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HomeMy WebLinkAbout95-04349 1 ' , , , , . , , " , ~ ~ r " " " , , . , , " !, ,,' ,I, ~ ~ 7 , . , ,,' " ,', .,1 d', ,,' .' " " '~ ~ i r j I, , " , ' " , , ' , \ \" , .' .. . .. .. _ .... .' . -. . .. .. .. - .. .. ...':1<_____".... \-- --;-e :- ---- -.._-,--~-~~ ~ . ., IN THE COURT OF COMMON PLEAS : . OF CUMBERLAND COUNTY 8 ., . : STATE OF '* PENNA. : . . ., . ., ALICE F. YATES, 4349 Civil . ., No. .......... 1<)95., ., Y"I'SlI" . (I JUCHARD y, YA'l.'E$, JR., . ., . ! t ., . ., DECREE IN . : DIVORCE . - . I ANDNOW,,,,,,,,,,~~~'~,~,",,I~", 19.~<.., it Is ordered and ~ ~ decreed that ........' . . . A.LICE. .F: YATE~, . .. .. ... .. .. .. .. . ., plaintiff, . A . . :;: ~i~;~~~' ~;~~;~:~::::: :f' :::~~~~Jy' ~,.,. ,. , . , " . . .. . " defendant, ~ . ~ . The court retains jurisdiction of the following claims which have · ., been raised of record in this action for which a final order has not yet . . been entered; None t . ., . .~ .~~~!! '. ,~:t:'~rtY ,SettleJTEnt, lIo/eenent. date? June. ?!. .1,9.'?3!. ~.~~ .i,~ . , . . .~~~ ,,?~ . ~rd in. ~s rratter, is incorporated by reference, rot not . ~ merged into this Decree, ' , . . , . , , , . . .. ..,.,....,.,..,.,...,.,.. . . ~ _ D y~). e. A'lL . : A~~~W'HU E' I~~ ~~~".~ J. : . / Y2h" IU-l J:./ ~"" r;)"z '" It 1" /~ralh~nol.ry 't' ~. 8 .. .'..-.-.-.- ..'... ... ... .......-......'...- .. '...' ..' ~_-_-J Jt1'/.595""' &d.~ M:;4fi 4 x~~(' /.;1 'IS.:~ 1fi~ /U:~ Z dfI. . " ~ -" ~ - ~': .. ~ M ~~;j ...-: 8., ." ..... P~] ~ ... ". -0 ':'j:~) I ,.;1";1 1'1 <<..' 1:~r"1 ~ L'Ii t I~ I.l,. '-=. ~ ~ II'> C, , ", '. s is " g IoI.l ell oll 1- ~ Q Z :J ::.c " -r. C '" -r. 'f,;? ~ Ij~.:r..... E~,;w:~ r-, tf,~ Z -W!=u.o '......J;.;~ ...., ~ 'f, .:52 -r. ;; ... \.l ~ "' <J'I ~ <: :I: ,. :! " I' I' 1 , , . 1'" ., . .- , .' . f . . . . " I"'l\ "..... . PROPERTY OETTLIMINT AGREEMINT 1""'" -r. THIa AOUIJCJlNT, made this 7 day of -.JIA.-l'\.( , 1995, by and between RICDRD V. YATI., JR" hereinafter called "Husband" and ALICI .,. YATI., hereinafter caUed "Wife", WITNIl.SETB: WHEREAS, Husband and Wife where lawfully married on January 25, 1969; and WHEREAS, differences have arisen between Husband and Wife in consequence of which they desire to live separate and apart from each other; and WHEREAS, as of this date there is no proceeding for the divorce of the parties pending in any juriSdiction; and WHEREAS, Husband and Wife desire to settle and determine their respective finanoial and property rights and obligations as well as enter into an Agreement which will distribute their marital proptirty in a manner which is considered to be an equitable division of all property, and will provide for their mutual responsibilities and rights growing out of the marriage relationship as between each other including, without limitation: ownership and equitable distribution of marital p~opertYI past, pre.ent and future support, alimony, alimony pendente lite and/or maintenance of wifs by Husband or of Husband by Wife; and in general, any and all claims and possible claims by one against the other or. against their respective estates; and WHEREAS, the parties have no minor Children; and 1 ..-., f""". . WHEREAS, there has been a full and complete disclosure ot the earnings and property ot each party, and each understands his/her rights under the Divorce Code of the Commonwealth of Pennsylvania. NOW THEREFORE, in consideration of these premises and the promises contained herein, the parties hereto intending to be legally bound agree as follows: 1, Divorce and SeDaratio~: It shall be lawful for each party at all times hereafter to live separate and apart trom the other party at such place that he or she may from time to time choose or deem fit in their sole discretion, The toregoing provision shall not be taken as an admission on the part ot either party of the lawfulness of the causes leading to their living apart. 