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LIQREENTRElTANGERITANGER eM
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Green Tree Consumer Discount
Company,
CIVIL DIVISION
No, 1S - 72.- DO
~L-J~I
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,
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Plaintiff,
v.
Complaint In Civil Action.
Replevin
Belsy Tanger,
Defendant.
Flied on behalf of; Green Tree
Consumer Discount Company
Counsel of Record for this Party;
Erin P. Dyer, Esquire
PA I,D, #52748
Erin P. Dyer, Esquire
6230 Fifth Avenue, Suite 122-0
Pittsburgh, PA 15232
(412) 441-8975
930828
.
I
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Green Tree Consumer Discount
Company
CIVIL DIVISION
Plaintiff,
)
)
)
)
)
)
)
)
)
No.
v.
Betsy Tanger,
Defendant.
NOTICE
You have been sued in court. If you wish to defend against the claims set forth
In the fOllowing pages, you must take action within twenty (20) days after this complaint
and notice are served, by entering a written appearance personally or by attorney and
filing In writing with the court your defenses or objections to the claims set forth against
you. You are warned that if you fall to do so the case may proceed without you and a
judgment may be entered against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested by the plaintiff. You
may lose money or property or other rights Important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Court Administrator
4th Floor
Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
';-"<!,:,,"',-'>''''''
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Green Tree Consumer Discount
Company
CIVIL DIVISION
Plaintiff,
)
)
)
)
)
)
)
)
)
No.
v.
Betsy Tanger,
Defendant.
COMPLAINT
COUNT I . REPLEVIN
AND NOW comes Green Tree Consumer Discount Company, by and through Its
attorney Erin P. Dyer and avers the following In support of its Complaint in RepleVin:
1. Green Tree Consumer Discount Company, hereinafter referred to as
"Plaintiff," is a corporation duly authorized to conduct business in the Commonwealth of
Pennsylvania and has its principal place of business located at Stonewood Commons
III, 105 Bradford Rd. Suite 200, PO Box 1158, Wexford. PA 15090.
2. Betsy Tanger, hereinafter referred to as "Defendant," is an individual whose
last known address is at 291 Willow Grove Road, Carlisle, PA 17013.
3. On or about July 5, 1984, Defendant purchased a 1984 Bennington
manufactured home, Serial No. 10183 AB, (the "Mobile Home"), from Regency Woods
Home Center, Inc., (the "Seller"), and entered into a written Manufactured Home Retail
Installment Contracl and Security Agreemenl, (the "Security Agreement") for the payment
of a portion of the purchase price thereof. A true and correct copy of the Security
Agreement is attached hereto as Exhibit "A."
4. Seller assigned its interest in the Security Agreement to Green Tree
Acceptance Inc. Green Tree Acceptance Inc, perfected its security interest in said
mobile home by having an encumbrance on the title thereto. A true and correct copy of
the Certificate of Title is attached hereto as Exhibit "B." Green Tree Acceptance Inc.
assigned its interest in said Security Agreement to Plaintiff, Green Tree Consumer
Discount Company.
5. Plaintiff avers that the approximate retail value of said Mobile Home is
$20,129.00 and that the said Mobile Home is in Defendant's possession but its exact
whereabouts are uncertain,
6. Defendant defaulted under the terms of the Security Agreement by falling
to make payments when due. As of December 7, 1995. the Defendant's payments of
interest and principal were in arrears In the amount of $881.79. Pursuant to the
Acceleration Clause in the Security Agreement the amount outstanding as of December
7, 1995, Is $13,738.45.
7. Plaintiff provided Defendant with thirty (30) days notice of Intent to
repossess the Mobile Home. A true and correct copy of the notice of intent tafrepossess
the Mobile Home Is attached hereto as Exhibit "C."
2
8, Defendant failed to cure the default or return the Mobile Home upon
Plaintiffs demand,
9. Plaintiff avers that under the terms of the Security Agreement and
Pennsylvania law it is now entitled to immediate possession of said Mobile Home.
10. The Security Agreement provides that in the event of default:
a. Defendant will pay seller's reasonable attorney's fees, provided that
prior to commencement of legal action such fee shall not exceed
$50.00;
b. Court costs and disbursements; and
c. Costs incurred by seller to foreclose on the Mobile Home including
the costs of storing, reconditioning and reselling the Mobile Home.
