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uf Cumberland County,
IUDICIAL DIIlIIC'
NOTICE OF APPEAL
l'A
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DISTRICT JUSTICE JUDGMENT
COMMON PLIAI No. 95-&057 Civil ~'erm
NOTICE OF APPEAL
Nolk. II gi_ Ihol Ih. appellanl h,n f,ied in lhe obov. Coutl of Common Pleol on oppeol Itom Ihe judgmenl rendered by Ihe Oi.lrict Ju.lre. on lhe
do.. and In Ih. co.. menlioned below,
lU.lilnn'H11l1ll
LOB Ue Adams
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1460 Newville Rd., Carlisle, l'A 17013
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Thil block wiD b. ligned ONLY when Ihi. nolotion il tequited unde, Po. R.cP.JP, No /I /lant was CLAIMANT (see Pa, R.GP,JP, No,
10088-
Thl. Nolie. of Appeal. when ree.;ved by the Ol.lrict JUltiee, will opetole '" 0 1 00 1 (6) i/1 action belore District Justice, /le MUST
SUPERSEDEAS 10 lhe judgmenllor ponenion In Ihil cOle. FILE A COMPLAINT within twenty (20) days alter
lIIing his NOTICE 01 APPEAL.
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PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE
(This section oIlonn to be ustJd ONLY wl1j}fl appel/anI was DEFENDANT (see Pa, RC.P.JP. No, 700117) III acliOfl beloro Dis/llct Justice,
IF NOT USED, dotacl, lrom cqJY 01 Ilolice 01 appeal to bo selved up"" ,11~JClloo),
'IAICIPI, To Prothonoloty
Enl.. ,ule upon J acab ...F~ltlllaU-jlruLLorie--Eeal.t:man~~__~OPPellee('I' 10~il;' Iainll
NJ"~ 01 .~.,.""J(sJ -/" ~
IComl11OI1 Plea. No 95-6057 Civil Term 1 within twenly (20) dOYI ollet .t'1 '1!tt'i~ y, ~
'\ 1 R I,' lS~"'''. 01 _;v>t a "l'jU_ a_
l'urre . va cors, 111, ~Bq.
IULE. To Jacob Fealtmsn & Lorie Fealtmanoppelieel'I,
Name oIl11l>ell't'lsJ
(11 You ore nolifoed 11101 0 ,ule I. h....by enl..ed upon you 10 me 0 eornploinl in Ihi. oppeol wilhin lwenty 1201 day. oll.t lhe dol. of
..,vk. of Ihi. rule upon you by penonol .etvk. or by ,etlified or regillered moil.
(2) If you do nol file 0 eomploinl wilhin Ihi. lime, 0 JUDGMENT OF NON PROS Will BE ENTERED AGAINST YOU,
(3) The dote of ..,vieo of Ihi. tule if ...vice WOI by mail I. Ih. dole of moiling,
Dote: October 20. ,19.2~,
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312M
COURT FILE TO BE FILED WITH PROTHONOTARY
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PROOF OF SERVICE OF NOTICE OF APPEAL AND RULE TO FILE COMPLAINT
(Thl. proal 01 service MUST BE FILED WIT//lN TEN (10) /lA VS AFlEIlI"IIlY 'lie (lo"ce ", appeal. Cllec~ eppl/ceble boru)
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
:n
A'P1DA VIT: I hereby sweer or ellitm thet I s.rved
o e copy of the Notice 01 ~prl. Common ~.? No .9..5.=..6 n r, 7 . upon the DIBtrict Justice deslgneled theteln on
(dele 01 service) 0 ~ 'f . 19~ iJlf by peroonel servIce 0 by (cettil,edl (registered) mell. lender's
recelpl etteched hereto, end upon the .pp.lleo, Inem.) .J A,.,nh And , ,n,.i.. F"A 1 tmAn . on
0,., t:nh",. ') 1 . 19-9.5..0 by p.rsonal SOtVlc. Dl by (cCltlfled) (leg'5IOted) mall. sendet's tec.Ipt etteched herelo,
o end !urlher Ihet Is.tv.d Ih. Rul. to Fllo e Complaint occomponylng tho obove Notice 01 App.al upon th.eppeIlBll(I) lowhom
the Rule WSB addressed on October 23 , 19~ O"M'y p tsonelsetvice ~y (~ettil' ) (regIBteted)
mell. eender's tecelpl attached he tela, (t/' //1
SWORN (AFFIRMED) AND SUBSCRIBED BEFORE ME f' ~
THIS .'3/ sf" DAYOF t)C-htHr,19 tl.!>-
-1Jl(J/.~ )11 ,\-1;rl~
SIQn.tur. 0' oll,el" bllat. whom '~!Jf""l WI' m'd.
/lftlrd r'~ J'1,( 6/.,-
TIII.o( "mel., (J
My commlNlon orplrel on 9.',U1.."- ;).:1. .19!liL.
Sign' fur. a/,lti.nt
f-l:..!a'd! Srnl
[MflI.: I,' S(lillft Ni)l;'vy PLHic
MOOV1I>.,>bJ'IIlho, C<llrobotwol ColJnIy
MyC-', 1'~}~~Et...,:-mJunu.'1,1"'Jtj
I .110 wish to receive Ihl
following ..rvlcel 1I0f In e.'f' i
fBe): ""'"
1. {J Addrellle', Add,s.. .tJ ~;. Q
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2, IJ Ro.trlclod Deliv.ry ~~.l ~ ' <,
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Conlult pOltm8lt" '~r 'ee. T 0, iI"
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4., Atllel. Numb.. -
.. 7. 187 094 2LL J '.- , , ':: ~~ sr
'Jacob and Lorie Fea1tman ,. " u:>
4b, S.rvle. Type . . J ,~, .."
524 Shed Road o Rogl.IB,.d U In,utod ,. ::a:
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!.Newville, PA 17241 IlA Cotlifled (] COD .( ~. -
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o hpt... Men IX R.tum R.eoipt fOf IJl
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7, Del. of Dollv.ty
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8, Add"...... Addt...IOnly If "qUelled J
end leB I. p.,dl
.
DOMEBTIC RETURN RECEIPT
JACOB N. FEALTMAN
Plainliff
IN TilE COlJln OF COMMON PLEAS OF
ClJMBEHLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
v.
LESLIE ADAMS, tldlbla,
CAHLlSLE AUTO SALES,
Defendant
NO, 95-6057
JlJHY THIAI. DEMANDED
COMI'I..AINT
Plaintiff, JACOB N, FEALTMAN, hy his allorneys, Andrews & Johnson by Taylor
p, Andrews, Esquire, respectfully represents:
t. Plaintiff is JACOB N. I'EAI.TMAN, an aduh male who resides at 524 Shed Road,
Newville, Cumberland County, Pennsylvania, 1724 t.
2. Defendant is I.ESLlE ADAMS, an aduh male trading and doing business as
Carlisle Auto Sales at 1460 Newville I~oad, Carlisle, Cumberland County, Pennsylvania,
17013.
3. On May 22, 1995, Plaintiff visited Defendant's used car sales lot to possibly
purchase a vehicle,
4, At the above date and place, Plaintiff, JACOB N. I'EAI.TMAN, told the
Defendant, I.ESLlI~ ADAMS, that he (Jacoh N, Feahman) sought a reliable four-wheel
drive vehicle for his wife to use as a family car and for him to use on hunling trips to
Virginia,
5, At the time and place referenced ahove, in response 10 Mr, Feahman's expressed
needs, Leslie Adams showed Mr, Feahman II 1985 Chevrolet B1l1zer, IInd Mr, AdRms told
Mr, Fellltmlln thllt the B1l1zer hlld II new. rehuilt engine, and II new trnnsmission installed.
Knowing the needs expressed by Mr, Feahman, Mr. Adams offeled the 1985 Chevrolet
lIIazer to meet the needs,
6, On the date and at the place rderelll'ed ahove, Jacoh N, Fealtman signed a
wrllten IIsed vehicle order wherehy he agreed tOllllll'hase the 1985 Chevrolet Blazer for a
v.
IN HIE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION. LAW
NO. 95-6057
nJR Y TIUAL DEMANDED
JACOB N. FEALTMAN,
Plaintiff
LESLIE ADAMS, IId/b/a,
CARLISLE AUTO SALES,
Defendant
COMI'IAINT
Plaintiff, JACOB N. FEALTMAN, by his attorneys, Andrews & Johnson by Taylor
P. Andrews, Esquire, respectfully represents:
1. Plaintiff is JACOB N. .'EALTMAN, an adult male who resides at 524 Shed Road,
Newville, Cumberland County, Pennsylvania, 17241.
2. Defendant is LESLIE ADAMS, an adult male trading and doing business as
Carlisle Auto Sales at 1460 Newville Road, Carlisle, Cumberland County, Pennsylvania,
17013.
3. On May 22, 1995, PIRintiff visited Defendant's \Ised car sales lot to possibly
purchase a vehicle.
4. At the above datc and plRce, Plaintiff, JACOB N. .'EALTMAN, told the
Defendant, I.ESUE ADAMS, thRt he (JRcob N. FeRltmRn) sought a reliable four-wheel
drive vehicle for his wife to use as a fRmily car and for him to use on hunting trips to
Virginia.
5. At the time and plRce referenced above, in response to Mr. Fealtman's expressed
needs, Leslie Adams showed Mr. FeRltmRn a 1985 Chevrolet Blazer, and Mr. Adams told
Mr. Fealtman thRt the Blazer had a ncw, rebuilt engine, and a new transmission installed.
Knowing the needs expressed by Mr. FealtmRn, Mr. AdRms offered the 1985 Chevrolet
Blazer to meet the needs.
6. On the dale and at the plRce referenced above, Jacob N. FealtJllRn signed a
written used vehicle order whereby he agreed to purchase the 1985 Chevrolet Blazer for a
price of $5,995.00. lltis order was Rcccpted by Leslie Adams. A copy of the uscd vchicle
order form is attached hereto as Exhibit A. It contains an cxpress warranty for 12
months/12,OOO miles.
7. To purchRse thc 1985 B1azcr, Jacob N. Fcaltman borrowcd $6,428.70 from
Members 1st Fedcral Credit Union at 12.5% Rnnual intercst. Thc note and disclosure
statement are attached hcrcto as Exhibit B.
8. On May 26, 1995, Jacob N. FcaltmRn paid Leslic Adams $6,428.70 and Jacob N.
Fealtman received from Lcslic Adams thc 1985 Chcvrolet Blazer refcrenced on the used
vehicle order form. The paymcnt covcrcd thc following:
Car Salcs Price
Taxcs
Filing (Tags & Rcgislration)
Total
$ 5,995.00
359.70
74.00
$ 6,428.70
9. Jacob N. Fealtlllan took his wife and children on a family trip South on Interstate
81 on May 26, 1995. Before it had bccn driven 200 miles, the 1985 Blazer experienced a
mechanical breakdown at the Woodstock, VlrginiR, Exit No. 283.
10. Defendant, Leslic Adallls, nrranged and paid for Ihe retunt of the 1985 Dlazer
to the Defendant's car lot. Defendant also paid for Plaintiff's lodging in Virginia and for R
rentRI car.
11. On May 30, 1995, Jacob Fcnltman's wife, Lorlc, on bchalf of Jacob Fealtlllan,
dirceted Lcslie Adams to makc n dctailcd rcport of Ihc repnirs to the 1985 Blazer Rnd to
return all parts which werc replaced. Lcslle Adams agreed with the cxception of the crank
shnft which he could cxchange for II $75.00 rcbate.
12. On June 14, 1995, Leslie Adallls notified Plaintiff that the B1azcr was repaired
nnd that it could be picked up along with papclWork pcrtainlng to the rcpair.
.,
13. On June 16, 1995, Lorie Fcaltman, on behalf of Jacob Fealtman, picked up the
Blazer but discovered there was no paperwork and no rccords dcscribing Ihe rcpRirs
pcrformed. TIlerc also were no rcplaccd parts providcd with thc B1azcr.
14. Loric Fcaltman, on bchalf of Jacob FCllllmlln, confrontcd LI~slic Adams and
asked abont rcpair rccords. Lcslic Adams told hcr Ihcrc WCI'C no such rCl'ords, but that hc
hRd thc Blazcr repaircd lit UCF Machine Shop on K Strcet.
15. On Junc 19, 1995, Loric Fcalhttlln determined thllt the repairs performed lit
UCF Machine Shop were as follows: Engine block was replaced and bored oversize with
new pistons, rings, rod, and mRin bearings. The crank shllft WIlS reground. 'Ille oil pump,
cam-Iifters were reused which were new before the engine failure. 11le heads were
transferred over to the rcplacement block.
16, At the time that it was sold, the 1985 Chevrolet Blazer did not contain a new,
rebuilt engine and a new transmission.
17. After picking up the 1985 Blazer on June 16, 1995, Jacob N. Fealtman
discovered that the Blazer stilllellked oil and over healed despitc the repairs which had
been performed. Additionally, the lIir conditioner did not work and the gauges on the dash
did not work.
18. Jacob N. Fealtman took the 1985 Chevrolet Blazer to an authorized OM Dealer
for evaluation, and on July II, 1995, Jacob N. FcaltmRn received a written report frolll
H&H Chevrolet In Shippensburg, Pennsylvania, detailing the defective condition of the car.
TIle II&H Chevrolet report is attached hCl"cto liS Exhibit C. 'Ille cost of Ihe diagnostic
work by 11&11 Chevrolet was $153.64.
19. On July 12, 1995, JlIcob N. Fellltman IIIl1dc written demand upon Leslie Adams
for II ret\lrn of his purchllse price in cxdlllngc for the defectivc "chidc. ^ ropy of the
written dcmand is attllched hereto liS Exhibit D.
.
20. Leslie Adllms has refused to return Plaintiff's purchase money Rnd has also
refused to make payment of othcr losses of the Plaintiff exccpt the cost of R motel room
and rental car incurred by Plaintiff on May 26, 1995.
21. At all times relevant to the transaction referenced herein, Leslie Adams WRS a
merchant with respect to thc used vchiclc which was sold.
22. All actions of Lesllc Adams refcrcnccd hcrein wcre aclions mllde in the course
of his employment by Carlislc Auto Salcs.
COUNT I
VIolation of UnfaIr Trade Practices and Consumer I'rotectlon l.aw
23. Paragraphs I through 22 are incorporated herein by reference.
24. By the actions referenced above, the Defendant has engaged in unfair )J
deceptive acts or practices as defined at 73 P.S. ~ 201-2(4) in the following ways:
A. TIle Defendant has caused a likelihood of confusion or
misnnderstanding as to the certification of goods or services. 73 P.S. ti 201-
2(4)(li).
B. 11le Defendant represented that the goods were of a particular
quality when they were in fact of a different quality. 73 P.S. ~ 201-2(4)(vi).
