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Home My WebLink About95-07026 'R", FEDERMAN AND PHELAN BY: Francis S. Hallinan, Esq. Atty. 1.0. 162695 Ste. 900/TwO Penn Center Plaza Philadelphia, PA 19102 (215\ 563-7000 commercial credit Plan Consumer Discount company ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION vs. Cumberland COUNTY COURT TERM No. 95-7026 Benny Torres, Sr. and Mary Jo Torres a/k/a Mary Jo Feldman oaDza ~~AAJ~ ,1996, upon , consideration of Plaintiff's Motion and the Affidavit of Reasonable AND 110., thi~ 2b day of Investigation attached thereto, it is hereby ORDZRZD that Plaintiff may obtain service of the complaint on the above captioned Defendant(s), Benny Torres, Sr. and Mary Jo Torres a/k/a Mary Jo Feldman, by mailing a true and correct copy of the complaint by certified mail and regular mail and by posting of the premises 1123 Centervil1e Road, Newville, PA 17241, by the Sheriff. Service of the aforementioned mailings is effective upon the date of mailing and is to be done by Plaintiff's attorney, who will file with the Prothonotary's Office an Affidavit as to the mailing. In the event that Notice of Sheriff Sale cannot be made in the manner provided in Pa. R.C.P. 402(a) or Pa. R.C.P. 403, service shall be made by regular and certified mail to Defendants last known address and by posting of the J. / r FEDERMAN AND PHELAN BY: Francis S. Hallinan, Esq. Atty. I.D. 162695 ste. 900/TWO Penn Center Plaza philadelphia, PA 19102 12151 563-7000 commercial credit Plan Consumer Dillcount company ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION vs. cumberland COUNTY COURT TERM No. 95-7026 Benny Torres, Sr. and Mary Jo Torres a/k/a Mary Jo Feldman MOTION roa 8.aVIC. PUR8UAIlT TO 8P.CIAL oaD.a or COURT plaintiff, by its counsel, Francis S. Hallinan, Esquire, moves this Honorable court for an Order directing service of the Complaint upon the above-captioned Defendant(s) by Certified mail and regular mail and by posting of the premises, 1123 centerville Road, Newville, PA 17241 and in support thereof avers the following: 1. Attempts to serve Defendant(s) with complaint have been unsuccessful, as indicated by the Sheriff's Return of Service by the Sheriff's Office attached hereto as Exhibit "A". 2. pursuant to Pennsylvania Rule of civil Procedure 430, plaintiff has made a good faith effort to locate the Defendant(s) . An Affidavit of Reasonable Investigation setting forth the specific inquiries made and the results therefrom is attached hereto as exhibit "B". WII!lR!lrORI!l, Plaintiff respectfully requests this Honorable Court enter an Order pursuant to pennsylvania Rule of civil .. SH~IF~'S RETURN - NOT FOUND CASE NOI 199~-0?026 P ggn"~~W~~ L 6tlngkRrfn~SYL V AN I, I connERCIAL CREDIT PLAN CONS VS. TORRES BENNY SR ET AL R. Tholll.. Klin. . S,",ri!!, who b.ing duly .worn according to 1.w, .ay., that h. mad. a ~...ig.nt ..arch and inquiry for th. within nall.d d.!wndant, to wit, -I,.JRRES BENNY SR but wa. unablw to locatw ~~im in hi. bailiwick. H. th.r.!orw rwturn. th. CO"PLAINT - "ORT FORE NOT FOUND. a. to th. w~~thin nam.d dw!.ndant TORRES BENNY SR DEVENDANT IS IN S.C.!. HUNTINGDON OR S.C.I. S"ITHFIELD. . Shwri!!'. Co."., Dockwting S.rvicw A!!idavi t Surchar'~w 18.00 ~.60 .00 2.00 .~O.6~ FEDERnAN AND PHELAN 12126/199~ and .ub.cribwd to bw!or. mw day o! Sworn thi. 19_ A. O. prot.hono'ary " EXHIBIT A co. "Il11lIIte ~ laM/or 2 for eddlliQna\ MMCU ~~3.rdq'b. . Pnr4 'PJI ,.". II1d idlR" on lhe ,...... cf IhIS form to tNI 'M can reN,n It\II c.m , Ioycu. . . MKhttul form 10 ttw front 01 !hi ma~. 01 onl~badlll tpae8 dOlt_root ~ml ;, . ....."ReIufn Ate_ ",,".d. on ttw ~ beIoWrr IN .,tde IUTlW . tNRlturnRK_FM"-prOYdI ~ It1I Wl\lluf8d lhe ptrIOf\~toard ttw . l. , - I I"'" ' \"1. .. :' t:.',~ .: ~ Jo~.. ;. '~~ a/J&~. MaJ:y ito reI ......._" 'I. "l'boUant R1dgo no.4 " ,I", 'IIJ1-'J1. ItA 02771 I t", I' (, . 5. SIgnature - (Addressee' , n , 5. Signature - AlIsntl ,.lMdto; I also wish to 18CeNe the 101lowilOQ ..rvleesllar 111 e.tra lee, 1. CJ Addre.-'. Address 2, jlRestrlc:1ed DeliverY conault po.lm....r Iar fee, 48. Article Number P '1],2 ],1:07 50], 4b, Servlca Type CERTIFIED , 8, Add saa's Addres. (ONLV il _ffld IMlClI'ee poJd.) I , pS Form 3811, December 1991 " ,EXHIBIT A DOMESTIC RET\JRN RECEIPT ..: " COMMONWEALTH OF PENNSYLVANIA ) COUNTY OF PHILADELPHIA ) On this the 18TH day of JANUARY, 1996, before me, RONDA S. PAGE. the undersigned officer, persona11Y appeared THEODORE A. PAGE, known to me to be the person whose name is subscribed to the within affidavitl and acknowledged that he executed the same for the purposes therein contained. IN WITNESS WHEREOF, I HEREUNTO set my hand and official seal. (My commi ss i on Expi res [" 'I:"':~~; ,,;)::,,:('~:)'.,'\S'I:~'I'C- ' 19 ) ('.'~I 01 Ph/Ii'll: Jrhl:t PluJa_ C1nmly. . t!y Cl"liTHlllt':>10f' bplIl)!i ,1,1n 10. 1!)lJ) l~^\il13IT "8\1 auaO"L. 1....'1'lcaa'1'IO., I.C. WO .... CD'l'D .U.. .UI'1'. .00 .BILADIL.BIA, 'A 1.107-17.. CUI) IU-7000 January 16, 1996 POSTMASTER Nawville, PA 17241 aequ..t fo.. CIa.oV. of Ildd..... of ..,.bold... lofo....ti,oo lI.eded fo.. .....io. of Legal '1'OCl... .1.... fUI'D!.b tb. oaw .dd..... 0" tb. 0'" .od .t....t .dd..... fo.. tb. follow!oVI IIAIIII ADDUIII "DDr 'fo......, .... .od 1123 e.ot....ill., ao.d, 1I...!11., 'A 17241 ~I ft. 0_ .od l..t Iul_ .dd..... .... I'equ!..ed fo.. ob.oV. of .dd..... !ofo....Uoo. ft. 0_, if 1uI_, .114 po.t offio. boa .ddl'." .... ..equ!..ed fo.. bo.bold... iofo....Uoo. 'fII. foUowiDV iDfo....Uoo!a prodded!O .oool'daoo. .Ub 3t era 265.5(d)(')(U). ft.... !a DO f.. fo.. pl'OyidiDv boabold... !ofo....tioo. 'rII. f.. fo.. proYidiov ob.oV. of .dd..... iDfol'8aUoO !a ..bed !o .acol'daoo. .Ub 3t car 265.5(d)(1).od (2) .Dd oo......poll4!OV AdIIi.D!at...tb. .upport *-ual 352.... aDd b. 1. Capacity of Requester: AttorDey 2. Statue or regulation that empowerll me to serve: D/a 3.The nama. of all partiell to the litigation: .eDDY Torree, ar. aD4 4.The court in which the case has been or will be heard: civil DivilioDI CWlberlaD4 COUDty 5.The docket or other identifying number: 95-7026 6. The capacity in which this individual is to be served: DefeD4aDt iD a MOrtvaV8 'oraololure AatioD WAIIIIIIIO '11m IWIIIIII<<* O. .ALI. 11IP01IIA'r1<<* 'fO OI'rAIII AIID U'. ClIAIIO. O' ADDUII 11IP01IIA'r1<<* POI IODOUIBIl 11IP01MA'r1<<* POI AlII ruuo.. CI'fUIl 'rIIAII 'rIIII 1.IVla O' L8GIL .1lOCIl.. III COIIImC'rI<<* wIn AC'rVAL 01 .1IO..1C'r1V8 LI'rIGA'rI<<* COULD UIVL'r Iii allllllAL '1lIAL'r1.. IIICLUDIIIO A .1.. O' W 'fO UO,1l00 01 IIlPIIIOIIIlmrf 01 (2) 'fO AVOID 'AIIlD'r O. 'rIIII ... rol ClIAIIO. O' ADDU.. 11IP01IIA'r1<<* O. IlO'Z 11II.. 'rIIAII 5 YIIA., oa IO'r8 ('rI'rLB 1. vie "C'r10ll 1001) I ".&'tifr tll.t tll. &boy. iDfol'8atioo !a tl"U. .od tll.t tll. .dd..... iofo....t!oo !a o.eded .Dd "ill b. u.ad .01.lr fo.. .....io. of leg.l proo... io OODD.ot!OO .itll .ctu.l or pro.paot!.. litiV.tioo. . Phelan I. D. No. 32227 Two Penn Center Plaza, Ste 900 Philadelphia, PA 19102 ____________________________FOR POST OFFICE USE ONLY------------------- No change of address order on file. NEW ADDRESS (name & street addrells) -L Good as Addressed not known at address given no such address moved, left no forwarding address L:;....\j\,jjl "~" I ~(- . (1,,< ..--<'~ , / I ... ..'...,( .-.,,) >l' '" . .. . ' , . - " ~ ,,' . \,:', I,,} ,"J.. 'V . .....'.:.~...~,,:;:.. . ... t ~... .\)...~ .\.. . ,,~ ~ ; aDlOllUL. IJf9III'flca'fIOll, 110. no .... clJl'fa .LA.a IVI'f. .00 .IILID.L.IIA, 'A 1.107-17.' (U5) 113-7000 January 16, 1996 pOSTMASTER Seekonk, MA 02771 ......t fo~ ~al. of ...~... of lO.bo14.~ lofo~tioo ..0404 fo~ '.rYio. of Log.l .roo... .1.... fucui.b tb. 0" .44~... o~ tb. a... .04 .t~..t .dd~." fo~ th. followioll JIAIIIII ADDU'. I 1ta&'J 30 ~n.. .,..,. 1ta&'J 30 ,dclaao 7' .b....ot .i41. ...4, .....00.., .. 02771 IIOftII ft. _ .04 1..t IUloWO .4d~.'. .~. ~oqui~04 fo~ oh.oV. of .4dn.. iofo~tioo. 'fII._, if 1UloWO, ao4 po.t offio. boa .4d~." .~. ~oqui~04 fo~ bo.hold.~ iofo~tioo. 'fila foU_iaI ufo~UoD ill prod404 io .ooordaac. w1tb :It era 211.1(4lC'lCU). ftn. hoof.. fo~ ,roy14iag boJdlo14.~ ufo~tioo. ft. f.. fo~ proyi4ioV ohaol. of .dd~.'. iafo~UOO h w.bacl u .000IfClaac. wltb :It CU' 265.1(4)(1)004 (2) a04 con..poodiol A4aiohtnth. .uppoR ltaoual 312.U. ao4 b. 1. capacity of Requester: Attorney 2. statue or regulation that empowers me to serve: n/. 3.The name. of all parties to the litigation: Mary Jo Oforre. a/.'. Mary Jo Jel4aan 4.The court in which the case has been or will be heard: Civil Divisionl cuaberl.n4 count! 5.The docket or other identifying number: 95-7026 6. The capacity in which this individual is to be served: Defen4.nt in · Kortq.qe Jorsclosure action .....11llI 'ID rJ1lllI"I~ o. .ALS. IllPOuel~ 'fO OI!!Al. AIID v.. ClAllGI O' ADDU" lllPOlIIa!!l~ PO. IOnOLDlll lllPOlIIa'fl~ PO. AllY PUUO'. 0ftD ftAIf 'ID ...VICII O. LIGAL ,aoCII" I. COIIIlIC'fl~ ..1ft AC'IUIL O. "O".C'flV8 Ll!!IGA'fI~ COULD UIUL!! 1. C11111111AL 'IIIAL!!I.' I.CLVDllIO A .1.. O. UP 'fO UO,ODD O. 1....I.QWv__~ O. (2) 'fO AVOID 'A1II8ft O. 'ID nl PO. CIIAIIOI 0' ADDU.. lllPOlIIa!!IOII O. IIO'r IIDU ftIIl 1 DUS, oa IIO'ft (!!I'fLII 11 v.e 'lC'flOll 1001) I c.Rlfr tb.t tb. aboy. 10fo~tloo 1. true aa4 th.t th. .4d~..' 10fo~tloo 1. 0.0404 ood will 10 cODD.ctioo with .ctu.l o~ pro.pactlY. litivatioo. b. u.04 .01.lr fo~ ..rYlc. of 1...1 proo." C-"- '''-'-, .~ ) .--"'! 'p ""1_""; 1..I't.....(";.~.._..- I ., i , ' Lawrence T. phelan Attorney 1.0. No. 32227 Two Penn Center Plaza, Ste 900 Philadelphia, PA 19102 ____________________________FOR ~ Good as Addressed not known at address no such address USE ONLY------------------- NEW ADDRESS (name , street address) No change of address moved, left no forwarding address <.-;.;11 "'IJ" "..J:.J:C"~J:O. I'rallo18 e. .allinan, lI.quire, hereby states that he i. the Attorney for the Plaintiff in this action, that he is authorized to take this Affidavit, and that the statements made in the foregoing MorIO. 1'0. ...VIC. 01' Ta. COK.LAIMT l'uaeVa.f TO ...ClaL OIDIR 01' COuaT are true and correct to the best of his knowledge, information and belief. The undersigned understands that this statement herein i. made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. February 12, 1996 . -~ F ancis S. Hallinan, Esquire Attorney for plaintiff Attorn.y for Plaintiff COURT or COMMON PLEAS rcial credit Plan Con.um.r i.count Coapany CIVIL DIVISION v.. y Torr.., Sr. and Jo Torr.. a/k/a Mary Jo r.1daan Cumberland county No. 9!5-7026 VDI.:rCAl'IO. I h.r.by c.rtify that a true and correct copy of the civil Action laint in Mortgag. For.clo.ur. in the above captioned .att.r wa. ..nt by return r.c.ipt requ..t.d, to the following to ~A'forra., .r. ...3. ';J() ~ ~ ~ ' at 1123 C..t.rvill. .oa., ....ill., .& 17241 in accordanc. with the Ord.r of Court dat.d I', 1.... Th. und.r.ign.d under.tand. that this .tat...nt i. made to the pen.lti.. of 18 Pa. C.S. Sec. 4904 relating to unsworn al.ification to authoriti... ..gk /9~ , . ;;fz~1 J' ~/M~ F It F DERMAN, ESQUIRE ~ N ',- t)~. 0 r.~ ..:: Wr:' N ~~) ,.....~ U.... ' J.;.;~ rtL- ;..J:::' tr; ll- ." ;-',-j ,."...... n <'oJ ....-:;V~ .L c. <'I rei.' C" ,:,?6 i- ..: . .'U_ - I' .p 'j C .. 0' J DJWf AND 'HILAN II PIWIK 'BDIIUIAIf, ESQUIRE tific.tion No. 12248 it. too 'enn Center Plaaa ,il.delphi., PA ltl02 Attorney for Plaintiff rci.l credit Plan Con.umer i.count Co.pany COURT OF COMMON PLEAS CIVIL DIVISION v.. y Torre., Sr. .nd 010 Torre. ./k/a Mary 010 Feldaan CUaberland County No. 95-7026 VDU:rCA'l':rO. I hereby certify that a true and correct copy of the Civil Action laint in Mortqaqe Foreclo.ure in the above captioned .atter wa. .ent by l.r and certified .ail, return r.ceipt reque.ted, to the fOllowinq .on., to ~ 010 'l'orre. ./k . ..~ 010 'eldllaD at 7. .1I....Dt aid,e aoad, H, .. 01712., OD c.:J. ~c:? 7l , in accordanc. with the Order Court dated 'ebrua~ 2', 1.... The under.igned under.tand. that this t..ent i. ..de .ubject to the penalties of 18 Pa. C.S. Sec. 4904 relating un.worn f.l.ification to authoritie.. S/&;#ft; , 3(lAliA L ~~ FRANK FEDERMAN, ESQUIRE :- M '- n'" C !.: !'-,;' I.. N t'~ 0 '",)<c ~., "- ' ;~,: ~f." ;.... c;: :J. ") ::j , ' Y'.".. , , "-J '(I) '"- '" 1-:.10 fi;l'- (~~. ....;.. "cD f". ~ ...~ :~Ju.. .- I' "., ;:5 0 r.r. U [~ 0 '0 "" ~. <'l r '~ I-~ f:') \;~~ C', ~: :.2c f:E~ c": '.' ~[; ';~j In >::0 .' 1:': b:~) " 1'" :.::;" 'to I', =.-: ":!u... ", Vl ::i Ci c. ....l . 'IDDIl&JI AIID PHILAH l'I'ank 'edeZ'Un, I.quire Identification No. 12248 suite 1100 Two Penn center Pla.a Philadelphia, PA 111102-1799 (215) 563-7000 COIIIIDCIAL CREDIT PLAN CONSUMER DISCOUNT PLAN plaintiff Attorney for plaintiff . . COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY . . v.. . . NO. 95-7026 BENNY TORRlS, SR. and MARY JO TORRES, a/k/a MARY JO PELDMAN Defendent. TO: IIaq Jo 'Io~~e., a,.../a IIaq Jo 'elt1aaD " .Ia.....t .14ge aoa' a...aIl, .. 01771 ..,. CW 110'I'101' naIL 10. 1'" THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HERBIN, AND ANY INFORMATION OBTAINED PROM YOU WILL BE USED POR THAT PURPOSE. JII1HD!UII'1' IIMICI You are in default becau.e you have failed to take action required in this ca.e. Unle.. you act within ten (10) day. from the date of thi. notice, a Judgaent may be entered again.t you without a hearing and you may lo.e your property or other important right.. You .hould take thi. notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: cumberland county Court Aclainistator 4th Floor Cumberland county courthouse carlisle, PA 17013 (717) 240-6200 . rlDDIWf AND PHELAN Pr.nk red.nan, hquire Id.ntific.tion No. 12248 suit. 900 Two P.nn C.nt.r Plaza Phil.d.lphi., PA 19102-1799 (215) 563-7000 COMMERCIAL CREDIT PLAN CONSUMER DISCOUNT PLAN plaintiff Attorney for plaintiff : COURT OF COMMON PLEAS v.. . . CIVIL DIVISION CUMBERLAND COUNTY NO. 95-7026 . . BIHIfY TORRlS, SR. and MARY JO TORRlS, a/k/. MARY JO rELDMAN Def.nd.nt. . . TO: ."'7 'fo~~.., II'. 1111 c..teI'Yi1l. 10.4 ....111., W& 17141 .,. U IIO'fIC.' uaIL 10. 1... , . ., THIS rIM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DDT. THIS NOTICI IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDIBTIDNISS RUERRID TO HIRIIN, AND ANY INFORMATION OBTAINID FROM YOU WILL BE USED FOR THAT PURPOSE. , . ~ :l:lDoa'l'aII'f 110'1':1:01 f ~ 11 ,You .re in default becau.. you have fail.d to take action r.quired in thi. c.... Unl... you act within tsn (10) day. fro. the d.t. of thi. notice, a Judqa.nt .ay be .nt.red aqain.t you without a h.arinq and you lIay 10.. your property or other i.port.nt riqht.. You .hould take this notic. to a lawy.r at one.. If you do not have a lawyer or cannot afford one, go to or t.1.phon. the followinq offic. to find out where you can g.t 1.gal h.lp: cumberland county Court Adaini.tator 4th Floor cumberland county Courthouse Carlilll., PA 17013 (717)240-6200 __ ~cW\YroJJ FRANK FEDERMAN, ESQUIRE Attorney for plaintiff rlDl1MAN and PHILAN By I rlANJt rlDIRUN Identifioation No. 12248 Suite 900 Two Penn Center Pla.a philadelphia, PI. 19102 (215) 563-7000 ATTORNIY POR PLAINTIrr COIGIIRCIAL CRIDIT PLAN CONStnmR DISCOUNT COMPANY COMBIRLAND COUNTY COURT or COMMON PLIAS CIVIL DIVISION va. BINNY TORRIS, SR. NARY JO TORRIS a/k/a MARY JO 'BLDMAN NO. 95-7026 VJ:RI'ICATION 0' NON-MILITARY SIRVICI FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he has knowledge of the following facts, to wit: (al that the defendant (s) is/are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the soldiers' and Sailors ' Civil Relief Act of Congr~ss of 1940, as amended. '(b) that defendant BBNNY TORRIS, SR. is over 18 years of age and resides at 1123 CINTIRVILLBROAD, HlWVILLI, PA 17241. ,(c) that defendant MARY JO TORRBS a/k/a MARY JO 'ILDMAN is over. 18 years of age, and resides at 79 PHBASANT RIDGB ROAD, SIBKOHl, "', IIA '02771., This statement is made subject to the penalties of 18 Pa. C. S, Section 4904 relating to unsworn falsification to authorities. \. FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff .' .. '.' . . &:i ~tl, .. .. co i i i ~ I. ~ :z; ... N o ... I '" '" I ~ '< ~Z =g ..:;.. D..:t: :z;:Z; Cj5 Ii. Ii- ~g ~~ 1=8 ~c Jl ~~ t:~ :z:z :z; -0 CJ ~ rn :z 8 ~ ~~ ~~ 3'" "'~ i~ "'Q , . - , , o _ ., :z: C ~... :.. . . ... ~f ~j ~r: a':r, =~ fi r&lli Do.... c:; :a: < e= - .. B ~ " ... .. r~d - ... f '" " :: l J:. ~ .. ,,; . .~ . .. I> III .... ... ..... od III rnrn ui!:l !:I 13 ;~j .. jJ Ii: , ~ ~ ~ .:l ...~ ,~I.-; .VJ ~tJ, ,...\" ",- ~ r--.I I({ ~ '-.. . o"'\) \D ~ Q ;z - .. :.., ~ ~\, .::I .~~ 51 - ::.J. c: ~~~ ~ (.s- ~ r- ;,S~ ~ ~~S I ~ :z: t5fe ::::> \~ - ..., ~ ~ \0 a> ~ " . .IDIRIIAN and POLAN BYI 'RANK .IDIRIIAN IdentiUcation No. l:1:1U Suite 900 Two Penn Center P1a.. Philadelphia, PA 1910:1 (:115) 563-7000 ATTORNEY 'OR PLAINTI" COKNIRCIAL CRIDIT PLAN CONSUMBR DISCOUNT COMPANY CUMBIRLAND COUNTY COURT O' COMMON PLUS CIVIL DIVISION v.. BIIlKY TORRIS, SR. MARY JO TORRBS a/k/. MARY JO '.LDMAN NO. 95-70:16 CERTIFICATION FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that the premises are not subject to the provisions of Act 91 because it is: ) an FHA mortgage ) non-owner occupied ) vacant (XX) Act 91 procedures have been fu1fJ.11ed This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. FRANK FE ERMAN, ESQ IRE Attorney for Plaintiff ~ U) ~ 0 Q .. 3~ .:z n I! - ;1 ii: '/ ,.... '", I :~ :::: :1; ::J rn F -, :s ~ .0 a C"I , 5. Name and address of every other person who has any record lien on the property: NAr:m LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) 6QlfI 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale, NAr:m LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) 6QlfI 7. Name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: l:lAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) 1123 C8NT8RVILL8 ROAD N8WVILL8. PA 17241 T8NANT/OCC:UPANT , , . . I verify that the statements made in this affidavit are true ';and correct to the best of my personal knowledge or information and 'belief. I understand that false statements herein are made subject to ,the "penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. JUNB 5. 1996 DATE ~dJAYY\{,tfl FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff ~ \D -- C [-. ,~ .. ''j .; ,,)~ r ::: :)~ ~ 0- J~ '. ~ ... . ~ # I 19 ~ ~ ':, ro ( .ll- \5 \D G' '~ You may need an attorney to assert your rights. The eooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YO~__~! ~!!L~ B8 ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS mBJ.! !~! !!.!!&RIrP' S SALB DOES TAItE PLACB. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the sheriff the full amount due in the sale. To find out if t.his has happened, you may call (215) 563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on . This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the sheriff within ten (10) days after 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAltK THIS PAPBR TO YOUR LAWYER AT ONCB. IF YOU DO NOT HAVE A LAWYBR OR CANNOT AFFORD ONl, GO TO OR TILBPHONE THE OFFICB LISTID BBLOW TO FIND OUT WHBRE YOU CAN GBT LEGAL HELP. CUMBERLAND COUNTY COURT ADMINISTRATOR 4 th floor Cumberland County Courthou.e (717) 240-6200 .. ., . . ALL THAT CERTAIN triangular tract of land with the improvements thereon erected on. the East side of the State Road leading from the Walnut Bottom Road to pine Grove, and SITUATE in Penn Township, cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point in the center of the pine Grove Road and at the corner of lands now or formerly of Frank Palmer and the land herein described; thence along said land of Palmer South 76 degrees East 430.7 feet to a point and a stake; thence by other lands now or formerly of James E. Naugle, South 14 degrees West 352.8 feet to a point in the center of said Road; thence along the center of said Road, North 21 degrees West 247 feet to a point in the center of said Road, the place of beginning. CONTAINING 1 acre and having thereon a one and one-half story concrete block house known as 1123 Centervi11e Road, Newville, PA 17241. TAX PARCEL No. 31(322310)21 TITLE to said premises is vested in Benny Torres, Sr. and Mary Jo Torres, husband and wife, by Deed from ElizabethG. Keeney, widow, dated 1/5/84 and recorded 1/5/84 in Deed Book N30, Page 113. . , i .. 1 , ,) " ~ \D i':; C ;;: l~ .. '"' ..:z ;:)~ - ;1 Ci: , g r- ~ "- I ('] rf~ - ~g e' ::;l -. ::Ii ~ .n a a> , . ~- T ._,-..... -, . \, I - . t '. 0, . '~~~H.....,.'l1:_"..;r~_......~f"-~ .~,~''''....,f'F\n. ';-'<-''v:+'i<l;f..;oj'i~V~:\f<'(',~~'f;'\t:'p'n.'f'.,til''l~'J\M',UY~I!\F~'*Fii\-r;;~~.,t";tm~,~~p;__.>" QfIIICEOFnE PROTHONOTARY,'" c::.::;;::;:'u.", '-C!1P1SS1l.Mt)COUNTYCOURDtOUSE ~1"';,, " : 'HNoPvERSTREET:' _- ,....'OnIVAr",;~::'-,'. . CNJIII E, PA 17013 . E::f~N.'iIJ"''''IIN 0""'" "I v""" n __~...___;;..;,-.-' . ~M'Jvt:nl." ''''Jlllf/~.:, .._........- ~IIN(:LltlifJlJ~j\lJlIlIl...:. ~ 1\, ff M""IJ --"11/ 111:,i IJ 8 ~HiIN;ltN''', N,l," hr'l '~\'.'l Oft) >;411'11 " r---. No I",:, ...-1'''.''1111 "-', ' ,,.q'l ~ 'lLlA,'jll; ,I ~ I\JJ\/'Mn BENNY TORRES, SR. 1123 CENTERVILLE ROAD NEWVILLE PA ...-. ., -, _....... ~- .. -.- f\t1Q-P.Ff\~ rN OF 11'~ P\mll\(')tPTfn. So Jun '2 fl\ \: Ii \ ""D COUt{\'i CU'i".;,..,......;:."...... , P8l:~'.J,,,,,"''' " . .. ~ ...'.' , . -. . ~ .. ~ . .~!'..i.~~~c.:"...;J..J..."',.~ ,'......,.d~".'".....,,(~.w,''+<O'.,<d~,,.OA~.,;,,~A'''''''k t-*"'k"~..,,.:,..~.,..,;.;;, ~_,,-.....-.;,~__,. ", . \ ~..-. -y'''~,. ,,:-...; _.i/_",,', rlDlIUWI AND PHELAN rrank r.d.raan, ..quir. Identific.tion No. 12248 suit. 1100 Two P.nn C.nt.r Plaia Phil.d.lphi., PA 111102-1799 (215) 563-7000 COIIIIDCIAL CREDIT PLAN CONSUMER DISCOUNT PLAN plaintiff Attorney for P1.intiff I COURT or COMMON PLIAS CIVIL DIVISION CUMBERLAND COUNTY NO. 95-7026 . . v.. I I BINNY TORRES, SR. and MARY JO TORRES, ./k/. MARY JO rELDMAN Def.nd.nt. TOI IIeQ 010 'fo~~.., a/'/a "I'J 010 '.1.... 71 1Il.....t a14v. aoa4 .a...u, .. 01771 D'fl 0' 110'I'101' ..aiL 10. 11.. THIS rIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DI.T. THIS NOTICE IS SENT TO YOU IN AN ATTIIIPT TO COLLICT THI INDEBTEDNESS RErERRED TO HEREIN, AND ANY INrORMATION OBTAINID PROM YOU WILL BE USED FOR THAT PURPOSE. luaa'l'AII'l' IIO'l'J:CI You .r. in d.f.ult bec.u.e you have f.iled to t.k. .ction required in thi. c.... Un1... you act within ten (10) d.y. fro. the date of thi. notic., a Judqa.nt .ay be .nt.r.d avain.t you without a h.arinv .nd you .ay 10.. your prop.rty or oth.r i.port.nt riVht.. You .hould t.k. thi. notice to a lawy.r at onc.. If you do not have . lawy.r or cannot afford on., VO to or t.l.phon. the followinv offic. to find out where you can V.t 1.va1 h.lpl cumberland County court Ad.iniat.tor 4th Floor cumberland county Courthou.e carli.1., PA 17013 (717) 240-6200 ERIIAN, IS UIRE for plaintiff . .. ... rEDERM!Jf AND PHELAN rrank red.nan, E.quire Id.ntification No. 12248 suit. 900 Two Penn C.nt.r Plaza Philad.lphia, PA 19102-1799 (215) 563-7000 COMMERCIAL CREDIT PLAN CONSUMER DISCOUNT PLAN plaintiff Attorney for plaintiff v.. . . COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY NO. 95-7026 . . . . BINNY TORRES, SR. and IlARY JO TORRES, a/k/a IlARY JO rELDMAN . . Def.nd.nt. TO: ..DD7 'Iorre., .r. 1123 CaDtarY111. aoa4 ....111., .