain tracts or parcels of land siruate in the Township of Silver Spring, Cumberland Counry, Pennsylvania, more particularly bounded and described in Exhibil "A" attached hereto and by this reference made a part hereof. - ......--' TOGETHER WITH all of the Mortgagor's right, title and interest now owr.ed or hereafter acquired in: (1) all buildings and other improvements erecled or hereafter erecled thereon; and (2) all building malerials, fixtures, building machinery and building equipmenl delivered on sile 10 the real esl3le during lhe course of, or in b~cd 121 fACt :J 80 5::3581';' . q\ 'Mr. ,~. ,. 11'- .6, . " Cr.,.i. t" I .' !\I" \ COMection with, consll'\lction of, or recollSll'\Iction of, or remodeling of any buildin~ and improveml!IllS; and (3) any and all easeml!IllS, righlS of way, tl!Ill!IllenlS, hereditaments and appurtenances belonging to the re:uestate or any pan thereof hereby mortgaged or intended so to be, or in any way appertaining thereto, and all streets, alleys, passages, ways, water courses, and all easeml!l1ts and covenanlS now e:cisting or hereafter created for the benefit of the Mortgagor or any subsequent owner or tenant of the mortgaged re:uestate over gt'OWld adjoining the mortgaged re:uestate and all rigblS to enforce the maintenance thereof, and all other righu, liberties, and privileges of whatsoever kind or character, and the revernollS and remainders, income, renlS, issues and profits arising therefrom. and all the estate, right, title, Interest, property, possession, claim and demand whatsoever, at law or in equity, of the Mortgagor in and to the re:uestate or any pan thereof. (4) All proceeds of the conversion, volWltary or involuntary, of any of the foregoing into cash or liquidated claims, including without limitation, proceeds of insur.mce and condemnation awards. All of the above.mentioned land, buildings, improvements, fixtures. machinery, equipment, tl!Ill!!Ill!IlIS, hereditaml!.'l1S and appurtenances, and other property interests owned by Mortgagor is hereinafter collectively referred to as the "ptemises", TO HAVE AND TO HOLD the premises hereby conveyed or ml!.'ltioned and intended so to be, unto Mortgagee, ilS successors and assigns to (IS own proper use and behoof fotever. PROVIDED ALWAYS, and this instrUIllent Is l!.'tecuted upon the l!.'Cpress condition that, if Mortgagor pays to Mortgagee the principal sum, the interest thereon and all other sums payable by Mortgagor to Mortgagee as are secured hereby, in accordance with the provisions of the Note and this Mortgage, at the times and in the manner specified, without deduction, fraud or delay, and Mortgagor perfomu and compiles with all the agreemenlS, conditions, covenants, provisions and stipulations contained therein, then this Mortgage and the estate hereby granted shall cease and become void. TI-lIS MORTGAGE is l!.'tecuted and delivered subjett to the following covenants, conditions and agreements and Mortgagor covenants, warrants and agrees as follows: (1) The Mortgagor has good, valid and marketable title to the Premlses. The Mortgagor has the right, full power and lawful authority to grant, convey, bargain, sell, allen, enfeoff, release, confinn and mortgage the same to the Mortgagee in the manner and form herein done. The Premises .2. ~ 1121 fm 381 535818 are free an 1 clear of all liens and encumbrances e.'tcept those of record which were previously disclosed in writing to the Mortgagee. The Mortgagor will warrant and defend the rights and tide of Mortgagee to all of the premises a gains t all claims. (2) The Note secured hereby shall evidence, and this Mortgage shall be security for, the principal sum together with appliCllble interest, costs and fees. This Mortgage shall further be security for the perfonnance of Mortgagor of all agreements, conditions, covenants, provisions and undertakings in the Note and this Mortgage. (3) From time to rime, until the indebtedness seCUll!d hereby Is fully repaid, Mortgagor shall: (a) pay and discharxe, when and as rh~ ."m~ shall become due and payable, all taxes, assessments, sewer and water rents, and any and all other charges, claims and liens assessed, levied, imposed or created, from time to time, upon the Premises or any part thereof which shall or might have priority in lien, payment or distribution to the debt secured hereby; (b) pay all ground rents resented from the Premises and pay and discharge all mechanics' liens which may be filed against the Premises which shall or might have priority in lien or payment to the debt secured hereby; and (c) pay and discharxe any documentary stamp or other tax, including interest and penalties thereon, If any. now or hereafter becoming payable on the Note. (4) In the event Mortgagor neglects or refuses to pay any charges mentioned herein, Mortgagee may do so, add the cost thereof to the total principal sum secured hereby, and collect the same as a part of said total principal sum, together with interest thereon at the rate p'rovided herein. (5) Mortgagor covenants and agrees not to create, nor permit to accrue, upon all or any part of the Premises, any debt, lien o~e which would be prior to, on a parity with. or junior to the lien of Mortgue. 'Without the prior wntten consent at Mortgagee. --- - (6) Mortgagor shall not suffer or permit the ~es, or any portion of the Premises, to be used by the public, as such, without restriction or in such manner as might reasonably tend to Impair Mortgagor's tide to the Premises or any portion of the Premises, or in such manner as might reasonably make possible a claim or claims of adverse usage or adverse possession by the public, as such, or of Implied dedication of the Premises or any portion of the Premises, (7) The occurrence of anyone or more of the following events .hall, at the option of Mortgagee, constiNte an event of default hereunder: .3. ~~c~ 1121 fm 38? 535810 (a) The failure of Mortgagor to pay any Installment of principal or interest on the Note to Mortgagee, after the same becomes due and payable, subject to written notice and grace periods provided for in the Note. (b) The failure of Mortgagor to pay any other charie, premium or sum required to be paid in the Note or in this Mortgage, within fifteen (15) days aiter the same becomes due and payable. (c) The failure of Mortgagor to perfonn or observe other agreements in the Note or in this Mortgage within fifteen Q5) .:1.' baiter the same is to be performed or observedj proVl e, owever, that if Mortgagor has proceeded and is making a good faith effort to proceed to cure said default, and has provided written notice thereof to Mortgagee, within the sald fifteen (15) day period, which desaibes in detail the procedure or action being taken and the reasonable time period required to cure said default, the provisions hereof shall be delayed while Mortgagor attempts to cure said default. (d) Any assignment for the benefit of Mortgagor's creditors, or other proceedings intended to liquidate or rehabilitate Mortgagors estates, or Mortgagors becoming Insolvent within the meaning of the federal bankruptcy Law. (e) The occurrence of an event of default as defined in the Note. (0 The tranSfer, conveyance or other disposition of tide to or equitable interest in the Prenilies or any portion thereof under and subject to this Mortgage, e.'(cept with the expressed written consent of the Mortgagee. ^ tranSfer of any interest in the premises by Mortgagor under and subject to this Mortgage, without the expressed written consent of Mortgagee shall be deemed to violate this prohibition against tranSfer. The Mortgagee agrees to release all or any part of the Premises from the lien of the Mortgage upon the payment of the amounts set forth in Paragraph 19. (g) The occurrence of an Event of Default tmder any subordinate mortgage, security agreement or simllar document creating a lien. .4. 5358:!O tooi1121 f~CE 383 (8) [f one or more of the events of default referred to in paragr.lph (7) hereof s1uill occur, the Mortgagee may declare a default be..-eunder. In which event: (a) The entire unpaid balance of the principal sum and all other sums secured by this Mortgage, together with unpaid interest thereon, shall become immediately due and payable without further notice or demand; and (b) Mort ee ma institute an aedca of mortPIll'! fnn! osure,.-9t take such other aC't1on, as e aw may allow, at law or in equity, for the enforcement hereof and realization on the mortgage security or any other security which Is herein or elsewhere provided for, and proceed thereon to final judgment and e.~ecution thereon for the entire unpaid balance of the principal sum advanced, with interest at the rate provided in the Note, and all other sums secured by this Mortgage, all costs of suit, interest as provided in the Note on any judgment obtained by Mortgagee from and after the date of any Sheriff's Sale of the Premises (which may be sold in one parcel or in such parcels, manner or otherwise as Mortgagee shall elect) until aCNal payment is made by the Sheriff of the full amount due Mortgagee, and reasonable attorneys' fees for collection; and (c) Mortgagee or its agent may forthwith enter into possession of the Premises, with or without legal action, by force if necessary, and collect rentals and enforce leases or other agreements affecting the Premises, but without being deemed to have affirmed such leases or agreements, collett all rents and profits therefrom, and pay all costs of collection and administration e.'Glense, taxes, water and sewer rents, charges and claims, insurance premiums, all other carrying charges (including but not limited to agent's compensation and fees and costs of counsel and receiven). e.'Glen.ses of maintenance, repair or restoration of the Premises and the principal and interest hereby secured, in such order and amounts as Mortgagee in Mortgagee's discretion may elect. Mortgagee or Its agent may have a receiver appointed to enter into possession of the Premises, collect the rents and profits therefrom, and apply the same as the coUrt may direct. Mortgagee shall be liable to account only for rents and profits aCNally received by Mortgagee. For such purposes Mortgagor hereby irrevocably authorizes and empowen any attorney of .5. 535821 ~ucd 121 r,ICE 38~ any CoUIt of record to appear for Mortgagor and on itS behalf in any action of ejecanent and to confess judgment therein against Mortgagor and in favor of the Mortgagee for possession of the Premises, whereupon a writ may forthwith be issued for the immediate possession of the Premises, and for relISonable attorneys' fees, if necessary, without any prior writ or proceeding whatSoeVer; and for 50 doing this Mortgage or a copy hereof verified by affidavit shall be a sufficient WamlIlt. (d) The authority gr:mted herein to appear for Mortgagor and on itS behalf and to confess judgment shall not be e.'Ch.austed by any e.'tercise thereof, but shall continue, and may be e.'tercised as aforesaid, from time to time, and at all times until payment of the amounts secured hereby and performance of the obligations hereunder. (e) Mortgagee shall have the right to set off all or any part of any amount due by Mortgagor to MortgagCl! under the Note, this Mortgage or otherwise, against any Indebtedness, liabilities or obligations owing by Mortgagee for any reason and in any capacity to Mortgagor, including any obligation to disburse to Mortgagor or itS designee any funds or other property on deposit with or otherwise in the possession, control or custody of Mortgagee. (9) No right or re:nedy herein conferred upon or reserved to the Mortgagee Is intended to be e.'tclusive of any other right or rl!ll1edy, but each shall be cumulative, concurrent and in addition to evc.ry other right or remedy herein given or now or hereafter e.