C. 111e Defendant failed to comply with terms of a written warranty.
73 P.S. ~ 201-2(4)(xiv).
25. By engaging in the unlawful acts 01' practices described above, Defendllnt has
violated the Unfair Trade Practices and Consumer Pl'Otectlon Law, 73 I'.S. ~ 201-3.
26. As a result of Defendant's violation of the Unfair Tradc I'rnctices and
Consumer Protecllon Law, the Plaintiff has suffcred the following damages:
.,
Car Sales Price
Sales Tax
Filing (Ta~s & Registralion)
Cost of DlRgnostic Evaluation
Automobile Insurance for
Disabled Vehicle (at $27.75/monthJ
Interest Due on Auto loan (at 12.5 II,
of $6,428.70
Attorney's fees ($120.00/Hour)
$ 5,995,00
359,70
74.00
153.64
166.50 as of 11/30/95
401.80 as of 11/26/95
27. The Unfair Trade Practices and Consumer Protection Law provides that the
Court may award up to three times the actual damages sustRined.
WItEREFORE, Plaintiff demands judgment against Defendant in an amount in
excess of $20,000.00.
COUNT II
Breach or EllPre55 Warranty
28. Paragraphs 1 through 22 are incorporated herein by reference.
29. The Defendant breached the express warranty printed on the used vehicle order.
30. The Defendant's expressed description of the 1985 Blazer as containing a new
rebuilt engine and new transmission constituted an express warranty as per the Uniform
Commercial Code 13 Pa. C.S.A. ~ 2313.
31. Defendant's failure to deliver a vehicle with a new rebuilt engine and a new
transmission, and the Defendant's failure to repair as per the written warranty on the used
vehicle order constituted breaches of express warranties.
32. Plaintiff properly revoked his acceptance of lhe 1985 Chevrolet Blazer. 13 Pa.
C.S.A. ~ 2608.
33. Plaintiff is entitled to cancel the sale of the 1985 Chevrolet Blazer as a remedy
for each breach by the Defendant of an express warranty. 13 I'a. C.S,A. ~ 2711.
34. In addition to the retum of his purchase price, the Plainliff is entitled to recover
incidental and consequential damages as pcr 13 I'a, C.S.A. ~ 2715.
35. Plaintiffs damages recoverable for Defendant's breachcs of cxpress warranty
are:
Car Sales Price
Sales Tax
Filing (Tags & Registration)
Cost or Diagnostic Evaluation
Automobile Insurance for
Unusable Vehicle (at $27.75/month)
Interest Due on Auto Loan (at 12.5%
of $6,428.70
Total
$ 5,995.00
359.70
74,00
153.64
166.50 as of 1I!30/95
401.80 as of 11/26/95
$ 7,150.64
WIIEREFORE, Plaintiff demands judgment against Defendant an amount which
does not exceed $20,000.00.
COUNT III
Breach of Implied Warranties
36. Paragraphs I through 22 are incorporated herein by refcrence.
37. An implied warranty of merchantability was attached to this sale. 13 Pa. C.S.A.
~ 2314.
38. The implied warranty of merchantRbility was breached in that the 1985 Dlazer
was not fit for the ordinary purpose for which such goods are used.
39. At the time of the sale of this 1985 Blazer, the Defendant knew the particular
purpose for which the goods were required, and he kuew that the Plaintiff was relying on
his skill or judgment to select the 1985 Chevrolet Blazer to meet Plaintiff's requirements.
40. 1lterc was an implied warranty of fitness for a particular purpose attached to
the sale of this 1985 Blazer as per 13 I'a. C.S,A. ~ 2315.
41. Defendant brellched both implied warranties by the delivery of the 1985
Chevrolet Dlazer in a defcctive condition to the Plaintiff.
42. Plaintiff's remedies for Defendaut's breach of each implied warranly are the
same as Plaintiff's remedies for Defendanl's brcndl of express warranties.
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THE PROPERTY OESCHIPIION ON IHE HEVEH~E SIDE IS PAaT OF THIS AOREEMENI.
NOTICE: SION TIllS AOREEMENT ON TlfE REVERSE SIDE.
truth of the averments of paragraph 7 and the same are, therefore,
deemed denied.
8. Admitted.
9. Admitted.
10. Admitted, By way of additional answer, Defendant also
paid for gasoline, taxes and miscellaneous out of pocket expenses.
11. Denied. Defendant agreed to repair the vehicle but never
agreed to make a detailed report of the repairs nor to return
replaced parts.
12. Admitted in part and denied in part. Defendant notified
Plaintiff that the vehicle was repaired and ready to be picked up
but it is denied that there was any representation about paperwork
regarding the repairs.
13. Admitted.
14. Admitted.
15. Admitted in part and denied in part. It is admitted that
the repairs were performed on the engine at UCF Machine Shop on
1500 N. pitt Street in carlisle. It is denied that the averments
in paragraph 15 represent an accurate description of the work
performed at UCF Machine Shop and proof thereof is demanded at
t.rial.
16. Denied. The vehicle did contain a rebuilt engine which
had been completed immediately before transfer to Plaintiff. It is
denied that there was ever a representation that a new transmission
was installed in the vehicle.
17. Denied. Despite repeated requests by Defendant, Plaintiff
refused to return the vehicle so that it could be inspected to
determine what, if any, mechanical problems existed.
Because
Defendant has been precluded from examining the vehicle, he has no
knowledge or information sufficient to form a belief as to the
truth of the averments in paragraph 17 and the same are, therefore,
denied.
18. Admitted in part and denied in part. It is admitted that
a report from H&H Chevrolet is attached as Exhibit C, but it is
denied that this repreuents a complete report concerning the
mechanical condition of the vehicle.
19. It is admitted that a letter was sent to Defendant, but it
is denied that the vehicle is defective.
20. Admitted.
21. Admitted.
22. Admitted
COUNT I
Violation of unfair Trade practice and coneuaer Proteotion La.
23. No responsive pleading is required.
24. Denied.
A. The Defendant did nothing to cause confusion or
misunderstanding as to the vehicle. The vehicle was used with over
134,000 miles on the odometer. The high mileage of the vehicle was
discussed carefully with Plaintiffs prior to the sale.
B. Defendant represented the vehicle as a used vehicle
that had been recently repaired, which was exactly the situation.
There was no representation as to quality other than the fact that
the vehicle was in good operating condition. When it was
discovered that there were mechanical problems, Defendant attempted
to correct these until Plaintiff refused to cooperate further.
c. The specific terms of the warranty require Plaintiffs
to cooperate with Mechanics' Choice Warranty corporation, 83 Silver
Crown Drive, Mechanicsburg, Pennsylvania. Plaintiffs refused to
follow the instructions of the warranty corporation in returning
the vehicle to carlisle Auto Sales for further repairs. There is
no further obligation of Defendant under the contract as it relates
to a written warranty, although Defendant has always offered to
remedy any problems if only Plaintiff would cooperate by returning
the vehicle.
25. Denied. Defendant engaged in no unlawful acts or
practices, has not violated the Unfair Trade practices and Consumer
Protection Law and, to the contrary, has cooperated in any way
possible with plaintiff in attempting to correct alleged mechanical
problems.
26. Denied. Defendant has not violated the terms of the
Unfair Trade practices and Consumer Protection Law and has,
therefore, not caused any of plaintiff's alleged damages.
27. Admitted.
WHEREFORE, Defendant demands judgment in his favor plus costs
and attorney's fees.
COUNT II
Breach of EXDre.. Warranty
28. No rosponsive pleading is required.
29. Denied. The expross warranty printed on the used vehicle
order wae not breached by Defendant. To the contrary, Plaintiff
breached the terms of the warranty by not cooperating with the
warranty company in providing the vehicle for inspection and
subsequent repair.
30. Denied. Defendant never represented the vehicle as having
a "new rebuilt engine and a new transmission", but only stated that
the engine had recently been rebuilt.
31. Denied. The vehicle was delivered with a rebuilt engine
as represented but did not contain a new transmission, which was
never represented.
It is admitted that there were mechanical
problems which Defendant attempted to repair but, due to the non-
cooperation of Plaintiff, has never been able to complete.
32. Denied. The Uniform commercial code requires a buyer to
give a seller a reasonable opportunity to make repairs. Plaintiff
did not afford Defendant this opportunity and is, therefore, not
entitled to revoke his acceptance.
33. Denied.
Because Plaintiff failed to give Defendant an
opportunity to make necessary examinations and possible repairs on
the vehicle, he is not entitled to cancel the sale under the
Uniform commercial Code as it relates to an express warranty.
34. Denied. Plaintiff is not entitled to recover additional
damages because Plaintiff has failed to comply with the terms of
the Uniform Commercial Code in providing Defendant/seller an
opportunity to examine the vehicle and make necessary repairs.
35. Denied.
It is denied that the damages sot forth are
accurate or that they are recoverable.
WHEREFORE, Defendant demands jUdgment in his favor plus costs
and attorney's fees.
COUNT III
Br.aoh of I.Dlied Warranti..
36. No responsive pleading is required.
37. Denied.
It is denied that an implied warranty of
merchantability was involved with this sale and proof thereof is
demanded at trial.
38. Denied.
It is denied that such an implied warranty
existed and it is denied that the vehicle was not fit for ordinary
use.
39. Denied. It is admittpd that Defendant knew that Plaintiff
wanted to purchase the 1985 Blazer but it is denied that he knew
the particular purpose for which the vehicle was required and it is
denied that Plaintiff relied upon his skill and judgment in
selecting the vehicle.
40. Denied. It is denied that any implied warranty applies to
the vehicle.
41. Admitted in part and denied in part. It is admitted that
there was some mechanical problem with the vehicle which caused the
immediate breakdown, but it is denied that there was breach of
implied warranties, particularly in light of the fact that
Plaintiff has refused to cooperate with Defendant in ascertaining
what, if any, defects still might exist.
42. Admitted in part and denied in part. It is admitted that
remedies for implied warranties are similar to those for express
warranties, but it is denied that Plaintiff is entitled to the
benefit of either warranty.
43. Denied.
It is denied that Plaintiff is entitled to
recover any of the listed monetary amounts.
WHEREFORE, Defendant demands judgment in his favor plus costs
and attorney's fees.
NIlW NATTIlR
pur.uant To Pa. R.C.P. 22S2
44. Defendant incorporates by reference paragraphs 1 through
43 of this Answer as though fully set forth herein.
45. Mechanics' Choice Warranty corporation (joined to this
action by separate Complaint of Defendant) is solely liable on the
Plaintiff's cause of action in that the agreement between
Mechanics' choice Warranty corporation and the Plaintiff excludes
from liability Carlisle Auto Sales and any employees thereof
including Leslie Adams.
A copy of the warranty contract is
attached hereto as Defendant's Exhibit A.
46. If Defendant Carlisle Auto Sales or Leslie Adams is found
liable, said liability being strictly denied, Mechanics' choice
Warranty Corporation is liable over to carlisle Auto Sales and
Leslie Adams on the Plaintiff's cause of action, in that any and
all warranties applicable to the Plaintiff's vehicle were covered
by the agreement entered into between Mechanics' Choice Warranty
corporation and the Plaintiff.
47. Dennis Knaub, t/d/b/a U.C.F. Machine Shop, 1500 N. pitt
Street, Carlisle (joined to this action by separate Complaint of
Defendant) is liable over to Defendant on Plaintiff's cause of
action in that the problems about which Plaintiff complains
resulted from repairs done by Dennis Knaub, t/d/b/a U.C.F. Machine
Shop.
48. If Defendant Carlisle Auto Sales is found liable, said
liability being strictly denied, Dennis Knaub, t/d/b/a U.C.F.
Machine Shop is liable over to Defendant on Plaintiff's cause of
action.
WHEREFORE, Defendant Leslie Adams, t/d/b/a carlisle Auto Sales
demands judgment in his favor together with costs or, in the
alternative, in the event that a judgment is recovered by Plaintiff
against Defendant that Defendant may have a judgment over and
against Additional Defendant Mechanics' choice Warranty corporation
and/or Additional Defendant Dennis Knaub, t/d/b/a U.C.F. Machine
Shop for the amount recovered by Plaintiff against Defendant,
together with costs.
MURREL ALTERS, I II, ESQUIRE
Attorney for Defendant
54 East Main Street
Mechanicsburg, PA 17055
(717) 697-4650
1.0. No. 24849
.. Hf:CEIVEIJ M^Y 2 r. 19~
pjiJ MECIIAI~ICS' CIIOICE WARRANTY CORPORATION .
BJ'SlIvoI CloY/nllllvD . r.o. Dox 7097 . MochAnlcsbulg, rA 17055
I.Boo ~695544 . 1-717.766.5450 . tAX 1.717.760.5752
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JACOB N. FEALTMAN,
plaintiff
IN THE COURT OF cOMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
vs.
LESLIE ADAMS, t/d/b/a/
CARLISLE AUTO SALES,
Defendant
NO. 95-6057
JURY TRIAL DEMANDED
vs.
MECHANICS' CHOICE WARRANTY
CORPORATION,
Additional Defendant
and
DENNIS KNAUB, t/d/b/a
U.C.F. MACHINE SHOP,
Additional Defendant
COKPL~INT or DlrlNDANT LIBLII ~D~B t/d/b/a CARLIBLI AUTO SALIS
AG~INBT ADDITIONAL DI'IKDANT
MICHANICS' CHOICI WARRANTY CORPORATION
1. Additional Defendant Mechanics' Choice \'larranty
corporation has its place of business at 83 silver crown Drive,
Mechanicsburg, Cumberland county, pennsylvania.
2. Plaintiff instituted this action against Defendant
alleging breaches of certain warranties connected with mechanical
difficulties allegedly experienced in a vehicle sold by Defendant
Carlisle Auto Sales to plaintiff. A copy of plaintiff'S complaint
is attached as Exhibit B.
3. As a part of the purchase, Mechanics' Choice Warranty
corporation provided a warranty providing protection to plaintiff
in the event of certain mechanical problems.
warranty is attached as Exhibit A.
A copy of that
4. The warranty, as set forth in Exhibit A, when read in
conjunction with the vehicle order form, which is attached as
Exhibit C, provides Plaintiff with an exclusive warranty remedy
through Additional Defendant Mechanics' Choice Warranty
corporation.
5. Under. the terms of the warranty, Additional Defendant was
obligated to provide for the repair of any mechanical problems
incurred by Plaintiff that were covered by the warranty.
6. If it is judicially determined that there are any
mechanical problems for which Defendant is liable, then it is
averred that the Additional Defendant Mechanics' Choice Warranty
corporation, by the terms and conditions of the warranty contract
as set forth in Exhibit A, is responsible and that, as such,
Additional Defendant is liable over t~ Plaintiff for any and all
damages, any and all liability on the part of Defendant being
expressly denied.
WHEREFORE, Defendant Leslie Adams, t/d/b/a carlisle Auto Sales
demands judgment in his favor together with costs or, in the
alternative, in the event that a judgment is recovered by Plaintiff
against Defendant that Defendant may have a judgment over and
against Additional Defendant Mechanics' Choice Warranty Corporation
for the amount recovered by Plaintiff against Defendant, together
with costs.
