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In 'lbe Court of COl:lllOn Plus of
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ROBERT D. MUKALIAN and
DOROTHY R. MUKALIANr
Pla ntHfs
Vs.
ROBERT D. MUKALIAN, JR.,
TONY A R. MUKALIAN and DAVID
LENIG,
Cllllber1aud Count)', PeDDal'lnu1&
95-71B9 CIVIL
.
xw<
:fOe
Defendants
OATH
II
aupport. obey and defend
AWARD
We. the undersigned arbitrators, having been duly' appoiDted and aworn
(or affirmed), make the following award:
(Note: If damages for del~ are avarded, they .hall be
.eparataly atated.)
We find in favor of Plaintiff against Robert D. MUkalian, Jr. and
Tonya R. Mukalian jointly and severally in the sum of $6,906.51 plus
.
interest from date of award. As to Defendant David Lenig we find
in favor of said Defendant. All parties to bear own costs.
applicable.)
llame if
Date of Bearing: October 8, 1996
Date of Award:
n,.....nh~l" A 1Qq6
M e
NOTICE OF ENTRY OF AWARD
ROll, the 10 ~ day of Cl;(,~ , 19 'It , at .l:~.,. P .:t., the above
award was entered upon the docket and :Iotice tiiUaof s'iViii' by u:!.1 to the
parties or their attorneys.
Arbitrators' compensation to be
paid upon api\.al:
$ .U..o,v \
J:..Lu.u..',-<-~ P IV.t.L,~ J'l-.',
, Prothodotary
By: \... /i...t~ r;' 'n'kU!;"""
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Deputy
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ROBERT D, MUKAUAN and
DOROTHY R. MUKALlAN,
P1a1nllff
IN TIlE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO, 95' '") Nt!
v.
CIVIL ACTION. LAW
ROBERT D, MUKAUAN, JR" TONYA R,
MUKALlAN and DAVID LENIG,
Dofendllltl
NOTICE TO DEFEND
To the DofendantJ:
You blve been sued to coun. If you wisb to defend 1i81nst the claims aet fonh In the followlna Plies, you
must take action within twenty (20) dlYs after this complaint and nollce are aerved, by enlerlnal written appearance
personally or by attorney and fillnaln wrillna with the coun your defense or objections to the claims set forth lilinst
you, You are warned that If you flU to do so the case may proceed without you and a judamenl may be entered
lialost you by the coun without further notice for any money claimed In the complaint or for any other claim or relief
requested by the Plaintiff, You may lose money or propeny or other rlghlS Imponant to you,
YOU SHOUlD TAKE nus PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE TIlE OFFICE SET FORm BELOW TO
FIND our WHERE YOU CAN GET LEGAL HELP.
Coun Adminlslrlllor
Cumberland County Courthouse
One Courthouse Square
Carlisle, Pennsylvania 17013
(717) 249-1133
OGTM' a [):!II NItt , J f II. I"SIIIOMIIDlNLl/41122.2
ROBERT D. MUKALlAN and
DOROTHY R. MUKALlAN,
Plaintiff'
IN mE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. tJ.1. "') Nt;
CML AcnON . LAW
v.
ROBERT D. MUKAUAN, JR" TONYA R,
MUKALlAN and DAVID LENIO,
Defendllltl
NOTICE TO DEFEND
To the Dffondants:
You bave been aued to court. If you wish 10 defend qalnst the claims act forth In the following pqea, you
must take action within twenty (20) days after thla complaint and notice are served, by entering a written appearance
personally or by attorney and filing In writing whit the court your defense or objections to the claims act forth qalnst
you. You are warned that If you fall 10 do so the case may proceed without you and a judgment may be entered
qalnst you by the court without further notice for any money claimed in the complaint or for any other claim or relief
requeated by the Plaintiff'. You may lose money or property or other rights Important 10 you,
YOU SHOULD TAKE TIllS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE mE OFFICE SET FORni BELOW TO
FIND our WHERE YOU CAN GET LEGAL HELP.
Court Administrator
Cumberland County Courthouse
One Courthouse Square
Carlisle, Pennsylvania 17013
(717) 249.1133
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00769~11.199'IBOMlIDINLBl4I.22.2
ROBERT D. MUKAUAN IIId
DOROTHY R. MUKAUAN,
P1a1l1t1tr
IN 11IE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO.
CML ACTION - LAW
v.
ROBERT D. MUKAUAN, JR" TONYA R.
MUKAUAN IIId DAVID LENIG,
Defendants
COMPLAINT
AND NOW come the Plaintiffs, Robert D. Mukallan snd Dorothy R. Mukallan, throuah their IltOmey..
Johnson, Duffie. SleWart '" Weidner, snd state the followlna complaint:
1. P1aintllra are Robert D, Mukalian snd Dorothy M, Mukalian. adullindlviduala who reside It 3505
Margo Road. Camp Hili. Cumberland Counly, Pennsylvania 17011.
2. Defendants are Robert D. Mukalian. Jr.. an adult individual who resides at 57 Oak Avenue. Camp Hili.
Pennsylvania 17011; Tonya R, Mukallan. an adult individual who resides at R.D. 2. Bailey Run Trailer Park.
Newport, Pennsylvania 17074; and David Lenig, an adult individual who resides at R.D. 14. (poSI office address of
Box 629.) Newport, Pennsylvania 17074.
3. Sometime prior to November, 1993. Defendants Mukalian applied to The First National Bank of
Newport for a loan to finance the purchase of a mobile home for their use as a residence.
4. The Firsl National Bank of Newport refused to make the loan to Defendants except on the condition
that Robert D. Mukalian and Dorothy R. Mukalian, Plaintilra in this case. agree to provide additional collateral as
aecurity for repayment of a loan to which collaleral The First National Bank of Newport (Bank) could resort in case
the Defendants defaulted.
00'769~ II, 199,/BOMlIDINLB/4II22.2
5. P1a1Dt1fti lIfeed to provide the collllOrll requOlted by the Bank on condition thlt Dofondanc LenIJ,
fIlIIer ofDofondaDt Tonya R. Mukallan, eltecule the Note. s cosigner and be Jointly and uvonlly liable to Bank with
the Dofondanta Mubllan,
6, 011 NOVIIIIber 19, 1993, Defondanta MublIan and Defendant Lenig executed and dotlvered a
Prom1uory Note to lbe Bank, promlllna, jointly and uvonlly, to repay the Bank In ICCOrdance with lbe tennI thereof
the awn of E1evlll1bounl'd Two Hundred Fifty-Four Dollara and Twenty Cents ($11,254.20), payable In monthly
InstaIIIIIlIIItI of 011o Hundred Ellhty-8even Dollars and Flfty-8even Cents ($ 187 .57). A copy of the Note II attached
as Elthlblt "A" and Im:orporated herein.
7. In addition, at the time of the eltecullon of J&id Note in response to Bank's demand and Defendanta'
roqueat, Plaintiffs delivered to the Bank a Certificate of DepoIllln old Bank owned by the Plaintiffs In the amount
of EilhtThouund ($8,OOO.OO) Dollars as security for Defondanll' obligations to the Bank on the Note.
8. Sometime In 1995, Defendants defaulled In the paymenl of Installmenll due under the Note to the Bank.
9, Sometime prior to October 10, 1995, the Bank acceleraled the baiance due In the amount of Silt
Thouund Ellht Hundred Fony-Ellht Dollars and Forty.()ne Cenll (S6,848.41) and deducted old aum plus an attorney
fee of $58.10 from Plalnllffa' Certificate of Deposll 85 detailed In a letter from the Bank dated October 10, 1995, a
copy of which la attached hereto and made a part hereof 85 Elthlbil "B..
10. The arrangemenl among Plalntiffs,lbe Defendanll, and Ibe Bank c:onstiluled a suretyship, and pursuant
Ibereto, Plalnliffs have dlacharged In fulllbe Defendanll' obligations under Ibe NOle,
11, Defendanll have been unjustly enriched atlbe eltpense of Ibe Plaintiffs.
12. Plaintiffs are entilied 10 reimbursement by Ibe Defendanll, jointly and severally, of the funds taken
from Ibe Plaintiffs to satisfy Ibe Defendants' liabllllles to the Bank, and to reimbursement of Plainllffs' reasonable legal
fees.
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0076PS~ II, 1",/BGM/IDINL8I41122.2
13. By virtue of Plaintiffs' payment of Defondo-' debt to th. Bank, P1a1Dt1ffs are eatItIed to all rl&btl and
rlm.ell. UDd.. the Note, toaether wltb the Bank's r1&bta III and to the other collltenl aec:urlty COIllIItIDa of IIIIDtere1t
III the title to the mobUe home referred to In u\d Note.
WIIIIIEFOIlE, PWntIffs demoN! judamem ap\IIIt Dol"""-., joIntly and severally, for the IUIII of Six
'Ibouaand NIDe HIIIIdred Six and 51/100 ($6,906,51) DoIIII'I, pluslDtetest from October 10, 1995, plus reulllllble
Iltol'lll)'" r.. and COItI.
Respectfully lubmllled,
JOHNSON, DUFFIE, STEWART &: WEIDNER
BY:
Lip ''r-
Edmund G. Myers
Auomey I,D, 120558
301 Market Street
P.O. Bolt 109
Lemoyne, PA 17043'()109
(717) 761-4540
Auomeys for Plaintiffs
-3-
0076t,.ooocl6IDeoeaIb 11. 199'IBOMlIDINLBI....22.2
VERIFICATION
The Ulldenlped lIys that the facta .et forth lathe foretoln. Complaint are true and comet. Thil verlftcatlon
iI made IIIbJect to lbe peaaltlOII of 18 PI, C.S.A. ~. reIadq to UDlwom fa1alflcatlolll to autborItleI,
.et.-;;'/;J.C ~JL:'"
Robert D. Mukallul
iJ"~ .f -11u,U -
Dorothy R. ukallan
Dated: k '/2, /9'1?~:",
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THE FIRJ' ~A~~~tTLBAN~:'~ ,~I 1 .~~ Number JJZf':13 :lV-V:;
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rJeWPORT, penlt,(WA~IA.l1.ll7"--f ..M"rrIlY 0... --4:tA2__-, .fP__ .
LENOIR'S N~M~~tt~ "pJ1~nf'l'll""II.i: i~IO Amoun" ~~~<!r_._._ .
.You. IMan. II.. l.nd.Ufl~JCl~.idI.rahd II iOn.l. &.i ...."-waIOI
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SORROWIR'S NAMI AND AOORIIS
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No". IWI-'~';: ';'OJII de" II ~Y' Id~"~, Ih.')fI~If111 .:. oo} , (. _ , rj~I~~II"'"' _P, 1?9. ().r ,
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I""UI'orl" "um '~~ "'II'"'ool~tI lloporyoorunlll-'f;' , .~INl~.:r<<iloi un'"IOIIOWO:.
(.1 jd"ofld.m.nd. Ib' ond.m.nd.bulllnonel.m.d..on _~d/_ .X., n,.... ", ..I
.!!,.III. (b) or fe) I, m.rk.d.1 will p,y .cc,u.d Inl'''11 - ~.... ,Z> ~li~.i.--; an q. m'IU'Il~J1~:
ldl G3'ln _. t.D Inll.llm.nl. of . -I..2ZJ:1_ .,ch, beulnnlng _-S'~ J ,Jit&/ 'i~.~~n .~U.I.~~~ ~~ Ih~'~~~ ~~ of i.tch Q"'monlh
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E.("LATE C;^~~E: II chede.d, I will PlY' 1.1. charg. on .nV Inll.llm.nl m.d. mo..
Ihan 15 d.y. .fler It II due equ.IIO 6% 0' lh. .mounl 01 Ih. In.I.llm.nl. 0' $2.60,
which eve, I. hill. If. p....m.nll. morelh.n 1Sd'v.III..I.gfl.lh.t you m.y unll.ter.lIv
gtlnt .n ._t.nllon .nd eharg. '0' .uch .Ill.n.lon. In'llId of Ih. 1.1. r.ym.nl ch.ro.
p''"lVllt'd ,hnufl 1% pf I"" unf'.ld ~lIu'tR 0' Ih.lo"n 'nr R"ch mnnlh 0 _lIeh '_IRn,lnn
01 IJOI11on IhilllOr In ,IIC.II of 16 d'YI.
[J II chlck.d. I .g,.. 10 p.v . minimum fin.nce ch.,g. of .
III PlY thll lo.n 0" b.fore you h.ve ..,n.d Ih.1 much In fln.nc. chlfg...
ANNUAL PIRCINTAOE RATE
lhleo'IOlmycNdtl
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fiNANCE CHARGE
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AMOUNT fiNANCED
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plovldldtoml oronm., blhlU.
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II ehld.d. Inl.f.,1 will .ec,u. Illh. ral. of ,tJ " pe, ve" on Ih.
.I.m::. of Ihl. nol. not p.ld .1 m.lu,IIY. Including m.lu,lfy by .cc.I...Uon.
PREPAYMENT: I m.v p"p.y Ihl. nOI. In full .1 .ny 11m.. Any plrtl., pflptym.nl will
nol "duct 0' 'lIal" .nv I.t., 1C~.,!!tul'd P.y"1"6o,",'I ~'Il' '". 'I'"'
THE PURPOSE Of THIS LOAN IS: ~~ -1:'.. . 2kobi.l\:Jlllr'L ,
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YES ., Wlnl
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TOTAL Of PAYMENTS
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o TIIII """ II.. I demand fl"u... 0 Till. nolo II PIY.bll on deF-'~ 0""" "" batod on In .....mod mllUrlty 01 ono yoor,
Socu,lty: l..n.I.lngolOCUrlty'OIo'''' 10: ' Il!I'I,O+'.~f';.ol\"f!'"' 'J 19S'S J"J/h':' hll ,UM._I'~/O"D-t'32r"(
1]'II..00d.o'p..portybeln...."'".od, .', ;~_.1 r.._l,\l MJ~/I/I~rI'..ro/l(b':,1.11
!llf'COU'"'" .o<urlng 0,11.. Iolnl wi,lI ~u mly II.. MCU" 'II~ lo.n. I D/.!(J " '1.11- '\
'flPmy depo5it ICCOUnll .nd alh., right. 10 Ih. paymenl of money' f.om you. _~~. ~ ._ ,11/".,...-.1 // /,3c?:J;l F ..C;,c} C LJ Ai f= ~
~) lII. Charg.: II. plVmenllll.t.lmor.lh.n 15 days.her du.11 will be chllrged 5% ollh..~~~nl,o the payment. 0' $2.50. whkhlM!' I. 1.11.
P'lPaynMnt: If I P.... 0" Ihl. nol. .arlv, I 0 mly -Q'will nOI,' T.~::(~iDlp.vwti\"'lty,
I cln see mycontrtCI dacum.nl. 10' In't' .ddlliOntllln'o,m'lion .boul nonINymenl.default..ny ,equl,ed 'ep....menl beror'lh.lchtduled dll...nd prtPl't'menl ,.fund..nd pen.tll'l.
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filing Feel
Non.nling In.ur.ne.
In.urance: Credillll. Inauflnce .nd <<edil d111b1llty InWflnce ar. nol fequl,ed 10 obt.ln
credit. .nd will nol .. p,ovlded unl... I .Igo .nd iii'" 10 pay lhe .ddiltonll CO'I.
Se. Nolko of Propo..ct Inlurance on ,....,.. .Ide.
S!gn.lur.1 !!>>'~III.I.,
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~'lm~'ol InsuM ge. ........ .&.t'ftA.I".~~ :r-'" ~A~tf!.... ""haG 'P,ep.id An. ,,'9(,J,4. .' -r $ Iii
AmounlOrCredI'ln.....nco:. I~.:l~_u Ql;!l"..:r,"lng'o,m :J Z/;iit. AMOUN1J~.N~llIlIrougllh'lI . J19P. 0.)1"
I do nol wanl: _ Credil LII. In..: _ C,.dil Oil8bllllv Inl.: -L. Joinl C,.dil LIf. In.. Fin.nc:";'t~Oi"itnclud. prep.ld) . -LJ_.,tS~.4 1111
:o~rty Inlu,,:ce: I may obl.ln ,pe. {I.urre ~.nyo~:.z~;~:i~e:'bf'IO you. TOI.1 a.' ':'rT~7t~,.CJ_~ .~~ .....,.. . _/~~.r:: . ..:lE III
SIIcurlty. To ..,(u,. lh. p.ym.nl of t note 101.1 'defln.d on the ,ever.. Ildel: (3) 0 It ch.ck.d, Ihil nole II nol further IIcu,.d by .ny conl.mparan.ou. .o,.ement
11, I uknowledg. .nd 'u'" (h.. you hlYl Ih. ,iuhllO 'Il.olllhls nol. ao.inst .ny (othe, th.n 11t .nd (2) 0' Ihl. "cllon).
