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HomeMy WebLinkAbout95-05232 _____I!~~~~R _mtl~J!~f:JLPJ.~~QlJ1iT _ .COo..____ P lainti ff I ------------------------.--------------------- II VI. rn the Court of Comm.an Ple:u of Cumberland COUllty, Pennsyh-mia. :-rn. ___~~_-:~.?_lL__m__m__ Civil. '0 1.______ TIMOTHY A. ARTHUR and ---------------------------------------------- LISA J. ARTHUR, i ____ ______________'Oe.f.endaJlts.-______ J _~_l10~~~.ECUlE!:LCUiU~_____________ ----------------------.----------.---------------------------------------------------------------- ._.___________1p.y_~.b~~~_Jii~~~g__tQ_~eiJ4~~~_!Jbe_.Co~~iILt_lJLJ~d______. to the above mentioned term and number and to note the same in ..--------------------------------------------------------.-.-.------------------.--.-------.- Appearance Docket ---------------------------------------------------~--------------------------------------------- .-----------.------------------------------------------------------------------------------------ ----------------------------.---.---------------------------------------------------------------- ------------------------------------------------------------------------..----.--...;------.------ To ______ Prothonotary ----------------------------- Oc~ber 31. !or P!ainrii!. ULAZER CONSUMER DISCOUNT CO. Plaintiff . . IN tHE COURT OF c::cMMON PLEAS OF . . CUMBERLAND COUNTY, PENNSYLVANIA vs. . . CIVIL ACTION-LAW (j:J' I)) ~)_ (i I tll C ,J/\ NO. TIMOTHY A. ARTHUR and LISA J. ARTHUR, . . Defendants: IN MORTGAGE FORECLOSURE - NOTICE - YOU HAVE BEEN SUED IN COURT. If you wish to defend AM;lunat the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appear- ance personally or by attorney and filing in writing with the Court your defenses'or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by th~ Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE tHIS PAPER TO YOUR LAWYER AT ONCE. IF YQJ DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE tHE OFFICE SET FOR1H BELOW 10 FIND OUT WHERE YOU CAN GET LEGAL.HELP. Court Administrator Cumberland County Courthouse Carlisle. Pennsylvania 17013 Telephone: 717-249-1133 - NOTICIA - Le han delllandado a usted en la corte. Si usted quiere defender.e de estas demandas expuestas en las paginas siguientes, usted tiene vient. (20) di.. de plazo al partir de la fecha de la demanda y la notificacilln. Uated debe presentar una apariencia escrita 0 en persona 0 per &bogado y arcbivar en la corte en forma escrita sus defensas 0 sua objecioDes ala. dRaandaa en contra de su persona. Sea avisado que si usted no se clefiende, la corte taaad, -didaa y puede entrar una orden contra usted sin previo aviso 0 notificaci6n y par cualquir queja 0 alivio que es pedido en la petici6n de dRaanda. U.ted puede perder dinero 0 sus propiedades 0 otros derechos impertante. para uated. LLEVE E5TA DE.~ A UN ABOOAGO IMo4EDIA'IEMENTB. 51 NO rIIIHB AeoGAJX) o 51 NO TIENE EL DINERO 5UFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 L.LAME PaR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA A8AJO PARA AVERIGUAR DONDE 5E PUEDE CONSEGUIR ASISTENCIA LEGAL. Court Administrator Cumb~rland County Courthouse Carlisle, P~nnsylvania 17013 . T('l('phon~: 717-~Wl. IIn ~'4.. {,o)'1 John J. Krafsig, Jr., Esquire Attorney for Plainti~f 2921 North Front Street Harrisburg. Pennsylvania 17110 (717-236-2109) BLAZER CONSUMER DISCOUNT CO. IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACTION -LAW NO. 1995 TIMOTHY A. ARTHUR and LISA J. ARTHUR, IN MORTGAGE FORECLOSURE Defendants COMPLAINT IN MORTGAGE FORECLOSURE AND NOW, comes the above mentioned Plaintiff, by their lawful counsel, John J. Krafsig, Jr., Esquire. who demands judg- ment against the said Defendants in the sum of Twenty-one Thousand Eight Hundred Ninety-two Dollars and 70/100 ($21,892.70), present principal balance as of September 10, 1995, together with continu- ing interest from September 10, 1995, plus reasonable attorney's fees of $4,378.54, or a present sum due of Twenty-six Thousand Two Hundred Seventy-one and 24/100 ($26,271.24), upon a certain cause of action, whereof the following a statement: 1. The Plaintiff, Blazer Consumer Discount Co, is a corporation duly qualified to do business within the Common- wealth of Pennsylvania. with an office situate at 1217 Market Street, Lemoyne, Cumberland County, Pennsylvania 17043. 2. The names and addresses of the Defendants in this action are: Timothy A. Arthur, P.O. Box 173, Franklin, - 1- Indiana 46131 and Lisa J. Arthur, his wife, 400 South College Street, Myerstown, Lebanon County, Pennsylvania 17067. 3. There are no other known persons, who are believed to be present real owners to be made a party of of this action. 4. Th~ parties to the mortgage dated February 17, 1994 and recorded in the Office of Recorder of Deeds, in and for Cumberland County, Pennsylvania in Mortgage Book 1197, Page 1110, which is expressly incorporated by reference and attached hereto and marked as Plaintiff's Exhibit "A": was between the Plaintiff and Timothy A. Arthur and Lisa J. Arthur, his wife. To the present knowledge of the Plaintiff, there has been no assignment of record of the said mortgage. 