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4. On or about March 6, 1989, Mr. Cantor signed
American General's standard field representative employment
agreement ("the agreement").
5. Under the agreement, Mr. Cantor agreed to certain
terms and conditions, including the obligation to maintain an
agency account, and to pay any deficiency in the account as
confirmed by American General's audit, including reasonable
attorneys' fees and court costs.
6. American General employed Mr. Cantor under the
attached agreement until his termination during the week of
August 15, 1994.
7. After his termination, American General conducted
an audit and/or obtained additional proof confirming that Mr.
Cantor left a $5,946.38 balance remaining in his agency account
which was due American General.
8. Despite repeated demands, the Cantors have failed
and have refused to repay the moneys owed American General from
Mr. Cantor's agency account.
9. American General is entitled to six percent
statutory interest on its claim since the date it became
liquidated, due, and payable: August 15, 1994.
WRBRBPORZ, Plaintiff, American General Life and
Accident Insurance company, demands judgment in its favor and
against Defendants, Lawrence S. Cantor and Twila Cantor, husband
2
and wife, jointly and severally, in the amount of $6,418.91,
representing the principal amount of the claim ($5,946.38), six
percent annual interest ($327.03) computed thereon from August
15, 1994 through July 15, 1995, and current court costs of
$145.50.
COUNT II - IMPLIZD-IH-rACT CONTRACT
10. American General incorporates herein by reference
paragraphs 1 through 9 above.
11. In the alternative, assuming there was no written
agreement between the parties as averred in count I above, there
existed an implied-in-fact contract based on the parties' oral
and written representations, course of dealing and conduct, and
the circumstances surrounding Mr. Cantor's agency account.
12. Under the implied-in-fact contract, the Cantors
agreed to repay all deficiencies in Mr. Cantor's agency account
after his termination from employment, plus reasonable attorneys'
fees and costs.
13. Despite repeated demands, the Cantors have failed
and have refused to pay American General's claim, which has been
liquidated, due, and owing since August 15, 1994.
WRZRZPORZ, Plaintiff, American General Life and
Accident Insurance company, demands judgment in its favor and
3
against Defendants, Lawrence S. Cantor and Twila Cantor, husband
and wife, jointly and severally, in an amount not to exceed
$10,000.00 (exnlusive of interest and costs), thus requiring
referral to arbitration under local rule.
COUNT III - OUANTUM MZRUIT/UHJU8T ZHRICRNZNT
14. American General incorporates herein by reference
paragraphs 1 through 13 above.
15. Alternatively, assuming American General fails to
state a claim for either an express or an implied contract as
averred in Counts I and II above, American General alleges a
cause of action based on the doctrine of unjust enrichment,
seeking restitution of the reasonable value of funds retained by
the Cantors and identified by American General's audit of Mr.
Cantor's agency account.
16. The Cantors have wrongfully secured or have
passively received the mutual benefit of the funds from the
agency account. After repeated demands, they have failed to make
restitution of the reasonable value of such funds (~.,
$5,949.38).
WRZRBPORB, Plaintiff, American General Life and
Accident Insurance Company, demands judgment in its favor and
against Defendants, Lawrence S. Cantor and Twila cantor, husband
4
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SHERIFF'S RETURN - NOT FOUND
CASE NO. 1995-03975 I'
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
AMERICAN GENERAL LIFE & ACCIDE
VS.
CANTOR LAWRENCE S ET AL
R. Thomas Kline
to law, says, that he made
named defendant, to wit.
, Sheriff, who being duly sworn according
diligent search and inquiry for the within
CANTOR LAWRENCE S
but vas unable to locate Him
1n her bailiwick, He therefore returns
the COMPLAINT
NOTICE
NOT FOUND , ae to the w1thin named defendant
CANTOR LAWRENCE S
DEF. 'S ADDRESS IS 914 WILLCLIFF DRIVE. SEVERAL
ATTEMPTS AT SERVICE WERE MADE, BUT NO ONE WAS HOME
Sheriff's Costs.
Docketing
Service
Affidavit
Surcharge
18.00
7.84
.00
2.00
,/
er1
e 2'1.1f<f
& RAHAL
Sworn and sUbBcr1b-:2l?d to before
S.io- J
this - day of _MZ;;,,~._-,
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19 'If' A.D.
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AMERICAN GENERAL LIFE AND
ACCIDENT INSURANCE COMPANY,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
v.
CIVIL ACTION--AT LAW
LAWRENCE S, CANTOR and
TWILA CANTOR,
husband and wife,
jointly and severally,
Defendants
NO.
