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Home My WebLink About95-06145 IlANK 01' I\MEIU CA. FSIl. Plaintiff IN THE COUll'\' OF COMMON PLEAS I ClJMBEIlI,AND CO., PENNSYLVANIA VS. NO. 'I', "I'll ('",/ {to' MICHAE:L EDWARDS JI\MES A/K/A MICHAE:I~ E. JI\MES and JANICE M, JI\MES, Defendants CI VI L ACTION - LAW - IN MOIl'\'GAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice have been served, To defend against the aforementioned claims, a written appearance stating your defenses and objections must be entered and filed in writing by you, the defendant, or by an attorney. You are warned that if you fail to take action against these claims, the court may proceed without you and a judgement for any money claimed in the complaint or for any other claim required by the plaintiff may be entered against you by the court without further notice. You may lose money, property or other rights important to you, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORo.ONE, GO '1'0 OR TELEPHONE THE OFFICE SET FORTH.. BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa. 17013 -- (717) 240-6200 NOTICIA Le han demandado a usted en la CQrte, si usted quiere defenderse de estas damandas expuastas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted de be presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por d.alquier queja 0 alivio que es IJedido en la petidon de demanda, Ueted puede perder dinero 0 BUS pl'opiedades 0 otros derechos importantes para usted, LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIA'I'I\MENTE, SI NO 'I'IENNE ABOGAD 0 81 NO TIENE EI. DINERO SUFICIEN'I'E DE PAGAR TAL 8ERVICIO, VAYA EN PERSONA 0 LLAME POll 'I'ELEFONE A I~A OFICINA CUYA DIRECCION SE ENCUENTRA ESCRIDA ABAJO PAllA AVmUGlJAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL I Q!!MDE~Q...1.IllD' Court Administrator, cumbed and CounL y Coul,thouue Cadiul", Pi!, 1'/Oll ('/1'1) ;!40 r:!OO BANK OF AMERICA, FSB, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND CO" PENNSYLVANIA VS. NO. 'J', I",'n ('",,( ."-;,,, MICHAEL EDWARDS JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAMES, Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE C 0 M P L A I N T 1. Plaintiff, BANK OF AMERICA, FSB, is a Delaware Corporation with an office at P.O. Box 263BB, Richmond, VA 23260-63BB, 2. Defendants, MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAME~, are adult individuals whose last known address is 25 Andes Drive, Mechanicsburg, Pennsylvania 17055 and/or 660 Kise Mill Road, York Haven, Pennsylvania 17370 and/or 1707 English Drive, Mechanicsburg, Pennsylvania 17055 and/or 2116 Cedar Rud Drive, 105, Camp Hill, Pennsylvania 17011, 3, On or about November 22, 1991, the said Defendants executed and delivered a Mortgage Note in the sum of $100,946.00, payable to Sovran Mortgage Corporation, which Note is attached hereto and marked Exhibit "A", 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to original Mortgagee, a certain real eetate Mortgage which is recorded in the Recorder of Deeds Office of the within County and commonwealth in Mortgage Book 1036, Pg. 563 conveying to original Mortgagee the subject premises. The Mortgage was further assigned to BANK OF AMERICA, FSB in Book 502, Page 30B, on August 1B, 1995. The Mortgage and Assignments are incorporated herein by reference. . 5. The land subject to the Mortgage iSI 25 Andes Drive, Upper Allen Township. Mechanicsburg, Pennsylvania 17055, and io more particularly described in Exhibit "B" attached hereto. 6, Defendants are the real owners of the land subject to the Mor.tgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on February 1, 1995, and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance (b) Interest at $22.91 per day from 1/1/95 to 11/1/95 (based on contract rate of 8.5\) (c) Accrued/Accumulated Late Charges and Late Charges at $37,41 per month (d) Escrow Deficit $ 98,369.38 6,964.64 336,39 668.14 (e) 5\ Attorney's commission TOTAL 4,918.47 $111,257.02 * *Together with interest at the per diem rate noted in (b) above after November 1, 1995, and other charges and costs to date of Sheriff's Sale, The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff, 8. No Judgment has been entered upon said Mortgage in any jurisdiction. 9, Notice of intention to foreclosure and accelerate the loan balance pursuant to Pennsylvania Act No, G oE 1974 is not required in that the original principal balance exceeds $50,000,00, 10. Defendants are not members oE the Armed Forces of the United States of Amel'ica, nor engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. 11. Plaintiff has complied with the procedures required by Pennsylvania Act 91 of 1983 (Homeowners' Emergency Mortgage Assistance Payments Program) and Defendant has either failed to meet the time limitations as set forth therein or have been determined by the Houeing Finance Agency not to qualify for assistance. WHEREFORE. Plaintiff demands judgment in mortgage foreclosure against Defendants for the aforementioned total amount due together with intereet at the rate of 8.5\ ($22.91 per diem), together with other chargee and coste including escrow advances incidental thereto to the date of Sheriff's Sale and for foreclosure and eale of the property within deecribed. By ,~ n p, Haller ~ torney for PIRintiff I. D, #15700 1719 N, Front St. Harrisburg, Pa. 17102 (717) 234-4178 TRUE COpy FROM REGORD In Tllsllronn'{ wlleIM!, I hero l':,1\l1 Sl'! 1TI~,hand nd 11'0 "eal 01 s3i,j Cout! "~I 1,,,,11510, r rJ, II ,. , , 19 '" This .,," day ol.l',..:J..<J<.u" .'- L III. 1/ , ~ II)': f... ,\ ',oF' , Prothonotary . . . ',; It. sh,t1IJrod i~ :.l the eHucl"ll ,;.lI~hoillOl Vflsted,ln: ,;: , ~ ',' ~;I- l-:" , "..~./. ~. 4 '.'. . ''Il\..'~~-t/f::i~'~'" I l~._,: . .:;'. :.; ':'~::~:I'<di::.. I . ~ , . .. .' .... -.... . -: , ~~'~'*~;J :;\:~ . . ',~"t'. ;:a!'I'~n,"rit. . ' " 1"1'" ..~. t .:J' . .~~~~, .' ", '." ';"tt'~'f?"" .... ''J;'~ ,," ;.'.J ilium pnrtlcularlY Iflt forth In SChodUle,.~~.~".~~d ',; . " . . . I. 1"'/ :, I.' ~,~ .;~~ ":~::"l- .~,"\ ';, ::':'.i:,:':.t(.:.-~,;~: '.. l' ~~f;'. ':1 "t . j. ",...;; .' ~: I. .: .llL ..;.....,.... ".t '.~~I'.ru\~'l;.:l:I' ':::1 . iB.~lt~J~" 'l~.. ., " 'I\~\~..~.':~.t(,. '.. ~ 1......I,~.'t-...,.... ;"I..~..''Ht'b.:\HI :'i "i:':~:~ ,,' ~.~ " .~...\".' "" . ....~ :h"J.: " , ,i '.~~1'''',''' ",'}"". i.....,. ':"-' ,\," .... . .. ',:;.., . :.-' f I '.;"::~ .. . #';t' ..'.-;.....~;\,..j;:.,. "';"Jii' .,; ~.'i: '" "";;J ',::. .~~f;'\H:' , :';r~~\-z:::ti :";\iL~ ..I.~~ . .::'\t....J.':, ..... 'It. AMEJ1ICAN LAND TITLE ASSOCIATION COMMITMENT :';~'fRI;;~; 12 \ 'SCHEDULE.'C (088orlptlon8) " . . .. ALL"'rliAr CERTAIN plecll or polrc..1 of land, altu.at. In the Townahlp of UpPCllr Allen, County uf !:un,bu,"lill1rJ <Jnd St.:.t.. of pennllylvanla, bounded .and doucrlbed a~ fullow6' ~'ft,,::I'/~ Chill': t:.:,. ~. ., , ;.; BEGINNING at .a point on tho 1I0~l:hDr.:." line of Andell OrlvD .at tho' weeter., Ilno of Lot No. ',8 olO ..hown on the hor"ln.aftllr mllntlonad " ~. t"" i...: . Pl~n of'Lots, thence al0119 Lhe wosLarl1 line o~ Lot No. 48, 90uth flvo (5)du;reos S~Von (7) mlnuteu adyt one hundred twenty-eight IleB) fllllt to a POlntl Lhanc:.~ <Jlong oLhll'" 1<J'1do now or lat" of Jack E,'.and Enda H. BertoletLu "outll Qlqhty-four IB4) du;reoo fifty-throe (53) mlnutus weot on.. lIundrod thlrty-sevsn and nlnaty- two onCll-hundrs4~hG 1137.92) feat to Appal.achl.an Avonue, thence alan; thll eautern Ilnu of Appalachian Avenue on a curve to ths . rl;ht, an .arc dIstance of twenty-four and twelvo one-hundredths Ie',. 12) fuet to 01 p.o I nt, Lhe'1co cant I nu i \'\g a long App.a I;ach Ian Avenue "north thlrtelln (13) d..gl"UOS forty-four CI,4) minutes e<lst one hundred tlln and olqhty one-hundrodtha 1110.001 feot to a polntl thence. _ along the so~t~ern Iln. of Andes Drive north eighty-four (B4) degl"ee& flfty-thl"ee (53) minutes east ninety-five ,(93). fellt to the p.l.ce of BEGINNING. . , . . ..."1..', .... BEING Lot No, 49, PI.n of Srietlon i.!, 11t. Allen Holghts, SAid '~l.n beln; rmcorded in the R..c:order of Oeeds Office of Cumbmrland County In Plolll'J'Book Ie, PailS 17. d. ..;.;,u",uf',';, .,. t It J I'.. ~."" . II,. . HAVING thereon erocted .; bl'lck npllt level dw~llln~ ~DP~D-ap~ numbered'... 25 'And.. 'Dr IVII. ,.' 'J' ,'" Talc t;') :h..; I l:~ ~ . \ '. . , . '. ,',. 'J. ......;".'. .; ." .,. ~o Th" I"ntl ruhmou ; 1 in 'Ilia CC/"Ilmi11lloJ \ hurnlr.): . . ~....t:... '. .. ,.; ~ ". , li..'~ " I.U..i,: "';l';ri." !;I. ~. I, :1,' t:,IH',:-'. .. ~. .\'" '. .' '. . 01 .~. , '~t!n',.1.. 'st'lned bOO~ 1fJ3G fm 5S', ,111I.".:,.lt..,., ,'" 't I.' r: .11'"."". ',I' '. '. . 't.'~', . " .-,4 . ~I . ..... . .' .\ ';' ,", t COKPAJlY tlANBa BANK OF AMEIUCA, FSB VERIFICATION I verify that the etatement. mlde in the foregoing Complaint are true and correct, I under.tand that fal.e .tatement. hflrein ere made .ubject to the p.nalt!.. of 18 Pa. C.8. Seotion egoe relating to un.worn ral.ification to authoritie.. Dated, ()~Q3Qt:; By 'l'itle ~ .-._"~"-"-.- /(- Jr \I,t' / 'j (I ( I' c!..t cWJ. tlJL, 'L, rl JJ. A.JL' ,,)' uC LlL . I U /' }I/.-U.LJ.L ,lIt Iht1 t1.t'''l} ~/ r " i (10_( t ~ ' ,t 1 'j Ii, I ( It U It, oJ (I t C . 1/) /((, (.)" ~ I It'~ I, ")' ,,11 (,It I~- J I ,I, ell \' , 1)' ",.l( iH.l J , BANK OF AMERICA, FSB, Plaintiff IN ':'HE COUR'1' OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA VS. : NO. I,.,. (o' Ill') ('r j 't I -/ i .. ..- MICHAEL EDWARDS JAMES A/K/A MICHAEL E, JAMES and JANICE M. JAMES, Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE NOTICE You have been sued in court, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice have been served. To defend against the aforementioned claims, a written appearance stating your defenses and objections must be entered and filed in writing by you, the defendant, or by an attorney, You are warned that if you fail to take action against these claims, the court may proceed without you and a judgement for any money claimed in the complaint or for any other claim required by the plaintiff may be entered against you by the court without further notice. You may lose money, property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBIRLAND COUNTY Court Administrator, cumberland County Courthouse Carlisle, Pa. 17013 -- (?17) 240-6200 NOTICIA " Le han demandado a usted en la corte. si usted quiere defenderse de estas damandas expuastas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted de be presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 BUS propiedades 0 otros derechos importantes para usted, LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATAMENTE. SI NO TIENNE AllOGAn 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL 8ERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONE A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRIDA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGALl CUMBERLAND COUNTY Court Administrator, Cumberland County courthouse Carlisle, Pa, 17013 -- (717) 240-6200 BANK OF AMERICA, FSn, Plaintiff IN TilE COURT O~' COMMON PLEAS I CUMBEIlLAND CO., PENNSYLVANIA VS. NO. ,,', Irlv.... C'~('-( ['-0'.. MICHAEL EDWARDS JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAMES, Defendants CIVIL ACTION - LAW - IN MOIlTGAGE FOIlECLOSURE C 0 M P L A I N T 1. Plaintiff, BM~K OF AMERICA, FSB, is a Delaware Corporation with an office at P.O. Box 26308, Richmond, VA 23260-6388, 2. Defendants, MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAME~, are adult individuals whose last known address is 25 Andes Drive, Mechanicsburg, Pennsylvania 17055 and/or 660 Kise Mill Road, York Haven, Pennsylvania 17370 and/or 1707 English Drive, Mechanicsburg, Pennsylvania 17055 and/or 2116 Cedar Rud Drive, 105, Camp Hill, Pennsylvania 17011. 3. On or about November 22, 1991, the said Defendants executed and delivered a Mortgage Note in the sum of $100,946.00, payable to Sovran Mortgage Corporation, which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1036, Pg. 563 conveying to original Mortgagee the subject premises. The Mortgage was further assigned to BANK OF AMERICA, FSB in Book 502, Page 308, on August 18, 1995. The Mortgage and Assignments are incorporated herein by reference, 5. The land subject to the Mortgage is: 25 Andes Drive, upper Allen Township, Mechanicsburg, Pennsylvania 17055, and is more particularly described in Exhibit "B" attached hereto, 6. Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on February 1, 1995, and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance (b) Interest at $22.91 per day from 1/1/95 to 11/1/95 (based on contract rate of 8.5\) (c) Accrued/Accumulated Late Charges and Late Charges at $37.41 per month (d) Escrow Deficit $ 98,369.38 6,964.64 336.39 668.14 TOTAL 4.918.47 $111,257.02 * (e) 5\ Attorney's commission *Together with interest at the per diem rate noted in (b) above after November 1, 1995, and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No Judgment has been entered upon said Mortgage in any j urisdict ion, 9. Notice of intention to foreclosure and accelerate the loan u rot. ,ull.. ",.., I-I ...............,.,"'t~.... .. lilt .... .. uu~ '........ ....................r.-...... . . - . I . "<II.ylv""I. 'EY> Morlgogt Nalt .', '''' U' '. " ~ .is, not a~sun:.abi~ 'Wlt~~~t)~,ti~;~J' the Department, of Veterans Af- authorized agent." ----. ------.----.-'--- "This loan approval fairs or of its A'PL ICAtlON . unn 1 '00,"'1,00 ~OAN' Inna ..tCllANI CIBUIlO ,rrnlWl,luftll HHVUUI[M 12 .199l rurllllJ.."rr'''t'.J,IIltllltllrulf!tlf,l, NICIlAfL EDWARU JAMED AND JANICE N, JAMES ..",IMIII'l'.IIt.. IItt M.Mi, rtllll\lwlli)"" IaI,",U" hlUlt.ll..ro'JlUnl~tI . rOlI..lI'tlb'.lI.t.nb'd.r.d ubr;inJ "ntlt, IllIta.... Ilf lhr t:PltI. mIMl11't.Uk..t \'illllIl., "'IIIlIe-., "",IAIRr, dea1tMlrd...lht r'rn,UIf IICIncII"I.um uf ONf. HUNDRED 1 HOUIAND, N I Nt HUNDRED fORlY IIX AND NO ,tOO 00I1m11 lDO,ICI,OO ),wkhIWIaf.rIPllldNllllw,,,,uf EIGHt AND ONE HA~f rer cent"m I '.100 "I ptl 1MUlD0II the ""I.1d I.lanu unlll'lAid lIlt uld plnclflAl.nd lrW'lfI' 1h.11I... I",.hlt at lhr nlrkr of 5u1't1ll "'0'111"1' l'IIIa-.U..n at 201 ~c.rrllltrtIllIUchmllnJ, \....Itolli 2UI9_UU,11I1U1:bl'lIc,ulhrholtwlmndui,llIIlfln WlIlIrIf inmmtlllrWt.llnwmaot Sf.VlN llUNDRID 1f\llNlY lilt AND 18' 'DO 00."11I111"'.1' I,WII\fIWflIIn,OIIlhtOnoldl,uf JAMJARV ,1982 ..nd'lIllhrhdl,of tKb monUllhrfe.f\t, 11..111 Uta plnctrallUld ...... aft ruUr ,.W, Ilfff'C thai \hi f\naI r-J1MDI. of &be tDlb. kldebudDtll "Iok,,",' wil,. If fQ IQl1IW:f raW. ahIl1 1. dill ancI rar.blaOllUII l\nl:dar of OECE..IR ,202\ ~'I ,..'_.oI.....~r....~...., ._"""'Nmfi:r."''''' ...., ...1Ud...... ..,....lbo<ooI... .....,"" ,......"'... InaUI otOnllh*"tdooumlll >>.oo),..tUdlcm"., 1'!:WnllnruU....llbtchdl&ed.tItt...reeel,td.PanlIIptpl~odwf ~.. 1lmmI dlll......n Id mdllH IIIIllIIhI "''' kWlnt: ....11nwtlI dill _ Dr ddnJ." ana auch prtp."","'. WrtIlchim" '''''"kaMOlaI, "ldl UII lucUllun of thla tla. dill M."" hu uttwd.nd dellvtml &0 lba "'r" . MllItilft atelllrd "Pili nlUln f'llm.. _Io~ .......L.ND ~_"" r .....,.... =1'.....""".... .........,.11 "'.. ...........~....................,..,..."'.......I ~ Io.. ........' .. e:~(=n.'/'!.Mo"'''''''''''''''''''''' .......""....."w........... r;i'::'::'. 'I,:Ulrl ,-~~:.....~~~.NI..lHllopiJflJl1ll _.Of~.\lltlhlulMlO....,..ltnd I ,..._~,::t ~......~n:=~...""or_.......~...~~. I.........""~N......,L ::\r.:L.... 1M ~ Ihttiof,"omedlll ~ 1*1,. __Of_ IF.f.uU. Ih, .u rd i:aI IhI or IUU_ . the n nf .., ~.w _ ..........~~"L h,..,....,=~,t:"ooI,.. ~ .........,1*' ,lOh"tlll sa . =....""~''''''''lmi=m..'-~.'''..''''~'~_..,'''.....,..~f..'''....,.''''..- .... .....n ......or.. .. ..,...... ..r....... ,......,-.... ,...ooI,unhorwnn,r,. ltIItIll ". ",_"",oJ . 1lIn!lIS-ldb, lhokkf I kiOfOflbthalfbl'dIII 'UlrufllWlllolh6\tnntllf 11oIo~_..,,~_""""llw_~ ""'.........~Il..,............. I .r........m iIMt. .U'nUn. ,uardonor" 1nI,...rri'ltlth: kctll*l,b}'....lmthtrMhlof!nquiAlInlWl.11 " to ....1ltt4 htltb dot YUlllft1.1lUr nul ,rid .uthor-luI ttiii f'ruhniloJl'11 td Inti" a: mnM~IftlI~ludJtIt_.U ....,tMIwlnr<<c1ar 1t.~,Mdtd."IIUnIIo'U="rP._mtDlOf..,ur'ltC\ltklll n....m............ ...........U bind,..... .......... .............U In.., In,.. _'" -... ...'.......1"..., ......' _, ,et UItIl, dat 1inI"'" .,,",bI, abl.U IDchadt IhI r!w.1, lht rhl1l1 the ''''\lIII,.nd tht '* uf., Itnrkr...1I be Irrlklbli kJ.1I ,...... fll ",",tI.14-lI",o/.tht M....el basulllotdlbtM ptulllltohrlUtUlrd undtllullhl d.r.nd )'tll h.bo., ""lItf" '1&nt4.lnlrd and t>rll,enct Ik.lI (k.11 llull .....n;;G ~ .' ~~~ <<.. t ,/"d (lUl) n""loUIIIf,dlll ibll .. tb. th.. ducrlbrd In .net Nturtd b, Mile"." or tytll dl" hltt,,1tb atew,d on Ir.1 ,tltlt .11"11I In tlJoUltR[j Cwnlr.C4l11VnOnwukh01 p,rwl,unll ~:,:::;..W.""'U""'. ~~''1z:.t''1r I ~;'~'(ll),- v~_0~': ~,....."..... (I" EXHIBIT ~ . ". . ~ ':\ it, sh,d IJr..:! i~ M tho elfuclivll ,;,lt~heillOl V~lted,jn: ;:~ I, I . . . ),'.~~,".' .t/!~?~/...~ ~14;'~:' I .' ....:.. ','ll\.\..'i. ~"'~I,~-t:,~,.. ',_ ,"I. . ',' 4 -" \. ;~"':I:' ",' .:'l'.,.... .~.' " 1 ,- ,.' ," .~,i,...... .~.".- +.: .' , .. .' - :';<"; ;;;~.I'-l ~ ;.'\'i.4~~.''' : .. ~A"I'~I' ,::' ... . I.:;.:~,il:~'~' .::", :\~~it, " .... l"'I"\"'"'''' ,......lii. .' ", . .i'. \..ih:'" r~.'~ ~~,~.J,t:f . . i. ~,'\.,,~~ .. t. . ,,', \":' ',IIIIU/Il pnrlicularlY lOt forth In Sctlliduiet?'r~.~d ~~}' , 1'''/:' ,...,;',;?: ';;'~~~,'-' ;" I " ~~t:' l.": '.. ....\.~.~~'\:.,I:., . '; 'I~-: 1i;.a"~"';:~::~~;~J' '. :.'.:,..:t;~~~;'~i.;t" (,{ i .; '~li';'~}Y. :[;:M'~~~':~~:~;"f" :'i.:~; ,. .~, .~ '~.."., .". ..." . " , .' r. t' .,. :1-\ 11 ',f'''' l" ~ I ~ 'I...:.~"J;.~~.~. "'~/ ,;..' ,'I '~-.I..,...t~:f,tr,~..~.. "', : .'~'i~) ':~~~\.~ ~~,':'1:.' ';:,",~ ....~, .:~. "~.' ':~.trd~: ,. , I, .. ..., , ,~".. .. . 1.' t"rl" ;.' . , '-:'",.)1 r:1.., .',.\ ..:'\:.:....M~J., . ~:. . 11":3 :'iI ",...'l".I';'I\.':,;.j',..., i\"~::;. ,. ',:: '.' .' " ... ':'.~J ". .:,~:. ~ '~fr: I \!j ,~t~"~ "",1,- ~(. 'r,: ~\~fj,"'" :,. ,,\~!'.~J.1',,' , , ,,,.r.,,. AMERICAN LAND TITLE ASSOCIATION COMMITMENT:'leee'fRti,BI i7 ','. 'SCHEDULE.'C (Otlcrlpllonl) .. ALL"'~T CERTAIN piece or p,lrcol of land, altuats In the Townllhlp of UpPClr Allan, County uf Cun,bu""lI1rJ and DtLltll of pllnnaylvanl.., baunded and doycrlbed au fulloWGl Sft,".'r::l'/~d.'IlD: \::f..~.,. , ",,'V BEGINNING tilt A point on thu aou~hll'r.'n line of Ande. Drlvll' At thll' '." . w...t.,Plr,I,lnll"of Lot No. .,8 aG,lhaWn an thll hllrGllnaftllr mllntlonlld Pl~n o"Lotlll thllncQ ~long Lhll wQuturn line a~ Lot No. 48, aouth five (S)dugr.lIs sllven (7) mlnutua aayt anu hundrlld twentY-ll'lght (128) f.et to oil pal"t I lhllnc;'9 .dollCJ othu,' lando now or late of Jack E,'and Enda M. Burtulettu ~oulh eighty-four (B4) degreeo fifty-thrall (53) mlnut"lI weal anll hund'-lld thlrtY-II'IVIII' OInd nlnoty- two anG-hundrll~~h. (107.92) foet to Appalachian AVllnue,thllncll along the ealltern llnu of Appalachian Avenue an a curve to the, right, an arc distance of twanty-four LInd twelve on.-hundredths .,12.,,12) f....t to, a polntl Ullll1co c.:ontlnuing alon'il Appaiiachlan Avenue 'north thlrtllun (i3) dagruulI forty-four (~4) minute. east onll hundred ten and el'ilhty onu-hundredtho (110.001 feet to a paint, thenc.. along the .o!Jth,lIrn llne of Ande. Drive north eighty-four (84) -, deg...... flfty-thl".. (53) minutes east nlnsty-flve .(95), f".t to the ,'p,l.c. of BEGINNING. ' , ",' ..H,;' . ,'.. BEJNG Lot No. 49, Pial' of SGfctlon i!. 11t. AIIsn HlIights, said Plan being rllcordfJd in the Flacordel' of Deed," Office of Cumberland County In PI.", 'Book Ie, Page 17. ,'.' ,i, ,;;;Jor'JU "..",... ,. . 1l',l1".., ,., .... .., II.. . HAVIN13 ther8an erGcted .. bl"ick opl i t IlIvel dWl!.1lln,Q .~!'fI.~rLolIlld. ,_..__" ,"umb.r.~".. ee:And..'Drivu, ,".' .... ,'" i'lIle ':'l Ii." .l \.::., {, ., .\.... .: '...... .;.:.' I. ..~. \,,,.;.: 0 ;. iliA the", r..h;rrUIl ; 1 j:o tll.. Cc,nlmltrn" , hUrolo): ': ......:(...\;t u.! '. , ~I'\' f:l. l't,1.1dlt ".)'-/111' C~li.:I~1 t:i'l\l..~~.t ~<. ~.' ,\h I'. .. "".j-.t. l '. , '~I'm('Si{1ned bOOK 1036 fACE 567 ;':\.'.......-...--. .. .oJlIll,II.'I.oIllfi'II .'., II I.. rl;11 ;:.1111'; lI"I.. , " . , 't,'''" .:. : . " .-...~'...., '. ,. .... ','...\ ',. '.1:i , .,',,; . \U I., II I " : ; , : l'r ',' ":, ! , ! i , . t' I I ti '. ;. , , .. .' , ! , 11 , , , L' , i , ; " j:i,li\: 1 \ \!;, ,p '.J \';! j':; IUd! ;"';f\bJ" . T Ai h. 'I ll' ,';oi;- h I ll~ :'::hc}J 1 t, \o;t;l' hl'lt;Q dql) \I'.'I!J ;ll_'(1)J ,j i inl ," , h,lt h ,'j.jn' ,11\11i."nt "l.,:tlct, ~~l\J Inql.tlt~ ll.'i (liL-:' lJ.i11j~_1l. , Hl(It^~J, rI~Wl;iH'" ~, I \ . ! d 1; ill', !' V.1 t I j\!IF !.'d "" I \.l Ii, 1 t~ l ,; ;, " ,.1\_ H, .. !'1 L 1 {' t: "il! W l;'L- Ht; t 1-:,:'t t.-.! \'1;- !' :.'11;_ ,J ! h. h, 1 YilF't' JIlt r. I-II;; yo 1 V:H; I l.. !! '.',1 I, ; l ". ~ h!' .... t t h '- jl ,'1)111 Ii. "[H-t nt'''' r I;-j ;hf' , " ! 1 ',' . , 10 I " i; . I I , " , , - ,. , I I . I , , ., 1 " , " I 11 I , h Y L t', j': . I' .ili; I. . t '. l (1;- t '~~4- ~ 'ifr~~ , /?~ " 1:!,; '."t ~ ;<,,1 ..1 i;lll,' HI j;;n ,If- '. l'I[1l I, Y ;-:' ;, J /,44- '1(, ~ Y~.~~:.nl.(.,~,~ ... .. BANK OF AMERICA, FSB, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA VS. NO. 95-6145 MICHAEL EDWARDS JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAMES, CIVIL ACTION - LAW Defendants IN MORTGAGE FORECLOSURE PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY I Kindly reinstate the complaint in the above captioned matter. DATE I January 4, 1996 BY L n P. Haller 1719 North Front Street Harrisburg, Pa. 17102 Attorney for Plaintiff Attorney IOU 15700 BANK OF AMERICA, FSB, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA VS. NO. ',',1../'/\ ("" T,... MICHAEL EDWARDS JAMES A/K/A MICHAEL E. JAMES and JANICE M, JAMES, Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE NOTICE You have been sued in court, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice have been served. To defend against the aforementioned claims, a written appearance stating your defenses and objections must be entered and filed in writing by you, the defendant, or by an attorney. You are warned that if you fail to take action against these claims, the court may proceed without you and a judgement for any money claimed in the complaint or for any other claim required by the plaintiff may be entered against you by the court without further notice. You may lose money, property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY Court Administrator, cumberland County Courthouse Carlisle, Pa. 17013 -- (717) 240-6200 NOTICI" Le han demsndado a usted en la corte. si usted quiere defenderse de estas damandas expuastas en las paginas siguientes, usted tiene viente (20) dias de plaza al partir de la fecha de la demanda y la notificacion. Usted debe presentar una apariencia escrita 0 en persona 0 par abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y par cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos import antes para usted. LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATAMENTE, SI NO TIENNE AllOGAD 0 SI NO TIENE EL DINERO SIJFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LI,AME POR TEWFONE A LA OnCINA CUYA DIRECCION SE ENCIJENTRA ESCRIDA ABAJO PARA AVERIGUAR DONDE BE PUEDE CONSEGUIR ASSISTENCIA LEGAL. CUMBERLAND COUNTY Court Administrator, cumberland county Courthouse carlisle, Pa, 17013 -- (717) 240-6200 BANK OF AMERICA, FSB, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA VS. : NO. 1/",. (# II/~' ('(t..1 7-' II'. MICHAEL EDWARDS JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAMES, Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE C 0 M P L A I N T 1. Plaintiff, BANK OF AMERICA, FSB, is a Delaware Corporation with an office at P.O. Box 26388, Richmond, VA 23260-6388. 2. Defendants, MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAMES, are adult individuals whose last known address is ~5 Andes Drive, Mechanicsburg, Pennsylvania 17055 and/or 660 Kise Mill Road, York Haven, Pennsylvania 17370 and/or 1707 English Drive, Mechanicsburg, Pennsylvania 17055 and/or 2116 Cedar Rud Drive, lJ5, Camp Hill, Pennsylvania 17011. 