5. The description of the real estate situate at 7 East Shady Lane, Enola, East pennsboro Township, Cumber- land County, Pennsylvania is more particularly set forth in Plaintiff's Exhibit "B", a true and correct copy of said description is attached hereto and made a part hereof. 6. The face amount of the mortgage entered into on February 17, 1994, with an initial advance of $20,675.42, with an agreed rate of interest of 9.84%, calling for monthly payments, first on account of interest and then on account of principal of $220.00 per month. 7. That the Defendants failed to pay their said - 2 - monthly obligations since April 10, 1995 and despite written notice of intention to foreclose on a Residential Mortgage, served upon both Defendants under date of July 31, 1995, by Certified Mail Return, Return Receipt Requested, received August 2, 1995, by Lisa J. Arthur and August 18, 1995 by Timothy A. Arthur, a true and correct copy of said Notice, is attached hereto and made a part hereof, together with the said Return Receipt Cards, marked as Plaintiff's Exhibit "C:" and the Defendants have failed to cure the said default. 8. Reflecting credits of all payments, from March 10, 1994 of $220.00 per month at 9.84% interest on the sum of $20,675.42 financed, with a default as of April 10, 1995 to September 10, 1995: there is a balance of $21,892.70, with continuing interest thereon from September 10, 1995. In addition thereto, pursuant to the Note and Mortgage executed by the said Defendants, calling for reasonable attorney fees: the Plaintiff is required in addition to the expense of counsel sending Notice of Intention to Foreclose by Certified Mail: preparing Complaint in Mortgage Foreclosure and effecting service: taking judgment and issuing Writ of Execution: providing Praecipe of Notice to parties: providing Notice to all Lien Holders pursuant to Rule 3129 of the Rules of Civil Procedure: providing 7 copies of Notice and all necessary mailing and notices required: the Plaintiff has incurred a reasonable attorney's fee of $4,378.54, or a present - 3 - .." .' " decedent, lhen Lender allender's opliOn, Ilpon nollCO 10 Borrowor, may rnallu lIotlt;1I dppearancos. dlllobuf5U 5lJCh sums and tako SUCh actIOn as IS noc.cssory 10 pro1oct lender's lnltHUlIoI, uu..lud'llg, Dul noll,mlll'cJ IU, d.Sbuflitln1tilll 01 reasonablo attornoy's Icos and cnlry upon tho Propor1y 10 make repd rb ~llondtfr r&QlNetJ O\Or1gage tnS>JldnCtf ,15 d condItIon of making the loan secured by thlt; Mor1Qdgu, Borrowef shall pay lilt! prerOllJtnS rUQutfttd 10 fll.lu11c1'n SlIch Insuranco In eNect unhl such limo as the requlfement tor such insurance tetrnlna1S5 In dccordance with Borrower's and lende"! wrlnen agrcemenl or applicable law. Douower shall pay U10 amOl;nl 0' all mor1gal)e lOsurancc preml umllO the manner provided under paragraph 2 hefeof, Any amounts diSbursed by lender pursuant to this paragraph 7, w.lh InlOteslthcrcon, shall bocomo Q{llliltonal Indebledness of Borrowor SOCiI red by thiS MOr1gage Unless Dorrower and lCI1\It!f d~'CU 10 ottWf I~fms 01 p,Iy'"unl. such amounts shall be payalJlo upon nollce Itom Lender 10 Borrower rCQtlcSI'llg pdYlllttnlltlt!ftml, ,tlld slld:l bear inleresl from tho date of disbursement at the fate payable from tlmo 10 lime on outstanding prmctlull umJor Ihl! Nole unless payment of Interest at such rate would be contrary to apphcablo law, in which I!Vttnt such UII,uullts Shdll bCDf lntt=rest at the highest rate permiSSible under appllcablo law Nottllng totlldlnetJ In Uus pdfdgraph , shall reqUIre Lendor to Incur any e..penso or lalce any aellon hereunder e, In.p.eUan, lender may make or cause 10 be mac1e reasonable entries upon and Inspections of the Propttrty, prOVided thit lender shall 91"" Borrower nollce pnor to any &uc.h Iflspec.;llon Sr>e'Citylrlg feasonable cause lheretor refated to Lender's mterestln the Property. I, Cond.mnIUon. The proceeds of any award or claim for damages, dIrect or consequential, in conneclion wllh any condemnation or other takIng of the Property, or par11hereot, or for conveyance In lieu 01 condomnahon, are hereby aS5igne<l and shan be pa,d 10 landar, In the evenl of a totHI laking of the Property, tho procooda shall bo apphod 10 the sums 6ccured by thiS Mortgage, wilh thO 0..C055, If any, paid to Oorrower, In the ewnl of a partial taking ot Ihu Property, unless Borrower and lender otherwise agreo In writing, there shall be applied to the sums Ioecured by Ihls Mortgage such proportion 01 the pro coods 85 IS aquatlo 1hal propu1llon which the amount of the sums secured by thIS Mortgago Immedlaloly prior to the date of taking bears to the fair malkel value of the Property Immediately prior 10 the date of hlktng, wIlh Ihe baldnev of 1he proceedS paid to Borrower. It the Property IS abandoned by Borrower, or If, after notlte by lender 10 nortower that t~e condemnor offers 10 make an award or senle a claim lor damages, Borrower talts to respond to Lender