OI,III.lIIIIOn you h.we (now a. h.r..h.rllo P'Y money 10 me.
m Yuu m.y collect th. proclld.lor ,.b..1I 01 un..,ned premium.' on .ny In.urance
pclllCV in.urinn m. (wh." you .,. n.m.d II lOll p..,...I.nd on Iny policy inlurlng Ihe
pllllMllly ..cuung Ihl, not.. You wlll.pply Ihl.IOWlld wh.11 owe you. d.l.d
151 ~ S.curi1Y Ag...menl . If eheck.d, I give you . ..curlIY Inl.r"1 In th. propenV d..crib.d below. Th. ,Ighll I .m giving you In Ihll p,opertv. .nd Ih. obliglllon. Ihis
'{I'flem,nl.etul" .r. d.flned on Ihe rllYl'" lid. 0' Ihl. fo,m,
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Amount p.ld on my accounl S (bl
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Amount. p.ld loolh.,. on mvbeh.lf:
To Inlurance Comp.nl..
To Public Officl.l.
(.. 0 II chided, ,hi, nol. I. ..cured by . ,.p.rate
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o (olher' ________________..__. ....__~____.. PUIPOU&
o If ch.cked. Ihl. i. . pu.ch... money lo.n. You may Includ. Ih, n.m. 0' 'he 1.llle,
on Ihe ch.ck 0' .tr.1t 10' this lo.n.
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.M ~~k~I_U~'~~'_ "c.lpl 0' .11."t on. copy on 10d.V" d'le. COSIGNERS. SEE NOTlCE ON REVERSE SIDE BEFORE SIONINO
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SIMPlI Ir~HRr!~l NOTE. OISClOSUnE. AND SECUmTY AGRHMHU ~~ \ 1-'1 k _._~,
( . "'I lIANlllR'. ~..'j'("'S INC. 51 r:tOUO. MN !!elOl lOIlM NllS~II,^ 11,1""" UI!.If)~I..(n Siuna'U1ft :"//.'_ <I' ___ - ISfALI
IZVIURlT :1.: . --
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ADDITIONAL TERMS Of THE NOTE
DEfiNITIONS. ",.. m.,nl .Ich boffowel who IIUn. (hi, noli .nd ..eh olh., p.ftun or
1011111 .nl'l~ I'fl' ludlllV UU'flnlon. Indo"I", Ind lul.ti.., Vfhu -UI." lu ply Itll l1ulll.
It.. '11'11I 01\1,11' 10111 OIunl'I1,lol,1 Imuunll 1111 uhllUllecllo Ill'" un 1111 null.
APPLICABLE LAW. I 'u'" Ih'llhl, f1011 end .nV IU,..mlnl l.cullnu Ihi, floll will b.
\lU..../IIIlI) tJy 1111 tlW ollh. 51111 01 PIInn'r1v.ml, Includln" Ih, UllIluII" Cu,mne"..'
Cud.. II IIIOpI'1.., IOcuring Ih, pIvmlnl 0 HUI nOl, i, loulld ht .nulh" l'l.e, lIut
llI!cUIIIV .yr.'lnlnl Olav. In lome cllCumtllne.., lHI Uowmell b.,. till Ii,w ullhl' .,.,..
1u thu ,.lItnl pll,millld by ltw, 1111'erm, Dr thl, noli Ind "cUlily IUllllmenlmlV VI'Y
,jpplll..bll IlioN. II InV plovlllon of I'lllllubl. I.w ma.., f1ul h. v,.".d lIy ,u'e."utlll, lI11y
tull" Ollh.. I'UIII .nd I"uflly 'U,..ment Ihat du.. lIul umlllly wllh Ihllllllw will nul be
l'll.Cllve. II .ny Il"t of Ihil nol. or ,.,ulily lo,..m.nt unnul b. unlof"d. Ihll 'iltl win
,IClI .1I6CIIlIl' "'1 01 thlt 1I0t. or Ilecullty liUflltllTlltlll.
POST.MATURITY INTEREST .'nt"..t wIIlIICcrU. IIllhe rate .pecili... on Ihe r........,ld.
un Ill' b,l,nc. 0' this nOI. ,.m,lnlng unp.ld .huI hn.l 1II.lullly, unlil p.ld In full. fOf
I'UfIlU.eI 01 Ihl' ..(;lIon, lin.1 rn.turily occutl:
loll I' thll n011t I' p.y.bl. on d.m.nd. on Ih. d.t. you m... d.mend '0' p.ymonl;
1IIIIIIhe nOlu I' p.y'blll on dllm.nd wlth.n .1l"n"1 p.ymlnl d.tu'II, on th.d.,. you
11I'.0 delllllnd fOl p.ymenl. on Iho Im.1 .1I01ll1lellllmenl d.le, or on tho doh' you
lIf.:Cell"lttlhO due d.lo ollh. nOlo. which...,., I.." IIf; .nd
Ii J HI .11 othm c..... on the d.le of Ihe 1"llCh.du'ed ply,,,.nl ol')flntip.1 0' on Ih.
<Ilttll yuu alcole"to Ihl duell.t. of Ih, 1101., whiche..", II e.'liol.
O,fAULT. I "".I'IHI In doflll'U IIn Ihl,. noh. IInd '"~ IIU'OUIII""t '"~UIIIlU IhlG nula It any
une Uf molt at the following OCCUfl:
I,ll I 'lIillo n\61h one or mora p.ym.nt. on lim. 0' In Ih. .mount du.; .. .
\III 1 Iii I, am ,hJcl.red Incomplrenl, 0' become '".olvent '1llher lHtuull my l.abUIlltl.
".ceed Illy""" 01 blC'u,. I am un.bl. 10 p,y my d.bl. I' Ihey 1III(IImM duel;
(. I "..Itu "1'tI" .IIY, proml.. cOIII.inad In Ihl. f1UIM, lIlIY dUllllllfltlllt .UCUtlllU J"llIl1ulu,
III ./1y ul'lltf wr lien 'otllm.nI v-Im ~u;
hll 1m.... .ny wrlllen .t.lemenl or p,oVldl .ny lin.ncllllnlo,m.liul1 th.111 unt,u. or
Indccurahl ill the lim. II WII m.do Of provldod;
(d IIny Dlhel (todllor Ilt.mplI, wilh Of without leu.1 P'OCIt.., to Olin IlO.....lon u,
conllol 01 .ny mon.y 01 properly 01 mine;
III Ihe coll.tefill I. dlmluld, dlll,oytld. or Ilolln;
Iqlll'lllo p,ovldl any .ddltlonll .ocurll'" you mly ..quire;
Ihl ,"y leOl1 crnlily f.uch.. a plrtnl"hip or CO,poflllonllhll he. .ore.d 10 II'y thll
IIOtll metuu.., dlllDlvel, ,eofg.nlle., te,mlnllll.11I bUlln...or ..I.IlIRcI. or "II,tnlll
01 m'loflly .lockhold,r dio. 01 i. decllred Incompelllnl; or
i,1 IIny lact al1IIU" 0' I....nl occu"lhll ,,1.111I, you 10 con.ldel vourllllf In'lIcurl, 01
Ihe p'o'pet! of p.ymllnl, pe,'otmlnee. 01 ,..lIl1llon on Ihe coll.l.rlll. Imp.l.ld.
II uny of u. 1111 III dllllult on this nole or Iny .ecurUy Iureemenl, VOU m..,. e,.."i'lI your
1I'lnmll'" aUllinl1 .ny 0' III uf 1.1'.
REMEDIES .111 am III del.ull on the nolo or .ny 'Ol..mllnt .ecu,ino thil nole. you haw
11111 lullOWfRg II'mldi,,:
(,II yOu m.y. Vrllhout nOlic., ICcelerlt. the dUI del. of Ih. nol', .nd. .ubjlCl 10 Iny
'I!llale fellul,.d by lew, m..e.lI unpaid principal, inlero.l.nd III olher Iuut.d ChllfU.'
immedillluty p.yable;
110) you may, wlthoul prior demlnd 01 nOllc8. III.OUlhi. deblll provided below;
1'1 '(111.1 may "111.11" additlon.1 IIl;urily or plnl.. obliglle,' 10 PIIV thl. nollllol OOlh) 8'
. condItion 01 waiving, '01 .ny period 01 time. .ny olhel rem.dy you may h...,.;
i<ll VIlU mllY I1IIt eny flmedy you mlY h.w under 111110 01 'od".ll.w; or
1"1 you mllY IIIIt .nv fllnltdy ol..,.n to you undlf any .gfllmenl..,u,jnO lhll note.
~v choo.lng any onlt 0' mOf. of Ihe'M ,emedill, you do nol w.lvu you, ,IOht to 1.I.t
lJ..e .ny olher 'tlmedy. Vou do nol wal... . d.l.ullll you chou.. nollu 1.1,. Iny 'IImlldy,
'Illl. hy electing not to ule .ny remedy. you do nol waiw your rloht to 1.lor con,ldllr
Iho e...enl . delault .nd to Imm.dlaltlly ule eny ,emodie. if II continu.. 0' occUIl'Uelfl.
""0 mod.fiClhofl 01 Ihi. n01l 0' .ny .g'''tlment .ecurlno Ihe note I, ell"tl'lO unle.. In
v.lllln!) .nd "Ulled by you and m..
ATTORNEYS' FEES AND COSTS .1.gtdol0 p'y the co.t. you Incur 10 call." thl, nOli
Ifl the .....nl 01 my de'.ull, Including your ....on.bl. IIttOfRltV" I....
SET.OFF . I a/jle' Ih.t you m.y set.off .ny .mounll owe you unde, Ihl. note .n.in.t
a,,'I' IUJhl1 hll-le 10 ,eCllve rnullt,y ham you. ThI.lnclud..:
(.11 ally d'IIO~il .ccount b.l.nce I h.ve with you. Including lavinu., ch.d,ino. Ind NOW
a(;coul1l.. ,"d .ny tlmo d.,)o.lllmcludlng urllllcal.. ot d,polill:
(lol ,"y monly O'Ned 10 m. on In ilem pr..enl.d to you 0' in your po..eSllon 10f
collecllon Of ellch.ngd; .nd
I, I 1111'( 'epulL h,I". egreemenl or nllll" non.rtopa.it ohlinaUnn.
II IIIV 1l0hl t(J 11,1;.,1...., munuy hU11I you hI III.n ownud hy .nmonnu whu hll' nul auroUl'
I.. IIU'" till' nil"'. your 'tUht ul ."t.ull V-IUIfIJIIIr. Iu lilY inlutu>>t III Ihu ubhuaUulI 4111I1 tll
allY olher dml)unlll could wllhthl1w 011 my .11 . ,01Iue.1 or ondu"lun.nl. Vuu, 'iUhl of
"'1011 dOli nOI IIpply tu .n account 0' olhlf obliO'llon wh... my Iloht. Ira only as a
I "uC"try. II al'lI dOt.ll nol .pply to .ny IRA _ccoutU or Dlh.r la..dolefled fMlitomonl
.' lount
\"" will nol hll hdblo 10' Ihe dl,hono, of .ny chec. whon Ihe dl.hunor occur. boceu..
"'"1 \,.t.oll II111.tt.lbt tlOllin.1 any 01 m" .ccounl..I.oroolo Ilold ru h."nIOIl hom any
~Itllm$ a'I'IOU IS e llt.ult 01 you, Oll.rcl" 01 yoUf rluhl of .et.ol.
OTHER SECURlT.,. . l.g'lI8Ihll .ny p,...nl or fuluro Ig,oemenl..cu,ing tiny 011111 d.bt
I.,,,,,,, '(ou WIll 11110 .eculllho pIVlnltnl uf 1111, norlt. Ilowvwr, llroperty .ecu.mu IfIlOlhltr
dulll wit! not ,>er.Ufe Ihl, nolelo IlIu e.tunlll1l1l:
j,,1 you "illo ma.e _ny di"lolu'. of th. ..i.tenee 0' a .ecurlly lnta'ult In .uch P'O'Ht,ly
requlfed lIy l.w 'or thltUllnuctlon;
11.1 ,"ch PIUllolflV I. my ,lIin'ipal dwvlling .nd you f.iI to Inovlll.llo 1111 p".un. untltledl
1111'( nOllCI' (II rlghl 01 ,,"c..,ion ,ellul,ed by I.w lur till. Irlln..cllolI;
I, I 1111' illt "11l1l.umllr" loan /lncl. luch IUOIJelly IUCUlinU the olhu. tlll'" i. "hou..hold
good"" i., IIm.lIlll,m. tire d.'mud In 'Pllliceble locleflll flDulaliuns oowtlllny unfa"
IInd deCellllV'lt credit pracllcltll; 0'
(.n >>uch plopelty I. mlfoln Ilock .uhjecl to Ihe requl,em.nl' 01 12 C.F.R. Section 207
01221
OOUGATIONS INDEPENDENT. I unde"tlnd Ih., I.m obliO.I.d to p.y 11111 note IIYIn
it .Jnv olh,f pl!"on h.. .1.0 .greed 10 p,y il.l.g,e. 'h.t you m.y. wilhuut notic.. "lit'"
any 01 u., 'el';I18 or .ub.tllut. Iny coll.ler.l, ,.iI to pe,',ct Iny "'Ullt" mter..t or
Dlhefwi.e UTlpa'f .nr coll.le..l. walWl IIny 'lghl you mly h'WI.g.ln't .ny of us, '.I.nd
n,'w uedl' to Imy 0 UI, 01 renew or modily thll nol. wilhout IIfI.,ling my obllQllion
10 pav the nolt" I Ilia 'Ufltelhal I WIll rllmlln uhllo.ted 10 ply Ihl, nole ewn .1 Iny
olhel IJllllnn WhO II oblfualed to p'y Ihl, nole hll 'Uefl ohliglltlon dischdtgud In lI,.n".
'''lltC..,.
WAIVER. I wai~u 110 Ih. ..I.nt I)IImitted by I.wl d.m.nd. ptl1ltntm.nt, Iuol..t, notice
o! Ili.lionOf Inil notice of prol....
NOTICE OF PROPOSED,INSURANCE . 111I.e noliee Ihll OfOUp "edit life Inlu,ance covet.
.'I'~ lflld/u' 9lollll crudll MCCld.nt .nd 11..lIh InlUlenco coveraoe will bo '1IPIlcalllt! lu
11I.~ (Untlacl.llo mar.ed 00 the front 01 filiI cont"CI .nd o"h Iyp. ul cOVltulIge will ht!
WIIIIIl'II by Ihl" Utlur.nce comp.ny n.med. Thi.lnlullnce, .ulliect 10 ICtal)l.nco by the
1""""", \:UVUl\ unly Ih. pelton .Ignlng the requl"l 10' luch In.UfllIce fur Itacll petlon
'W1''''J Ihe rellllol' for loinl c..dil hl.ln.u..ncel. Th. .mount 01 ehlllue i.lm'icelld 10'
e.llt! type of (I~llII inlulllncelo be purch"lId. Th. term 01 Inlurance Will commonc...
01 tIll' dlle Ihe .nd,bledn... I. Incur..d .nd Will .',II,e on Ih. oriulnally sch.dule,1
mollullry ct"e 01 the Indabt.dn.... Suhjoct,'o 'ccept.nce by Ih. Irllu,.r .nd w.thln 30
rj,IV', ther. .....,11 h. d.li....."d to me I conlflut. olln.uranu mOfe 'ull,;, describing tho
11l\llIlInC8. In Iho ....nt of prep.yment 0' Ihelndebtlllne..,. 'lIfllnd 01 in.utltlc.charg..
..,II b. m.d. ""on duo 4 '$54b ,,0
,
~[IS rl M. ~M SI ""'.ACKSIOl "EVI~IO~ 0"'11 1/11116
ADDITIONAL llRMS Of THE 8lCURlTY AGREEMENT
SECURED OBUOATION8 . Thll 'g"cmllnt .ecu," th. p.ym.nt u, Ih. nole Ind .ny
IddlUonll1 IImountl IlIn or willlHll:Qm. ubUu.l.d 10 p'y 10 you undll Ihl 'IIUnI 01111.