-wting at law or in equity or by statute. In order to entitle the Mortgagee to e.'tercise any ri:;ht or remedy reserved to it herein, it shall not be necessary to give any notice, other than such notice as may be herein e.'CpfCSsly required. (10) No waiver of any event of default hereunder, whether by the Mortgagor or the Mortgagee, shall extend to or affel:t any subsequent event of default or impair any rights or rl!ll1edies consequenr thereon. No delay or omission of the Mortgagee to e.'tercise any right or remedy accruing upon any event of default shall impair any such right or remedy or shall be constrUed to be a waiver of any right or remedy given hereunder, which rights and remedies may be exercised as often as may be del!ll1ed e.'Cpedient by the Mortgagee. (11) [( Mortgagor should fail to pay real estate taxes or other taxes, assessmentS, water and sewer rentS, charges and claims, swns due under any .6. iood121 fm 385 53582~ prior lien or lnsumnce premi~ or fnil to com pie Ie constrUction of any trnprovernents or make necessarl repairs, or permit Wll5te, or fnillo cure any default under any prior or rubo(dinale lien, Mortgagee, at its election and without notice 10 Mortgagor, shall have the right 10 make any payment or e..'tpendirure and to take any action which Mortgagor should have llUlde or taken, or which Mortgagee deems advisable 10 protect the securiry of this Mortgage or the Premises. without prejudice to any of Mortgagee's rights or remedies available hereunder or otherwise. at law or in equiry, All ruch sums. as well as costs. advarced by Mortgagee pursuant to this Mortgage shall be due immedialely from Mortgagor [0 Mortgagee. shall be secured hereby and the lien thereof shall relale back 10 the date of this Mortgage, and shall bear inlerest from the dale of payment by Mortgagee until the date of repayment al a rale equal 10 the lesser of (i) a rale five percent (5%) above the rate specified in the Note or (ii) the highest rate permitted by applicable law. (12) in the event that all or any portion of the Premises is condemned by any lawtul authonry lor any public or quasi.public use or purpose or sold under threat thereof. all proceeds shall be applied toward the ~epayment of the amounts secured 'hereby, Any e..'tce.ss proceeds shall be piifdl:o Mortgagor. In the evenrthat all or a significant portion of the Premises is so condemned or sold so as to render the Pre..'t1ises unsuitable for Mortgagor's continued use, Mortgagor shall have the right to prepay the remaining amount.! secured hereby in full. including any premium set forth in the NOle. No settlement for the damages swtained thereby shall be llUlde by Mortgagor without Mortgagee's prior wrirten approval therellf. If the amount of an Initial award of damages for the condemnation is insufficient to pay the amount.! secured hereby in full. Mortgagee shall have the right to liIe an appeal or such other legal proceedings as legal counselllUlY advise to be appropriate under the circumstances in the name of Mortgagor or of Mortgagee (for which action Mortgagee or such cOWlSel as it chooses is hereby irrevocably appointed anorney.in-fact for Mortgagor). and to prosecute same 10 final conclwion or otherwise dispose thereof. In which event the expenses of the appeal or other appropriate legal proceedings, Including but not limited to counsel fees, shall be first paid out of the proceeds, and no credit shall be given on account of the amounlS secured hereby other than a credit for the amount, If any, whereby the final proceeds exceed all such e..'tpenses. Nothing In this covenant or elsewhere in this Mortgage shall limit rights otherwise available at law to Mortgagee. Including but not limited to rights to Intervene as parties to any condemnation proceeding. Any and all compensation. awards, damages, clalnu, rights of action and proceeds hereunder are hereby assigned by the Mortgagor to the Mortgagee, to be applied as herein provided. The - 7 . ejCx 1121 f.\CE 386 5358::'3 designated as a site on the National Priorities list or similar state list, or Iu1ve been or are the subject of any removal or l'6ponse action, private or governmental, under the Comprehensive Environmental Response, Compensation or Uabiliry Act, as amended, or the pennsylvania Hazardous Sites Cleanup N:t or any similar state or (ederal law, and that no l'l!quests Iu1ve been received to provide information or participate in any srudy, remedial design or response action under such laws; (vi) Mortgagor will exercise due care with respect to any substances, hazardous or otherwise, which may be located on, disposed of, or placed on the Premises; (vii) Mortgagor shall use, and shall use reasonable efforts to cause each employee, agent or concractor to use reasonable efforts to comply In all material respects with any applicable environmental laws or regulations; provided, however, that this provision shall not prevent the Mortgagor from contesting, in good (aith and with reasonable diligence, the validiry or application o( such laws by appropriate proceedings; (vili) Mortgagor has nor, by act or omission, caused or contributed to the release or threatened release of any hazardous substance on the Premises; and (ix) Mortgagor shall notify Mortgagee and their successors in interest of any notice they give to or receive from any entity relating to any act or omission that could give rise to liabiliry under any environmental law or regulation. (14) All notices required or provided (or herein shall be In writing and sent by certified mall return receipt requested. Subject to change by such notice from the parry to be charged with such notice, notices shall be addressed as (ollows: .9. tuo~1121 mE 388 5358~5 I rP (19) The Mortgagee agrees to release all or any part of the Premises from the lien of this Mortgage upon the payment [0 Mortgagee of One Hundred Thousand Dollan ($100,000.00) per acre, rounded to the nearest tenth of an acre. Said payments shall be applied to the principal balance of the Note and shall be paid at the Settlement of the conveyance of all or any part of the Premises. Mortgagee agrees that this Mortgage shall be satisfied and an appropriate satisfaction document shall be promptly executed by the appropriate officers of the Mortgagee and filed in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania upon payment in full of the principal and acaued interest due under the Note. given by Mortgagor shall bind and affea all persons who are defined B5 ''Mortgagor'' as fully B5 though all of them were specifically named herein wberever the word "Mortgagor" is used. [N WITNESS WHEREOF, the Mortgagor has caused this Mortgage to be e."(ecuted on its behalf by its duly authorized general parmers as of the day and year first . '1:..:t.Labove mentioned. ,.' ':"1...... '" /' <.....~.~~.:~~:.~:>~:: .. ...... .....~" f('.:i:...., '.".. ...,...... u,"..~SS: . ... ::l t'\'\ . ',>. . , . 1." t.. \...... t':"3...rt~.. 004' "''''''' : ........!... .-', ,. ~ :::;-.:'''''t :., ~... .0.. '.. .....,~,,' ..'"': ';'t1;';:";' .... ".,1 .:......~..... ~ ,.'t -_:1. ~ ~.. " .. .' . ....:.....:. ~.." ,...0'" ", -': . ...~, ....~.........c, a.. . ~ . . . ...,. .,." J:..~~~~~.r ':'. : ' 0 ~i ~nl!!lnti, Seaetary "",'. ,aJ' E:Al.)." <). .,..~,.... , '.. ..,., . ," . .., ,I" , ' '... ~i,#."~~ .," ......... .,1 .......... ,."',~A..~~.. ~:'::: ..o,,:"t'-'. ....,....'1" \ , ..' .o1~Ov' ",.'. \ ..' '0, ~(,.~ ....:...,_r.""'....:.f,-f , , ~ ..f.;1; '"'0 . ,.,. ,;'/"",,,t!l .,\ ", !l"+, ~ " '.... .... -\ '. '" " ~\....., 0 :,,' . \' " ... :' 'A "" ,;.,:~. '.~.... " ..).,. ., ....., ro' t4 ..,. , .:\ :<,.,,CAsslstarit) Seaetary .;...,,'1..,1 'O\'\'~\W""..~,;,,, <. "r "I'f.' I ....'<.~'" ~ '. .,.. ":":"'(Sli ' " ..., . . , . .' ......, ':'~ :', . _ ..,,01..,,"..... '. '. ..'r ,.....oif.~\o'.... - .~,:. ..,~ '. ,.,..... ... J,' I .... ~...J ... "." ~ : 1". .,... :.;"".' , , .2~':.'.' ".I"t........,.,..;; . ...~....-r- . .-.....,'..,.... MORTGAGOR: SPORTING GREEN ASSOCIATES By: PROVIDENCE DEVELOPMENT ASSCQATES, a Pennsylvania limited partne...~hip . Gl!lleral Parmer By: Providence Mill, [nc., General Parmer ~~/~~~ Presid . t By: WIllOW MILL ASSOCIATES, a Pennsylvania limited parmmhlp . General Parmer By: Providence Mill, [nc" General Parmer .y~4fJ~ I' P e.sid t - aoo~ 1121 FACE 390 .11 . 5358")"/ " I LECAL DESCRIPTION Tract No.1 BECINNINC at a point on the Eastern side at U.S. Route 114 and the Southern line at property now or late at 'the Boy Scouts at America: thence along the Southern line at lands now or late at Boy Scouts at America, Inc., No~ 66 degrees 22 minutes 41 seconds East, a distance at 159.17 teet to a point: thence along same North 07 degrees 22 minutes 41 seconds East, a distance at 833.52 teet to a point: thence along lands now or late at Barba Hench, North 27 degrees 42 minutes 12 seconds East, a distance at 838.57 teet to a point on the low water mark ot the conodoquinet Creek: thence along the low water mark at the conodoquinet Creek, the tollowing courses and distances: 1) South 59 degrees 36 minutes 22 seconds East, a distance at 64.96 teet, 2) South 43 degrees 27 minutes 07 seconds East, a distance at 64.86 teet, 3) South 21 degrees 27 minutes 07 seconds East, a distance at 172.94 teet, 4) South 33 degrees 17 minutes 06 seconds East, a distance at 191.78 teet, 5) South 42 degrees 40 minutes 11 seconds East, a distance at 116.93 teet, 6) South 25 degrees 15 minutes 57 seconds East, a distance at 164.85 teet, 7) Sout.'l 28 degraes 03 minutes 26 seconds East, a distance at 273.75 teet, 8) South 39 degrees 30 minutes 32 seconds East, a distance at 248.10 teet, Lot '2, Silver Spring Commons, thence along same, South 70 degree. 59 minutes 50 seconds West, a distance at 327.60 teet to a point: thence continuing along same, North 43 degrees 42 minutes 25 seconds West, a distance at 463.000 teet to a point, thence continuing along same Sout.'l 46 degrees 17 minute. 35 .econds We.t, a distance ot 25.94 teet to a point: thence along a curve, curving to the lett having a radius at 275.00 teet and an arc lenqth at 236.97 teet to a point: thence along same South 03 degree. 04 minutes 45 seconds East, a distance at 386.22 teet to a point on the Eastern right-at-way at sporting Creen Drive: thence along the Eastern right-at-way at Sporting Creen Drive by a curve, curving to the lett with a radius ot 45.00 teet and an arc length at ld9.42 teet to a point: thence by a curve, curving to the right with a radius ot 25.00 teet and an arc length at 31.03 teet to a point; ~oo~ 1121 fAtE 392 5~j5B2D Tract: No.2 ALL THAT CERTAIN lot or parcel ot qround'located in Silver sprinq Township, CUmberland County, more particularly described as Parcel A on the Final Limited Resubdivision Plan ot Lots '1 and '2 tor Silver Sprinq Commons dated Kay 20, 1992, prepared by Hartman , Associates, Inc. and recorded in the ottice ot the Recorder ot Oeeds ot CUmberland County in Plan Book 65, paqe J. CONTAINING 20,19J.JOO square teet. BEING part ot the premises which Sportihq creen Associates by deed dated April 12, 1991 and' recorded in the ottice ot the Recorder ot Oeeds ot CUmberland county in Deed Book A, Volume J5, paqe 1080, qranted and conveyed unto Silver Sprinq Center Limited Partnership. ~:'~l" 01 i'onnl'flnnll } :: :';::ry '" Cumberllnd 55 ,. ':'rd,.,~ In the office lor the ~.~' 'n an" lor. Co rllCOrtllng of 0..- I ~. 'I !,"::("ber11nct Coun~ I .":~k UJ::J. Vor.-=- ~ .' ...l,,, _ " ,'" my 1-"1 . ..., Dt Cqrl/~,". i\,\ ttl/A d.lyol 1;t~ . - . ,', Ci c i~ r: ~ t, . ' r- " - - .. r- . ::::; .. ~~ ... . . - ,. " :3 . , c: . c.c - - -: ., 'N I t.. Cl .., :. ".. dar "''''''-~'M'. .' ....y;, .;J.'-:~'" ,." f,..:iP.""~o!i~.l'"':''' .... ...... '~~"'''~;':~l;- -=.:,.......''''~....':".7' " ~.1:"-. I'.l~~~::;~:~~".~\' '. '~' ~~,.<!'t.""'" ~'..' ..-...:.' w.'- '. . .. " . h1 ~ r.._.....\.~f4, .. t. '~. ....l~... ;". ....... ,. .:~." '. ., ...~~':\., ,,.J>t'....:..~ : ..t....... Y':';.- '.."".. r . '" .....'.."'.....~~":-r~.. . : .~~c-"U.~. :J1A,r:".' ,'';:'..J>f '-=.~'J . , . '-~"~ ...... . . ',..--."f"Itf:'-. '\'1 " ',....":,.;.:..itL.,.... .' ", .,\. .... ,... IIn. 600X 1121 'ACE 334 535831 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WOOD'S DRIVE ASSOCIATES ^uc 18 S 56 AH '95 VB. "f 'c~ ',' ',! ',lIiON')q~y It!i,',i.!,.\rlfi t(l{}!t1r t i Ilh., f!\i.\1t,4 NLI/LF II, L.P. No. 95-3154 ANSWER OF NLI/LF II. L.P. TO AMENDED COMPLAINT WITH NEW MATTER Peter C. Cilio, Eaquire FEDERMAN AND PHELAN Two Penn Center Plaza Suite 900 Philadelphia, PA 19102 (215) 562-7000 . IUlr~/.ul.n/pCL/nli.woodl.pr. FEDERMAN AND PHELAN BYI Peter C. Cilio, Esquire Identificaticn No. 39686 Suite 900 Two Penn Center Plaza Philadelphia, PA 19102 (2151 563-7000 Attorney tor Defendant WOOD'S DRIVE ASSOCIATES, a Pennsylvania General Partnership NLI/LF II, L.P. I I I I I I I NO. 95-3154 COURT OF COHMON PLEAS CUMBERLAND COUNTY, PA vs. PRAECIPE TO AMEND ANSWER OF NLI/LF II, L.P. TO AMENDED COMPLAINT WITH NEW MATTER TO THE PROTHONOTARY: Kindly substitute the attached pages 3 and 11 in the Answer of NLI/LF II, L.P. to Amended Complaint with New Matter. Pages 3 and 11 as originally filed were inadvertently copied from a draft of the answer. FEDERMAN NO PHELAN Datel August 18, 1995 . CILlO uite 900 Two Penn Center Plaza Philadelphia, PA 19102 (215) 563-7000 Complaint. That document, being in writing, speaks for itself and any characterization thereof is denied. 12. Denied. It is denied that a representative of Defendant advised Wood of the outstanding balance due on the Mortgage Note or that the Mortgage would be released upon payment of the referenced amount. On the contrary, NLI, on behalf of Defendant, advised Wood of the balance due and that the Mortgage would be released upon payment of the referenced amount. By way of further answer, by letter dated January 16, 1995, Wood was notified by NLI, on behalf of Defendant, that it had incorrectly advised Wood that the Mortgage would be released upon payment of the Mortgage Note since NLI determined that the Mortgage also secured a Note dated December 1, 1992 in the principal amount of $1,786,962.58 between the RTC and Sporting Green Associates which Note had been assigned to Defendant and which was still outstanding (the "Sporting Green Note"). A copy of NLI's letter is attached hereto at Exhibit "A" and by reference is made part hereof. 13. Denied. The averments of paragraph 13 are denied for the reasons set forth in paragraph 12 hereinabove. By way of further answer, the averments of paragraph 13 refer to a facsimile transmission dated December 1L, 1994. That document, being in writing, speaks for itself and any characterization thereof is denied. 14. Denied. Defendant is without sUfficient knowledge, information or belief to form an opinion as to the truth or falsity of the averments of paragraph 14 and strict proof of sarno is demanded at trial. By way of further answer, ] IN TilE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. .I/Ie Z I to ls AN '95 (i', fl, , "FIGf :;;, i\:4~~I~~~1:CAt , ';,1". ~~tr .,.14 ... WOOD'S DRIVE ASSOCIATES NLI/LF II, L.P. No. 95-3154 PRAECIPE TO AMEND ANSWER OF NLI/LF II, L.P. TO AMENDED COMPLAINT WITIl NEW MATTER Peter C. Cilio, Esquire Federman and Phelan Two Penn Center Plaza Suite 900 Philadelphia, PA 19102 (215) 563-7000 J..> F, tluoloy, J,,, t_ J_A,n.r.t.t_ A"omev I.D. No. Ill'. IV'OAOI . IINON ""'....h"""""_ P. Q. &0. 