COMPLAINT OF DBFENDANT LESLIE ADAMS t/d/b/a CARLISLE AUTO SALBS
AGAINST ADDITIONAL DEFBNDANT
DBNNIS ~NAUB, t/d/b/a U.C.F. MACHINB SHOP
7. Additional Defendant Dennis Knaub, t/d/b/a U.C.F. Machine
Shop, has its place of business at 1500 N. pitt street, carlisle,
Cumberland county, Pennsylvania.
B. Plaintiff instituted this action against Defendant
alleging breaches of certain warranties connected with mechanical
difficulties experienced in a vehicle sold by Defendant Carlisle
Auto Sales to Plaintiff.
A copy of Plaintiff's Complaint is
attached as Exhibit B.
9. According to Plaintiff's Complaint, after an initial
vehicle breakdown, there are additional mechanical problems that
have resulted with the engine of the vehicle after it was returned
to Plaintiff. These repairs were primarily performed by Additional
Defendant Dennis Knaub, t/d/b/a U.C.F. Machine Shop.
10. These repairs were performed by Additional Defendant
Dennis Knaub, t/d/b/a U.C.F. Machine Shop because Defendant
Carlisle Auto Sales had engine work performed by Dennis Knaub,
t/d/b/a/ U.C.F. Machine Shop on the vehicle before its sale to
Plaintiff.
11. If it ie judicially determined that there were any
mechanical defects in the engine of Plaintiff's vehicle, then it is
averred that Additional Defendant Dennis Knaub, t/d/b/a U. c. F.
Machine Shop is responsible in that he performed the mechanical
work on the engine and indicated that the work was done properly
with the result that the engine was functioning well, and is liable
'~ECEIVE\J MAY 'J. 6 19~
MECHANICS' CIIOICE WARRANTY CORPORATION . .
83 Sllvol CIOWII \lllvo . 1'.0. Do. 7097 . Mech81\lcsbulg,I'A 17055
\.800.269.55H . t-717.768.5450 . ru t-717.768.5762
""" ".. _:::r~J',) L~ fe<<lln "'" ~_ __ ___ --"'''' ~\ah\ cis
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TA'ElZlr: ___._ _ f fL_J :J';;N L- _ . ._------__---------_--.- MILEAGE: 3 Y.j-q~1 .
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nnrOnA1l0N, and 'ht IUIOIllObllo buyol whose Ilgnalu18 appealS boklw.
OUII'MEIII ruOlBLE roa WAnaAIIIV
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v.
IN TilE COUIlT OF COMMON PLEAS OF
CUMIlElU.AND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
JACOB N. FEALTMAN
Plaintiff
LESLIE ADAMS, IId/b/a,
CAIlLlSLE AUTO SALES,
Defendant
NO, 95.6057
JlJHY THIAL DEMANDED
COI\1!~NT
Plaintiff, JACOB N, FEALTMAN, by his alllllneys, Andrews & Johnson by Taylor
1'. Andrews, Esquire, respectfully rcpresents:
L Plainliff is JACOI\ N. FEALTMAN, an adullmule who resides at 524 Shed Road,
Newville, Cumberland County, Pcnllsylvania, 1724 L
2. Defendant is LESLIE AIlAMS, an IIdnll mule trading IInd doing business as
Carlisle Auto Sales al 1460 Newville Hoad, Carlisle, Cumberlalld Counly, Pennsylvania,
17013.
3. On May 22, 1995, PllIinliff visitcd Defendant's used car sales lot 10 possibly
purchase a vehicle,
4. At the above dale and place, Plaintiff, .JAeOI\ N. FEALTMAN, told the
Defendanl, LESLlI~ AIlAI\tS, thut he (JlIcob N, Fcaltman) sought II reliablc four-wheel
drive vehicle for his wife to use liS a family car and for him to use on hunting Irips 10
Virginia.
5, At the lime 011I1 place refclcnccd ubnvc, in rcsponsc to Mr. Feultman's expressed
needs, Lcslie Adams showcd Mr, Fcullman u IIJH5 Chcvrnlct BllIzcr, IInd M... Adams told
Mr. Feallman that thc Illuzer hud II ncw, rcbuilt cngine, and II ncw tl'llnsmission instlllled,
Knowing the nccds cxpressed by Mr. Fculllllun, MI. Adams ol'fcled thc 1985 Chevrolet
lIIazcl In mecl thc nccds.
6. On the date IIl11lut thc pluce refelcnccd ubnve, JlIl~ob N. Fcullmllll sign cd u
wrillcn uscd vehiclc ordcr whcrcby hc ugn~l~d In purchasc thc 1985 Chevrolet lIIuzcr for II
v,
IN TIlE COURT OF COMMON PLEAS OF
CUMBEHLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
JACOB N. FEALTMAN,
Plaintiff
LESLIE ADAMS, tld/h/a,
CARLISLE AUTO SALES,
Defel\llant
NO, 95-1\057
JlJHY THIAL DEMANDED
COMI'I.I\H~T
Plaintiff, JACOB N. FEALTMAN, hy his allomcys, Andrcws & Johnsun by Tnylor
P. Andrews, Esquire, resp(~clfully rcprcscnts:
I, Plaintirf is JACOU N. FEALTI\1AN, all adulllllalc whu rcsidcs al 524 Shed Hoad,
Newville, Cumllerland Counly, PCllnsylvllnia, 1724 \.
2. Defendant is LESLIE AIlAI\IS, IIn adullmale tradillg allll doing busincss liS
Cnrlisle Aulo Sales nt 1460 Newville Hoad, Carlisle, Cumberland County, Pennsylvania,
17013.
3, On May 22, 1995, Plainlirf visit cd Defcndant's used car sales 101 10 possillly
purchllse a vehicle,
4. At the above dllte alld plnce, Plninlirf, .IACOIl N. FEALTMAN, told the
Defendant, LESLIE AIlAI\IS, that hc (Jacuh N. Fealllllnn) sought n reliahle fuur.wheel
drive vehicle for his wifc 10 usc liS a family car alld for him to usc on huntillg Irips lu
Virginia,
5, At thc lime alld placc refercnccd IIhovc, ill Icsllllnsc III Mr. Fealllllall's expresscd
needs, Leslie Adams shuwcd Mr. Fcallman a 19K5 ChcvrnlclBlazer, and Mr. Adams told
Mr. Fcaltman that the Blazcr had a new, IChllill cngillc, and a new transmission inslallcd,
Knowing the nceds exprcsscd hy Mr. Fcallmall, Mr. Adllms offercd Ihc 19K5 Chevrolct
Blazer tu meet Ihc necds,
6, On the date and lit Ihl~ placc rcll'Il~IH'l'd ahove, Jacoh N, Fcalllllall signed a
writlcn used vehicle olllcr whcrl~hy hc aglecd 10 pllrchase Ihe 19K5 ChcvrolclBlazcr 1'01 a
price of $5,995.00. 'Ill is ordcr was nccepled by Leslic Adams, A copy of the used vchicle
ordcr form is nllllched hereto ns Exhihit A, 11 contains an cxpress wnrrauty for 12
months/12,000 miles,
7, To purchnsc Ihe 1985 IlInzcr, Jacoh N, Fenllmnn horrowcd $6,428.70 from
Members 1st Fedcrnl CrcdilUnion al 12.5% iHlnunl intcrcst. Thc note nnd discloslll'c
slalcment arc nttachcd hercto liS Exhihit II.
8. On Mny 26, 1995, Jamb N. FCllllman paid Lcslie Adllms $6,428.70 and Jncob N,
Feallmnn receivcd from Leslie Adnms thc 1985 ChevlOlct llIazel' referenced on the used
vehiclc order form. Thc paymcnt covercd Ihc fOlllllving:
Car Sales Pricc $ 5,995.00
Tnxes 359.70
filing (Tags & Hegistration) 74.00
Total $ 6,428,70
9. Jncob N. Fcnllman took his wife nnd children on II family trip South on Intcrstate
81 on Mny 26, 1995. Beforc it had heen drivcn 200 miles, the 1985 Blazer experienced II
mechaniclll brcllkdown at the Woodslock, Virginia, Exil No. 283,
10, Defcndllnt, Leslie Adams, arrangcd IInd paid for the return of the 1985 Blazer
to the Defendnnt's cllr lot. J)cfendllnl also pllid for J>lninliff's lodging in Virginill and for a
renlnl car.
I \. On May 30, 1995, Jncob Fcallmnn's wife, LOIie, on behlllf of Jncob Fenllman,
directed Leslie Adnms to mnke a dClllilcd report of the repllil's to the 1985 llIazer nnd to
return all parts whieh were replaccd, Lcslie Adams ngreed with the exceplion of the crank
shllfl which he could exchnnge for a $75,00 rebnle,
12, 011 June 14, 1995, Leslie Adams notified J>lnlntiff thllt the Blazer WllS repaired
and thllt it conld be picked up nlong with paperwork pertlliuing to the I'epnlr.
13, Oil JUIIC 16, 1995, I.olic Fcallluan, on bchalf or Jal~ob Fcaltman, pickcd up Ihe
lIIazel' but discovcl'ed thcl'c was 110 papei'\'lIIk alld nOl'ceords dcscribing thc I'cpairs
performcd, Thclc also wcrc no rcplaccd parts provided wilh Ihc Blazcr.
14, Lolic Feallmilll, on bchalf 01 Jacllh Feallnllln, I'llnfnlllled I.cslie Adams arlll
asked about /epail' I'ccords, I.l'slie Adams lold her thclc wne no sud. Icco/lls, bul Ihal he
had thc Blazer rcpailcd at lICF Machine Shllp on K SlIcc\.
15. On Junc 19, 1995, Lolie Fcaltman delcl'mincd Ihal thc repails pe/follncd al
lJCF Machinc Shnp wcrc as rollows: Enginc hlock was I'cplllced alld bOl'cd ovcrsizc wilh
acw pistons, lings, rod, alld maill Iwalings Thc c/ilnk shall was r cg/llllnd, The oilllllmp,
call1-Iilters werc I'cnsed which WCI'C IICW hcfnrc thc cnginc faihl/c. Thc hcads werc
ImnsfelTcd ovcr to thc I'cplacemcnt block.
16. At thc time Ihat il was sold, thc 1985 Che\'rnlct Blazcl' did noll~olllain a new,
rebuilt enginc IInd a new trallsmission,
17. Altcr picking up thc 1985 lIIazcr on JUIIC 16, 1995, Jacob N, Fcalllnan
discovered Ihat Ihe Blazcl' stilllcaked nil and ovel helllcd despitc Ihc I'cpairs which had
hcen pel'rol'lucd. Additionally. thc ail ('I)lIditionel did 1101 work alld thc gaugcs on Ihc dash
did not work.
18, Jacob N, Fcallmall took the 1')85 Chc\'/llleIBllIzclloan authlllizcd OM Dcalcr
ror cvaluation, 1I/lllon Jnly 11, 1995, Jlll'llb N. Feallman ICl'cived a wli\lcn I'eplllt from
11&11 Chcvrolcl in Shippcnshnl'g, I'cnm,ylvania, dclailillg Ihc dcfcclive cO/lllilion of the car.
Thc 11&11 Chcvlolct lepOlt is a\lached hcrcloas Exhibil C. Thc l~osl of Ihe diagnostic
work by 11&11 Chcvllllct was $153,("\.
19. On Jnly 12, 1995, Jal'llb N, Fl'allman madc wn\len dcmand uplln Leslie Adams
fOI a I'elul'll of his pUldlllSC plkc in exchange rill Ihe dcfcl'live vehicle. A copy or the
wri\lcn dcmllnd is a\ludlcd hcrclo us Exhihil D.
Car Sales Price
Sales Tax
Filing (Tags & Hegislliltion)
Cost o( Diagnostic Evalulltion
Automobile Insul'lInee for
Disabled Vehicle (at $27,7S/lIIonthJ
Intercst Duc on AUln I.oan (at 12.5:H1
of $6,42/1,70
Attolllcy's fccs ($120.00/llnul)
$ 5,995.00
359.70
74.00
153.64
166.50 liS of 11/30/95
40 L80 as of 11/26/95
27. The Unfnir T/IIde I'mcticcs and Consumcl' Protection Law provides lIrat lhe
Conrt may award up to three timcs the aclnal dalllages sustaincd,
WIIEll/WOltE, Plnintiff dcmands judgmcnlagainst Defendant in an amount in
excess of $20,000.00.
COUNT II
IIl'cllch of Exprcss Warranty
28. Paragraphs I through 22 arc incorporated hercin by reference.
29, The Defendant breachcd thc cxprcss warl'llnly printed on the IIsed vehicle order.
30, The Defendant's exprcssed dcseription of lhc 1985 Blazer as containing a new
rebuilt engine and ncw tlllnsmission conslitntcd an cxprcss warranty as per the Uniform
Conllllercilll Code 13 I'll, C.S.A. ~ 2313.
3 L Dcfendant's failurc tn dclivcr II vchidc with II new rcbnilt engine and a new
tl'llnslllission, and thc Defcndanl's failnrc tn rcpair as pCI' Ihe wrillen warranty on thc nsed
vchiclc ordcr conslitutcd brcaches of cxprcss Wil/lilnties.
32, Plnintiff pl'llpcrly rcvoked his acceplilllcc of thc 19/15 Chcvl'Olct llIazcr. 13 I'll.
C.S,A. Ii 2608,
33, Plainliff is enlitlcd In canccl the sale of thc 1985 Chcvl'lllct B1l1zcl' as n rcmedy
for each II/each by the Defcndant 01 an cxpless willlilnty, 13 I'll, C,S,A, ~ 2711.
34, In i1ddilion tn Ihc lelulII of his 11IIIchilse Plicc, the Plaintiff is cnlillcd to recover
incidcntlllnnd conscquential damagcs as pel 13 I'a, C.S,A. ~ 2715.
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CERTIFICATE OF SERVICE
I hereby ccrtilY that a copy of the loregoing Answer of Additional Defendant Dennis Knaub,
tldlb/a U.C.F, Machine Shop to Additional Defendant's Complaint was served this dale by
depositing same in the Post On1ce al Curlis\e. I' A, lirsl class nlllil, posluge prepaid, addressed as
follows:
Taylor 1'. Andrews. Esquire
ANDREWS & JOHNSON
78 Wesll'omfrct Slreet
Carlisle. I' A 17013
Munel R. Walters, III. Esquire
54 East Main Street
Mechanicsburg. I' A 17055
Mechanics' Choice Warranly Corporation
83 Silver Crown Drive
Mechanicsburg. I'A 17055
MARTSON, DEARDORFF, WILLIAMS & OTTO
By -r~~ }'~fJ ~
Thomus J. Wiljj{ms, Esquire
Ten East High Street
Carlisle, I' A 17013
(717) 243-3341
Allomeys lor Additional Defendant Dennis Knaub
t/dlb/u U.C.F. Machine Shop
Dated: January '/..' 1996
v.
l IN THE COURT OF COMMON PLEAS OF
I CUMBERLAND COUNTY, PENNSYLVANIA
l
l CIVIL ACTION - LAW
l
l NO. 95-6057
I
I JURY TRIAL DEMANDED
I
I
I
I
I
t,
JACOn N. FEALTMAN,
Plaintiff
LESLIE ADAMS, t/d/b/a/
CARLISLE AUTO SALES,
Defendant
v.