Within 30 defYS alter lllu dale such not~e IS mailed, lender IS authorIzed to collect and apply the proceeds, at lender's opllon, tlllhtfr to restoratIon or repair 01 the Proper1y Of to Iho sums secured by thiS Mortgage Unless Lender and Borrower otherwise agree In wnllng, any such appl<cal10n or proceeds to prinCIpal shall not extend or postpone the due ddte 01 the monthly InstallmenlS referred to to paragraphS 1 and 2 hereof or change the amount of such Installments 10, Barrow.r Not R.I....d. Edenslon of the time 'or paymenl or mOdIfIcation at amortization of the sums secured by thiS Mongage granted by Lender to any successor In Interest of Borrower shall nol operate to release, 10 any manner, the liability of the Original Borrower and Borrower's succussors 1M Interest Lender shall not be nn.julted to commence proceulJlngs against t;uch t6UcceSsor or refuse to e..tend tune for paymenl at olherwlse modlty amort!- ZllIon of the sums socured by thIS Mor1gage by reason ot any den1and made by the orIginal Borrower and Borrower's successors In Interest. 11, Forb.lr.nc. by L.nd.r Not I Wllv.r, Any torbearance by lender In e..erclslng any nght or remedy hereun. der, or otherwise afforded by applicable law, shall nol be a waiver at or preclude the e..erClse ot any such nghl or remedy, The procurement 01 Insurance or the payment at taxes or other hens or charges by lendet' shall not oe a Wdlver 01 Lender's tight to accelerate II'le maturity of the Indobtedness secured by Ihls Mortgage. 12, R.m.dlll CumulaUve, Ail remedltf$ p,ovldatJ In tlus Mortgage are dlslincl anO cumuldllve 10 any ott'er nght Of remedy under thIS Mongage Or afforded by law or equity, and may be e..efclsed concllrrently, Independently or suc. cesslvely 13, 5uc..aaora .nd Aulgna Bound: Joint and 5.ya..1 U.blllty; C.pllona, Tn. coyooants and agreemants herein contained shall bllld, and Ule lights hereunder shalllnute 10, the respectIve successors and assigns 01 londer and Borrower, sub:ect to lhe pro...lslons 0' paragraph l' hereo' All co....enants and agr"ements of Borrower shall be 10lnl and several The cap110ns and headings of Ihe paragraphS of lh,s MOl'1gage dfe lor convenIence only and are n0110 be used 10 Inllrpre1 or deftne1he provtllonl h.reo' 14. NoUel, Except lor any nollce required under applicable law to be given In anolher manner. II) any noltce 10 Borrowe! provided 'Of in thIS Mongage shill be given by mailing suc~ nottce by cer1lfled mall addressed to Borrower at the Property Address or ot sueh other address IS Borrower may deslgr:all by nollce 10 Lender 1& provided het'eln, and (b) any notice 10 Lender shall be Qlven by certltl&d mail. r.lur... receIpt requested, to Lender', address stated hefeln or to such other adelress as Lender may designate by notlCelo Borrower as prOVided herein Any nohce pro. V\ded tor In thiS Mortgage shall be deemed 10 havo been g'....en to Borlower or lender when given In the manner des. .gnated herein 15. Uniform Mortg.a.; Gov.rnlng Law; S.v.rablllty. ThIS form ot mOl"lgag8 combines uniform covenants tor naliOnalllSl and (lon....n,torm co...snanlS WIth limited variations ny IU'ISiJtdtUfl to conr-!llute a lJrltofln security mr-tru ment Gaveling real property Tnls Mortgage shall be governed by tho law ot l"'e IlJriSd Cllon In wn,~h 1he Property 15 iOCIted In th' e...ent that any prOVISIon (1r clause of thIS Mortgage or the Note conflicts Wlttl IPptrcable law, Sueh Gon fhelahalt nct a"ec.t olher prOl/lSlons 01 thIS Mongage Of the Note '^tHen can b. give,' enect WIthout the confl1cl:ng provision, and to thIs end the prOVfslons of the Mortgage and Ihe Nole drts! d~)8ff!d to be se"e'.ble 1', Borrow.r'. Copy, BOHowol shall tle lurnlshed a t;Olltormud LOpy ut the Note and of Ihlli MI)r'!Qdr}e 011 lilt) ",,,e ot e..cutlOn Of enef recordallon Ildreof 11, Tran.'.r 01 Prop.r1y; AllumpUon. I' all or any pa" or the PrOpttl'1y IS sold or t-ans'erred bV Borrower wllhoul lender'S pnor wrlnen cor:sent e..c1udlng (al Ihe creallon of a hen 0' enCl,mbranC8 suDOrdlnate to thiS Mortgage, (b) the Cfudhon 01 a p,Jft;h4Iftt rnuntty lecunty In1ete81 for household apphdrlces {ell !lanftter by davIse CStscent or by operallon 0118W upon 1hc death of . IOlnl '.nanl at (dl 'he granl of any lea58hOld mlerasl (I' Ihree yea's 01 loss nol contllrllng In OphOn 10 purctlase, Lender may. at Lendel.' ophon, de.:l"r. 11I1~8 iUIll~ IOcured by Ihll Murt!JdfJH In be Imf7ludlat8ly dve and p4yatle lender Shin ha.... ..al".11 Such opt'vn 10 ac(cl~trdht I' prlO' 10 Hie sale or trdl\~IC'r. lender and the pelson to v.hOl'nlt'<1t Property II '0 be SOld or lrdnsleflrdlUc.I1 agleernenl,n Wftlng thdl fhe ClP.tU 01 Such perSOlllS satlsfo1lCIO,.., 10 ler1der and that the Intsrest pa'{able O!II~'e Su/l1S seculed b)' th!~ Mortgage shd:1 be cd such rate as LeMt!1 ShdH 'eQilVS: !, Lendlr has wal'l/ed the aptIan to ac.l:t!l~dle t.lrovtd~d III Itll5 ~a'dg'apll 17, an(j II Borrower's luccessor In 'olelnl tlas e...cul.d a wri"an luumptlull dQr.,ernenl a(.