1148 II........., PA 11101,1140 11111133>113' AttofMvt fOf ".lnUrt Plaintiff I IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY. PENNSYLVANIA NO. 95.3154 : ACTION FOR DECLARATORY JUDGMENT WOOD'S DRIVE ASSOCIATES, a Pennsvlvanla Ganaral Partnership v. NATIONAL LOAN INVESTORS, L.P., JURY TRIAL DEMANDED Defendant WOOD'S DRIVE ASSOCIATES' REPI-Y TO NEW MATTER NOW COMES Wood's Drive Aasoclatas, bV its counsel, Rhosds &. Sinon, and fIIas the within Replv to New Matter as follows: 23. Admitted. 24. Denied. After reasonable Investigation, Plaintiff Is without knowledge or Information sufficient to form a balief as to tha truth of the averments contained In paragraph 24 end the sama are tharefore danled. Proof thereof, If relavant, Is demandad at time of trial. 25. Danlad. The avermentscontalned In paragraph 25 c.mstltuteconcluslons of law to which no response Is required and th" same are denied. 26. Admitted. 27. Denied. After reesonable Investigation, Plaintiff Is without knowledge or Information sufficient to form a belief es to the truth of the everments contained In paragraph 27 end the same are therefore denied. Proofthereol. if relevant, is demanded at time of trial. 28. Denied. Alter reasonable investigation, Plalntllfls without knowledge or information sufficient to form a belief as to the truth of the averments contained In paragraph 28 and the same are therefora denied. Proof thereof, If relevant, Is demanded at time of trial. 29. Denied. Alter reasonabla invastlgatlon, Plalntllfls without knowledge or Information sufficient to form a belief as to the truth of the averments contained In paragraph 29 and the same are therefore denied. Proof thereof, If relevant, Is demanded at time of trial. BV way of further denial. It Is specifically denied that the two Notes were cross- collaterlzed. -,. 30. Denied. The avermentecontalned In paragraph 30 constitute conclusions of law to which no response Is required and the same are denied. By way of further denlel, the Sporting Green Note Is a written document which speaks for Itself. 31 . Denied. The averments contained In paragraph 31 constitute conclusions oflew to which no response Is required end the seme ere denied. By way of further denlel, the Wood's Drive Mortgege Is e written document which speaks for itself. Defendant's cheracterization thereof Is speclllcally denied. 32. Denied. The everments contained In paragraph 32 constitute conclusions of lew to which no response Is required end the seme ere denied. By wey of further denial, the Wood's Drive Mortgege Is a written document which speaks for itself. Defendant's cheracterlzation thereof Is specllically denied. 33. Denied. The averments c.ontained In paregraph 33 constitute conclusions of law to which no response Is required and the same are denied. By way of further denial, the Notes referenced In paragreph 33 of Defendant's New Matter are written documents which speak for themselves. Defendent's charecterlzatlon thereof Is specllicelly denied. 34. Denied. Alter reasoneble Investigation, Plelntlffls without knowledge or Information sufficient to form a belief as to the truth of the everments contelned In ,3, 39. Denied. Theevermentscontalned In paregreph 39 constitute conclusions of law to which no response Is required and the same are denied. The Jenuary 16, 1995 correspondence Is a written documents which speaks for Itself. Defandant's characterization thereof Is specifically denied. 40. Denied. It Is specifically denied that Wood's Drive was aware that the Wood's Drive Mortgage elso secured tho Sporting Green Note. To the contrery, the Wood's Drive Mortgage does not secura the Sporting Green Note. 41. Denied. The averments contained In paragraph 41 constitute conclusions of law to which no response Is required and the same ere denied. 42. Denied. The evermentscontained In paragraph 42constltuta conclusions of law to which no response Is required and the samo are deniad. 43. Denied. The avermentscontained In paragreph 43 constitute conclusions of law to which no response is required and the same ere denied. 44. Denied. It is specifically denied that the reference In paragraph 19 of the Wood's Drive Mortgage to 'Mortgage Note' Is e mlstaka. To the contrary, the Mortgage Is correct as written. '. . 45. Danlad. The everments contained In paragraph 45 constltuta conclusions of law to which no response Is required and the same are denied. 46. Danled. Tha avarmentscontalned In paragraph 46 constitute conclusions of law to which no response is required and the sama are denied. 47. Denied. The averments contained In paragraph 47 constitute conclusions of law to which no response Is required and the same ere denied. 48. Denied. The everments contained in paragraph 48 constitute conclusions of law to which no response Is required and the same are denied. 49. Denied. The averments contained In paragraph 49 constitute conclu'4lons of law to which no response Is required and the same are denied. 50. Denied. The averments contained In paragraph 50 constitute conclusions of law to which no response Is required and the same are denied. 61. Denied. The averments contained In paragraph 5 1 constitute conclusions of law to which no response Is required and the same are dsnled. .1. VERIFICATION PURSUANT TO Pe.R.C.P. 10241cl Jesse R. Ruhl states that he Is the attorney for Wood's Drive Associates. that the party for whom he makes this allldevit is outside the jurisdiction of the court, and that the verification of none of the olllcers could be obtained within the time allowed for the filing of the foregoing" Reply to New Matter," and that he has sulllclent knowledge or Information and belief. based upon his Invastlgatlon of the matters averred or denied In the foregoing document, and that this statement Is made subject to the penalties of 18 Pa.C.S. 4904. relating to unsworn falsification of authorities. /' ! I vJ\ DATEDI -' S f . ......D.,.. .'WO.., . ~TTOIlNI;V. ~tL"w 01'11: 80UtH "".....~U 80U"..1: P.O. .OM II". HA""'''U"O.''';' 17IoB-i'..., r M . ~ .... ~ JKk f. t1U1t1y, Jr., hquh JH" A. huh!. (iii''' AttofMy 10. No. "18B IVtoADI . &lNON OM South M.fhl SqUl'. P. o. 80. 114ft lI.riebl_V, flA 11108-1148 11111133 6131 AllgnWvl hu ,,.inllff WOOD'S DRIVE ASSOCIATES, a Pennsylvania General Partnership, I IN THE COURT OF COMMON PLEAS OF I CUMBERLAND COUNTY, PENNSYLVANIA Plalntlll NO. 95-3154 v. : ACTION FOR DECLARATORY JUDGMENT NLlILF II, L.P.. Dafendant RULE TO SHOW CAUSE AND NOW. this 10' day of 1-1",./ I , 1996, upon consideration of tha foregoing Motion to Compel Discovery to Answor Interrogatories, and to Produce Documents, a Rule Is HEREBY ISSUED, ordering Defendant to show cause why Defendant should not answer the Plaintiff's interrogatories and produce the requested documents. RULE RETURNABLE ~ days from the dato of service. BY THE COURT: 'I\' (., . /1/1 J, . . J_kF, It,.''V. J"h.pr' JH" R f\lH. hquk. Atlonwv I D. No. .nlB fUtDA08 . ilNON Of'll South MIl"" 1qI...... 1'. 0 Doll 114n Uar,lIbuto. flA 11108.1140 1711123:1<&1.11 Attotnlly. lor '''lnlilf WOOD'S DRIVE ASSOCIATES, a Pennsylvania General Partnership, I IN THE COURT OF COMMON PLEAS OF I CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff NO. 95.3154 v. : ACTION FOR DECLARATORY JUDGMENT NLl/LF II, loP.. Defendant QRDER AND NOW, this _ day of , 199B,upon Motion of Plalntlll, and upon consideration of the arguments advanced by the parties, it Is hereby ORDERED THAT Dafendant shall respond fully to Plaintlll's First Set of Interrogatories and Requests for Production of Documents within ten (10) days from the date of this Order, under penalty of sanctions II Dafendant does not comply. BY THE COURT: J. 3. Defendant made no objection to Plaintiff's discovery requests, 4. As of the date of this Motion, Defendant has failed to raspond to Plaintiff's discovery requests. WHEREFORE, Plaintiff Wood's Drive Associates respectfully requests that this Court enter an Order compelling Defendant to rospond fully to Plaintiff's First Set of Interrogatories and Requests for Production of Documents within ten (101 days of the date of the Order, under penalty of further sanctions pursuant to Pa.R.Civ.P, 4019 if Defendant does not comply. RHOADS & SINON By: ! t Jac 17. u ley, Jr. Jes R. Ruhl P. . Box 1146 Ha rlsburg, PA 17108.1146 (7171233.5731 101111 Attorneys for Plaintlll .2. IlI.H'" '" ''''OAat "a.un II tOHII, .I'" .1I1111Itl'1oI0"" .I...... ""DfN "tCIIMD. WOOD loA_'Hce. 61.11I"'" "" J .,"-,C'WlAU'" JOliN" NAN..eM '''AHIIJ U.'" " .UM..H .III.\A CU"'"'''''' "ICIl' .....Ul... tu..mlH .1"'1:'" "''''''''',.111I H41f1"''''' WAt''''.J'' DAVlO. OO""ING OAVlO' a ll.A"1' O"VlD 0 t.Abotu !:'u.....u.J '''111I' ""'NI"'I" '''"11 JU" II OAN..A....O' '."""~llfO'"""'U".""". fUlAltlr 0 Nlcun'.... '"n..,".... ,,,,uell tI......, u out.N.rlll"r etn"'...".. J ~'A"1l ell.....'.., nUt,H.tl 'VI':'I" ""'.,,,.. "lilt r ....1'11 1I1."...Olnr:IlII'M,1II .I....." IIIUII' HUt! J N.".n1' ".....,." ",a'"nllt Iln'l \I.............. 'If....Clltl '''lIAH'tr:UW''. D'"'''' ....""A,t,. tnnn J tUIH J,NH"'." ......U.,., Io.NN,'tll Jn'l 11..0".... " HU'ON . ATTORNI:YII AT LAw DAUflUlH BANK BUllDIUO TWILrU4 rLnOn OHr: 90UTt. MA"Kl:f SQUA"! 0'(:"11"'" '"'''''' A "lfnll JOUN c nnw, INn ...u, It 1II110"Ot ..nt .... JDNN N ..u..., ".U 11'11110 Cl,.'t" "INor"'UOI "" ...n ro nOlilll4" HA""'..Uno. PA '7109.""'9 t['lr:rUONE 1717) ~3.1."7.11 ,AJC NOli' nrHrnAl' 717.:I....U'" NUHIClr", onnur. 717,131.IIeIO lItlaAtlON anour, 7"'.131...'7 n...ret pt.., un n"UIH t.UHn ,'''llJ/44 November 1 3. 1995 RlI: Wood's DrlvlI Assoclstllll V. NLI/lF ",loP.. In thll Court of Common PllIlIS. Cumbllrlllnd County, PlInnsylvlInls. No. 96.3164, Action for DlIclsrlltory Judgmllnt Peter C. Cillo. Esquire Federmen and Phelen Suite 900 Two Penn Center Plsla Phlllldelphla, PA 19'02.1799 Deer Peter: Enclolsd for service upon yoU Is PllIlntllf'lI First Set of fnlerrogatorloll lInd Requests for Production of Documentll. Thsnk you In advlInce for your lI\lentlon to this meller. Very truly yours. RHOADS III SINON By: Jesse R. nuhl Enclosure JnR/pm 1m. bccl Jack F. Hurley, Jr.. Esqulra (w/enc.) l..ANCAl!Il[n Or'IC[. ,. NOAflll.lo4r: ""ttf. ,AUCAS"R, PA ".0'. Ittrruou[ .,,,, ,., W'I'. 'A..,nl I.' II.' .",,14rrn 0""':" IUIfI: 301,'.. W CAMIUO QAnO[UllIl\lD. IIOCA ""tON.'l '"41'. ,rlfrltnU[ 14n.' I'" ...., '''1Il14n'II.'' ....7 , , ' " :;'c,:~;!; ,,'" '.,' :,' '.,:, ,: ,; ::' " ;, ;~~:~;}:.7 .,:. ~'y~f~:D~? ,. " ,rrE;:, ';' :'C,' '"c',i:"" .' ,,' ;', ,,'r; '" "'. ' <...... ".,"F": ".:.... :::i: , ., ::, ,i, · i..,';~ -,,::,', ,. :. '. :. ..; " , ,':,.:' , ",.;'.',,' ':;<; :; :':" " . .,: " .>: ',,:.' ;," .: "',, , :.',;; ',.' c ,'('/3' "", ',," ~" fi' ,;~, ' ",':':: ,,:':,,''';'','::'';':,,:::>'.: '. " ", . " ..::.' :' ~.";,:;;: :: ' , ',',", :'e', ',':,: '" ',:;: e ' ' i;'Y,:; ::+:',:' : ,. ,".,c ": : ' " ' '," ","" ""':, ':" "" ,',:' ':.': ,:,;:, "'" ,.';. ,,,;.:--, '",', -- ' ',' '-' -' '." ,-->' . ' ",,,"""',':.-::' ,<": i,:, ' ':', ,/,:' " ,'H'\,S ';:i 2,' ,,"""::;: ;?::':~,'>; ","', ::-" ,";\li,.,'':' ' ',' ': ',< ," e ";{ "pt,.; '~, ,','. . '/",."" ::- :i' /" ';C;': '. :,' ',::',' ,:'.;':, '. . ',i,;,.,H;",;"",, """i,,' , '," ,.",:" :'.',,?,.<,l"". '<,0 ':." ". '. ' '. .,., <" ,':.,.,' ",,,,.. :::,:"",'" :.', , ,,"", , ;' ,,', .." ,; :'"',, ,,<' " "',,.' '<./;' ,..:,';' "":",, , . " ," '." ,(:;~ ' :i", -,~,' '. ': " """ . '" :"; ,,<-:::;i' ,';'.:c. ' . . ", ' ,;' -i:< .:,'."~- i~~J ,'.::-';;~i;~ 0~t(,~f'?~". -Ji~tF ,;,';' :- '~:' '; 7J ,,~,;,~ ,;. "::i,': ,,',.: '"'.''' "'." ,"" " ',": ,,;,:,', c"".:',',' ; " . . ,'. ,.', ;"<,.>., ,'.:"",.' " ,:' : ,', , , " ,"', c' ,': ' ;':', . , ~ The following delinitlons are applicable to these standard Interrogstorles: "Document" means any written, printed, typed, or other graphic mstter of sny kind or nature, however produced or reproduced, Including photographs, microfilms, phonographs, video and audio tapes, punch cards, magnetic tapes, discs, data cells, drums, and other data compilations from which Infonnation can be obtained. "Identify" or "Identity" means when used In reference to -- (I) A natural person, his or her: (a) full name; and (b) present or last known residence and employment address (Including street name and number, city or town, and state or county); (2) A document: (a) its description (e.g.. letter, memorandum, report, etc.), title, and date; (b) its subject matter; (c) its author's Identity; (d) Its sddressee's Identity; (e) its present location: and (I) its custodisn' s identity: (3) An oral communication: (a) its date; (b) the place where It occurred: (c) its substance; .2. 2. Identify each person who has knowledge of the assignment of the Sporting Green Note and Mortgage and/or the Wood's Drive Note and Mortgage to the Defendant. . e. 3. Identify each person who has knowledge or participated in the Defendant's decision to release and/or satlsfy the Wood's Drive Mongage Identlf1ed In 11 I of the Amended Complaint. .7. 6, Identify each person you Intend to call as a non-expert witness at the trial of this case. and for each person Identified, state your relationship with the witness and the substance of the facts to which the witness Is expected to testify. .10. 7. Identify each expcn you Intend to call as s witness st the trial of this msller, and for each expcn state: a. The subject matter about which the expcn Is expected to testify; and b, The substance of the facts and opinions to which the expcn Is expected to testify and a summsry of the grounds for each opinion. . " . 11. Identify the officen of the Defendant corporation, .16. 14. State the amount of compensation paid for the assignment of the Wood's Drive Note and Mortgage to Defendant referenced in 134 of Defendant's New Malter. . 