HomeMy WebLinkAbout95-04545
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LAW OVVICES OV EDWARD J. STO~SKI
BYS EDWARD J. STOLARSKI, ESQUIRE
XDENTIVICATION NO.s 40535
2005KARKET STREET - SUITE 2030
PHILADELPHIA, pA 19103
(215) 564-7630
WILLIAM E. SENFT, a minor,
by his parent and natural
guardian, JANE J. SENFT and :
JANE J. SENFT, in her own right
l\TTORNEY VOR DEFENDl\NTS
carlisle sports Emporium
COURT OF COMMON PLEAS
MONTGOMERV COUNTV
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CARLISLE SPORTS EMPORIUM
NO. 94-14036
STIPUL~TI0N TO TRANSFER VENDE
It is hereby stipulated between counsel that the above
mentioned matter be transferred from the court of Common Pleas of
Montgomery county, pennsylvania to the court of common Pleas of
cumberland County, pennsylvania where venue in the instant matter
is proper.
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EDWARD J. 0 SKI, ESQUIRE
Attorney for Defendant,
cARLISLE SPORTS EMPORIUM
MICHAEL S. HENRV, QUIRE
Attorney for plaintiffS,
WILLIAM E. SENFT, a minor,
and JANE J. SENFT
1.
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plaintiff, William E. Senft, a minor, by his parent and natural
guardian, Jane J. Senft, and Jane J. Senft, in her own right, by and
through their attorneys, McAllister and Gallagher, P.C., hereby
demand judgment against defendant upon the fOllowing cause of action:
1. Plaintiff, WILLIAM E. SENFT, is a minor, age 10, with a
date of birth of October lO, 1983, residing at the above address.
2. Plaintiff, JANE J. SENFT, is the parent and natural
guardian of William E. Senft residing at the above address.
3. Defendant, CARLISLE SPORTS EMPORIUM, is a corporation which
operates an amusement and sporting park located at the above address.
4. On or about July 25, 1993, Plaintiffs, William E. Senft and
Jane J. Senft, arrived at Defendant.s park to participate in the
sporting activities and amusements offered by Defendant.
5. At approximately 2:30 p.m. on that date,.Plaintiff, William
E. Senft, purchased a ticket for the "Go-Kart" ride and selected a
"Go-Kart" vehicle to operate around the track.
6. Pursuant to the instructions posted in front of the
"Go-Kart" amusement, Plaintiff, William E. Senf.t, fastened the seat
belt in the vehicle.
7. At all times material hereto, Defendant, by and through its
agents, servants and employees attended to the operation, control,
maintenance, and inspection of the "Go-Kart" amusement.
8. Plaintiff attempted to operate his vehicle around ths
track, however, due to the faulty and defective condition of the
"Go-Kart" vehicle, Plaintiff could not properly maneuver the vehicle.
LAW OffiCES
SUITE 1100 . 1760 MARKET STREET' PHILADELPHIA, PA, 19103
9. The Defendant, by and through its agents, servants and/or
employees directed plaintiff, William E. Senft, to drive the vehicle
to the side of the track.
10. Defendant, by and through its agents, servants, and/or
employees performed a cursory examination of the vehicle and
instructed Plaintiff to continue on the track.
11. As Plaintiff attempted to resume his "Go-Kart" ride, he
lost control of the vehicle due to its defective condition and
collided with a tire barrier on the track.
12. As a direct result, Plaintiff, William E. Senft, was thrown
violently forward and back in the vehicle and the restraint system
lacerated Plaintiff's neck.
13. Defendant, by its agents, servants and/or employees was
negligent in that it:
a) failed to properly maintain the "Go-Kart" amusement;
b) failed to adequately inspect the vehicles of the
"Go-Kart" amusement for any defects;
c) failed to properly operate and control the amusement
by not providing plaintiff with a vehicle in proper
working order and allowing plaintiff to remain in a
defective vehicle, thus increasing the risk of harm to
plaintiff ;
d) was otherwise negligent under the circumstances.
14. As a direct result of Defendant.s negligence, Plaintiff,
William E. Senft, suffered severe pain and discomfort, permanent and
serious disfigurement, as well as a severe shock to his nervous
system.
LAW OfFICES
SUITE 1100 . 1780 MARKET STREET' PHilADELPHIA, PA, 19103
15. AS a direct and forseeable result of Defendant's
negligence, Plaintiff, William E. Senft, sustained a deep laceration
on his neck which resulted in a serious disfigurement and scar, has
suffered pain, discomfort, emotional distress, embarassment and
anxiety and has been prevented from attending to his duties,
avocation and enjoyment of life for a protracted period of time all
to his great detriment and loss.
16. As a further result of this accident, plaintiff has been or
will be required to rsceive and undergo medical attention and care
and to expend various sums of money for the injuries he has
suffered, and may be obliged to continue to expend such sums or
incur such expenditures for an indefinite time in the future.
17. As a further result of defendant's negligence, plaintiff,
Jane J. Senft, suffered emotional distress, anxiety, and worry over
the health and well-being of her son.
WHEREFORE, plaintiffs demand judgment against Defendant in an
amount not in excess of Fifty Thousand Dollars ($50,000.00),
together with interest and costs of suit.
McALLISTER & GALLAGHER, P.C.
BY:
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MICHAEL S. HENRY
Attorney for Pi
LA W OfFICES
SUITE 1100 . 1760 MARKET STREET' PHILADELPHIA. PA, 19103
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2. As the instant complaint indioates the defendant in the
instant matter Carlisle Sports Emporium is an entity looated in
Carlisle, Pa., Cumberland county.
3. The plaintiff's complaint alleges that the plaintiff was
injured "hils on the premises of the answering defendant in
Carlisle, Pa.
4. Carlisle sports Emporium as indioated in paragraph 3 in
plaintiff's complaint is a corporation whioh operates an amusement
and sporting park looated in carlisle, pa.
5. Pursuant to RUle 2179 of the pennsylvania civil Rules of
Prooedure an action against a oorporation or similar entity may be
brought only in (1) the oounty where it's registered office is the
prinoipal plaoe of business is looated; (2) a oounty where it
regularly oonducts business; (3) the county where the cause of
aotion arose; or (4) a oounty where a transsction or occurrenoe
took plaoe out of whioh the cause of aotion arose.
In the instant matter carlisle Sports Emporium registered
offioe and prinoipal place of business is in carliSle, Pa. as
indioated on the plaintiff's complaint.
6. Carlisle sports Emporium only oonduots business only in
Cumberland county at the address indioated on the plaintiff's
complaint.
7. This oause of aotion arose in cumberland county.
8. All transaotions or ooourrenoes out of whioh the oause of
aotion arose are looated in cumberland county, pa.
9. Pursuant to PAR CP 1028 (a) (1) the instant defendant may
objeot to the plaintiff's Complaint on the grounds that venue in
K K-LNS1C CLAIMS
10:215-963-91011
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JAN 18 '95 9:57 FijOM
MCALL1STER&GALLRGHER
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.,.,McALlIISTER & GALLAGHER, P.C.
',', :BY:' '"MICHAEL S. HENRY, ESQUIRE
': ~Attorn~y I.D.#49518
;,: .1'76D iM.rkot Street, Gte. 1100
,'" 'Phi'1ade1phia, PA 19103
::(215)' 963-1555
", WI,LLIAl-J E. SENFT, a minor,
:"-'~Y...hiiJ.,jp.,~rent and natural gua1:41an,
~~JAN!'TJ .' 'SENFl' and JANE J. SENFT,
,;,; :in her:own right
.. '.313 Bryn Mawr Avenue
'" Bala 'Cynw1d, PA 19004
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CARLISLE SPORTS EMPORIUM
, ~g S.:Middlesex Road
, ~C~~~~s!p', PA 17013
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TO 92159810616
SEP 16'94
PAGE.002/006
10:31 No.OOS P.02
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Attorney For Plaintiff
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COURT OF COMMON PLEAS
MONTGOMERY COUNTY
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COMPLAINT - CIVIL ACTION
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NOTICE
t You ha~'.be.n lU.rt In taun. If you ..;.sh 10 dtfcI\d Ilaln.,
. th. d.lml "'I fo.lh In Ih. roU."'n, p...., you mUll 11\. .<tlon
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.,"'4, Ii)' "ulrin. , WIllie" ,prulancc penon,lty or bv
IIl0rn.y tnd nUn, in ..dlln, ...111 ,he ooullyo"r 4cr.nlll or
'obJ;''''''1 10 ''''''clal'''' '" rOllh .plnn you, Yo. '" ""m.4
Ihlllr yo. fIll 10 do 10 Ih, .... ml1 p,0...4 ..;thoul You .nd .