(.t!pled In ",,1,IInQ by Lendel lender shall release SCHcwe- from ail obligallons under IhlS Mortgage d.'iJ tile Nole If lender ,.e'c,ses i\Jet, q.!i::;n 10 accelerate, Lender shall mall BOIICAe' tellce c' a:{e1e'aMn In actordance with paratJ1aph 14 t-e1eo' 51.c.1\ pet ,C sha'l pl"...,de a pelloJ .:.t no! le~s 'rJ." 1"; ,1i1Y5 'I:.l'""'!he Jo.I!~ ltlt! 'ltlh...c 1$ maIled \lolth'" Wl"l,:''' Borrn......l" mr'l' (ll'~ ~hO ~';""S i.tetlalt!,j ,j"e ,'Bor'J.....t" '" t, L; ~,<,'~ !>,,; ,) 5o,I'r~ ;_.1(" hI tilt' t'.~rratlo" of S.ll.:h r~/'ud lit":'",,' "',1, .... I, ", ,:' \.' r;..;!,~t.!" ;1l'''l.l'"J cr. H I ,.~ .1" .l" , '~l.".~ l'':J ~,<.'rrUlth.tl tl' i,ctrd ljrdr" , e t'erei'! ( ( I \ Borrower and lender covunanl and OD'OO os fonows: d bl 1. Payment of Prlnclp.llnd Inllr.." Bonower shc1R prompUy puy whefll111n the prIncIpal of and .nlurust on the In c edness ttVldonCtid by the Nole Dnd 5ocurod by thls Mortgage 2. Fundi for Tilt.. and Intuflnu. Subloct 10 apphcatllu law or 10 wa!Ver by lenflcr, Borrower Sha.lI pay 10 Lender un tho day monUlIy lfI:al.tlimonls ul flW'lClpill aoolnlernS1luu payable LJooor 1/111 Noto, Ilnltlllltl Nolo IS pa'd In full, it Slim (horo- In '"Funds' OqUdt 10 one.lw~llttl 01 the yoarly Luus eM (U.Sussmunts which milY ntldill pllOflty over 11119 MOfNuUtJ. nOli ground rents on the Property, If any. plus one twelf1h ot yearly premIUm ,,,:alaUmenls lor tUl/ard Insuranca. p!lAI one. twelfth or yearty premium Installments for mortgago .nsuranc:.o, If any, aU as reasonably CSM1dled lnllialty and tram !inlS to I,me tJy lunder on the bas~ of assessmenls and bills and reasonable estimales Ihcrl>O' The Fundi shall bo held In un InslltullOn the doposrts or accounls of wt1lch are insured or guaranlwd by a Fuderal or stale agency (Inch,J{flng Lunder If lender tS such an InstitutIOn), Londer shdU apply the Funds 10 pay sa.d IBltes. aSSess. ments insurance promlums and ground rents Lender may not tha'Qe for 50 holdln9 and a~plym9 the FundS. anaJyzlng said ACcount or VOlltyll'lg and compiling 'md assessments and bills, urJess leMe' pays Borrower Intoresl on the Flmdli and applicable 1.1w permits Lendor 10 maku such 8 charge, Borrower and lender may agree to wrIting at the tIme of execu. tlon of this Mor1gago that interest on the Funds Shall be paId to Bonower, itnd unless 6u~h agreumenlls made or appllC8 ble law reqUires such Interesl to be paId, lender shaH not be requucd 10 pay Borrower any Inlerest or earnIngs on tne Funds. Lender shall gIVe to Borrower. wtthout charge, an annual accounting of the Funds s.'1owlng credits and debris to Ule Funds and Ihe purpose lor wh,Ch e.ch d.b~ 10 Ihe Funds was m.de. The Funds ale pledged as .dd~<lnal secullty 10' Ihe sums secured by thIS Mortgage. and BtD held by lendor as a ClCtJllor ancJ nol as a trustee If the amount 01 the Funds held by Lendor, lo,geU1Qr .....Ith the futuro monlhty Inslallments of Funds payable prior!o the due did.. of laxM U"ISS'"ent5. tn5!Jrant8 promfums and ground renb, shaM exceed lhe amol.l1l r&qlJl1'ed 10 pay said taxes, assessments. Insurance premlUrTlS and ground reflts as they fan due, such ellC8SS shall bo, al BofTO\Ye"S optIOn, erlher promplly repaId Ie Borrower or crodlleCl to. Borrower on monthly InstallmenlS of Funds If the amount 0.1 the Funds held by Lender shall nol be sutfident to pay taxes. assessmenls, ltlsurance premIums a'ld ground rents as Ihey tall due. Borrower shan pay to Lender any amounl necessary to make up the defiCIency wllhlf"l 30 days frorn the dale notice IS mailed by Lender to Borrower requesling payment thereof. Upon payment ,n lull 01.11 sums secured by th,s Mo~gage. lende' sh.1I p,ompily ,elund to Borrowe, .ny Funds held by Lender. If under paragraph 18 hereof tho Property IS sold or the Propttrly IS olherwrse acqUired by lender. Lender ShaH apply. no late, than ImmedlCllaty prior Ie Ihe sale or the Property or ItS acqlJISlhOn by Lendor. any FundS held by lender at the Um. 01 apphcallon as a cred~ .ga....,the sums secured by 1t1.. Mong.ge 3. Appflcltlon o' Plymenta. Unless applicable law prOVIdes otherwIse. an payments receIVed by Lel'lllor under the Nole and paragraphs 1 and 2 hereof Shall be app'ied by lender first In payment uf amounts payabltt 10 l~nder by Borrower under paragraph 2 he,eal, then 10 ,nlerest payable on the Note, end lhen to Ihe pllllClpal 01 the Note 4. Chlrg"j U.n.. Borrowor 6ha~ pay all taxes, assessments and other charges. fines and Imposlhons aUlbutabfe 10 the Property whch may anairl a pflonty oYer thIS Mortgage, and leasehold payments or ground rents, If any. In the manner prOVldeCl under paragraph 'Z hereof or, 11 not paid Ifl such manner. by Borrower makIng payment, when due, dtfet.1ly to the payee thereof. Borrower shall prompdy tlJrrllsh to Londer al notIceS or amounts dlle under thIS paragraph, and 1I1lha event Borrower shaH make payment dlrecuy, Borrower shal promptty fumlSt't to lender rece'pts eVldeoclng such payments Borrower shell promptlV dlSCh.'ge any hen whICh has pno,1ty aver lt1,s Mongdge, prOVIded, Ihal Borrower shall nol be requIred 10 discharge any such hen so long as Bonowsr shall agree In writing to lne payment 01 the obhgatoo secured by such hen in a manner acceptable to lender, or shall in gOOd farth contest SIM:h l:en by, or defdnd 8ntorcu,"~nt 01 SIK;h hen In, '-g/IJ ptCC8ed1t'lQS wh&c.h operate 10 ~ the enboe.TlDlIt of the lien or fortOllLlJO 01 "l~ Property at dny part lhereof. 