1S. 16. What Is the title and whst are the job responsibilities of Linda Henderson? .20. REOUESTS FOR PRODUCTION OF DOCUMENTS KINDLY PRODUCB nm FOLLOWING DOCUMENTS: I. All documents identified in the preceding interrogatories. 2. All documents upon which you expect to rely at time of trial. 3. The complete correspondence file of the Defendant concerning the Sporting Green Note or Mortgsge referenced in '34 of Defendant's New MaUer. 4. TIle complete correspondence file of the Defendant concerning the Wood's Drive Note or Mortgsge referenced in '34 of Defendant's New MaUer. 5. All documents thst reflect, relate or refer to the Sporting Green Note or Mortgage. 6. All documents that reflect, relate or refer to the Wood's Drive Note or Mortgage. 7. All documents thst reflect, relste or refer to the actual or proposed ssslgnment of the Sporting Green Note or Mortgage. .22. 8. All documents that reflect, relate or refer to the actual or proposed assignment of the Wood's Drive Note or Mortgage. 9. All documents that reflect, relate or refer to Defendant cOIporatlon's efforts to assign. sell or transfer in any fonn the properties secured by the Sporting Green or Wood's Drive Mortgages. 10. All documents that reflect. relste or refer to any meeting, communications, correspondence, discussions or negotiations regarding the Sporting Green Note or Mortgage or the Wood's Drive Note or Mortgage. II. All documents which reflect, relate or refer to or question, opine upon, consider, analyze or discuss whether Defendant has or had any obligation 10 release or mark satisfied the mortgage securing the Wood's Drive Note. 12. All documents which reflect. relate, refer to, question, opine upon, consider, analyze or discuss the Defendant's decision to refuse to release or mark satisfied the mortg8lc securing the Wood's Drive Note. .23. 13. Any calendar, diary, telephone message log or other chronological record of any sort, covering the period December I, 1994 through Janusry 31, 1995, or any portion thereof, used, possessed, or maintained by sny present or fonner officer, director, employee, agent, attorney, accountant or representative of Defendant to the extent that such records reflect. relate or refer to the Sporting Green Note or Mortgsge snd/or the Wood's Drive Note or Mortgage. 14. All documents which reflect. relate or refer to any statement made by any party or witness concerning this action or its subject matter. IS. All documents prepared by or for the Defendant in snticlpation of any litigation or trial involving Plaintiff, except to the extent that such documents sre protected from discovery under Rule 4003.3. RHOADS' SINON I esse R. Ruhl ,O.Box1146 Harrisburg, PA 17108-1146 (717) 233-5731 11114 Attorneys for Plaintiff .24. CERTIFICATE OF SERVICE I hereby certify that on April 3, 1996, a true and correct copy of the forBgolng 'Motion to Com pal Defendant to Respond to Discovery Requests. was served by United States mall, first class postage prepaid. upon tho following: Peter C. Cilio, Esquire Faderman and Phelan Two Pann Center Plaza. Suite 900 Philadelphia, PA 19102 c.~~tOt.O Cindy L. Ld el '01121 ~ t., ......>>,.:. .', '. ......, ,.' d:'.' '.' . ........ .:.... ,; ., .' '; ",;i[/':~:; ,::",:;).. . , '.. ,. · .,;',. .....: r, ..:>".' ....;.' ."'., ' : ..' . .r'. ,:'.';" ': .;','" .";. "';. ',i. ;', .'" ";' ',:. ',: .;/:"" . ",'. '. ':' " ::.. ',.:; :. " ".......'..,\;~;" ...". '::; . ':' "".' ,,',' ','" :,' :'.' ";;' "." '.'.:.' .' . ':':";" ,'.'. .".. '.' '.< "".',"" ~',; ;",;C'.';. '. ..' ;:, ;,2 . ::~ :);;;c/ ';,j: ;>,' :.<., {";'r" . ';fi:~'];J't~.,,: ~~~ ''','';-; " ." ... ';'".:' ;: ': '.. ..: . . . ..c ,': ", ..' :. .. . ". ."., ,', . '. '.,'. ':' .; "" .,'<r,. .', '. "". ,,' . ", . '. '.. .'. .' .......... ;: .,' .;" ". '.:: ".'''. .',,' ."': . .,..... . : ",,>' .'.;., ''';..../, ;," .;" , '. ," ,'>,", '. '..;' '.,' ',:. c;. ',. ;,"" ':,:;"': v' ". . '.': '.C" ,..:....::', ".', ""," '.' .... ". .~ :;.' " "'J;" \'r ' ",.:"\ "..' t'), ' ,,:.; "." ".;,..:' Jr. , ,,:..... :':','.">'.C<"" . '.' t ~'.~ .. ,,' '. ," ,c' ';. ::'''.'' '..:' ';; '.' '; ; ;'. ',' ,: '" .' " ' . ~\ :; ... .,....... ..; ..... . ":.. .. _I ". .,..<.' ,.';.:,: "';.i.;";''':'' ,,';'," ,,"".' .":""~' "~,,' .:.; .; .;.' .. ,,', , " . , . .' ..:,..":"" . .....,.' ......... ,';::.' ..' . . ,'?'" ':,;,'",':, . . '. ""n :.e.,",..:. '. ".' . '.' ~".';':';...'..'" .'.... , . . ..:. ". ..' '.' "..;.," c "..... . ~~ :,fi~(;: i~i~;:;:~: ::' ,< . . ..... ,. ;C,," :... ' .... ..... . "; . "..' ~q;'".;.",:<, "''''''':~''''< . . . .; .' ..;. ."':" ",,'; '" "".....; , ..." "" ". ".' ".;."" ""'.; ~"'..; "''';' "....,. '''. :. ,," ....... .' ""'. ....; :'. """.:" <';. ,.',,' ,,':. ".".". ''',,'. .". ,,,'.. ' '. ."" , .; ,.' .."".... . "" .,..". '''.. . ;" i.;"; :: .' ". . '.' .. c .... " . '. .,:', ~ ~ ~~ 1 , ) ) ,\ ',) / ., " I ~. ., ~ FIDIRMAM AND PHILAN BYI Peter C. Cilia, Ilquire Identifioation No. 39686 suite goo TWo Penn Center Pla.a Philadelphia, PA 19102 (215) 563-7000 Attorney for Defendant . . /U8r2/8U88n/pcc/wood8.8tip WOOD'S DRIVe ASSOCIATIS, a pennlylvania Oeneral partnerehip COURT OF COKMON PLIAS CUMBeRLAND COUNTY VI. 1 1 1 1 1 1 1 NO. 95-3154 NLI/LF II, L.P. STIPULATION FOR eXTeNSION OF TIMe TO ReSPOND TO DISCOVeRY plaintiff, Wood's Drive Associates, and Defendant, NLI/LF II, L.P., by and through their counsel, hereby stipulate and agree as follows: WIlEREAS, on or about November 13, 1995, counsel for plaintiff served Defendant with a formal request for discovery in the form of plaintiff's First Set of Interrogatories and Request for Production of Documents; WIlEREAS, the parties were in the process of negotiating settlement of the dispute which is the subject of the instant action, but were unable to conclude such settlement; WHEREAS, on or around April 8, 1996, counsel for Defendant received a copy of the Plaintiff's Motion to compel Discovery to Answer Interrogatories and to Produce Documents (the "Motion") regarding the above referenced matter; NOW, THEREFORE, the parties hereto, intending to be legally bound, stipulate and agree as follows: i . NOW, THEREFORE, the parties hereto, intending to be legally bound, stipulate and agree as follows: 1. NLI/LF, II L.P. is granted an extension until May 15, 1996 in which to respond to Plaintiff's First Set of Interrogatories and Request for Production of Documents. 2. plaintiff shall withdraw the Motion without prejudice. Date: t"""" :::71""1':'7 R C. CILlO -- Attorney for NLI/LF II, L.P. RHOADS & \ Datel Y/L1./1C ) Associates :I IN TilE COUR'r OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA r 'f'" t';'i'!'-F " . I .. -; L,;:.: 1'/ WOOD'S DRIVE ASSOCIATES ve. I , ,'.. -d..t-.\/\ "I' NLI/LF II, L.P. '95-3154 8TIPULATION FOR EXTENSION OF TIME TO RESPOND TO DISCOVERY Peter C, Cilio, Esquire (2151 563-7000 'EDERMAN AND PHBLAN BYI Peter C. cilio, Esquire Attorney 1.0. No. 39686 Two Penn Center Pla.a, suite 900 Philadelphia, PA 19102-1799 (215) 563-7000 WOOD'S DRIVB ASSOCIATES, I a Penneylvania Oeneral partnership I plaintiff I I ve. I I NATIONAL LOAN INVESTORS, L.P. I Attorney for Defendant COURT OF COMMON PLEAS CUMBERLAND COUNTY CIVIL DIVISION NO. 95-3154 CERTIFICATION OF SERVICE I hereby certify that a true and correct copy of Defendant's Response to Plaintiff's Motion to compel Answers and Responses to Discovery was sent via first class mail to counsel for Plaintiff on the date listed below: Jack F. Hurley, Jr. Esquire Jessie R. Ruhl, Esquire One South Market Square P.O. Box 1146 Harrisburg, PA 17108-1146 Dated: ~ .I ;JiJ1'I {, ;/ ,4 , " I" { , t .'" J ! f- l rEDERMAN AND PHELAN By. Peter C. cilio, Esquire Attorney 1.0. No. 3'686 Two Penn Center Pla.a, suite '00 Philadelphia, PA 1'102-17" (2151 563-7000 Attorney for Defendant NO. '5-3154 WOOD'S DRIVe ASSOCIATES, . a Pennsylvania Oeneral Partnership . plaintiff I I VS. I I NATIONAL LOAN INVESTORS, L.P. I COURT or COMMON PLEAS CUMBERLAND COUNTY CIVIL DIVISION o ROB R AND NOW, this day of , 1996, upon consideration of Plaintiff's Motion to Compel Answers and Responses to Discovery and Defendant's Response thpreto, it is hereby ORDERED AND DECREED that Plaintiff I s Motion is dismissed. BY THE COURT: J. FEDERMAN AND PHELAN By. Peter C. cilio, Esquire Attorney I.D. No. 31686 Two Penn Center Pla.a, suite 100 Philadelphia, PA 11102-1711 (215) 563-7000 ,,,,"'"I Attorney for Defendant WOOD'S DRIVE ASSOCIATES, . a Pennsylvania Oeneral Partnerehip . Plaintiff . . vs. . . NATIONAL LOAN INVESTORS, L.P. . COURT OF COMMON PLEAS CUMBERLAND COUNTY CIVIL DIVISION NO. 15-3154 DEFENDANT'S RESPONSE TO PLAINTIFF'S MOTIO~ TO COMPEL ANSWERS AND RESPONSES TO DISCOVE~Y 1. Admitted. 2. Denied as stated. 3. Denied. The averments of paragraph 3 refer to documents which speak for themselves. Therefore, no response is required. 4. Denied. The averments of paragraph 4 refer to documents which speak for themselves. Therefore, no response is required. 5. Admitted. 6. Denied as stated, The averments of paragraph 6 refer to documents which speak for themselves. Therefore, no response is required. 7. Admitted. The averments of paragraph 7 refer to documents which speak for themselves. Therefore, no response is required. 8. Denied. Ai though Defendant has asserted numerous objections, Defendant has fully answered the discovery, without waiving its objections. By way of further responee, as Plaintiff has requested answers to Interrogatories 2,3,4,5,6,7, B, 9, 12,13,14, and 15, Defendant will address each paragraph. a. In paragraph 2 of the Interrogatories Plaintiff has requested and Defendant has provided the names of the persons who have knowledge of the Assignment of the Sporting Green Note and Mortgage and/or the Wood's Drive Note and Mortgage to the Defendant. b. In paragraph 3 Plaintiff has requested and Defendant has provided the names of the persons who had knowledge or participated in Defendant's decision to release and/or satisfy the Wood's Drive Mortgage identified in paragraph 11 of the Amended Complaint. c. Defendant refuses to answer paragraph 4 of the Interrogatories on the basis of its objection that the term "statements" is overly broad and vague and not reasonably calculated to lead to the discovery of admissible evidence. d. In paragraph 5 of the Interrogatories, Plaintiff requested the identity of each person who had conducted an investigation and the identity of reports produced as a result of the investigation. Defendant answered paragraph 5 by identifying the persons who conducted an investigation. Defendant properly objected to the production of any documents, citing the attorney/client privilege and the attorney/work product privilege. e. In paragraph 6 of the Interrogatories, Plaintiff requested and Defendant provided the identity of each person Defendant intends to call as an expert witness at trial. f. In paragraph 7 of the Interrogatories, Plaintiff requested the identity of Defendantls expert witnesses. Defendant properly responded that it does not intend to call an expert witnessee at this time. g. In Paragraph 8 of the Interrogatories, Plaintiff requested and Defendant provided the identity of all exhibits Defendant intends to introduce at trial subject to amendment and supplementation based on continuing discovery. h. In paragraph 9 of the Interrogatories, Plaintiff requested the identity of any admissions made by Plaintiff which Defendant intends to introduce at trial. Defendant properly responded that it does not intend to use any of Plaintiff's admissions at trial, at this time subject to amendment and supplementation based on continuing discovery. 1. In paragraph 12 of the Interrogatories, Plaintiff requested the identity of each individual at the "RTC" with whom Defendant communicated regarding the Sporting Green Note and Mortgage and/or the Woodle Drive Note and Mortgage. Defendant properly responded that it was not aware of any such convereatione. j. In paragraph 13 of the Interrogatories, Plaintiff requeeted the amount of compensation paid for the Aesignment of the sporting Green Note and Mortgage to Defendant refsrenced in paragraph 34 of Defendant's New Matter. Defendant properly objected to this Interrogatory as being irrelevant to the law suit and not reasonably calculated to lead to the discovery of any admissable evidence. k. In paragraph 14 of the Interrogatories, Plaintiff requested the amount of compensation paid for the Assignment of the Wood's Drive Note and Mortgage to Defendant referenced in paragraph 34 of Defendant I S New Matter. Defendant properly objected to this Interrogatory in the same manner in which it objected to paragraph 13 of the Interrogatories, as described above. 1. In paragraph 15 of the Interrogatories, Plaintiff requested the identity of the entity responsible for making the payments referenced in paragraphs 13 and 14 of the Interrogatories. Defendant provided the identities of the entities. m. In paragraph 2 of the Request for Production of Documents, Plaintiff requested documents which Defendant intends to rely on at trial. Defendant properly objected to this request as being premature. n. In Defendant's responses to paragraphs 3 through 8 and 10 through 12 of Plaintiff's Request for Production of Documents, although Defendant objected to these request, Defendant also produced the requested documents. o. In paragraph 13 of the Request for Production of Documents, Plaintiff requested "Any calendar, diary, telephone meesage log or other chronological record of any sort, ... used, possessed, or maintained by any present or former officer, director, employee, ...", to which Defendant properly objected on the basis of the attorney client privilege, the attorney work product privilege, the fact that the request is not likely to lead to the discovery of admissable evidence, and the fact that the documente contain opinions regarding the merits of the case. p. Although Defendant objected to paragraph 14 of Plaintiff's Request for Production of Documents, Defendant provided the requested documents. q. In paragraph 15 of the Request for Production of Documents, Plaintiff requested all documents prepared by or for the Defendant in anticipation of any litigation or trial involving P18intiff. Defendant properly objected to paragraph 15 of the Request for Production of Documents based on the privilege under Rule 4003.3 regarding opinions, legal research, and legal theories. 