3. On or about November 22, 1991, the said Defendants executed and delivered a Mortgage Note in the sum of $100,946.00, payable to Sovran Mortgage Corporation, which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1036, Pg. 563 conveying to original Mortgagee the subject premises. The Mortgage was further assigned to BANK OF AMERICA, FSB in Book 502, Page 308, on August 18, 1995. The Mortgage and Assignments are incorporated herein by reference. 5. The land subject to the Mortgage is: 25 Andes Drive, Upper Allen Township, Mechanicsburg, Pennsylvania 17055, and is more particularly described in Exhibit "B" attached hereto. 6. Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on February 1, 1995, and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance (b) Interest at $22.91 per day from 1/1/95 to 11/1/95 (based on contract rate of 8.5%) (c) Accrued/Accumulated Late Charges and Late Charges at $37.41 per month (d) Escrow Deficit $ 98,369.38 6,964.64 336.39 668.14 (e) 5% Attorney's commission TOTAL 4.918.47 $111,257,02 ' 'Together with interest at the per diem rate noted in (b) above after November 1, 1995, and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff, 8. No Judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclosure and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendants are not members of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the soldiers and sailors Relief Act of 1940, as amended. 11. Plaintiff has complied with the procedures required by Pennsylvania Act 91 of 1983 (Homeowners' Emergency Mortgage Assistance Payments Program) and Defendant has either failed to meet the time limitations as set forth therein or have been determined by the Housing Finance Agency not to qualify for assistance. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure against Defendants for the aforementioned total amount due together with interest at the rate of 8,5\ ($22.91 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriff's Sale and for foreclosure and sale of the PURCELL KRU .Jo ~ By - . L n P. Haller ~ torney for Plaintiff 1. D. 1115700 1719 N. Front St, Harrisburg, Pa. 17102 (717) 234-4178 property within described. . . , . ,'" , ,t.. ' , AL~'THAY CERTAIN piec8 or parcsl of land, ultuat. in the Townuhlp of Upper Al hn, Caunty of Cumbul-llIl,rJ arod Bto1tll of pennllvlvanla, bounded and dOMcrlb.d au fullowsl r.H,.~t::l'/t'H:L;tW: ti'f';,~' t' . , BEGINNING At'. point 01' tho lIo~l:her.'n 11n8 of Ande. Drive at the' , we.,t.,P1r,I,lne "of Lat No. /,8 as, shown on the hero I nafter mlfnt lonlld Pl.n of'Lats, th.nce 610ng ~hll woslern Iln. af Lot No, 4B, lIouth five (5)'degr.es ..von (7) minutes Gaat anD hundr.d tw.nty-elght (leB) f..t ta 0& point, lhonc.9 OIionl/ othul- 11Indu now or I.t. of Jack E.'.nd Enda N, Bortuletto ~outh olghty-four (B4) degr.all flfty-thra. (53) minutes wellt 01'11 hundl-od thlrty-sllvlln .;and nlnotv- two one-hundr.Q~h. (137.92) foot to Appalachian Avenue, thence alung the lIavtern Ilnu of Appal.;achlan Avenue on a curve to the , right, .n arc diutancu of twenty-four o1nd twelvo an.-hundredth. ~e4.1e) fout to 01 paint, ~hence continuing alan~ Appato&chlan Avenue 'north thlrte.n (13) degruos farty-tour (~4) mlnut". ...t on. hundred ten and eighty ons-hundrodthll (110.001 fset to a point, thence. _ .long the .a~th.rn Iln. of And.. Drive north eighty-four (84) degre.. flfty-thre. (53) minute. east nlnuty-'Ive J~3) '~.t, to the place of BEGINNING, . . , '.../'I'.',,, BEING Lot No. 4~, Plan of SIlIetlon il, 11t. Allen Helghtli, said ~I.n being recordod in the Rocorder of Deeds Office of Cumberland Countv In Pl.;)1') 'Book I L!, Poiga 1"1. , ,:,;,",'"~ I'c':' ,.. f II., I'.. ~." ,,' ." . HAVING thereon "rllt:twd a bl'lck llplit l&lvQI dw~llln.1l ,k!.'PWILal1d ....__.___. l1umb.r.~ 'a. e5' And.. . Dr i VEl. " "',' .. ~SCHEDULE.'C (Dtlorlpllonl) .~ '.-, ;' ....1\ P' .\1,.... j.; " .' , ,", ,. Tule tl ;1;.. ll:'- , , '" sh..ltJI;d i'. r.llho e!fuCliYll ~.1I~ horllOl vt5tedln: ;':: l~t:' "''';::~/.>., .~~~ . \,..,,~ ...-'"....-:i1\;'..... &,.. :;,'~..~:.::.~i~.'~4.~t~ t:.~;, ".' '.1'"' I ,. '. {, .'.... f 'J, '..'..;':. .; . ',' -.",;;'0 filA I.;r.tl (.:,h'irlUu i ') l:J'lI.,i Cc.f1lmitni", I l\Urnl"): . '~'~.r""" .1 ". ' , . ,'I '~" ... ......~.. " , 'I " 'i.~'~'~~\;::. ," , . '-~. ':'; ~1"'n. :...':J; ", " ", - ':~', I..... ..~. . _ . .':~ . " ,J,.:<."i:', /ol.' , ,'. "",I, . ., ""1~" ""f, '"I 'IlUjllpntll('ulariy set forth InSctll;dule:'~:,~.~""d ~:) . ' . I I'.'" '...':}'" .;'It ." ...' .....,. "'r, ,''''' .: .~ 1 t: 10._ ..-,: f\" ',' '1!~.;.Ir..~." ,;/\1' .' ":":',;';;4: . :i, I' ,u. . . ..~. ".i ..".... ,~.~!rlri;\'ii' ~~' {.~ '::: . -j ~~~'\'t1.'it: $,';:: ~. l.,.~ '.. IJ,,:hf.';.,L":'....!.. , "I.,.1.~..,';""I, ';.0 . .. ~~; " .~, l.-~,,'.', .O~'. :h"J { '.:. ;'1>"/' ...., ';', ),1,'" , .:!~i~~it.~~ , ..'.'i~i". j\\'l." ,~: , . .'f'~ A...ERICAN LAND TITLE AIBOCIATlON CO......IT...ENT :',..eUHIBI ~ '. .i tin I' '.U....,: 1";l'::.~ ~~\. ~'I, .'1...' t:ljll' :'. . ~j'. :,' ~'\." I .~lln,\..r6;r.nf:d bOO~ 103n IAGE 56, ..lIlt,Ii.-,." brj'., .I~ II i,' r,-.I','!'I!"; h.". . BANK OF AMERICA, FSB, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA VS. NO. .j,.., 1../,/, ('It.d r;.- MICHAEL EDWARDS JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAMES, Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice have been served. To defend against the aforementioned claims, a written appearance stating your defenses and objections must be entered and filed in writing by you, the defendant, or by an attorney. You are warned that if you fail to take action against these claims, the court may proceed without you and a judgement for any money claimed in the complaint or for any other claim required by the plaintiff may be entered against you by the court without further notice. You may lose money, property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBBRLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa. 17013 -- (717) 240-6200 NOTICIA Le han demandado a usted en la corte. si usted quiere defenderse de estas damandas expuastas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos import antes para usted. LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATAMENTE. SI NO TIENNE ABOGAD 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONE A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRIDA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL: CUMBERLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa. 17013 - - (717) 240-6200 BANK OF AMERICA, FSB, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA VS. NO. 'i 'I' I..'" \ (;1'" ( .,..... MICHAEL EDWARDS JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAMES, Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE C 0 M P L A I N T ~. Plaintiff, BANK OF AMERICA, FSB, is a Delaware Corporation with an office at P.O. Box 26388, Richmond, VA 23260-6388. 2. Defendants, MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAME$, are adult individuals whose last known address is 25 Andes Drive, Mechanicsburg, Pennsylvania 17055 and/or 660 Kise Mill Road, York Haven, Pennsylvania ~7370 and/or ~707 English Drive, Mechanicsburg, Pennsylvania 17055 and/or 2116 Cedar Rud Drive, lOS, Camp Hill, Pennsylvania 17011. 3. On or about November 22, ~991, the said Defendants executed and delivered a Mortgage Note in the sum of $100,946.00, payable to Sovran Mortgage Corporation, which Note ie attached hereto and marked Exhibit "A". 4. contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1036, Pg. 563 conveying to original Mortgagee the subject premises. The Mortgage was further assigned to BANK OF AMERICA, FSD in Book 502, Page 308, on August 18, 1995. The Mortgage and Assignments are incorporated herein by reference. 5. The land subject to the Mortgage is: 25 Andes Drive, Upper Allen Township, Mechanicsburg, Pennsylvania 17055, and is more particularly described in Exhibit "B" attached hereto. 6. Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on February 1, 1995, and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance (b) Interest at $22,91 per day from 1/1/95 to 11/1/95 (based on contract rate of 8.5%) (c) Accrued/Accumulated Late Charges and Late Charges at $37.41 per month (d) Escrow Deficit $ 98,369,38 6,964.64 336.39 668.14 (e) 5% Attorney's commission TOTAL 4.918.47 $111,257.02 · .Together with interest at the per diem rate noted in (b) above after November 1, 1995, and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No Judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclosure and accelerate the loan U f.......II.. In... 1_1 M"'"..... It" u.0pl60MI..... ...UI.....UJ.C.~ .................."""Nt~ , . ,- . I. ".nnsy1vnnlo 'Ey~ , .', ':.111. .,.....~ .O\g :' il' ,', ~..~ wit outi"'d1e." VeteransAf- Morrgagt NOlt "This loan approval fairs or ,is ,not assumabl~" the Department, of authorized agent." of its APPLICATION' ..",. S 100,8....00 LOAN' lIun t.!ECIlANICSBuno ,1'rIU\J,h.nl. tmVtlU\ER 22 ,19 91 'lu,.."',un.".I,thell",It,.llhtd. MICIlAU EOWAAO JAMES MID JANICE .... JAtolU bmiall\tr ntkd the ..b...... pOOl'" kJ l'Iy &alSuu.. t.l1lr11'lt (:lUINltllkin . CI....II.UoJn f11IW...d.1III 'lllliftl undu uw...... 01 lilt Com. mCllntt.lth ut Vlrtllll" ,.. crdtl.htttlnaf\.t. _Itnaltd IU II. r.yer. tht 1"lN-~..I.um uf ONI! IlUNORE.O THOUIANa, NINE. HUNDRED 'ORTV 11M AND NO "00 OoIIartIS 100.1411.00 l,.khlmluHrumd..,allhulII:uf EIOH' AND ONE. HAU ptl mlll.lm ( .. '00 ft) pt. INUlftI pa the UI\('I1d bllaner unUll'lld. 1bt..id plncl~ tnd InWmawll be 1'1,.11'- 111M unk, nl fMnor.. MOIl.'.' Corpor.t_".. 201l'MCaryllrrettnRktunond. "ullnIa2)'19.J1)6",~brW,utbt hutdtllRl' dtlllntlr'" ","'lnl lnJn[lfllhly 1Nullmtllllof UVE.N HUNDRED IE.vttnV 1111 AND '" 100 DulIaJ.IS 171." J.C\lIDlmtneu.lonlht,.,...d'rol JANUARY .1912 .lIndlllllhthdl,of u.ch tQODIh lbeml\tl UlIlII tht plMlr&I MIl lair.... an rwUr ro-Id, tlet'" lhallhe RMI S-)'IIM1Il 01 1M pdn IMtbudflf" uldcnttd ha,br.lf ftOlPlhC'plW,.UbtdUlwr-r.bLtOlllblf'\rllda,of DECEMBER .202\ , Pri'I'~" """olio or'''!I M on, ~_,=~"Ium or ,<<,... ,." inoI<..._or.., "",,_... """.... ......01_ ,","lime orOnllluodrnDOUmtlIDO.DDI. , .1cIt "rpl~n1"'fubtbtUbttmtIledCllldw_fICIbrd.hrUtlpl~~" =.:" 1Imml d. _. Detd DIll ba ciid &he btU fCllIoWint ....lbMOI dill'" d' dm7.p aftIr tad ptrpI)'1lllnl. Whkhtm Ia Ilmukaneoutl, .I&h the t'rcutlon pf lhbliow u.e M....,.... uewtrd Iftd ddl..,rtd LO u. ...". I tot......t aeewtd \lpln mtI\n prm__ ,lbltIIdla'lbI~Cof CUMlIRLAHD CclNDaDwuktaDl' , .....mcn tarl, dtlulbtd Ia the Mona..'. AU of the &mna. blona,eondldont, IItpultllnN tnd .. .,. N ... &MMlk,utht" 1Mdi. 01 "'cMtothesune..~n1 .;.bthe ":"-S ,,,,.1ri,:t.'f.:I$i~X'l1.~,,,,._,..:z."'Io~,"''''''''_Io~br<'''' relr .ID, kllMritiltt wl&b.... ...:r'~1&t",,;;;;r' no_oI"'~P!"'''~JS1~oI..:~I'.t'''''''''0I:rr-''''=' _....,...Io~.....,...II. '...-..m1........".... ,...~.. ,.... ""1,,--" "..,,,..,, ..... .." IhlatfOl..... ftOl Gad lhI lI&Ior .11 ..... n nf ..,.."1:;1 _:r... ,1"'1o~~' ~._.....,..,....=~''t'''''''.1o ~ .....01'...,"" .Iobed......,.. no......~.-:mi'..'m..'-.."""".""....u.~..................loe'..M'...,......- ........n .Iid_ mentor ...IMt..WM,ku '."",oUbt reed' , btreof.unClJI ItIft\,r", &hi ,nU... "npl plnct::l" .. "'ala. dhn ..1M raW '" the ~, he. 10 tI' on ~~ 1b11l'Jts1l11l110:U It""" of tblo=...._.."....~...............~_oI....~"_"......1 · .,.....- ..... ",.Uttri'ir6.lJIIwtlic .ucuIJon I mIIY farth'dh: 'bmb,...lnatht'jahloflnquldInl'lOfl.11 ,.. IotOlkdlht nldt:.:2ht="oCt.. ullWUyc nul ....tidluthaflmUiil'rUlhnftJUrrlonllr r..:r"~tc:"tnd ...I.."tad tllt_.U .....no.tnrorc.Cllhtllllhrltumd,"IalirIat4tumplon,.W..mtSIIOf ..,oIu<<UlIM. no ..........bo".. ........................ ..",.. :::/.......u...II........,.. """".. -... ........... """I heretO. Whrh,a UKd, &ht 'lntu'" Dumbe. tbiU InclucSt lilt 1,(11I1. the r111f.1Uw: a!nauw..1III thi ... of Ill' .tndtf..1I "'-'rrl1nlM 10 II I'.'IS. ,,, Wimlu "''''lfJ.lbt MIUI bauUKdlbnt pltllnlllO be tlttUl,d undu...llhr day .ndyUf f\nl,bo.-, ..ill"" Iltntd.lnkd and Otll..ttrd IIf.n (s...l) (S,.I) ::pc.: ~ f. M, 'Sui) nit ilia urtif, lhaI. thla .. &ht Nou dtsalbtd In .nd ItCUltd "r MOIISI.e of ,nft dill: hu..!lh Itclllrd on ltal uallt IMII In C""ER 0 ~~~Tm',c'~;;'".:P~,w"'MW/ ~, ~...;;....::_ =- / 71i" ~ '" V":J_C: Z~, ~-" (/--' Vf."lortPIf N.h. h...,I".lI UlHlIfOl EXHIBIT ~ , , , ',: III sh,:IIJr.d i~ ~Ilho elfuCliVll ,;,ll~ hoillOl v'litfd.in: V: ."~.; ~ l'~~:. '~.;,:;~/'.'.,,~.' ""~ " . \~ ~"..- I.~~ ..... '.,,: ....: 1~.':T1~:i~~,'!;;!f~:::.. ,1:<.:, . " .... .~~.. -, . ..#. ,..;.. ',!, :"~~I~"P;, i:;i . . " l~'l'\. '... t u ,Ij,~"ti. ,," ;.' ,.11I1~1l1 PMII['UlarIY,,; forth'ln SCh~~uil~)~~~~~~/i:l; '.. r:' .; I.' "J I;~": ....~.. :':',' ~;. '.\ -"/' ,;:";>.~-:l>':~'}~' .,' t. ~_~~.. ;~}: ;'h ~ ","1', . ''''f~' . ' ",J[l. "M~' .'".~..~ :;"" "'H~!'Ii}l :.~~\.;l,'" ',,' ,.r.d;'r~~o1>.:J."'" .j i I. "'~',-lJ ~'~.~' .:..Y.< ".;0' ~~ ,~.' 'l-ft oj. .. . , .... '; , ..... "'~. to' '. '. , "':i r .....~. ., .. -, '.' ," :l(~, I ',' ',.:. ;\"\';::" .....\ ,:,:.).,,!, > , . "j-::.-.- ',;--:. fi'._,"",,'" " "':;"~\:"";l'" t"..~,4., ~ '.:: ': , , . IM\" b:l " ' ~'1i~ :':'~Ir: :' ,:tJ~\:tilii , .. .\~\,,> .j':'~ '~-'. ,',,~~, AMERICAN LAND TITLE A8SOCIATION COMMITMENT :lieee'UH'/O/ J:2 " 'SCHEDULE:C (O..crlptlons) .. . .' ,~ ALL'TkAT CERTAIN pteco or parcul of land, situate In the TownGhtp of Upper Allen, County uf Cu~burl~nd and Ot~te of pennuylvoilnla, bounded and doucrlbed au fullowu. ':'!,',::1',,,, dillt': ,: :' ~". . , ':' ;'; BEGINNING 4t a point on tho uo~thQt:'.., I ine of Andee Drive 4t the' w..tern lina of Lot No. ~8 au Cho~n an the harglnafter mentioned I ... ,.. 't'.. 0; . Pllln af'Lottl! thenes "lanq Lhe wost..,-" Ilno of Lot No, 48, south 'Ivo (5)'dvgreos seVDn (7) minute. eaut ono hu~dred twenty-elyht It28) '1iI1lt to oil poi"tl Lhun,w ..ionQ o~hlJ'" liI,'do now or i.te 0' Jack E.' and Enda M. a..rtulette ~outh eightY-four (84) degreau flfty-throlil 15:3) nllnut.... weut ona hund'"od thlrty-'seven and nlnoty- two ona-hundreQ~h. 1137.92) foot to Appalachian Avenue, thence aiong the uautern line of Appalachian Avenue on a cur v.. to the, rtght, .n .rc distance of twenty-four ~nd twelve one-hundredths /2.,.12) fu..t to a poi"t, thenclJ c.:ontll,ulnq along Appalachian Avenue ~orth thlrteun 11:3) degruou forty-tour 1~4) minutes v.st onlil hundred ten and olghty ane-hundredthu (110.001 feet to a potntl thence. along the &a!Jth,llrn 1 tn. of And... Drive north .tghty-four (84) -, dIlO."lle.. fi'ty-thl"1l1l (53) mlnut." ..ast nlnetY-'lv. ,(98), 'Illlt to the place of BEGINNING, ' , , """'.:', ,'.. KING Lot No. 49, Plan of S...r.tion 2, 11t. Allen HlJlghts, Baid ~Ian being rucorded In the Racorder uf DeedQ O'fice 0' Cumberland County In Ploill1 'Book 12, Palla 17. ";",',,,"cJ ;'<::" ,'. ! I~ J I' .. "'" . d.. HAVING therl/on IIrQctfild . bl'lck nplit I..val dwl1lllng ,~!'flW'L.l'1d" '_"__' numbered. a. 25, Andll. 'Dr I ve., ".' ,',' 1'ulo t:l :t;,~ , . l,~: ./ , , , ., " .... .' '.'. '~'. :':. . \. W.;.O fhA I~r," r~ft""uu ; 11.. 'II;;; C[i~'mHI"" 1 l1Urolr,): ....."..'..1 u." ~r~ " 1.1jd.J 1":l'l"'~' I ~ I, t:' I , .'. j' t:i ,I ~', :', , " ~,'\" . . " , " ' ....., ". I . '~\:n"\"ti;qrwt.1 bOOK HJ3rJ !At[ 5n, ,Jlll."..I.ll.,;" . ')' II '.' p! II "\"'. tl" 'L'~'. . :. , I, .,4 .~, ..... " " . .;. , . ,. . , " \': ! BANK OF AMERICA, FSB, Plaintiff IN THE coun'!' OF COMMON 1'1.I_AIl CUMllElll.flNIJ CO., I'ENNSYINANIA VS. NO, 'I' !, "f, ('ll.' 1,.... MICHAEL EDWARDS JAMES A/K/A MICHAEL I CIVIL ACTION - I.AW E. JAMES and JANICE M. JAMES, Defendants I IN MOn'l'GfI(m FOlmCI.OIlUnE NOTICE You have been sued in court. If you wiuh t.o do' o lit! (\'Ialllllt t.ho claims set forth in the following pages, you mUllt take acl.lon within twenty (20) days after this complaint and noticn hllvl! beon lIorvod. To defend against the aforementioned claims, 1I wdtton appellronGo stating your defenses and objections must be ontol-od and flied In writing by you, the defendant, or by an attorney, You are wlll-ned that if you fail to take action against these claims, the cuurt may proceed without you and a judgement for any money clalmod 11\ tho complaint or for any other claim required by the plaintll'f may he entered against you by the court without further notico, You may lose money, property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONC!> , IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, 00 TO OR '!'ELIWHONE 'I'IIIL lWI'lCIC UE'!, FORTH BELO\~ TO FIND OUT WHERE YOU CAN OET I.EOflL HELl'. CUMBERLAND COUNTY Court Administrator, Cumberland County Courthousr, Carlisle, Pa. 17013 -- (717) 240-6200 NOTICIA Le han demandado a usted en la corte. 8i usted quiel-o dolendorllo de estas damandas expuastas en las paginas lIigulentos, usted tione viente (20) dias de plazo al partir de la focha dn III demanda y III notificacion. Usted debe presentar una aparleneia oscrltll 0 on persona 0 por sbogado y archivar en Is corto en 'ormll OllCr! ta sus defensas 0 sus objeciones alas demandas en cant ra do Illl pOl'llOnO, Sea avisado que si usted no se defiendo, la I:ort I' 1."11\111'11 medldoll y puede entrar una orden contl-a usted sin provlo lwlllO 0 nutlflcllcion y por cualquier queja 0 alivio que es pedido on 10 pu\.lc!on do demanda. Usted puede perder dinero 0 sus propl l~dados () 01. rOil dnnwholl importantes para usted, LLEVE ESTA DEMANDA A UN A90IJAOO IMMlmIA'I'AMI(N'I'IL III NO TlImNE ABOGAD 0 81 NO TIENE EI. IJINElW f.lIlFICIENTE 1m PAGAll TAl, IJImVICIO, VAYA EN PERSONA 0 LLAME POR TEWFONI, A I,A ol"ICINA 1:IlYA IlllmcCION 81, ENCUEN'fRA ESCRlDA ABA,JQ I'flRA AVEn )(IIlAII IJONlm Ill'; PIlEIlE C(lNmmUlIl AS8ISTENCIA LEGflLI CVHD~_~OUNTY Court Administratol-. Cllml)!!!' J (\l\ll <'''lIl1t V ('''III t hlJlIlll! CarlisI"" Pa, 1'1011 ('11'1) ;'411 f,;!()() BANK OF AMERICA, FSB, Plaintiff I IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA VS. NO. ('; 'I. (I ,'I) ({ ~ .r" { -[L I .-, MICHAEL EDWARDS JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAMES, Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE C 0 M P L A I N T 1. Plaintiff, BANK OF AMERICA, FSB, is a Delaware Corporation with an office at P.O, Box 26388, Richmond, VA 23260-6388. 2. Defendants, MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAME$, are adult individuals whose last known address is 25 Andes Drive, Mechanicsburg, Pennsylvania 17055 and/or 660 Kise Mill Road, York Haven, Pennsylvania 17370 and/or 1707 English Drive, Mechanicsburg, Pennsylvania 17055 and/or 2116 Cedar Rud Drive, 105, Camp Hill, Pennsylvania 17011. 3. On or about November 22, 1991, the said Defendants executed and delivered a Mortgage Note in the sum of $100,946.00, payable to Sovran Mortgage Corporation, which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1036, Pg. 563 conveying to original Mortgagee the subject premises. The Mortgage was further assigned to BANK OF AMERICA, FSB in Book 502, Page 30B, on August lB, 1995. The Mortgage and Assignments are incorporated herein by reference. 5. The land subject to the Mortgage is: 25 Andes Drive, Upper Allen Township, Mechanicsburg, Pennsylvania 17055, and is more particularly described in Exhibit "B" attached hereto. 6. Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on February 1, 1995, and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance (b) Interest at $22.91 per day from 1/1/95 to 11/1/95 (based on contract rate of 8.5') (c) Accrued/Accumulated Late Charges and Late charges at $37.41 per month (d) Escrow Deficit $ 98,369.38 6,964.64 336.39 668.14 TOTAL 4.918.47 $111,257.02 * (e) 5\ Attorney's commission *Together with interest at the per diem rate noted in (b) above after November 1, 1995, and other charges and costs to date of Sheriff'S Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by plaintiff, 8. No Judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclosure and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10, Defendants are not members of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the Soldiers and sailors Relief Act of 1940, as amended. 11. Plaintiff has complied with the procedures required by Pennsylvania Act 91 of 1963 (Homeowners' Emergency Mortgage Assistance Payments Program) and Defendant has either failed to meet the time limitations as set forth therein or have been determined by the Housing Finance Agency not to qualify for assistance. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure against Defendants for the aforementioned total amount due together with interest at the rate of 6.5t ($22.91 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriff's Sale and for foreclosure and sale of the property within described. By ~~ n P. Haller ~ torney for Plaintiff I. D. #15700 1719 N. Front St. Harrisburg, Pa. 17102 (717) 234-4176 TAUt; COpy FROM m.::cmm In Tcnllmony WliC1801, 11\(:[11 uat,) ~H my Iland i1tld Ihe !iNI d bald Courl ill (;aI1l510, Pa, llllA .. (, :-day 01 (f'!, t, (", I 10" \ )""0 ~ (t. HI,,"'" ~1~.JJ:. ~ . . . Prolllonotarv ". .........U.. ,,,.., 1_1 II..........."" u.n,.IoMI.... .. "" .. U Ule. ......... ..........,....oI.........~ . .. . - ~ I l'ollllsylYIIIII. 6~~ . .'/ ':'H" -t...'.. 01<1 .. r..> , ' ::IY5 wIIM~':,..",., \ VeteransAf- ---- Aforrgogt Nolt "This loan approval fairs or ,is ,not assumabl~ the Department, of authorized agent." of its APPLICATION' 1"'" , 100.141.00 lOAN' unn t.lt:CHANIClouna .J'c'nIUoJI",,1a tUlnMBER 22 .1991 fjl'....'''Uhlf'J,lhtlllltlr..IJnr.l. NICIIAU founD JAtolU AND JANICE N. JAMU btttlnlhtt nU,d IN t.l,ul.lltumlar:l w r-r loScnnn "'orll'lf CtM'p"r.l~nl . e-nfp.ltllloolw.lnil"d and ubl"" 'Indt. IIIf lI.... uI' lbt (~onl' mo.."rallhuf\'ltllltll,lwurdfol,htttlnl&:,detltntled..'1he ""'t'.IMl"lnc1Illllllmul' ONI ItUNDREO THOU....NO. NINE HUNDRED fOR1Y 11M AND NO 1100 PolIanU '00,141.00 1....t1ldnll:'n1r,unld.lllttht'.lnr IIOHT AND ONI IlAlf !W' Ct'fII,,",' . .100 "I ref IMIWunlhe UlIr-idbe.Wc.unIl1 (ltld- n...idp\nclplland ,*rultball be re,I'Ac IIIJltuUk, ctf &o_,.t Mort'lat l'orpot.t~.. 11201l!&llCat,lllrnklRkhmood. \'v.lnlaU)I'.]ll6DflUChrLw,ulheholJtlfll.l' lksi,lWIltIn Mltlll. lIIltlDllllllrlnlllllmrntanl SEVEN HUNDRED IEVE.NTY IlK AND "/100 bollarat' 111.11 ..comrMM\ntonlhtf1n.ld.,oI JANUARY .19112 ..ndlllllhcnr-tlI,ol ..h tIIIlftI,b \beruI\c1 UIIIIIIhII"'IncIp.I and ,*,. an fuU, paid, tUf'1" u..a Iht final pi,.. or UII rDI1rl WtbItdMU nl&,,",llw:nb,.lI nollldlt,ptld,tbaUbI dIM and pt,.b"DIIlbe nc.IlI, of DECEMBrR .2021 ~' 10 -...IoE...'....'.w... "".."" ~..,.. ..... ""'-....,......... m' k.. .~... ......"'- '*" ..oowllo.... ~11I...IlO),wkI<....r..... """'lnr.u...u...................-,...,,....,,,.....,............ ::tl:'.. alnml dill . DNtI. noI t. _!lad UfIIU \hi ..ut mrIaa wullmttll dill'" Of dllIt, dlp.Rtf '*" ptptJ1Mnl. -"khlm b IlmullantOUli, ..,h u.. ,JMUl;klII or IhIa "oIIUw M.b1 hat utc'UIfd.nd dtllnte410 lbI ..," . MOOI'" ICCUled u(1llll nonam J"mWs ........~ cLtollIAL~ND c::... ,1"..11. mati IItlr dnalbcd '" Ihe Mortall" AU of 1M "1'IDIo rf1J-bloaI. eondlOml, Illrulll.....,J ill II bI die Ma1llranMnhftudt. of itN'*~&ht...tlle'" ..... i:r"::S . ':~h.~~~~...:g:............._Io~_,.........._Io'C....~ ...._~,:!.. ~_..~~.._..ii..=' ~. 'n...............,..... ,........... ..... ~ -,." tt: ...." ..............,,,..,..... .... ..,. 1M IlOI thI Of "ulIlClI the.. at ..,..~:Jl ...... . "......... , :;., roe.....,........... =..!:'.a:'~ ..........,... ..bed.. ..., ~~.....brmi=E"',cOIII\orncord...\Ih1II1he UIl~lIt&ttor.lM.,.kI~fQf Ntbr.wllhCll ri.hlM .... ,......,... .. ........~.....,In"....... ,.......,_.. ,......,..nI..,....,,'" Ibt tnl unpI ..lnctt-1 or _. dhtf tuml pilei hr die hoWlr hrt kI Of' IJII tiehl.U at 1M I 'J'lUI'IUIfIl in lJlj kImI ul Thb~..w_...~.._"'=-~""""~""-"""" · .,.....""... ..... -Df.Uen&f,ti wh lucudan,at nwt, fonbilb: btbtttb,wtl,tslht'!Ihtof6nctublllolllJll.1I r r \0'" "Ide Ntt .1ft r 1lfIiIlllr ran MInI .rid .ulhDflns ttiC huLhohc.. 10 ,_, a: ~.n.t=and ..It.....U M,a rDfcl Of'htndltl'lIIdccl.tllMlna:tDlumfdon.'I'I"'.lttmtDlDl I&Iror,.::lklll. ""..........."'... ............U bind,...... "'..,..... ....",.......1110.....,............. ___.... .......... ",.Id htt$. """", ret UMd. thI.lntulat aum,,""O ktclude tht I'lural,1ht rWlIllhlllntulat.lnd 1M UM or .n, .fIMkt *11 be .rrik.we \0 .11 .-.. '" M-'Imtu WNffl!f. \he M.kt h.u reused IbtK lW_ntl141lt utt:wd \mdtt .,,1 Ult IlIr'M tPl nna .00_' .,jUtn Iltl'ltcl,ltllecI and btllnlfd (ItllI (Ifill .wn;;G J..... ~_ ~,t J.d 111.11 'la'l '11d..lourllf,lhat dilt .. \he NoU dtktlhed In .1Id NClllfd Ii, MlliI1IlIe of lUll dill bt.....1lh M'CUltd DfI 'rll talllt ahw in tUNBfA cOOnlr,r.I.II1Ullllllwtallh of rCNaI,_",lt "II;~'%nr /l;'iA~1'- v~_@L: VA ..........tluit.hll..'h..1t 1111111"1 EXII181T :!:: \ 'SCHEDULE"C (De8crlptions) " , , ALL."'~T CERTAIN pleco or parcol of land, altUAt. In the Township of Uppmr Allen, County uf CURlbul-lanrJ and !3t.Jta Df p..nnGylvoll,lol, bounded And doycrlbed au fulloWGI ':':ff,~t::I',~ d.;sW: t;:' ;.!. .. . , i'; BEGINNING at tII point on tho GD~thol:'''' line of Andes Drive at the:''': we.tern linG of Lot ND. 48 aa tho~n Dn the hereinafter muntlDnad I ',. ... 't.,. l; . Pl~n af'LDt., thence alDng tha wosturn line Df Lot ND, 48, Bouth five (5)'degrees .even (7) mlnul:~s aast Dne hu~dred twenty-eight (128) feel: tD a PDlntl lh.mc:a alClng CI~hul" lilnda now Dr lat.. of Jack E,' and End. M. BertolGt~e ~Duth ~lghty-four (84) degreeo fifty-throe 15:3) minutoli weat Dno !lundl"od thirty-seve., and nll1oty- tl~o onGl-hundret;l \;h5 I 1::J7. 92) foo t I:D Appa lAch I an AVllnue I thence Along the "A<ltern line of Appollac:hlan Avenue Dn a curve tD the, right, An arc distance of twenty-four .Jnd twelve Dne-hundredths le4.12) fuut to a point; thoncD cDntlnuing along AppalAchiAn Avenue I , nDrth thlrtesn (13) dogrees fDrty-tour (44) minutes .ast one hundred ten And eighty one-hundr'edtha (IIO.IJOI feet to 01 pDlnt, thence' along the .o!-lth,ern line of And.s Drive north eighty-four (84) -, degl-eeG flfty-th."ee (53) minutes east ninety-five ,1951. flfet to the p.l.ce of BEGINNING. ' , . '. '",I' ':' , ,'.. BEING Lot No. 49, PlAn of Sr.tctlon 2, 11t. Allen Heights, said 'Plan being recorded in the FlecDrd.... of Deeds Office Df Cumberland County 111 Pial') 'SDok le, Page 1"/. " .. ..:"Ju'"l.l I'c"", ,. !Il_tl.... .... ._., .: II.. ", HAVING theralDn number.~'A. 2e '. . . .:.,.... : , " ;:.~-.~. , erlll:tlild . bl"lck apllt leval dw,!,.1lln,Q ,~!,pw!La\'1d.._..___-':".. 'Ande. 'Iklve. .'.. .~ ,", . '.. ':: I.. sh,li lolr.d i~ r.I tho effucI,vll ,;,Il~hoillOf V~i~d,in: :;~ '. .. . ',l:~_~~:." r::'::/~,~:,~ ":~ : ,'"'' "':\?:~f~::}~~ft.,:,:, ..\, ,,""'t,... I ":, !~"':I~;)c~ :"'''~ . ',.., i.F, J .y..",. " . . . .;i. \ ",\" f;:lt .'. ''1-'''~ . .., L.,,,, "..,.> ""l~' . . .i"... .~J~ ~ .. .\.. . Of ,," ;'.' ,.llIIom parl!('ularIY I~t fO~h'ln'Sch~i1~I'~!,~,~.~~d' i~~ ,1,\. '" . {..;I:: '.......r .;-~to:~ ....:~ ~...tr,~;.I\ .; . ~.' t i~.':(~.. :~:: J ~~~J :.',.'[;":I"',:'.;/I'jo',, '..;:' ,.'.~~~~J:.~I;.'" ~). .llL '....!!.',v... I". :'. J..~ffl-l,'.l'i~rM~.l;"'~:ri: ';,i,: .. ....u ' 01"., ....... t, . I" .,. .,.. ~"'. t.'" l,t'." .. ; ,:1 .I....i u~.t...'..v .', . ~4. :.~.~ ~'~.~t' ':", , ,.... ~.\j...,.').... . . .t'l~"~ < ~ _~ - .'. '1. . -.... ,.".,t-f,j ,.', . . ',i .:..: t. '.< IF;:~'' iJ...\ .: '1 )... '1" ..' . ....'.. . ", t),I~~.;;10 ;::~:IJ:...,..".,'...;i,,: . t i~,;;::\;"r\'~, '. ":'" ~",&'r: . ';'" ~,W.~' . ,""l""r~ ~~, , "'.'1',,'", ' d_ , ".h't.,...i.~.,!'. ...,. . ~ '....I.Ii, AMERICAN ~ND TiTlE A88OCIAT10N COMlAITMENT:'i..e'Util8l i2 Tlllo (:'l th., , I~: :. I '\ '. .. ..... .' I.J .......;.... '. .., .......0 filA \"r"J r"f.,flUll ; 11" '":a Cc;n,mltlll', , l1uroto): " '~'l.:(... '. ,I ... ~ '. . l;N. ,. '.\.1..1,: '!":\':~Il ~~'. Q" 1. :1\' t:.;\l ,.,:: t ..0:. ~. .",H '. " . ' '-..f ". , " , , " , ' , "':l~n'.( rs'nned bOOK 1.036 rAGE 56, .,Illl111.',.oIl ~rj'.. . ''/ '1 t.. i'l 11'.1'11'. h... . :,' '~ ._..l , . jl': . , " BANK OF AMERICA, FSB, Plaint if f IN THE COURT OF COMMON PLEAS I CUMBERLAND CO" PENNSYLVANIA VS, NO. '/ "', .' /.;', (/,1',''' (,:tl.. MICHAEL EDWARDS JAMES A/K/A MICHAEL E, JAMES and JANICE M. JAMES, Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE NOTICE You have been sued in court, If you wish to defend against the claims set forth in the ':ollowing pages, you must take action within twenty (20) days after this complaint and notice have been served. To defend against the aforementioned claims, a written appearance stating your defenses and objections must be entered and filed in writing by you, the defendant, or by an attorney. You are warned that if you fail to take action against these claims, the court may proceed without you and a judgement for any money claimed in the complaint or for any other claim required by the plaintiff may be entered against you by the court without further notice, You may lose money, property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUHBBRt.AND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa. 17013 -- (717) 240-6200 NOTICIA Le han demandado a usted en la corte, si usted quiere defenderse de estas damandas expuastas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion, Usted debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATAMENTE. SI NO TIENNE ABOGAD 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONE A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRIDA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL I CUMBERLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa, ]'1013 -- ('11'11 240-G200 BANK OF AMERICA, FSB, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA VS. NO. .J', t. II/') <' 'f .:. f '/,(... MICHAEL EDWARDS JAMES A/K/A MICHAEL E. JAMES and JANICE M, JAMES, Defendants CIVIl, ACTION - LAW - IN MORTGAGE FORECLOSURE COM P L A I N T 1. Plaintiff, BANK OF AMERICA, FSB, is a Delaware Corporation with an office at P.O. Box 26388, Richmond, VA 23260-6388. 2. Defendants, MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAME~, are adult individuals whose last known address is 25 Andes Drive, Mechanicsburg, Pennsylvania 17055 and/or 660 Kise Mill Road, York Haven, Pennsylvania 17370 and/or 1707 English Drive, Mechanicsburg, Pennsylvania 17055 and/or 2116 Cedar Rud Drive, 105, Camp Hill, Pennsylvania 17011. 3. On or about November 22, 1991, the said Defendants executed and delivered a Mortgage Note in the sum of $100,946.00, payable to Sovran Mortgage Corporation, which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1036, Pg. 563 conveying to original Mortgagee the subject premises, The Mortgage was further assigned to BANK OF AMERICA, FSB in Book 502, Page 308, on August 18, 1995. The Mortgage and Assignments are incorporated herein by reference, 5. The land subject. to the Mortgage is, 25 Andes Drive, Upper Allen Township, Mechanicsburg, Pennsylvania 17055, and is more particularly described in Exhibit "B" attached hereto. 6. Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on February 1/ 1995/ and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance (b) Interest at $22.91 per day from 1/1/95 to 11/1/95 (based on contract rate of 8.5\) (c) Accrued/Accumulated Late Charges and Late Charges at $37.41 per month (d) Escrow Deficit $ 98/369.38 6,964.64 336.39 668.14 TOTAL 4.918.47 $111,257.02 * (e) 5\ Attorney's commission *Together with interest at the per diem rate noted in (b) above after November 1, 1995, and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is rsinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No Judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclosure and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendants are not members of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. 11. Plaintiff has complied with the procedures required by Pennsylvania Act 91 of 1983 (Homeowners' Emergency Mortgage Assistance Payments Program) and Defendant has either failed to meet the time limitations as set forth therein or have been determined by the Housing Finance Agency not to qualify for assistance. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure against Defendants for the aforementioned total amount due together with interest at the rate of 8.5\ ($22.91 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriff's Sale and for foreclosure and sale of the property within described. By n P. Haller ~ torney for Plaintiff 1. D. #15700 1719 N. Front st. Harrisburg, Pa. 17102 (717) 234-4178 H'lUE COpy H10M RECORD In Tlr.tlrmmy wl1orcol, I hw, u:\to ;;01 my hand llnd thD r.oal 01 EnId Coup at Callisto. Pal Thl& "'v. day aliul,I"" '0'" J...,,_ (. )Jl.({f~. II;.oJ<j. , I Prolhonollry . '., ',', '" Sh,:IIJr,d i~ ~t lito elfuCl,vll ,;,\l~horllOl v..tiil,in: i:,~ '0 '" :.::." ,;' :." I . .' ~'.. I "',.t.J., ~. .. ".: . " ..... . \\."1tro~/~f''''''.f;........ It.... I, . ~. "'.:'-;' , ~""J'':~' I , " '. \ ~ ., . .,,: l't:;'~-::4'~7::._ ~ . (:, ;;J~' I . ....;.1'.""\.",.'. : . " : . ~:""I*~'; :":" , ",:,!,.~; .111>,),:\:,;,;". ..,.,' ""\', ~. ;~~ , '" .,... . ""' . " . .t..:~'t"-:.~~~.,~ I .\: 0':- :c ,,'\ ;', ',J 1II0ln pr.rllcularly let lorth In'sctllldU'18::~i,:~,~~d .~;. '. t,.;,:, "'~l~ ,)'~"" ", . ....~; :,tJ:.4; '\ : . ';, >,'.1 ~;,':'O:;:l::~:t;v. _: . . .'.'I.'rl~'~l' ~..,! " """ '" . I. .; .~,J~ ;.:;:' .;.' .:...... :."'1 ,.qm"!'I~ ,.,t.'.J!: ':,' .' .1;,,1.;; ............ ,,_ 1,10111\." "'''~'''' ',":wl , . 1.\_, , ,,':',IJ,'lt,;~' ....', .'. ' :. ':-~.'~{J!.'\~'~i.... '. . "~j":"~': ~~ ......:,. : : '''. ,;,. ...,~ \-:r..~".. . /. ..... ,.t;..... 1,.. :..,;'" ;\~" '0 ...\ '11.:1,",.,' . '" . #".'. ~ .. . ", ."~':I" "',..- " :\:).:'~';iJ. " ~:','t'/r. I,,!~,.(!l.:.'lti~ fr. ow:t-" ~~ . , ",I;\i: ..~ , . '. . I ,.',.~. AMERICAN LAND TinE ASSOCIATION COMMITMEN'T~I;...'tiHIBI 12 . ---- ,rr ~SCHEDULE"C (OelCrlpUone) " .. .~ -,7 '" ALL' 'THAT CERTAIN pi.co or parcol of land, oltuatll In the Townllhlp of' Uppmr Allen, County of l:umbul-l.anrJ Olnd St.:.ta of' pennllylvilnla, bounded and doucrlbed au PullawGI r:1lt'~'::!'/t' cL.:tto: ~: : I . ~. . . , BEGINNING At .a point on tho ..ou~hGrn line of Andee Orlvo at tho' w..t.r.., lInc.of' Lot No. '18 au l/'own on the hllrulnafter mllntlonlld ' Ph.'n of~Lote{ thenc:R ,110",.1 lhci wOlll,,,-n I I nil of, Lot No. 49, oouth five 151'de;r.e. SIlVlln (7) mlnutoll UillIt anu hundred twenty-eight Ile91 feet to oil point I lhllnc.~ ,,10'";1 othul- 1..,1do now or lat.. of Jack E.'and End. H. Burtulettll ~outh elQhty-four 1941 dR;r.aQ fifty-throe 153) mJnutuu weat ana hundrod thlrty-ullven And nlnuty- two onCD-hundr.Q~h. (137.92) fllllt to Appalachian AVCDnuel thencII alan; the eallt.rn llnu of Appalachian Avenue on a curVD to the, right, an arc distance of twenty-faur .:.nd tWlllvo on.-hundr.dth. ,~e4.le) fuut to a pointl lhonco contInuing along Appatachlan AVlInuD north thirteen (13) dllljlruo. forty-taur (~4) mlnut.1I ea.t one hundred t.n and Ilighty onl'l-hundr'cdthu (110.001 feet to a pointl thenc., _, along the .o~t~ern line of Ande. Drive north eighty-four (94) deljlr... flfty-th'"e. 153) nllnutes ust nlnu~y-five J9~,l,fltet"..ta the , p,l.ce of BEGINN1NG, " ..., " BEJNG Lot No. 49, Plan of SElettan 2, 11t. Allen Haight., said '~lan being r.cordud in the Rocorder uf Deeds Office of Cumberland County In PI.;", 'Book Ie. P.lljlO 17. ,,;,;Jut-:u II,':" " lit J {. .'. ~.'" ., II.. . HAV1NB therllon Drlle tlld . bioi ek np 11 t I &Ivai dWl!lll nil ,~!,flw!L.pd..._ ,,___ numb.re~".. e3 'And.. 'Dr iv(/, .- " .~, .!l' i'lIlo l~ Ill" ; ':1::' '\ ., .\, ., t .J ......,:.,'...; ." t4...: ih" I.r,,' ("f.;IIYu : 1 hI :11;;; Cc,n.mlltr,. , '11IU8I',): . . -' t.: t ... '. ,I ".. ~ ' \;ri I' 1.1. j "" ~ '!' ,:l'll. . c'' I. :Io' t:,ll\ '.~.. ~.. .\" I . (~ I. ,', " " : , . . . . i . ~. . ';;\:nl.I.''ti1nned ':)" ...,-,.,-- bOO~ HJ3G 1.It[ 56'1 ..1111111.'.1 L ';'.. ,'1 II '.' j" II' .Itll. h... , , .t,......\ . " .. ...1...... ... " " , " . ~.t , . ".; . . BANK OF ~ERICA, FSB, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA VS. r/ '. L/'/'! ('1/.;4 ....,-;,,.