5. Huard In.urane.. Borrower shall keep the Improvements now eluS!lng or hereafter erected on the PropeJ1y InSl.red agaInSt loss by rire, hazards Included WIthin the lerm -eldended covcrage,- and SI.Ctl Olher hazards as lender may rl:fQlI1re and in such amounls and tor st,ch periods as lender may reqUIte; prOVIded. that lender shallnol require Ihalthe amount of such coverage eltceed lhat amount or coverage requll'Od to pay the sums secured Oy thiS Mortgage The """"ance camer p'lJ\Old"'ll the ....u,.,.,. Sh.N be chosen by Bor,owe' subiect 10 apprOVal by lender, prOWled, that such approval shall nol he unreasonably Withheld All premIums on IflSllfdnce poilClCS shall be paid In the manner provided under paragrapn 2 hercof or, If not paid In suCh manner, by Borrower mall.lng pdymenl. wlltm dljft, dlfL'Ctty 10 the InSWdnc8 carner All Insurance poliCIeS af'ld renewals thereof shall be in form acceptable 10 l enOer and shaij IncllJde a standard mortgage clause In favor of and In form acceplable to lender lender shall have It'otJ nghllO hold the poliCIeS and renewals moreor, and Borrower shall prompl:y fUlf'ISh to lender aU renewal notICes and a~1 rer.elpls of paId premiums In ,he ellenl uf )ass. Borrower sttall g'Ve prompt f'IOttce 10 the Insurance camer and lender LeMdr indY make proal of loss .1 not men,hl plompl tv by Borrower Unless lender ancs Borrower olherwtSS agree '" wnIrng, insurance proceeds shali be applied to resloralloo or repair of the Property damaged. prCMded tJuch restoration or rePdir ~ economically fedslhlt: dnd the secUrity 01 thIS MOrlgagft IS not lhefetly unpaired I' such ,eSloratlon or repaIr IS no1 ecorvlI'TlIcalty feasltlll or .111'9 SeclJ"ty of IhlS MortgaYd WOul(1 be Impaired, the tflS...ranc.e p'ocee<1~ shall be apphed to lho surns SCCurea by th~ MoltlJaYtt. Wfth the CkCess, It ally, '>d,d to BofTDWer, lithe Property 15 abdrlduflcd b). Borrower, Of If Borrower fdlts 10 respond 10 lender w'thlll 30 dd~ trom II1e dale notICe 1$ maIled by Lender to Borrower tllat the Insurance camer offers to sellle a claim 'or tnSUfdll(,;Q beneflls, ltmoc, I~ aulhOnzed to COllect and apply the Insurance proceeds.I lender's optiO'l e'ther 10 restorat.on 0' repel" ullhc PTope1y Of 10 the ""'" Neured by Ih,s Mof1gaga U_ lender end Borrower Olho...... eg_ In W!1IIng, eny such apphcat!Qt\ 01 proceed. to pnncipsl Sholl nol ell1end or pos1pone the due dale of lhe monthly Installments referred 10 10 paragraph'i 1 and 2 hereof or l.hange lhe arnounl of S.xt1 Instalments tl' under paragraph 1 B hereof tt'oe Property is acquired by I ef'llter. all r'9hf, IItIe and Interest 0' Borrower In and to any ,"Suranee polICIes and In and 10 the pt'()(:@8(js thereof resu~:ng h'Jm damage Ie the Property prior 10 Ihe sale or acqulSrtlOn shaJ PdSS 10 l.end~r 10 lhe edent 0' the sums secured tlV It'IS M.l,tgage Imme<J1ate!y prior to such $die or oc:qU1S~"'" I. P""N.llon .nd Ullnl'"I"C' of Prop.rty; L....hofd.; COndominIum.; Pllnn.d Unit D.v.lopm.nt.. BofTower shllll keep the Propelty Irl good repaIr anct shall nol CCllT'mll .....aslti m (1e'111!t 1'l'paIfMer,1 or lWlt!l'lOfati<)ll nlthe Pt'operty a"d sha'l comply wtlt'o II Ie prOVISIons 0' any lease I' IhlS MuI1'J8Je s on III leaseho'l II I'll!) MtJ!l\JdYt! I~ 01' d !llllt". a e,>ntlomtfllUm Of a p ,jII'lCtJ WHl tlt$\<~Qrf'1enl. Borrower S'laU PC~U''l., ill! 01 Bl;I'I\JV'oer ~ t..:!'\'!JdhoflS ul'ldttr 1I~ dl"(I,)l'dIIO!. (\f COVOfId"IS neolh'\) {JI' gOVCUN';J th(: c"'~.to"',"l\lm Of' Plcli\flPd lilll! llel.l';,,:):, t"'ll !I~ hy 'I~ d"" '~\J.llllltlll :-'1.1' Ihl'lIm lfOJl\IlI'IIO' lit pld1'lttd urlll de....tl!U'Hl\.)llt aH\1 CO"l&:IIU8'11 OO(./ffl~'\13 ,'o:t It,!,,!:!I,,..,1; 1'1. 01 l",tn1oetl l,n1 de\;,'k'pHl~'lt 11\1~1' '3 eltACuted bV Rcwcwe' anJ rt!CtJ'll~1 IDyelt'tt. With HilS MJ"J~ ~~ t:"JVt-llctllh .i,'l.t d:;'L't'Hnents of sud' rl(~r 3t'ldt be IOCOl"pOritOO Into d"\d !t~lll amend dl'ltl Sl.il)P!cmC"f the {..llV(.,lJnIS dfll1 .l.jr~I'll""!S J' ,., 3 ~1()"f)dge ciS 1 t')Et '~r WftfC a 1>1I1_' 7, Prot.ctlon 0' Llnd.r'. Security, If Borrower 'aIlS to perform !"e COI,.'\:!"anls Bf1d agreemt~'lls (onldll"tKl If' IhlS Mo"g~. Of It .I"V cl(1'0f1 Uf ortl\..~lflf"~ 15 ...Olt'lmerced .".1111.:'1 !'lAle'Jallv dff.'d:' llJ'\~ll" 5 l"Ie.~t ,'I TlltlI-'HJp.,orf'y. 1'l(..hll1'f'KJ but not """00 !(' t"""f'll"l.1\.''''d'I' "snivE"\C) (X)(Je cr-'o'CCrllttr\! ('.I ~!