, .JwlllNnl IN~ '" cotar.d ol,in" you by the COUll oIlhoul
fIlIlhc. notl.. fo/ .ny mon.y c1.hnc4 In Ih. compl.inl ., ro,
any 0111<1 clahi. 0' "u.r tcqu."d by lh, pl.lnllef, Y.u mlY
10", .....y o.l',...."y .r .th.. ,I,hlllmp./llnl'. you,
YOU SIlOULD TAI:F. TIllS 'A'F.R TO YOUR LAWYER
AT ONCE: IF YOU 00 NOT IlAVE A LAWYER OR eMINOT
A'POIlD ONI!. CO TO OR TEL~PItON~ THE OFFICE SET
l'ORTH bELOW,TO FIND OW WIIF.RF. YOU CAN eET
LEOAL IIELP.
MONTGOMERY BAk ASSOCIATION
100 W. Airy Street
;"Nox::dl1.l;oW.ll, Pl\ 19401
.. llilO)279"9660
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AVISO
L: h:Jift dcmand.do I '.11ltd In 1& C411.. 51 WIld qull,.
d.r.nok/II d, ,"as' demand.. nplIIlIIl .n III p~in...
.I,U!.'lCl, un.d ,I... ..lntc (10) diu de pia.. .\ pull. 4.1.
r.eIt. 4. 10 d.m.ndl y Ia n6,ln"c1on. 110.. r.lI. uenior ...
eompU'cnela clerill 0 en persc"l 0 COn un Ibopdo r _ntrelll a
Ia COil' en 161m. Clerill '.1 d.!.nou 'D Iq$ 'o~lcdo." . Iu . I
40mln4.. cn CDnlll de IU perlOn,. Se. a>llallo qIM .. lUltd JlO
.. d.n.nde, Lt oolt. .....,i m.dlclu Y Piiedc oo.nllQIIII It
delNnd. en ,onlll ,uY' .In PIC>!O .>Iso 0 nodncacl6ri. Ad'IIl;I.
Ia COil. pu.d. d"ldl, . r..o, del 4elNnd'.lc y '''Ivll" qua
WId ..mpla c.n lod.. las p,otlalon" de Ill. 4......da. UsU<l
pu.clt PC'4" dln.,o 0 ,.. ploplod.del U Olio' 4C1ltMc
ImpouIJUc, par. Ultfd. ,.'
LUVE ESTA OEMAND", A UN A8ooAoo IN.
MEOIATAMENTE. 51 NO TIENE A8!X'.r,OO 0 51 NO
11ENE EL OINERO SUl'IClEKTE DE rAGAR TAL
SERVICIO, VA YA. Ell PERSONA 0 Ll.AME POR TlLfPOIlO
A LA OFICINA CUYA DIIlECCION SE ENCtJUlTM
ES("RITA AMIO PARA AVERICU<\R bONOE 5E PUEDE
CONSEGUIR A.SISTENCl<\ LEC<\L
MONTGOMERY BAR ASSOCIATION
100 w. Ai~y Street
Norriutown, PA 19401
(610)279-9660
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PAGE.00:J1'006
10:31 No.OOS P.03
JAN 18 '95 9:58 F~OM
MCALLISTER&GALLAGHER
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K K-LNS1C CLAIMS
ID:21S-963-910tl
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Plaintiff, William E. Senft, a minor, by his parent and natural
guardian, Jane J. Senft, and Jane J. Senft, in her own right, by and
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,throlioh their attorneys, McAllister and Gallagher, P.C., hereby"
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'demand' judgmont against deftmdant upon the following caUSa of action: I '
1.' Plaintiff, WILLIAM E. SENFT, is a minor, Dge 10, with a
.' : ('eta: of bi rth of October 10, 1983, residing at the above aOdrOBS.