Ilot.liotludlllU .1I.,t.nllnlll. 'en"wII., ,.lInllll:lnu. Ind modlll"lIol1' ollhe nolel.nd
II.. ."cu..ty aUf..mlml. Tllll 'u't.lalllanl .1'0 IIICU'.' .11 011111 dlbll I m.y nuw 0' ill"
OWl' yuu hncluillllU nuljjll. InlU'III1'" 11I."'luIIII. UWII".'". IlInll" 01 "1,111. UU.llntlel,
."d all .'Ionllanl, lun"WII. 1m' mud.IiClllionl 01 .uth debt.,. tt~,. Ihl, 'O'lIImenl
will nul lacul. .nulhel daht.
f.1 If you f.i1lo """. .n" dl.dolu" ollh. I.illenee 01 thi. ..,u,it" Intlllll ,e(lulled
by t.w 'ur .uch uthM' delll;
Ibllf Ihl. '.'Uflly itll"..1 I, In my p,lncip.' dwellino .nd you 11111 10 IlfowhJe Ita all
pe"onl .nlill.dl.ny f101'" 0' flUhl 0' ,.,,1111011 rellulled by I.w lu' 'Ut I other debl;
fcl 10 ,h. I.tlnt Ih.llhl. ,ecurlly Inl""II.ln "hou..hold uoodl" .nd the othllr dllbl
11,1 bll.cu'.d I.. "l;on'UIII"" 101" ,.. Iholll."1lI111 dehn.d In ap,.hC:llblll lu,l.tll
"uulatlon, uovernlrlO un'all .nd d"eCllW c..dl' ,,,.tllnll; 0'
'11110 Ihl 1.lenllhlllhll ..cwIlV Inte,.11 .In ",a,o'" ,luck .ubjlCllo Ihe requiremenl.
of 12 C.F.R. SlCllon 207 or 221,
Till' ..curU.,. 'Ollllmenl ,.rnlln. In .lleel, ewn illh. not, I. field Ind I O\W no olh.r
d.bt 10 you. unlll dllChero.d In wlllinO.
For the '01. 'lurpoll of d,'ermlnlno Ih, ..I.nl of . IJU,l;h..e money ,.culily lnllflt.1
Ifillno ulldel Ihll IIcu,lIy ,urllm.nl; 1.1 p.ymenl' un liny lIon.purd,," mane" lo.n
al.o ..curld by thl. 'Ollement Will nol be d..m.d to "Iply 10 Ih. pufCh... mOlltry
lo.n, and (b) pllylll.nl. un th.llurch... manly lo.n Will tHl deem.d 10 'I,ply lUll to the
lIulj.Jltuch.,u mUfu,y vunlu" 01 tha lu.n, II .ny, IInd tllllnln thlllJUldl"l muney obli~1
110"1 mlhe u,der In v-Iudllhe 111m. 01 ,ullat.,.1 WIll ec:qul,ed. No ",u,lIy Int.r"t w.1I
be I.unln.led by IppllcaUon of thl. 'o,mul.. -Purehll" mon.y luen- mlln. .ny 10lln
Ihe p,oceedl 01 which, In wholl or In fllft, If. u..d to .cllull. .ny coll.llrel .ecuflng
Ihe 10lln .nd III IlIt.nllonl, flln.w.l., CIJnlolidaUoll1 Ind ,alinlnclng. of .uch lo.n.
PROPERTY. A. ulfld In Ihl, .ore.menl. "ptollerly" ""Inl III f,operlY Ih.t II d.."ibed
.In Ih. .'SUl.ulil~" ,",IIUIII.II\ Ill. ,IMI'" ,Id.. 1IInclud...1I u my IIIOpetly ,pecitlcally
li.ted and. II . H.n.,,1 d.."lplion I' u..d.'" 01 my p,open" lilting Ih. glnelel dlscrlp.
tlon. "P,operly ellO me.n..1I benelilllhllerl.e from the dlllcubed p,oJHtrty (includmg
all p,oc.od., In.utln" bene'itl. p'rm.nl' from othell, II\Ie'"I. dividend.. Sloclt ,phil
and YOlinU 'IUhlll. II 11.0 m.,n, II prop"ty Ih.1 I, now 01 lat" blcomll. '1IlChed to.
a pili of. 01 '''1.1111 110m the dllcflbed ptope,ty.
OWNERSH" AND DUTIES TOWARD PROPERTV.I rap,".nt .nd .Ufl810 Ih, lollowlng.
1., , own Ihe p,operlY, Ih.1 no OUI" pellon h.. Iny cI.lIn to Ih. p,oJMrny, .nd I will
d.fend Ihe property .0.ln'l . c1.lm m.de by Iny Olhll IHu.on,
(bl Your .ecurll'" Inler..1 In Ihll p'o,..rt" I. .uperlo, 10 Ihe cl,lm, 01 In.,. alh.. cfldUOl,
I will ..ecut. any docum.nt, 0' ptovld. .ny Inlolm.llon you requir.,o prollCl your
Inl""' In Ih. Iuollerty. I will nol do .nythlllU 10 Inler'". willi youl Int.r..lln Ihl
/JfOP..O"Y,
fe) Will .eep Ih. property In my po.....lon 'e'''plll pledoed .nd dellwred to youl.
In good condillon .nd rep.Ir, .nd u.. II only la, III ulIe"ded pulpo.... I will provide
you ,ollon.ble acc... In Older 10 In.p.ct th.,JfOII.rty .nd nOIlIy, ,you at .ny 1011 or
dlm.u. to thl p,operlY. Unl... oth.fWl.. .gr.ed In w'itinU. II. p'operly Will be
k.pt .1 my .ddrll.. .hown on th. ,ew"e .Id..
hI) I will nOI ..II or I,.n,f.. .ny ,Ight. In Ihe properl.,. wllhoul your wll"en p..mlnlon
lunl... III. Inventory .nd .p.clfi,d .. .uch on tho 'e.....". Ilde), I will nol pelmll
Ih. p,operty 10 become 'lI.dled 10 any ,e.1 ..t.,o wllhoul filii .lIowlng you 10
f,otlKl your Int"e..ln tho properly.
Ie) will ply .111.... Ind a..ellm.nl. on the p,operty II Ihey become due.
INSURANCE. I eo,oo 10 InlU'. Ih. propert.,. IU.ln.t Ih. ,II" .nd lor Ih. .mount. you
requl,.. I will buy the 'n.utln" only from I c:omplny ,h., Is accepllble lu yoll .nd
luthorllld 10 do bUllne.. In r..nn.ylvlnla. I will m.inl.ln Ihl. In,uflnce until .11 ot Ihe
I.cur.d oblig.llonl .ro plld In 'ull.
I will name you ilia.. payee .0 th., .ny b.n,fits arllll10 horn Ihe In'ured II." will be
plld 10 you .nd .ppli.d 10 th. .ecured obllglltlun.. In Ihe "Wlnt 0' lOll 1,11 d.m.O' 10
Ihe prop.rly. you m,y lequi,. edditlonellecu,lly or ...utlnc" 01 paymenl belore.llow.
InO any In.utlnc. benelltl to be u.ed 10 repall 01 ,opllCtllh. prop.ny.
DEFAULT AND REMEDIES. I will be In d.l.ult on Ihl, .gtl.m.nlll .n.,. .venl .p.cified
In Ih. "001'1.111" p.rlOtlph of Ih. note OCCUII. III .m in dof.ull on Ihll .groem.nl or
on .ny .ecured obliUIUon, you haWl all of Iho ..medi.. provided In Ih. nOlo 01 oth.n
ubligation Inll III of Ihe lemelll" p,ovld.d below .nd IJv Ilw.
tll You may pi'" tu... ......m.nl. 01 Uenl, buy Inlutlnc. 10 prollCl your Intlloll in
Iho propllty. 0' hllve ,.p.11I mid.. ill f.1I to p,y .uch t..... ......m.nt. or olhll
Il.n., 1.i110 obt.ln or m.lnllln .ny requited In.utlnc.. f.il to h.'IO ';'Ou named 1011
p.veo on .uch InlUtlnc8. or flillo ma.e lep.II.'O Ih. frope'IY. If you du. Ihe .mounl
you Illly willbo addlllc'1lo tho .ecurlld ollllo.tion., wil hu "",nodllllely due. .nd Will
.ctruM illleru,'1l . 11110 01111.110 Ih. Annu.ll\uconltltlu nlll" 1I'''l;lo'lul un 1111I lovu,..e
.itlu. hum Iht! dlllu YUU IllY .uch amuulll untllJlltld III lull.
fhl Vuu mllY rlllulto me to U'lh.r the p,operly III IflY rlll.lod boob .nd recordl .nd
m.... Ihem .v.lI.ble 10 you .t any pl.c. you chao.. Ihlll. "..on.bl" con....ni.nt
10 you .nd m..
fcl You m.y ..." 'mmodi.t. po.....lon 01 Ih, property Ind 1111. I.... 01 di.po.. of II.
.. pruvided by law. Vou mly .pply the p.oceodl 01 Ih. dllpo.ltlon 10 your ellpens..
!includino co.l. 01 'lIpo.....lon. l!lomeyl' feo. flI pII,mllt.dl, IlIp.ill III n.c....ry)
.nd co.,. of 'Mle) .nd then 10 p.ymenl 01 Ih. '.cured obl/g.tlon,. bcepl when
ptohibll.d by I.w. you m.y obtaIn. d.ficl.ncy judom.nt If Iho proce.d. do not
..Ii,'y Iho debt. If .ny Ilem. not olhefWlle .ubl.CIIO Ihl. .ore.munl .re conl.inod
In Iho lI'operty whlln you I... po.....lon. you m.y hold the.. Ilems fa, me 81 my
ti.. .nd you will not be li.blo lor II.inU po.....lon 0' Ihem.
I lure. Ihll when you mu.t 01... noUce to ml of you, Inl.nded IIle at dllpo.lllon or
the v,ope"y, Ih. notice I. "..on.bl. If It I, IIInt to m. II IhM .dd".. on Ih. r8\lOue
.ide by hflt clall m.1I10 d.y, befor. Ih. dale ollh. "'I.ndod dl.po.itlon.
PLEDGES. PllldO.d propolly i. propenV I am givlnO 10 you 10 ..01) In yollr ponelllun
lu sllCu,e Ihe pllyme'" 01 thu ..cu.ud obligllions. You m.y "ep thl. propeny unhllh.
.ecurad obllUlllonl a,o plld In lull. Vou do nol hl'lO 10 prolett eny 'ightsl m.y have
1I0llin.t .IlY pllO' p.nle, to Ih. ptOpefly. You UI .omoon. r,u ..Iect mlY be .hown as
Ih. ownll' of Ih. property. You mey h.w eny p,lor pari" m. . pllyrnenll on Ihe plOpttlly
to you. Vou ar. nolll.tile 'or Iny declln. In vllu. of the prope't.,..
FILING .1'Ole. Ih.t a "rbon. photogflphlc 01 olhll reproducllon ollhl. ..cu,lIy .g,to.
m.nt m.y b. 'iled II . linanclng ".Iement 10 Ih. .lIt.nt pe,mitt.d by I.w.
NOTICE TO THE COSIONER
You 11111 callonlf) 1ft b.lnl 'I'd 10 la.IIn1.. Utllll.bl. Thill' Cllttull, lI.ta,. roa do. 1I1h.
lIa,,..,, dOlln'1 '" Itll 1111111 YO' wi I 11m Ill. I. IUfI YO' call "lant I. ,., If J'lIU II." 10,
.111111I.1 you ""1111 ICca,l ", I fll'Ofllllllllly.
Yau m., II.VI 10 PlY up 10 Ih, lull .mount 01 "" ...blll Ut, bonow" dOli flol PlY. You m.,
.110 II'Vlla ,ay 1.1, "" Of coll.clloll COlli. w111d1lnutlllltlll .mnlll,
Thl cflllllo, C'" coUld Itlll 11.111 lram "If wllholl flnl 1"'", to coll.ct fram Ut, bOffOWlf. TtI.
Cfl.IIOf CIA vllltI, 11m. COlllClIOfl m,ttlolll 'Ollnll YOIf Itlt CllI b. u..II.,.llId ItI. borrow",
ludllllulnlYOU, ,lc,llthll dlllt It mfllllllflufl,III., l.clmIYb,coml p'rI 0 ,.w<<llIlt flCOnl.
Ttlll lIotlc.lllIalltl, COlllflClltl.1 m"'1 you lI.bl"Of ItI, d.bl.
OUARANTEE . By .Ignlng below I uncondilloneltv gUIf.nt.. lhe payment of the note
,nrl I"" .mount. IOreed to be IlIid undltt lhe 111m. 01 th. IOCUIlrv Ig,HmtnI. I .110
auf" th.t III 01 the te,ml 01 the not. and. to thl elfllnl,pp'ic.bfe.lhllOCUrity Igfoemllnl
~~.~
AII.ch nc -Pte..rv.Uon of Con.um.. CI.lml end
Dolen.e,- Notice II APllllubl.
First In Perry County
THE FIRST NATIONAL BANK
OF NEWPORt
Robert Nukalian, Sr.
Dorothy ~h.Jkalian
3505 Margo Road
Camp Hill, Pa. 17011
October 10, 1995
Dear Mr. & ~Irs. Mukalian:
Your ~AQl-1130228-6~which was being held as collateral against loan
#02-2051324-44 in the names of Robert D. Mukalian, Jr. & Tonya R. Mukalian
& Dave Lenig co-signe~has been prematurely cashed in to payoff the
delinquent loan mentioned. This action was taken after contacting the
Bankruptcy C1erk(Jackie ph#782-2260) on Tuesday October 10, 1995. We
were informed at this time that Chapter 13 Bankruptcy case#1-95-01489
of Robert, Jr. & Tonya,originally filed on August 4, 1995 , was official-
ly dismissed on October 5, 1995. We were also informed that we, the bank,
were no longer stayed from taking necessary steps to resolve the matter.
lhe value of the CD, including the early withdrawal penalty" $8,476.07
The payoff amount of 10an#02-2051324-44
.. $6,848.41
Legal fees owed in this matter to Deb WAllet
.. $ 5tl.10
Balance remaining and sent
& satisfied title
to customer along with paid note
.. $1,569.56
We regret having to resolve this situation in this fashion, however
we must protect our interest and stand by the loan agreement. If
you have any questions please feel free to contact us at (717) 567-3414.
Sincerely, .
..5~~01(; ~ t..'.. ~'-<"""'"
Scott D. ~ashin er
Vice-Presid~nt Lending
Center Square Office:
PO. Bo. B
Newpon. PA 17074.oooB
(717)567'3414
Duncannon OHice:
403 N. Markel Slreel
Duncannon, PA 17020.1543
(717) B)4,3137
exhibit "B"
"\'
.,"..'
: ". .,..~;"
ROBERT D. MUKALIAN and
DOROTHY R. MUKALIAN,
Plaintiffs
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Vs.
CIVIL ACTION - LAW
NO. 95-71B9 CIVIL TERM
:
ROBERT D. MUKALIAN, JR.,
TONYA R. MUKALIAN and
DAVID LENIG
NOTICB OF RBSCHBDULED ARBITRATION BBARING
You are hereby notified that the undersigned arbitrators
appointed by the Court in the above captioned matter will meet
for the purpose of their appointment on TUESDAY, OCTOBER B, 1996,
at 9:00 a.m. in the 2nd floor hearing room, Old Cumberland County
Courthouse, Carlisle, Pennsylvania, at which time and place you
may appear and be heard, together with your witnesses and your
counsel, if you so desire.
to you, please contact the
Should this time not be convenient
undersigned immediately.
~
Date: September 3, 1996
ard W. Har e , Cha1rman
orge F. Douglas, III, Esquire
ichael J. Hanft, Esquire
COPIES TO:
Edmund G. Myers, Esquire
JOHNSON DUFFIE STEWART & WEIDNER
301 Market Street
Post Office Box 109
Lemoyne, PA 17043
Jordan D. cunningham, Esquire
CUNNINGHAM & CHERNICOFF
2320 North Second Street
Post Office Box 60457
Harrisburg, PA 17106-0457
David Lenig, Pro Se
R.D. 4 Box 629
Newport, PA 17074
Tonya R. Mukalian, Pro Se
R.D. 2 Bailey Run Trailer Park
Newport, PA 17074
the above action (or actions), respectfully represents that:
1. The above-captioned action (or actions) is (are) at issue.
2. The claio or the plaintiff in the alltion is S 6.906.51 .
The counter~14im of the defendant in the action is A cross-clalm ~ainst
Defendants, Tonya R. l>lukalian & David Lenig, has been filed by Defendant. Robert D.
Mukalian, Jr. The following attorneys are interested in the case(s) as counselor are other-
wise disqualified to sit as arbitrators: Fihmwnd G. Mvers. Esauire
..
ROBERT D. MUKALIAN and
DOROTHY R. MUKALIAN,
plaintiffs
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 95 -7189 CIVIL
19 95
v.
ROBERT D. MUKALIAN. JR.. TONYA R.
MUKALIAN and DAVID LENIG.
Defendants
CIVIL ACTION - LAW
RULE l312~l. The Petition for Appointment of Arbitrators shall be substantially
in the following form:
PETITION FOR APPOINlllENT OF ARBIT~\TORS
TO THE HONORABLE. TilE JUDGES OF SAID COURT:
Jordan D. Cunningham, Esquire 1
. counse
Robert D. Mukalian, Jr.
for the X'll~~xf<.sPefendant/in
WHEREFORE. your petitioner prays your Honorable Court
arbitrators to ~hom the case shall be submitted,
Date: April 30. 1996
B
OF r-
AND NOW. b:I~/ 'I J . 19.&.. in consideration of the
foregoing petition, EdlA./IVL.d J!M~/f..ESq., ~;A1/.t:.z.. . 7b~/A.S
, JI / /
Esq., and /lJ/c-AAti 11 A^,;: of ,Esq.. are appointed arbitrators in the
above-captioned action (or actions) as prayed for.