- MICHAEL EDWARDS JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAMES, Defendants NO. CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice have been served. To defend against the aforementioned claims, a written appearance stating your defenses and objections must be entered and filed in writing by you, the defendant, or by an attorney. You are warned that if you fail to take action against these claims, the court may proceed without you and a judgement for any money claimed in the complaint or for any other claim required by the plaintiff may be entered against you by the court without further notice. You may lose money, property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMB8RLAND COUNTY Court Administrator, cumberland County Courthouse Carlisle, Pa. 17013 -- (717) 240-6200 NOTICIA Le han demandado a usted en la corte. si usted quiere defenderse de estas damandas expuastas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demand a y la notificacion. Usted debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATAMENTE. SI NO TIENNE ABOGAD 0 81 NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL 8ERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONE A LA OFICINA CUYA DIRECCION BE ENCUENTRA ESCRIDA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR A88ISTENCIA LEGAL I CUMBERLAND COUNTY Court Administrator. Cumberland County Courthouse carliflle, Pa. 17013 -- (717) 240-6200 BANK OF AMERICA, FSB, Plaintiff VS. I IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA , (' '"" ( r.:,,,--, NO. l/',. 1../'/')' MICHAEL EDWARDS JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAMES, Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE C 0 M P L A I N T 1. Plaintiff, BANK OF AMERICA, FSB, is a Delaware Corporation with an office at P.O. Box 26388, Richmond, VA 23260-6388. 2. Defendants, MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES and JANICE M. JAME~, are adult individuals whose last known address is 25 Andes Drive, Mechanicsburg, Pennsylvania 17055 and/or 660 Kise Mill Road, York Haven, Pennsylvania 17370 and/or 1707 English Drive, Mechanicsburg, Pennsylvania 17055 and/or 2116 Cedar Rud Drive, 105, Camp Hill, Pennsylvania 17011. 3. On or about November 22, 1991, the said Defendants executed and delivered a Mortgage Note in the sum of $100,946.00, payable to Sovran Mortgage Corporation, which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1036, Pg. 563 conveying to original Mortgagee the subject premises. The Mortgage was further assigned to BANK OF AMERICA, FSB in Book 502, Page 308, on August 18, 1995. The Mortgage and Assignments are incorporated herein by reference. 5. The land subject to the Mortgage is: 25 Andes Drive, Upper Allen Townllhip, Mechanicsburg, Pennsylvania 17055, and is more particularly described in Exhibit "B" attached hereto. 6, Defendants are the real owners of tbe land subject to the Mortgage, 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on February 1, 1995, and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance (b) Interest at $22.91 per day from 1/1/95 to 11/1/95 (based on contract rate of B.5\) (c) Accrued/Accumulated Late Charges and Late charges at $37.41 per month (d) Escrow Deficit $ 9B,369.3B 6,964.64 336.39 66B.14 TOTAL 4.91B.47 $111,257.02 * (e) 5\ Attorney's commission *Together with interest at the per diem rate noted in (b) above after November 1, 1995, and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. B, No Judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclosure and accelerate the loan '.', '" Sh,;\ IJr,d i~ ~Ilhe elluellvll ,;,ll~ horllOf Vfllled.ln: :~',~ ,l -:':.' ~,..':'~:./.;:: 4 ""~ ~ . \ .... ""~-"" .t,...' t,.,. oj I, . .. \."Ifo.,-,ifjt>>".. ',:-. . . : ;'>i"';'~:~~"'~':d;:~ ,':" " , " , .' ........,. . ;..'. ,..;.. ." ",,~'!'~l~I~~\:H '. ,I. .I.:,'.~:...~: rJ~l ,\. ,o.'l,\, . .'. "'Uk" . '... ,," ',.,' ,J II ,Dill pnrlicularly set forth In SCho'dule.'~;.~.~~d ~,) 1,../..: ,>...1" .>~r' , ';1" ,I ....... .';.t '..-" \ '; ',;:- h:':~'r:..:J\~ '.' . 'l ~.;.~'.: \~/.,. . .. ',h~l:U". ~:i, , ..,J.lL . ;~'~"J"~,,,,_ .,.t 'l.i~\~r'~i -:.t. 'l:": i; 't ~)rAfJ'".':J.U,: ':" I. -'II.. U)..#. 1...."'1. ' ..~ I .,~.'~.a.: Hi ~l . , - " '~~'"'''' ". ...,:;...1 . "..~. . :, ~ '''' .~. ..~~. :h~",.. t. '.' '..,:"J';7 i....\ .:.('").,,.' ," '.' '4:;, . _..' 111,1,;~...I..... '.' ':;::;'I..:,ll;';i~/:: ,'.,. ~'t tJ ", ',:, ~::'!t/r. " 'j'l .~\:(,1ti .":""'l~ '.lil~~ "\~" . 'I. . '. ;.:..!.. I';:: '~ . !..,I''(. AMERICAN LAND TITLE ASSOCIATION COMMITMENT :'ieei'UHIRI b \ 'SCHEDULE.'C (O..crlptiona) " , , .. ". ALL'TI-lAT CERTAIN pl.co or parco I of I,md, ultu.h In the TOW",lhlp of Uppctr 1\II0n, County uf t.:un,bu,-j"nrJ "nd !ll.3to of penn..ylvanl.a, bounded .nd doucrlbed au fnl1oW61 r:;,'fl~,::I'/t' u~t(l: t:: I I .' , BEGINNING At .a point Ull tho IiUuthllrn line of And.., Drive .at tho' w..t.r., 1 I nil of Lot No. ',8 o1G It,own on the hsruln"fter muntlonlld . .,~. '0.. ,. . Pllln of 'Lotr.f th..nc~ ...lol1l~ Lha woatlln, line of, Lot No. 48, ..outh flvo 151degreeu 'even (7) mlnut~. Ilaut onu hundrud tw.nty-elyht (12DI filet to .a polntl Lhulle." .alollY olhu,' l.andu now or l.t.. Df J.ck E,' .nd End. "I. (j"rtulettw \louth ...lghty-fDur (B41 dllgreoG fifty-thrall (531 nolnut.... WRGt ana hund'"od thlrtY-llOVlln .and nll1oty- tl~O onfil-hundrec;l\;h, C 137.921 feut to AppalAchian Avcmuel thenclI "IDng tha saut..rn Ilnu 0' Appal.achl"n Avenue Dn a curve to the right, olin .arc dl,to1ncu of tw~ntv-four and tw"lvo one-hundredth.. ,12",121 fO'lt tD .. po1ntl Lhll'~clJ c.:ontlnUlrlt;j along AppA~..chl.n Av.nue ~orth thirteen (13) dllgruoG forty-four 1441 mlnutw, ..st one hundred t.n .nd olghty onll-hundrodthu 11\0.001 fellt to . polntl thence dong the &o!Jth,ern line of And.., Drive north eighty-four 1841 delll"... flfty-th,'e. 1531 ",Inutee ea..t nlnuty-flvQ ,1951. f..t to the . . . ,1'1 . '. .... pltac. of BEGINNING.' ..' '. BEING Lot No. 49, Plan of SGtctlon 11, 111. Allen HlJlghtli, s.ld ~I.n being recorded in the Rllcorde.' of Deeds Office Df Cumberland County In Pl.ln 'SoDk Ie, Polge 17. ";"'V"'~ ",::, ,'. f It.. '0 . '. ~.. ., ..... " HAVING thereon eructed. brick opllt levol dl~~lllnQ ,~!'flWn_.l1d. .numbered .,.. e5. Ande.. . Dr I VfI., ." " ~. Tlllo to" lh.. I \!': '. . . , ,~. .' I 'J ....~ .:':. .,' ." ... ;.~ illA Ihr.d (vfaflUu i) ill ~11;. CCil'lmltUI'1 . 'humin): " .......r....'..1 u" I;r~ " I,U"", r,N:.; e:. C! -I. ,'1.' t:.;\1'.:'. ~ ~.:' ~.. .,,~ I'. .....j. ", , ' . ;Wh.. 'sinnt.d "I" ..,.-...--, bOO~ tonG fAtE 567 ,llll"II,'I.ll-','" '., '1 J, r! II.' ,\'11, h", , , 'L'.', '. ., .~, .. j'; . ,'~. . ".: '.) ,'--' '" cli \....) .J ~ ~ J. I 0 != A ,'j 1 u:) ~")~ ~. ~ )~ ,14 ~ ~ ~llQ! ~ $ a ~ 't '~ ~ ~~ J \ I ~\'.!, ~ ~ ,I ~ ~:]~. , ,-+-ii\\ ~~ ~8 \~\ \J\\",i ::.Jj ...)~ ~\',\',,\ ~ 'hl 't'~ ~ t .~"\3 ~\\ ~ . ,-' BANK OF AMERICA, FSB, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA CIVIL ACTION - LAW VS. MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES AND JANICE M. JAMES, DEFENDANTS NO. 95 6145 IN MORTGAGE FORECLOSURE CERTIPICATE OP SERVICE PURSUANT TO PA, R.C.P, 237.1 I hereby certify that on APRIL 4, 1996 I served the Ten Day Notice required by Pa. R.C.P. 237.1 on the Defendant(s) in this matter by regular first class mail, postage prepaid, as indicated on the attached Notice. By ~ M6 Leo P. ~r' PA I.D. #15700 Attorney for Plaintiff Purcell, Krug & Haller 1719 North Front St. Harrisburg, PA 17102 I Q r: U'I r I PI 8~ ~ ft: (~~ ! \D ~cVl 1,1 ~ ~ ill~ t5 lR a BANK OF AMERICA, FSB, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA CIVIL ACTION - LAW VS. MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES AND JANICE M, JAMES, DEFENDANTS NO. 95 6145 IN MORTGAGE FORECLOSURE PRAECIPE FOR WRIT OF EXECUTION (MORTGAGE FORECLOSURE) P,R.C.P. 3180-3183 TO THB PROTHONOTARY I Issue Writ of Execution in the above matter on the real estate located at 25 Andes Drive, Mechanicsburg, PA as follows: Amount Due pursuant to Judgment $111,257.02 V Interest at $22.91 from 11/1/95 to 9/4/96 $ 7,010.46 Late Charges at $37.41 from 11/95 to 9/96 $ 374.10 $ 1. 000 ,00 $119,641.58 Escrow Deficit TOTAL WRIT .. Together with any additional interest, charges and costs to the date of Sheriff's Sale. By , 4'd/{ N P. HALLER .0. 15700 ATTORNEY FOR PLAINTIFF 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Datedl June 4, 1996 Attached is a description of the real estate. " " ALL.TllAT CERTAIN pJ..eoe or paroel of land, situate in the Township of Upper Allen, County of Cumberland and State of Penneylvania, bounded and desoribed as follows I BEGINNING at a point on the southern line of Andes Drive at the western line of Lot No. 40 as shown on the hereinafter mentioned Plan of Lotsl thence along the western line of Lot No. 401 South five (5) degrees seven (7) minutes East, one hundred twenty-e ght (120) feet to a pointl thence along other lands now or late of Jack E. and Edna M. Bertolette South eighty-four (04) degrees fifty-three (53) minutes West, one hundred thirty-seven and ninety-two vne hundredths (137.92) feet to Appalachian Avenuel thence along the eaetern line of Appalachian Avenue on a curve to the right, an arc distance of twenty-four and twelve one-hundredths (24.121 feet to a point I thence continuing along Appalachian Avenue North th rteen 113) degrees forty-four (44) minutes E~t, one hundred ten and e ghty one-hundredths (110.00) feet to a pointl thence along the southern line of Andes Drive, North eighty-four (04) degrees fifty-three (53) minutes East, ninety-five (95) feet to the place of BEGINNING. BEING Lot No. 49, plan of Section 2, Nt. Allen lIeighte, said Plan being recorded in the Recorder of Deeds Office of Cumberland County in Plan Book 12, page 17. HAVING THEREON erected a brick split level dwelling known and numbered as 25 Andes Drive. SUBJECT to restrictions as contained in prior Deede. BEING THE SAME PREMISES WHICH Ronald N, Grove and Edda H.F. Grove by deed dated october 21, 1991 and recorded November 22, 1991 in cumberland County Deed Booki K-35, Page 177 granted and conveyed unto Michael Edward James and Janice M, James. TO BE SOLD liS THE PROPERTY OF MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES AND JANICE M. JAMES UNDER CUMBERLAND COUNTY JUDGMENT NO, 95 6145. Tax Mapl 42-292454-029 ..-...~, , VS. MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES AND JANICE M. JAMES, DEFENDANTS IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA CIVIL ACTION - LAW BANK OF AMERICA, FSB, PLAINTIFF NO, 95 6145 IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO P.R.C,P. 3129,1 The Plaintiff in the above action, by its attorneys, Purcell, Krug 6. Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 25 Andee Drive, Mechanic.burg, PA 170551 1. Name and address of the Owner(s) or Reputed Owner(s) I Michael Edward James a/k/a Michael E. James 660 Kise Mill Road York Haven, PA Janice M. James 1707 English Drive Mechanicsburg, PA 17055 2. Name and address of Defendant (s) in the Judgment, if different from that listed in (1) above I SUO: 3. Name and address of every judgment creditor whose judgment is a reoord lien on the real property to be soldl COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF PUBLIC WELFARE POBOX 8016 HARRISBURG PA 17105 4. Name and address of last recorded holder of every mortgage of record I PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW) I Trnasamerica Financial Consumer Discount company 214 Senate Avenue - Suite 402 p, O. Box 217 Camp Hill, PA 17011 . .,. ,. ! . - .... In '0; .. ~i M s: ',Jo:i '0 ;~0 I to r;. ~' S urn ., :,Ju. ~ U) ::5 Ol U ~ - '- lr.l IC- .;-: M :~;;) f~ :x: '~~ c... :)~ \.0 :~l] I l'~ ~ fH~ i!: ~ & \0 en ;>>.