9. Denied. 10. Denied. By way of further response, see Defendant's response to paragraph B, above. 11. Denied. It is denied that Defendant's Answers to the discovery were served five (5)months late. On the contrary, by Plaintiff's own admission in ite Motion, Defendant served its answers to discovery on May 31, 1996, only sixteen (16) days after the deadline of May 15, 1996, agreed to by the parties. By way of further response, Plaintiff has waived the right to aeeert the normal thirty (30) day deadline, by stipUlating with Defendant for an extension of time to answer Plaintiff's discovery. WHEREFORE, Defendant respectfully requests that the Court dismise Plaintiff's Motion to Compel. Respe tfu11YtSubmitted, Date I ( Jt II' l L I '<j <; (. I' ' ,--};IJq. Plaintiff nU:O.'OTIC,~ cr 1! ,-- i"r'(,',~:Ji:IJ;Y l1uf' 1('" ?/, I'l[ i....O . , ,f '. I ( q'.l CUiti'",,!,. ,\,.. , 'j PavN.'iI1.\it\';~.' ., - WOOD'S DRIVE ASSOCIATES, pll1ll1tlrf IN TIlE COURT OF COMMON PLEAS OF ClJMBElUAND COUNTY. PENNSYLVANIA VS. CIVIl. ACTION - lAW NLlILF II. L,p., Defemlllnt 95.3154 CIVIL TERM IN RE: PLAINTIFF'S MOTION TO COMPEL ORDER AND NOW, this I" day of June. 19\)(}, argument on the ahove ellptloncd motion is set for Thursday, August 1, )9\)(), at 3:00 p,m, in Courtroom Numhcr 4, Cumbcrlnnd County Courthouse, ClIrllsle, PA. BY TilE COURT. -N.AL Kevin A. Bess, J. Jcsse R. Ruhl, Esqulrc For the pllIintlrf I f.../,"d ~b. ...\.1Y - t.~-"'oJ' (l''(l..t,,t Petcr C. Cillo, Esquire For thc Dcfendllnt :rlm ,. VtM\"1ASNNild AWn'\(! P;t;Il;';VII'\~ I a ,g IIV '1' hi.;' ~s A!NltJ,',LL. i. iO B:.x~j(,l-i.!3', j .' " IJ\",11 . .'1';" JMI" r .11"'''..,. J,., t.... J.... R f\it&. t.... Attorney I,b. No. .UII IVtoAOI . IINON One 80uth MMbI aqu.. ",0, OeuI \148 It.....,..., PA III 0.' 1140 111111331131 AItDmlIyt 'Of Mllnt"' WOOD'S DRIVE ASSOCIATES, a Pennsylvania General Partnership, I IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COllNTY, PENNSYLVANIA Plalntlll v. : NO. 95-3164 : ACTION FOR DECLARATORY JUDGMENT NLl/LF II, L.P., Defendant BU.l.E TO S!:tOW CAUSE AND NOW, this _ day of June 1996, upon consideration of the within Motion to Compel, a Rule Is hereby Issued upon Defendant NLl/LF II, loP. to show cause why the relief requested should not ba granted. RULE RETURNABLE _ days from the date of service, BY THE COURT: J, '., t ]11' n 7 1Q(ffi .,1 JelIk F.ltiNy, Jr., hqun .lto.. A, _ [..... All_ 10, No, 11111 IV'Ol<OI . "NON Ono ....h """",, _ p. O. Bo.. 1140 ll.........., PI< 11101,1141 IJIlI3)),1131 Attorney. lor Aalntlfl WOOD'S DRIVE ASSOCIATES, a Pennsylvania Ganeral Partnership, I IN THE COURT OF COMMON PLEAS OF I CUMBERLAND COUNTY, PENNSYLVANIA Plslntlll v. : NO. 95.3154 : ACTION FOR DECLARATORY JUDGMENT NLl/LF II, L.P., Defendant ORDER AND NOW, this day of June, 1996 and after hearing, the Defendant, within fifteen (151 days of the date of this Order, Is hereby Ordered: 1. To provide complete answers to the following Interrogatories contained In the Plaintiff's First Set of Interrogatories: 2, 3, 4, 6, 8, 7, 8, 9, 12, 13, 14 and 15; and 2. To provide complete responses to the following Requests for Production of Documents: 2,3,4,5,6,7,8,10,11,12,13,14 and 15. Furthermore, as a sanction for the Defendant's failure to comply with the Rules of Civil Procedure ragardlng discovery, the Plalntllfls awarded the sum of $ BY THE COURT: J. :~~~~~~;;,:\' ,'" ' ., . . ',,\". ,',' I, ;:.t ......0. a...... ATTOllNI:V8 I'T LAW . , 'Ol'lc.aU.TH .MA~j(n 8QUA"1 . . . ".Il. 8011114. . ,.........'..UNO. PA i710IH'''1II , ~- . ~>- : .!,>l ~~ J!:;~: '~t-' -;,~.,,'... "'CO ~. <:~'{~ :;-(Ii'. .-:;?tt:-';"- ,'~'~..::;1[,:.''-'' ':i:~-~'-"- ri ...- i',o~ ~_,i1~:l;r~~t{ii: ., ... i . 3. On April 10, 1996. this Court entered a Rule to Show Cause on Defendant to show causa why Defendant should not answer Plaintiff's Interrogatories and produce the requested documents. A true and correct copy of the Plaintiff's first Motion to Compel and this Court's Rule to Show Cause are attached hereto at Exhibit 'A" and incorporated herein by reference. Upon Information and belief. the Court Administrator's Ollice served both parties with a copy of this Court's Rule. 4. Thereafter, due to the pendency of settlement discussions occurring between the parties, Wood's agreed to afford Defendant with an additional thirty (30) days to respond to the discovery Interrogatories and requests. To this end, the parties executed and filed a stipulation whereby Defendant was granted until May 16, 1996 to respond to Wood's First Set of Interrogatories and Requests for Production of Documents. A true end correct copy of the Stipulation Is attached hereto at Exhibit "B' and incorporated herein by reference. 6. Nevertheless, despite this extension made In good faith to the Defendant, Defendant failed tu respond to Wood's discovery matters by May 15, 1996. 6. In response to Defendant's failure to abide by the terms of the Stipulation. counsel to Wood's wrote Defendant's counsel on May 23, 1996 and advised Defendant that unless complete answers and responses to Plaintlll's discovery requestll were delivered to Plslntlfl's counsal by Tuesday, May 28, 1996, Plaintiff's would file a second .2- . .' . .... ".'" ......"... c:. . . ...."... .... . ......U.\. . .' . ". '.' " .:,"::,. '.:. "". " ".?) . ),. :Z'''~:'' ..... . .;" .:< <,. ." ""',,.>:, ,"'.. ".::. '. !" ., c'. . ". '.:e\:"\'\ . ,'. "::j""..' .'. ..: . . .< i." ',,:' >,...C".'C':d" : ..' . .:: ",'. ,,"L'.,' . .c,<'," '/'" ':',:< "," . " '. : '.. ;,:".<~::/:. ,: " ""'''.: ': . '" '..: ....'e. .i""" " "".",..,,': .:.' .."""..,' . '" '." 'y :;e.. ,." "'" '"."", i" '. . '" :',: pr"~,,:"": "',, i "~,;~',c;:"':~:. .C:" ...'" ,: .,:.,.""."'" '. 'e;:. i....... :",,,'',:''. .' ... "c "'.:. ......,.:. '. n<'.,' 0,. '" '........,.. '." '. '. ':.,:,,, ">'.,,,;.,,:':'''' e.:,,'. :i.,,,,,,." '.';;::,.;;',,;' '''''':'",:; .' ,. '..:' ," , . ".::..,.... :.".., : .'"",-.:",.:.: ''', ::.' ',\,":: ,,,'~:'..'''''. ...., "." ", "',"".' ":.'".".:.,,,,: ". u"::,:.,',. . ".:: " . ". '. . ". .", .". .i.'." "\'.' . " ,:"".' . i.,':'. '. ." ."'.:' , . ': ',:, .:. :,' ,. \'~Ji: r';"~' . ;,,' >" '.',;", . ..> :".:",;'" '''.' ....: . -, - ',,1'" - ' . '," _ .:;',;- .'. . . "'".:'. . ':' - - " . -. -, - -, -- . "......: . ..: . . ',',' . ,,". . ..' ".', . .: :"" > .::: ::' '" ". '~"':,,"r: "'",, u" . " .;-> "'.~,,:. ,..,,,' .." ',., "', . ": ": :..': . .;,,',' . ." ....,'."..". ..... . . '. "",,,.:.> .. "....,"" . , :. . . .....~." . . ~ , "~::; ,~j~ cc~; < :. ..... ;. "-'</. ,,,..:, ".:.:. ". .' ..., .... , .. . " ...".; ~ , ....:. " . '" .'" .', . ,,'. I ~ Joe. F, _. .11,._ '-~,_,I- "H..... I.D, Nt, "7M AtlOAOI . IINON One Iouth MItUt .... P. o. 10. 'US 1_...., PA 17101-1140 1717) US.ln1 A"DnWy' fM ........IH WOOD'S DRIVE ASSOCIATES. a Pennsylvania General Psrtnershlp, I IN THE COURT OF COMMON PLEAS OF I CUMBERLAND COUNlY, PENNSYLVANIA I Plaintiff I NO. 95-3154 v. : ACTION FOR DECLARATORY JUDGMENT NLI/LF II, L.P., Defendant ME TO SHOW CAUSE AND NOW, this .J.f)!!lday of flr";"L, 1996, upon consideration of the foregoing Motion to Compel Discovery to Answer Interrogatorias, and to Produce Documents, a Rule Is HEREBY ISSUED, ordering Defendant to show cause why Defendant should not answer ths Plaintiff's interrogatories and produce the requested documents. RULE RETURNABLE 'J.() days from the data of service. BY THE COURT: 0/ ~AH~ tl. -1okd4-_ J. T~IJ!= COpy FROM RECORD In r . I" '1'1" ".,. ."" .. .'. .. u :' ",")untosutmyhand ..'!" .. ''''''1 , ." .'VU (, , " ,;1 Ca""1e ... ~,. J~J.f' ~I S . ro!. ~~4 ;'d"'rJ.C - .~ ~ prothoootaiy Jool.F,HuoIoy.Jt,.E_ _A,.....,E_ An.... 10, No, 11711 ,,"<lADI . IINON "'" ....h Moobt _ P. o. 8o.1UI Uemabwg. PA 1710""48 171712U.1731 Ahanwyt 'Of PIM'IfIItf WOOD'S DRIVE ASSOCIATES, a Pennsylvania General Partnership, : IN THE COURT OF COMMON PLEAS OF I CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff I NO. 95.3154 v. . . : ACTION FOR DECLARATORY JUDGMENT NLI/LF II, L.P., Defendant OBDEB AND NOW, this _ day of , 1996, upon Motion of Plaintiff, and upon consideration of the arguments advanced by the parties, it Is heraby ORDERED THAT Defendant shall respond fully to Plaintiff's First Set of Interrogatories and Requests for Production of Documents within ten (10) days from the date of this Order, under penalty of sanctions if Defendsnt does not comply. BY THE COURT: J, 3. Defendant made no objection to Plalntlll's discovery requests. 4. As of the date of this Motion, Defendant has fallad to respond to Plalntlll's discovery requests. WHEREFORE, Plslntlff Wood's Drive Associates respectfully requests that this Court enter an Order com palling Defendant to respond fully to Plaintill's First Set of Interrogatories and Requests for Production of Documents within ten (10) days of the date of the Order, under penalty of further sanctions pursuant to Pa.R.Clv.P. 4019if Defendant does not comply. RHOADS & SINON By: 101117 Jac 11. u ley, Jr. Je R. Ruhl P. .Box1146 Ha rlsburg, PA 17108.1146 (717) 233-5731 Attorneys for Plaintiff .2. , . .,,' C::,:~.,' '. " . """.:" .. .... ',' .'. . )', .< ',' F''; . ". " ,J :,;0:: ',.".' 'c':' "." <.:'. /.::; ...... c' < "':"/~f:;'::~:"" :,,", ,.,' '''''c'' :,' . ',.. ::,.,..,':":. , ,',.' '. " :"':, .'." :.:. '. . ',. ' ;', -.., '.' ....,.: .,.. .. .' ".; ;', "", ,,;. '"C' .,,,, > ,.' ',: , . .'.:' '. ''',> .:'. .'00 . .'. " ~.~~. ~ ~:. .. ',;, >: ;.:'" .' ,} :'. ::.; ". ..' .'..., ,H., . , . ".' " :>5,. ...' ..... EXI:tl.III.Jl .::. . .',',." .::.t . ..-', >'""., F ,':,'" .'," ,';':/.:,:.:',. ":,' " ".:'. . . . "',;':', :'; :'. , <:". '. .' ' .. ,:.;, .'. ':.'," ':,,'.' ',; . . ,,>:. >,".::, '. .'. ',c' . . . . " '. "".' ,.:'.. .' ;::~:;. "=:'. ' ". ::,',:, '.,' "..::,: c.::: , , ''':,' ,,,',~ ",c, .-. .' ., ""00'.:. ,', . ,",<>,c '. , '<~, ,='<::.. ';'." '.'; '" .' ""'}'- . :' .:.;' ",,": ::',,'.' .'.' ,,:', ,,', ,. . ". . .',:'., ": ' .... " :',.:. "'.: "'.~ ':,.. .: ,.,> ',;=",', . , , ",:~ '.:..,"".,:L '. ,':, ,',' ,'. ',' . >:,:,' : "",' , . ',' .,,' '::.': ':, ','" ". 'C...',.,..,:.....,',. .,.... . "'" '" '.'> T " ':'_:'~ ",":~:.'. ,.,.'."... "" ,', , . ,.' ".> '. ,: "'" '. '," ,", '. '., ".:.'" '00:' '.', '.: ',', , :. ,-,::"~':'/." '." ....'. :"" .; ''',','''' . .,c..:.'>,.,... "c' . :,' ': " '. '. ,,: 00 ",' "." '. . :.' '.'.:' . , '.':':'. ',:', " "'.'.>:' '" "."..".::,".., "'..,," '.: .' '. " .' ...".'n,~.: " ':", '..:' '.' ---:' ,"" '::"~,.'::: c, :'; ,'. ,.,.' . "C:/C""",: " ", ' :/.:,':",',:":: ',,,' .'i'>,:,.,..,:....',,,.,;,.....:', ',',': "" -: -:':'.' '. '''':,;,:''" ,,: :':' "....""00. .'~. . ".;' .',' '.' " .'.:.. .,..' .:, ' . '.' " . " : ,"',.,:." '" .', . '''.':'" " . '" . " ,,',:' , c'" >.', '00"" ;c-',: ",,' ':. '.", '.'.:' ":, ",' ' ,'.' .:,' '.',,'>,".' ,:C'." ,'.' ". ' ", : ",,<,.' ,,' ,.... ' :,.' ":' ,',", . . , . , .....,,_..10,,_ '-'11._- A_ 1.0, No, IIlN IftllADl....ON ---- P. O. ... 1141 ...........' 'A moe.1140 1717113).1131 "'tt..-ye 'lit ~ IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY. PENNSYLVANIA NO. 95-3154 WOOD'S DRIVE ASSOCIATES. a Pennsylvsnia General Partnership Plaintiff v. . , : ACTION FOR DECLARATORY JUDGMENT NLl/LF II, L.P., Defendant TO: NLI/LF II, L.P. c/o Peter C. Cllio, Esquire Two Penn Canter Pine, Suite 900 Philadelphia, PA 19102 PLEASE TAKE NOTICE that you are hereby required, pursuant to Pennsylvanle Rule of Civil Procedure No. 4001. 11 UII. to serve upon the undersigned a copy of your answers snd objections, if any, In writing and under oath. to the following Interrogatorlell within thirty (30) days after service of tha Interrogatories. The answers shall be Inserted In the spaces provided. If there Is insufficient space to answer en Interrogetory, the remainder of the answer shall follow on a supplemental sheet. These Interroglltories shall be deemed to be continuing Interrogatories, If betwesn the time of filing your answers end the time of trisl of this matter, you. or anyone acting on your bahsll, lasm of any further information not contained In your answers, or If you learn that sny Informetion set forth in your anawers Is or hss become inaccurate or Incorrect. you shall promptly lIIe snd serve supple mente I answars. ~ 'lbc following definitions arc appllcable to these Ita1ldard Interrogatories: "Document" mtalllany written, printed, typed, or other graphic matter of any ldnd or nature, however produced or reproduced, including photographs, microfilms, phonographs, video and audio lapel, punch cards, magnetic tapcI, discs, dall cells, drums, and other data compilations from which Infonnation can be obtained. "Identify" or "Identity" means wbeD used in reference to - (I) A Dltural penon, hiI or her: (a) full name: and (b) present or laIt known J'CIldencc and cmploymentaddress (lncludlna street DIlDO and number, city or town, and IlIte or county): (2) A document: (a) ill description (C.I., letter, mcmonndum, report, etc,), titio, and date; (b) ita subject matter; (c) ita author's Identity: (d) ita addresaec'sldcntlty; (e) its present location: and (I) Its custodlan'sldonthYi (3) An oral communication: (a) its date; (b) the place where it occumll; (c) its subltaDCC; .2. answcrs must be supplemcoted IDd IIDcoded u required by the PeMlylvanla Rules of Civil ProcedUI'C, (2) Claim of privilCIC. - With rcapect to any claim of privilcgc or immunity from dlscovcry. you must Identify thc privilclc or immunity asserted and providc sufficicnt infonnatlon to substantiate the claim. (3) OptIoo to produce documcnts. - In lieu of ldentifylnl documcots In response to thcse Intcrroptories, you may providc copies of such documcots with appropriate refcrences to thc corrcspondlnllntcrroptories. -4- 2. Identify each perlOn woo baa knowledge of the assignment of the Sporting Green Note and Mortplc and/or the Wood's Drivc Note and Mortpge to the Defendant. -8- 3, Identify each pcI10n who has ImowlcdF orpaniclpatcd in the Defendant's decision to relwe and/or satisfy the Wood's Drive Mortgage Identified In '11 of the Amended Complaint. . "'. L~~,q;"'j;.