& 17241 D&'I. 01' IIO'fIC.. &It_XL 10. 1111 THIS rIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED PROM YOU WILL BE USED rOR THAT PURPOSE. :r.-oR'1'AJI'l' .0000:EC. You ar. in d.fault because you have fail.d to take action r.quir.d in this ca... Unl... you act within t.n (10) day. froa the date of thi. notic., a Judgm.nt aay be .nt.r.d again.t you without a h.aring and you aay 10.. your prop.rty or oth.r iaportant right.. You .hould take this notice to a lawyer at once. If you do not have a lawy.r or cannot afford one, go to or t.lephon. the following offic. to find out where you can get legal h.lp: cuaberland county Court Adaini.tator 4th Floor cumberland County Courthouse Carlisle, PA 17013 (717) 240-6200 __ ~r1w'roJ1 FllANK FEDERMAN, ESQUIRE Attorney for plaintiff . .' . . PlDERMAN AND PHELAN By: rRAIQt rEDIlUIAtf, ESQUIRE IDENTIrICATION NO. 12248 'l'IIO PEh"H CENTER PLAZA, SUITE 900 PHILADELPHIA, PA 19102 1215\ 5&3-7000 ATTORNEY FOR PLAINTIrr COURT or COMMON PLEAS CIVIL DIVISION COMIIDCIAL CREDIT PLAN CONSUMER DISCOUNT COMPANY 3300 HARTZDALE DRIVE HARTZDALB PLAZA, SUITE 111 CAJIP HILL, PA 17011 Plaintiff TERM 1.~- - 7oJ..(.. (J.~~ J.L.'I'\'- v. NO. CUMBERLAND COUNTY IIKNY TORRES, SR. 1123 CENTERVILLE ROAD IIBWVILLE, PA 17241 MARY JO TORRES AIre.l A MARY JO FELDMAN 79 PHEASANT RIDGE ROAD SEDOR, Ki\ 02771 Defendant (a) ThIs Is an attempt to collect II debt and ~m ' oblalned Wi" i! lOiorli13t1on . purpose. e used for thai. CIVIL &C'fIOJI'INlln.....IIaLG8..._la You have been aued in Court. If you wiah to defend againat the alai.. aet forth in the following pagea, you Ruat take action within twenty (20) daya atter thia CORplaint and Notice are aerved, bI entering a written appearance peraonally or by attorney. and f ling in writing with the court your defenaea or objectiona to the clai.. set forth against you. You are warned that if you fail to do 80 the case Ray proceed without you and a judgment aay be entered againat you by the court without further notice for any Roney claiRed in the co.plaint or for any other claiR or relief requested by the Plaintiff. You aay loae aoney or property or other rights iaportant to you. YOU SHOULD TAXE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET rORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY COURT ADMINISTRATOR 4TH FLOOR CUMBERLAND COUNT'< COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 . . 1. Plaintiff is COIIIIIRCIAL CRlDIT PLAN CONSUMER DISCOUNT COMPANY 3300 HARTZDALI DRIVE ~ZDALI PLAZA, SUITE 111 CAMP HILL, PA 17011 2. The naae(s) and la.t known addre..ee.) of the Defendant(s) are BENNY TORRlS, SR. 1123 CIHTIRVILLE ROAD IfIWVILLI, PA 17241 IlARY JO TORRES AlI(I A IlARY JO FELDMAN 7t PHIASANT RIDGE ROAD SUltOn, IIA 02771 who is/are the aortgagor(s) and real owner(.) of the property hereinafter de.cribed. 3. On 2/22/89 aortgagor(s) aade, executed and delivered a aortgage upon the preai.e. hereinafter de.cribed to PLAINTIFF which Rortgage i. r.corded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 930, page 1132. \ 4. The preaises subject to .aid aortqaqe i. de.cribad a. attached. 5. The aortgage is in default bacau.e aonthly payaents of principal and intere.t upon said Rortgage due 3/6/95 and each aonth thereafter are due and unpaid, and by t~e teras of said aortgage, upon default in such payaents for a period of one aonth, the entire principal balance and all interest due thereon are collectible forthwith. 2 oriainalllllOllnt borrOwed will be considered due immediately and you may lose the chance to ply oft'lhe oriainal monsase in monthly illlllllments. If full paymenl of the amount of default ia not made within THIIlTY(JO) DAYS, w, also IIIIIIId 'a i/IS'I1IC1 our al/orMYS 'a star' a luw~lI;"O forllelos, your mor'gaglld proplrty. If ,h, mOr/guill is jonelOSfd YOU' MOr'gag,d proplrty will b, sold by ,h, Sheriff ,a pay off'M mar/gag' deb'. If we refer your c:ue to our attorneys, but you cure the default before they begin 1ep1 proceedinp &pin.. you, you will still have to pay the reasonable attorney's fees, actually incurred, up to S50.oo. However, iflesa' proceedinss are lWted asainst you, you will have to pay the rf'.asonable attorney's fees even if the are over S50.00. Any attorney'a fees will be added to whatever you owe us, which may also include our reuonable costs. If you cu" ,h, dlfaul' wl/hlll'M 'hirty day plrlad, you will 110' hi "qul"d '0 pay a/'OnIIy'sfles. We may also lUe you personally for the unpaid principal balance and all other sums due under the monpse. If you have not cured the default within the thirty day period and foreclosure proceedings have bqun, you s,lll have ,h, rlgh'/o cu" ,h, d,faul' and p""'III'h, sal, a' any '1m, up 'a 011I hour b'fo" ,h, Sheriff's fOrleloSll" sal,. You may do so by paying ,hi 'olal amoun' of ,hi unpaid mon'hly paym'IIIS plus any /all or o,hlr eharg's ,h," du" as w,ll as ,hi reasonabl, al/orn'y's filS and eosU eO/lnfelld wl'h ,hi foreclosurl sal, and pI,farmlng any o,hI, "qulrlm,nu undlr ,h, mor'gap. It is estimated that the earliest date that such a Sheril1's sale could be held would be approximately 12-05-95 (~-l A notice of the date of the Sheril1's sale will be sent to you before the sale. Of course, the amount needed to cure the default will increue the longer you wait. You may find out at any time exactly what the required payment will be by callins us at the followina number: lzl1J 717-"&1' (lIrIoIIII T"""- N....) This payment must be in wh, cashier's check, cenified check or money order and made payable to us at the address stated above. You should realize that a Sheril1's sale will end your ownership ofthe monsased property and your riSht to remain in iI. If you continue to live in the propeny after the Sherit1's sale, a lawsuit could be started to evict you. You have additional riShts to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT. OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF nus DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR TRANSfER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSfEREE WHO WILL ASSUME THE MORTGAGE DEBT. fM JIll..... EXHIBIT "A" ACT ,. NOTICE TAKE ACI10N TO SAVE YOUR HOME FROM FORECLOSURE The Commonwealtb ofPeMsylvanla'1 Homeownen' Emersency Monsase Aull1ance Prosnm may be able to belp you. Read tbe followins notice to find out bow the propam workl. .fyou need more infonnatlon call the Pennsylvania Haulins Finance Agency at 1(100) 342.2397. La notillcacion en adjunto .. de IUIfta importanc:i.. pues afec:tl III derecbo a contillUll' viviendo en III c:III. Si no comprendo el contenido do ...a notificacion obten.1 una traduccion immediatamente lIamanda .... aaenc:ia (Pcnnaylvania Houlina Finance Agency) lin waOI aI numcro mcnc:ionado arriba. PuccI.. III' clqible para un pRltIft10 por el prolflllllllunado "Homeowncn' Emergency Monpso Auiltlllce Program" el cuaI puede IIIvar III CUI de la pcrdida del derecho a redimir III hipotCCl. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE 'ROGRAM 'LEASE READ TBIS NOTICE. YOU MAY BIIUGIBLJ: FOR FINANCIAL ASSISTANCE WHICH CAN SA VI: YOUR DOME FROM FORECLOSURE AND BEL' YOU MAKE FUTURE MORTGAGE 'AYMENTS Dati: June 2CJ.1CJCJ~ Account No: ?n,,'_1 Da" .t.---.-tName,' R 'I' - ftlII.............. Ann}' n...,...a ~... Addrcsa: 1123 Centerville Rd Newville,Pa 17241 TO: Bennv Toy"".. Air FROM: Commcrclal Credit Cnrnn....fnn You may be ellllble for nnandallubtaace tbat wm preveat ronclolun oa your mortla.o Iryou comply with tbe provlllanl ortba Homeowaen' Eme...eaey Mortlale Aulltanc. Act or .913 (Ih. 10 ActIO). You may b. cllllbl. rar .m.....acy temporary lubtanc.1f your d.rault ha. been caUled by clrcumltanclI b.yond your ...-- ~ EXHIBIT "B" . ACT 91 NonCE TAKE ACI10N TO SAVE YOUR DOME FROM FORECLOSURE The Commonwealth orPennaylvanla'. Homeowncn' EmerSency Monlllse Auiltance Proaram may be able 10 help you. Read Ihe followinS notice 10 find oul how lhe prosram work.. .fyou need more infonnatlon call1he Pennsylvania Houlin. Finance Asency at 1(100) ]42.2397. La notlllc:acion en adjunto a de IUIM imponancll, pull afecta III derecho a continuar viviendo en III CUI. SI no comprende eI conlenldo d.1II1 notlllcacion oblenp WII tnducc:lon ilMlediatunent.11amanda .... qencia (Pennay\VIIliI HOlIlina Fil1lllCl Apnc:y) lin CIlIa. a1numero mencionado,urIba. Puedlllll' e1'1ibll pan un preItII1lO por eI prosnma lIamado "Homeowners' Emersency MonpS' Auiltll1ce Proaram" eI cuaI puede ..Ivar III CUI d. ta perdidl del derecbo I redimir III hipollCl. ACT 91 NOnCE IMPORTANT: NonCE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE 'ROGRAM 'LEASE READ TBlS NOnCE. YOU MAY BIIUGIBLE FOR FINANCIAL ASSISTANCE WDICH CAN SA VI: YOUR DOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE 'A YMENTS Dati: 6-29-95 Account No: 20271-3 Rc: Account Name: Mary Jo Torns Addrcu: 11?1 r.A"......~ 11.. a..t Newville.Pa 17241 TO: Marv In Tn..r.. FROM: Commercial Credit Corporation You ..y be .1I.lbl. for n...ct.I.......c. th.t wm prev..t fomlo.ure oa your .ort....lfyou comply wllb tb. prov..io.. oUh. HomlOwa.n' Em'l'I.acy Mort,lle AII....ac. Act of 19U (tbe "Act"). You ..y b. e1lllble for em'l'I.acy 'emponry lalltlace If :,our derlUl1 baa belli CIU.ed by clrcumltlnce. beyond your rN 11M Mt I EXHIBIT "B" ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE The Commonwealth of Pennaylvanla'a Homeowner'a Emergency Mortgag. Alllatance Program may be able to help you. Read the following nollce to find out how the program WOrkl. If you need mar. Information call the Pennsylvania Housing Finance Agency at 1(800) 342-2387. La notiftceelon .n adjunto .a da luma Importanell, puea afecta IU deracho a continuer vlvlenclo en IU call. 81 no comprende el contenldo de eata notlftcactlon obtantgl una traducclon Immadlatamante llamlnda eltl Ig.ncll (Pennlylvanll HOUllng Flnlnce Agency) lin cargoa II num.ro menclonldo Irribl. Puedel IIr eleglble plra un preatlmo por .1 programs lIamado "Homeown.rs' Emerg.ncy Mortgag. AIIlstance Program" .1 CUll pued. IIlvar au can d.1I perdlda del der.cho I redlmlr IU hlpoteca. ACT 81 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' I EMERGENCY MORTGAGE ASSISTANCE PROGRAM .' -, PLEASE READ THIS NOTICE. YOU MAY BE EUGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS Date: October 5.1 CJ95 Ac:count No. 20271-3 Re: Account Nlme: Ma,..y In TnY"Y"AA Addre..: 79 Pheasant Ridlle Rd Seekonk. Ha 02771 TO: lid"")' t.... 1i'.l~...an .. FROM: Commercial Credit Plan Consumer Discount Company , You mlY be .lIglbl. for t1nanclll aallltanc' that will prav.nt foraclolura on your mortgage If you comply with I the provlllonl of the Hom.own.r'a Em.rgancy Mortgag. Alllatanc. Act of 1113 (th. "Act"). You mlY b. .lIglbl. for .m.rgancy tamporlry llIlltanca If your d.flult h.. be.n clulld by clrcumltanc.1 beyond your control, you have a r...onlbl. prolp.ct of r.lumlng your mortglg' plym.nta, Ind If you ml.t oth.r .lIglblllty r.qulramlnta .Itablllh.d by the P.nnaylvanla Houllng Flnanc. Ag.ncy. Pl.... r.ld all of thll Notlc.. It contalnl In ..planatlon of your rlghta. EXH'B'T liB" Under the Act. you arl entitled to a temporary .tay of foraclo.ura on your mortgage for IhIfty (30) day. from Ihe dall of thl. Nollce. During th..l Ilme you mu.t arrange and attlnd a .face-to-face" IT1Htlng wiIh a repraHntatlve of thl. lander, or with a de.lgnatld con.umer credit counuUng agency. The purpo.e of thl. mHllng 1.10 attlmpt 10 work out a repayment plan. or \0 otharwiH H\tIe your delinquency. Thl. meellng mu.t occur In the next (30) day.. If you attend . fKl.to-face mHllng with thll lender, or with a conlumer credit counHllng agency IdIntlfled In thll notice, no further proCHdingln mortgllll foreclolura may take place for thirty (30) day. after thl dati of \hI. mHllng. The name, addre.. and tllephone number of our rapraHntallve II: Jav A. Rvan 3300 Hartzdal. Driv. Camp Hill. Pa 11011 Telephone Number: 711-731-043\ The name. and addre.... of d..lgnated con.umer credit counHllng IlIlnc:IH are Ihown on the attached IhHt. It II only naca..1IY to lo;hedula one face-to-face mH\Jng. You Ihoula adviH \his lander immediately of your Intlnllonl. Your mortgage is In default becaUH you have faiIad \0 pay promplly InataIImentI of pmc:IpaI and intafMt, .. raquIrad, for . period of a leut Iixty (110) daY'. The total amount of thIa dlIIInquency is $ 3902.22 . That awn IncIudn the following: P... dtllll ftAV1III.nf'lIl for MAr~h " ..h1"tI ~.n...",h.r " lQQIl Your mortgage II al.o In default for \he following raa.onl: (llI8l11ia pIlegqph only If IPpIicIblI) If you have tried and ara unable to ra.olv. \hll problem st or aftlr your face-to-face maetlng, you have the right to apply for financial a..I.lance from the Homeownara' Emergency Mortgage AlII.tance Fund. In order to do \hI., you mu.t fill 'out, .Ign .nd IIIe s complatld Homeowners' Emergency Alllltanca Appllcallon with one of the de.ignatld conaumer cradlt counlellng llIencla. lilted on the attachment. An .ppllcallon for ..Ii.tance may only be obtained from. con.umer credit counlellng agency. The con.umer credit counHllng agency will .a.l.t you In IIl11ng out your .ppllcatlon and will .ubmll your completed .ppllcalion to the Penn.ylv.nl. Hou.lng Finance Agency. Your application mu.t be filed or po.tmarkld, within thirty (30) day. of your f.ee-to-face meeting. EXHIBIT "B" --- .......- --""". ...- ..... ....- -- ......-.......- ........ _t. ,.... --- ..... - ...- ......... ..- -....- _.__.~I:IIMY. -- ..... ....-- _10- ""..... ..---- ................ ... ",.-- ......." -- .......... ",.-- -- ........ ~...... ...... .- -----~---- -..- ....--...- ......... 1- .......- -- ....... .... .....0.._ -..- ....-- ..... .... ,...... -.. -- ................ - --- _........'11" ....- .---- -- -..- ....-. .-~... -... M ,,.. I'n,...",., ...... ~.....,.,... .-- ......... ... .....,.,1.. ............. ..... ......... .... ...... -. a................. ..........._~......~ ........-. --............ -............. ... .."........ - ...,. ,,.. '''. ....'" .............. -.- ....,.wrU. ~ ~ 'M _..... ~"'''I. .......... ...- ...............,... ..... -'- .......,.... I'IIlNIYLVANIA HOUIlNG I'lNANCI AGINCY HOMEOWNill' I .....GINCY IoCIITGAGI AllIllTAHC11'IIOGMM S'OHItA.-A ~IDIT COUNSI!UNO AGINClII --- __ r....... 0- -- .-... M 1_ ... ....- ....... ..." ....- ....... ..... .... ..... ..... ...... . - MDl;' 0lMIIt't...."." .... --.... '-''' ,.- .... .,, ...... ..- -... --- --..- -..- ....- ........-.m.._- -- ....... ,....,......---- .- ~~~.........c>> --- ........ ........ It'...... ~ ..,. ......,. .., en" ....It" .,....... ..."'If)..... ..'1......... -.... '" "" Crt" .,........... ......"fl.'.". -.. ..... c-. c.--.~l-. ~-._r ..... ..... ~ n. _...... 8IDICIIlD,--nM'l' ~.~IU,. -" 'I............ ,.....,.. ,.... ('''''''. ......"'..... -- -, --.-. --- 1M,,", CD.Ift'Y .......ICIDI_. ... "'........ ...... -..- It'."~".. ,........ ......n....n. -- -... --- ,,,_....... ......... ,. ,,.. ""Jt"'.- -- ,.., ---....~.... "" ___... c-.............. ..-- _. ,. ,,.. """ _.... .... """..... -""' ....~.,... ...,. ...----- II'...... ... .....,. ,- ...- .... ......... -- -.~........... .... ---~-".."_. -...... ,."....-.... ........." II'" -- ,.....,--- -..- ....0-.. o.-.~' - .....1U.. CQIIMMI\' ACrDl CDIIfTII ,....... .... Ilk" 1_' .,. ...... ... "".1 ""11 --- ....O......._..w-. ...... CO\.Im CDIIUIIY IICIDI..... ..-- ..'" ...... ,. "NI "'" ...., ......."1...'" -- ....... c..a. iIJIIIIIIltlI.............. W J ......,..... ..-.-.--- ..."......... 0..." ,.... "'.. ....,.. .......... .... ........." t'" -...- ....1Id1t....... ....- .........,....... .............~ ..- ....... AIKIQl1lll CIJ..... YM.&AY ..'".o.IIIlI........ .-.,. "'" ... ...-,. ".111"". ...fiI__.... .-.,. ,,,. .'" ....... ,. ""1 .....1. -- -... ..,.QIUft'\'-- -.-,--. --- _MI_ ......., ...,...... ...- .... --..... ---,. .... .......... '... ......"" ...,.-'"" -- --.... - ............... ---~-~-.... -- _'-011III'- -..- ___en...'.' V .... .,." '11'4_ Jill.... ..... -- ........ 0-. a.-...... - ....... c:rua. 06 9QIIIC '''Ill "-II ... ....,.. ".1 mil ....., ,. "',"...,.. -- - --- I..... .... ,.... "_" tit.. ....- .....'...., -- ............... -.... ....' ......".,- ..., ...... ........ ... '" ..tI ...- ...'........ ....- O...&................~ ..... eIftIiII__ _V.1f .. .....,...,- -..- -- ..-- -- ........... o.MI................, - _l__""" ...-nNI'Y__ _0........ _N'''' ....m_ .. "'" m...n -- -... EXHIBIT "B" . ) SHERIFF'S RETURN - NOT FOUND CASE NOI 1995-07026 P CO""ONWEALTH OF PENNSYLVANIA I COUNTY OF CU"BERLAND CO""ERCIAL CREDIT PLAN CONS VS. TORRES BENNY SR ET AL R. Thomas Kline , Sheriff, who to law, says, that he made a diligent search nemed defendant, to witl TORRES BENNY SR but was unable to locate Him in his bailiwick. the CO"PLAINT - "ORT FORE NOT FOUND . as to the within named defendant TORRES BENNY SR DEFENDANT IS IN S.C.I. HUNTINGDON OR S.C.I. S"ITHFIELD. being duly sworn according and inquiry for the within He therefore returns Sheriff's Costal Docketing Service Affidavit Surcharge So . , ,~. .. ./:~ ../,/ ~-; 18.00 5.60 .00 2.00 $25.60 FEDERMAN AND PHELAN 12/26/1995 Sworn and subscribe?-fo before me this J.o.4( day of ~u""1 19 'H,. A. D. ~ Q. ~OO~J ~' Pro ono a~y . rEDIRIWf AND PHELAN By: PRANK rlDlRIWf, ESQUIRE IDENTIrICATION NO. 12248 '1'IfO PINN CENTER PLAZA, SUITE 900 PHILADELPHIA, PA 19102 121!U !U53-7000 ATTORNEY FOR PLAINTIrr COURT or COMMON PLEAS CIVIL DIVISION COMIIDCIAL CREDIT PLAN CONSUMER DISCOUNT COMPANY 3300 HARTZDALE DRIVE HARTZDALE PLAZA, SUITE 111 CAMP HILL, PA 17011 Plaintiff TERM tjfJ--7(\l{;: (ILLLll,-)~IL""- v. NO. .' llKNY TORRES, SR. 1123 CENTERVILLE ROAD IIBWVILLI, PA 17241 CUMBERLAND COUNTY IlARY JO TORRES A/XI A IlARY JO FELDMAN 79 PHEASANT RIDGE ROAD SEDon, MA 02771 This In an attempt to collect II debt ond ony Information oblainod will be used for that purpose. CIVIL aC'l'IOJI/~.'fcaG. ,0..cl.oa.. .OUC. Defendant(.) You have been .ued in Court. If you wi.h to defend against the claiR. .et forth in the following page., you Rust take action within twenty (20) days after this CORplaint and Notice are .erved, bI entering a written appearance personally or by attorney and f ling in writing with the court your defen.e. or objection. to the claiRs set forth against you. You are warned that if you fail to do .0 the ca.. aay proceed without you and a judgment aay be entered again.t you by the court without further notice for any Roney claiaed in the Complaint or for any other claiR or relief requested by the Plaintiff. You Ray lo.e money or property or other right. important to you. YOU SHOULD TAXE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET rORTH BELOW TO rIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY COURT ADMINISTRATOR 4TH FLOOR CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 wohOrebycert\lythld wlt:'ln to bo a true an TAUE COPV FROM RECORD co;roct copy 01 the In Tlltlmony whereof. I here unto set my hIIIlI original tiled 01 record N Indt I 01 sal C~rNt C,arllstl. Pa. ...- FEDERMAN AND PHELA Tll 'day. 01 I U.t e. 19 (/ ~ ~ ' .. -L ,- t. I Pralh -41 {~ :or 1. Plaintiff i. COIOIDCIAL CRBDIT PLAN CONSUMER DISCOUNT COMPANY 3300 HARTZD~ DRIW BARrZDALE PLAZA, SUITE 111 CAMP HILL, PA 17011 2. The naa.(.) and la.t known addre..(e.) of the Defendant(s) are BIHNY TORRES, SR. 1123 CINTERVILLE ROAD IIBWVILLI, PA 17241 MARY JO TORRES A/X/A IlARY JO rELDMAN 79 PHEASANT RIDGE ROAD 811'K0N'K, MA 02771 who la/are the aortgaqor(s) and real owner(.) of the property hereinafter de.cribed. 3. On 2/22/89 aortgaqor(.) aade, executed and delivered a aortgag. upon the preai.es hereinafter de.cribed to PLAINTIrr which aortgage i. recorded in the Office of the Recorder of CUMBERLAND County, in Mortqage Book No. 930, Page 1132. \ 4. The preai.e. subject to .aid aortgage i. de.cribed a. attached. 5. The aortgage la in default because aonthly payaent. of principal and interest upon .aid aortgage due 3/6/'5 and each aonth thereafter are due and unpaid, and by the teras of .aid aortgage, upon default in .uch paya.nt. for a period of one aonth, the entire prinoipal balance and all interest due thereon are collectible forthwith. , , . . ' .' , 10. Pursuant to the rair Debt collection practice. Act, 15 V.S.C. I 1692 et seq. (1977), Defendant(s) ..y dispute the validity of the debt or any portion thereof. It Defendant (a) do so in writing within thirty (30) daya of receipt of this pleading, counsel for plaintiff will obtain and provide Defendant(s) with written verification thereof; otherwiae, the debt will be as.uaed to be valid. Likewise, if requeated within thirty (30) days of receipt of this pleading, coun.el for Plaintiff will send Defendant(a) the naae and address of the original creditor if different fro. above. WHDUORI, PLAINTIrr de..nds Judqaent againat the Defendant (a) in the sua of $50,269.50, together with intereat froa 11/6/95 at the rate of $18.28 per die. to the date of JUdqaent, and other costs end charges collectible under the aortgage and for the forecloaure and sale of the .ortgaged property. 1.1 Frank F.d.rman FRANK FEDERMAN, ESQUIRE Attorney for plaintiff CtIIllW ..el. Borrower's Name and Addreaa: Lender's Name and Address: lenny Tnrr.. ~r 1123 Centervilla ad Nawville,Pa 17241 Comaareial Cradit CorDoration 3300 Hartldala Driva Camp Hll1, Pa 11011 Account No: ?n?71_' Dale: luna,q. 1 qqli NonCE OF INTENTION TO FORECLOSE MORTGAGE NOTE: Enclosed with this notice is another notice from this lender under Act 91 of 1983. This notice is called "Notice of Homeowners' Emeraency Monal8e Asaillance Act of 1983", You must read both notices, aince they both explain riahllthat you now have under PeMsylvanialaw. However, If you choole 10 lIerell. your riShts described la Ibe "Nolice of Bomcowaen' Emel'Jeacy Mortslse Alllllaace Act of 1983", we caanol foreclose upon you durins thai time. Also, If you receive financial usistance from the PenMYlvania Housing Finance Agency, your home cannot be foreclosed upon while you are receiving that assillance. The MORTGAGE held by Commercial Credit ,.."" t'""""m.