/
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P. J.
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.
~
ROBERT D. MUKALIAN and
DOROTHY R. MUKALIAN,
Plaintiffs
v.
ROBERT D. MUKALIAN, JR.,
TONYA R. MUKALIAN and
DAVID LENNIG,
Defendants
",:. .--.' <~"'-:'l.. ,.ti,-';'-_";~-
_,,__".C._,...._ M';
-.;.~"~,...,,,,~
"'"""!",~'''1.J'1I\~'-~''~1''""",,, .,
. IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 95-7189 CIVIL TERM
CIVIL ACTION - LAW
CBRTIFICATB OF SBRVICB
I do hereby state that I served a true and correct copy
of the Petition for Appointment of Arbitrators in the above
captioned matter, by placing the same in the United States
mail, postage prepaid, in Harrisburg, Pennsylvania, on April
30, 1996 addressed to:
Edmund G. Myers, Esquire
Johnson, DUffie, stewart & Weidner
301 Market street
P. O. Box 109
Lemoyne, PA 17043-0109
(Attorneys for Plaintiff)
Tonya R. Mukalian
R. D. #2
Bailey Run Trailer Park
Newport, PA 17074
(Defendant
Date: Aoril 30. 1996
David Lennig
R. D. #4
P. O. Box 629
Newport, PA 17074
(Defendant)
Respectfully sUbmitted,
CHERNICOFF, P.C.
B
~(),
Blanche A. Morrison, ecretary
to Jordan D. Cunningham, Esquire
2320 North Second street
P. O. Box 60457
Harrisburg, PA 17106-0457
(Attorneys for Defendant,
Robert D. Mukalian, Jr.)
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DOLLARS
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, REMITTER
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THE FIRST NATIONAL BANK
orllZW7Olll'
NEWl'ORT, PA.1707'
CASHIER'S CHECK
u'O:l558:1u' I:OB:lOq~5ql:
AUTHORIZED SIGNATURE
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MAV-23-94 MeN 16:14 1ST NAT'L BANK NEWPOR\~~K NO. 7176677730 P,02
",.~'lflllH'r)'J'-TI'_ WI,",!-,n . 1!Ut-t .:-._~ ,f~S #()/(,. ~O.~-/ 3~ Y..l}sL
r~ 7f1lk/:tU.l..a"...()1.$"'-.; /y;1att~ ,'/t'i/f/r '
Jror lImu. I.ttlu.b, ,.,..~b-jJ...!?....~....'J2~.~,.t?.~~~,~'::,A~r::,
h....L.. ... i lIDd Iru I unI 1'" . .., ,.... .. 'I'... L
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Ila:dae ....... 7J"'.I,~....""'i~t.A..,..._......... ..,.. n._ Oft the 1Iool, of .Ud.,.... ......,...... .__.."..,.. .'''__.''
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......---...........,'......., ...............-..,.._rtpmented b7 Cull&.. .1 No,.....I.I!.,'f.e:!.!l:L~,(,9.....,___with
and do heteby meYoC'.w,. c:oIIIlitute. .1Id eppoinl.,_,,,._,___..._... ........... _.....,.,........:,......___.....__.__._
. . '~". ., ...
.. ..,-.........,. ..,....,...... ,.,....---,........-'llonIey 10 1I111lrlr the laid IIocl 011 lite Look. of the wiahitt IlItMd
eo.pu" wilh fuD poW$l oIl11bttilulioa in the pmftu...
I>Ited ..._ ,#)~.. ... .. ......._..
IN Pluu<<E OF
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-...... -....'1-.........._....._.. ..... '0' ............. '....... "'p' ,. ........ . ....._. .........
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,
Flrslln Perry Counly
-
THE FIRST NATIONAL BANK
OF NEWPORt
Robert ~lukalian, Sr.
Dorothy t1Jkalian
3505 Margo Road
Camp Hill, Pa. 17011
October 10, 1995
Dear Mr. & Mrs. Mukalian:
X2.\i:~1-1l30228-6C1 which was being held as collateral against loan
#02-2051324-44 in the names of Robert O. Mukalian, Jr. & Tonya R. Mukalian
& Dave Lenig co-signelZl has been prematurely ~ash"" ~n to payoff the
delinquent loan mentioned. This action was taken after contacting the
Bankruptcy Clerk(Jackie phl7B2-2260) on Tuesday October 10, 1995. We
were informed at this time that Chapter 13 Bankruptcy case#1-95-0l4B9
of Robert, Jr. & Tonya,originally filed on'August 4, 1995 , was official-
ly dismissed on October 5, 1995. We were also informed that we, the bank,
were no longer stayed from taking necessary steps to resolve the matter.
The value of the CD, including the early withdrawal penalty" $8,476.07
The payoff amount of 10an#02-2051324-44
-
.. $6,848.41
Legal fees owed in this matter to Oeb WAllet
.. $ 58.10
Balance remaining and sent
& satisfied title
to customer along with paid note
.. $1,569.56
We regret having. to resolve this situation in this fashion, however
we must protect our interest and stand by the loan agreement. If
you have any questions please feel free to contact us at (717) 567-3414.
Sincerely,
~G6.o. ~..~~""'-
Scott O. Washin er
(~ Vice-President Lending
/ ( :5
Cente, Squate Office:
P,O. Bol8
Newport, PA 17074.0008
(717) 567.3414
Ouncannon QHice:
403 N, Market Sl,eet
Cuncannon. PA 17020.1543
(717)834.3137
,.........
..UlfU.
THE FIRST NATIONAL 8ANK -: .', :. '1.0'1 N
OF NJ:WPORT ,.', ' r umbo,
O{"U-: pO.jloxa...._.- '.-j D., -,
N'EWPORT. PE~'r.lJ'(~V"~1AJ2D7L-. J,I;'f"1y D.,.' .
LENDER'8N1M~~rtP.~RII~nf. ,~--;. "l.c!mAmoun', ~99. oS-
Oo'tbuOo IN.n. th.I'nd",w~weudd"r.naUCiCl~" &.: ~I 0'
.. ~ p,ln\lp.'lum oJ< &lS' 0 ~
uil~...'{'''' oN Doll..., r 1T7.(),)
plul Int.r'lt 'rom .llh. f.l. 01 ~~ " per VIII unlll - " =:-t-l t;JiC?tGiaj unl.1 follows:
, hl/ .lit.- -'Vf ,'''' f I
(.1 !2tond.m.nd. lb) on d.m.nd,bulUnon. II m.d..on -7-, .. cl ....9n, ..,. ..\_\. ~. .'-J .
!!Jt,.(b)Or(cll'mlrbd.IWIIIPIV.cc:/ru-aJ.nl~1 ~ Jnl'l.' __... U"__ .,.__I'l ton mllurlt~t..
(d) G3'1n_ I./J Inlt.llm.nllofS ,'.,)7 IIch.blglnnlng _JtJ.Ji.I~" ...J..::I..:Cf- ndcon nulngonth.llm.Ct,yof.6ch ~month
o th'~1f until p.ld In full., 1..... .... ._.....~ t-Jj
O ~
(., foth.r) i :/.::C;~'J.. r,'f:~~;
.,,,
[:('LATE CHARGE: If chKk.d. I will ~ . 1.1. chlrg. on .ny Inll.llm.nl m.d. mar.
th.n 15 dlYl .ft.r It II due equ.1 to 5% 01 the .mount of the Insl.llm.nt. Of $2.50.
which....' 1.1.... If . paym.ntl, morethtn 15 dlYI Ill', I.gr" th.t you may unll.llf.lly
grlnt .n .xt.n.lon ,nd chlrg, lor ,uch ,xl.n.lon. In.I..d of th, "1' r.ym.nt chlrg.
provld.d .btwfIl. 1% 0' 'hit IIn~lld I;wll_n.-. 01 Ih.Iculn fftr ""ch month 0 ""th ._tArt.lon
or portion th.r.af In 'Xt... of 115 d.Y'.
n II chlCk.d. I .gre. 10 p,y I minimum fln.ne. ch.rg. of S
i1i p.y thl. lo.n 0" before you h.... "rn.d th.t much In tlnlnc. ch.rg...
II ch.cked. Inl.,,,t will .ecru. .llh. r," of /fJ % per ye.r on the
I.nct of Ihl. nolt nol p.ld .t m'lurlty. Including m'lurlty by .ce.l.r'llon.
PREPAYMENT: I m.y prep.y thl, nOli In full II Iny tlm.. Any p.nl.1 pr'PlYmlnt wUl
nol r.duct or ..cu.. .ny I.ter lC~ul.d pay I'}V'III thl. not..1 p In I II.
THE PURPOSE OF THIS LOAN IS: 1'..... .
o
I h....th. rlghl to rtell....1 thl.
11m. In lI.mlltllon of Ihl
~ountRn.nced.
YES.IMnt
.n II.mlz.Uon
NO.1 do not.....nt
.n Itlmllltlon
ANNUAL PERCENTAGE RAT!
Th. CO.l of my cNdl1
....,...,Iy,....
'IJ
" I
fiNANCE CHARGE
Th. doIl,r .,,"""', 1tI1
crtdllwtl~..'~.
.::JY~,:j,/5
AMOUNT FINANCED
Tht.mounlo'crectll
provided 10 m. 0' on my beh.lf.
I 9 P,o,r
TOTAL OF ,,",YMENTS
Thl .mountl will htvt pelet wMn
I hhl midi .It scheduled pIymIn1l.
S t/.jD
II
rt.
,
,
Oo.Oo mains .n .ttlmlt.
.~ RlIng "...
Non-flUng Intur.nee
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. 0 Thl. not. hll . dlm.nd f,'lure. 0 This nolI I, PlY. IbI . on de~ nsures Ire based on .n .lIUmed mlturlty of one VI.r.
Socurlty: I 1m glvlng lIecUrily In"""In: ., W\~"~E?o ... I /9S'S .fJlh~ /tll ~"">().I()-"32f.l(
o 'h'ooodlorproporlybolngpurch..ed, I' !' . ~l-:J , I M}....//iJ!lI'I'J()IJtb.:l.11
l3'ooll.llrll securing othe, kttns wilh you mty 1110 secure thl, lOin. _.I D/~/t) 1 r:'-9L ,
~my depo.lt .ecount. Ind alher r1ghlllo the ptymlnl of money from you. _..:f~.. ' " .__.' ! "',,~..... //1.30:JQl F..cPO eLl A'i~~
~ latt Ch.rg.: If . ptymfnt I. ,.1. (morelhan 115 dtyl .her du.) I will be chIrg.d 5% of the ',mounl of th. payment. or $2.50. whichever I. 1.... fO'O .
Prtptymtnt: If I pay 0" Ihl. noli ..rly.1 0 mty ""6Pwtll nOI, :!:':DGJi:t~!p~It~1i'lty.
I CoIn III rrrvccntrKi documenll fo"ny Iddlllon.llnlorm.Uon.bout nonpeym.n1.def.utl. Inyrequlred reptymenl beloreth.lCheduStd dlt...nd prepayment refunds.nd PlRthl.l.
lnlUtlftCe: Crtdh life Insurance Ind credll dl.ltHllty Inluranee .re not required to obleln It.mllltlon of Amount Flnl~'d .-
credit. .nd will not be provided unJe" I t1gn end .grM to PlY lh. .ddltJoRtI COil. Arro 1.._ dl Iy ~ ~
See Nollc:e of Proposed In.ur.nee on nM!Il'H .Id., ount g.vwn to m'l ~ S -
Amount p.ld on mv .ccount S
,
(,0
I Mntcredit Ji"
--
SI n.tunlt (or Inllla'l)
I).
(.1
Ibl
lei
Premium
Tonn
Credit
Uf.
:1'1'1. st;
x
.....
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Amounts p.ld 100Ih'f'1on my behtlf:
To In.ur.ne. Camp.nl.,
To Public Offlcl.l.
.....
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199. tJS' Idl
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101
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Credit
Dlubillty
.srI, 'Ib
f.,(J
IMnlUldlt
d1ub1lity lMu,.nce
x. ~L~
JoInt IMntJoinlcr.d1t JC
Credit II,. Intutlnce
J~ .
N.me of In.ur.r 981 rOo. ~I A...._nr. I If. l .. ~ 'h~1l
Am...nlolCoodltln.....""":' /~.;j ,ZO Il!;I)dec....lng'.'m :2 L/.IY(,t,
I do not want: _ Cfedll Ufe In..: _ Cfldll D1ublllty Inl.: ~ Joint Credit LIf. 'nl.
Property Insur.nce: , may obt.ln 'rDm-Inyone I MntthltI. .ce.pt.bI. to you.
-:;0:;;- .:12-
(3) 0 If ch.eked. thl, nole I. nOI furth.r IIcured by Iny conllmpor.nlOu. .greement
(olher th.n (1J .nd 121 of Ihl. IIctlonl.
Prep.ld An .,ce,.rg.
AMDUNVJtIeo/olSll i. 'hrOugh h.1)
Fin.nC';t~":Pnclud' pr.p.ldl
Totll 0.' ~me.,t. fj..kj..~, .:
,.............J........,,,
Security. To ..cur. the p.ym.nl of t not. lOti' 'dlnn.d on th. rlYer.. sldel:
1111 Icknowledg. .nd .gree th.t you h..... the rlghllo III.olllhl. noto .g.ln" Inv
obligation you h..... fnow Dr h.r"herllo PlY monlY 10 m..
121 You may collect the proc..dslor reb.l" of unllrned pr.mlum.' on .ny In.ur.nc.
polley In luring m.lwh.... you .re n.med 111011 paye,'.nd on.ny polley In.urlng the
property IIcurlng Ihll not.. You will .pply this toward '11owe u. d.led
f51 ~ S.curlty Agreement. II checked. I gIve you llturll Inl.rllt n Ih. property deserlbed below. Th. rlghl' I .m giving you In Ihl. property. .nd the obllglllon. thll
.greem.nt IIcur" .r. defined on Ih. rlYer" sid. of 'hi .
(41 0 If checked. thl. note I, I.tur.d by . IIPlrtl1
/9Fs- _.r-ty~4
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~ND ..,' .. ""-II'
\':. /)/;0195"., \,
o If chlCk'd. thl. llturlty .gr..m.nl (If fiI'dJ~h~td ~flJ' In Ih. r..IIII"e record..
Ltg.1 D..crlptlon I. I
/;h,.~-r
:d"" N/.:JO:l:z.P- (pO
.;1(# .F-< ;~- /OIO-O,J.;)tI'-<<.
/11ccJ./-- /14// '1".10 'p!I().1r.3.,t)
(!J) /I"'....... 6f'D"'- t:;:::.
\.k &~~.' do
1le.\eqs.t.O (~J. <; 11/9f:e
ro~ {fJrrve- Cl /hV~
;M,~' (/''''';1) -ri""rud".. I1rl1" 1.'.11( pltt~~
Thl, properly will be u"d lor 0 Plrlon.1 0 BUlin... 0 Agrltullur.1
o (other' purpo....
o If cheo.ed. 'hi. II . purth... monlY lo.n. You m.y Includ. Ihl n.m. Dr th. "II.,
on th. check Dr dr.ft for Ihll lo.n.
...-.... '....
R.COfd Own., 'If nol m'l . . . ~
810n.""" .nd So.I" I I.' my hind .nd 1..1'0 'hll no'. .nd """Iy .gl..m.n' Ind. by doing 10. .gr.. '0 'h. I.,ml h.,.ln (Including ,hol. on 'h. 'OlIO". lid. of 'J\,ml
'''-'-' ...-......-... """"'.- -,..~.- / ,
AIty Plr.on who .Ignl within thl. .nclosure doe. to tCl...a!Yt. \IOU. IfIa.lrllv I"'t~,..t In _---.. .L./ dC-O IJ
th,!.R!2R!OY. dllCrlbed .bove..!'ul...umlt no peraon.T15'6JTg.tlon to pay thl. nole. Slgn'lure ~ ~.,~ . J . ISEAl!
Nlm. ~~ . ~ ;_1.1~ /)tJ.<SP'--
X . ~ ~ ~_t -=- (SEALI O.te Slgn.ture ..J ,:]10.,- _ _ _c{JJ. __(~_tQ_. . _-.JS _~~L'
SIMPLE INTeREST NOTE, DISCLOS~~;:NO SECUR'TY~EEMENT ~1 II' -I ~. ---il, J'll q
Ci '111 BANKEftS I'tSTEMS.INC.. 51. CLOUD. UN salOl rOAM NDS-51,PA, 1Ir2....~ CUSTOMIZED Slgnatur. _ __ _ _ ~ ]. (~E'ALI
-............... ..."
DEFINITIONS. "I" meln. IIch borrower who I/gnl this note .nd elch other pellon or
leg.l enlity (indudiow gUI'lnlon, endor..r., end lur.U.., who .gr... 10 PIV the f101e.
