HomeMy WebLinkAbout95-05366
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IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO, 95-5366
PNC BANK, NATIONAL ASSOCIATION
SUCCESSOR BY MERGER TO CCNB
BANK, N .A.,
plaintiff
v.
DOUGLAS J. HODECKER and
SHIRLEY M. HODECKER,
CIVIL ACTION - LAW
MORTGAGE FORECLOSURE
Defendants
PRAZCIPIl
TO THE PROTHONOTARY:
please mark the above-captioned case settled, discontinued and
satisfied.
Respectfully submitted,
SAIDIB,
.
\
GUIDO, SHUrr . MAlLAlD
~
Dated: November 22, 1995
By:
Timothy M. Anstine, Esquire
supreme Court ID '44879
2109 Market Street
Camp Hill, PA 17011
(717) 761-1881
Attorney for PNC Bank, National
Association
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PNC BANK, NATIONAL ASSOCIATION
SUCCESSOR BY MERGER TO CCNB
BANK, N.A.,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
v.
NO, 9S-t'Jt..l. 1995
CI't" t '-T(-",;" I
DOUGLAS J. HODECKER and
SHIRLEY M. HODECKER,
Defendants
CIVIL ACTION - LAW
MORTGAGE FORECLOSURE
KOTICr:
You have been sued in court. If you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint is served, by entering
a written appearance personally or by attorney and filing in
writing with the court your defenses or objections to the claims
set forth against you. You are warned that if you fail to do so
the case may proceed without you and a judgment may be entered
against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested
by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Court Administrator
South Hanover Street
Carlisle, PA 17013
(717) 240-6200
1
o
COMPLAIIT
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
No.9S- SJt..l.,. 1995
0' 'l '~
'-..' Ul I ~,~ '''1
PNC BANK, NATIONAL ASSOCIATION
SUCCESSOR BY MERGER TO CCNB
BANK, N .A.,
Plaintiff
v.
DOUGLAS J. HODECKER and
SHIRLEY M. HODECKER,
Defendants
CIVIL ACTION - LAW
MORTGAGE FORECLOSURE
AID ION, comes PNC Bank, National Association, successor by
merge~ to CCNB Bank, N.A., by and through its attorneys Saidis,
Guido, Shuff , Masland, and respectfully avers the following:
1. Plaintiff is PNC Bank, Nationel Association, successor by
merger to CCNB Bank, N.A. ("PNC") a national banking association
authorized and existing under the banking laws of the United States
of America with a principal office at 4242 Carlisle Pike, Camp
Hill, Pennsylvania 17011.
2. Defendants are Douglas J. Hodecker and Shirley M.
Hodecker, adult individuals residing at 1604 Pine Road, Carlisle,
Cumberland County, Pennsylvania 17013.
3. The plaintiff brings this action to foreclose on a
Mortgage dated June 24, 1992, by and between the Plaintiff and
Defendants (the "Mortgage"), given to secure a certain promissory
note dated June 24, 1992, in the original principal amount of
Sixty-Four Thousand Five Hundred and 00/100 Dollars ($64,500.00)
(the "Note"). A copy of the Note and Mortgage are attached hereto,
made a part hereof and marked as Exhibit "A".
4. The Mortgage is recorded in Cumberland County Mortgage
Book 1075 at Page 315. The Mortgage secures and is a lien upon
3
that certain tract of land situate in Penn Township, Cumberland
county, pennsylvania, known and numbered as 1604 Pine Road,
carlisle, penneylvania. A copy of the legal description is
attached to Exhibit "A".
5. The Defendants are the present real owners of the
premises encumbered by the Mortgage.
6. pursuant to the Note and Mortgage, the Plaintiff advanced
to the Defendants the sum of Sixty-Four Thousand Five Hundred and
00/100 Dollars ($G4,500.00).
7. The Defendants have defaulted under the terms of the Note
and Mortgage by failing to make payment pursuant to the terms of
the Note and Mortgage, following demand by PNC.
8. The plaintiff has given the Defendants written notice of
the default and of the acceleration of the eums due under the Note
and Mortgage, and demand for payment, by letter dated July 24,
1995. The default letter is attached hereto, made a part hereof
and marked as Exhibit "B".
9. The plaintiff has given written Notice of Intention to
Foreclose and complied with the provisions of Act 6, 41 P.S. S403,
dated August 17, 1995. The Act 6 letter is attached hereto, made
a part hereof and marked as Exhibit "C".
10. The Plaintiff has given written Notice of Default and
complied with the Homeowners' Emergency Assistance Act of 19B3,
dated August 17, 1995. The Notice of Default is attached hereto,
made a part hereof and marked as Exhibit "D".
11. To the best knowledge, information and belief of
plaintiff, the Defendants have not been granted assistance under
4
Act 91.
12. The fullowing amounts are due under said Note and
Mortgage:
Principal $ 62,579.10
Interest at 9.25\ per annum
as of October 5, 1995 $ 1,174.27
Reasonable Attorney
Collection Fees S 2.500.00
TOTAL $ 66,253.37
NIIIUrOU, Plaintiff prays Your Honorable Court to enter
judgment for the Plaintiff and against the Defendants, jointly and
severally, in the amount of sixty-Six Thousand Two Hundred Fifty-
Three and 37/100 Dollars ($66,253.37), plus subsequently accrued
interest at 9.25\ per annum, attorneys' fees and costs of suit and
for foreclosure and sale of the mortgaged premises.
Respectfully submitted,
IAIDII, GUIDO, IHUrr , MAlLAlD
Dated: october 6, 1995
\
By:
Timothy M. Anstine, Esquire
Supreme Court ID '44879
2109 Market Street
Camp Hill, PA 17011
(717) 761-1BB1
Attorney for Plaintiff
5
I b4.500.00
PROMICSORY NOTE
~b* DouRlas J. Hodecker
"". 1440395/001753
Junfl 2'
O"re _
u_ 11.21..
"
1604 Pine h"~d, Carlisle. PA 17013
~bl~ Shirley M. Hodecker " 1604 Pine Road. Carlisle. PA 17013
FOR VALUE RECEIVED AND INTENDING TO BE lEGAllY BOUND HEREBY, the person or persons who sign as~&btar ~IOW IUCh ~,"lIy and severally liable II
more Ihan one person and hereina~er referred 10 as "Debtor"l, promises to Day to Ihe order 01 CC A K, " I"l d "I
4242 Carllsle Plke, Camp Hlll, PA 17001-8874 en er
at any allender's branch ollices,
the Pnnclpal sum 01 SUTt-POOl mOUSAND PIVB /JUHDRED AND NO/ 100----------________________________ Dollars
In lawful money 01 the UOIted States, to be paid as lollows:
On demand, together with accrued interest then outstanding, but if no demand is made by Lender,
then in thirty-six (36) equal monthly installments of $552.38 each, commencing on the 25th day
of July, 1992, and continuing on the 25th day of each month thereafter. The loan matures and
the balance is due in full on the 25th day of June, 1995,
Interestlrom the date 01 this Note shall accrue on the unpaid Plinclpal balance hereof althe rale 01 ~5% fixed per annum.
as billed. Collateral shall be a first lien mortgage
Pine Road Carlisle Penn Townshi ~umberland Count PA.
IHE PROVISIONS ON THE REVERSE SIDE ARE PART OF THIS NOTE,
Debtor has auly e.ecuted thiS Note the day and year I"sl above Mlnen ana nas nereunlo set Debtor's hand and seal
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THII MORTGAGE m.d. 1Ill,
Douglas J. Hodecker and
2.
d.yof
MORTGAGE
June
'l..l
, 19
Jtl~rtn
~hlr!ey I1L.I!Q~decker
, OCNB Bank, ~,'
... ",,-,"w.c..,arw.