2. Interference: Each party shall be free from interterence, authority, and contact by the other, as fully as it he or she were single and unmarried, except as may be necessary to carry out the provisions of this Agreement, Neither party shall molest the other nor attempt to endeavor to molest the other, nor compel the other to cohabit with the other, nor in any waf harass or malign the other, nor in any way intertere with the peacetul exi.tence, s~parate and apart from the other, 3. Eauitable Distribution ot Marital ProDertv: The parties have attempted to distribute their marital property in a manner which contorms to the criteria set torth in Section 3502 ot the Pennsylvania Divorce Code, and taking into account the following considerations: the length ot the marriage; the fact that it is the tirst marriage tor both Husband and Wite; the age, health, 2 " station, amount and sources ot income, vocational skills, employability, estate, liabilities and needs of each ot the parties, the contribution ot each party to the education, training or increased earning power ot the other party, the opportunity ot each party tor tuture acquisitions ot capital assets and income, the sources ot income ot both parties, inclUding but not limited to medical, retirement, insurance or other benetits; the contribution or dissipation of each party in the acquisition, preservation, depreciation or appreciation ot the marital property, including the contribution of each spouse as a homemaker, the value ot the property set apart to each party; the standard ot living of the parties established during the marriage; and the economic circumstances of each party at the time the division ot property is to become effective. The division ot existing marital property is not intended by the parties to constitute in any way a sale or exchange of assets, and the division is being effected without the introduction ot outside tunds or other property not constituting marital property, The division of property under this Agreement shall be in tull satistaction of all marital rights ot the partie.. 4. Real Procertv: All rights, title and interest in the marital home in which the parties resided, being 813 sixteenth street, (also known as 813 West sixteenth Street) New CUmberland, Cumberland County, Pennsylvania, now titled in the name of Husband and Wite as tenants by the entities, shall be transferred to and remain the sole and exclusive property ot Wite. Wite shall be sol.ely responsible tor all encumbrances against the 3 ~ property, Wife shall elso be solely reBponBible for all cOBte of maintenance, utilities, taxes and insurance for the property, Wife shall indemnify and hold harmless Husband from any and all claims or demands made against her by reason of any said debts or obligations, contemporaneously with execution of this Agreement, Hueband shall execute and deliver to Wife a special warranty deed or such other deed in a form satisfactory to Wife, to convey all right, title and interest of Husband in the marital home, Husband agrees to execute any and all deeds, documents, or additional papers necessary to effect such transfer of title to Wife upon request, Husband further specifically acknowledges and agrees that he has no claim, right, interest or title whatsoever in said property in the future. 5, Division of Personal PrODertv: It is agreed by and ~ between the parties that Husband shall retain the 1988 Buick CkNTvtly ~3db~. and any replacement or substitute thereof, titled in his name, free and clear of any right, title, claim or interest on the part of the Wife. Wife shall retain the 1987 Honda Accord and any replacement or substitute thereof titled in her name, which accordingly, shall become the sole property of Wife, and be free and clear of any right, title, claim or interest on the part of Husband, Each party shall be solely responsible respectively for all insurance therefore as well as any liens or encumbrances on the vehicle retained by eech party. It is understood and made a part of this Agreement that all items of personal property including all contents of the marital home and personal effects, have been divided between and to the satisfaction of both parties, and each party hereby releases the 4 ~~ ---- other from any and all claims they may have on any and all such property presently in the possession of the other party unless provided otherwise by the terms of this Agreement. Neither party shall make any claim to any such items of marital property, or of the separate personal property of the party, which are now in the possession and/or under the control of the other, Should it become necessary, the parties each agree to sign, upon request, any titles or documents necessary to give effect to this paragraph, All property shall be deemed to be in the possession or under the control of either party if, in the case of tangible personal property, the item is physically in the possession or control of the party at the time of the signing of this Agreement, and in the case of intangible personal property, if any physical or written evidence of ownership, such as passbook, checkbook, policy or certificate of insurance or a similar writing is in the possession or. control of the party, From and after the date of the signing of this Agreement both parties shall have complete freedom of disposition as to their separate property and any property which is in their possession or control pursuant to this Agreement and may mortgage, sell, grant, convey, or otherwise encumber or dispo.. of such property whether real or personal, whether the property was acquired before, during or after marriage, and neither Husband or Wife need join in, consent to, or acknowledge any deed, mortgag~, or any other instrument of the other pertaining to such disposition of propgrty unless provided otherwise by the terms of this Agreement, 5 6. Pensions: Husband and Wife agree that they each shall have no rights or interest whatsoever in any of the other party's pension plans, retirement end employment benefits, Husband and Wife agree and shall each be deemed to be in the possession and control of his or her individual pension and their employee benefits packages, plans or retirement benefits of any nature and kind whatsoever with the exception of Social Security or equivalent Railroad Retirement benefits, if any, to which either party may have a vested or contingent right or interest at tho time of the signing of this Agreement, and neither will make any claim against the other for any interest in such benefits. 7. Wife's Debts: Wife represents and warrants to Husband that since their separation on April 30, 1995 she has not and in the future will not contract or incur any debt or liability for which Husband or his estate might be responsible and shall indemnify and save harmless Husband from any and all claims or demands made against him by reason of debts or obligation incurred by her, 8, Husband's Debts: Husband represents and warrants to Wife that since their separation on April 30, 1995 he has not and in the future he will not contract or incur any debt or liability for which Wife or her estate might be responsible and shall indemnify and save harmless Wife from any and all claims or demands made 3gainst her by reason of debts or obligations incurred by him, 9. Outstandina Joint Debts: In the event th3t either party contracted or incurred any debts since their separation, the party who incurred said debts shall be responsible for the 6 ".." ,-. payment thereof regardless of the name in which the account may have been charged. 10, Medical Insurance: Each party shall be solely responsible for hi. and her own health and medical insurance and the cost and expense thereof. Wife agrees that she .hall continue to keep Husband on her own health and medical in.urance coverage as long as they remain married and the cost or expense thereof will paid by Husband to Wife. Husband agrees to obtain and purchase hi. own health and medical insurance at the first eligible open season through his employer which shall be no later than June 1, 1996, 11, Alimonv. Counsel Fees and EXDenses: Each party agree. that he/she shall not be entitled to receive alimony, alimony pendente lite or support from the other at any time now or in the future. Each party shall be responsible for his or her own coun.el tee. and expenses, and each agrees to indemnity, detend and save the other harmless trom any action commenced against the other to~ counsel tees and expenses in connection with the preparation ot this Agreement or any divorce action filed hereto. 12, Tax Liabilitv: The parties believe and agrae, and have been 80 advised, each at their sole discretion, by their respective attorneys that the division of property made by this Agreement is a non-taxable division of property between co-owners rather than a taxable sale or exchange of property, Each party promi.e. not to take any position with respect to the adjusted ba.i. of the property assigned to him or her or with respect to any other is.ue which is inconsistent with th~ position .et forth 7 .~ ~ , i i I in the preceding sentence on his or her federal, state or local income tax returns. 13. Time of Distribution: The assets and interests to be transferred under and pursuant to this Agreement shall be conveyed and transferred to the respective parties immediately upon the execution of this Agreement, unless provided otherwise by this Agreement. 