The lerm -nole total me.n, the 10181 amounll 1m obligated to plV on the nole.
APPUCABLE LAW. I .gr.. thlt this note end any 'lI,e.menlsecurlng thl, nol. will b,
go....rn.d bv the I.w of the 51.18 of Penn'rlvenla, including the Uniform Commerclll
Code. II ptopertv ,.curlng the plymenl 0 thl, nOle i. IOelled '" Inolh., 1'118, th,
..cu,ity .orumllnt mey, In lome circum,'anc,., be governed by the I.w oltha' ,t.te.
To the Olltenl pllrmilllld bv,l.w, the term. of this nole end ..curUy .or.em.nt may vary
applic.ble law. If .ny provlllon ot .pplic.ble lew may not be v,ri.d by .gre.m.nt. .ny
lerm at Ihi. nOl, IInd ,ecuflly .greement lh.1 do.. nol comply wllh th.tf.w Will not be
.Heclive. II .ny pllrt ollhl. nol. or lecurity .gre.menl cennol be .nfo'ud. lhil facl Will
nol .lIect Ih. rill at the nol. or ,.cu"ty .gre.menl.
POST.MATURITY INTEREST .Inletllt wlll.ccru. .llh. r.l. ,p.cUl.d on th. rever.. ,Id.
on Ih. b.l.nc. of this nol. rem.inlng unp.id .her tin.1 m.lurltv. until p.ld In full. For
purpo... of Ihi. I'Clion. fin.1 m.lurilY occu,.:
1.1 If the not. II p.y.bl. on d.m.nd. \1n Ih. d.t. you m.... d.m.nd for p.ym.nt;
(bl if Ihe no1. il p.y.bl. on dem.nd with .n Ilternll' p.vmenl d.tell'. on Ihe dal' you
m.... demand for p.ymlnt. on th. final altetn.t. p'ymlnt dalo. or on th, dal' you
Icellet.l. th. due d.l. of Ih, notl. whichever I. IIr l.r; .nd
Icl In .11 olher c..... on lh. d.t. of the lilt .ch.dul.d p.ymlnl of prlncip.1 or on Ih.
d.l. you .cc.l.ra" the due d.te of Ih. not.. whichever I. ."her.
DEFAULT. I will b. In dlf.ull on Ihi, nOI' .nd .nv .grtlmenl IIcurlng Ihll nol. If .ny
on. or more of Ihe following occurs:
1.1 I f.illo make on. or mar. p.ymlnl. on 11m. or In Ih, amounl du.; . . .
Ibll dil. .m decl.red Incompel.nl. or become in.olvent (.Ither beClUI. mv lIablllllll
..ce.d my a"," or b.c.u.. I .m un.bl. to ply my d.btl .. Ihey become du.l;
(cl I 1.i110 Itl.p .ny, prornl.. conlalned in Ihl, notl. any .gre.ment IIcuflng thl, not.,
or ,ny olher wr nen agr..ment With you;
ld) I mall., .ny wrlll.n 11.lem.nl or provld. .ny fln.nclallnformalion th.tll untrue or
In,ccuIII' It Ih. tlm. il wel mlde or provld.d;
leI .ny olher creditor l!tlmpll. with or without leg.1 proces.. 10 g.ln pO....lion or
conlrol of .ny money or prop.rty of min.;
1fI the coll.lerllll damlged, deslroyed. or 1I01.n;
IglI f.lllo provld. InV .ddlllon.1 ,ecurltv you m.V require;
(hi .ny legll Intlty I.uch .. . p.rtn.,.hlp or corporellonllhat hat .greed 10 p.y thl.
nOle merg... dlllolve.. reorg.nl'lI. termln.tIlU, bUlln," or "dll.nce. or. partn.r
or m.jorily Iloc"holder dl.. or il d.clared incomp.l.nt; or
III .ny f.ct IPP"" or evenl occurs Ihll CIUI" '(Ou 10 con.lder you"e" Inllcure. or
Ihe prolpecl of p.ym.nt. perform.nc.. or relhullon on Ih. colI"tlralillmp.lred.
If any at UI aft in def.ult on Ihl, nOI. or any IIcuritV agft'ment. you m.V ...rclll your
rem.di.. .g.lnll any or .11 or u..
REMEDIES. If I 1m in def.ult on Ihe not. or InV .greem.nt lacurlng thl, nol.. you h.ve
Ihl following rem.di,,:
1.1 you m.y. wi!hout nOllce. .cceler.l. Ih. due dall of ,h. not.. .nd. lubl.ct to any
reb.le required bV Ilw. make.1I unp.ld pfinclpal. intor..t and.1I olher .gflOd charges
Imm.dial.ly pay.ble;
(bl you mly. wllhoul prior d.m.nd or nOllce. III.off thll debt II pfovlded below;
fcl you m.y require addition.1 IIcurilV or parties obllg.t.d to pay Ihi, nolelor bolhl..
I condilion of w.lvlng. for any P'Jrlod of tim.. .ny other remedy you may h.ve;
{dl you may u.e any remedy you m.y have under .lIt. or f.der.llaw; or
(II you may ule any romedy olven 10 you undor any agreemont ..curlng thl. nole.
By choosing .ny on. or more of Ih... rem.dlll. you do nol waive your right 10 latef
u.. InV olher remedy. You do nol waive. default If you chooll nollo use .nV remedy.
and. by .Iecllng not 10 UII any rem.dy. you do nol waive your ,lghllO liter consider
the IMlnl a def.ult .nd 10 Imm.dlltely use InV rem.dl.,If It continu.. or occu"lg.ln.
No modific.llon of Ihil nOI. or .ny agreement IIcurlng Ihe not. II .ffectivo unle.. In
writing .nd sign.d by you Ind me.
AnoRNEYS' FEES AND COSTS. I Igre. to p'y the COlli you Incur to collecllhl. nol.
in th. event of my def.ul1. Including your r.asonabl. .norneya' f....
SET.OFF . I agree Ih.1 you m.v lal-off .ny amount I a'^'" you under thl. nOI' .galnlt
any fighll have 10 receive money from you. Thl. Includ..:
la) any deposit .ccounl bal.nce I have with you. Including IIvingl. chec"lng. .nd NOW'
.ccounl.. .nd any lim. d'polilllncludlng c.rtificate, of dl'polill;
Ib) Iny money owed 10 m. on In item p,,"nl.d 10 you or In your po.....Ion for
coll.cllon or ..ch.ngl; and
(c) .ny repurchlSe Igreem.nt 0' olher non.d,polil oblig.tlon.
If mv right to receive money from you II .110 own.d by lom.on. who hu not .groed
to p,y thil nOle. your right of III.off will 'PPIy, to my (nl""t In the obligation and to
any olher .mount. I could withdraw on my .0 . requ..1 or endorsem.nl. Your rloht of
"I.olf do.. nol .pply 10 an .ccounl 0' olher obllg.lion where my rlOhl. are only.. a
fiduciary. II .110 dOli not apply 10 anV IRA _ccounl or Olh.r 11..d.f.rred relirement
account.
You will nOI b. li.bl. fo, the di.honor of .nv ch.c" wh.n Ih. dl.honor occurs beC'UII
you IIt.olf this debl agalnll .ny of mv _ccountl. I.gre. to hold you h.rml... from any
clllms arising I' . fllult of your ..ercl.. of your rlghl 0' ",.off.
OTHER SECURlTY.1 .greelhal.nv prll.nt or fulure .gr..m.nt IIcurlng any 01 her debl
I owe you will .110 IIcurelhe p.ymenl of Ihi, nol.. However. property securing anolh.r
d.bt will nOI secure Ihil note to Ih. .dent th.t:
(.1 you fall 10 m.ke Iny disclo.ure of the o.iltenc. of a securitv Inler..t In such propefly
required by law lor thi. IIInlactlon;
(blluch prOPO"r i. my principal dwelling .nd you fail to provldl flo all person. entitl.d)
.ny notice 0 rig hi of relcl..lon requl"d by I.w for Ihlllllnllcllon;
{cl thilll . "con.ume," lo.n and .uch prop.rty IIcufing Ih. olher debt II "hou.ehold
good"'llllholllerml are d.fined In .ppllclbl. 'eder.1 "gullllonl governing unl.lr
.nd deceplive credit pflcticlll: or
(dl luch properly I. margin 1I0C" subj.ct to the fequlrlmenll of 12 C.F.R. Section 207
or 221.
OBUGATIONS INDEPENDENT. I undorst.nd th.11 .m obllgll.d 10 p.y thll nota even
If .ny olher person h.I.lso .gre.d to pay it. I agre.lhll you may. without nOlic.. "I...e
.ny of us. rer,," or lub.lilul. .ny coll'leral. f.l1to p.rfect any, IIcurilV Inl.r..1 or
Olh.rwllllmp.ir anr eoll'lelll. waive .ny right you may have 10' nll.ny of Ut. ..tend
n.w credit to .ny 0 UI. or renew or modifY Ihl. nol. withoul afflICting my obllqlllon
10 p,y Ihe nole. I .Iso .gre. thai I will rem.ln obllgll.d to pay Ihll nole even If .nv
01 h., p.rson who is obligated to ply Ihl. not. h.. .uch obllg.tion dl.eh"ged in b.nk.
ruplcy.
WAIVER. I waive (10 Ih. ..l.nl permitted by law) dem.nd. pr..enlm.nl. pfOtes.. "olic.
at dishonor and nOlie. of prollSt.
NOnCE OF PROPOSED INSURANCE .lllk. nollc. th.t gfOUp credillifeln'Urlnc. cover.
.ge .ndlor group credil .celdenl and heelth Insullnce covellg. will be .ppllcab.le to
thl. conlracl if so m.rlted on Ih. fronl ollhll conlllct .nd eath type of cover.o. Will be
writlen by the Insuranc. comp.nv n.med. This insullnc.. lublecllo acc.pl.nee by the
Inlurer. cover. only Ih. pellon signing Ih, requoll for luch Inluranc. f,?r e.ch p.llon
,Igning Ihe requlSl for joint eredil life Insur.nc.'. Th. .mount of ch.rge.tlndle.t.d for
IIch type of erodlt Inlullnc. 10 be pu,chu.d. Tho term of In.urenc. will commence..
of the d.le Ihe indebtednesl I. incurred and will ..plre on Ihe orlgln.lIy Icheduled
m.lurltv d.lo of tha Indebl.dness. SubJKllO ICc,c"neo by the inlur"r and ~Ithln 30
d'YI. Iher. will b, d.livered to me I cerllfie.to of nlUllnco more fully dOleflblng Iho
In.ur.ne.. In thl evenl of prep'Vment ofthelndebt.dn..... "fund of Inlurance cha'g..
w;U bo mod. wh.n dU";j '$St/b.'"
I
~ .
ADDITIONAL TERMS OF THE NOTE
NOS.Pl.'" NOS."..... BACKSIDE AEVIS.O,., DATI; t11.]:88
ADDIfIDNAL TERMS OF THE SECURITY AGREEMENT
SECURED OBUOATIONS . Thil .greem.nt "Cur" 'h. paym.nt of Ih. nol, .nd any
.ddtlion.1 .mounlll .rn Of will b.com. obllg'led 10 p.y to vou under Ih, I,rml or Ih.
nOI.lincluding.1I '.I.nllon.. ren.wlll. reflnantlngl .nd modifjc.Uonl 01 tho noteland
the IIcu,ity agre.menl. Thll Igre.menl .110 IIcur.. .11 olher d.btl I m.y now or Iller
O\W you lIncludlng nolal. InIUII"CI premiuml. overdllh.. I.ne,. of Cfldll. gUlllnll.l.
and .11 e.t,nllonl. r.newtll and modl'ic.llonl of .uch debt.,. HOWIWr. thi. .gr"m.nt
will nol lecure .nOlh" dobt:
lal If you f.lIlo m.k. .nv dilClo.ure ollh. ..lltence of Ihil lecuritv Inlere" required
by I.w tor .uch olh., dobl;
lbl if Ihll IOcuflly Inlerlll i. in my p,lncipal dwelling .nd you ,.i110 provide Ita .11
personl .nlltl.d) .ny nOlic. of right of festllllon requl"d by I.w for .uch 01 her debl;
fcl 10 Ih., ..Ient Ih.llnisllcurlly rnt""lll In "houllhold good"~ .nd Ihe olhar debt
10 be ..cured II' "consum"" lo.n fulholl terml"e d.flned In .ppliceblo feder.1
"gulltlon. ooverning unlair and decer,livo Cfldll PflCtlC..'; or
Idllo the ..Ient thallhil IIculily int".., .In margin ItOC" lubj.ct 10 Ihe requlrementl
0' 12 C.f.R. Section 207 or 221.
Thl. 'Kurily eg"ftment rem.lnl In ell.ct. .ven If the note il p.ld a"d I owe no olner
d.bl to you. unUI disch"ged in writing.
for Ihe lole purpoII of delermlnlng Ih. IId.nt of . purch". money .ecu,lly Inlerlll
1IIIIng under thil IIcurlly agrllmanl: f.) p.ymentl on .ny non'purcha.e man.., lo.n
.110 I.cu"d by this .g".m.nt will nol be d.emed to .pply 10 the purch..e mon.v
loan. end (bl p.yment. on the purcha.. money lo.n wlll be de.med 10 .pply fjrsllo Ihe
non.purch... money portion of th. lo.n. " .ny. .nd then to Ih. purch... man.., obllg..
Uonlln tho ofder In which Ih. it.m. 01 coll.ler.1 wer. .cqulred. No ,ecurllY Inltr..1 will
be termin'l.d by application 01 thil formula. .Purch... money lo.n. mean. .ny lo.n
the proc..dl of which. In whol. or in p.n. ar. uled to acquire .ny colllle,,' IIcurino
the lo.n .nd .11 o.lensionl. ren.wal.. conlolldatlon. .nd refln.nc:lngl 0' luch lo.n.
PROPERTY. A. ulld In Ihll'Oreom.nt. "property" meanl all rrop.rty Ih.ll. dllcrlbld
In Ihe "S.cu,ily" ."cUun on Ih" fewrse lid.. IIlncludel .11 0 my property .p.cific.IIV
Iilt.d .nd. if I Reneral dllcrlption I. ulld. .11 of my property IIUlna Ih. g.n.r'l dllcrlp.
lion. "Property al.o meanl.1I b.nefill th.1 arl.. from th. dlltrlb.d croperty (Including
.11 proc.ed.. Inluranc. blne'ill. pavmentl from oth.II. Inla"lt. dlv d.nd.. ItoC" splil.
.nd voling rlghtll. It .110 mllns .11 property Ih.ll, now or later becom.. an.ch.d 10.
. p.rt of. Of r..ultl Ifom th. dllcrlb.d property.
OWNERSHIP AND DUnES TOWARD PROPERTY. I repfe..nt .nd .grlllo Ih. 'allowing.
(al I own Ihe p,operty. th.1 no olher pellon hll .nV c1.lm to the property. .nd I will
d.t.nd th. property all.lnSI I claim m.d. by .ny olher person.
(bl Your IIcurllY Interllt In tho property II luperlor to the cl.iml 01 .nv olh.r c'odilor.
I wille..cut. .nv docum.nll 0' provld. .nv inform.tlon you requlra to prolecl your
inl....t In the properlv. I will nol do anything to Inte,f.r. with your Inler"l In Ih.
r'o)'.Onv.
fcl Will ....p the property In my pOII...ion f..cepllf pl.dg.d and d.llvered 10 youl.
in good condition and repair. .nd ule 11 only for II' Inl.nd.d pur~olll. I will provide
you "lIon.ble .cce.. In order to In.p.ct the property .nd noli you of .ny 1011 or
d.m.ge 10 Ih. property. Unl,.. olherwl.. .gre.d In wrlllng. I . property will be
"'PI al my addr... shown on the reve,.. lid..
(dll will nol 1111 or Iflnlfer any right. in the property without your wrltt.n permission
lunl... illl Invontory .nd Ip.cified It luch on the revera. Ild.,. I will nol p"mll
the property 10 become .nached 10 any re.1 IItlle without fl"l .l1owlng you to
r,otact your Inl"eslln the properlV.
I.) will p'y .lIla... .nd ...e..m.nl. on the property II Ihey become du..
INSURANCE. I aor.e 10 Inlure the pror,.rty againsl the rl.... end lor Ihe .mounts you
requlr.. I wlll buy th. insUflnce only rom a company th.1 il .ccepl.ble 10 you .nd
,ulho,l"d 10 do bu.in... In PennlyIVlni.. I will m.lnl.ln thll in.uranc. unhl all 0' the
IIcured obllg.lion. .re paId In full.
I will n.me you II 1011 pave. 10 Ih.1 .nv ben.fit. 1I1.lng from Ih. Inlured rI.... will be
paid 10 you .nd applied 10 Ihe lecured obUgaUon.. In the evenl of lOll or d.m.g. to
the properly. you mav requl" .dditlon.l .ecurity or ...ur.ncII of paym.nl before .Ilow.
ing .nv Inluranc. b.nefit. 10 b. uled 10 rep.l, or replace th. prop.rtv.