>"",..."'t....... . , ,~ BANK OF AMERICA, FSB, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA CIVIL ACTION - LAW VS. MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES AND JANICE M. JAMES, DEFENDANTS NO. 95 6145 IN MORTGAGE FORECLOSURE NOTICB OF SHBRIFF'S SALE OF REAL ESTATE P..YR~ ~O J'RNNSYLVANIA RULB OF CIvIL PROCEDURE 3129 TAltB NOTICBI That the Sheriff'S Sale of Real property (real estate) will be heldl DATE I september 4, 1996 TIME: 10100 O'clock A.M. LOCATION I Commissioner's Hearing Room 2nd Floor Cumberland County courthouse Carlisle, pennsylvania 1.7013 THB PROPBRTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected un the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold iSI 25 And.. Drive Mechanic.burg cumberland County Penn.ylvania THB JUDGMBNT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County tOI No. 95 6145 THB NAMB (S) 01" THE OWNER (S) OR REPUTBD OWNERS of this property is, +~~ MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES AND JANICE M. JAMES A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to l'eceive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of eale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPBR IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY, IT HAS BEBN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAXBH TO PAY THE JUDGIOI:NT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAXE THIS PAPER TO YOUR LAWYBR AT ONCE. GO TO OR TBLEPHONE THE OFFICB SET FORTH BELOW TO FIND OUT WHERE YOU CAN GIT FREE LBGAL ADVICE I Court Administrator Court Administrator's Office Cumberland County Courthouse Carlisle, Pennsylvania 17013 Phone (717) 249-1133 THE LEGAL RIGHTS YOU MAY HAVE ARE I 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you, You may also file an petition with the same Court if you are aware of a legal defoct in the obligation or the procedure used against you. ..... ALL'TI~T CERTAIN p~ece or parcel of land, situate in the Township of Upper Allen, County of Cumberland and State of Penneylvania, bounded and described as follows I BEGINNING at a point on the southern line of Andes Drive st the western line of Lot No. 40 as shown on the hereinafter mentioned Plan of Lots; thence along the weetern line of Lot No. 4B, South five (5) degrees seven (1) minutes East, one hundred twent~~eight (120) feet to a point; thence along other lands now or late of Jack E. and Edna N. Bertolette South eighty-four (B4) degrees fifty-three (53) minutee West, one hundred thirty-seven and ninety-two one hundredths (131.92) feet to Appalachian Avenue; thence along the eastern line of Appalachian Avenue on a curve to the right, an arc distance of twenty-four and twelve one-hundredthe (24.121 feet to a point; thence continuing along Appalachian Avenue North th rteen 113) degrees forty-four (44) minutes E~t, one hundred ten and e ghty one-hundredths (110.BO) feet to a point; thence along the southern line of Andes Drive, North eighty-four (84) degrees fifty-three (53) minutes East, ninety-five (95) feet to the place of BEGINNING. BBING Lot No. 49, Plan of Section 2, Nt. Allen Ileighto, said Plan being recorded in the Recorder of Deeds Office of Cumberland County in Plan Book 12, page 11. HAVING THEREON erected a brick split level dwelling known and numbered as 25 Andes Drive. SUBJECT to restrictions as contained in prior Deeds. BEING THE SAME PREMISES WHICH Ronald N. Grove and Edda H.F. Grove by deed dated October 21, 1991 and recorded November 22. 1991 in Cumberland County Deed Booki K-35, Page 177 granted and conveyed unto Michael Edward James and Janice M. James. TO BE BOLD AS THE PROPERTY OF MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES AND JANICE M. JAMES UNDER CUMBERLAND COUNTY JUDGMENT NO. 95 6145. Tax Map: 42-292454-029 ~ - [: If) " .. ;:5 l"l ::~~ I~ ;r. t; c.. " \0 ,:f? I .1... ~ !,.-.:: p ,;liE r! . ~ lj \D ("h . , Bank of America rSB vs Michael Edward James a/k/a James and Janice M. James J n the Cou rt of Common Pleas of Cumberland County, Pennsylvania Michael E. Writ No. 95-6145 Civil Term I Leroy llippensteel, Deputy Shedff, who being duly sworn according to law, says on July 2, 1996 at 1,06 o'clock P.M., E.D.S.T., he posted the property of Michael Edward James a/k/a Michael E. James and Janice M. James at 25 Andes Drive, Mechanicsburg, Cumberland County, Pennsylvania with a copy of Heal Estate Writ, Notice Poster and Description according to law. Timothy Reitz, Deputy Sheriff, who being duly sworn according to law saye on July 10, 1996 at 6,47 o'clock A.M., E.D.S.T., he served true copies of Real Eetate Writ, Notice Poster and Description in the above entitled action upon one of the within named defendants, to witl Janice M. James by making known unto Janice M, James at 1707 English Drive, Mechanicsburg, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and attested copies of the same. R, Thomas Kline, Sheriff, who being duly sworn according to law, eays that he served the above Real Estate Writ, Notice Poster and Description in the following manner I The Sheriff mailed one of the within named defendants, to witl Janice M. James a notice of the pendency of the action by regular mail to her last known address at 1707 English Drive, Mechanicsburg, Pennsylvania 17055. This letter wae mailed under the date of July II, 1996 and was never returned to the Sheriff's Office. R. Thomae Kline, Sheriff, who being duly sworn according to law, saye he made diligent search and inquiry for one of the within named defendants, to wit, Michael Edward James a/k/a Michael E. James ' but was unable to locate him in his bailiwick. He therefore deputized the Sheriff of York County, Pennsylvania to eerve the within Real Estate Writ Notice Poster and Description according to law. YORK COUN'rY RETURN, Now, July 9, 1996 at 6,20 o'clock P.M, served the within Real Estate Sale upon Michael Edward a/k/a Michael E. James at 550 (650) Kise Mill Road, York Haven, Pa. by handing to Marie Gordon Landlord and person in charge a true and attested copy of the original at 222 Spemgler Mill Rd. York Haven, Pa. and made known to her the contents thereof. So answers, Chief Deputy James V. Vangreen Acting Sheriff of York County, Pa. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that heserved Real Estate Writ, Notice Poster and Description in the following manner, The Sheriff mailed one of the within named defendants, to wit, Michael Edward a/k/a Michael E. James a notice of the pendnecy of the action by certified mail marked DELIVERY ONLY TO ADDRESSEE, to his last known address at 550 Kise Mill Road, York Haven, Pa. This letter was mailed under the date of July 2, 1996 and was received on July B, 1996 wHh return recipt card signed by Michael E, James. Return receipt card is hereto attached. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he served Real Estate Writ, Notice Poster and Description in the follOWing manner, The Sheriff mailed one of the within named defendats, to wit Michael Edward a/k/a Michael E. James a notice of the pendency of the action by regular mail to his last known address at 550 Kise Mill Road, York /laven, Pa. This letter was mailed under the date of July 23,1996 and was never returned to tho Sheriff's Office. "".,..... ,1: .~c t:Ll . \ ~1.' R, Thomas Kline Sheriff, who being duly sworn according to law sya that after due and legal notice had been given according to law, exposed the within deecribed premiees at public vvenor or outcry at the Court Houee, Carliele, Cumberland County, Pennsylvania on September 4, 1996 at 10100 o'clock A,M" E,D.S.T., and sold the same for the eum of $1.00 to Attorney Leon Haller for Department of Veterane Affairs of Washington D,C. hie euccessors and/or aseigns, It being the higheet bid and the best price received for the same Department of Veterans Affairs of Washington, D.C" his ouccessors and/or assigns at Wissahickon Avenue and Manheim Street, P.O. Box 8079 Philealphia, Pa. 19101 being the buyer in this Execution paid Sheriff R, Thomas Kline the sum of $944.82 it being poundage stamps etc, Sheriff Costs Listed below. See attached distribution sheet for additional coste, Sheriff's Cos ts I Docketing Poundage Posting Bills Advertie ing Acknowledging Deed Auctioneer Law Library County Mileaage Cert Mail Levy York Co, Sheriff Surcharge 30.00 18.90 15,00 15.00 30.00 10.00 .50 LOO 14.08 9.21 15,00 38.60 6.00 203.29 Pd. by Atty 9-4~96 Sworn and subscribed to before me So answere I ../? i ~~ ~~~ R. {hom~s Kline, eriff this J.~11::. day of (f"\:r...L__ 1996 A.D. l 'rJ" r. nu O'1.j , LPf"7' Prothonotary by a '{2' I (I ('[~ .l.a_Y}l.4./ puty sheriff \: \ Proof of Publication of Notlt.ln Th. Pa.rlot and Th. Evening N.WI an~Dd!h!1 ~~n~~lp!'!,'~I~~!:'~!.~s CornrnorrUlrolt/l of Prnn'/fh'onio, } COlin/II of not/phi" ..: """"",,,,,,,,,,,,,,,,r1A.'"')'!t~~A-,,,~1!?,[.I'-,!?,~....,,,,,,,,..,,..,..,..,,,..hrlnll' dub' sworn according to law, d.pos.s and ssys: lI!!st. Controller That he Is the ,,,,,,,,,,,,,..,,....,,,..,,of TIm PATRIOT ,NEWS CO" a corporation orl!'n"lr.d and exl8t1nl under the lawa of the Communwealth of l'.nn8)'IV8nlll, with ItH principal omco and r.lacc of bU81nen ot 812 to 818 Market Street, In the Clly of IIarrl.burlll.Cullnly uf Dlluphln, State of I enn8ylvanlo, owner and publlaher of TlfE PATRIOT and TIm EVENING NEWS and the SUNDAY PATRIOT.NEWS nowspapera of leneral clrculntlnn, printed o"d \lIIhllslwd nt 812 to 818 Market Street. In the Clly, County and State aforesaid; that TilE PATH OT and Tim EVENING NEWS and the SUNDAY PATRIOT, NEWS were eSlabll.hed March 4th. 18&4, and February 15th, 1017 and September 18th, 1049L,.. respectively, and al\ have been continuously published Her since; Tnat tho printed notice or publication which Is securel)' attached hereto Is exoctly as printed and Metro \~eRt 23rd and 30th day!! of published In their rellllar;Cdltlons and Issues which appeared on the ""''''''''''''''''''''''''''''"'''''''''',,'''''',,'',, July and the 6th day of lIugU!!t 1996. ..........................................................".......,..............................................................,..................................................... Bala No. 7 c umlJ,u.r, 1.<1110" ,1.:\i,Un. j;y." ,Slw,d. J:.f 1>... ,QLS; .i.!;',\I,..", Ca r 1 ~,~lH"""...r~...,,,,,,),7,!!,U..,,....,..,..,,,..,..,,,,..,,....,,'" To TilE I'ATIlIOT,NEWS CO,. Dr. For publlHhlnglhe Ilotlce or I'ubllcatlon attached hereto on the above slated dates ' .""..,~,~,1,,:,~,(!....,,' ) .00 Probatlllg slime ...,.......,.."../i..... .., .J()5. ~O Total ...,........".."...."..,,, Publlsh.r's Rec.lpt for Advertising Costs TIIP. PATIlIOT-NEWR co,. IllIhll.llI'r of TIm I'A'flllnT IInd Till' EVENING NF.WR ond the SUNIJA Y I'ATIlIOT-NEWR. 1l1'"'"I'"l'er. of g"1I'1'1I1 I'imJlllllon, 11I'I'l'hy Ill'knllwh.,Ij(1l t('cel"t ot the aforesaid no lice alld puhllcallon cosh and Cl'rUn.. Ihul the HUlIle hove bel' 11 dill)' pold, TilE I'ATIlIOT,NEWB CO, Ill' ..~,....,.~,......~ BANK OF AMERICA, FSB, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA CIVIL ACTION - LAW VS. MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES AND JANICE M. JAMES, DEFENDANTS NO. 95 6145 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 TAKE NOTICEl That the Sheriff's Sale of Real Property (real estate) will be heldl DATE I September 4, 1996 TIME: 10:00 O'clock A.M. LOCATION: Commissioner's Hearing Room 2nd Floor Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 25 Andes Drive Meahanicsburg Cumberland County Pennsylvania THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County tOI No. 95 6145 THE NAME(S) OF THE OWNER(S) OR REPUTED OWNERS of this property is: , . MICHAEL EDWARD JAMES A/K/A MICHAEL E. JAMES AND JANICE M, JAMES A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owsd taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Sch_ecillle of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein, THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSB THBRE IS A JUDGMBNT AGAINST YOU. IT MAY CAUSB YOUR PROPBRTY TO BB HELD. TO BE SOLO OR TAKEN TO PAY THB JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYBR AT ONCE. GO TO OR TELBPHONE THE OFFICB SET FORTH BELOW TO FINO OUT WHERB YOU CAN GET FREB LEGAL ADVICB. Court Administrator Court Administrator's Office Cumberland County Courthouse Carlisle, Pennsylvania 17013 Phone (717) 249-1133 THB LEGAL RIGHTS YOU MAY HAVB AREa 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you, , . . ... '. . 