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HomeMy WebLinkAbout96-00015 f ' , i' I , '\ d ' 2J, o c. -S - ,t . ;> " . 1 J ~ 1 0-:. , , . , , ~ r J ~ , 'j If) - I ~ 0- . ,'" , "- "~, / ./ ./ , .1 THE PRUDENTIAL HOME MORTGAGE COMPANY, INC., Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA VS. NO. 9~. /.r ) . 7 L .L Lll C. .....lLL /1'- WILLIAM R. VILLARONGA and ROBIN VILLARONGA, Def.endants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice have been served. To defend against the aforementioned claims, a written appearance stating your defenses and objections must be entered and filed in writing by you, the defendant, or by an attorney. You are warned that if you fail to take action against these claims, the court may proceed without you and a judgement for any money claimed in the complaint or for any other claim required by the plaintiff may be entered against you by the court without further notice. You may lose money, property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa. 17013 -- (717) 240-6200 NOTICIA Le han demandado a usted en la corte. Si usted quiere defenderse de estas damandas expuastas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATAMENTE. SI NO TIENNE ABOGAD 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONE A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRIDA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL: CUMBERLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa. 17013 -- (717) 240-6200 THE PRUDENTIAL HOME MORTGAGE COMPANY, INC., Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA VS. NO. WILLIAM R. VILLARONGA and ROBIN VILLARONGA, Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE C 0 M P L A I N T 1. Plaintiff, THE PRUDENTIAL HOME MORTGAGE COMPANY, INC., is a corporation organized under the laws of the State of New Jersey with an office at 3200 Robbins Road, Springfield, Illinois 62794. 2. Defendants, WILLIAM R. VILLARONGA and ROBIN VILLARONGA, are adult individuals whose last known address is 4829 CHARLES ROAD, MECHANICSBURG, PENNSYLVANIA 17055. 3. On or about November 27, 1991, the said Defendants executed and delivered a Mortgage Note in the sum of $95,750.00 payable to GMAC Mortgage Corporation of PA, which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1037, Pg. 872, conveying to original Mortgagee the subject premises. The mortgage was subsequently assigned to The Prudential Home Mortgage Company, Inc., as recorded in the within County in Volume 412, pg. 25 on February 14, 1992. The Mortgage and Assignments are incorporated herein by reference. 5. The land subject to the Mortgage is: 4829 Charles Road, Hampden Township, Mechanicsburg, Pennsylvania 17055 and is more particularly described in Exhibit "B" attached hereto. 6. The said Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on June 1, 1995, and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance (b) Interest at $22.99 per day from 5/1/95 to 1/1/96 (based on a contract rate of 9.0%) $93,250.10 5,632.55 (c) Late Charges at $37.80 per month for 7 months 264.60 (d) Escrow deficit 758.54 (e) 5% Attorney's Commission 4.662.50 TOTAL $104,568.29* 'Together with intere8t at the per diem rate noted in (b) above after January 1, 1996, and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclosure and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of 1974 is not required in that the original principal balance exceeds $50,000.00. . .' .- -'- 1o. "'-.. -. ~ SCHEDULE "A" ALL THAT CERTAIN tract of land, SITUATE in Hampden Township, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the Northern slde of Charles Road at the division line between Lots Nos. 22 and 23 of the hereinafter mentioned plan of lots; thence along said dlvision line North Fourteen degrees Forty-eight minutes West One Hundred twenty-five feet to a polnt on the NOrthern line of the within described lot; thence along said last mentioned line South Seventy-five degrees Twelve minutes West Four and Twenty-five One-hundredths feet to a point; thence continuing slang the same South Seventy-five degrees Twenty-six minutes West Seventy snd Twenty-three One-hundredths feet to a point at the dividing line between Lots Nos. 23 and 24 on said plan; thence along said division line South Fourteen degrees Thirty-four minutes East One Hundred twenty-five feet to a point on the Northern line of Charles Road; thence along the 1sst mentioned Une North Seventy-five degrees Twenty-six minutes East Seventy and Forty-nlne One-hundredths feet to a point snd continuing along the same North Seventy-five degrees Twelve minutes East Four and Fifty-one One-hundredths feet to s point, the place of beginning. BEING Lot No. 23, Block G of the Plsn entitled Composite Residential Development Co. NO. 1 Del-Brook Manor, which plan is recorded in the Cumberland County Recorder's Office in Plan Book 15 page 42. BEING known as 4829 Charles Road. BEING Assessment Map '22-527-18. BEING the same premises which Robert C. Adams and Bonnie B. Adams, by Indenture bearing date the day of A.D. 1991 and intended to be forthwith recorded in the Office for the Recording of Deeds in and for Cumberland County, Pennsylvania, granted and conveyed unto the said Mortgagors, in fee. ,...;. -. ....:."'.................... .'.r.--I.~'.. ~""'olo""" ~..; ." ..."1'1 .... ,. .,!~ I':'..OAI.,I....