~ n. """,,"0 I'n..pany (hereinafter, .we. .us. or .ours.) on your propeny I~ted at 1123 Centerville ad Newvilla, Pa 17241 IS IN SERIOUS DEFAULT because you have not made the monthly payments of S 587.48 for the months of Hareh .ADril.Hav and June . and/or because N/ A (l'tioI"IUA.II.._-....,.,-1 Late charges (and other charges) have also aCCNed to this dale in the amounl of S N I A. . The lotal amount now required to cure this default, or in other words, get caught up in your payments, U of the date of this letter, Is S 2139.78 (......_1 You mq)I cur. this dlfoull within THIR7l' (30) days oftlw dal. of thl$ 1.II.r, by paying 10 IU 1M above QIfIOllnl of I 2119.78 ' pllU any addIllOIItII monthly payrn.nU and lat. charp which IIUIJ' fall du. during thl$ period Such payment mull be made either by cub, cuhicr's check, certified check or money order, and made at 3300 Hartldala Driva (Inodl.... ......1 Camp Hill Pa (Cilyl (_I Jfyou do not cure the default within 1lIIRTY (30) DAYS, w, i"/lnd 10 ,urciu our righllo aCCllrral' Ih, morlgag' paym,nu. This means that whatever is owing on the IN 1111"'" EXHIB'T "A" , ......-. c.uwlolall Borrower'1 Name and Addn:sl: Lender'1 Name and Addresl: Ma",y 1ft Tnrr.. 1123 Centerville ad Newville,P. 17241 Cnmm.rcial Cr.dit Cornoration 3300 H.rtzd.le Drive Camp Hill,P. 17011 Accounl No: 20271-3 Dale: June 29,1995 NonCE OF INTENnON TO FORECLOSE MORTGAGE NOTE: Endoaed with thla notice ia anolher nOlice from lhillender under Act 91 of 1983. ThiallOuce il cllled "Notice of Homeown en' Emeraency Monpae Auiltlllce Act of 1983". You nwlt rad both notieu, aince they bolh explain riptl that you now have under Pennsylvania law. However, Iryou choole to norcls. your rilhtl described In the "Notice or BomlOwnen' Emel'1ency Mortllle Aulstlnce Act or 1913", we cannol roreclole upon you durlnl thlt time. Also, if you receive financial usistance from Ihe Pennsylvanil HousinB Finance ABency, your home caMot be forecloled upon while you are receivinB Ihat usistance. The MORTGAGE held by Commercial Credilpl.n r.nn........ ni .rn..n~ r.n"'pany (hereinafter, .we" "UI" or Moun") on your property I~ted at 1123 Centerv111e ad Newville,P. 17241 IS IN SERIOUS DEFAULT becaule you have nol made the ~nth1y paymenll of S ~a7 AA for the months of M...,.~ "p",i 1 ".IIIy .11I",4 TII"'. . and/or beea"M NIA (PIioI "NIA.If.._-......,..) Lale charBes (and Olher char8es) have also lCCl\Ied to thII date in the amounl of S NI A . The total amount now required to cure this de&ull, or in other word.. Bet caught up in your payments, U ofthe date ofthilletter, is S 'I,Q. 7R (.....-) You nray eM" this d6fault within 77llRTY (30) days oflM dat, of this I,ttfr, by paying to us th, aboVl amountofS 2139.78 , plus any additional monthly paym,nts and /at, charge which may fall du, during this plrlod. Such payment must be made either by cub, cashier's check, cenified check or money order, and made It 1,nn "A..~,,4n1. n",iu. ~--I ~."'P Rill (CiIy) DII ~I If you do nol c:ure the defaull wilhin 11DRTY (30) DAYS, w, In/,nd to '-'tlrclse DUTrlght to acc,lerat, th, mortgag, paym,nts. This mean'lhat whatever is owina on the fW 111I.... EXHIBIT "A" CorIllW Wall Borrower's Nune and Address: Lender's Nunc and Address: Marv In Tnrr.. AkA Fp-l~mAn 79 Phaasant Rid.a ad Saakonk, Ma 02771 r.^mm_r,.ia.l r.r.,ti" plAn rnn.lllIII-r Diacount 3300 Hartzdala Driva Camp Hill, pa 17011 ~countNo:20271-3 Date:Octobar 5,1995 NonCE OF INTENTION TO FORECLOSE MORTGAGE NOTE: EncIolCd with this notice is another notice from this lender under Act 91 of 1983. This notice is cllled "Notice ofHomcowncn' Emer,ency Mort..,e AllilUllce Act of 1983". You mull read both notices. aince they both explain riahts that you now have under pcnnay\vania law. However, Iryou cboos. to .sereb. your rllbll dacrlb.d ID tb. "Notlc. or BomeowD.n' Em....ency Mortlll' AllbtlDC. Act or 1913", w. canDot roreclose upon you durlDI tblt time. Also, if you receive financial assiltance from the PCMSylvania Houlins Finance Agency, your home ClMot be foreclosed upon while you arc receivins that assiltance. The MOR.TGAGE held by Commercial Credit Plan COnBtlm@T' nh~ntln~ cnmpany (hereinafter, "we" "us" or "ours") on your property located at 1123 Centsrvilla Rd N.wvil'. PA 17?~1 IS IN SERIOUS DEFAULT because you have not made the m/?nthly payments of S 587.48 for the months otKarch thru September . and/or because NIA (frio! "NIA'II.. _.......,.,-1 Late charla (and other charses) have also accrued to this date in the unount of S N I A . The total unount now required to cure this default, or in other words, set ClUsbt up in your payments. a of the dlle ofthislctter. is S 3902.22 1-,,_1 fOIl may CUrl this Mfault within THIR7l' (30) days of 1M dat. of this I,tllr, by paying to lIS 1M above amount of S 3902.2' . pillS any additional monthly paym,nts and /all charg' which may fall due during this ptrlod. Such paymenl must be made either by cub, cahier's check, certified check or money order, and made at 3300 Hartzdale Drive (1Inndo _ Ad*wl Camp Hill. ICilyl P. I-I Jryou do not cure the default within THIRTY (30) DAYS, w, Intlnd to ,urclSf OIIr right to accrllrate the mortgage payments. This means that whatever is owinS on tbe n.lltll - EXHIB'T ll~' . . ' 2 oriainll amount borrOwed will be considered due inunediately and you may lose the c:bInI:e to pay oft'1hc oriainll monp,e in monthly inslallmcntl. If full paymenl ofllle amount of dcfau\1 ia not made within 1'HIP.TY(JO) DAYS, w, also lillI/ill 10 i/lJ/rtlel ollr Gl/orrwys 10 SIDlI Q 1uw~1I1110 lorllelos' yollr morli"illd propIrty. If till mOr/I/UI/II Is JoneloSld your IIWI'IJ'IIfd proplrty will b, sold by IhI SMrljf 10 pay oJ! till morlgag' dlbL If we refer your calC to our attomeyl, but you cure the default before lhey beiPn Icpl proceedillP qainsl you, you willlli1l have to pay the rcuonable attorney'1 feci, acwally incurred. up to S50.oo. However. iflep! procccdinp arelW1ed against you. you will have to pay the reuonable attorney'1 fees even ifthe are over S50.00. Any attorney's fica will be added to whatever you owe us. which may also include our nuonable colli. If you CUrl till dlltIIIlt wilhlll thllhlrty day plrlad. you will 1101 ", rwquirwd to pay QItOmIy'sJ-'s. We may also sue you personally for the unpaid principsl balance and all other IUIIII due under the monple. If you have not cured the default within the thirty day period and foreclosure procccdinls have bqun, you sllll havf Ih, rlghllo curll /h. d'ltllllI awl prewllllh' sal, DI QIIY 11m. lip 10 011I hour b'lore Ih, shITifj'sforlelosurl sol" YOII /IIQ)' do so by paying /hi toUlI ","ollnt 01 thlllnpaid monlhly paym,nts plus any /all or olhlr ehargls /h," du" Q.J WIll QS thl rlQSOIIDbl, Qltom.y'sflls and costs eO/lMClld wllh thl foreclosure sal, and plrfonnlng any o/hlr rlquirlmlllts IInder Ih, morlgagl, It il estimated lhal the earliest date that such a Sheriffs IIle could be held would k approximately 12-05-95 ~-) A notice oflhc date oftbe ShaUl's we will be acnt to you before the we. Of course, the amount needed to cure the default will incruse tbelonger you wait. You may find out at any time exactly what tbe required payment will be by calling us at thefoUowilll number: <.zuJ 717 _nt. 11 (aooIIl T.......~) This payment nwst be in cash, cashier's check. certified check or money order and made payable to us at the address Itated above, You mould realize that a Sherift's we will end your ownership of the mortpged property and your riabt to remain in it. If you continue to live in the property after the Sberift's sale, a lawsuit could be started to evict you. You have additional riabtl to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBT AJN MONEY TO PAY Off THE MORTGAGE DEBT. OR TO BORROW MONEY FROM ANOTHER LENDING INSnTUTION TO PAY Off nus DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO wn.L ASSUME THE MORTGAGE DEBT, "" Jill W' EXHIBIT "A" . ACf" NonCE TAKE AcnON TO SA VI YOUR HOME FROM FORECLOSURE Tba convnonwalth orpennsylvanla'1 HomeoWlllfl' Emerlency Mortlll. AulIUllCl Propam may be abl. to help you. Read th. rollowinl notice to find aut how the propam wo:kl. Iryou need more Infonnadon call th. Pennsylvani. Hautinl Finance Alency at 1(100) 342-2397. La DOlitlcaclon 1ft adjunto II d. IUlIII importaDCi.. pull efccta III derccho a ............ vlvillldo III III CUI. SI no comprend. el contealdo d. .... notiftcacion obtanp uaa cnduCMn immcdlatamClll1 Uamanda ... qencia (pennsylvania Hou" YIIlIIICI AaIllCY) aIn carao. II numcro mcncionadoarriba, Pueda... e1111'b11 para un prellUIlO por aI prolflllll Uamado .HomeoWlllfl' EmcrlCllCY Monlll. AaailWlce Prolrun. aI cual puede lllvar III cua de Ia pcrdida del dercc:ho a redimir III hipotCCl. ACf 91 NOnCE IMPORTANT: NonCE OF BOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ TBIS NOnCE. YOU MAY BE EUGmLE FOR FINANCIAL ASSISTANCE WBlCB CAN SA VI YOUR BOME FROM FORECLOSURE AND BELP YOU MAKE FUnJRE MORTGAGE PAYMENTS Date: Jun. 2Q. 1 C)C)~ AccoUnt No: 70"1_'1 Ill: Account Name: a."ny Tn~~.. q.. Addnul: 1123 Centervllle Rd Newville ,fa 17241 TO', II T ft .nftV np... :'toP nOM: Commcn:ill Credit r.nl'pn....inn You mlY be ell.lble far nnanclala..lltance tb., wm prevlll' fanclalun.a your mart.... If you comply wltb th. provlllanl arab. BaIDenwnen' Emeraeacy Mart,'I. Aulltanc. Act of 1913 (tbe "Act"). You ..ay be allllble far emeraeacy ..mpanry ...lItanc. If your der.ult h.1 beea ClUled by clrcumltanca beyaad your ...-- ~ EXHIBIT "8" . ACUl NonCE TAKE ACI10N TO SAVE YOUR HOME FROM FORECLOSURE The commonwealth orpeMlYlvanla'. Homeownen' Emeraency Monllae AlliItlnC& Proaram may be able to help you. Read the following notice to find out how thl propam wow. Iryou need more inf'onnatlon call the Pennsylvania Houlina Finance Agency at 1(100) 342.2397. La aot\ftcIclon en adjunto ea d. aama illlJlOltlllCil, puea af'ecta au derec:ho a continuar viviendo en au c:ua. Si no c:omprende II c:ontenldo de ata notiftc:ac:ion obtenp una tnduc:c:ion immcdiatamente \IamIIIda eata qenc:ia (Pennaylvanl. HOUIina Finance Apnc:y) aln c:arao, aI numero menc:ionado,uriba. Puedea ICI' llqible pua un preawno por II propama lIunado "Homeownen' Emeraenc:y Monllae AlliIWlCl Prolll'am" II c:uaI puede u1var au c:ua de II perdida dll derec:ho a redimir au hipotec:a. ACl' 91 NOnCE IMPORTANT: NonCE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOna:. YOU MAY BE EUGmLl FOR fINANCIAL ASSISTANCE WHICH CAN SA VI YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS Date: 6-29-95 Acc:ounl No: 20271-3 Jle: Account Name: Mary Jo Torna Addrcu: 11 11. I"..",~..."f 1 1. V..I Newville.P. 17241 TO: Marv .In Ttn"'P.. FROM: Commerc:ial Credit CorDoration You m.y be ellllble ror nnlncl.I.......nce th.t wm prevent ronclo.un.. y.ur .onlale If you comply wltb the provblon. .r tbe HO.lOwaen' EmeI'Jeacy Mon..I' Anlleance Act or 1913 (th. "Act"). You .ay b. dlllble ror e.eI'Jency ..mporary aulllance Iryour derault ba, been cauled by clrcum,tanclI beyond your rNIIN_ I EXHIBIT "B" . ACT 91 NOTICE TAKE AcnON TO SAVE YOUR HOME FROM FORECLOSURE The Commonwellth of Pennlylvanta'l Hom.own."1 Em.rgency Mortgage Alllltance Program may be Ible to help you. Read the following notice