5, Name and address of evel'y other person who has any record lien on the property I tJNJ{NOWN 6. Name and address of every other person who has any record inter..t in the property and whose interest may be affected by the salel UNltNOWN 7. Name and address of every other person of whom the Plaintiff has knowledge who has any inter..t in the property which may be affected by the salel TENANTS IF ANY ... DOMESTIC RELATIONS OFFICE CUMBERLAND COUNTY COURTHOUSE HIGH AND HANOVER STREETS CARLISLE PA 17013 Joel O. Sechrist, Esquire 568 Old York Road Etters, PA 17319 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated,) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 PA C.S. Section 4904 relating to unsworn falsification to authorities. PA 1.0. 15700 Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 REAL EST A'I E SALE No. @WW"~i On ?fl.-'- /0, 1110 thesherlll levied upon the dl';::' . ...t In thl ruI property situated In ~- ~-~lf CUmberland County, Pa., known and numberod as: :d- (2tt..R.L-!/f.{ , ~ and more fully described on Exhibit "A" fIIlld \\iL., thll writ and by this reference Incorporated herein. ..:-" - I () - ? b By:(j., J ,..1/ Dr aJevrlu- IY F JfJ.p.1J- ., \ \' 1I1I3d 'IJ \ 1\:t.!',.' i \ '/ ~ :' to ca \)\ ,,\\t ~'ih \\~ "I\\~ , "':l\~~o lf1:"'~\\S '}Ill ,0 · , . , ~ 3{l~. 7b I-ROO II 0111-111I1.1(,,\ 1'ION OF NOTICE IN cltl\ml\llLANIl I./\\\' JOllRNAL (Under Acl Nu, S1l7. IIpprUl'l'lI May If>. 1')21)1.1', L.171l4 STATE OF PENNSYLVANIA : SS. COUNTY 011 CUMBERLAND: Roger M. Morgcnlhnl. E.~lllIl..e, Edihl\'lIf Illl' CUl1lherlllndl.llw Juurnul.uf the Cuunly und SlUle ufnresuld. being duly SWUI11. a~'l'ul\liug tlllaw. depuses und says Ihullhe Cum\Jerlund Law Jnul11ul. u legul peliudkul published in the BllI'llugh ul'Carlislc Inlhe Cuunly und Slule ufOl'esuld. wus eslubllshed Junullry 2. 1')52. umldesignutell hy the lucal CUl\l'lS us the ufficiul legul perlodkul for the publiculiunllf all leglllnlllices. und has. since Junuury 2. 1952. been regulnrly Issued weekly in lhe suid Cuunty. undthallhe plinlednutice ur publlculion uttuched hereto is eXlietly the sume us wus pl;nled in the regulllr edilillns und issucs uf lhe suid Cumberland Luw Joul11ulun the flllluwing lh,les. Vil.: JlIL Y 26, AUGUST 2,1). 11)% Afflunt further depnses Ihul he is uUlhllri/cdlU wrify this slutemcnt by the Cumberlund Luw Joul11ul. u legal peliudkuluf gcncl1ll circullltilln, und Ihul he is nul inlerestedln the subject matter of the aforesuld nutke ur udvcl1isement. umllhut ull ullegutiuns in the fnregolng statements 8ll to time. pluce und chul'Ucler uf publkutiun ure Irue, MAL IITAft IALII WO. 7 /---L-VVIl- -'- -------.- ~~ , Huger M, Mnrgenlhul. Editur Wrtl No, 95-6145 Civil Bank of Amertca FSB VII, Michael Edwanl James, a/k/a Michael E, James and Janice M, James AUy,' Leon p, lIaller ALL 'I1IAT CERTAlN piece Dr par- cel Dr land, .Uuale In IIle Townshll' orupper Allen, Counly orCulllberiand : and Slale or ~IUUI)'IvanIa, butlllde" and d..crtbed as rollows: BEGINNING 01 a point on Ihe , 80uUlrrn Une of Andes Dr1ve ot the weatern Itne of 1.01 No. 48 011 .hown on t.he heJ'!!lnaner mentioned Plan of Lota: thence Blong Ule western line of LoI No, 46, South five (5) degree. ......n 17111l1nu1e8 Ea.t, one hundrrd tW\!lnty-eIRhI (126) reel to a polnl: Ulence along oU1t'~r lands now or Inte or Jack E, and Edna M, Bertold Ie ~llth ..lr,hlv.rnllr ',..4\ ,t""norR nnv. SWOHN TO AND SUIlSCRIBED befure me Ihls -Lduy Ill' AUGUST .1996 IIEIUN~~-'NIi: CItlIII, CoIIIW, PL lIy~E ...... REAL ESTATE SALE NO 7 51,000,00 Advunce Costs Paid 6-10,96 All)', Leon \" Haller Assessed Valuation 510,570,00 WRIT NO, 95.6145 Civil Bank of America FSB Vs Michael Edward James o/kIa Michael E, James und Junlce M, James 25 Andes Drive Mechonlcsburg, Pa REAL DEBT INTEREST A TrY COMM WRIT COSTS A TrY WRIT COSTS PLlFF ESCROW LATE CHARGE 111,257,02 7,010.46 212,60 , SHERIFF'S COSTS Docketing Poundlllle Posting Bl\1s Advertising Acknowledging Deed Auctioneer Law Library Count)' Mllelllle Cert Mall Postpone Sale LeV)' York Co Sheriff Surcharge Leagal Search ADVERTISING Law Journal Patriot Share of bills Distribution of Proceeds Sherirrs Deed STAMPS Po Realt)' Transfer Tall Local Realt)' Transfer Tall TAXES 1996 TOlles school L jJ <l.-' d) 308,75 365.50 36.68 25,00 25.50 30.00 18,90 15,00 15,00 30,00 10,00 ,SO 1.00 14,08 9,21 15,00 38,60 6.00 ~ .-......." BANK OF AMERICA, FSB, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA CIVIL ACTION - LAW NO, 95 6145 VS. MICHAEL EDWARD JAMES MICHAEL E. JAMES AND JANICE M. JAMES, DEFENDANTS A/K/A IN MORTGAGE FORECLOSURE aETURN or SEaVICI I hereby certify that I havr depo13ited in the U.S, Maile at Harrisburg, Pennsylvania on ~. .;J. 1'(/ t. ,a true and correct copy of the Notice of Sale of Real Estate pursuant to PA R.C.P, 3129.1 as follows I To the Defendanta herein and all lienholders of record by regular first claaa mail (certificate of Mailing form in compliance with U.S. postal Form 3817 ia attached hereto as evidence), anrl also to the Defendanta by Certified Mail, which mailing receipts are attached. Service addressea are aa followal Michael Edward James a/k/a Michael E. James 660 Kiae Mill Road York Haven, PA Janice M. Jamea 1707 Engliah Drive Mechanicsburg, PA 17055 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF PUBLIC WELFARE POBOX 8016 HARRISBURG PA 17105 I Tranaamerica Financial Conaumer Discount Company 214 Senate Avenue - suite 402 P. O. Box 217 Camp Hill, PA 17011 DOMESTIC RELATIONS OFFICE CUMBERLAND COUNTY COURTHOUSE HIGH AND HANOVER STREETS CARLISLE FA 17013 Joel O. Sechriat, Eaquire 568 old York Road Etters, PA 17319 B :.---'/' P CELL, RUO /,i HALLER Attorneya for Plaintiff 1719 North Front Street Harriaburg, PA 17102 (717) 234-4170 LAW OFFICIS PURCILL, KRUG . HALLIR 1719 NORTH FRONT STRIIT HARRISBURG, PINNSYLVANIA 17102 (717) 234-4178 Michael Edward James a/k/a Michael E. James 660 Kise Mill Road York Haven, PA Janice M. James 1707 English Drive Mechanicsburg, PA 17055 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF PUBLIC WELFARE POBOX 8016 HARRISBURG PA 17105 Transamerica Financial Consumer Discount Company 214 Senate Avenue - Suite 402 P. O. Box 217 Camp Hill, PA 17011 DOMESTIC RELATIONS OFFICE CUMBERLAND COUNTY COURTHOUSE HIGH AND HANOVER STREETS CARLISLE PA 17013 Joel O. Sechrist, Esquire 568 Old York Road Etters, PA 17319 NOTICI IS HIRIBY GIYlN to the Defendants in the within action and those parties who hold one or more mortgages, judgments or tax liens against the real estate which is the subject of the Notice of Sale pursuant to Pennsylvania Rule of Civil Procedure 3129.1 attached hereto. YOU ARI HIRIBY NOTIFIID that by virtue of a Writ of Execution issued out of the Court of Common Pleas of the within county on the judgment of the Plaintiff named herein the said real estate will be exposed to public sale as set forth on the attached Notice of Sale. YOU ARI FURTHER NOTIFIBD that the lien real estate will be divested by the sale opportunity to protect your interest, i said Sheriff's Sale. hold against the said that you have an eing notified of By. L n P. Haller PA 1.0.15700 Attorney for Plaintiff MICHAEL BOWARD JAMBS A/K/A MICIIABL B. JAMES AND JANICB M. JAMBS A SCHEDULB OF DISTRIBUTION, being il I ist at the pel"SOnS and/or governmental or corporate entities or agencies being entitled to receive part of the proceedo at the nale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thh-ty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the schedule of Distl"ibution may be obtained from the sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPBR IS A NOTICB OF THB TIMB AND PLACB OF THB SALE OF YOUR PROPERTY. IT HAS BIIN ISSUED BECAUSE THERE IS A JUDGMBNT AGAINST YOU. IT MAY CAUSB YOUR PROPERTY TO BE HELD, TO BB SOLD OR TAKEN TO PAY THB JUDGNBNT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specH ica11y of these rights, If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYBR AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE, Court Administl"ator Court Administrator's Office Cumberland County Courthouse Carlisle, Pennsylvania 17013 Phone (717) 249-1133 THE LEGAL RIGHTS YOU MAY HAVE AREI 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment H you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the Silme Court if you are aware of a legal defect in the obligation or the procedure used against you. ALL'TllAT CERTAIN p~ece or parcel of land, situate in the Township of Upper Allen, County of Cumberland and State of Penneylvania, bounded and described ao followel BEGINNING at a point on the oouthern line of Andeo Drive at the weetern line of Lot No. 40 ae ohown on the hereinafter mentioned Plan of l.otsl thence along the wootern lino of Lot No. 40, South five (5~ degrees .oeven (7) minuteo East, one hundred twenty-eight (128) feet to a point, thence along other landu now or late of Jack E. and Ednn M. Bertolette South eighty-four (84) degrees fifty-three (53) minutHD Weot, one hundred thirty-eeven and ninety-two one hundredths (137.92) feet to Appalachian Avenue, thence along the eaotern line of Appalachian Avenue on a curve to the right, an arc distance of twenty-four and twelve one-hundredths (24.121 feet to a pointl than,;" continuing along Appalachian Avenue North th rteen 113) degree" forty-four (44) minuteD El\st, one hundred ten and e ghty one-hundredths (110.00) feet to a point, thence along the southern line of Andes Drive, North eighty-four (84) degrees fifty-three (!J.J I minutee Eaot, ninety-five (95) feet to the place of BEGINNING. BEING Lot No. 49, Plan of Section 2, Mt. Allen Heights, oaid Plan being recorded in the Recorder of Deeds Office of Cumberland ClllIl'!, in Plan Book 12, page 17. HAVING THEREON erected a brick oplit level dwelling known and numbered ao 25 Andeo Drive. SUBJECT to reotrictiono 00 contained In prior Deeds. BEING THE SAME PREMISES WHICH Honald N. Grove and Edda H.F. Glove by deed dated Octobel- 21, 1991 and recorded November 22, 1991 in Cumberland County Deed Booki K-35, Page 177 granted and conveyed unto Michael Edward James and Janice M. James, TO BE SOLD AS THE PROPER1'Y OF MI CIlAEL EDWARD JAMES A/K/ A MICHAEl, E. JAMES AND JANICE M. JAMES UNDER CUMBERLAND COUNTY JUDGMENT NO. 95 G145. Tax Map. 42-292454-029 ReI Bank of America vs. James cumberland Sale 9/4/96 (In u. S. POSTAL SaRVICI ca:rr;:IC~TI OP MAILING on_eliano th o.tal s.rvio. Porm 3877) Received from: purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed tOI Michael Edward James a/k/a Michael E. James 660 Kise Mill Road York Haven, PA Postage: postmark I (In u. S. POSTAL SIRVICI ~SRTI.P~C~TI OP MAILING onmnli~~.~~t~~o.tal s.rvta. Porm 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed tOI Janice M. James 1707 English Drive Mechanicsburg, PA 17055 Postage: postmark I (In u. S. POSTAL SaRVleS ;.B:TI:I.;A;I OP MAILING oomolia 0 W t o.tal s.rvia. Porm 3877) Received from: purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addresaed COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF PUBLIC WELFARE POBOX 8016 HARRISBURG PA 17105 Postage I to: ~:,\J l.l ~., _.-- (i1 !rft~rftlj,~q1a"J:fJ ';\-,~96 J . ~m' " - U. II. P08'1'AL SUvlca CI.TIPlCATI OP M1ILIMG (In cn~"Uanc. with Po. tal &;;;io. Pana 31771 Received froml Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage I One piece of ordinary mail addressed tOI Transamerica Financial Consumer Discount Company 214 Senate Avenue - Suite 402 P. O. Box 217 Camp Hill, PA 17011 Postmark. ,If In U. S. POSTAL SaRVICI CaRTIPICATB 0: a:..~~a a~liana. with Pa.t 1 i . "ana 31771 ", Received froml Purcell, Krug & Haller ,. 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed tOI DOMESTIC RELATIONS O~FICE CUMBERLAND COUNTY COURTHOUSE HIGH AND HANOVER STREETS CARLISLE PA 17013 Postmark: Postage: (In U. S. POSTAL SI.VICI CI.TII'ICATB 0: a:..~IN::' c.....U.na. with Po.t 1 io Para 31771 Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to. Joel O. Sechrist, Esquire 568 Old York Road Etters, PA 17319 Postage I .;~\~.1Ji'!. ostmark: /', \. / ,./' ,'_\ 'if). '1'1,. ~""'iJ .~.\ ~.. '. . <!I w.. . ~\ - . , 'JJ1i~ 'i ~ .... 0' " j" ~. ..;1 L<; M 't;.-.;. ..... 'j:C C .".. ,;J ,... L. " -.. u r- .. "J r: ('oJ l~ t.. ',nl ~: U i qo.. f' ;;;i .' .. J \3 <0 ell .