HomeMy WebLinkAbout96-00004
4
~
.
E:
j
.
~ i
I
~ I
I
I
~
~ t
I
"
~
~
J
-r
i
, I
i
\D
o-i
;
~
/
/
I
I
I
I
j
I
I
!
I
I
,
,
'J'
.' ,q"1 I
J~
JOHN F. NAU Ill,
Plalntlff
/'10. '16 --- Lf e~ T~
V.
STATE OF PENNSYLVANIA -
DEPARTMENT OF TRANSPORTATION,
Defendant
ORDER OF THE COURT
(\ (. HEARING "01111 be !Ochedu1 ed on the _f!:!:... day of
i,.tt:Jt.<<{lMt,_. 1996 for the purpose of ,'endering " judgement for
!-he apr-(l?al .f 11 ed b'l the Pi allitii.f '''',egar-<.iHHJ tl1f.? suspension
of the Plalntlff's vehlcle r.P9lstratlon.
Tlw h"""'lng ,,,,11 lw hc'l d c,l J(;Ij,p.rI\..alL~JLklkJ"., J,J..t.h\.L141.LJ.J2J ,q9/O,
1la'~ICLlmber"land County CourthoLlse, Ci\rl1S1e, F:'.;~nn0':11-~lla.
"
E<\'
/
v..n
2. ;1.ffi a s;ln(Jlf~; tdthc~r' (1t tl,.-JO crllldr'un
at (,),""ement 1l1n(~d Yt')h1Cl t} Pl'(~'y' ldt:'r: tl-i.1n=.p(]r.t~)t 101'1 to'"
,::\nd froin pra-~chc}ol .itnd Chlld c:,"'\r"'e f<;;1.Cllll:1(~S.
iArld
tth.;..>H1
lhf;.l
to
3. Mv t:Ur"ren t 1?lflP 1 oym..Jn t, hll t. h C ~p , t ('J 1 ll,.\'; l?jj(J \
tri\f1sportaticln trom IOY flOllH.~ In fH.lll1ng Spr'lng':1
company's t.;att;f..~l itp. stor'f2tl. 111 1'01"'\ and Lanc:ai~tHI-.
r.equIred to wor~ at these locatIons en 8~'erdge of 4-5
per ,"eel:
r&q~.t ll"f?':.
to th.,
1 dm
t lm("S
4. r~o pctbllC
Cumbe,-] and and 'orl
tr'<lliSport"t Ion cClrr'cnt lye:; l'.stE
countIes.
bet~leE.ln
The use of "I', yeh I C lei s p"r2,1Iount to my ,,1)1 1 it Y tQ
support my Cl1 i 1 dr'en. If tillS suspen$1 on Il~ uphe] d by tile
courts, I ".1111 no I ong(~r pOGsess the 1118.;.l.nS n"?Cf?5~jar't to
continue thiS sClpport for \'lIthDut th.? autho'-I=e,1 U3rl of my
vehicle It -.111 become I.,'posslble for' me to obtain proper'
tran:.;port~)t Ion to en:::u''''e my cant inued empl ()ymcnt ~'Hth
CapItol Tu::edo.
It 15 furtllor undet-stood b', ,08 that the Defendant
regards the Lise of a vehlcle as a prl\'11ege and not a rIght.
Hovlever, 1 f th€.l pr 1 \I i lege 0'" oper"r:\t 1 ng my veh 1 c: 1 t? 15
suspended by th.? ['eh,ndimt:. t:hen m,' ,-ights of fl'eedarn to
provide adequall~ s\..lppCir't for my famll y vltIl b(~ vIal ated.
LACK OF INTENT
A~ the enclosed records lndicate my lapse of i"lsurance
coverag~ for my vehicle developed between the dates of
,:18/IJ4i'95 and 11),'\:14/95. My In~urance carrIer at the onset of
thIS perIod was the Allstate Insurance Camp~ny.
My association with Allstate began an ':l4/1:'4/95 and as Oi:
08/(11/95 I \-.jas !:it 111 UnCE-I"'ta1l1 of thelt'" b I111ng pract i cas.
My Insurance carrler pr~e,,.luU5 ,111 sti\te vli.\~3 the StC\t:E~ F.:\rm
InsLlrance CompanIes, \'JhlCh I r"'etaIned .:.,s mv Insurc:1nCt?
prov1der for~ tht:~ tht'ee Y8iU"'S prior" bE!'for"e dfl aut.omob1le
accIdent, 111 Lyhlct-l LoJil!::: 1n"oTJ1 V(:!'d, ended OLlI- t~"35ar:latloll 1n
;'~pr iI, 1 99c~, .