In conlid.ration (or Il1d to IIcur. payment 10 Mon,llu b)' Monl'lor or .Ioln and .ny mltrest and COlli due Ihereon (\-Idented by. Note or
other ohliJ!tlon dated June 24 . 1992 . In the onllnallum or "lIh In OUlln11 ,red II line In the sum or
SIlTY-FOUR THOUSAND PIVI HUNDRED AND No/1DO-------------------------------________________
164.500.00 flndlor an)' modlnCllion. r,nMancin. or ntenllon lhtreorand any other not. or olhll 'arumenl ....hleh may be
lubUltUl1d OI,,"or. any or aU o(whh:h lit hereinafter cllled "Nolt") and performance or III condiUonl. cov,nanU and abllalliona contained heleln and In the Nott
and any oth.r IOlnl or oth" ablla,donl or Mon..,or 10 Mon",1t now uinjn. or h",aO" incuntd, the Mort,llor dotl by thllt prCltntJ pant, bar,lin, ..11.
<onv.y and mon,.,. unlo 1Il. Mon,.,", ALL 1Il. follo~ln, dmnbtd '11111I.1. lIlu.l. '" th.IOl"lTo~n'hlp~ or Penn
Counlyof Cumber land ,Common~lIllIl or P.nn.ylv.nl. (h.reinafter <.II.d "Prlml'tI"l kno~n .nd d.llan.l.d II
1604 P in.LRoad, c~a.r.lis.~i.. . __ ~ _ P.nn,ylv.nl., <onv.y.d 10 Ih. Mon,.,o, by Oeed d.ttd
IIftl A.w'lll
January 25,1988 ,duly re<ord.d In the om<l forth. Retordin, orO"d"n ..Id CounlY In O"d Book No. 33-F , P." J21,
u the Prtmlll' ar. th.rein d'Kribed. and, ir ntc.n_f)', 11 mort particularly describtd II (0110'1"1 or on tht r,v,r.. Ilde heteor.
TOOETHER with all thl buildinlllnd Impro\'cm.nll 'hereon and addition. and Iller.tiona thereto, ancludin, III 1111)1, PIIIII.waYI. 'l,hll,llb,nlll,
pn\lil..... h.,.ditam.nu and appurtenant.. whlUot\ltt thereunto b.lon&ln. or appenalnln,
TO HAVE AND TO HOLD th. Preml.., hmby ,r.nlld .nd<onv.y.d unlo Mon,.,",lo .nd ro, Ih. ult .nd behoofofMon,.,tI, III,u<<lIIO," .nd
IUl,nl, (Of'\I".
THIS MORTOAOE IS MADE subJlct to the (ollo"ln, condlllonl, (O\lnlnn and \lbll,ltlonl
.. All Plym.nu on the NOI' will bl made when due. mcludan. payments due by II;Cllcnuon of matumy. and III other condlllonl, con\tn_nU and
obli,llIonl II required or provhJed hueln. In Ihe Note. or In an)' other oblillllon or Monl"or to Monlllft. ""III be purormed; Ind
b, Mon",or coven. nil .nd .....rr.nts Ih.1 Monlllor hu fee limple Iitle 10 Ihe PremISes .nd the lIaht 10 monll,e the Premll,.. Ind
c. Mon,.,or '11I'11I PlY whtn dut .1I111t1 Ind .uellmenU .nd olher Imernmenlal chlrlfl. Includlnl eleClrl\=ll), .....ltr IIld It....er renllle\led Dr
.Iulled Illinn Ihe Premlul or .n)' plrt Ihereof. .nd ....'11 deti'er recelptltherefor 10 the Monl.au upon requelt. and Ih.lI p')' ....hen due IlIlmounu
ueured b)' .ny prior Iitn on Ihe PremlStl. Ind
d. Monll,or wIlIkuPlh' Pr,mlullnlured 1IIInll Ore Ind luch olher hll.rdl In such Imounl or Imounll II ml) be required by the Monl'I" .nd
th' polici'l .nd renewall rvidtncinaluch Inlurlnu Ih.1l hne IlIlched thereto. Ion pI),.ble c1lultUI In rorm accept.ble to Ihe Monl'lu;
and
e. Mon,.,or will neither 1111. .lIlan or trlnlfer Iny or III of the Premlnl or an~ Inlenlt therein nor ,ommll nor luITer In)' ....IUe, ImplmTlenl or
drt.riollllon of Ih. Pr.miltl .nd Will mlintlin Ih. lime In ,cod ord,r and replIF; and
r, In th. tv.nt of Iny deflullln Ih. makin, of any p.ymenl du' Ind pI)'lble under the Note. or In th. keepln, .nd performance of In)' or the ,on.
ditlon.. COYlnlnU and abll,ltlonl contlln.d herein or In Ih. NOI', or in .n)' other oblllltion of Mon,alor to Mon"'It. Mania,.. ma)'. upon timel)'
noU" 10 Monlalor if required by JIW, (I) forthwith brln,." action or mon'll' foreclo.ure herton. or lnultutt other foreclolur. proeltdlnl' upon lhll
Monlll'. .nd mlY procttd tOludam.nllnd eueutlon to reeO"tr the blllllla due on the NOle .nd In)' other .umllhll mlY be due 'hereundtr, IOtludlOl
Inom')'I' fUI, co.U Or.ull.nd '011I Or III. 10 the Ulent, If Iny. provided in the Note, .nd (Ill enler Into pOllllllon of Premlln, with or '4ilhOUI lelll
action. III" the 11m.. coU". III ItnU .nd proOu Iherdrom Ind. In" deduclin, III con. of colleclion .nd IdmlniuraUon uptnn, Ippl)' the nel renll
and pronl' to the Plym.nt ofl..II .nd other neceu.1')' mlinlenln" .nd oper.tion COIlS (Inc!udin"lenu' r," .nd attorn.)',' (ftl) or on I"uunt of Ihe
NOli. In luch order Ind .mount, II MOnlllft in Monal,u'llole dilcrtUon ml)' elect .nd Mon,IIU .h.1I b.lI.ble to .ccount only (or renU Ind prof.
