HomeMy WebLinkAbout95-05061
HARRIS SAVINGS BANK,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff,
CIVIL ACTION - LAW
vs.
NO.: 95-5061 Civil Term
LAWRENCE C. HULL and LORRAINE
T. HULL, his wife,
: IN MORTGAGE FORECLOSURE
Defendants,
TO THE PROTHONOTARY:
Please enter Judgment in favor of the Plaintiff and against
the Defendants, LAWRENCE C. HULL and LORRAINE T. HULL, his wife,
for failure to file an answer or any other pleading to Plaintiff's
Complaint within twenty (20) days from service thereof for mortgage
foreclosure and sale of the property and assess Plaintiff's damages
as follows:
principal and Interest through 8/31/95 -
Interest from 09/01/95 to 04/06/96
Late Charges
Attorney's collection fee
$37,434.95
1,967.49
157.76
1.970.12
TOTAL
$U,S38.Z1
~ -'/1. 530,3,;1
Dated November \0\1., 1995
)
(,~t~,~
~B~RT E. 'MYERS, ESQUIRE
Attorney for Plaintiff
I.D. No.: 09729
AJlD HOW, '71()() III , 1995, Judgment is entered in
favor of the Plaintiff and against LAWRENCE C. HULL and LORRAINE
T. HULL, his wife, the Defendants for mortgage foreclosure and sale
of the premises and damages are assessed as above in the sum of
$41,530.22
I~ X:k /.r.::ior,; {' t~,
PROTHONOTARY,I~l
- .pI ~1!J t"rtg'~~",tL /1,&.( (' ~...~ f~ t.
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,
Ii
Now I~ 2 S~ PH '95
fILED-OFFICE
OF THE PROTHOH?TAhY
CUHBERUND COUNTY
, PENNSTLvANIA
?oc> ~.;Z; ~
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,
Plaintiff,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
HARRIS SAVINGS BANK,
vs.
NO.: 95-5061 - Civil Term
LAWRENCE C. HULL and LORRAINE
T. HULL, his wife,
IN MORTGAGE FORECLOSURE
Defendants,
AFFIDAVIT
COMMONWEALTH OF PENNSYLVANIA )
) SS:
COUNTY OF )
Personally appeared before me, the undersigned officer, a
Notary Public, Patricia A. Fetterhoff, wh~~ein~dUlY sworn
according to law deposes and says that on ~ "- 0 \1, 1995,
she caused the within Important Notice to Lawrence C. Hull and
Lorraine T. Hull, Defendants, to be mailed by U.S. regular mail,
first class and certified mail postage prepaid, by properly
addressed envelopes, certificates of mailings being attached
hereto, and no envelopes having been returned, as follows to the
following Defendants:
Lawrence C. Hull
5235 Meadowbrook Drive
Mechanicsburg, PA 17055
Lorraine T. Hull
5235 Meadowbrook Drive
Mechanicsburg, PA 17055
A copy of said Important
is attached hereto.
subscribed and sworn to before me,
the undersigned Notary public this
lOll day of November, 1995
~~~ \) , \'f\u;h .\
NOTARY PUBLIC
InId NoIarial Sea'
F_I! Mall1n, Nolary Public
Mv Com"" - T1: ' Yon. County
SllOn lCptres Julv 12 1999
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HARRIS SAVINGS BANK,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
Plaintiff,
vs.
LAWRENCE C. HULL and LORRAINE
T. HULL, his wife,
NO.; 95-5061 Civil Term
Defendants,
IN MORTGAGE FORECLOSURE
COMMONWEALTH OF PENNSYLVANIA )
) SS:
COUNTY OF YORK )
AFFIDAVIT OF MORTGAGE FORECLOSURE
PURSUANT TO Pa.R.C.P. No. 3129.1, the Plaintiff, HARRIS
SAVINGS BANK, by its Attorney, Robert E. Myers, Esquire, makes this
Affidavit that the last known addresses of the Defendants are as
follows:
Lawrence C. Hull,
5235 Meadowbrook Drive
Mechanicsburq, PA 17055
:
Lorraine T. Hull
5235 Meadowbrook Drive
Mechanicsburq, PA 17055
:
Further deponent saith that the said addresses are believed
to be the last known addresses of the owners or reputed owners of
the said property levied upon in the within captioned matter.
Further deponent saith not.
-'
S, ESQUIRE
swor~ and subscr-Vl~d to before me this
IO~ of ---1JQl~ldL ,.".... , 1995.
__' (0~\l ~ V N\n :.hl1
NOTARY PUBLIC l I
My COlllmission Expires: ., I ~\ ~ 9.
Notarial Seal
Enid V loA."'", NoIoty Public
r wrvlew T wp . YOtil. County
\4y ComnllsSlon E.p1ftlS July 12, 1m
, ,
HARRIS SAVINGS BANK,
Plaintiff,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
vs.
LAWRENCE C. HULL and LORRAINE
T. HULL, his wife,
NO.: 95-5061 Civil Term
Defendants,
IN MORTGAGE FORECLOSURE
PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENTS)
PA.R.C.P. 3101 TO 3149
To the Prothonotary: ISSUE WRIT OF EXECUTION IN THE ABOVE MATTER.
(1) Directed to the Sheriff of Cumberland County, Pennsylvania;
(2) against LAWRENCE C. HULL and LORRAINE T. HULL, Defendants;
(3) and index this Writ against LAWRENCE C. HULL and LORRAINE T.
HULL, his wife, Defendants, as a lis pendens against the real
property of the Defendants as follows:
ALL THAT CERTAIN piece or parcel of land situate in Hampden
Township, Cumberland County, Pennsylvania, being known as 5235
Meadownrbok Drive, Mechanicsburg, Pennsylvania, 17055, and more
specifically set forth in Exhibit "A" attached hereto and made a
part hereof by reference.
(4) Amount due:
$41,S3e.21-plus costs
"/1 ~30. 3,;1
DATED: J\.)"",.Jlll~ lo.-, 1995
(J~
ROBERT E. MYERS, ESQUIRE
Attorney for plaintiff
LD. No. 09729
I fIlA ~ ,aJt '11, M.'~ it /1 ~
, ,
.
.
LEGAL DESCRIPTION
ALL THAT CERTAIN piece or parcel of land,
Township, Cumberland County, Pennsylvania,
bounded and described as follows, to wit:
situate in Hampden
more particularly
BEGINNING at a point on the easterly line of Meadowbrook Drive at
the northerly line of Lot No. 22, Block A on the hereinafter
mentioned Plan; thence along said line of Meadowbrook Drive, North
01 degree 50 minutes West, 100 feet to a point; thence by the
southerly line of Lot No. 24 North 88 degrees 10 minutes East
138.68 feet to a point; thence by lots on the Plan of Good Hope
Terrace South 01 degree 52 minutes East 100 feet to a point; thence
by the northerly line of Lot No. 22 South 88 degrees 10 minutes
West 138.74 feet to the place of BEGINNING.
BEING Lot No. 23 on the Resubdivision Plan of Part of Block A, Plan
No.6, Good Hope Farms, said plan recorded in Plan Book 22, Page
147, Cumberland County Records.
EXHIBIT "A"
HARRIS SAVINGS BANK, .
.
Plaintiff,
vs.
LAWRENCE C. HULL and LORRAINE
T. HULL, his wife,
:
Defendants, .
.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO.: 95-5061 Civil Term
IN MORTGAGE FORECLOSURE
AFFIDAVIT PURSUANT TO PA.R.C.P. HO. 3129.1
HARRIS SAVINGS BANK, the Plaintiff in the above action, sets
forth as of the date the Praecipe for Writ of Execution was filed,
the following information concerning the real property located at
5135 Meadowbrook Drive, Mechanicsburg, Cumberland County,
Pennsylvania, 17055, more particularly set forth on Exhibit "A"
attached hereto and made a part hereof by reference.
1. Names and addresses of OWners or Reputed OWners:
LAWRENCE C. HULL
5235 Meadowbrook Drive
Mechanicsburg, PA 17055
LORRAINE T. HULL
5235 Meadowbrook Drive
Mechanicsburg, PA 17055
2. Name and addresses of Defendants in the Judgment:
LAWRENCE C. HULL
5235 Meadowbrook Drive
Mechanicsburg, PA 17055
LORRAINE T. HULL
5235 Meadowbrook Drive
Mechanicsburg, PA 17055
3. Name and last known address of every judgment creditor
whose judgment is a record lien on the real property to be sold:
Internal Revenue Service Judgment
Philadelphia, PA 19255 6407-FTL-92
Entered 5/18/92
$8,138.19
. ,
4. Name and address of the
mortgage of record:
Harris Savings Bank
Second and Pine Streets
Harrisburg, PA 17101
last recorded holder of every
Mtg. Dated:
Mtg. Recorded:
Mtg. Book 608,
$45,900.00
Cumberland County
7/28/76
7/28/76
Page 68
Harris savings Bank
Second and Pine Streets
Harrisburg, PA 17101
Mtg. Dated: 11/20/91
Mtg. Recorded: 11/25/91
Mtg. 1036, Page 781
$24,000.00
Cumberland County
5. Name and address of every other person who has any record
lien on their property:
NONE
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by the
sale:
NONE
7. Name and address of every other person of whom the
Plaintiff has knowledge who has any interest in the property which
may be affected by the sale.
NONE
I verify that the statements made in this Affidavit are true
and correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made subject
to the penalties of 18 Pa.C.S.A. Section 4904 relating to unsworn
falsification to authorities.
DATED:
~lJ~....lu.'~ \C)
, 1995
RO.~S' ESOUIRE
Attorney for Plaintiff
. .'
~EGAL DESCRIPTIOK
situate in Hampden
more particularly
ALL THAT CERTAIN piece or parcel of land,
Township, cumberland County, pennsylvania,
bounded and described as follows, to wit:
BEGINNING at a point on the easterly line of Meadowbrook Drive at
the northerlY line of Lot No. 22, Block A on the hereinafter
mentioned plan; thence along said line of Meadowbrook Drive, North
01 degree 50 minutes West, 100 feet to a point; thence by the
southerlY line of Lot No. 24 North 88 degrees 10 minutes East
138.68 feet to a point; thence by lots on the Plan of Good Hope
Terrace south 01 degree 52 minutes East 100 feet to a point; thence
by the northerlY line of Lot No. 22 South 88 degrees 10 minutes
west 138.74 feet to the place of BEGINNING.
BEING Lot No. 23 on the Resubdivision plan of part of Block A, plan
No.6, Good Hope Farms, said plan recorded in Plan Book 22, Page
147, cumberland county Records.
EXHIBIT "A"
.
,
HARRIS SAVINGS BANK,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
Plaintiff,
vs.
NO.: 95-5061 Civil Term
LAWRENCE C. HULL and LORRAINE
T. HULL, his wife,
Defendants,
IN MORTGAGE FORECLOSURE
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
UNDER PA.R.C.P. NO. 3129
TO: LAWRENCE C. HULL and LORRAINE T. HULL, his wife, the above
Defendants:
TAKE NOTICE TO THE FOLLOWING:
1. The premises which are subject to be sold at the
Sheriff's Sale in the above-captioned action is 5235 Meadowbrook
Drive, Mechanicsburg, Cumberland County, Pennsylvania, 17055. A
complete description is in Exhibit "A" which is attached hereto and
made a part hereof by reference.
The improvements situate on the premises consist of a
aluminum ranch-type dwelling with an attached one car
2.
1 story
garage.
3. The Judgment of the Court on which this sale is being
held is entered to No. 95-5061 - Civil Term.
4. The names of the owners are: Lawrence C. Hull, whose
last known address is 5235 Meadowbrook Drive, Mechanicsburg,
Pennsylvania, 17055; and Loarraine T. Hull, whose last known
address is 5235 Meadowbrook Drive, Mechanicsburg, Pennsylvania,
17055.
5. The time and place of the Sheriff's Sale is 10:00 A.M.,
prevailing local time, on the 6th day of March, 1996, in the
Commissioner's Hearing Room, Second Floor, New Courthouse, corner
of Hanover and High Streets, Carlisle, Pennsylvania, 17013.
6. If you have any questions concerning this Notice, you
should contact an attorney. If you cannot afford an attorney, you
should contact:
._r......
~
,
Lawyer Referral Service
Cumberland County Bar Association
Cumberland County Courthouse
Carlisle, Pennsylvania 17013
(717) 249-1133
7. A Schedule of Distribution being a list of the persons,
governmental, corporate entities or agencies being entitled to
receive part of the proceeds of sale executed to be disbursed by
the Sheriff will be filed by the Sheriff on a date specified by the
Sheriff not later than thirty (30) days after the Sheriff's Sale,
and that distribution will be within ten (10) days thereafter.
Information about the Schedule of Distribution may be obtained from
the Sheriff of the Court of Common Pleas of Cumberland County,
Cumberland County Courthouse, Carlisle, Pennsylvania, 17013, (717)
249-1133.
8. In certain situations where the property is worth less
than the Judgment and costs, Harris Savings Bank can obtain a
deficiency Judgment upon which execution could again issue against
other property of the above Defendants.
9, THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE
OF YOUR PROPERTY. It has been issued because there is a judgment
against you. It may cause your property to be sold or taken to pay
the Judgment. You may have legal rights to prevent your property
from being taken. A lawyer can advise you more specifically of
these rights. If you wish to exercise your rights, you must act
promptly.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU
CAN GET FREE LEGAL ADVICE:
Lawyer Referral Service
Cumberland County Bar Association
Cumberland County Courthouse
Carlisle, PA 17013
(717) 249-1133
10. THE LEGAL RIGHTS YOU HAY HAVE ARE:
A. You may file a Petition with the Court of Common
Pleas of Cumberland County to open the Judgment if you have a
meritorious defense against the person or company that has entered
Judgment against you. You may also file a Petition to Strike said
Judgment with the same Court if you are aware of a legal defect in
the obligation or procedure used against you. You may also file
a Petition to Stay or Delay the Execution and the Sheriff's Sale
if you can show a defect in the Writ of Execution or service or
demonstrate any other legal or equitable rights.
,
,
B. After the Sheriff's Sale, you may file a Petition
with the Court of Common Pleas of Cumberland County to set aside
the sale for a grossly inadequate price or for other proper cause.
This Petition must be filed before the Sheriff's Deed is delivered.
C. A Petition or Petitions raising the legal issues or
rights mentioned in the preceding paragraphs must be presented to
the Court of Common Pleas of Cumberland County at one of the
Court's regularly scheduled business Court sessions. The Petition
should be served on the attorney for the creditor at least two (2)
business days before presentation to the Court, and a proposed
ORder of Rule must be attached to the Petition. If a specific
return date is desired, such date must be obtained from the Court
Administrator's Office, 1 Courthouse Square, Fourth Floor,
Carlisle, Pennsylvania, 17013, before presentation of the petition
to the Court.
D. You have certain legal exemptions from the Sheriff's
Sale which mayor may not apply.
DATED: -1J{f)~~b^ \0
, 1995
OBERT E. MYERS, ESQUIRE
Attorney for Plaintiff
Swor~ and subscribed to ~efore me this
IE) ""'-day of --tJ(')\J~uX^J!,t ,1995.
~'^~ ~ \J, ~O )-t-",
NOTARY PUBLIC
My Commission Expires: 7/12/99
No18ria1 Seal
Enid V, Martin, Notary PublIc
Falrvlew Twp.. Vorl< County
My Commission Expires July It, 1999
~
'"
LEGAL DESCRIPTION
ALL THAT CERTAIN piece or parcel of land,
Township, Cumberland County, Pennsylvania,
bounded and described as follows, to wit:
situate in Hampden
more particularly
BEGINNING at a point on the easterly line of Meadowbrook Drive at
the northerly line of Lot No. 22, Block A on the hereinafter
mentioned Plan; thence along said line of Meadowbrook Drive, North
01 degree 50 minutes West, 100 feet to a point; thence by the
southerly line of Lot No. 24 North 88 degrees 10 minutes East
138.68 feet to a point; thence by lots on the Plan of Good Hope
Terrace South 01 degree 52 minutes East 100 feet to a point; thence
by the northerly line of Lot No. 22 South 88 degrees 10 minutes
West 138.74 feet to the place of BEGINNING.
BEING Lot No. 23 on the Resubdivision Plan of Part of Block A, Plan
NO.6, Good Hope Farms, said plan recorded in Plan Book 22, Page
147, Cumberland County Records.
EXHIBIT "A"
,
HARRIS SAVINGS BANK,
Plaintiff,
.
.
vs. .
.
LAWRENCE C. HULL and LORRAINE .
.
T. HULL, his wife, .
.
.
.
Defendants,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO.: 95-5061 Civil Term
IN MORTGAGE FORECLOSURE
p7FIDAVIT OF NON-MILITARY SERVICE
BEFORE ME, a Notary public, personally appeared ROBERT E.
MYERS, Attorney for Harris Savings Bank, the Plaintiff in the
above-entitled case, who being duly sworn or affirmed according to
law deposes and says that the Defendants or Respondents above-
named are not in the military service of the united state of
America; that he has personal knowledge that the said Defendant or
Respondent Lawrence C. Hull, is now living at 5235 Meadowbrook
Drive, Mechanicsburg, pennsylvania, 17055, and that the said
Defendant or Respondent Lorraine T. Hull is now living at 5235
Meadowbrook Drive, Mechanicsburg, pennsylvania, 17055, and were
last known employed at or by as follows:
Lawrence C. Hull
Lorraine T. Hull
:
Elliott A. Frantz
6580 Allentown Boulevard
Harrisburg, PA 17112
Rowland & Rowland
Attorneys as Law
812-A North 17th Street
Harrisburg, PA 17103
i?JE.~UIR'
SWORN and subscriRed to pefore me this
I D~r day of -1.l\'l1l~~'''1'- , 1995.