State Far.tnls bill lrlg practIces uSlLal 1y ln~olved update
c:ommunlci:",t}()ns 'ir.oHl Ifl,< agent H1 l"t1lch tilt:: a9t::nt ,,,ould Into''''m
me r.Jf payments dL,,,'? or 11' thr::~ pClllCY \'laS lHldfH" any ttlr'(~<:'lt of
\:clflcel1 atlon. I dId /lot r"eCf?l\'(? ~~H"I'~' \:':OfTlmUnll:dtICln~:. f'''om
til1state r"egaf"dlng C:-:H1Cf1l1;1tl0!'l C)t: 111\'- Pl11lc'l 14intll attfu' ttH.:?
po11(:)' h3d dl''"'f.?iJU\ bC?c'n ciJnCf.ll1 en.
Dur'lli9 LhL' iTICH1Ln':i
il.I'.Cii\'i:...rj 111 pl-(ltr-,1ctf:'{1
~.jltt\ il,'. ,~'~:l!~Hi'~Jt:'d l,llt,:l,
Cd' Jt.! 1 r' "':Ul(J ~1U':,ILl~; t ,
Clj~tOlj~ lJ,~tt10 tLl!' jlj~'
'1 tlL:' 1 ,''':l.i '
<i";"t
,')j'
11';>1;;1.< ~'J.::\ ~-;
b.JCI ell 1 1 dt~pn
'.h I ~ 1""\ L I~('f
f(jt"ced me to rE.:I--t2\i~:,lu(:1tG m,' flndnC11J\l Sltuiitlon hllth r'E.ll.~';':H"'dIZ
to Ct;.lt" Joan payment;.:: ~ Chll ('j L:c\re. fi:.pt?nse~i, itnd inSl.lr'<;'Hlce
premIums. I ~l:pecteiJ r;115tc::.~tl? to be rJdtlent l-lltll my latt?
payments untIl lny legal case was concluded.
I 'oJilS InfOl'med tht'(JLI<)h il malllnlj on 1)8,1')1,'9'::, tl,,,t my
pOlICy \.'Ilth AJ1':itc1te V-Jould be cancelled effectIve I)S/(J4/95
for non-payment. Telephone communIcations wIth Allstate with
prOl11lSeS to pay .ny bal ance by the end of the l1lontt, pY"Qved
fruitless. I was inforlned thdt the balance would 11ave to bE
mailed by 1)8/04/9'5 to contInue the activoi.\tiL1n of my policy.
I t'egrettabl y contend th.,t du" to my 1 ego.] costs "nd nther
matters, it 1I1c:1S not p05SIbl e to :;atl,;d:'l All stat(~/s
req II i remfJn t .
I attelnpted to secure insLlrance for lny aLltomoblle 'rom
other c"rrlers before the cancellation date but I found the
downpayment requirements for these other Coi.\rrlsrs to be
rest'"lctlve. The 'facts th"t the title to my automobilf?
carrIed a 1 ienholder, of Allstate's carlcellation of my
p,'evious pollc'i, and the questionable natu'"e of c!'-'Iving
history (l speedIng tid'et, I accident! ,,11 contributed to
high premiums and costly dOMl pay~ents.
My intent hoi.\s oi.\lways been to maintain financial
r'esponsibll1ty for my vehIcle, not bQCau5f.? the statt:?
r"equlres .ne to do so, but: because I prefer to oper".nte my
velllcl" loJlth a sense o'f aCI:ountablllty. The ClI"CUmstances
sLlrrounding my flno,nel",1 sltcl",tlon regrett,ably c",used me to
m,,"e poor deCisions I'egardlng my obligations. I consld<?,' my
inabll ity to millntaln Illy auto Insurance obllg,'\tlon a poor'
example of flnancl"l responsibllty.
My contention, hO.lever, IS that b'( being a fIrst-time
offender of this VehIcle Code ilnd a relatIvely new resident
to the state of F'enns.y'lvanii\, pr"evioLlsly ignorant ot this
section of the VehIcle COde, the Court should grant my
appeal and restraIn the DefEndant from enforcIng theIr
suspensIon. I further contend that In lIght of the violation
Incurred, the pLlnl~hment of sllspenslon thl.:;) DE~feridant seeks
to enforce is too harsh and '~ould Impose undue sufferIng on
myself and my family. I cClntend furtl1er still tho,t thIS
failure to demonstrate flnancial reeponslbil Ity I~as an
isolated incident and \'1111 never be repeated, Especl,;\lly In
lIght of the possIble (?nfol"cemel1t optIons dv"iL,ble to the
uefendant.