~ :..,.... . ". ' H (f ., 1,',,:1,' ",(j"';' . ",1 ,,' '. '., ~.l"l::'~...:,..t;:--.~.. .' 4)......,) .... ...~- I ,. ..........'!'" ,. H"'''~ I , ; .... .' . '. .~"""'" , .' ~.~flI,!J..f'..,\.",.,...~ . . ~ . ,.:,~..':...",t,":.("I,'..::.~.".,~.~. , . I '. .~,- . t.a,: ....... .t_". ;.:., , ~J..1.:""},I'l.. ~",,~;.,~I"J.~~""'''.J' :'.".~~,~;.:..;', .."'..~~..~........~1. : ,:. .....,..~ "...p~~~".- ~i"r.~..:. ' " .:~. 'ot"~., =J.,"..:,.~~~-It, ,,,,...;.,. ' ".,.,..,! ,.......~,... ,."'. J2 ' ," ~" " .....Ji";.', . ,.. ..-: ~ " '" .,\... o!'t~]"' .... .... ..... .'~. paf'f'SVI"3f'\a '\ 55 '..,'.;~:"'~":'i~..~";' ~.:,.". ._~XHIBIT Stal'lof t "curoberlOf'd 5 rdlng of oeeds',.. :,~ t:;,,"" ..... .-- """H~t'l\) jI,_"fnrth~reco ...........:.........~ ,..,__~... , f~ ~. I :~: 100 C' . I <i , /.." ,~; W,.I' G:I. i I.. l,J C'I "'~ 1.~.J G I::: .l () ~ \~); . :'1 ~,! ~.' ( ..I , " 1.-\ ~'~ ,-Z,}.) \~ ~ .";-., .I , c: 1 "'~ --l ' ~ ,- - "0 ~ .'<'\ 1'\) <'4 I ,,. '!) <,;) ~YI. :,~;l 1..1 ~ :-.. ~ . =-- ~ cJ ....... '-' -:- '-\1 . ..... ..... ~ @ ~ ~ .u . N = "'<l 2 :i U~. 5 ~ g ~ ~ e ~ ~H J - f ~ . UIIIMU"lOU oa.MlIO'O'H~;"'UU,.~tl. tl1111U11,., .. .' THE PRUDENTIAL 1l0ME MOR'l'GAGE COMPANY, INC., IN 'l'IlE COURT or COMMON PLEAS CUMOERLAND COUNTY, PENNSYLVANIA Plaintiff vs. NO. 1~ - I] (I 'J '- ft,. ( L~_-11_ WILLIAM R. VILLARONGA and ROOIN VI LLARONGA , Defendants CIVIL ACTION - LAW - IN MORTGAGE rORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice have been served. To defend against the aforementioned claims, a written appearance stating your defenses and objections must be entered and filed in writing by you, the defendant, or by an attorney. You are warned that if you fail to take action against these claims, the court may proceed without you and a judgement for any money claimed in the complaint or for any other claim required by the plaintiff may be entered against you by the court without further notice. You may lose money, property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa. ~7013 -- (717) 240-6200 NOTICIA Le han demandado a usted en la corte. si usted quiere defenderse de estas damandas expuastas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted de be presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATAMENTE. SI NO TIENNE ABOGAD 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONE A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRIDA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL: CUMBERLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa. ~7013 -- (717) 240-6200 , THE PRUDENTIAL IIOME MORTGAGE COMPANY, INC., Plaintiff IN TilE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA VS. NO. WILLIAM R. VILLARONGA and ROBIN VILLARONGA, Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE C 0 M P L A I N T 1. Plaintiff, THE PRUDENTIAL HOME MORTGAGE COMPANY, INC., is a corporation organized under the laws of the State of New Jersey with an office at 3200 Robbins Road, Springfield, Illinois 62794. 2. Defendants, WILLIAM R. VILLARONGA and ROBIN VILLARONGA, are adult individuals whose last known address is 4829 CHARLES ROAD, MECHANICSBURG, PENNSYLVANIA 17055. 3. On or about November 27, 1991, the said Defendants. executed and delivered a Mortgage Note in the sum of $95,750.00 payable to GMAC Mortgage Corporation of PA, which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1037, Pg. 872, conveying to original Mortgagee the subject premises. The mortgage was subsequently assigned to The Prudential Home Mortgage Company, Inc., as recorded in the within County in Volume 412, pg. 25 on February 14, 1992. The Mortgage and Assignments are incorporated herein by reference. 5. The land subject to tpe Mortgage is: 4829 Charles Road, , . Hampden Township, Mechanicsburg, Pennsylvania 17055 and is more particularly described in Exhibit "B" attached hereto. 6. The said Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due t.. .he fact that Mortgagors have failed to pay the installment due on June 1, 1995, and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance (b) Interest at $22.99 per day from 5/1/95 to 1/1/96 (based on a contract rate of 9.0%) $93,250.10 5,632.55 (c) Late Charges at $37.80 per month for 7 months 264.60 (d) Escrow deficit (e) 5% Attorney's Commission 758.54 4.662.50 $104,568.29* TOTAL *Together with interest at the per diem rate noted in (b) above after January 1, 1996, and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclosure and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendants are not members of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. 11. The subject Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act (12 U.S.C.A. Section 707 - 1715z11) and therefore does not fall within the provisions of Pa. Act 91 of 1983 (Homeowners' Emergency Assistance Act of 1983) . WHEREFORE, Plaintiff demands jUdgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 9.0% ($22.99 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriff's Sale and for foreclosure and sale of the property within described. By Pd:' ~~~~LER /, /. - /1 fA- neon P. Haller Attorney for Plaintiff 1. D. #15700 1719 N. Front Street Harrisburg, Pa. 17102 (717) 234-4178 TRUE COPY FROM RECORD In Testlmonl' whereat. I here un:o set my hand and Ih seal 01 sal C un OIl Cilrllsle, P~I Till ~ It d at ;L '--I 19~ . . 1.1LL. L'IL.<' ~ ~ .~~I-U .