,
~l\ I ~ \j \ 'ill (1 :t~,
NOTARY PUBLIC
My commission Expires: 7/12/99
, Nolanal SNI
Enid V lAI""". Notary PulJlII'
FIlIV_Twp voo.County
lAy CommISSiOn E.p.1M July It, 1999
~ '
HARRIS SAVINGS BANK,
Plaintiff,
IN TilE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
CIVIL ACTION - LAW
LAWRENCE C. HULL and LORRAINE
T. nULL, his wife,
NO.: 95-5061 Civil Term
Defendants,
IN MORTGAGE FORECLOSURE
NOTICE TO LIEN HOLDERS PURSUANT
TO PA.R.C.P. NO. 3129
NOTICE IS HEREBY GIVEN to the following parties who hold one
or more mortgage, judgment, secured transaction or tax liens
against the real estate of LAWRENCE C. HULL and LORRAINE T. HULL,
his wife.
LIEN HOLDERS AND ADDRESSES:
Internal Revenue Service
Philadelphia, PA 19255
Judgment
6407-FTL-92
Entered 5/28/92
$8,138.19
Mtg. Dated: 7/28/76
Mtg. Recorded: 7/28/76
Mtg. Book 608, Page 68
$45,900.00
Cumberland County
Harris Savings Bank, formerly
The Harris Savings Association
Second and pine Streets
Harrisburg, PA 17101
Harris Savings Bank, formerly
The Harris Savings Association
Second and Pine Streets
Harrisburg, PA 17101
Mtg. Dated: 11/20/91
Mtg. Recorded: 11/25/91
Mtg. Book 1036, Page 781
$24,000.00
You are hereby notified that on Wednesday, March 6, 1996 at
10:00 a.m., prevailing time, by virtue of a Writ of Execution
issued out of the Court of Common Pleas of Cumberland County,
Pennsylvania, on the judgment of Harris Savings Bank vs. Lawrence
C. Hull and Lorraine T. Hull, his wife, No. 95-5061 Civil Term, the
Sheriff of Cumberland County, Pennsylvania, will expose at Public
Sale in the Commissioner's Hearing Room, Second Floor, new
Courthouse, Corner of Hanover and High Streets, City of Carlisle,
4 ~
County of cumberland, pennsylvania, real estate of paul A. Husk,
Sr., and Betty T. Husk, his wife, known as numbered as 2902
Glenwood Road, Camp Hill, pennsylvania, 17011. A description of
said real estate is hereto attached.
YoU are further notified that a Schedule of proposed
Distribution will be filed by the Sheriff of Cumberland County on
or about April 3, 1996, and distribution will be made in accordance
with the schedule unless exceptions are filed thereto within ten
(10) days thereafter.
You are further notified that the lien you hold against said
real estate will be divested by the sale and that you have an
opportunity to protect your interest, if any, by being notified of
said Sheriff's Sale.
DATED: jJ(9\l ~\:\A L..o. ~ 10 , 1995
ilJ~- .
R E E. MY S, ESQUIRE
Attorney for plaintiff
100 old York Road
New cumberland, PA 17070
(717) 774-3163
Harris Savings Bank
vs
Lawrence C. Hull and Lorraine
T. Hull his wife
In the Court of Common Pleas
Cumberland County, Pennsylvania
Writ No. 95-5061 Civil Term
R. Thomas Kline, Sheriff, who
to law, says this writ is returned
attached from attorney.
Sheriff's COStSI
Docketing
Poundage
Posting Bills
Advertising
Law Library
County
Mileage
Cert Mail
Postpone Sale
Levy
Surcharge
Posters
Advance Costs
Sheriff Cos ts
REfund to Atty
being duly sworn according
STAYED. Letter is hereto
30.00
103.91
15.00
15.00
.50
1.00
13.44
.62
25.00
15.00
6.00
30.63
256.10
.0
\",
Pd. by Atty. 2-22-96
-
o
C"
$1,000.00
256.10
$ 743.90
THIS WRIT IS RETURNED STAYED 2-22-1996
So a:;~ ~
R. T~ma; Kline, 's~~
by
~t~ff
\.,1)
cJt. /Jt' -r J
I ~.J.....( 1.. [..4t'.....-
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" p. ~(L-,
LAW OFFICES OF
ROBERT E. MYERS
100 YORK ROAD
NEW CUMBERLAND, PA 17070
TELEPHONE: 717-774-3163
FAX: 717-774.2257
January 5, 1996
Sheriff's Department
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013
ATTN: Audrey
RE: Mortgage Foreclosure - Lawrence C. Hull and
Lorraine T. Hull, No. 95-5061 Civil Term
Dear Audrey,
Please discontinued execution on the above referenced Mortgage
Foreclosure because they made payments current.
Monies received by Harris Savings Bank is $6,195.89 less
$1,000.00.
Should you have any questions please do not hesitate to call.
Very truly yours,
~~ \'-~ ~ ~\.JtL')\t;'O(v\
Robert E. Myers
REM/evm
Lawyer Referral Service
Cumberland County Bar Association
Cumberland County Courthouse
Carlisle, Pennsylvania 17013
(717) 249-1133
7. A Schedule of Distribution being a list of the persons,
governmental, corporate entities or agencies being entitled to
receive part of the proceeds of sale executed to be disbursed by
the Sheriff will be filed by the Sheriff on a date specified by the
Sheriff not later than thirty (30) days after the Sheriff's Sale,
and that distribution will be within ten (10) days thereafter.
Information about the Schedule of Distribution may be obtained from
the Sheriff of the Court of Common Pleas of Cumberland County,
Cumberland County Courthouse, Carlisle, Pennsylvania, 17013, (717)
249-1133.
8. In certain situations where the property is worth less
than the Judgment and costs, Harris Savings Bank can obtain a
deficiency Judgment upon which execution could again issue against
other property of the above Defendants.
9, THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE
OF YOUR PROPERTY. It has been issued because there is a judgment
against you. It may cause your property to be sold or taken to pay
the Judgment. You may have legal rights to prevent your property
from being taken. A lawyer can advise you more specifically of
these rights. If you wish to exercise your rights, you must act
promptly.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU
CAN GET FREE LEGAL ADVICE:
Lawyer Referral Service
Cumberland County Bar Association
Cumberland County Courthouse
Carlisle, PA 17013
(717) 249-1133
10. THE LEGAL RIGHTS YOU MAY HAVE ARE:
A. You may file a Petition with the Court of Common
Pleas of Cumberland County to open the Judgment if you have a
meritorious defense against the person or company that has entered
Judgment against you. You may also file a Petition to Strike said
Judgment with the same Court if you are aware of a legal defect in
the obligation or procedure used against you. You may also file
a Petition to Stay or Delay the Execution and the Sheriff's Sale
if you can show a defect in the Writ of Execution or service or
demonstrate any other legal or equitable rights,
8. After the Sheriff's Sale, you may file a Petition
with the Court of Common Pleas of Cumberland County to set aside
the sale for a grossly inadequate price or for other proper cause.
This Petition must be filed before the Sheriff's Deed is delivered.
C. A Petition or Petitions rai~ing the legal issues or
rights mentioned in the preceding paragraphs must be presented to
the Court of Common Pleas of Cumberland County at one of the
Court's regularly scheduled business Court sessions. The Petition
should be served on the attorney for the creditor at least two (2)
business days before presentation to the Court, and a proposed
ORder of Rule must be attached to the Petition. If a specific
return date is desired, such date must be obtained from the Court
Administrator's Office, 1 Courthouse Square, Fourth Floor,
Carlisle, Pennsylvania, 17013, before presentation of the Petition
to the Court.
D. You have certain legal exemptions from the Sheriff'S
Sale which mayor may not apply.
DATED: -1)f)\)CUlA~b""" \D
, 1995
MYERS, ESQUIRE
for Plaintiff
Swor~ and subsc~i~ed to ~efore me this
~~day of ---W-('lV",uAM.t , 1995.
.-r:~~ ~ \J I ti\O) tG,_
NOTARY PUBLIC
My Commission Expires: 7/12/99
NolnI SMI
EnId V, MIIIIIn. $ibIn
FIIMtw " Yllll<
My CommIulan ~ July I ,1000
LEGAL DESCRIPTION
ALL THAT CERTAIN piece or parcel of land,
Township, Cumberland County, Pennsylvania,
bounded and described as follows, to wit:
BEGINNING at a point on the easterly line of Meadowbrook Drive at
the northerly line of Lot No. 22, Block A on the hereinafter
mentioned Plan; thence along said line of Meadowbrook Drive, North
01 degree 50 minutes west, 100 feet to a point; thence by the
southerly line of Lot No. 24 North 88 degrees 10 minutes East
138.68 feet to a point; thence by lots on the Plan of Good Hope
Terrace South 01 degree 52 minutes East 100 feet to a point; thence
by the northerly line of Lot No. 22 South 88 degrees 10 minutes
West 138.74 feet to the place of BEGINNING.
situate in Hampden
more particularly
BEING Lot No. 23 on the Resubdivision plan of Part of Block A, Plan
No.6, Good Hope Farms, said plan recorded in Plan Book 22, Page
147, Cumberland County Records.
EXHIBIT "A"
~
IN ruE CCXJRT OF CQoM)N PLEAS Cf
CUMBERI..\ND COlM"f. PENNSYLVANIA
WRIT ~,
CIVIL 19
WRIT OF EXEC'J'l'ICN
~Icr
nus paper 15 a Wnt of Exec.ltlcn, It has been lSSUed because there is
a judgnent against you. It may cause your property to be held or taken to pay
the Judgnent. You may have legal nghts to prevent your property frem belng
taken. A lawyer can advise you lTOre specifically of these nghts. If you w1sh
to exercise your rights, you lTllst act praTptly.
TIle law provldes t!-.at cert,u:: property cannot be taken. Such property is
said to be exenpt. There is a debtor's exetTlltion of S300. There are other
exerrptions wtuch may be applicable to you. Attached 15 a slImar'j of sc:me of the
!M)or exerrpuons. You !MY have other exenptlons or other nghts,
If you have an exerrption. you should do the followlIlg pra1'llt~y: ( 1) Fill
out the attached cla1.m fotm and dl!l'Mnd for a prcnpt hearlIlg, (2) Deliver the
fOtm or mail it to the Sheriff' 5 Office at the address noted.
You should cc:me to court ready to explain your exelTption. If you do not
cc:me to court and prove your exerrptlon, you may lose SaTe of your property.
'tOO SlOJLD TAKE nus PAPER TO YOUR tAW'iER AT Ora:. IF YOU !Xl ~ HAVE A
~ OR c..wor AfFORD ONE. 00 TO OR 'l'EI..EPHalE ruE omcr SE'I' FOlml BE1.CW TO
F!H) CX11' WHERE 'tOO CAN GET LEGAl. HEI.P.
Court Adminlst=ator
4th Floor
CI.Iri:ler ldnd COUl'l ty Court House
Carl1s1e, Pennsylvan14 17013
Area Code 717 - 240-6200
"
.
MAJOR EXEMPTIONS UNDER
PEl'lNSYLVANIA AND FnlERAL LAW
1. 5300 statutory exempt~on
2. Bibles, school books, sew1.ng m:lchines, urufo1'll'6 and equiprent
3. Most wges and unenployme!1t COTpensation
4. Social Security benefits
5. Ce.."'tain retirerrent funds and accounts
6. Certain veteran and ar.red forces benefits
7, Certain insurance proceedsla. Such other exenptions as ll\!IY be prov~ded by law
IN THE CCllJiU OF o::M'Ol PLEAS OF
ClJ'lBERl.AND COUNI"i. PENNSYLVANIA
WRIT 00.
CML 19
ClAIM FOR EXFMPl'ION
To the sheriff:
I. the aboVe natred defendant. claim exeITl'tion of property f.ron levy.
or attac:ment:
1. Fran lff/ personal propertY in rrrj possession wtuch has been levied
upon.
a) 1 desire that lff/ 5300 statutory exerrpt.l.on be
I I
( i) set aside in kind (specify property to be set
a5.l.de in kind):
o (.l.i) paid in cash fo1low.l.ng the sale of the property
levied upon; or
b) 1 claim the followW9 exenpt.l.on (specify property and basis of
exenption l :
2. F.ron lff/ proper'ty wtu.ch 1S 1n the posesS10n of a th;....'"'t! par:y. 1
claim the follQWl.r.9 exellPt:l.ons:
a l rrrj S300 statutory exel!Ftlon" I .l.!l cas:..: r::=J w I-..:.nd
(spec.l.fy propertyl:
bl Socldl Secunty beneflts on oeposH 1..0 the ~unt of S
c) other (specify arrount and basis of exenption:
I request a PItlTPt court hearing to determine the exerption.
Notice of the hearing should be given to rre at
Address
Telephone NurOer
I verify that the staterrents rrade in this Claim for ExenptJ.on are true
and correct. I understand that false staterrents herein are lll3de subject to the
penalties of 18 Pa. C.S. S 4904 relating to UllS\IlOm falsification to authorities.
Date:
'nlIS CLAIM ro BE f'IUD WIn! niE
OrnCE OF niE SHERIFF OF ClMBERLAND
CCXlNl'Y t
CIIeERLAtI) COUN1Y CCXJRIH:XJSE
CARI..ISU:. PENNSYLVANIA 17013
(717) 249-WJ
..
ORDER OF CCAJR'l'
;\I'll t'OI. pursuan t to Pa. Rule
of Civil ~ 3123.l(bl. a heanng is set for
in Court iloCll\ l'Q.
C\,JItlerland Count)' CourthOuse. carlisle. Pennsylvania. The Sheriff of
C\,Ilberland County shall notify the parties of the tl)Te and place for the hearing.
By the Court,
J.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEAL TH OF PENNSYL VANIA)
COUNlY OF CUMBERLAND)
TO THE SHERIFF OF ~land
NO.
%-5061 CIVIL ~_T'!ml
CIVIL ACTION. LAW
COUNTY
To salisly the debt, interesl and costs due ___JLa!"r.j~ Sayil}g~_J~u*___
__________ _____________PLAINTlFF(S)
lrom
Lawrence C. Hull. and Inrra ine T. _!!u! L,__t!.~~~~ ~e
~-_._._--_._._--_..- .--.-.. -~_._---_. ---.~..
~------'--------
DEFENDANT(S)
(1) You are directed to levy upon the propeny of the defendant(s) and to sell ALL TIlAT CERTAIN
_-Piece or !Y'n-"l of land situate in liarmden Township. ~rland County. Pennsylvania,
bt!ing known as 5235 Meadownrbok Drive. Mo=chanicsburg, Pennsylvania, 17055, and more __
specifically set forth in Exhibit "A" attached hereto and made a part hereof by
refe~ce. - - -
(21 You are also directed to anach the propeny 01 the defendant(s) not levied upon in Ihe possession 01 _ _. _
GARNISHEE(S) as follows
and to notdy the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoin~ from paying any
debllo or for the account of the defendant(s) and from delivering any propeny 01 the defendant(s) or otherwise disposing
Ihereof,
(3) If property of thedefendant{s) not levied upon an subject to anachrnent is found in the possession 0: anyone other
than a named garnishee, you are directed to noldy himlherlhat he/she has been added as a garnishee and is enjoined as above
stated
Amounl Due
Interest
Any's Comm ____
541,530.3L
LL S.50
Due Prothy ___ $1. 00
Other Costs
%
Any Paid
Sl06.l6
Plaintdf Paid
Date
_ NoY';!lTber 14. 1995
_~n~~ E~_ Welker, Prothonotary
Prolhonolary. CIVIl DIVISion
REOUES T1NG PARlY
Name Ibber~_ E~_ Myers. I~o;q.
/'
by __~k.
,
,I ,
K ~t:". W--oep",y
Address
100 York Road
~..., (~land. I'^ 17070
Plaintiff
TRUE COpy Ff:0M RECORD
In 1, .f,ltl,,;~..,..,h rl ('f 'i . \ I:' hl ~,'lt my he..
arid IlllI-.,: uf SJ,d (" .,t ." C.Hi.sle, Pa.
r..... /.././j d 01 "~' I' ..I~-
m dy.l , .. . , ..._
I
,^.~?/I~'
Morney for
Telephone (1IJL7}~~])(d
Supreme Coon 10 No 0972')
, '/ 'I., , .,,'?'
. '_"'-~"""'"A~'''''
Prolhonotery
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liitsrest In the real prop~:i/ ~:~';"-.- . ;i 'II<. 1'1,.t~-.Juf
Cu.mbnrland County fa 1.0".-. - .- - - :,. .... _. I, -J ..,; 'J.t.- 11~,.~,c<,,\L.
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this writ and by this re!srer.cc in:;orj:l'r;;tGd h~re::l.
[:"te: /) - / (, . r.::
By: (i" rll} A o.f;~t.~,,,,
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CASE rj!~I: l,?'?:'l-('l~,rll~!
!:.OMMor~WEA!.TH or fENN YL~A~::A:
COUNTY IJF (.t1MBEh! ArH'
HARRE: :. AVI!,.QS B~_til::______
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F-, E(l:,:L.!;!-,
CASE NU: 19~5-050bl P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAN~
HARRIS SAVJ~~~ BANK
--,.__._-~---
VS.
HULL LAWRENCE .- ET 1\L_-----
_,,;TEVE WHISTLER ___,.______..____' Stier::! N ['('put,. ""herd! of
CUMBERLAND Count.y, Penns,.1"..n13, whe. bPl"~ -hi.,. :.w'cr" ;j('r')r<:hnq
t.o l;Jv.
says.
the wlt_hn. (~2!1fLl~,I[L.:..,_1'!2RUJ:BL--.
was
served
__~.. "0 _ __~._._.._~_____
+. h...~
upon _ HULL LORRAINE T
--_._------_._-_.-_..~ ..~--~_.~. --- -. --..--.----- ..---.----...-----..-..--
defendant, at 18:'b:~~ HOUHS. ,-~,n ",h~" _~rjlt d:.y :_,f iJr;t.i:.'b":?f
199:'. 3t.
5235 MEAI'OWBROOK._Qli1.'{L---------------
MECHAt! IC5BURG, PA 170".". ________ _ __, __.___________ -------' ~.-'l'ltJER~A!i[.
':uunt,y. PennEl'lvanla. by handH,Q tc. l,_f\ViEE:N_CE___I:.,_JlId1.b..Jl.l)~tMU'--QL---------
h-J.FENR.Al1L-._.,.. ---------'--.--- -- -. - -----,-------------.------ .---...-.--------.- --------.--,--------
;j '.r';e and attest.ed copy of t.h,? .COMY\--^I.l'i.L:I1_Q.FJ:..I.QR-\';----.,
.----
acd Ci' the Eilme 1.1'rE' dlT;oct_lng HLj att<:ntlofl '.c, '_he:on,_.,r,t-i' '.h.?T.,-.:d,
fh(-r 1 ff' S Cr_zt.;:;
['::lC V.E"t 1 rHo)
Ser '.; lC~_:'
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:.ur charge
~.~~~
h. "''Th-c,';\-ii;~- Kri-r,;e-.--':11'~'r-~l-rr
---------.----.
(."0
.00
.0i.:"'l
~'. ~'l0
.'~:8-:.~0 -ROHERT E. MY EHe
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.
HARRIS SAVINGS BANK,
IN THE COURT OF..,COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
plaintiff,
CIVIL ACTION - LAW
vs.
:
LAWRENCE C. HULL and
LORRAINE T. HULL, his wife,
NO.: q )". 5;:' L I
C i v il as:s r:;..--
Defendants.
IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served
by entering with the Court your defenses to the claims set forth
against you. You are warned that if you fail to do so the case you
proceed without you as a Judgment may be entered against you by the
Court without further notice for any money claimed in the complaint
or for any other claim or relief requested by the plaintiff. YoU
may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE TijE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Lawyer Referral Service
1 Courthouse square
Carlisle, PA 17013
Telephone No: 717-240-
Cumberland County Recorder's Office in Book 608, Page 71, a copy
of which is attached hereto, marked Exhibit "A", and made a part
hereof by reference, which mortgage contains and is a lien upon the
property situate at 5235 Meadowbrook Drive, Mechanicsburg,
Pennsylvania 17055, being improved upon with a dwelling.
5. Said loan was further evidenced and secured by a Note
which accompanied said Mortgage dated July 28, 1976, a copy of
which is attached hereto, marked Exhibit "B", and made a part
hereof by reference.
6. Harris Savings Bank, in consideration of the said
Mortgage and accompanying Note, advanced to Lawrence C. Hull and
Lorraine T. Hull, the sum of FORTY FIVE THOUSAND NINE HUNDRED AND
NO/lOO DOLLARS ($45,900.00).
7. The premises subject to said Mortgage is more
specifically set forth in Exhibit "A", attached hereto and made a
part hereof by reference.
8. Lawrence C. Hull and Lorraine T. Hull are the sole owners
of the said premises contained in said Mortgage.
9. Said Mortgage and Note have not been assigned in whole
or in part by the Plaintiff herein.
10. Lawrence C. Hull and Lorraine T. Hull are the sole record
owners in fee simple of said premises by virtue of a Deed dated
July 2, 1976 and recorded in the Cumberland County Recorder's
Office in Book S-26, Page 218
11. No judgment has previously been entered on said Mortgage
or Note in any jurisdiction, and said instruments are less than
twenty (20) years old except for prior default paid current.
, I
.
12. The said Mortgage is in default because Defendants herein
have failed to pay the monthly payments of $493.00 that was due and
owing for the months of April, May, June, July, and August, 1995.
13. The plaintiff has given to the Defendants written notice
of intention to foreclose on said Mortgage as required by law under
Act 6, dated April 6, 1995, copies of which are marked Exhibit "C"
and "0" and attached hereto and made a part hereof by reference.
14. The entire principal amount of FORTY FIVE THOUSAND NINE
HUNDRED NO/100 DOLLARS ($45,900.00) has become due and payable,
together with interest at the current rate of 9.0% per annum,
reasonable legal fees for collection of said sum in accordance with
the terms of said Mortgage less such sums as have been paid on
account of principal of the said mortgage and costs.
15. The plaintiff believes and therefore avers that
reasonable legal fees for collection is $ 1,970.12
16. The Defendants are liable to the plaintiff for interest
at the current rate of 9.0% per annum until paid and expenses as
provided in and collectible under the mortgage documents that will
accrue until distribution by the Sheriff of Cumberland County,
pennsylvania, to be computed at the time of judgment in these
proceedings in addition to the current loan balance.
17. The Defendants are liable to the plaintiff for the
following on said mortgage loan:
A.
principal amount and interest
due through 7/31/95:
$ 37,434.95
B.
Interest at the rate of
9.0% from 9/01/95 to 4/1/76
$ 1,967.49
c.
Late Charges
$ 157.76
TOTAL:
S 1.970.12
$ 41,530.22
D.
Attorney's Collection Fee
18. The Plaintiff believes and avers that neither of the
Defendants are members of the armed forces or are in the military
service of the united States of America.
WHEREFORE, the Plaintiff prays the Court to enter Judgment
against the Defendants, LAWRENCE C. HULL and LORRAINE T. HULL for
Mortgage Foreclosure against and sale of the mortgaged property,
with damages in the amount of FORTY ONE THOUSAND FIVE HUNDRED
THIRTY 22/100 DOLLARS
($41,530.22), together with additional
interest thereon, costs and all other amounts advanced by
Plaintiff.
DATED:
-~ \)...
, 1995
~, ESQUIRE
100 York Road
New Cumberland, PA 17070
(7l7) 774-3163
Attorney I. D. No.: 09729
Attorney for plaintiff
I.
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF -.l1tlt P h-t...,l
)
)
)
SS:
PERSONALLY APPEARED before me, the undersigned officer, a
Notary Public in and for said County and State, Ronald G.
Kishbaugh, who being duly sworn according to law, deposes and says
that he is the Assistant Secretary/operations Manager of Harris
savings Bank and that he as such officer is authorized to make this
Affidavit on its behalf and that the facts set forth in the
foregoing Complaint are true and correct to the best of his
knowledge, information and belief.
~,lL~
RONALD . KISHBAU
~
(SEAL)
S~orn and subscribed to before me this
.i,~h day of .tJ.~{'hn!/~I1. , 1995.
Ylv._(; h" u l.
NOTARY PUBLIC
My Commission Expires:
N01.1I1,11 (';('al
l ''',1 ^ Ml",/l N, .!:n'y PubhC
.".1'" !l,,',; ll,lll:""" COunty
Mw ( ,"':'11. '.10: t ly.lt.." July ~5 '998
"no. P\....~...MwwI~r:J~
MORTGAGE
Tun:! MIlII'rOAU.: i" ".".Iu lhll ~'tl1. ,day ur JUL'i ., t9 . 7'
IHllwuun Ihu Mu"l...u,', LAlillENCE C. NlD LOlll\AINE T. IIULL, l11awU........,
.... ..... .... (b.r~ln "Dul'rower").
llI,d Illl' )(urllul'o, TIlE liAlIlIl$liI'VINGlI A$SQ!;II.\TION.,. .. . . .. a .orllo....liun
urKnuilud Dnd uxi"UulJ.ulldur the law. uf P,nn,yIV~nl, . f wlloa" .ulllnn i.
,. 2(1~ PIM $.\1"" t!.rrIMl\lIIL P'PI1JV",nl. _ " ..,. .... ..... (ber.in "I..nd..'''),
Wll....., lIunuwur i. hlllubl.d lu I.undur in Ihu principII I.nn ul. f'ORT'i FIVE THOUSAND NINE
HUNDRED .'LNP/10a ($45, ~QOlJull"I", which hulchh.duc"1I i" u~hlcm~l'd L)' Hurru....e..'tt lIoh'
of aYUU &lulu hen,with (lulruill ,. Nulu"),IH'ovidilltl fUf 1II0l1thly ill"tatUm.ml. ur principlllllu) inte..,.I,
wilh Il.u 1II,I..,,,C8 ur Ihu h,duhl.,I...... il nyl .ou..or p.ld, duo Ind p.yablo UII . July. 10, 1996 ,
'fo S~CUIU4 lu l,ell&l~.. (n) 111,' u:puymeut of Oil' illlluhh:Jue.,,,!vidtllce&1 b)' tho Nute, wilh iulerclil
thCI'l!IUI, thu IJI"IUunt uf 1111 ulhur hllIlUI, with inturu.t therlJou, 8tlv.u,,:~d ill ICCOI"dlnclII luU'ewith to
IJt'ot&:cl thu Kccurity of Ihi. llurtjtltJtC, IIml Ihe performauce uf tho covenault allll '11"eCUlellta6 uf
"ol'rowc..I~...lIiu cunla..u:t', IUIII (h) tlu' rUI,llynuml or Imy fulul"U .dVHIICU. with inten:.t then:ulI,
mud" to UUn'UWCl' Ly I,entler plInu..llt In 1I1".......&lIII! 21 hvreuf (huuin "}l'uturu Atlvlmeet"), UUl'.
I"U"'4.'" tloo" her~by lIlol.IK.~e, p.rnul 'IIItll'UII\'U~" In I..mtler ,he fullowiug dli!lcribetl provurly locnh~tl
in thu Cuunt)' uf "CUMBERLANU ,Blale of Pculllylvtlli. :
ALL THAT C~RrAIN piece of land situate in Hampden Townsl1ip, cumb.rland
County, Pennsylvania, mere particularly bounded and described as follows
to wit;
BEGINNING at a point on the Easterly line of Meadowbrook Drive at tile North.
ly Iin. of Lot No. ~2, Block A on tile l1erinafter mentioned plan, thence
along said line of Meadowbrook Drive North 01 degree 50 minutes West 100
feet to a point, thence by the Soutl1erly line of Let 24, t1..rtl1 aB degrees
10 minute. East 13B.6B feet to a poin:1 tl1eLce by Lots on the pl~' of Geod
f.ope Terrace South 01 degrees 52 minutes East 100 feet to a point, tl1ence by
Northerly line of Let No. 2~ Soutl1 BB degreeS 10 minutes liest 13B.74 feet
to tile place of BEGINNING.
BEING Lot No. ~~ on tl1s Resubidivison Plan of Part of Block A, Plan No.6,
Good Hope Farae, said plan recordsd in tile Cumberland County Recorder'S
Office in Plan Book 22, Page 147.
HAVING THEREON ERECTED a 1 story aluminum rancl1 dwelling witl1 an attacl1ed
1 car 9ar"ge known as 5235 Meadowbrook Drive, Mechaniceburg, Pa..
BEING TilE ~PRE~ISES liHICH Roger E. and Norma J. Carrier, l1is wife by
oeed dated L-tl/:;)4-./H976 and about to be recorded l1erewitl1 in tile
afor.said orderFa Office, g~snted and conveyed unto Lawrence C. and
Lorraine T. Hull, l1is wife, the Mortgagors l1erein.
E'x/lIBIT "A"
Too","1Ul wilb all lb. illlp,'o..lIIlol. noW or bornflor er..lod Oil Ibe pruporly, a",1 .11 ....'
unlltl., a-ishlt\, .1)..urteahUleu~ u:ul., luyullil!ll.. llIille.'nl, oil IImIIA.. ,'i,hll amI prult.. watar, wah'l'
dal,l., IlId wat.., .Iook, IlId .11 fillu,.. nuW ur h."..lIor alllohod lu .h. prup..-Iy, .11 ur .'hid., in,
dudiul replac.!lIumt. Illtl "dtlHiun. lhnetu. ,111I11 bu tlnmet' to lKJ II,d rumain a part of Ihe prolJ...ty
cuvurod L~ ahi. UUI.tlftIU i 111I.1 nil uf tho '''''"uiu" tUI1lU18l" with ..id p'"u....,.t). ("'t. the le..ehuld
o.lalt.! in 'hu eveut.lhi. llua'I...,u i. un .le....hulll) al'U hut=iu r.r.,'a".d tu.. tb. UPl'optUly".
8ua',"uwca' CUVl'lUl"" alwl UUlTuwt'a' illlll\\'full~' .citell uf llll.' ".tale heruLy eUIlYdy.... amI h.. Ih,'
,"ialtt Iu mu,"t.I,_. II'lul .UlI eunvtlY IlIu r"'''lMl'ly, thai the Prop,...ty i. ulutncumb4lredl Illll U'II
UunO.'H' wHl .MHllllt Mutl tlc,fend IVuonaUy Ihe litle 10 the ....up.rly Illiuat .U claim. Iml demlluJ,.
aubjefl '0 any tI.lelmml. IUU.I u:atl"idiuI11 HeliN in a ICbedul" uf eleellliun. to COY'lIl~ in anr title
iulI....uc.IKtUc)' inIU,"hlll.cUlJl.!I.11l illll.!lll:lt in \h.l'rupll't,.
U.uru... l..\In...'hi. ltuHU\Wcr 11IIll l..eudlta' eonnant anl1 ..ree I' fuUuw.:
I. ..,_.. fllAdpaload 1a1,,"1l. lIo"uw.r 110.11 1""'.III1J paJ Wblll do. 110. principal or IlIlIlnloml
Ie tha hMleWttJllMI nldtRu:d b,ll.e Nt.tl., plcpaymenl611d 1"1 d"Il-'" Ilrovidtd in lb, Notl. ,ad th, princi-
pal 01 ud inlortOl un ""J ru,",' Ad....,.. "'u,'" bJ tblo ~t.r1I....
a. r__"" Tu" u4 .......Ul..ce. tlubjcd I~ l.eml.r', olltion under parllrapbl . aDd · btrtol, Borrow.,
ahall par to lAuder un tM day Illunthl)' lu.talhll.nu o' I'rlncillal al\d inteml an payabl, \lIMier lb. Notl. uRllt
,he Notl" paW hi hill... tum (herein "r~lld.") .qual t. ~n,-\wllllb 01 the )'..d, t.... and .........pu ..bleh
"'A' aUlin 1)Oorll, ov.r thit MOlllll', allll "ulU",I rent, 01\ ".1 ProptrL1' if .ny. plU1 Olll.t..mh 01 ,carly pre.
...ha", b..tallmeR" hn haurd U'l"ralll;C, 1,1,,1 une-twellth uf yearl, I'nnllum intl6lhnenl' 'or n\Oft,I" int\lflnct,
U 6.'"U... rtlwna"'y C.l,"'.'c~t 11l1'ia1l1 amt (1\1111 111m' '0 hme b~ I.lflll.r on th, bMit of ''''Nllllntl and bUl,
.INNIVLVANIA--nUWl' ./l. "....."'..,
rd'
p- ,.)\1 \Q ,--
^
,.t'.
"~ ~ .
.--......
..~
ItnlJ re..unuMc c:.IiIfI"I~ 1Ii1:111u'" 'fllI' '.'ulI.I. .IIIIIII,,'I..-M in ,UI ill..lihlllou 1114' 111'."""il.. IIr .noun" GI ,,'Mrl, are
hllturC'lI ur IU.I"III<<..II" - .',-"lllfal vr .Iul,' IIICIII')' lilUh"liuK 1,l'utln if 1,('1..I('r i. .11..11 :m hnliluUunt. J.ender
.11,11 'I'III,IIIQ .'untl.lu IIA)' ."..11....'....11..."..11I1.111... ill'UflUIl'" 'tU'IIIIIIIII.. 111111 KIVIIIIIIIl'III". '.1"11I1", .hall milk. no
ell,r..lur", IlvMitla AIIII nl'lll)'iullltI' .'111..1" Ilr U',il,'iltlf 11IItl t"UlUlltlUlII ,"nllll1.."",,.ml.ltb 111111 hill., Durru"er altll
1..1:1111., IIIA)'AIIL'O ill Uillll. "llIle lilll\' vI t'.,','ulivlI U, Ihi" ~huIKlllr IhAI illh'n'tl UIIIII\1 .'und, .luIU ho I'Dld 10
Uurru,,,:r.llluIIlUI... '''I'h .CrcUlUllfIl i.. 1I11111u. I.\lUtI,'r .III,IIIU~I t~ mill!"".! Iu I'")" UUII'UIlc:r all}' Intere.1 UII III"
"UIMI., Lender ..11,Ulh'v lu Ituuu\ll'r. "UllolIl 1'111'''''. IIU ""I1Ual,m'oulllIlI. u, III" .'1111I1. .hu"illlt ('mlllll And
d.LiI.lu 1110 Fund, .,"1 Ute I"III~L' lur ""i.l. "IU'" Ih.llillu .hr .'mlll.. WA. IlIail,'. 'I"It' .'1111.1. llrr IIlaIR,..1 ft, Midi.
lIonal,"urIL)' 'ol'lha ,um, M:.IIIL'i1 ",IIIj,. 'IoIIMIIK'"
If 1110 Amounl a' 1110 .'Illul~ IleM "y l.L:lIder, IUK"lIlcr .ilh 1110 'UhUD 1II01llhlr iuallllhucul. u' Fund. 11.)'....er
Ilrior to Iho duer d.lI* u' I..... .~.nll1uh. iu,uuUlro ItrClIllhllnll u..~1 .rullIld IGul.. ,1..11 CA,cct:tl llio amounl rt.
qulr..! 10 II.)' .....Iaae.. a_"""III.'. hl"U'"Cl' IllerlllhulI" 11111111101111111 relllll n, 1III!f '.1111111:, .lIth cue.. ,,,.u ~.
al borrower', "Illian. c:illlcr IlIvlIll,rl)' l.clloil'lo lIuna\\-.r ur t"lnhfalto Durru_vr UII 1IlUlllhl)' ill.laUm.nl. 01
.'u""', If lh. allluulIl of IIn: .'UII'" held II)' lol.:Ul'cr ,IUlIIlIul110 ,ufficicllllo Ilfty Illle., "dV"'IICIIII. ill.urancI pr..
mium. .nd aruulld I-elll.... Ihey I,ll tluel Dunu"", ,h.lllla" 10 '.cllder 011)' .lItUUIIL lIel:e".ry 10 m.ko up lho
d,"eieher "llhiu Ihilly "Ily..nvr nvlice frum l.C:lIdl:r III "onower lalll~IiIlK 1'.11)'11I1:111 III1'rl.'O',
Upon "1)'Ulelll ill lull uf all ,"m, IMlcurcllllY rMIll llmlf("p,". 1.1!1II":r ,lmIlIIIUllllt.I, l'I!'UUtllo Dorrower an,
'undl hlld (,y I..lld.r.
11 Ulld., IlIr.lrAldl II I,clw' Ihe I'rOIM:ll)' i, .uM or 1110 P{Otlert)' i. olherwito .Clluh.d t..)' r..ndu, I.endtr
.11,11 ""III,. no llller tllI..1 illllIlL"lial\lI,ltliu.. tv lilt: _"I,! o. Ih" l'ruIII:II)' or it. ur~lui,iliulI II)' lol'lIder, au)' "'unll.
held b,l.cIMler &lllho limll U, RI'plicAtion n.. ft tn:tlil nAlli..... II... ""'III lit tl('C'Ufi:tllty Ihi, MUII"le,
a. AppUcaUoa o' PorlD.pla. VillI.'" "111,lir.ItIl' IRM.' IltlI"itll'fl otllll""I,o. all Ilaymen'. received II)' '..nd.,
IInder Ihe Nuh: IlIId 1'1l1-_.I1II,I... I 'IIltI21Icn."0' .1111111111 Rlllllit"'II)' '....1..'..1" fi"., in 11.)'melll ur .ulo,nd_ll.yabl. 10
l.atlJer II, Uuno,nr miller IlIIr'&1"811h 2 '".'rNf. 1111"11 lu inltn..,.1 II.uynlllc CHI Ihe Nule 11..1 un "'uhn'U Adnllcc,. if
All)', AIK' th.nlu Ihe IIduti,.,,1 vI II,,: Noh, Rllillu Ih"llliuril"11 u. "'Ilfure ."d\'Q,III:e., if Itll)',
.. Chcuvea: U'A&. Uurruwer aI,.lIllAy.Ulnxc..lUM:Ulucnl, Alltl oIher cla.tRe.. "flea .nd i&nllOliUont .Urib.
ul.ble 10 Ibo 1'1"01,,1"1, _hid, iliA)' &l1I.ill A I,JiUlily ower 1M, ~Iurl.alu. and groulld Rill.. if A1I1. Il 1",",If"
apliuQ in 1110 IllIlUI.:r I'N"id'-'i1 'mdn It&UAamph 2 hen:u' or I..\' nunowcr lIlakinK ItAYlUellt. wllell due. dincUyla
th, l'A'co thelwl. burruw<<:r "'lIl1llrollllllly l..mi.l. '0 '.cuder alllloficc:a a' alUOIIIII. dlle ullder Ihit It&ralraplt.
,nd ill 111011"'111 burrowcr "IAllm.k\: Ita,lIlt:ul dil1lclIy. norru,,,:r .11I11I'l",IIIII&I)' lurni.J. 10 Iocllder "ccipl. lYi.
IIlIleill' ,uch 1111'1111:1.... Uurtuwer ,llallllratllllll)' di.dIRraa: Ally liclI which lIu I.riorit)' over lM. ;\lurl""i pro.
"Wed1lhal Parlower .ban 1111I. III: rc:tluiu:d lu diKluafla: All)' ,.ucll liclllO IGIII .. lJomrwer "lln a'fee in wrilinlto
lhe1II"nclll01 IIlcubli,alionll.'l:url:llll)' ,uch lieu in II lIlallnCf IlcccpLAhlc to l.cllder. ur .lullI iUlood 'aith wlllcal
.uch lien 1..)'1 or .h:lelld enfurcemellt ul,"ch liell iu.lclllll'rOC'Cfi.'tfin&tt wlaich Olter.te 10 ..rlVlllIl 'he .n'onelll.nl o.
U"liclI or 'orfcihare u' the l'rorMul, or IIny l'Aallhcreul.
oS. HalGld ......,UOC.. HUlluwer .111111 "CCII the illlltllWelllcllla now vxi,tiuI or hcrulter erected 011 Ih. Prorl.
crt, ill.un:d .1.b~lIUIII by ftrallt.,.nI. iuc'udOlI _illlill LlUllcrul .....l.nded co".r...... Iud .uch u1ber h.IAN, ..
I..,",u JU.y requilll Aud ill.u.:llllmutllll.llud 'ur .ud, 11f:1-iUtI..* '.cuder m., rcqllin=; l.ro\'i,IL"I. LlI.I. Lender ah.n
uot rcquira thallhu .1l1U1Inl. u, .u.:l. cuv\:rtae oX(cetllltn" AmOUnt 01 euverra.. required 10 II.y lh. IImll IIcured by
IIta. Murl,..r..
nle i,,,ur.llca r.rrier Ilrovi.Jilll 111101 h....II..uco ,h.IIIJ101 ,'11""11 ,,)' Borruwcr ....hjed 10 al)proval b)' ...ndUj
1)",yklcd,lhlll ...ell alIJlnlval.hlllnot.lHI uun:aIOl1lbl, wilhhold. Allllf'llDiulU" 011 hNUI'IoUl:lllUlici".. ,h.U Lc I'.id
.t '.Nllder'. "I.lio.. iulh" Ulltllllur IIrUVklc.l tuulcr IlAr"lrnllh 2 hCFeuf ur hy Uurrowcr IUllkllllt ItA)'IIICIII, whell dUI,
dirtctl,lo lIl. iu.urAuCQ clrrier,
All h..ulau,'c IIIt'icil:l.'ttl n:new..!. .ltcrwl.J1II1I11C ill lunll .C'C'l.11Ialdc 10 1.eIMler a"tl .ltAlI iuclUtIa: . ".nd....1
lUort... cl.....: ill luar u' .tlll in 'urmArccl"IIM\llu '.cUlIL'r, IXIIII.:r .haU IlaY~ 1110 rilM lu IluM Iha: lautiriea. IImt
rlal..te lbcr&.'Ofl allll Dunu".:r ,hill! In"ollllltly IUHIWI lu '.cllller all I'tIHl'YlI IIUtiCa! IU,llIff rc:cciJII' ul Ita'" lire.
IIlium.. I~ lhc Il"CIIl ul luu. lIun-nrar "11111 ,i"e I'IVIIII,I uolicc 10 the ill.ur.lIcu clrrier au.1 '.eudn, alld I.entl.r
1".ylll....IJluuf loll I.. if nul iliad... IIrompll, It)' DurNwer.
UulQl l.emler &IlK! burt'uwcr u111\lr" i.u .Iree ill wrilillJ;. iu,u.....ce l'rweN., .h.lIlttt .,II.lied lu reMor.lion Dr
Rll&ir ur lllll "'1'1M:ll, tl.u'MIf:lI, l'III\'ilk..1 auch 1'~lulllliuu VI" '\'....ir L. "uu""lically rCII.i"'ll IIntlll" Meurh, loll
lhia "OrtcA,' it. IlulIlICI.IJ)' iUII*ill...1. II 'Uth Ic.lurahull ur r\:IIlIir i. IlUlllllulIUmit'aUy fllll.i~ltI ur illl,,, ICcurit,
loll Ibit Alal1ll1CI." wwM 110 hUII_ilto'll.II,,: ill.mllu:IoIII,'ut;eal. t1IIo1I1IJCl AI'I,lied 1.-lllllluml ","'Cured b, "Iii "ottlll"
wllh tho cucaa. iI allY. "A'" hi Jlunuwt:r. Hlln: 1""tlC'll)' h, al18ll1luol:&.'ll)' Uorlllwc:r ur if Uurn.m'er '.il. lu I'hpund
to I.end.r willli" au IIA,. .ILu lIulia: II)' l.cullcr III Uorruwllr IhaL Ihu IIltu...lu:c earth:r ofl'na lu el:1l11l . claim lur
illllu..llcel.cllcfilf. I..uder i. ...i1lfU,ill.~llu cull4lcl aud .'1111, 11141 in,u".lIcc prucn...l. .1. 1."lIIcl-'1 UI,lw.. .ilh.r 10
lulor.liua or r&:pair v, LlI' ",ullllrt, ur lu 1111.: .1I1U. &I.'C'U"C411,.v Ihi. .\lul"lPI':
UnlQl l"-:IMoIcr .nd Uunuwcr ullu=n"..c aSIl:\: ill 'uililll. 1111)' .udl 11'1-licaliulI u, 111lH:"",,,I, tu Ilrilleil'" .h.U
hM ..l..MoI Iolr .-t,JUllltlh. &i"" dale "I IlIu lI.unlllly hllll.llmcll" l'e'.n.-Ila illI1lr_,ul,.h. I IIml:l b.reu' ur Chh"
lho aDIOWlL U, ,uch hlal.Umellla.
II under 1",II.r.I,1I 1.llell:1oI1 III..: 1"Vll1:ll)' i. IIl:tlllil'l."lllt Lcntler. aU rilM, tilll." ,,",1 iul\:lbl ul Burro.., in
1I1M1 tu III)' i'lIIIIllIlIl:e 1....lil:iQ 1IIIIIIIItllItllu IIII' IIIVL""\'1I. tll""",I (lu III,' call!lll ul IIle .1111I. 1oI.'t'u",,1 t..). tl,ia Alurl.
""0 ilUlI~h.lcllllllur lu .UI:I. ..I" "1- IIttIUi",uUII' H,.lIlhll. hum "1I11l.le 10 1111: I'IUIII:II)' ,lri'lr lu 1I1L' .alc ur
1I1:1Iuiailiwl.b.U I"" lu '.eIKln.
L Pr.....atioa oad Mcaiat..oac. 01 "opeIIV: a..c...bo&da: Coadvv1ai........ Uurrowlllr .II.U ""I' lhe "'rop.
c:rty ill 6'W1I'I:INlir II"', "11111 nul IlC'nllll u'l:ullulIil wlI.le, lllllJoirmcllt, ur II,-Icriuratiull u, the Pr"llCrly an" .I..U
I:lIIltlll, willi I In: ,IIv"ilIClU' ur "Ity ItlM', illlliIt llull,I,t: ia VII .lcuelluL.1. 111M. MUIII..e iI Itll I coeKlulI1iniuUI
111111, Durruwcr .llaUllClfunu.1I v. lIunu"c,', vl.li."lIun.luldcr 1110 dccllndiulI ul tUlldl.lllliui1I1U or lIIa.lI:r "mt,
1IIIlII,.llIw. 6lIIlIIClulatiu... ullln: l:UU,IUlllilliutlll.rujcd alt,1 cuudituclll. duculllcul.
I. PaolHtioG oI...Ild.... kual1r. If lIunu'''Ill'' filII, lu IJcrfWllllhv tU\'l:".ul. .1.41 l.reemcIII. cUlllai..", in
lI,ia ~IUlII"\:, UIII All)' .I:IIUII Ulllllff.:ll~..hItK i. I:UUUIM:lIt'I.,,1 "1'l1:h mala:riall)' ,Ieel. 1.1:11t,It:r'. IIllen'" ill the I"roe"
clI,. im-hlllilll, 11111 II~ hIlUh"llu, CUllln'1I1 1""1111111. in."tlhclU')', "U1I,~ "II'Urrellll."lIl. ur oIIll,'IICt:"'\:III. w I'rucccd.
ill" IIIVUI"1I1I .11II1IL.ulf'. ur dt:..ed~ltt.III~1I 1.cllllcllIl hll.l"f'. U1l1iuu. UIIOII nulice lu Uurru..ur. maYIn.k. tIIelt
"1'IlCIIflUICf". ,li,l"uM: .lIth .UIU, ;allll 'aL.c ,ul.h :II;lIulI a. i", Ua:Cl''''Uylu Itfuh:e' 1A:lldcr', illh:rClL. iUcludillC. bul
not. IlIIlIt'-'ll lit. Ih,hlu..uml1ll u' .ellWtaal.lr "Hurnv,'.. Ice. Ind fll'r)' 111'011 tho PlVIlClrty to II".' f'tJ..in. Any
UIIIOIIIl" ,h.lfIIl..."1 h)" l.ellll,,'r l!tnaUIIII' lu llti..toUulll\llh " "II" iUI.n.lllfUIWIl. a11111l1)l,1CUlIIC adoJilivual ittd.bt.
1."luc..ul lIono"~r ...'CUI........' .l.lIt .\IUlfK'I'\:, UIl"'" U"'""'\tn IIIMII",...ler .11~'t 10 utl..r Itrnll 0' 1")'RIlftt. luch
.mo,m', ,halt I~ l..y.1m: 111*1 "uti",,' hutu '.('lIlkllu UUllu"L'r Inluc.li... 'ttI)'lIleld IIt'fCQI. 'nd ....11 bear lhlcr-
eat !rom Ih" ,1..0 ul 11i.II"r"'_"I,,".t.t IIII' IIlh' .IJlII.'11 1111111,' ~"'t. lUlll... l'a,nUlul vf Inl.retl III .uch rat. would be
contlar)' 10 alll.hl'JllotIlIA". ill wlli.:11 C\L'1l1 .UI'II ;I"'utllll.. ..11I11I1'ur lullm;..l II lit" I,illleat ralo I~rm"'iblo b)'
aptllkaLI" In'" NoIllilll: rYl'hiul.'t1 in tlll~ Ilou"';I.IIIII 7 ""Iutl! 11"luiu' 11'1II11''' 10 illl'IU' .II\, "I'lt'llleo nr .1.. lIW ..."
"t'h'undl'r
,
.. WpecUOA, 1.l'llll~r 11I11}' 1lI11t-" lit nlll-r III I:., 111;1,1., h"'..nll"Mr rllhh"p "1'011 nml lI"I,<<lion. or lite PrUl'-
crIY,llIu\.itI.:d I11Ia' .....Illln ,IUlU ~in' lIutuu,,', Iluli,,' I,dut In IIII}' "ullI ill"I"..'liulI "J'frU,'iIlJC ,,'R#-GllAhl,. tal1M'
,1.1,,(or .elllcd to l.tlllll:r'.. inh'rI,.1 ill 1111' I'IU!,"II,'" .
to Condemnation. 111c '1IUH1.'lI.. or llIl}' 11\\'11I"11 or dllilll fur .11l1llAlt.... llircr' or CDlllCf)lIcnll&l. in canncchou
"jlh 111I)' l'UIIII(,lIIl1l\llolI ur 1IIIII"r Inl.illfl, ut IIII' 'IUlI_'II,., tit llilll 11"'11'11(, or lur I'nun',-,UII'" In 1i"1I III "UIII'''IIIIIl'.
lion, .,. hellh)' ...,.1&111...1 AIMI.lmlll"'I'lIi,llu IA'llllrr.
1111110 "'L'1l1 or Alolal tnLIIIK 011111' l'IOlttl"', lilt' 1110t'1....1,. ..h"UI.... UI'lllil..llo tilt' ..UU'- f<<1In't11.). 1M. :\1011-
.M.", "ilh lilt' can...., if DII)'oIIAMla IIllIllUH", III till' .'n'lIl U'II IllutlllllnlduK u. the I'H)I"'II)', uIIIM Hurrower
lln.1 ....u.ll'r 011"'1""(, pen't'ln "lilill);.II.rn' ,.11,.111.., 1I1'1'1i,..lln lilt' ,.nulfo ",,,'urt,1 It,. 11Ii. llortplc .uch IlJ'OflOr..
11011 of Ibe l'fOC'eNI..I i. cqulllo IIlulllfUl'o.fioll ",.il"III"'lIl11ul1l1l of Iho Iun... r-tcurttll,)' 1M. llortallo imm...
1lillClYlltil)r 10 Ihe "11.: 0' 1.__iull",'nr. 10 Ilu! 'nir IIlluLd ,.,,1111' 0' lilt' "fOIK'll)' iUllnt'lliald,. Ilriur to the date 0'
.Ikinl, wUh 11l.lllIllute 0' fhe luvcml"l'lIt.llu 1J0no" n.
If Ihe II.oltClrt)' II allaudonetl h)' lIuno"'cr or Hllrrer 1I0cice Ii.., I.cuder 10 Horrower Ihltlh, COI"'01l1110r 0"'"
10 m8"0 all ""Iud ur ,t:ulu n ('I.im 'or .Inllllllct, UOII 01\ el' fnil. 10 rQllOnlltn I,ellllor witllill 30 tI.)'. 0' Ihe d.te
u' ,"th lIulin', 1.4:lIIlcr i. nullluri&ed lu l'ulll'I'1 IlIul "11111.'1 clll: 111'url~l~ AI 1"'lIller'" &lllliUIl eilhcr 10 tl:,lor.Uun or
repair 0' I'HI Provert)' or to Iho ,UIlIl tl:eul.('tII,)' I hi. ~luIIMI'llr.
Uldc.. (.ender AU.J lSorruwer ulll.m'iIo Ilree ill "rilinl, Iny .uch .pplicltion 0' proceed. 10 1"lncill&l .h,n
lIot c.leud or II0ICI)QlJe Ihe due dale 0' IIw mUlllhl.v.lnrdnllmcllhl re'erral 10 III 1111'.1('11111... I anet 2 heRO' or
chonle Ihe IlInOUlI1 u, l"cll inIIIUmelll,.
la. lorlow.r Nol R.lea..d, b:alou...iulI of IIle lima 'or Ill\:;'lUtu1 or modinCllioll of Amortiaatlou or lhe ..WI
ICcu,td II)' tlli, Morll'IC Iranted h)' I.emler 10 IU)' ""tccuor ill Interes' 0' Borrower all.llno1 Ulttr.le 10 reff"',
In All)' IURlIller, Iha Ual.llit)' I,)f !I.e I,)lil;IIRI 1I0llu",or 11111 1I0rnun'f'" _"CCIMOR in illl.,ul. J.emI.r Ih.n nol. 1.0
,equirClllu CUlllmencc IIIUCfC\lill,1 118iu.L .m;h .urce..or or rt'fultC 10 ealcII,1 lima 'or ...ymenL or oth.rwllO modi'y
,lInorliallioll U, Iha tUllla .ccllre,II,,. Ih", ~IUICIlIIKt.II." rCRlUII U' IIIIY t1emau.luuula by 1110 u,l.irl.1 Borruw.r and
Burruw.,', 'UcceuoR in illletal..
II. FOI"CIIClDC' 11, wad,r Nol a Walnr. All)' 'orbearance 1.7 JAnde, In .."cwn. any rilht or ramedy
hereunder. Uf ulhuwiac alfordt&.1 li)' al').licatde I"v, ,llall nolllC A waiver 0' or Ilreclud. th, ...rei.. of 10)' rilhl
or relll..'tI)' her,ullder. 'nla "IVCUllmenL v, in.ur.llco ur Iha Ita,lIIcut vf tl&lI or ot.her II.... or chari" b, Ltodar
.11,111101. 1.0 a waiver vi Lellller'. rill.llo Icc.lemla Iho 1lI.lurll)' 0' Iho Ind.blednculHcured II, lb.. Mort&a&e.
12. al..,dI.. Cumu.latlve. All rcn~l;c. l.ruvl.Ja.1 illlhl. :\lurllllO ara dlJlinct. .utl cUlOul.Uvl to uy oth.r
filhl ur 11:IIIC\1y uUlh:r Ihia ~lull.a..: UI' IItrunl,~III" 111\\' or l.'Quil.,'. And tlIA~' 1M' eaarc"" cOIIcllncnU" Indf,.end.
('nU)' or .ucceai\'el"
13, S"ccelllO" _d AulgAl BoUAd: 10iAI _d a.yered UaWUtrl Captlou. '1110 CO\'endlll. and .lratlMala
1I....ill cOlllnine.t .h..1I Lind, IIntllhe ri,lII. heI'Cunder "I.U hUln: 10. tllG rapecUvo ,UCctllOn Alld -Ina 01 Leod.r
aud Uurro"~r, tulljcd 10 the IlrvvitiulIII ull"'.....rall.. 11'lrrea'. .\11 rovenanl, .nd .lttCllICPIa 0' Borrow.r th.n
bel joinl IUIlI K'\'cr.l. nle r.'IIi,"" Allill,e.dill&- uI II.a IlAr."ral"III 0' 'hi. :\'orl...a arc for ton\'Vnieneo onl7 Ind
Ar. not to be laaN 10 iCllcrprcl or deftue Iha Ilrovi.iou. heRO',
IC. Holicl. An)' uulire 10 lIolfu\\'t'r l,ro\'ldc11 for ill.III" ;\lorlK!JIC' ..I..U helh'cn b1111alUna ,.urb notico br
I"crlifitd uUlilllddn.'Nf:tIIU Itorru",'[ III '1...- "''Oll('rt~. AtMn.... ..llllrd 11010"", C'.tC'JtI fur IIn, nutico tcquhat undcr
11tI""r"llh II I.Nt'U' lu I.... Id\'l'lI 'u lIoml,,""f in ,I". lUAUne'r 11ITfotrilll'll hy "JllllicAIiI" IA"'. ;'n)' IlOIfrc III'Ovhled
'ur in III... ~lurtlaCI: ..llulll... t1l'Cllll...llo I,ut. 1N.....n ..h....1I 10 Uornn,",'r ,,'helllh'clI in IIIC "unlUer t1....iatn.lcd horeill.
U, UDilolI1\ Morlgag" QO....UQg La.: ""'.caWliI,. n.i- 'ann 0' 1U0tlpp tOlOblnCll ulli'orm CO'lt1Wl1a
fot ".tional UIC ..id Ilon-uniftolrm covenau'" willi .limited ".riaLion. Ii' Juritdicliou 10 COPIlituto . unitorm IMII"
rily iutlnllllllll t.(IvCl'ill, 1181111UItC,1y. 'nli, ~loIIIIIlO .hall he IOYlmlllll)' 1110 I.", 011.110 juritdictioo III which
the I'I'OI..rt)' i. loc.led. 111 'he etcul tlud &11I1 Ill\Ivlaiou or claUlCl 0' Ihia MortPlo or Ihe Nolo COIlIic.. wiUt
.'Iplie.bl. law, .ueh cuullicl .h.Uuut .lIed oIher 111'U\'Wutlll of Ill" ~Iort..., or Iho Nut.o .hiah c.. be alw.
cIte' willaoullha cutltlidinlllluvi.iou, Aud 10 Ihi. olld Iha Ilro\'wou. or Iba :\lurtplO .ud lha NoLo a,. dlll.red
10 be .....rable.
I'. 101'0."'. Copr. HlIuo\vc.' IIhlllll.u 'uwl.hed D cOIl'onu~t CI,)II, 0' lhl. Mortea" It Lb. lim. 0' a.cu..
tlan ur Itler rcctolrd.UlNl 'Itl'L'U'.
.,. T'.....r 01 lb. P,oped,. A....lllpliOA. If all or III)' ltart 0' Ih, Proput, or In In"'rlll1 th.nia II MId
or tr'II.I.ncd 111 Uuuvwu willltolllt l.cndar"III'iur w,ilhlll cOhMnt, caeludinl (al Iho Crt.Uou of a liaR or .IUIU"
br.uco ,uwr.hllnh: lu tJli. )Iult,_,e, Ihl IIw C'H'.lIulI ul _1"IH'h.te lUuua, Mturil, inlen:at 'IK hou.chuld awli..
AhCU, lei Almu.h.'[ I" t111Wt.c, d~ceut ur 'I, UI~'.liUlI tlI I,,,. '1IlOtllhe d':Alh uf a joiut lell.llt ur hU tba IraDt..r
an)' ......buld iule,e_1 ulllul.-': ye.r. ur I..... nut t'ohl.iuiul." "I""" 10 Ilurelll&MI, '.end.r 11I..".' lAnder', opUun,
.lceJ.re IlIlh.: .um. Keurat II)' 1M. MUIIC.II: lu lot: hun.....lialel, tluc 1n..11",lblc. 'A.:lkler ,h.U han .a.vld ..Ii
uptllH1lu IIcnl.:..le i', I,dor h. IIIC ..It: or trAII.ler, '.eIM":r .IHllhe IIOn4HI 10 whum Ihe: 1'1'UI)Cft, ia 10 be MId Of
trall.rcrl\'l.l reach ',I"''1:nIl:1I1 in ,nitillltlultlhe emUI uf lIucI. l"f1OIl i. ..tia'lotory 10 IAuller .1lI'lh., U.. halcnH
11.)'....1.0111110 ,UIIl. ~cull:lll" IIli.lloll"IO "I.U be at ,\It'II,ralu All '.t:lldcr .1...11 n.'Ilual. If I.clld.r.... .alv'"
tbe upliuu lu lIr....:ltrMlo l,tuvidl...1 in IlIi. 11.1"1111111. 17 ."d i' U,UftOwcr'.luctellUr in illh:roLllU ealCute.S I .ri&..
14'11 UII&11ul..iun 1.'1'"11I1:111 .4'ct=l,tal ill wlalilll by roUnder, 'A'lad., ,liall IlIlcleo !Stoll'NWar fl'lHII ,n ...Ji....... und.r
Ibit Mtolll...e aud the: Nule. . .
If I,end., a:acrea.e. lut:h opliou 10 acc.I.,.le, "1fldir"b,U'l"IU Uorrower Itollco 01 .ccel.raliOlllA accenI....
.illl IIIUIII'III"I ... bCI!."u' SUrll nulk~ 'f.1ll11111"O";"'. ''''''11I1.,01' I~A.. th.n JO IIA)'t hum the d.le Ibe DOdce "
JUIIUC'lI 'Hil,in ".,i,'11 UUllu"n 'I"'f IleI)' 1I11.l .UI'III d.,.ola..""il'II'..1f Uuuu.u:r '.11. lu 1IA, 11Icll ItlUIIllriut III lbol"11111"11I11 u, ..ud'I";.i",,I,14'IHln lua,:"illlUU\ 'Ut1~I.If1I1,JII"'ut .b'ulAll.1 on Utolrru,,'er, illvu"C' an, rcIua1ic1......
lIIiU,'lII,y ItIlrl'IAIIIt 1M her..-ul. "J oJ",) ....J........._
NON.IINn'Ulul eun~,.'l" 'Hol"~'w",,," I ltitl~arthur coyonallt autl .,Ittl ..Iullo".;
.1. AcclleuauOat ........ . At.,..". Jl' ,'I,ar.lrll_1t It b.,..,.. "I*' Uutrower', breach 01 ,.,
[tolu'II.;I.iI ur .'''''''IlI''It' v, UUHU"t:; ill tI'''c\ldic,l, Dllhe (uYIDlnl, 10 pa)' when d..u Iny ...nll ,""red
1'1 tile. ~Iu'tlll"'. l.l'lkll'f II.iur ltol Ittt:I""UUlI . m.iI' C't 10 Bo"o.'" .. Ilfl)vlId.... 'a l,.r.I"lill It .........
"llC'fi'yinl: ,I. till' "h..rll i Cl/lhe adiuri 10 cu,. luch llrel"h; tl) It d.... 110& leII 'ha.. IIIilt7 .JI,a 'ro.
"Il',I.le tll. IlVIil'e i.maiJ,..II"o HUII"O,,-er.1. "I,ieh .uch li,neh IUUallae cul'ld, aAd (t) t"I' I.U,", t. cure.."
IJU'lIrh uti ur '","loItl: tIll' ,llIlc ......in...... "q~ Quli!:, 1111)' ,"..It In .ccel"IUoo oIlht ''''WI Mfuhld b, Ihie 1....t.
PI' .,..1 ..IC' 0' Illc t"lIt~lly. IIlh."~C'h I. nut ell," INa or ""Utl 1I11 d..t 1pIC1..... I. lb, but", I......, .,
Lender'. upliuIlIU1I1.h",I... altul 11101unr' K\'ur..-d by t!aia MGrtaal1 to be Immedialel, "Ullnd ...,...... withuut
'urtlll'r .I,'mllll.lalllllll.y 'l.lm..lu..: 11.1. ~loI1"le Ii, ju.Jld.1 ,u'Oc:.f'dint. Lead., ..II be tntilh:d Iv 1011.-:' ." Neh
Ilrycmlilll ioU ....I'I:IIM.. u, 'tolh:duture. illdudh'I. Iud nul lillllted 10, l'IUGCl.bl. allor.e,', lca, aN fOlIa; of
duculII.lllary nkl"nC't', a"-'racl.lultlllll. '''IJUri.
I" .....ow....li,..lloR,inalul., \,,'" IIII."lIIlhlllll,I'III""'" anclrr"1ton of Ih, tUII.. ,"urN b, tll" ~t~.
.llt, "ulfu~rl .h.III,.". ,III' li,I.1 tu 1111\" IW.' I'lor"..lllll" 1"'11111 II~ 1~",IC'f I, f'UfOtfO thit ;\ll.olIt.... d......
_ r.I.,
I
lIaued a1 any time Ilrior Iu Illc&I' on.llour prior to .0. tommeaccm.nl of LkI~ln& It I .bcrill', ..I. or olber
..I, IKlRuanl t" tltl. luult.I,1 if: (I) Borrowo'cr 111)" walter .n 'UlU' which WDuM be IheR dUI uPtlor Illia
)lortpl', lhc NOlt and nolel ICcurinl Future AdnReD, If 107, had no Ice.lcralion occurrC\li (IJ) Dorro,,".r
cura ,n breacha of In)' other cuvenlnl. or '.fcement. 0' Dorrower C'ontalncd 10 Ihll MUltIPle; (Il) Dorru,,",r
II~)" ,II rcawnaLl. cx'"'lICIlncured by Lender in .n'orcin. Ihe conunt, Ind 11,.cment. 0' Borru..., contained
in Iii.. Murt,I,1 and ill .h'orcilll Lend.,', nm....ia at provldet.lln ...rllr.pla .1 hcru', lncludlnl. Lut nol lillllted
to, haIOn....I. IUl,lrnoy', fcca, and (d) Borruwer Ilk" luch action .. Lend., mlY rellOoaLl, rrquin to ....oro
that tho Ilen of &.hie Mort.'.I. l..end,,'.lntcrut In till I'n>>l)lrt)' Ind Borrower', oblilllloQ 10 pi)' III. IUIUllCCun:d
b, thie Mort'lle .hall coatinu. unhul..l":tI. U,lOn lucll pa,muL and cure b, Burrower, lbi. MortlllG and Ih.
oLli...Uona '"'Ired hehby ,hln rcn..in in full force lAd .IICL II if DO IccelerlUon had occurred,
so. AMI.....I oIl.DIaI AppoIa....1 0. .Kelnn Lelld.. Ia Pw....f'DlL A. I.ldilk>>nal ,"urU, hcreun.
dat, lSonowcr Ilerch, hIll"a-lo l.cllllcl' II..... o'ul. uf IIII' .'ruIK'rlY,llrorldnltlla. Dor<<"n:r .1111I.llriur 10 accclera.
IJoA uuder lNlfa.ral~1 .lllcrwf ur al"&I~luUIII~'II' uf IIw l'roIK'II" In"'" 1114.' ri.I., 10 cullC:CllI.nd l'daln .urh rl'ol....
lbe)' bccUGM due IlId ,Ia,lble.
Upon .cclIl.raUun ullder Illralrallll .8 h.n.'Of or Rbandoluucnt of tho Property, !.ender, in I""on, by a...l.
or b)' Judiciall, appuinted lWei,'cr, ,hllll 'K' !,.'uli'h,llo ,'nll'r UllDU. lake I~ion uf 1,"lml"l,o tha l'fOI)Crl)'
IDd to collt.:el the nmla uf the l'rUlH:rt, iurlll.liu" thUlll,' Illl,I.luC'. .'11 relll" tulletlell I" I.cnder or tho receiver
.hall be .Pldied fihlto ,Ia,mellt of 1hu tOIl. of m.u"K"'Iucnl of 11"1 1'rOJK'I1)' .nd tOIl<<llon 01 nml., Includilllo
INL AOlllmlLcd to, "",elver'. fftll, 1111.'11I11111" uu n.'c,'cin'r'. 1,01..1. ami h:QOnablc .Uomc,', fea, Ind lIleA lu lha
IUIDllleurcd b)' tM. Moria_It:. 1.I.'lId.r a"IIIIa,,' u:r\'in'r .h.1I It(' liahl.. to Acruunt 0111,. for lbOll rent, aclually
l'ICIiYld. .
I.. r........ AdwGDC'" Ull4.tn n.'IUL..1 of harron'" l.cnll"r. III l.entltr'. OIKion"lrior ta nlouo of 11Il. .Iurt.'
"P. 1"'1 makd "ulure Advance. tu lJurlC>>tu~,. t4uch "'ulure ..\,h'allt('.. \,'illa iull:R1t II!Creon. .han ba lCeured b,
&.bit ),Iurt&..u wben cvklcntw b)' IIlUlua.-.ur.)' null~. .III'inllhlll ."id uoh.. art' ItCtun.'l.1 herc::b,. At no lime "I&U
&be p.1Dcipal aUlounl of t..o ilKlcltlL....m:.. ...eun,1111thi. llort..C"'o not iuclullin, .UUIll advanced in acconlance
......iLL to protect Ibo ..:curil)' \If tbilllultlllle. ~xn,'\1 the orilinal .moulIl of lho Note.
II. ......... UltOII pA)'...ellt of .U ,UUIII lCCuru.1 h)' I hi. llortPIC. l.endtr ,h.1l ditchlflu lhi. :\Iortlllc.
without cbarl' to BorfO.'cr. Burro.'er ",.1111.)' aUto.l. of ,"anlalion, if III)'.
U. PwclaoH ...., MOII,u,.. If 1111 or ItAl1 of tho aUIlII lICt'uted 1.., Ihi. lfonlllo .to lenl to Borrow.r
te acquin liU.lv tll. 1-rustad)'. 1M. llol1llll(' i.llcl1lb, d~l.rcalto ~" IllIrcll&lol: UlOU~)' mort.a'I.
1. WIT.IIII WH.lao,. BUI'rower ha. executed tbil Morta.ae.
Wit".IHI'
~~,~~-f"/;fl
I .".~" Ih.L IhI __ 9L. IU ~ Z 8l lnr
tllI4t. , .1 .\lu.L ,.... it :lOll I'u.. ~l,
II' I" 111 11..~,.n'u
.n 'lI. -, 0 AI,no. 0'1"JllOll~
, /. ,0);0 ,0 >>Jo.on. , k 1
l /') JMl JO IOIUU.Olo.on. 52J5 i-I..adoworoo . Dr VOl
AI'" .,Iu. Mort&OC" ...... .......... Mechan1caburqm. Penna. .
........ A44iiii '
Co..NOIIWhIoTII ur P.KHllrr.vANIA, CUMBERLAND. COUllt,. III.
On lIlil, I'" .~n!l m.......d.'..f ... .,JU"~.. ....., 19... 7~bef.,.. III.,
ll_JIQ'!'.!\_!\!...!'!!.!!!.!g....d .... m. ..... . .....m. .... . _..... ... . d_" . lb. nd.rlilu.d ..1Iiee.,
pI<louall, appl..ad._.~~m.o;tlc:.~. !:.:.~D.~~.~~E..T_"...U.1!!-_~l--.~1._~..~_,.. !...m. __...._....d
kllown to me (or aaU.r.oturily IlrOYOn) to 1.0 tlau pel..OIl a-. wbolO Ilamo, S ... are. ..,
'" ...... .. ..I..c,'iIKttllo Iho ...ill,i" ind'.III."1 "".1 aclm.wl.dl<od 1"'1 ,
they. ...d... .....Iad Ih""",, fo. Ih. p.l'p"'" b...in .."lli. 1\ \~. 'i ~ :.10-.,.
IW W II I I .I d''--'t I <~"'~l~""'O
. 11'..... UI.~r, leI"auutu IMI lilY 11m .u Ou":" .... ,0-'..-:" ','
W, Cumn.i..i.." glpi..., June J, 1911 ~ I 'j. ~ '#/lL.
&'. . . L,{,~' :~
6... .-:,.'4{\'
~~A 't ..';~"'.'..
~~~~.. ~':'~"''':Li,:-
LORRAINE T. HULL
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UIU 45,900.00
NOTE
1.~MOYNf,;
. .. .... ....,........... Pennaylvania .
C/lr
July 28th ....,......................,19........76
"'Oll V Al.m: 1l..:C:I<:IVl<m, Ihlt III1,hll.illllutlllrtlllli.u to JlIlY n~E H~RB.!~ ~.~v..I,~.g$.,A:iliQ!;jArION.
FO~WI(~ftnfg'T~t8C~'~"~~~"::~~~~\l,\1~' ['~rg}'l3~' ~~rf~~'J~8~b8)der. the princ~pal, Bum of
.. . .. . .... ...... ......... ........... ........Dollara, w.th mtareat
011 thu III1J1ui.. JlrillciJlul hlllllueu 11'011I Ihu .Iulu of this Nolu, ullliI Pllid, Ilt Ihe rate oLNln!il...Hl.il.
purcellt pOl' BIIIIIIIII, 'I'ho Jlrlllcipul nlllllllluro.t .hnll bo pByablo lit. . ~05.P.lnll.S.tr"t...,..........,...............
H.rrl~lI,g, r"lfI'Vlv'JlI... , or .ueh olhor JlIBCO aI the holder hereof may deaignate in
writlllg, ill eOIl.ueullvo 1II01llhly 11I.llIlhllulIl. of 'l'/lIU;:r; UI1t1DREO .SIXTY...5EYEtLANlL211/.l.IlO
))01/111'. (1/1=1* 367.20 ), 011 Ihe . II/nlh ... .......... day of each month beginning
AUGUST ,HI 7~ullliI tho elllirll IlIdebtedlless evidencedhareby ia fully
Jlaid, nt~~tlhlllaIlY relllllillllll( huluhlu.IIIC.II, il 1I0t BOOller paid, shsll be due and payable on the
. dllY 01 ~IJ'/f . ..J??~...."
It allY 1II0llthly III.talllllelll 1I11.lur Ihi. Nole i. 1I0t paid when duo alld remains ullpaid af/e.' a
dale .Jlecillcd hy II110ticu .uIII hy cUl'llllu.1 lIIail 10 the ullllerlllgned at Iho address atated below, which
dale .h.1I lIu 1101 len IhBn Ihirly .Iay. hOIll Ihe .llltu .ueh notice is mailed. the olltire prillcipal
umuullt oll'.'sllllillll' heruulldur 81111l1cerllu" illlure.tlhereoll shall at ollce become due alld payable
atlhe oJllioll 01 Ihu holtlur hureol, "'silllre 10 exerciae such optloll sh811 not constitute a waiver of
the riglal 10 exurci.e .lIch 011111111 il Ihe IIIl1leraigllud ia ill default hereunder. In the event of any
dulaull illlhe JlaYlllulllol Ihia NolulIlIIl il allit ia brought hereoll, Ihe holder hereof shall be ontitled
10 collect ill allch 1"'ocee.lIl1l1' IIl1rullallllBllIe eoata alld OXI.eIlBea of auit, includillg, but 1I0t lilllited to,
rBuollablu aUoru.y '. luua.
'I'h. ulI.luraiglled .hall IIIIY III Ihu holder hurool u Illte eharfe 01..., . .4.__....._.....percent of any
1001l11lly ill.I.lllllllllt 1I0t foculvud by Ihu holdur hOl'ouf witbin .A.. daya after the in.tallment i.
du..
'I'he ulldur.ij(lIu.1 ahaUllavu Iho right 10 I"'el'ay the prillcipal amount outetanding in whole or
in part, provitled Ihatlhu huldul' hurool lIIay require that any partial prepayments ahall be made on
lhu dalu 1II01llhly Ilalalllll'"I. aru duu IIlId ahaU bo ill tho amount of th\it part of one or more inatall.
IIIl1nl. which would bo BI'plicllblo 10 prilleillal, AllY pal'tial prepaYl}lent sha1l be applied againat the
princlpal.llloullt ulllatalldill' a"d .lIallllotlllttelld or poatpone the due date of any .ubaBquent monthly
illllalllllellla III' dlallj(u IlIe allloullt ul .uclt inataUIIIl''''', ul\le88 the holder hereof ahaU otherwil8
"j(rau III wrilillj(,
I'r..."lmu"I, 1I0licu 01 diahollol', alld proleat are berelly waived by DUmakera, aureliBl, guaran.
lor. aud ulldunur. hlfouf, 'fhl. Nulu ahall be tllu joillt ."d aeveral obligation of all maken, auretiBl.
guarlulor. and elldor....., a"d ......11 bu hilldillg upon tbem and their heir., per.oul reprBlentativBI,
aIlOCll..or. and a..i'"I,
'I'h. had.btolln... uvldoDcud by tbi. Noto la .ecured by a Mortgage, dated of evell date herewith,
alld r.luru"co ia lIIa.lu IIllfolo fo.' !'igM. II to a"'eeloratioll~f tI illdebtlldnea. evidenced by thi.
Not., Wl1'NESS.. . (I
~ ., . . I. {<<,(.}-'L4~( (
S 2 H Mudowb rook Dr . t-; t-<'.... ,,(.."7 '(j'lll(
. .... , .... R~IN&--T:"" UL .......'.'..------
MachantclburlJ, Penna. 17055 ......,.... ,'( l {i~'fIr.:, .e..:..............
.......l' A.......
1= )( 1-1 I ~ Ir
'114"
o HARRIS"
.n SAVINGS BANK
S"flllltl ,11111 (,illl' SIH~ds
P.o. IIlIx 1711
11.1111,11111"1:. Pl'III"I'lv;lIIi.. 1711)5.1711
7Im:IIHIHI
ACT 91 NOTICE
TAKE ACTION TO SA VE YOUR HOME FROM
I'ORECLOSUI<E
The Commonwealth of Pennsylvania's Homeowner's Emergency Mortgage Assistance
Program may be able to help you. Read the following notice to tind out how the program
works,
If you need more informaliun c.111lhe Pennsylvania Housing Finance Agency at 1-(800)-
342.2397.
La nOliticacion en adjunlo es de suma importancia, pues afecla su derecho a continuar
viviendo en su easa, Si no comprende el conlenido de esla notiticacion oblenga una traduccion
immediatamente lIamanda esla agencia (Pennsylvania Housing Finance Agency) sin eargos al
numero mencionado arriba. Puedes ser elegible para un preslamo por el programa lIamado
.Homeowner's Emergency Mortgage Assistance Program. el cual puede salvar su casa de la
perdida del derecho a redimir su hipoteca.
ACT 91 NOTICE
IMI'ORTANT: NOTICE OF HOMEOWNERS'
EMERGENCV l\IORTGAGE ASSISTANCE PROGRAM
PLEASE I{EAD TillS NOTICE.
VOU MA V BE ELIGIBLE FOR FINANCIAL
ASSISTANCE WIIICH CAN SAVE VOUlt 1I0ME FROM
FORECl.OSURE AND IIELI) VOU MAKE "'UTURE
MORTGAGE PA VMENTS
DATE:
RE:
TO:
MAILING ADD.:
PROPERTY ADD,:
FROM:
ADDRESS:
June 21, 1995
Accounl No. 0100018640
Lawrence C. Hull
5235 Meadowbrook Drive, Mechanicsburg, PA 17055
5235 Meadowbrook Drive, M~'Chanicsburg, PA 17055
Harris Savings Dank
Second and Pine Slrccts, 1).0, Dux 1711, Harrisburg, PA 17105
c~ ~I ~ I f-
,....
V-
YUII nlllY bc cllgiblc fur financial a!>.Sbl:lntc Ihal will prcvcnl fureclosllre on yonr
1II0111l11llc if you clIlllply wilh Ihc prllvbiulIS uf Ihc HUllleowners' Elllcrgency Mortgage
ASliIs/llllec Ad of 1983 (Ihc "Ael"). Y 011 lIIay he eligible for CIllCI"gcney Icmporary
lWblllllce If your dcfllnll hils bccn clIllscd hy circllmslllllccs heyond YOllr conlrol, you have
a rellsonllhlc prosllcd of rcsllmillg YOllr mOl1gage pllymenls, and if you meet olher
ellllihlllly reqllh'cmcnls C1l/llhlishcd hy Ihe l'cnllsylvania Huusing Finance Agency. Please
read 1111 uf Ihls Nuliec. II eUlllllins an cxplanalion of YOllr rights.
Under Ihc Act, you arc enlitled to a temporary stay of foreclosure on your mortgage for
Ihirty (30) days from Ihe date of Ihis Notice. During Ihaltime you must arrange and allend a
ofacc-to-facco mccling with a reprcscntalive of Ihis lender, or with a designated consumer credit
counseling agency, The purpose of Ihis mccting is to allemplto work out a repayment plan, or
to olherwise sellle YOllr delinquency, This mccting must occur in the next (30) days,
If you allend ;\ face-Io-face meeling with this lender, or with a consumer credit
coun~lillg agency identilied ill Ihis notice, no further proceeding ill mortgage foreclosure may
ukc place for thirty (30) days after the date of this meeting, The name, address and telephone
number of our repre~nlalivc is:
I.isa Marsh, Senior Colleclion Counselor
lIarris Savings Dank, Second and Pine Streets, /',0. nox 1711, Harrisburg, PA 17105
(717).231,2966 or 1.800-554-4572, Extcnsion 2966.
111e names and addresses of designated consumer credit counseling agencies are shown
on thc attached sheet, It is only necessary 10 schedule one face-to-face meeting. You should
advise Ihis lender immediately of your intentions.
Your morlgage is in defaull because you have failed to pay promptly inslallments of
principal and inlerest, as required, for a period of at1easl sixly (60) days. The total amount of
the delinquency is $1,518.44, That sum includes the following: Payments of $493.00 for the
months of April, May, and June, 1995, plus late charges totaling $39.44,
Your mortgage is also in default for the following reasons: None
If you have tried and are unable 10 resolve this problem at or after your face-to-face
mecling, you have the righlto apply for financial assistance from the Homeowner's Emergency
Mortgage Assistance Fund. In order 10 do this, you must fill out, sign and file a compleled
Homeowner's Emergency Assistance Application wilh one of the designated consumer credit
counseling agencies listed on Ihe altachment. An application for assistance may only be obtained
from a consumer credit counseling agency, The consumer credil counseling agency will assisl
you in filling oul your application and will submit your compleled application 10 Ihe
Pennsylvania Housing Finance Agency, Your application must be filed or poslmarked, within
thirty (30) days of your face-Io-face meeting,
.
It is cxtrcmely illlportant Ihat YOll tilc YOllr applicalion promptly. If YOll do not do so,
or II you do not follow Ihc othcr limc pcriods set forlh in this lellcr, foreclosure may proceed
against your home immedialely,
Available funds for emergency mortgage assistance arc very limiled. They will be
disbursctl by Ihe Agency under the eligibility criteria established by the Act.
It is extremely important that your application is accurate and complete in every respect.
The Pennsylvania Housing Finance Agency has sixty (60) days 10 make a decision after it
rec.:ives your application. During that additional time, no foreclosure proceedings will be
pursued against you if you have metlhe lime requirements set forth above, You will be nOlified
dira:lly by that Agency of its decision on your application,
The Pennsylvania Housing Finance Agency is located at 2101 North Front Slreet, Post
Office Box 8029, Harrisburg, Pennsylvania 17105. Telephone No, (717)-780-3800 or 1-800-
342.2397 (toll free number), Persons with impaired hearing can call 1-800-342-2397.
In addition you may receive anolher notice from this lender under Act 6 of 1974. That
nOlke is called a "Nolice of Intention to Foreclosure". You must read both notices, since Ihey
both explain rights Ihat you now have under Pennsylvania law. However, if you choose to
exer.:ise your rights describcd in this nOlice, you cannot be foreclosed upon while you are
receiving that assistance.
Very lruly yours,
Lisa Marsh
Senior Collection Counselor
LM/sjc
Attachment:
l
..
..gHARRIS~9
D SAVINGS BANK
ScclIlld ;1I11II'iIlC Strccls
1'.0, !lox 1111
II,,.., i.~org, l'clIllsylvallia 11105.1111
111/236.4().j I
CUMUEIlLAND COUNT\'
CIlEDlT COUNSELING AGENCIES
Consumer Credit Counseling Service of Weslern Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, PA 17102
(717)-541-1757
Financial Services Unlimited
117 West 3rd Street
Waynesboro, PA 17268
(717)-762-3285
Urban League of Metropolitan Harri~burg
25 North Front Street
Harrisburg, PA 17101
(717)-234-5925
FAX I (717)-232-4985
YWCA of Carlisle
301 G Street
Carlisle, PA 17013
(717)-243-3818
FAX I (717)-243-3948
'.
N~H~~~l~
Sl'fllllll ;lIull'lIlI' Slrl'l'l~
1'.0. II". 1711
II,,,",IIIII~, 1"'llIl,ylv,lIli;, 171lJ5,I711
7IW:lIi.,1lJ.lJ
June 21, 1995
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Lawrence C. Hull
5235 Meadowbrook Drive
Mechanicsburg, PA 17055
Dear Mortgagor:
The MORTGAGE held by Ihe Harris Savings Bank (hereafter we, us, or ours) on your
property located at 5235 Meadowbrook Drive, Mcchanicsburg, PA 17055 IS IN SERIOUS
DEFAULT because you have not made a payments of $493.00 for the months of April, May,
and June, 1995. Late charges (and other charges) have also accrued to this date in the amount
of $39.44, The total amount now required to cure this default, or in other words, get caught
up in your payments, as of the date of Ihis leller is $1,518.44,
You may cure this default within THIRTY (30) DAYS of the date of this leller, by paying
to us the above amount of $1,518.44 plus any additional monthly payments and late charges
which may fall due during this period. Such payment must be made either in CASH,
CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER, and made at any of our
offices.
If you do not cure the default within THIRTY (30) DAYS, we intend to exercise our
right to accelerate the mortgage payments. This means that whatever is owing on the original
amount borrowed will be considered due immeoiately and you may lose the chance to payoff
the original mongage in monthly installments, If full payment of the amount of default is not
made within THIRTY (30) DAYS, we also intend to instruct our auomeys to start a lawsuit 10
foreclose your mongaged propeny. If the mongage is foreclosed, your mongage propeny will
be sold by the sheriff to payoff the morlgage debt. If we refer your case 10 our aUomeys, but
you cure the defalllt before Ihey begin legal procCl."dings against you, you will sliII have to pay
the reasonable allorney's even if they are over $50,00. Any allorneys fees will be added to
whatever YOII owe us, which may also include our reasonable costs. If you cure the defalllt
within Ihe THIRTY (30) DA Y period, you will not be required to pay allorneys fees.
r~,"\g\'i'
(
We may also sue you personally for Ihe ljnpaitl principal balance anti all olher sums due
under Ihe mortgage.
If you have nol curCtllhe tlefaull wilhin the thirly tlay peritxl and foreclosure proceedings
have begun, you slill have the righllo cure the tlefaull anti prevenllhe sale OIl any time up 10 one
hour before Ihe sherirrs foreclosure sale, You may do so by paying Ihe tolal amount of Ihe
unpaid monlhly payments plus any laic or other charges Ihen tlue, as Ihe reasonable allorney's
fees and cosls conncctCtl with Ihe foreclosure sale (anti perform any olher requiremenls under
the mortgage). 1\ is cslimatCtllhallhe earliesl dale Ihal such a sheriff's sale could be held would
be approximately Dccember 6, 1995. A nOlice of Ihe date of the sheriff's sale will be sent 10
you before Ihe sale. Of course, the amount needed 10 cure Ihe defaull will increase the longer
you wail. You may /inti oul OIl any lime exactly whallhe requirCtl paymenl will be by ealling
us allhe following number: 231-2917, This paymenl musl be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER anti made payable to us allhe atldrcss slalCtl above,
You shoultl realize Ihal a sheriff's sale will end your ownership of the mortgaged
property and your right 10 remain in il. If you conlinue to live in the property after the sherifrs
sale, a lawsuit could be slartCtl to evict you.
You have additional rights to help protect your interest in the property. YOU HAVE
THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PA Y OFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUWECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND A1TORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED), CONTACT US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST, YOU HAVE THE RIGHT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the defaull, the mortgage will be reslored to the same position as if no default
had occurred, However, you are not enlitled to this right to cure your tlefault more than three
times in any calendar year,
Sincerely yours,
J, W, Shatler, Jr.
Collections/REO Manager
JWS/sjc
-gHARRIS"
I"il SAVINCS BANK
,
Sl't'Ullll ;lIull'lI\(' Sired!.
1'.0. II... 1'111
11.11 I i,hllr~, l'l'II,"ylv;lII.' 17111fl-l711
'/1 m:UHU.l I
ACT 91 NOTICE
TAKE ACTION TO SAVE YOUIt 1I0MI~ FIWM
FOItECLOSUltE
The Commonwealth of Pennsylvania's Homcowncr's Emergency Morlgage Assistance
Program may be able to help you. Read the following notice 10 find out how the program
works,
If you need 1II0re information call the Pennsylvania l'lousing Finance Agency at 1-(800)-
342-2397,
La notificacion en adjunto cs de suma importancia, pues afecta su derecho a continuar
viviendo en su casa, Si no cOIIIJlrende el conlenido de csta notilicacion obtenga una traduccion
inunediatamente Ilamanda esta agencia (Pennsylvania Housing Finance Agency) sin cargos al
numero mencionado arriba. Pucdcs scr elegible para un prestamo por el programa Ilamado
"Homeowner's Emergency Mortgage Assistance Program" el cual puede salvar su casa de la
perdida del derecho a redimir su hipoteca.
ACT 91 NOTICE
IMl'OItTANT: NOTICE OF HOMEOWNEItS'
EMERGENCY MORTGAGE ASSISTANCE 1'ltOGRAM
I)LEASE ItEAD TillS NOTICE.
\'OU MA \' BE ELIGIBLE FOR FINANCIAL
ASSISTANCE WIllCII CAN SAVE \'OUIt HOME FROM
FORECLOSURE AND IIELl' YOU MAKE FUTURE
MORTGAGE I)A YMENTS
DATE:
RE:
TO:
MAILING ADD,:
PROPERTY ADD.:
FROM:
ADDRESS:
June 21, 1995
Account No. 0100018640
Lorraine T. Hull
5235 Meadowbrook Drive, Mechanicsburg, PA 17055
5235 Meadowbrook Drive, Mechanicsburg, PA 17055
Harris Savings Bank
Second and Pine Stn.'Cts, P.O. Dox 1711, Harrisburg, I)A 17105
t- ~~\B\ \'
~
)'"
You may bc cligible for financial assbl:IIIFe Ihal will prevelll foreclosurc 011 your
1II0rtgagc if you COlli ply wilh Ihc provisions of Ihe HOlllcowucrs' Emergcncy MOl1gagc
Assislancc Act of 19113 (lhc "Act"). Yon may bc eligihle for cmergcncy Icmporary
assistancc if your defaulllms bcell cmlsedby circumstances bcyond your c9nlrol, you havc
a reasonablc prospect of resuming your mOl1gagc Imymenls, nald if you lIIeel olher
eligibilily requiremeuls eslablishedby Ihe I'ennsylvallia Housing Fimlllce Agency. l'lease
read all of Ihis Noliee. 11 conlains an exphllmlion of yonr righls.
Under the Act, you arc entitlctllO a temporary Slay of foreclosure on your mortgage for
thiny (30) days from Ihe date of this Notice, During Ihal lime you must arrange and attcnd a
"face-to-face" meeting with a representative of this lender, or with a designatctl consumcr crctlit
counseling agency. The purpose of this meeting is to attempt to work out a repayment plan, or
to otherwise seule your delinquency. This meeting must occur in the next (30) days.
If you attend a face-to-face meeting with this h:ndcr, or with a consumer crctlit
counseling agency identified in this notice, no further proceeding in mortgage foreclosure may
take place for thirty (30) days after the dale of this meeting. The name, address and telephone
number of our representative is:
Lisa Marsh, Senior Collection Counselor
Harris Savings Dank, Second and Pine Slreets, P.o. Dox 1711, Harrisburg, PA 17105
(717)-231-2966 or 1-800-554-4572, Extension 2966.
The names and addresses of designatctl consumer credit counseling agencies are shown
on the attached sheet. It is only necessary to schedule one face-to-face meeting, You should
advise this lender immediately of your intentions.
Your mortgage is in default because you have failed 10 pay promptly installments of
principal and inleresl, as required, for a period of at least sixty (60) days. The total amount of
the delinquency is $1,518.44. That sum includes the following: Payments of $493.00 for the
months of April, May, and June, 1995, plus late charges totaling $39.44,
Your mortgage is also in default for the following reasons: None
If you have tried and are unable to resolve Ihis problem at or after your face-to-face
meeling, you have the right to apply for financial assistance from the Homeowner's Emergency
Mongage Assistance Fund. In order to do this, you musl fill out, sign and file a completed
Homeowner's Emergency Assistance Application with one of the designaled consumer credit
counseling agencies listed on the attachment. An application for assistance may only be obtained
from a consumer credit counscling agency. The consumer credit counseling agency will assist
you in filling out your application and will submit your completed applicalion to the
Pennsylvania Housing Finance Agency. Your application must be filed or postmarked, within
thiny (30) days of your face-to-face mccting,
If'HARRIS~
01 SAVINGS BANK
,
SccUlld .lId I'illc Slrccl.
1',0, Ilux 1711
Il;lfIi.hu..~, \'clIlI.yIVillli. 17105,1711
71'1I23&,4041
CUMUERLANl> COUNTY
CltEDlT COUNSELING AGI~NCIES
Consumer (:edit Counseling Service of Weslern Pennsylvania, Inc.
2000 LinglrJtown Road
Harrisburg. ?A 17102
(717)-541-1'57
Financial S::viccs Unlimited
117 West :;\1 Street
Waynesbor:, PA 17268
(717)-76:-:~8S
Urban Lea~'Je of Metropolitan Harri~bllrg
25 North F:ont Street
Harrisburj;, PA 17101
(717)-234-mS
FAX # (71')-232-498S
YWCA of "::arlisle
301 G Str<'.:t
Carlisle, r.-\ 17013
(717)-243.3818
PAX # (7:7)-243-3948
NIj~!~l~'"
S"fllllll ,lIltl Pille SIU!l.ts
1'.0. II". rI\I
1I;or",hlll~, 1'""",)'lv,III.' 171 lJrd 7 \I
71 m:l{i41~1I
June21, 1995
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Lorraine T, Hull
5235 Meadowbrook Drive
Mechanicsburg, PA 17055
Dear Mortgagor:
The MORTGAGE held by the Harris Savings Bank (hereafter we, us, or ours) on your
property located at 5235 Meadowbrook Drive, Mechanicsburg, PA 17055 IS IN SERIOUS
DEFAULT because you have not made a payments of $493.00 for the months of April, May,
and June, 1995. Late charges (and other charges) have also accrued to this date in the amount
of $39.44. The total amount now required to cure this default, or in other words, get caught
up in your payments, as of the date of this leUer is $1,518.44.
You may cure this default within THIRTY (30) DAYS of the date of this leiter, by paying
to us the above amount of $1,518.44 plus any additional monthly payments and late charges
which may fall due during this period. Such payment must be made either in CASH,
CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER, and made at any of our
offices.
If you do not cure the default within THIRTY (30) DAYS, we intend to exercise our
right to accelerate the mortgage payments, This means that whatever is owing on the original
amount borrowed will be considered due immediately and you may lose the chance to payoff
the original mortgage in monthly inst'lllments, If full payment of the amount of default is not
made within THIRTY (30) DAYS, we also intend to instruct our auorneys to start a lawsuit to
foreclose your mortgaged property. If the mortgage is foreclosed, your mortgage property will
be sold by the sheriff to payoff the mortgage debt. If we refer your case to our attorneys, but
you cure the default before they begin legal proceedings against you, you will still have to pay
the reasonable aUorney's even if they are over $50.00. Any auorneys fees will be added to
whatever you owe us, which Illay also include our reasonable costs, If you cure the default
within the THIRTY (30) DAY period, you will not be required to pay auorneys fees.
E.9\\.{\~I\ "D
We may also slIe YOII personally for Ihe unpaid principal balance and all olher sums due
under lhe morlgage,
If you have not cured Ihe default wilhinthe thirty day period and foreclosure proceedings
have begun, you still have the righllo cure lhe default and prevent the sale at any time up to one
hour before the sheriffs foreclosure Solie, You may do so by paying the total amount of the
unpaid monthly payments pills any late or olher charges lhen due, as the reasonable allorney's
fees and eosls connected wilh the foreclosure sale (and perform any other requirements under
the mortgage), It is estimated lhat the earliest date that such a sheriffs sale could be held would
be approximately December 6, 1995. A notice of the date of the sheriffs sale will be sent to
you before the sale, Of course, the amount needed to cure lhe default will increase the longer
you wait. You may find oul at any time exactly what the required payment will be by calling
us at the following number: 231-2917. This payment must be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER and made payable to us at the address stated above,
You should realize that a sheriff's sale will end your ownership of the mortgaged
property and your righllo remain in it. If you conlinue to live in the property after the sherirrs
sale, a lawsuit could be starled to evicl you.
You have additional righls 10 help prolect your interest in the property, YOU HAVE
THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PA Y OFF THIS DEBT. (YOU MA Y HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATIORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED), CONTACT US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO
HA VE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no default
had occurred, However, you are not enlitled to this right to cure your default more than three
times in any calendar year,
Sincerely yours,
J. W, Shader, Jr.
Collections/REO Manager
JWS/sjc
WHARRIS'"
D. SAVINGS BANK
St.'nllu) ;lIull'lIl1' Stn'ds
1'.0. lIux 1711
1I.IlIl,hm~, 1"'llIISylv;llll" 17111:1-1711
'/Im:I(;.,IIJ.l1
ACT 91 NOTICE
TAKE ACTION TO SAVE YOUlt HOME F1WM
I'ORECLOSUltE
The Commonweallh of Pennsylvania's Homeowner's Emergency Morlgagc Assistance
Program may be able to help you. Read the following nolice to find out how the program
works,
If you need more information call1he Pennsylvania Housing Finance Agency at 1-(800)-
342-2397.
La notificacion en adjunto es de suma imporlancia, pues afccta su derecho a continllar
viviendo en su casa. Si no comprende eI conlenido de esta nolificacion obtenga una traduccion
immcdiatamente lIamanda esta agencia (Pennsylvania Housing Finance Agency) sin cargos al
numero mencionado arriba. Puedes ser elegible para un preslamo par el programa lIamado
"Homeowner's Emergency Mortgage Assistance Program" e1 cual puede salvar su casa de la
pcrdida del derecho a redimir su hipoteca.
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE I'IWGRAM
I'LEASE READ TillS NOTICE.
YOU MAYBE ELIGIBLE FOR FINANCIAL
ASSISTANCE WIIICII CAN SAVE YOUR 1I0ME FROM
FORECLOSURE AND IIELI' YOU MAKE FUTURE
MORTGAGE l'A YMENTS
DATE:
RE:
TO:
MAILING ADD,:
PROPERTY ADD,:
FROM:
ADDRESS:
June 21, 1995
Account No, 0100018640
Herbert L. Hull
5235 Meadowbrook Drive, Mechanicsburg, PA 17055
5235 Meadowbrook Drive, Mechanicsburg, PA 17055
Harris Savings Dank
Second and Pine Streets, 1).0. llox 1711, Harrisburg, I)A 17105
You lII:ay bc cligiblc for lin:anci:al llssi~lantc th:at will prcvcllt forcclosurc 011 YOllr
1II0rtg:agc if YOII cOlllply wilh lhc III'ovi~iolls of thc 1I0mcowllcl'S' Emcrgcllcy Mortgagc
Assistalltc Act of 1983 (lhc "Art"). YOII m:ay bc eligiblc for cmcrgcllcy tcmpo....lry
assistallcc If your dcfulIll h:as bCCII Cllllscd by circllm~tunces bcyolld YOllr cOlltrol, you have
a reasonablc Ilrosllcct of I'csllllling YOllr m0l1gllgc paYlllcllls, and if you mcet olhcr
ell&ibility rcqllirclllcnts esl:ablishcd by the I'cllllsylvallia 1I0llsing Fin:allce Agcllcy. J>lcase
rcad all of this Noticc. It cOlltains all cllpl:an:al iOIl of your rights.
Under thc ACI, you arc entitled 10 a tClllporary stay of foreclosurc on your morlgage for
thirty (30) days from Ihe date of this Notice. During that timc you must arrange and allend a
oface-to-faceo mccting with a rcpresentative of this lender, or wilh a designated consumer credit
counseling agency. The purpose of this meeting is to allemptlo work oul a repayment plan, or
to otherwise sellle your delinquency, This meeting must occur in the next (30) days,
If you allend a facc-lo-face meeting wilh lhis lender, or wilh a consumer credit
counseling agency idcntified in this nOlicc, no further procecding in mortgage foreclosure may
take place for thirty (30) days aftcr the datc of this mccting, The name, address and tclephone
number of our rcpresenlative is:
Lisa Marsh, Senior Collection Counsclor
Harris Savings Dank, Sccond and Pine Slreets, P,Q. Box 1711, Harrisburg, PA 17105
(717)-231-2966 or 1-800-554-4572, Extension 2966.
The names and addresses of designated consumer credit counseling agencies are shown
on the attached sheet. It is only necessary to schedule one face-to-face mccting. You should
advise this lender immediately of your intentions,
Your mortgage is in default because you have failed to pay promptly installments of
principal and intercst, as required, for a period of at least sixly (60) days. The total amount of
the delinquency is $1,518.44. Thai sum includes the following: Payments of $493,00 for the
months of April, May, and June, 1995, plus latc charges totaling $39.44.
Your mortgage is also in default for the following reasons: None
If you have tried and are unablc to resolve this problem at or after your face-to-face
meeting, you have the right 10 apply for financial assistance from the Homeowner's Emergency
Mortgage Assistance Fund. In order to do this, you must fill oul, sign and file a completed
Homeowner's Emergency Assistance Application with one of the designated consumer credit
counseling agencies listed on the altachment, An application for assistance may only be obtained
from a consumer credit counseling agency. The consumer credit counseling agency will assist
you in filling out your application and will submit your completed application to the
Pennsylvania Housing Finance Agency. Your application llIust be filed or poslmarked, within
thirty (30) days of your face-Io-face meeting.
It is extremely important thai you liIe your application promptly. If you do not do so,
or if you do not follow the other time periods set forth in this (eller, foreclosure may proceed
against your hOllle imlllediately.
A vailable funds for emergency mortgage assistance are very limited. They will be
disbursed by the Agency under the eligibility criteria established by the Act.
It is extremely important that your application is accurate and complete in every respect.
The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it
receives your application. During that additional time, no foreclosure proceedings will be
pursued against you if you have met the time requirements set forth above, You will be notified
directly by that Agency of its decision on your application.
The Pennsylvania Housing Finance Agency is located at 2101 North Front Street, Post
Office Box 8029, Harrisburg, Pennsylvania 17105. Telephone No. (717)-780-3800 or 1-800-
342-2397 (toll free number), Persons with impaired hearing can call 1-800-342-2397.
In addition you may receive another notice from this lender under Act 6 of 1974. That
notice is called a "Notice of Inlention to Foreclosure". You must read both notices, since they
both explain rights that you now have under Pennsylvania law. However, if you choose to
exercise your rights described in this notice, you cannot be foreclosed upon while you are
receiving thai assistance.
Very truly yours,
Lisa Marsh
Senior Collection Counselor
LM/sjc
AlIachment:
ILl HARRIS'"
(j) SAVINGS BANK
St~('Cnnl itnll P,m' Slll'l~b
1'.11. \lux 17\1
Il;l(ll,hur~. I',,"",ylv,,"i:l l7\11r..17\1
'IIW:lti.41141
June 21,1995
COVER LEiTER FOR NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Herbert L. Hull
5235 Meadowbrook Drive
Mechanicsburg, PA 17055
Dear Mortgagor:
Enclosed herewith is the Notice of Intent of Foreclosure as required by Act 6. You have
previously received a Notice under Act 91 of 1983 which set out certain rights and remedies
available to you as a mortgagor in default.
The enclosed Act 6 Notice of Intention to Foreclose gives you notice of certain additional
remedies which are independent of any remedies and rights you have under Act 91. The total
of your rights includes both your rights,
Very truly yours,
Lisa Marsh
Senior Collection Counselor
LM/sjc
Enclosure:
N~~~~~~
SlTlIlUI ,11111 Pllll~ Slu....loI
1'.0. Iluk 1111
1I,1I11,III"~, 1"'III1,ylv'lIIi" 111fl5.1111
11m:lli.,IlHI
JUlie 21,1995
NOTICE OF l:-'TENTION TO FORECLOSE MORTGAGE
Herbert L. Hull
5235 Meadowbrook Drive
Mechanicsburg, PA 17055
Dear Mortgagor:
The MORTGAGE held :: Ihe Harris Savings Dank (hereafter we, us, or ours) on your
property located at 5235 Meao;~brook Drive, Mechanicsburg, PA 17055 IS IN SERIOUS
DEFAULT because you have r,;, made a payments of $493,00 for the months of April, May,
and June, 1995, Late charges l..~d other charges) have also accrued to this dale in the amount
of $39.44, The total amount n, ~ required 10 cure Ihis default, or in other words, get caught
up in your payments, as of the :.::e of this leller is $1,518.44,
You may cure this default \0: '.lin THIRTY (30) DA YS of the date of Ihis leiter, by paying
to us the above amount of $1,: ,j,44 plus any additional monthly payments and late charges
which may fall due during tt..: period. Such payment l11ust be made either in CASH,
CASHIER'S CHECK, CERTIF:=D CHECK OR MONEY ORDER, and made at any of our
offices.
If you do 1I0t cure the CI:--.iult wilhin THIRTY (30) DA YS, we illlend to exercise our
right to accelerate the mortgage :;;yments. This means that whatever is owing on the original
amount borrowed will be consi,,~.:d due immediately and you may losc the chance to payoff
the original mortgage in monthi: .nstallments. If full payment of the amount of default is not
made within THIRTY (30) DA ~ :. we also intend to illstruct our altorneys to start a lawsuit to
foreclose your mortgaged prope:-!. If the mortgage is foreclosed, your mortgage property will
be sold by the sheriff to payoff ::e mortgage debt. If we refer your casc to our altorneys. but
you cure the default before the) :cgin legal proceedings against you, YOll will still have to pay
the reasonable attorney's even :'hey are over $50,00. Any altorneys fees will be added to
whatever you owe us, which IT". also include our reasonable costs, If you cure the default
within the THIRTY (30) DA Y ;~::od, you will not be required to pay attorneys fees,
We may also sue you personally for Ihe unpaid principal ualance and all other sums due
under the mortgage,
If you have not cured the dcfauh within the thirty day period and foreclosure proceedings
have begun, you still have the right to cure the defauh and preventlhc sale at any time up to one
hour before the sheriff's foreclosure sale, You may do so by paying the total amount of the
unpaid monthly payments plus any late or other charges lhen due, as the reasonable allorney's
fees and costs connected with the foreclosure sale (and perform any other requirements under
the mortgage), It is estimated that the earliest date that such a sheriff's sale could be held would
be approximately December 6, 1995. A notice of the date of the sheriff's sale will be scntto
you before the sale. Of course, the amount needed to cure the default will increase the longer
you wait. You may find out at any time exactly what the required payment will be by calling
us at the following number: 231-2917, This payment must be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER and made payable to us at the address stated above,
You should realize that a sheriff's sale will end your ownership of the mortgaged
property and your right to remain in it. If you continue to live in the property after the sherifrs
sale, a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property. YOU HAVE
THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAYOFF THIS DEBT, (YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECf TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATIORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED). CONTACf US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST, YOU HAVE THE RIGHT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACfING ON YOUR BEHALF.
If you cure the defauh, the mortgage will be restored to the same position as if no default
had occurred, However, you are not entitled 10 this right to cure your default more than three
times in any calendar year.
Sincerely yours,
J, W. Shader, Jr,
Collections/REO Manager
JWS/sje
ICI HARRIS'"
D SAVINGS BANK
Sl'fU1lt1 ;1IIc1 I'Ull! Slrccl~
1'0, II". 1711
lIiOl IIshur~, 1"'llllsyh',III;., 171l1~.171t
71 m:lli ,mil
ACT 91 NOTICE
TAKE ACTION TO SAVE YOUJ{ HOME FltOM
mltECLOSUJ{E
DATE:
RE:
TO:
MAILING ADD.:
PROPERTY ADD.:
FROM:
ADDRESS:
The Commonweallh of Pennsylvania's Homeowner's Emergency Mortgage Assislallce
Program may be able to help you. Read the following notice to lind out how the program
works.
If you need more information call the Pennsylvania Housing Finance Agency at 1-(800)-
342-2397.
La notilicacion en adjunlo es de suma importancia, pucs afccta su derccho a continuar
viviendo en su casa. Si no comprende el contenido de esla notilicacion obtcnga una traduccion
immcdiatamente lIamanda csla agencia (Pennsylvania Housing Finance Agency) sin cargos a1
numero mencionado arriba, Puedes ser elegible para un prestamo por el programa lIamado
"Homeowner's Emergency Mortgage Assistance Program" cl cual puede salvar su casa de la
pcrdida del derecho a rcdimir su hipoteca,
ACT 91 NOTICE
IMPOltTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE 1>ltOGRAM
I>LEASE READ TillS NOTICE.
YOU MAYBE ELIGIBLE I-OJ{ Jo'INANCIAL
ASSISTANCE WIIICH CAN SAVE YOUlt HOME FROM
FORECLOSURE AND HELl> YOU MAKE FUTURE
MORTGAGE I>A YMENTS
June 21, 1995
Account No. 0100018640
Eliz.abeth M, Hull
5235 Meadowbrook Drive, Mechanicsburg, PA 17055
5235 Meadowbrook Drive, Mechanicsburg, I)A 17055
Harris Savings Dank
Second and Pine Streets, 1).0, Box 1711, Harrisburg, I)A 17105
You m:IY bc cligiblc fill' linancial assblancC' Ihal will Jlrcvcnl forcclosurc 011 YOllr
Dorlgllgc if YOII comllly wilh lhc Jlrovisious of Ihc HomcoIYncrs' Emcrgcncy MOl1gllgc
\SSblallcc Ad of 1!183 (thc "Act"). You may bc cligiblc for emcrgcllcy Icmporary
assislallcc if YOllr dcfaulllllls bcclI clmscd by circllmsl:mces bcyond YOIII' cOlllrol, you havc
l rcasonablc prospcd of resuming YOllr mOl1gagc paymcnls, and if you mcct olher
uigibility rcquiremenls establishcd by thc l'cllllsylvania Housing liin:lltcc Agellcy. l'lelllic
read all of this Notice. It conlains an explllnatioll of YOllr righls.
Undcr the Act, you arc enlitlcd 10 a temporary Slay of foreclosure on your mortgage for
~irty (30) days from the date of lhis NOlice, During that time you must arrange and allend a
. :ace-to-face" meeting with a represenlalive of this lender, or wilh a designated consumer credit
::Junseling agency, The purpose of Ihis meeting is 10 allemptto work out a repayment plan, or
L) otherwise sellle your delinquency. This meeting must occur in lhe next (30) days,
If you allend a face-to-face mecting wilh this lender, or with a consumer credit
::Junseling agency identified in this nOlice, no further proceeding in mortgage foreclosure may
:ue place for thirty (30) days afler the dale of this meeting. The name, address and telephone
: Jmber of our representative is:
Lisa Marsh, Senior Colleclion Counselor
Harris Savings Bank, Second and Pine Streets, 1',0, Box 1711, Harrisburg, PA 17105
(717)-231-2966 or 1-800-554-4572, Extension 2966.
The names and addresses of designated consumer credit counseling agencies are shown
:0 the atlached sheet. II is only neceSs.lry to schedule one face-to-face meeting. You should
iJvise this lender immediately of your intentions,
Your mortgage is in default because you have failed to pay promplly installments of
;rincipal and interest, as required. for a period of at least sixty (60) days, The tOlal amount of
:lC delinquency is $1,518.44. That sum includes the following: Pay men Is of $493.00 for the
::1onths of April, May, and June, 1995, plus late charges totaling $39.44.
Your mortgage is also in default for Ihe following reasons: None
If you have lried and are unable to resolve this problem at or after your face-to-face
:neeting, you have the right to apply for financial assislance from the Homeowner's Emergency
Mortgage Assislance Fund, In order to do this, you must fill out, sign and file a completed
Homeowner's Emergency Assislance Application with one of the designated consumer credit
;ounseling agencies listed on the atlachment. An application for assiSlance may only be obtained
:rom a consumer credit counseling agency, The consumer credit counseling agency will assist
~ou in filling out your application and will submit your completed application to the
Pennsylvania Housing Finance Agency. Your application must be filed or postmarked, within
:hirty (30) days of your face-to-face meeting.
II is eXlremely importar.. .:lal you tile your applicalion promplly, If you do not do so,
or if you do not follow lhe olh,' lime periods set forth in this leller, foreclosure lIIay proceed
against your home immedialel)
Available funds for emqcncy mortgage assistance arc very limited. They will be
disbursed by the Agency under ;'': eligibility criteria eSlablished by Ihe Act.
It is eXlremely importalll ~~.i1 your applicalion is accurale and complele in every respect.
The Pennsylvania Housing Fin~ -..:c Agency has sixty (60) days to make a decision after it
receives your applicalion. Dur.11: that addilional timc, no foreclosure proceedings will be
pursued against you if you have r.':lthe limc requirements set forth above, You will be notified
direclly by Ihat Agency of its d~_";.sion on your applicalion,
The Pennsylvania Housinf Finance Agency is localcd at 2101 North Front Street, Post
Office Box 8029, Harrisburg, PC-l1sylvania 17105. Telephone No, (717)-780-3800 or 1-800-
342-2397 (loll free number). Pe~;vns wilh impaired hearing can call 1-800-342-2397,
In addilion you may recei,': anolher notice from this Icnder undcr Act 6 of 1974. That
nOlice is called a "Nolice of Inler:"n to Foreclosure". You musl read bOlh notices, since they
both explain rights that you no" .lave under Pennsylvania law, However, if you choose to
exercise your rights described ir: this nOlice, you cannot be foreclosed upon while you are
receiving Ihat assistance,
Very truly yours,
Lisa Marsh
Senior Collection Counselor
LM/sjc
Attachment:
~HARRIS'"
(j) SAViNGS BANK
~c.'rullll illUll'IllC Streets
\' .0. II... 1'111
1I;\1I"lll"~, \""lIIsylv;lIIi;\ 1'/llIfd711
71 m:lti.41141
June 21, 1995
COVER LETfER FOR NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Elizabeth M. Hull
5235 Meadowbrook Drive
Mechanicsburg, PA 17055
Enclosed herewith is the Notice of Intent of Foreclosure as required by Act 6. You have
previously received a Nolice under Act 91 of 1983 which set out certain rights and remedies
available 10 you as a mortgagor in default.
Dear Mortgagor:
The enclosed Act 6 Notice of Intention to Foreclose gives you notice of certain additional
remedies which are independent of any remedies and righls you have under Act 91. The total
of your rights includes both your rights.
Very truly yours,
Lisa Marsh
Senior Collection Counselor
LM/sjc
Enclosure:
MJHARRIS'"
o SAVINGS BANK
S"l'1J1Il1 ;11111 1'1111' Slu~d!'t
1'.0. II". 1711
11,11 ,,>hllr~, 1"'lIlIsylv;lIli" 1711I5.1711
717/Z:UHlJ.11
June 21, 1995
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Elizabcth M, Hull
5235 Meadowbrook Drive
Mechanicsburg, PA 17055
Dear Mortgagor:
The MORTGAGE held by the Harris Savings Dank (hereafter wc, us, or ours) on your
property located at 5235 Meadowbrook Drive, Mechanicsburg, PA 17055 IS IN SERIOUS
DEFAULT because you have not made a payments of $493.00 for the months of April, May,
and June, 1995. late charges (and other charges) have also accrued to this date in Ihe amount
of $39,44. The total amount now required to cure this default, or in other words, get caught
up in your payments, as of the datc of this letter is $1,518.44,
You may cure this default within THIRTY (30) DA YS of lhe date of this letter, by paying
to us the above amount of $1,518,44 plus any additional monthly payments and late charges
which may fall due during this period. Such payment must be made either in CASH,
CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER, and made at any of our
offices.
If you do not cure Ihe default wilhin THIRTY (30) DAYS, we intend to exercise our
right to accelerate the mortgage payments. This means that whatever is owing on the original
amount borrowed will be considered due immediately and you may lose Ihe chance to payoff
the original mortgage in monlhly installments. If full payment of Ihe amount of default is not
made within THIRTY (30) DA YS, we also intend 10 instruct our attorneys to start a lawsuit to
foreclose your mortgaged property, If Ihe mortgage is foreclosed, your mortgage property will
be sold by the sheriff to payoff Ihe mortgage debt, If we refer your case to our attorneys, but
you cure the default before they begin legal proceedings against you, you will still have to pay
the reasonable attorney's even if they are over $50,00, Any attorneys fees will be added to
whatever you owe us, which may also include our reasonable cosls, If you cure the default
within the THIRTY (30) DAY period, you will not be required 10 pay attorneys fees,
We may also sue you personally for the unpaid p'rincipalbalance and all other sums due
under the mortgage.
If you have not cured the default within the thirty day period and foreclosure procccOings
have begun, you still have the right to cure the default and prevent the sale at any time up to one
hour before the sherirrs foreclosure sale, You lIIay do so by paying the total amount of Ihe
unpaid monthly payments plus any late or olher charges then due, as the reasonable allorney's
fees and costs connected with the foreclosure sale (and perform any other requirements under
the mortgage), It is estimated Ihatthe carliesl date that such a sheriff's sale could be held would
be approximately December 6, 1995, A notice of the date of the sherirrs sale will be sent to
you before the sale. Of course, the amount needed to cure the default will increase Ihe longer
you wait, You may find out at any time exactly what the required payment will be by calling
us at the following number: 231-2917. This payment must be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER and made payable to us at the address stated above,
You should realize that a sheriffs sale will end your ownership of the mortgaged
property and your right to remain in it. If you continue to live in the properly after the sheriffs
sale, a lawsuit could be startetlto evict you,
You have additional rights 10 help protect your interest in the property, YOU HAVE
THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PA Y OFF THIS DEBT, (YOU MA Y HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECf TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATIORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED). CONTACf US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST, YOU HAVE THE RIGHT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACfING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no default
had occurred. However, you arc nol entilled to this right to cure your default more than three
times in any calendar year.
Sincerely yours,
J. W. Shader, Jr.
Collections/REO Manager
JWS/sjc
,
i
N~~~~~~
S.,t'lIlul .11111 I'llit' Slrt'l'll't
I' (). II", 1111
II,,,,,,III"~, 1'1'''''')'''''''''' 11111:; 1111
';Im:llilu\l
June 21, 1995
The subscriber belalll (if IlIe U, S. PIISt Office lllcated al IlIe Federal Building, 228
Walnut Streel, Harrisburg, PA, does hereby cenify thai an envelope IVaS mailed wilh poslage
repaid by Firsl Class Mailfmlll the Harris Savings Bank, addressed (0 Lulllf'tnce C. Hull,5235
Meadowbrook Drive, Mechanicsburg. PA 17055, properly de/l(Jsiled in Ihe U. S. Mail for
delivery this 21s1 day (if June, 1995,
U. S, PIISI O.Dice
By:
Federal Building
lIarrisburg, PA
R~~~~~~
S"I'OIllI ;11111 PiUt' Sln'I'J!..
1'.11. II.., 1711
1I,ltn~llIlIJ.:. Ilt'IIIIS~'I\'.lIl1il 1711l!"d711
717;~:lli.11I1I
June 21, 1995
The subscriber below of the U. S, Post Office 1/1('ated at Ihe Federal Building, 228
Walnut Street, Harrisburg, PA. does hereby certify that an envelope was mailed with postage
repaid by First Class Mail from the Harris Savings Bank, addressed to Lorraine T. Hull, 52J5
Meadowbrook Drive, Mechanicsburg, PA 17055. properly deposited in the U. S. Mail for
delivery this 21s1 day of June, 1995.
U, S. Post Office
By:
Federal Building
Harrisburg, PA
IdHARRIS
D SAVINGS BANK
s..'ullltl.lIl1ll'uu'Shl'l't:,
I',ll, II.., 1711
lliln !:-ohm J.:. 1'I'IIIl:-o)'h'alliil (7IWi.1711
7Im:Ui,IIJ,11
June 2/, /995
The subscriber below of Ihe U. S. PUSI Office located al Ihe Federal Building, 228
Walnut Streel, Harrisburg, PA, does hereby certify Ihal an envelope was mailed with poslage
repaid by Firsl Class Mail from Ihe Harris Savings Bank, addressed 10 Herbert L. Hull, 5235
Meadowbrook Drive, MechunicJ'burg. PA 17055, properly deJXlsiled in Ihe U. S. Mail for
delivery Ihis 2/sl day of June, /995,
U. S. POSI Office
By:
Federul Building
Harrisburg, PA
IdHARRIS"
1M SAVINCS BANK
S,'nllltl illlll I'llII' SIU't'l:'ol
1'.0. II.., 1711
II,'II"IIIII~, 1"'1111'1'11',1111,' 17111:' 1711
7171~:lli .11111
JUlie 21, 1995
The subscriber bellllll of Ihe U. S. PI/SI OjJice localed al Ihe Federal Building, 228
WalnUl Street, Harrisburg, PA, does hueby cenify IIIal an envdope \lias mailed with postage
rtpoid by First Class Mailfrom the Harris Savings Bank, addressed 10 Elizabeth M, Hull,5235
Meadowbrook Drive', Mechanic~'burg, PA 17055, properly dl'ptlsiled in Ihe U. S. Mail for
delivery Ihis 21s1 day of June, /995.
U, S, Post OjJice
By:
Federal Bllilding
Harrisburg, PA
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'\1TCllll'lIY AT LAw
.GiYOaUDAD
NIlW CUMIII.l.VID.'A 1?II'JIl
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HARRIS SAVINGS BANK,
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PA
Plaintiff
vs.
CIVIL ACTION
LAW
LAWRENCE C. HULL and LORRAINE
Term
T. HULL, his wife
Defendants
No, :
9S-5061
Civil
IN MORTGAGE FORECLOSURE
ORDER
AND NOW, this
~,
v~
, 1997, upon
day of
consideration of the Motion of Plaintiff/Movant, Harris Savings
Bank, formerly The Harris Savings Association, to reinstate
mortgage pursua..t to Act 6 of 1974, said Motion is hereby granted,
IT IS HEREBY ORDERED AND DECREED THAT:
1. The mortgage of Lawrence C. Hull and Lorraine T. Hull in
favor of Harris Savings Bank, formerly The Harris Savings
Association, recorded at Mortgage Book 608, Page 68. is hereby
reinstated in full force and effect as if default had not occurred;
and
2, The Prothontoary is directed to strike off the Judgment
in Mortgage Foreclosure in favor of Harris Savings Bank and against
Lawrence C. Hull and Lorraine T, Hull with respect to their home
at 5235 Meadowbrook Drive, Mechancisburg, without prejudice to
4
~
Harris Savings Bank to enforce the terms of this Mortgage in the
future.
I
~
HARRIS SAVINGS BANK,
Plaintiff
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PA
vs.
CIVIL ACTION
LAW
LAWRENCE C. HULL and LORRAINE
T. HULL, his wife
Defendants
No,: 95-5061 Civil Term
IN MORTGAGE FORECLOSURE
MOTION TO REINSTATE MORTGAGE PURSUANT TO ACT 6 OF 1974
AND NOW comes Plaintiff, Harris Savings Bank, formerly The
Harris Savings Association, by and through its counsel, Robert E,
Myers, Attorney at Law, and states the following in support of its
Motion:
1. Plaintiff is Harris Savings Bank, formerly The Harris
Savings Association, a Pennsylvania corporation, having its
principal place of business at Second and Pine Streets, Harrisburg,
PA 17101, and the Movant in the above captioned matter,
2. The Defendants/ Respondents above are Lawrence C. Hull and
Lorraine T. Hull, adult individuals and mortgagors of a single
family residence at 5235 Meadowbrook Drive, Mechanicsburg, PA
17055, Cumberland County, Pennsylvania.
3, That on September 22, 1995, Plaintiff filed a Complaint
in Mortgage Foreclosure on the above captioned matter with respect
to Defendants' family residence situate at 5235 Meadowbrook Drive,
Mechanicsburg, PA 17055.
1
4. Plaintiff entered judgment against the Defendants on
November 14, 1995,in the amount of $41,530.22 and the property was
listed for judicial sale,
5. Subsequent to the entry of said Judgment but prior to
scheduled Sheriff's Sale the said Defendants paid to the Plaintiff
sufficient funds to make the mortgage current at the time thereof
pursuant to the provisions of Act 6 of 1974 and the sale was
cancelled.
6. By the said Defendants curing the default which resulted
in the commencement of the above captioned action and the said
judgment, Plaintiff has agreed to reinstate the said mortgage loan
and not proceed with foreclosure because of the default set forth
in the complaint filed in the above captioned matter.
7. That pursuant to Act 6 of 1974, P,S. Section 404, Right
to Cure a Default, Defendant's mortgage was restored to the same
position as if the default had not occurred.
8. That in order to evidence narris' compliance with Act 6
provisions and in order to reinstate the mortgage without prejudice
to Plaintiff or Defendants, the Plaintiff desires to evidence said
fact and strike the Judgment in mortgage foreclosure entered to the
above referenced term and number.
9. The Defendants have exercised the right to reinstate the
said mortgage loan under Section 404 of Act No.6 of 554 (41 P,S,
Section 404) by curing the default which resulted in the
commencement of the above captioned action.
2
"
10, This Motion is to effectuate the purpose of the above Act
No.6 of 1974, 41 P.S., Section 404,
WHEREFORE, Harris Savings Bank, formerly The Harris Savings
Association, requests this Honorable Court to enter an Order
providing as follows:
A. Reinstate the mortgage of Lawrence C. Hull and Lorraine
T. Hull to Harris Savings Bank, formerly The Harris Savings
3
Association, to the same position as if default had not occurred;
and
B. Strike the Judgment in Mortgage Foreclosure in favor of
Harris Savings Bank, formerly The Harris Savings Association, and
against Lawrence C. Hull and Lorrainp. T. Hull without prejudice to
Harris Savings Bank, formerly The Harris Savings Association to
enforce its rights under the mortgage in the future.
Date:
Lr'l-l\,
Respectfully submitted:
~
Attorney for Harris Savings Bank
100 York Road
New Cumberland, PA 17070
(7l7) 774-3163
I.D. #09729