~k~:;;?}I} - ';"~;':}f,.,{:""'r:~'{~' :;>, ; - - ' ';", C' ," ;" "'" ", ",: ,'i',: ,".:;:'~ ,,:' );.~;V'-;S,~;;. ,',' ".'.',';f;;:~; ~,~~';i~~ y,,' ,.-~;;?; :~,.tli,.t~i~:'Y,["; ,~, '" .":;, ,i" :,;;p,.,;\~;~~.~~iK;Y' , ., ~ ; , \. ",N:;~':' " ":, ";'" ;', ;,/' .. .; "" "i,":;'.,";;:t.~;:' ,i_;;:: C ii' ,<'::j)~;:. '; , ':' ,':,"';;;,,,,,, "'.. "',,';' ;',,' ":';, '" _,' ",::;. ",', , .' ":,.,,.,_:.,. f'''. ,';::~;':,:'~';;,; """, ", ,;", . ':i '. '.'.' ' , ':"';, " · , " ,,; .<c', "..<" '::,"''''':''-,:''',:,,''',':: ,':'c:;;,: ':7 " ,,"'" ," "",,' >':/;':'''' ';C' ",' , f;~~ 'i,,: d,' -..,,; +. ' "", :' "". ,',: . .: ,":'\ ,>, .:<', ", ,',,::;:: ,," ,",:' ',' ',;',:i ':,"" ".", " , ",:::,' " ',,' ,:'" r;,' .".:;', ." ':, "".: :.';';':' i' 5,,:, ,',:', " .'.' ,;' "C ", ' ""_", , 'i," , ': 'C':' i': ' - '<' - " ' " "",", "", ': :'~"-'~,': \; .""',,','~ .,. '~':,:,.',"',"" ,,; "i~~':.: , ,:,,':' ",:,:;'.:", ":," .. ' ':: ,'" ,,;':'.' ""';,"',,<<',' "";':":":'~:. "";'" ,;.,.', ;'. , 'i ,'" ;',' ',,' .>, ' - ;'," ,': '''' <'. ' ,': " ; , ' " ,', " "", , . ',',' i""" ",",,,,,.,,,,. , c, ',i, ".;, . :.' ,7. 4. If you know of anyone who baa aiven any statements (15 defined by the Rules of ClvU Procedure) concerning this action or Its subject maner, stste: a. The Identify of the individual b. When, where, by whom and 10 whom each statement was made, and whether it wu reduced 10 writing or otherwise roconlcd; and c. The Identity of any penon who has custody of any statement that wu reduced 10 writing or otherwise rocorded. . B . 5. If you, ofaomeooc not an expcltlubject to Pa,R.Clv.P. 4003.5, conducted any InVestl.atIoDI of the incident, Identify: I. Bach penoD, and the employer of each penon, who conducted any Investl.atlon(s); and b. All notes, n:pona Of other documents prepared during Of as a rcsult of the investigations and the penons who have custody tbcrcof. ,8. 6. Identify each perIOD youlotend to call u. non-cxpcrt wib1ess at the trial of this cue, and for each penon identified, state your relationship with the witness and the subsuncc of the facts to whicb the witncss Ia expected to testify. . 10. 10, Identify tho teo .....ost ahareholdon of the Defendant colpOralion, -14- 12, Identify eacb lndlvldual at the ReIolution Troll Corporation ("RTC") with whom tho Defondant corporation had any communication or meetlnla conccmlnl In any way whallOOvor tho Sportlnl GJ'llCn Note or MortplO and/or tho Wood', Drivo Note or MortPlo, .,.. 15. Identify the cndty or individual rcapon.lble for makin, the payments referenced in the two P,.........ih11 intcROptorlca, . 18. 16, What II tho title ud wballnl the Job fOIIXlDllbWtlea or UncIa Hoodenon7 .10- 8. A1J documents tbat rdloct, Rllate or refer 10 1hc actual or proposed uslgnmcnt of thc Wood's Drivc Note or MortNC. 9. A1J documcnts that Rlflcct, Rllate or refcr 10 Defcndant colpOllItion's efforts to assign, sell or transfer In any fonn the properties secured by thc Sporting GRlen or Wood's Drivc Mortgagcs. 10. A1J documcnts that Rlflect, relate or Rlfer to any meeting, communications, correspondcncc, discussions or ncgotiations regarding 1hc Sporting GRlen Notc or MOrlJlle or thc Wood's Drive Note or MortNC. II. A1J documcnts whicb reflect, Rllate or refcr 10 or qucstion, opine upon, consider, analyze or discuss wbethcr Defcndant has or bad any obligation to release or mm satisfied the mortgagc securing tbe Wood's Drivc Note. 12. A1J documcnts whicb reflect, relate, refcr 10, question, opine upon, consider. analyze or discuss thc Defcndant's decision to Rlfuse 10 release or mm satisfied the monpp securing thc Wood's Drivc Note. .23. 13. Any calendar, diary, telephone meslllc 101 or other chronological record of any sort, covcrinl thc period December I, 1994 through January 31, 1995, or any portion thcRlOf, used, possessed, or maintained by any present or fonncr officer, director, employee, agcnt, attorncy, accountant or representativc of Defcndant to the cxtent that such records reflect, Rllate or refcr to thc Sportinl Green Note or MoltJllc and/or thc Wood's Drivc Note or Mortgagc. 14. A1J documenta which Rlflect, relate or refcr to any statemcnt made by any party or witncss concerning this action or its subject matter. IS. A1J documents prepared by or for thc Defcndantln anticipation of any litigation or trial involving Plaintiff, except to thc extent that such documcnts arc protected from discovcry under Rule 4003.3. ~:~'DS · :'N:ft U lCk F. urlev. Jr. else R. Ruhl . O. Box 1 146 Herrisburg. PA 17108.1146 (717)233-5731 Attornev. for PI.intlff ..". . 24. CERnFICATE OF SERVICE I hereby certify that on November}-? 1995. e true and correct copy of the foregoing .Flrat Set of Interrogstorles and Requeats for Production of Documents. wllaerved by United State a mell. first clasa postage prepaid. upon the following: Peter C. Cillo. Esquire Federmen and Phelsn Two Penn Center Plsza. Suite 900 Philadelphia. PA 19102 t~.~f!.tl/ ! /ulr3/IUIID/pCC/woodl..tip rlDl1UIAIf AND PHILMI BYI 'eter C. cilio, laquire Identification 10. 3".' 8uite .00 Two 'enn Center flala 'biladelpbia, 'A 1.102 (215) 513-7000 Attorney for Dafendant WOOD'8 DRIVI A88DCIATI8, a fennaylvania Oen8ral fartnerahip COURT or COMMON 'LEA8 CUMBERLAND COUNTY NLI/L" II, L.P. I I I I I I I 10. '5-3154 VI. 8TI'ULATION rOR IITEI810N or TIMI TO RI8'OND TO DI8COVERY Plaintiff, Wood's Drive Associates, and Defendant, NLI/LF II, L.P., by and through their counsel, hereby stipulate and agree as followsl WHEREAS, on or about November 13, 1995, counsel for Plaintiff served Defendant with a formal request for discovery in the form of Plaintiff's First Set of Interrogatories and Request for Production of Documentsl WHEREAS, the parties were in the process of negotiating settlement of the dispute which is the SUbject of the instant action, but were unable to conclude such settlement; WHEREAS, on or around April 8, 1996, counsel for Defendant received a copy of the Plaintiff's Hotion to Compel Discovery to Answer Interrogatories and to Produce Documents (the "Hotion") regarding the above referenced matter; NOW, THEREFORE, the parties hereto, intending to be legally bound, stipulate and agree as followsl ,~'i' ..... <>. ." . . . '" ' "g' "": A;' ;b ",",C' , ' . .'. ...... ..."/;~ .... 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MINICHIL aU"'H. ac_" DUN' ...lllt....nl' 'ODD" IH't.4 "I"'N"I." ".HUOM MI","'UM ~ ..OI.L 'MO""''' HCH'u.A H.IOADS . SINON ATTOIINEye AT LAw DAU~HIN BANK BUn.DING TWKL,.TH FLOOR ONI SOUTH MARKeT SQUARe ~.O. .ox t ,... HAII",..UII". PA 1710e-II04. TELEI'HONE 1717..:U..731 O'COU"'HL 'UNM" IINCMrI .lOMN IC DOWUNO PAUL N .HOoUaI .M..'.... "'OM" If. IfU"'L.MAN .11..... CL.'n.& '" "I..DI....O' .....1... ,,.,.NO_: QIN~,,^L.l '1'...1..1.... MUHICI"AL O"OU": '1'.1.'''.10 LITIGATION o"ou~: '''..a'...a7 Chllllef D~ NO PI\.&"O ...,.. May 23, 1996 R.: Wood', Drlv. Allocl.t.. v. NLlILF II. L.P.. Cumberfend County coun of Common PI.... No. 811-31114. Action for Declar.tory Judgment VIA FACSIMILE: 21&-1113-111134 end U.S. MAIL Peter C. Cillo, Esquire Federmen end Phelan Two Penn Center Plez" Suite 900 Philadelphle. PA 19102-1799 Deer Peter: Despite our cllent'e good felth agr..ment to ext.nd ageln and egeln the tlma p.riod bv which NLI waa r.qulred to respond to our discovery requeats, you heve yet to comply with your discovery obligetlon.. Therefore, be adviled th.t In the event we do not heve complete answers and responsea to our di,covery requaet.ln our office by 12:00 p.m. on Tuesday. May 28, 1996. we will file e IBcond motion to compel, this one requesting oppropriete aenctlon.. JRR/ell 104417 Very truly yours, INON By: j 1t~1111 A m-R.R~~ V. co: Jlck p, Hurley, Jr., Elqulre YO"" D'''C It III~' MAft"Cl .'''llT. YORK,'" '7401, TlU:;"HONII'P'JI ..a.......''''' ."" ....... LANCAlfl" O"ICI.: II NO'''H UMr: 'HUtt. LANCAeUft, "" "GI. tr;LC,.HONE. ""I ...'.ll".'AX ".,...,...., ",.'ILlAnO o"ICI, lUlU ,-e;;, 1100 IQUTH Dlall: HI(lHWAY. .OCA ""TON.'L 111411, T[LI"HONII..aJl J........ 'AJlI40" ......., " ,:, ':..:, ' _:.', :5' '. .:. ":.:" ,.;, . '.., ' ," -- < ,',,!:.>'.;" ~:':- .'m.,,:;{; "'..~ . . 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':"(,..-.~:-,~,- : " ..,:: ':,,' ,,'" .''' ,:. .~..:-'.: ' " . c' , .. . ,"",', ': :".::-..... ,"",-- .' :-' i ':: . . , ," '.;' '. .. ',',' '.:. "'. ,,:'<'''. " ' , ,:.::..' "'" ,::-. , ,'.'.:' ,'.' ..:' :-,' ."':'" "....,'.'. "t}.' , ", . ,'.', >:"", ";> ',:' -', . . ,"':. ,'.:'.:" c, , '. "", ..' :.:,. ", ,.... ~'., ".,:.:'. ',~. ..".' . .' .::.' ",' ':' ' , .,', " . ;', ':"" :,',: : '.' .- "",' , " --".' -... " i I: /ulr3/Iul.D/pcc/Dli..Dlrogl rlDIRMAM AND PHI LAN BYI 'eter C. cilio, lequire Identification No.3".' suite .00 Two 'enn Center 'lala ,hiladelphia, fA 1.102 (215) 513-7000 Attorney for Defendant WOOD'S DRIVI ASSOCIATIB, a 'enneylvania General 'artnenhip COURT OF COMMON fLEAS CUMBIRLAND COUNTY, 'A ve. I I I I I I I NO. 15-3154 NLI/Lr II, L.'. ANSWIR or NLIILr II, L.'. TO INTERROGATORIIB Pursuant to Pennsylvania Rule of civil Procedure No. 4001, n ~., defendant, NLI/LF II, L.P. ("NLI"), by its undersigned attorneys, hereby responds to Plaintiff's Interrogatories. The responses and objections are founded on the present state of answering defendant's review of documents and its ongoing investigation of docunents and potential witnesses. In providing these answers, answering defendant neitter waives nor intends to waive the right to rely upon all information and documents which have been or will be produced in discovery or acquired in anewering defendant's continuing review and investigation, and answering defendant expressly reserves the right to amend, modify or supplement these responses and objections andlor rely on additional information or documents based on its further review of the documents produced to date, additional discovery which is conducted, and ongoing investigation of documents and potential witnesses. By making information, materials or documents available in response to Plaintiff'S Interrogatories (hereinafter "discovery requests"), answering defendant neither waives nor intends to waive any objections regarding Plaintiff's use of such information, materials or documents, including but not limited to competency, privilege, relevance, materiality and admissibility. Oeneral ob1ectione 1. Answering defendant objects to Plaintiff's discovery requests to the extent that they are unduly burdensome, expensive, harassing and not reasonably calculated to lead to the discovery of admissible evidence. As used herein, these terms mean: (1) that the request so characterized requires a search for information, materials or documents which are not relevant to or reasonably calculated to lead to the discovery of admissible evidencel (2) that the value, if any, of the production of such information, materials or documents is far outweighed by the burden or cost of producing them; (3) that the request so characterized requires an investigation into matters not within the knowledge, custody or control of answering defendant; (4) that the information requested is contained in materiale or documents equally available to the Plaintiff as to answering defendant or that the materials or documents requested are already in Plaintiff's possession I or (5) that the request so characterized is intended by the proponent to caUSl answering 2 defendant to expend time and effort in a search for information which is of merely marginal interest to the proponent and not reasonably calculated to lead to the discovery of admissible evidence. 2. Answering defendant objects to Plaintiff's discovery requests to the extent that they seek disclosure of information andlor identification of materials or documents that are subject to the attorney-client privilege, the attorney work product privilege (inClUding, but not limited to, materials or documents prepared in anticipation of litigation by or for answering defendant, their attorneys or other representatives, and information, materials or documents which would disclose the mental impressions, conclusions, opinione or legal theories of answering defendant's attorneys or other representatives concerning any matters at issue in the litigation) andlor any other applicable privilege or protection. J. Answering defendant objects to Plaintiff's discovery requests to the extent that they seek information, materials or documents that are not material or relevant to this lawsuit or that are not reasonably calculated to lead to the discovery of admissible evidence. 