~rlr"J"'''t:''l~ ','I r"'>' ......1tf'9S .""oM"iJ d tJd'lltrupl or tlOl t Wi '1:1 It 11 ] 18. Ace.I"llIon: R,m.dlll. Upon Borrower', del.ull under thl terma of the AdJuI..bl. RI" Optn End \ Credit Agr..m.nt of IVln dati herewith, which t.rm. Ir. Incorporat.d hl,tln by r,'.rencI, Including th. eov.nantl to PlY whln dUI any turn. IIcured by 'hl, MortO.g.. Linder prior to Icc.I".lIon thall mill nollcl to Borrower by clrllllld mIll I""cl'ylng: (1) Ihl blllch; (2) thl Icllon rlqulrld 10 CUll luch brllch; (3) I dIll, not II" Ihln 3Q dlY" Irom lhl dltl thl noUcl II mlllld to Borrow"" by which luch blllch mUlt be cured; and (4) thl' 'allure 10 CUll luch brtlch on or blfore thl dill aplclfl.d In thl n01le. may ,lIullln IcelllrlUon ollhl luml IIcurld by thll MOrlglgl, 10rlcloluII by Judlclll proclldlng Ind 11'" d' Ihl Proplny, Llndl,'1 obllgltlon to mlkl rUrlhl' Idvlncll undlr thl Noll Ihlllllrmlnltl upon thl occurllnCI of luch breach. The noUc. thell furth,r Inform Borrow., 01 thl rlghlla r.lnl'I" art., Ice.I".tlon end thl right to ....rtl" the for.clo.ure proclldlng th. ooo."II"oc, of . d,'.ull or Iny other d.r.n,. of Borrow,r 10 Ice.l.r.tlon and for.clo.ur.. II th. breach II not cur.d on or blfor. thl dltl Iplclll.d In th. notlc., Llndl' It Llndl,'l option mlY dlcllrl IU D' thl luml IIc"rod by Ihll MOrlglge to bt Immldllllly dUI Ind ""y"bl" without rUrlht' dlmlnd end mlY 'o,"clol" thll MOrlglgl by ludic III p,oclldlng, Llndl' Ihln bl .ntltl.d to coll.et In luch proclldlng III ,.pln... of forlclolurl, Including. but nolllmlt.d to. r...onabl. Inornltl fl.. II plrmlnld by thl COUrl, which '11 Ihln bl IlIowld Ind plld II plrl 01 thl dec,.. d' Judg. ment In luch proclldlng. Ind COlli d. Ibltrlctl, tltll 'IPOrll Ind documlnlllV Ivldlncl, 11. Borrowl,'1 Right to Rllnltlll. NOlWilhstanding Lendar'l accelerahon 01 the SU"" secured by th,s Mongege, Bor,ower shall hava the righlto have any proceedings blgun by Lender to enlorca Ihis Mongage dlSconlinued at any time prior 10 at Ieasl one hour prior 10 the commencemenl 01 b,dd,ng al a she/rifs sale pursuant 10 thi, Mongaga II: (II) Borrowe, pays Lender all .ums "hl~ would be tllen dUI under Ini, Mongage and Ihe Nole had no accel.ra 1Ion occurred; (b) Borrow~r cures all bJeacnes 01 any other covenanls or agreements of Borrower contained In Ihis Mortgage; (c) Borrower pays all reasonable e.penses incurled by Lender In enforcing thP. covenanlS Bnd agree- ments or Borrower contained In this MOJtgage and in enfofclng Lende,'s remedies as provided to paragraph 18 here. of. Including. but not limited 10. reasonable anorney's tees: Bnd (dl BOrtower takes such actIOn as Lender may 'e8' sonobly requiro to assuro that tho lien of this Mortgage. Lender's interest in lhe Prnpcr1y and Borrower's obligallon 10 pay UMt sums socurcd lJy IIlis Mortgage shall continue unimpaired Upon such payment and cure by Borrowor. lIus Mortgage and the obllgahons secured hereby. and Lender'S obligation to make fur1her advances. shall remaIn in full force and street as if no acceleration had occurred. 20. A.Ilgnm.nl 0' R.nlli Appolntm.nt 0' Rlc.ly.r. As additional secuflty hemunlJer, Borrower hereby aSSigns to Lender the rents of the Property, prOvided that Borrower shall, prior to acceleratIon under paragraph 18 hereof or abandonment of the Property, have the right to COllect and retain such rents as they become due and payable Upon acceleration under paragraph 18 hereof, Lender, in parson, by agen1 or JudiCIally appOinted rReeiver. shall be entitled to enler upon, take possession of and managn the Property and 10 collect the rents of the Propar1y. including those past due. All renls coll~ed by the Lender or the receiver shall be apphetJ Ilrsl to paymenl at the costs of mAn. agement of the Property and collection of renlS, including, but not limiled to, receiver's tees, premiums on receivers bonds and re8$onable anomey's tees, and then to the sums secured by thiS M0r10age. Lender and the receIVer shall be liable to account only for those rents aclually received. 21. R.I..... Upon paymen1 of all sums secured by this Mortgage and lermlnatlon of the accounl created under Ihe Note. Lender Shall file or cause 10 be filed a release of thiS Mortgage. SUCh person or persons in whose favor such release Is made shall pay all costs 01 recordation. il any. IN WITNESS WHEREOF. Bor"""" ha. a_lhIs Mu''vall'l Signed. selled and delivered In the presence or: f. p~. ~......tlZ.. .........?.,<,.,. i<;~t~, . ~ur .. Lisa J. Arthur (Seal) - Borrower (Seal) - Borrower COMMONWEALTH OF PENNSYLVANIA, W.I.. j County 5S Onth'.,th J7t.'{.;. ,~.YOf....,.;f~ 19"'1" ,beloreme .., ~1~~. tt:... .p .. '/Ill1!Jlnd~~lgned o(.;er, pefSonally appeared n~-,CTA,_q. ~~' , ,\0r4~.J known 10 me lor sBhsfaclofllv p<O\ltll)IObelhttperson.... . .w ""mlk."., .(I;I..l.ub.crobedtOlhtt ~tnetf'",ment.nd aCknowledge th.t ., ""'".,.' . ,. ,.eevled the same for the purposet herein cont'lned ..' JQ. : ,IN~lfIii~~HEREOF 'hereunlo .el my M'1ll .nd O",e'"I.eal I) 'J /J .:J:' ~ .' .<:. '/' .// .;.."., ~ ~y&nm,a.oi"plr.. p~tN......\,,:;T~ .. .A~";~:r:rl&+t 1 ' "11, II" " ' ntle or(;ii,eel"C lSpace8.iOwThllllf1.Re..rvedForL.......'~.~') I;. Ir_:_~~ rJ, ,. , ", " ". ss o ...4 _ ~Joi 1 1\17 n:l 1111 . .. , a,.. 4",-..', ". . . :.l.I"~~, " ;':. f''';''(':>-:~ : t.... .... ~1 I :~ . : \ .... '. .e. ,oj ~., ,'Ii' .w.. Ii . ... , ..-~" ~...... .F.f.' ' , r,~', \.~ , 'H, , ' /"'f !'"l ".'-' , ,to ~ J '.d I : I: ... ~ . ,. . ..... . ..-.--...--P..--..... .. =::-.:rr:! t:r.J"r:. f.... Not., ... .. , 1Ebf~ 1Deeb, "ADI THI ~J"';/' tor 0/ ~ ./0.' ~.... 