to find out how the program workl. If you n.ed mora Information call the Pennlylvanla Houllng Finance Ag.ncy at 1(800) 342.2387. L.II notIIIcac:Ion en IdJunto el de luma Importancls. pun lrecta IU deracho I continUl/' vIvIando en IU cala. 61 no comprande el contenldo d. elta notiflcac:tlon obtantga. una traduccion immediltarnentellamanda .Ita ag.nda (P.nnlylvlnll Hauling Finance Agency) Iin carp aI numera menc:lonedo Irriba. Pued.1 Hr eleglble pn un praltamo por aI programa IIamaclo "Homeownare' Emerg.ncy Mortgage Alllltance Program" .1 cual puedl Ialvar IU CIH de Ie perdIda del derecho a redlmlr IU hlpoteca. ACT 91 NOnCE IMPORTANT: NOnCE OF HOMEOWNERS' ,EMERGENCY MORTGAGE ASSISTANCE PROGRAM ," ., PLEASE READ THIS NonCE. YOU MAY BE EUGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS Date: Octob.r 5.1995 Account No. 20271-3 Re: Account Nam.: MAry Tn TnY""'.A Add.....: 79 Pheasant RidRe Rd Seekonk. He 02771 TO: II...., ,,, ....1,.t"'a" " FROM: C01IIIIlercial Credit Plan Consumer Discount Company , You may be eligible for tlnanclll "llltanc. that will prav.nt foraclolura on your mortgage If you comply with a the provlllonl of the Hom.owner'. Em.rgency Mortgage A..lltanc. Act of 1.83 (the "Act"). You mlY b. .lIglble for em.rg.ncy tamporary llllltanc. If your deflult hi. b.en clul.d by clrcumltanc.1 beyond your control, you hive. rallonlbl. prolp.ct of r.lumlng your mortglg. plymlnta, Ind If you m..t oth.r .lIglblllty r.qulrem.nts .Itabllah.d by the Plnnaylvlnll Haualng Flnlnc. Ag.ncy. Pl.... read III of thla Notlc.. It contllna In explanation of your rights. : EXHIBIT "B" Under th. Act, you are anlllled to I t.mporary .Iay of foreclo.ura on your mortgege for Ihkty (30) day. from the dale 01 this Nollce. During Ulitlllm. you mu.1 arrlng. and Ittend a "fIIc:a-to-fac:e" ","ling wtth a "plWHnlltlv. of thI. I.nder, or with a de.lgnated con.um.r credit counAIIng egency. The purpo.. or thl. mullng I. to attlmpt to work out a repaym.nt pIarI, or to olhelWlae ..ttIe your deUnquancy. Thl. mullng mu.t occur In th. n.xt (30) dlY', If you attend s flc:a-to-face ml.tlng wtth thl. lender, or with a conlUmer cadit counHIlng agency ldantlfted In thi. notice, no further proce.dlng In mortgage foreclo.ure mlY teke piece for thirty (30) dlY' Ift.r th. dll. of thl' muting. The nlm., add,... Ind telephone number of our repIWHnllllvII I.: Jay A. Ryan 3300 Rartadala Drive Camp Rill. Pa 17011 Telephone Number. 717-737-0431 The nam.. and add,..... of dellgnated con.um.r a.dlt coun..llng Iganc:iet aN Ihown on the attached .hut. It I. only nace..ary to tch.dul. on. face-to-face muting. You Ihould advlae thll lender Immedlltely of your Int.ntlons. Your morlgege Is In deflult baCau.. you have fal~ to pay promptly inItIIImanta of pr'.1CipII and Interalt. u required, for I period of I Iaut IIxtY (80) dlY'. The totll amount of IhIa daIInquancy Ie S 3902.22 . Thlt lum incIudelthe foUowIng: P.... tin. n.,"".n~. 'n,. MA,.~h ~ """1 g.nt.mhAP " 1 QQ'i, Your mortgage I. 11.0 In default for the following ,.IIOnl: (UN lhla pal8Graph only If eppllable) If you hsve tried and Ire unlble to ,.Iotv. thll problem at or after your flce-to-fec:a mHllng, you have the right to apply for financlala..I.llnce from the Hom.owne,.' Em.rgency Mortglge AI.lltlnce Fund. In ord.r to do thll, you mUlt fill 'out, Ilgn and file I completad HOmeOWM,.' Emergency AI.lltance Appllcetion with on. of the de.lgnlted con.umer cadit coun..llng ag.ncl.. II.ted on th. attachm.nt. An Ippllcatlon for ...lltlnce may only be obtained from a con.umer credit counllllng ag.ncy. Th. conlumer credit coun.ellng ag.ncy will ...llt you In filling out your application and will .ubmlt your compl.ted appllcellon to the Penn.ylvanl. Hou.lng Finance Agency. Your appllcallon mUlt be filed or postmarked, within thirty (30) daYI of your race-to.face meeting. EXHIBIT "B" . '. " .. ---~ .--- ........ ,- ..- ...... ...... -- ......-.--.-...... _f. .___ ...-- ....- ...- --- ..- -...- --- ~~. -- ......-- --- ""--........ ........ --.......... ""-- ....,. -- .......... ""-- -- -.~'---- .- __W--...... -.... ..-----...- ~..I- ......- -- ..' -....... .-....- -..- ...-- ........ ,...... -.. ...- ....'-........ --- ---.. .... ...- ....--- -- -" ..- ...- .-~... .-..'" ,.- trI" ...... .... ~.......,.,.. .-- .........- -..- .................... -...... ..........IIIIel.-......... .............. ~.......... ~---.-.-. .......... ....~~. AA fit "........ ... ... H t... "'~- ....... .....'- ...,......,.. . ...-...nII ,-- ..... ---.. .... ......... ...- ..................... ..... --....1-... ...-- ,IHHIYLVAHIAIClUIlNG I'lNANCI MINCY HQMIOWNIJIl'I 8'V"'INCY MDIITQAQ! AlIlITAHCII'IIClCII'.AM CON.... CIIIIDIT COUNSIUNG AGIINCtIS --- __'-_0- -- --.. ,. 1- -- ....... .... ...- ..............--~~I ....... ~.... ....-.... ....... N ..- 11IIII.......... ..- -.. --- --...- -..- ...- ....... -.mI- _... -- --.- .............- .- .....~~--=-C11 --- ..--- --... ..,.....~ ..,. .....No 1_' en" "'1"'. t""'- ... """.... . It........ -..... ,. I- f"" lit..... ..-.... "'11I"'111"''' -.. -.c--. ~L.-.\-. .................... ..... ..... __ n._....... .....QlIINII1\IIIlf'~.~ - ,..-.... ... ....... No I"" '"..-,. ,....,."... -- ........ r . "'-_ iIIIIIa -..... M'III"IItI/lIIW't--'IIIIDt-.n'. - ..-~--- -..- ......-.....'1 "... .......II..~ -- -.. --- .n........ .......,.. I,.. cn..-- -- .-... ~..... ........, __c-.._"'" --- - 1M ,,.. .,.".... ....IIIJ'I'I _.. -... ..-. "'-... ~..~--- ----- -"- ...- ... ....,...... -- -.....~.-- -----_...~_. -- m'__'''. -..- -- ..-..... -- ......... 0-.......... - ....__CCIIMIiIft'YACfDe~ ,......... ....,. ... ...- ,.........,,, --- .... o.a.& __..... \ ....... CllNffY CGIiIIAIIIII"r 1lCIDI'-- "'-- "'" .....,.. "'" ft'.-- "'''.'11''''" -- ~~ o.IIlll............. .. _.......~-,--- .11........ ........ "'" ....'-""'. .......... ... ........" ,.... -- ... ........ ...- .........,...... .........-~ ...- ..... a8DCII'IDI ..........., .'11.__'__. ...-... M ,_ ...- .....,.1...'. ........... ........... ,ft. ... ..... .....,.).....,. -- -.. --- --- _MI_ -- ........, ...- .... 0_'-- --- __f'II_ -..- .......,,, ".tIt_"''' -- .......-.- ....,....., ---~-----. -- ., ........ -..- ........., I _VIl."",...... .......... .- ....-.~~.....' - ...... ClIUCII. CIJI..- ,,,,, a..,t'" """'1'.' "'"......, ,. "',"..... -- - --- ,..... ... ,.... --.....,. ...- ,. ..,..... -- ............. ........' .......... --- .... ___ca ....-- lit. M .... ...- ,. ........ .- --. ._~......~...... ___~ ~If .- .......-"- -..- -- ..-- -- .....~a.e-.........._a - -4J1 ~.....,~__ --....." -..- ....- ,. .f. "'..... -- -.. EXHIBIT "B" , . " Y' ...--- ..-- ---- .. 1:.:"'- -... ----.- A'l3----.--' ----- -- --- 1:'::-- -- ---'- ---- ..,-- .- --- ___I ..""'- '1 <t~ ..--- .-. .-- fIll- -- , ---- .... - --- ..-.-- --- ....- -..- fill- ..-- .- -.- ----- --- --- -..- ..- -- ----.~ _.........,..IL - .....- -..- ..-- -- --..... -,--P---'" --- --- .-.-- -..- ..- ..-- -- -- " .' - ~.- - _..~- -..- -- -- _.---- --- ---- -..- -- --- --- -........ ........ -~.-. ~- ---- --- -..- --- --- ..- -- -- - ......-. -........-,-.- ....- _M_ -- ..-- -- -.- '. - 2 - ----... .--- -..- ..- ..-- -- .. ....~.- . ---- -....- -..- ...---...- .....-... ...-- -- _.......~ --- .-- -..- .-oJ- ..-- -- ---,., EXHIBIT "B" IN TH. COURT or COIIMON PLIlAS or CtJllBaRLAND COUNTY, paNNSYLVANIA CO.....RCIAI. CUD IT PLAN CONSUllliR DISCOUNT COMPANY CmmaRLAND COUNTY COURT or COIIMON PLIlAS CIVIL DIVISION va. .aNNY TORRas, SR. NARY JO TORRas _/k/_ NARY JO rBLDNAN I NO. 95-7026 ArrIDAVIT or saRVIca PURSUANT TO RULa 3129 COIDlONWIlALTH or PIINNSYLVAHIA COUNTY or CtJNBaRLAND I I SSI I, FRANK FEDERMAN, ESQUIRE attorney for CO.....RCIAI. CRaDIT pUN CONSUNaR DISCOUNT COMPANY hereby verify that on JUNa 25. 1996 true and correct copies of the Notice of Sheriff's Sale were served by certificate of mailing to the recorded lienholder, and any known interested party see Exhibit "A" attached hereto. FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff DATE: Auaust 27. 1996 . ......:--. ..-.-.....'" 1',';0, ",.., . ',. . . .,\" .. .".. AII\Io"""III- or ..., """C'f' I"f'l4 ......... 'reml FEDERMAN AND PH!LAN StIlle S80 Two Pcnn Conler pram ..,..=..:..:.'.........'..1 . .':1'"'' ',' ,i". . '. ..l . " '." ~ " .,.,'. ,-.._'......... ...t. , .." . , .\"', .... ~TT1VJ VA 17?kl ':'i --.,-........-.., tENANT/OCCUPANT LE lOAD . 1'1 Flll1TI 3117. MOl. 18.. lOr-res 0'0 I 1"3 0 - 1'1-0'1 '. MAY II UIID POll_nc AND 'NTlllNATlONAl. MAIL DOli NOT _I POllINlUIlANCI-'OITMAITIIl . ...... Proml AIlt.......III_ "r """",., rr"'.I"f' ,...... (""- ., /'- ,. ..," ;':';"'.!rt .... -.......'~ . Ka. ..~. One"" of onIintrYlnIII............ tol ~\.c. .... )~2,' PENNSYLVANIA POWEll AND LIGHT C . ~ /.....;;' 344 l'Ol'LAR STREET " -'J .(-iY RA'-T.F.TnN. lJA ~~ PEDERMAN AND PHELAN ~ylt~ 9('n Two Pnnn Conler t=Iaza l," , .......... I PI Flll1TI 3117. MOl. 18e8 Ibrre.s C,O I 1"3 0 - 1'1-0'1 . ., "- en '- IE ..-: 1'-- .., .:." .. ...)...~ M :J~: r:) - :_j:~" -ff 0:: 'j::3 .-r ~ C:' '''to '-'t..~ U. M " .:..; -I" C". hlQJ F= :::> ~::i 0.. -.:: a l:j .n en . .. In the Court of Common Pleas of Cumberland County. Pennsylvania No. 95-7026 Civil Term a/k/a Commercial Credit Plan Consumer Discount Company vs Benny Torres Sr. and Mary Jo Torres Mary Jo Yeldman Philip Baughman, Deputy Sheriff, who being duly sworn according to law, says on July 1, 1996 at 9.50 o'clock A.M., E.D.S.T., he posted the property of Benny Torres Sr. and Mary Jo Torres a/k/a Mary Jo Feldman at 1123 Centerville Road, Newville. Cumberland County, Pennsylvania a copy of Real Estate Writ, Notice Poster and Description according to law. R. Thomas Kline, Sheriff. who being duly sworn according to law. says he nerved the above Real Estate Writ, Notice Poster and Description according to Order of Court signed by Judge Edgar Bayley on February 26. 1996. The Sheriff mailed one of the within named defendants. to wit. Benny Torres Sr. a notice of the pendency of the action by certified mail marked DELIVERY ONLY TO ADDRESSEE, to his last know address at 1123 Centerville Road, Newville, Cumberland County. Pennsylvania. This letter was mailed under the date of July 6. 1996 and was returned to the Sheriff's office with reason marked RETURN TO SENDER. Letter is hereto attached unopened. R. Thomas Kline. Sheriff. who being duly sworn according to law, says he served the above Real Estate Writ. Notice Poster and Description according to law. The Sheriff mailed one of the within named defendants. to wit. Benny Torres Sr. a notice of the pendency of the action by regular mail to his last known address at 1123 CentervilleRoad. Newville. Cumberland County, Pennsylvania. This letter was mailed under the date of July 12. 1996 and was returned to the Sheriff's Office marked MOVED LEFT NO ADDRESS UNABLE TO FORWARD RETURN TO SENDER. R. Thomas Kline, Sheriff. who being duly sworn according to law, says he served the above Real Estate Writ. Notice Poster and Description according to law. The Sheriff mailed one of the within named defendants. to wit. Mary Jo Torres a/k/a Mary Jo Feldman a notice of the pendency of the action by certified mail marked DELIVERY ONLY TO ADDRESSEE. to her last known address at 79 Pheasant Ridge Road. Seeknonk MA 02771. This letter was mailed under the ate of July 2, 1996 and was received on July 6. 