4. Answering defendant objects to Plaintiff's request for admissions to the extent that they require answering defendant to assume facts and opinions which are not of record, untrue or otherwise contradicted by facts and opinions of record. J 5. Answering defendant objects to Plaintiff's discovery requests to the extent that they merely consist of legal assertions, argumentative conclusions, or are otherwise lacking in factual content. 6. Answering defendant objects to Plaintiff's discovery requests to the extent that they are overly broad, vague andlor ambiguous. As used herein, the term "overly broad" means that the request so characterized seeks, at least in part, information, materials or documents irrelevant in scope, subject matter andlor time period to the particular matters at issue between answering defendant and Plaintiff. 7. Answering defendant objects to Plaintiff's discovery requests to the extent that they may purport seek all facts on which answering defendant may rely in the defense of this action, because discovery in this case is still continuing. Accordingly, answering defendant reserves the right to supplement these responses to Plaintiff's discovery requests upon the discovery of additional facts at any time up to and including the time of trial of this matter. B. Answering defendant objects to Plaintiff's discovery requests to the extent that they request the identification of "all documents", insofar as such requests purport to require answering defendant to identify documents available from public or government sources or to identify documents produced by Plaintiff during discovery in this case, or otherwise in the possession of the Plaintiff or its agents. 4 Plaintiff and other parties have produced to date numerous documents upon which answering defendant may rely in connection with this case. Also, many documents are in the public record. 9. Answering defendant objects to Plaintiff's discovery requests to the extent that they seek identification of every person or every individual with knowledge of the facts relevant Lo this litigation. To date, very few depositions have been taken in this case. Accordingly, it is impossible for answering defendant to answer these requests completely. 10. Answering defendant objects to Plaintiff's discovery requests to the extent that they seek information relating to or generated by any expert retained by answering defendant, whom answering defendant does not intend to call as a witness at trial. 11. Answering defendant objects to Plaintiff's discovery requests to the extent that they are premature, as discovery in this case is still continuing. Accordingly, answering defendant reserves the right to supplement these responses herein upon the discovery of additional facts at any time up to and including the time of trial of this matter. 12. Answering defendant objects to Plaintiff's discovery requests to the extent that they seek to impose obligations inconsistent with those set forth in the Pennsylvania Rules of civil Procedure. 6 InterroCJatorie. 1. Identify each person who assisted in the preparation of the answers to these interrogatories. AIISWBRI Darren Vance Hindemann 3030 N.W. Expressway suite 1313 Oklahoma city, OK 73112 1 2. Identify each person who has knowledge of the assignment of the sporting G~een Note and Mortgage andlor the Wood's Drive Note and mortgage to the Defendant. ANSW" I Objection. See general objections which are incorporated herein by reference. Defendant also specifically objects insofar aB this interrogatory is vague and ambiguous and it is not clear in what manner any person may be said to "have knowledge of the assignment of the sporting Green Note and Mortgage andlor the Wood's Drive Note and Mortgage to Defendant". without waiver of or prejudice to the foregoing, specific objections and the foregoing general objections and reserving at all time the right to supplement any response not given upon the completion of continuing discovery, Defendant responds to the extent that Defendant understands this request and that the persons who had knowledge of the assignment and the issues relating to the instant lawsuit arel Darren Mindemann I,inda Henderson 3030 N.W. Expressway suite 1Jl3 Oklahoma city, OK 73112. I 5. If you, or someone not an expert subject to Pa.R.Civ.P. 4003.5, conducted any investigations of the incident, identify I a. Each person, and the employer of each person, who conducted an investigation(s); and b. All notes, reports or other documents prepared during or as a result of the investigations and the persons who have custody thereof. AMBWERI Objection, See general objections which are incorporated herein by reference. Defendant also specifically objecte to this interrogatory on the grounds that the term "investigations" is overly broad and vague and is not reasonably calculated to lead to discovery of admissible evidence. Without waiving said objection and reserving the right to supplement any response not given upon completion of discovery, Defendant responds to the extent Defendant understands this request as follows: Neil steimer and Darren Hindemann reviewed the loan documents and file with respect to this matter. Any investigations by counsel and documents pursuant to such investigations or any other documents produced in anticipation of this litigation are protected by the attorney-client privilege and attorney work-product privilege. II 6. Identify each person you intend to call as a non- expert witness at the trial of this case, and for each person identified, state your relationship with the witness and the substance of the facts to which the witness is expected to testify. AMB.BRI subject to amendment and lor supplementation at a later date based upon the results of discovery, Defendant intends to call the following persons as witnesses: Linda Henderson Darren Hindemann Chris Zettlemoyer, Esquire G 8. Identify all exhibits that you intend to use at the trial of this matter. AN8WP.RI objection. See general objections which are incorporated herein by reference. Defendant also specifically objects insofar as this request for production of documents seeks information prematurely. subject to amendment and supplementation based upon continuing discovery and without waiving said objection, Defendant responds as followsl Wood's Drive Note and Mortgage Sporting Green Note and Mortgage NLI's letter to Nina sanghvi dated January 16, 1995 8 9. If you intend to use any admissions made by the Plaintiff at trial, identify such admissions. AHBWIRI Objection. See general objections which are incorporated herein by reference. Defendant also specifically objects to this interrogatory as overly broad, vague and ambiguous. without waiving said objection and reserving the right to supplement any response not given upon completion of discovery, Defendant responds to the extent Defendant understands this request, that Defendant has, to date, not identified any admissions made by Plaintiff to introduce at trial. However, this answer is subject to amendment and supplementation based upon the results of discovery which is ongoing. e 10. Identify the ten largest shareholders of the Defendant corporation. AMS.IRI Not applicable since Defendant, NLI/LF II, L.P., is a limited partnership. 10 12. Identify each individual at the Resolution Trust corporation ("RTC") with whom the Defendant corporation had any communication or meetings concerning in any way whatsoever the Sporting Green Note and Mortgage and/or the Wood's Drive Note and Mortgage. ANSWER I Objection. See general objections which are incorporated herein by reference. Defendant also specifically objects to this interrogatory in that the request to identify Anl communications or meetings with the RTC is overly broad, vague and seeks information which is not relevant to this lawsuit and is not reasonably calculated to lead to discovery of admissible evidence. By way of further answer and reserving the right to supplement any response not given upon completion of discovery, without waiving said objection, Defendant responds to the extent Defendant understands this request, that Defendant is not awara of any such conversations which specificallY relate to the sporting Green Note or Mortgage andlor the Wood's Drive Note or Mortgage in that the aforesaid loans were acquired by Defendant in conjunction with an acquisition of a group of loans from the RTC. 12 13. state the amount oC compensation paid for the assignment of the aporting Green Nots and Mortgage to Defendant refarenced in '34 of Oofondant'e New Hatter. AN..IRI Objection. Bee general objections which are incorporated herein by reCeronco. Defendant also specificallY objects that the Information requested in this interrogatory is not relevant to this lawsuit and is not reasonably calculated to lead to the discovery of admissible evidence. 13 14. state the amount of compensation paid for the assignment of the Wood's Drive Note and Mortgage to Defendant referenced in '34 of Defendant's New Matter. AN8WIRI Objection. See general objections which are incorporated herein by reference. Defendant also specifically objects that the information requested in this interrogatory is not relevant to this lawsuit and is not reasonably calculated to lead to the discovery of admissible evidence. 14 15. Idantify the entity or individual responsible for making the payments referenced in the two preceding interrogatorios. AM..IRI NLI/LF, II, L.P., a Delaware limited partnership; By: NLI Land Associates, its general partner; By: National Loan Investors, L.P., a general partner. liS . .-~- ..," .' 16. What is the title and what are the job responsibilities of Linda Henderson? AMBWIRI Title: Acquisition Administrator; Responsibilities I Oversee due diligence; funding and closing of loan portfolio purchases. 16 VERIFICATION I, Darren Mindemann, state that I am Unit Chief for National Loan Inveetors, L,P., a general partner of NLI Land Associates, the general partner of Defendant, NLI/LF II, L.P. and that ae such I am authorized to make this Verification on behalf of Defendant. The etatements made in Interrogatoriee are true and correct information and belief. the foregoing Anewers to to the best of my knowledge, I understand that the statements made in the foregoing Answers to Interrogatories are made subject to the penalties of 18 Pa. C.S.A. Section 4904 relating to unsworn falsification to authorities, ~ DARREN MINDEMANN /ulr3/lulaD/pcc/Dli.rqltaDI rBDIRMAIf AIfD 'alLAN ~YI 'eter C. Cilio, zequire Identifioation No.3"" 8uit. .00 TWO Plnn center 'lala 'biladelpbia, fA 1.102 (215) 513-7000 Attorney for Defendant WOOD'S DaIVI ASSOCIATZ8, a ,.nnlylvania Ganeral partnerabip COURT or COMMON 'LEAS CUMBIRLAND COUNTY, 'A ve. I I I I I I I NO. 15-3154 NLI/Lr II, L. ,. ANSWER or NLI/Lr II, L.'. TO 'LAINTIrr'8 rIRST SIT 0., RIOUIST8 rOR 'RODUCTION or DOCUMENTS Pursuant to Rule 4001, ~~. of the Pennsylvania Rules of civil procedure, defendant, NLI/LF II, L.P. ("NLI" or "Answering Defendant"), by its undersigned attorneys, hereby responds to plaintiff's Requests for Production of Documents. The responses and objections set forth herein are based on information and documents presently within the possession of Answering Defendant, and are founded on the present state of Answering Defendant's review of documents and its ongoing investigation of documents and potential witnesses. In providing these answers, Answering Defendant neither waives nor intends to waive the right to rely upon all information and documents which have been or will be produced in discovery or acquired in Answering Defendant's continuing review and investigation, and Answering Defendant expressly reserves the right to amend, modify or supplement these responses and objections andlor rely on additionel information or documents based on its further review of the documents produced to date, additional discovery which is conducted, and ongoing investigation of documents and potential witnesses. By meking information, materials or documents available in response to plaintiff's Requests for Production of Documents (hereinafter "discovery requests"), Answering Defendant neither waives nor intends to waive any objections regarding plaintiff's use of such information, materials or documents, including but not limited to competency, privilege, relevance, materiality and admissibility. General Obiectione 1. Answering Defendant objects to Plaintiff's discovery requests to the extent that they are unduly burdensoma, expensive, harassing and not reasonably calculated to lead to the discovery of admissible evidence. As used herein, these terms meanl (1) that the request so characterized requires a search for information, materials or documents which are not relevant to or reasonably calculated to lead to the discovery of admissible evidence; (2) that the value, if any, of the production of such information, materials or docu~Bnts is far outweighed by the burden or cost of producing them; (l) that the request so characterizsd requires an investigation into matters not within the knowledge, custody or control of Anawering Defendant; (4) that the information requested is contained in materials or documants equally available to tha Plaintiff as to Answering 2 Defendant or that the materials or documents requested are already in Plaintiff's possession; or (5) that the request so characterized is intended by the proponent to cause Answering Defendant to expend time and effort in a search for information which is of merely marginal interest to the proponent and not reasonably calculated to lead to the discovery of admissible evidence. 