11. In order to bring this action Green Tree Consumer Discount Company was
required to retain an attorney and did so retain Attorney Erin p, Dyer.
WHEREFORE, Plaintiff, Green Tree Consumer Discount Company, requests
judgment against Defendant to recover the Mobile Home, plus detention damages,
special damages consisting of inter alia, detaching and transporting the Mobile Home,
shipping fees, any cost for insurance placed on the Mobile Home by Plaintiff, late
charges, and all allowable damages per the Security Agreement, any further costs for
repossession and sale, and attorney's fees and costs of litigation in order to obtain
possession of the Mobile Home.
COUNT II - DAMAGES
By way of separate and alternative pleading, Plaintiff, Green Tree Consumer
Discount Company, alleges the following:
3
12. Paragraphs 1 through 11 of this Complaint are Incorporated herein by
reference as though fully set forth,
13, This Count is brought In the alternative to the relief sought In Count I.
By:
Eri"~~~
Attorney for Green Tree Consumer
Discount Company.
WHEREFORE, Plaintiff, Green Tree Consumer Discount Company. requests:
a) Judgment against Defendant to recover the Mobile Home. plus detention damages,
special damages consisting of inter alia, detaching and transporting the Mobile Home,
shipping fees, any cost for insurance placed on the Mobile Home by Plaintiff, late
charges, and all allowable damages per the Security Agreement, any further costs for
repossession and sale, and attorney's fees and costs of litigation In order to obtain
possession of the Mobile Home; and b) In the event Plaintiff repossesses said Mobile
Home and resells or otherwise disposes of said Mobile Home, a deficiency judgment in
an amount to be determined by the Court upon petition of Plaintiff, which amount shall
be equal to the difference between the amount owed pursuant to the said Security
Agreement plus the damages set forth in paragraph (a) above and the amount recovered
by Plaintiff from the resale or other disposition of the said Mobile Home, less expenses.
L:\GREENTRElTANGERITANGER.CM
VERIFICATION
Don Turoslk, Collection Manager and duly authorized representative of Green
Tree Consumer Discount Company deposes and says subject to the penalties of 18 Pa.
C.S. 64904 relating to unsworn falslflcatlon to authorities that the facts set forth in the
foregoing Complaint are true and correct to the best of his knowledge, Information and
belief.
~~-2.~
Don Turoslk
Collection Manager
Green Tree Consumer Discount Company
I\.:lFORMS\COl.LEClIGToVERIF)
DEC-li-95 HON 04:06 PH GREENT~C,~ PGH 7}
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gE""JlfTMENT OP TlU.Nal"ORTATION .. . '\ It It
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Account No:
In" t. TAIQI
ta, I/tl,t.OlI QIOIIIOIO
CAetISlf F' 1101)
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nlOIl"
Brie' identiricatlon aI
~it lranIadIon:
~hoIneloan
Ctrtl fled .." I .
==Orty.ftve (45) days from the date 0/ this Notice (as described below) Is the LAST DATE FOR PAYMENT.
mo.n
Is the AMOUNT NOW DUE.
(ou are In DEFAULT on this credlt lIansactlon. If you pay the AMOUNT NOW DUE (above) (plus all amounl$ COming due during
'e cure period) by the LAST DATE FOR PAYMENT (above). you may continue with the contract as though you were not Iale.
.1 the lIxpl~llon of thirty (30) days from the date ollhis notice We can take action to repossess you ManufaC1\Jred Home. Upon
'possessiOn and ~nding of a notlce of privale sale you will have fifteen (15) days remaining 10 pay the amount then due. You
'ay also Cure your dGfautt by CO/llaCllng. within the lime allowed, the Green Tree Financial Servicing COrporallon, ("Green Tree")
presenlalNe staled below to request a mocfdic;alion agreement or repayment agreement from Green Tree lor repayment 01 the
'aged default. You must complete any modification or repayment agreemenl allowed by Green T," to cure this d'fault. Ir you
:k~e Y~lUr derautt bv laking the sleps lilted above wllhin the cure pariOd described above, then as 01
. 19t5". the maturity of this contract Is automatically Ilocelerated and full payment of all amounts due in the
'ount 01 $ l~hl.7S ,shall be due and payable (Including the remaining unpaid princfpal balance
l:; eamed interesllo sueh date) without any further notice rrom us. AddlUonal expenses accrued after the qate of this nol/eo
ill also be due and payable. If this de/autt is not cured, Green TrIM will report the defau~ed loan to the approprlale credit
Xlrting agency.