DEFAULT AND REMEDIES. I will b. In d.f.ull on thll .greem.nlll.ny evenl Ipeclfied
in Ihe "Def.ult" plI.gfaph 0' the nOlo occurs. If I .m In def.ull on Ihll .grllment or
on any .ecured oblln_lIon. you h.ve .11 of Ih. "m.dlll prOvided In the nolI or othflr
oblig.tion and .11 01 Ihe rem.dill provldod b.low .nd by law.
(a) You may p,y ta.... Ds....ment. or Illnl. buy Inlur.nce 10 P'OltC1 your Interllt in
the prop.rty. or h.w repair. made. ill f.ll to pey luch la.... ...e..m.nl. or olh.r
lienl. fail to obl.in or m.ln,.ln any ,equlred In.urance. r.lllo hive vou named 10..
p.ye. on luch in.uranc.. 0' f.lllo m.lt. repairs to Ih. p,op.rtV.1f you dO.lh. Imount
,"'OU Pr( will be added to the lecur.d obllg.lionl. will b, Imm.dlal.ly due. end will
.ecru.lnterlll at. ralo .quallo Ih, Annu.1 Percent.go Ral. dl.cloaed on Ih. reverll
.Id.. from the dal. you pay luch .mount unlilJ'lld In lull.
fbl You may ,equlr. m. 10 gllh.r the property.n any "fll.d boo'" .nd ,eCOfdl .nd
malte Ihem av.lIabl. 10 you .1 anV pl.ce you chooll Ihat I. flllon.bly convenlenl
to you and m..
Cc) You may la"e Immodialo pOlloSllon of Ih. prop'"y .nd IOU. r.... at dl,poII of il.
as pfovlded by law. You may .pply the proceedl of Ih. di,polltlon 10 you, ..penlll
!including co.l. of ,epo..e..lon. attorneys' f.1I (if permitted). reC'III III necellaryl
.nd COltl of ..lei and th.n to paVmenl of th. lecured obllgalon.. bc.pt when
prohibited by law. you may obtain. d.flclency Judgmenl If Ih. proce.d. do not
..tl.ly the d.bl. If .ny It.ml not oth.rwise lubj.C110 Ihl, .greem.nl are cORlain.d
in Ihe property wh.n you t.lte pOI....lon. you m.y hold th..e lI.ml lor me .1 my
ri... and you will not be lI.bl. for liking po.....lon of Ih.m.
I agree thai when you mull give nollce 10 m. of your Intended III. or disPoliUon of
th. propcmy. Ih. nottC' Is rellon.ble If II i. lint to mo .t the .ddr... on 1h. reverse
lido by 1i,.1 cl," m.11 to d'YI before Ih. d.t. 01 Ihe Intend.d di,polllion.
PLEDGES. Pledged prOperty Is property I am giving to you to ....p In your po.....lon
to secure lhe p.yment of Ih. IIcured obllg.lionl. You may ....p Ihll propertv unlilthe
.ecufld obllgationl are p.id In full. You do not hive 10 p,ol.ct .ny righll I may h.ve
.g.in.t any prior parties to Iho property. You or .omeon. r,u IIlect m.V be .hown II
Iho owner of Ih. property. You mlV have any prior party m. . payment. on Ihe properly
to you. You are not Ii.bln for any declin. in valu. of th. property.
FlUNG. I .gr"othat. carbon. phologrephlc or other reproduC1lon of thl. IIcuritv .gree.
monl mlY bl filed as . fin.ncing It.tement '0 the ..tenl permln.d by law.
NDTlCE 10 THE COIIONER
Vau (III' cOlllnlfl'" tiling IIkld 10 IUlnnllllhll dlbt TlIlnk ClrthrU, bltotlloU do.lllhl
ba".." dot....' pay "'1 d'bl! .,.. will hMlo. la ..,. you can .llord to p., I you hlfl 10.
.nd Ihllyou wlntlo,ceeplth I 'lIponllbllltr.
Vaa may hhl 10 PIf up 10 Ihl rull .mount ollh. dlblllthl bOffOWlr dOli not PIf. Vou m"
,110 hhl 10 PlY rlt. '"I or colllctlon COlli. .hlclllnc,,'"lhls .mounl.
Th. c"dllor can colllcl Urll d.bllrom you withovl nllt Imng II colllcllrom Ih. bamMIr. Thl
cradllo, C'" UII Ih, I.m. coll.cllon mllhods 'I.lnll you Ihll Cln tI. I..d II.lnlllhl bOrrtlWIr,
ludl.llulnIYOu, .Ic.II Ihls dlblll ",rln dltlUf!, U1111.clmly blcom. plrt of YOlfcttdll rlcord.
this notlc, II not Ih, conlllcl Ifl.l mi." you IIlbl, fa, Ih. debt.
GUARANTEE. Bv ligning betow luncondilionalty Duallnt.. the pavmenl of the nole
.nd -nv .mountl ,greed 10 be paid under lhe term. or lhe IlCUnfy egreem.nt. I also
10"" lhat .11 of the terms ollhe nole ,,"d. to the e..en,.pp1icabat. the sewrlty egreemenl
wHl."""'.ome, ;;-/~~
(" ~AME__~-5r-=
"- rl )JJJJ\~\-:Itl
\..b_----A-n.ch FTC'jlPTMorvllion of Conlum.r CI.lm. .nd
,./" Dahmse." Notice If Applic.ble
Edmund G. Myers, Esquire
JOHNSON DUFFIE STEWART & WEIDNER
301 Market Street
Post Office Box 109
Lemoyne, PA 17043
Jordan D. Cunningham, Esquire
CUNNINGHAM & CHERNICOFF
2320 North Second Street
Post Office Box 60457
Harrisburg, PA 17106-0457
David Lenig, Pro Se
R.D. 4 Box 629
Newport, PA 17074
ROBERT D. MUKALIAN and
DOROTHY R. MUKALIAN,
Plaintiffs
IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
Vs.
I CIVIL ACTION - LAW
NO. 95-7189 CIVIL TERM
ROBERT D. MUKALIAN, JR.,
TONYA R. MUKALIAN and
DAVID LENIG
NOTICE OF ARBITRATION HEARING
You are hereby notified that the undersigned arbitrators
appointed by the Court in the above captioned matter will meet
for the purpose of their appointment on Friday, October 11, 1996,
at 9:00 a.m. in the 2nd floor hearing room, Old Cumberland County
Courthouse, Carlisle, Pennsylvania, at which time and place you
may appear and be heard, together with your witnesses and your
counsel, if you so desire. Should this time not be convenient
to you, please contact the undersigned immediately.
Date: August 12, 1996
Edwa
Geo e F. Douglas, III, Esquire
Micnael J. Hanft, Esquire
COPIES TO:
Tonya R. Mukalian, Pro Se
R.D. 2 Bailey Run Trailer Park
Newport, PA 17074
-
ROBDT D. IlUXALUH lUllS
DOROTHY R. IlUXALIAH,
Plaintiff
Dt TBB COURT 01' COIIKOH
PLBAS 01' COMBBIlLAND COmrrY
PBNNSYLVAHIA
NO. 95-7189
Civil Texm
CIVIL ACTION - LAW
I
I
:
v.
I
I
I
ROBBRT D. IlUXALUH, JJl, TaNYA R.
IlUXALUH AND DAVID LBNIG
Defendants
REPLY TO CnM1>LAINT
And now I, defendant David L. Lenig am replying to complaint by
above mentioned plaintiffs.
1. The avernments of paragraph one are admitted.
2. The avernments of paragraph two are admitted.
3. The avernments of paragraph three are admitted.
4. Denied - defendant David Lenig was not given prior
knowledge.
5. Denied - defendant David Lenig was not given knowledge
of being jointly liable.
6. The avernments of paragraph six are partially admitted
and partially denied.
It is admitted plaintiff Robert Mukalian also agreed to repay
First National Bank of promissory note.
7. The avernments of paragraph seven are admitted.
B. Partially admitted and partially denied. Robert
Mukalian did default on payment but First National Bank did not
notify David Lenig.
9. The avernments of paragraph nine are admitted.
10. The avernments of paragraph ten represents a
conclusion, response is not required. If later determined
response should have been filed the avernments are denied.
11. Partially admitted and partially denied. Defendant
Robert Mukalian, Jr. has been unjustly enriched since he took no
responsibility in payment of note. Defendant David Lenig has not
received any monetary value from trailer.
12. The avernments of paragraph twelve represents a
conclusion, response is not required. If later determined
response should have been filed the avernments are denied.
13. The avernments of paragraph thirteen represents a
conclusion, response is not required. If later determined
response should have been filed the avernments are denied.
Respectfully submitted,
~Q'O ~~::'..r;J
d L. tienig .
R. D. #4, Box 629
Newport, PA 17074
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0076fUOOOllAprll17, 1996IIlClWlIDINLl/41122.1
.. ,.
,
ROBERT D. MUKALlAN IIId
DOR011lY R. MUKALlAN,
P1a1nt1fti
v.
RO~ERT D. MUKALlAN, JR.,
TONY A R. MUKALlAN IIId DAVID LENIG,
DefendllltJ
....
~
IN 11IE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 95-7189 ClvU Term
CIVIL AcnON - LAW
ORDER OF COURT
AND NOW, April . 1996, In consideration of the foregoing petition,
Esq" ,Esq"and
arbltralorl In the above-captloned action u prayed for.
Esq., are appointed
By the Court,
P.J.
0076tUQ006/AprilI7,llI96IIIGWIDlNL8141122.2
-
...... ~
ROBERT D. MUKALIAN IIId
DOROTHY R, MUKALIAN,
PlaiJlllfti
v.
IN TIlE COURT Of COMMON PLEAS Of
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 95-7IB9 ClvU Term
CIVIL AcnON - LAW
ROBERT D. MUKAUAN, JR.,
TONYA R. MUKALIAN and DAVID LENIO,
Defendanll
PETITION FOR APPOINTMENT OF ARBITRATORS
TO TIlE HONORABLE, TIlE JUDGES OF SAID COURT:
Edmund O. Myers, counsel for the plalnllffs In the above action respectfully represooll that:
1. The abovtKlptloned action is at Issue.
2. The claim of the plalntlfti In the action Is $6,906.51 plus Interest, COSlS and reasonable attorneys' fees.
Defendanta have not filed a counterclalm.
The following attorneya are Interested In the case as counsel or are olherwlse disqualified to ait II arbllrators: None
WHEREFORE, your petitioner prays your HOllOrable Court to appoint three (3) arbllrators to whom Ihe case
ahsll be submitted.
Respectfully submitted,
JOHNSON, DUFFIE, STEWART" WEIDNER
By:
fl-dkJli~
Edmund O. Myers
J.D. No. 2055B
30 I Market Slreet
P. O. Box 109
Lemoyne, PA 17043-(1l09
(717) 761-4540
Attorneys for Plaintiffs
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VI,
IN 11IB COURT Of COMMON PLEAS Of
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 95-7189 CIVIL TBJlM
CIVIL AcnON . LAW
ROBERT D. MUKALlAN IIId
DOROI1lY R. MUKALIAN,
Plabldfli
ROBERT D. MUKALIAN, JR., TONY A R.
MUKALlAN IIId DA VJD LENIG
DefeadIIIII
DRPI.Y TO NEW MAnER
AND NOW come the Plabldfli, Robert D. Mukallan aad Dorothy R. Mukallan, throuah their 1ttonIoyI,
10000000n, Duffie, Stewart & Weidner, aad reply to New MItler filed by Defenclanl, Robert D. Mukallan, Jr.
14. No __ required.
15. DenIed. On the conlrary, Plaintiffs are entitled to collect reasonable counsel fees lnumuc:h u the
relationship constltuted s suretyship.
16. Admitted In Part and DaIIed In Part. Ills admitted thst Defendant, Tonya R. Mukallan, possessed
the trailer In 1995 IIId continues to POUesI the trailer. The remaInIni averments are denied. After reasonable
Investlllatlon, Plaintiffs are without IaJowledlle or Infonnallon aufficlent to form s belief u to the truth of the remaining
sverments aad proof thereof Is demanded.
T.
'.
~~'I. IfNIBOMJNLII5Ol..
..
-
WHEIIJlllOIlE, Plallldl'ta d-..... Jud....1D dIIIr fIvor IJIIIlIpIIIIt Def-I......, Ilobert D. WublIaa. Jr"
Tony. R. Mubllaa IJIII DavId LaaII. jolnlly IJIIIllYtnlly. ID accord wIdI tile pny.lbr nllIf ID dIIIr CompI_'nt.
1I~ly 1Ubm1Ued.
JOHNSON. DUFFIE, STEWART &; WEIDNER
By: ~/tt j(J~
p.t........ a. My..
I.D. No. 20558
301 Market Sired
P. O. Box 109
Lemo)'lll, PA 17043~109
(717) 761-4540
Auol'III)'l for P1a1nJ1ffa
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VElUnCA'DON
Tho IUIdenIped II,. dill tbe fac:u lit for1h oa tbe f'ort&olq New Maller ... true aDd c:omc:l. 'Ibll
verification 11 DlldlIlUbJect to tho pooa1da of 18 PI. C.S.A. 14904, reIalIq to \lDlworo fIlIlflCllloDlto IIIlborIdCl.
Dale: ~I,''ifl.
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&i.'JL.1u,j,L..'::'
y R. Ian
007695.()lll1l161p1blu'y I, 1996IBOMlNLB/50I64
. ~ .
CERTIFICATE OF SERVICE
~~fr~
. ~.dmllnd . My...
1be UIIdenIpId ItIle8 dill he served s true 11III comet copy of the PlaiDdtr. Rlfly to New Mauer by
depoIltIaa 11IIII, poItIp prepaid ID the United Sue. Mall, lAmoyDe, ....ylvaala OD PIbnIIry I, 19961ddr111ed
u followl:
JordaD D. C..............., &quire
2320 North SecoDd Street
P.O. Bolt 60457
Harrlaburl, P_ylvaala 17106-0457
(AUOmey for Def"""UIf. Robert D. Mubllan, Ir.)
MI. TOIIJ8 L M...,.U.n
R,D.n
BaIley RUlI Tniler Put
Newport, PClllllylvaala 17074
Mr. DaYld Leol,
R.D.I4
P.O. Bolt 629
Newport, PClllllylvaala 17074
February I, 1996
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,
CUNNINGH~M & CHERNICOFF, P.C.
.
ROBERT D. MUKALIAN and
DOROTHY R. MUKALIAN,
Plaintiffs
v.
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 95-7189 CIVIL TERM
CIVIL ACTION - LAW
ROBERT D. MUKALIAN, JR.,
TONYA R. MUKALIAN and
DAVID LENNIG,
Defendants
TO: Plaintiffs
YOU ARE HEREBY NOTIFIED TO PLEAD
TO THE ENCLOSED NEW MATTER WITHIN
TWENTY (20) DAYS FROK THE DATE OF
SERVICE HEREOF OR A DEFAULT
JUDGMENT ENTERED AGAINST
YOU.
or Defendant
USDR WI'1'K NBW MATTER l\HD CROSS CLAIII
AND NOW, comes the Defendant, Robert D. KUkalian, Jr., by
and through his counsel, cunningham & Chernicoff, P.C., files
this Answer together with New Katter and Cross Claim and in
support thereof avers the following:
1. The averments of Paragraph 1 are admitted.
2. The averments of Paragraph 2 are admitted.
.
3. The averments of Paragraph 3 are admitted.
4. The averments of Paragraph 4 are admitted.
5. The averments of Paragraph 5 are admitted.
6. The averments of Paragraph 6 are admitted.
7. The averments of Paragraph 7 are admitted.
8. The averments of Paragraph 8 are partially admitted
and partially denied. It is admitted that in 1995 a default
in the payment of installments due under a note to the bank
occurred. To the contrary, however, it is denied that the
Defendant, Robert D. MUkalian, Jr., intentionally defaulted in
the payment of the note owed to the bank as is more fully set
forth in New Matter.
9. The averments of Paragraph 9 are admitted.
10. The averments of Paragraph 10 represent a conclusion
of law to which a response is not required. If it is later
2
judicially determined that a response should have been filed,
the averments are specifically denied.
11. The averments of Paragraph 11 represent a conclusion
of law to which a response is not required. If it is later
judicially determined that a response should have been filed,
the averments are specifically denied.
12. The averments of Paragraph 12 represent a conclusion
of law to which a response is not required. If it is later
judicially determined that a response should have been filed,
the averments are specifically denied.
13. The averments of Paragraph 13 represent a conclusion
of law to which a response is not required. If it is later
jUdicially determined that a response should have been filed,
the averments are specifically denied.
NEW MATTBR
14. The averments of Paragraphs 1 through 13 of the
Answer to the Complaint are incorporated herein by reference
as if more fully set forth herein.