MECHANICS' CI!.JLC~: I~ARRANTY
CORPORATION,
Additional Defendant
DENNIS KNAUB, t/d/b/a
U.C.F. MACHINE SHOP,
Additional Defendant
ANSWER AND NEW MATTER OF ADDITIONAL DEFENDANT, MECHANICS'
CHOICE WARRANTY CORPORATION TO COMPLAINT OF DEFENDANT
LESLIE ADAMS t/d/b/a CARLIS1.E AUTO SALES
NOW COMES, Additional Defendant, MECHANICS' CHOICE WARRANTY
CORPORATION, by its attorneys, Bsll, Skelly, Murren & Connell,
and files this Answer with New Matter as stated hereinl
1. Admitted.
2. Admitted that Plaintiff instituted the action against
defendants, but specifically denied that the alleged breaches of
warranty were connected with mechanical difficulties. To the
contrary, Plaint iff a lieges a breach of express warranty under
the Uniform Conunerc1al Code, 13 Pa.C.S.A. 12313, without regard
to mechanical difficulties. Further, the Plaintiff allegea
breach of an implied warranty of merchantability, under 13
Pa.C.S.A. 52314, arising from the Defendant's knowledge of the
reason for which the goods were purchased and Plaintiff's
reliance on the skill and judgment of the Defendant. The alleged
breaches relate to matters solely within the knowledge and
control of Defendant. The breaches were not related to later
developing mechanical difficulties but to delivery of the subject
vehicle in a defective condition.
3. Denied. It is specifically denied that Additional
Defendant, Mechanics' Choice Warranty Corporation (MCWC),
provided a warranty as "part of the purchase" of the vehicle. On
the contrary, the warranty agreement was an independent
contractural arrangement between Plaintiff and Additional
Defendant. While the warranty agreement relates to the vehicle
sold to Plaintiff about which he complains, it is not, as alleged
by Defendant, "part" of the purchase.
By way of further answer, gxhibit "A" attached to
Defendant's Complaint is not a copy of the warranty but instead
constitutes only one page of it. A true and correct copy of the
agreement which sets forth the rights and responsibilities of the
parties, viz., Plaintiff and Additional Defendant, MCWC, is
attached hereto as Exhibit "1".
- 2 -
4. Denied. This constitutes a conclusion of law to which
no responsive pleading is required. By way of further answer, it
is specifically denied that Plaintiff had an exclusive warranty
remedy against Additional Defendant. MCWC. Further. Plaintiff
did not, by purchasing a warranty agreement, waive his statutory
protections under the Uniform Commercial Code as alleged in the
Complaint of Defendant. Finally. the warranty agreement of
Additional Defendant, MCWC, does not expressly or impliedly
incorporate, reference or join with it the terms of the vehicle
order form which Defendant attached to its complaint.
5. Denied. Additional Defendant MCWC's obligation to
Plaintiff is not as characterized by Defendant. The agreement
itself, attached as Exhibit "1" hereto, sets out the terms of
Additional Defendant MCWC's obligation, and the effort by
Defendant to characterize the writing is denied as the writing
speaks for itself.
6. Denied. This is a conclusion of law to which no
responsive pleading is required, By way of further answer, for
reasons asserted in N~w Matter hereto, Defendant is estopped from
its claim in that Defendant inspected the vehicle, and assured
Additional Defendant MCWC that the vehicle was in sound working
order, upon which assurance Additionlll Defendant MCWC relied in
entering into an agreement with Plaintiff.
- 3 -
WHEREAS, Additional Defendant, Mechanics I Choice Wsrranty
Corporation, prays for judgment in its favor, plus costs and
attorneys' fees, and seeks thl! dismissal of Defendant's Complaint
against it.
CLAIM IN ADDITIONAL DEFENDANT,
DENNIS KNAUB t/d/b/a U.C.F. Machine Shop
7-11.
These Paragraphs do not apply to Additional
Defendant, Mechanics Choice Warranty Corporation and are there-
fore not answered.
NEW MATTER
12. Additional Defendant, MCWC, incorporates as if fully set
forth herein its answers in Paragraphs 1-12.
13.
Neither Plaintiff nor Defendant
satisfied
the
requirement in the warranty agreement at Paragraph 6 thereof to
seek approval for repairs, nor did either obtain an authorization
number from Additional Defendant, Mr.WC.
14. Neither Plaintiff or Defendant provided notice of
operational failure within five days of June 26, 1995, when the
occurrence for which reimbursement is Bought took place.
- 4 -
15. Defendant, on the warranty agreement (Exhibit 1),
repreaented that the vehicle had been inspected and waa in good
working order, when that wos not the case, and io therefore
estopped from asserting any claim against or recovery from
Additional Defendant, MCWC.
WHEREFORE, Additional Defendant, Mechanica Choice Warranty
Corporation, prays for judgment in its favor and against
Defendant and seeks court costs and attorney fees as well.
Respectfully submitted,
BALL, SKELLY, MURREN & CONNELL
BYI
c ar . onne
Attorney for Additional Defendant
1.0. 121542
511 N. Second Street
P.O. Box 1108
Harrisburg, PA 17108
(717) 232-8731
Oatedl January,;r I 1996
- 5 -
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f1t ~ Y .,e",,,,e'> CII"''' w,nnAtIlY eOn"O"^T1Q~.,,,>,,..,, no. ,,'_ J ~.J I.: 96
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vs.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
JACOB N. FEALTMAN,
plaintiff
LESLIE ADAMS, t/d/b/a/
CARLISLE AUTO SALES,
Dsfendant
NO. 95-6057
JURY TRIAL DEMANDED
MI...R 01' VIRGIIlIA ADAMS TO AllIIHDIID COMPLAINT
MID liP MATTila
Defendant, VIRGINIA ADAMS, by her attorney Murrel R. Walters,
III, Esquire, answers and avers as follows:
1. Admitted.
2. Admitted.
3. Admitted.
4. Admitted in part and denied in part. It is admitted that
plaintiff was shopping for a four-wheel drive vehicle but it is
denied that Plaintiff discussed possible usage of that vehicle with
Defendant.
5. Admitted in part and denied in part. It is admitted that
a 1985 Chevrolet Blazer was examined by Defendant for the purpose
of purchasing it. It is denied that Defendant represented that
Blazer having a "new rebuilt engine and a new transmission
installed" .
It is also denied that Defendant represented to
plaintiff that the vehicle in question would meet the purported
needs of Defendant.
6. Admitted.
7. After reasonable investigation, the Defendant is without
knowledge or information sufficient to form a belief as to the
truth of the averments of paragraph 7 and the same are, therefore,
deemed denied.
8. Admitted.
9. Admitted.
10. Admitted. By way of additional answer, Defendant also
paid for gasoline, taxes and miscellaneous out of pocket expenses.
11. Denied. Defendant agreed to repair the vehicle but never
agreed to make a detailed report of the repairs nor to return
replaced parts.
12. Admitted in part and denied in part. Defendant notified
Plaintiff that the vehicle was repaired and ready to be picked up
but it is denied that there was any representation about paperwork
regarding the repairs.
13. Admitted.
14. Admitted.
15. Admitted in part and denied in part. It is admitted that
the repairs were performed on the engine at UCF Machine Shop on
1500 N. pitt street in Carlisle. It is denied that the averments
in paragraph 15 represent an accurate description of the work
performed at UCF Machine Shop and proof thereof is demanded at
trial.
16. Denied. The vehicle did contain a rebuilt engine which
had been completed immediately before transfer to Plaintiff. It is
denied that there was ever a representation that a new transmission
was installed in the vehicle.
17. Denied. Despite repeated requllsts by Defendant, Plaintiff
refused to return the vehicle so that it could be inspected to
determine what, if any, mechanical problems existed.
Because
Defendant has been precluded from examining the vehicle, he has no
knowledge or information sufficient to form a belief as to the
truth of the averments in paragraph 17 and the same are, therefore,
denied.
lB. Admitted in part and denied in part. It is admitted that
a report from "'" Chevrolet is attached as Exhibit C, but it is
denied that this represents a complete report concerning the
mechanical condition of the vehicle.
19. It is admitted that a letter was sent to Defendant, but it
is denied that the vehicle is defective.
20. Admitted.
21. Admitted.
22. Admitted
COUHT I
violation of unfair Trade praotice and Con.uaer protection La.
23. No responsive pleading is required.
24. Denied.
A. The Defendant did nothing to cause confusion or
misunderstanding as to the vehicle. The vehicle was used with over
134,000 miles on the odometer. The high mileage of the vehicle was
discussed carefully with Plaintiffs prior to the sole.
B. Defendant represented the vehicle as a used vehicle
that had been recently repaired, which was exactly the situation.
There was no representation as to quality other than the fact that
the vehicle was in good operating condition. When it was
discovered that there were mechanical problems, Defendant attempted
to correct these until Plaintiff refused to cooperate further.
C. The specific terms of the warranty require Plaintiffs
to cooperate with Mechanics' Choice Warranty corporation, 83 Silver
Crown Drive, Mechanicsburg, Pennsylvania. Plaintiffs refused to
follow the instructions of the warranty corporation in returnin~
the vehicle to Carlisle Auto Sales for further repairs. There is
no further obligation of Defendant under the contract as it relates
to a written warranty, although Defendant has always offered to
remedy any problems if only Plaintiff would cooperate by returning
the vehicle.
25. Denied. Defendant engaged in no unlawful acts or
practices, has not violated the Unfair Trade Practices and consumer
Protection Law and, to the contrary, has cooperated in any way
possible with Plaintiff in attempting to correct alleged mechanical
problems.
26. Denied. Defendant has not violated the terms of the
Unfair Trade Practices and Consumer Protection Law and has,
therefore, not caused any of Plaintiff's alleged damages.
27. Admitted.
WHEREFORE, Defendant demands judgment in her favor plus costs
and attorney's fees,
COUNT II
Breaoh of BXDre.. Warranty
28. No reeponsive pleading is required.
29. Denied. The express warranty printed on the used vehicle
order wae not breached by Defendant. To the contrary, Plaintiff
breached the terms of the warranty by not cooperating with the
warranty company in providing the vehicle for inspection and
subsequent repair.
30. Denied. Defendant never represented the vehicle as having
a "new rebuilt engine and a new transmission", but only stated that
the engine had recently been rebuilt.
31. Denied. The vehicle was delivered with a rebuilt engine
as represented but did not contain a new transmission, which was
never represented.
It is admitted that there were mechanical
problems which Defendant attempted to repair but, due to the non-
cooperation of Plaintiff, has never been able to complete.
32. Denied. The Uniform commarcial Code requires a buyer to
give a seller a reasonable opportunity to make repairs. Plaintiff
did not afford Defendant this opportunity and is, therefore, not
entitled to revoke his acceptance.
33. Denied.
Because Plaintiff failed to give Defendant an
opportunity to make necessary examinations and possible repairs on
the vehicle, he is not entitled to cancel the sale under the
Uniform commercial code as it relates to an express warranty.
34. Denied. Plaintiff is not entitled to recover additional
damages because Plaintiff has failed to comply with the terms of
the uniform commercial Code in providing Defendant/seller an
opportunity to examine the vehicle and make necessary repairs.
35. Denied.
It is denied that the damages set forth are
.
accurate or that they are recoverable.
WHEREFORE, Defendant demands judgment in her favor plUS costs
37. Denied.
It is denied that an implied warranty of
i
i
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I
I
I
!
I
,
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~
and attorney's feeS.
~~~HT III
IIr..ah of ;ii;i ..rrantin
36. No responsive pleading is required.
merchantability waS involved with this sale and proof thereof is
demanded at trial.
38. Denied.
It is denied that Auch an implied warranty
existed and it is denied that the vehicle was not fit for ordinary
use.
39. Denied. It is admitted that Defendant knew that plaintiff
wanted to purchase the 1985 Blazer but it is denied that he kneW
the particular purpose for which the vehicle was required and it is
denied that Plaintiff relied upon his skill and judgment in
selecting the vehicle.
40. Denied. It is denied that any implied warranty applies to
the vehicle.
41. Admitted in part and denied in part. It is admitted that
there was some mechanical problem with the vehicle which caused the
immediate breakdown, but it is denied that there was breach of
implied warranties, particularlY in light of the fact that
Plaintiff has refused to cooperate with Defendant in ascertaining
what, if any, defects still might exist.
42. Admitted in part and denied in part. It is admitted that
remedies for implied warranties are similar to those for express
warranties, but it is denied that Plaintiff is entitled to the
benefit of either warranty.
43. Denied.
It is denied that Plaintiff is entitled to
recover any of the listed monetary amounts.
WHEREFORE, Defendant demands judgment in her favor plus costs
and attorney's fees.
liD HATTIR
pur.u.nt To P.. R.C.P. 2252
44. Defendant incorporates by reference paragraphs 1 through
43 of this Answer as though fully set forth herein.
45. Mechanics' Choice Warranty corporation (joined to this
action by separate Complaint of Defendant) is solely liable on the
Plaintiff's cause of action in that the agreement between
Mechanics' choice Warranty corporation and the Plaintiff excludes
from liability carlisle Auto Sales and any employees thereof
inclUding Leslie Adams.
A copy of the warranty contract is
attached hereto as Defendant's Exhibit A.
46. If Defendant carlisle Auto Sales or Leslie Adams is found
liable, said liability being strictly denied, Mechanics' Choice
Warranty corporation is liable over to carlisle Auto Sales and
Leslie Adams on the Plaintiff's cause of action, in that any and
all warranties applicable to the Plaintiff's vehicle were covered
-'"'-
by the agreement entered into between Mechanics' Choice Warranty
corporation and the Plaintiff.
47. Dennis Knaub, t/d/b/a U,C.F. Machine Shop, 1500 N. pitt
street, Carlisle (joined to this action by separate complaint of
Defendant) is liable over to Defendant on Plaintiff's cause of
action in that the problems about which Plaintiff complains
resulted from repairs done by Dennis Knaub, t/d/b/a U.C.F. Machine
Shop.
48. If Dsfendant Carlisle Auto Salss is found liable, said
liability being strictly denied, Dennis Knaub, t/d/b/a U.C.F.
Machine Shop is liable over to Defendant on Plaintiff's cause of
action.