1996 with return receipt card signed by Jus x Torres. Return receipt card is hereto attached. R. Thomas Kline. Sheriff. who being duly sworn according to law. says he served the above Real Estate Writ. Notice Poster and description according to law. The Sheriff mailed one of the within named defendants. to wit. Mary Jo Torres a/k/a Mary Jo Feldman a notice of the pendency of the action by regular mail to her last known address at 79 Pheasant Ridge Road. Seeknonk MA 02771. This letter was mailed under the date of July 12. 1996 and was never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law. says that after ~ue and leg~l notice had been given according to law. exposed the w1thin descr1bed premises at public venue or outcry at the Court House, Carlisle. Cumberland County. Pennsylvania on September 4, 1996 at 10.00 o'clock A.M., E.D.S.T.. and sold the same for the sum of ~1.00 tO,Attorney Shawn Bozarth for Attorney Frank Federman for Commerc1al Cred1t Plan Consumer Discount Company. Its successors and assigns. It being highest bid and the best price received for the same Commercial Credit Plan Consumer Discount Company at 3300 Hartzdale Plaza Suite Ill, Camp Hill. Pa. 17011, being the buyer in this Execution paid Sheriff R. Thomas Kline the sum of ~4,484.61. it being poundage. stamps etc. Sheriff's costs listed below. See attached distribution sheet for additional costs. Sheriff's CoStSI Docketing poundage Posting Bills Advertis ing Acknowledging Deed Auctioneer Law Library County Mileage Cert Ma il Levy Surcharge 30.00 B7.4!1 15.UO 15.00 30.00 10.00 .50 1.00 7.68 14.94 15.00 6.00 '~~?~6~ Pd. by Atty 9-4-96 ,.--_. '4',_"".~,. So a;;we:~/..,. ../~~ . , R. Thomas Kline. Sheriff Sworn and subscribed to before me this J& ~ day of (}a;I'L~ 1996 A.D. (\. 1.L- ('; . In...a.v · (j"0 ' ~Yprothonotary ."-T by () I j 7 /1.' '4 o.~.tc't'J"J-<- D puty Sheriff . Q I"') " \, ~tl You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU NAY STILL BE ABLE TO SAVE ~OU~_PROPERTY AND YOU HAVE OTHER RIGHTS EVEN :rF THE SHBRIFF'S SALE DOE~ ~E ~~~C~. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (215) 563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. amount buyer. you. You have the right to remain in the property until the full due is paid to the Sheriff and the Sheriff gives a deed to the At that time, the buyer may bring legal proceedings to evict 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on (Or)..,~ I 'J'?" . This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distrib1?,t!on is wrong) are filed with the Sheriff within ten (10) days after .tJ::J- :I l'In . 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAltB THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYBR OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY COURT ADMINISTRATOR 4th floor Cumberland County Courthouse (717) 240-6200 . . ~~~~ r~\~T~':: ~mtE ;~k i '1.1\(;~': I~ (~)\" > On /)t..~ /11 m the sherlfflevled upon the de;c'. ;.....: Interest In the real property sltUilled In Jl.' Jl>l ...;Gz,.",,,J:.:,,, ~ CUmberland County, Pa" 1<lle'., I..'l r;" ',';; ,os: /1..<" {b,...tJi..h<..L/. ~~... d ,.., an more 1" :" ',',: . '[ "A" IiI d ..' .; ..:: '.,'~ eu ','::. Oi tis writ and by this reforelJl~o i:;r;z:q~l~i'.!\t;:: 11W)!n. DIll: to -/1-5" By: ()1.J "/.,, -2 {).4.~/},,- )eJ 1Jrf..... JY~ VInV^1),fiIIN3d ::n ':: I" 1/\/~' 96. HV 9~ (l ".nr At I. /Iii lIalts ~"l JO .:i'nl~.~o . --....... - . \ . ,. , ~ ,;,;,:!llo.5":_~1.:..- ,'.-;?:, ~;~:\'; *' COUNTY OF CUMBERLAND OHlce of The ....rlN 1 COurthouse Square Carlisle, Pennsylvania 17013 MAIL 'Uijljver to ()ddn~S3CC RESTRICTED DELIVERY \ DELIVER TO ADDRESSEE Otilt RETURN RECElPl aEnUES1t~ , " I I . -,'0 ...... . ,. '. . , ".-'.'.,'- \~\t~~ ^~~" .-';>0,'0'. -',')1.'''-':'.I.~'''~\7\~~Li(''li?~_'~[G,:..t;:.:?r:''~}{~1i ;>\i"; 7'~;:'\::;<~~1~;1l~-,;:~-> ~ '--'" ; ,""",,", '" , ,\ . + . "~, , 'J 1"1 d :t: ~~r4 i ......~l...;.."lor__, .~_a."'ond" I .,..,. WOW,............ an iii torm II) ""we CM....wn ItiI .==-............ .......----.... , .=--""""" .1lIo -. Aooolpl.. ,- ,. .,.1 ~ 111IIo wteh III rKeIve .,. faIowIng...- (IaI.. _1M): ~;::= J ,IaI,... J ~ 'f tJ "b '- ~CelIIed j MIll C l.-.nd f AIClIIpllorM...'.Il.... C COD .. I 8. ~'. AddlNa (Only /I teqlJIWd I _lHllpaId) ~ "- ~.~ (1' ~';'11l ' " II .. . \~~ .,' / I I 8. I 8. . X P8 Form 3111, OecImIlI, 11184 :1 01' AQlnI) \ '" . You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU KAY STILL BI ABLI TO SAVE YOUR PROPIRTY AND YOU HAVE OTHER RIGHTS rJBN I. TH. SHIRI..' S SALI DOES TAKI PLACI. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (215) 563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. amount buyer. you. You have the right to remain in the property until the full due is paid to the Sheriff and the Sheriff gives a deed to the At that time, the buyer may bring legal proceedings to evict 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on . This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKI THIS PAPBR TO YOUR LAWYBR AT ONCB. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TILl PHONE THE OFPICE LISTED BILOW TO FIND OtJT WHERE YOU CAN GET LEGAL HILP. CUMBERLAND COUNTY COURT ADMINISTRATOR 4th floor Cumb.rlandCounty Courthoua. (717) :140-6:100 ~ I I I I I I I I I IN 'mE COORl' OF COK)N PLEAS OF ClMlERLAND COUNl'Y, PENNSYLVANIA WRIT 00. CIVIL 19 WRIT OF EXECUTION rctl'ICE 'nUs paper is a Writ of Execution. It has been issued because there is a jud!JllBnt against you. It may cause your property to be held or taken to pay the jud!JllBnt. You may have legal rights to prevent your property fran being taken. A lawyer can advise you IlDre specifically of these rights. If you wish to exercise your rights, you IIUst act pronptly. The law provides that certain property cannot be taken. Such property is said to be exenpt. There is a debtor's exenption of S300. There are other exenptions which may be applicable to you. Attached is a sunnary of sane of the major exerrptions. You may have other exenptions or other rights. If you have an exenption, you should do the following pronptlYI (1) Fill out the attached claim form and demand for a proopt hearing. (2) Deliver the form or mail it to the Sheriff's Office at the address noted. You should cane to court ready to explain your exelTption. If you do not cane to court and prove your exenption, you may lose sane of your property. YOU SHOUlD TAKE THIS PAPER ro YOUR IAWYER AT OOCE. IF YOO 00 rctl' HAVE A LAWYER OR CMK7I' AFFORD ONE, GO ro OR TELEPHCN:: 'mE OFFICE SET FOIml BEllM ro FItI) 0l1l' WHERE YOU CAN GET LEGAL HELP. Court Administrator 4th Floor CUlilerland County Court House Carlisle, Pennsylvania 17013 Area Code 717 - 240-6200 ----. IN THE COURT OF CCJ+I:l'l PLEAS OF ClHBERLAND COUN'l'Y. ~VANIA WRIT I'D. CIVIL 19 CL1IIM FOR EXEMPl'IOO To the Sheriff. I, the above naned defendant, claim exenption of property fran levy, or attacbrent. 1. Fran my personal property in my possession which has been levied upon, a) I desire that my $300 statutory exenptioo be c:::J ( i) set aside in kind (specify property to be set aside in kind). c:J ( ii) paid in cash following the sale of the property levied upon: or b) I claim the following exenption (specify property and basis of exenption) I 2. Fran my property which is in the posession of a third party, I claim the folLowing exenptionsl a) my $300 statutory exenption'r--l in cash: CJ in kind (specify property) I b) social Security benefits on deposit in the /mlunt of S II!! 'Ii'il~ jJ. i [11:2 'll~ff ..IM.. I 1:2.~~~i:lt ' .... ~~lIJl~!!~~ · lJlif}t IHffji~ ~ 18 I U hll!I:::I:if~j ~ ;]i!t);i~l:blf;lf'i~ !1!jJI"!l ~n;jbjiIUitf:I:; ~ tri'8~~.2 ~d~ Jl I~ Ii! ~ JIll '8!b sl!' !i till !,BIII "'U.1l'S'J,; ~'8'a ua~J:!ln s~ H,lJ!,lJr -.. ,lJ~nl ~"'ll"l~l d! i J 1'81, 8! 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J~L 12% 'J":~ - 0 7 B - . f:-;,~.J - ,. ~: P3 ',In.:" : 71511l, l~,~. !:!:'1TM:E : COUNTY OF CUMBERLAND OHIce 01 The ....rlN 1 Courlhouse Square Carlisle, Pennsylvania 17013 Benny Torres Sr. 1123 Centerville Rd. Newville, Pa. 17241 TORR 123 172412017 1696 07/15/96 RETURN TO SENDER TORRES MOVED LEFT NO ADDRESS UNABLE TO FORWARD RETURN TO SENDER 111.1111.....11..11..11...11...11...11......1111...11...11...1 , , You may need an attorney to assert your rights.. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU NAY ST:rLL BI ABLI TO SAW YOUR PROPIRTY AND YOU HAVE OTHIR RIGHTS IVmf II' THI SHIRII'I" S SALI DOIS TAltI PLACI. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215\ 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (215) 563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on 0r~" 17~l . This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribuj:i.on is wrong) are filed with the Sheriff within ten (10) days after ~ ),1'1'11. . 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAU: THIS PAPIR TO YOUR LAWYIR AT ONCE. IF YOU DO NOT HAVE A LAWYIR OR CANNOT AFFORD ONE. GO TO OR TBLBPHONE THB OFFICI LISTID BILOW TO PIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY COURT ADMINISTRATOR 4th floor Cumb.rland County Courthou.. (717) 240-6200 c IN '!liE COORT OF CCM1:lN PLEAS OF Clt1IlEJlLAr{) COlJm'Y. PENNSYLVANIA WRIT 00. CIVIL 19 WRIT or EXECUTION tCl'I CE 'nlis paper is II Writ of Executlon. It hils been issued beclluse there is II jud9'Wllt llgl!inst you. It may Clluse your property to be held or tllken to pay the jud9nent. You may have legal rights to prevent your property fran being taken. A l.swyer Clll\ lldvise you rrore specifically of these rights. If you wish to exercise your rights, you nust llct prooptly. 'nle lllw provides that certllin property CllrInot be taken. Such property is Illid to be exenpt. 'nlere is II debtor's exenption of $300. There are other ell8lptions which may be lIppliCllble to you. At tllChed is II Sllmlarj' of Sail! of the major ~tions. You may have other exemptions or other rights. If you hllve an exenption. you should do the following prooptlYI (1) Fill out the llttaehed claim fom llnd d8n!Ind for II prc:rrpt hearing. (2) Deliver the form or mllil it to the Sheriff's Office lit the llddress noted. You should cane to court ready to explain your elCSItltion. If you do not CCIIIl to court llnd prove your exenption. you may lose Sail! of your property. 'VOU SH:lULD TAJ<E 'niIS PAPER TO 1IOUR LAWYER AT Ota. IF 1IOU [X) N:11' HAVE A LAWVER OR CAlK1r AFFORD ON:. 00 TO OR 'l'EI.EPtlCtlE 'nlE OFFICE SET FORni IlELQi ro FIMl 00l' WHERE 1IOU CAN GET LEGAL HELP. Court Aanini!:trator 4th Floor CI.I1tler l.llnd Coun ty Court House Carlisle, Penn8ylvllrlill 17013 Area Code 717 - 240-6200 .'-' '- MAJOR EXEMPl'IOOS UNER PEH/SYLVANIA Am nD:RAL LAW 1. $300 atatutory e.xerrption 2. Bibl... ac:hJol books, sewing IlIIIChines. I.ItIiforn cW1 equipnent 3. Holt wagu and wwrploynent CCJlllelllllltion 4. SOCial Security benefits 5. Certain retirllnent funds lIlld IIccounts 6. Certain veteren lIlld armed forces benefits 7. Certain inlIurence proceeds 8. Such other exenptions liS mIlY be provided by lllW ~ J '!~ .p" 2~ ~.~ B (! i dL 11~ i~fMifl. .... ~!jijl~fli! ,dllj:;! aO I" I i ~~ ,to '0 Z iJ:1 II ~ ~'Ijh ap:t:!lH .. ~!~lihd ii!uldi ~~:& "c;" ~~ili~!lIjt~I'I~ U iJi!~ii~~li!hJiit~ :1!lI' f~1 ~idllp'r~t'jJl"6 ril ~ 1..;i!"6!5~ ~II~ J!