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Home My WebLink About95-06129 ,-/;'1", ;fCT i:-:cc';l'1 J -.....' '<:,..., ~~,)>--t> j::::-~+,. " ~'eC:~- I ...... ...... . . ....... -....... , '. . Ho. --------..-____..______ Tlfm11 19....._.. ---------.-------.------.--.----.------- VI. ---------.-----------------------..-...-- PRAECIPE FUed .-------___________________ 19______ -.-------------------..----.---..__, Atty. ---.--..-------..-------------------------- f') ." '> !';, iil " -rJi . .J 0)[, , dFJ t!;1 i~ (,j -" f2L ":,~C' 'i-U r,;.;1. -~) -, lj01 ,~ ., .:- ~}5 ~;~ ..... ..'< I 4. Said note and said real estate mortgage have not been assigned, 5. John N. West and Cynthia J. West are the sole record owners in fee simple of said premises subject to said mortgage, by virtue of a Deed dated and recorded on August 19, 1992, and recorded in the Cumberland county Recorder's Office in Deed Book "1110 ", Page 603, more specifically set forth in Exhibit "C", attached hereto and made a part hereof by reference, 6. Said note and security agreement and said real estate mortgage are in default because Defendants herein have failed to pay the payments that were due and owing for the months of July 1995, August 1995, September 1995, and October 1995, 7. The Plaintiff has given to the Defendants written notice of intention to foreclose on said mortgage as required by law under Act 6, dated September 21, 1995, a copy of which is marked Exhibits "D" and "E", and attached hereto and made a part hereof by reference. B. The Plaintiff has given written notice of default as required by the Homeowner's Emergency Assistance Act of 1983, dated September 21, 1995, a copy of which is marked Exhibits "F" and "G", and attached hereto and made a part hereof by reference, 9, By reason of the aforesaid default, the entire principal balance of One Hundred Fifteen Thousand Seventy-three Dollars and 05/100, ($115,073.05) with interest thereon at the rate of 8.96\ percent per annum, accruing insurance premiums, attorney's fees in the amount of Five Thousand Four Hundred Seventy-seven DollarB and 15/100 ($5,477,15) are now due and payable. 10. The Defendants are liable to the Plaintiff for the following on said mortgage loan: A. Principal amount and interest due through 10/23/95 $ 109,254.23 B, Interest from 10-23-95 10/25/95 @ $26.41 per diem: $ 52,82 C. Late Charges: $ 288,85 D. Attorney's Collection fee: $ 5,477.15 TOTAL: $ 115,073.05 WHEREFORE 1 Plaintiff prays the Court to enter judgment in favor of Plaintiff and to order the foreclosure and sale of the morgaged property and for the amount of One Hundred Fifteen Thousand Seventy-threee Dollars and 05/100 ($115,073.05) together with interest thereon 1 costs and all other amounts advanced by Plaintiff. \ J\J\ ct~. ~W'- C GU\/~ William A. unean, Esquire '-.. Attoney for Plaintiff 1 Irvine Row Carlisle, PA 17013 (717) 249-7780 YERIf.I CAT ION I, John H, Bowers, hereby verify that I am Vice President of Farmers Trust Company, that I make this verification being authorized to do so, and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge. I understand that false statements herein are made subject to the penalties of 18 Pa, C.S. Section 4904 relating to unsworn falsification to authorities, ~ John H. Bowers Vice President RECORDATION REQUESTED BY: F....... Tru.1 ComPlny 0.. Will High 61'011 cartlll., PA '71113 ";:--"', I '. I-. 1,., ~..' l\.' L...j .' \ ~" ~ \ .....1..1\ I I" I d ..... 1-." WHEN RECORDED MAIL TO: F....... Trull ComPlny One W.II High SI'HI cartl.... PA 171113 '92 DEe 29 AI'111 c:o SEND TAX NOTICES TO: John N. W.II end Cynlhl. .I, Will 1001 OIIr P.lh ROId HlrTllllu'g. PA 17110 SPACE ABOVE THI8 LINE 18 FOR RECORDER'S USE ONlY MORTGAGE llilS MORTGAGE IS DATED AUGUST 18, 1882, between John N, Welt and Cynthll J. Welt. owner(l) In I.. Ilmple, who.. addreal II 2001 Deer Path ROld, Harrllburg, PA 17110 (relerred to below al "Granlor"): Ind Farmera Trult Complny, who.. Iddre.. II One Weat High Street, Clrlllle, PA 17013 (relerred to below II "Lender-), ... '" ~ '" GRANT OF MORTGAGE. For v..uobl. conlld...llon, Granlor Ulanl., ....lJIIn., Mil., conv,y", ....gn.. l..n.'"I. ..II..... _ennl end mor1ll1l11llo lendll I. 01 Gr.nlor'l nght, tllll. .nd Inter..t In .nd to Ih. lollow'ng _bed ""I property. log.lher wllh .U exllUng or Iul>MqUlnUy """led or .llIxed bulldlngl, Imp,oVlmenll .nd lOOur..: .U Ilteetl. IIllIS. .111)'1. p.....g... .nd w')'I: aU e..emanll. f1ghll 01 w'Y. II Uber1leI. prtVllag... I.nemenil. her.dlllm.nll. Ind Ippurtanal1C8l lhereunlo belonging or anywISe madl .ppurlenanl herllner, .nd the re_ol1l Ind remalndlll with r..pect therelo: a. Wiler, Wiler nghll. WllarcOUIUl Ind dllch nghls (Including IlocI! In utlllll" Wllh ditch or Irf1gIlIon f1gh,l: Ind I. other righll. 10YlllilS, Ind profill ,.lIlIng 10 the rill propar1y.lncludlng Wllhout Ilmltellon I. mlner.II, oil. gll. glolhermal .nd Ilmlllr man"", oeeted I~{.--"'County, CDmmonwealth 01 penneytvanll (the "Real Property"): ..e exhibit A townlhlp: The Real Property or III addreal II commonly known al 111 North 30th Street, Clmp Hili, PA 17011, Gtenlor p....nby wlgns 10 L.ncllr all 01 Grlnlor'l f1ghl, nlll, Ind 'n".' In .nd to I. ..... of lhe Property Ind aU Rlnls fiom the Pr-'Y. In Iddltion, (!flntor granlllo lJIncllr I Unllorm Commarctal Codesecurily Inler.I In the Partonal Property Ind Ranis. DEFINITIDNI. The lollowing words IhlN hlVI thllollowlng meanlnga when Usad In Ihls Mortglgl, T.1nS nol olharWl.. defined In Ihll MortlllllllheN hlVllhe meanings lttr1bUled 10 luch Ilfms In the Uniform Com_clll Code. /II. relarel1C8S 10 dolllr amounll lheU maan Imounls In lawful money of lhe United Steles 01 Amertca, Granlor. The word 'Granlor" means John N. Will and Cynlhll .I, Will. The Granlor IS the mortgagor under Ihll Mortgag.. Guarlnlor. The word -Guaranlor" maans and Includ.. wilhoullimltellon, each .nd IU of tho guaranlOl'1. lurali... .nd accommodlllon plr1ilS In connacllon w,lh lhe Indabladness, ImproVlmlnll. Thl word 'mproV8ment.- mans and inctudH without limilltion 1M PlltlnQ end fulur. Improvements, f1dures, building.. Itruetur.., mobile hOmal Imxld on lhe R..I Proparty, IlolllilS. eddlllonl .nd olher cons~uctlon on the RII' Property, Indebledn.... Th. word 'ndeblldness' maanl all pnncipII .nd Inllf1lSt p.yabla undar Iha Nota Ind Iny Imounll exp.ndad or IdVlnced by Llncllr 10 dlschlrga obllgllions of Grlnlor or aape..... Incurred by L.ndlf to enforce obligallonl 01 aranlor undlf Ihll Mortglg.. logelher wllh Inlaresl on luch Imounllas prol'ldad In Ihll Mortg.ga, L.nder. The word 'tand'" meanl Farmara Trust Complny. III luoc::essOl'1 .nd alllllnl. Thelendar II IhI morlgagea undar Ihll Mortgag.. Morlllllll. The word -Mortglga" meanllhll Mortglgl balwean Granlor and Landar, and Includes wllhoulllm,tellon IU allignmenls Ind securily Inlaresl prol'l~onl rllallng to the ""'sonll Propar1y Ind Rentl. Nol.. The word "Nola" maanl Iha prnmlssory nol. or crldll Igreemanl dated Augult 19, 11192. In the original principII amount 01 '110,800.00 fiom Orlnlor 10 Lendar. log.lher wllh aN renewIII 01. ardlnslons 01. modll\calionl 01, rlftnlnclngl of. consolldlllo.. of. Ind IUbllllullons forlh. plomlllory nol. or Igreemenl. NDTlCE TO GRANTOR: THE NOTE CONTAINI A VARiABlE INTEREST RAT!. PerlOnll P'OPlrIY. Tha wordl 'Parsonll Prope,1y" mlln aUeqUlpmenl, ftxtur... and olh.. IrtIClel of pellonll proparty now or herlln" owned by Granlor, and now or hBfeaner ellached or affb:ed 10 the Rell PropBftYi togelher with aN accesSionl, paril, and addllions to, aU ,epllDlfMnll of, and.1 lUbsbtutlonllOl', any 01 such propertyi and logether wllh aU plOceedllinctudlng Without limilatlon alllll.uraflC8 proceeds and ..fundi of premlumlllrom .ny sala or olher dllposlllon ollhe Proplfly, Property. Tha word "Prope,tf meanl collectlv.ly Iha R..I Propllty Ind the Paraonal Prop..!)'. RI" Properly. The wordl oneal Pr and rights delcnbad abovl In Iha 'Grlnl 01 Mortgaga' section, Rlllled Docum.nll. Tha wordl EXHIBIT Include wllhoul IImilatlon aU promiSSory nolel, credll agreemenll. IDln aoreements, guaranlieS, security agr I -rL I'. and eN ath., If1lltumentl, agreements and documlnts, whllhw now or heruner e!lillinO, e!lecuted in conn R.nl.., Tha WOld -rl.nls- f1l88ns 1M ' income. iUUBI. foyallles, profits, Bnd olhIM benefits denved from lhe Proparty. THIS MDRTGAGE, INClUDINO TIlE ASS SECURITY INTEREST IN TIlE RENTS AND PERSONAl. PROPERTY. IS GIVEN TO SECURE 111 PAYMENT OF TIlE INDmTEDNE88 AND 121 PERFORMANCE OF AU. ODllOAlIONS OF GRANTOR UNDER TIll8 MORTGAGE ANG TltE IlnATED DOCUMENTS, TillS MOIlTOAGE II GIVEN AND ACCEPTED ON TIlE FOUOWING TERMS: - l- e: ,. ,- '" CJ\ Co:! '.I MORTGAGE (Contlnu.dl P.1I.2 - PAYMEMT AND PEIlFORMANCE. Excepl.. olhelw'" plOVldod In IhiI M..tgage, GI.nlor .hI. p.y 10 Landel .u .mounl1l8CUltd by IhIt MOItgIgo II lhey become dUll. .nd IhlU ,'ncUy perl..", .n 01 O,.nl..'. obbg.bons unlW IhIt Mortgage. POSSESSION ANO MAINTENANCE OF TIll! PROPERTY. Ol.nl.. .\lI- Ihll O..nlor'. p_on .nd u.. ollhe Propllty IhI. bl go..nod by IhI loUowmg ploVlllono: PoIM_ Md U... Unl. In dll.ull, Or.nlor may I.maln In p_on .nd conlrol 01 .nd _.10 .nd m.llIg1 IhI Property .nd coUoct IhI Ronlllrom the Property. Duty 10 ....n...n. O..nlor 111I1 malnloln lhe Propllty In 1.llInlobll concllbon .nd prompUy perlorm .U rIP.", .eplacemlnls, .nd moInllfllnco .-ry 10 pr.-vo III v.IUlI, Hu8nlOUI 8ub~l. Tho I..m. "hazardou. w.II..- "haza.dous .ublllnco.- "dllpouJ.- -.-.- .nd .,hlNllnod ,_'- II used In Ihll Mortgoge,lhalI hlvolhlume moInlngl II ..Ilorth In IhI Compllho_ EnVlronmenlll AMpo",". Compln..bon. Ind LIoblilty Ac1 011880. II lmendlcl. ~2 U.S.C, Sochon 8801. .1 IIQ. ("CERCl,,"). IhI SupIf1\Jnd Amlndll1lnll .nd RoIulhonllbon Ac1 of 1886. Pub. l. No. ~1I9 ("SARA"l.lhe Hualdous M.iorIIl. T..nlportabon Ac1, ~g U.S,C. Soctlon 1801. ot IIQ.. IhI RMouroa Conurv.bon Ind RocoYlfY Ac1. ~g U,S.C, Soctlon 6801. ot IIQ., or olher IPpUCabll 11011 01 F_alIIWI. luiII. 01 logullbons .dopltd pUlSUlnl to .ny ollhllorogolng, GIlnlor rep.-nls .nd w.".nll 10 Lend.. 111I1: (I) DUring lhe Plllod 01 O..nlor'. ownnhlp of lh1 Property. IhIre has boIn no UII. gelllflUon. II1Inuflc1uro. Ilor.gl. IrMlmenl, dl'poul. ,_ 01 'mlll.flld r_ ol.ny hUardous wull 01 .ublllnco by .ny poBon on, undel. or .boul lhe Pr~ (b) Ollnlor has no knowlodgo 01, 01 I...on 10 bolJovo IhlllhIre has boon. _I u p..VloUlly dIIclOltd 10 .nd .cknowltdgtd by Lencllr In wnbng. (I) .ny UII. golllf.bon. manulacturl, Ilor.gl. IrMllI1Inl. dilpouJ. I....... or thrMllnod r_ ol.ny hUardous willi 01 .ubllanco by .ny pnOl owlllR 01 occup.nll 01 IhI PrOPlrty 01 (il .ny aclual 01 I_llnod ulIgoUon or claims ol .ny kind by .ny poBon IIIIUng 10 .uch maner.: .nd (c) Excepl u p..Vloully dlsclOlld 10 .nd Icknowltdgtd by Lencllr In wnUng. (I) neilher GI.nlor nor .ny "fllnl, conlrlCtor,llIInl or olher .ulhortad us. of the Property .11I. u.., 1lI1l1f.... manulacture. .lorI, 1rM1. dilpOll 01. or r_ .ny hUardous wu" 01 .ublllnco on. uncllr. 01 .boullhe Property .nd (i) .ny .uch .cllVlty 111I. be conducltd In compllanco Wllh .. IPPllcabll 1-'. .11.., .nd locaIlaWl. lIllulaUons .nd ordlfllnces. Including wllhoulllmlllbon IhOllIlWl, logullUon., .nd ord/fllnces dIscrlbed .bovo. Gr.nlor .ulhon.. lAndIr .nd III .llInll 10 In" upon lh1 Property 10 I1IIkl .uch If\lPlCUons .nd "II u Lencllr may diem IPproprlll. 10 elI"mll1l complilnco 01 thl Property wilh IhIs lIClIon of IhI Mortg.llI. Any Inspection. or "II l1IIelI by Lencllr lhaII be lor Lencllr'. PlJl1loa. only .nd ..... nol be con.lrutd 10 crall .ny IlIponllbUity 01 Ii.blllty on IhI pll1 01 Lencllr 10 Or.nlor 01 10 .ny other poBon. Tho rep.-nllbol1l .nd WIfI'Inlill conlllnod _n ... bued on Gr.nlor'. dUl dlllgonco In I"YIIllgabng IhI Property 101 _doUl w.III. G..nlor hlrlby (1)1- .nd wal_ .ny lulurl claims against Lendlr lor Inellmmty or conlr1bubon In IhI...nl GranlOl bIcorTIIIllabll 101 cIIInup 01 olher cOlli unelll any .uch IaWl. .nd (b) .g... 10 Indemnlly .nd hold IIIrmllS. Lend.. .galnsl .ny and" claims. 1011II. lilblUllIS. damagll. plnallill. .nd _ which Lender I1IIY dIractIy or IndlllClly .u.laln 01 .u"- r.ulUng Irom a blllCh of this lICtIon 01 the Mortgagl or .1 . conllQuenco 01 .ny UII. IlII11<.bon. manuf.clull. "OI.g.. d/lposaJ. r...... 01 fhrlll.nod ralIUa occurring prior 10 Gr.nlor'. ownnhlp or In.....1 In lh1 Property, whllher 01 nollhl ..me WII 01 Ihould lllvo boIn known 10 Gr.nIOl. Tho provillons 01 IhIt 1ICti0n 01 IhI Mong.gl, Including IhI obligIUon 10 Inellmnlly, .heM .urvivo IhI p.ymenl ollhl Indlbl.dnIU .nd IhI IIlIIlIctlon and raconvoyonco ot thlllln ollhls Mongag. .nd lhaII nol be .llICtad by Lendll'. .cqulllllon 01 any Inllflllln IhI Property. whllher by IcnclOIura 01 olhlrwlsa. Nul_, W..... GllnlOl .IIIU nol ClU... conduc1 01 parmll .ny nulslnco nOl commll, parmll. 01 .u""' .ny Ilr1pplng 01 or wu.. on 01 la thl Property 01 any portion ollhe Property, Spaclllcally w,lhoulllmllabon. OrlnlOl will not ..m..... 01 gr.nl to .ny olher p.rty lh1 righllo 11fIlCIYI. Iny U_. mll1I<. (Including 011 and gill, .oil. graYOl or lock p.oductl W1thoullhl pnor writIIn consenl 01 Lendlr. Romovll oIlmproVlllllnll, OranIOl.ha11 nol elImoll.h or ,.m.... any Impro_nlllrom IhI RaaI Pfopllty wilhoul IhI prior writIIn _1 01 lIncllr. ,.. a cond/bon to Ihll.moval 01 any Improvomenls. LenlW may require Granlor 10 I1IIkl llT.ng.menl. IIU.lactary 10 Lendlr 10 rapIIoI .uch Improwmenll wilh Improvoll1lnll 01.1....1 equal value. Lendar'I Righi 10 filter. Lencllr .nd III aglnll .nd rap....nllti_ I1IIY In" upon IhI RoaI Property al .. rlllOnabll UrTIII 10 alllnd 10 Lendll'. In_II and ta Inlpoct thl Properly 101 purpoa. 01 Gr.nlor'. complllnco wllh thll.."" Ind conditions ollhls MOItgIgo. compliance willi Govlmllllntll Requlrlmlntl. Granlor .11I. promplly comply wilh .. laws. OIdlnancol, and lIllulltion., now 01 _n. In IIIICI. of .i go...nmonlal .ulhorilllS .ppllcabll 10 lhe USI 01 oocupIncy 01 lh1 Property. Or.nlor may conl.l In good Iallh Iny .uch law. ordlfllnco, or rlgulallon and w,'hhold compUlnco dunng .ny plocoedlng,lnclUdlng .pPloprll.. .pp..... 10 long .. Gr.nlOl hII nolllltd Lencllr In wrillng pn.. 10 doing .0 Ind 10 long u. In Lender'. .011 opinion. Lendll'I In_II In IhI Property .re nol /lOPlfdlZld. Lencllr may raquire Granlor 10 pOlllellqUlI. IICUriIy 01 a .urlly bond. rll.olllbly ..b,'actary 10 LenlW,lo protlCt Lendll'.lnllflll. Duty 10 Protect. Gr.nlOl .gr_ IlIilher 10 .b.ndon nOl lllvo ulllII.ndtd IhI Property. GranlOl IhllI do all olher acls. In IddlUon 10 thOll IcIs III lorth abowln IhlslICtlon. which Iram lhe char.e" .nd u.. ollhe Property ... INlonably ___ry 10 plolacland p.......lhI Property. DUE ON SALE _ CONSENT BY l.f:NDER. Landlf may. .111. opllon, _relmmtdllllly due.nd p.yobll allium. lICu..d by'hIs Mortgage upon lh1 ..II or lranll.., wilhout IhI Lendll'. pnOl wnilln con..nl. ollU or .ny pll1 oIlhI Roll Property, 01 .ny Inlorlllln IhI Roll Property, A...II or Iransl... moIn. lh1 conveyonco 01 RoaI Property or .ny righl. lilll or Inl_ll_n: whether IIgaI or aq..llbll; whllher Voluntary 01 Involuntary; whllhlr by oulr1ghl 1111, dlld, InslaHmenl 1111 conlr.cl, land conlr.ct. conlractlOl dIId, .....hold Inl....t Wllh . I..m gllll.. IlIIn ""11 (3) \'Ill". "'_llon conlr.ct. 01 by 1111. ."'gnmenl. 01 Ir.nll.. 01 .ny bll1lllclallnl...lln 01 10 any IInd trull holding 1,11I10 IhI Rill Pfoperty, or by .ny olher melhod 01 conveyonco 01 R..I Property Inl""1. lI.ny Gr.nlor Isa c"",or.tion 01 partnnhlp, lrans'- 1110 Includ. .ny clllngoln ownnhlp 01 morl Ihln twlnty-five p..canl (25'1101 ollhl vollng .Iock 01 p.nl1ll1hlp Inl...II. u lh1 CUlI1IIY be. ol GllnlOl. HoWl... IhIs opbon .ha11 nol be 1.lIcilld by Lender lI.uclle.I'ct.. I. plohlbll.d by Ildlrallaw or by P.nnsl1vonlallw, "'I TAXES AND LIENS. Tho 101l0Wlng proVlllon...lallng 10 ,h.,u.. .nd IIlns on IhI Property.... p.rI ollhll Mortg.gl. ~ poym.nt, Gr.nlOl Ihlll p.y wh.n duo (.nd In III .venls pnor 10 dll,nquoncyl II ...... p.yrol Iu.., IpICilII lull, ......monls, w... chlrgll ... .nd ,"WII _ clllrgll IIVMld .g.,n,1 or on .ceounl ollhl Property, .nd .haII p.y whln duo IU eIIlml lor worlo dOI1l on or 101 IIfVlCIS ..... Ilndlf.d 01 11II1In.llu.mlhld 10 IhI Property. Gr.nlor 111I11 'fIIlntaln IhI Property Irll 01 .M IlIn. IIIV1ng pn..,1y 0" or eqUlllo Ihlln".1 01 .... Lander undB< Ihl. Mong.gl. ..cepIIOl lho II.n 01 lUll .nd ......menls nol duo. .nd IIlCIpIIl olhlrw'SI prol'lded In 111I loIlowing plf.\lI.ph. - '-' Right To Conlut. Gr.nlor m.y w,lhhold p.ymenl 01 any Iu. .....manl. or clllm In connocllon wllh . good 1.lIh dllpul. o...lhI obllg.bon 10 :;1 p.y, .0 long II Lend..'. Inl..lllln IhI Proplrty IS nol JIop.rdlZld. 1I.llIn._ 01 Is filtd u a IIIUII olnonp.ymenl. Gr.nl.. .hlM Wllhln fil1lln ;':t (16) days .11.. IhI II.n an.. or, " . IIln .. filld. Wllhln filllon (16) days .ltar G..nlor has nollol ollhl filing, lOCUli IhI dllClllrgl 01 IhI 11In. or II IlqUIIltd by Le"deI. depo,,1 w,'h Landor Cllh or. lull\cllnl Corp...II.Ullly bond 01 olher lOCunly IIbll.clary 10 LenlW In.n .mounl.ulftcilnl CJl 10 dllClllrgl Ihlllln plu. .nr, COlli .nd .lIornal'l'l_ or olh.. clwgol Ihll coUld ICCfUI U . rllull oIl l..eelOl..1 01 ..II undel Ihlllln, In '-.:I .ny conl..l, G,.nlor Ih.1I da Ind IISIII .nd land.. .nd IhI. ..blly .ny ._judgmenl bllor. InIOlClmenl.g.,n.111II Property, Gr.nl.. .11I1 00 lllme L.nder II .n .dd,IIonal obUg.. undlf .ny .urlty bond lumllhed In IhI conllll procoedlng.. Evldlncl 01 Plym.nl. Gr.nl.. 111I11 upon dlm.nd lu","h 10 L.nd.. ..UlI.clary IVldlnco 01 p.ymenl 01111I 1...1 or ....Imenls .nd .11I1 lulhonl8 the appropnate governmental offiCial to dellve, 10 lend... II any time I wnllen stalement ollhe la'81 and au..smenll Igll"I' the Property. MORTGAGE (ConUnued) Pelle 3 \.II ,:., '" Hollce 01 eonllrucllon. GranlOl .han nollly L.nder IIIMII ftlleen ('6) doysl*OI. .ny WOl~ I. commoncod, Iny..- OI.lurntlhlld. OI.ny ma_1I .'" .upplltld 10 lhe Prop..ly. II Iny machanIC'. lien. malOl1llmon'. lien. 01 olhllll.n could be ....'.d on .ccounl of lho wQl1<, ,""""",, 01 ma_1I .nd lhe cIltI _d. 16.000.00. OllnlOl WIn upon ,oq_' ollAlndlllurnl.h 10 lAIndll Idvanco 1.."'nceI IIh.l.ctory 10 lAIndor lhal Or.nlOl can .nd will p,y lhe cOIl a. .uch Improvemonll. PROPERTY OAMAOE INSURANCE. The .00lowlng ploVl.lon. ,elIting 10 IIlIUllng lhe PropOlly .,.. pill of Ihl. ...OI1glg.. ....nl.nance ollnlll,ancI, OllnlOl .hall Plocur. .nd malnlaln policlll 01 1111 IIlIUllnco Wllh .landold ..I.nd.d co\lll11ll .ndcnemonll on · IlPlaClmanl bUll 'OIlho fuU In.urable vllu. col'Of1ng aU Imp,ovemonll on the RIll Property In .n .mounl .u_nlla .voId applicllan of .ny coln.uranco claUII, .nd wllh . .landord mOl1g.g.. claUIIln I.vor 01 lAIndll. PoIlcIaI .hal be wltn.n by .uch In.ur.nco campi.... .nd In .UCh 101m u may be 'euanably 'OCIPlable 10 lAInd... Gl.nIOl lhal dIII\III 10 lAIndll comllcalll of ca\lllllll ~am IIOh I"'''. c.ontalnlng I .tlpulllian thai ca\llllg. W1II nat be Clncellod 01 dlmlnilhld Wllhaull minimum allan (10) doYS' priOl wr111.n nollollo lAIndor, Should the AaIl Property .1 .ny timo becamo located In .n .... dIIlgnated by lho 0"-"01 of the F_a1 ErnIlQIncy ....nalllmonl Agency II · apIGiIl llcad heDrd ..... GranlOl .g_ 10 obtain .nd malnlaln F-.J Flood IllIuranco, 10 the IJ1enl .uch I",UI'''''''" ,eqUlred .nd II 01 bICO"* .'/IiIIbIe, 100Iho I.m of lhe lOIn .nd 'OIlhe lUll unp.ld princtpal ballnco of lho lOIn, OIlhe mulmum Ilmll of cOllll'1lI lhall. .vallable, whlche'" II ..., AppIIceIIon 01 ProcHd.. Gl.nIOl .hall plomplly nolily I.Indll of .ny 1011 01 domog. 10 the PropOlly II lhe ..timolod COIl aI rwpaIr 01 fIIllaClmonl..-dll6OO.oo, lAIndll may mok. plool 01101111 Gl.nlOllalla 10 do.a Wllhln """n (16) doYS a' the cuually, WhllhIl 01 nol lAIndlr'l IICUcity I. Imp.llld. I.Inder moy. .1111 .leCtion, apply the prOCOlldllo the roducllon allho Indlbl.dntll, p.ymonl of .ny IiIn .lIIctIng lhe PrapOl1y, 01 the r..IOI.han .nd rlPaIr ollhe PIOPerty. IIl.1ndll tlIcta 10 apply lho p,llCOlld.IO r..IOI.llon .nd 'op... Gt.nlOllhal rwpaIr" fIIllaCllhe domog.d 01 dellioved Improvem.nllln . mannar 1I1i1'.clory 10 I.Indll, I.Inder .haU. upon 1I1111.clory p,ool a1.uch IIlPIndllura, p,y 01 relmbUIII GranlOl ~am lhe pracetdllOllhl rauanable clltl 01 rtplllr 01 ,..IOIlhon II Gl.nIOlI. nolln dol.ull hIl.undor. MY prllOlodl which have nol bIIn dlaburaod Wllhln leo doys .lIer IhIlr ,1CtIp1.nd which lAIndll hu nol commll1ad 10 lha "pair 01 ,..IOI.Uon of lho Property .haI be ulld 11..1 to p,y .ny Imounl awing 10 L.nder under Ihl. ...oolgeg.. lhen 10 pr.p.y IccrUlld In""..I, .nd lhe llmolnder. II .ny, lhaI be appllod 10 lhe prtnclp.' b.II""" ollhe Indllbl.dn..., IIl.1nder hold. Iny plOCOlldl III.. p.ymonlln lull 01 IhIIndlbladnlll, luch prllOlodl.hal be paid 10 GranlOl. UnI.pl'ld Inlll,_1II SaIl. Any ulllXPllld In.url""" .halllnurala lho bentll. 01. Ind PI" 10, lho pUlCha'" ollho Praporly coVOlICI by thil MariglllIll.ny trustll" IIIe 01 olhOlllle held under lhe praVlllolll olthil MOI1gege. 01 II.ny 100tela.UI. 1111 al.uch Property, EXPENDITUREB BY LENDER. II Gl.nlar III. 10 comply Wllh .ny pra,,",on of Ihll ...OI1gelll. OIII.ny .ctian ar pracetdlng I. cammonaod thol would ma_ny .1lIct lAIndlr'l Inlerllllln lhe Prop.rty. I.Ind.. on Grlnlor'. behall may, but .hall not be IIqu1lld to. Ilk. Iny .cllon lhatl.lndll dllnII approprilll. Any .maunl lhal I.Inder "",Ind. In 10 doing wil bill In_I II the '"II charged under lhe Noll ~om lho dolllncurrld ar paid by I.Inder 10 lhe doll of fIIl.ymonl by Oranlar. AII.uch ,xpln_, lllAIndlr'l option. will (I) be p.yabll an d.mlnd, (b) b. .ddad 10 lhe bill'" oflho Nal. Ind be apportioned .mang Ind be plyabll wilh Iny In.lll1monl paymonlllo becamo dill during ell"" (I) Ihll..m of .ny IPPllclblellllUflnlll policy 01 (h) the rlmolnlng t.m ollhe Noll. ar (c) b. 1...I.d u . b.noan p.vmont which w~ b. due Ind plYlbll .llho Noll" malurity, Tl1IlI ...oolgeg. .laa wllllICUII plymonl 011_ .maunl., The righl. provldod lar In thll p..lgrlph .han b. In .ddlllan 10 .ny alhOlllghll ar .ny llmodlll 10 which I.Inder moy bl .nlll1ad an .ccaunl allhe dlllull. Any .uch Icllan by L.nd.. .haU nol bl can.liued II cunng the d11lulI.o u to blllAlndll ~am Iny llmody lhalll olhOlWill would have hid, WARRANTY; DEFENBE OF TIU, The loIIawlng proVlslanl 'elIting 10 oWllll1hlp 01 the Property... . pin althl. Mortglg.. n.... Gl.nlar wllTlnll lhal: (.) Gllnlar hald. goad .nd ma",.lIbillllll ct flCard 10 lhe Property In III IImpil, .... .nd cIIIl of .. IIer-. .nd encUmbll"'* ofhOlthan thOllllllOl1h In lhe Rill PrapOl1y dllcrlPtian ar In .ny tilll IIlIUI'nco policy, tllll ropool, ar II"" till oplrian laluod In I.var 01. .nd IOCIPted by, I.Inder In cannectlon wllh Ihll MOI1ll1ge. .nd (b) Gllnlar ha.,ho tuU righi, po_. Ind aulhOl1ly 10 ....ute.nd dill... lhia Moolgelllla lAtndll. DlIIn" 01 mil. Subjecllo lhe _lion In lho p...graph above, Gllnlar wllTlnll Ind Will tara... doltnd the tlllllo lho Property _llIttho IIwtul claim. of .. paraOlll, In thl...nl .ny Ictlan ar pracetdlng II cammonaod thai qUlSllolll GllnlOl'1 1111I ar thaln""..1 oll.lndor undor lhiI MOI1gelll, Grantar .haY dII.nd lhe Ictlon It Ollnlor'l lJlIl'I1II, Gllnlar may be lho nominal plrty In .uch prQClldlng, bull.lndor lhaI be Inlllllrd to plrtlclp.llln IhI prllCOllding .nd to bl rapr...nlod In lhe pracetdlng by caun'" 01 I.Indlr'. awn cholcl. .nd Orlnlar will dIII\111. .. ClUNla bl dtlIl\IIIId, 10 I.Ind.. .uch In.liumants a.l.lnd.. may reqUlSI ~om limo 10 timllo pOlmll.uch plrtlclpltian. Compliance With lAtW.. Orlnlar wlrrlnls lhal IhI Proporly and Gllnlor'. UII 01 IhI PrOPlfly campll.. wllh IU axllllng appllclbil Ilwa, ardlnancll. .nd regullllan. 01 ga\lllnmonlllaulhontlol. CONDEMNATION. The 10010wing proVl.lon. r.llllng 10 cand.mnallan olth. Proplrty... I Plrt 01 Ihl. MOI1glgl. Appllc:Jitlon 01 NI. ProcHdI. 11.1 ar Iny Plrt allho Prop.rty I. candlmned by emlnanl domain prQCllding. ar by Iny prOCOldlng ar pUrchall In lilU 01 candemnallan. Llndlf moy .1 lis ellellon rlqul", Ihll In ar Iny portion ollhl nel p,ocOld. althl IWlrd bl .ppllod 10 lhe IndlblldnlSl ar IhI rap.I, ar r..tarlllan allhe PrapOlly, The n.1 plOClldS ot lhe .wOld ,hall I11IIn IhI Iw..d Iller plymanl 01 III.clual clltll. 1llpI...... Ind .1I00neys' I... ar L.nd.. In canl\llCtian wllh lho condlmnation, p,ocHdlnga. II .ny proceadlng In candlmnlllan IS filad, Gllnlar lhan plomplly nOI'tv Lendor In wnting, Ind Oranlar .hall prampUy Ilk. .uch .IIPI a. m.y b. _IV 10 dellnd lhe .cllon Ind obtain IhI IWlrd, Ollnlar moy be lho nominal plrty In .uch prllCOlldlng, bull.lndlllhal be Inllllld to pl/l1clp.,.ln IhI pracetdlng Ind 10 b. r.pr8Slnlld In lhe pracetdlng by counl8l allla awn cholol, Ind O'InlOl W'" dill'" .. caUlltO III dellvelld 10 lAInd.. .uch In.liumonlS "' m.y be ,"qUIIlod by II ~am limo 10 limo 10 permll.uch plrilciplllon, g 'IMPOBIT10N OF TAXES, FEES AND CHAROES BY GOVERNMENTAL AUTllORITIEB. The loIlawlng proVlllonl relallng 10 govornmonlll....., IHI ~ Ind chlrg.. III a p.n allhll Marlglg.: _ currlnt T..... FII. end Chllge.. Upon rlqu.,1 by Linder, Ollnlar ,hall .XlCull ouch documonll In Iddlllon 10 Ihll MOI1geg. .nd lake :: whal.ver alhllr Icllon I. r.qu..l.d by Llnd.r 10 pllfocl .nd canllnllll.lnder'llltn. on IhI Rill P,operty, Ollnlar .hall rlllmbuIII I.Inder 101 IU ~ ...... II dascr,b.d bllow. logllher w,lh III ..p.n... lneun.d In llCOIdlng, ptrlocting .. conllnulng Ihl. Marlglgl, InclUding wllhaulllmlllllon IU _ tUH. IHI, documenlary sllmpl. and olher chargellor recording or reglltenno lhls Mot1gBOI. :~ T...., The loIlawlng Ihln conslllula ..... 10 which Ihl. OIOlIon IpplllS: (.) I .ptlCllIc... upon Ihl. typl 01 MOI1glg. 01 upon In ar Iny pill 01 tho Indoblldntll OIOur.d by Ihl. ...OI1glg.; ib)' IptcllIc... on Gllnl.. which Gllnlar IIlulhCll1Z8d 01 ,.qulrad 10 dldUCI 110m plymonll an lho Indlblldne.. OIOurld by Ihlltypa 01 MOI1glgl; (c) I ... an IhlS type 01 ...OI1gege chargllbil og.lnlllh.Londlr ar lho hold.. 01 lho Nal.; Ind (dl' ,ptelllc ... an Oil ar Iny pOl1lan ollhllndOOI.dntll 01 on plymonll 01 pnnclplllnd Inl....t madl by Ollnlar, SubllClu.nl T..... II .ny ... 10 which thl. IIOlIon applloll. .naclod .ublllllllnlla lho doll allhl. Marlglg., Ihll a..nllhlll ha.. lhe limo .11101 II .n Ev.nl 01 D.llull (II dlfined below I. .nd L.nd.. mlY exlIClsI .ny ar III allla IVllllbllllmodl.. lar In Evanl 01 D.I.ullll proVld.d b.low unl." Orlnlar ..1"" (I) plyslh. III b.lorl II blOom.. dtlIlnqUlnl, ar (b) conlMts lho III II proVld.d Ibovo In IhI T.... Ind Lltn. fa.8Clion and depOSita wllh lende, cash or a 6ulficlent corporale surety bond 01' other teCuntV wllsfaclory 10 lendBf. - MORTGAGE (ConUnued) Pelle 4 '"'"' ..... ... e ,~ lIECUlIITY AGRRMENTI FINANCING lITATEMENT8, TIlIloIlowtng proVlliolll r.bng 10 IhIt Mortlllge I. I MCunly Ig...menllre I pall 01 thlt Mortlllgl, Ilecurtly A._nl. Thl. In.trumenl .hall con.blull I MCunly Igr..me", to the _I Iny oIlhe Property con.blu... blur.. or other por$OnaJ property, Ind Lendor .haM have 1M 01 tha light. 01 . _ulld plrty un<*' lhe Uniform Com"*Clal Code u lmendld ~om lime 10 ume, IlecUrtly Int....., Upon reqUIII by Lend... G..nlor .hIlI.locu" financing .latements .nd tak. whatever other .CUon I. reqUllIed by L.",* 10 pertct .nd conbnut L.ndor'. _unly Inl....1 In lhe Ranll .nd PerwnaJ Property, In .ddlbon 10 lacordlng IhI. Mortlllgeln lhe real property ,ocord., Lender may. .t .ny U,'" .nd wllhOut lurther .oth_bon from a.lntor, tile tllCuled counierpl"'. coplea or raproductlOnl oIlhII Mortglge u . fil1lflClng .lal.ment. G..nlor .haU Ielmburw Lender lor II upe.... IncUfTld In perfecbng or conbnUing thllllCunty In_I. Upon d.laull, Gr.nlor .haM ....mbll lhe Per10nll Properly In . man_ .nd .1. piloll ....onably convenllnllo Grenlor .nd Lendor .nd make II .valltbll to Lendor WIthin Itv.. (31 daY'.n.. r_lpl 01 Wlm.n demand ~om Lender. Add.._'. The maWng Iddr_ 01 allnlor (deblorl Ind Len<*' (MCured party). from which Inlormallon concerning the lICunty Inler.., gllnlld by Ihll Morlglg1 may b. oblalned (OIch II required by the Uniform Com_I Code). are I. .lalld on lhe firal plge oIlhll Mortgag., FURTHER AIlIUlIANCElIl ATTORNEY-IN-FACT. TIll loIIowtng proVlllont ,.bng 10 lurlhel lUur.OOlII .nd IUorney-ln-llCt are I pall 01 Ihl. Mortglge, Fur1her _rence.. At Iny lime, .nd 110m 11m. 10 lima, upon leqUIII 01 Lendor, Grenlor wII mak.. lIocul. Ind dell""" or w1I ceUII 10 be made, lllICul.d or deli...ld. 10 L.nder or 10 L.nd.... d..lg_. .nd when ,.qUIlled by Lender, Cluse 10 be filed, recorded. rtftItd. or lerecordld. U lhe CUI may be, .t .uch 11m.. .nd In .uch 0_ .nd p_ u Lendor may deem .pproprlale. .ny Ind II luch mor1geg8l, _I oIlruIt, MCurlly dledl. _unly .grllm.nl., fil1lnclng .latemenll. conbn",bon IlIlImenll. InltnJmant. ollurther IUUllnce, <*Iftcelea. .nd olher documenll II may, In lhe .018 opinion 01 L.nder, be .-ry or _.bllln order 10 .flect",le, compllle. pertct. conlnut. or pr_ (.)Ihe obllgallonl 01 Granlor under lhe Not., Ihll Mortgage. .nd lhe Relelld Documenll. .nd (b) lhe IlInI Ind securtIy I_II crlll.d by Ihll MOOg.g. II firal Ind prior liln. on the Prop.rty. whelher now owned or hereaner Icquired by G..nlor. Unleu prohlblled by IIw or .gllld 10 the contr.ry by Lender In wnllng. Gr.nlor lhall relmbu... Lender lor .M COlli .nd Ixpenlll Incurr.d In connection wtlh the mal1ll1 ..lerTId to In IhII p...gllph. AUom.y-ln-fect. II Gr.ntor IIU. 10 do Iny 01 lhe Ihlng. .._ 10 In lhe p~lng plragraph, Lend.. may do .0 lor Ind In lhe I1Ime ol Gr.nlor Ind .t G..ntor'. exp.nll, For .uch PUrpOlll, Gr.nlor hereby IfTlvocably .ppolnll Lendor II Grantor'. .Uorney-ln-Ilct lor lhe PUfllOll 01 making, lllICutlng, deII_ng, filing. rocording, .nd doing IU olt. things II may be .-.ary or deslrabll, In Lender'. IoIe opinion. 10 Iccompll.h the mann I.lerrld to in the preceding p.ragr.ph. FLU. PERFORMANCE. II Granlor p.Y' IMlhe Ind.btld.... when dut. .nd otherwtll p.-lorms II lhe oblig.llon. Imposed upon G,.nlor undor thlt MOOlllg.. Lendor IhaI Ilocul. Ind deliver 10 Gr.ntor . .u,lIbl. ..lIsl.cllon 01 thll Morlgeg. .nd .ulllbll .lal.m.nl. ollermlnation ol.ny financing llal.menl on fill .vldenclng Lend.... _unly Inllreslln lha R.nll .nd lhe Per10nal Property, Gr.nlor wUI p.y. II permln.d by .ppllclbll IIw, .ny rll.onlbll Iermlnabon lee .. d.tllmlned by Lendll from t.ma 10 I.me. DUAl1.T. Each 01 lhe loIlowtng,.1 the opt,on 01 L.ndll. shal con.mut..n .venl 01 d.l.ull ("Evanl 01 D.llull") und., thll Mortgage: 0I1eull on Indebtldnell. F.Uura 01 Gr.nlor 10 make Iny plymenl when dut on lhe Indeblld..... 