2. Plaintiff, JAN~ J. SENFT, is the parent Bnd natural
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guardian
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of William E. Senft residing at the above sOdress.
Def~ndant, CARLISLE SPORTS EMPORIUM, is a corporat(bnwhlOh':
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'oporates an amusement and sport1na park located at the above address.
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4. On or about July 25, 1993, Plaintiffs, William E. Senft and
Jnne J. Senft, arrived at Defendant's park to participate in the
sporting activities and amusements offored by Defendant.
, .
5. At upproximatoly 2:30 p.m. on that data,_Plaintiff, William
E. Benft, purchased a ticket for the -Go-Kart" ride and selected a
Hao-~Drt- vehicle to operate around the track.
, 6. Pursuant to the instructions posted in front of tho'
"GO-Kart" amusoment, Plaintiff, William E. Senft, fastenQ~ the s9at
belt ,in the vehicle.
'iO;~*",...".,"1:''''' At all timos material hereto, Defendant, by and throull~ ~,t!}"'J,
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agents, servants and employoes attended to tho operation, control,
maintenance, and inspection of the "Go-Kart" amusement.
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Plaintiff attemptod to operate his vehicle around the
'track, 'however, due to the faulty and defective condition of the
"ao-Kert" vehicle, Plaintiff could not properly maneuver the vehicle.
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JRH 18 '95 91~8 FROM K K-LHSIC CLRIMS
MCALLISTER&GRLLRGHER 10:215-963-9104
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TO 92159810616 PAGE.004/006
SEP 16'94 10:32 Ho.OOS P.04
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employees directed plaintiff, Wllliam E. Senft, to drive the vehicle I I
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.' to the ,aido of the track..
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" 10. Defendant, by Ilnd through its agents, servants, and/or
9.~ The Dofendant, by and through its agent5, servants and/or
employees performed Il cursory examination of the vehicle and
: inottueted plaintiff to continue on the track..
11.' ~s plaintiff attempted to resume hiB "Go-Kart" rido. ho
. '
~ lost oontrol of
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'collided with a
the vehicle due to its defective condition and
tire barrier on tho track.
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12. ~6 a direct result, Plaintiff, William E. Senft, was thrown
violently forward and back. in tho vehicle and tho restraint system
.lacerated plaintiff's nock.
lj.' Defendant, by its agents, servants and/or employees was
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failed to proporly maintain the "Go-1<art" an\~1!8monti.
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foiled to adequately inspect tho vehicles of the
"Go-Karl:" amusement for ony defects;
foiled to properly operate and control the amusement
by not providing plaintiff with a vehiole in' proper
working order and allowing plaintiff to remain in a
defective vehicle, thus increDaing the risk of harm to
plaintiff;
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wao otherwise negligent under the circumstan~eb.' ! ,', .
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14. As a direct result of Defendant.s negligence, plaintiff,
-William E. Sonft, suffered acverB pnlnond discomfort, permanent and
" serious disfi~lurement, as well aD II severe shock. to his norvouB
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JAN 18 '95 9:59 FROM
HCRLLISTER&GR~LAGHER
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K K-LNSIC CLAIMS
ID:215-963-9l04
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TO 92159810616
SEP 16'94
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PAGE.005/006
10:33 NO,005 P.OS
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15. As n direct nn~ torseeable result of Defendant's
'negligence, Plaintiff, William E. Senft, sustained a deep laceration
on hls,neck which resulted in 8 serious disfigurement nnd scar, has
,Buffer!'d pain, discomfort, emotional distress, ombarnssment 'imd'
I'
I
',,, 'anxiety and hilS been prevented from attending to his duties,
avocation and enjoyment of life for n protrncted period of ti~a all
to hlo'great detriment ond loss.