14. Release: subject to the provisions of this Agreement, each party has released and discharged, and by this Agreement doe. for himself or herself, and his or her heirs, legal representatives, executors, administrators and assigns, release I I ! and discharge the other of and from all causes of action, claims, rights, or demands, inCluding support and alimony, whatsoever in law or equity, which either of the parties ever had or now has against the other, except any and all causes of action for divorce and all causes of action for breach of any provisions of this Agreement, Subject to the provisions of this Agreement each party waives his or her right to dlimony and equitable di.tl'ibution of property notwithstanding the pennsylvania "Divorce Code" known as Act No, 26-1980 as amended, Each party also waives his/her right to request marital counseling pursuant to Section 3302 of the Divorce Code, 15, HAivers of Claims Aaainst Estates: Except as herein otherwise provided, each party may dispose of his or her property in any way, and each party hereby waives and relinquishes any and all rights he or she may now have or hereafter acquire under the pre.ent or future laws of any jurisdiction, to share in the property or the .stat. of the other as a result of the marital 8 ,~ ...' relationship, including without limitation, dower, curtesy, .tatutory allowance, widow's allowance, right to take by intestacy, right to take against the will of the other, and right to act as administrator or executor of the other's estate, and each will, at the request of the other, execute, acknowledge and deliver any and all instruments which may be necessary or advisable to carry into effect this mutual waiver and relinquishment of all such interests, rights and claims, 16, Aareement Not Predicated on Divorce: It is .pecifically understood and agreed by and between the parti.s hereto and each of the said parties does hereby warrant and represent to the other, that the execution and delivery of this Agreement is not predicated upon nor made subject to any agreement for institution, prosecut~on, defense, or for the non- prosecution or non-defense of any action for divorce; provided, however, that nothing contained in this Agreement shall prevent or preclude either of the parties hereto from commencing, instituting or prosecuting any action or actions for divorce, either absolute or otherwise, upon just, legal and proper grounds; nor to prevent either party from defending any such action which has been, mayor shall be instituted by the other party, or from making any just or proper defense thereto. It i. warranted, covenanted and represented by Husband and Wife, each to the other, that this Agreement is lawful and enforceable and this warranty, covenant and representation is made for the specific purpose of inducing Husband and wife to execute the Agreement, Husband and Wife each knowingly and understandingly hereby waive. any and all possible claims that this Agreement i., 9 ~ tor any reason, illegal or for any reason whatsoever, unenforceable in whole or in part. Husband and Wife each do hereby warrant, covenant and agree that, in any possible event, he and she are and shall forever be estopped from asserting any illegality of entorceability as to all or any part of this Agreement. 17, Subseauent Divorce: Nothing herein contained shall be deemed to provent either of the parties from maintaining a suit for absolute divorce against the other in any jurisdiction based upon any past or future conduct of the other, nor to bar the other trom defending any such suit. In the event any such action is instituted or concluded, the parties shall be bound by all the terms of this Agreement, which shall be incorporated by reference into the Divorce Decree, for the purpose of enforcement only and shall not be merged in such Decree, but shall in all respects eurvive the same and be forever binding and conclusive upon the parties, 18, Additional Instruments: Each of the parties shall from time to time, at the request of the other, execute, acknowledge and deliver to the other party any and all further instruments that may be reasonably required to give full force and effect to the provisions of this Agreement. 