0I1euU on Ollllf Pl)'ment.. FIUu.. ol G..nlor WIthin lhe time requited by IhII Mortlllge to make Iny p.ymentlor ..... or Insurance, or Iny other p.yment _ry 10 prevent IIlIng 01 or to .1Iec1 discharge oI.ny lien. Compl_ De...It, Flllure 10 comply wllh .ny olher 111I1\. obligation, covenant or condition conlalned In Ihll MOOIllQl, lhe Note or In Iny 01 the Releled Documents. lit_I. Any warr.nly. lap_nlation or slllemanl made or furnished 10 Lender by or on behall 01 a.lnlor under this Mortgage.lhe Note or lhe Releled Documenll II. or .llhe lime made or lurnlsh.d WII. 1.1se In .ny me_ r~, Inlolv.ncy, The In.oIvency 01 a..nlor, Ippolnlm.nl 01 I rlCllver for Iny pert 01 Grantor'. property, .ny .SSlgnmenllor lhe beneftl of credllors. lhe commancemenl 01 .ny proceeding undll Iny blnkruplcy or Insolvency llwa by or .galnlt Gr.nlor. or lhe dlllolubon or termination ol Granlor'.lIIslence... going busl.... (,, Gr.nlor II' bUlin"II, Excepl to the ....nl prohlblt.d by ledIIlll.w or Pennlylvanllllw, lhe deelh 01 Granlor (II Granlor lI.n Indlvidull) 1110 shlU conltilul. .n Ev.nl 01 D,'.ull under thlt Moog.g.. ForeclolUre, .tc. Commencemenl olloroclosura, whelher by Judicial proceeding, ..II-help. lap_Ion or .ny olher method, by .ny cndllor 01 Granlor .llIln.1 Iny of lhe Property. How...r. thll SUb_lion IhaI nolapply In lhe .venl 01. good I.llh dlsput. by a.lnlor II 10 the valIdlly or rellonabll-. of lhe clllm which II lhe blSl. ollhe lorectOlUte, plOVlded that Gr.nlor glvll Lender wnn.n nobee 01 .uch claim .nd lurnishes r.-vas or. .ur.1y bond lor lhe claim SlII.llclary 10 L.nder. ertoch 01 Olh.. Agrum.nt. Any brlSch by Gr.ntor undlllhe IlIml 01 .ny olher Igrllmenl bllwlln G..nlor Ind L.ndlllhal I. nol I.medltd wllhln .ny grace per10d proVIded therein, Including w.lhoutllmllallon .ny .greement concerning .ny Indlbl.dness or olher obligation 01 Gr.nlor 10 Lender. whether IIlSlIng now or IItll. Ev.nt. Alltctlng GU"",'oI. Any 01 the prlC.ding ...nll occurs wilh rlSlllcl'o Iny OIWlnlor 01 .ny 01 lhe Indeblld.... or.uch GUlrlnlor dIeS or bocomes Incompll.nl. RIGHTlI AND REMEDIElI ON DEfAl1.T, Upon Ih. occurrlnce ollny Evenl 01 D.'lUlllnd Illny lime thellS"". L.nder, .1111 option, may_.. .ny one or more 01 the follow,ng nghll Ind rom.dlol, ,n .dd,llon 10 .ny olher .Ighll or r.medleS proVldld by IIw: ~.' Accel...t. Ind.blldn..., Sublocllo apphClbl1 IIW, L.nd.. shall h.ve lhe Ilghl .t III opllon wllhoul nollc. 10 Granlor 10 decllra lhe .nltr. "fI Ind.bl.d.... Immedlllely dU' .nd p.y.blo. uee R.mldle., Wllh ,upoct 10 III or .ny p..t ollh. POIIon.1 Properly. L.ndll .hall h... IN lhe nghls .nd "m.d'.. 01 I lICurld party undll lhe Uniform Commerclol Cod., Collect R.ntl, Lendll .h.1I have lha nghf, w,lhoul notioe 10 Orantor. 10 lak. pOlllllinn 01 the Property .nd collecllhe R.nll, Including .mounll p.sl due Ind unp.ld, .nd .pply lhe nel prOClld., over .nd Ibove L.nder'. cosll, .galnst the Indebl.dl1lll. In further.nce 01 Ihl. rlghl. Lendor may require .ny I.nanl or other user ollhe PIOp.'1y 10 make plymantl of I.nl or UII 1_ dirlcUy 10 Lender. II the R.nlll" colleclld by Lendor, Ih.n Grenlor Irr.vocably dulgnales L.nd.. .. O..nlor'. Iltorney-ln-I.ct 10 .ndorse InstnJmenll IlCIIved In p.yment IherlOlln lhe name 01 G..nlor Ind to nogoll.l. Ih. lime .nd collect Ih. proceed.. Plyments by I.nanll or olhel u.... to Lendllln leaponll 10 Lendor'. demand .haM Sllisly the obllg.Uon. lor which the p.ymlnl. Ire mIdi. whalher or nol Iny pr_ g,oundl lor lhe d.mand IIlsted. L.ndor may _ClllIII 'lghll undll Ihl. .ubpar.g..ph "Iher In pll1on, by Igonl, or th.ough. llOllver, Appoint RIC.lv." l.nd" sh.,1 h.v.lhl nghllo h.v. . I_VII .ppolnlld 10 Ilk. pOl.....on ollU or .ny pari ollhe P,operty. Wllh lhe power 10 prollCllnd p.oservl Ihl P'OPlfly, 10 opo..loth. P.opo.1y p.lC.dlng 100ectOlure or 1111, end 10 colloct lhe Ronts 110m Ihl Prop.'ly .nd .pply thl proceeds, aV8' end above Ihe cOli ollhe recDlver,hip, ag.I/151 Ihe Indebtednell. The ,&COtVSf' ma.,. Mlrve Wllhoul bond if pGfmllled bV law. i MORTGAGE (ConUnu.dl P.g.1i :n ~I - LenWI nghl 10 the appornlmonl 01 a r_1I8I .haU IIldIt whellw 01 nollhe apparlnl WIlli oIlhe ",_'y o,COId. lhelndoblodl*l by I lub.llnlllllmounl. Employmenl by Lend.. .haU nol dl.quaUIy a pO<1on from """ng .. a loooiVlf, Judtclal ForacIOaUre, IAndar moy obllln IludlClll docroolllfllClOllng a..nl....,n_t In II 01 Iny p.rt ollhe "'-Iy. Po_NIon 01.1Ia Property. For lhe purposa 01 procuring p..-.lon 01 the Pr-'Y, lltonlor hlIraby lulhOf1ll11lnd .mpowlf1 .ny .1I001l1Y 01 .ny court 01 recOld In the Commonwoollh 01 ""nn.ytvlnll 01 lI_hore, .. .1I0rn0v for IAndor .nd .1 pO<1onl Clllmlng unllar 01 through Lendor, 10 lign an .g...monl tOl Inlaring In .ny complllnl court .n .mtcabla Iction In ljactmonl tor p..-lon 01 tha Pr~ .nd 10 appoll tOl .nd conlou judgmanl .gllln.1 a..nl.... .nd .galn,111 plf10ns claiming unllar OIllvough Grlnlor. lor the lOCOVII'( by Lendor 01 pOllftllon oIlhe Proparty, Wllhout .ny IllY 01 UlCuUon. I... which Ihll Mortg.gl. 01 . copy 01 Ihll Mortg.g. vonftod by .Mdavd, .haD be I .ultlclonl wan.nl; Ind lhoreupon. writ 01 pououJon may be mUld lorthWllh, wllhoul.ny pOOl W111 01 prOOlllllng who",,"VIf, Nonjudlclalllala. If pormllled by appllcabl. I.w, Llndor moy lorocIosa a..nl...', Inl....lln .1 Olin any p.rt ollh. Panonll "'oporly OIlhe Rill PropO<ty by nonjudlcllll 1110. DotIClancy Judgmon', IAndar may obllln . JudgmonllOl .ny daliclancy ..molnlng In lho Indoblod.... due 10 Lenllar .n.. application 01 all amoun" roooiwd from lho..- of lho nghls p,ovldld In IhllllCllon, TII\IIlCY ollulfor..ca. II a..nlOl ramalnl In pOSllSllon ot lho "'~ lnor lho "'oporfy II .00d .. proVldod .bove 01 lAnd. 01_11 becomoo .nUIIed 10 poueulon ollhe Property upon dallull of a..nlor, a..nlOllhal bocomo. Ilnanl.1 .u"orlnca 01 Lend.. OIlhe poo:huor 01 Ilia Proporty .nd .hllI, .llAndor'l opUon, ellher (.) p.y I rea.onabla ..nllll... lho IJ$I ollho Proporfy. 01 (b) v.cate the Pr~ Immedllloly upon tlla damond oILendor. O.her RamodlaL Lend. .hln hove an olher nghl. and ramadi.. provldad In Ihll Mortgagl 01 tho Nola or avallabla alllw Olin aqully. _ ol.he Property. To tlla oxtonl p.mlhed by eppllcable IIW. a..nlOl hlIraby w._ any and aU nghllo hovelhe proporfy ,"""hailed, In ourclslng lis righ" and remedlas. Lender .hllI ba froo 10 aeII .11 01 any p.rt of IhI Proporly logolher or IIpareloly. In ona ilia 01 by IIPII.te ..las, Lend... ahal ba enlllled 10 bid alany public IIle on all 01 any portion ollhe Proporfy. Nollet. ollllla. IAndar .hall glvo a..nl... rea.onabla nollce ollho lima and pllCO 01 any public 1110 ollho Penonat Pr~ 01 ollha tima .nor which any privato ulo ... olhar Intondod dlspOllllon 01 lha Panonll PropO<ty I. 10 ba mad.. UnloU olhefW'" raqulred by appllcabla law, ....onabla notlco.hIlIl moan nolleo given .11ea.llen (10) days belore lhellma ollha 1110 01 dl",OIllIon. Walvar, Election 01 Rlmodlel. A wlllVlf by any party 01 . breach ola provision 01 Ihl. Mortgaga .holl nol conslllul. . waiver 01 01 praJudlco tho party'1 righll 01_ 10 demand .Irtct complilnca Wllh lhol proVillon 01 .ny olhar provision. Elocllon by Lend. 10 pUfSIlI .ny ramod'( lhal nol exclude plIIUlI oI.ny ollw ,emod'(, .nd In eIocllon 10 mai<. expondiluras OIlek. .ction 10 por1orm .n oblig.llon of aranlor undor IhIs Mortgage .nor tallura 01 GrantOllo por1orm .ha11 nol."ecl L.nd....1 nghllo _ra . delaUlI .nd Ilan:ill III ramadlas undor Ihll Mortgage, "ttorney.' FHa; ExpenllL If IAndar IRllllul.. Iny lull OI.cllon to .nlOll:l .ny oIlho lormt 01 thl. Mortg.ga. lAnder lhol be .nllllod 10 racovor .uch lum .. lhe court may adjudge ,ea.onabl. .. .lIornIYS' 1_ ellrtal .nd on .ny apPIIl, Whelher or nol .ny court .cIIon II Involved. .. ....onablo _.- Incurred by lAnder lholln IAndor'. opinion III -'Y .1 .ny lima lor lho prolocllon ollis In_t or lhe Inf_nl 01 III rights lhal become. port oIlhelndallled"" p.yabla on demand .nd .haI bOIIlnl...1 ~om the dale of IllpIndllura unlll rapald .t the Nolo ..to. Expa.- covered by IhII par.graph Includa. Wllhoulllmltollon, how,ver .ubjact 10 .ny 1Im11s undor appllcabla low, LenWI .n_' ... .nd \agalaxpe.- whellw or not thore I. . IIW1UIl, Including .lIorneys' ... lor bankruptcy prOOlllllngl (Including eIlOIla to modify or VllCIIa .ny .Ulomallc .toy or Injunction), appeail .nd Iny .nllclp.1ed POIt-judgmonl collaction ...-. lhe COIl ot IIIIchlng racordl, oblalning till .-ports (Including toreclOlure reports), .urvoycn' .-ports. .nd app..1IaI 1_, .nd 11110 InsUllnca, 10 the utlnl pormIlIod by applilllbla law. a..nlor IliIo will p.y any courl COlli, In .ddlllon 10 all ollw IUmt proVided by law. NOTICES TO GRANTOR AND OTHER PARTIES. UnIeII olherWlll provided by appllcabla law. .ny nolleo unllar Ihl. Mortgage .haI be In wr1Ilng .nd IhaI be atfect/YI when actualy dallvarod or, II moiled. lhall be doomod oIfecU.... when dapOllled In lhe Unlled Stolll maM ""I cIuI. regillared mall, POltoge prep.'d, dlrecIed to the addr_ Ihown near lhe blll'nnlng oIlhll Mortgage, Any party may chongo III .ddr.. tor 110_ undor IhIs Mortgage by giving formal wn<<an nolleo 10 tho olhar portlll, apecslylng thollhe purposa of lho nolleo II to chongl lho p.rty'1 .dd..... ~ coplal 01 nollcol 01 roreclOlure ~om thl holder ot .ny IIln which hi. pnorily over Ihls Mortgege IhaU be IInllo lAnd'" .ddrnl, .. .hown near lho boglnnlng of Ihll Mortgage, For notlco purposas. aranlor .grllllo keep Lender Informed .1 a11l1mas of allnlor'l cUlTlnllddreu, MISCEJ.LANEOUS PROVISIONS, The loIlowlng mlscell.neous provision. ..e . perl ollhls Mortgl\ltl: AmondrntnlL Thll Mortg.gl, logalhar wllh .ny RoIIted Documanls, co",lIlut.. lho enUII unOntondlng .nd .g,oomanl ollho partial II to lhe man... III forth In Ihls Mortg.ge. No IlIor.llon 01 01 .mandmonllo Ihll Mortgegl .h.1I bl alfecllve unlnl glvan In wrtllng .nd IIgned by tho p.rty or p.rtioa .oughllo be chorg.d or bound by lhe .1I.llIon or .mandmanl. Appllubla Law, fbl. Mortgage hat baan dlllvared to Lend... and _plod by Lendor In lh. Commonw.a1lh 01 Ponnaylvll1le, Thll MoI1galll "'II' be govorned by end con.lruod In IICCOldll1C1 Wllh the law. 01 lh. Commonweallh 01 Plnnlylvento. c.pllon Headlngl, Capllon heading. In Ihll Mortglgl .11 lor convenience pUlp.... only .nd "" nol 10 bl ulld 10 Inlarplll or d.fine lhe provision. ollhll Mortgagl. Mergar, Ther1Ilholl be no margor ollho Inl..o.' 01 ..III. creatod by Ihll Mortglgl wllh .ny olher Inlll..1 or 0I1s11 In lha "'op.1y el .ny tima hold by or lor IhI benefil 01 Lend.. In .nyeaple,ly. wllhoullhe wnnln conllnl or L.nd.. Mulllple PIIII... All oblig.llon. 01 allnlor undor Ihl. Moriglgl .haU be 100nl .nd livelli, .nd In III.ln':l1 10 allnlor lholl moan each .nd every aranlor. Thl. mllnllh.l..ch ollhl pellonl ,ignlng below Ill""onllblo lor.1I obl'g.lIonlln Ihl. Morlglg.. Sovoreblllly. If. coun or compelanl lunsdlollon nndl .ny provl,'on 01 IhI. Mortg.ga 10 bl Inv.lid or unenlorceable .. 10 .ny paBon or clrcumstonca. luch finding shaU nolllndor lhal proVlllon Inv.lld 01 unenlorceable 1110 .ny ollw penonl or ellcumlla",*. If leaalblo. .ny .uch offending provision Ih.1I be deemed 10 bl modified 10 bl w,'hln Ihllimlll olenlOlceablllly or v.lidlly; howlver, II tho oH.ndlng prOVIsion cannol bl so modlfied.lllhoU b. ,lrIck.n .nd .U olhol p'OVl,'ons 01 this Morig.ge In .n ollw I..pecil .halllomaln Vllid .nd enlorceable. succe...... end ""'gnl. Subject to lho IImll.llonlllelod In Ihll Mortgege on II.n,1ar of Or.nl...'llnl...I. Ihll Mortg.ga IhaM be binding upon .nd Inulllo lhe banefil of the p.rtioa, lhelr hllll, personallepr...nllllVII. IUCCIIIOll .nd illig"" II ow....hlp ollhe Pr~ bocomas vasled In I pllBon othar lhen OllntOl, lAnd., Wllhoul nollcolo allnlor, may doal wllh allnlor'llUCClllOII Wllh 1I1..lneo to this Mortgage .nd lho Indebt.d.... by w.y 01 lortlllllnce or ..tln.lon w,lhoul r....slng allnlo< hom lho oblig.llonl 01 Ihll loAortg.ge 0< liabllily undor lho Indobled"", Tim. '.01 Ihe Euenc.. nme" ollha e..anceln Ihl plllolmonca ollhll Mortglga. Walv." and Conllnl., Lendll sholl nol be deemod 10 h.ve w,'ved .ny rlghls undll Ihl. loAorlg.g. (or undll Iha RoIIlld Documonlll unlas. such waIver Is In wntlng and slQned by lendsr. No dellV or omlulon on Ihl pa,t Dr lender In I.Drelling Bny fight shad op...la .1 · Wllver Dr such nghl Of any other light. A waIve' by Bny party oil proV1slon of IhlS M0I'1gage shall nol constitute a waIver 01 01 p,.judlr.l thl party's nght - ..... C ;;z .,., ,., ." o - MORTGAGE (ConUnu.d) P.g.6 olhorWt.. 10 domand olricl compUl""" w,'h lhal proVilian a< Iny 011_ proVlllon, No prla< Wol"" by Landor, na< Iny co.... 01 dIIIIng ~n Landor Ind Grlnlor, ohalt consmu.. I wII,,", 01 Inv 01 Land"" rights or Inv of Otanlor'l obIlgIUo", U 10 Inv luIllrl1 UlnoocIlanl. Whel'll"" cOnNnl by Landor II llquoed In IhIt 1.10<10101. lha Ollnting 01 luch co_nl bV Landor In .ny 1"'''_ ohati nol conolllull continUing ca_nl 10 lubllCluonl InI....... W.I luch co_nl 10 "qultld. EXHIBIT A. An ..h1bll, tlllad '1:xhlbll ","11 Ittachad 10 Ihlo MOIIOlgo Ind by Ihll ....._11 mado . part ollhlt MO<1gaOI lusl U 1101 lhe praVilia"" ..ma Ind condltianl 01 IhI Exhibit had bOln fultV ullorlh In lhiI MO<1gago. EACH GRANTOR ACKNOWLEDGES HAVING READ AU. THE PROVISIONS OF 'fliIS MORTGAGE, AND EACH GRANTOR AGREES TO ITS TERMI, ~-r1 tJ.,..( n . Wilt (BEALl x~b~ C}- IA Jt.,-}- t J. W.1l IIEALl Bt~ledgad. and d.llvored In the Plu.nc. 01: X II" 'J ;}, 'J~""""" X Lo4,;t~ ~~ WltnllI CERTIFICATE OF RESIDENCE I hlrabV .-Illy, thaI lha preel" .ddllU ollhl morlOIO", Farmor. Trull eompany, .aln Is One W.1l High &1...1, C.rll.... PA 17013 , STATE OF ~J.\iCl' ~('; '. '. I ..';"~'-:'...: ':.' ,1'l"""dh ".,.".....,",' , . ,.........::... '..1 ..~..~ " COUNTY OF ~j.vM-~ :.. ..:' .,:.{~~~t;:'- {I .:;,:y.t,:~ .:;, On Ihll day b.lor. me, IhI undllBignad Nolary Public. pananallV applllad John N, W... and Cynthia J. W..t, 10 m. known 1"p,~),..,~dU4li . delCltbed In .nd who .xecut.d IhI 1.1011010', .nd acknawledoad lhal Ihly oignad thl 1.10<1010' U lheir frIIand volunllry leI and~;ior,tlie- Ind pUf\lOSH Ihlrain manllonad, . , ...._...}'_ ""!_.".. /?-""'- .... ~ ,~. f~. · BV ~...h Q,1~ R.tldlngll~,(' ..~..t-<.<~ ~/} Nolary public In and tor Ih. SIa? 01 f ,4 My commlllion ..plre. U ' INDIVIDUAL ACKNOWLEDGMENT III, L~IER PAO t1"') "..-, 3.tI Ctl'''' CFI Ulnltfl61AICa aroop, Inc. Allflghll'.....ncl, tPApOIO W!STJN,LNI IAL SEAl lorraine J, Trellna. Notiry Public Harrisburg. Dauphin County My Commission Expires ~994 ~\1tl 1110 ill! n02 ~",,;':'-"'\l"VL"" ..... . '....' ..... ~, _-~,'~')'.:;la, ',: " .. lot ......; 'I .' .' ~. " #1-'_:. ",... .....J.',".~..": ", 't , " ' ~.... ,".r....... ~I.~O , /, ." . _.' 7"\.'- ~"'fJ I, .. "'-..... - "--' . . ~ '. .' ,r_:' ........ f . '.... " ........., ,.. " , .-' I...yy1 kL' .', /' :.-, 0 IX\- GW~' IIvIO' 1 I .' (J. ~i ~~;:~ /,rj/1). . af/- ~;" ,)1 C'T./J I ~,'l~..;r ~~-:.- ,,"'....' .' .".-. ..~l' j EXHIBIT A Loan Da" Account Borrower: John N. Wilt Cynth" J. Will aoo, Deer P.th Road HanlabUlg, Pol 17110 Lender: film... Tru.t Comp8l1V MalnOlllca On. Will High 8tlHt c.tllal.. Pol non 11111 Elhlbll A II .Ilachld 10 and by Ihll flllllnc. II mid. I pari ol.lCh .- 01 Trull or Morlg.ge, d.11d AuguI' II, '"2, II1d uaculld In connocllon wllh I loon 01 othll flnlnclallCCommodlllonl bllWHn film... Trull Company .nd John N, W.II .nd Cynthl. J. Will. ALL THAT CERTAIN tract or pareRI of land and prsmis... .ituate lying and beino in the Scrou;h,ct C~mp Hill in th. County ot Cumberland and Commonwe.lth at PennsvlvAnia. mor. particularly de.cribed a. tallow. to witl BEGINNING at a point on the ...tern lin. ot North 30th Str..t, which point ot beoinning i. r.t.renc.d a distanc. ot 120 t..t in a northerly dir.ction trom the int.rsection at the northern line of' Bev.rly Read and the .a.tern line at North 30th Strs.t, and which point of be;inning 1. a180 at the dividing line b.tw.en Lot. Nos. C and 6. Block K on th. Flan at Lot. reterr.d to h.reinatt.r th.nc. alono the ...t.rn I1n. at North 30th Str..t, North 02 d.or... 30 minut.. W..t. a di.tanc. at 60 f.et to a point at the dividing line b.tw..n Lot. No., 4 and e, Slack K. en .aid Planl thence alan; .aid l..t mentioned divldin; 11n. and continuin; throuOh part of Let No. '9, .10ck K on .aid P'an. North 87 degr... 30 minut.s Ea.t, a distanc. of 17B,60 f..t to a point on the w.st.rn line of land. now or tormerly of Camo Hill School Di.trictl th.nc. along ..id land., South 09 d.;r.... 26 mlnut... 12 ..cond.,' E..t, a distanc. at 60.44 ..,.f..t tQ, a pcint at the dividing 11n. b.t",e.n Lot. No.. e and 6. Block K. on .aid"plant ~.th.n~..t"rq4gb.p,.rt 01 Lot 11I0. 9, Block K and conUnuino alon; the dividino 11n....b-.fwii.irn'C"ot.-.No..-;..,....IIhd '6. Slock K. on .aid Plan, South 87 de;r... :SO minute. W.st, . di.tance ot 180.90." f.et to . point on the ...tern line at North :SOth Str..t, th_ plaea. of BEGINNING, BEING THE SAME PREMISES which Alan L. Frese and Laura L. Hargrave, now kQown as Laura L. Frese, husband and wife, granted and conveyed unto John N. West and Cynthia J. West, husband and wife, by Deed intended to be recorded simultaneously herewith, (8EALI x '(,tAU1 ~ 1d,-- " _.l lAiEI' ""0 jlml Vtr :I Ii ltlliU cr. B,n.." Sttu,OIOllp. 'flt .lInuhllf...r~tQ IP".u,a WeSfJN lNI . \ \ i II I III 1l0~ ~, ,,' PROMISSORY NOTE M.turltv 08-19-2017 References In the shaded erea I" lor lender's un onl . Account Borrower: John N. Wilt Cynlhl. J. Will 2001 IlHr P.lh Ro..s HIrrllburg. PI. 17110 Lender: F......II Trult Comp..-y M"n omc. On. Will High 6\1..t c.nl.... PI. 17VI3 Principal Amount: $110.800.00 D8te 01 Nole: Augual19, 1992 PROMIBE TO PAY. I proml.. 10 per to F..m..1 Trull Com piny C''lender"). or order, In 11IW1uI money 01 thl Unltod Bill.. 01 Amllrlce, thl prtncl.... lf1\llunt 01 On. Hund..d Ten Thou..nd Elghlllundred .. 00/100 Doll... (Ino,aoo.GOI,lollllher with Inl....1 on Ih. unpold prlnclpal btIInce from Augull It. ItI2, until paid In fUll. Th. Inlerllt IIle will not Inc.....IboV. 10.000.. PAYMENT. SubJect '0 IIIlY p.ym.nl chllllg.. IIlUlllng Irom chenge.ln Ih. Ind... I will poy thllloonln eccordance wllh th. fOllowing poymenl echodull: 12 conllCullv. monlhly perm.nll 01 1187.01 .ech, beginning Sepl.mber It, 1812, with Inl....' CIIcul.lod on th. unpold prtnclp" balIIIlC.. allllllnl...1I ..I. 01 1.710. per .nnum; IIIld 211 con_ullv. monthlY poymant. In tho Inllt.. lIIllounl 01 1771.01 .ech. boglnnlng Stptamb" It, It83. with Inlertll CIIcul.ted on Ih. unp"d prtncl.... balIIIlC.1 01 IIIllnl....' III. 0' 3.100 perc.nhlll polnl. over Ih. Indu d.acrlbed below. My nn" poymlnl will bo due on AuguI' lV. 2017 IIIld wltl bo lor III prlncl.... IIIld eccruod Inlerlll nol yel plld.togelher with IIIlY olh.r unp"d lIIlloun'. under 'hi. Nol.. In'-I on IhIs Noll Is compul.d on . 301360 .Impla Inll..sl blsl.; lhells, wllh 1111 IIXCIpUon 01 odd deVlln 1111 ftrsl plymenl period. monlhly Inl....1 Is celcUIIItd by applying 1111 reUo 011111 .nnu.llnler..1 rei. Ol/ll I vear 01360 deVl. umes lhe oulsllndlng pnncJpol b.llnce, UmtI . monlh 0130 deVl. In\trlll lor 1111 odd deVIl. celculalld on 1111 bul. 01 1111 .clutl deVl 10 Iht ntxlluU monlh .nd . 360-dty vear, I wiU PlY LIndt< .ILlndtr'l.dd.... .hown abOVll or .1 .uch olher pllce u LInd.. may dulgnall In wriUng, Units. 01_ .gr_ or ,.qulrtd by applicabla IIw, p.ymonts will bl applltd lIrsllo .ccru.d unp.ld Inl....I. Ih.n 10 pnnclp.I, .nd .ny r.malnlng .mounllo .ny unp.ld colltcllon cosls .nd III. chtrges, VARIABLE INTEREST RATE. Thalnlarest rele on Ihl. Nolels .ubjecllo chengelrom limo to lime butd on cheng.. In .n Indlll which Is 1111 Monlhly '1/IlI1II of Wttkly 'l/IlIg. eucllon reles on Unlled SIII.s Tretsury Bill. wllh . malunlY ot sbl monlh.. (Iht 'ndt"'. Your InlOllSI rell will nollrcrllSl or dlcrtllllI . chengeln lhe Index 1.,... lhen ontl-qUln.r p.rconlage polnl on .ny cheng. del.. LIndt< will 1.11 me 1111 cunni Indlll relt upon my ,.q_1. I undtrlllnd IhelLlnd.r may make loans based on olher ral.. II woU, The InlOllSI rol. cheng. will nol occur more olltn then lOCh vear, T\1t Indt. currently 1.3.360. per IIIlnum. Th. Inlerel' IIta Dr ral.. to be opptlod '0 'h. unptld prtnclpll btIIIIlce 01 'hi. No', will be '111 III. or rolo. IIllor1h obov. In Ih. "Perm.nl' IIcllon, Nolwlth.landlng ony olher provl"on ol'hll Nol., .ner Ih. "ral poyrnon' alrItm, Ih. Inltrlll rol. lor .ech oubaequenl permenl .Irllm will b. ."ecllv, U 01 Ih. Iul poym.nl dtl. 01 'h, Jull..ndlng poymon' lIrIom. Nolwtlhllondlng Ih. lo..golng, Ih. vort.bl. Inlerlll ..I. Dr III.. provldod lor In Ihl. Nol. wm bo oubJec'lo Ih. following mulmum rill, NOTICE: Undt< no clrcumstences wlU lhe Inleresl rale on Ihls Nole be mort 111In 1111 _ 01 10,000. per annum or 1111 n1Ulmum relt aIOWId by oppllcoblt law. Nolwllh.tendlng Iht aboVl proVlolons. Ihe rn.uJmum Incruse or dlCrll.. In lho In'-I roll al anyone lime on IhIs loon will nol IIlCIId 2.000 porconllg. pOlnls. Unll.. waived by Lender,lIIlY Increlltln Ih.lnlarll' rol. will Incr.... Ih. emounl. 0' my poymon.... PREPAYMENT. I.grll thel III loan 1_ and olhar prepaid ftnance che'lles a.. IIfnod fuUy II ollho dell 011111 loan and will not be lubJtcl to refund upon IIny p.ymenl (whllher vOluntary or IS e rHul1 01 d.laull), .xcepl II 01h8rW1.. roqulrtd by law. Excepl lor 1111 loregolng, I may pey Wilhoul penallY .. or . portion ollhe emounl ow.d .arller Ihan Ills duo, Eor1y paymenls will nol. unlosa .graod to by L.nder In wrillng. rolIoVl mo 01 my obligaUon 10 conllnuolo make paymenls under Ih. plymenl schldull. Rather, 1I1Iy will roducell1l principii balance dUI .nd may resullln my making low. p.ymonll. LATE CHARGE. lIa p.ymanll.ll der' or more la'"I WiU b. chergld 1.000. o"ho regulorty ochtdultd poymonl. DEFAII.T. I w~ be In dofaullll .ny of lho lollowlng happ.ns: (a) I faU 10 mako .ny payment whon duo, (b) I bretk .ny proml.. I heVl mad. 10 LIndt<, or I laUlo rortorm promplly altho Ume .nd slr1clly In Ihe m.n"'" providld In IhIs Noll or .ny ag_manl ..lIlld 10 IhI. Nol.. or In any olher aglllmanl or loan heVl wllh Linder. (cl Any repr.senlalion or stel.mlnl mado or furnished 10 L.nder by me or on my b.htlllslal.. or mlsltadlng In any maltr1ll respecl. (d) I dll or become Insolvenl. . rlCliver Is appolnled lor eny por1 01 my property, I make an uslgnmenl lor 1111 benefil 01 crodilcn, or .ny procoedlng Is commlnced .,Iher by m. or agalnsl me under any blnkruplcy or Insolvency laws. (I) Any crodilor Irln 10 11110 any 01 my proportv on or In which L.nd.r he. . lI.n Dr security Inler..I. Thl. Includes. garnlShmonl 01 ony of my .ccounls wllh Lender. (I) Any ollht .venls _bId In thl. deleull seellon occurs w,lh r..pecllo eny guarenlor oflhls Nolo. LENDER'B RIGHTS. Upon dllaull. Linder may declare Ihe enllle unpaid principal ballnco on Ihl. Nol. .nd aU Iccru.d unpeld Inleresllmmodltl.ly duo, wllhoul nollc., .nd Ihen I wrll pay Ihll amounl, L.nder mey hire or p,y .omeone 01.. 10 help collocllhl. Noll ill do not PlY, I ollo WlU PlY LInder lhet amounl. Thl. Includes. subjecllo eny 110111. und.r epplicable IIW, L.ndl~' IlIorneVl' 1_ .nd legal exp.nses whelher or nollhort Is a Iawsull.lncludlng .lIornIVl' fOls and legal expens.. for blnkruplcy prOCOldlng.(lncludlng .Hor1s 10 modlty or vacole Iny lulomallc sllyor InJunction), Ippeal., Ind .ny .nllclplled posl-Judgmlnl colleclion ..Nlc.... II nol prohibll.d by applicabla law, I .Iso will p,y any courl cosll. In addillon 10 .11 olher lum. plovlded by law, IIjudgm.nl I. enler.d In connecllon w,lh Ihls Noll, Inl....1 w~ conllnuolo accrU' on Ihl. Nol. aner Judgmonl allhl Inleresl rail epplicabla 10 Ihl. Nole al Ihe lime Judgmonlls Inl.r.d. Thla Nol. hu botn dallvarod 10 Llndar end ecc.plld by lIndar In Iho Commonwlallh 0' P.nn,ylv.nl.. II there I. e IIWIUII, I Igre. upon Lendar'l requllllo oubmlllo Ih.lurlldlcllon ollha count 01 Cumberland County, Ih. Commonweallh 01 Penn.ylvanle. Thll Nole sh.1I b. govlmed by IIIld con.lruod In eccordenca wllh Iha low. 01 thl COmmonwlltlh of Pann.ylvanle. RIGHT OF SETOFF. I grenllo L.nd.r I contraclu.1 po.....ory ..cunly Inler.slln. and her.by a..ign, conVlY, dlliver, pl.dg., and Irlnsl. to Llnd.r aU my right. tills and Inleresl In and to, my accounts with Lender (whether chfOlng. "Vlnga, or lome other account), Including wtlhout limitatIon aU Iccounls held jolnlly wilh som.one else end all eccounls I mlY op.n In Ih. lulUie, excluding however .11 IRA. Keogh, and lru.1 aceounls. I lulhonz. Lender. 10 Ihe exl.nl p.rm,lIed by oppllceblelaw.lo charg. or ..1011.11 sums owing on Ihls Nole agllnslany and all such accounls, Cou.ATERAL. This Nolels secured by. Mongag. d.led Augusl 19. 1992.10 Lender on reol property 1l1Oaled In Counly, Commonw.allh of Pennsylvanil, 8U he terms and condItions of WhIch are heroby Incorporated and madl I par1 01 this Noll. , EXHIBIT .~ _P.-._'~ ..- I..oughol ~ Cumbo Co. ~ ROOIII\II'lI'~ ,-r) I ~ '~!I" . ~.:- DlII Am\. nobill p.lI,,11< Cumb, Co. 010\. Col. "-'- SohoOl 101 cumbo Co" PI, J." nool E""IOIl".')I<"'~ $" ~.:;;r'),;.11"'''ml~ - p,....... I' '1"0111 .lb "tl Dlnl col A.g' DEED ~ TillS INDENTURE "^DE TilE /I"c.<. day of H ,19'1" DETWEEN to g N ~:n ." C (11"';, ,..., IH 0,. now by marriage LAURIr-I ~1! 1.3 !,': penn.ylvani. .-DrantoO]- tt: f.; : I ;.i:.7 :' nO' II I'....' ',j ~ t"J~' :-:ml -t ,'I ,., ...(r.t '.1 , VI ." ... t.Lt.N L. FRESE .nd LWR^ L. Il^RDRt.YE FRE6E. hi. vif., of cu~b.r18nd County, ^ND ~ caunty,~ .N Cl John II, West' Cynthia J. west, hia wife, of Dauphin Pennsylvania ("Grantees") W ITIlESSETIl Tho Dronlars far and In cansidorolian of tho sum of One Ilundred Thirty Eiqht Thousand Five lIundred , Na/l00 _______1$138,500,00) pdd to Drontara by DrDntoOS, ths rocoipt of which ia horeby scknawledgod, hDvs gran led, borgoinsd and sold, rolsossd and canfirmod, Dnd by thsss pronnto do grenl, bargain snd nli, r.l.... and confirm unto Gr8ntees,their heir. and ...i;n.. t.LL TIl^T CERT^IN lrncl or porcol siluolo, lying and boing in lho lho Caunly of Cumborlond Penn.ylveniB, more particularly wit. of land and promisos, Dorough of Camp Ilill ln and Commonw.alth ot doscribod as follows to BEGIIlHIIlD Dt a palnl an tho o..slern 11no of Horlh 30lh Streol, vhich painl of bog inning is roforoncod a dislDnco of 120 foot in a narlhorly dirocticn from lho inlorsocllan of lho nor thorn 11no of Dovorly Rood and lho o..lorn 11no of Ilarlh 30lh slroot, and which paint of boginnlng is also ol lho dlviding lino botwoon Lot Iloe, ~ and 6, Block U an lho plan of lat. roforrod to horolnoflor lhonco along tho oostorn 11no of Horlh 30lh Slrool, Ilorlh 02 dogrooe 30 mlnuto. Wo.l, a di.tanco of 60 faat to . painl al lho dlviding lino bolwoon Lal No., 4 ond~, Dlack K, on aold Plan, lhonco along sald lael monlianad dividing lino and canlinuing lhrouoh parl of Lol 110, 9, Dlack II, an sold Plan, norlh 87 dogroos 30 minutas EDSt, D dietDnca of 178,60 fool lc a poinl on lha voslarn line of lDnds now or farmorly of CDmp Ilill chaal Oistricl, lhanca along said lands, Saulh 09 IL !O'6f~ 36 llU 333 .... COMMOI~WeAITlI 01' PF.IlIl:;il\'.,1411, ~~ ::: U~I'/\~IN.:!.'~ H~~.ft~l.t~t ~J.I~f.: 'lAllI- -'"--rJ.ft:..v,1 1'- ~, l~~Nlm UlCIlII e; 69 2. Ii U ~l ~iI nl.IU" _.._w._." ::. d.gr..., 26 minut... 12 ..aond., E..t, a dl.tana. at 68,44 t..t to . paint at th. dividing 11n. b.tv..n Lot Ho., e .n 6, B1Dak H. aDntlnuing .Iang th. dividing lin. b.tv..n IDt HD., e .nd 6. B1Dck H. Dn .ald Plan, SDuth .7 d.gr... 38 minut.. W..t, . dl.tana. Dt IBe,98 t..t tD . point on th. .a.t.rn 11n. Dt HDrth 38th .tr..t. th. pl.a. at B.glnning, " \ I BEIHO Lot HD. e. B1Dak H. and. portion at Lot HD, 9. Blook H, on th. Pl.n Dt B.v.rly Park. r.aord.d In Pl.n BDok 3, P.g. 19. Cumb.rl.nd County R.aord.. BEIHO .1.D Lot Ha, e-A, Blaok H, Dn a tln.l r..ubdivi.IDn plan dat.d "ay 24, 19B2, pr.p.r.d tar Ern..t E, "orri.Dn by Whlttaak L U.rtm.n, which plan wa. r.aDrd.d AugU.t 16, 1982, in Cumb.rland County Pl.n BODk Valu.. 42, P.g. 42. In acaord.nc. wllh vhich r..ubdivi.tDn plan thla d..arlptlon ha. b..n mad., B1DCk H, a .ingl. t.mlly .. III HDrth 38th Str..t, HAYIHO .r.at.d an LDt HD, e. dv.llLng knovn and numb.r.d C..p Hill, P.nn.ylv.ni., BEIHO th. ..... pra..I". vhich ".ry E, Dd Y. .ingl. va..n, by h.r d..d dat.d D.a.mb.r 28, 1989. and r.cDrd.d in d..d Book 134, pag. 827, gr.nt.d .nd cDnv.y.d unto Al.n J. Fr... .nd Laura L, Hargrav.. In t.., TOO ETHER wLth .11 .nd .Ingular th. Imprav....nt.. vay., .tr..t., ell.Y.t driveway.. p....g.., vltera, v.t.r~oour..., right., lLb.rti.., prlvil.g... h.r.ditam.nt. and .ppurt.n.na... vh.t.o.v.r unto th. h.r.by gr.nt.d pr...I... b.longing, Dr In any vi.. .pp.rt.lning, .nd th. r.v.r.iDn. .nd r....Lnd.r.. r.nt., i..u.., .nd prDtit. th.r.Dt, .nd .11 th. ..tat.. right, titl.. Lnt.r..t, prDp.rty, cl.im and d.mand wh.t.o.v.r at ar.ntar., a. v.ll .t l.v .. in .quity, Dt, in, and to th. ..m.. ....., , TO HAYE AHD TO HOLD th. lDt or pi.a. Dt grDund d..crib.d abov. vith th. m...u.g. Dr t.n...nt th.r.Dn .r.at.d her.dit.m.nt. .nd premi... h.reby gr.nt.d, Dr m.ntIDn.d and int.nded .0 to b., with th. appurt.n.na.., unto Or.nt.... their h.ir. .nd ...ign., 10 and tDr th. Dnly prap.r u.. .nd b.hDDf at ar.nte.e. their h.lr. end ...lgna forever. AHD ar.ntar., th.ir h.lr., eM.cutDr. and .d..lnl.tr.tDr. dD cavenant, promi.. and Igr.., to and vith Orant.. heir. and ...ign., by the.. pre.ent.. th.t arantar. .nd their heir., III .nd .ingul.r th. h.r.dlt.m.nt. .nd pre"l.e. h.r.by granted or Mentioned Ind lntended.o to be, with the .ppurtenann.., to arant..., their heir. and ...1gnl, Igl10lt lhem, Oranlor. and their h.ir.. .nd .g.ln.t all .nd ev.ry per.an .nd p.r.on. - ~K ga6 rAt! 334 ACHl NonCE TAKI ACTION TO IAVI YOUR HIlMI fROM fORICLOIURI The Common_tanh 01 Pennlylvlnll'lltomeowl1ol.' EmBlgGllcy MOItg.O....III.tanc. Pfogflm mly be .blela 11811) you nead IhllloUot\'m(J flnhr.u to 11M oul how Ihl plogram wortls . " you n..d mOf, mlOfmallon ceUthe "8rull~lyanla HOUI1I1Q rmlnco Agency 81 1 (8001 342.2307 La nollllelCIO/1 In Idlunla.. dl 'unll lItlportanC;!I, pUll .I1t18 IU dllllcho I contmu" ~,vl.ndo en IU CI" 51 no comf"onde 81 conlll1n'o de 811. 110111,CO[1011 ebllng. una t,aductlon Inlmecj'lllmenlel18mBnda ell a .08ne10 IPel111I)'tvIII1IR liOUllIlQ Flnane,Agency)"" ca'00181 I1UmOIO monclonado ."llJlI Puedel'o' eteg1tJtllllll. un 1>I'118mO pOI ,I ploo,.mIUlm.do "Homeowne,.' Eme'gencv MOttOlg' "'"111811'8 t"O\lllm" ,I CUll puede ..I....' au call dela plr(Jlda del dor8cho .,oo,rnu su IUl>018C8 RE, .Accounl No.. ACT 81 NOTICE IMPORTANT, NOTICE OF HOMEOWNER I' EMIROENCY MORTGAOE ABlllTANCE PROORAM, PLEAIE READ THII NOTICE. YOU MAY BE EliGIBLE FOR fiNANCIAL UlllTANCE WHICIt CAN lAVE YOUR 1t0MI fROM FORECLOIURE AND HELP YOU MAKE fUTURE MORTOAGI PA YMENTI 1 fj(lGR:'lj; 0.'8 fJ/ ~ ,nr TO, ~ROM, .John 1/, \;"r;t, 111 Ii. 3l1tn :iI. r"",t , Finnnc1e.l '!'}"\If::.t. "ol'lllp.n-: . l:lJlr,p Hill, PfI, li(;Oe; You maw be eligible for flnlnclll 1IIIItlncI 'hit will prlvlnt ror.closurl on your mortglgl U you campi)' with thl provlllonl or thl Hom.own.r,' Em.rg.ncy Mortgl,1 .lIllllncI Act Dr 1113 \Ih. "Ael"). Vou mlW b. 11Iglbll for .m.rg,new '.mpor.ry ...ll1lnn U your dalault hll bltn clu.ld bV elreumal.ne.. blwond four control, VOU hIVI' r...onlb ,protpect or 'tlumlng vour mortglg. plymentl, Ind It vou milt olher IUlllbllll)' requlremenl' ,lllbUlh.d bW the P.nn,wlvlnll Houllng Flnlne. .Ag,nc)', Pi.... rlld III ollhl. NotlCl. fa eonlllne In ..pllnltlon or your rlghls. Und" 'he ACI. you are enlllled 10 a 'emporary Ila)' ollorecloluf, on 'fOUl mottgage 100lhu1y (301 daYllrom the dale ollhls Nohee. DUring thai lime you must .rrang, and anend a -'aea.lo.lac.