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L.\GREENTRElFAZZINI\FAZZINI eM
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Green Tree Consumer Discount
Company,
CIVIL DIVISION
No. q ':5- ~ .f[l/;{~ ()~ 'u'-- e ..;Jt.~\-,--
Plaintiff,
v.
Complaint in Civil Action.
Replevin
Larry Fazzini and Janet Fazzini,
Filed on behalf of: Green Tree
Consumer Discount Company
Defendants.
Counsel of Record for this Party:
Erin P. Dyer, Esquire
PA 1.0. #52748
Erin P. Dyer, Esquire
6230 Fifth Avenue, Suite 122-0
Pittsburgh, PA 15232
(412) 441-8975
930828
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Green Tree Consumer Discount
Company
CIVIL DIVISION
Plaintiff,
)
)
)
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)
)
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No.
v.
Larry Fazzini and Janet Fazzini,
Defendants.
COMPLAINT
COUNT I - REPLEVIN
AND NOW comes Green Tree Consumer Discount Company, by and through its
attorney Erin P. Dyer and avers the following in support of its Complaint in Replevin:
1. Green Tree Consumer Discount Company, hereinafter referred to as
"Plaintiff," is a corporation duly authorized to conduct business in the Commonwealth of
Pennsylvania and has its principal place of business located at 300 Weyman Plaza,
Suite 480, Pittsburgh, PA 15236-0306.
2. Larry Fazzini and Janet Fazzini, hereinafter referred to as "Defendants," are
individuals whose last known address is at 8 Hidden Noll Road, Carlisle, PA 17013.
..... '-
3. On or about September21, 1992, Defendants purchased a 1991 Champion
manufactured home, Serial No. 2264, (the "Mobile Home"), from Green Tree Consumer
Discount Company, (the "Seller"), and entered into a written Manufactured Home Retail
Installment Contract and Security Agreement, (the "Security Agreement") for the payment
of a portion of the purchase price thereof. A true and correct copy of the Security
Agreement is attached hereto as Exhibit "A."
4. Seller, and Plaintiff herein, perfected its security interest in said Mobile
Home by having an encumbrance placed on the title thereto. A true and correct copy
of the Certificate of Title is attached hereto as Exhibit "B."
5. Plaintiff avers that the approximate retail value of said Mobile Home is
$34,576.00 and that the said Mobile Home is in Defendants' possession but its exact
whereabouts are uncertain.
6. Defendants defaulted under the terms of the Security Agreement by failing
to make payments when due. As of September 8, 1995, the Defendants' payments of
interest and principal were in arrears in the amount of $1,155.20. Pursuant to the
Acceleration Clause in the Security Agreement the amount outstanding as of September
8, 1995, is $21,729.35.
7. Plaintiff provided Defendants with thirty (30) days notices of intent to
repossess the Mobile Home. A true and correct copy of the notices of intent to
repossess the Mobile Home is attached hereto as Exhibit "C,"
8. Defendants failed to cure the default or return the Mobile Home upon
Plaintiffs demand.
2
9. Plaintiff avers that under the terms of the Security Agreement and
Pennsylvania law it is now entitled to immediate possession of said Mobile Home.
10. The Security Agreement provides that in the event of default:
a. Defendants will pay seller's reasonable attorney's fees, provided
that prior to commencement of legal action such fee shall not
exceed $50.00;
b. Court costs and disbursements; and
c. Costs incurred by seller to foreclose on the Mobile Home including
the costs of storing, reconditioning and reselling the Mobile Home.
11. In order to bring this action Green Tree Consumer Discount Company was
required to retain an attomey and did so retain Attorney Erin P. Dyer.
WHEREFORE, Plaintiff, Green Tree Consumer Discount Company. requests
judgment against Defendants to recover the Mobile Home, plus detention damages,
special damages consisting of inter alia, detaching and transporting the Mobile Home,
shipping fees, any cost for insurance placed on the Mobile Home by Plaintiff, late
charges, and all allowable damages per the Security Agreement, any further costs for
repossession and sale, and attorney's fees and costs of litigation in order to obtain
possession of the Mobile Home.
COUNT II - DAMAGES
By way of separate and alternative pleading, Plaintiff, Green Tree Consumer
Discount Company, alleges the following:
12. Paragraphs 1 through 11 of this Complaint are incorporated herein by
reference as though fully set forth,
3
13. This Count is brought in the alternative to the relief sought in Count I.
WHEREFORE, Plaintiff, Green Tree Consumer Discount Company, requests
judgment against Defendants in the amount of $21,729.35 with interest and late charges,
and special damages consisting of inter alia, detaching and transporting the Mobile
Home, shipping fees, any cost for insurance placed on the Mobile Home by Plaintiff, late
charges, and all allowable damages per the Security Agreement, any further costs for
repossession and sale, and attorney's fees and costs of litigation in order to obtain
possession of the Mobile Home,
~~~
By, .--
Erin P. Dyer, Esquire
Attorney for Green Tree Consumer
Discount Company.
L IGREENTRE\FAZZINIIFAZZINICM
VERIFICATION
Don Turosik, Collection Manager and duly authorized representative of Green Tree
Consumer Discount Company, deposes and says subject to the penalties of 18 Pa. C.S. section
4904 relating to unsworn falsification to authorities that the facts set forth in the foregoing
Complaint are lnle and correct to the best of his knowledge, infonnation and belief.
C0~3'-=i
Don Turosik
Collection Manager
Green Tree Consumer Discount Company
L IGREENTREIGENERAlIVERIF.ol LTR
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O\:PARTMCNT OF' TAANSPOATATIO'"
Ct::HTlFICATE OF TITLE FOR A VEHICLE
~23S~OO~b000188-001
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07UbbC226~
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LAWRENCE J & JANET L
FAZZINI
6 H~DDEN NOLL RD
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GREENTREE CONS DISCOUNT
PO BOX 18301.
PITTSBURGH PA 15236
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EXHIBIT "B"
Certificate of Title
.........
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.:it.Hb-9~ FRI 17:07
GREI(j;rREE
.)-,
NOTICE OF DEFAULT
" AND
RIGHT TO CURE DEFAULT
Dale of Notice 8/0 I/~
r CV9tomer f"'a~:, (-,..~ Il'~':!'''S~
JMlff l. FAllINI
. IIJIIIlBIIl'U I(W)
6i(fH l~H
(';tr;IN(p ~1S(t~Nr ~1I11
300 ~t"""'l PUlA ~'IJll 'I')
Plll93IJP0i4. PA 1~2lt
m'~'looe
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Irlef ldentillcellol'l Of
redlt nnaacticn:
,t.
I
Nlnufaetur@d home loan
Certfflfd lUll I
orty-five (45)day$ from the datc c" ",. : ;Jke (as descr,bed belOW) '-5 ::'li LAS, OA7E":iR ;:AI ~,k:,'.
""'0
is \he AMOuNT NOW DUE.
:>uar8lnOEFAULTonthiscrec;~ ":\-':-:,:~,on If YOl;paYI"l' AMOUt~~ ~,;O'/: C:'UE la~~' C"~ .., '...., -.....
l' cure period) by the LAST DATI I'"~ ~ "A\'.1FNT (abovc!. you ma, C\.'nlin~e ....n~, ~:'e ~ ~'"I~..1:~ as :; . .~- I~w .,..,ru ,.~t '",
t the expiration of thirty (30) day~ t, :'" ':,e dale IJf th;s r'~'tice we C<ln la)..l' act.:>n ,:l re~ :SS':',;S ,:. "'l'V~;' .'€ l 'i:'-,
'possession and sending 01 a nc"c" ':'nvate sale you WI!! haVI' hHl'en 115\ cay:' rC""l-Ir', ,~ cr" '~" .1'" 'j" ""'" ,.
.ay also cure your default by CO"~'" , ~ .\ill"" 'he tIme a';'.i.,ed. the Green T".~ F"~anc!a' Se'v~,,; : :,",,"J: ,;", . I';,W'
presenlatrve stated beJowto rf~~. H' 4 "r"");r.C';:'Of\ agret?'1"!ent or re;"1~r,'";len~ ~gre~N"~"': 'r:""" S'('" -.t.~ f:' ''''~)''1''''''P t
:eged default, You must compic'- . x.h' ~I'O"fJ' reraymen! aqrpP'-.-'r' ;1 '0.'<:: t . G'~~" T'~, " : .'; .,.: .: '~~o'
,\ t9JtIP.' Y~pr default ~ taking Ih . ",' s."tj ar>C~E ,,-,th." the CUrco ,''C''. J ,Jb:r,~'~'J a::-.<: :',en.... :' _ ,
J ) 1n . t~.: ... C! :fllS con~'act 'S ~~toma!'~ ., acct: era:~'j a' :1 h..:' ::a,'" r . S':l .)'" _.... '.:' .J "
'nOUn! of S 2'~ .~2 .___ . shall be dUB and ~3yable ('nC!~j'ng :h~' 'c':-a.'" ; '.' ~:, ~ :":r ,1' :.
us eamed interest to such dat;:.. ... loif .' t~rttler "'ol..~ from U~. '<.1': t'C' ;1: e,:.'~'!':)~~ .; x..,.~:: '.\;..,.. . "
'all also be due and payable :,.: "";:;l, \ 'S n91 curll<.l, Green Tr(,l? ,\ill re~.or\ tt:eJl:!"_'\lIll '~l' to"" a;,."':._"~I,
,porting agency,
. THIS lOAN IS FHAINSURE~ ',SURe" f,r;^!~,ST N0M"!<':,!E';-!::, -,,:- c;-. " _:. f.
OT REPAY THE LOAN AS AC;. :Ii:. :,'M AS~~:,j'" THE [;[8- ~C rH~ J.: ~'~rA;l.'."'.-
RBAN DEVELOPMENT (HUC' C:~LL.[:::710t'-; IA',URE 10 P.'- r...;: reG7 ". ,'. -~'.'-"" ", r ..
i:T BY HUD MAY RESULT IN At" ,:,.;; ,\:"l OF ,HE ~()LLOWING ACilONS
t:'" :-
,- ...
,
,. .-..( : ~
. SEIZING YOUR FEDERAL ,';~':)ME TAX REFUNDS
. GARNISHMENT OF YOU" ...:. ~,:S I" YOU'ARE A FEDERAL r','~'l ',: ,foe
. REFERRING THE DE!;: -Co lj 0, r..PARWF"'; O~ JU~; II";" Il.';:; l.,':.lu:: .,r.
your loan is FHA insured and " - U:'itt':t- !:, ",:'. tlo-~ i"!pfau)! ~:h;t;> It. cl'l "w'( '1""-, ".,..
\unsehngassastancemaybe.:..: ';'1'0",.1'0'--""'"" J.ge"c',:~~..~~~....Hl."'.;,;.':'., ~., ....
'u may contact us to get the r.,' 'r""~'~:"Jf.- \.~,,",.... (,. ng aYI;'f1'~) l~lJt J:j :,' ;~5e(',~ I'~, ~...
you are late more than thret> ."
ndlng you any other Noticl(s \ , . .
send a Notice of ,Oef~uIt to yo~
..."
'.
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(",I) . '1:~'~...: d;:il'l'~. ," ~"e i"',.",,:~(' ,', .-: ..' .l!'" ~.:,"i .... "
t'.V 0\1, .:.......'./ .."'~ ~ror"!"'C~\ ""':', .f :'w i.:p.",;' .4~ I . ( .j,:.. ..~~ i.~ :,. ,t'
EXHIBIT "C"
RighI 10 Cure
5EF-O&-95 FR I 17: 08
... :,
I.... .01,/"-";'
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CiRE0REE
---
NonCE OF DEFAULT
AND
HIGHT TO CURE DEFAULT
r CIJ~omer r.."r:"l(" a"'~ ddl~'fn~-
Date 01 Notice 1/01/..,
r- ~E!H ~EE
I
~lSllIl!P. CISI.(lI.liT ~klY
lOO '0{ l)WI PIllA slim l!'tl
PITT~I.f.Gl. P. IS2lO
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Regi~mf nf1;r:Q "-in-,t=-. ;;,,,:rjr,,:~
an<J toleph(Ir:~ '.'!I)m:,,:~r
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Certilled IlIII .
lrief idenlificalion of
redit \nII1IaclIon:
~red home loan
orty.llve (45) days from the date of Iris Nolice (as descnbOd below) IS It,,!! lAST DATE FOR FAYMe:, T
'".'0
is \he AMOUNT NOW DUE.
OIl are in DEFAULT on this cred~ tr:l"'s~dion If you P;\y l'le AMOUto.'T ro.;OW DUE (a.bo'.'e) (~;us a: d""Cl,;...~ c:m,...g dt.;e r::,.'^~
e cure period) by the LAST DATE FOri PAYMENT (aoo'..e), you may continue with the contract as ;~::..;gh you were nollatc
t the expiration of thirty (30) days from the date of this lIotice we can take acl;on to re,x;ssess yO_ :,'anu'~cll,;'ed Home l';;c"
'possession and sending 01 a nOl'e.. d private sale you 1'1>11 have fifteen (15) days rema:ning te pa. :'1e a""c',;^l then d\.~'c':J
'ay also cure your defau~ by conlacr.,~~ w~hin the time a:'owed, the Green Tree Financl~! Serilc1r,,; ':,rpora~'O'I, ('Green : '.'~'
'presentative stated below to request a modrtlcaliOn ag":ornent or repayment agreeme~,t 'ro'11 G'&,-,~ Tree 'or ,~p~,."'on' ,..
'eged default You must complete d"!, 'l1odificallOn or If>payment agreement allowed tv G',~o" T-r.. ') ';V': ~, 0 'J'."d',,::
Ii tOA~~y~r delault ~ taking the '.....;;5 listed above y,rthln the cure penQ(j described abOVH 1I1~" ". ~,! ... ._.
, 11W ,the ,""il:Wrty of this contcact I~ automal1caily accelerated a,"ld fu'; ~ay~':": ct "II J"l:;>';'"% (L~ .
'nount 01 $ ',)l___ , shall be cjle and payable (including the 'ema" ", u"pa,-j ~rnC'P3! D,; ".'
us eamed interest to such dale) ,^ ,:~()ut any further not'ce '1m us Addit.onal ell;>en5~S arf.r;;~. -':e' fh. j"o r-f tl' .-
,all also be due and payable, If to,s :elau" IS nOI cured, Grten Tree w!\ report \tie data_,led 'C,,.,I tu the at'pruplla:c ",'J,:
lporting agency, f .
· THIS LOAN IS FHA INSURED, 1- !~ INSURED AG'!'IN~T~ONPAY'~ENT 9Y ,....[ ~[C[i'1A:"'.: !c::r:',~[';~ If" ,(.
::IT REPAY THE LOAN AS AGf,f-..,) WE MAY ASSIGN'THE DEBT 'to THE tJ S DEPAR;' :r~.T Ot' hOuS:r.G .".::
RBAN DEVELOPMENT (HUD) reF; COLLECTION FAILURE TO PAY THE DEBT !rJ ACr.OR-.,',CF. \\':T~ ~~E iE' '.'~
ET BY HUD MAY RESULT IN Ar-,. (,)H ALL OF THE FOLLOWING ACTIONS:
- SEIZING YOUR FEDERAL I~JCOME TAX RE~UNDS .
- GARNISHMENT OF YOUfl ':,':"JES IF YOU ARE A FEDE=RA1 EMPLOYEE
. REFERRING THE DEBT T':, --C U,S OLPAHI MtoNT OF JU,I iCE ~uR CUL~~C: !(;~,
your lOan is FHA insured and YO'. ;j'? ,mable t~ c~.e the defau~ due to a~ ~VO'Ij"'a-. '::-'~ ~I : c."":".' '''..' .
'unsehng assistance may be ava.,V' ,0 ~o your lw"" Cli/rtaln ageno's thaI a.f' HCI1 ,,~~,r,".,: ,t.. " ~~ ~ ."~c' - ': ,~.,.
'U may contact us to gel the na..'~ .' "'l' lO1or19ago counseling agenc, \hdf IS closes: \0 you.
you are late more than three (3\ I,"'~s In any ~len:l3' year In rra"~g ~01..r pa',.~,:,:s ..,.c -'0. . .cl(;'Sl' "C,' .,~";, ".'
'nding you any other Notice(si i:I,,' " " ,'ICe If yuu a!:-Jn1()n the ~OfT'~ C' vO'~~tal,., s~"c~de::"" - '}'Jrp \\(' are ,..~: 'C':
send a Notice oI,Oel,lI. to you It I' _ ',a,,, any 4u..,III)I15, plvrnplly WTTIe 0' \!'eptlvne u~ at lilt: a\J-J''''ss g'....n aJ:>Ove,
-. ....
..-
..
.
'illEh r FF'.: !;Uilld,
HEC,UL,\E
CASE NO: 1995-05046 F
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GREEN TREE CONSUMER ['ISC CP~_
VS,
FAZZINI LARRY ET AL
STEVE WHISTLER
SherIff Qf [l~~IU..y Sheriff of
CUMBERLAND County, P~nrl~ylvanla. who belny duly SW'JrCl accurdlng
to law, says. the wlthul COMPLAINT '~_J"J:I:U;:J]Jin____________n_n_ was SE'rye,J
upon FAZZINI JANET
th'.:..:>
defendant,
'3t ~5iZ1 ;.~~ HOURS,
Qn t.he ~..:-~jJ. rj.3Y ':If
~_~..E"~.~ ~-p_.~~___
19?,5 at
8 HIDDEN NOLL ROAD
CARLISLE, PA 17013
__________________, '::l,I!1~~Rl_nA>'_LL ___nnn_
County, PE'nnsylvanla, lor hanhnq L' L"R_!.'L.fA~:ni..I_<_.M_'_l!~-l_.I.!Li~1i.ARGE___
a truE' '3nd at tested copy 0 f tho.> COMF:.LA1J'lT ..::_.I3EfLEV_IrL_____ __m__ u__ _____
and at the sam€> tIme dl.rec-t.lng Hl~ dttent ll)fi ti.':. tht? cDotl?nts t_ht2'reof.
SherIff's [lIstS:
Docketlnq
Service ..
Aftldavlt
Sur,:h~l-qe
6.00
.0("
. 1"0
::.00
Su 3n?~~.,~~
rr:-:11";J-rr,;iCj--r-: 11 n E'. ---sn-erlrr .~___,__^___.__n
-~I'LI'IQ'i-ERlfi F. [.Yn.
J.J. fo '~9:' ~~7 -' 1 c:v:.c,
'-3(',( 6
Cy ~ I ~
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5w'~!rn ;.~q'1 .,::;tJbSI"j lbed t.,.: tl:c.i lo;.. ",.c:.
this
do
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,"HE!,! I-F" EF:ll,j~;L
h[!.11 \L I\r-.
CASE NO: 1995-0~04~ P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBEHLAND
GREEN TREE CONSUMER l'l S':_._<:'cCLn_
VS,
FAZZl~I LARRY ET AL
STEVE wHISTLER
Shprlft c'r ['~plJty Shprlff 'J1
CUMBERLAN[' c.ount ;', Pf?no2}'1 V;1nl.:i, \lti':' tP 1 r.q dl; 1'1 ':,.:WQr n ;)C.-:r:q'dl nf..;1
t.o law. SiiyS, 'he wlt.hH' ~QtlF'LAlliI.:--R.E;.!'..b.EV:tL________.. ______ w,,:> 3pr'J.?,j
upon _fA:;:;.lliI LARIU__
d'?fendant. at __8S0i.~0
HOuR:=-. (.n the ;::!;:.th ,j'iY 'oj ",.'?e-e.~\J_!?_Lu.._.._________._._.'
1995 at __~ Hl[i['EN NOLL RnAl'____u_._____________._.____________,_________
C ABLI_\?LL....f.A..J 701 ~, _____________________n_____., (UMBERL~Nl:...__..._.,
County, Pennsylvanl". by h'lndlnq to Ll'.RRLJ:",_:;':_JJ!L u,__
a true and attest<?d copy of the COMF'LAHIT._REFLEV.JN
and at the same t~m~ dIrectIng p.~ atte~t10rl to t~le conten~~ thereof.
Sh€"f"lff's Cc's+_s:
II, ICV,t-'._ \{ILl
SerVl('t' -
At j , .J a v 1 t.
SUI crlar 9i?
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clri':'~ y-} [ _-5 :
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IN THE COURI JF COMMON PLEAS OF CUMBE..-AND COUNTY,
PENNSYLVANIA
Green Tree Consumer Discount
Company,
Plaintiff,
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No. 95-5046 Civil Term
CIVIL DIVISION
v.
Larry Fazzinl and Janet Fazzini,
Defendants,
Via Certified Mail # P 597 032 768
and U.S. Regular Mail
Larry Fazzin!
8 Hidden Noll Road
Carlisle, PA 17013
Via Certified Mail # P 597 032 769
and U.S. Regular Mail
Janet Fazzini
8 Hidden Noll Road
Carlisle, PA 17013
Date of Notice:
October 18, 1995
IMPOIlTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAilED TO TAKE ACTION
REQUIRED OF YOU IN THIS CASE, UNLESS YOU ACT WITHIN TEN DAYS OF THIS
NOTICE, A JUDGEMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING
AND YOU MAY lOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS, YOU
SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE, IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOllOWING
OFFICE TO FIND OUT WHERE YOU CAN GET lEGAL HELP:
Court Administrator
4th Floor
Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6F- , L E
Erin P. Dyer, Esquire
Attorney for Plaintiff
6230 Fifth Avenue, Suite 122-0
Pittsburgh, PA 15232
(412) 441.8975
L \GREENTRNAZZlN~TENDAY NOT
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Green Tree Consumer Discount
Company.
CIVIL DIVISION
Plaintiff,
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No. 95-5046 Civil Term
v.
Larry Fazzini and Janet Fazzini,
Defendants.
AFFIDAVIT OF NON-MILITARY SERVICE
ERIN P. DYER, Attorney, being duly sworn according to law. deposes and says that he
makes this affidavit on behalf of the within plaintiff. being so authorized avers that defendants'
place of residence is 8 Hidden Noll Road, Carlisle, PA 17013, and that they are not in the
military service of the United States or its allies, or otherwise subject to the provisions of the
Soldiers and Sailors Civil Relief Act of Congress of 1904 and its amendments. 50 U.S.C. ~ SOl,
et seq. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to
unsworn falsification to authorities.
~,J
Erin P. Dyer
A mant
L. \GREENTRE\FAlZINI\NONMIL. AFF
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