16. As n further result of thio occident, Plaintiff has beon'or
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,j, ',will' be required to receivo ond undergo medical attention'linl1"c:fi:~" "i
: and to'expend various Duma of money for the injuries he has
;suffer~d, and may be obllge~ to continue to expend such sums or
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,incur 'such expen~itureB for on indefinite time in the future.
17. As 0 further rosult of defendant.s negligence, plaintiff,
. " 'Jane 'J. Senft, suffered emotional distress, an~iaty, and worry over
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WHKREFORE, Plaintiffs demand judgment against Defendant in an '
amount 'not in exceS5 of Fifty Thousand Dollars (550,000.00),
together with interest anO costs of suit.
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MCALLISTER & GALLAGHER, p.e.
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MICIIAEL S. HENRY
Attorney for Pl
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McAllistcr & Gnllngher, P.C.
By: MICHAEL S. HENRY, ESQUIRE
I.D. #49518
1760 Mnrket Street, Suite 1100
Philndelphin, PA 19103
(215) 963-1555
Attorney for PlnintilTs,
Willinm E. Senft nnd
Jnne J. Scnft
------------------------------..------------...---------------
WILLIAM E, SENFT. n minor. by his pnrent
nnd nnturnl gunrdinn, JANE J. SENFT nnd
JANE J. SENFT, in her own right
: COURT OF COMMON PLEAS
: OF CUMBERLAND COUNTY
q6- !I!J~,~ C;Wu-t
vs,
: No. -9~ I 'h$
CARLISLE SPORTS EMPORIUM
---------.-----....----..--...------...----...---.---.....-..-
ORDER APPROVING SF.TTLEMENT
ANn
ORDER FOR DISTRIBUTION
AND NOW, this
1 dny of
:Z> (. c-c- V-
1995,
upon
considerntion of the Petition For Lenve to Settle or Compromise A Minor's Action, liled
t:rI"O';'Yu( ffl,...tI,.... uf IJhiN..... e, ft~ ff Ii. '/4 I"""r'p. .., ",.h.,''')'
August 31. 1995, it is hereby ORDERED thnt Petitioner~is nuthorized to enter into n
settlement with Defendnnt Cnrlisle Sports Emporium in the gross slim of Thirty.five
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thousnnd dollnrs ($35.000.00)
IT IS FURTHER ORDERED nnd DECREED thnt the settlement proceeds be
distributed ns follows:
n, To Michncl S. Henry, Esquire; $ 572.80
Reimbursement for Costs
b. To Dr, Cluncy McKenzie $ 2,3110,00
c. To Michnel S. Henry, Esquirc; $11.750,00
COllnsel Fee
6. The defendant is CARLISLE SPORTS EMPORIUM whose principal
place of business at all relevant times was 29 S. Middlesex Rd.. Carlisle, Pennsylvania,
7. On July 25, 1993, the minor sustained the following injuries at the
following location: The minor was operating a gas powered go-kart on the track owned
and operated by the Carlisle Sports Emporium at 29 S. Middlesex Rd" Carlisle,
Pennsylvania on or about July 23. 1993 at approximately 2:00 p.m. The vehicle operated
by the minor wasn't functioning properly so the attendant signalcd the boy off the track
whereupon the attcndant made a cursory check of the vehicle and sent the minor back
onto the track, As he turned back onto the track the minor lost control of the vchicle due
to its defective condition and hit the tire barrier along the side of the track causing his
head to whip violently backward and forward which resulted in a severe laceration of the
minor's neck.
8. Attached hereto and marked as Exhibit "An is a report by Dr. Clancy
McKenzie dated January 20, 1995, which sets forth the present condition ofthe minor.
9. Attached hereto and marked as Exhibit "E" is a report by Dr. James W.
Slavin, M,D" dated September I. 1994, which sets forth the present condition of the
minor and future plastic surgery options and costs.
10, Attached hereto and marked as Exhibit "Bn is a report by Dr. James W.
Slavin dated Septcmber I, 1994, which sets forth the present condition of the minor.