- meellng with. ,eprelBnlahve 01 Ihi. lInder, Of With a dellgnaled conlume' e'OOII counllllng agency The purpolB ollhll mlellng ..10 anempllO work out, repaymenl p1.n. or to olherwlse IIllIe you' delinquency. Thll meehr'IQ mu.1 occur In Ihl nellthlrty 1301 daYI II Vou attend 8 rac,-lo.lacl meeting WIlh lhll lender, or with a conlumer c"dll counlehng agency Idenllhed In Ihl' nollce. no luflher ploceedmg In mortgage 10reclOlure may like place lor thlfl)' 1301 daYI aller Ihl dall ollhll meeting The name, addre.. and telephone number 01 our reprllentBllve '1: Jack V. Hlltcl>i~cn 1 \'I. IilCIl 5tr""l CD~ligl", Ph I:Ul ... . ~ , ') .. .. Tetephone Number: L. It .) - - .... I ,;. The namels', add""I"I. and phone numbera 01 (al dellgnated conlumer credll counullng agenCYI"s, II I."" Y\',C.\ 3lJl t; Sll'C:(-t \~iirllhl.~, Pi, 1'iul.; , 1111 only necel..ry to schedule one lece'lo.lace meellng Vou Ihould aUYlle thl' lender Immedl81elr 01 your Inl,nllonl, You, mortgage II In del8uH beceuIB you hIVe lilted 10 pay prompU)' ,"llallmenlS 01 pllntlpel and inlere.t. 81 reqUired. IOf 8 p81100 "I al leal I Ilaly 1601 days, The IOlal,mounl of the delinquency liS :.!. h () t:} . l- r: , Thai Ium Includellhe 101l0wlnQ: ') rrll~r.t'hl~' p~:,:-pt1"'J.' rf l.J:;.r.:. "1 ,::.,-1. (-,or 1"')' ,,)nC, "1'''1 1 r-PQr4'1' ~' :"~:,T't'R'..: '~r " 1'1 'J. ::1.'1' :":cr~t:C:ll]cr, '.1.:.... l~~tl- DII'~"'-;' cl:atj.: :s, , n rl C l:f (: ~ r r~ ,~, I : L Vour morlgage II ello lit delault 10f the lollowlng ,ealonl If you have lrIed and are unable 10 1010lye lhll problem 81 or allel youl lace.lo.lace meellOg. you have Ihe IIghllo apply 10f hnanelal alllllance from the Homeownerl' Emefoency MOr1gage AIIIslanes Fund. In ardof 10 do Ihll. you musl IiII oul. Ilgn and Iile a compleled Homeownell' ErnOloency AIII.lance Appllcallon With one ollhe designaled consume' cladll counseling agenclII lilled 10 the allaehmenl An apphcohon lor Blllllants may only be oblalned ham II consume' credll counlelmo agency The eonlurnsr credll counseling agency Will alllll you III 1II1lng oul youI apphcallOn and wllllubmll youl eompleled Bpphcallon 10 the Pennlylvanla Hau'lOg Fln8nceAgenc'f, Your application mUll be IIIed ar pollmalkod, ~lIhlR IImly 1301 days 01 your loee.lo.laee meellng 1111 eUt.melv Inl/lortanl lila/ .'OU "/6 rou' 81111IJcal10n pwmptfv II )OU 00 no' do 50, at II )OU do nol lollow 'he other Imle ptlIIOd5 nt fOtlh In 'hI! let/et, loreelolut" m.y proceed .a.mll tOU' home ImmOOldlfllV Available lundS lor omelgcllcy morlgage flulslaneo Oil' \e.)' Imllled Thc~ Will be elitburled by Iho Agollcy under the ehglbllil)' f11lellll Bltablilhed by Ihe Acl 111' elUemely Imporlonlltlal yUW appllcallUn he aeCulale IInd complele m L'vcry respect The Pennlyl...anla .~OUI1I10 FI'lance Agency hal Illly 1601 days 10 make II declllon aller IllIeo....e. youl oppllCOllun OWlI1g IhallldlJ<llonalllllllJ no !lJlet:lu'uH' ploCeedll1\:lS Will be pursued oYOInSl you II you have rnellhallmaloqulremenlllellOllh abo...e. You Will tHt notllled dlllrl:lly by 11101 AYlJnq- ullll dCClllon on ~our dppl,t:alloll The PennsylvoOl' HUUIUlg Finance Agency Illocnled 01 i' I 0 I Norm r,onl SUeel. Post Ollleo 001 8029. tialllsburg, Penlllyl...anm 11105, Telephone No. 11171180-3800 or '-800-3.2'2391 Uollltee numbOl1 Pel lon, .....ltl1 unpaired heallllg can cnll 1'800.3.2,2397 In IddlHon yuu may UtCOI",O anolholl1ohce Ir lalnohco II caUed 11Ie "NoileD 01 tnlenhon 10 Foreclolure' You mull read bolh nollces, Ilnce 1het both O)pllllllllyhl. Ihat ~otJ 110W "a~e I!XHIIIT you choose 10 t!le1C15U ~'OUl 'lgIIII delClltJed Il1lhll nollee. ~ou cannol be loreclo.ed upon w",oVouo,o,oco",mglholo.,,"onco I '0 (-;..., fj"1~O; ///Lf/'~:,.. ,/~: HEMA no' 2 Hill. / IllIIIott [t....I.J. I, ," 1 f'_ ACT VI NOTICE UKI ACTION TO IAVI YOUR NOW FROM FORICLOIURI nil Common""IUhnl r,nn,vllllnll'. tlameo.nol" EIIIIIuenn Mortgage Alllllanct PIDgflm mey b. ,billa help you R.lld the loflo-.-mQ nUhe,lo ltnilllul how Ihe p,uo",n wO.kl II '(ou n..d mOl' Inlormlllon Cllllh8 Penn.ylvRIIIA Itoullno f lIl'fll' AQllIWY II 1 180013U,;'3U1 La nollltCIClon en IdjUnlO "' d. IUf'lIl ttllIKHI8I1t:I" ,IU8Illleclllu d.,ecflO R Lonllllol' "lvtumio 8n IU t.l. 61 no COml)lendt 811:0nl,1II110 tl. e,I8 nohlu:lctOn ublenga un. 1I.(lut[IO" lmnl,dllllm,nle Il,mlnLlIl lilt. .uenCtl IPennlylvll1lB 140UIIII\I rlnlnCIIAQ'nCrllm cI'gOI ,t "umOIO ,",nClOntUo Imha PUlldOI leI "tltglhl'1l81IUIlII.III,mo pOI ,I p'OQ"m. U'MlIl(1o .Uumeo"'''''' EmRIgone)' MUllgay,Alllllane. PllllJ"m- ,I cu. pu.d. IIlv" IU call dtl, p"dtdl del d".cho. f.d'lTllI IU '"!lOIICI RE Accounl No ACTVINOTlCE IMPORTANT, NOTICE Of NOMEOWNERI' EMEROENCY MORTOAGE AIIIIUNCE PROORAM PLEA IE RIAO THII NOTICE. YOU MAV BI ELIGIBLE fOR fiNANCIAL AIIIIUNCE WHICH CAN lAVE YOUR HOME FROM fORECLOIURE AND HELP YOU MAKE FUTURIIIORTOAOI PA VMINTI 1 IlIlI.E"li'j 01.. 9/:': 1 /'" To.~\.ilHI J. \,,',.,1', '1' II. WtHI. ~;ln,p,', ";..np Ilill. PI\. FRO~-Flnctl1ClIlJ 'l'lUBt C.)lrpr'IlY "ilil You mlW bl ellglbll 'or IInlnclll.III.'lnu 'hit will prn.nl 'orlcloture on your monglg. U you comply wllh the prowl.lonl d. thl Hom.owner" Emerg.ncy Mon.... Allllllnc. Act 01 1113\lhl "Ac'''). You mlW b. .lIglbll 'or .merg.ncw 'Imporlty "lllllnn If your d,'.ull hll bltn clulld bW clrcumlllnell btrond )'our control.)lOU hive. ,.lIonlb . p,olple, 01 rl,umlng )'our monglgl plym.nt.. Ind II you mHI olhlr IlIglblllty requlremlnll IIt.bllthld by thl Plnnl)'lw.nll Houllng flnlnet A,.ncw. P,.... read III d. thlt Notlet.1i eonl.ln, In ,.pllnl\lon 01 your rlghl', Under Ihe Act, you Jr. ,ntlll.d to 8 lempor.,y ItlY 01 faraclolull on your morlg.o. 10f IhU1y t301 dlYllrom Ihl dlle ollhll NotlCl, DUring thllume you mUll a"lng. ,nd Iltend I -rlce-lo.rle,. m.lllng With I flprlllnlaw..1 ollhllllndlr, or w.lh I dlllgnlled conlumer crlcJtt eounllllng Igency The purpolI ollhll milling 1110 Illempl to work out, "Plymlnl plan. or 10 OlnlrWIII 1111I1 your dlhnqulncy_ Thll meeting mu.l OCCUf In the nlal thnly l301 dlVI II you 'Uend Ilac8.lo,IICI milling wlIh Ihl.lend", or wllh I conlumlr cre(lll counlehng Iglney Idenllfled In thll nollCl, no Iurth" proceedmg m mot1gaglloleclolur. mly "kl ~ICI tor thlny l301 dlVI alllr Ihe dltl of IIUI milling The nam.. Idd".. Ind Illephon. number 01 OUf flpr...nt8tlve II: ,Jack V. i1l1tcloi:flJtI 1 II. lll'lh Street C3111file, PA li013 ~43-3~'~ Telephone Numbef: Thl name II). add"..,"), and phonl number. DIll' dlllgn'lld conlumll credIt counllhng agencytllllllll'" YliC.\ j('l I, ;;\'1'1"'1: C1H'llblf:, I'll 170 1 ; , 1111 onty neeeenry 10 Ichldull onelaC8.lo,'ece milling You Ihould ad...lle Ihl,lenlle, lI"medlately 01 YOU11Ollnllonl YOUI mOr1g8gellln dell",1I be"uII vou h....e lalled 10 ply pmmpllv lnlllUmlnl1 01 pm1Clpallnd Inl,,"I. II requlled, 101 I penod 01 .11..., 'Ial)' (BOI dIVI. Thl 101.1 Imounl ollh. d.llng",,,,,, ,,' 2 11 I) " , ' ~ _ . T{'"' Illm mclud" 1/1 IOIlOWj'1ll ' ;t IOUIILII1' 1'1' IJ "'~ "he. [1':'1' Jill' I' 'J'> linlJ AUl'uot 11.)96, ItnLl mOil Ii \, HI ji,l' e.t.jl of ..Jl:I t:l:l'l~r, a f,li d P t.:lur(.I~S 0 ~..."U Your motlgaglll alia In t.!ellulllof IhelollowulU rellonl II you h..... tued .nd 1'1 unallll 10 10101...8 11lIIlIlOOlel11 8t 01 Iller rOUl 18CO.10.llce meelmg, you h....e Ihe IlgllllO apply 101 hnlnclll allllllnc. trom Ihl Uomlownell' EmlfOlncy Mortgage AUlllallce rUlIl! In mde' 10 do lhtl, you mull 11I1 lIul, Ilgn 8nd Ille II compleled "oOlftO..-nlrl' Em"Olncy AIII,IancI Applteahon wllh ani ollh, dlltgnllld conlum,r credll counletll1g BIIBnCIOI lilled mille 8111(.11010111 An epphcIltOn 10' 811111anCI may only bl oblalned Irom 8 conlumer [,edit counllllng 8g'nc~ The conlumer c'edlt coulllelmu agonq 'l'wIU 811111 you mlllhng oul your IIlPlltallUIl 81111 wtlllubmll )'OUI comllleled 11'llhcaItOl\ 10 Ihe Pennlyl",Ofua "OUllOg FlnlnclAgency Your eppltclhon mUll bellIed Of pOllmo'toud w,lhllllhlllY 1301 diY' 01 )'oUllaco-lu-IAtlJ lIle81111" II,. I."eme/)' ,m/JOr"m "," lOll Me ~1I1J/ IIPI"rUJlIIIII I1lOml'/I)' " ~tllJ do /lllI 110 60, t1r If ~()u dO rwl ,,,I/(Ilt me o"le' /lmep"IIoo, ,., lor'h III 'hI' 1,,11,1', MI.e/D'ur, mat' proceed ,g,In" )'Out home fn!mUdrllloll' A....i1aule IUll(llloI 811leflJenq 1l1lJflgDUfI H61'61amu 0111 \1111" llnulflll T hfl\, W,1l tlti l"'IJlJll~ed hr Ihe Agency under Ihe ehg'llllll" (lIlerlR e,labhlhed ll" Ihe ACI Ill' e.llomol" ltllfll)llOllllhOl ~(JII' lllllltU'DIlIl/l Ilff lit I Wille Ilrlll (ompllHe III f'..,fl't' IPIllel'l 'he PelUllyl\l8m8 Huullng F Inll1CI Agency hal 11.1t' 160108)-110 rnalri8 8 deClllon .1I0r II reCOI..,UI yuur RPPlu,jlllOl1 OUrfllCJ 1I11l111tllhlllJllal !lUll! flU turmlOlnJlft pI III tUld'I1UI 'l'wltllJe "urlu'hl ftURlI111 )UU II )'uu have mutlh. !lm"equlremenlllellerlt! abO\l8 You willUtt lIuhhetJ dllellly lit IIml AUtll1\) IiI "i tlot 'filII" 011 ~tHJI DllphUtr,oll The Pttnnlyl...anl/l Huu'ln" F 1Il1l1lt:e AUHln:) Illot,alltll 81 i-' I Ul NOlth f IIJIII Slrelll. floll Olllto Uoa 60;'9, lilUfllhulg, PeW11)I...anla 17105 telephone No 17171 780,3800 or I -800.J42,2Jgl (loll IIee lIumlltll J Pflllonl wllh IlTllllllIllCl he8'll1g c811lall '.HOQ-J4;' ';,'397 In addltlol1 you lllaV lecel...e BflUH'u' flolu_1I 110m I fluhrl " t.:attetJ I/le "Nul'l9 III InlenllOn 10 roreelolUle" You MlUllllad bolh 110hcel, ,mte '.Ir bulh elllllllflltgl1l1lhal ~(JlII1UW llo\llllJl1cl EXHIBIT IhnOlO III OUUflI8 tuur 'IU"IS IJalolbet' ullhll nollee, )OU ClJllnol '"IOleclaled upon will I you .,. f8rOI...lflO Ih81 alll,l.mll I E Ve~) ,,!jrr'~lfI. J , /J ,'. I / ' I .,. . . L- I' 'f/ /,. .',( '''~/IIJI I /.,'/ .. liEMA Rev ~ RlU4 r . " ""O!'cg~E'NTENTlON TO FORECLOSE MORTf}A.gf TO: l I I: 1"1': I \ i ~, : \. t ' t \ I ~ l ,\ i: ,. . III ~, I.' I. j Date of Nutlce . , ... - . ~ -- Loan No. 1 L.I. .. ... 'w -j The MORTGAGE held by _'~;L:l~ ,_1,_., I ,.: \ ':, :1" L:'_ .n_____ -..--.. (hereinafter we, us or ours) on your property locatcd at ..u: _..l_. .;.~,":~'-'-L..--":w.+ ' I . IS IN SERIOUS DEFAULT becallse yallllave not maele rile mantMy payments of $ '.' ", ~.. l.) I th th f 1,1, ,t ' ('I .' . f ,01 d \ ','iH t. \ I I ,or e Inon SO' _..,__~_.., _ _ _._, __.~__,__.__,,_~.__~~ -.----. an ___t.....__.:.~~..'_~-- .' andlor because _.._.._.____.._.' --" -~----_.__._. -' -- --,---.--- ------ l' , I' ' , Late charges and other charges have also accrued to this date In the amount of '." ~ , '" . The total amount now required to cure this default, or In other words, get caught up in your payments, as of the date of this letter, 15 $ ,',' You may cure this defalllt within THIRTY (301 DA YS of the date of this letter, by payillg to us the above amount of $ '" .., __, pillS allY adelitiollal monrMy payments alld late charge which may fall due durillg this period. Such payment must be made either by cash, cashier's check, cenifled check or money order, and made at .':' ,.. ',_! 11~......i. -" I" ~. ~~_.__l~..i~--.l1..:.~P__ 't- tt 1, [..,t"ll roll t P'\ lif 1" If you do not cure the default within THIRTY (30) DAYS, WIl intend to exercise our rigllt to accelerate the mortgage payments. This means that whatever Is owing on the original amount borrowed will be considered due Immediately and you may lose the chance to payoff the original mongage In monthly Installments. I f full payment of the amount of default Is not made within THIRTY (3D) DAYS, we also intend to instruct our attorneys to start a lawsuit ro foreclose your mortgaged property, If the mortgage is foreclosed your mortgaged propertY will be sold by the Sheriff to payoff the morrgage debt. If we refer your case to our attornays, but you cure the default before they begin legal proceedings against you, you will stili have to pay me reasonable attorney's fees, actually Incurred, up to $50,00. However, If legal proceedings are staned against you, you will have to pay the reasonable attorney's fees even If they are over $50,00. Any attorney's fees will be added to whatever you owe us, which may also Include our reasonabla costs, If you cure the default within the thirty day period, you will not be required to pay attorney's fees. We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you have not cured the default within the thirty day period and foreclosure proceedings have begun, you still have the right to cure the default and prevent rhe sale at any rime up to one hour before rhe Sheriff's foreclosure sa/e. You may do so by payIng the tota/amount of the unpaid monthly payments plus any late or other charges then due, as WIlli as the reasonable attorney's fees and costs conllected with the foreclosure sale and perform any other require. ments under the morrgage, It Is cstlmated that the earlleM date that such a Sheriff's sale could be held would be approKlmately...:.sL, 1'" " , A notice of tha date of the Sheriff sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you walt. You may find out at any time eKactly what the required payment will be by calling us at the following number: "4' - '; ~ , " . This payment must be in cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's sale will end your ownership of the mortgaged property and your right to remain In It. If you continue to live In the property after the Sheriff's sale, a lawsuit could be started to evict you. You have additional rrghts to help protect your Interest In the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT, YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REOUI RE. MENTS UNDER THE MORTGAGE ARE SATISFIED, CONTACT US TO DETERMINE UNDER WHAT CIRCUM, STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF, YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NON,EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION OR FORECLOSURE. " YOII t:/If(] rile def.wlt. tll/l you arn not nntitlml to this righ I Nil 11,... "" 114 l~l,;,~", EXHIBIT F to rlw S,l/11/! ,,"sirioll ,1S if 110 defm/lr hat! occllrmcl. Howevnr, rn than three times ill any calendar ynar. nv._:'crr/ ,!f.,..: ''t, . ~,. ,tI'/ ., .. , NOTICE OF INTENTION TO FORECLOSE MOf/TGAGE TO: ," 't'. i~.. 1 1 ,.' .. , i 1 II. -:thJ I." I I nltn ul NOllte',; ... I, '. '- ~ i1' ~ . l' I J', lOin No, I ~ ,i (, I ; I. The MORTGAGE held by ._~:;:nllh.1o'l!lJ._l'lu5t ':...".;J.ill', (hereinafter we, us or ounl on your property located at 1 l:,_i..~ ,( I' . ,,~,_!.:._,...t,:,_ L..,,!. i ,1 J J I, t'.\ IS IN SERIOUS DEFAULT becal/so VOl/havenotlllade t1'omOIll"'vpaVlllolltso/$',~,..L!L I ~ I /, '1',1'; I' I I th tl / : I. j 1" L , . ", \ " I "... d' I. 1'..1 1 .,'" ,or e Inon 's 0 ~.____'_..___.____, ____,_____._::-____.~_ _, ___~_, an __,.-J._.!..~ __ .!.. i__ ------J,......-__>_____. ,,--~. and/or because Late charges and other charges have also accrued to this date in the amount of -..l,,-~,u "I. , The total amount now required to cure this default, or in other words, get caught up in your payments, 8& of the date of this letter, Is $ I. C,: , " " You mal' cure this default within THIRTY (30) DA YS of the dOlO 0/ Ihis letter, bV paving to us the above amount of $ ,', .' , plus anI' additionel month/v pavments and lato charge w/1ich iliaI' /011 due during this period. Such payment must be made either by cash, cashier's check, certified check or money order, and made at .';.1-'-'" I'll" t- t...~:'~,...,----L...:.: "'1::' '~'t-t-Il"t--.---J,;~J.J-.--l__..._l.-4~~4~__._._' If you do not cure the default within THIRTY (301 DAYS, we intend to exercise our right 10 accelerate the mortgage pavmenrs. This means that whatever Is owing on the original amount borrowed will be considered due immediately and you may lose the chance to payoff the original mortgage In monthly Installments, If full payment of the amount of default Is not made within THIRTY (301 DAYS, we also int8lld to instruct our attorneys to "art a lawsuit to foreclose vour mortgaged propertv. If the mortgage is foreclosed vour mortgagod property will be laid bV the Sheriff to pal' off the mortgage debt. If we refer your case to our attornays, but you cure the default before they begin legal proceedings against you, you will stili have to pay the reasonable attorney's fees, actually Incurred, up to $60.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's foal aven If they are over $60.00. Any attorney's fees will be added to whatever you owe us, which may also Includa our reasonable costs, If VOU cure the default within Ihe thirty dol' period, VOU will not be required to pal' attornev's fees, We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you have not cured the default within the thirty day period and foreclosure proceedings have begun, vou still have the right to cure the default and prevent rhe sale at anI' time up to one hour before the Sheriff's foreclosure sele. You mal' do so bV paving the total amount of the unpaid monthlv pavments plus anI' lete or other charges then due, as well as the reasonable attornev's fees and costs connected with the foreclosure sale end per/arm aliI' other require, menls under the mortgage. It Is estimated that the earllett date that such a Sheri!!'s sale could be held would be approximately ., " ~ , I '" . A notice of the date of the Sheriff sale will be sent to you before the sale, Of course, the amount needed to cllre the dafault will Increase the longer you walt. You mav find out at any time exactly what the required payment will be by calling us at the following number: ~J.::..J~. This payment must be In cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's sale will end your ownership of the mortgaged prollerty and your right to remain In It. If you continue to live In the property after the Sheriff's sale, a lawsuit could be started to evict you. You have additional rrghts to help protect your Interest In the property, YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT, YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUI RE, MENTS UNDER THE MORTGAGE ARE SATISFIED, CONTACT US TO DETERMINE UNDER WHAT CIRCUM. STANCES THIS RIGHT MIGHT EXIST, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NON,EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION OR FORECLOSU " Vall ClHe tile defaull, rlw mort you are not (!ntltled to this right to c I EXHIBIT Q It1 S,ll/lt1l)()sili'JII as ill/ll rle/aull h,ld (}('C1/rrr.>rI. However, Bnlhree limns In any, calendar;year. '- t i Ii;, ~ I Bv nee C",.. t, ' . I ,~. ,{ Nil IlP~,,", .,4 M:t~", , 111'1, II I ' Id, 11:\, t~ Wi'l l'i1(ll:l1 r^~;~~ t~ll: \'i'I" \", 1. I 1 uINH,H1WIAI. III "I 111111: YI.VAld t\' , mill'! Y "I 'IIMliLld Mil' I. A"'11-:h>. '1IiP!,;'1 '..11I1P!jHl '/I. .. . WI '" 1111111 lilT At. ..,-..'--,--~""-~'" ~--- h, T1wlf,'HLJU Hi!,:.., ~'3h~1'111t who lH'?lng dul',' pworn ;~eeordlnq - - ~._. -_.~-----_... to> Jen.., ",'yc;, I,ll"! hp ,,,....I<' "dlli\,l",nl iSP'Hd, "",j 111'1u11Y till thF ,nlhlll 11,,,,,.;d dC'j'2nddnl" 1" "I \, '_Ioo'!;:,3],..J,OIUJ.JL.,. lit; l..tU:T4!1Qlff ! .:-t~\Jrll~ !\'It ....j:J unob 1(- to Ipcutf-? U\~- In h1W bqlli"l~k. ! In ,'ul'1l'L.A un.., _MIJhT, YOII! ;jF t 1,\ "he' wllhlt, lliJP1(:qj .j1?.tl:l\.jont HI'T 1.,,\JIlI' '.i:'cl lI'IlH H HiJtI~:.1. I ~.:,rI1r rY. PlJr:Ul'AllJI1IlY.EP MH' LEn ',I! I ",Hi \lAI\I'IIIIJ Al'I'hl. \11TH Tim Flbl UI'Fld:,. "".__.__,~_,..,,__ ,__~_'_n__". '~; h 1'1 I 1 f . ;; (- I' L 1_ t~ ; [ltlC I~('~ t 1 nq ~IPl '.' 1 j-";O l\ t f 1 ,J ;j\.' 1 t '_~ I) I ! 11;.j r 1.1 l~ ;,:'1.' an~,~Wl~J Lit 1 U. \'H't 0. .H' . ~~", '. \ ~,1 j. /f{~-::'!"';,~f'c-: __ .(~.<~_ ......" R. TI...""", hl(Jl",Sli"ilff' 0:;;:1'. ,ll' 1'llIli fdl Mil' lilT!! I"'"" l\~' ,\101' ,"', ~ 'J7;-VP ':'WI_'lll dnd td',i!'t \ lit Ii t.oi 1'1'1'.'1. 1110 t 1'1 L "~l.... "I ~,l~\;...._t..___ 1 ' I" !~. 1 i . ~L....~.\J~~~~'(d ~Pf I b', I hI i l ;11',11 I' !:!11'ldi H' , ,'!illl' 'j'I'. \,". \. ' I !lliM,!:.~!^!:11 "I IIIHI.Y\\,PIIA: 1."11l'!', !II' ,11111'U.,lldll I AIi1111,' ! hl',.1 'UI1I.'MlY WI ," , "'1111 Jj LT At "'--'" ,- .,,_.~.._--,,'---' h. ! L '!ll;H.i J\l,~{,-l.;"L. t;tl~H 11 I, tlht! hv\.tlQ duJr t~"OIH ftccordl11q .,1 ""', ;~,.I}'l:';, Iflnt" tip lllddp H lil11Ilt;.nt Rl'l.ffi.7h tUld )lHl\nry fnr lilt, WIt.t!)'l """,,' ,l,,' 1'_'lId~llt, '''' W l t I .\i1;5t .U'ljTUI/\ 1 i\ h 111 b '.t 1 11 W 1 ',~J', Ih:: \ ti.}J FflpJt' If;"tUI flL' 1 \11 '.,;j;'; 1.111dl', ii:"' . ,> li-\l"at (~ U~~J ; It' - \ ,ttl L.hJtU !1flh'! ,F1'Ff; 11'''1 "\illl' ;Jh tli tll', W1ILlI, Ilijt'l~:,j ;h-'Jt,j;d;Jfl' Wil' )'llTll \ I, lIi_"." U111 '(, Wid.! ! ,j(, td'j'H. 1'1 FI ""'''IT J1UVl;\' . M:!! , 1,\,1' Ilill!;!\. wPlIllILI 11'.1 ;ilTl'oJ;,_ III i i 1!' j, t; \, t ! 1\q I:' T \' 1 ~,,~ 1\ 11 i j '-I'.' 1 t 1.11' },d1 '1'.' ..~ I' ,1 n:","v"-,, I L: I.\?t" . \.:\~"! . to;'."; " L'!V, " - Y.."' I' LTI /~. '-I:l"'~'" ;'1 ,~fr"I'" !. . iuwdi;; ,;. lnft. "1 IHI j . Hi, \'1['1 I'lll., 1"1 Idll ,'Tn' 1 ..'! -<t'j / 1 ,~; _i '-, ...-' 1 ,II . I t \.1 t 'I l!"'.' t ~,. 1,. t j I . , , " I!' "", , I '1/411-< ~ iff (}'/~'" Cr'; l~,'/'f.~7f/~- FARMERS TRUST COMPANY, I IN THE COURT OF COMMON PLEAS plaintiff I OF CUMBERLAND COUNTY. I PENNSYLVANIA v, I CIVIL ACTION - LAW I JOHN N. WEST. and I IN MORTGAGE FORECLOSURE CYNTHIA J. WEST, I Defendants I CIVIL NO, COMPLAINT AND NOW, comes Farmers Trust company. through its attorney. William A, Duncan, Esquire, and files this Complaint in Mortgage Foreclosure, of which the following is a statement: 1, plaintiff is Farmers Trust Company, a corporation organized and existing under the laws of the Commonwealth of Pennsylvania with its main office and principal place of business located at 1 West High Street. Carlisle, cumberland county, pennsylvania 17013. 2. Defendant I John N, West, an adult individual, and Defendant, cynthia J. West. an adult individual, are husband and wife, and reside at 111 North 30th Street. Camp Hill. PA 17011-2P09, 3, On or about August 19, 1992, Defendants made, executed and delivered to plaintiff a note and a real estate mortgage financing One Hundred Ten Thousand Eight Hundred Dollars and No Cents ($110.800.00), a copy of said note and said real estate mortgage being attached hereto as Exhibits "A" and "B". respectively, and are incorporated herein by reference as though fully set forth, 4, Said note and said real estate mortgage have not been assigned, 5, John N, West and cynthia J. West are the sole record owners in fee simple of said premises subject to said mortgage, by virtue of a Deed dated and recorded on August 19, 1992, and recorded in the cumberland County Recorder's Office in Deed Book "1110 ", Page 603, more specifically set forth in Exhibit "C", attached hereto and made a part hereof by reference. 6. Said note and security agreement and said real estate mortgage are in default because Defendants herein have failed to pay the payments that were due and owing for the months of July 1995, August 1995, September 1995, and October 1995, 7. The Plaintiff has given to the Defendants written notice of intention to foreclose on said mortgage as required by law under Act 6, dated September 21, 1995, a copy of which is marked Exhibits "0" and "E", and attached hereto and made a , part hereof by reference, 8, The plaintiff has given written notice of default as required by the Homeowner's Em~rgency Assistance Act of 1983, dated September 21, 1995, a copy of which is marked Exhibits "F" and "G", and attached hereto and made a part hereof by reference. 9. By reason of the aforesaid default, the entire principal balance of One Hundred Fifteen Thousand Seventy-three Dollars and 05/100, ($115,073.05) with interest thereon at the rate of 8,96\ percent per annum, accruing insurance premiums, attorney's fees in the amount of Five Thousand Four Hundred Seventy-seven Dollars and 15/100 ($5,477.15) are now due and payable. 10, The Defendants are liable to the Plaintiff for the following on said mortgage loanl A, Principal amount and interest due through 10/23/95 $ 109,254,23 B, Interest from 10-23-95 10/25/95 . $26,41 per dieml TOTAL I $ 52,82 $ 288,85 $ 5,477.15 $ 115,073.05 to enter judgment in C, Late Charges I D, Attorney's Collection feel WHEREFORE, Plaintiff prays ,the Court favor of Plaintiff and to order the foreclosure and sale of the morgaged property and for the amount of One Hundred Fifteen Thousand Seventy-threee Dollars and 05/100 ($115,073,05) together with interest thereon, costs and all other amounts advanced by Plaintiff, \)\)\.~t~l~A\ ( '---.......... William A, Duncan, Esquire -- Attoney for Plaintiff 1 Irvine Row Carlisle, PA 17013 (717) 249-7780 RECORDAnON REQUESTED BY: FIflIl4It1I TIIIAI com.....y OM W.II HI'" 11r..1 c.tl.... PA 17013 .. .. - - -- -.. ., ,-' ."-. ,.. .-.. f' - .- 0_' ..* *.-,- - .* ,-, to...... ,'_ .-. I' ... r ~ l. _ ~,J ~'...:'::".~..;.~ ~~."'~11'r'-i.\ WHEN RECORDED MAIL TO: f-. Trull compeny OM W.II HI'" lItH. Cer1I.... PA 17013 '92 DEG 29 Arlll 20 SEND TAX NOnCES TO: John N. W'lIll11d Cynthll J. W.II 1OO101erPl1hRl*l HIn1ll1Urg. PA 17110 SPACE ABOVE flilS LINE IS fOR RECORDER'S USE ONLY ... Ii MORTGAGE THIS MORTGAGE IS DATED AUGUST 18, 1882, between John N, Weat and Cynthia J. Weat, owner(l) In fee almple, WhoM eddreal II 2001 Oe.r Path Road, HlIl'laburg, PA 17110 (r.ferred to below .a "Gr.ntor"); Ind Farmera Trult Compenv. whoaa Iddr.aa II One W.lt High Street, Carll..., PA 17013 (r.f.rred to below .1 "Lender"), GRAIIT OF MORTllACJI!. for vlllllble conlld".tlon, Qrenlor grill'" bIrgIln.. 8Ill., COIlV'V', IIIIgn., 'rlll.''''. ,....... connnn. IIId 1llOIl.......o LIMW II 01 Gr.nlor'. righ', 11II. .nd In'-lln .nd 10 IhI fallOWing dIIcnbId rill property. log.ther with III .mting or lubMQUlntiy ereclId or IlIIxId bUIldIngs. Impr........n.. .nd ftxluresl II I....... 11_. 11I'/I, P....IlII. .nd w.ys; II _l11IInll. righll of w.y. II -. pri1/IIIgII. IInImInll. tw.di1l111llrl1l. .nd IPpur1.flIllOII t,*-unlo bIlonglng or .nywlll midi IPPUl1efllnl _n.. and IhI .-sIOnI .nd ,.",.mlllfl wtII1l11P1Cl .__10: III w.... we" nghll. welln:OUIMI .nd dI1ch righll (Includlngllocl< In uliUlieI Wllh dllch or Irrigltion righlll: .nd aU other righll. royellieI, .nd proftll....ting '0 IhI rill property, Including Wllhout Umltation II minerals, oil. gas, geothermal and Ilmllar maltlfs,lOClted I~County, Commonwe..th of P.nnaylvlnll (the "Real Property"): Me exhibit A !ownlhlp: The Re. Property or Ita Iddrenll commonlv known n 11' Nolth 30th Stre.t, Camp Hili, PA 17011, Orenlor ~ Illig.. '0 La_ II 01 Gr.nlon righl. lilli, .nd InIeraI' In and 10 II tea.. ot .he Property and" Renll from IhI PrapIrt(. In .ddlllon. Orenlor eranlllo La_ . Unllorm Commercial CodIlICUrily In....lln IhI _1\1I PropIrtf and Renll, DEf1NITlOllI. TIle .oIIowil1ll wordslhd hll'I 'helollowtng maanlnQI whirl UMd In IhIs MorlQage. TlInRI not olhIfWtM delIned In Ihls MorlQage IhlU hll'I .he maanlngs ali1buted 10 luch tannlln the Uniform Commercial Code, AI ""llOIIlo dollar amounlllhll IMIn amounllln 1Iw1u1 mofllY of .hI UnilId 51111I ot AmMca, OIl11lor. TIle word "Otanior' IMIns John H. W... llIId Cynthll J. W.... TIle Granlor Illhe mortgagor under Ihll MOI1gag.. Olllfll'llor. TIle word "GuaranIor' IMInl and Includ. wilhout Umlll~on, aach and aU 01 IhI guaranlorl. IU"IIas. and accommodation parti.. In connactlon wilh IhI IndlblldlWU. ImproVtrnlRlI. The word 'mprovll11llnll' IMInl and Includ. WIthout IImllltion III ullting Ind lulU" Improl'll11llnll, IIlllUIII, buUdlngl, Ilructurll. moblll hOlTllla_ on .hI Rill Proparty, laalillas. additions and olher cons\ructJon on IhI _I Property. Ind.blldnlaa. The word 'ndlblld,*,' IllllIns II pr1nclpaJ and In....1 p.yabll unclar .hI Noll and any amounts up.ndld or adVanced by linck.' 10 dtlchlrgt obllgationl 01 Granlor or lIP.... InculTld by Lanclar 10 anlorce obllgationl of Granlor undar IhIs MortgIga. IllQIlhar Wllh In....1 on luch amounll al provldld In IhIs Mortgage, LandIr. TIle word 'lendar" maanl farl11llf1l Trusl Company.IIIIUCCIIIM and llligns, TheLanclar 1I1h1 mOOgag.. under IhIs MOI1gaIll. Motlgage. TIle word ....OOglg.. IMInllhls MorlQag. bllw..n a"nlor and Lanclar. and Includal WllhoulUrmllllon .. lllignmenlland lICunty I_' proVlSlonl rlllllnglo IhI Parlonal Property and Renll. Hol.. TIle word 'Nola' I11IIInl lhl promillcry nol. or cred,1 'V",menl dalld AuguII 19. 1992, In th. origin II principal amount of '110,800.00 from Qranlor 10 Landar. togathar with" "nawall 01. ..,.nstons 01. modlllcationl of, "ftOlnclngl of, consolldltions of. and IUbltiluUons lor IhI promlllcry noli or agr..l11IInl. NOTICE TO QRANTOR' THE NOTE COMTAINS A VAAIAIIlI! INTEREST RAn. Peraonll Property. Th. wOIdl "'''0011 Proparty" IMIn aU .qulpmenl. IIlllUlll, and olher artlcfas 01 parlonst property noW or haraan. ownad by Q,antor. and now or _nar alllchld or ."",.d 10 lha Rill Property; log.ther Wllh aU 1CCIIIi0ns. pam. and additions 10. aU replloll11llnll 01, and.1 lubllllullonllor. any olluch propar1y: and log.,hat wllh aU PI..-dl (Including wilhoulUmlllllon aU Inlu"",,, prlJCl8dl and "lundl 01 p"mlumllfrom .ny ..II or olhar dISpOSItion ollha Property, Pfoplrly. ThI word "ProperlY" maanl colllctivaly IhI Rill Property and IhI """onsl Property. R.1l Properly. The wordl 'llaaJ Pr and r1ghll _bid above In thl "(}"nl 01 MOOgaga' IICtion. Relalld Docum.n.a. Th. wordl EXHIBIT Include wilhoul Ilmllltion II promillory no.... credll ag_nll. loan ag_m.nll, guarantlel, lICunty agr I -A- I. and" olher Instrul11llnls. agreel11llnll and docUl11llnll, whllher now or hat..ner aK"hng, .dCulld In con R.nl.. Th. WOld 'R.ntl' munl aU ' Incol11ll, ISlues. royalliel. profill, and olher b.",fill dlflVld from thl Property. TIllS MORTGAGE. INCLUDING TIlE ASS SECURITY INTEREST IN TIlE RENTS AND PERSONAl. PROPERTY. IS GIVEN TO SECUnE (l) PAYMENT OF TIlE INDEBTEDNESS AND (21 PERFORMANCE OF AU. OBLIGATIONS OF GRANTOR UNDER flilS MDnTGAGE AND lIiE IIElA1W IJOCUMENTS, TillS MOnTGAGE IS DIVEN AND ACCEPTED ON THE FOUOWING TERMS: - - l- e ,. ,- 11' CJ' c.o '-l MORTGAGE (Contlnu.d) P.g. :I PAYMENT AND PERFORMANCE, Elu>>p1.1 olhafwt.. pro\'lded In IhIt Mor1gIge.Grantor thai PlY 10 Landa< ...mounll HOured by IhIt Mor1gIg. II lhey becoma dua. .nd shaU slrlcUy perform all 01 Gr.nlor's obllgatiolll undor Ihll Mortgag., POSSESSION AND MAINTENANCE OF TllI! PROPERTY. Gr.nlor.w- lhal Gr.nlor'l p_on .nd use ollhe Proparty shal b. govarnad by lha loll oWIng pro\'lalOIll: Poue_ .... UN, UnlU In d.'.ull. G,.nlor may remain In p_on .nd conlrol of .nd optlfIta .nd manlg. lha Proplf1Y .nd collac1lhe Ranis ~om lhe Propany. Duly 10 ....n...n. Gr.nlor lhaU maintain lha P,op.rty In I....nlabla condlllon Ind prompUy parlorm .. repl,"" replacem.nll. Ind malnl.nanca -rv 10 p..-w III v.lue. HaDnIoUI SIIbalanc:III. Tha 1111111 "huardoUl WillI" "lIuardolll lubstanea" "dlIposal" .......... .nd 'hraal.nad r_" II UIId In Ihl. Mortgage. IhalI havelhe lima I11IInlngl .1 ..,IOl1h In tha Comprehanllva EnVlronrnanlll Allpo"... ComplnllUon, and UabIUty Act of 1980, II amended. 