~d ! ~ JIll 'oll!;l!! !II .. !.lll' ~"U""6'I.ii ~n U8~r;!Ul s. 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J! ~'.... ~J 131111 J'8 ~l~~~~~~;gslh Il~i 'j~-: I:J i ~I J i J II,~',. ,J~= . ~dll'F -1 n~.n~IJI!Jwt:!f : ,j~~ ."l!'~l ~'lltcIU '81 ..~ "Uil!:! i if: .Ju! .edll~ i...s=.li~~~Jlls i!: 'oj ! .s~....Jp i * f!f h,.":I..J'.&-ii ;;I! i)1 IIi ~1~d~I~~~it~~!~!~~t g~~,!rI~~~~i~.Jl~~ ;;I! ij If" . J. I~Jlf! I~ II! II! nlh t]l~h ihJ!~t i l~"'~ Jdii~lll! I Jt ';.ili!l~i~Jf~jfiJii~l~ifi'P jiilli:l;I{~:f~UH~~ii!J l~i!ri;!~l ~~ ~~~ ~~ H ;';~p. " J.I~! ~:~.; ,J.lf~iHi.;r.;jiNijtl~in~~~il~ 11'llik]Hi fl! n~!~ii Iltii~IJ1..i!l~n 1.8~!.s6~J~~.I;:I!ld~ ~11 ~l~l~~~~~~ IIP~ u~,~l~,~ c u~~g~1 · I .n .llil!J i ;;;l!~r~~lib..; ilj!8~~Ii'! ,!t::ll!;ICl ,~".~ Cl"'~)J!ihl'~ffif'Jt5~6~' J.J ~:tllflal' -l:fll;]'G ~,a H~~l H~ ,lfjl! if,i;,!l~j~G~m~h~~aui ~~~..;;:i!~~! '~"C1"6:i:; ,,:,Id . '.1 II ';1.]~ h ~~d~fdh;~ h.a]lh s!,[ ~;g a!l g~ U;;J!.l!t~ III 1,1 1 1',.,1 '.'8IUiln~lf~ ;]'":~lU,!l ":S~ g '~n~H: ~ i I ,Hjln~ !]tro1S.1 II ~lJIJ'8.lIJ~!I~;~ !~l!~ali ~~i llh6d~ iii sl 1.1 iB ~tl JigJ~fl: 11;;I~ll!~f~!ltil~i~~!~li ,lja ; i.J;;lill i~ l'lj I:~ e;jf~I!:]~~jJ~. till! I ~ lllliJ ;g:ffdfl,.t~~.r,t ~ ..., ~~ ~ lil~'; ~;l ~I ' II ... d" i j~'>. i~ Ji- ~!nt~JI~iJ;f!~l~~J:;~lJi!Clji i;~~i: ~J lfiif )IJ if, ~~l~u1~~;ji~~i! I~~n JlJlhl~~iUjll~jf~Jjimf!~S~f:dd1~~ ~i ~ f <~iunOlffHu.1 I'HOOII CWI'IIllI.IC"\'I'ION 01' NOTICE IN (:lll\lIImU..\NU 1..\ W .100IRNAI. (Undel' Acl Nn. ~H7. u)l)lrnl'l'II MIlY 16. 1')21)). P. L.17H4 STATE 01<' PI~NNSVI.V"NI" : COUNTY OF CUI\UmHI.t\NU : "S, ROIer M. MlIraelllhul.I':N111lIrc. E,lihl\'nf II1\' Cuml1erlaml Luw Journul, of Ihe County und Slute uforcNuld. belnll tluly swnrn. uI'Cnrlllng h,luw. depnses und says Ihut the Cumberlund Low Jnurnul. u ICllul prrlndkul )luhll,h,'II In II1\' IInrnugh nfCurlisk In the County und Stute uforesuld. WUN cNluhllshe,1 Junuury 2, 1'1~2. uml ,""Ignuled hy the local cnurts us the ofliciul lellul perhklicul fnr Ihe puhlkUllnn nf ull k'gulnnlicl's. amI hus. since Januury 2. 1952, been rellulurly INsued weekly In Ihe sul,1 Cnunty. und Ihul the printed nlltice 111' publicution uttuched hereto Is e~uctly Ihe sUllie us wus printed In the Il'gulUl' edllinns und Issues nf the suid Cumberlund Luw Jllul'llulnn lhe fnllmvlng datcs. vl1.: JULY 2(1. AUGUST 2. 'I. 1'1% AmUnl furlhel' depnses 1111I1 hc b UUlhnri,,'d tn vcrify Ihis statcment by the Cumberlund Low Jnurnul, u legul prrlmllculnf gel1\'1'U1 drl'ulatinn. and that he is nllt inlerested in the subject malleI' of the ufore8ll11l nnlke or udvC'rtisemenl. und thatullullcgulillns in the tilreglling ltalementll WIlli lime, pluce und chUI'llClel' nf )luhlicalinn arc true. .....IITAft MY 110. al Wril No, DB. 70'l6 CIvil Comn,,",lal C",,1I111an Con.lIl11.r PllM'uul1t CUnll)ItI1Y v., IJrnny Torr"" Sr. und Mllry ,10 Tum., u/k/ll Mury .In Fehllllllll ^uy.. fmnk f"l.rlllan ALL 111^T CltRTI\lN Il1an.lllar Im<1 I~ land Wllh Ih. IlIIPrtM'III.nt. IhrrnJII f'rt'rlrct (HI thr Ella' .Ide ur Ih. IItal. Road 1'''llIn. fnllnlh. Will. nut hotlullI Moult to J'tne Orow. und II(ItJ^TE In 1"'"1 TIM'lllIIlIl" Clllllh.r- land c.MlIlly.I"nn.ylvanJa. nM"" Jlllr' lI<IItarly hOllnd.d and d....l1h.d a. ~llk..... 10 WlI. IIltUlNNINO at "IKllnlln Ih. crn. ler 0( Ih.I~I" C1RM Rowl nnd IIllh. mnwr or handa nnw or fur runty of frank I'alm,r a,wl th. I"nd h.rrln d""-'"hrd: thfnc~ UhNIj& fNtlcllnnd of I'.hner !Iuulh 711 d'....... ~:II.1 4:10,7 frrl tn d IN)tnt nnclultlnkr: Ihrnce hy ulhrr Ilmlta nu"" ur runnerly uf _Jome" It, NlllltlI.. lIuut h 14 ct........ W..I :JI)~,H frrt tn u llinlnt In the ('rnlrr nr Mid Itnwt: I hrllr.. IdmlN I hI'! rrntrr of 01.111 I~."I. Nol1h ~ I tI,....... W..I :.t47 frrt In u lliulnt In Ihe n~nler of ..lit '~."I. Ih. plllr. of 1",.lnnln., CONTI\lNINCI I "r" IIIllI hllvlnM Ihrrrun It ullr IlIul uur.lmlr atmy con- rll"te blnck hmlllr! knnwn oa 11:l3 c,onl.f\'111r Ib,d. NrwvtU.. I'^ 17'l41. -' .---- SWORN TO AND SUBSCRIBED befol'e me this ~day Ill' AUGIlST , 1996 l.;r\ol~~.~ Jl/\g.M~ "--+-=-X Notary NO Mill lIElUNE 1IIoIlHE\'Uo"':C CWII. ClIIMolIIMc...1'I _E ..._ Proof of Pu.llcatlon of Nollc.ln Th. Patriot and The EVlnlng N.ws and Th. Sunday Patriot-News ,,_ Act w.. lit, ApproYOd Ill., II. 1_. CnllllllMllUlalt1l 01 PIIIMylvnllia,} . CO,",t" 01 DOl/pllin u. ...........................f:t.!!r.b.~~.~...!1g.r.t.g~............................belnlf duly sworn according to law, deposes and .ay.: Asst. Controller That he II the ............................of THE PATRIOT. NEWS CO., a corporation orllanlzed and exlltlnlf und.r the lawI of the Commonwealth of Penns)'lvanfa, with its principal office and place of bUlinesl at 812 to 818 Market Street. in the City of Harri.burll', County of Dauphin, State of Pennlylvania, owner and publiaher of THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT. NEWS n..lpapeR of ren.ral circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforenld; that THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT. NEWS were eltablished M'arch 4th, 1854, and February 15th, 1917 and September 18th, 1049L..l'lllpectively, and ali have been contlnuouely published ever since; l'ut tha printed notice or publication which ie securely attached hereto Ie exactly.. printed and .Me~ro West 23rd and 30th days of publilhed in their relUler ~Itlilnl ana IlBuee which appeared on the .......................................................... July and the 6th day of August 1996. ........................................................................................................................................................................................ That neither he nor eald Company ie interested in the subject matter of uid printed notice or adver- tlllnl', and that ali of the alleaatlone of thie etatement aa to the time, pIece and character of publication are true; and That he hu penonal knowledae of the facti aforeeald and Ie duly authorized and empowered to verlt, thil ltatement on behalf of The Patriot-News Co. aforesaid by virtue and pureuant to a relolu- tioll unanlmouelt puaed and adopted eeverally by the et1kholdere and board of dlrectore of the said ~i~i:EI~~"~:~~::~~~:li[l~~-,lL~:~:::~ nc:((';';o"--'''i1&:'':- ' Sworn to and subscribed ore e t .....?f!.!;h.....dayof i,,/:'B::.:~:. .,..,.., " A.\!!1.\!.f,!.L.. A. D.1996a . ~ '/ I'!\if;~lt; I' =:..-:=- 140101"01 ..1 . o'i4;;"ji;iiiii~"" L.....~', ,..,. ,:' . , T7.:.Jl;"OIt.r40IH'YPUhlic i}..._......._...... My com leslo.. . IloI....nc:euIll\O........ .............. ::====-..:--.-.... M,Comml... nr:';ll' aJwne6, 1!I9ll ...........1...................................................................... Ii' ." ':::'':r'= To THE PATRIOT-NEWS CO., Dr. i" lit ......... For publishing the notice or publication attached hereto on the ':'IfI" .......-...... 'W ....,....... 270.00 .. I .._.r........ above stated datee - .. ,............................ ..... ..,-:::.-:.-:-=. Probatina eame ,..........2.1~.~~.~... ..mrnrrrr:.-:..."='...... Total - - - ,............................ -- - -.............. . 1111 ~............ M Inll. ...:::.:~:IP'~~..'=':: r's Receipt for Advertising Costs :S=-":.-;:';!I-~,=:: publisher of TilE PATRIOT and THE EVENING NEWS and the I,..... _111" , Nspapers of general circulation, hereby acknowledge receipt of the aforeeald notice and publIcation coste and certifies that the same have been duly paid. TilE PATRIOT.NEWS CO. Ry .........,...................................................................,....... \.. Protf O. ,..IIc.tlol O. Notleoll Tho P.trlot and The Evenllg Nows .1. Tho SUI.., Patriot-News 11.... Aot ... _. Appro.... )I., I'. ._. CO"',"nI,w'allll 01 P'III1,/,'vallio.} , ell/'lIt" 01 nO"Jlllill .. , Mi/.haol Morrow bid I dl t I d d' .................".............;1",,:....................................................... e"(If U Y sworn accor nil 0 aw. eposea an says. Aust. Controller That h. I. the ............................of THE PATRIOT - NEWS CO.. a corporation organized and existing uncler the law. of the Commonwealth of Penns)'lvanla. with Its principal office and place of business at 8.1 to 1.1 llarklt Street. In the City of Harrl.burll'. County of Dauphin. State of Pennsylvania. owner and publlah" 01 THE PATRIOT .nd THE EVENING NEWS and the SUNDAY'PATRIOT-NEWS newD' ot PI\II'IlI circulation. printed .nd published at 812 to 818 Market Street, In the City, Coull MialOl'tllld: th.t THE PATRIOT and THE EVENING NEWS .nd the SUNDAY P~. "",..... ta.. bUshed March 4th. 1854, and February 15th. 1917 and September 18th. .N'&..,""'!! '" aU haVl been continuously published ever since: ~. ,.. "........ . pubUeatlon which is securely .ttached hereto Is exactly as printed .nd ...... .,..~- .'Jliitro West h h h 23rd and 30th days of pu....- I , , _... ~ ilia IHuea w Ic appe.red on t e.......................................................... ".~~!l~!!..~.~.!...!.!!t.~~.~...~.7....~~~~.~.~...:.~.~.~.:...................................................................................... '!'lIlt ~ .. ... .Id Company la Interested In the subject matter of said printed notice or adver- tl=1' ... uta' aD II .... allepttona 01 this statement as to the time. place .nd character of publication an "'Il ',eu II "I ""'''/1 ..f ""-Iedfl! 01 the facta aforesaid and fs duly authorized .nd empowered to ,~ .~",,,';:' .....1111.,".'. 1I.0,1It Hu, ~"e Patriot-News Co. aforesaid by virtue .nd pursuant to a resolu- ... II, "..,,"1' ""'III,V . 0;""" severally by the strkhOlders and board of directors of the said eo. ,,;) of'II"G '.J'~ led In the office for th [lording 01 Deeds In .nd for said County olD 1I00000IIIlI:t II Volume J.I. P.__ 317.' ;::,itllO':,~~~":' ':~~II.~~:::~;::~i~ ................................ .J. . . . t.l~::'J.. Lfut.:t1..................... .. ""Ii "lOq" II '1./11 S d b 'b ~ 28th nqlo, 1f.Io" Jo Po~,........ worn to an su BCr! e ore e t ....................d.y of .. --..:.:- 1I1"08Jy 811111pll.lB Aunust 1996./1 ." i.b~'! ~ ilOilo Jo '".." ...;>............. A. D. 7/1,.. ""A '.L( Jo ...o.......:!....ltl'... "..,J,iJS /Ilo'Il,,:J . .....\................... "'r". .::0...., 1 ...., II i1:l.IO " 1101..;0' '31 otar')' P1lblie '11", "or1l88 .'iIOe.l "00. 'Os . Tt'tIY L flu"oll.IM.ry Public '!nlI aew JO Pel II.." B~11 {"S My com ISSIOJlf~I).,'t1llinc:euI1l\l"""" .............. o JO 'oom 11I1PI1./8 II . qS", M, Commi.., n r,.~I' a June 6. 1998 ._".. '''''''';:~~~ .~~'!.!~~I~~l{1 5t.teiifii COI" C\lmQ.e..J.i;\I),g...r;!;l1.\I).ky....~hll.r.H.t~....Q.f.tj.l,.Il..... Carlisle PA. 17013 ...........r...................................................................... To THE PATRIOT.NEWS CO.. Dr, For publishlnll' the notice or publication attached hereto on the above stated dates - '.........n.~.:..9.~... Probatine same ...........~...~.:..~.~... ,,7.c.OO Total ............................. Sale No. 12 Puhllsher's Receipt for Adyertlsilg Costs THE PATRIOT-NEWS CO.. publisher of TilE PATRIOT and THE EVENING NEWS and the BUNDA Y PATRIOT.NEWS. newspapers of II'cneral circulation, hel'cby acknowledlfe receIpt of the .foresald notice and publication costs and certifies that the same have becn duly paid. TilE PATRJOT-NF.WS CO, Ry .,......................................,............................................