III .clullI)' r'ulVld by MOntlllt; Ind
I. Mont.,or h.reby wlh" and relelln all ben.nl and r.ller (rom In)' .nd III ,pprllllment, n.y and uempllon l.wl now In (ore. or herurt"
pIII.d, .lIh.r ror Ih. ben.ntor relltfofMon'I,or, or Iimltinllhe balln" due 10 I lum nol in nce.. of the .mount actu.ll)' p.id b)' Ih, purchu" ofthe
Premlll' It .nlllh.reo(ln &nY Judlclll procudinp upon thi. Mon,llt. or eumpun, tht Pre min. or In)' other propen)', rill or penonll. or .n)' pin
or thl procltdl or III. Ih.r.or. rrom l"lcbm,nl. In)' or Ill. under ..tculion. or prtnldin, ror In)' Ill)' of .."utlon or other procell: Ind
h. Inlh, ,\'.nl of an)' deflul. II aroreuld. Mon",or doel hertb)' authorilt and empoVoer .n)' Inome)' or an)' coun or common plus o( .n)' county
ofth. Commonwtlllh ofP.nnl)'I\IInl., or or .ny olher coun there or ehe"hert. II IUorne)' for Mon'l,or, II well u all ptnonl c1.lmlTll under, b~ or
throup MOOlllor.to .tan an ....m.nl ror .ntlrin,ln .ny comptltnl coun .n Imlcabl. IcUon in el.clmenl for poll.llion of th, premllel monllled
her. In. 101llher wllh htrldllamlnu &nd appunenanCII, II \lteUII all n.lurll, appll.ncfI Ind equipment of an)' n.ture whluorYer. now or heruner
inullled upon or in Illd monillid prop.n)' without Iny nl)' of uecution or .pptll. 11.lnllllid Monl'lor. II well II III penon I cl.lmin, under. bv or
throu,h Mon",or and Ihll.ln conr"l Judament ror the r"ouf')' by the MOM,.,er o( lhe pOI union of Ihe lIid monllled premuII tOltlher ....uh the
heredllam.ntl and .ppun.nane... II w.lI.. III nlluru. Ipplilnetl and equipment of In)' n.ture ....h.uoever no.... or hereaner Innllled upon or in IIld
mon",.d propeny, ror which thl,lnd.nture Ihlll be IlumClent "arrlnt; and I Vorlt or pal union ml)' be ISlued (onh.....Lth. wlthout.n) pnot VoFlt Of prl>
"edln, wh.tsoever, Mort,.,or hertb) releallnl.nd IlIulnllO relnse ttje Mortl"U from all e"Otl .nd dertcll ....hllloner In enteflnl ,uch .cllon
and/or Judam.nt Ind 'lulln'luch wnt or ....'nlllo be Inued.lhllln)' proceedlnllheteon or concemlnlthe lame Ind hereb) allICln1 that no .... tit or error
objet,lon ,h.1I bo m.do 0' I.k.n IhtrtlO.
BUT ALWAYI PROVIDED, n.v.nh.I.II, th.t ,rthl. Mon,.,. .nd Ih. d.bll htrtby It<urtd.re p.,d In rullln Ih. m.nn.. prolld.d '" Ih. Nolt, Ih.n
1Ill, Mon,.,. and tho "1.10 h.,.by Fanltd .hall <II" and d.l.nn;n. and bt<om. void, .nYlhln, htrtln 10 Ih. <onl'.ry nOI~"hll.nd,",.
Thl conn ant. and condillonl hlreln cont.ined ,h.1l bind Ind Ih. benenu Ind .d".nl....lh.lIlnuft 10 Ih. rtlPfclI\" h.irs. UICUtOfl. Idminlltr.lon,
IUCceIlO", and 'lIil''' or Ih. partl" h.rtIO. Wh.nu" uled, lh. Ilnlullr number Ihalllnclud. th. plural, the plural thl lintuler and the UII of In)' lendrr
,h.U b. .ppllc.bl. 10 .1I,.ndo",
Pltment of thil Mon,.,. II lubJ"t 10 Ih. "nn. and (or.dilionl or the NOle rere"ed to abo\'e
IN WI .1 W E EO I Mo or u hereunto Itt h.nd and .ullh. dl~ and ~ur nm ItKnt ....nllen
(htreln.ner "hither one or mutt cllI",1 "Mon'IIOr")
and
(h..tin.n.. <.II.d ..Mon'.'....),
Wlln-e-.I-.--.-.~------.------
Wltnili----- .,--..----
. I 50 l05. OPE>. END
tJ~; f ();5 r,I[!
a f:J
MO:"'O,-t(;~;V~~~Y~ ~
~on,*o74'ln~dl-~{Pr'c--~
~IDni.lor- - - - - -- n~_ ----.-~~ ~
Monl"or
~SCRIPTlON OF PREMISES
(lnle.. ;pe,m, descrlpllon o( Premiles, if neeell&ry ,)
TRACT NO, II
ALL I"AI I.:tRTAIN tract of land with the improvements thereon erected, situate in Penn
Township, Cumberland County, Pennsylvania, bounded and described purluant to a survey by
Thomas A. Neff, Registered Surveyor, dated February 6, 1974, as followsl
BEGINNING at a spike in the center of the Pine Road; thence by land now or formerly of
William W. Dreisbach, South three (03) degrees thirty-five (3S) minutes Wast, one thousand
six hundred ninety-two and fivl-tenths (1692,S) feet to an iron pin; thence by the same,
North eighty-seven (87) degrees thirteen (13) minutes East, saven hundred six end aight-
tenths (706.8) feet to an iron pinl thence by the same, South three (03) degrees twanty
(20) minutes West, two hundred nine and six-tenths (209.6) feet to a post; thence by land
now or formerly of Frank J. Culbertson, South two (02) degrees forty-four (44) minutes
East, one thousand twenty-three and five-tenths (1023,S) feet to an iron pin; thence by
the same, South saventy-four (74) degrees thirty-seven (37) minutes Welt, one hundred
twenty-one and no-tenths (121.0) feet to an iron pin; thence by the same, South three (03)
degrees fifty (SO) minutes West, seven hundred forty-nine and five-tenths (749,S) feet to
an iron pin; ,
CONTINUED ON ATTACHED "EXHIBIT A"
1.1 .
.;: ~
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l. Q;'too
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ul rc: -J
0-,:') n:
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II I. und.nlOOd ..d .....d by Ih. ponl..th.llhl. mon....II.Iv.n by Mon...or .1 colllln.I'or p,,"nl and/or rulure 1011I.10 be aI..n rrom
Iim. 10 11m. by Mon..... 10 Monpaor; .nd 1111 runbar und.nlood ..d '"lId by Ih. p.m.. h'''lo Ihllthl. mon.... .h.1I h... Ih. rull rore.,
.If.el Illd ben.m of. _"lilt aI..n 10 IIcure p".enlllld Mu" 1II...e..,
COMMONWIALTH 0' .INNIYLVANIA
ADAMS
I"
, 19 92 , bero" m. thl lubleriber, . NOlII)' Publle In and ror Ihl
COUNTY O~
o. thl. 24 th
d.y 0(
June
C_wullll 0' "M.yl.lIlla, pononolly .pp.."d, Douglas J. Hodecker and Shirley M. Hodecker
blown 10 1M (or ulltrlClOtlly p......lto be th. ponon(.)wlloo. nllllt(.) I. (u.) .ubleribed to lilt .bo.. Mon.... and .ebowlodaod u.cu~on orth. ...,.
,." lilt ......... lIlt"ln _lIIaod ud dtllnd 1Ila111 be rtcOlllod u '\ICh.
WITNI.. .y hud ud 011I0101 Mol lilt cloy ud Y'" .ron.Iid,
.,,,,\r,.\hIl1h, !Jl
~,,~\':.. '!~. 'I :I.,.
...'IIi ,:.~,t..h'
~-;........,~. .~
I ~.' ',.tfJ
I conlry Ih.111lt precUI ".ldll'" or lilt wllhln.n.""d MORTOAfl ;"4.m.~ . _ ql, PA
~ ."'.., ,-,
'!. . \, 'to" : ='
.. ~. . '. ,
I - . \l~"',.o B 'J C(~I !:
... . .
",. J', "I ...., ..
I, 0". ',JI"'u"~\-' . ....
'I, ,. "JlI\"( ""
I". f", "",
.'.'''11''''''
"P~~,
Ilpat."
f"'",,',.' J
t ~c"yT d- ~ :,:. ,..-, '" t':"
II, ~.lf.:."...~.J:~..:.;~~;,:..~::4:..