19, Riahts on Execution: Immediately upon the execution ot this Agreement, the rights of each party against the other, despite their continuing marital status, shall tenainate and be the same as if they were never married, 20, SeDarabilitv: In case any provisione of this Agreement should be held to be contrary to, or invalid under, the law ot 10 ~ r, any country, state or other jurisdiction, such illegality and invalidity shall not in ~ny way affect the other provisions hereot, allot which shall continue, nevertheless, in full torce and ettect, 21, Entire Aareement: This Agreement contains the entire understanding ot the parties and there are no representations, wa~ranties, covenants or undertakings other than those expressly set torth herein, 22, Moditication and Waiver: A modification or waiver of any ot the provisions ot this Agreement shall be effective only if made in writing and executed with the same formality as this Agreement, The failure of either party to insist upon strict pertormance of any of the provision~ of this Agreenent shall not be construed as a waiver of any subsequent default of the same or similar nature. 23, Intent: It is the intent of the parties by this Agreement to tully and finally foreclose any resort to the courts tor reliet on the basis of any statute or case law presently existing or which may exist in the future within the Commonwealth ot Pennsylvania, other than as provided by this instrument, it is intended that the court shall treat the parties as if they had never entered into a marital relationship. This Agreement shall be interpreted and governed by the laws of the Commonwealth ot Pennsylvania, and where such law is inconsistent, the terms of this instrument shall govern. 24. Knowledae of Terms: Each of the parties has caretully read and fully considered this Agreement and all of the 11 statements, terms, conditions and provisions thereof prior to their signing below, 25, Descriotive Headinas: The descriptive headings used herein are for convenience only. They shall have no effect whatsoever in determining the ri,ghts or obligations of the parties. 26. Breach: If either party breaches any provision ot this Agreement, the other party shall have the right, at his or her election, to sue for damages for such breach, or seek such other remedies or relief as may be available to him or her, and the party breaching this contract shall be responsible for payment of legal fees and costs, including reasonable attorney'. fees, incurred by the other in enforcing his or her rights under this Agreement. 27. Di~closure: Husband and wife each represent and warrant to the other that he or she has made a full and complete disclosure to the other of all assets of any nature whatsoever in which such party has an interest, the sources and amount of the income of such party of every type whatsoever and of all other facts relating to the subject matter of this Agreement. 28, Husband and Wife eech agree to give the other prompt written notice of any litigation threatened or instituted against either party which might constitute the basis of a claim for indemnity by either Husband or Wife against the other pursuant to the terms of this Agreement. 29, This Agreement has been prepared pursuant to terms agreed upon between the parties and should be interpreted fairly 12 ~ ',', "', ". .. ~ , , , LA e = ~ ~ \ 'I ' ~. '\) '", ,I ' 'Jt\)J~'0 ,,' .... , ~ '-..... \ \ ~~"'") "'...!J I'l) ~~..., , I:'- x~~ '-.J~~ t( o 0 Q .." "t ~ ~ ~ r... .-( "'I;t:? ~ _~ ~::;r:; . u..C~'f. L ......."'" r""'" ~'.r'I-'/ '< :::::::S~ fC "f"(,; 'r. c.. Q -J~ (.1 :z ;:' ~ ::J ~ ~ :II( - ~ ~ :r := 5 ...~ ,,... ..'" ....;.:1...1.' ~ ""':JI'~.PO J! ~o':.J~t .... r:.:-.) " ','~~~; ~ " ~:j:::::r.\- ~ ,..,. " 1....,.) r\.". g I,I,lor .J::;~ ;"~0~ ',~~', ~ -::r - !!I .os " I . . . < ALICR .,. YATR8, I III TBI COURT 0., COKKOM PLRas plaintiff I CUJOIIIlLAIID COUNTY, 1'11DI8YLVUIj I 110, (li 1'>1r,/ (I, 1:'( " I v. I ( 11\, I RICJUUU) V. YATI8, JR., I CIVIL ACTION - LAW Defendant I III DIVORCI NOTICI TO 01.,1110 AND CLAIM RIOHTS YOU BAVW 811N SUID IN COURT. It you wish to detend against the claims set torth in the following pages, you must take prompt action, You are warned that it you tail to do so, the ca.e may proceed without you and a decree ot divorce or annulment may be entered against you by the Court. A judgment may also be entered against you tor any other claim or reliet requested in these papers by the Plaintitf. You may lose money or property or other rights important to you, including custody or visitation ot your children. When the ground for the divorce is indignities or irretrievable breakdown ot the marriage, you may request marriage counseling, A list of marriage counselors