11. Attached hereto and marked as Exhibit "C" is a statement. under oath. of
the minor's mother IInd nllturul gunrdiun certifying the physieul and/or mental condition
of the minor, us well liS thc mother's upprovul of the proposed settlcment und
distribution,
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John Gallagher/McKenzie: william Senft
January 20, 1995
page 2
difficulty concentrating, and he continues to complain that his
neck hurts.
Mental status Exam: William is a 11 year old boy who is
somewhat overweight, weighing 150 pounds. He is appropriately
attired in casual clothing and is correctlY oriented as to time,
place and person. He is nervoUS and restless, constantly
fidgeting and moving about, and he is also quite shY and hesitant
to speak at times. He has very low self-esteem and says that he
does badly in school. He appears quite depressed, and ~is mother
reports that he has frequent crying spells. He reports that he
awakens throughout the night, cannot fall asleep until very late
at night, and he appears tired. There is no evidence of a
thought disorder.
Past Neuropsychiatrio History: William had a learning
disability early in life, but was adjusting and was attaining
"A'S" or "B's" in all his subjects.
He had never received psychotherapy, he was adjusting well
socially and had several close friends. He also was interested
in the world around him and had several hobbies that he was
engaged in. He was a member of the Boy scouts for six years ana
took a great interest in science.
Emotional sequelae to Traumatic Experienoe: At the time of
the trauma, William was terrified and thought he was going to
die. The delay in receiving help left him terrified for at least
20 minutes, which seemed to him like hours, and during which time
he thought he was going to die. Furthermore, his mother was
unable to board the ambulance with him because she had the
younger twins that she had to attend to. This frightened him
even more to be without his mother when he thought he was dying.
When he arrived at the emergency room, his mother asked him if he
would like a glass of water. He was afraid to drink because he
thought the water would run out through the cut in his throat.
Thus, the trauma was extreme and the terror lasted for more than
one hour. The stitching of the neck was also very traumatic to
him. He was awake throughout the procedure.
Following the terrifying experience, William began having
nightmares throughout each night related to having his throat
cut. He was very anxious, hypervigilant and restless throughout
each day. There was an avoidance of playing with other children,
,'.
John Gallagher/McKenzie: william Senft
January 20, 1995
page 3
and there was pronounced social withdrawal. He was unable to
concentrate in school, and he began missing classes. He had
never missed a class before, but at the present time, he misses
at least one day each week from school. His grades went from
"A's" and "B's" to all "E's." His mother reports that he awakens
throughout each night screaming "Help me," "Watch out," and that
he is unable to sit still and do his homework. She reports that
everything is total chaos, he has crying spells and he has become
unmanageable. His favorite subject was always science in which
he received "A's," but now he receives "E's." She reports that
he has alienated himself from his friends and that he can no
longer function and cannot study in school. since the accident,
he sleeps in his mother's room or by her door. She reports that
he sits straight up in the middle of the night and screams. she
notes outbursts of anger during which he strikes his grandmother
or fights with his brothers. He has stopped attending Boy Scouts
and he has never returned to an amusement park and would not ride
in a go-cart. She reports violent mood swings. She reports that
he will not wear a seatbelt again and that he has numerous
psychosomatic and psychophysiological symptoms, including
heartburn, nervous stomach and diarrhea. She reports that he is
afraid to get a bicycle.
Complicating the traumatic experience is the fact that he
needs plastic surgery and he is very much afraid of being cut
once more.
Diagnostic Impression:
1. posttraumatic Stress Disorder (309.81), Severe
2. Major Depression (296.2)
3. Mild symptoms of postconcussional Disorder
Treatment Recommendations: william needs trauma
desensitization to reduce the terrifying experience and to make
it possible for him to resume his education and to eventually
have the plastic surgery that he may need. He also needs
psychiatric treatment to help him overcome the depression, social
withdrawal, the anxiety dreams, and the inability to concentrate.
William will also need private tutoring and a private school
in order to return to his age appropriate prior level of
functioning in the academic settings.