"I"'~. -'J .-. .. .. ,:". ,. ,. . "I " .. .-1
(' '44' .. ,...'... _. " ~
lo'fnOttr. ~ei;,~;::;;;':D\,~~~J"r;'W;cs
~IlU;' ur;5 fACt 3Hi
" EXlllBlT "A"
\
\
thence by land noW or formerly of J, Harper Renard, North eighty-twO
(82) degrees fifty-seven (57) minutes West. one thousand three
hundred thirteen and no-tenths (1313,0) feet to a stakel thence by
land now or formerly of Ritter Brothers, North eighty-tWO degreeS
twenty-four (241 minutes West, three hundred ninety-ninij and no-
tenths (399.0) feet to an iron pinl thence by the same, south
f~fty-six (561 degrees fifty (50) minuteS West, one hundred four and
flve-tenths (104.5) feet to an iron pinl thence by the same, North
seventeen (17) degrees twenty-tWO (22) minutes West, sixty-three and
four-tenths (63.4) feet to an iron pinJ thence by the same, North
elghty (801 degrees twenty (20) minutes West, one hundred forty-four
and no-tenths (144.0) feet to an iron pinl thence by land now or
formerly of James T. ~lspaugh, North eighty-five (851 degrees
th~rty-one (311 minutes West, four hundred thirty-four and seven-
tenths (434.7) feet to an iron pinl th~nce by land noW or formerly
of paul C. seiders, North seven (~71 degrees E&st,' one hundred nine
and seven-tenthS (109,7) feet to an iron pinl thence by a church
lot, south seventy-nine (79) degrees twenty-nine (29) minutes East,
tWO hundred seventy-three and five-tenthS (273.5) feet to an iron
plnl thence by the same, North twO (02) degrees four (04) minutes
East, ninety-seven and seven-tenthS (97.7) feet to an iron pinl
thence by the same, North eighty-tWO (82) degrees thirty-eight (38)
minuteS West, tWO hundred fifty-seven and seven-tenths (257.7) feet
to an iron pin' thence by land noW or formerly of paul c, seiders
and Richard E. Snyder, North five (051 degrees twenty-three (23)
minuteS East, seven hundred si~ty-nine and no-tenths (769.0) feet to
an iron pinl thence by land now or formerly of Richard ~. Snyder,
South eighty (80) degrees twenty-five (25) minutes West, one hundred
slxty-siX and three-tenthS (166.3) feet to an iron pinl thance by
the same, North thirty-seven (37) degrees twelve (12) ~inutad ~~st,
one hundred forty-eight and seven-tenthS (148.7) feet tg an iron
pinl thence by the same, North eleven (11) degr~es fifty-nine (59)
minutes West, five hundred seventy-nine and no-tenth~ (579.01 feet
to an iron pinJ thence by the sams and land now or formerly of Glenn
R. Baer, North eleven (11) degreeS fifty-four (54) minuteS West, six
hundred eighty-nine and no-tenthS (689,0) feet to ~n ~ron pinl
thence by land noW or formerly of Mary C, Hassinger, Nortll sixty-tWO
(62) degrees eight (08) minuteS East, four hundred twelve and five-
ten.,;hs (412,5) feet to an iron pin' thence by the sa",e, North
thlrty-nine (39) degrees twenty-one (21) minutes East, elghty-four
and four-tenths (84.4) feet to a pointl thence by the same, North
eleven (11) degrees five (OS) minutes West, three hundred fourteen
and tWO tenths (314.2) feet to IIn iron pinl thence by land noW or
f~rmQrly of Hermbn walker, Worth seventy-six (76) deirees eighteen
(13) minut~S East, one hundred ~eventy-three and ei~nt-t~nthS
(113.8) fe~t to a postl tnence by land now or formerly of Donald P.
Brough, North seventy-five (75) degrees twenty-one (ill mlnutes
East, four hundred fifty-three and three hundredths (45].0]) feet to
an lron pin, thence by the same, North fourteen (14) degrees
twenty-one (21) ",lnutes thirty (30) seconds EaGt, tWO ~undred twelve
IInd fifty-twO hundredthS (212.52) feet to an lron pinl thence by the
same, North five (OS) degrees fifteen (15) mir,utes liest, tWO hundred
eight and no tenths (20B,O) feet ta a spike in the center of the
Plne Road, thence by the center of said Road, worth elghty-nine (89)
\1
\\
"~,I
I'
i:\
I
!II
'\
II
bOO; Wi5 1.1([ 317
..,.-.- ----
-
degrees twenty-five (25) minutes twenty (20) seconde East, two
hundred ninety-one and eight hundredths (291.08) foet to a spikel
thence continuing by the center of said Road, South eighty-five (B5)
degrees sixteen (16) minute. twenty (20) seconds East, three hundred
thirty-two and fifty-five hundredths (332.55) feet to a spikel
thence continuing by the center of said Road, North elghty-six (86)
degrees forty-one (41) minutes forty (40) seconds Ea.t, eleven and
seventy-one hundredths (11.71) feet to a spikel thence by land now
or formerly of Donald Shatto, South eleven (11) degrees ten (10)
minute. twenty (20) second. East, one hundred seventy-five and no-
tenths (175.0) feet to an iron pin, thence by said land and land now
or formerly of Harry Seiders, North eighty-six (86) degrees forty-
one (41) minutes forty (40) seconds East, two hundred ~~venty and
no-tenths (270.0) feet to an iron pin, thence by ,land now or
formerly of William Dreisbach and Stephen Hair, Nor~h elghty-seven
(87) degrees thirty-seven (37) minutes forty (40) seconds east, one
hundred seventy-nine and no-tenths (179.0) feet to an iron pin,
thence by land now or formerly of Stephen Hair, North eleven (11)
degrees ten (10) minutes twenty (20) seconds West, one hundred
seventy-five and no-tenths 1175.0) feet to a spike in the center of
~he Pine Road, thence by the center of said Road, North eighty-eight
(88) degrees thirty-seven (37) minutes thirty (30) seconds East,
fifty and no-tenth. (50.0) feet to the place of BEGINNING.
CONTAINING One Hundred Sixty-five and Two Hundred Twenty-five
Thousandths (165.225) acre., more or le.sl and being improved with a
dwelling house and barn.
EXCEPTING THEREFROM all that certain tract of land which Donald
P. Brough, et. a1., by deed dated December 17, 1976 and recorded
December 17, 1976 in the Recorder of Deedl Office for Cumberland
County, Pennlylvania, in Deed Book "Y", Volume 26, Page 21B, granted
and conveyed unto Char Ie. A. Brough, Jr, and Agne. L. Brough, hi.
wife.
ALSO EXCEPTING THEREFROM III that certain lot of ground with
improvement. thereon which Chlrle. A. Brough, Jr., et. al., by deed
da ted November 18, 1977 Ind recorded November 21, 1977 I n the
Recorder of Deed. Office for Cumberland County, Pennsylvanla, in
~eed 800k "N", Volume 27, page 498, granted and conveyed unto Robert
E. Brough and Phyllis J, Brough, his wife.
ALSO EXCEPTING AND RESERVING THEREFROM the follOWing elght (8)
tracts of landl
,
"
I
\
1. ALL THAT CERTAIN tract of land situate in Penn Township,
Cumberland County, Pennsylvania, bounded and described accordlng to
the Final SUbdivision Plan for Donald P. Brough, Charles A, Brough,
Jr. and Robert E. Brough, prepared by Eugene Albert Hockensmlth,
R,S., dated March 20, 1985 and recorded in Cumberland County Plan
Book 47, Page 100, as follows, to wit. ,
booHOi5 rm 31b
BEGINNING at an Iron pin set at the northwestern corner of
eXIstIng land of the Grantees herein, and land now or formerly of
.
Amo. F, Seider., thence by land of Amo. F. Seider., .outh 05 degrees
23 minute. 00 .econd. Ea.t, 35.02 feet to an iron pin .et, thence by
other land now or formerly of the Grantor. herein, South 82 degree.
38 minute. 00 .econd. Ea.t, 714.34 feet to an iron pin set, thence
by same, South 10 degree. 44 minute. 30 .econd. Ea.t, 239,55 feet to
an iron pin setl thdnce by land now or formerly of Ritter Brothers,
North 81 degree. 49 minute. 29 .econd. We.t, 105.71 feet to an
existing iron pipe, thence by other land of the Grantee. herein,
North 10 degree. 44 minute. 30 .econd. We.t, 201.15 feet to an iron
pin set, thence by .ame, North 82 deqree. 3B minute. 00 .econdl
West, 619,37 feet to an iron pin .et, the point and place of
BEGINNING,
BEING Lot No, 4 and containinq 1.0417 acr...,
2. ALL THAT CERTAIN tract of land .1tuat. in Penn Town.hip,
Cumberland County, P.nn.y1vania, bound.d and de.cribed according to
the Final Subdivi.ion Plan for Donald P. Brouqh, Charle. A, Brough,
Jr, and Robert E. Brough, prepar.d by Eugene Albert Hocken.mith,
R.S., dated March 20, 1985 and recorded in Cumberland County Plan
Book 47, paqe 100, a. to11ow., to witl
BEGINNING at an eKi.tinq iron pin at a corner tence po.t at
land. now or formerly Herman H. Walker, et UK. and land. now or
formerly of Mary C. Ha..inger, thence along land. now or formerly of
the laid Herman H. Walker, et ux., North 75 degree. 11 minutes 19
.econd. Ea.t, 173.90 feet to an exi.ting iron pin at a corner fence
po.t, thence along land of the Grantee. heroin, North 75 degree. 17
minut.. 27 .econd. Ea.t, 371.74 t.et to an iron pin .et, thence
along .ame, South 15 deqree. 07 minute. 32 .econd. Ea.t, BO feet to
an iron pin .et, thence a10nq .am., South 75 d.qre.. 15 minute. 57
.econd. We.t, 549,65 feet to an iron pin .et, thenc. along land now
or formerly of Mary C. Ha..inq.r, North 12 deqree. 14 minute. 57
second. We.t, 80 feet to an eHi.ting iron pin at a corner fence
po.t, the point and place of BEGINNING,
BEING Lot No. 5 at the above-referred-to Plan and containinq
1.0066 acr...
3. ALL THAT CERTAIN tract of land A1tuate in Penn Town.hip,
Cu~ber1and County, Penn.y1van1a, bounded and de.cribed according to
the Final Subdiv1.ion Plan for Donald P. Brough, Charles A.
Brough, Jr. and Robert E. Brough, prepared by Eugene Albert
Hocken.mith, R.S" dated March 20, 1985 and recorded in Cumberland
County Plan Book 47, Page 100, a. to110ws, to wit.
BEGINNING at a paint at corner of Lot No. 6 of the above-
referred-to Plan and other land. of the Grantees herein: ~hence
alon9 .ald other land. of the Grante.. herein, North 14 degrees 24
minute. 51 ..cond. Ea.t, 162,52 teer. to an existing iron pin, thence
along .ame, North 05 deqree. 27 minute. 25 .econd. West, 207.66 Ceet
to an exi.ting rai1roa~ .pike in L.R, 2100B (Pine Roadl, thence
along Lot No. 1 of the above-referred-to Plan, South 08 degrees 22
minute. 38 second. Ea.t, 316,44 feet to an iron pin set) thence by
bOO', 1075 rAGE :J I ~J
,.....
,,~
the same, South 52 degrees'36 minute. 44 .econds West, 84,09 feet to
a point at corner of Lot No, 6 of the above-referred-to Plan, the
point and place of BEGINNING.
BEING Lot No. 7 of the above-referred-to Plan and containing
0.1354 acres.
4, ALL THAT CERTAIN tract of land situate in Penn Township,
Cumberland County, Pennsylvania, bounded and described according to
the Final Subdivision Plan for Donald p, Brough, Charles A. Brough,
Jr. and Robert E, Brough, prepared by Eugene Albert Hockensmith,
R.S., dated March 20, 19B5 and recorded in Cumberland County Plan
Book 47, Page 100, as follows, to wit: .
BEGINNING at an iron pin eet at corner of Lot No, 1 of the
above-referred-to Plan and other land of the Granteel herein, thence
along said other land of the Granteee herein, North B6 degreel 41
mlnutes 40 seconds East, 307 feet to an iron pin let, thence along
Lot No, 1 of the above-referred-to Plan, South 11 degrees 10 minutel
20 seconds East, 80,71 feet to an iron pin Bet, thence by the lame,
South 86 degree. 41 minutee 40 eeconds Weet, 315.34 feet to an iron
pin let, thence along lame, North 05 degree. 15 minutes 00 seconds
West, 80 feet to an iron pin eet, the point and place of BEGINNING.
BEING Lot No.8 and containing 0.5711 acres.
S. ALL THAT CERTAIN tract of land situate in Penn Township,
Cumberland County, Penneylvania, bounded and deecribed according to
the Final Subdivieion Plan for Donald P. Brough, Char lee A. Brough,
Jr. and Robert E, Brough, prepared by Eugene Albert Hockensmith,
R.S., dated March 20, 1985 and recorded in Cumberland County Plan
Book 47, Page 100, as followe, to witl
BEGINNING at an iron pin set at corner of other lands of the
Grantees herein, thence along eaid other lands of the Grantees,
North 86 degre.e 41 minutee 40 seconde East, 125 feet to an iron pin
setl thence along Lot No, 10 of the above-refer red-to Plan, South 11
degrees 10 minutes 20 seconds East, BO.71 feet to an iron pin set,
thence along Lot No. 1 of the above-referred-to Plan, South 86
degreee 41 minutes <0 s.conde West, 125 feet to an iron pin setl
thence along Lot No. 1 of the above-reforred-to Plan, North 11
degreee 10 minutes 20 seconde West, 80.71 feet to an iron pin set,
the point and .place of BEGINNING.
.
BEING Lot No, 9 and containing 0.2294 acres,
6, ALL THAT ~ERTAIN tract of land situate in Penn Township.
Cumberland County, Penneylvania, bounded and described according to
the Final SubdiVision Plan for Donald P. Brough, Charles A. Brough,
Jr. and Robert E. Brough, prepared by Eugene Albert Hockensmith,
R.5., dated March 20, 1985 and recorded in Cumberland County Plan
Book 47, Page 100, as follows, to witl
bici, ,n,(5 rm ,1?1I
.
. '
BEGINNING at an iro~ pin .et at corner of land now or formerly
of Donald W. Shatto, et UK. and Lot No, 9 of the above-referred-to
Plan/ thence along land of the Grantees herein, North B6 degrees 41
mlnute, 40 second. Ea.t, 145 feet to an iron pin set, thence along
Lot No, 11 of the above-referred-to Plan, South 11 degrees 10
mlnute. 20 .econd. Ealt, 80.71 feet to an iron pin .et, thence along
Lot No, 1 of the above-referred-to Plan, South 86 degree, 41 minutes
40 second. We.t, 145 feet to an iron pin .etl thence along Lot No.9
of the above-referred-to Plan, North 11 degree. 10 minutes 20
seconds We.t, 80,71 feet to an iron pin set, the point and place of
BEGINNING,
BEING Lot No. 10 and containing 0.2661 acr..,
,
7. ALL THAT CERTAIN tract of land .ituate in Penn 'Township,
Cum~erland County, Ptnn.ylvania, bounded and described according to
the Flnal Subdlvillon Plan for Donald P. Brough, Charles A. Brough,
Jr. and Robert E. Brough, prepared by Eugene Albert Hockensmlth,
R,S., dated March 20, 1985 and recorded in Cumberland County Plan
Book 47, Pag. 100, a. follow., to wit.
.
BEGINNING at an iron pin ..t at corner of Lot No. 10 of the
above-reterred-to Plan and land now or formerly of Robert W.
BaldWin, et UK., thence by other land of the Grantee herein, North
87 dsgre.. 49 minutel 40 .econd. Ea.t, 99 feet to an iron pin setl
thence along Lot No. 12 of the above-referred-to Plan, South 11
degree. 10 minute. 20 ..cond. Ea.t, 78,74 feet to an iron pin .et,
thence along Lot No, 1 of the abov.-referred-to Plan, South 86
degree. 41 minute. 40 .econd. Welt, 98.71 feet to an iron pin .et,
thence along Lot No, 10 of the above-referred-to-Plan, ~orth 11
degree. 10 mlnutel 20 lecond. We.t, 80.71 feet to an iron pin set,
the pOlnt and place of BEGINNING.
BEING Lot No. 11 Ind contlininv 0.1790 Icre.,
8. ALL THAT CERTAIN trlct of land .itulte in Penn township,
Cumb.rland County, Penn.ylvanil, bounded and de.cribed according to
~"e Flnal Subdlvlllon Plln for Donald P. Brough, Charles A. Brough,
Jr, and Robert E. Brough, prepared by Eugene Albert Hoc~ensmlth,
R.S., dateu Mlrch 20, 1985 Ind recorded in Cumberland County Plan
Bo~k 47h PIge 100, II follow., to witl
BEGINNING It an iron pin ..t at corner of Lot No. 11 of the
above-~eferred-to Plln and land now or formerly of Willlam W.
~relsbachl thence along other land of the Grantees hereln, North 87
degree. 49 minutee 40 seconds East, BO feet to an iron pln setl
thence along .ame, North 11 degrees 10 minutes 20 seconds West, 175
feet to a rlilrold .pike in L.R, 2100B (Pine Road) thence in said
Pine Road, North 87 degre.. 49 minutee 40 seconds East, 50.26 feet
to a railrold .pike, thence along land now or formerly of William W.
::reublch, et al. and pasl1ng through an. Hon pin set 30 Ceet from
~ne sald ral1road splke, South 02 degrees 10 minutes 25 seconds
West, 249.91 feet to an iron pin setl thence along said Lot No, 1 of
the above-refer red-to Plan, South 86 degrees 41 minutes 40 seconds
West, 71.64 feet to an iron pin set, thence along Lot No. 11 of the
I, )~, I (r;~ r.\rr :11) I
above-referred-to Plan, North 11 degrees 10 minutes 20 seconds West,
78.74 feet to an iron pin set, the point and place of BEGINNING,
BEING Lot No. 12 and containing 0,2618 acrel.
TRACT NO. 1 BEING THE SAME PREMISES which Donald p, Brough, et
al., by deed dated ~pril 30, 19B5 and recorded ~pril 30, 19B5 in the
Recorder's Office for Cumberland County, Pennsylvania, in Deed Book
f, Volume 31, Page 646, granted and conveyed unto Jay D. Hodecker.
,
TRACT NO. 21
.
ALL THAT CERTAIN tract of land situate in Penn Township,
Cumberland County, Pennsylvania, bounded and delcribed according to
the Final Subdivision Plan for Donald p, Brough. Charles A. Brough,
Jr. and Robert E, Brough, prepared by Eugene Albert'Hockensmith,
R.S., dated March 2C, 19B5 and recorded in Cumberland County Plan
Book 47, Page 100, as follows, to witl
BEGINNING at an iron pin set, at corner of Lot No, 5 of the
above-referred-to Plan and other land of the Grantors herein, thence
along said other land of the Grantors herein, North 52 degrees 36
mlnutes 44 seconds East 113,62 feet to a point, thence along Lot No.
1 of the above-referred-to Plan, South 14 degree I 24 minutel 51
leconds Welt 50.15 feet to an existing iron pipe, thence along same,
South 75 degreel 17 minute. 27 lecondl Welt BO,43 feet to an iron
pin let, the point and place of BEGINNING.
BEING Lot No, 6 of the above-referred-to Plan and containing
0.0404 acru,
TRACT NO, 2 BEING THE SAME PREMISES which Donald P. Brough and
~nna S. Brough, hUlband and wife, by deed dated ~pril 30, 1985 and
recorded April 30, 1985 in the Recorder's Office for Lancaster
County, Pennsylvania, In Deed Book F, Volume 31, Page 655, granted
and conveyed unto Jay D, Hodecker.
AND THE SAID Jay D. Hodecker died July 14, 19B5 leavlng a Lut
Will and T.ltament dated January 8, 19B5 and Codicil dated June 13,
1985 duly probated and remaining of record in the Reg1ster of Willi
Office for Lancalter County, Pennsylvania, to No. 941 of 19B5 Term
wherein he named Lorraine M. Hodecker, Linda K. Hodecker and Fulton
~ank, Co-Executors, to whom Letters Testamentary were granted July
.8. 19B5.
bOO~ t U75 rA~E :3??
AND THE SAID testator bequeathed as followsl
INTER ALIA
"Article VII, Paragraph ~, No 3 . . . I direct
my Executor to complete the purchase of the
Brough Farm 1n Penn Township, Cumberland County,
Pennsylvan1a and to pay any balance due thp
seller, I give such farm to my son, Douglas J.
Hodecker . . .-
.
..-- -
'.
AND THE SAID LORRAINE M. HODECKER, LINDA K. HODECKER and
FULTON BANK, Ex.cutor. of the E.tat. of JAY D. HODECKER,
d.c....d, qrantor., do cov.nant, promi.e and aqrll, to and with
the .aid Gr.ntle, his heir. and assiqns, that the .aid Grantor.
have not done, committed, or knowingly or willi~qly suffered to
be don. or committed, any act, matter or thing whatsoever whereby
the pr.mi.e. h.reby granted, or any part thereof i., are, shall,
or may be imp"ch.d, ch.rgld or incumbered, in title, charge,
e.t.te or oth.rwi.e how.olver.
. ., 01 Pllnnsylvllnl. } S5
'II CUnlberlppd
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July 24, 1995
PNCIBANK
Mr. and Mrs. Douglas J, Hodecker
1604 Pine Road
Carlisle, PA 17013
IN REI LoaD No,: 20114403957-00018
Dear Mr. and Mrs. Hodecker:
In connection with your obligation to PNC Bank, N.A. ("PNC") evidenced by a certain
Promissory Note dated June 24, 1992 in the original amount of Sixty-Four Thousand Five
Hundred ($64,500) Dollars, notice Is hereby given that you are In default under the terms of the
Promissory Note by virtue of your failure to payoff the loan balance to PNC on June 25, 1995,
As a result of such default, all liabilities and obllllations under the Promissory Note have been
excellerated and demand is hereby made for payment in full of all liabilities and obllllatlons due
to PNC. As of July 31, 1995, the amount due under the Promissory Note is u follows:
Principal Balance
Accrued '" Unpaid Interest u of July 31, 1995
Total Amount Due u of July 31, 1995
Per Diem
$62,707.24
1.111. 7~
lWW2
516.11
Demand Is hereby made for payment to PNC Bank, N,A. of all sums due and owlnll under the
Promissory Note, plus accrued Interest and hereafter accrulnll, u set forth above, and any
additional cosll which may become due, on or before July 31, 1995, seven (7) days fro.n the
date of this letter. Please be advised that unless payment In full Is delivered to PNC Bank, N.A.
at 4242 Carlisle Pike, Camp HlII, PA 17011, in the form of a cashiers check, certified check
or money order, PNC shall take all appropriate action to preserve, protect and enforce Its rights
under the Promluory Note.
Very truly youn,
M Bau, N.A.
l,~~
Eric D, KrImmel
RIsk Manlllement Officer
EDKlwaw
cc: Certified Mall Nos,
P 342 504 730
P 342 504 731
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· . WritI"".tumPl.ctIp'''",*led''onthtmPsMtClbtlowlhlll1Ic..runa.e, 2. 0 Rlllrlctld D.llv.ry
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AUKUSl17, 1995
Mr. and Mrs, Doualu J. Hodecker
1604 Pine Road
Carlisle, PA 17013
PNCI8ANK
In re: Loan No.:
PrQDertv Address:
20114403957.00018
1604 Pine Road. Carlisle. PA 17013
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
The monaqe held by PNC Bank, National Assoclallon (berelnafter, we, ua, or ours) on your propeny
IIlled above IS IN SERIOUS DEFAULT because you have you failed 10 payoff your loan account In
accordance with a demand leller daled July 24, 1995. The lotal delinquency as ofthll date 11$62,965.48.
Vou may cure Ihll default wllhln TIURTV (30) DA VS of Ihe dale of Ihll letl"" by paylnalo Ullhe
above amounl of $62,965.48 plUllny addltlonallecrued Inlertlllnd any olher COlli whldl mlY fill
due durlnllhll period, Such plymenl musl be made either by cashlen check, cenlfled check or money
order, and made II our Mlln Office localed at 4242 Carlisle Pike, Camp Hili, Pennsylvania 17011.
If you do nol cure the defaull within THIRTY (30) DA VS, we Intend 10 lnalrud our IlIorneYlto ltarl
I Iawsull 10 foreclOH your morlalled properly, IF Ihe mortalae II foreclOled your mOrlllaaed
property will be auld by Ihe SherUr 10 pay olr Ihe morlalae debl, If we refer your case 10 our
allomeYl, but you cure the defaull before they bealn leaal proceedlnal aaalnsl you, you will still have
10 pay the reasonable anomey's fees, actUally Incurred, up 10 $50.00. However, If le.al proceedln.s are
Ilaned a.alnsl you, you will have 10 pay the reasonable anomey'a foea even If they are over $50.00,
Any Illomey'. f.. will be added to whalever you owe U', which mlY also Include our reasonable COlts.
If you cure Ihe deflull wllhln Ihelhlrly day period, you will nol be required 10 pay IlIomey'. feel.
Vou have the rlahllo assen In the foreclosure proceedlnas the non-exlllence of a default or any other
defense you may have.
We may a110 lue you perlOnally for the unpaid principal balance and all other aums due under me
man.lle. If you bave not cured the default within the thlny day period and foreclolure proceedlnal
have beKUD, ,.. ItlU ha.. lh. rlahl 10 cure Ihe defaull Ind prevenl Ih. IIle II any lime up 10 one
hour boron ... SIMrIrrl f_llIIure sale, Vou may do 10 by paylnath. 101a1lmounl due uf
$62,965.41 ..... .., Iddltlonallcaued Inlerral or olher chara_ then due, as well as Ihe rlllonlble
IlIome,'1 f.. and COlli connected with Ihe foreclosure nle Ind perfonn In, olher requirements
under Ihe mort..ae. It II esllmaled thai the earllesl dale thalluch a Sherlffllale could be held would
be approximalely 90 daYI from the date of this notice, A notice of the date of the Sheriff lale will be
senl to you before the lale. Of course, the amount needed to cure the default will Increase the lon.er you
walt. You may find out al any lime euctly what the required paymenl will be by call1n. UI at the
followlna toll free number: 1.8()().846-2265 exl. 2492. This paymenl mUlt be In the form of a cashier's
check, cenlfted check, or money order and made payable 10 us al the addreslltaled above,
!,k 11,1'( I.
EDKlwam
Mr, and Mra, Doua1u I, Hodecker
pa.e 2
AUlUll17, 1995
You ahould raU..IhaI. Sha-Irra a.le will end your oWllmhlp or the mort.aled property and your
r1lhl to remain In II, If you wnllnue 10 live In Ihe properly .na- Ihe Sha-Irre Sale, alaWlull wuld
be atarled 10 tvld you.
You have additional r1ahls 10 help prolecl your Interest In the property, YOU HAVE THE RIGHT TO
SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO
BORROW MONEY FROM ANOTHER LENDING INS1l11JTlON TO PAYOFF THIS DEBT, (YOU
MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE
MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME TlfE MORTGAGE DEBT,
PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATIORNEY'S FEES
AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER
REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE
UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST), YOU HAVE THE RlOHT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
Very lruly youn,
PNC Bank, N,A.
ES:::' t~-.~ --Q~.
Eric D, Krlnunel
Rlak Manaaemenl OffIcer
cc: RelUlu mall
Cenlfled Mall IP 342504734
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t . compllte ~ , ..-IOf 2 tor ladittonal ..~lc",
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. AnKh thlt lorm to "'II "on, 01 tN m.ilptlCI. 01 on thl blcllll ,pICI
dotl not pennl'.
I ' Writ. ..ft.""" ft_' ft........... on.... m",...",,,low.he ink.. ....bo.
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ACT 91 NOTICE
TAKE ACTION TO SAVE YOUR HOME FROM
FORECLOSURE
The Commonwealth of Pennsylvania's Homeowner's Emer,ency Morta..e Assistance Proaram
may be able to help you. Read the followin, notice to find out how the pro,ram workJ.
(fyou need more Infonnation c:al1 the Pennsylvania Housin, Finance A,ency at 1.800-342.2397,
La notifluclon en adjunto CI de suma importancla, pues &fecta su derecho a continuar vlvlendo
en su CISI. 81 no comprende el contenido de esta notifluclon obten,a una lrIducc:ion
Immedlatamente 11amanda esta lIencla (pennsylvania Houain, FIJWK:e A,ency) sin c:araos at
numero menclonado arriba. Puedes ser eleaible pm un preslamO por el pro.rama lIamado
"Homeowner's ErnelJency Mortalle Assistance Proaram" el cual puede salver su casa de la
penllda del derecho a redimlr su hipoleca,
[,,/J,b, / ''I)''
PNC link. N,A,
I~ I:.! C'.ull\lr Illk,'
I '''''I' llill, I" 171111
PNC18ANK
AUiust 17, 1995
Mr. and Mr.. Couilas J, Hodecker
1604 Pine Road
Carlisle, PA 17013
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ TIllS NOTICE.
YOU MAYBE ELlGmLE FOR FINANCIAL
ASSISTANCE WHICH CAN SAVE YOUR HOME FROM
FORECLOSURE AND HELP YOU MAKE FUTURE
MORTGAGE PAYMENTS,
RE: Account Nos.: 201l4403957.()()()18
Property Address: 1604 Pine Road, Carlisle, PA 17013
Dear Mr. " Mn. Hodecker:
You may be eUllble for rlnanclalasslstance that will prevent foreclosure on your mortiaie
11 you comply wltb tbe provisions of tbe Homeownen' Emel'lency Mortllle Aalstance Act
of 1913. (tbe "Act"), You mlY be ellilble for emel'lency temporary ..Istance 11 your
deflult bu beea caused by circumstances beyond your control, you bin I reuonable
prospect or ..."mtn, your mortlale payments, and 11 you meet otber eUllbillty
requiremeDIIlltablllbed by tbe Pennsylvanla Hous1n1 flnance Alency, Please read all of
tbls Notice. It eoaglns In expllnatlon of your r1pts,
Under the Act, you are entitled to a temporary stay of foreclosure on your mortiaae for thirty
(30) days from the date of this Notice. During that time you must amnie and attend a "face-to-
face" meetlni with a representative of this lender, or with a designated consumer credit
counsellni agency, The purpose of this meeting is to allemptto work out a repayment plan, or
to otherwise settle your delinquency. That meeting must occur In the next thirty (30) days.
If you attend a face-to-face meeting with this lender, or with a consumer credit counseling
agency identified in this notice, no further proceeding in mortgage foreclosure may talce place
Mr. and Mrs. Hodecter
Auaust17, 1995
Paae 2
for thirty (30) days after the date of this meetlna. The name, address and telephone number of
our representatlve is:
Eric D. Krimmel
PNC Bank, NA
4242 Carlisle Pike
Camp Hill, PA 17011
(717) 730-2492
The names and addresses of deslanated consumer credit counselinalleRcies are shown on the
attached sheet. It is only necessary to schedule one face-to-face meetlna. You should advise
this lender Immediately of your Intentions,
Your mortalle is In default because you have failed 10 pay promptly installments of principal
and interest, u required, for a period of at least Silty (60) days. The IOtal amount of the
delinquency is 562,965.48. That sum includes the followina:
Principal
Interest to 8/17195
562,579,10
386.38
562,965.48
If you have tried and are unable to resolve this problem at or after your face-to-face meetina,
you have the naht to apply for financial assistance from the Homeowners' Emel)ency Monalle
Assistance Fund. In order to do this, you must fill out, sian and file a completed Homeowners'
Emeraency AuiItInce AppUcation with one of the desianated consumer credit counselina
lIeneies U.... oa thllUlChment. An application for wistanc:e may only be obtalned from a
consumer CIIlIiI OllUIIsellna aaency, The consumer credit counseUna aaency will wist you in
fiUlnl out ~ IpplIcatlon and wUl submit your completed application to the Pennsylvania
Housinl FInancIna Alency. Your application must be filed or postmarked, within thiny (30)
days of your face-to face meetlna.
II Is Ulrtnwly ImponQJ\l lhat youj/lt your appllcarlon promplly. I/you do 1101 do so, or I/you
do Mlfollow 1M OlMr IInw per/ods Stl fonh In ,his Itlltr, fortc/osurt may procted agmtul your
honw ImnlIdlalely.
,
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reNIn thiI Clld 10 you. .'
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! PI Form . D.e.mbl' \g91 .u.l,_.___'16
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PNC BANK, NATIONAL ASSOCIATION
SUCCESSOR BY MERGER TO CCNB
RANK. ILA"
Plaintiff
IN '1'1110: I:OURT OF COMMON PLEAS
CUMBF:RI,AND COUN'I'Y, PENNSYLVANIA
NO.
1995
v.
IJOllGLA:> ,). HODECKER and
SHIRLEY M, HODECKER,
Defendants
CIVil, AC'J'ION - LAW
MOR1'GAm: FORECLOSURE
VIRlrICATION
I verify that the statements madu \ II this Complaint are and
correct.
I understand that false titatcments herein are made
aubject to the penalties of 18 Pa. C.S. section 4904, relating to
unSWOl'1I falsification to authorities,
PNC BANK, NATIONAL ASIOCIATION
Date: IO!l./7S
By:_~~_t
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CASE HOI 199~j-(~~;3t.G I'
COMMONWEALTH llF PEIlHS\'I.VAIl] A ,
CQUNTY OF CUMHEHLAIlD
PHC HANI\ 1::1-1IL,_ _~_. ____________
VS.
HOllECKEH ['OUGI~1!.;? J ET AL_____
ROBERT L. FllilL--SR.
CUMIlEHLt.lW Count)'. pp.nnl1yJ vallia,
, Sh~r~ff ur Deputy Sherif! o!
vho being duly sworn according
to law, >layo, thl' Vl thin c01!rJ,"L~Jl_'t_=_!1Q1l..L.f_QH!;;_____________ vaa 8(>rv<.>d
upon 1l0DECIIER Q9_11~L.Ml__L _...___.. ..___..._________________ the
defendant, at ..1.14\1lI iI).Q. HOUR:3, ')11 the !~.th doy of gctQbcr_________.._______,
1995 at -16i11_'LPHIE_ROA.!!.---- -~---~-----~-.---------
CAIlLlSI.E. I'll 17013 _.___.~._______________. ~utHH;BLAIl[I___,
Count.y. P,mnaylvanltl. by handln\l t.o r~Ql.mk!\~J1QI'J:;~I\EIL_.__.,~~____..._.__.___
a true and aU,,,,ted copy of the> _..t::.Qt!l:.LAJUL.---!lO'Jl1:.LORE -------
and at. the DafOe tlml.? dlJ'p.ct.,lng l!Iri. ,')ttp.llt..l0n (0 lh.:> cont.CJuts t.hUl'C'of.
Sheri!f's CUBtOl
Docllet, 1 ng
SI:.';1r\'icf_~
Affidavit
Sun.:hartJl?
S" "",:vel u: ~
R-7TI".~1:::1--:~~I-:--..r.~r-.-.----.--------
\. I/)flltlb \ 1 rlf..... .1 iL" 1_
18.00
5.60
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by
SWOJ n ;jnd Eubf'iCllb,.,d t.t\ Ll!j('l (' rill"'
thiu _J.P~_. day ,'1 .(.O.::Ji4-_
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:;IlEBIFF'::; HETUlill . liEUULAI\
CASE NO: 1995-05366 P
COMMONWEAL TIl OF PENNSYL V AlII A:
COUNTY OF CUMBERLAND
rJ{.g IlAtIILET .~k______..
.....--...-....-.--.-
VS.
1I0DECKEB DOUGLAS__L!';T AL
ROBEflT L, F1tlKJ._)ill<----.- _' Sheriff O{' Deputy She.-if! o!
CUMBERLAND County. Punnsylvonlu. who being duly oworn uGeording
to l..w. "aya, thE' wllhln Gill:Ifl,ALli.:L-=--'1QRL..EQRf;------------. WIlO fJp.r'led
upon _ HOI!.f.CKER S1i!.RLE'Cl'1.______________.____.._________ lh"
defendanl. tll __1.1.15'1:l<?~~ 1I0UR~;. on lhE' J'3t!J day of Q~!c!'!~_('.L___.._,._,_.____..___._.,
1995 at
1604 F.l!!&.JW.M!__.. ..------". --...-------.---.-..---- -.-- -------
CARL I S L E, ..f}. 1701 J ___.________.._. .___._...__._ ---------. O;:J!!1~\J;tU.~A!!lL____,
County. PonnfJyl'1UnlU, b;' hundinl1 to tlQ!JCikA$_J1Q!:t:CKJ~R.--APlJLT...J.t!-
CHAllGE
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a true and atteslerj "opy of lhe ..cQ!:!Pl,AI.l!L.:- J19RI_F,Om~-- ..----.-.,--.-...----.'
and at the Game limp d:l.noctlng !lis attention lo tho> contents thereof.
Sheriff's CoolSI
pocketi nl)
Service
Mfidavll
SUS'r.:hul-ge
So an~H/I'rE:
~':. n R.....Tlral~l. ~~l. .~[. .:.-_.... ......._u..
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--Gn;uQlO--i5A Ir' I S, GUII'IJ, SHUFF' tl^"LMll'
H'l (:>111 ':l'~S
by . .......1.. -/r d~~
'i!PIJ.,y .-..' \(~,
Swos'n and sub~C'rJ.bl~ct 1.11 bl~~ft'P.' rill}
thlG __,'~"'!"'. ,jay "f CQ~ -.
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