2. Answering Defendant objects to Plaintiff's discovery requests to the extent that they seek disclosure of information and/or identification of materials or documents that are subject to the attorney-client privilege, the attorney work product privilege (including, but not limited to, materials or documents prepared in anticipation of litigation by or for Answering Defendant, their attorneys, including in-house counsel, or other representatives, and information, materials or documents which would disclose the mental impressions, conclusions, opinions, strategy, or legal theories of Answering Defendant' attorneys or other representatives concerning any matters at issue in the litigation) and/or any other applicable privilege or protection. J. Answering Defendant objects to Plaintiff's discovery requests to the extent that they seek information, materials or documents that are not material or relevant to thia lawsuit or that are not reasonably calculated to lead to the discovery of admissible evidence. 3 4. Answering Defendant objects to plaintiff's discovery request= to the extent that they require Answering Defendant to assume facts and opinions which are not of record, untrue or otherwise contradicted by facts and opinions of record. 5. Answering Defendant objects to Plaintiff's discovery requests to the extent that they merely consist of legal assertions, argumentative conclusions, or are otherwise lacking in factual content. 6. Answering Defendant objects to plaintiff's discovery requests to the extent that they are overly broad, vague and/or ambiguous. As used herein, the term "overly broad" means that the request so characterized seeks, at least in part, information, materials or documents irrelevant in scope, subject matter andlor time period to the particular matters at issue between Answering Defendant and plaintiff. 7. Answering Defendant objects to Plaintiff's discovery requests to the extent that they may purport to seek all facts or documents on which Answering Defendant may rely in the defense of this action, because discovery in this case is still continuing. Accordingly, Answering Defendant reserves the right to supplement these responsee to Plaintiff's discovery requeets upon the discovery of additional facts or documents at any time up to and including the time of trial of this matter. B. Answering Defendant objects to Plaintiff's discovery requasts to the extent that they request the identif ication of "all documants", insofar as such requests 4 purport to require Answering Dpfendant to identify documents available from public or government sources or to identify documents produced by Defendant during discovery in this case, or otharwise in the possession of the Plaintiff or its agents. Plaintiff and other parties have produced to date numerous documents upon which Answering Defendant may rely in connection with this case. Also, many documents are in the public record. 9. Answering Defendant objects to plaintiff's discovery requests to the extent that they seek identification of every person or every individual with knowledge of the facts relevant to this litigation. To date, very few depositions have been taken in this case. Accordingly, it is impossible for Answering Defendant to answer these requests completely. 10. Answering Defendant objects to Plaintiff "s discovery requests to the extent that they seek information relating to or generated by any expert retained by Answering Defendant, whom Answering Defendant does not intend to call as a witness at trial. 11. Answering Defendant objects to Plaintiff's discovery requests to the extent that they are premature, as discovery in this case is still continuing. Accordingly, Answering Defendant reserves the right to supplement these responses herein upon the discovery of additional facts or documents at any time up to and including the time of trial of this matter. 15 12. Answering Dofendant objects to Plaintiff's discovery requests to the extent that they seek to impose obligations inconsistent with those set forth in the Pennsylvania Rules of civil Procedure. 13. To avoid unnecessary expense and duplication, Answering Defendant objects to production of documents which were attached to any pleadings filed by Defendant in the above- captioned case. These documents are already in the possession of plaintiff andlor its counsel. Docuaent. 'roduced 1. See attached. 2. Objection. See general objections which are incorporated herein by reference. NLI also specifically objeots insofar as this raquest for production of documents seeks information prematurely. 3. - 4. Objection. See general objections which are incorporated herein by reference. NLI also objects insofar as this request for production of documents is vague, nonspecific, unduly burdensome, expensive, harassing and not reasonably calculated to lead to the discovery of admissible evidence. NLI likewise objects to the extent that the request seeks information which is covered by the attorney-client privilege and attorney- work product privilege. Without waiving said objection, see the documents attached hereto. 5. - 6. Objection. See general objections which are incorporated herein by referencp. NLI also specifically object. 6 insofar as this request for production of documents is unduly burdensome, vague, expensive, harassing and not intended to lead to the production of admiesible evidence. Without waiving said objection, see documents attached hereto. 7. objection. See general objections which are incorporated herein by reference. NLI also specifically objects insofar as this request for production of documents is unduly burdensome, vague and nonspecific in that Defendant does understand what is meant by "the proposed" assignment of the sporting Green Note or Mortgage. Without waiving said objection, see documents attached hereto. B. Objection. See general objections which are incorporated herein by reference. NLI also specifically objects insofar as this request for production of documents is unduly burdensome, vague and nonepecific in that Defendant does understand what is meant by "the proposed" assignment of the Wood's Drive Note or Mortgage. Without waiving said objection, see documents attached hereto. 9. Not applicable. Defendant has not sought to "assign, sell or transfer in any form property secured by the sporting Green or wood's Drive Mortgage". 10. Objection. See general objections which are incorporated herein by reference. NLI also specificallY objects insofar as this requeut for prOduction of documents is vague, ambiguous, burdensome, expensive, harassing and not intended to lead to the prOduction of admissible evidence. NLI also 7 ~ specifically objects insofar as this request for production of documents seeks information which is protected by the attorney- client privilege and attorney-work product privilege. without waiving said objection, see the documents attached hereto. 11. objection. See general objections which are incorporated herein by reference. NLI also specifically objects insofar as this request for production of documente is vague, ambiguous and burdensome. NLI also specificallY objects insofar as this request for production of documents seeks information which is protected by the attorney-client privilege and attorney- work product privilege. Without waiving said objection, see the documents attached hereto. 12. objection. See general objections which are incorporated herein by reference. NLI also specifically objects insofar as this request for production of documents is vague, ambiguous and burdensome. NLI also specifically objects insofar as this request for production of documents seeks information which is protected by the attorney-client privilege and attorney- work product privilege. Without waiving said objection, see the documents attached hereto. 13. objection. See general objections which are incorporated herein by reference. NLI also specifically objects insofar as this request for production of documents is vague, ambiguous and burdensome and not intended to lead to the production of admissible evidence. NLI also specifically objects insofar as this request for production of documents seeks B information which is protected by the attorney-client privilege and attorney-work product privilege. NLI specificallY objects to production of Darren Hindemann's Activity Log, which record his mental impressions, conclusions and opinions relating to the value and merit of the issues at bar and NLI's strategy, tactics, conversetions and correspondence with counsel. 14. Objection. See general objections which are incorporated herein by reference. NLI also objects insofar as this request for prOduction of documents is vague, nonspecific, unduly burdensome, expensive, harassing and not reasonably calculated to lead to the discovery of admissible evidence. NLI likewisa objects to the extent that the request seeks information which is covered by the attorney-client privilege and attorney- work product privilege. without waiving said objection, sae the documents attached hereto. 15. To the extent they exist, all such documents are protected by privilege from discovery under RUle 4003.3. FEDERMAN AND PHELAN Datel Hay 31, 1996 BYI C. CILI ita 900 Two Penn Center Plaza Philadelphia, PA 19102 (iU!i) 563-7000 . CERTIFICATE OF SERVICE I hereby certify thet on June 5.1996. a true end correct copy of the foregoing "MOTION TO COMPEL ANSWERS AND RESPONSES TO DISCOVERY. was served bV United Stetes mall, first cless postege propeld. upon the following: Petor C. Cillo, Esquire Federmen and Phelen Two Penn Center Plaza, Suite 900 Phlledelphle. PA 19102 /l . rr\ ~"1 l_.L .... J l~ '.-nl~. ./ Clndv L. L zel . . , . IclIO" .. . .. (. ~ . vi " , " " ,', .,,", -- -'~t~;;~~,.i : ,,, ,< : ',-'\ ,",', ',., ;,,:::';" ',',' ";," , """ ", '''<--'!'l'' '" "';' '''" :', , _ ,. ;, :;;", : ;' :~'" '" . , ' - "-~ ";: - ;" " ,;,;p, ,.,t;",j'." . . . . , . , '. c..,; . .,'c: ' "t :, ,;: ,; -' " ':, ",'" ". .' . '.'::: " '. ,"'L" . 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WOOD'S DRIVE ASSOCIATES, a Pennsylvanle Ganerel Pertnershlp, I IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY. PENNSYLVANIA Plaintiff v. NO. 95.3154 : ACTION FOR DECLARATORY JUDGMENT NLI/LF II. L.P., Defendent ORDER AND NOW. this . '30 day of '1..A; , 1996, upon consideration of Plaintiff's Motion to Stay Motion to Compel Discovery, it Is hereby Ordered that Plelntlff's Motion to Compel Discovery Is hereby stayed for a period of thirty (30) days. In the event Plaintiff does not meke appllcetlon to this Court to reschedule the hearing within thirty (30) deys from the date hereof. Pleintlff's Motion to Compel Discovery shall be deemed withdrawn. w BY THE COURT: -J\ L..... /y A 1- / J. ~ J 4. Tho portlos agroo thot during tho deposition 01 the Dofendent'e Rocords Custodlon, the ISSUDS ralsod by tho Plaintiff in Its Motion to Compol mey be rosolved. 6. Tho partlos thoreby reqllostthattho Court agroo to postpona tamporarlly the haer/ng In connaction with tho Plaintiff's Motion to Compol. 6. In addition. Plaintill's counsol is also roquired to attend a heerlng In Bankruptcy Court In Philadelphia In In Ro Foundation for New Era Phllanthroov. Docket Number 96.13729, also scheduled for August 1. 1996 and August 2. 1996. 7. The hearing In Bankruptcy Court In Philadelphia Involves saveral hundrad parties and numerous attornays. and counsel for the Plaintiff cannot reschedule tha hearing currantly schedulad for August 1 and August 2. 1996. B. Plaintiff has recelvad the concurrence of Defendant's counsel who joins in with this motion. .2. WHEREFORE, Plaintiff Woods Drlva Associates respectfully requests that the Court enter an Order tamporarlly staying Plelntlfl's Motion to Com pal Discovery for e period of thirty (30) days. 108644 RHOADS &, SINON LLP / !i I 1 I; ( II By: / ' ! /1/1 I~~LJ' I j J~sse R. Ruhl PI O. Box 1146 Ijarrlsburg, PA 171 OB- 1 146 (717) 233-6731 Attorneys for Plelntlff .3. u .j :.:' ";:i'Y' -." ...:>....'.. -.' .: . c'i'.:' <.:':: '3 -,' , ,; > .- "J.. .." ., ,,-/ ,.'. ,/' '. ':, ;- .-" .i;" .- .,-::. ':' d"':~1 ,',. '" . <..>..,. ~F:~~fi~~J:~~H'~ . ,,;s,.,.,. '.'c' :.. f;:C:;1 . ,.-c -- " c,"'" ." -.. ' .:: . .'." .,..... '. .-;. . .., ., :',;., - ,. ",;i,'; -~. -- ' , " --. .:' . . " " . t . 'c :,. ,''jTk4:c )~, . '. '--;~ ;0' . . .- '0. .' ". i",:.:.... <'.i' . ,,;..:.:.:.,' " .:<' . . . ':. '.' is '". ..'.-- ".f' .. .". ' ._ ~ c' .' ., ,-, w ,_ _, . ,," (:?' ,'" 'C .' ., -' '. ,;. ". ,,,f:i,' . .-, . :', co..' .'" ',' -. '. ,--. ':.-..., -::F-': >, ," ; .: _ . w", '''.'".:,' , . .: '-"., ,,:'S. .,,' '.," '::;.,: . ':'":5:) is' ." " , . _.'., ,':'.5' ',,' '''''' F '.' , . ".' ... . t!lY. ' " '/:~X;:u:;-'- r :: :; , .',,':', ,. ;:__,.; /. 'c (.... ii: ".. .: j}. : ~ I ".; __ ,. ,,;iF". .,',,' --' ' : 'P .1 ,." . ,.:. '._.' ,: ." ._, it.'.:" -- ,,' ,: ,I .i..."'- ; _,' . 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I NO. 95.3154 I ACTION FOR DECLARATORY JUDGMENT NLl/LF II, L.P., Defendant . .. .. to .. .. 0..... Ot .0 t. .. O. to .. Ot ..00 Ot ...... 00 .. PRAECIPE TO SETTLE. DISCONTINUE AND END TO: THE PROTHONOTARY Kindly mark the above-ceptloned mattar settled. discontinued and ended with prejudice. RHOADS & SINON LLPI. By: ./1 l/u~ J se R. Rulli P O. Box 1146 arrlsburg, PA 17108.1146 17171 233-6731 Dated I August 26. 1996 Attorneys for Plelntiff 110004 ('Iii (iTI:\: r'f- \ r\~' ,,,, ''''lTt.n.Y I' W' Ii) nl:\\ :15 l.U',. ' ,'" .,\1 ri~Hr ~:;>-l!l;},~J~;.\ .!1',~ '*' -"*ff:-U~"'-~ ;'f ,~;t1i.