912159S'391Q1
PAGE ,OQ-I,IQ0S
Uniform Qualified Assignment
'ClaImant"
Wn.LIAM E, SENFf
'AsslgnoI"
TIO INSURANCE COMPANY
RtCEIVED Or
AUf) /
K&/( 1/995
Cl4/Ms
"'.~..,,,..,, "\1
I .;
TRANS AMERICA ANl\1JITY SERVICE CORPORATION
TRANS A MERICA OCCIDENTAL LIFE INSURANCE COMPANY
'Assignee'
'Annulty 1S$Utl"
'elltcllv, Oat,'
This Agreemenlls made and entered InlD by and between
the partfes hereto as of the ElfeclMl Date with reference to
the following lads:
A. Clalrnart has executed a selllement agreement or
relea$ldalld .19_
(the "Setllament Agraement') that proVIdes for the
Assignor to make ceIIIIIn per1odlo paymeru to or for
lhG btnef~ of the Clamant as staled 10 Addendum
No. 1 (lIle 'I'Bt1OdIC I'aymentsjj and
B. The pIIllles dcslre to oiled II 'qU41lled llMlgnmenl"
wllhln the meaning and subject to the condhlons 01
Geellon 1oo(c:) of the Intamal A~ue Code 011900
~he "Code'). '
NOW, nlEREFORE.ln consld8lllUOII 01 the foregoing and
Olhtr good and valuable CONIderatJon. the parties agree
as fol1OW1l:
I. The AssIgnor hereby Il5Slgns and the Asslgnee
hereby BSSUlIlB$ all oIlt1e AssIQIlOl'.llabllty 10 make
1111 PanocllC I'a~. 1 he Asalgnee assumes no
liability to make any payment na spoclfIod III
Addendum No.1.
2. The Pariodlc PeyYTlOlll4 comlllUle dMwlg~ on
account 01 personal Injury 0( slckness In a case
~1Voolllg phyak.:zd .oJwy Uf I'lo)'>lusl llh;!u1W>l wlllllll
lillJ mganlng of SG<:1Jons 1004(a)(2) and 130(c) 01 tho
Code,
..
3. The AssIgnee's lIabQity to make the Periodic
Paymentlls no greater than that of the Assignor
lmmedIaIely IJIICedlng this Agreement. Asslllnee b
not required to set aside $peCHlc assets 10 secure the
Periodic Payments. The ClaImant has no r1Qht:l
ageNt tile Assignee greater than a general credltor.
None of the Perlodlc Paymtnts may be accelerated.
deferred, lnereased 0( dllCteasod end may not be
anticipated. sold. assigned or encumbenld.
4. The obIlgallon assumed by AssIgnee wlth r~ to
any roquJred paymenl WJl be discharged upon the
mallng on or before the due date of a valid checl< In
tile amount specified 10 lI1eaddrOS! 01 record,
II. ThlsAgrwmem &I18Il be governed by and
Interpreted In accordance oMlh the laws 01 IhI
Slate 01
B. Tho AllIIIgnc:o may funcj tile Periodic Payment.. by
purchaslng a 'quaJUled Juncing asset' wfthln the
mollnIng of Soctlon 100(d) oIlhe Coda In the form 01
an IIMUIty contrect Is$ued by the Annuity Issuer. All
rlghb 01 CMTlef'IhIp and control r:J 5Uch annuity
contract shaD be and relNlln vested In the AssIgnee
exdU$lvcly.
7, The Aulgnoo may have the Annuity I&lUGr IGnd
payrnenr, under arrt 'quallfled funding ass.1'
purdlued horoundQt d~OClly 10 the ~yao(c)
speciflad In Addendum No.1, Such dlrectlon 01
paymontC .hall be GOloly fOl'thll AllIIIgnoo'o
convenlenco and 5haIl1lOl provide the ClaImant or
any payee wIlh any rtghta 01 OW1'lGI'llhlp 0( OOrolro!
over lhe 'qualified funding lISStl' 0( against the
A1nJIfy l..u.l",
EXllllJl'l' D
-,
RE: WILLIAM SENFf
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X-~~nl\t.r o,]..~
DIAGRAM
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