12 U.S,C. SaclIon 9601. at aaq, ("CEAClA', lhe Superfund Amandmanll and Raaulhonzauon Act of IIl8II. Pub. L. No. ~99 ("SARA', lhe Hazardous Malar1ala TrensportlUon Act. 18 U.S,C. SeeIIon 11101, et 1Iq" lhe RaIouroa ConsarvaUon and Recovery Act. 18 U.S.C. SaclIon flBO I. et 1Iq,. ... other eppUcabIa ltala or FldIrIllawa. ruIaa, ...regUlaUDIlI Idoplad pUIIUlnllo Iny 01 lhe loregolng, Granlor l1IP_nll and wananll 10 Landa< lhal: (I) During lhe perfod 01 Glanlor'l OWlWlhlp oIlhe Property. lhare has beln no UN. ga...Uon, manufactUf.. storaga. '-Imanl. dlsposal. r_ or Ilvaatanad .-.. 01 Iny huanlOlll wuta or lubsllnca by any person on, undar. or about the Property; (b) Gr.nlor has no knowledgl of. or r..on 10 baliave lhal thare has _. _I a previously dJsclosad 10 .nd scl<nowladg.d by Landar In writing, (I) Iny UN. genarallon. manulactUII. IIorage. '-Imanl. dilpoaal. ....... or tlvaalanad r_ 01 Iny hazardolll wala ...Iubsllnea by any prior ow... or occup.nll 01 the Propany or (i) Iny actual ... ttnalanad IlI1gaUon or daJms 01 Iny kind by Iny person raIIUng to luch mallars:.nd (c) Except a previously dlsclosad 10 Ind ad<no>l1. ~1IId by Landor In writing. (I) noIIher Granlor nor Iny Iananl. con_.lIlInl or oIher luthortad '- 01 the Property IhIU use. ge...la. manulactin. It..., traa~ dilpllM 01, or .-.. Iny hazardolll wata or lublllnea on. under, or about lhe Property Ind (I) Iny luch activity IhaII be conductad In compllanea Wllh .. eppllclbla IIdIraI. ltata. Ind local Iawa. regUlaUons Ind ordinances. Including Wilhoul UmllIUon Ihosallwa. regulaUoIll. .nd ordinances dIIcr1bld Ibove. Grantor luth_ ~ .nd Ita IIlInll to anlar upon lhe PropIf1Y to makl luch Inspections .nd "II a Lander may dIIm epproprlata to dIlarmlna compUa_ of lhe Property Wilh IhIs HClIon of lhe Mortgage. Any InspectIolll or ..... mada by landar IhaII be lor LanWI purp_ only .nd IhaII not bo collllruId to aaala Iny responsibWty ... IlabUlty on lhe part of ~ to Granlor or to Iny oIher person. Tha l1IP*entaUoIll .nd _nlill conlainad '*-in III buld on Gllnlor'l dua dlllganea In In_ligaIIng lhe Property lor hazardolll wala. Gr.nlor hlllby 1.1....... and walYla .ny MUll claims 19a1llIt Landar lor Indamnity or contribution In the _t Grantor bKOmaallabla for daanup or olher COlli undar Iny IUCI1 "wa, .nd (b) au- to Indamnlty Ind hold hannlau Landor .gaIll1l any Ind .. claims. 1_. IIabWIIaI. dlmagn. panalllal. .nd ..,... which Lander may dnctty ... Indll1lcUy .uslain or lulfar 1II1Ilting 110m I brWICh oIlhIt MCtIon of lhe Mortgage or a a co_uanoa 01 Iny LIII, QIIWIIUon. manulactUII, storagl. dllpOlli. .-.. or tlvaa_ ...... llOCIMTIng prior 10 Oranln ownanshlp or I.-t In lhe Property. whather or not the lima wu or IhoUld have beln known to Grantor. Tha provilionl 01 thlt MCtIon of lhe Mortg.g., Including lhe obligIion 10 Indemnlty. IhaIIlurvlve lhe plymanl of lhe Indablad.- .nd the salIIfactIon and FICOnvaya_ 01 the IIln of this Mortgagl Ind shall 001 b. IhclId by Landar'llCQulslllon 01 .ny Int...tln lhe Proparty, w_ by Icnd..UII or olharwial. NulllllCl. WillI. Grlnlor lhai not ClUN. conduct or parmlt any nlillnea nor commll, parrnIl. or IUflw Iny Ilrtpplng of or wala on or 10 lhe Property or Iny portion of lhe Property, Spac:i1IcaUy Wilhout IIm1taUon. Granlor Will ooIlI/IIova. or grlnlto Iny olher plrly lhe right to IIIIIOve, any __, mI.... (Including oII.nd gu). loll. gravel... rod< products Wilhout the prior _ consent of Lander. RamovlI of Improvamanla. Granlor IhaII nof damolllh or ramova any Improvamantllrom lhe RaIl Property wlthoullhe prior - conIInt of Landar. AI I condtlon to the rlmoval 01 Iny Improvamanll. I..andar may raquill Gr.ntor to maka anang.manll lltislaclory 10 Landor 10 l1IPlacI luch Improvemanll With Improvemanll of .I....t equal valua. '---'I RlghllD I!ntar. Land..nd III .gents Ind .-p_II_ may antar upon lhe RaaI PropIf1Y ., .. /IIIonabla timaato .lIand 10 Landar'llntaraall Ind to lospacl the Property lor purpllMl 01 Granln compUa_ Wllh lhe ...,. and condlllons of this Mortgagl. Com~ W\Ih GOVlrnmlntal Requltlmanla. Granlor shall prompllY compty with .. laws. ordinances. .nd regulltiolll. now ... hallallar In etlac:t. 01 all gO\lll/1manlll .ulhonllal .ppllcabla to lhe usa ... oocupancy 01 lhe Property. Gr.nlor may conlnl In good Ialth Iny luch law, ordlnanea. or regulation Ind Wllhhold compllanea dunng Iny p,ooaadIng,lndUdlng IPproprlala epPllla. 10 long II Grlnlor has notillad Landar In writing prior 10 doing 10 Ind so long a, In LanWI sole opinion. Landar'll.-II In lhe Property III noll,opl/dllad, Landor may IIQUIII Grlnlor to posllclaquetl HOUrity or. surety bond. 1III0nably IIUslaclory 10 Landar. to prolacl Landar'llnllrasl. Duly 10 Prolacl. Gr.nlor .g_ nallher 10 ab.ndon nor lllve unallandld lhe Property. Gr.nlor lhati do ai olhlr acts. In Iddltion to thIM .cll laI'OI1h above In Ihls HClIon. which lrom the chlllclar Ind use oIlhe ProparIy 1II11110nabty -rv 10 prolecl.nd p.-va lhe Property. DIE ON BALE _ CONSENT BY LENDER, Landar may. It III option. dacIaII Immadlllaly dualnd ply.bla all lumllICurad by IhIs Mortgalll upon the ilia or 11111I1.. Withoullhe landII'I pnor wr1llan consanl. 0' all ... .ny part 01 the RaaI Property. or .ny Intareslln lhe Rial Proparly. A..... or 11I11I'" mIIllI lhe convey.nea 01 RaIl PropIf1Y or .ny righl. UlIa or In_t t_n: whither lagaI or equlllbla: whalher voluntary or Involunllry; whelher by oulllght ilia. dlld. Insllllmant .... conlllct. land conlrlcf. conlrlcf lor diad. I_hold Inl...t Wllh . 111m gINI. lhan Ihlll (3) )'1111. IMa-option conlrlct. or by..... IIIlgnmanl. or IlInl" 01 .ny b.nallclaJ InIaIIIlln or 10 .ny I.nd lrusl holding Iillllo lhe RaaI Property, or by .ny oIher malhod 01 conveyanea 01 Alii Proplf1Y Inl...1. II .ny Grenlorls . corporation or partnanshlp. IIInllar also Includes Iny Changl In ownanshlp 01 mO/llthan twanty-flve parelnt (25'l1o) ollhe voUng Ilock or partnanshlp In_Is, a the CUI may bl. 01 Gr.nlor. HoWlYl/. Ihls option IhaII not bo IlIICIsId by Lander IIluch e..rctsa Is prohlbllld by f.derallaw or by Panlllytvanla law. ""I TAlCES AND UENS. Tha lollowing proVislonl relaling 10 Ihltaxes Ind 1i.1lI on lhe Property 11I1 pin of IhIs Mortgag.. ~ Payment. Grlnlor shall PlY wh.n due land In .U evenls pnorlo dellnQuancyl .. ..... p.yroII..... spacial"'n, .......m.nls. w... chargn .- .nd .._ SIMCI charges 1.V18d .gllnsl or on account ollhe Property. Ind shall PlY when dill .i claims lor wort< dona on or lor - ..... rendared or matanallurOlsh.d 10 lhe Proplf1Y. Gllnlor IhaU malnllln lhe Property Iraa 01.. llanl ha\'lng prionty 0.. or equal 10 lhe In_I 01 ... Land. und. thll Mortg.g.. excepllorlhell.n of lues Ind llsessmanll not dua, Ind IlICIpI a olharWill proVid.d In IhI loIlowlng paragraph, - -- RighI To Conllal, Gr.nlor may Wllhhold pavmenl ol.ny tax. _manl. or ctaIm In conflICtion Wllh I good Illth dlspula IlVIIlhe obligation 10 ii p.y, .0 long a landII'I Inlarest In the Proplf1Y Is nol Jeop..dlzed, III llan ..- or II MId a . lIIull 01 nonplymanl. (lr.nlor IhaII WlINn finlln ~ (t5) days .n.'he llan iii.. or. II I IIan I. filad. Wllhln ftlllan (15) days IfIw Grlnlor has notloa of lhe flUng. IICUfllhe dlscharg. of the llan, or II reQUIIlld by Landar. daposll wllh lJIndar cuh 01 a lulftdlnl c"",orala lurety bond or olher IICUI1ty IIUsI.clory 10 Landar In In .mountsulftd.nl CJ1 10 discharge the IIln plul Iny COlli .nd IUornevs' 1_ or olher cha/'gallhel could ICCtUI a . lIIull 01 I IoracIOIU/I or ilia undar the llan. In ~ .ny conlesl. Granlor Ihlli del.nd """'.nd L.ndar and IhaJIIIU.ty .ny Id_Judgmanl belorl InIOlClmant.gllnlllh. Proplf1Y. Granlor shaU ao nama L.nd. II .n Iddlllonal obllgea und. any surety bond IUfnl.had In lhe conl., prllClldingl, Evldlncl 0' Paymlnt. G,enlor Shali upon dem.nd furnish 10 L.ndar ..lisl.ctory I..d.nce 01 plyment ollha lues or llses.menls .nd shaU .ulhonze Ihe oppropn.le governm.nlll olliCUlI 10 deliver 10 Lender .t .ny lime I wnllon sllllmenl ollha lUll and ...es.m.nll egllnlt lhe Property, MORTGAGE (Contlnuld) PIII13 \,II ~ '" Nollce of COn_lion. lItlnlllf ollli nolltv Land. 1111II1 n_ (16) dayol:llllld Iny wOlllIl commenoed. Iny"'- ...lIJmI:;hed. llf any 1IlI_1I... lupplled 10 IhI Prop.-lY. If Iny meehlnle.. IlIn, lIlItan11lll111'l 1lIn. llf of". lion could be ~ on lllCoUnt oIlh1 wOlll, ...-. llf 1IlItanai1 Ind IIlII cool -"0 16,000.00. lItlnlllf woII upon I8l\UIII of Lan<*' tumtah 10 lIndIr IdYI- lIIura'" ..lIIl1ctory 10 Lan<*' Ihll Grlnlllf can Ind W1II pay 111I cool 01 ouch tmprovollllnll. PROPl!ATY DAMAGI! INSURANCE. ThI laIlowing proVllionlrallllng 10 InlUring IhI Property ... I pill 01 IhlI Mor1glgo. ....n\ln1llCll ollnlllr_, lItonllll ohall procuro Ind molnllln policllO 01 lire InlUtI_ with olandlld u1Indod COYIIIQI andOrlllmenll on I repiICIllllnl bull Illf IhI IuJl1nlUl1b1e voIua coVlll1ng II Impr_1I on IhI RaoI Property In an lmounl oulftclanl to lVOId appllCllton of any COIn1url- cIaUII. Ind Wllh I olandlrd mor1glg.. c1auuln ..vor of Lan<*'. PoIlciaO IhIII be wntIIn by ouch Inouranoo compa- and In ouch Illfm II lIlIY be ratonllltv _Iablo 10 landOr, GIInlllf..... dalI.. 10 Lan<*' l*1ItICIlaI 01 covarage !rom MCh Inlurw oonIIIning I ollpulalton Ihlt _ge woII nol be ClnoaIIod llf dlmlnilhod wtlhout a minimum 01 \In (to) dayo' prior wrfl\In nollCl to lIndIr. ShoUIdlhl RaoI Prop.-lY II Iny .me ~ma I_lad In In 1111 dallgl1lled by IhI Dnctllf oIlhI F-.J EmarQIIlCY Mll1Igamanl ~ II a opeclII nood haD1d 1/1I, Granlor Ig_IO obllln and 1IlI1nllln F-.J Aood Inlura_, 10 IhI utanl ouch Inlura- " raqul~ Ind " or~'- avaJllble. lor IhI tarm oIlllIIlOIn Ind lor IhI 111I unpaid principal ball- oIlllIIlOIn. or IhI mulmum limit 01 coVlfage lhal 10 lvaMlbll, wtlIc:hIIVeIlo .... AW"'- 01 "'.-cD. Grlnlllf ohall promptly noIIIy Lan<*' 01 Iny lOll or dallllQl 10 IhI Property II IhI .'lIlIlad _I 01 repaJr or ...,-menl ....... 1600.00, IAn<*' may mol<a proof 01101111 Granl... 1ollo 10 do 10 within n_ (16) daYO of IhI cuuolfy. WhIIl'" or nol Landor'o MCUrIIY 10 Impolred. IAn<*' may. 11111 aIaclIon, apply IhI I"ueaadllo IhI reddon oIlllIIlndablednau. paymanl 01 Iny lIlln I"*,Ung IIlII Prop.-lY. or IIlII ...lorIllon Ind ...,.. ollhl Property. II IAn<*' aIIctIlo apply IIlII prOC*dllo r.I.....on Ind ...,... Granlllf IhIII repair or repiICIlhl dama;ad llf ",lroyH Improvomants in a mln.. ..tIoIactOrY 10 lIndIr. IAn<*' ohlll. upon ..liollclory proof oIluch expendllure. pay or relmbUlU GlInl... !rom IhI procaodl I... IIlII rMlOl1Ibll COIl of repaJr or ...I....tlon If Grlnlllf " nof In deloull _un<*,. Any prooaadl which hlVO not been dllburaed wtlhln 180 IIIYO oft. I'" raoaiPllnd which IAndar hII nol commllled 10 IhI rapollllf rIIlOII.on 0I11lII PropartY IhIII be uud lksllo PlY Iny Imounl owing 10 Land. uneW IhlI Morlgaga. IhIn 10 preplY oocrued Inter.l. Ind IhlramoJn<*,. II any. ohall be applied 10 IIlII principii bIII- 01 IhIIndlbtad.... If IAn<*' hotdo any prOC*dl IlIar plymanlln luU ollila Indablodnau. luch pr~ ohlll be pald 10 Granlllf, IJnUplfad 1_ II..... Any unupnd InlUtI""" 1111I In... 10 IhI benIIII of, Ind pili 10, IhI pUlCha.. oflhl Property COWI1Id by I"" MorlgIgI II any 1ruI..... .. 01' 01""''' hIIld undOr IhI prov\llOnl of IhlI Mortgage, or Ilony IorecIOIUII" of ouch Property. EllPEHOIT\lAI!IIY L.ENDER. II Grlnl... I. 10 comply with Iny provlllon oIlhlI Mor1gIga. 01' II any action or procaodlng II commanoed IhlI would matanaIY I"*" Lan"" 1"""11 In IhI Proparly. IAndOr on GIInlor'll behIIf lIlIY. but ohall not be required 10. lIka Iny action IhlllIndIr ....mo opproprlall. Any amount lhal IAn<*' _ndo In 00 dotng will balli_I II IhllIlI chargld un<*' IIlII Nol. !rom IhI da.. Incwred or pald by IAndOr \0 IhI daII oI...,aymant by Granl.... ~ ouch lIIflI'-. allAndar's op'on. woII (I) be payabll on damond. (b) be addad 10 lhII bill""" oIlhI Noll and be appor1loned among Ind be plyobla w1lh any Inlllllmanl paymanlllo baCOme dill during allhar (I) IIlII t.m of any appllcabla I-- PolIcY 01' (I) IIlII ramallling Iarm of IhI Nola. 01' (el be I,..lad II I _ payment which woII ba dill and plyobll allllll Nola" maIUr\IY. ThIo Mortgage aJoo wtI _"'" paymanl 01 ,_ lmounts. ",. rights provldad lar In IhIo paragreph 1111I b. In IddlUon loony ot"'" rlghll or any remedial 10 whIcI1 LandIr may be enIilIId on l/lCOunl 0I11lII dallull. Any luch action by IAneW ohall nof be conllruad II curing IhI daflutllo II 10 bat landOr !rom Iny ramadY IhlI " of~ would ha\ll had. WARRANTYI Dl!fENIE OF nn.L ThI loIIOWtng proVillonl ....Ung 10 OWlllrlhlp ollhl Prop.-lY'" a pill oflhll Mor1gaga. l1Ile. Gralliar _ntI lhal: (I) GlInt... holdo good Ind mar\laIIbII till of racord 10 IhI Proparly In III olmpll. ... and..... 01 .. .... and _umllre.... olIw Ihln 11'_'" IOrIh In IIlII RuI "'-'" lIaOCl1P.on 01' In any bill 1r"1R- polIcY, \I\Ia repor1,... ftnal till opinion IIIuad In favor 01. and IlDPled by. Landolln connecllon wilh IhlI Mor1gIge. and (b) ~ntllf hU IhllllI righi, powar, and aulhorlty 10 -- and dalIvar \hII MorlgIgIlO l8ndar. DaIMIII 01 TIlle. Subilcllo IhI _\IOn In IIlII paragraph &bovo. Granlllf wanantl .nd woII I....var daland lha Irlll 10 IIlII PropIIty .not IIlII Iewtul clalmo 01 .. pROnI. In IhI .vanl any action 01' prOOlldlng 10 commanoad lhal qUIIlronl Granlor'lll\la 01' Ihll_1 oIlIndIr undIr IhlI Mortgage, Grantor ..... dalend IhI don at Granlor'l _nil, Granlllf lIlIY be IIlII nominal PartY In ouch procaodlng. but l.8ndOr ..... be anlillld 10 parIiCIpI" In IhI procaodlng Ind 10 be rapflMhtad In I" prOOlldlng by counul oflAndor'l own cholol. Ind GrlnlOl' wtI dalIvar. 01' 01_ 10 be dalivar1ld. 10 IAn<*' luch Inltrumants ulAn<*' lIlIY reQUIIl!rom Irma 10 Umalo p....llluch par\lClplllon, complIIIlClI With LIW.. Grlnl... wanants lhal IhI Prop.-lY Ind Gllnlor'l UII 01 IhI PrOPerlY compllal wtlh Ii pilling appliClbll laWl, llfdil1lncll. Ind regullUonl 01 gov.-nmanlal lulhor111a1. CONDEMNAnON, ",. IoIIOWIng prOVlliOno ....lIng 10 condaml1l1l0n oflhl PropalIy'" a Plrl ollhlo Mor1glga. ApfIllcalloII of .... PnlCIId" lid 01' Iny pill 01 IIlII Proparty 10 condamned by .mlnonl domain procaodlnglllf by Iny procaodlng 01' pun:h&M In llIu of condamnaUon, IAndalmlY allll allellon raquirl lhat alllf Iny porllon ollllll not prOClldl oIlhe Iward blappllad 10 Ihllndabtad-' ar IhI rapalr 01' _IorlUon of IhI Propar\Y, ThI not prOClodl ollhllWlld 1111I ....n lhe aWlld 1ft. paymanl 01 oJIactual coots. ~. and l"llfl\lYll' 1_ or Lan<*' In connection wllh IIlII condaml1llton. Pr-"In... II any procaoding In cond.ml1lUon IIl11od. GllnlOl' 1111I prompuy nobtv L.n<*' In wnUng. Ind Granlllf 1111I promptly \alia luch ltapl II may ba _ry 10 daIInd IhI.clron and obllln Ihllwlld. Grlnl... lIlIY be IhI nominal partY In ouch procaodlng, but l8ndar IhalI be anblled 10 pl/1lClpa..ln IhI procaodlng Ind 10 b. ,apr_nled In IhI prOOlldlng by cour,lII 01 Its own cholOl. and GllnlOl' woII daIIvar 01' OIU" 10 be dallvarad 10 IAn<*' luch ,,,,trumanllll may b. IIQUlltad by II ham Irma 10 Irma 10 parmll luch parllclP.llon. g 'IMPOIITION OF TAXES. FEES AND CIIARGES BY aOVERNMEHTAL AUTlIORtTlE8, ThllaIlOWlng provillanlrallllng 10 gQVlrnmanlll w.. I_ Ii and Chlltlll II' a pa" of 11110 Mortgage: :: CUII'anl TU.., FHa and Chilli'" Upon raquIII by lAnd., Grlnlllf 1111I _ula luch documants In IddlUan 10 Ihll Mor1gaga and Ilk. .... wha_ 01"'" acllon IIl1qUllled by IAndlllo plltecllnd con"nUllAnWlllon un IhI Rill Prop.-lY. Gllnlor lhaU rllmbul1lLan<*, Illf 011 ~ lull, II dncnbed balow. logol"'" w,'h IU a.p.n... Incun.d In recording. parlacllng llf conllnulng Ihll Mortga"o. Including Wlthoulllm/lalron IU _ lull. 1_. documanlory olampo, and olhl< Chllglllllllecordlng 01' rllllltanng IhIo Mor1gago, '" Tu,". Thlloflowing IhaU conlmula lull 10 which Ihlo -'ion appllal: (III If>lClIIa Iu upon Ihlo IypI 01 MllllglQl 01' upon" 01' Iny pill 01 Ihllnd&bl.d-'lICurad by IhIo MOIIOlg.: (b)' Ipacolla Iu on Granlllf which Gllnl...lllulhorlJlod or required to doduc1!rom plymants on IhI Ind&bl.d.... _urad by Ihlllypl 01 Mortglga: (el a Iu on Ihll typo of Mor\glge chlltlOlbll 19a1nll IhI Landll llf IhI hol<*' oIlhI Noll: and (dlalPactlla \aJl on oU llf Iny porllon oflh.,ndebled""llf on plymants of pnnClpal Ind Inl_1 mada by Gllnllll. SUbllQUlnl T..... II Iny Iu 10 whICh Ihll _lion III>plill Is ,l1Ieled oubllQUlnllo IhI da.. 011"" Mortgago, IhIo .vonlll1ll havolllll ..ma ."*,1 II .n Ev.nl of Delaull (II dotinod balowl, Ind L.nd. may .nrcll8 Iny llf I. 01110 IVltIobllramed" fill In Evonl 01 D.llull II proVld.d below unla.. Granlor ..lhOl III pa" Ih. lu baloro ,I becomll cl8llnqu.nl, llf (b) conllllllhl \aJl II proVld.d obovo In IhI l.... Ind u.no _I,on ond depo,,11 wllh lendor CAIU 0< . lulfic'onl e""'O<Olo ourai'( bond llf 01"'" lecunly "IrIIIClory 10 LendOl, MORTGAGE (ConUnuld) Plgl 4 SECURITY AGREEMENTI FINANCING STATEMENTS. The following pRMIlonI.....ng 10 IIlII Mor1gage..' secunly 'grIlImanl 1/11' pII1 oIlhIt MClI1QIge. IlecUrtlV AIll_nt. ThIIlnslrumenllhaN conslllull. secunly Iur-nllo I" ulanl .ny oIlhe "'-IV conllllulll I\lturel 01 other paBOnaJ proparty, .nd lAndIr IhaI halll" of IhI nghts of I seclnCl party undlr thl Uniform Coml11lfClll Coda.. .mended hom bmelo time. lIIcUrtlV Inl...... Upon .-q_1 by lAnd.., Gr.nlDllhllllllCUIl ftnandng 1....IOII1I1.nd 11I<1 wha_ olhlt action II ,eq_1Id by Landlr 10 perfecl .nd conbnua lAndlr'lllCUl1ly Inl_t In IhI Rania .nd .......... PrllpIrt'(. In Iddillon to 'lCll<dlng Ihls Mortgage In IhI .... property recDldl, lJInder nllY, II .ny time .nd wllhout lurlhll .uthoriJlltion from Gt.nIDl, lIIIlIICIllId counl"",IIlS, COPIll 01 lIPfoducllons of IhlI Mortgage U I ftlllncong I..llmenl. Gnlnllll' 1h&Jl rIImbUfW lAndIr lor .. 1IpI'" Incoo.d In pIrI8ctIng or continuing IhIs MCunty Inl....1. Upon defaull. GlanlDl ah&ll UIImblllhl Pllaonal Propllrl'( In . lIIIn_ Ind It I pilei reuonably conllln;,nllo (hnlDl and lAndlr .nd mu. " IVlillbI.lo lAndlr wllhln line (3) dlya.1III ,_I ot_n dImInd from lAndlr, AdcIre_ The malIIng .d~ ot Gt.nlor (dlbtor) .nd I..8ndIr (ucurad party), !rom which InlonNlbon COllCllnlng IhI secunly In.....1 Ql&nlld by IhIs Mortg.g. may b. oblllned (NCh II reqund by thl Uniform Coml1llf'Clll Coda), are U allied on Ihll\nIl p.g. of 111II Mortgag., FURTHI!R ASSURANCESI ATTORNEY-IN-fACT. The folloWing provtlions ....ting 10 l.-fhll lIIuraOClll .nd .tiorOly-ln-llCt 1/11 I pill of Ihls Mortgage. Further AuurInCIL AI .ny time, .nd !rom lima 10 bme, upon .-q_1 of lAndlr, Glanlor Wlllllllk.. ..lCul. .nd dell"', 01 .... causa 10 b. madl, lIICulId 01 dIll...-d. 10 lJIndIr 01 to lJInder'a dIIlg_, and when .-q_1Id by lAndlr, causa 10 be 1IIId, racardld, ,.aIId, or _did, U IhI elM may be, .lluch tilOll .nd In luch _ and p~ u Llndlr may dIIm IPproprilll, .ny .nd .. luch marIgIgII, dIIdI oIlIusl, sec.-fly dlads, IICIJriIy .greements. ftlllnclng a"_. continuallon IlIlImenll, InslnJ"",nts 01 furthll III""OCI. <*ti1lcl1lS, Ind oIhIr doculOll1l1 u may, In IhllolI opinion 01 lAnd.., be -rv 01 dlllrlbllln order 10 lIlfecto.ll. compllll. parfIct. continua, or pr..w (I) IhI obligations 01 Gt.nIDl undlr lho Noll, IhIs Mortgage, .nd IhI _lid DOCUIOll1I1, .nd (b) thl 11101 .nd IICUIlIy Inlllllll crealld by IhIs Mortgage u I\nII .nd priDllilna on IhI Propart)l, whitt. now owned 01 I\IrUII8r acqu".d by Gr.nlor. UniIU prohlbllld by law or .greed 10 IhI contrary by lAnder In WIlting, Grlnlor 1h&Jl rlimbUlM lAnder fDl .. cosll .nd up.nses Incurred In conOlCtlon WIth IhllIIIlIIII '*'-<llo In IhIs plllgraph. Anomay-ln-f'lCl. II Gt.ntDl faJIa 10 do .ny of lhelhlnga ra_ 10 In the pracadlng paragraph. lAnd.. ITIIY do 10 fDl .nd In I" 0Im1 01 arlnlor.nd II Grlnlor'a IIpIOM. FDlluch purplll8l. Gt.nIDl hlrlby itreVOCIbly appoinlllJlndlr u Gllnlar'1 .tiorOly-ln-l1Ct for IhI purpose 01 maldng, .-ulIng, dIllvarlng, N1ng, recording, .nd doing .. 011* Ihlngs u may be _ry or dIsIr.bll. In lAnder'1 aoII oplnlon. 10 lOComplillllhe malllra ra.....d 10 In IhI pracadlng plllgraph. F\.U. PERFORMANCE. II Gt.nIDl plya .. Ihllndlblld,*, whln dill. Ind ot_ performs .. lhe obllgabona Imposed upon Gllntor undlr Ihls Mortgage, lAndlr IhallllICUlI .nd dill... 10 GllnlDl I sultabll ..llIf1Cbon 01 IhIs MClI1QIge .nd IUltabll alll.manls of I..mllllbon 01 Iny ftOlllClng 1..1amInI on IIIe _nclng lAnder'1 secunly In_I In thl R.nll Ind lhe Pllaonal f'ropIrty. Grlntor will pay, II pllmlti.d by .ppllclbll "w, Iny reuolllblllarmillltion ,. u dlllrmlned by lAnder !rom bmelo time. DEFA....T, Each oIlhe folloWIng, .llhe option of lAndlr, Ih&lI consblullln ...nl of defautl (1:lIInl 01 D,'.ull1 undor thll Mortgage: Default 0II1~... Filii... 01 Gt.nlor 10 rnak. .ny paymanl when dua on Ihllndlbltd.-a. Default 011 0IIlIr PeyllllftlL Filii... 01 Gt.nlor wilhln IhI time .-qulred by IIlII Mor1gIge 10 rnak. .ny p.y"",nl fDl ..... Dllns...OCI, 01 .ny oIIw p.yment .-.y 10 prawn! fling 01 0110 lIlfect dllch&l;e oIlOY 1IIn. Com~ 0IIIuIt. Fllilur. 10 comply wilh Iny ofher IIIITI, obllgaion, c:<lWlllnl 01 condition conlllned In Ihll Mor1gag., IhI Noll or In .ny 011.. RlllIId Documanta. IIrMdIIL Any ......nly, rap_..ion 01 ...lImenl madl Dlfumlahed 10 lIndIr by 01 on behalf 01 Gt.nlor undl<lhIs Mortgage, \he Noll or thl _lid Oocumantala, 01 .llhI timllTlldl 01 furnished wu. fIlM In any ITIIlInal ~. In....vancr. ThllnsoIIIIncy of Gt.nIDl, appolnlmenl of I ,..... 101 Iny pill of GI.ntor'l p,oparty, Iny ."Ign"",nllor IhI benaftl 01 cqdI1ora. lhe comme....1OII11 of .ny prOClldlng undlr .ny b.nkruptcy 01 InsoIIIIncy IIws by 01 _nsl Grlnlor. 01 thl dillolution or larmillltion ot Gt.nlor'l _1I0C1 u . going bUll,*, (if Gllnlor IS . bUllOlll), Exdapllo IhI....nl p,ohlbllld by ledlloll.w or Pennsjiven,. IIw, thl dIIlh of Gt.nlor (II GllnlDlIa .n IndMdUII) otso .hoII consblullln Elllnl 01 Dllaull under IhIa Mor1gIg.. ForecIOlUl8, .tc. CommlOClmenl 01 foreclOlUI., whllher by ludldll pRX*dlng,IIIf-hllp. rapOllllllon or .ny olh.. melhod, by Iny credilor 01 ar.nlor 19ainsl Iny of IhI Ptopllrl'(, Howe....., Ihla lubllClion Ih&lI nolapply In I" .....1 01 I good f.llh dllput. by Gr.ntDl u 10 IhI YIlidlly 01 reuolllbllOlll of the cIoIm which II IhI buIa ollhl foreclOlure, p,ovided lhal Glanlor gI.- lAnder wnllen notice of luch cIoIm Ind fUlllllhll __ 01 I aurety bond fDllhl cIoIm ..bll.clory 10 Lend... Br.1Ch of Olher Aglum.nl, Any brllch by Gllntor und..lhel..ma ol.ny othll .greemenl b.tw..n Grontor .nd lJInd.. Ihllll nol IImtdltd wilhln Iny grace par10d providld Ihlllin, Including wilhoulllml..bon Iny .greemenl concerning Iny Ind.bl.dneu or oth.. obliglbon 01 Gt.nlor \0 lAnder, whethlr _tiog now or 1111I. Evant. Alllellng GUIIIIllor. Any of the prllCldlng .lIInts occu"' wllh ,aapect 10 .ny GUIr.nlor 01 Iny of Ihllndlbl.d,*, 01 .uch GUlllnlDl _ 01 blcomlllncomp.l.nl. RIGHTS AND REMEDIES ON DEFA....T, Upon Ih. occUITellCl 01 .ny Evenl 01 O,'.ull end .I.ny II"'" u,.,..nor.lJIndor, .1111 option, may III<ClII .ny 001 or more ollhl follOWIng nghls .nd romed'''. In .dd,lion to Iny olhlt rights 01 romedlll prOVIded by IIw: AccII...I. Ind.bledn.u, Subjoct to opplicabl. law, lJIndor shall halll thl nghl .1 lis option Wllhoul notICe to Gronlor to doctaro IhI .nbl' Indlbt.dOllllmmadlatoly do. end p.y.bl.. UCC R.medl... Wllh I..poet 10 .U or .ny p'~ 01 Ih. Perlon.1 Propart)l, lJInd.. shaU hll'llIIlhI nghts .nd romedl" 01 . MCUled party undor thl Unllorm CommerCIal Coda. Colllel R.nIL lJInd.. sh.. hallllhl nghl. Wllhout nolioo to GllnlDl, to like pOlSlllion oIlhe Ptoper1y .nd col1oct IhI R.nll, Including Imounts pili due .nd unp.ld, .nd apply thl 011 proceeds. 0'" .nd Ibolll lAnd.... cosll. .gainsl thelndlbledneu. In lurlhlr'OCI of Ihla nghl. lJInd.. may ,equire .ny I.lllnl or oth.. UIII ollhe Ptopart)llo moI.. p.ymenll 01 IInl 01 usa 1_ dQctIy 10 lAnder, If IhI Ranlll/1l collOCled by lAndi<, IhIn GI.nIDl irTIIvllCIbly dIIlglIIIII lAnd.. IS Gllntar'1 .norOly-ln-toct 10 .ndorM Inslrumanll r_\IId In p.ymenl IhlreDlln thl 1IIm1 01 Grontor .nd 10 OI\Jollalllhe..me .nd collect the proceeds, P.ymenll by IlIIInts or othll .... 10 lAndlr In flllpOOMlo Lender'1 dImInd shiN ..tllly the obllg.tio", for which IhI p.ymenll ell m.d., whethlr or nof .ny proper groundl lor the demand _led, l.nlllr may -- Its righll und..lhla lubplI.groph ..ther In plll1ion. by .genl, or Ihrough . ,_, Appolnl ROCllv.., Lender sh.. h...,h. nghllO h.... receiver .ppointed 10 I.ke possa"on of.U or .ny pa~ 01 IhI Propart)l. Wllh thl pow.. 10 proloel end prel8fVe the Property, 10 oporole Ihe Proper1\' preceding 10roctOluII 01 ul., ond 10 collect tho R.nls from Ih. P,OPllfy .nd .pply Ih. procoeds. avo' and above tho cosl of tho rOCOlvol'$htp, agDlOst the Indebtedness. The recBIV8f may WNe Without bond II ptHmllted by law, CS" Q 'i ..... ...... ... e ~ i - MORTGAGE (Contlnued} Pege 6 "'1 a, . I - \.MMIII'. "gill 10 lhe .pp..nlmenl 01 . I....... .hlN ...1 whell_ ... nol lhe IIJPI/1IttI willi oIlhe PropIrtV ...-dIlhe Indlblld... by · .ub.llnl1ll.mount, Umploy_nl by Linder IhlN nol dlaQuaJoty. f*IOn from MMIllI II . /IOIIlW. JIJoIICIIl ror~, Lln_ ""y ollllln . ludlcW _ fDIICIOllIlll Grlnlor'l ,''''' In II ... .ny pill oIlhe "'~, f'oeMlIIon oIlhe Ptoplffy. F.. lhe PUlll'" 01 PIOCurtng p..,_..... 01 lhe f'nlI*IY, Granl... ~y .uth_ .nd .mpo__ .ny IKomIY of .ny co..t oIl_d In lhe Common_lh 01 P.nnlylVlnll... .........., II .nomlY lot LlndIr.nd II plnOIll c111m11ll1 under ...Itvough lAnder. 10 IIgn .n l41'_nl I.. .ntenllll In .ny comp.llnl court .n .micebll action In 1jecl11\ll111... plllUlliOn of the f'nlI*IY .nd 10 IPpIIIl... .nd con.... ludg....... 'glln.1 O,.nl... .nd .g.lnll .U pnons c:lIImllllI under ...Ihrough Gl.nl.... I... lhe.--v by Linder 01 p..-.lOn of IhI "'_tv. ....nout .ny Illy 01 ....ution. I... whICh Inll Mortlllgl. ... . copy 011111I MotlgIgI v.ifIId by .fflelIVlI. IhII be . Iuftldlnl wllTlnl; .nd IhIr.UPon. WttI 114 p_lon "'.y be IUllld lorthwlln. wilhoul .ny pri... wrfl... plOOlldlllll whlIlOl"'. NonIUlllclll...., II permllt-.l by IPPllclblll.w. l.ndl< m1Y lcnclose Grlnlor'lln_1 In II ...In .ny pert 011111 !'IBo.... Pl~ ... lhe Rill "'_tv by nonludIDIIIlIlI. ~ JUllllfMllt, l.ndel' I1\IY ollllln . Judgl11lnl 101 .ny ~ I1l1\IInillllln ''''' Indlbledl\lSS dill 10 lAnder .nl< IPPIlclNon 01111 .mOllnlll....., horn lhe ........ 011"" IIghll provtdld In IhIs MClIon. T~ II 1U1Illr_. II G,.nlor IIlI\Ilnl In p..-on of I"" f'nlI*IY .lIIr I"" f'nlI*IY II sold II plovtdld lboVl ... lAnder oln.w.se beaD"" If1Ill11d 10 p...-on 011"" Ploperty upon d,'.wl of Grant.... GranlDllhall beaDl11I . l.nlnl"IUIflf.nce of lAnder or the pun:nu. 01 lhe "'_tv.nd IhII, .llAnWI opUon, ell"'" (.) p,y . lIIIonlbllIIntIIlor lhe USI 01 I"" Ploperty,... (b) v.calll"" f'nlI*IY Imlllldlllely upon lhe dImInd oIIAndar. 0lMr AenlIlIII.. IAndl< IhlN hlve.1 01". nghll .nd IImldill provided In 1111I MortlJlg. ...1"" Noll or .VlIlIbI. .IIIW ",'n equity. .... 011"" 1'fopIfty. To lhe ulanl permlllld by IPPllclbllllW, Granl.. _y w.w. .ny .nd II IIghllo hlVllhI property mlllhIIIId, In ~ng III IIghll .nd I._dill. Linder .halI b. ".. 10 H11111 ... .ny pill 011"" Proparty log.lhl< or sep".lIly, In one .... or by 180.111. ...... \.MMIII IhlN be .nUIIId to bid .I.ny public .... on II ....ny por1lon of t"" f'nlI*IY. IIollc8 01..... lAnder .hll gl"" GllnlDl ,auonlbll nab 011"" ti.... .nd plica 01 .ny public "'" 011"" !'IBo.... PropIfly ... 011"" U.... .nl< which .ny pnvall .... 01 at". Inllndld disposition oIlhe PIBonIl f'nlI*IY II 10 be made. UnIIU olherWlse raquilld by IPPIlclbIl IIW. 1III0nebll nllllCa IhII mean nollea given .1 ",,'lIn (10) elI\'I bel... lhe til11l 01 t"" .... ... dlsposlNon. Wllwelll!llcllon 01 R.m..... II waivIf by .ny party of . blllCll of . provtalon 01 tl1ll MotlgIgI IhIII nol constitut. . walvIr 01 ... pllludlo>> I"" patly'IlllIhII olharWU 10 del1\lnd .ll1c:t complilnce wilh Ihll provlllon ... .ny 01". provtalon, EIIctIon by IAndl< 10 pUfSIII .ny III1lIdY lhalI nol _ucla PUfSUiI oI.ny 01". lI_dy. .nd .n IIIIction 10 mak. apendiluIII... taka action 10 perform.n obllg.tion a' Granl... under thiI MotlgIg. .llIf ,..... 01 Gi.nlor to perf...m .hII nol .ttecllAncllf'lllghllo ....... . dIlault .nd _llIlImldill under 1111I MorlgIgI. AllomIY.' ,." !JIlIII." II lAnder Ittltilutes .ny .ull or lOtIon 10 ......... .ny 01 the IIrmI of this MortgIgI. lAnder .hII be antIIIId 10 ...,.,- .uch lum II lhe court IlIIY .dludge IIIIOnlbll II .1I00000\'1' ... .t Ir1aI .nd on .ny IPpaII, Whel"'" or nol .ny court don II InvohIICI. III IIIIOIlIbII upe.- InculTlCl by ....nder IhlI In IAnW. opinion are I... "'Y .1 .ny ~1111 ,... I"" prollctlon oIll1ln....t or IhI enforoImIttI 01 III IllIhIIlhII "-"" . pili of the Indlblld... payable on dImInd .nd IhII tar I........ from ''''' elIlI 01 upandltura unIII ~ .t the Note 1111, ~ ~ by IhIs plll8llPh Include. without imllallon, now... lubIId to .ny RmilI under IPPIlclbIlIlW. Landar'1 .1tOmIyI' ... .nd IIgIl upe.- whit". ... nolll'lII II . IIwsult. InclUdIng .lIonwya' ,.. lor bankruplcy prcaldlngl Oncludlllll tIIotlIlo modIIy ... _II .ny .ulomalla .lIy OIlnjunellonl. appIIlI .nd .ny .nllalpalld poat-fudlll1\ll1l coIIctIon ......, lhe COIl 01 ~1llI ........., ollltlnlllllllll fill'" IlnclUdlng IcnclOlUII .-p"". .urwvcn' fIIIort1. .nd appraIMl _, and 1lII11lIUII1lOI. 10 lhe ....nl I""'"ollld by appllclbllllw. o..ntor .... WII pay .ny court cOlli. In .ddlaon 10" olhlr .u... provtdlCl by IIw, HOncal TO ORAllTOII ANO OTHER PARTlI!I, UnIIII oIhIrWiII provtdlCl by appllcabllllw. any notlOl under 1111I MorlgIgIlhII be In wiling .nd lhalI be alIaC:tiW when ICIUliy dlIII..-d ..., II mIIIId, lhalI be dIII1lId ......... whan dlpOliIld In lhe UnllId Slalel mall 11II1 cluI, .lIIilll1o.ld mill. PIlI. plIpIld. chcIId 10 the .d,*- .nown '*' I"" bIgInnlllll oIlhiI Mortgage. Any party Il1IY chlngalll .dm.. I... no4loII undar tl1ll Mortgtge by gMng 1...11\1I wnllln nollea to I"" 01"'" partill. apac:d)11ll11h1lt"" purpose 01 t"" noUoli I. 10 chlnge t"" party'. .dm.., II. cOP. 01 noIIDII oIloraclDlUII from I"" hold" of .ny IIIf1 which hU priority ... ". MorlgIgI.halI be ....1 to IAnWI .dd..... II .hown '*' lhe beginning 01 I his MotlgIge, F... nOIIcI pUIll..... Gi.nl... .~ 10 kllP lAnder Intohned .1.. U..... 01 Granlor'l CUlTllttl.dclr.... MIICB.UIII!OUI PROVIIIONI, The lo/loWIlllI mlIceIllnaoUl pro'/tllonsare. pill of 1111I Mor1gIgII; -.ImInl" ThII Mortglg.. logaIhIr Wilh .ny _lid Documanll, constilutesl"" .n~1I undlrlllndlng and .gllll11lnl 011"" partill II 10 I"" ..lIaR ... lorth In Ihll Mor1g.g.. No IIIar.tion at or .....ndl11lnt to this MotlgIge .hIlI b. .1factiVI unilll gl...n In wttIIng .nd algned by IhI party ... pllllal loughllo be charged or bound by I"" alIIr.tion ... .l1\II1dl11lnl. ~ICIlIta...... fbl. Mortllllll hU been dellv.redlo IAndIr and -.pl. by lAnder In Ih. Commonw.lllh 01 PanntylvlIIlI. fbl. Morl..ge 11I111 be goVlln-.l by IIld con.lrued In ICCOfdIllCl with IIIIIIW. ollh. Commonw.llth 01 Pannl\'lvanla, t:tptlon HHdln,.. Caphon h..dlngl In Ihl. Mortg.g. ... 101 convenllllOl purp... only .nd ... nol 10 b. usad 10 Inllr1>lIl or dill... I"" Plo\lllionl ollhll Mortglg.. ""lIIf. ThII. .""N b. no m..gl< ollhe Inl...1 or .1111 crlllld by IhIs MotlgIg. wilh .ny olhlr Inlll.1 or .111. In I"" Pl~ .I.ny II.... hald by or t",'he b....", 01 Lender In .ny caP'OlIy. Wilhoullhl wnll.n consent ollAnder. Multlpl. Partin. All obllg.l,on. 01 Gt.nlor undl< Ihl. MortO.g. lhalI be loinl .nd .....11. .nd .. 