WHEREFORE, Defendant Virginia Adams, t/d/b/a carlisle Auto
Sales demands judgment in her favor together with costs or, in the
alternative, in the event that a judgment is recovered by Plaintiff
against Defendant that Defendant may have a judgment over and
against Additional Defendant Mechanics' Choice Warranty corporation
and/or Additional Defendant Dennis Knaub, t/d/b/a U.C.F. Machine
Shop for the amount recovered by plaintiff against Defendant,
together with costs.
MURREL R. WALTERS, III, ESQUIRE
Attorney for Defendant
54 East Main Street
Mechanicsburg, PA 17055
(717) 697-4650
1.0. No. 24849
I verify that the statements made in the foregoing Answer of
virginia Adams to Amended Complaint and New Matter are true and
correct.
I understand that false statements herein ars made
subject to the psnalties of 18 Pa. C.S. S 4904, relating to unsworn
falsification to authorities.
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JACOB ~. FEALTMAN.
Plaintiff
: IN TilE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY. PENNSYLVANIA
v.
: No. 95-6057 CIVIL ACTION. LAW
LESLIE ADAMS and VIRGINIA ADAMS:
tldlbla CARLISLE AUTO SALES.
Defendants
v.
MECHANICS' CHOICE WARRANTY
COOPERATION,
Addllional Defendant
v.
DENNIS KNAUB, lldlbla U.C.F.
MACIUNE SHOP,
Addllional Defendant
: JURY TRIAL DEMANDED
IU:.... \'
Plaintin: Jaeoh N. Feuhmun, hy his ullomey. Taylor 1', Andrews. Esquire of Andrews &
Johnson Answers the New MUller in Defendunt. Virginin Adums' Cllmpluint us follows:
44-48. I'luintll1' incorporalcs hy reference his reply lolhe New Muller inlhe Answer of
Defendant. Leslie Adums, whieh uverments ure idenlicnllothe New Muller inlhe Answer of
Virginu Adums,
ANDREWS & JOIINSON
Date:
<::;'-17-'57
lIy:
Tay r '. Andrews, Esquire
C 'elliJr Pluinllll
78 W. Pmufrel Streel
Curllsle, PA 17013
Telephone: (717) 243.0123
Supreme Cont! J() No. 15641
MCOII N. I'EALTMAN,
I'lallllll'l'
: IN TIlE COURT 01' COMMON I'I.I!AS 01'
: CUMIIERl.AND COUNTY, PENNSYLVANIA
v,
: No, 95-(,057 CIVIl. ACTION. LAW
LESl.1E ADAMS and VIRGINIA ADAMS
lldlbla CARUSLE AUTO SAUlS,
Defendants
v,
MECIIANICS' CHOICE WAIUtANTY
COOI'ERATION, lD'1"
Addltlollal Defendant
v,
DENNIS KNAUII, t/d/b/a U,c.I'.
MACIUNE SIIOP,
Additional Defendant
: JURY TRIAL DEMANDED
NOTICE OF MEETING
OF ARDlTRATORS
PLEASE TAKE NOTICE Ihatlhe Arbitrators appointed In the above-captioned acllon will sit for
the purpose of their appolnltnelllon Wednesday, Decemher Ill, 1997, at 10:00 o'elock A.M. In tbe Old
Courthouse, Second Floor Hearing Room, Cumherland County Cout!lIousc, Carlisle, Pennsylvania.
Dale:
/')cTCbl){... ? j'i'1'J
I
lIy:
William A. Yocum. Chair
TO:
David Stone, Esquire
414 Bridge Street
New Cumherland. I'A 17070
Arbitrator
"'Taylor P. Andrews. Esquire
78 W. POll1fre Street
Carlisle, PA 17007
Anorncy for Plaintiff
"'Morrellt Walters, 111. Esqulrc
54 W Main Street
Mechanicshurg, P A 17055
Altorncy for Defendant
Darrell Dethlefs, Esquire
355 N. 21st Strcet
Camp 1111I. PA 17011
Arbitrator
.IRlchard E, COllnell, Esquire
5 II N 2nd Street
PO lIox 1108
lIarrishurg, P A 1710 I
Altorney for Additional Defendant
"f"Thomas 1'. Cheflins
I Courthousc Squan'
Carlisle, PA 17013
Court Administrator
"'Thnmas J. Williams, Eslluire
III E Hight Street
Carlisle, PA 17013
Altorney lilr Additional Defendanl
lIulletlnlloard
Prothonotary's Oflice
Cumherland Cnunty Cnurt House
Carlisle. PA 17013
JACOB N. FEALTMAN.
Plalntifl'
IN TIlE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY , PENNSYLVANIA
v.
CIVIL ACTION - LAW
LESLIE ADAMS and VIRGINIA ADAMS:
tldlbla, CARLISLE AUTO SALES,
Defendal1l
NO. 95.6057
: JURY TRIAL DEMANDED
AMENDEn COMI'LAINT
Plaintiff, JACOB N. FEALTMAN. hy his allorneys, Andrews & Johnson by Taylor P.
Andrews, Esquire, respectfully represel1ls:
1-43. The original complaint consisting of 43 numbered paragraphs and three prayers
for relief filed on November 13, 1995 is incorporated herein by reference. A copy of the
original complaint is allached hereto as Exhibit I.
Jacob N. Feltman vs. Virginia Adami
44. At all times material to the transactions referenced In paragraphs 1-43 Virginia
Adams was the owner of the huslness known as Carlisle Auto Sales. (May 22, 1995. July 12,
1995)
45. All acts alleged hy Leslie Adams In paragraphs I lhrough 43 were acts
perfonned by Leslie Adams as an employee and agent of Virginia Adams and were In the
course of his employmcnt.
46. Virginia Adams Is vicariously liahle for thc acts alleged of leslie Adams, and
this vicarious liabillly applies 10 each of lhe Iirslthree counts of lhe original complall1l.
WHEREFORE, Plaintiff demands judgment againsl Defcndant, Virginia Adams, in an
amoul1lthat is not In exccss of $20,000.00.
ANDREWS & JOHNSON
Date: ~ I~ ('iJ/
By:
-7
Ta 0 P. Andrews, Esquire
C el for I'lalntlfl'
78 W. Pomfrel Slrcet
Carlisle, PA 17013
Telephone: (717) 243-0123
Supreme Court ID No. 15641
v.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACfION - LAW
NO. 95-6057
JlJllY TRIAL DEMANDED
JACOB N. FEALTMAN,
Plaintiff
LESLIE ADAMS, l/d/b/a,
CARLISLE AUTO SALES,
Dcfendant
COMPLAINT
Plaintiff, JACOB N. FEALTMAN, by his allorneys, Andrews & Johnson by Taylor
1'. Andrews, Esquire, rcspectfully represcnts:
1. Plaintiff is JACOII N. FEALTMAN, an ildnlt mille who rcsides at 524 Shcd Road,
Ncwville, Cumberland County, Pcnnsylvania. 1724 J,
2. Dcfendant is LESLIE ADAMS, an adult malc trading and doing business as
Carlislc Auto Salcs at 1460 Ncwville Road, Carlislc, Cumbcrland County, Pcnnsylvania,
17013.
3. On May 22, 1995, Plaintiff visited Defcndant's used ear salcs lotto possibly
purchasc a vchiele.
4. At the abovc datc and place, Plaintiff, JACOII N. FEALTMAN, lold the
Defendant, LESLIE AIlAI\1S, that he (Jacob N. Frahman) sought a reliable four-wheel
drive vehicle for his wifc to use as a family ear and for him to usc on hunting trips to
Virginia.
5. At thc time and plaec refercnccd abovc. in rcsponsc to Mr. Fealllnan's expressed
nccds, Leslie Adams showed Mr. FCRltman R 1985 Chcvrolct Blazcr, and Mr, Adams told
Mr, FealtmRn that the Blazer had a new, rebuilt engine, and a new lHlnsmission installed.
Knowing the necds expressed by Mr. Fealtman, Mr. Adams offered lhe 1985 Chevrolet
B1azcr to mcct the needs,
6, On the dale and ilt lhe place refercnced above, Jamh N. Feilllllliln signed a
wrillcn used vehicle Older whercby he agreed to pUll'hasc lhc 1985 Chel'lolel Blazer for a
price of $5,995.00. 111i5 ordcr was accepled by Leslie Adams. A copy oC the used vehicle
order Conn is allached hereto as Exhibit A. II contains an express warranty for 12
monthsll2,000 miles.
7. To purchase the 1985 Blaler, Jacoh N. Feahman borrowed $6,428.70 from
Members 1st Federal Crcdit Union at 12,5% IInnual interest. 'Ille nolc and disclosure
statement are allached heretn as Exhibit II.
8. On May 26, 1995, Jncoh N, Feallman paid Leslie Adams $6,428,70 and Jacob N,
Fealtman received from Leslie Adllms the 1985 ChevroletBlaler referenced on the used
vehicle ordcr form, The paymenll'llI'l'Ied lhe following:
Car Sales Price
Taxes
Filing (Tags & Registralion)
Total
$ 5,995.00
359.70
74.00
$ 6,428.70
9. Jacob N. Feahman took his wife and children on a family trip South on Interstate
81 on May 26, 1995. lIefore it had heen driven 200 miles, the 1985 Blaler experienced n
mechanical breakdown al the Woodslol'k, Virginia, Exit No. 283,
10. DeCendanl, Leslie Adams, IIl1anged and paid for the relurn of the 1985 BllIzer
to the Defendant's Cllr lot. Dl'fl'llllllnl also paid for Plnintirr's lodging in Virginia and l<1I a
rental car.
I J. On May 30, 1995, Jal'oh 1'<';\llman's wife, J.orie, on hehallol Jamh !'cal1mnn,
directed Leslie Adnms 10 make a "l'lallt-d leport nf the repnirs 10 III<.' 19H5 Blalel IInd In
return all parts which were replaced, 1.1'slie Adams agreed with thl' l'xceplionof Ihe l'rllnk
shaCt which he eould l~xchange lot a P5(1) tl'llnle,
12. On June 14, 1995, I.e sli I' Adams nnlined I'laintirr thatlhe Blnl,er was repnhl'd
and that it could he picked nplllong with papetwmk pertnining In llll' lepnh,
13. On Junc 16, 1995, Lurie Fcallman, on hchalf of Jacoh Fcallman, picked upthc
DIazer hut discovercd therc was no papcrwork and no records descrihing thc rcpairs
pcrformed. l11cre also wcrc no rcplaccd parts provided with thc Blazer.
14. LOIic Fcaltman, on bchalf of Jacob Fl'allman, l'onfronted Lcslie Adams and
asked ahout rcpair records, Lcslic Adams told hel there were no such records, but Ihat he
had thc B1azcr rcpaircd at UCF Machine Shop on K Street.
15. On June 19, 1995, Loric Fcallman detl'lIuincd thaI the rcpairs performed at
UCF Macbinc Shop wcre as follows: Enginc block was ll'l'lal'ed IInd borcd ovcrsize with
ncw pistons, rings, rod, and main hearings, The "lank shaft was rcground. 'I1te oil pump,
cam.liftcrs were reused which were ncw beforc llll' enginl' failurc. 'I1te hcads were
transferrcd over to thc rcplaccment hlock,
16. At lhe timc that it was sold, Ihe 1985 Chcvrolct Blazer did not contain a new,
rehuilt engine and a ncw transmission.
17. Aftcr picking upthc 1985 B1azcr on Junc 16, 1995, Jacoh N. Fcaltman
discovcred that lhe B1azcr stilllcaked oil and OWl heated despitc the repairs which had
becn perfomled. Additionally, the air l'onditionl'l did not wmk and the gauges on thc dash
did not work.
18. Jacob N. Fealtman took the 1985 Ch"\I<1I,'1 IIlazel to an authorized OM Dealer
for eVllhl1tion, and on July 11, 1995, Jal'oh N, Fealtman leceived II writteu report fwm
11&11 Chevrolct in Shippensblllg, I'cnnsylvl1nia, d"tailing till' dcfeclive l'Ondition of lhe l'al'.
The II&H Chcvrolet rcport is attal'hed he.eto as hhihit C. The cost of thc diagnllSlic
work by H&H Chevrolet was $15J.h4.
19. On July 12, 1995, Jamh N, Fealtnliln madl' wlilten demand upon Leslie Adnms
fOI a leturn of his purchasc pricc in exdlllngl' 1'01 1111' defl'l'tive vchiclc. A copy of the
WI iltl'n demand is attached herelo as Exhihit \)
Car Sales Pricc
Sales Tax
Filing (Tags & Registration)
Cost oC Diagnostic Evaluation
Automobile Insurance for
Disabled Vehicle (al $27.75/monthJ
Interest Due on Auto Loan (at 12.5 'ii,
of $6,428.70
Allorney's fees ($120.00/Hour)
$ 5,995.00
359.70
74.00
153.64
166.50 as of 11/30/95
401.80 as of 11I26/95
27. l1te Unfair Trade I'liIclices lInd Consumer I'rotection Law provides that the
Court may award uplo three times the actual damllges suslained.
WllEREFOItE, I'laintiff demands judgment against Defendant in an amount in
excess of $20,000.00.
COUNT II
nreaeh of I~xpress Warranty
28. Paragraphs I through 22 arc incorporated herein by reference.
29. TIte Defendant breached the express warranty prinled on the used vehicle order.
30. TIle Defendant's expressed description of the 1985 Blazer as containing a new
rebuilt engine and new transmission constituted an express warranty as per the Uniform
Commercial Code 13 I'a. C.S.A, ~ 2313,
31. Defendant's faillllc tll ddiver n vehicle wilh a new rebuilt cnginc and n new
transmission, and the IJefendalll's failure 10 repair as pcr the wrillell wananly on lhc used
vehicle order constituted brearlll's of express warranlies,
32. Plaintiff properly rCl'llh'd his ncceptance of thc 1985 Chevrolet llIazer. 13 I'a,
C.S,A. ti 2608.
33. Plaintiff is entilled tll l'allrellhc sale of the 1985 Chcvrnletlllllzel as n remcdy
for each breach hy the Dcfendanllll an l'xpress wllrranty. 13 I'a, (',S,A, ~ 2711.
34. In addition to the lI'IuIII III his I'lIIchllSC price, thc I'lninliff is l'nlith'd III II'rover
incidental and nlllsel)uenlial dllmagl's as pcr 13 I'n, c.S.A. ti 2715.
35. Plaintiffs damages recoverable for Defendant's breaches of express warranty
are:
Car Sales I'rice
Sales Tax
Filing (Tags & Registration)
Cost o( Dlagnostie Evaluation
Automobilc InsullInce for
Unusable Vehicle (at $27.75/monlh)
Interest Due on Auto Loan (lit 12.5%
of $6,428.70
Tolal
$ 5,995.00
359.70
74.00
153.64
166.50 liS of 11/30/95
401.80 liS of 11126/95
$ 7,150.64
WHEREFORE, I'laintiff demands judgmenl against Defendant IIn amount which
does not exceed $20,000.00.