3
15. Defendant, Robert D. Mukalian, Jr. cannot be held
responsible for counsel fees incurred by the Plaintiffs as
such are not provided under Pennsylvania statute or under any
agreements written or oral entered into between the parties.
16. During 1995, Defendant, Tonya R. Mukalian, was in
possession of the trailer, the financing of which was the
obligation owed to the First National Bank of Newport,
pursuant to a Protection from Abuse Order granting to her
exclusive possession of the trailer. It was the Defendant,
Tonya R. Mukalian, who made the decision to not pay the
obligation owed to the First National Bank of Newport which in
turn caused the Bank to declare a default.
WHEREFORE, Defendant, Robert D. Mukalian, Jr., demands
judgment in favor of the Defendant, Robert D. Mukalian, Jr.,
against Plaintiffs, Robert D. Mukalian and Dorothy R.
MUkalian, together with coets.
CROSS CLAIK
17. Defendant, Robert D. Mukalian, Jr., incorporates by
reference the allegations set forth in Paragraphs 1 through 16
4
of the Answer and New Matter as if more fully set f.orth
herein.
18. Over the course of the last eighteen (18) months,
Tonya R. Mukalian has been in possession of the trailer,
pursuant to various Protection from Abuse Orders granting her
exclusive possession of the trailer, upon which the original
obligation was due to the First National Bank of Newport.
19. During the period of occupancy, Defendant, Tonya R.
Mukalian, made the determination to forego various installment
payments owed to the First National Bank of Newport.
20. Defendant, Robert D. Mukalian, Jr., upon
reestablishing residency in February, 1995, brought the
installments owed to the First National Bank of Newport
current and paid the installment due until his eviction from
the premises due to a Protection from Abuse Order in July,
1994.
21. As a result of her failure to pay the installments
due to the First National Bank of Newport, the note signed by
5
the Defendant on Novelllber 19, 1993 was declared to be in
default.
22. As a result of the default and other financial
reasons, the Defendants Robert D. Mukalian, Jr. and Tonya R.
Mukalian filed a Chapter 13 bankruptcy petition to Case No. 1-
95-01489 on August 4, 1995.
23. As the result of the Defendant's, Tonya R. MUkalian,
subsequent failure to cooperate in execution of various
documents related to a plan of reorganization for the Chapter
13 bankruptcy, the bankruptcy action was dismissed by the
United states Bankruptcy Court on October 5, 1995.
24. Due to the failure of Defendant, Tonya R. Mukalian,
to execute proper documentation, the acceleration provisions
of the note signed by the Defendants on November 19, 1993 were
effected by the First National Bank of Newport causing the
certificate of deposit to be used as collateral for payment in
full.
25. In the event that Tonya R. Mukalian had properly
executed the documents necessary to perfect the Chapter 13
6
7
bankruptcy, a declaration and execution of default would have
been avoided and repayment to the First National Bank of
Newport could have been orderly restructured and
administrated.
26. Defendants, Tonya R. Mukalian and David Lenniq,
remain in control and occupy the 1985 Skyline Mobile Home,
being Serial '1010-03278-U, and have refused and continued to
refuse to make any payments to the Plaintiffs althouqh they
have unjustly been enriched through the enjoyment and use of
the mobile home.
27. On November 19, 1993, Robert D. Mukalian, Jr. and
Tonya R. Mukalian executed and delivered a Note and Mortqaqe
upon the aforesaid trailer to the First National Bank of
Newport as more fully described in Plaintiffs' Complaint.
28. If it is determined that the First National Bank of
Newport claimed a default and sought to set-off aqainst the
Certificate of Deposit of Robert D. Mukalian and Dorothy R.
MUkalian, such obliqation to Robert D. Mukalian and Dorothy R.
Mukalian arising out of the default is the joint obliqation of
Robert D. Mukalian, Jr., Tonya R. Mukalian and David Lenniq.
. ,__ ~it.,r..
29. If it is determined that Robert D. MUkalian, Jr. is
liable to Plaintiffs, Robert D. Mukalian and Dorothy R.
Mukalian, for any amount, then Defendants, Tonya R. Mukalian
and David Lenniq, are liable over to Defendant, Robert D.
MUkalian, Jr., for said amount.
30. In the alternative, if it is determined that Robert
D. Mukalian, Jr. is liable to Plaintiffs, Robert D. Mukalian
and Dorothy R. MUkalian, for any amount, then Robert D.
Mukalian, Jr., Tonya R. Mukalian and David Lenniq are jointly
and severally liable.
31. If it is judicially determined that Defendant,
Robert D. Mukalian, Jr., is liable to Plaintiffs, Robert D.
Mukalian and Dorothy R. MUkalian, then Defendants, Tonya R.
Mukalian and David Lenniq, are liable over to the Defendant,
Robert D. Mukalian, Jr., for any amount ordered as damages by
the Court.
32. Defendant, Robert D. MUkalian, Jr., joins
Defendants, Tonya R. Mukalian and David Lenniq, to protect
their right of contribution in the event it is jUdicially
determined that Defendants, Robert D. Mukalian, Jr., Tonya R.
8
;0;.1-'.,._'
Mukalian and David Lennig, are jointly and severally labile to
the Plaintiffs, Robert D. Mukalian and Dorothy R. MUkalian,
the existence of any liability on the part of Defendant,
Robert D. MUkalian, Jr., being expressly denied.
WHEREFORE, Defendant, Robert D. MUkalian, Jr., demands
jud91llent in his favor and against Defendants, Tonya R.
Mukalian and David Lennig, and requests that Tonya R. Mukalian
and David Lennig be found liable over to Robert D. Mukalian,
Jr. for any damages, or in the alternative, that Tonya R.
Mukalian and David Lennig be found jointly and severally
liable to the Plaintiffs, Robert D. Mukalian and Dorothy R.
Mukalian, and in the alternative if Tonya Mukalian and David
Lennig be found be liable to the Defendant, Robert D.
MUkalian, Jr., on the theory of contribution.
Respectfu~:J,Y
Date:
/(,5A4-
,
P.C.
bl\dOcl\anawerl\lUklllon
an nningham, Es ire
.D.' 44
2320 North Second street
P. O. Box 60457
Harrisburg, PA 17106-0457
Telephone: (717) 238-6570
(Attorneys for Defendant,
Robert D. Mukalian, Jr.)
9
VIlRI.ICATIOIf
I, ROBERT D. MUKALIAN, JR., verify that the statements
made in the foregoing ANSWER WITH NEW MATTER AND CROSS CLAIM
are true and correct to the best of my knowledge, information
and belief. I understand that false statements herein are
made subject to the penalties of 18 Pa. C.S.A. 14904, relating
to unsworn falsification to authorities.
ROBERT D. MUKALI
Date: ti./{'/996
/ .
ROBERT D. MUKALIAN and
DORO'l'HY R. MUKALIAN,
Plaintiffs
v.
ROBERT D. MUKALIAN, JR.,
TONYA R. MUKALIAN and
DAVID LENNIG,
Defendants
. .t'H'.. r-; .''';''
;'>~ ~<. ..t:',~,~'-'-!~,-7-.-~
IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
.
.
NO. 95-7189 CIVIL TERM
.
.
: CIVIL ACTION - LAW
.
.
.
.
.
.
CBRTIPICATB OP SBRVICB
I do hereby state that I served a true and correct copy
of the Answer with New Matter and Cross-Claim in the above
captioned matter, by placing the same in the United states
mail, postage prepaid, in Harrisburg, Pennsylvania, on January
16, 1996, addressed to:
Certified Mail. Return
Receint Reauested:
Edmund G. Myers, Esquire
Johnson, DUffie, stewart & Weidner
301 Market street
P. O. Box 109
Lemoyne, PA 17043-0109
(Attorneys for Plaintiff)
First-Class:
Tonya R. Mukalian
R. D. iI2
Bailey Run Trailer Park
Newport, PA 17074
(Defendant
Date:Januarv 16. 1996
First-Class:
David Lennig
R. D. 14
P. O. Box 629
Newport, PA 17074
(Defendant)
Respectfully Submitted,
CUNNINGHAM & CHERNICOFF, P.C.
By:\.j ~,.(,ek ;J)n1 th4--/ ~JI:x.J
, Blanche A. Morri~:':l ~ecretary
to Jordan D. CUnningham, Esquire
2320 North Second street
P. O. Box 60457
Harrisburg, PA 17106-0457
(Attorneys for Defendant,
Robert D. MUkalian, Jr.)
."
00769'-OOOO6IOcIobc. 7, 19961IlOMINLB15717..,
ROBERT D. MUKALlAN and
DOROTHY R, MUKALlAN,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 95.7189 CIVIL TERM
Plslnllffa
v,
ROBERT D. MUKALlAN, JR., TONYA R.
MUKALlAN and DAVID LENIG,
Defendanl5
MEMORANDUM OF LAW
The Courts have long recognized !hat a suretyship arrangement arises If a creditor refuses to exlend credit to
a debtor unless a !hlrd party agrees to provide additional security for repayment of !he debt by undenaking !he debtor's
obligation to !he credilor If!he deblor falls 10 perform. Continental Banlc v. Axler, 510 A.2d 726, 353 Pa. Super. 409,
lIIlll. mnted, 532 A.2d 437, 516 Pa. 626; lIIlll. dismissed. 540 A.2d 267, 518 Pa. 58 (1986). ~.aJ.sg Ruter v.
Citizens & Northern Banlc, 599 A.2d 673, 410 Pa. Super. 199 (1991); Etter v. Industrial Valley Banlc and Trust
Comnany., 515 A.2d 6, 356 Pa. Super. 502, lIIlll. dismissed 542 A.2d 494, 514 Pa. 647 (1986), As stated in
Continental, . ...a suretyship represenl5 a !hree-pany association wherein a creditor Is entitled to performance of a
conlractual dUly by !he principal debtor or alternatively, If !he deblor defauhs, by !he debtor's surety...." Continental,
smIi, at 729.
The Plaintiffs In !hIs case are sureties, based upon !he relationship among !he Defendants, !he FIrs! National
Banlc and !he Plalnllffs. The Banlc took security In !he form of !he Plaintiffs' pledge of !heir Cenlficate of Deposit as
security for !he performance of Defendanl5' obligation. The Note bears !he signatures of Defendanl5 Mulcalian and
Defendant Lenig as co-ma1cers and !he signatures of Plalnllffs Mulcallan as grantors of !he additional security.
The remedies of a surely against !he debtor, once !he surety has performed !he principal debtor's obligalion
to !he creditor, are equitable and are rooted in !he concept of prevenllng unjust enrichment to the debtor. In general,
a surety Is entitled to enforce every remedy !hat !he creditor has against !he principal deblor. The surety Is subrogated
-
00769'-GOClO6IOeIober 7, 19961IlOMINLBI'7171.3
to Ihe credltor'l r1ahts and llands In the credltor'a shoes when he has been compelled to pay. See United Slales
Fidelity and Guaranty Co. y. gw, 299 A.2d 338, 23 Pa. Super. 285 (1972), lee also.Rmi1ar,.IIWI,
In Ihe case at hand, Ihe Bank enjoyed Ihe right to collect Ita reasonable attorneys' fees If the principal debtors
defaulted, Under Ihe principal of subrogallon, Ihe Plslntlfl'a are also enlllled to collect attorneys' fees for enforclna
their rlaht to relmbunement. The Plalnllffs are enlltled 10 s judament Including the amount of payment to the Bank,
but also their attorneys' fees Incurred as a consequence of Ihe principal debtors' default.
Respectfully submitted,
JOHNSON, DUFFIE, STEWART &. WEIDNER
By: ~tJj l4M-
Edmund G. MJ;n
I,D. No, 20558
30 I Market Street
P. O. Box 109
Lemoyne, PA 17043~109
(717) 761-4540
Attomeys for Plaintiffs Mu1callan
.
... .'~" ,.-," ....-,. ~
00769S-00006/Oclobc. 7, 1996II!OMINLBlS7171.3
ROBERT D. MUKALlAN and
DOROTHY R. MUKALlAN,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 95-7189 CIVIL TERM
Plalnllffs
v.
ROBERT D. MUKALlAN, JR., TONYA R.
MUKALlAN and DAVID LENIG,
Defendants
MEMORANDUM OF LAW
The Courts have long recognized that a surelyshlp arrangement arises If a creditor refuses to extend credit to
a debtor unless a third party agrees to provide additional security for repayment of the debt by undertaking the debtor's
obligation to the creditor If the debtor fails to perform. Continental Bank v. Axler, 510 A.2d 726, 353 Pa. Super. 409,
ami. !!ranted. 532 A.2d 437, 516 Pa. 626; ami. dismissed. 540 A.2d 267, 518 Pa. 58 (1986). ~.aIm Ruter v.
Citizens & Northern Bank. 599 A.2d 673, 410 Pa. Super. 199 (1991); Etter v. Industrial Valley Bank and Trust
Comnany., 515 A.2d 6, 356 Pa. Super. 502, JUlI!. dismissed 542 A.2d 494, 514 Pa. 647 (1986). As stated in
Continental, ....a suretyship represents a three-party association wherein a creditor is entitled to performance of a
contractual duty by the principal debtor or alternatively, If the debtor defaults, by the debtor's surety..... Continental,
aJIJl[lI. at 729.
TheJ'lalnllffs in this case are sureties based upon the relationship among the Defendants, the First National
Bank and the Plaintiffs. The Bank look security In the form of the Plaintiffs' pledge of their Certificate of Deposit as
security for the performance of Defendants' obligation. The Note bears the signatures of Defendants Mukalian and
Defendant Lenig as co-makers and the signatures of Plaintiffs Mukallan as grantors of the additional security.
The remedies of a surety against the debtor, once the surety has performed the principal debtor's obligation
to the creditor, are equitable and are rooted in the concept of preventing unjust enrichment to the debtor, In lIeneral,
a surety is entitled to enforce every remedy that the creditor has against the principal debtor. The surety is subrogated
-
'"'......,,"...'......~,.,. .--,,...+,.~,,..,..-." "-,,,;'-~-"'-"'.'
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..
00769J.ClOClO61Oc1ob 7. 1996II!OMINLBlS7171.3
to the creditor's riahll and stands in the creditor's shoes when he has been compelled to pay. See United States
Fldelll)' and GuaranI)' Co. v. .ci.li1oo, 299 A.2d 338, 23 Pa. Super. 285 (1972), see also BcIabr,1IIDII.
In the case at hand, the Bank e~oyed the right to collect Its reasonable attornep' fees if the principal debtors
-...- -
defaulted. Under the principal of subrollatlon, the Plaintiffs are also entitled to collect attorneys' fees for enforclnll
their rlllhtto reimbursement. The Plaintiffs are entitled to a Judllment Including the amount of payment to the Bank,
but also their attorneys' fees Incurred as a consequence of the principal debtors' default.
Respectfully submitted,
JOHNSON, DUFFIE, STEWART &: WEIDNER
By: ~~~
I.D. No. 20558
301 Market Street
P. O. Box 109
Lemoyne, PA 17043.(1109
(717) 761-4540
Attorneys for Plaintiffs Mukallan
\
ROBBRT D. KtJEALIAH AND
DOROTHY R. KtJEALIAH
Plaintiff
I
I
I
I
I
I
I
I
IN '1'BB COURT OF COMMON
PLBAB OF COKBBRLAHD
COUNTY, PBNNSYLVAHIA
NO. 95-7189
CIVIL TBIlK
CIVIL ACTION - LAW
ROBBRT D. KtJEALIAH, JR.
TONYA R. MlJDLIAH AND
DAVID LBNIG
Defendants
REPLY TO COMPLAINT
I, defendant Tonya R. Mukalian, am replying to complaint by above
mentioned plaintiffs.
1. The avernments of paragraph one are admitted.
2. The avernments of paragraph two are admitted.
3. The avernments of paragraph three are admitted.
4. Denied - defendant Tonya R. Mukalian did not receive
prior knowledge.
5. The avernments of paragraph five are admitted.
6. The avernments of paragraph six are denied.
7. The avernments of paragraph seven are admitted.
8. The avernments of paragraph eight are denied.
9. The avernments of paragraph nine are admitted.
10. The avernments of paragraph ten are denied.
11. The avernments of paragraph eleven are denied.
12. The avernments of paragraph twelve represents a
conclusion, response is not required. If later determined
response should have been filed the avernments are denied.
13. The avernments of paragraph thirteen are denied.
R~~epectfully submitted,
,j Mtj<L l ~/nJiL(L ~'-
Tonya R. Mukalian
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SHERIFF'S RETURN - OUT OF COUNTY
CASE NOI 1995-07189 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MUKALIAN ROBERT D ET AL
VS.
MUKALIAN ROBERT D JR ET AL
R. Thomas Kline
being duly sworn according
and inquiry for the within
. Sheriff. who
to law, says, that he made a diligent search
named defendant, to witl MUKALIAN TONYA R
but was unable to locate
in his bailiwick. He therefore
County. Pennsylvania.