95', 3Q'75
uvj..::t4,...
M 0 TIC E
YOU HAVE BEEM SUED 1M COURT. If you wish to defend
against the claims set for.th in the following pages, you must
take action within 20 days after this Complaint and Notice are
served, by entering a written appearance personally or by
attorney and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned
that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the Court without further
notice for any money claimed in the complaint or for any other
claim or relief requested by the Plaintiff. You may lose money
or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF
YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
HELP.
Court Administrator
Cumberland County Courthouse
1 Courthouse Square, 4th Floor
Carlisle, PA' 17013
(717) 240-6200
KEEFER, WOOD, ALLEN & RAHAL
Dated: =:r/ u:/ 'i;;-
TRUE COpy FROM RECOP'I)
In Tp,stllnt)n~ whereof, I here unto ~et IIIV h~nd
III1d the 1':,11 of said Court al Carlisle, 1'.1,
Hri. d7'1~ d f ,/ .I .,;"
'qq. ayo ..~.i.~,. 191:.::>
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~ra~~nce) ,
LD. #32147
210 Walnut Street
P. O. Box 11963
Harrisburg, PA 1710B-1963
(717) 255-8014
~ ""-
Attorneys for Plaintiffs
4. On or about March 6, 19B9, Mr. Cantor signed
American General's standard field representative employment
agreement ("the agreement").
5. Under the agreement, Mr. Cantor agreed to certain
terms and conditions, including the obligation to maintain an
agency account, and to pay any deficiency in the account as
confirmed by American General's audit, including reasonable
attorneys' fees and court costs.
6. American General employed Mr. Cantor under the
attached agreement until his termination during the week of
August 15, 1994.
7. After his termination, American General conducted
an audit and/or obtained additional proof confirming that Mr.
Cantor left a $5,946.38 balance remaining in his agency account
which was due American General.
8. Despite repeated demands, the Cantors have failed
and have refused to repay the moneys owed American General from
Mr. Canto~'s agency account.
9. American General is entitled to six percent
statutory interest on its claim since the date it became
liquidated, due, and payable: August 15, 1994.
WHZRZPORZ, Plaintiff, American General Life and
Accident Insurance company, demands judgment in its favor and
against Defendants, Lawrence S. Cantor and Twila Cantor, husband
2
and wife, jointly and severally, in the amount of $6,41B.91,
representing the principal amount of the claim ($5,946.38), six
percent annual interest ($327.03) computed thereon from August
15, 1994 through July 15, 1995, and current court costs of
$145.50.
COUNT II - IMPLIED-IN-rACT CONTRACT
10. American General incorporates herein by reference
paragraphs 1 through 9 above.
11. In the alternative, assuming there was no written
agreement between the parties as averred in Count I above, there
existed an implied-in-fact contract based on the parties' oral
and written representations, course of dealing and conduct, and
the circumstances surrounding Mr. Cantor's agency account.
12. Under the implied-in-fact contract, the Cantors
agreed to repay all deficiencies in Mr. Cantor's agency account
after his termination from employment, plus reasonable attorneys'
fees and costs.
13. Despite repeated demands, the Cantors have failed
and have refused to pay American General's claim, which has been
liquidated, due, and owing since August 15, 1994.
WHZRZPORE, Plaintiff, American General Life and
Accident Insurance Company, demands judgment in its favor and
3
against Defendants, Lawrence S. Cantor and Twila Cantor, husband
and wife, jointly and severally, in an amount not to exceed
$10,000.00 (exclusive of interest and costs), thus requiring
referral to arbitration under local rule.
COUNT III - OUANTUM MERUIT/UNJUST ENRICHMENT
14. American General incorporates herein by reference
paragraphs 1 through 13 above.
15. Alternatively, assuming American General fails to
state a claim for either an express or an implied contract as
averred in Counts I and II above, American General alleges a
cause of action based on the doctrine of unjust enrichment,
seeking restitution of the reasonable value of funds retained by
the Cantors and identified by American General's audit of Mr.
Cantor's agency account.
16. The Cantors have wrongfully secured or have
passively received the mutual benefit of the funds from the
agency account. After repeated demands, they have failed to make
restitution of the reasonable value of such funds (~.,
$5,949.38).
WHEREFORE, Plaintiff, American General Life and
Accident Insurance Company, demands judgment in its favor and
against Defendants, Lawrence S. Cantor and Twila Cantor, husband
4
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