COUNT III
Dreach of Implied Warranties
36. Paragraphs 1 through 22 are incorporaled herein by reference.
37, An implied warranty of mcrchantability was attached to this sale. 13 Pa. C.S.A.
~ 2314.
38. TIle implied warranly of mClchllnlahility was brenched in that the 1985 Blazer
was not fit for the ordinary purposc fm which such goods are used.
39. At the timc of the sale of this 1 ~SS IIIMl'l, lhe Defendant knew the particular
purpose for which the goods wele let)uin'd, and hl' kncw lhat the I'lainliff was relying on
his skill or judgmenlto sclecl thc 1~1I5 CI1<.'\'IOll'l IIlazer 10 meel Plaintiff's requirements,
40. 111ere was an implied wananty 01 fitlll''' for a particular purpose attached to
lhe sale of this 1985 Blazer as per 13 I'a, C.SA ~ 2315,
4 I. Defendant breached hoth implied Willlanlil'S hy the delivelY of lhe 19115
CheV/olet B1azcr in a defectiw condition to till' I'lilinliff.
42. Plaintirrs remedies for Dcfcndlln"s hll'i1l'h of cllch implied wananty arc the
same as I'laintiff's remedies for Ddendnnl's hn'i1t'h 01 express wnnunties,
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l'Iuu In\ II lilt 'UI" IhI",,'" ,hit 10 ...111111111. hid II u,I,Il11 fll,lu"
,".11110"11'111 1II,.",plllppllUDIII,I'UI'IIlI. fill 1.1111'
PROhUSI10 ra, _ 11111 1110..\I\r tllll~lllllht (II"!.! ,"101_' Ihl' InlOlllll rOll OWl Ullllt!
'I., "'1'"'''''''' "I..!\ l"I,llf~II..llf ""10(.11 ",Ill UII 1\ 11""."~1 0111.... lI,n!" ..lIt h'u
1..'-'.~' ',.1 ~, '" :r'" ',1 .., pi C, tUrd till 1'Ir : '" I" ,\- ...,\. Willi ,',1,,1 lUll I'''''' 11'\ tlrrn
Ij.l".ll :-'. ..llYu.\1 fll\>u"r undtlllM 'Q'rl'n_'1l1 .)1'" hllloo.ll'l,lwl""I'Il)hO"''' ,II
In. 1',1'1 ,'1\ r!l.llulI,: (h\flO~ul~ OH lilt "IflU )~h II"" ""l OliN" Jlnol.lnt, ,('IvaneI'll
U) Int ('t!'MullIon 10 ~ou Ul 1lt1 )lltJ1 t1th.lllullOU 1I111 f~'IVlllt"l
1tl.ltm'lnlftll plr'OI.pll..ppl,lo bCllhhlU.nll UII.bll lalt lUll'
r.UMIHI$ _ ~'uu p,onnl III mj.'IlI,'lltnli ollnt "llO)\lfll "ll.I.llht I,nl( llltl",n
II1I"r tMh In lrndlflg Dildosurl Oft lhe Itvrrn lIdr unl_\'<tlal lWO....-r "n bun Itpa'll
IOU INr mau larOIl plymtnl1 withOul pcnlll~, II ~olllkl pitp'r parlOr ",tI" tou O'll'.
wlmQufnl Cllymtnl' .. 1t1Nk'! dUl .. sehedultd II tOll 00 no! m.h Illymentl U
\U\tOultiJ 01 II )OU tIKI credil mullntl, lllUI laU IlIymfnl m.r be I.rger Ih," Ill.
jmou~l 01 Illr olhe1llhmtnll VOU pron\lu 10 1I".e p.)!TltnllII Ihe pl'le CM~~fl1)~
1"'Cfttl,IUnt\l1l
IOAHI .., MAti _ III'"' lO.n" belflg m.ar b~ II,~,I ,'II." ,t U<I H'~ 1')J'II!t'li'f" ,'.1.. ,
t,,~ !uti. I"ll< ttd~ .'e nla~ed It Ihi, lO,n f,II'I"l!,\ ~OI Utl'f' ~U.. q"l 1",'11 .,,1; (,t
l,!'Ctlf~ '1\0 .,hnanc:.td Ii ul I'" 'tlu,l dl.bulum,;nlllJI,
UCURII'I' INflRUJ - An~ 1l10Pfrt)' It\(llloTl.n Iht -Stlunrl' Ulltlrd' !tn>"n t.n thr
't,'IU'lde....tlIb.lfcuril)'lollllislo'ntfll<ld+hon.tlu.O'fflh"klln."!'OIlCUr'(l
b, .~ tile Ih,ln Illd dtPOllts ItIII1 your ItI4lvI4u,l.r'Ill IOIll1 .tclllJnU 1lo1111 Iht clfa<l
~,.,(;n nO"," 'Ild mlhe Iulult Sh.rn.nd depo,I" Wlln Illd,yodu.T fitT'llnlfnl Arl lllJHI
I~~ "'1 0111'. 'ltounlth" would Iou lp'CIJIIIlIIUI01tnllltWrr ~1.l1f '" Ir.I1tI" I~t.
I ~'IH H ~ttu"" lit nol lubjtCl 10 Iht ItClIllt, IllltlUI r(IUIl"I ", 1'1,,' ~IIJ'f' ,j"':
Jtl'i".... Pl('lfelll )'ou hJ~t gll,n 10 St(UI! Vllltl il\~'IIIlo.11 Al~ll '~lll't lI\l~ In"
SECUHtT't' AGREEMENT
I,' ~'l,\ 1!#'rrnlflll.llltlerencfl 10 cred,' unIOn. mUll ltlt crrdll limon ..hO~t name
'rcU'~ tin thls nOlllnll.n)'tlllelo~tlDmthe credll tII\lOIIllJIQ'" 1M 101" A~ Itttlrne!'s
II 111"0111"' "If.nlht IoJn dncllb.d '" ItIt tlulh In ItndlnO (),~lloS\llt Allr,r,lt'\( r\
Iv IVY mun taeh ptrJDn ....no SIgns thll Igreemenl
IHE nCURln rOR JH[ LOAH - 8, 1iQnin/jllllll "tl/I~r IV.t,mtlllw.lh. "QI1~lu.e
~Id or tl~ il\lnu\Q U\I ~lltlmenlltl."1llU to tin ~llClNlIl un lilt lI.,.. 01 lh, thcc/J.
~(,~ IHfl\'~ IVI laul kllJl )'01/ 91Vf 1M (It'diI "",UII .1~1 t<, .'hh.II.., ~ '.('lU',11 IllltltU
In Il'It ploprrlr duwbtd 1Il1ht "Steuril. Olltrrd <<thon lilt uculII, lfllflnl,vu
O'lt i"cludn Ih ICcrnlOlls Accn$lons lIe IhingS ....hI(h lit .1lI{ht<llli UI ~I,I~lIrll
'" l'lt P'OIl!'l1y no..... or III Ihe II/tult ttl. ueu"l., 1I11"IUIII\I~ "l(l"rtf~ 'lll'tpl'\Ullltlll~
10' lilt llrO"tnr .~tllcll yuu bur WllIlIlllO dlys ollht Io,n II' ,nl' tllr"~lIl'l' .tr\t.".l~
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litE PROPEflIY OESCltII'lIUJIUN 1I1l IlIVElI~1 ~1I11 IS "AliI Of TIllS AOREEMENT.
NOllCr: SIGN TIllS AOllrrMfJl1 111/ 111/ III V[lISE SIDE,
MEMBERS 1ST FEDERAL CREDIT UNION
5275 E. Trlndle Road
Mechanlcsburg, PA 17055
MI Mill" NlMfAN011jjj!ifss
NOTE AND DISCLOSURE STATEMENT
---------------------
NO,
R,
NO.
037.0484-0
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INI(II[Sl
lOAN NO
I rnLTMAN, LORlr L, f
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MEMBERS 1ST FEDERAL CREDIT UNION
6276 E. Trlndle Road
MechanlcBburg, PA 17055
RAll Of
INllREST
lOAN 0
~...51~.~C~__
.. "MIM'OEn NAME ANO AOORESS
,r:m.TMAN, LOHII.' I. ~
I-I.AL lMAN, .mum 1,1.
'",'I, SHED IW
_.:JLWVILI Eo PI4 17,"'1197t,~.
AccouNT'NO
.. 'JIIII,I iNSUi\[D'S N4F91 " 1 ."n/.
037.0484.0
MAj1iiiify.....1~L'.....-.._-- - '!:~
no... ~ . .. OAll n.. -, 'Jfl :~.._JflXEO - VAnlAOIE
n I s agraement "you' and "your" mean each person who signs this agreemenl The "credit un on' meens the cledlt union whose neme appeers ebove end anyone
10 whom the cledit union transfers 115 r1 hts under Ihls a reement. The lerms on the reverse side are lit of Ihls a reement. Boxes checked a I to this a leement.
ANNUAL PERCENTAOE RATE
ThleGlllll~tfldlllllr"l1rllt.
FINANCE CHAROE
Amounl Financed
fhetmOl,JllOlcrtdtlptO\'llJtdlO)1lIlOfon
)'OOlbtlltll
Tolal 01 pa mlntl
The ImM1.r:U wlI hav. pakl ""*' wu
hi.... mlde plymenllII IChedulrd
e means an es ma e
PrlPIYRlInl: If you PlY olf eaity you will
nol have la pay a penalty.
Rtqulrld Dlpoall: The Annual Percenl.
$ age Rale does not lake Inlo account
"'V," % $ "'" ,"n 1" $. ,- , our re ulred de oslllf an ,
Vanablt Rltt: The Innual percentage rale may Increase during the lerm of Ihls transaclion If: theN/n (Index)
chlnges, We will add a margin of ': I n to the Index value, The rale will change monthly on the firsl day 01 Ihe monlh, The rate will never be higher than the
maximum rale ellowed by law. and It will never be less than 1'1/ {I , Any Inleresl rale Increases will lesultln more paymenls of Ihe same amount. For Eumpla.
If your loan wea for $5.000 a115% lor 48 monlhs and Ihe Annual Percenlage Rale Increased by 2% after one year, the term 01 your loan would IncrIBSa by two monlhl.
Your Numbt' 01 Paymtnll Amounl of Ptymtnll Whtn Paymlntl Art Due Proptity InaurlncI: You may oblaln property Insurance from
Paymant .15 ."11 ,t, I n",nth I " 1,I"p" ,,, Il, "~'l~ anyone you wanllhalls acceplable to the credit union, If
Schadule 1 ..: It.. I F j nal d UP ;:0', I { ':1\ you gol the Insurance from the credit union you will pay
~~ $
"cUllly: CollateralleCurlng olher loans with Ihe credit union Ihe goods or
will allO secura this loan, You Bre olving a security inlerest properly being
In your shares and/ol deposits In the credit union; and purchased; (Describe!
LIII FIt".t: If your payment Is 10 days or more past due, you will be chargod a lale lee equal 10 5% 01
your lcI1edulad payment. $
I.... I centllCt ~ocumlnla 101 In addlllonll Inlormlllon aboul nonplymanl, da,iu t, Ind any /I u rid "ptymtnl n lu
lhedolilflmoll"llh.C1tdllfl1VcOI1)'Oll
Filing Fees
II.
ITIIIIlAllON
Of AIlOONT
_001 $ /;4.'11 7.-.
Amounl
Paid to $ n/a To "'-'.'d I t t l",Ill.lt',lr,c!>
Others on S Y1.-' e' To, r,\ I e~
Your Behall $ ,,' To
A D SECURITY AGREEMENT CONlINUEO ON "EVERSE SlOE
Tha lollowlng paragraph appllas only 11 this 15 a variable rala loan: Tt,e Inl\lal rIle of Inlerest IsNl1:I %,
Inla/lal: Inlerest will be charged from Ihe dale ollhls loan un\li you have paid whal you owe under this AgreBment. The Inleresl rale Is SUbjBctlo change ulollows:
If tha ""0 (index) chlnges, We will add a margin olN/n to tha Index value.
ThI rlla will changa monlhly on the firsl day 01 Ihe monlh, The rale will never bB hlghor than the maximum rale allowed by law, Ind It will naver be less Ihan '" I U
Any Interest rate Increases will resullln more paymenls of the same amouni.
'"11'11&8"10 Pav: Yo~ promlsa to pay $ L '. '-:/1, 7"1 . \0 lhe'clcdil union plus Intoresl on the unpaid balance at I,C. d"'" % per yeBr
unU! whal you OWB hoo been 'Bpald
Colllcllon COllI: You promise 10 pay all cosls 01 collecllng the Blllounl you owe under \1115 agreement Including court cOSIS and reosonable eltorneys fees, up 10 20%
pitnclpal and Inlerest.
"curlly Ollllld: MODEL liAR""'. _... _u_____ 10 NUMBIR -- IH'r ' VA~'---
AMOUNT
GIVEN 10 VOU
DIR[CTLY S f':'4i~IL i'n
AMOUIIT PAlO
ON VOUR
ACCOUNT
$
'nIl!.
pnEPAIO
IINANCE
CHARGE
S rl/H.
$ n/a
$
$
To
To
To
This Nole Is governed by the laws of PA
CHEVRlll I 'f "I.tllf'fl
I 'lip."
'o/)CllOF.ltFOlih'blt1 mHO
n/a
nl ~,
$
Acct. N
$
Acci. N
rl I ':I
.