THIS LOAN IS FHA INSURED, IT IS INSURED AGAINST NONPAYMENT BY THE FEDERAL GOVERNMENT. IF YOU DO
lT REPAY THE LOAN AS AGREED. WE MAY ASSIGN THE DEBT TO THE U.S. DEPARTMENT OF HOUSING AND
BAN DevELOPMENT (HUD) FOR COllECT/ON, FAILURE TO PAY THE DEBT IN ACCORDANCE WITH THe TERMS
~ BY HUD MAY RESULT IN ANY OR AU. OF THE FOLLOWING ACTIONS:
. SEIZlNG YOUR FEDERAl INCOME TAX REFUNDS.
. GARNISHMENT OF YOUR WAGES IF YOU ARE A FEDERAL EMPLOYEE.
. REFERRING THe DEBT TO THE U.S. DEPARTMENT OF JUSTICE FOR COl.LEcnON.
Jur loan Is FHA 'neurad and you are unable 10 cure the delautt due 10 an involuntary loss or ~PIOymenl or other reason,
'seling llS$istance may be availabl, to your from certain agencIes thaI are HUD-approved ;;J;rtgage counseling agencies.
"'ay contact 11$10 get Ihe name of the mortgage counseling agency that Is closest to you.
,u are lale more than three (3) times 'n any calendar year in making your payments, we may exerelse our righl$ without
ling you any other Notice(s) like this one. If you abandon the home or volunlarily surrender it in the lulure we are not required
nd a Notice of Defau~ to you, Ir you have any queSlions. promptly write or leleohone us althe addlll$l given above.
EXHIBIT "C"
Notice of Intenl to Repossess
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GREEN TREE CONSUMER DISCOUNT
COMPANY,
IIN THE COURT OF COMMON PLEAS
I OF CUMBERLAND COUNTY,
I PENNSYLVANIA
I 9!-1200 CIVIL TERM
I
I COMPLAINT IN CIVIL AcnON .
I REPLEVIN
PLAINTIFF
v.
BETSY TANGER,
DEFENDANT
PRAECIPE TO ENTER AN APPEARANCE
TOI LAWRENCE E. WELKER, PROTHONOTARY
Please enter my appearance on behalf of the defendant, Betsy Tanger.
Respectfully submitted,
IRWIN, McKNIGHT & HUGHES
BYI
Attorney for the Defendant,
Betsy Tanger
December 28, 1995
.
,
~
.'
C~RTIFICA~ OF SERVICE
I, Marcus A. McKnIght, m, Esquire, hefeby certifY that on this date a true and correct
copy of the fOfegoing Praecipe was sorved upon the Plaintiff by first-class United States Mail,
postage prepaid in Carlisle, Pennsylvania 17013, to the following:
Erin P. Dyer, Esquire
6230 Fifth Avenue. Suite 122-D
Pittsburgh, Pennsylvania 15232
Attorney fOf the Plaintiff
By:
Attorney for the Defendant,
Betsy Tanger
Dated: December 28, 1995
,
2
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SHERIFF'S RETURN - REGULAR
CASE NO: 199~-07200 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GREEN TREE CONS DISC CO
VS.
TANGER BETSY
PHILIP BAUGHMAN
CUMBERLAND County, Pennsylvania, who
to law, says, the within COMPLAINT -
upon TANGER BETSY
defendant, at 1447:00 HOURS, on the 20th day of December
19~ at 291 WILLOW GROVE ROAD
CARLISLE. PA 17013 . CUMBERLAND
County, Pennsylvania, by handing to EBRIE MATTERN FRIEND
a true and attested copy of the COMPLAINT - REPLEVIN
and at the same time directing His attention to the contents thereof.
. Sheriff or Deputy Sheriff of
being duly sworn according
REPLEVIN was served
the
.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
2.80
.00
2.00
$:l:l.61O
So answers: fO/,?/' ~
r>::-''';:.;>=;!:.t<"~r~
R. I homas K11ne, Sher1ff
~RIN P.DRYER ~
12/21/1995
by ~ KJt;'~eriU
Sworn and subscribed to before me
this J""'" day of9"" ~'r
19 fl. A. D.
~L<-Ol"r~ot~ '