'h...." .i.. A",AI,... nlnol, (1"01;' , I. 110 r'" DI,,,nn 'UN. JANe l/Tl.ll, nav known.. 'UIlL JAil TI/ll, and ,.Ul. J. 1I/ll,. IWr bvaDlnO, or 1601 ,.nnollaro Tovn.Mp, c..berlanO Caunl,. 'onna,l,anl'. p.r'l,a at .be tlral p,rl. ~Ina(.'r ealltO 'ba u"... I OM tl"OTKI I. IRTHUR onO LISI J. IRl"UJ, bl. wit., ot "01 r.nnobOro TownoblP, c..Dtrlan4 COvOl,. r....'lY..I., pal'tln at .1Ie _114 parI, bo",lnatU1' caUtO lb. ./ Grall'''. : WITN,.,IITII. 'A., i. ...Iii,.."" ./ till a.. ot Tblrl,-f1'. ToavOlll4 .nl 10/l00 - - .. ... .. .. . _ ~ ... .. _ _ .. .. ... .. . . .. .. (tJ' 000.001 .. .. .. .. ... .. . .. . .. .. UuUlrt, ... Ita." ,.Id, 1M "tf/iI" ff'.,rt'tl' .. Arrrfrr .rhOtf"~'"" III,. IflIJ "","'''r. Ifo Am'" ,re'" ."" _." l.lh .."'....,".. Ihll. htll'l,and ...II/Ia. .. Unon" b7 lb. .nIlI'lU". ALL THAT CIRtAII Iracl ot I.nd .llv.IO In IHo tovnahlp ot 11.1 '....bora, counl7 ot C~Ian4 an' 'Ial. ot ,.nna,l,anl.. ba..4e4 and .e..r1b14 " tollowa, 10 wIll IIOINKIKO a' . alon.. corn.. ot B.n..IOw POI. anI Cotl", R".I tblnol .10n. ColI... Joa4 "vlb tw.nl,-on. (211 0'''''. latt. tl'. bun4red .IIIT (560) tn' 10 . polnl: Ibonoe NorlO all',-nln. .nd oo..tourth ('''I ...,... 1&1,. rltt... (I') rO.1 10 . polo'l Ih.... 'Ion. I.nl. nov or roroerl, ot tbe snolB RIOIIT coapan, NGrIll IIltr-nl.1 and o...toW'lb (6'" "","' 11'1, tour hllll4m nlntl'- \ on. (.911 r"I 10. Itono: tbtftCt br Ih. .... 'ort. tart,-'brlalftd ,artt-tlUrtb (I) )/') 4...... w..t, rl'. h..4rtd tlr.,-ro.. (,tl' tll. to . pvlftll then.. b, till ..v.llIm IIn. ot sl",alov Roa4 ...th "'11I1,-'1' an. IhI'N"tOlll'lh IT6 JIll 'O,ret. va'l. two bvndred nlnelr-rl'O (29') t.., to a al..., .be .ltel or '101NKIRO. LIIS .KD IICEPtIIO Ih.rerrOl tb. tollovl.. ....rlbod Ir.et or land .. con.".. b, J.... UII", wl.ownr, to Dol. J. HII..brandt b, hla .... 411" Jun. '0. 1969, .nd 1'ICC1'4" In IIlI c~land Counlr Recorder'. Ottlet In 0... ,OO~ '0'. VOl'" IS. ,.C' nl. lC01NNlKU .t . ..n.I..1 al IhI norlhw.lt corn.r or Ian' nOI or toreor1, or pal. J, HII'abrandtl tboDCI alQnl a.l. land S,vlh a.,enl,.'I" IT" ........ rarl,..".n (17) Ilnvt.a Vtal, tl" own"" thlrt... ... tovr-.onlh. (11).1) r.., la . pvlnl at or In COIIlC' POI.; 1..nOl bl 1.04 or Uti., North tortT-'b.... (I)) "&r- ...nll-all (26) .Inv'.. ioal. tlO hl~ ror.,-taur ... .....trftln. ....'vndrldlha (2".19) ,.., 10 a polnll thlnct b, lilt .... North !bltl". UI ...-. Ib.... Ul .Invt.o I..t. "0 h.ndrod IIShtr-to.r ,.. tort,...,oa one-hvndrlClht (1IB..7) rill 10 a palnll '1lInc1 ., la"" nOW or tOI'lll.ll ot 1_"'1. "..., 1,",. .114 b, IIIl4 nOl or t.....lr Ir Dol. J. HlloIOr,", sov" Ihlr.,..I&hl (31) ...,..B (Ir,,..I,," I'll 11Ov'" "". t.vr ...em twen.,-..o an' Illt,..l&hl ono-bull4/'t4'U (111,.11 r"l ,. . palnl. tbt 'I... ot lceIMMIM'. COMt.IMII' 1.1' l,r.. aoearflne to a..,.., .r Q, ,. P&rr.n.perllr, ""I...... .......,.t. ~" III 26, 1919. UMOIR AID IUlJlct, ft.'erlo,loa.. 10 a......'.. ....1'ltft., re'lr1oIIOftl 1ft' re..".- 1I0lIt or pritt ncord, BUllO lb. ._ proIIU.. ,ble, w.. lWaN"" \I horl JIM Uti.,. .01 Ialotoo II ,..,.1 J_ 'abl. ., Dee.... hlrdlne ...1 illite ..."" J"'" 16. I'", 111/1" hi Jvq. 011. I. ShINn. .... .....N.. In lb. c..-I_ cown., _"'or'. OfUce In 0Itf.... "'. 1111.. It, 'I.' 10, on "pl_ U. 191t, .....11_ Uti., _rltO ,..1 J. '''1 IN moo w"l IlIr In IhU _'.rann .. _'0,,* ~ 4. Il(t 811 PLAINTIFF'S EXHIBIT "Il" ~ . ':l' ,", .. Q ., ... ; "'. 1 JOHN J. KRA.FsIG. JR., INC. ATTORNEY-AT-LAW HARRISBURG, flENNSYLYANIA 17110'12.' {jff 2821 N. 'RONT STREET Tu: 717.231-2108 MI..au PI.NNl"n.YANIA BAit D.STltlCT M COLU...1A ...." July 31, 1995 CERTIFIED MAIL RETURN RECEIPT REQUESTED NOTICE OF INTENTION TO FORECLOSE A RESIDENTIAL MORTGAGE Mr. Timothy A. Arthur P.O. Box 17] Franklin, Indiana 46131 Mrs. Lisa J. Arthur 400 South College Street Myerstown, Pennsylvania 17067 In Re: Blazer Consumer Discount Co., Mortgagee Subject Real Estate: 7 East Shady Lane, Enola, Pennsylvania 1. You are hereby notified of intention to foreclose upon your Mortgage given to Blazer Consumer Discount Company, based on a mortgage obligation, as secured in the Office of Recorder of Deeds in Cumberland County, Pennsylvania, in which the original amount financed February 2, 1994 was S20,86].42. 2. The nature of the default claimed, is that you have been in default of your obligation since April 10, 1995. ]. You are advised of your right to cure the default, as provided in 41 Pa. C.S.A S404, as per attachment marked Exhibit "A", which is incorporated by reference and made a part hereof. PLAINTIFF'S EXHIBIT "c" \ JOHN J. KRAFSIG, JR., INC. ATTORNEY-AT-LAW HARRISBURG. PENNSYLVANIA 17110'1281 21Z1 N. fRONT STREET TI~ 717'23'.2'01 MEMO'" PCNN....I.Y...NI. S..... OIIT"ICT 0' COLUWIIA BA" - Page 2 - 4. The time within which said debtors must cure the default is thirty (30) days from date of receipt by Certified Mail. 5. The method or methods by which your ownership or possession of real estate may be terminated is as set forth in Exhibit "A", attached hereto and made a part hereof. 