1I1111nc81 10 GlInlor IhlN mean IICh .nd IVIIY Gllnl.... ThI. mlln. In.1 each ollh. Pillion. signing billow II IlIPolllibll ,... III obligatio'" In Ihl. Mortg.g.. "vlfabtllty. II. cou~ 0' comp.lenl lull.dlctlon nndl .ny p,o'/tllon of IhIs MortgllJl 10 be InVlid ... unenlorceabll U 10 any pinon ... Drcumlllnc&, luch nndlng lhaII nolllndl< Ihll proVlllon Invllld ... unen,orceabll II 10 .ny olher ptIIIons ... c!n:umlll",*, 1IIIUlb... .ny .uch olfendlng proVllion Ih.U b. d.m.d 10 b. modlfi.d 10 b. wilhln 1111 limits at .n,.....blllty ... validity; h_. 111111 olf8ndlllll pro'/tllon cannol b. 10 mOd,fi.d, IIIh1N b. 1\IICk.n .nd .N olhlf proVlllons ollhl. Mortg.geln .. 01". ,lIp&cIIlhllllmlln Vlid .nd .n,.....bll. 1_8110I' and AuI,n.. Subject 10 Ihlllmllltion. IIIIad In Ihll Mor1gage on Ill..... 01 Gl.nlor'.ln.....l. Ihll Mortglg. IhII be binding upon .nd Inw. 10 ''''' benenl ollhe p.r1III.lhII' hltll. pnonlllll,,_nlla_. IUCl*ICII'I.nd uligttl. II OWnlllhlp 01 t"" "'~ baeo,,* _lid In . pillion 01"'" Ihln Gr.nl.... IAndll, wllhoul nollce 10 Ollnlor. I11IY dill Wilh Gl.nlor'. I_en With 1.....llOIlo IhIa MotlgIlJI .nd lhe Indlbl.dlllll by w,y A' 'orn..lI.... ... .xt.nllon w"houl ,_lillll GlInlor from I"" obligation. 01 IhI. MortlJllll or IlIbUity under I"" Indlbl'dlllll. Ttm. .. 0' Ih. Eulnc.. nm. Is ollh. ....nc. .n Ih. pll10rmlnce ollhil Mortg.g.. WIlV.lland Conllnl.. Lend.. IhaU nol b. d18m.d 10 h.v. wllved .ny lights undl< Ihl. Mor10'O' lor undl< t"" R.lllad Docum.nll) unl'" luch Wllve' 1110 wnllnQ and S1gnud bV Lende,. No dellY Of omiuion on IhI part of lender in ell.felslng any nght 'hid operltl ., . waiver of luch light Of any other nght, A waiver bv BOY party of a proVision 01 this Mongage shall not [001111u18 8 Wllver 01 or pr.judlCe the party's noht - ..... - -- ~ ... " Q - MORTGAGE (ContInUed) PI1II6 01...-10 demand llrlcl camplianae wllh lhal pravtaian ... any _ pr:MIIan. No prior MIlW by 1..8nda<, n... any - 01 ~ I..8nda< and Granl.... lhal canablu\e a waJwr at any of Lenclan rtQhll or any 01 Grant..... abIIga\klnl u 10 any Mid lnInaactlC1N. COMenl by LancIlIr II ,.qund In IhIs Mortgaga. lhe granlng at lUCh carunt by I..8nda< In any I....nae lhal nal caMlIlute canlInling _110 lUbMq....I........ whera luch COMenlll raqulrad. DHI8IT A. An uhIbII. blled "EJlhIblt A.' ta allachad 10 IhIs Mortgaga and by IhIa 'N"" ta macla a pari aflhla Mortgaga lusl u "allhe pravlllaM, larmIand conditio'" of lhe ExhtbR hed b..n tuUy ..I forth In IhIl Mortgage. EACH GRANTOR ACKNOWLEDGES HAVING READ AU. lltE PROVIIIONI OF THII MORTGAGE. AND EACH GRANTOR AGREES TO ITS TERMI. .~v.~-- X ('-;:,:-\~. " , . --"'i; ,~ _('GV~ . ::_"'::'::,:'\ ::.:-;:; .W... '. IsEALl ~~".E}(h+- Xf....-"..,',',-' ... '..... ...- A. ~ - I J. W... . i'WLl. Il~gad, and d.llvarad In th. pr.~nc. 01: X - v }, 'J~. ..- X L4 ~~ ~ WlI.... CERTIFICATE OF RESIDENCE I heraby cer1IIv. lhellhe pradaa addteU allhe martgag.., FlfII1ara TR181 COmpenV, r.eln II one Weal ttllh I....., cartl.,., PI. 1701~ ,J ITATI!OF I' /I, INDIVI~UAL ACKNOWLEDGMENT .~~~\~~i:P:::;:;', ...~,' - ...,.... . ~_ III ' ...;:. ..(~."~\lLJ. ' CQUNTYOF I " .: :;.~:!o... '. . ';:, , .- .t~').:') " On IhIs day beIare me, lhe un'*-'llned NaIaJy Public. peBanaUy appea18d JaIln N. W... encI cynlhll J. Weal. 10 me known 1. jf......Ii'idMduili ," cItaCribed In and who euculad lhe Mortgaga. and acknowltdged 'hallhe\' a1gned lhe Martgaga u lhair Irae and valun!arV act and1litd;iar:tlil.ue. and purp_ I.....n __boned. - . Glvanundel'-"hllllll~ofI\CIIII"althla I~~ cllVol ~..(. .1' f~ By ~,...._~. 1~ ..J Ratl4lon."~~' ",~:'f..-<'''1I I'/J Ha\elY PublIC In and lor lhe 8~ of f 4- My commlulan upl..a U ' AL SfAl Lollilne J. Trelina. NolJrr PubliC Harrisburg. Dauphin County My Commission Exoffes Dee. 5. 19'J4 LAII" "'0 elml VII. ",1 tel' nl CFlllana.. serve. GrOUP, Inc. AN tlgtlll ,uenld.IPA..Q,O WI!ST JH.LHI ~ll[t 111 U riff 1102 .....~,.,.~"':~ . ," .. ... ""\\ .~.\O~. "10. '.' , ........\\..,,: ;':,., : r ~ :..._,'~ ,_ 1"":' ; "._l--':.:'''-''':" I" '. :.1.>...." .:-.,....,.~,..'--(j , " .... ,_". .' hFf_J' Ill' ''''..r,. .,. ~_.' ..... I . ',,," ..' ,rf:'. .''''' ' .. 'f""; '\' ...........1.-,....- l..yvr it!.: :iY: 0 fXl- ~1-' , ' 1"'-' 0' '/ I .' Y. ~:,~~;~t- /tf1. J.. './1' :~ ~JI . ' "I J'~ · .Jr~~ -- ",....." ." .,1.~,.~~t' ; eXHIBIT A Borrow.r: Jo/III N. Will cynlhla J. Will lOlI' ON' Pllh ROllI Hllt\oIlu,g. PA 17110 Lender: Fennen TRIll eompII1Y MIIn 01llCl Onl WII' High SIrHI CIrII.... PA 17013 11\11 bhlbll A II Il\IChlClla end by Ihll ,"lerlnel II midi I perl of udI 0eId 01 Trull a' Marlglge, dlllCl Auau" ,.. I,", end l..eullClln con_lion wllh I 10M Of alhl' nnenelel lCCammadlllanl belW..n Fenn"'" Trull Campeny end John N. Will end cynthll J. WII'. AIJ- TH~T CERTAIN tract or par~.l at land and prgmie.s, .ituatg lying and b.in; in the Borau;h'Of Camp Hill in th. County of cumberland and Commonwealth of Pennsvlvania, mare particularly d..~rib.d a. falloWS to witl BEGINNING at a paint on the ...t.rn line 01 North 30th str.et. which paint of beginning 1. r.1.r.nc.d a distanc. of 120 f..t in a north.rlY dir.ction from the int.r..ction of the narth.rn line of' .Ivlrly Read and the ...tlrn line of North 30th str..t, and which paint 01 blginninQ i. alaa at the dividinQ lint b.tw..n Lote No.. a and O. Block K an th~ Plan af Lat. r.f.rr.d to h.r.inaft.r ~hlnCI along the ...t.rn line of North 30th str..t, North 02 dlgr." 30 minute. WI.t. a di.tanc. of 600 f..t to a point at the dividing I1n' betw..n Lot. No.. 4 and e. Block K. on .aid Planl thence alan; .aid la.t mentioned dividing line and continuing throuQh part of Lot No. '., alack K an .aid Plan, North 87 d.qr'.. 30 minute. Ea.t. a di.tancI of 17&,60 fl.t to a point on th. w..t.rn liMI af land. now or farm.rlY 01 CamP Hill Bchool Di.trictl th.nc, alon; .aid land', lIouth.09 d.9r.... :Zh minut... 12 ..cond..' Ea.t. a di.tanc, of .0.44 M', t..t tl;l. a pqint at the dividinQ 11n. b.tw..n L.ots No.. e and b. Block K. on .aid"Planl':'th.nc...torQu.9b;PIl,rt of Lot No.9. Block I( and continuing alan; the dividinQ 11n." b-.t'wii'iin'C'oti'-NQ'."'-:f-'.hd . b. IUock K, an ..id Plan. South 67 d.r;r.'. :30 minute. W..t. a distanc. of 1BO. '70 .. f..t to a point on the .a.tern line of North 30th str..t, the plac.' of BEGINNING. BEING THE SAME PREMISES which Alan L, Frese and Laura L. Hargrave, now kQown as Laura L. Frese, husband and wife, granted and conveyed unto John N, West and cynthia J, West, husband and wife, by Deed intended to be recorded simultaneously herewith, THI.SEX, ~.HIB1T A.ISEX ECUTED ON AUGUST .'1.,,.12.' BORRO : ~ JI,J/ x"" t.,.,.... (&'I V\ .' Jahni'l"ll LENDER. - Fennl,lrrul.'camf"Y BYl \, l ,'f) Authorized omel' ISEALI x,'C~~:;;;,C}ct;tj/AF .... ""i.tiLl) cJ,- ".EA PAa ,'ml'" ,",,,,," e" .".... .""co 0'''''. 'n<. .""g"" ....n.., ,P..OId WEST JHLHI '1\\\\ i~\\ GO~ \<1 n' t . PROMISSORY NOTE Mlturlty Loin No Borrower: John H. Will Cynlhla J. W..I 1001 DHr Pllh Rolli HIn1lbulg, PA 17110 Lender: FII1l\II' Trull Compllly MIIn omc. On. Will HIgh SIr"1 CIrlIIl., PA 17013 Principii Amounl: '110,800.00 Dale of Nole: AuguI119, 1992 PROMIIE TO PAY, I plOml.. 10 prf 10 FIIlI1... Tru.1 Compll1Y l"\.end.."), 01 ord.r, In IlIWh!1 mon.y ollh. Unllld SlItll 01 AmlrI.., Ih. C~::' _nl 01 On. Hund,ed T.n Thou..nd Elghl Hundled & DD/1DD 00111I. (lllO,IDD.ool,IOglth.. wllh Inl,,"1 on Ih. unplld prlnclp" lrom AUguIIII, 1112, unlll plld In lull. Th. Inl....1 III. will nollncre...lIlov. 10.llOO,... PAYMENT. IUI>IlCl'o lilY Plym.nl chll1glllllUlllng 110m chll1gllln Ih. Ind.., I will prf 'hi. 10IIl In KCQrdll1c. wllh 'h.,ollowlng prfm.nl IIChldule: II con_ullv. monlhly peym.nl. 01 "'7.D1...h, b.glnnlng S.pl.mber II, 1m, with Inlllll' celc:ul.11d on 'h. unpeld prtnclpel belenc.. 111I11nlllllllll. 011.710'" plllI1numl end us c:onMCIIUVI monthly prfm.nl. In th. Inllllllll/lounl 01 ml.ol llICh, beginning Slpl.mbllll, 1"3, with Inlll.1I ceiCUlalld on 111II unpeld prInctpel belenCII II ..lnlllll'"1I 01 UDD pllClnllgl polnl. oVl/lh' Ind.. d...rlbld below. My flllll prfmllll will be due on AUgu.III, 2017111d wW be lor III prInclpelllld lICcrued Inl.II.1 nol Y'I plld,log.lhll wllh lIlY olhll unpeld III/Iounl. undIIlhl. Hol., In_Ion 1111I Nolita compulld on . 301360 IImple In_I bull: IhlllI. wilh IhI _lion ol odd dI)'Iln IhllIrIl p.ymenl period. monIhlr In",..1 ta CllcUllIId by IPplylng Ihlllllo ollhl .nnu..lnl....1 1111 0_ . I'M' 01360 dI)'I. 11.- IhI outslandlng principII bllance, llmea . month ol30 dI)'I, In'-' lor IhI odd dI)'III celculll.d on IhI bull 0' IhI.c1u1l dI)'Ilo IhI nul lull monlh .nd I 3eO-<IIy I'M', I will p.y lendllr.1 L.IndIr'I.ddrMI Ihown mOIll 01 .1 .uch olher pilei II Lendll mey de&lgnall In WI1l1ng. UnIIU olhlrWill .grMd 01 requlrld by IPPllclble law, plymenIa .... b. epplild lIrIllo ICCIUId unplld In_I. Ihln 10 principII. .nd .ny IIm1lning .mounllo II1V unplld collecllon COlli .nd lall chlrgll. VARIAIU! INTEREIT RATE. Theln.....1 ,.1. on IhI. Nol.ls IOOllc:llo ching. 110m 11_10 11m. bUld on chlAll" In.n Indlll which Is IhI Monlhly .V118g1 01 WIIldy '\Wagl .ucllon 1111I on Unllld Slalll TrlUury BIIII Wllh . melunty 01 sIX monlhl. (1hI 'ndel"), Yourln.....11I1I will noIll1C/1U1 01 dICr.u M . chll1glln lhe Ind.. II .... Ihln one-qulllll pert:lnlllll polnl on .ny chll1gl dill. Lendll wtllaII mllhI curnnllndllllll upon my req,*" I undlnland Ihlllendll mey mek. 100nl b.lld on other 1111I II _. Theln.....1 1111 chll1gl will nol occur mora - IhIn IIch I'M'. ThelncIU _11y I. 3.310,., per ..num. Th. Inlll.lllll. 0111111 10 be """,lid 10 lhe lIIIpIid prInclpel........ ollhl. HoI. WIll be lhe ,.1. or rill. .. Iorth Ibov. In Ih. "peym.nl" _lion. HolWllh.llndlng..y olh" provllIon ollhll NoI., III" lhe IIral PlYmenI --, Ih. InIlrHl 111I lor -" ..bllqu.nl prfm.nl .111,," will be .1IIc1lv. .. 01 lhe .... PlYlIIItl' dIlt 01 Ih. IUIl-endlng peymIlI' "11I/I. No\WIDllIIndlng Ih. 101l1l0lng, Ih. vlrllbl. Inl..lIllIl. 01 11111 plOvldld lor In Ihl. HoII wtU be ..blKI'o lhe 1oI1ow1n1l1l\lllmUm rll.. NOT1CE: Undll no drc:umlllnc:n WlU IhI Inl.ml 1111 on IhIS Nol. b. men Ihln IhI ..... oIIO.~ per .nnum OIlhI mulmum III1I1ond by IPPliclblllaw, Notwtlhlllndlng IhI .bolll proVlllonl. IhlllUlXImum InctIIIlI 01 dIcrMN In Ihlln.....1 1111 .1 .ny 011I II.. on 1111I1011I will nol .-d 2.llOO pen:enlag. pol nil, Unl... wllvld by Llndll, lilY IncII_In Ihllnl'l1I11 Ill. WUII_lhe l/l1Ounll 01 my PlY-ie. PREPAYMeNT. IlgIIIlhll'U lOin 1_ .nd other prep.,d ftnanc:ll chIrQII.,.1II1\Id luIIy II oIlhI dill 01 IhI lOin .nd will not be lubjlcllo relund upon .."y p,y",,"1 (whllher volunlary 01 II . IMull of del,uII), 'JlC8Ilt II 01hlrWill reqUiled by law. ElapIIOl Ihllcngolng, I mey PlY wtthoul penIIIy II 01 . porllon ollhl .mounl owed .1II1111h1n 1111 dU', EIrIy p.ymenll will nol. u.- egreId 10 by L1ndllln WI1l1ng, rIIIeVI mI of my obliglllon 10 conllnllllo I/IIk. plymenll undlllhl p.y_nt schldull, Ralhll, Ihly will rlducelhl prlndpll bllance dlll.nd mey l1IIullln my mlldng lIw<< p.y""nll. LATE CHARGE. ". p.ym.nlll II dey. 01 mOil 111,,1 Will b. chlrgld I.DOO,.. ollhe llgulllly IIChldulld prfm.nl, DEFAlI.T, I Will b. In del.ull" .ny of Ihllollowlng hlpp.OI' ('1 I lalI to mIl<. .ny p.ymenl when dill, (bll breek .ny plOmIIIl hllII med. 10 Lendll, 011111 10 r"'OIm plomplly IllhI lime .nd Ilriclly In IhI mlnnll proVld.d In IhIS Noll OI.OY .gIMmlnl lllalld 10 IhIS Noll. Olin .ny other IlIIMmlnlOlIOln hlVI wilh lIInd"'. (cl Any Ilprll.nlllion OIIIaI.menl med.01 lurnlIhId 10 Lendllr by mlOI on my b.hIlI" '....01 miIIIIdlng In .ny mllIr1II 'IIP"I. (dll dll 01 blCome 1000Ivenl. . r...._ II .ppoinlld 101 .ny pill ol my property, I mIl<. .n uslgnmenllOl IhI bllllfil 01 credit.... 01 .ny ploc:eedlng II comm.nc.d .dher by me 01 .gllnll m. un.. .ny b.nl<ruplcy OIlnsoIlIIl1C'( laWl. ('1 Any credilorlrils 10 IIh.ny 01 my pr~ on Olin which Lind.. has . li.n 01 I..urlty Inlll..l. Thlllndud... gllnllh_nl 01 .ny ol my .ecounll with L1n... (I) MY ollhl IVInll dlIICribed In Ihll d.f.ull I..llon occu" With 'Mplc:llo .ny gua..ntor ollhll Nol.. LENDER" RIGHTS. Upon dll.ull. L.nder mey dlClII. Ih. .nll.. unp.id pnnctpll b.llnce on Ihls Not. .nd III .CClu.d unplld Inlll..llmmldllllly dill, wtlhou1 nollcl, .nd Ih.n I will p.y 11111 .mount, lender mey hire or p.y lom.on. Ii.. 10 hllp colllc:llhIS Nol. II I do nol p.y. IIIso will p.y Lendlllhll .mounl. Thll tncludM, IUbJlC1 to .ny Ilm,11 undll Ippli..bl. I.w, Lend....1 .1101111)'1' 1_ .nd IIglllXp.nllS whllhlrOl nollhlrlll · 1IW1U1I. Indudlng .lIorn.)'I' 'III .nd leg.1 .xp.nIM lor b.nkruptcy proc:eedlngl (Includlng .lIorIJ 10 modd,!OI ....11 .ny .ulomellt .lay OIlnJunellonl, IPP-. .nd .ny .ntlclp.l.d POlI-Judgmenl colllCllon sonnen, II nol prohlbllld by IPPllclble I.w. IIIso will p.y .ny courl cosll, In .dddlon 10 .U olher IU,", p,ovld.d by law, "Judgm.nlll .nl".d In connlCllon WIth Ihll Nol.. Inl_1 W1Il conUnllllo .CCIUI on IhIS Noll allllJudgl1Wl1 .11111 In_I ..II IPPllClblllo Ihll Nol. II Ih. lim. Judgm.nl II .nl.r.d, Thl. Hol. h.. beln d.llvllld 10 lendll IIld ..c.plld by lender In Ihl Commonw.lllh 01 P.nn.ylv.nll. IIlh... I. . lewlull. I .gre. upon L.ndll'. IIlIUllllo eubmll '0 IhllurlllllCllon 01 Ih. courl. 01 CUmberlll1d County, Ih. Commonw..Uh 0' P.nneylv.nl., Thl. Nol. sh.1I b. gov.mld by IIld con.lruld In ..co,dll1c, wllh Ih. IIW. 01 Ih. Commonw.lllh 01 P.nn.ylvll1l., RIGHT OF SETOFF. I gllnllo L.ndlr. conl..clu.1 pOII.IIOry IlCunty Inl".llln. .nd her.by lllign, conVl\', dlll_. pl.dg.. .nd Irlnsllllo Lend.r .1 my nghl. 1111I .nd Inl....,ln .nd 10. my .ecounll w,lh L.nd., lwh.th.r eh"""'ng, liVingS. or lome other .ecounl), InclUding wdhoulllrmlallon .U .ecuunll held 10In"'I wllh lom.on. .'1. .nd .11 .ccounll I mlY op.n In Ih. lulure, ..e1udlng howIVW II IRA. Keogh, Ind Irull .ecounll. I .ulhon,. lIIndll,lo Ih. ..I.nl p.,mlll.d by .pplie.bl.l.w.lo chllg. or '.1011 .lIlums OWing on Ihls Nol. .g'lnll.ny .nd.U ,ueh .ecountl, CllU.ATERAl., ThlI Nol. II 'lOured by. Morfg.g. dal.d August 19, 1992. to L.nd'" on 1111 plOPif1\' locel.d In County. Commonwl.llh of Pennsylvania, aU Iltfml and condltlo"S 01 which II' hereby H'lCorpOlaled snd mad. I part 01 this Note. EXHIBIT 17 -_.0 PROMISSORV NOTE (Continued) " PI", 2 0DmIAL I'ROVIIICINI, Landor..., dill, or forgo onforang an, 011.. rtghll or ,... 1 dlaa undIr lNI Nola wlIhout IOIIng I'*". I and AlII' OI/lar patIOII who ...., uuarama- or and...... this Nola. 10 the u1anl aIowed b, IIw, .... ~ damand for pa,..,..,., prlllaaI and noIoI of dIIhonor. Upon AlII' cIlanga In the....... oIlhls Nola. and unlau olharMla....,,1Ialad In wnlIng. no IlI/fI' who ligllllhll Nola. ~ u "*, guaranIor, -.nodalon mall. or andcn., shall ba ralaued from 1IablUt)o. M lucIl PI/tIaI qrIe lhalLandor..., ,,_, _ (." Il"lIV and lot AlII' IangtIl III lma) or modifY thlliOan. or raIaua In, paItf or guaranlar or COIItnI; or I~. tal 10 ..... upon or parfIcl ~ IICIrff}I InlnIlln the calatnl; and ..... a~ othar action deemed .-,y b, Lander wtIhoulthe ~ III or nolIoe to an,o.., The obIgallonl undIr IhIs Nola... fo/nlancl........ ThIs "*"' lhatlhe wordS ", ...... and .my'.-n NCIland.. IIllhe ...-ligning bIlow. ""lOR TO IIONING ntI1 NOTE, I, AHII EACH OF UI, READ AND l.WDEIllrooo AU. THI MOVlIIONI OF THlI NOTE, INCUJDINO THl! YARIAlLaINTDllr PROVISIONI. I, AND EACH OF US, AOREI! TO THl! TERMI OF THI NOTE AND ACKNOWLEDOI RlCIIPT OF ... CO HOT~ t"")::7_":Vt,v~7!::'"4fSn."',~i','7;-'::r'-';~":t:~tj_~' LARA PAD {Iml V... I." Ie)'"' Cfl lank........ Qloup, lno. Allrlthl. '''ervtL l'A.OIO Wilt .lH.LNI \ '... COMIAOt.1WfAlTll 01' PF.lll'I~'IIW.l~il, = ::: UU'Mr~I-lIlJf ~~.tt~It~1 .tt -.se~ ... 11.1111' -.- fjl.Ii(,.Ii,\ ~:.: ., :~~wlf[r DlCIl'U ~I G C) 2. Ii U ~~ HI "I.IIJ" ____.. :.: d.gr..., 26 .inut.., 12 ..cDnd.. Ea.t, a di.tance Dt '1,44 t..t ta a pDint at the dividing l1ne b.tv..n LDt Ha.. ~ .n 6, Blcck H, cDntlnuing alang the dlvidlng l1n. betw..n lat Na.. ~ and 6, B1Dck H, Dn .aid Plan, SDuth .7 d.lr... 31 .inut.. W..t, a dl.tance Dt 18~,91 te.t tD . paint an the ea.t.rn 11ne Dt NDrth 31th .treet, the pl.c. Dt I.ginnlng, " \ , IEINO Lat Na. ~, B1Dck H, .nd. pDrtlan ct LDt Na, 9, 11Dck H, an the Pl.n at Bev.rly P.rk, reccrded in Plan BaDk 3, P.g. 19, Cu.berl.nd CDunty ReCDrd., BEINO .1.D LDt Ha, ~'A, B1Dck H, Dn a tln.l r..ubdivi.ian pl.n d.ted ".y 24, 19B2, prep. red tDr Ern..t E, "arri.an by Whittack L H.rt..n, vhlch pl.n v.. r.card.d Augu.t 16, 1912, ln Cu.berl.nd Caunty Pl.n BDDk Valu.e 42, P.g. 42, in .ccard.nce vith vhich r..ubdivi.tan pl.n this d..crlptlDn h.. be.n ..d., HAYIND .r.ct.d Dn Lat No. ~, dw.lllng known .nd nu.b.red C..p Hill, P.nn.ylv.ni.. B1Dck H, . .ingl. t..ily .. 111 Narth 31th Street, BEINO the .... pr..i... which ".ry E. D.ly, .ingl. wa..n, by h.r d..d d.t.d D.c.mb.r 2B, 1989, .nd r.cDrd.d in d..d Baak 134, p.g. 827, gr.nt.d .nd canv.y.d unta Al.n J. Fr... .nd L.ur. L. N.rgr.v., in t... TODETHER vith .11 .nd .ingul.r the i.prav..en~., vay., .tr..t., .ll.y., drlv.v.y., p....g.., v.t.r., v.t.r-CDur..., right., lib.rtl.., privl1.g.., h.r.dlt..ent. .nd .ppurtenance., vh.t.c.v.r unta the h.r.by gr.nt.d pr..l.e. b.1Dnglng, ar in any vi.. .pp.rt.lning, .nd the r.v.r.ian. and r..alnd.r., r.nt., 1..u.., .nd prallt. th.r.at, .nd .11 the e.tat., rlght, tltl., int.r..t, prap.rty, cl.i. .nd d...nd vh.t.D.v.r at Drantar., .. v.ll .t l.w .. in .quity, at, ln, .nd tD the ...., TO NAVE AND TO HOLD the lct Dr pi.ce Dt graund d..cribed abDv. with the ....u.g. ar tan...nt thereDn erect.d h.redlt...nta and pr..i... h.r.by granted, or .entlDnad and intended aD ta be, vith the appurt.n.nc.., unto Dr.nteea, their heir. and a..ign., tD and tar the only prDper u.e and behDDt Dt Drantee., their heir. and a..ign. tar.ver, .-\ AND DrantDr., their heir., executDre and admini.tratDre dD cav.nant, prami.e and agr.., tD and with Drantee heir. and a..lgn., by the.e preaent., that DrantDra and their heira, all and .ingular th. heredltam.nt. and preml.e. hereby grant.d Dr .entiDned and int.nded.D tD b., vith the appurtenanDa., tD Drant.e., th.ir helr. and a..ign., again.t them, Grant Dr. and thelr heir., and again.t all and every pereDn and per.Dn. ~K I?,36 rAt[ 334 ACTlllNOnCE TAU ACnON TO BAVI YOU~ HOMII'lIOM 'O~ICLOIU~1 The Commonw"lIh 01 Plnnlvll,aRlI', Homeowner.' Emerglncy MortOlglAlIlIlance Program maybe abllla help you. R"d ,he lollowmg "Olle,lo llnd out how Ihl program wo,.... II \IOU n..d more mlormatlon call1hl Pennsylvania HOUIIIlQ Finane. Agency 811 (800) 342-23Q7 La "OUllelClon en Idlunlo II cJI lume imporl!nell. pUI111ec11 IU (Jericho. conllnua, \tIY.lndo en IU el'l. 51 no campflndl ,I conllmdo dl '118 f1ollhcacton obl.nQ8 una traducClon Irnmldllllm8nlellamlndl ..la agenel. IPennsylvama Houllng FlnlnClAg,ncYllln cargOI ,I numero mlnClonado ambl, Puedl.II' eteQlbll p.r. UR. presterna por ,I program. lIam.dO -Homeownel.' Emergency Mortgage AlIlllanCB Program. ,I CUll pued. .,h,.r IU C"18 dell perdldl del oerlchO IllK1lmn IU tupollCI RE; Account No,; ACT 81 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMI~GINCY MORTGAGE ASSISTANCE PROGRAM. PLEASE REAO THIS NOTICE, YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WNICtt CAN SAVE YOUR HOMI '~OM FORECLOSURE ANO HELP YOU MAKE ruTURI MORTGAOE PAYMENTS 1liOOA"(J'; Dale: Q/~llt}r. TO: John Il, Ileat, 111 H, 3Uln ~treel, Camp Hill, Pll, FROM: Finnncip.l 'fr11.st' rrWiMPn': .. . You ma, bl ellglbl. 'or flnlnclel...l'''"c' thl' will prev.nt ,gracla.ur. on your monglgl It you camplr wllh thl prowl,lonl o. thl Homlown.,,' Em.rglncy Mongl" ..,lllIinc. Act Dr 1..3\U'I1 "Ac'''I. You ml' ba eligible 'or Im.rl'ney ..mporlry ,1I'.,.ncI" your del.Un nil b..n elu.ed bV clrcUml""'" beyond your control, you hIVI. ,...onlb I pro.plcl of ,.,uml"g your mang'g' plymlnta. and It you ml.t other .lIglblllty requlrlmtnll .1'lbUlntd by Inl ',nnlylvlnll Houllng flnanel AI.ney. '1.... reld III a. Ihll Notlct.1I contalnl In "p"natlon o. your "ghl., Under tn, Act. you ar. ,ntilled to. lemporary Ilay 01 IOfeclolure on your mOl1glQI lor Ihlrty (30) dlY' lrom .hl dal' at !hlt NoUce. Outing Ihalllma you mUll arrange Ind '"and I .,ac..lo-flct" ml'lIng with I reptlllntallve ot thilllnder, or WIth a d.lignaled conlumlr credil counseling 80ency, The pu,poal ollhll melllng illo atl.mpl to WOOl oul a repaymlnt ptan. or 10 olhllWlII .Im, your dellnqu.ncy. Thll malung mUI' occur In thl n'lllhirty (30) dlYl, II you attend I tICI-to--IICI malllno w.th thillender. or with. conlume, credit counllllno .geney Idenulied In Ihil nouce. no funher proceedIng In mOr1gage foreclOlure may 'Ikl plectlo, thlny (3D) OIYI Ift.r thl dale 01 thil mealing. The nlme, acJdrell and telephone number 01 our reprelentative is: Jac~ V, Hutchiecn 1 11. H~cl1 Street Carlisle, P^ 17013 241-321:;; 1;009 Telephone Number: Th. nlmlll), addr'""'l, Ind phon. numblfl 01 (I. dlllgnllld conlumer credit rounl'hng ogencYlllIl1I carl): Y\'iC.\ :iO 1 U Stl'el't ~arJ.lt;h:, Ph 17ul~ , 1111 only nec....ry 10 ,ch.dule on. lace-Io-Ilel m.llIOg, You Ihould attvlll Ihlllender Imme<UUlly of your lnllnllonl. Your mortgagl"ln d"aull becauu you havelaUed 10 pay promplly Inllallmentl 01 pnoclpalend inler..', al reqUired, lor a periOd Cllllllealllllly (60) darl. Thllotalamounl at Ihl delinqulncy ilS 2, Ii q 5. L.' C . Thallum lnchldl' the lollowlng: ') ml"rd'h':' pq~'i:'I~n~c ,-.f' c:: Rf. ,; "t. nr.,....' Fr.r 11"Y ,,,nr: , "tlo"'.-1,1,. .....'!-.-'R'. ..... ""If.,,,, ,- Cr,.. r"el"I~"-I.)e- ..,' ~C> ..~.~r' 11...,l'J___t:' .".._~-=_",..~n' -=-,..J.~,...._'C Your m0l1glg1 I' 1110 In dllaull tor the lollowlng teallonl: ;"l,nr1 QI'':''7~ 'ni.1:' ,}I"r~ LIhBY':::" ,:[ (: .... :1. II you hive ltIed and are unable 10 f81101ve thiS problem &t or alter your race.lo.lace lOe.llOg. )'OU flave the ughllo apply lor llnancial alllllanc' !rom Ihe Homeownerl' Emergency MOr1gage Alllllance Fund. In OIdor 10 dO Ihil, you mUll fill out. Ilgn ond fll, a completod Homeownefl' Emergency Allllt'rK:e ApplicatIon WIth one of the dlllgnalld conllumer ctedll caunlllhng agenclel lilled 10 the aUachmenl. An application lor alllllancB may only b. obtatned Iram 8 conlumer credtt counlllmg agency The conlumllr Cfldll counseling agency Will 81111t you 111 IlIhng oul your BppllcBllon Bnd WIll lubmlt your completed 8pp1IC8!10n to the Pennlrlventa Houltng Finance Agency, Your applicBllon mUlt be Itled or pOltmllkeu, wllhm Ihlr1y (301 daYI 01 your lace-Io.lact' meeting. "" e."emely ImpoNllnt tnlll .,ou"', )'DU' appllca'IOtf promptly /I you dO nOl aO 50, 0' It you a" no' 'ollow ltle other "me P,flOO5 '" 'onh In thl' I,lter. '''reclOlure m..yproce60 ,g,Ins, your homelmmedll,ely. Available lunos lor emefgency mortgage 81111tonce oro 'Wery limIted TheV Will he dllbursed by Ihe Agency under Ihe ehglblllty wleu8 IIlabhlhed by the Act It il e.uemely rmportanllhal your appllcallon be accurale aM complele In every respect. The Pennsylvania Houllng Finance Agency has 111ty 1601 d')'IIO make a d'Clllon eller II recowel your appllcallon Curmg Ihal addlllonal lime, '10 10leclolUlB ploceelJtngs Will be PUIIUed oIJ8tnlt you If you havB melUm lime f8QUllemenll lei lollh Bbove You Will be nolllred dlfOCllr by Ihal Aoencv olliS oeClSlon on )our applll;allol1 The Pennlylvanla Housmg Finance Agency Illocaled 012101 North rronl Slreel. Post Olllee BOl 60:?O. Haullburg, Pennlylvanla 11105, Telephone No 17171 780.3800 Of 1.800.342-2397 IIOU "eo number I P'rlons With unpOlled hearlOg can call t -800.:]42,2397. In addlllon you may lecOlVO another 11011ce" al nollC811 calloU Ihe -Nollce ollnlonllon 10 FOlIclOlure- You mUll lead both nOllcel. Itnce Ihlt bolh elplOIn fights !hat you now havlI EXHIBIT you (:11001810 o.e'CIIB )our nghll doscrtbed III Ihll nohce. yOU connol be lorecloud upon wl".VOU818reco"mQlh81..."18nc8 I ''0 /OIT.:t:2 J/)lfr:~'", /-1': ltEMA !lev 28104 ./ ACT8IHOT1CE TAU AcnON TO IAV' YOUII NOIII FIIOIl FOIIICLOIUII. The Common..allh QI Plnnlylvll1Il', Homlo.n.,.' Emergency MonO.glAnllllnce Progr.m mly bl able to help ~ou, R'Id lh,'ollowmg nohee 10 IIRd oul how Iht proG'am wolkl " you "lid mOl' tnlormlllon ulllh, PennlVlvanla HoullOg Flnanc. Agency 81 1 18001 342.23W7 La nolllie.clon en I"junto II UI lumllmpOffanCll, pu" aleela IU d,,,chO, conllnul' Wlv'lndO en IU call 51 no compr,ndl I' conllmdo dt f11111l0111tCIClon oblano' una UlOucclon lmm,o,allmentllllmlndl .,11 IgenclltP,n"lylvlm, tiDUIIIIg Fln.nc....O.ncr'.1O U'OOI al num'fO mlnelunldo .lIlbl PuetJ8I .., ftl~lb'. Pll. un p'll101mo pOI" ploorame lIamBdo ..~omllown'fI' Eme/Oency Mortgagt "U'lllnC8 Proo'am. II cu. flulde IIlvI' IU tll. d.llllIldldl d,l d,'lIeM. 'ltdlm., IU hlpollCl ACT 81 HOTlCE IMPORTANT, NOTICE OF HOMEOWNERB' EIIEIIOENCY MORTOAGE A88I8TANCE PROORAM PLEABE READ THII NOTICE, YOU MAY BE ELIGIBLE FOR FINANCIAL A88IBTANCE WHICH CAN lAVE YOUR HOM' FROM FORECLOBURE AND HELP YOU MAME FUTURI MORTGAGI PA YMINT8 RE; Accounl No , no(" p'ltJ"; Oal, q,':.: 1 fur. TO,C\'I1t;I:l[, .J, \;"'Rt., 111 II. WAtr, ~;I'rr,'>", ".olnp Hi i 1. p~ FROM, ,'lnllnCltll ,rUSt CulTpr,ny 17P1' You ml" bl IlIglble 'or 'Inlnclll...I,tanc.,hl. will prevent foreclolure on your martglg. U you comply with thl prowlllonl of Ihl Hom.own,r,' Im"lIlncy Mor1gl" AIII",nc, Act of ,..~ Ilhl "Act"). You mlW' bl eligible 'Of .merglney tlmporary .1I11'lnc. If your a"IUIl h.. blln clus.d by clrcum'.lnCII b.yond your control, you hlvet ,..,onab . prOlpeel D. ,..umlng your mongl" p.rm.n'l. .nd II you ml.l othlr Illglblllly "qulllmlntl "'tbU,hld by thl Plnn,vlnnlt HaUling Fln.nc. Ag'ncy. Pl.... ,..d III ot 'hit Holle.. II conlllnl In ..pllnluon of your rlghlt. Und., lhl Act, )'ou Ire .ntlllea to . llmpor.ry IllY olloreclOlurl on YOUf mortgage lor Ihlrty t301 tIlYI hom 1he dall ollhll Nohee, Dunng IhllUml )'ou mu.l errenOI and IlIlnd 1 -lacl-tO.fI"" fTlHllng wllh 1 f.l.enlallve of thllllnellf'. 0' With. dlllgnlled eonlumef crlCJII counllllno Iglney Thl pUrpo" ollhll meeting I' 10 IlIlImpllo work oull replymenl plln. or to othl"'" 1111I. your dehnqu.ncy, Thl' mHlIng mu.1 OCCUf In thl n8a1lhlr1V 1301 day. II you all.nd Ifac..lo.lacl mHllng wllh lhl.lender or with I con.umer credll caunllllng eoenev nJenllhed to Ihl' nallee. no lur1hlf proceeumo '" morlgag. foreclo.ute may IIkl place for thirty (301 a'YI 1111' the dill ollhl' me.ung, The nlm.. addr... and telephonl number 01 aUf rlpl...nlallve II: Jack V, Hutc~iHcn 1 \/. Hll1h Street C.:ulJ.sle, Pt, 1701:; :.!43-3:.11:.1 T.lephone Numb.,: The nem'lll, Idd""I"I. and phonl numberl 01111 dA.lgnal.d conlumer cUtdl1 counllhng IglneYIII'111 (Itll "'iC.\ :H! 1 lo ;itrl't,t Carllf>l~, 1'1\ 170 1 ; , 1111 only neee..ary 10 .chedule onelac"lo.lace meellng You .hould Idvllllhlllendllllnmedlllely 01 your m!llMlIOnl, '(our monQ_OI II In dellyll becauII )'ou havel.lled 10 PlY promptly mlllUmenl. 01 pllflClplland ml.I8II. I' requlled, lor I p'"od olllllllllllly teOI dlY', The 10111 amounl Ilh d h \lltnc liS 2 lJ':. ~~ .T/lal",mlOcludeltl1,'olIo*r _ - lI" MMtll.L~ n." U. ,/~ ..../lCI. [to,' JU1' IIJl~!l ar.u AUPllnt 1'.196, lin<l inon Ii Y PHY-J:iE 01 ~ Cd' .:)l~ll 't:l:lIHl", a ["Ie) i.1lt:' t; lBr('~~ 0 :;')."t.:...:u Your mooglg1 II 11'0 In uelaulllor Ihlt 101l0WlnO realonl II ~ou have Wid and are unable 10 ,elolve Ihllproblem II Of aller ~UlJf IletHu-l.ce mtelll1O, ~ou h8~tJ Ihe rlohlla apply 10f hnlnel81 alllltance 110m Ihe t~o,"'OYwnefl' Emergency ....0"0.0. "'nt.lance Fund In nrClel 10 do lhll. you mUIIMI oul. SIgn anti IIII 'compleled tiomlOYwI1II1' Emergency AIIlllllle' "ppllelllon WIth one ollhe d.llonalld conlumer credll CDunllttno 8g811C1ullsted In the Illachmenl An apphclltOf1I01 alllllance may only tIe obl'lOad 110m a conlUml! cled.1 (OU111111110 agency The con.umer credll counsellnO Bgeney Will "1111 ~ou III hlhno oul ~out apphcatlon and WIll IUb01l1 ~our (OrUpllfle(18pphClllOn 10 lh. Pennlylvlnlllioullng Ftnance Aoency Yout IppllcIUon mUll b.lllell or pOII01arlo:ttlJ, ......Ihll' Ihllly 130111IYI vI your lac8.lo-lnce lTlulllng "" .",.meIYlmportanllh., )ou"'e tVU1 nl'I"lrat""'"tomptly Ift'vu tlo flvI dO '0. lit II IOU IlL) 11m MlltJIt' thfl O'hat 'I/".""rloo, .e' fOrth In lhl' leifer, fOleclo'UlfI mat'proceflll 'Q,m,' tour hom, Inlmffc1I".'" AV'llabte luMI 101 emeroency mQltgal)8 ""'Ilancu fIIB very IImlhtll They .....111 he ll'lllulUd tJy Ihe _oenq umlel,he eligIbility ,rllena ellablllhe(J b~ !hlt Ar' IIII ellremely trnpOrlonllh81 ~ollr opptll'allun lie 8[(UrIl18 Dlld comptete 111 t!vtfry 11'lperl 'he Pennlylvanla litlUIlllg FlllanC8 Aglnc~ hal 1.lly 1601 l1ayl 10 1111"0 0 deClllon dllelll roellvel your appllcallon DUllnlJ IIlaI A!Jflllltl"allllne no 100etlvhJllt p'UtealllllUI ilII'lll he purllntllBg31nll 'OU II ,ou hav,mellhelnT1, reQullRmenl1 .ellOlltl above "tnu Ywtll be nohlll<J 1I11eclly hy Illal Al.Jellq ul 'II lIeullllll Oil ,"vw appllcaliOll The Peon,ylvanta HOUllllIJ F lIlanC8 AUUIl(~ 'I III(;a1811 at 21 U' 'fOllh r IIHl! Glrool POISI OIlICU BOIIIO;,y, Ifillll'huIIJ. P'Umlflv.nID 17105 '.Iephon, No 11111180-3800 Of 1.800.342.2391 (loll Ire. flUmlJel1 Pello", wllh 11ll11811..d flearmg utn call 1.1\00.J4;'.fl391 In addlllon you Illlly .OCRlve another 11011("0 hUlIlt rlOhee tl Ulllou Ihe "Noll[:e 01 IntentIOn 10 ForerlolUlII" You mUI' 'eld t10lh nollcel, IInee Ihoy bolh 1IIlIllUlltOhlllh81 )ilU now llA~o 11m) EXHIBIT choOle It) tllllICIIS8 'OUl IIlJhl1 IlnCflhed III 'hi I nOI<rU, ~uu connOl he loreeloled UjJOIl whde you 8/1 18CelvUllJ Ihnl allllllllnJ I E 'Veryt1tify-;..r,. , , , 'I <-At '?' , ' , ' ../ , / / / 'II,> . I" '. , .'t'.'J Hf:MA Il"v ~'fIU.. , - , . NOTICE OF INTENTION TO FORECLOSE MORTGAGE . TO: '. l) III ~ ! ':. \ I I ~ I': t: 11 i ~; .:~;t.t ~~t~rl-~l't 1..~d7p .&1 J.~, LJ., I, ,~ i 1-.,'. \,-'} Ult8 of Notice . ___.~j __ 1 " (.' LOIn No. -lJJ.L~ ~~ _ '~,;--______ The MORTGAGE held by JDllLJ".L':;-,P': t ,'CI"Pi,I1',' (hereinafter we, us or oursl on your propurty located at " 'J , ; .1'" "t.., " _ ."' '~ ' "1" ,)' IS IN SERIOUS DEFAULT because you have not marlo thomonthlypaymol!tsof $ "',;,,7" (",) "1", '" for the months of ':,.:- 1'''~ ,',',,'1': t 1':'" __.and ,', lc,f"b,"t \':":' and/or because Late charges and other charges have also accrued to this date In the amount of ~"~, '0'" . The total amount now required to cure this default, or in other words, get caught up In your payments, as of the date of this letter, is $ ,~;' I..: , ~ r You may cure this default within THIRTY (30) DA YS of the date of this letter, by paying to us the above amount of $ ,,~, r,. , '. , , plus any additional monthly paymel!ts and lato charge which may fall due during this period. Such payment must ba modo either by cash, cashier's ChECk, certified check or money order, and made at :;:"Ir"(.r rr~:ft '~'("-r:-}1!lC: 1 h' :",-" ....t-r.-....