is available in the Otfice ot the Prothonotary, Cumberland county courthouse, One Courthouse Square, Carlisle, Pennsylvania 17013-3387, IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY, LAWYER'S FEES OR EXPENSES BEFORE A DIVORCE OR ANNULMENT IS GRANTED, YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, Court Administrators oftice Cumberland County Courthouse One Courthouse Avenue Carlisle, PA 17013-3397 (717) 240-6200 ALICI .. IA'1'I', I II' '1'.1 Coua'1' O. CONKOII .UU .1aiD~iff I CUIIB.aLUD COUll'l'I, .......ILVUIA I v. I 110. I aICBAJU) V. YA'1'I', JR., I CIVIL AC'1'IOII - LAW DefeDdaDt I III DIVORCI NOTICE OF AVAILABILITY OF COUNSELING TO THE WITHIN NAMED DEFENDANT: You have been named as the Defendant in a divorce proceeding filed in the Court of Common Pleas of Cumberland County, Pennsylvania, This notice is to advise you that in accordance with Section 3302(d) of the Divorce Code, as amended, you may request that the Court require you and your spouse to attend marriage counseling prior to a Divorce Decree being handed down by the Court. A list of professional marriage counselors is available at the Domestic Relations Office, Cumberland County Court House, 3 South Hanover Street, Carlisle, Pennsylvania, You are advised that this list is kept as a convenience to you and you are not bound to choose a counselor from the list, All necessary arrangements and the cost of counseling services are to be borne by you and your spouse, If you desire to pursue counseling, you must make your request for counseling within twenty (20) days of the date on which you receive this Notice, Failure to do so will constitute a waiver of your right to request counseling. Dated: .) /~ 'if r County ALICI r. YAT.., I IH TBI COURT or COKKOH JlLlU JllaiDtift I CUHBIRLAHD COl1HTY, PIJlHSYLVUIA I v. I NO. I RICDIUl V. YATI., JR., I CIVIL ACTIOH - LAW Defendant I IH DIVORCI COMPLAIHT And now come., plaintiff, Alice F. Yates, by and through her attorneys, Xundrat , Sedor, and make. claim against Oefendant, Richard V. Yates, Jr" averring in support thereof as follows: 1. Plaintiff is Alice F. Yates, who currently resl.des at . 813 16th Street, New Cumberland, Cumberland County, Pennsylvania 11010. 2, Defendant is Richard V, Yates, Jr., who currently re.ide. at 28 East Manor Avenue, Enola, Cumberland County, Penn.ylvania 11025. 3, Plaintiff and Oefendant have been bona fide residents of the Commonwealth of pennsylvania for a period of at least six months immediately previous to the filing of this Complaint, 4. Plaintiff and Oefendant were married on January 25, 1969 in Frederick, Maryland, 5. There have been no prior actions of divorce or tor annulment between the partie.. 6. The marriage is irretrievably broken. 1. plaintiff has been advised that counseling is available and that Plaintift may have the right to request that the COlIn require the parties to participate in counseling. WHEREFORE, Plaintiff requests this Honorable Court enter a Decree of Divorce toqether with such other relief as it may deem proper and just, Respectfully submitted, SEDOR uM~L' , Laskowski, Esq, Attorney I 0,. 37422 1800 Linqlestown Road suite 304 Harrisburq, PA 17110 (717) 234-3911 " .2 " I " ?i; -:1> If ~ - C~) !~ -~ -~ J;;.' ,,~ 9,~ p. , './") " ~t; , IS? (, V ~ " ~ ,,~ '.' " :3 E " ClC 0 o of, ~ ~ ~ ~ rIj !iJ~. :; ~ ~~~~ ~ CV',~~ ~ ,,~;;;,- "'u(/', . :l~ ~ ~ ; co ~ ~ ~ :t " , " " , , , I ,I" " , . ,. . -. .... ~ . . '. .. &LIC. .,. YA'l'.', I III TO COUR'l' 0., COIUlOII ,LaM ,1a1Dtiff I CUIUI.aLAIID COUIITY, ......YLVUIA I v. I MO. "-.3.' CIVIL I alCIIAItD V. YA'l'.', JR., I CIVIL ACTIO. - LAW DefencJant I III DIVOaC. CB.TI.ICATI O. .B.VICB I, the undersigned, hereby certifY that I served a true and correct certified copy of Plaintiff's Complaint in Divorce upon Defendant, Richard V. Yates, Jr., by United states First Class Mail, certified, return receipt requested, restricted delivery, on August 17, 1995. The return receipt executed and dated August 21, 1995 by Defendant, Richard V. Yates, Jr., is attached hereto marked as Exhibit "A" and incorporated herein by reference, Respectfully submitted, KUNDRAT , SEDOR Date: /I-l5- 'is' stanley J, A, Esquire Attorney I,D, 0, 37422 1800 Linglestown Road suite 304 HarriSburg, PA 17110 (717) 234-3911 Attorneys for Plaintiff . ... ~ h~ ~\I1Cl~ ~ ~~h ~ ~~~a : ~ ~ r'llg s; > ~ 0 " " ~ ~ " .- - - .- , , . . . 'Em ~ Sil ~ ~I ~e' , @ , ,. CI'\ -. .... r~U "'" ! .. ~~ :x -. ' w j :J.o I .. ';? - ....