6. Your mortgage instrument does not purport to allow you to transfer the real estate to another person, subject to the security interest; or for another person other than the debtors to refinance the obligation; and to use said means to cure the said default. Very truly. ~rs, ~~~afSig, . ~~~~r~~~~~r Blazer Consumer Discount Company JJK/sls Attachment - Exhibit "A" cc: Mr. Donald Grada, Manager Blazer Consumer Discount Company '. '-.. ..~::-:'. - ,.-'- -. -"-""'... --. --... -. _.- . - ~ EXIIIBIT ftAft You may cure this default within thirty (30) days of the date . of this letter, by paying to us the above amount of $ 1,375 oq . plus any additional monthly payments and late charge which: . , may fall due during the period. Such payment must be made ' either by cash, cashier's check, certified check or money order, J and made at BL/I7.m ~ DISCOONl'm., 1217 MaI:ket St., l.a1Dyne, Pa. 17043. . h d ~ ul ..' . (30) d ' If you do not cure t e ela t wumn thirty ays, we,' intend to exercise our right to accderate the mor;~'.1~e pay-~' ments. This mens that whatever is owing on the orilrinal - - amount borrowed will be considered due immediately and you.. may lose the chance to pay off the ori~nal mortgage in monthly.. installments. If full payment of the amount of default is not ~ made within thirty days, we also intend to instruct our anor-.' neys to start a lawsuit to foredose on your mortgaged property. If the mortgage is foreclosed, your mortgaged property will be sold by the sheriff to payoff the mortgage debt. Ifwe refer your case to our attorneys, but you cure the default before they be~n legal proceedings against you, you will still have to pay the reasonable attorneys' fees, actually incurred, up to 201. Any attorneys' fees will be added to whatever you owe us, which may also include our reasonable costs. If you care the default v.-ithin the thmy-day period, you will not be required to pay attorneys' fees. We may :1lso sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you have ' not cured the default within the thirty-day period, and foreclo- ~ sure proceedings have begun., you have the right to cure the .. default and prevent the sale at any time up to one hour before .. . the sheriff's foreclosure sale. You may do so by paying the total, amount of the unpaid monthly payment plus any late or other "7 charges then due, as well as the reasonable attorneys' fees and ':'. costs connected with the foreclosure sale (and perform any.. other requirements under the mortgage). It is estimated that the earliest date that such a sheriffs sale could be held would. be approximately ~t..,r 6 , 19 95 A notice of the date of ~ the sheriffs sale will be sent to you before the sale. . Of course, the amount needed to cure the default ",ill increase.' the longer you wait. You may find out at any time exactly what. the required payment will be by calling us at the following..' ,- . - - . = . ~ . "..7 . ' ; . .' - I number: 717-737-4551 This payme:u mUSt be in cash, cashier's check, certified check or money order and made payable to us . at the address stated above. You should realize that a sheriifs sale will end your owner- ship of the mortgaged property and your right to remain in it. If you continue to live in the property after the sheritTs sale, a lawsuit could be started to evic: you. You have additional rights to help protect your interest in the property. YOU HA'lE TdE RIG:! TO SELL THE PROP- . ERTY TO OBTAIN M01';"'EY TO PAY OFF THE MORT- GAGE DEBT, OR TO BORROW MONEY FROM AJ."l'- OTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. (YOU MAY HA YE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECf TO THE MORT- GAGE TO A BUYER OR TR.~"l'SFEREE WHO WIll AS- SUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE mJTST.~"-lTIING PA'YME~lS, CHARGES Al'ID AT- TORt"-l"'EYS' FEES A-~TI COSTS ARE PAID PRIOR TO OR AT THE SALE; AND THAT TEE OTHER REQUIRE- MENTS UNDER THE MORTGAGE ARE SATISFIED.) C01'll'ACT US TO DETER..:.\1Th"'E ul'-tTIER WHAT CIRCUM- STAJ.'\fCES THIS RIGHT MIGHT EXlST. YOU HA v"E THE RIGHT TO HA'lE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEli.uF. : If you cure the default, tbe mongage will be restored to the same position as if no default bad occurred. However, you are .' not entitled to this right to cure your default more than three times in anv calendar vear. . . . . VERIFICATION AND NOW, to wit, this ,...Jt!?4 day of ~bA:-. 1995, I, Donald Grada, Manager of the within Plaintiff, Blazer Consumer Discount Co., do hereby certify and state the facts as set forth in the foregoing Complaint, are true and correct to the best of my information, knowledge and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. S4904 relating to unsworn verification to authorities. Co. , '- . .... . . ,- ". - ~...- '> . ,:.,;"~~f ..' . a ,; ..,', io!\~'.. . .......'. ~~lOI!'... . 1Z....,..~~g.. ~ ~'\r--. r- ," ;;:.0 _:..c., -v ~ . -,u. :C-i::i~, . . o~_;&,..... N ".."""'" . . ~~\'o'_: ~_:r. 'il c-..:t:'r ~ "~'i~~" ~. . ti ,';!~~ c:::I '\Jt (1It* ..J. f" .:;) .0 f' "J \~ ~ '\~ . '1 ~~ .. -4