>t', (..,~1.1,t"lF., p'\ 1,('1- If you do not cure the default within THIRTY (30) DAYS, lW intend to exercise our right ro accelerate the mortgage payments. This means that whatever II owing on the original amount borrowed will be considered due Immediately and you may lose the chance to payoff the original mortgage In monthly Installments. If full payment of the amount of default II not made within THIRTY (30) DAYS, we also intend to instruct our artorneys to start a lawsuir to foreclose your mortgaged property, If the mortgage is foreclosed your mortgaged property will be sold by the Sheriff to payoff the mortgage debt, If we refer your case to our attorneYl, but you cure the default before they begin legal proceedings against you, you will stili have to pay the reasonable attorney's fees, actually Incurred, up to S60.00. However, If legal proceedings are started agalnlt you, you will heve to pay the realonable attorney's fees even If they are over $60.00, Any attorney's fee. will bo added to whatever you owe us, which may also Include our reasonable cosu. If you cure the default wirhin the thirty day period, you will not be required to pay atrorney's fees. We may allo sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you have not cured the default within the thirty day period and foreclosure proceedings have begun, you still h,ve rhe right to cure the default and prevent the E,le at any rime up to one hour before the Sheriff's foreclosure ssle. You may do so by paying the rotal amount of the unpaid monthly payments plus any late or other charges then due, as lWlI as the reasonable attorney's fees and costs connected with the foreclosure sale snd perform sny other require- ments under the mortgage. It Is estimated that the earllelt date that such a Sheriff's sale could ba held would be ,pproxlmately . i;',I', 1" S u . A notice of the date of the Sheriff sale will be sent to you before the sele. Of course, the amount needed to cure the default will Increase the longer you walt. You mey find out at any time exactly what the required payment will be by calling us at the following number: .. 4 ' - " , .) . This payment must be In cash, cashier's check, certified check or money order and made payable to us at the address steted above. You should realize that a Sheriff's sale will end your ownership of the mortgaged property and your right to remain in It. If you continue to live In the property after the Sheriff's sale, a lewsult could be started to evict you. You have addltionel rrghts to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTiTUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE. MENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUM, STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THiS DEFAULT CURED BY ANY THIRD PARTY ACTiNG ON YOUR BEHALF. YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NON.EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION OR FORECLOSURE. " yorl CIIrf! tile def.1IIIt. the you are not enlilllnl 10 this rlgh I EXHIBIT F ro the Si/mll positioll ,1S if 110 dllfault IIad occurred, However, rl! Ihon Ihn:u limes in any calendar year. , I / / ' '" ,'-'\ f., I.... '(.1/, 1_''- flv .~_'-_I__l_ ,_._ .;_l_._.!__ ~.. ~_~____ _.- _. -_~___ "'11 Ilr\ .~" t\., ~~~.., "p ,.,..' .. .. . NOTICE OF INTENTION TO FORECLOSE MORTGAGE TO: \ "'t'\'- ."., , "0.... 1 \ 1 'i. i r:hi' ; l',~." '... Oltl of Notice 0;".:.. . I,\' ~: " '. .~' I;" I. )', , p r l' .' ,. ., n LUln No. .-1.!."'IJL';:'!c~ The MORTGAGE held by C::rnllhd:l!l.1.''I!ust ,', Inl''''''' (herelnefter we, us or oursl on your property located at \1' II. c () \:" . :,J , "Ie I L ;\1,') .11 1 J , 1'.", IS IN SERIOUS DEFAULT becBuse you IlBVB lIot mBde tile momMv pBvments of $,.' (. i., I' I & '.1', 1 ~ (' I fortllemontllsof ,J\;j" lu<,':. . ..0:' 11(it 1".~_,__,Blld_~l~l.l.I~~~ endlor becBuse Late charges and other charges have also accrued to this date In the amount of ~ . ..; I "I, , The total amount now required to cure this default, or In other words, get caught up in your payments, as 01 the date 01 this I I $ 'of Co' ~, etter, s -, , - , - - You mev cure tllis defeult within THIRTY (3D) DA YS of the dete of this letter, bV peving to us the Bbove Bmount of $ . i: 'J'; . '. c, , plus Bnv edditionel month/v pByments Blld I.te cherge which mBV fBII due during rhis period. Such payment must be made either by cash, ceshler's check, certllled check or money order, and made at 7~r~"f"'r. 'l'n'Lt" {~:':-:""~":" , 'J tI;t:.' ~",..nf,ir. f"~lr'l'ili. Pj\ 17r,: If you do not cure the default within THIRTY (30l DAYS, IW intend to exercise our righr to BccelerBte the mortgsge peyments. This means that whatever Is owing on tha original amount borrowed will be consldared due Immediately and you may losa the chance to payoff tha original mortgaga In monthly Installments. If full payment of the amount of default Is not made within THIRTY (301 DAYS, we also intend to instruct our attomevs to starr a leMuit to foreclose your mortgsgec! property. If the mongBgll is foree/osad your mortgeged property will be sold by the Sheriff to peV off the mortgage debr, If we refer your Clse to our attorneys, but you cure the delault bafore they begin legal proceedings against you, you will stili have to pay tha raasonabla allorney's fees, actually Incurred, up to $60.00. However, If legal proceedlngl are started against you, you will have to pay tha reasonable allornay's feel even If they are over $60.00. Any attorneY'1 feel will be addad to whatever you owe us, which may allo Include our reasonable costl. If you cure the default within tha thirty dav pariod, you will not ba required to paV attomav's faes, We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you have not cured the default within the thirty day period and loreclosure proceedings have begun, you srill have the right ro cure tha default and prevent the sale ar any time up to one hour before the Sheriff's foreclosure "'e, You may do so bV paving the roral amount of tha unpaid month/v p,yments plu. any I,te or other charge. then dua, a. well B' the rea.oneble artomev's fee. and co.ts connected with the foreclo.ure sale and perform any other require, mentl under the mortgage. It II estimated that the earllett date that such a Sheriff's sale could be hald would be approKlmately '.' .. r , co ,', . A notice of tha date of the Sheriff sale will be sant to you before the sale. Of course, the amount needed to cure the default will Increasa tho longer you wait. You may IInd out at Any time eKactly what the required payment will ba by calling us at the following number: :>4 c - 'j" 1 " . This payment must be In cam, cashier's check, certllled check or money order and made payabla to us at the addreSlstated above. You should realize that a Shariff's sala will end your ownership of the mortgaged prop arty and your right to remain In II. If you continue to live In the property aftar the Sheriff's sale, a lawsuit could be started to evict you, You have additional rrghts to help protect your Interest In the property, YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REOUIRE, MENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUM, STANCES THIS RIGHT MIGHT EXIST, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF, YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NON.EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION OR FORECLOSU If VOtl cure the default. the mort you arc 110t entitled to this right 10 c I EXHIBIT Q e same pnsil/o/l as if /In rlofault had occurred. However, all throe tlmos III allY, ealelldar;year. " ;' I,;, ~II' ,~, ,( I\y ._-::-_~ " ,. ,i, . v, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FARMERS TRUST COMPANY, Plaintiff JOHN N, WEST, and CYNTHIA J. WEST, Defendants IN MORTGAGE FORECLOSURE CIVIL NO. COMPLAINT AND NOW, comes Farmers Trust Company, through its attorney, William A, Duncan, Esquire, and files this Complaint in Mortgage Foreclosure, of which the following is a statement I 1. Plaintiff is Farmers Trust Company, a corporation organized and existing under the laws of the Commonwealth of Pennsylvania with its main office and principal place of business located at 1 West High Street, Carlisle, cumberland County, Pennsylvania 17013. 2, Defendant, John N, West, an adult individual I and Defendant, Cynthia J. West, an adult individual, are husband and wife, and reside at 111 No~th 30th Street, Camp Hill, PA 17011-2909. 3. On or about August 19, 1992, Defendants made, executed and delivered to Plaintiff a note and a real estate mortgage financing One Hundred Ten Thousand Eight Hundred Dollars and No Cents ($110,800.00), a copy of said note and said real estate mortgage being attached hereto as Exhibits "A" and "B", respectively, and are incorporated herein by reference as though fully set forth. 4, Said note and said real estate mortgage have not been assigned. 5, John N. West and Cynthia J, West are the sole record owners in fee simple of said premises subject to said mortgage, by virtue of a Deed dated and recorded on August 19, 1992, and recorded in the Cumberland County Recorder's Office in Deed Book "1110 ", Page 603, more specifically set forth in Exhibit "C", attached hereto and made a part hereof by reference. 6. Said note and security agreement and said real estate mortgage are in default because Defendants herein have failed to pay the payments that were due and owing for the months of July 1995, August 1995, September 1995, and October 1995. 7, The Plaintiff has given to the Defendants written notice of intention to foreclose on said mortgage as required by law under Act 6, dated September 21, 1995, a copy of which is marked Exhibits "0" and "E", and attached hereto and made a part hereof by reference, 8. The Plaintiff has given written notice of default as required by the Ho,eowner's Emergency Assistance Act of 1983, dated September 21, 1995, a copy of which is marked Exhibits "F" and "0", and attached hereto and made a part hereof by reference. 9, By reason of the aforesaid default, the entire principal balance of One Hundred Fifteen Thousand Seventy-three Dollars and 05/100, ($115,073.05) with interest thereon at the rate of 8,96% percent per annum, accruing insurance premiums, attorney's fees in the amount of Five Thousand Four Hundred Seventy-seven Dollars and 15/100 ($5,477.15) are now due and payable. 10. The Defendants are liable to the Plaintiff for the following on said mortgage loan: A, Principal amount and interest due through 10/23/95 $ 109,254,23 B, Interest from 10-23-95 10/25/95 @ $26,41 per diem: TOTAL: $ 52,82 $ 288,85 $ 5,477.15 $ 115,073,05 to enter judgment in C. Late Charges: D, Attorney's Collection fee: WHEREFORE, Plaintiff prays ,the Court favor of Plaintiff and to order the foreclosure and sale of the morgaged property and for the amount of One Hundred Fifteen Thousand Seventy-threee Dollars and 05/100 ($115,073.05) together with interest thereon, costs and all other amounts advanced by Plaintiff, \.M Q:gjJ'Lv\.A.C.CL/'- William A. Duncan, Esquire Attoney for Plaintiff 1 Irvine Row Carlisle, PA 17013 (717) 249-7780 - RECORl)AnON REQUES11:D BY: F_ Trull CGmpeny OM Will High SlrHI c.tI.... PA 1'/1113 ... .. . .... - - .... r. E C C ,..,: ?: I ~ r : [:: .::' c.: ' ::. " L ,\I,,, ..; ~ +..oJ'- 'i '1' ~ ,-.\ WHEN RECORDED MAIL TO: F_' Trull CGmpeny OM w.1l HIgh Slrell c.tI..., PA 1'/1113 '92 DEe 29 Arlll 20 SEND TAX NonCES TO: John N. W.1l1lld Cynthl. J. w.1l 1001 0IIr P.th ROId HInlllbUrg, PA 171\0 SPACE ABOVE THIS LINE IS FOR RECORDER'B USE ONLY l7 Q <= '" MORTGAGE llilS MORTGAGE IS DA11:D AUGUST 18. 1882, between John N, Weat and Cynthia J. Weat, ownlr(a) In lee almple. who.. adelreaa la 2001 Deer Path Road, Harriaburg. PA 17110 (raferred to below aa 'Grantor"); .nd Farmera Truat Company. who.. addreaa la On. Weat High Street. Carll.... PA 17013 (relerred to below .a "Lend.r"). GRANT OF MORTGAGE. For v.UIble conllcllrlllon. Or..lor grenla. bIrgIIna, ...... convey" ....gn.. IrII'IlIe", .......... con_1Ild mort.....lo I..8lldIt II of Grenlor'. righl. VIII. .nd In...... In .nd 10 the following dIIaibId rill properly, logIlher wilh II ...Ung or .ubMQUlnay ...-cl or Ilb8d bUildlngl. Improw""nll .nd II1tUIII; II .....11. 11_. lIIys, pIIUQII. .nd ways; II ....""nll, righll of way, II 1IbIrIIII. prMiIgII, """,,,nil. _11",,"11, .nd IPPur1ll1l... IhltrIunlo bIIonglng or .nywiU ""de IPPur1ll1lnl _flIr, .nd the ~ .nd IIrnIlndll1 with IWII*llhltrllo; II w.... w... rights. watarco~ .nd ditch r1ghts (Including .Iocllln ullllllll wilh ditch or irr1gIUon rights); .nd .U oIher r1ghll. royeJtill. .nd profill relIUng 10 lhe,lII properly. Including wilhout UmillUon II mlllIIIlI, oIt.llII. gIOlhermeJ .nd &Im11ar ""an, locat.d I~ County. Commonwealth 01 Pannavlvanl. (\he "R.II Property"): ... Exhlb" A townahlp: The R.II Property or Ita adelreaala commonlv known II 111 North 30th Street, Camp HIII, PI. 17011. OIIntor ~ IIIIlII1I to LtIndlr II of Gr.nlor'l r1ght, 1llII, end InlIIIIlln .nd 10 II III.- oIlhe Properly and II Rlnlllrom the Property, In .ddllIon, OIInlor granlllo LtIndlr . Uniform Comrnnlll CodI_Lr1ty I_I In the PemlI1ll Property .nd Rlnts, IlIFlNInONI. The following worcll.hII hlW the folowing lMInlngI when used In IhIs MorIllIgI. TIn11I nol oIhIrWiM dIfIllId In thts MorlgIgIlhlU hlV. the IllIInillQl .Ilrtbuted to .uch "nil In the Uniform CGmmercill CoelI. M........ 10 dolilr .mounts .h&IllMln .mountlln lIw1ul morlIY 01 lhe UnllId 61111I of A_. OrInlor. The word "Gr.nlor" lMInI John N. W.1l1lld Cynlhll J. W.... The Glanlor II lhe morllllgor undar IhlI MorI\lIg., Guaranlor. The word 'Guaranlor" meanl .nd Includll wilhoul Ilmlllfl.on. _h .nd .U ollhe guallnlcn. lurelill, and accommodlUon patIIIIln connactlon with lhe Indabtadlllll, Imprav""",,'" The word 'mprow""nll' IllIIn. and Includll wilhoul IImilaUon II ..IsUng and lululI Improve""nts. lI1tulII. bUlldlngl, IlructUIII. moblla hOmal a",xed on the Rill Properly, laciIllIII. addltionl and olher conslructlan on the Rill Proparty. IndabladMU. The word 'ndabtadlllll' IllIInI II principal and In_I paylbla und" thl Nola and any amounll axp.nded or advanced by Lendar 10 dllchargl obllgaUonl of Granlor or upe.- Incuned by LtIndlr 10 anforca obligalion. of Granlor undar Ihls MorIllIg., logIlher wrlh Intarall on .uch amounll u proVided In 1111I Mortgage. LtInCIIf. The word 'lend.,. mean. Farmn TIIIII Company, 111'-," and lllignl, The land" Islhl morlglg.. und" IhlI MorIgalll. MoIlll'll' The word "Mortgag.' meanlll1ll MorIgaga _n Granlor and LtIndar. and Includaa wilhoulllmJlaUon al Ullgnmanlland lICunly InlIrIIl proVillanl ralaVng 10 the Plllonal Propariy and Rlnts, Nola, Tha word "Nola' meanl IhI promlllD/Y nola or endll aglllmanl dated 10ugUlI ,g, 1992. In the original principal tmOunt of 1"0,800.00 ~om Granlor 10 land", log.thar wrlh .. llnewall 01. IldInllons of. modlllcaUanl 01. ..financlngl 01. COnloltdeUons 01, and .ublblutionllor Ih. promll.ory not. or .gr..man!. NOnCE TO GRANTORI ne NOTE CONTAINS A VARlAIIU! INTEREST RATE. Peraonal Property, Tha wordl "Pnonll Property" mean aU .qulp""nl, lIxturas. and olher ar\iclll 01 plllonal propnrty now or hltreIllar owl1ld by Granlor, and now or h....nlr alllch.d or 1!tII.d 10 lhe Rial PIOParfy; logalher wrlh aU aCC8lllonl, parts, .nd addlUanllo. al replaca""nll 01. and .llubllilullanllor. .ny 01 auch proplf1y; and logather wilh" pror:eedl (Including wrlhaulllmilalion aU Inaullnol proceedl .nd ..lundl 01 pramlum'l ~om any ..Ia or olhar dllpo.lIIon ollhe Proplf1y, Property. The word "Prop.rty" meanl collac:livaly the Rill Proplf1y and IhI PII1ol1ll Proplf1y. Ra. Property, The worda _ Pr and r1ghll dIIaibId abow In the 'Gllnl 01 MorIgag.' secUon. Ral.11d Documlnl.. Tha wordl Include wrlhoul IImtlaUon a. promlllory no.... cradil ag_nll. lOIn agr..manll. guaranUel. secunly .gr I, .nd II olher Insfru""nll. aglll""nll and docu""nll, whathar nOW or herlln" '''lllng. ....,ul.d In con Rani... Th. word ,".nll' means .. . Inca"". 111_. loyalllll, profill. and olher b.nefill d_ ~om thl Proplf1y. TIltS MORTGAGE. INCLUDING THE ASS SECURITY INTEREST IN TIlE REInS AND PERSONAL PROPERTY. IS GIVEN TO SECUflE III PAYMENT OF THE INDEBTEDNESS AND 121 PERFORMANCE OF ALL OBLIGATIONS OF GRANTOR UNDER TIllS loG AND TIlE flELATED DOCUMENTS. TlUS MORTGAGE IS GIVEN AND ACCEPTED ON TItE rOu.OWING TERMS: - - to- e ;..: .. ' u' co ....J MORTGAGE (Conllnu.d) P'II.2 PAYMENT AHD Pl!RFDRMAHCE. Ellcoplal olhefw'.. P'Olllded In IhII MClf1gaglt, Grantor lhai pay 10 Lender .. amounls l&Cusld by 111II MOtlgIgI u lhey becoma dua. and lhab IIrlcUy ptlfform III 01 G,lnlor'l obllglbol1l under Ihll Mor1QIge. POlanllDN AHD MAINTENANCE OF THE PADPEATY. Grlnlor IW- lhal G,"nlon p_on Ind UN ollha P'op..IV lhai bl gOYll'nId by IhI lollowlng p'o\llllOI1l: _1IIon _ u.., Unli In dallull. G,"nlo< may 'amain In p_on Ind conbol 01 Ind _"" Ind man.g. IhI f'foplIlV Ind collect IhI Renls bom lha Prapi1rt)'. DUly 10 ....nlaln. Gr.nto< lhab malntaln Ih. f'foplrty In t.nanlabla condlUon Ind prompUy ptlfform II ,,,,,"IB. roplacem.nls. .nd moInl.llInce --V 10 p_"1 Yllua. Hu8nloua 1II11a1ance.. Thalllml _,doul wul..' '!1azardous lubllance" 'dlspOl&l" .......... .nd 'h'....nId ,...... U usId In Ihl. MorlgIge, IhIJI hallllha lima munlngl u ..I forth In lha Comp_ Enwonmental AMPol1ll. Compenubon, and UIIlU'tv k~ 01 11180, "' .mended, .2 U.S.C. SectIon 9601. at MQ, ("CEACl.A', tha Supar1Und _menls .nd Raaulhonzabon Act 01 11186. Pub. L. No, lli-4Q\l ("SARA', lha Hazardous M......1s T,.naportlUon Act, .g U.S,C. SectIon 11101," MQ.. lha RIIoUllll ConlllVaUon .nd Reco\/IIY Act, ., U,S,C, SectIon 111101, II MQ,. or oIh1r appUcabilllal. or FIdaraIIIWI. rulli, or 'lgulaUOllI.dopled plnuanllo any oIlha foragolng. Granlor rop_nls .nd wllTanls 10 Lender Ihll: (al Dunng IhI plr10d 01 Gr.nlon _hip oIlha flropartf, IhIrI hu baln no usa, gel1lllUon, mlnufactult, 1101111I, ....lmanl, dlspOlll, _ or Ihllallnad _ 01 any huardous w.... or lublllnce by .ny parlon on. under. or Ibout !hi Proplrty. (bl Gr.nlor hu no knowledge 01, or ....on to ballalll lhal IhIrI hu baIn, _I U plllVloUIIV dllcloaad 10 and ICI<nowlldged by LInder In _ng, (I) any usa, gel\ll.Uon, manufactulI. ItOllg., ....tmanl, dllpOl&l, _. III IhIIa..OId ....... 01 Iny huatdous wall III IUbllallOl by .ny pnor OWI\III III oa:upanls oIlha Proplrty or (I) .ny lIClUll or 1,....0Id bllglllon III ctalml 01 .ny kind by .ny pnon ....bng 10 IlI:h malln: and (e) Excepl u Pllvlous/'f dIIcIOSId 10 .nd ICI<n.,.... ~1II'l by Lender In wntIng. (I) nallhIr Granlor nor .ny .....nt. conlrtctor, IIIInl or othlr .ulhortDd .- 01 lha flropartf IhIJI usa, gel\ll.... manulll:tUII, 11011. ....~ dIIp_ 01, III ....... .ny huatdous wulllll IUblllnce on, under, III Ibout lha "'-11' .nd (I) .ny luch .ctMtv """ be conducted In compliance wIIh .. appllclbla IIIdIr&I. 11111. .nd local laws. ,..ulallol1l and ordInancll. Including wllhoul UmillUon IhOM 11M, ,..ulaIOI\l. .nd ordlnancll dIIcribed .bO\/l. Granllll .uthon.a LendIr .no III IgIInls 10 .nIIt upon lha f'ropIrfV 10 maI<I luch InapeclIol\I and I." U Lender may _ app,opria" 10 _mlna complllnce 0I1h1 Propartf with IhlI lIClIon oIlhe Mor1QIga. Any Inapec1lo1\1 III ..... made by LIndar """ be IIlI LenOlr'l purpOl&l onIV and IhIIl not b. col\l1rUld 10 CIM" .ny lIIpol\llbiltv III 11ab11llV on the part oIL1ndar 10 Granlor or 10 any 0111II palSon. Tha ....nllIOl1l and _n!lll contalnld ......n III based on Granlon dua dlIIgInce In In_\IgIlng lha Propartf IIlI hUardOlll _... Gr.ntor hlrlby (.1- and wlillll any lut... ctalma .gaI",1 Lender lor Indemllltv III conlrtbuUon In lha -" Grantor beco".l\abll IIlI c:laanup III othlr COI" under .ny luch laws. and (bl .V- 10 Indemnify .nd hold harrnllll LInder .gaI1111 any .nd II cIIlma, 1_, llabllltial, lllmag.., p.lllltiaI, .nd ..... wI1Ich Lendlr may direCtIV III In_y lustaln or lullll IIIUlUng from . ~ 0I1h11 lIClIon 01 lha Mor1QIg. III u . CO_llInce 01 any 11II, gerwation. manullctLn. II000ge, dllpOl&l, ....... III Ihllalenld ....... oocurring prior 10 Granlor'. ow....h1p III 1.......1 In IhI flropIrtv. whathlr III not lha lima _ or IhoUld halll baIn known 10 Grantor. Tha provlllonl 0I1h1s MCtion oIlha MortV.III. Including lha oblIIlIUon to IndlmnilV, """ .urvilll lha p.ymanl oIlha InOlbIed-. .nd lha IIlIItIcIIon .nd IICOnl/lYlnce 01 lha Iiln 0' IhIs MorlgIg. .nd IhIlI nol III ._ by Lender'1 .cqulllUon oI.ny Inl_lln lha f'roparty. whalhlr by 10I8Ci0I... III olhlrwlN. Nul_, W..... Granlor """ not Clusa, conduct III parmIt any nUlllnce nlll commil, parmit. III Iun. .ny Itripplng 01 or wu.. on III 10 IhI Propartf III .ny portion ollha flropartf. SpaciftcI>>v wIIhout Mmillllon, Granllll will notramoYl, IlIVllnl 10 .ny olhlr party lha nghl 10 rtmOlII, .ny Imber, min&flll (Including oII.nd 11II1, 1000.IlII\/II III rock producll wiIhout lha pr10r Wl1t\en c~1 01 lender, IlImoYII of IlIlpRIv_11. Grantor lhaIl nol dlmolllh or ramoYIlIlY ImplO\/lflllflll from the AMI Propartf wIIhoul lha prior writlIn _I 01 LIndar. ,... condition 10 IhI removll oI.ny Impro_ls, Lender".y lIlIulII Gr.nlllllo makallTallQlmlnls lI"factory 10 LendIr 10 ropilcl .uch ImprD\/lrnen" with Impro_" 01.111II1 aqUll Yliue, LIndIr'. AllIIIllo Enll<, Lender .nd 'Is .lIIn" .nd ~ ".y ...... upon lha AMI Praparty.1 II _nibil U",. 10 .lIInd 10 LlnOlr'lI......... .nd 10 InspacIlha flropartf for purpOMl 01 Granlon complllnce wIIh lha 1_ .nd condlllol1l 01111II MorlgIlII. Complllnce wIlli Qovernmental Aaqulremanll. Granllll """ promplty compIV wIIh II llwa, ol'ljllllncll, .nd lIIlulltiol\l, now III hlrunar In ......, oIl1lvo\/ll11mental .ulhorttial .ppllclblalo lha usa III 00C\lPIllC'/ 0I1h1 flropartf. Granlor may conlellln Vood llilh lIlY luch law. ordllllnce, ot 'lgulaUon .nd Wilhhold complilnce dunng .ny p,..-dng, Including app,opna"appull, 10 long u Grantor hall notlllld Lender In wriUng priot 10 doing 10 .nd 10 long u, In Lender'1 loll opinion, lInd&r's I......... In lha Property ... not JlOPl/dIJlId. LInder mlY lIlIutrl Gr.nlor 10 posl .deqUlI. l&Cuntv or . IUIIIV bond, llUolllbly IIlIIIIctory 10 Lender, 10 protect Lendlr'. Inl...... 0UIy 10 Pralacl, Gl.ntlll .g'_ nailher 10 Ib.ndon nlll "'11I unalllndld lha Property. Gr.nllll lhalI do .. olher .ets. In .ddlUon 10 1"- .elS III lorth .bolllln IhllllCllon, which bom lha chlllclar and UII oIlha PropIrty IIIl1UonIb!y --V 10 prolecl.nd pmorvtl lha Proparty, DUl! ON BAU! _ CONIEHT BY LENDER. Lender may, .1 lis opUon, dIclIrt 1m_Illy due and p.ylblall luml MCUrld by IhIs MorlIlIllI upon IhI .... III IlInslll, Wlthoullha Lender'1 priO< wnllln cOl1llnl. 0111I III .ny part 01 lha AMI Property, III .ny Inllmlln IhI AMI Ptoparty. A..... 0< 1111\1.... ",.1\1 lha conlllY.nce 01 AMI f'foportY or .ny r1ghl. bill III In*-' I......n: wllllher IagaJ or aqUillbll: whllher volun\lly IlIlnvolunilfy; whither by oulr1ghl ..... died, InsllHmanl 1111 conl1lct, land conlract, contract IIlI died, .....hold 'nl_1 wllh . 111m glllllllhln IhIII (3) )'1111, iIIN-<lption conu.ct. or by...., IUlllnmanl. or 11111111I 01 any blnatIcIIIl......., In or 10 .ny land lrusl holding bill 10 thl Alii f'foperty. or by .ny oIher mIIhod 01 con\/l)'&nce 01 AMI Proparty Inl_l. If any Gr.nlllllla corpOllUon III pll1l\111h1p. 11111111I aIIo Indud. Iny chang. 'n ownnhlp 01 men Ihln !wInIV-alll pllcenl (25'11.) ollhl voUng Ilock or pll1....hlp In_", U lha elM may b., 01 Gr.nlor. HOWI\/II. IhIs opUon IhIlI not III .1lIrCtMd by Lender If luch ..IICIN II p,ohlbll.o by IId....llw III by Plnl1lytvllnlallw, "'J TAXE1I AHD L1EHS, The loIloWlng p,olll.lonl ,.lIllng 10 th.I.... Ind 11.1\1 on IhI Proparty ilia p.rt 0I1h1s Mortg.g.. ~ paymanl. G,.nlor IhllI p.y whln ou. (Ino In .U .lIInll pnor 10 dIIInquallC'/) .. ....., payroll ...... aplCisllull. ......""'nlS, w... charg" _ and saWI< _ chl'g.. lI111ed .g.lnll 0< on .ccounl ollhe P,operty. .nd .haIl p.y whan dua .. cIIlm. lot w..~ dona on or IIX' I&MCII .... IInollld or malll1ll fu,nrlhld 10 IhI P,oparty, GI.nto< Ihlll malntaln lha Proparty ". 01 II llal\l hailing priontv 0\/11 or aqUIIlo Ihllnllml 01 '- Lenda< unol< Ihll Mortg.g., .llCllpl 'or thelI.n 0' I.... .no ......manls nol dual .nd _I u 01_ p,oVlO.O In lha loIloWlng plllgllph. - '-' RIVhl To COnI..I. Gl.nlor may Wllhhold plymanl of .ny !Ill. _manl. or cIIlm In connactlon With avooo I.lth dJlpu" o\/lllha obllg.bon 10 j;i' pay, 10 long .1 Lendll'lInlll..1In lha Propllfy II nOllaop.'dlUd, If. IIIn .,.. III Is ftlld u . I.wl 01 nonp.yment, Gl.nlor """ wIlhln Mlln ;;:! (16) days .IIIIlha llan 111_ or,lf .lIIn II alld. Wllhln ftllMn (16) days.1\II Grantlll hu nob oIlha filing, llICur.lhI dllcharg. 0I1h1111n, 0< II IIlIUllIId by Lender, dlpolll Wllh Lendll ca.h or. Iutllcl.nl CO/Jlor." ILnIV bond III olher MCurlIV uU.,actory 10 LInder In.n .mounllu_nt c.n 10 dllchlrg. lha lI.n plul .nr. cos.. .nd .lfornays' ,_ III other chI/VIIlhll could &OCtUe U a lIIull 01 a lorlClosUII 0< .... under IhI IIIn, In t;.,: .ny conl.'. G,.nlor Ihlb d. .nd I....' .no L.noll .no lhall sabsfy .ny .d\/IIM /udgmanl belO11I1f1I01Cllmanllgaln.llhI P,oplrty. Gr.nlor Ihll 00 nama LInder U .n .oolllonll obllgll undll .ny lur.IV bono lurnlShed In lha conl.' p'OC8IdInga. Evld.nc. 0' paym.nl. Gr.nto< Ihli upon olm.no fu,nr.h 10 Lunder sabll.clory .lIId.nce 01 p.ymanl 01 th. I.... or ......manls Ino Ihlll .ulhonza Ih. .ppropIIII. governmenl.' official 10 d.hve, 10 leno... II .ny lima . wnlf." slll.m.nl 01 the IU.I .no ......m.nl. Ig.lnlllh. P'Op.,Iy, MORTGAGE (ConUnu.d) P.II.3 - 1./' ~ '" Notice 01 Con_lion, ar.nlor IlIIi nollly L.nd. .1 ...., ftn.n ClII dlya beIln .ny worllll com.....-d. .ny - lit ""...-. or .ny 11II_11... .upplled 10 111I Property, II .ny IllKhlnoc" lion. IIlIIen11..n'l lion. or oJ. lion could bI_tad on _oum of 111I worll. --. or IIlIlan111 .nd lhe COIl ..-.II ae.ooo,oo, G,.nlor WIll upon requeal oILlndlllumllh 10 LlndII .......nca IUUI...... IIblllctlllY 10 Llndll 111I1 Gt.nlor can .nd WIll PlY 111I c..1 of luch ImproWl...nll. PROPERTY DAMAQI! INIURANC!!. TIle fOlloWl11Q p,oVl,'onl 'lilting 10 II\IUI1ng 111I Pr-'Y lit . pill oIlhIt Morlg.g.. ....nl_ olln""II\". ar.nlor .hli procult .nd malnltln pollclel ot In 11\I""nca Wllh litndlld utlnd.d cOVIIIIIll.ndCllMmen.. on · lIP....menl bull for 111I1.. II\IUlIbIo v.'Ut cOWll1ng .. Improwmtnll on 111I RttI Property In .n .mounllufftcilmlo .VOId IIlplicllon 01 .ny coint\Jllnca cltUN. .nd WIIh. litndlld morllllgtt eIIUNln 1.110I ot IAndll. P_ lhaI bI_ by .uch Int""net COmpl......nd In IUCh lorm U IIlIY bI ....ontbly _Iablt 10 Llndll, Gt.nlor lhaI dill... 10 linder ....1Ict.. 01 -Ill from tteh I,.... conltInlng · IlIpulttion 111I1 -Ill ... nol III canctllld or dlmlnllhld Wllhout . minimum 01 Ian (10) dlya' pnor _ nab 10 Llndtr. Should lhe RttI Property .1 .ny time b1comt lc>CItad In .n ... dlllgntltd by lhe Dlrecfor 01 111I F_tl E"*1IIncy Mtnalllmtm AQtnoy U . tpeolIl ftOOd hUIrd ..... ar.nlor .g_ 10 obltln .nd malnl&ln r-.J ROOd IIII""nca. 10 IIII_nlluch I..",.nut II J1QUIItd .nd II or bICO'- .valitblt, lor lhe I.m 01 !lIIlotn .nd for 111I ,.. unptld pnnclptl blllnca 01 lhe Iotn. or 111I II\IJdmum IImtt 'If -Ill IhllII.vtllbll. whIclI1IWr II .... AppIIe..1ool 01 "'-elL ar.nlor IhtlI promplY notily IAndII 01 .ny 1_ or dllIlIllI 10 111I Property If 111I "mtlld ~ 01 rtptJr or rep....menl ...... 110O.00. lIndll may m.h prool 011011 H Grlmor ftlll 10 do 10 Wllhln fIfIten ClII dlya 01 IIIICllutJly, W..... 0/' nol IAndtr'1 _unty IIlmptlrtd. LlndllllllY. .1111 lltelon, IIlPIy IhI 0.-10 Ihll1ldUCtion oIllIIlndtbtadntll, payment of any lion ."*'lIng lhe Properly, 0/' IhI..I""lon .nd raptlr oIlhI Property. IILlndtr.... 10 IIlply lhe pnatdllo ..1...1011 .nd rtptIr. ar.ntor lhai rtptJr or reptto. IhI dllIlIllId or dIIlroyad ImproWlmtnllln . IIlInntl ....1tcIory 10 linder, Lln... Ihll. upon ..lItllCtlllY proof of luch upencIIIUlt. p.y or "'mIluru Gt.nlor from IhI procetdl lor IhI 'IIIOnabll COIl 01 rtptIr or ..tor.tion II Gt.nlor II not In dtllUI1 htraundll. Any pr-. which he.... not bien dllbUtlld Wllhln 1110 dlya ."'" 1'- ......1 .nd which LlndII hit nol commllttd 10 IhI.tptIr or ..I""lon oIlhe Property thai bI UMd ht 10 pay.ny .mounl OWlI1Q 10 LInd. un... IhIt Mor1gtlll, IhIn 10 prep.y IOllI\ltd In_I. .nd IhI Itmtlndll. H .ny, .hIlI b. IIlplltd 10 lhe pr1ncipt1 blllnca 0I1h1 Indtbltdlltll. IILlndll holdl .ny P'_ ."'" p.ymtnlln full 01 Ihllndtbltdntll. luch pr_ IhtlI bI paid 10 Granlor. lJnuplrH lnaur_ ....... Any UllUPlltd Inlullnca IhIIIlnura 10 IhI btneflt 01, .nd pili 10, IhI purehl.. ot IhI Proplfty COYIMd by Ihll MOItIlIIlI.I .ny truI....I.... or 01'* 11II hIId un... lhe P'OVlliOlll ot IhIt Mor1gtlll. or .1 .ny Iortc:IOIura 11II oIluch Proplfty. EIlPI!NDI'I\JRI!I BY LENlll!R. II Gt.nlor ftllllo comply wIIh .ny p,ovtsIon 01 IhIt Mor1gtlll. or II .ny telon or p,OOMdlng II com..notd thl! WOUld 1TII~.fIeet Lendtr't InltrMllln IhI Property.Lln... on Grlnl"" bthtlllTllY, but .hIlI nol blleqund 10. Ilk. .ny tctIon Ihll lIndll dlemt app.oprilll. Any .moun! IhllLlndll _ndtln 10 dolng will bttt InltraI .llhI 1111 cht1gtd undtr IhI Noll from IhI dill Incurrtd or paid by lindt< to lhe dill 01 raptymem by Gt.nlor. Noluch __. .,lIndtr't oplon, will ('1 bI p.1IbIt on dllTllnd, (b) III .ddtd to IIw btlanoe oIlhI Note .nd bllIlPorlloned .mong .nd III p.yablt Wllh .ny l..ltIlmenl paymen.. 10 btcomt dill dUl1ng ellhIr (1llhlltrm aI .ny tppIIoIble I_nca policy or (i) lhe remtlnlng ltrm oIlhI Noll. or (cl III lrMlId u . btIoon paymenl which will III dill .nd payablt .llhI Noll.. malUr1ly. ThII MOItIlIIlItlto will _ura paymenl 011_ .mounll. TIle righll provldtd lor In IhIt ptIIgltph IhIII III In .ddltion 10 .ny 01'* righll or .ny remedltt 10 which Len... may bI enlltltd on lCCOunl 01 IhI d.l.un, Any luch .ction by Llndlllhlll not III cOntlrutd U curing IhI dIIt~ 10 u 10 bit Lendll from any remedy lhal H 01_ would hi.... hid, WARRANTYI Dl!FENII! OF TIllE. TIle following pro\llllo.. ,tltting 10 ownnh/p of IhI Proptfly.... pili oIlhIt Mor1gtlll. nMe, GrantO/' MlTanls Ihll: (.) Grlmor hoIdt gOOd .nd rntr1<tlItble tillt oIlIOOId 10 thl Property In 1M II., "..nd dill' 0111 .... .nd 1llCU/llbIa_ 01'- IIwn ,_ HI lorlh In thl Rttl Property dIIcr1pIOn or In .ny IIIIt I..""nca policy. tile reporl. or ftnal HI CIfllI*In Ittutd In 11\10/' 01, and ICCIPlId by, lIndllln connection wjlh IhIt MorigtglI, and (b) Grlntor hit IhI full right, p.-, .nd .uthority 10 -" and dill... .,. MOItIlIIlIlo lIndtr. o.IInW 01 TltII. S~jtct 10 IhI PCeQllon In lhe ptrIgr8ph above, Grlnlor _.. .nd WIll f...... dllend IhI'" 10 IhI Property ....... IhI lawful dtJma 01 .. oer-onl, In IhI ._t .ny tction or p.catdlng II com.....-d Ihll q_1I1l1l1 Gt.nlor'. IIIIt or IhllnlnIl aI \.IndIr undlr IhIt MortgIllI. Grantor thai _nd thl telon .1 Grlnl.... _111I. Grtnlor ITIIY bI the nominal pt1Iy In luch p,OOttdIng, but linder thtII III entilltd 10 ptI1Ic:Iptll In IhI p,OOttdIng .nd 10 bI flPratnttd In t~ prcatdlng by counNI oIIAndlr'l own cholet. .nd ar.mor will dtIi>w, or caUNlo bI dIliIoWred, 10 Lln... luch Inllluman.. II LInder may req_1 from tilTlllo timt 10 I*f11llluch p.rtlclp.llon, CGmpl_ WIlli 1M.. Grlnlor wtnlnll Ihll IhI Proper1y .nd ar.nlor'l UN of IhI Property complill Wllh .1 tJdIlng IIlplictblt 1IW1. ordIl1I_. .nd .