Her
deputized the sheriff of PERRY
to serve the within COMPLAINT
On January
. this office was in receipt of
PERRY County, Pennsylvania.
18th. 1996
the attached return from
Sheriff's Costs:
Docketing
Out of County
Surcharge
PERRY COUNTY
So ans~s,: ,,/ / ~
/CO /J./ ..., ~'~
/( ~..?;?';t:?/~)
R.'Thomas K!1ne, ~her1~~
6.00
9.00
2.00
40.80
5~7.80 JOHNSON DUFFIE STEWART Weidner
1,Vll 01/18/1996
- :J'1. I 'for
Sworn and :,ubscribed)td ~e"~ore me
this .2e, - day of ~.... ....1
19 'I L A. D.
(\ Q~~
~~rothonotarf .
SHERIrr'S RETURN - OUT Or COUNTY
CASE 1101 1995-07189 P
COMMONWEALTH Or PENNSYLVANIA:
COUNTY Or CUMBERLAND
MUKALIAN ROBERT 0 ET AL
VS.
MUKALIAN ROBERT 0 JR ET AL
R. Thomas Kline . Sheriff, who being duly sworn according
to law. says, that he made a diligent search and inquiry for the within
named defendant, to wit: LENIG DAVID
but was unable to locate
Him
in his bailiwick. He therefore
County, Pennsylvania.
deputized the sheriff of PERRY
to serve the within COMPLAINT
On January
18th, 1996
, this office was in receipt of
PERRY County, Pennsylvania.
the attached return from
Sheriff's CoStSI
Docketing
Out of County
Surcharge
so.) ans.w w.~ e.r.I/'.. iif:!' /.. .
...----ry/ /;/;
r X~~?/'~
R~ Thomas K11ne. Sheri!!
6.00
.00
2.00
58.00 JOHNSON DUrrIE STEWART WEIDNER
01/18/1996
Sworn and~sUbscrib~to before me
this ~ - day oi'.:f' "'1
19 9/.. A.D.
~Q~ --
I'r~t ono ar~1-,
.
SHERIrr'S RETURN - REGULAR
CASE NO: 1995-07189 P
COMMONWEALTH Or PENNSYLVANIA:
COUNTY Or CUMBERLAND
MUKALIAN ROBERT 0 ET AL
VS.
MUKALIAN ROBERT 0 JR ET AL
PHILIP BAUGHMAN . Sheriff or Deputy Sheriff of
CUMBERLAND County, Pennsylvania, who beinQ duly sworn according
to law, says, the within COMPLAINT
was served
upon MUKALIAN ROBERT 0 JR the
defendant, at 1501:00 HOURS, on the 27th day of December
1995 at 57 OAK AVENUE
CAMP HILL. PA 17011 . CUMBERLAND
County. Pennsylvania. by handing to ROBERT MUKALIAN JR
a true and attested copy of the COMPLAINT
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
7.84
.00
2.00
So answers:
~~r€4-~
H. 1 omaa J..ne, r1.
62/.84 JOHNSON DUrrIE STEWART
01/18/1996
by ~ tp~nu
Sworn and subscrib~ to before me
this (}.l. "!?' day of~""1
19 'It, A.D.
~ ~r.&;:~~tary~
In in:) Court or C~mmc:'\ Fle:s or C:.Jr.::::~It'i=nd C::u:;-:y, Panr:syl'lc::r:i::
Robert D. Mukalian and Dorothy R. Mukalian
'Is.
Dav id Len i9
~o.
:~-
Qc:;.-"7'89 ~",p~' "'Drm
~OWJ npr.pmhpr 1 q. 1 Qq~ :9---.!, S~~::' Ol=' C~G::::?..!.A.'lD COT.~TY. :A... co
!1::!ly cl..;:u= = Sh::a' cl
c,u:ty :0 :::.-::n: :is \V:::,
pprry
... .. . .... d .. .. -' .-
:=s e.::uc.::cn ==:11 -.. ... ~ == ~:.: ::..s.k ot == :":1:=::.
r~~~<~
She...,:f at C:::::!:er'..u:d C~W1n'. ?:a.
.
ASc1a:vit or Sernc=
~OWt
Dec. 28
o'.:!ca . A ~c. l:".o::i
!Sl95
. --
11!20
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Complaint & Notice
'Jpaa
David Lenia
~t R.D. 4 Box 629. NeWDort. Oliver Two.. Pe~rv County. PA
. , ..
=r :=:a::Ji :0
David Lenio
1
true and attested
CPT of == o:=~...1 ComDlain~ ,. Not- i l'!P
~
md -~':. Cowu :0
him
. .,
:::: .::::t=:s ==--=:r.
So :1mW='
L{.'I,( (~ -j:t~,
Deputy
~.{
CoWllT. ?:2..
Perry
3WC1:: :me! r.al::sc-:ilcd ==
COSTS
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$I1erifrs Return
COIUIONWKALTH or l'JIlNN8YJ..V ANIA
COUNTY or PlUY
Robert D. & Dorothy R. Mukalian
va
Tanya R. Mukalian
In the Court ot Common Pleu of
Coull,
PellMflvanla.
No. 95-7189
Glorge W. Frownfelt.er, Sheriff, who belnlf duly "worn IIccurdlnlf to law, sa)'1 thal he made a
dWpnl.~rch a"lnqulll' tUf Lhe wlLhln namld defendanL to wll: Tanya R. Mukalian
buL wu unable to locak
her
In hla bailiwick. He Lherefore rcLurna the
"NOT FOUND", a" to lhe wlLhln named defendant.,
Complaint & Nn~i~A
Tanya Mukalian
811er1tt'1 cu.t.:
D6a
Suv
Cop)'
III
Aft
&wOfD and IUbecrlbed lu befofe
_ thle I' >I, day of
I~ ..., 111 '1 A.D.
. , -
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t. '.
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80 allllwen,
George W, Frownfelter
Sheriff of Perry County
l~ The Court or C.:mmO;1 ?!e:::s Of C:Ji.::'-::ilt'i:nd c.=u:-:~'Y, PSl'1r:syl'l::r:i::::
Robert D. Mukalian and Dorothy R. Mukalian
'is.
Tonya R. Mukalian
:qa.
95-7189 Civil Term
:i_
;';ow, December 19. 1995 ~9_ r. SE::::.!::~ 0:::' C-=nr:s:E::.!..A.'lD COt.~'!'? ?o\., co
=::!:Jy e.:;u= th: S-n== al
Perry
Cmcty :0 ==:".1:: :!:is '.V:::,
:::s ~:;:u=::cu =:bi -...:- ~ == ~ --ri == of :!:: ?''':-d.
r~~<~~
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;';ow, I 19 . -- o'.:!ca ~L 1:-."':"i
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by ::u:cii:1; :.a
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::.: :::t=:s
So =we:,
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=::.:::s_cyoi
19_
COSTS
~v"lC:::
)'!!I.!.AGE
A::: UJA"'vTI
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SWCr:1 :and s:ai:sc-:b::i c.::cm: .
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R.OBERT D. MUKALIAN IIId
DOR.OI1IY R. MUKALIAN,
IN 1118 COURT OF COMMON PLEAS OP
CUWBERLAND COUNTY, PENNSYLVANIA
PlabIdfIi
NO. 95-7119
v.
CIVIL AcnON . LAW
R.OBERT D. MUKALIAN, JR., TONYA I..
MUKALIAN IIId DAVID LENIG,
DefeadIIIU
PRAECIPE
TO 1118 PRorHONOTARY:
P1_ reinstate tbe CompIaIDt in the above c:aptIooecl mauer.
Dated: JIIIIIIl)' 25, 1996
JOHNSON, DUFFIE, STEWART A: WEIDNER
By:
~
P.dmund G. Myen
I.D. No, 20558
301 Market Street
P. O. Box 109
Lemoyue, PA 17043.(1109
(717) 761--4540
Auomeys for Plalutlffs
"n'!f~.',~'"~~' :->:, '1',_.... 'c. . ---,
~ "''''':r"",t;..t,,~~''''''.~~',~''4''';';:'',
,..}~'~'.l!~)~:~~~1t~r[~f~~?\{,
00769S-OOOO6/Ma)' I, 1996II!OM/JDINLB/41122.2
ROBERT D. MUKALlAN and
DOROTHY It MUKALlAN,
Plaintiffs
.
.
IN THE COURT Of COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 95-7189 Civil Term
CIVIL ACTION - LAW
v.
ROBERT D. MUKALlAN, JR.,
TONY A R. MUKALlAN and DAVID LENIG,
Defendants
CERTIFICATE OF SERVICE
The undersigned states that he served a copy of the Petition for Appointment of Arbitrators by deposltinll same,
postage prepaid In the United States Mall, Lemoyne, Pennsylvania, addressed as follows:
Jordan D. Cunnln&ham, E'aqulre
CUMingham &: Chernlcoff
2320 North Second Street
P. O. Box 60457
Harrisburg, PA 17IQ6.0457
<Attorney for Defendant, Robert D. Mukalllan, Jr.)
Ms. Ton)'. R. Mukallan
R.D.n
Balley Run Traller Park
Newport, PA 17074
Mr. Duvld Lenla
R. D. 14
P. O. Box 629
Newport, PA 17074
~;;d O. Myers
DATED: k41
,1996
--., .
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00769S.()C)QOdIAprilI7. 1996II!OWIDINLB/41122.2
ROBERT D. MUKALIAN and
DOROTHY R. MUKALlAN,
Plaintiffs
v.
ROBERT D. MUKALIAN, JR.,
TONYA R. MUKALIAN and DAVID LENIG,
Defendants
r,., r
~ ~ I I
. '--:r..,
""':-",''' .
,_, __0. ~
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 95-7189 Civil Term
CIVIL ACTION . LAW
ORDER OF COURT
AND NOW, April , 1996, in consideration of the foregoing petition,
Esq., ,Esq., and
arbitrators in the above-.:aptioned action as prayed for.
By the Coun,
~
II
II
P.J.
Esq., are appoint~ '
t
'_';_r-"-'-V. ".: .;Y:~:..~~?l,>"._~'."u":' ~;;" - .
'"',.'.
.
00769S-oooodIAprilI7, 1996II!OM/JDINLBl41122.%
. ..
ROBERT D. MUKALlAN and
DOROTHY R. MUKALIAN,
Plaintiffs
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 95-7189 ClvU Term
v.
CML ACTION - LAW
ROBERT D. MUKALIAN, JR.,
TONYA R. MUKALIAN and DAVID LENIG,
Defendants
PETITION FOR APPOINTMENT OF ARBITRATORS
TO THE HONORABLE, THE JUDGES OF SAID COURT:
Edmund G. Myers, counsel for the plaintiffs In the above action respectfully represents that:
I
The above-captloned action is at Issue. I
,
2. The claim of the plaintiffs in the action is 56,906.5 I plus Interest, costs and reasonable attorneys' fees. !
Defendants have not filed a counterclaim. !
!
The following attorneys are interested in the case as counselor are otherwise disqualified to sit as arbiuators: None I
I
WHEREFORE, your petitioner prays your Honorable Court to appoint l'tree (3) arbitrators to whom the case i
I
shall be submitted. i
!
I.
Respectfully submitted,
JOHNSON, DUFFIE, STEWART &: WEIDNER
~! .,.Jli II;. .
~~~~G. J;~;s
J.D. No. 205S8
30 I Market Street
P. O. B,,~ 10')
Lemoyne. PA 17043.(1109
(717) 761-4540
Attorneys for Plaintiffs
By:
~
II
.
SHERIFF'S RETURN - OUT OF COUNTY
CASE NOI 1995-07189 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MUKALIAN ROBERT D ET AL
V5.
MUKALIAN ROBERT D JR ET AL
R. Thomas Kline , Sheriff. who being duly sworn according
to law, says, that he made a dlligent search and inquiry for the within
named defendant, to wit: MUKALIAN TONYA R
but was unable to locate Her
deputized the sheriff of DAUPHIN
to serve the within COMPLAINT
in his bailiwlck. He therefore
County, Pennsylvania.
On February 20th, 1995
the attached return from
, this office VQD in receipt of
DAUPHIN____________ County, Pennsylvania.
Sheriff's CostSI
DocketinQ
Out of County
Surcharge
DAUPHIN COUNTY
So answers: /;/. /.//'
~0~ ~
-? ( ~ ~ ,/ /
/' - -~.?",. ./..
R-:-~homas Kllne, Sherl
18.00
9.00
2.00
25.50
SS~ JOHNSON DUFFIE STEWART
02/2011'396
Sworn and subscribed to before me
this ,J.2,...( day of ~~
19 ')(. A.D.
(~\ Q /';wi.- .
~ prothonoCary *-'"S.--
\ .
\. ..
COMMONWEALTH OF PENNA I
COUNTY OF DAUPHIN I
SHERIFll'S RETURN
NO, 95-7189 Civil Term
PAGE 244
AND NOW: Feb. 8
1996 ,nt 12:35P.1\1.
SERVED THE
UPON
WITHIN
Tanya R. Mukalian
HANDING TO
Reinstated Complaint
BY PERSONALLY
Tanya R. Mukalian
A TRUE ATTESTED COPY OF THE ORIGINAL
Reinstated Complaint
AND MAKING KNOWN TO
her
THE CONTENTS THEREOF AT
her place of employment,
Brenner Motors, Paxton St., Hbg, PAt
BY
SHER
I PENNA
AC
- .
DEPU SHERIFF
Sworn and subscribed to
before me this 16th r\ of Feb.
. ~rJIIA'J t. (f}()A;/1i,rj)
"-'~~~:ONOT ARY
19 96
SUERIFF'S COST $ 25.50 pd. 2/7/96
S-IA
. .
1&1 Tha Court or C=mmo;,\ Ffe::s of C:.J~..:::::m'i::nd C.::u:o...y, Pa~nsyl'l=ni::
'Robert D. Mukalian and Dorothy R. Mukalian
'IS.
Tanya R. Mukalian
:'Jo.
~l'_
QIi_71Ag Ci,,~' Torm
:-low,
Februarv 05. 1996
~9---. !. S~~:-' O~ C':nt3:::i'.!..A.'ID COt..~'!. ?A., CO
l:=!ly c!..;:u= c!:: Sh=S' of
DBunhin
~t7 ;0 ==--== ::is ',V:::,
:!::s ~-::uc:!cn !::~.,tI' _.....r. u == :=u= --d :=.3k of ::: :n..:_==.
. --. .
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S4~'1:! at s:::!:er.:4 C~WIl'f. ":I.
Affida.vit or Se..-nc=
:iow. 19 . .- o\:!cc:: ~r. 1~.-:='
== ':'1';':"
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by =C!:si :.a
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::.: .::::=:3
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Swot: :me! SUCsc-:i:ed ccer: .
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J.. ,,~"',~f,'I" "'H """"""',1'i''''''''Jt,~'',1 ,
iY,>;E:;~ill-t:~"r:;:~::~~[~~!,~:t~~;'" ,
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ROBERT D. MUKALIAN and
DOROTHY R. MUKALIAN,
Plaintiffs
v.
IN THE COURT OP COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 9S-7189
CIVIL ACTION . LAW
ROBERT D. MUKALlAN, JR., TONYA R.
MUKALlAN and DA vrD LENIG,
Defendants
PRAECIPE
TO THE PROTHONOTARY:
Please enter Judgment in accordllJlce with the award of the arbitrators dated October 10, 1996.
1ft {L. ~tl(..vCi\.-t- u+ ~70". S"I pl.... 'M~'-eI/ r.-._ d",~_ ".( A-,,"fl,
Respectfully submitted,
Oe4..b.... 8', I'I9l.,
Dated: January 21, 1997
JOHNSON, DUFFIE, STEWART &: WEIDNER
By: f! I fA.
J'~e~
I.D. No. 205S8
301 Market Street
P. O. Box 109
Lemoyne, PA 17043.(1109
(717) 761-4540
Attorneys for Plaintiffs
.-e
~ en i.:: ~
-'"
r -.
M ""... {"'-..
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w- I'"" '"" Cl:: ~ ~
(.) :::>
Cl" Co)
ROBERT D. MUKAUAN and
DOROTHY R. MUKALlAN,
Plaintiffs
\'.
ROBERT D. MUKALlAN, JR., TONYA R.
MUKALIAN and DAVID LENIG,
Defendants
TO THE PROTHONOTARY:
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 95-7189
CIVIL ACTION - LAW
PRAECIPE
Please enter Satisfaction of Judgment upon payment of your costs only.
Dated: May 6, 1997
Respectfully submitted,
JOHNSON, DUFFIE, STEWART &: WEIDNER
By: ~PVJ$~
Edmund G. yers
I.D. No. 20558
301 Market Street
P. O. Box 109
Lemoyne, PA 17043.(1109
(717) 761-4540
Attorneys for Plaintiffs
'.
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