"You" or "Your" moans lire member Bnd IIIC I"",llIlsu"ll (II apIII".1hI01 (',.,,1'1"",111,11"0 II volunlllV and nol required In order 10 oblaln Ihllloan. You may
aelecl'8ny Insurlr 01 your clrolce You are ,,""IV'''9 10 IIle SnCloly 1111 rre!l,I.nSln,lIl1" on ynll. 108n You BUICO In IIBY Iho IlIenlllJln [l1argos slrown below DO NOT
liON THI8 APPLICATION IF IT CONTAINS ANY bLANK SPACES, Thll eppltcBlton II void and will nol ba uud In a conleslll all blink Ipml hm nol baan
complllld, IIlha mambl' hll nolllgnad Bnd daled Ihe Appllcallon, Ind lithe Apllltcelton hll nol been wllnened. 'lro lollowlng slalemonls mado by you are
Ie relenllllons ~ndar~ullue.lu ".. hosl 01 your ~nnwledge'lI'dh'liel,..__~.______.""._u____u _
fl j CRE.ollllFE INSURANCE I CREDIT DISAbiLITY INSURANCE . .. "-..----
,1,ou under,ji65l/,\ nw' : INo ,-I (Jill/liS rlalo, are yoo presently acllvcly al work Bnd regularly performlllg all ollhe
I .11 '1t '" .,
~""look Illh. bDl on th. IIV"" liD., 10 "" Illhlllllllud Dr Vllllbll III. lOin,
~Ilollowlng pmillph Ippllu onlv 10 "rllbl, III. 101nl:
IftOMISE 1U IIA Y - I I.',) 11i\I'lH~'" ~" I '. :';1 I" '. 1"1' !tll' ,111111UHI ~ III' "",1 ,jllIlI'I
,lligrfflllt!lll.lI .1Il1ll\l'If.\llale 1\110111 ,',Iii ~'I,ll ;" l'II"..lt'll (llllhl! fl!Yl""-" \IJI' \'011
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.pald The .}l1\Olllll lOll Ol'ltl undt'! Hii' "PI'I'lIlt'" l!l HII' Amounl rmalli'l'l1 !>!III"ll 111
ftf Truth 1'1 i 1"1I1111~ lll~lk'\lJtl' tllll!h' '. .' '~," ','1:' ;11;;', ,111~' nUll'! amo\ll1l~ .u1V,IIlf.t,,1
",the crellll tJt1I111l 10 ~.ou IJI un ~\lUI lll"qlllllHI' IllI: dyrcemclll
'IIllImllnlng parlgllphl .pplV 10 bolh hied "10 varllbl. fill IDlnl:
IAYMENTS - You pfOltUSe 11.1 l1Ia~e ilii,II,I:nl!l l.t 1111" oIl;;lJlllll dlltl allhe Illllt; ~,rHh',11
, 1he Truth In ll'nctln~ Olscloliurc Ill'! lhr 'f",I;!!j(l ~I,~' :;;1ltl,,',llal ~'ou OWl! Ihl~ lW(l11 lflpal\l
'au Ill1r ma~e I"ger pavmcill$ "'lhoull,,,,.II~, II IVU do ~lCpal ~art 01 11'11.1 \00 o\\c,
ubHQUlnl plympnlS will lemaln dO! "' "h,dlll,,1 II YOD do nol mike p.vmenls as
.eh.duled or II IOU elecl crpulllnsulill" vool ",'I pivrnpnl mav be lalger 11,," II"
unounl ollhe Olher plvmenli You P'OII":' 10 m'~e palrnellts illhe place ChDS,"IIV
he credit union
,OANS BY MAIL - III'''' 'OJ'I II blir', " "
he loan p10Cttl1l:i ,itf mal!l:tl Illhis hi,," H"'.j"
:anceUed anL1lt\illanCtL1 as 01 the J[l,,,. II:'!;.,:
',', ,10011l1l:.luJlll:I'\)1t' :,Iil'
t',lrller IUdll. salil hIll ',\!IIIH'
;,I,:lJJlt
, ,', UlII~' Ollrred" !,rrMn nn tIll'
','I' "IJlee !l1I~ 10allli; iilsl) ~l'l'\Jtlll
j!lI! ,!JIIII arrount5 Wit/I Ill.' r:Jl!1111
I 1111 lrh.llvu.lual Uellll'n:I'III AI ((Hilll
"~d\lw!nl untll'l slJle or ItHJf.! ,11 I,ll'.
krl ;,1 ~uu UI~'e III ~'OlH ',tl.I11~:, JliL!
1('01'1', '1'1'111 also secull' l:ll':i I!lan
IECURITY INTEREST - ^"I pIOPl'll\ ", ',"" ,.
Iverle side ~,,1I hi' ~PC\lllly '(ll thIS hWl j', Hlrlllil"1
IY all the shales 3f111 oeDnSll~, 111 alll"lli.I,lllv'C, "
mion now anlllllltu: luturc SlliHtS ill'll ,1' pUSII:
tnd In~ olher iu:count IlI&l would 10111: ~Irllal til_
I given as securl1y all; 1\01 !lutJlt:Cllo 11I1 ~tCu!il)
leposUs, Ploperh' \'OU have given 10 ~I' ,'e Onl'
IECURITY AGREEMENT
n thiS agreemenl a~IIt!lclel1ces 10 (It ,I ',IIIHl!! 11,\1 \lIt! (It'll!l ulllOll ~1l0M' 1l,IIlH~
LPPflf1 on thIS note and an\'One 10 WhOm!!I" rredl! "lllflI1 ilS$lgns the loan AUlflcrcncl's
o "the loan" lIlr.1n lhe lC1ilIl1h!sUltll'i1111 ", Tlllll ',II"lIllr\() Ill..rhl<,ufl' M rl'I"II'Tlrl"
o "vou" mean each pctson,',ho ~IUIl~ " ~ .Jgll'. rlll'!
(HE IECURITV FOR THE LOAN - D~ ~ItJ'lInij lhl,~ ~1:I,ulll~ dlJUllllllIHlI mllit! :)IUlliilUII!
uea or by slgnmij mill 5tatelllcnllelcllllh~ ;u Itli~ ...,;iI,;L,litlll Ull llle bacio. vlllll; t.!ltl.P>
'Ou ,eceive lor rour loan, yOu gl'oe HW"f"'! UIl!1 ',' . lilli', 11 <IS it!1 I I":~ 'Ill('!etl
"(he plOpel1y ocscllbetl In 1lI~ 5(-(uljly lIlll'rl ,'!,. I The 'It!lUIII'f ,m""~l ~!Ju
live Inetudes aU accessions ACCfSSIOII~ :'1' Ihi!I'; ;,'il, hare allachcd Iu IJ! 1Il:.IJIII'll
n (he property no\\' or III Hw llilU1e the.,'" ,III)' I:' 1--,1 jllSO Int:IIHles ally rrllld[t'I!lI'III~
or the property.\h,ch ~'ou bli~' '....Ihm H '1,~ d' , 1,'JI1 (JI all) e..lenSIOll~ ft'np'...al~
Ir refinancing 01 tllP IO;l1l II also mclllOt." 'lhJi" . ,,~I; If!' i,e 11l1'11 sellll1(j PII' j~:qll'II\
If Irom Insurance )ou tm'e on the PIOPl ':, II II j ..!IUf vI tile IHOpflt~. 'jl'clil\e~ )'UlJ
nomlst 10 gIve the credit union more plllllerty il ~l'runl~ II as~ed 10 110 ~'O
NHAT THE SECURITY INTEREST COVERS - 11, '''loIIIV mleresl secores lit. loa II
I..cribed in the Truth UI LendIng DIsclo~l.il Jntl all, ':Iltll',lllIlS,ICIll!Wals or lelm;lll(IIIY~
Illhat loan It a'!lo ~eClJlf5 al\~' ulher' , IOU ' ,',;~h !Ile [I{'illl \H11(l1l nl];, II! III
he luture and ,1'1, ('I'1('r arnrlJf1ls \'011 ,. !fl(:' ,. '1'!1 1(11 Jf\y rf'J'i011 nr:, "I '11
he tutule Illh~ Illonerty 11P~cnI1Ii0!l" "'I'~f'!t '!l 'Ill ';1,1( (,t, or 1111' Plol'l'l" I
,ousehold good~ a~ delmed tlY the CIl":' il/dLk' I\.il Itl!; urulleftv .'illl ~CL\Jlt' !JIll,
this loan and nol other amounlS I'OU 0''''
IWHERSHIP Of THE PROPERTY - V"" ,'Illlll'" 11,,1 IVU own 1110 PIOIICIIV, 01111111,
oan Is to bu~ the properlv, ~uu prOIIlI~! ,(Ill \,,111 II~'~ the loan llJl lhlllllurpu!>I' You
!romise that !I(llll,., l'I~1' Il.!' .\")llIlt"t., ," ("i\ 1': dl' IlIlt~ j\!Opcrl~ lli.ll \lIll 111".1'
lot alreadv loltllhe lIed!1 ulluJIl about ',', II Pili" ! rllJllo sell ur IcasH till' pIllJl"tl,
If to use II as M!Cunly lor a loan wllh :1''''lht'r (1"lIltl" lint II yOlll loan W!lh lilt' UPltl!
mlon Is repaid 'You jlftll1ll~C )OU \\111 isi:, " no ~t' ;.111, nll!lI!sl or lien 10 ,III,I! II 11l !II!'
Iropel1y either b~' )OUI aC!Il.l!ls ur h~' 1]1.~laliOll' ! 1,1/.
'ROnC1INO TltE SECURITY ItHERES1 II i,e, 1,1" ,'lll'~ d Illh! Iw !lH' Ill; ;,'11,
'ou promise 10 t1iht Hlt' lIt;(lil WII'JI! ~. Ijl,l, "! ' 'i,',\ll un the l'!'t ILl
IOlOn may haH 10 llle ~\Il111I~ cdllcd J 11',.1 ,l)Y~:. ", ',' h, IItult'L1 11~ ~,'ri;II:'\ ,'ilt"
rom the claIms 0' (Mil":. II J'lo.cd to Il' ,Oll I' I ~'I '1(/11 ,llmJt\1.1I111 1,11'1"1':
fou also plonllSe to do .\!lillt:ver else If, !.I1'll'! !llill~f, I~ lll'lC~'Jar',r' lu PIPIt'1 j
15 s.curlly 10lmsI in Ih, p"'pen,
JSE OF PROPERTY - IMI! HIe IOil" t'. I't'" I !' ,'!II prOt1II',Q you WIll 111 U:.c
h. properly caltlully and keep II In gouu '!'11311 I." OIJ!JItI WrtllClIllernUs!i11l1l 110m 1111'
:fedit union before l11a~jng majO! chanqr tlllho \JIO~!'r!;' (31 Inlolm Ihp. l II'i111 tlrH!111
n wr1Ung belore thanglllg VOllr add!e~,; ,"\t.' all t'I'~" \',Ill'fe the prOpt:llj it: ~qll I,lj
~lIow (he crer:l!ttJnlon 10 tnslIl't'llhf nrfJr,1 'I, t5f jl:'1111[lIIV Ilollly the tIl'f1il1H1f:'111 Pill
Jrop.r1Vls d<llllagPll "llJh~n III i1bll~I'd It' ',,11,-' 'I "I!,I,lll! ,lq~ lJIil,,,'I'h j!l,IIIII"
PIlOPlIITY INIURANCE, TAXEI AND fEES - YOIJ IlJomise 10 par all lam alld 1m
(Nke registrallUn leeil duo un 111' proper!) Iud to 1111 IJ 'r, llll,pcrl, IIlSlltl'l1 .!(lclI':' tIOl,!)
and damage, fho nmounl and co~'crag[' '111P pr :!'11, I:rilllf f' 1I1lI"1 h" ,Iffq.tfillll!
~o lhe credlllllllun You may pfU\'ldp.lhr. :IH~J' !lrh 1- Ihl/JlJlj'l illlollr~ ,lit, ,il!l'.lll~
live, or lhrough ~ IIOliq ~{Jtl llel Jlld 11.1, ' , ,'IlL, I' I tu T!lJH~ the lIl~,llr Jll( t Ild:lq
)ayable to lhll rrf~lllHlI()n anllln dCIi~'! ",t ppl ,I' ~\l",nl 01 ro\'{'ril{l" 10 Illfl rrt~lN
UII AULT - You wlil br ill lIel.,II,1 VUO do 1101 IJ"" a pavm.II1 olth. amoDlI1 reQDlJed
\",I\lnll IS due_ You (...11 be In IM.1ull il yuu bl(!a~ any I"\.IIIIIS8 VOU made In connection
>' ,'"I !l1I<, liMn Vou WllIlw IIllli~1.11l1111 ~uu dre, 'Ih' Inr h,l!l~IUPICY or become tn!.oll,lent
1I1l,lllle hi IIJ~ ~OlJf OIIItQ.llI11lP; .....1ll'1I I"('~' lienil"" llup. Villi Will hi' HI del au II
il ; ,: It\J~C i1IlY lalse 01 1II1:,lelhllllU ~IJICIlll'II!', III an~' {H'UII dp,lln:aholl Of ulJdate 01
lll'dll lllhlllllJlton Vou WIll be In dl!lilHlIII ,1lI1'l\!lI' 1>'.110 11.1~ !~IUIU'L1 J M!(UIII~' ;Illlce",enl
11'1 PIlIH't:llon Willi 111 Iii loan IS III lhdalllt Yflll I>'.!II ,II!,O lw III llefault II bOlllt'IIIIIlU hapPtlllS
\',11" IIlhl' rrcdil union bchrvtl~ 1ll.1~' ~;lth'~lallh,ll1~' ll'lhlfe )llllr ,1111111, 11l1l'JI,1~. Wh,ll you owe
\"11111 ~'IJU are In delault, 1Ill! lIt'llll Will/Ulan Ilt'llI,lild lI!i1l1l'III,IlC p;I.'menl 01 UIl' Ullll,lId
1'1',\'111' 01 11115 loan without Ulvmu ~'Oll ,1111,';1111 f' IlulH!! It 1"1' t"fI'llll ulllon dl~rnands
lI~i!l'I'I!IJlc lIa)lIlcnl 01 the unp,11l1 tJJI,II11I' )'IHI ,','!Il.unl,I!i/t' Hi I),l~ 1I11l're~1 0111111' sallle
1!\!HI'~1 rale un III what ~utJ 11\\1' hit!! IJr.CII lI'potul II 1111' WH.l11 IInnHl ha!) llernandetl
i!lIliii:dlillC payment ollhe unpalllOalatH:c, Ihl' ucdilul1l011 Lan alll11r the shares and
tlC"U~lts lhat vouhave,~jven as btCUllly undel 1!llb aUICI!tl\tHIl towards 'Whal ~ou owe,
1h, mllll union c....lso e.e"ls. anV olher "'litiS Ihe law O'VOS Ihe cledll union when
\U" .,e In delao",
E^CIt PERSON RESPONSIBLE - 1"111'"'\0" wl1" "uns lit's agl.elllell1 Will be IIIulVlduallv
o!ltll;:,Pllll'IIl.lltlor P,li i !IiI' I ;11,11' ,11111'1:' Ih','" lli,ll ;!lh1!l~ lilt! (l1'jli! UllIun
'1IIUHI'II:'lIghls undt'r ltll~ ,,~rl~I'rllCtll aUdlll,,! ,111~ OIl\' 01 )\lIlIl1Lllyujually 01 i1yatluil
01 d \'OU togelher
lATE CItAROE -" roo ate 1,le III IIIa'IIIU a l'aVlllenl, Voo aglee 10 pa,lhe IlIe charge
'11"'.'.11 In llie Trulh In"Lending OI~,r.tIlSUIC onlhc revcrse Side II no lale chalue Is shown,
Ir]!1 '"Ill nullJe cltaroed flllr
NU WAIVER - lh~ C1CIltl UtlltJll [all llcla) +:Illorflllg allY olll~ lights allY numbel 01
I"!'''C; without losing liS rights
UOTlCES - NOllclIS will bc lTlJlled lu you ill tile 11I051 recenl address ~ou have given
1111 rll~dll union ill writing NOllce 10 atl~' one ul you Will be nollce 10 all
IlI1lllll11 dskl!d 10 do so
It ~'Ult cancel VOUl UlSurSIH.O and (lcl 8 lelllnd, ttle rledll \JllIunllas a rrghlto the ,clund
I, "I, Plllpcrly IS lust 01 Il,IlI1.IiII'(1 Ill\' !l1'llll ,:llIlllll.lol 1I:.l' lIW II1SllliUlt:C bCllh!ll1C1l1
I'.' II'P;!II the propcr1y or apply Illllwallls V,I13t \llU OWl' You aullJOIllC ltle (lcdlt WHon
1.. l"florb8 allY dlalt 01 chuck ~hlLh mdY lie "a~dl.tltllo ~UlJ III U1d~r for the credll ulllon
'" ""ill;Lt any fclund OlllcllclllS duc undcr \'UUllnSulancu pohc.~,
dn Ilollla\' Ihe la)l':, pr It'{'S IlII Ilia IJllillt'i!V \'.lwll lilli' (II ~I~ep II InsUled, the
: ,,"'00 lIlav pav Ihese ubliU'hon$, buill lIolleQulled 10 do SO AnV mooeV the
'" :! \JllIon spends lor ta.les, leps Ollllsurance WIll be adueu 10 your loan balanco and
..,r1IIJay mlelesl on those amounls at the Sil!lIt' rale you agreed to pay on the loan
I' .. ,. ned!1 union adds amounls lur Iner., lees, Olll1sura'1Ce to your loan balance, Vour
~, !;('1l15 may be Increased IJY Il1e i1muunlncCc!l!iar.' lur your loan 10 Oe Pilld off in
11111 :tiUlle lIumbe. of ffiOnlhli ollgmaUy scheduled,
DEFAULT - You WIll be1n delau~" \'Ou break anV promlS. \'Ou make und.r this .oreemenl,
You wtll also be In der!ullll rou ale In delaull under Ihe loan. II you ara pledging propertv.
I'd Ii", signed oolV as ao "OWII" 01 Collalctallolher Ihln a Dorrower)". VOU will ba
LlIlllll anyone IS In delaull \\hO has SIgned Ihe lOAtRINERt Note,
IVII,IT IlAPPENS If YOU ARE IN UEfAULT - WI"o you ale III rlellol!. Ihe mdll union
I ,ill Wllhout advance notice 10 YOII, rcquire irnmediale pavment 01 whal you owe on
IIIC loan and lake possession ollhe property, You aglee Ihe credit unipn has the right
'" la," possession ollhe propellV wilhoul golno to court aod wllhout oMng you edvanc.
''''lwl' "YOD ore .s~ed 10 do so bV Iho credll union, you promise 10 deliver the propertv
'1 ' IHIll' anrt place Ihe c:redlt \lillOI'! chooses 1111' crertll unIOn will not be resprmslble
I_i~ ul ~"our uthlH IHollelly, 11111 (u~'crcd Oy tllI~ JgrCl'lllent, III at you leave InSIde 1he
11IIi,I'IIY the lIeull Wllon Villi try III return IhallulI~crl~' 10 you OIlTlake Ilal,lAllable lor
',lL"IClI'Iilllll
.," . lIHi cledlt UllIlltl ha$ pU!,!"'~;'.lIUI' 01 Ill!! prOlllltV. I! I;,HI !l~1l Jt .Jwl apply IIle fIl0llH~
'I'll In any illllOUllls \llllll\'.!' Ihl' l'll'dlllilllllll Till' I 'I'd111l1111l11 ''''111 WVI' you flolll-f'
I Pllhhr salt' mIlle d,lll' ,lltn ~','"III d I'll,' I',. h,'l; ..,II 1,1' hl'l{) Thu e.lfJerl!illB 01
. '1"jll lIfll11n tllllak1ll11 110',' 1"',11111 f!I 'H1!1 ~1't!1'''J Ihl' I"PI1I'II)" 'o',11! tm tlctlurlt>d lrom
I'", Il~rmvl.lll 110m III1J ~illl' lhwl' (Ihh 111,11' I IclU{J,' IIII.' f 1l~1 IJ' stOltllY Ihe plollel1y,
"111(111101 !)all~ dud allU!!lt')- ~, Il'l'~ 10 llll' l' lit II' perrllllll'IJ Willer slale law or JWJrded
I,',': ~J06{lJ) 01 the Bal1klulllc~ Lulll! Tht! Ic\1 olltl'~ !)dle IIltJHe\' Will be applied to
.,1 d ,{III o....e on tile luan
II \'Oil 'love agreed 10 pay lilt> l(lan, ynll Villi .1!',u lilve III \lilV any amoul1t lhallemains
,II ,Iller the 6i11e morwy h,,~ III '~!1 ,IPJlhl~ll !'l :Ihal )1I11 v....e 1I111lle luan and under
,1,lIt'Clnelll You aurl'l' II' (J,I~ IIltl'tl"l lHl 111,11 .lmOHlIl ill III!! ~ame ralll ;}~, tlll~ loan
'11,11 ll11uunl has bl~cn 11,lItl
III I AY IN ENFORCINO "IOIIIS AlID CIt^NOES IIIIHE ^UIIEEMENI- 1111' u"I,lulllon
"" Dolav enlorclnu fIlr 01115 IIU'Il. undel this eU'IIR'enlanr numbel olllm.. Wllhoul
''''''I~ Ihe .hilllV to mrclse lis nOhls lalel Thp, crl'lllf\mlon can enlorce thlslgreemlnl
,;': ;,:~~I \'OUI hellS or leoal replescrIIJIII;'I~!l IlUll! lledil urHon changes the telOlS ot lhe
tlllJ iHJ!Cl! Ihal this ilgrCl.:t11111l1 Will fnnll!llJl~ to (llolrel the credit unlnn
ClJlillNUEO EffECTIVENESS - 1I1hl' I,w n',I~", .IOV \l1I1I1>luIIIIIS plan uoenlotc.able.
"I' n!ll!'f lerms Will rerlllll11 U1l'llrcl
THE PflUPERTY DESCRIPTION ON THE HEVEflliE SIUEIBPART..OF THIS AOREEME'1J"
NOTICE: SIGN THIS AGREEMENT ON TIlE REVER liE SIDE. '
JACOB N, FEALTMAN,
Plaintiff
IN TilE COURT OF COMMON PLEAS m'
CUMBERLAND COUNTY, PENNSYLVANIA
V,
No, 95-6057 CIVIL ACTION - I.AW
LESLIE ADAMS, t/d/b/a/
CARLISLE AUTO SALES,
Defendant
MECHANICS' CHOICE WARRANTY
CORPORATION,
Additional Defendant
DENNIS KNAUB, t/d/b/a/
U.C.F. MACHINE SHOP
Additional Defendant
NOTICE OF MEETING OF ARBITRATORS
Please take notice that the arbitrators appointed in the above-captioned
action will ait for the purpoae of their appointment on Thursday, April 3,1997
at 10:00 a.m. in the Second Floor Hesring Room of the Old Cumberland County
Court House, Carlisle, Pennsylvania.
Date
,
tJ~j}:,,~ tl (.d7'--4.~
William A, Yoc;..?, !::squire ' Chairman
1-27-97
By:
TO:
David Stone, Esquire
414 Bridge St.
New Cumberland, PA 17070
Arbitrator
Taylor P. Andrews, Esquire
78 W. Fomfret St,
Carlisle, PA 17013
Attorney for Plaintiff
Dsrrell Dethlefs, Esquire
355 N. 21st St.
Camp lIill, PA 17011
Arbitrator
Murrel R. Walters, III, Esquire
54 West Main St,
Mechsnicsburg, FA 17055
Attorney for Defendant
Richsrd E, Connell, Esquire
511 N, 2nd St.
'P.O, Box 1108
lIarrisburg, FA 17101
Attorney for Additional Defendant
Thomas J, Williams, Esquire
10 E, IUgh St,
Carlisle, FA 17013
Attorney for Additional Defsndant
Thomas F, Cheffins
I Courthouse Square
Carlisle, PA 17013
Court Administrator
.
.JACOn N. I'EALTHAN. J'IlIllIlltr
In Thl! CUUL.t U( COI!UIIUn I'luuu uC
I.ESI.IE A(JAHS, t/d/h/n CAllI.IS),1\
AUTO SAI.ES
)
)
)
)
)
)
)
, ~~-r.(l57
l;/k
,/
Cumuudund Cuunty, I'unns)'lvanin
:10.
OATIl
Iln do GoluuUlly sweUL' (or uiCinu) thnt Wl! will aUl'l'urt. ouay IInd derend
the Constitution o( the United Status and thu ConlltlLutlUl\ or this Couunon-
'.ualth and that WI! '.ill dischaL-gl! thl! dutll!s U( uuy uUice ..ith fidelity.
\',1
" . i-
I d
,\\l AltD
We. the undersigned aruitrators, havinl.l uuen duly appointed and sworn
(or affirmed), make the (ollowing award:
(tlote: If uamagaa (OL' delay arc awur<\ud. they ahall ue
soparntely 5t~ted.)
-.I,P {'In'~ )'I.JS/~;J" f I~.. fhfj Ihlh;j/;;' 7r[JUh AI. ff;:J/~;J~
1IJp Jf~/f'I.J?/.'/'i _ LI'~/I'(' 4J ?/'/\' .'],,,l 1/;, ~;/hl ;J -4,/7".,< 1''''/'/.7
/ ( I
~"ll'fj?/IJ~ fi/..IJ~ 5: 'I.. W, 1. I /;... . _ )Af rIP. f" I J . .I1?''''('~
;)tj 1/~f(- 'I hI? 19,/,1,1,;'/1/ IlJrVf'II..J70J 5' IJlftt(J ~/fj ('IJCd"- k."I1 ~~ >'7 al/'I, ./".t(
.;'J (/'Ih' . . .JJ . ~ . :J I r '16t.. l'/:J/...~ /;.:.
t'f'r 11,f P1f'(I, 'Jlltt" S '(liO{'f iJ.',~1 ~ :>..,~ t""d /,0 :JoY,;....
, Arultrator, dissents, (Insert name if
.7)7.1~/f/
.
r;,~f,IJp
applicable. )
pate of Ill!arinll: / '2 -( C' t) 0
Dato of Award. 11 -10 ~
IJ~-.;l" - 'l'JS I
()fJJ
ilonCE or EIITR, OF ,\HAIU)
!low, the 1O-/l..U,ny of tA2uJ,,~,,-- . l'JR, at/t!I.JL. LL,a., the auove
awurd woo unrared upon thl! uocket nnd nutice thuruuf Illvl!ll l1y lI1ail to tho
partiDs or their attorneyu,
Arbitratorn' cOIDpellsntlon to un
paid upon appeal I '
$ r~qO,()O
i1..tl~/lLb- E. )V~
~' I'rorhollutary
nYI ~(), 1VaLftw.
, Deputy ,
I" I'
I' ,.\, ,.""1,,, ",'
11.1111'1" '1.:11,
,,' .j.
DEBORAH A. HUGHES
.....". ~..4-
IANKIlUPTCV IPICIALlH
III "'OaTil STIIUT
roST OnlCH BOX ...
"A....II.UftO, "NN~VLV^NIA 11\01
(7111 U4.UU
----
'AX t1\III14-1111
....AII. c1ah.,h".e.'.,f'UlIl
ftoveaber 34, 1'"
'I'aylOl' .. Andrew., a.quh',
AIIk... .... Jobnaoa
71 ...t ...rr.t lta'Mt
ca~li.l.,.A 11013
... earll.le Auto 1.1..
"'.aob r.ltMn
Dear 'I'.rlo~1
Ihi. ofriae r......nt. vir.lnla ... Le.ll. ~... and carli.l.
AutD ..1... I.. pl""nt u rUe a ~ter 13 ..nkruptoy on tb.l~
behalf 1n the hear futur.. 1 undar.tah4 that ther. i. . ha.rinw
,.""1"9 on your cliant'. olaie ...U. J.n the n.1et two 13) "..a.
In Utbt of our 4acla1on rev.reSin, thl. IMankl'Uptoy, v. v 11 not IMa
att.n"'", tIla hearb". I ".ntad to l.t YQU know th1. .0 you would
not va.t. .ddlUon.l U.. pr'pa&'ih9 tIla 0....
If 'OU baYa any ~..tlon.. do not be.itat. to ,Lv. .. . call.
.1.... not. tbat. I v1ll be out or the offlce 1'1'011 Moveabar 25
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F
JACOB N. FEALTMAN,
PlaintilT
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: CIVIL ACt'lON - LAW
v.
LESLIE ADAMS and
VIRGINIA ADAMS, l/d/b/a
CARLISLE AUTO SALES,
Defendanl
: NO. 95-6057
: JURY TRIAL DEMANDED
CERTIFICATE OF SERVICE
I, MURREL R. WALTERS, 111, ESQUIRE, being duly sworn according to law, depose
and say that on May 12, 1998, I mailed by certified mail a UlIe copy of the Petition to Withdraw
as Attorney of Record 10 the Defendant, Virginia Adams. A receipt was returned to me w
indicates that the Petition was received on May 13, 1998. Sai receipt is attached heret
t~t .. ;i<_
Murrel R. Walters, III, Esquire
Attorney for Defendants
54 E. Main Street
Mechanicsburg, PA 17055
Sworn to and subscribed
before me this cflJ'1t-day
of i J 1(1 'i ' 1998.
I a110 wllIl to rec:eI..- the
loIowIng ..rvIc:e. (10< 11\
ell1ra I..):
1. Cl Addre_'e AddrMI
2. Cl R..Ir1cted DeIlVIIY
Coneult poelmelter 10< 1M.
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4b, Servlce Type J
o R.gl.tered )z( Certl~
o e.pra.. Mell Cl IIlIU
o R.lum ReceIpIIOf Mert!"olM. Cl COO II
7. O.le 0 elvery ..
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8. Add........ Add.... (only /I reqUfl.ted
.nd ,..,. paid)
; leo.IpI'" tt;" 1 an4'ot 'lor IddltionIIMl"ke..
I 'CampI'" """,3. "',and 4b.
I 'PIWt vow name Ind .Mm_ oolhl reYlflI 01 thtt form., that WI can rttum Iti.
card I. "'U,
'Mach thillonn 10 thl front oIlhllMllpieCl, Of on thl back IllPlce cIoII noI;
",,,,,,,
. aWnl. "RthJm RIIClJIpf ReqUHted" on thl malpIeCI t*ow the arUde rurbtf.
ti IThI Return Receipt wlllhow 10 whom IhItrUd. '11I.1 dellvetH and the Gat.
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Notary Public
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Dlan. M, Bmll
t.lechenlc1burg ROI'
M~ Commlsf.lol1 EI 1
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6, R.celv.d By: (Print Nem.)
PS Form 3111. December 1994
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· Print your narne, addr/lSs, and ZIP COde In this bOl(.
. Fltal-cle.. Mall
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USPS
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MURREL R. WALTERS 1/1 j'
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ATTORNEY AT LAW .
54 EAST MAIN STREET .'
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MECHANICS8URG, PA 17055 , ..
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