-gutttio.. 01 g.....n..nltl.ulhon1ltt. CONDI!MNATlON, TIle IPlowing pro\llllonl rlllllng 10 condlmnallan ot IhI Proper1y.... plrl 01 Ihll Morlg.g., AppltCIIIon 01 .... PnIceIdL lI.i or .ny pili ollhe Proper1y II condlmned by .mtl1lnl domain p,oceedlng_ or by .ny p,OOttdIng 0/' purehlH In Iltu 01 condlmntUon. Llndtr may .,111 tltction 'equ"" Ihll .U or .ny portion ollhl ntI prOOMd_ of IhI .wlld b'lIlplltd 10 Ihllndlbledntll or lhe rtptJr 0/' ..I...llon ot IhI Property, The ntl p'OOMdI 01 IhI .wlld IhIII O*n IhI .wlld .H_ p.ymtnl of aU tclUll c..... _-, .nd .Horneya' 1_ 0/' LlndIIln connection wllh IhI condlmntllon, Pr__lnp, lI.ny procetdlng In cond.mnallon IIl1led. Gllnlor .hIII promplY nollly Llndtr In WIlting. .nd Gllnlor IhaI p,omptiy IIh .uch .1Ip1 U ITIIY bI.-ry 10 dlltnd IhI.cllon .nd obl&ln IhI.Wlld. Grlnlor ITIIY blthl nomtnal Ptrl'r' In luch p'OOItdlng. but LInder.htlI III entilttd to plll1lc:tp."'n IhI prOOMdlng .nd 10 b. ,apr_nlld In IhI procetdlng by counHl ot III own cholet. .nd Gllnlor ... dill... 0/' <:aUNlo bI dIlI......d 10 Llndllluch Inlllumenllll m.y b. ,eq_1td by II from IIlT11la tilTlllo p.mtlluch ptrtlcIptllon. go I IMPOSITION OF TAXES, FEEl AND CHAROES BY OOVERNMENTAL AU1ltORITIU. TIle falloWIng provtllonlllllllng 10 govtlnmtnltl...., f_ \i1 .nd chlrves .It . plrl ollhll Morlg.gt: ::: Currenl Tu.., F... tnd Chlllll', Upon requul by LInd.. altnlor Ihli ....u.. luch documtnllln .ddltion 10 Ihll Morlllllll .nd Ilk. ~ w"".._ olher .cIIon II Itquultd by Lind. 10 ptrltcl .nd continUt LllldIr'l Iltn on IhI RttI Prop.ty. ar.nlor Ihli lllmb.....Lln,*, lor .i ~ 1tJc... II dllCt1btd balow. log.''''' Wllh .1 ..p.n... Incurr.d In ,..ordlng. ptrltcIIng or canllnulng IhIt Morlg.g.. Including Wllhout IImtllllon .i - 1tJc... 1_. documtnl.ry IlImpl. .nd 01"" chl'g.. for ,..ordll1Q or 'Illlllltnng IhIt Morllllg., .., ,'~ Tu... TIle follOWIng IhlM cOllllllullltJc.. 10 which Ihltllcllon IIlplltl: ("'1jltCIfto ItJc upon IhII type of Mor'llIg. 01 upon" or .ny pill 01 Ihllndlbl.d.- _ulld by IhII Mortgag.: (bl' IptCllIc ItJc on Granlor which Gt.nlor lI.ulhorlad or ,eqUlltd 10 dtduc:l from paymen" on IhI Indtbltdlltllltcul.d by lhillypt ot Morlg.g.: (e). ItJc on Ihlllypt 01 MorigtglI chlrgttblt .gllntl IhlLlnd. or IhI hailler ot IhI Noll: .nd (d) ."'tclllc ItJc on'l or .ny portion ot Ihllndtbltdntll or on p'YlTlln" 01 pr1l1Clptl.nd Inltl'.' madl by Ollnlor. Subaequ.nl TUII, II .ny ItJc 10 which Ihll lIcIIon ",plitt I. .nactad lubltqUtnllo IhI lit.. of IhIt MOIlg'IlI, IhIt .....nllhal hi.... IhI ..mt .HteI" .n Ev.nl 01 D,'.un (," d.fined balow). .nd Lln"" may....... .ny or .i 01111 .valltblt ltmldltt for .n Evtnl 01 D.ltull U p,oVld.d balow unl... Gllnlor ",,* 1'1 p.yalhl ,.. b.lor. II btcomes dIllnqu.nl. or (b) conlulllhl ItJc II plOVld.d .bo.... .n IhI Tu.. .nd Lltnl &lCllan and daposlls w,lh Lender cuh orl lulflcltnl c"",or.le 'Ullly band or alhal &lCunly IIlIol.clOl)' 10 LInd... MORTGAGE (Contlnu.d) P.g. 4 III!CURITY AGREEMENTI FINANCING 8T,t.TEMENT8. The lolloWlng pnlVItIona ,....ng 10 IhIt MOOgage II' MCunly ._nl.,. I patl of Ih:. MOOgage. SecUII", A"_I. ThI1 tnsvu"",nl .hllI conablul. . MCunly '1ll_llo the _nl .ny oIlhe Properly conablu'" bfural or olher '*"'''''' properly, Ind Lander .hI. ""wlM ollhe nghl. ot I MCurad parly underlhe Uniform Comnwcial Coda II Im.ndld ~om ""'" 10 lima, 1ecUI1'" Inl.,..., Upon laq_1 by land.., GllnlOl .hIlIllUCula ftnanclng .1ll_II.nd Iak. whlla_ 01"'" Ictlon I. leq_1ad by Lander 10 part.ct .nd con.nua Lallder'l MCunly Inl....lln I"" Ranll .nd "..."... ProparIy, In .ddi.on 10 recording Ihl. Morlgaga In the .... property _orlll. Land. may, II .ny lima Ind wllhoul lUll"'" lulhorlza.on from Grlnlor, ilia IlUCUIad counlaflllru, cop'" or reproductions oflhll Mor!gag. II . ftnancong .lalamanl. lIIlntor.hIII '8Imbu,. lander lor II ~ Inc~ In perf8ctlng Of conllnUlng IhIt MClIlly In'-..1. Upon dIIlaUlt, Granlor IhIII ....mbla lhe ""'0"'" Propar1y In . man_ .nd .1 . pIlloa rauonably conwnlllnt 10 lII.nlor .nd lander .nd milia " .vallabla 10 Lander wllhln IIn. (3) clava.lI.. r_pl 01 wnll.n clamand from Lander. AdcIr1I_.. The mailing .dd_ of Gr.ntor (deblOlI .nd Lander (MCUf8d parlyl. from which Inl""""lIon co",*nJng the MCunty In'-asl granlad by tllll Mortglgl may be obllllned (Nch "' 'aqund by the Uniform Com_ Codal, .,. II Illllld on lho ....1 plgl ollhll MOOglg.. FURTliIJI AIIURANCESI ATTORNEY -IN-f ACT. The loflOW1ng proVlllons .....ng 10 lurlher UlUfllf10ll Ind IlIorllly-ln-11C1 .,. I pari oIlhl. MOOgage. Ful1h. Auuranc:... AI Iny lima, Ind ~om limo 10 tima, upon f8C1_1 01 Lander, Gr.nlor W1II mak., P",utl Ind daII"", or W1II ClUIIIlo bl macla, IlUCUIad Of daII_. 10 Land.. or 10 land". dlllg_, and when f8C1_1ad by Lander. ClUIII 10 be ftlld. rocordld. <dlld. or .....or_. u the CUI may be, .1 .uch IImas .nd In .uch """* .nd p",* u lander may doom appropr1all. .ny .nd II luch mOOglg.. _ of trusl. MCurffy _I. MCurffy .grHm.nll. ftnanclng .Ill........, contInUlIon .Illll"",nll. InaVUmanls of lUIlher UlurafICI. O8I1iftcl.... .nd olher documanll U may, In the .011 opinion 01 Land.. be _ Of _II In Ofderlo _uala. compllll. pariIct. con.nUl, or p_ (.) the oblilJlltions 01 lII.nlor under lho Nola. 111II Mor1gaga. .nd the _lad Oocu"",nll. .nd (b) the Uans .nd MCunty I_Is ",..lid by 111II Mortg.gl II ftf11 .nd pnor IIIIn. on lhe Proplfl\', whalher now owned Of _II. acqUirld by GrantOf. UnIaII prohibllld by law Of 'w-d to the contrary by landar In wnllng. G,.nlor .hell rllmb.... Land.. tor II cosls Ind expln... Incurred In conflICtion Wllh the malllf1 relerTad 10 In 111II p".graph, Attomey-ln-FICl, II Granlor IIJII 10 do Iny 01 the Ihlngs referrld to In the precodlng paragraph, Land.. may do 10 lor .nd In the nama 01 Gt.nIOf .nd .1 Gt.nlor'. _n... For .uch PUlP-. Granlor _y _ty appOlnls Landa< U Granlor'. dornoy-ln-11C1 tor the PUlPOSI 01 making, _uIIng. _ng, tiling. lOCordlng, .nd doing II other Ihlnga II may be _ or dlllirabla. In landar'l l01I opinion. 10 accompll.h the ....1tarI..Ierr~d 10 In the procading plllgraph. F\Jl. P!RFOAMANCE. II Gr.nlor plva II the Indlblld__ when duo. .nd otharwlll parlorms II the obliglllon. Imposad upon Grantor undw Ihl. Moogage, Lander .111I IlUCUIa .nd daII..., 10 Gr.nlor . .uilllbll salllllCtion ot IhII Morlgag. .nd .wlllbll .Illl.mlnls 01 larmllllllon of .ny ftnallClng .....mant on lIIe .'o'Idenclng lander'. _unly Int_lln the R.nls .nd the ""'0"'" ProparIy. Gr.nlor WllI p.y, II p..miltad by appllclllll law. Iny ....onab.. larmilllllon lea u det..mlned by Lind.. from lima 10 lima. DEFA\I. T. Eac:h of the lolIoWlng. .1 the opllon 01 Landa<. .hIlI conalltuta.n ...nl ot dllaUlII"Ewnl 01 O,'.ull") und" 11lI. MOOgag" 0111II11 on lndeblllll..... F.Kure 01 Gr.nlor 10 make .ny p.ymanl when duo on the Indebladnasa. 011.,.1 on 0...., pay_... Fill... 01 lII.nlor wifhln the Uma f8C1uired by IhIt MOOgag. 10 makl .ny p.yman' lor ..... or InaUfllfICI, Of .ny olhar payment ,... tf'Y 10 p.....nt IIIIng 01 Of to llIect dllctwve oI.ny 1Ian. CollIpllInce 0IIIul1. FaIIUfll to comply With .ny other 'arm. obllgallon. cownlnl or condlllon conllllned In thl. Mor1gage. Ilia Nota Of In .ny of Ilia Ralalld Oocu......, 1IIHche.. Any wllfflnly, rap_nlaUon or .Ia"manl macla Of lumiahad to I..8ndar by or on behalf ot Gr.nlor und..lhII Morlgage, the Nota 01 the Ralalld Oocuman.. II, Of Itlhe tima made Of IurnllhIIlI wu. I_In .ny malarial reapact. InllOlvancy. The In.oIwncv 01 GI.nlor. appolnl"",nt ot . _ tor .ny part 01 Gt.nlor'. propar1y, .ny .lIlgnmlnllor the benotll 01 Ct8ditOfl. the com_manl ot Iny plOClldlng under .ny b.nk,uplcy or IIlIClI'oMncV llwa by Of .galnsl lII.nlor, Of tho dJuoIullon or lorm/naUon 01 Grantor'. uillanea u . going bualllllS (II Gr.nlor I. I bUll__I, E!uiapl to the _nt prohlbllld by Ildera/llw or Pennsylvania law, the _th 01 Granlor (If Gr.nlor I. .n Indlvldua/I."o .hllI constilut. .n Ewnl 01 llllIaUlt unda< IhII Mor1glg.. F~IlI", atc. CommafICI"",nl 01 lorlClosur., wlllllher by lu- procaldlng, &all-help, ,ap_on or .ny othw malhod. by .ny aIIlIIlor ot a..ntor .galnsl .ny of the Propar1y. HoWl...,. Ihls .obMCtion .111I 1101 apply In the ...nl of . good 1.llh dlspull by Gr.nlor II to Ilia VaIIdlly or ....onabll__ 01 the cIllIm whICh.. lho b.1lI ollhe loncIosure, providllll tllal Gt.nlor gl_ Lander WIlII.n nollca 01 .uch cIIlm .nd turnil.... _ or . .urely bond tor the cIIlm sall"lcforv 10 landa<. lraach 01 Olh. Ag,nm.nt. Any brMch by Granlor undar the larm. ot .ny olhw .grH"",nl b.twHn Gr.nlor .nd L.nd..,holl. notremadild Wllhln .ny graca period proVid.d lharlin. Including Wllhoulllm,lation .ny .g..."",nl concerning .ny Ind8bl.dn... '" olhw obligallon ot lII.nlor 10 Lander. whelher lIII1.ting now Of Iller. Ev.nll Allectlng OUIfIl1'OI. Any ollh. prlC8dlng Iwnll occu,. Wllh loapoct 10 .ny GUIf.nIOf oflny 01 the IndtblldllllS or loch Guarantor dial or blco.-lnc:ompll.nl, RIGHTS AND REMEDIES ON OEFA\l.T. Upon thl occurr.nce ot .ny Ewnl 01 O.I.ull.nd .I.ny lima Ihor..II.., Lander. .1 Its opllon, may lllIlIfClSl .ny 011I or mora ollhe lotlowlng nghlllnd ,.m.dl". In .ddlflon 10 .ny olher rlghll or "modi.. p,oVldld by Ilw: ~. Acetla"l. Indallllllln.... SubJ1C1 to Ipphcebll Ilw. Lender .hIII hew the rlght .1 lis opllon Wllhoul nollc8 10 G,.nlor 10 daclMa the .nll'l 'i Indlbtld__lmmlldlaloly dUI .nd ply.bll. ,.... UCC R.mldl... Wllh ,..plCllo II or .ny p.rt 01 Ihl PlBonll Propar1y. land.. .hIII hlw 11I1"" rlghls .nd ,.mldl.. of I ""urld Plrty under ..... lhe Uniform Commarcl.1 Coda. .... e CoIIleI R.n'" Landw shiH ""w the nght, wllhoul nollca 10 Granlor. 10 Iakl pOll8lllon ot the Properly .nd colllCllhe Rlnll. Including .mounts p..1 dUI .nd Unp.ld, .nd apply the 11I1 p,OCIId.. OVlf Ind .bow lander'. cosls. .galnsllhe Indtblad..... In turl".,.fICI oflhll nghl, land.. ... may ,equlre .ny Ilnanl or olher uw ollila Propar1y 10 makl p.y"",nls ol..nl Of _1_ dIroc1ly 10 landa<. If the R.nls.,. colllC1ld by Lander, ,~ Ih.n Gr.nlor Irr.vocably dtIlgnalas Land.. .. Gr.ntor'. IlIorllly-hl-iac1lo IndOl1l lna!rumanls '_wd In p.ymanl Ir.oot In tlla nama ot Granlor Ind 10 lII\IolI.lllhe sama .nd colllCllhe prOClldI. Plymanll by IlIlInls or other UI8IW 10 lander In ,aspOMl 10 lander'1 demand .hI" i ..1I.1y Ih. obllgll,on. lor which the p.ymonll ... mid', whelhar or not .ny propor ground. lor lhe demand uilled. lander may -.:tUlts rlghll und..lhl. .ubp.ragrlph 8Ilher In plf1on. by .glnl. or Ihroogh . rlOll"", ~ ,t.ppolnl nlCllvlI, L.nder sh.1I hlwlh. nghllo ~IV'. IIC8IV1f .ppOlnlld 10 Ilk. pouasllon 01 1M or .ny p.rt ot Ihl Proporty, WIth lho pow. 10 protecl.nd prn.rv. Ih. PrOPlrty, to OpII.tl I~. Prop.rty prllC8d'ng fOfllClosura 01 ..la, .nd 10 colllCt the R.nll ~om Ih. Plop.rty Ind .pply tho pfOceecJl. over and above the cost 01 the fecOIV8f1hlp. agalnsl Ihu Indebtedness. The r&COlver mav &..,V8 Without bond If p8fmlUed bV law, MORTGAGE (ConUnu.dl P.II.6 :r1 ;;/ - - ..... c L.ender'. r1ghllo lhe appOlnlmenl 01 . ,__ ,hall _I what"., III no4 lhe apparanI wll. oIlhe Pn>pIrty ...... lhe Indabled... by · .Ub,lIntia1.mount, Employmonl by Lender ,haM nol dilquaJoly . parIOI1 from IIMng II . ,_. Judldal ,~. Lendar may oblaln 'ludldll d.....,cnc:llJllng Grantor'lln__ln .. lII.ny pill oIlhe Properly, Po.......n ollila PnlpeftY. Fllllhe plJlllOll 01 prOCUl1ng p.......... oIlhe Properly, Grantor ".,.,y .ulhon_ .nd ImpOWM .ny .nOlney 01 any coUll oIl8OlIId In lhe Commo_lh 01 Penn'ylvanla a __. II .nomoy 'III LIIndIr .nd .. peROna claiming under IIIllvough Lender, 10 IiQn .n eu-ment 'III Inle<lng In .ny compll.nl coUll .n ."*'-bte action In ejaclmenl 'III p...-alon oIlhe Properly .nd 10 appear lor .nd con.. ludgment 19a1nal Gr.nllll. .nd .galn,1 .. poona claiming undar IIIlhroUgh Gr.nllll. llIIlhe reco..,y by Lendar 01 pQlMUion oIlhe Properly. Wllhout Iny ,lIy 01 __ulIOn. lor which 1111I Mongage. III . copy 011111I Morlgage wnfted by .Hlllavll. ,hall be . lu_nl w....nl: .nd I_upon I wnt 01 p..-alon may be lUuod lonhwllh. Wllhoul.ny pr10r wnt III ~ng w..._, NonIUdlclal..... II permitted by appllcable law. Lind.. may 'cnc:lClM Granlor'lln_'ln .. III In .ny pill ollhe Pwlonal Properly llllhe Alii Properly by nonJudiclalu", DtlldlllCY Jud......I. Lender may oblaln I jUdgmenl 111I .ny deIIcIenCy romaJnlng In lhe Indallled,*, dill 10 Lender .nw appllc.laon of all amounta rocaIved from lhe uwcIM oIlhe nghll provided In 1111I uclIon, Tenency .. 1IU"".a. II Gr.nllll romain. In p..-alon oIlhe Properly Inw lhe Properly IllOid II proVIded ab...... III Lender 01_" beCO...... IntItled 10 pQlMUion oIlhe Property upon del.ull 01 Gr.nllll, Gr.nlor IhII beCOme I IlI1Inl.llun...nee 01 Lender llllhe pure_ 01 lhe Properly.nd .haI..1 Lender'1 option. 11I1"., ('1 P'Y' ,...enab.. ranlal 'a lhe UIa of lhe Properly. III (b) vaca"lhe Properly Immedillllly upon lhe demand 01 Lender. O\har RetMcIIea. Lenclar IhalI have .. 01'* nghll.nd ra_ pruvIcIed In 1111I Morlgage or lhe NoIII III .vallab..., IIIw III In eq..ty. .... oIlhe Property. To lhe _nl ~mlllad by appllcab" IIw, Granlor ".,.,y w_ .ny .nd .. nghllo have lhe properly marahaled, In ~ng III r1ghll .nd ra_. Lender IhalI be lralIlo IIIiI .. III any part ollhe Property IOgtI,* or ...,...laIy. In one IIlII or by ...,...1. ulII. Lender.halI be Intillld 10 bid .I.ny public IIlII on .. a .ny porllon 01 the Propw1y, No\lCe 01..... Lender IhalI gMt Granlor ....onab.. nollcl oIlhe ame .nd place 01 Iny public ..II oIlhI Pwlonal Properly a 01 the ama .nw wl*:h .ny pr1va1l IIlII III ofhar Inlandad dllpoalllon 01 the PwIonal Properly 1110 be made, UniIU 01".".,.. ,eqUlrad by appllcab" IIw. _enab.. notloa ...........n nollcl giYIn .1....1 ten (10) dlVI baIlIIW lhe ame oIlhe IIlIIIII dlspOlltion. W..nr; I!Itctlon 01 RemId\a.. A waJvar by .ny party 01 . brMCh 01 . provlIIon 011111I Mortgalllllhall nol conatilute . walvw 0111I prajudiollha per\Y'I r1g11ll ofhIrwM 10 demand .trtct complilnee wI1h lhal provlllon a any 01"., provlllon. EIIcllon by Lender 10 plnUl .ny ramedY.halI nol lIl:ludl Plnlit aI.ny olhar ramedY. .nd .n aIIctIon 10 mlkl _ndItInIa ....actlon 10 perflllm.n obligaaon 01 Grantlll undll tl1ll Morlgallll .Itar '''ura 01 Grantlll to perf",," ..... not .fIIet Lendw'l r1ght 10 dec\ara . delIUlI.nd uwcIM III ramediII under 1111I McwtgagI. AI\OnlIY.' '1Ie; DpIn.... II linder lnatllulll .ny .lita ICtIOn 10 ........ .ny oIlhe ianni 011111I Morlgaga. Lender ..... be ........ 10 -- IUCh .um II lhe coUll may .dlUdQI 'IUOnab.. II .nllllll'/l' ... .llrIII .nd on .ny appMl. Whit"., a not .ny coUllICllon II InvolVld, .. _nab" ..-11lCUITId by LIIndIr lhalln Lenctar'l opinion III .-y" .ny ama '1II1he prollC\lOn oIlIIlntaraIl or \hI..oIollllftllnl 01 III r1ghll .halI bIcomI. part 01 the Indlbled... peyabll on dImancI and ..... bill 1.....11rom lhe dill oIllq11nd1lura UtIlI rapaId .t \hi Noll ..II. ErpI'" ~ by IIlIa pIfIOIIPh Include. wI1houllmltlllon. ~ lubjlcllo .ny ImlII undlr epplIoab..llw,l.IndIr'IlllornIYI' ... .nd IIgIl ..- whIIhar a no4 I_ II . 1IW11it. Including .ttomIyI' ... for be~1cy pnaIdIl1QI Oncluclng aI\ClltIlO modIIy or ~ .ny .utolllllic '''y II' Inlunc\lonl. eppIIII and any an\IoIpIlIc\ pOll-judgment coI\aCtIon ...-. 11II COlt 01 ~ng I8OlIIdI, ob\IInII1Q 11II rapor1l (Including lOI8CiOlura rapor1ll. I~' rapor1l, .nd eppraIMI .... .nd 11III1..11II.... 10 lhe _nt ~".I\ad by eppIIolbll IIw, Gr.nlllllllo will pey.ny courI COIII,ln .ddlllOn 10" oIhar.UII1I pruvIcIed by IIw. HOnCEI TO GRANTOR AND OTliER PARnES. UnIIU olhIowtII pruvIcIed by applIcabIIllw. any nollcl undlr tl1ll McwtgagllhaI blln WI1II1Q .nd ..... bllIlecIIYI when lC\uaIy dlllvaradlll, 11 ll\IlIIc\. IhalI bI dIIInId IIIIctIVI When dlpOllIed In lhe UnI\aCI StlIII mei tnl cIuI. ,I; 'I tel mill, pOl1l1ll prapeld. dirICIad 10 lhe .dw- .hoWn ,., the beginning oIlhII Mor\gIgI. Any party may cIlal1QllII .dct.l for ~ uncial 1111I Morlgalll by giving 'orlTIII WIllian notloa 10 lhe olhar perlIII. apICIlylng lhet the PUlJlClM of the nollcl 1110 chal1Qllhe party'. .dct.l. M coPlII 01 notal oIlOI8CiOlura from lhe holder 01 .ny IIIn which hU pr10nty over 1111I MortgagI.halI be 11/1110 Lendlr'l .dd..... IllhoWn ,., lhe bIglnnlng 011111I Morlgagl. Fa notlcl PlJlllOlll, Gr.nla 'ura- 10 kllP LIIndIr IntohnId ., .. a...... of Granlor'l CUlTlnl Idclr_, MISCEUANEOUI PROVISIONI. '!hi 'oIIoW1ng rniIcIIIIllIOUI p,ovIIlona III. pill of 1111I Morlgallll: Amlndlllllll.. TllII Monlllg.. lagel"" Wllh .ny AlllIed Oocumanla, cOMblullllhe .nnra undlrlllndlng Ind .grllmenl oIlhe pll1lll II 10 lhe miner. III 'onh In IhIt Mengalll. No ......aon oIa I/llII1dmenllo 1111I MorIgage IhalI be ._ve u..... given In wnIIng Ind algned by thl party a partilllOughl10 be chlr;tel III bound by lhe .....aon a .mendment. Applicable Lft, ,",I. MoI1Ill1111 hU bIIn d.IIVIfld 10 LIIndIf IlId -.,ttel by LInder In Ih. Commonw.allh 01 Ptr1naylvlI1la. ,",I. Mortgage IhaII bllIOYamtel by Illd conltNtelln eccordll1Cl with the laW. 0' IhI Commonw..llh 01 P.nnaylv...lI. Capllon Hltellng.. Caption headlngl In IhI. Monlllg. III 111I convenlenee plJlllOlll only Ind III nol 10 be uud 10 Inlarp..11II dill... IhI p,oVlSlon. ollhl. Meng.gl. *'11I" Therl IhaU b. no _g.. oIlhe Inl_1 or 1111.. orllled by 1111I Mengagl Wllh Iny 01"., Inl..11II 11111. In lha Properly 'I.ny nma hIIId by III 'OIlha b.nenl 01 Land.. In Iny caPlcity, wilhoullhe wnllan conaanl 01 Lender, Mulllpll P"'... All obl'g.tionl 01 Gt.nIOl und.. Ihll Monglg. shall be 100nl Ind "'_... .nd II 1I1.lnceI 10 Ollnlor IhalIlI1IIn _h .nd ......, OllnlOl. Thllll1llnllhll..ch ollhe PlBon. signing bliow Is lllPonllb..11II all obllgaUonaln IIlIa Mong.g., IIverlblllly. II. cour1 01 comp.l.nl luntdlC\lon nnd. .ny proVISIon 01 1111I Mongagl 10 be InveMd III unenllllOMb" II 10 .ny person or clrcumlllnee. such "ndlng IhIlI nolrond. lhal proVlllon Invalid a ul1lll'orOMb" II 10 .ny 01"., persona or Cltcumtll..... II ,-'t, .ny IllCh oIfIndlng provlllon .hall bl dllmad 10 b. mod,lIId 10 b. wilhln lha 1Im11a oI.nlorOMbWty III ValIdity; howIVII.lf lhe oIfIndlng prOVllion cannol b. 10 mOd,IItcI.II.halI bl IIr1ct<.n .nd III olher proVlllons of Ihll Monlllge In .. 01"., ,1IpICIs lhalllmaln veid .nd .nlor_bll, SuccellOf.1lld AIIIgn.. Subject 10 lhe lim,lInon. 1..1ed In Ihll Mor\gIgI on lrana" of Gllnlor'lln.....l. 1111I Mor1gI111 .halI be binding upon .nd Inur. 10 lhe benenl ollhe parllll. IhIIIr ,*(1. personalropl_nll-. IUOC*IOI1.nd IIIIgna. II ow....hIp of the Pr-'Y beCOmII _lid In . pIIIon olhar lhan Gr.nllll. Land... Wllhoul nob 10 Gr.nllll. may dill wI1h Gr.nlor'l IUOOIIIlII1 WIIh '.....nee lu IhIt Mor\gIgI .nd IhI Indebl.d.... by w,y of larb....nee III o1Inslon Wllhoul r~nu Gt.nllll ~om lhe obliglUDM 01 1111I Morlgage III llablldy uncial IhI Indebl.d...., TIme I. ollh. EIIIncI. nma" ollhllSllncl In lha ptr101ll11nee ollhll Mong.g.. W"v,"...d Con..ntl. Land.. lhaM nol bl d..m.d 10 h.ve w.lvad .ny nghll under Ihll Morlglg. (01 und. lhe nlll..d Oocumanlll unJIII luch Wllvor I. rn wnllng ond "gn.d by Londor, No doilY 01 omlDlon on Ih. p.rt 01 Lend. In ..lIclSlng .ny IIghl Ih'U op.... II · W"VII 01 luch IIghl or ony olhor IIghl. A WI'VO' by .ny party 01 . proVl"on ollhll Mong.g. shaM nol cons\llulo I WlIvor 01 or PllludlC. lhe p.rty'1 nghl ';l .,.. ,., ,., o - MORTGAGE (ConUnued) PIli' 6 oIherWIM 10 demlnd llIIct complll... WIth lhal p,oVlllon .. lny 01,. provIIIon, No pilot _ by Landlf. n.. lny CIlUfU 01 dllInCI ~ \.andlf lnd Gnlnl.., lhal conlhlule I Wltvel o'"ny 01 under'l nghll .. lny 01 Gnlnlorl obIIgltio.. u 10 lny lulwl 1"_0111. W_ c:onunt by undlr II reqwred In IhIs Mor1glgl. lha grlnting 01 IUCh c....., by \.andlf In any I....... lhal nol conltilule continUing COllIlnl 10 IUblaquant IIlI"noaa wlwa luch contlnlll .equold. EXHIBIT A, An ..hlbl', hllad "Elhlbll A.-Is allachld 10 Ihll Mor1glgl Ind by Ihll ........ II mada I pill 0/ Ihll MllI1glg1 ,uII u II II lha provlllOIll, IIIfnI and condltiDlll oIlhe Elhlbll had boon tuUr lal flll1h In IhIs MllI1gaga, EACH GRANTOR ACKNOWLEDGES HAVING READ AU. TIll! PROVIIIONI OF TIn MORTGAGE, AND EACtl GRANTOR AGREEI TO ITI TERMI. ~llMj Jotn . III x III!ALI lI~gld. and dlll.1l1d In Iha pluanca 01: X aa.. - ~J ~., "J,,-<--C.'----- X L4 ~~ ~~ Wltneaa CERTIFICATE OF RESIDENCE I harwby certify, lhallhe praclIladdrau ollhe mlll1glgH. Farma.. Trull Company, har8in II one Wa" High II_I, ClrII.... PA 17013 J ... ;:'('\0. ".(",., ...:v:""";:......., ' . ~.., .... " '., ,)-......h I",t'... ',' ~ . ~'~".' ..... ".., , . ).. ';;.' :,... '\\1 ' ~ COUNTY 01' iJl..u...1-Iu...- I ' " . "~'.:iOAt-~ {/ , _: ~::. t~~r~:J On IhIs day bat... me, the undoBlgnod Nolary PUblIC. PlflonaUr appaarad JolIn N. WIll and Cynlhla J. WIll. 10 ma ~nown'l..j,(04ho,l~ dalcnbId In lnd whO IXlCuled the Mor1gagl, lnd lct<nowlldgld lhallher lignod lhe Mor1glgl U 1'- ",,"nd Voluntary act and~;'tor :Ilio_ lnd PWPOllllhlrlin manhonod. . . ._~:~.""...._ /f~ .... ~~ .~.f~. · By ........'_ ~ ' 1,j . .J RllIldIngll I. - ...~ ,oJ/} NoIIIy PulllIC In end forlhl lla a 01 f If My comml_ IIpl"a . ITATI! 01' ~II, INDIVIDUAL ACKNOWLEDGMENT LASER ....011"'1\1." a.'lcc.'''leFI "''''''I'ne. Group. Ire. AUflghllf...'Vf'I"..QID WEITJN Lh11 l SEAl lorraine J. T~Iin.1. Nolirr Public Harrisburg, D.luchin Coun1r t.lrCommlsslon [);PI~e! Dec. 5, 19~4 "\i,1 11111 "ft _...'t,.,.'''''''..... .... . .... . ,-'\ "'~"~',qa, .... \, ..." ,.....~ " '. ".' -, " '.'. I'/~ ~.l' .....:: 11_', . ..I' ...r...... ~ I .~" , ,,", .:" . I .;-,. . h?,) , . 't... ~' ' , . \,. ,{: ,,..,,' ,1'''.''1 ",,~.'"'' ~kl' "'/0 IX\-.~~~ "\.;'0,11 . '(J,.: ~;';',.j'\'.I'/J4.~ ~11 ~"\'oll~,'i 1--4 lA1-~' ~ 'l~..7' ---- .,....,.,~"."I. ~ r,02 EXHIBIT A Borrower: JolIn N, W..I Cynllllll J. W..I 1001 DHr Palh Road Harrtaburg, PA 17110 Lend.r: f..-a Trual COmpeny MaIn 0Ilk:e One Wa" High SIrMI Carll.... PA 17013 TllI.l!ahlbll A la .ltechld 10 end by Ihl. r,'".nc. I. m.... . pall olllldlllMd 01 Trull or Mor1gallll, dated Augull 11, 1112, end ueculed In connecUon wllh .1011I or olher nnenclll 1CC0mmod.llon. betw.... Fanner. Trull Compenv end John N. Will end Cynlhla J, W..t. ALL THAT CERTAIN tract ar parc.l at land and pr.mi.... .ituat. lyin; and b.in; in the Barau;h,c1 Camp Hill in th. County of Cumb.rland and Commanw.alth 01 P.nnsvlvania. mare particularly d.scrib.d .s follow. te w1tl BEGINNING .t . paint on the ..st.rn 11ne a1 North 30th stre.t. which point 01 b.;innin; i. r.1.renc.d a d1.tance of 120 1a.t in a north.rly dir.ctian from the int.r..ctian af the north.rn lin. af' B.v.rly Road .nd the .a.t.rn lin. of North 30th str..t. and which point 01 b.;inninQ i. alse at the dividin; line b.tw..n Lots Nos, e and 6, Ilock I( an th. Plan a1 Lot. ref.rr.d te her.inafter th.nc. alon; the ..stern line a1 North 30th Str..t. Narth 02 d.gr... 30 minut.. W.st. a di.tanc. 01 60 f..t to a point at the diViding lin. b.tw..n Lat. No.. 4 and e. Block K. an .aid Plan, th.nc. alan; .aid last m.ntion.d dividino line and continuing throuQh part of Lot No. '.. alock K an said Pl.n. Narth .7 d.gr... 30 minut.. Ea.t. a di.tanc. af 178,60 f..t ta a peint on the w..t.rn line af lands naw or form.rly 01 Camp Hill School Districtc th.nc. alan; .aid land., South. 09 d.or.... 26 minut... 12 ..cond..' E..t. a di.tanc. af '0.44 N..f..t t~ a pqint .t the dividln; line b.tw..n Lot. No.. e and 6. Block 1<. an .ald"pl.nl7th.nr:!.-.t!7rQ4r;U:1;pll.rt 01 Lot 11/0, 9, Black I( and continuing .lan; the dividinQ Une b-.fWii.n.i:Ct.--Nci..~--:r'~nd '6. alack 1<. on ..id Plan, South 87 d.Qre.s 30 minut.. W.st. . di.tanc. 01 lSe,9o.. f..t to a point an the .aatarn 11n. of ~a~th 30th Str..t. th. pl.c.- 01 BEGINNING. BEING THE SAME PREMISES which Alan L. Frese and Laura L, Hargrave, now k~own as Laura L. Frese, husband and wife, granted and conveyed unto John N. West and Cynthia J. West, husband and wife, by Deed intended to be recorded simultaneously herewith. lI011TH;R~HIBI~ 2SDE{C7 ;~:~UST II, 1112, .... v Vb/\ (6EAL) II n(. "' LENDERl _ Fann-zrull ~~,"{I'"~ 8YI ,I) (r~1 Authorized c.r ~ (,.k LA6I!R PRO 1'~1 v.... J_llle) '''J eFt Blnll."1 &.,...CI a'OUCl,lnc. AU'I;hl. ,...no'd. IPA..OIG WI!ST IN.LNI , I \ 1\\ ..~(.\ 003 \'11\' l ' PROMISSORY NOTE Borrowerl John H, W"I Cynlhla J. W..I 1001 Oftr P.th Roed Herrlellurg, PA 171IG Lender: Ferm.r. TI\I.I Compeny ...... ornc. On. W..I High SIrMI CMtI..., PA 171110 PrincipII Amounl: '110,800.00 Dale 01 Nole: Augu1118, 1992 PROMI.I! TO PAY. I proml.. 10 pay 10 Ferm... TI\I.I Compll1Y l"LInder'l, or ord", In IIWIuI mon.y ollh. United Sill.. 01 A/nIfICI. Ih. I:~:: IIINlUnl 01 On. Hundrld T.n TIIou..nd E1ghlllund..d .. 011I100 Dollar. IUIO,loo.DOI,lol/llhlr with Inl.r..1 on Ih. unpllel pnnclp" frOm Aullll" It, 1"1, unlll pilei In lull. TII.lnl.r..llIl. will nollncr._lbov. 10.000,.. PAVMI!NT, lubjecllo eny paym.nl Chlng,,'.lUlllng Irom chll1l/1.ln Ih. Indll,1 will pey Ihl.IOMln 1CC0rdll1c. with lhe 10lloWlng peym.nl IChedU'" II conMCUllv. monlhly pay/lllnl' 01 '''7.0' 'lCh, blglMlng lIepl.mbet II, 1HZ, with Inl..... celcul.ted on Ih. unpllel principII beIanc:.. .1 en Inl....1 ..I. 011.71010 per ennwn! IlIll "I COIlllCllllv. monthly paym.nl. In I/IIlnlllll lII\llunl 01 mUll .8C/I, bI8'nnlng 8epl.mb.r II, 1"0, with Inl....1 celcul.11d on lhe unpaid prlnclpelllelanC.... en Inl....1 r...ol 3.100 perc:enlll/l polnl. over lhe Indll d.lCIlbld b_. My nnel paymlllll will bI due on Augualll, 11I17 IlIll will bllor III prlnclpel end ICcl\lld Inl'''11 nol y'l pald,lol/lth.. with any olh.. unpald emounl. under lhl. Hol.. In.....1 on lhis Nola If compulld on . 301360 limp" Inl_1 bUll: lhelll. Wllh Ihe_Uon 01 odd dip In lhelnl payment period. monthly 'n.....' II calcullled by IPplylng the ..Uo of the .nnuaJ In_I .... 0* . veer 0/380 dip. 11l11IIlhe oUllllndlng prtnclpal bailnce. 111111I . month 0130 dip. I_I lor the odd depll calculal.d on the b.... 01 the actual dip to the nut ... monlh .nd . 3IO-dIy ~, I WiI p,y Lander .llJIndIr'a .ddteu Ihown abOWl or .t .uch olher pilei u Lend.. may ~llIl1ln wrflIng. UnIIIl olherwIM .greed or required by IPPllclbloilw, paymenll WIll b. appllld ht 10 ICCIUed unpaid In_I, lhen 10 prtndpal' .nd Iny ..malnlng .mount 10 .ny unplld colllctlon coall .nd ilia chIIQII. YAflIAIU! INT8II!IT RATI!. The In_lrala on Ihll Nola IIlubJect 10 cheng. from lima 10 lima buad on changes In.n Indu which Illhe Monlhly '\/WII/I 01 weakly '\/WIg. .uc1lon ..In on Unll.d SlIles TrIlll/lY 811II wllh . mlllrlly 0111I monlhs. Ithe 'ndP"), Your In_I.... wiI nollncrull or _ II. chef1llllln the Indlll1111II lhen one-qLW1lr pelQnllo' polnl on .ny chlnge dela, Lender will.. .... the CUtTlnt 1- .... upon my req_l. I un....land thel Lender mlY /IlIll. lOIns b...d on olher .... u..... The In.....1 .... chenge wII nol occur ""'"' oIIan lhen each \'MI. ""I... _11y I. 0.:110,. per annum. TIl. Inl..... ..I. or rei.. 10 bllPPlled 10 the unpaid prtnclpeI '*- ollllle No" .. .. lhe re" or ..... .. Iorlh elIOv. In Ih. "Paymlllll' _lion. Nolwlth.lInCllng any olher provlllon ollhla NoI., all.. Ih. llrIl paymenl ......., Ih. In...... rill lor UClI eubllCluenl paym.nl ..reem will be .lIecllv. II 01 the .... peymenl dill 01 \he /u..-encllng peymanl 1lrUm, 1lolWl1ll1lerMlln1 Ihllor.golng, the vlI'llble Inl""lrell or rei.. provided lor In Ihl. NoI. wtlI .. aublecl 10 I/llloIloWInl /IIIIInlUllI ..... NOllCE: Under no eln:umlllncn w111lhelnl."" ..I. on lhis Nol. b. mOllllhln lhe _ 01 10.000,. par .nnum or the IIIIldmum .... aIoWId by applioable low. Nolwlthlllndlng lhe abOWl p'OVlllonl. IhI mulmum IncrMII or dIcrNM In lhe In_I.... .1 .ny one ~ma on IhIIlOIn wiI nol .-cll.ooo pan:enlag. polntl. Unl... wllved by Lender, lI'1y Incre_In the Inl....1 r... wltll_ 111I _n.. 01 my pIJlIIII'llL PN!PAVMl!NT. I .graalhel.IIOIn f.. .nd olher prep.ld ftlllllCl chetvn ",1ImId fully II ollhe dI.. oIlhe tOln .nd WiI n04 b. sUbJect 10 ..fund upon earty paymenl (Whelher volunlaly or .1 . mull of del.uJll, _I u OthIrWIIIleqUllld by ilw, ""-I for the tor.golng, I may pay wIIhoul penally .. or . pOf1lon of lhe .mounl oWlld .&r1Iar lhen III. due. Early p'Yl11lnll will nol, unleu agreed 10 by Lencllr In wrttIng. ..... .... of my obligation 10 con~n...lo mall. p.ymanll under lhe Il'Yl11lntlChedula, Allher,lhey wi rlduoelhe prtncipal bllal10l duelnd mlY lIIuIt In my /IlIlllng ..... p'\'II1Inll. LATE CHARO!!. II. p.y....nlllll day. or more "", I wll b. chetvld 1.000,. ollhe rlgulerfy lChedulacl peym.nl. Dl!FAI&.T. I will be In de',ulllI .ny of lhelollowlng hlpp...: ('llld 10 make .ny p.ymenl when due, (b) I b..... .ny promilll heve mid. to Lender. or lId 10 rer10rm promplly .1111I111111 Ind Ilr1clly In Ih. manner proVld.d In IhIt Nola or .ny 'IIfIImenl relalld 10 lhis Noll. or In.ny olher 'O"'l11Inl or lOIn heve Wllh Lind... lcl Any 'IPre..nlaUon or IIII.manl made or lur'1llhld 10 Lender by.... or on my b.heII II lalIe or ~dJng In .ny malertll ,np"". 111)1 die or bacoma InsolVlnl, . _ II IPPolnled for .ny pill of my p-"" I mall. .n lllignmanl for the "lIIfil 01 credll,". or Iny proceeding II commenced "Iher by me or Igllnll me und.. .ny b.nkf\lPlcy or InsolWlncy IIWI, (.) Any credrtor lrIn 10 .....ny ot my pr-'Y on or In which L.nd.. hel . IlIn or lecUrtly Inl_t. Thlllnclullll. glrnJlhment 01 .ny 01 my accounll Wllh Lender. lQ Any 01 the .venll dIICnbId In Ihll d,'.ull.acllon OCCln wllh respect 10 .ny guarantor of Ihl. Nol.. Ll!NDl!R'I RIOHTS. UpDn d.llull. L.ndll m.y decl... 111I .nlll' unp.ld pnnapll b.lance on Ihll Nola .nd .n .ccru.d unplld Inl....tlmmadilllly due. wllhout nollee. .nd lhen I WlI PlY Ihll .mount. Lend.. may hire or p,y 10maOlll e1.. 10 help collectlhll Not. III do nol p.y. 111Io WIll p,y Lender Ihlllmount. TIlII InclUdll, lubjlclto .ny Ilmlll und.. .ppllClble law. Lendar'lllIorlllp' fen .nd legal 'XP''''' wllllher or nol IhIIa II · "wsUi'.lncludlng .1I0ln.p' IMI .nd legal 'lI>.nl.. lor b.nkruptcy llrllCMdlngs tlncludlng .110111 to modlly or VlCllllny .u1omllic .lay or InJunction" IPPIlIl. .nd .ny .nllclp.l.d pOlI-judom.nt collecllon III\IICII, If nol p,ohlbllad by IPPllClblolaw. 111Io wtlI p,y .ny court COlli. In .ddlllon 10 .U olher IU"" provld.d by law. II judom.nl I. .nlllld In connecllon Wllh Ihll Nol.. Inlll..' woII conllnuelo .ocrue on IhIt Noll .n.. Judgment .llh. Inl....t rl" xpploClb" 10 Ihll Nol. "' Ih. 10m. /udgm.nlll .nlll.d, TIll. Nol. hu ....n d.llverld 10 Lend.. II'1d _.plld by Lender In Ih. Commonw."'h 01 P.nn.ylvlnl.. IIlhll. II . IIWIUIt, I .gre. upon L.nder'. 'lqu.lllo eubmltlo Ih.jurledlCllon 01 Ih. courl' 01 CUmbertll1d Counly, the Commonw.allh 01 P.nnlylv.nl., Thll Nol. 111.11 be govlmld by II'1d conllrUed In ICcord.nc. with Ih. law. 01 Ih. Commonw..lth 01 P.nn.ylv.nl., RIOHT OF SI!TDFF. I grant 10 Llndlll conlraclu.1 pon.nory lecuflly ,"111'"In, .nd her.by '''Ign, convey. d.llver, pl.dg.. .nd I,.nll..,o Lend.r .1 my rtghl, ,,11I .nd Intlllll In .nd 10, my .ecounll Wllh L.ndll (Wh.lh.r ch"",lng. IIVlngl. or lama olher aceounl'. Including wllhoul U""lIl1on .U .ceounts held 'omlly wllh lom.on. .111 Ind IU .ccDunll' mlY op.n In Ih. lulU", .acludlng hOw,v" .1 IRA. l<Iogh. .nd Irulllceounts, I .ulhonza L.nd...lo the ,,'.n' p.rm,lI.d by .ppIIC.bl.IIW, 10 Chllgl or 1.1011.11 luml OWing on Ihll Nol. 'o.lnll.ny .nd.U luch .ceountl. CDl1.ATERAL. Tl1II Nol. " lecured by. Morlglg. dll.d AugUII 19, 1982.10 L.nd.. on luJ proplIl'( localld In Counly. Commonwllllh 01 P.nnlylv.nll. II IlIml .nd coMlllonl 01 WhiCh .re hlr.by ,"corpDl.I.d .nd mad. . p.n ollhll Nol., I EXHIBIT tS '.. COMlAot.\We"lTH OF PF.llI'I~'II\'m:l. = .. Ufl,^WrH.Ei'l1 llF Rt"ftll/f~' T "5C>:: co ..... ..... .\./-.~.. "M!" --' '" ::: ;-, 1~~WIfl"ICII'" ~J 692. Ii U ~~ ..... .'.llJ" ___.:.: d.gr.... 26 .inute., 12 .econd.. E..t.. di.t.nce of 61.44 f..t to . point .t the dividing lin. b.tv.en Lot Ho.. 5 .n 6. Block H, continuing .10ng the dividing lin. b.tv..n lot Ha.. 5 .nd 6. Block K. on ..id Pl.n. Bouth 17 d.gr... 31 .inut.. W..t. . di.t.noe of 185.91 fe.t to . paint an the ...t.rn lin. of Harth 31th .tr..t. the pl.c. at I.ginning. IEIHG Lot Ho. 5. Black K. .nd. portion at Lot No.9. Ilack K. on the Pl.n at I.v.rly P.rk, r.carded in Pl.n look 3, '.g. 19. cu.b.rl.nd County R.oord.. , \ i IEIHG .1.0 Lot No.5-A, Block K. an. fin.l r..ubdivi.ian pl.n d.t.d n.y 24. 1982. pr.p.r.d far Ern..t E. narri.on by Whittack , H.rt..n. vhich pl.n v.. r.card.d Augu.t 16. 1912, in Cu.b.rl.nd County Pl.n Book Volu.. 42. P.g. 42, in .ccord.nc. vith vhich r..ubdivi.tan pl.n thi. d..cription h.. b..n ..d.. HAVIHG .r.ct.d an Lot No.5. dv.lling knovn .nd nu.b.r.d C..p HU1, '.nnaylv.ni.. , IEIHG the .... pr..i... vhich n.ry E. D.ly, aingl. va..n. by h.r d..d d.t.d D.c..b.r 28, 1989, .nd r.cord.d in d..d look 134, p.g. 127. gr.nted .nd canv.y.d unto Al.n J. Fr... .nd L.ur. L. H.rgr.v., in f... Ilack K, . .ingl. f..ily .. 111 North 31th Btr..t, TOGETHER vith .11 .nd .ingul.r the i.prov...n'.. v.y., .tr..t.. .ll.y.. driv.v.y.. p....g.., v.t.r.. v.t.r-cour.... right.. lib.rti... privil.g.., h.r.dit...nt. .nd .ppurt.n.nc.., vh.tao.v.r unto the h.r.by gr.nt.d pr..i... b.longing, or in .ny via. .pp.rt.ining, .nd the r.v.r.ian. .nd r...ind.r., r.nt., i..u.., .nd protit. th.r.at, .nd .11 the ..t.t.. right, titl., int.r..t, prop.rty, ol.i. .nd d...nd vh.t.o.v.r at Gr.ntor.. .. v.ll .t 1.. .. in .quity. at, in, .nd to the ..... TO HAVE AHD TO HOLD the lot or pi.c. at ground d..orib.d .bov. vith the ....u.g. or t.n...nt th.r.an .r.ct.d h.r.dit...nt. .nd pr..i... h.r.by gr.nt.d. or ..ntion.d .nd int.nd.d .0 to b.. vith the .ppurt.n.nc... unto Gr.nt.... their h.ir. .nd ...ign.. to .nd far the only prop.r u.. .nd b.hoof at Gr.nt.... their h.ir. .nd ...ign. tor.v.r. .-, . AND Gr.ntor.. th.ir h.ir., .M.cutor. .nd .daini.tr.tor. do cov.n.nt, pro.i.. .nd .gr... to .nd vith Gr.nt.. h.ir. .nd ...ign., by th... pr..ent., th.t Gr.ntor. .nd th.ir h.ir., .11 .nd .ingul.r the h.r.dit...nt. .nd pr.ai... h.r.by gr.nt.d or ..ntion.d .nd int.nd.d.o to b.. vith the .ppurt.n.nc... to Gr.nt..., th.ir h.ir. .nd ...ign.. .g.in.t th.., Gr.ntor. .nd their h.ir., .nd .g.in.t .11 .nd .very p.r. on .nd per.on. SDOK g36 rAt[ 334 ACT 8t NOnCE TAMI AcnON TO IAVI YOUIl_ flIlIM FOIlICLOaUIlI Tnt Commonw..nn 01 Plnn,ylvanla', Homlo*nlfl' Emerg.ncy MonOIOIA'.lIlance Program mlr be .tIt. '0 help )too. Read Ih. toUowmo nOltc'lO hnd oul how thl program WQrU. II you "lid mort ,"formation CIU tn. Pennsylvania Hauling Fln.nCl~O'ncy at I (800) 342.23g7. La "OUlte.clon en I<:IIUOIO .1 dl lum.lmportanell. PUIllllCla IU del.eho I caRllnu.' \11'11'000 en IU C.II. 61 no comprend' II conl,nKlo dl elll nOllhcaclon obl.ngl unl Uaducclon Immldlallmlnll IIlmlndl IIIIl egenclljPennlylYlml UOUltng FinanelAgenerllln CDrgOI III numero m'ntlon.dO Imba. Puldll ..r ehtOtbl1 para UI.' prllllmo por II prOQramauam.OO .Homeownerl' Emeroency MOrlgage Allllllncl "rogrlm. .. CUI pulde IIIYlr IU Clla dell plrdtdl del dellcho. rlldlmtf IU hlpoleca ACT 81 NOTICE IMPORTANT: NOTICE OF HOMEOWNERI' EMEIlGENCY MORTGAOI A8SIITANCE PROORAM. PLEAIE REAO THII NOTICE, YOU MAY BE ELI GilLE FOR FINANCIAL AIIIITANCE WNICH CAN lAVE YOUR HOMi FIlOM FORECLOIURE ANO NiLP YOU MAME FUTURI MORTGAGE PAYMENTS 11")00/1'.'(" 011e: 'If': l/Qe RE; Accounl No.: TO: FROM: Finnncie.l 'fl'l1!=lt' r'()pippn': . .10hn tl. Hef1t, 111 H. 3Uln Streel, Cump Hill, Pf, l'j009 You mar bl eligible 'or flnlncla' 1..latlncelhal will prev,nl foreclolure on your mongaglU yau campi. wllh Ihl provlllonl 01 'he Homeowner,' Imlrll,ncy Mong... .lIlltlnCI Act o' 1I.311hl "ACI"). You m.. bl IlIglbll 'or Imlrgeney tlmporary .....tana II your d"'uU h.. bHn elu.ed by clrcumltane.. beyond your conlrO.. rau hIVI. re..onlb IprOlptcl 0' r..umlng your manglgl permlng,and II you milt olh,r IUglblll1r requlrem.n""labUlhld br thl 'Innlylv.nll Houllng Fln.nel Allncr. Pi.... "ad.1I of Ihl. Hollel.1I cont.lnl an I.planatlon a. 'four ttghtl. Under Ihl Ael, you ar. InUllld 10 a 'Imporary IllY 01 loreclOlurl on your mortgagl lor thirty (3D) dlVI from thl dall 01 Ihll Nollce. OUflng Ihalllml you mull arrangl .nd Ittlnd I -IIC...lo.tlel- m..tlng with I repr."nllllYI ollhilllooer. Of W1lh I dI~gnaled contu""r credll coun"ling ag8ncy. The purpoII ollhll milling 1110 anlmptlo work ouI a repaymenl plan, Of 10 olhlrwll. IInl. your dellnqulncy. Thll mHlif1Q mU'1 occur In 'he nllllhlrty (3D) dIYI. II you alllnd. t.C.-Io.rael m.ltlno wllh Ihllllnder. or with a con.um., credil counl..ing agancy Idenlllild In Ihll nolle.. no furlher proceedmg In mortgagl lorlClOIUtl mly lak. plael tor Ihlrty (30) d'y, al1er Ihl dltl ollhi. milling. The naml. add,... and 'elephoner number 01 our reprllenlaliv8 is: Jack V. Hutchiecn 1 \'I. H1Cil Street CarliGle, P^ 1,01] 243-J2'~ Telephon. Number: Thl nlme(.), add,.al'II). and phon. numblfl 01111 dlllonllld conlum.r credll counl.llno aoencytllllll (are): Y\\"C.\ :ill' U Stl:eE't <.:ar.l.lbl.=. l'ii 17U 1 j . IIII only nlCenlry 10 Ichldull onl lace-la-lace meeung. You Ihould a(Jvll.thillende, Immedlalely 01 your mllnllonl. Your monglge II In dllaull beeau.. you hayefalled 10 PlY promplly mlllllmenll 01 pflOOpaJ end Inll"II, al requited, lor a plnod ClI al 1.111 Illly (601 day.. Thl lolal.mount of Ihl dellnqulncy II I 2. 11 q r::~ . to' r::; . Thelium Includl' the 101l0wlOg: 'J mt"r.t'h1i r~:,:-......n"c r'"'.f= ~):l(.,;' ~1. ~:.,..., fror 11"Y 1\)Or:. :"I1"t 1 ,""r\r4'1'1~' :":,yt':'12Rt '4,1: i~il'J_'7 :01' :eF~r:Nlhcr, :-.lcc l~~.tr Your morlg.ge II allO In delautl lor IhllOIlOWlMg reasonl: '""''''1'' , .-,r,t' ::aJ"l'" 811iy~: 1:[ c: .~.:. II you h.YI tried and B,e unable 10 1810lY8 lhll problem 81 or altel your lac8.10.laC8 milling, you hlye Ihe rlgtllla apply lor hnanel81 allllllnee horn lh, Homeownerl' Emlfgency Mortgage AIIIIlanc:e Fund. In order 10 do lhll, you mUlt hll oul. I'gn and hll . tompllled Homeownefl' Em.tgency AlIlIlanee Apphcallon wllh onl oltha dlllgnatld conlumer credll counsallng aoenClel Iilled In the allachmlnt. An application lor 811111anel mlY onlV be oblamed 110m I conlumer credd counlllmg aglney Th, eonlumer credll counaellnQ aoency Will eUlsl you 111 hllmg oul your IppllcatlOn anti will lubmlt your completed appllcallon to Ihe PennlylYln1a HOUllOg FlnaneeAglncy. Your applicaltOn musl be hIed or postma,ked, wllhm lhlrly (301 day I 01 your lICI.lo.lICI m8ellng. II i. e.,,.mely Important fhll' .'DU ,dfJ )'Our "WileS/Ion ptOmpf/y II)'OU do no' dO 10. Of If )"au lID no/ tollow rhe a,het t,mep,morJ' "" _I'" 1M ,h,. '''''.'. 10tllClo,ur" may proetlfo SQ.m" )'ou, home ImmBd1lltf"y A\lllteble lundl for emergency morlgage 81111lanco ar. V8'V limited They Will be dllburl8d bV lhe Agency undef Ihe ellglbihly [' lelle eslabllshed by Ihe A[I 1111 e.uemelv Imporlanllhat your application be accurale ana complele In every rupecl The Ponnlylvanl8 Houllng FinanceAgency hal mly 1601 davlto makeR declllon oller II recelY8S YOUI apphCDllon CUllng Ihat adcNlOnal lime. no 10lectOlUlO ploceedm,,1 Will be purlued nOBlnll you II1'oU haye mellhs hm8,equlIemenll IIllonh lbovl You Will b6 nollhed dlreclly by thai Agency 01111 (JeCIllon on youl applicatIOn The Pennlyl\laOla Houalng FinancsAgenq II located a1210\ Norlh Flol116Ueel. POll Olllce OUI 8029. HarmbUlQ. PennlylYIOII 11105 Telephone No. 17111180.3BOO or 1.800.342-2397 lIolIllse "umbe,). Perlonl WIth Imp81fBd h'.IIMQ can cIIII.600.342.2391 In ladltlon you may rOCOIY. anolher nollcel, alnollcQ II called Ihe 'Nollee ollnllnllon 10 Foreclolure- You mUll teaLl both nollCII, llOce Ihet bolh e.plalll flOhl1 Ihal ~ou now have EXHIBIT you t;hoolelo 8101el" ~'OUI flghllllelcrthed In lhll nolu:.. you cannol belorBctoud upon wh' · you .r. rK...,ng !h.' ....".ne. I .~I ..~IV' riU1V)youn. .IL" / .. -l:J I f,? J/ /'/0 ,{ .J;._. ... " of. ,... . .-r, ./ ,"' ::1:-_ HEMA Rov ~ nro4 ./' ACT gl NonCE TAU AcnON TO IAVI YOUIl_ '11011 'OIlICLOIUIlI The Commonw..Uh 01 PIMlylvlma'. Homeown.,,' Emergency MortOIOIAIIIIIant8 Program may be ,billa help you. Reid lhl lollovrr100 nOllello Ilnd oul how Ihe proG,am workl. II you "..d morllnlormlllon call the Pennlylvenll HOUllhQ Fir'."CII Aglncy II t (BOO) 342.23D7. La nDUflcaclon en lalunlo 1101 .urn. Importanc.I, pUI' al<<le au dlllcho 8 conllnUl' \'IYII"OO en IU e.... 51 no comprendl 81 conl'OIdo de .,11 notlflcaclon obl.ngl una Ueductlon tmmedlllamlnl, "amlnd. ella loe"el8 tPennlylva"11 tiOUIIIlg flnaneeAgl"cr) Iln cargo. 81 RumBla menClonaUO Imba, Pued'l I.' e1101bll pal. un pllIlamO pOl II prOOfeme IIlmado "Homeown.,.' Emergency M0r10agB AII'I'a"el PfOo,am- I' CUI PUld8 ..lYI' au C8I' dell p'rdtdl d,1 d'flCho . ,.,dlml! au hlpollca. RE: Accounl No.. ACT 81 NOTICE IMPORTANT: NOTICE OF HOIIEOWNERS' EMEIlGENCY MORTGAOE A88IITANCE PROORAM, PLEASE REAG TH'I NOTICE, YOU MAY BE ELlOIBLE FOR FINANCIAL A88I8TANCE WNICH CAN lAVE YOUR HOMI FROII 'ORECLOIURe ANO HELP YOU MAME 'UTURI MORTOAGE PAYMENTI 1 nor E'''17 0"'", lj/:,: 1 lor, TO: C\"l1t1:11i J. \;",,;1'. 111 II. Wlltn '1trr-ut. Cnml' Hi i 1. PI\, FROM: L' ln"nC lal 'J. rust. Culfpnny 1 iP 11 You mlr bl ellglbl. for fln.nclll ..,lltaIlCllh" will prnlnt foreclolur. on your mortglg. If you comply with the prowl lion I of Ihl Homlown.r.' Emlrg.ncy Mortglgl AIII,"nc. Act a. 1'" Ilh' "ACI", You mlY bl IlIglbl. far .mlrg.ncy Ilmporlry ...I.llncell your d"lult hll bltn eeulld by clrcum.t.nc.. beyond your CDlllrol. you hlv', fI.lon.b . prolpeel of ,.tumlng your mortglgl parmlnll, .nd II you mUI oth.r IlIglblllly flqulflm.nllllllblllh.d by the ',nnlylv.nll HaUling finance Agency. Pltlu read III a. thll Notlel.1t contaIn. In ..planlllon 01 your rtghtl. Under Ihl Act. you are entllled 10 a tempor.ry IllY olloracloture on your mOrtQagl IOf thlny (301 dlYt Irom lhe date ollhi, Nollce. Dunng thllllm, you mutt arrange and ,lItnd . -11Ce-lo.llce- mUllng Wllh 8 repr..enlellve 01 'hllleNtlr. or With I dl,rgRIIIId conlume, creoll counllhng agllncy. Th, purpoII ollhll mOiling '1 to 81111mpl to work out I re~ymenl plln. or 10 olherwl,e ,'lIle your delinqulncy, Thll mHllOg mUlt occur In the nell thllly (301 daYI. n you attend I tec..lo.IIC' milling wlIh Ihlllender, or wllh I conlum.r credll counseling agency Idllnllfied in this nollce. no lun"" proceeding In mortgageloreclolure mly like plac. lor Ihlny (30) dlY' liter the dale ollhll meellng. The nlme, Idd,... Ind telephone numbe, 01 our repr.lenlallve is: Jack V. Hutchison 1 il. Illqh Street Carl~61e, PA 1iOlj :<43-3212 Telephone Number; The nam'II). addre"'.'I. and Phon. number, 01 ca. dallgnlled conium., cr~jl coun.ehng IgencY{11II111 (8rel' '{lie.'\ 3fJl u :itret,t. Car .l.~61f<, P/\ 1701l , 1111 only necen.ry 10 Ichlldule onelaCIHo.lace meeting. You Ihould 8dvllS thlllender Immedlatllly 01 your ,"llInUonl. Your mortgage.1 In delay!1 beCBUIII you have failed to PlY promptly ,"llaUmenls 01 pnoclpaland Inllfell. al required, lor I petlOd 01 II 111111 11_ly (601 dlYI, Thl lotal amount 9,!lhrn'M~~~"i"tf~J'&pa9~~rii:~s..n :'bbb. I~ enr!tl'~[!l~clu.mT"IOllf'lJ~!' and AUC'\1ot 1996, and mun Itl' )1\ r.'Le or .or t?i't:'h\ er, a G0 bte ~lH.r(l~S ot :;>;:....:..;tJ Your morlgage II "10 In delauU for the lallowlng re810nl: II you have "'ed end 8re unable 10 relolve Ihll problem 81 or aller your lace.lo.lace meeung. you have Ihe flghllO apply fOf finanCIal anlllance from Ihe Homeowne,.' Emergency Mong8Qe AUtslance Fund. In order 10 do Ihl.. you mUll 1111 oul, Ilgn and fila B comploled Homeownerl' Emelgency AIIlIlance Appllcahon wllh une ollhe d8llgnale<J conlumer credll counseling agencIes Iillod In the Illachmenl. An application lor allllllnce may only be obtained horn a conlumer credll counllllng agency. The consumer credit counlellng IIgency Will alllll you In lIIhng oul your Bpphcalton and Will lubmll ~our compleled apphcallon 10 Ihe Pllnnsylvanla HaUling FlnanceAgllncy. Your apphclllon mUll be Illed or pOllmalked, Within Ihllly t3DI daYI 01 your lace. 10' lace mIlling. 1111 Bk".mlJly Import.nt thaI you "'e )"ou, applicatIOn promptly /I tau do not dO 50. or II )'ou do nOl 'allow the ome, "me perlOdJ Ie' 'orth In "",I,"e,. 'o,.clo,ur. may p,oc,ed BQllnl' tour home ImmSOtlUely AvaIlable fundalor emefgency mOftgl1\]8 811111anco 010 vory tlmllod Thoy WIll he dIsbursed by the Agency ulldor Iho eligibIlIty crllerla elllbhlhed by lhe ACl nIl ellremely ImporlBnllhBI ~our apphcahon be sccurate and complBIBIIl oyery relptlcl The PennsylvaOla Houllng Ftnallce Agency has ..aly 1601 days 10 make 8 deClllon aller II recelvel yourspphCBhon Ourmg lhat oUdlllonallunB. no 10rKlasUfo proceedlngl Will be PUIIUtlU ogOlll.1 ~'ou II ~.ou tlDve lTlollheltme reQUlfemenl. IIllollh abo...o "ou WIll be nolI lied dllaclly by Ihal AlJoncy 01111 dcclllon on your application The PennsylvaOlB HaUling Finance Agoncy II tocalod 01 2101 Norlh Front 511l101. POll OIIlC. 0 Boa 8029, tiallllbulg. Pennsylvania 11105. T811111ho"0 No. (111) 180.380001 1.8DO.342.:?391 11011 he811umboll Pellnnl Wllh uopalled 118111ng can caU 1.800.:)42.2391 In addlhon you may feCBlye anolhol nolleB Irom t notice II called Iho "Nolleo oltnlenllon 10 ForeclolUfe- You mUll read both nollcel. IlOce Ihll bolh ._plaln IIghtllhal you now hove uM EXHIBIT chooso 10 eaerclIU ~oullIghll deacnbed In Ihll nohce. you cannol be foroclOled upon wtll e you ar. ,eCBIVIl1Q Ihal Dllllllnea I E VOlyt1ljfY~II, I . I I " / / .' 1. ,./I//, " ~I{li' .'/ ",.~I,'''.'1/]I " . " NOTICE OF INTENTION TO FORECLOSE MORTGAGE . TO: ..1)11I~ !i. IIl-Et III t; ; ~t., ,:" ro.,.t l..~\r.p .~ 1 l":', lJn i, I, I 1 -.', l. ',' O.,e 01 Notice n" :';/~JJ_~:-.___ LOin Nu. ..j....uL~ '.A ~ '.' '; n._"~___ The MORTGAGE held by' 1 r ~l1o' 1, 1. '~r':: t <.'q,UliJJ.:.' (hereinafter we, us or ours) on your properly localed at I I' .l~:, I. " .' I . , ' t , "0 '1 \ ",' '. ,J' " . IS IN SERIOUS DEFAULT becal/se you have not made the monthly payments of $ ':":" 'i" I:) " I' for the months of ':.':' IOI,~ ,\I.l'I': t 1':'" .and ,H. I.tlll.r ,Ll" and/or bBcause Late charges and other charges havo also accrued to this date In the emount of '-" ~ . '.'0, . Tho total amount now required to cure this dofault, or in other words, get caught up in your payments, as of the date of this letter, Is $ :!;, I, ~ . ~ r You may cura this default within THIRTY (301 DA YS of tha date of this laUer, by paying to us the above amounr of $ _ ~. r,' . .., , plus allY additional monthly paymants and lare charge which may fall due during this period. Such payment must be made either by cash, cashier's check, certified check or money order, and made at ~;l'Ir"(~r 'l'r~:' t '~("-r-Y~u: I '.\.~'f" .....t-f'.~t-,t-, ('.".1, roll_. P'\ lif 1 ~ If you do not cure the default within THIRTY (30) DAYS, WIl intend to exercise our right to accelerate the mortgage payments. This means thlt whltever II owing on the original amount borrowed will be considered due Immediately and you may lose the chlnce to payoff the orlglnll mortglge In monthly Installments, If full pavment of the amount of default Is not made within THIRTY (30) DAYS, we also intend to instruct our attomeys to start a lawsuit to foree/ose your mortgaged property. If the mortgage is foreclosed your mortgaged property will be sold by the Sheriff to payoff the mortgage debt. If we refer your call to our attorneys, but you cure the default before they begin legal proceedings against you, you will stili have to PlY the rea80nlble attornev's fell, ectually Incurred, up to $50.00. However, if legal proceedlngl are started against you, you will hIve to PlY the rea80nlble attorneY'1 f881 even If they are over $50.00. Any attorney'l feel will be edded to whatever you owe UI, which may 1110 Include our rel80nable COlts. If you cura the default within the thirty day period, you will not be required to pay attorney's fees, We may also sue you personally for the unpaid principal bllance and all other sums due under the mortgage. If you have not cured the default within the thirty day period and foreclosure proceedings have begun, you still have the right to cure the default and pravent the sale at any time up to one hour befoffl the Sheriff's foreclosuffl sale, You may do so by paying the total amount of the unpaid monthly payments plus any late or other cherges then due, as WfJ/I as the raasonable attorney's fees and costs connected with the fOffle/osure sale and perform any other require. ments under the mortgage, It Is estlmlted thlt the elrlle. dlte thlt such a Sheriff's sale cDuld be held wDuld be 8pprDKlmetely 'ihl. 1"( u . A nDtlce of the dlte of the Sheriff slle will be sent tD VOU befDre the sale. Of course, the amDunt needed to cure the default wllllncreaS8 the IDnger YDU walt. YDU may find out at eny time eK8clly what the required payment will be by calling us et the follDwlng number: "4" - l' 1" . This payment must be In cash, cashier's check, certified check or mDney Drder and made payable to us et the address stated abDve. YDU shDuld reellze that a Sheriff's sale will end YDur ownership of the mDrtgaged prDperty and vour right tD remain In It. If YDU continue to live In the prDperty after the Sheriff's sele, allwsult could be started to evict you. You have additional rrghts tD help protect YDur Interest In the propertY, YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT, YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE MENTS UNDER THE MORTGAGE ARE SATISFIED, CONTACT US TO DETERMINE UNDER WHAT CIRCUM, STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF, YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NON.EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION OR FORECLOSURE. If vou cure the def.mll. the you are nDt entitled 10 this righ I EXHIBIT F (() rhe same {JOS/t/Oll ilS " 110 del.111lt had ocwrred, However, II' than threl! tnnes ill illlY ral(!I1dar YI!ar. IlV.c._'.' ,1/'. /.1., : /1, 'c."1 .. . NOTICE OF INTENTION TO FORECLOSE MORTGAGE TO: I " '1"'\ .. I, ~ -I 1 ' I ,'~ I' .. 1 i I '1. -: Chi' .: ."'1_1 -t" ". ':' 11.1 I. ')" ."1'" 011I ot NollC1l '"l.;';-;/~ ,. ," t' ,\{l LOin No, 110 f\ I, 1':: I. 7 The MORTGAGE held by Ejnllhd.3llJ . ''l!UR'' ,', Inl""'" (hereinlfter we, us or oursl on your property localed at 1 " tl. ,()t::., ~l !.o,t, C;,(.:') .1111, 1',\ IS IN SE R 10US DEFAULT because you have not made the momMy payments of $c II' . i u (~) & ':, I , 1 7 (' J for the months of ,) I; 1 llH", ,,1;< 11(. t I r,Q '. . end -.-.",".!.:.rlr )",(,', r 1 r r ,. and/or because Late chargas and other charges heve also accrued to this date in the amount of S . ~ ~ . n I; . The totel Imount now required to cure this default, or In other words. get caught up In your payments, as of the date of this letter, is $_f,C;c.. ': ~ You may cure this default within THIRTY (30) DA YS of the dete of this letter, by paying to us the above amount of $ i: r, ". ", ,". , plus any additional monthly payments and late charge which may fall due during this period, Such payment must be made either by cash, cashier's check, cenlfled check or money order, and made at "i";.:.rn,"",. 'r,."..t- (...!"'":'1.....~.. , .... IIi,..,.' Ct-""n..:~ ("~r'j:4]l Pj\. l:C': If you do not cure the default within THIRTY (301 DAYS, lY8 intend to exercise our right to accelerate the mortga~ payments. This melns that whltever Is owing on the original amount borrowed will be considered due immediately and you may lose the chance to payoff the origlnai mongage in monthly Installments, If full payment of the amount of default is nut made within TH I RTY (301 DAYS, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgaged property. If the mortg. is foreclosed your mortgaged property will be sold by the Sheriff to payoff the mortgage debt. If we refer your case to our attorneys, but you cure the default before they begin legal proceedings against you, you willltill have to pay the reasonable attorney's fees. actually Incurred, up to 560.00, However, If legal proceedings are staned against you, you will have to pay the reasonable attorney's fees even If they .re over 560.00. Any attorney's feel will be added to whatever you owe us, which may also include our reasonlble COlts. If you cure the default within the thirtY day period, you will not be required to pay attorney's fees. We may also sue you personally for the unpaid principal baiance and all other sums due under the mongage. If you have not cured the default within the thiny day period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments plus any late or other chalT/fls then due, IS lY811" the reasonable attorney's fees and costs connected with the foreclosure sale and perform any other require. ments under the mortgage. It il estimated that the earllet! date that such a Sheriff's sale could be held would be approximately" " r , co .' . A notice of the date of the Sheriff sale will be sent to you before the sale. Of course, the amount needed to cure the default willlncreaso the longer you weit. You may find out et any time exactly what the required payment will be by calling us at the following number: 0 d "- 1" , " . Thll peyment must be In cash, cashier's check, certified check or money order and made payable to us at the eddress stated above. You should realize thet e Sheriff's sele will end your ownership of the mortgaged property end your right to remain In It. If you continue to IIva in the property after the Sherlff'158le, a lawsuit could be stened to evict you. You have additional rl'ghU to help protect your Interest In the propeny. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT. OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE, MENTS UNDER THE MORTGAGE ARE SATISFIED, CONTACT US TO DETERMINE UNDER WHAT CIRCUM, STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF, YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NON,EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION OR FORECLOSU If VOll clIre the defalllt. the mart you are not entitled to this right to c I EXHIBIT Q e same position 015 if no default IIad occurred, However, an three times In any, cale.nda~yeDr: ' _:- " t., 1/' /1/, 1.//.,. .;.. ( nv ~-" ,," ' ~ ..:l' G In t-= .. ,.. tip. ~ ~.- ,. 8'" q?: :c ( .:, 0- :-- ~r5 r)~:-j - :.~ (") .. ,~ 'I.O~f1 Cl!P! L\ Bj!;) f~ loJ CI p,u. Il.- L") ~ 0 ,)> . . II . 'I hi"" , Ind/Of 2 ID' tHilla,," Mrvtc... I 1110 wllh 10 "ClIVI.JbI J I I' omplttt It,m. 3. .net .., . b. following ."vle.. Uo""""""" \ . PM' vour name end ,ddtllI on the tlVlm of tNt lann 10 thlt WI un 'ut: \ "tum thlt cttd to you. I . An.ch lhit form to the Iront at IhI mellcl'Kt. or on thl bIIck If IIllel 1. 0 Addr...H'. Addr... dol, hOt Plrmlt. I : I : ~I:~~;:::.ee:::=':~~''::~"::c::::'~:'=.:'':; 2. 0 RIIUlctld D,IIIY,trV ! i dtMY."d. Conlull 01 mil Ir or H. 't 3, Artier. Add....od la' 4., Alllel. Nllmbll J .:, ! P 336 zuu u36 Cynthia Wan John Weet 0 Inlured 37 Pindand Road 0 C:OD I: Hilton Head Island rJ "f <n RlCllpC ,., ~. ,"'endl.. II \I 0' Di1I\itry ~ ' I ,.,_'. Add,,," IOnly If roq_led I 'n II p.ldl ~ . DICImlII, ''''h_qPOl.WI''~ i- ll::! :0,,_ o . ,t ~ .. c '" .-- OJ "" . ,. '" r: i . ~ ..D III . L ." ", ..~cE :s ra i o u" " 0 'to- 'C t: .r: ~ '" '" e.GlPI 0 ." . 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In Q O~ U " ALL THAT CERTAIN, tract or parcel of land and premises, situate, lying and being in the Borough of Camp Hill, cumberland County, Pennsylvania, more particularly described as follows to wit: BEGINNING at a point on the eastern line of North 30th Street, which point of beginning is referenced a distance of 120 feet in a northerly direction from the intersection of the northern line of Beverly Road and the eastern line of North 30th Street. and which point of beginning is also at the dividing line between Lot Nos. 5 and 6. Block K on the plan of lots referred to hereinafter: thence along the eastern line of North 30th Street, North 02 degrees 30 minutes West. a distance of 60 feet to a point at the dividing line between Lots Nos. 4 and 5, Block K, on said Plan; thence along said last mentioned dividing line and continuing through part of Lot No.9, Block K, on said Plan, North 87 degrees 30 minutes East, a distance of 178.60 feet to a point on the western line of lands now or formerly of Camp Hill School District; thence along said lands, South 09 degrees, 26 minutes. 12 seconds East, a distance of 60.44 feet to a point at the dividing line between Lot Nos. 5 and 6. Block K. continuing along the dividing line between Lots Nos. 5 and 6, Block K, on said Plan. South 07 degrees 30 minutes West. a distance of 185.90 feet to a point on the eastern line of North 30th Street. the place of Beginning. BEING Lot No.5. Block K, and a portion of Lot No.9, Block K, on the Plan of Beverly Park. recorded in Plan Book 3, Page 19. Cumberland County Records. BEING also Lot No.5-A, Block K. on a final resubdivision plan dated May 24, 1982, prepared for Ernest E. Morrison by Whittock & Hartman, which plan was recorded August 16, 1982. in Cumberland County Plan Book Volume 42, Page 42, in accordance with which resubdivision plan this description has been made. HAVING erected on Lot No.5 Block K, a single family dwelling known and numbered as 111 North 30th Street, Camp Hill, Pennsylvania. ... I . ComPtt. L."" , ,ndlo, 2'0' IddltIonIIMrvtCII. I, CompIett It,,,,, 3. and.... b. . Print your nwne ,nil .ddt... on the 'IV"" O'thl, form 10 tklt "'. cln "turn tN, card to you, . Attlch thl. loon to 'hI'tllnl olthl m.llpltcl. 01 on lhe back II 'PleI dol, not permit. . . WIn, "AtlurnR.CI~' """,,,td" on the mlltpltcl below lhe 'rUe", "umbt, 'Ii . The R.tum R.t-'pt win .how 10 whom thl ,nld. """ dI~v".d end Ih, dl'l i d,II.,."d, Can.ull a.,maat., for lie. 13, Anlel. Addro...d 10: 4., Anlel. Number CARLISLE COUNTRY CLUB P 282 349 894 r HARRISBURG PIKE 0 In.urod lCARLISLt: l'A 17U13 0 COD R'lu,n R.e.lpt fa, I .1.0 wl.h to lOe.lv. tho following .orylell 110' .n ..tro 'HI: I. 0 Addro...... Addro.. 2, 0 Rllt,lel.d O.lIvory j J J f .. i 10nly If roquIII.d J .u.a.OPO: ,........... 6, 6Ign'lu.. IAdd'.....' i . Comptetl it,m. 1 .nd/Of :I for Idditlon.1 ..rvlc... I, Cornpietl Itlm. 3. Ind ., . b. j . Print your nlme end eddr... on thl ,.....,.. ollhl, lonn 10 tklt WI un . , filUm tN, c"d to you. . Au,ch thl. fonn to thl fro!'!t ollh. mlUpltcI, or on the bid. If .pICt 0 Addle...... Add,... doe. not penNt. . . Wit" "Rttum Rec.tpt Rlque,t.d" on ,he m.i1~CI "low It. .rticM n~' 2 0 Rid D II I ~ ' TMR.tumfllK.Ip,wlI.howtawhom,hI.r1lcllw'ldellvtred.ndthldltl ' IItf ct. . VIIY o Uver.d. Conlult oltm'lter 'Of 'n. 13, Artlcl. Addro..od to: 4., Artlel. Numb" ARONSON ASSOCIATON INe P 336 200 039 j 3798 PAXTON STREET 8'R::r:~~~JYP' Oln.u"d HARRISBUaG PA 17011 0 C"tlfl.d 0 COD f o bp,," M.II ~'Iu'n R.e.lpl for 7, O'I-\"f 0 'V .. ~ J i 8, Add"...... Add".. 10nly If "quIII.d 1 .nd '" I. p.ld) ~ 6, 6lgnOlu" (Add"....) 8U.8.0I'0,._ DOMESTIC RETURN RECEIPT ... I ' Complete f'.m. 1 .ndlo, 2 ta' .ddition.1 ..,yle... I alia wllh to f.Cllvl the I' Compl.tlll.m. 3. .nd 4. · b. following service I tfor en ..tll j . Prin1 you, n.m. .Nt .dd,... on ,hi "Y"" of thl, form 10 th'l w. cen 'eel: "tum thl, ctrd to you. , Att.ch thl. 101m to tilt ',onl of ,hi mlllpl'tl. or on ,hi bsck II Spltt 1, 0 AddlS..eI'l Add,... dOli nol permll. I , Wrilt"R'lWnR.ClIPIR'QUlIltd"on1IltmlllPi.c.b.lovrrlhl.ttlcllnumdbtr 2. 0 Reltrlcted aeUvery J 'Ii , the R.turn R,c'lpt wlII.how la vrrhom the trlll,:I, Wit d.liv".d .nd the lit & d.llver.d. Consult a,tm.,ter for ,". 13, Artlel. Add'....d to: 4'p A3~~' ~OOb.007 J ) FARMERS TRUST CO I 1 WEST HIGH STREET ~ ~~~'d JI i .l!o.101um R.e.lpllo, 8 CARLISLE PA 17013 DOMESTIC RETURN RECEIPT ~..... (" " ,. '; <;.I I- i .. < IJJt ~ "'r.."- ,.' ( }:J r" , ;1'; ~~ :-.~ .... , t"1'-i t- . ': f,J I ....\' , ,. t:, ~ .- .: ~,' " 1,11 . ' :,'.Il. D r:-; :, U ( ...... '--; FARMERS TRUST COMPANY, Plainti ff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW v. JOHN N. WEST. and CYNTHIA J. WEST. Defendants CIVIL NO. 95-6129 NOTICE TO CONTINUE SHERIFF SALE TO: Cumberland County Sheriff Department Please continue the sale in the above captioned case from the March 6, 1996 sale to the June 5, 1996 sale date. ('~ Duncan ... ;~ l~ to I~' .. ItlC' - ::J..,," 11.-1 C.li -~ EE~ c;... I, ~\ ;'~~ (?~. ~:~ Q)' (''''~ : '(1 .t) ro!' e 'ii'1 '.- ,oW I ll~ : '(l.. .' 'n ~J L' \:1\ V ALL THAT CERTAIN, tract or parcel of land and premises, situate. lying and being in the Borough of Camp Hill. cumberland County. Pennsylvania, more particularly described as follows to wit: BEGINNING at a point on the eastern line of North 30th Street, which point of beginning is referenced a distance of 120 feet in a northerly direction from the intersection of the northern line of Beverly Road and the eastern line of North 30th Street, and which point of beginning is also at the dividing line between Lot Nos. 5 and 6. Block K on the plan of lots referred to hereinafter: thence along the eastern line of North 30th Street, North 02 degrees 30 minutes West, a distance of 60 feet to a point at the dividing line between Lots Nos. 4 and 5, Block K, on said Plan; thence along said last mentioned dividing line and continuing through part of Lot No.9. Block K, on said Plan. North 87 degrees 30 minutes East, a distance of 178.60 feet to a point on the western line of lands now or formerly of Camp Hill School District; thence along said lands, South 09 degrees, 26 minutes. 12 seconds East, a distance of 60.44 feet to a point at the dividing line between Lot Nos. 5 and 6, Block K. continuing along the dividing line between Lots Nos. 5 and 6. Block K. on said Plan, South 07 degrees 30 minutes West, a distance of 185.90 feet to a point on the eastern line of North 30th Street, the place of Beginning. BEING Lot No.5, Block K. and a portion of Lot No.9, Block K, on the Plan of Beverly Park. recorded in Plan Book 3, Page 19, cumberland County Records. BEING also Lot No.5-A. Block K. on a final resubdivision plan dated May 24, 1982, prepared for Ernest E. Morrison by Whittock & Hartman, which plan was recorded August 16, 1982, in Cumberland County Plan Book Volume 42, Page 42. in accordance with which resubdivision plan this description has been made. HAVING erected on Lot No. 5 Block K. a single family dwelling known and numbered as 111 North 30th Street. Camp Hill, Pennsylvania. r-, ,~, t!1 .." ,-) I 4'.' , , ,.-'