'lIiLJf:__n..___'L:j~};,_,
JOIC~ r:c. Ihu 1 j I
: SOL\tl,~rf' Cr~a~; rtrl~e
hei) j 1 f',:;j ::!.". 1 n.; c. i.-;\ 1..~ll"I"/
PI ~s
.. 0
0 0
.... l!l" .
.. lJ~ '"
0
0 Z '" 0
0 H :ll ..,. 0
'" .
~ ~ '" ~ ~ PI
N ....
... '" ... ....
'" '" :s III H ~ ..,.
0 0 m
0. ogg H
U 0 :r~1 0. om
lj ~o ~~I ..0 0 0 0 0 0 0 III
0 0 0 0 0 0 0 00. ~ .
PI . . . . . . . .
~ 0 "lj 0 N '" '" '" '" PI ~~ H
~: PI .. "" .. '" ...
;~~<( U~ ..... .. N U
... ... ~
~ 0", U S
m~ .... 80. I::~
H ....'" ~..~
~ -z~ . U
0. "'.. sg ....
;::;:: ..H8~ "'''' ffl 8
'" '"
~jfljH ;;:fil >< ~
0. Q III
H '" I-< Q
IJl ~HO\a "'Pli U ~ H
0.:.:.... I~o ~ l;! U
~ l;! ...
Z'" H 0 ~
><'" .., rs ... ...
'" H
I '" ..Ill :l! 0
'" ~~H 0 Z
.... H 0 ffl ~ ... 0
'" HN~ .., 0 s
.... .... "'''' ffl '"
.... 0 "'l!lH ... 0 Q '" '" ~
.... 0 "'....m 0 PI I-< H l:!
.... .... ., '" U U
.... '" H l;! ...l;! ~ ~ H
\i~ Z 0. ... Z U <( ~
0 H 0 l;! III III '"
H <( X ~ ...rs 2rs H H ::!
. !!J ... H ... ... U
8..,1 .., lJ III 0 U U
p,tf:j '" HO "'0 ::> is '"
rs "'0 00 '" 0 '"
!I'~la. rs 00 xo l:l l:l 0 g
.'" :a'" ... . "'0 0
11. 0 00 tl
"'r 0 0 XPl ~~ 0 0 '"
. , '" ~ l:l 0 0 ., 0 0 ., IIlZ .
~. '" gj<( 0 Q '" '" "'I-<
~ J. .... I-< . '" ~B IOZ ., ., ...
'" 0. 0(> '" ., zo ~s
r.. .. '" Q "'0 .... 2:2 '"
. 1i~ .... "'''' l:!p:Ni:: ..., f:,J IIllQ '" ~H
Z x", Ol!l Z'" "'''' I '" ...~
C-H 00 IJS !;!"''''", ... ~ I-<n, ~'" !;! Z
; U~ 1::0 ~ Srs '"
0: QP:r--H ",rs H '" "'0.
... iP' U"'N '" I 1j 0
~~ ",,,,olj Z '" ~ Z "f:,J
o~'" '" ... ~ !:!2 !:ig 0
!2 ~ "'...o(~ ~ ... 5 ~~
!J;Q "''''0. ... '" Uc Uo '"
~Hi U '" '" 0( . 0( . '" H
~s SiO.., ...... ... '" "'" ...'" '" .., ...
"'H :I:H.....l/) '" 0 Ill.... "'.... a .., '" ~g;
0 0 !;!sgS 0 0 '" s'" s" 0 !;J
"'.... '>NlIl U '" '" U U "'Ill
€J
~
~ -
~ -
-..!) I,J
~ ..."g r()
.... In r: M rt)
[-; ~
t::: c.::l < :ti J
lU~' I t.:. ~
()(. ~ , a ~
[fi' L_ '0
L} ~ . 0 II)
G" , ".j " ~ It)
i.;l.' I " , ::t-
~
I.L" . , ',.<J ~ ~
r: . ~. . ..L.
.',
\I, '-~l ' ,
U 1.:' 0
.~
~~
");
"
...
'1
J
s: