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HELLER, KAPUSTIN, GERSHMAN , VOGEL
BY' Howard Gershman, Esquire
Attorney 1.0. No. 25555
486 Norristown Road, Ste. 230
Blue Bell, PA 19422
(610) 825-3600
BANKERS TRUST co., TRUSTEE, its
Successors and Assiqns by ADVANTA
MORTGAGE CORP. USA
16875 West Bernardo Drive
San Disqo, CA 92127
v.
.
.
CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
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NO. 'i~ /33
(II ILL ,e ,j L,LH"-
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SHERYL B. HILLER and
THOMAS A. HILLER
1961 Fryloop Avenue
Carlisle, PA 17013
MORTGAGE
PAGE 269
BOOK
1060
.OTIC. ~O D.."O
YOU BAV' .... 'U'D I. COVR~. If you wish to defend aqainst
the claims set forth in the fOllowing pages you must take action
within twe.ty elO) days after this Complaint and Notice are served,
by enterinq a written appearance personally or by an attorney AND
filinq IN WRITING WITH THE COURT your defense or objections to the
claims set forth aqainst you. YOU ARE WARNED that if you fail to
do so, the case may proceed without you and a jUdgment may be
entered aqainst you WITHOUT FURTHER NO~ICE for any money claimed in
the Complaint or for any other claim or relief requested by the
Plaintiff. YOU IlAY LO" JlO..Y OR 'RO"R~Y OR OTH'R RIGHT' IIC.ORTAIftI
~O YOU.
YOU 'HOULD TU' THI' PA'" ~O yova LAn'R AT O.C'.
U YOU DO .OT BAV' A LAWYIR OR CAIIIIOT A"ORD 0.', GO TO O.
~'L"HO.' TH' O..IC. "T .ORTH IBLOW TO .IND OUT WK... YOU CAM G'T
L'GAL "L'.
Court AdaiDstrator
CuaberlaDd COUDty Courtbouse, 4tb .100r
1 Courtbouse Square
CarUsle, 'A 17013 _ I '7 I (Ii) I c:.! (y";
.iAU) ,..- '-U 7 - ,-.L ( Ii' ,.'
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ALL INFORMATION
OBTIAINED WILL BE USED FOR THAT PURPOSE.
4
A~
HELLER, KAPUSTIN, GERSHKAH , VOGEL
IVI Howard G.r.h.an, E.quir.
Attorn.y 1.0. No. 25555
416 Norri.town Road, st.. 230
Ilu. 1.11, PA 19422
(610) 125-3600
IAH~ERS TRUST co., TRUSTEE, it.
Succ...or. .nd A..iqn. by ADVANTA
MORTGAGE CORP. USA
1~'75 W..t I.rnardo Driv.
San Di.qo, CA 92127
v.
CUMBERLAND COUNTV, PA
CIVIL ACTION - LAW
NO.
SHERYL B. MILLER and
THOMAS A. MILLER
1961 rryloop Av.nu.
Carli.l., PA 17013
MORTGAGE
PAGE 269
COMPLAIn I. 1I0aTGAGI .0a.CLOIU..
BOO~
1060
1. Plaintiff 1a Bank.r. Tru.t co., Tru.t.e, Advanta Hall.
Equity Loan Tru.t 1992-3, it. .ucc...or. and a..iqn., a bankinq
corporation, by it. authorized .ervicinq aq.nt, Advanta Mortqaq.
corporation, with offic.. at the above addr......
2. D.f.ndant. are Sh.ryl B. Mill.r and Thoma. A. Mill.r,
adult. who r..id. at and are the true ownera and mortgagor. of
pr.mi... locat.d at and known aa 1961 Fryloop Avenue, North
MIddl.ton Town.hip, Carliale, PA 17013; Tax Parcel No.
A more particular de.cription of the Premiaes is included in
Exhibit "B" attach.d h.reto and incorporated by reference.
3. On or about April 10, 1992, Defendant. executed a Note in
favor of C.ntury Mortqaqe corporation in the oriqinal principal
allount of $38,675.00. A true and correct copy of the Note is
attach.d h.reto, made a part hereof and marked Exhibit A.
4. A. .ecurity for the obligations under the Note Defendant
on the same day granted a mortgage on the Premises to Century
Mort9age corp.
That mortgage h recorded in Cumberland Courlty
Mort9age Book 1060, Page 269 and a true and correct copy thereof i.
attached hereto and incc:.rporated by reference.
The Note and
Mort9age were a..igned to Colonial National Bank on April 10, 1992,
and further a..igned to Plaintiff on November 9, 1993, a. recorded
in MI.c. Book 467, Page 22, on February 24, 1994.
5. Defendante have defaulted on the Note and Mort9age
obli9ation. by failing to make payment. due June 15, 1995, and
thereafter.
6. By rea.on of the .aid default Defendant. are liable to
Plaintiff on the accelerated amount, a. follow.:
Principal
Intere.t from 5/15/95 to 01/05/96 ($17.79/day)
Attorney Fee Per Documentaion (15\)
Accumulated Late Fee.
Search Co.t.
Advance.
NSr Charge.
Credit Unapplied Fund.
t'O'l'AL
$36,497.86
4,110.34
5,560.00
1,180.40
475.00
2,500.60
40.00
(628.35)
$ 49,737.85
7. The attorney'. fee. set forth above are in conformity with
the Mortgage documentation and law and will be collected in the
event jUdCJlllsnt i. entered against Defendants and they do not
rein.tate the mortgage or pay the same off prior to Sheriff Sale.
If they do either, only reasonable ana actually incurred fees will
be charged a. allowed by law.
8. Cespite repeated demand Defendants have failed and refused
to pay the amount due Plaintiff.
"'~.Ifta..J:~
.70Ye. l...mlCT, hereby veriUe. that .ha 1. a toreclo.ura
.peolaU.t tOI' MVllnte Mortgage corporation, tha authol'lle4
.antol", .,ant tOI' Plaintiff and that. the atataent. ln tha
tonvoint c:o.plalnt an true and CIOneat to tha be.t of bel'
pu'aoftal Mowle4,e, lnforution and beUat. 'ba unclvatand. that
tile .tat.anta bare1n ara pde .ub'aot to tha pen.lt1e. of 11 P..
0.'. Ieotlon ..04 I'alatin, to un.worn tal.1tlaatlon ~ authodtla..
(I
Data, \1,,\. Il I't " )
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OOVP'~'\(jE tIJIli,i'::,
:> NOTE
FAA Il:). 6~7" 153
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r.02/00
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c:...'- ~ ,01 , .
April 10th
.19 82
Plno..,h.nh
.....1
Clrl\~I'
ji ICllII
1961 Fr,laop A..nu., C.rll'l., PA 17013
tp,.",.t AlWttuI
Ilq'crs<tO
I. IOIIlI0WU'1 '1fJl\lIJE to ,",y
In ,.IUln fOt I loan lhlt I h...I.....vtd. I ",omb. to 1M)' U.S, I 31 '70,00... hhil.lnouD1i1C1JJc4
"prtndp&l"" pl\U Inlll_l.lO lhe Quler o(thl Llndlr. n.LAndtl U Clntur; Mortgage COl'putatiDn
I. unda"lend
Ihel 'hi l.AI'flInIY lranlf"lhI. NIJII. Tht Ltlu'e, or In)'on. _ho like. Ihlt NOli byulntltl and _ho I. .111111111 10
rcc.h. pl)'mente \lnder IhU NOI.lI CAned lhe "NeMt Itoldn."
I. INURf.lt
Imtnn ""'II be ch"ltd on unpaid Pflnclpel unllllht r\lu emounl or principal hu bttn peld.I_1t1 rlylnltlat.t.
'"IIl' fit. Dr 11.55 .,..
Tht Inltlftl rill required by Ihlt SettlOR J uw rill I .i11 plW' bolh btroll Ind .rl.r .ny d.rl\tk dacrtlNd In
50,,10. em or lhl. Nol..
3. ',"'NEHII
(A. TI... ... 'II" Dr ",1It11'
I will peW' prlnrlpal and lal"e" t1y ma.ln. Jl.~'ntl IVtly month.
I will makt my monlhlrPl)"Pwrl1l on lhe lath dl)' o'te,hmonlh bf.innm,on M,V 15th I
1992 I ..III m.... I"'" pe)'mtnlll\'lrY monlh unllll hI" Plld IU of lhe printirl'end Inllrlll and In)' Dlher chatla
dtltnbed btlow Ihlll mlY ow, \lndtr Ihll NOlt. My monlhly IlI)'mcnU _tU be Irrtild 10 InllulI b..r~.. prlnclpal.ar, on
AOf" "" ' 200~ ,I "ill 0.' 'II1O\lnll u.d" IN. Nolt...1II p., 'holtomounllln rull onlhll okll,
..hl(n Ir'Urrttr~. "malurity daft; I
IwiUmlbmymorul\lYplrmUMUI 1311 S. AllIn Street
8t.tJ\ 'oHftlIAlnrM~?P~.lrld by 'h. NOl. Holdor.
III A.ou" ./ NDIIl~ ..,......
Mr mon'h1, Pll1OInt.\II bllnllto omoulll oW.I.IB10. 38
d. IOIIlI0WU'IIIICHr 10 'Rf.'","
I hi" I'" ,I.hl 10 ml~1 petmrnu or pllnclplllllny 11m. btlorclhey Ir. d\lf. It, pl)'mtl,t of p,incipal onl.
II 1In0"'"n u . "pJfp.~m'"I." Whcn I mlk. . p"paJm.nl, I will 1111 tht NOli Holdtr In ....rhlnllhll I 1m dolnl 10.
I m.y mike I full pr'lIe)'mtftt or panlal p"l~rm.nll without pl)'m,an) pltplymtnl chari" Th. Noe. HaJdu
..Ill UN all 01 my pr'"I,m.ntIIO "duct Ihl lmoUN or prindpallhlll o'*' under thll NOIf. ., I m." I pull.1 p''VIY'
m.nl. It'fr.1ll be no chanin In Ihl du. d.l. or in the amounl or m~ monthly peym'DI ualh.lh. NOl. Holdcrllrtft
In .rhlr... ~., th(ll~ chlll&n.
.. LOA... . Il.\lCEI
Ir II.w. 'IIlhlch IPPU\ll\) thltloln Ind ...hlth lilt I1I.\lmulJllo.., dwlll.11 nn.lI)' In1llpltltd.o lhll Ibt Inltl"'
or OIh.. k:Jen chili" coIlKl,,-d 0' 10 N wi,",'" In COflMCtlo., ..llh Ihlt Iotn IIl.C'N Ih. peflniu,d liml... Ih.nl en en)
'\lch loan chlr,e .hall b. nduetd by lht Imo..u" nm"l" 10 reducelh. thlr,IIO Iht J'IIrmhltd IIRlhj end ell) Iny '\n'
Ilrtl')' colltne4 rrom ml fl-hleh .lleeed.d plrmlntd IlInlu voll be r.fundrd 10 mt. The Not. Hold., 1111)' 1:110011 10
ml.1 thlr "Iund \I, redueln, the principII I 0... unur IhI. NOlt or b)' m.klnt I dlrtcI pa)'lhfnt 10 m., If I rer\lnd
rtd\lctl priadpel, dl. redudlaa .tl be IfNI" U . Flttlal p'pI~m.nl.
.. 101lO1II'U'1 rAILUIE TO 'AY AIIEQUII1.D
CA' ,.... a.... lor 0._ ..,.....
If 1h1 Nail HoW. hat nOl rcctl\'d It" 1\11 amnunl or any monthly pa)11ltl11 b~ Ih..lld or 11\ \:Mnder
dlYI all" Iht dll,ll It du., I wUI pel' IllIlCher,. 101M NOlt Holckr. Tht amount of Ih. ebe,., -III he 6 UO ..
otm~ ovttdur plymrnl 01 prindpal and iNer.ul _ill pi)' Ihillllt mtJtl Jllom~)llv blH Ol~)' anti on neh Tile PIYDl.nI.
CI, Of/.._
If I do nol ply Iht full Imuunt ul ..~h monll\ty p.)'1Nnl on Ih, Uti II II due. I IWl1\ be In dcllult.
to N.." .r Ofl.._
U I .m in dcrll.llt, Ih. NOI. Hold. may lend m. I wrhl.n nOlle. "lUnl mt Ihltlf J do nOI P'Y lilt a\'frdue
Imounl by. ctllala de", lb. NOI' Holdu "'IY nquir. mt 10 pay Immtdlllrly Ihl lull Imoun' or fldndp.l ..hlch hit
nOl bftn paW .nd aU Ih. lIlIr.sl Ih.11 owe on 1""lmounl. lha1 dllt mUll be.t lIul JO dlY' .fur Ihe dell I'n _h1eh
Ih. nOli" I. dcUund or mlilrd 101M.
101 N. \\'01... II NOli Holm
EvtnU, II 1 tJm. _hm 11m In dcrlull. Ih. NocI Holder dots nOI rrqulrt m'lo pay Immtdlel.l)' In full" deaalbtd
Iboy.. lhe NOlt Hohler _Ill 'till hn. Ih. rilhllo do 10 II I .m In dd.ull II . leter lime.
Itl '''_ 0/ Nol. H.ld,,', C'1lI .. bpi''''
It Ih. NOli Hold.r tlM requJl1'd m. 10 pay Immrdlllel)lln lull a. dtlellbtd 100\1'. Ih. NOIr lIolc1.r '4111 hay.
Ihl rllhl 10 be paid hick by m. for aU or III COlli end ellip.ntft in ,nfolclnllhl. HOlt 10 the e'le~1 not ptuhlbhed by
appll~.bll l.w. ThoI. '\pcaJfl Include. (01 tltlJlIJjlt. ,wonlblt 11I0IR.n' fect.
To C1VINIl or NOtiCES
Unl..1 Ipplltabl.law nqulr.. I dlffer.nl m'lhod. In)' nolle, thll ",un b, Ih,n 10 m. undl!r lhit NOli "'11I bt
,hn by d'Ih'.rln.1I or by mllUnl II by n"1 e1a.. mtUlo me It lhll'roptrl~ Add"" Ibo\1 or II . diff'unl edd,en
If III~' 1M NOl. Holdll I nodu ot my dlllrrrn, addrtn.
Any nOlle. that m~u bf .htn 10 lhe NOll Holdtl under this NOll \Po"tIllH II\en by malllnl It b)' nnl ellu meil
to tbe NOle Holdrr allh. IJdr.n '1lled In Soctlon 3(A) Ibch. or 11 . dllltrtnl addren Ir I 'Tllth'rn III nollu uf thai
dltftlenl Iddr.u.
MULII&TAU liMED RAn Non-s~.. ....',......."HlMC ..,........."""'''''
,_ ~ill)O 11:11
."",.
IoWWOllIQA4'~'IIlI1t1I"llO',IOCiUI.tltl
11ItR- 2-95 TIIU 6126
roVA"''\(jE OOlTf/lE
FAX NO. 61067"~53
,l....
P.03/09
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..----...- 1....."....'hiI..................O...I_____ _'._......._
MORTGAGE
THIS MO~TOA081"Stc"I'y IN"....nl"l II II,," .. April IOt~
I' BZ TI10 monl"or 10 Iher,1 .. HiU" In, Th_. A. Hiller
(""i1nO"""). ThII SIrauu~ hutnurwlU II.,," 10
Clnt"" Monl'I' Oorporlt Ion . "~I'" It "'1"""""" .oJolnl
....Iho......' tho CDI1IlD_llt~ .f P,nn.,l..nb ,on...~OIt.....nl" ""
1315 I. Al.l&~ It. Stet. COUll" PA 16801 I ,...... ,.
1or_".L IIii Pl....p...u...r 7~lrt, Eilht Thoulln' 110 Ilun.u. S...nt, FI......
DoUa,etU.a.138,618.oo... ), thltdtM UlvkWnC<<llly DorTO""', noI,
dalo1lh...... dll. "'hb Stcu,Ic, 1.."......I"Nolt"I. ..h1.~ "Ovlda,,,, ....IhJ, "')1IIt.... wllh "01 '"U ddo, I'...
paiIl..Utr,.......po,.~I.... A rll 11 11007 . ThI.,...."rhylll."'..".
MeUre. 10 L.nde" fa) lhe rrP1rm,fl anh. ilibi '\1dtnctd b)' lh. NOI., "11b 1n11l"1. and all ,.nn.l,. ''''''''Oft. ..4
mNlIlco.io.'llbl'ht po"",.,., olI"~tt 'IUD.. whh In,,,.,. od_ u.'" ....II/..h 710 1'1'0'", 11"'I<1I'h, 0' 'hit
1Ite.,I" IN',....n"...(.j,... ""'''01'''''.' Iolro"or'. "".......... ""'_11 u...... 'hi. Smohy IlIlIru....,....
.ht No... fO,I,", PlI'_. Ior,.w.. """' ho"by...",..,...... on4 co.'" '0 Ltod" Ih. loBo."" ....'Ibod pl.""y
....'" cUIlIberl.nd CoII.'Y. r...1lv.olol
8EI llGAL DElcRlPTION ATTAcHEO
..........Ihooddr..., 1181 ,..,loop AVlnul
....I
.....II.onII 17013 ("""","y Addttu"JI
110_,
TOoSTltER WITH III.h.lm.rovrm.nll n... o. h.lr.n" "",.d on 'h. .,0P"", ..d oll...orn'.II. ,I,hll.
""un........ 'Ill.. 'O,.I'k.. mlne"l, .1I'nd III 'Islll. on' pr.nll. """ fi.hll .nd II... ..d .11 ",tu,n no~ Of
...".rl". Pon 0' .h. proptn,. All "pl.".n.nll .n' oddhr.."h.U .b. b. 'O'"td h, 'hb 5<:..'11, In"rum'n.. All
01 lht forflolnJ I, refll'" 10 iD thh Stcurh~ IAtllWUtnl u tb. "P'Operty, II
. ClrU.l.
"",.
IOR~OWER COVENANTS 'hor 1./1."" 1,1..,.Ii, "b.d., 'h. .11.1. horob, ,0."I'd '"d hll .h. Illh.
I. m.II.....l1onl..d co"'" Ih. P'.pm, on. lito, Ih. P'....n' b Un.n.u,nbt'td. ....PI I., '..umhlln",.I 'It.,d.
lot,.." w."onll Uld .11I drl.od ..nllllly .." 11111 .. .h. P,optny ,"olnll oli .lolmllll4 d.m.n... '"bj." ,. ..,
tnc'umbrtac.. of ft<<kd.
THIS SCCU~I TV INST~UMENT ,ombl... unlro'm '.".1Il11 '0' .IIlon.1 Ulf ond non'.nlr.,m .Ollnonll ~lIh
llnt.td ",Io,lon. by jurlldi.lton 10 ,o""hul' . uolf.,.. '''.'1" Inlllunlt., '0'"1.1 ".1 proptny.
PIlIlNlyLVAtlIA_..... '......,""M..... ......... ........."'.
- "I'AI ..",. ~W.,..Ia......... t INllnUI.t ,~"',""
hm! 1011 1I11J
,.
,
FAA Il:). 010W'153
,1..
r.04I09
/Wl- 2-05 lIIU 6120
IlOVA"''\(j~ ~RTt'iJ~
UNIFORM c;oVENAN'rS. 101l0*,, and L.ndtr eo"'ftMI M4 ..", II rollo....1I
I. ..'.....f.....,.. ....".....1 ......,.... .... ..... ca.... Iono.... ,h" pron'IMly r', _hi'" du.
Ih, principal orand lnlt"" Cln Ih,lkb"'Id.nctd ..~ Ih. NClltlnd 1n1 PfIPI~llnllll"c1J11'''' \ll" "lid.., Iht ~UII,
J. r.M.,., T"ft '."...nlK'l. S\llIlfd 10 .ppllcahl.law Of 101 .,1111" .al"" tl, I..n..tr, "'Iowrr .hall
rl,IO l.t"cler on 'h. do monlhl, p.)'ftlfnllll. dliN under U.. Note. Uftllllhl NOlt u pal4 .. filII. . IU" tlOfuhll,U)
tcllI.IIO on"'*flflh orl (I) ytt,l, lutl 'nd Illtu..,nu whktl m.)' "1""III1t"IIY C'l\'tr lI"r 1ft\1111)' hWlIulncnli (b)
)..IIv IIIHhold P')1h,"\lt Of' .rollnd tlRl. on l'If Plnf'llf')' H Inri (I:) rMII, hauld IIII'n'Rtt J:fttnlun1r: and fd) ,url,
mon.... IRlur.n.... pr.mlllml, " .n,. 11\t,. It,,", If. called IlI'K1QW '"MI. II Ltndtr ma, Ulam.lr lllel'll".. dM Oft
Iht ba.la Df CURl"' dill 1M rn.onlhlt eUlmalt. or fulw. ",ra.. 111m..
TI\I f\lnd..hIU bt held In In In'lItullon Ih''''.,o.11I or '(:(Olln" of whldl.f.lnlurtd or 11IIt .nlct4 br I IId",.1
or .1.le 'Itaey (Iad\ldlll, lAGct Ir Ltnder It lUeh In 1IUIIIullon), l.n4l., 'hlUI"I.. Iht Fund. 10 ~Y"lf "4:IO*Urlll..
Lrndtr ma, nOI ch"11 fOI holdln. ."d arpl,ln. Ihe fundi, lnalYMt Uw ICtt)llnl or wlhlnllh. tM,,"'IW h"1III, UIlII'''
ltllll" "1)" lorro"" Inl,,,.1 on lh. 'und'lnd Ippllubl. II. pllmlta L.n4l1f 10 m.k. .ueh a ch"flr. 10uo\\1f .nd
ltnd" mlY .,," In Ilt'rllln. Ih.1 Idlltt.. ,h" be f1.hl on thl Fund,. Unlta, In I,rltnltnl II mldc or 'llplk.toIt I..
flqulruInltr'lI10 be pald.llndtl.h.11 not bt rrqulrrd Iu PI, IoI'low" 1ft)' Inl'lfll or ulnlnll on Ihl t'un"'..,tlutrr
.h.II.I....,o Iorro....., wllho..., ,hi"', In IMIaJ ",ounun, 0' Ih. 'un'" dlowln. clldll. and dcblu '0 Ill' Fundl.n"
1h, pUlpott 1M _~lch .lCh d.blllo 1M fundi _.. madt. The Fund, If. "W'N U addlllunll M\\1I11' fM Iht IlIni.-"-'
Halud by Ihl. SecurllY 1",lIunllnt.
If Ill. amounl o(lht Fund. h.ld by ltftdfl,lnlfthn ~Ih Ih. IUlure monthJ)' pa)'menl....r hnJI p.r.blt plkJr
10 Ihl due dll" of It.. nerow Ileml, .h.U .ured I'" amount rrquhtd 10 J'IIY lhe flnow 1111111 .llCn d~.. Ih. ",'ttI
Iklll bt, II Bouo-.,,'. O(ltlon, ,lth" prom..l)' rtpald 10 80rrower Dr ertdUld 10 R"uowII 011 m(lmhl, PiI,""llt. Dr
Fundi. If IhI.mounl of Iht Fund. htld b Lt". II nul .ufnclenllu P" Ih. "ClaW II,m. _hlft elllt, IOflu"" .h.11
pi)' 10 LendtT Iny ,.,nunt "run.l)' 10 Ihlb up 1M lI.nelthe)' In Dnl! or mort rl)'ln'nl'" "qulr,d b1 ....ndtr.
Upon p.,mtnlln lull 01 ,U.l.lml.tclUtd b)' ,hll Securhy 'ntINIMnt, Lendtl 'hili prompd.. urlUMJ IU 10110"".
Iny Fundi hrld by llnder. If \lnlltr p.I'llIph 191h1 P'0pa1111.old or lequirld b, ltndtr,lAn,ltr .hlll .f1t.1lr, no
111*'lh.n Immtcllllfl'l rrior to Ih. "II o( Ih. Prepeny or 111 .cq\lltlll,," by Lend", .ny ,Wtdt h.11i br LtlldCf II the
lime or Ippllnllon II . eledll I,alnallhe IUmllfC\lfN by Ihls Scuril)lnltrumtnl.
J. A"bnllolt DI..'...... Unit.. .ppUcablt la. pro~1dn DlM...b.. III p.)'1hlnll rrrtlv.J by Ltnd., under
pl'lI"phl I .rt.2 .hlll tit .pplltd: n"I,lo lalt Chllltl due undu'h. NoItj wcQnd, 10 prtplrnlmt ch.I,,, du. unda
Ih. NOl'llhlrd, to .n,O\lnll ply.blt under para.uph Jl lOl.lnh. 10 Inlll'''' dU'1 Ind IUI, 10 prith'ipltl dill,
.. Chlllt&; lit... Juno.., .haU JNYIII IPtr. III'tlmenll. ,har,", nnn a"d Impollllonl .urihuI.t..lllo Ih.
Ptoprr1y whk.;l mlf .ulln priori1)' O\'tr 1h.1t Stcurtl)' wINrI'lfnhand IM.atho&ct P'Y,","lt 01 around Itnll.1f Iny, !t!)rlo....
,hili p., Ih". obllpllonal" Ih. mi'''*, plO'ridfd In Pllqreph 2, or If nol ",Id In Ih.1 mlltn,r, (1<<311".... .hell pi)'
1hem on tlm. dlrcellYlo Iht pelton a*teI pI)'nllftl. BonOMr ,"al1 promplly f'urnllh 10 Ltndtl .11 Mlice. or IlUounl.
10 be p.1d und" Ihll "'''Ir.ph. If BCflO-'" malt. thut pI)'mCn1l dirrcll,. Bonu"" ,haU pompeI)' (WAlth 10 under
,,"lpI' ...Idenfl", IhI Ply""nll.
Banow" Ihln plomrtl~ dbch'llI .rty lien _hlch hu prloril, O'rtr 11\1I $mIril)' Inllrumtnt ulllm Rorlowllrl (.t
'1'"1 In wrlUnllo Ih. pl)'menl of lh, obUaaUon .lCur,d by Ihl IItn in. ml"n" .fe,pl.Nt 10 l'"ltUI (b) conle"l
in ,ood f.llh thllltn b)'. or ddtnd. 1,lln.1 tnlOIC'lmllU or lh. Uln In. k,1I proc::erdlnp .hlch In Iht I.tlldtr'l (t~llIlo.
OptlllllO pffvcnllh. ,nlOfctmenl of I'" U." ftI' forf(llUff of lilY pin of 'h. 'roptrtYI Of tel MCUII:I 110m 1h. holJcr
0' lhe 11m '" I.'..m.nl ..Ihr,clory 10 Lende, IUbo,dlnaUn, thl U.n 10 Ihh Secu,hy Inurum,nl, If I 'nit" delfllnlllH
Ihl' Iny rltl of Ih. rroPfny I. .ubJ"t 10 11Itn _hlch may .ltlln prloril' O\Iff Ihl, Scc:ulil~ In'''UIlt,"I, L.nd.. ItllY
,Ivelono\ll.r I nOlklld,nUf)'ln. lht Utn. Bonow., .hlU .....r, Ih. Uel Uf 'aka on. or mort or Iheklloltl 1ft '01111
lho" _lIhln 10 dl)'l of Ih. ,Ivln, of notlet.
.. "....111M...,., Bono,", .hl. lltP Iht Improv.m.nu now '11I1Irt, ot her"'I,r tf~l", on Ihe r,optny
InluT.lIe,IIAn 1011 b~ n.., huard. Indudtd 'frllhln lh. IlItn "Ulmded CO""'.." anet an, Dlh" I'I1,.rdl for .hldl
Ltnd" "qulr.. "'-urancc, Tbl. InlUflnct 'hili bllnllntltntd In lhe .mounll an' fOllhl PlnOlIt Ihl\ll.mdtr uquhn.
Th. InlurlllCC citrin 'IIn~ldln'lhlIRlurlfK'l.hIU be chollft by IOrro'lrtr .ub;.c:I 10 lArkler', 'PPloval 'IIIIhlC'h .hlll nOI
IN unrUlollllbl.. -.ilhh.ld.
Alllnluranet policln anelllntwal. .hlll be ICCtJIllbM to ltndl'r Ind shlD Inclu4t a lIaneS.,1I nlOll,,,,' diU..
Lender ,h.U h'Yllhe rllhl to hold 1M ralkl.. Ind ItntWIII. Ie Ltn4.r rcqulrn, Bona." 'hall promllU)' .lv'IO 1.11..1.,
.U 'cctlpt. 01 plld plcmlulI1I.nd rtn'.'1! nOli"" In 1M .unl af lou, lorTown Ihall alve prompt notice 10 11.ln"II''Inc:e
carrltl .nd lender, lAnd" m.l' m.1l1 prool 01 lOll If noI mid. promptly by lono*cr.
VnlclS Lend" Ind 80uo,,"., olht..I.. l.r.1n \trilln,. hUlIflfttI p,OC'Itd. Ihall N .pplltd 10 ruloUtlon or Itralt
of thl 'roptl1)' d.mlltd. II Ih. nl.onllon or IIpII, II econumlc.lIy I.albl..nd Lmder'l MCurlly I. f1t.11 ~ltlll!d, Ir
Ih. lC1lollllon ollrpalr It nol ~onomlfll1y flUlbI. oll.end"'1 ,tm,Uy ..ould be k..,n,d. Ih.ll\I\lu"re prO\'etdl .hlll
be Ipplled to IhI.uml IICUt,d bYlhlt Stcurltyln.U\lmtnl, whelh" or not thtd dUI, ..llh 'n, 'U.,I p.W to 00'1(1...
If 80llol...r ablndonllhl ',ormy, 01 dMt nDllnl\ll" .Ilhln 30 d'rt a noli" (rom Ltndcrlhlllhl IIl,urelKl ,an It'
1111 offtrtd IQ Irlll. . elihu, Ihen bnlt" ml)' ralltCllh. In.uran", PfOCtedl. L.ndn mlY \I.t Ihr PIUCNdl to rep.ir
0' ".tor. Ihl Proptrty Of 10 par. ,um. accur,d bl' Ih" Sleu,h)' I,,"rumlnl. _h,d\ff or noIlhtR dUI. 'fht1o.doy period
"In bI,ln 'Ill he" the nOII~. I. . nn.
Un"', ~Inlltr ."d Borrower ot"'r-.I.. "r" In .".,1111\1, Iny IpplkllIon of JlrocNdl to PIIAc:lll.1 ,hill nul '''1Ind
Of poupclnllh. duedall 0' I" mornhb fl'I)TI1Inlt ,.ftnN 10 In pu'11..phl I ",d 2 at eh'''''lhe.mOllltlllrlhf (11)III'n11
truncitl par'.llph I' thl p,Dpmy IllCqulred b11..ndc" Bono..rl'. rl,h110 Int In'\lIIII" pollet" Ind plO\'fltdl f(lulUn,
f,o", dlmllf In 1M ',oPlny JI,lor 10 Ih'l<<IlIlsldon .h111 pallO lind" 101M bl,nl or IMlun" ItcuI.d by Ihl. S<<urllY
Inlt'Unttnllmmtdlllfl, ptlor 10 'h. ac,\"I\I\lon.
.. .fIItr\'IUOa... MIln11MlK1 of .roIM,.'IIAu.hot.... 80nower Ihlll nol dnua)'.I'I.lltJ,r ar lub.IIRUllly
chin.. Iht Prnptl1y. .1I0w Iht PloptllYlo dtllrlorllt DI commh ~."e. If Ihl, Sh.'UIlIY InlltlJmlnl II on a lel"hold.
ICltro.." ,hall comply _lIh 1M provhlan. af th. WI". Ind ir lono... Icqul"l f" 1111. 10 Ih, P'Op.!lty, Ih.llAw:hold
and f" tltlt .1'1111 nul mu.. unit.. lendtl .,ree. 10 Ih. mtf.tt In ..'1111\1.
'. 'rottell,,".f I...,,'. RJ.t1l1ln 1111 ..er...." Mert....I..."Iet. U Ballowtr f.IIIIO p',rol1n Ih. co'enlrlll
IItd 'arHhltnU ,onlllntd In lhl, SKUrily hlllrUmtnl, 0' th".I. al'.11 p,o,"dln'lhll may .I.ninnnllr Irr'~1 l.rndu'.
rl.hllln lht Praptn)' (such II' plocttdln,ln bankruPtcy, prab.I', fOf eClnden,nlllon or 10 Infon~e lawl 01 "Jubllanl),
thin under mlY do .nd pi)' for ..hlltvtf II ntall.I)' 10 JlIOI'" Ih. \'IllJt 01 tht P'Dprny Iud lI'lldtl'lrlahllln Ih.
Plnprrty,ltndrr'. .ctlon. ml)' Include I'Ivlnllny lunn ,<<urnl bl" Ul'n ..hlch hll pllDfhy 0\'11 Ihb Scrlllily InmwllclIl.
IWllllnlln 'U\lII, rl)'I", r..lonlbll.1l0Int)'.' Itfl Ind .nUfln. an Ih. rrDrtny 10 nllb "'I'.ln. Allhou,h t.,nllll
mil' Ilk. action undrr Ihlt rtra,rlph 7, L'ndtJ dotllKJl have 10 do la,
Any Imounll dllbuntd by Lender undcr lhlt plfl,"ph '7 ,hili bleamt Iddhlonll d.bt of Bouuv.er ItcUfl!d b)'
Ihl. Sr~ulll' hllllUmtnl. Unl". Ik1na"'rr .nltltndll..fft 10 alhrr I.nnlol Ill)m,nl.thew .mDulllllhllll b...rlnlth,'I'
from Ihl dllt of dilbunement Illh. Not' IIlt.nd Ihallll. pay.blt, wllh inlcr'll. upon noIkt from t.elllltr 10 HOff 0""
rrqutllln, p.y""nl.
"',
FAA 00. 61967~11S3
)...
r.05/09
twl- 2-95 T1IU 0:20
ADVA'"'\(jE tIJIlTAGE
It L.ndrr 'fqull,d iliUM.... lUIlIrance u . condition 01 mulnt .... Io.n &eaI.N hy ltu. ....urily 'NINlntllI,
BOlio.." thall PlV ,h, prtlnlulIlI rtq\th,., 10 nlnllin ,II. InMUCt in eU,n Ynlll'ak'h 11M. II Ihe 'fflulrtrurnl lOf
I'" lnl""I(llInnln'ltlln ICcordll1" _illt Iono...', ud hnd.,', _tlUt. 'Ir"mtnl Ul .f!PIlt.bllll...
I. ........ tcndlr or h. .,tnl ft1')lftIh lCuonable '"116.. upon and laJpKtlOM 0' Iht rIO,""'. I.r.ndtl
1t.all.I" Illrro..., Itllkt Illh. lime of gr prior 10 In ~on 'ptI{l')ln. Ituunabl. elllM 'd' Ih, "',"'Mlll".
,. ('............ Tht proc_dI oflnr ..ard 0' dUnI (In dINt", direct or CnMftlllCnlw.l, In tONh'cllon "llh
&I'IV aNld.mnaakm or Olhn 'Ik,", of IIIr PVI 0' "" Pro,,",. Of for Cidn\'lY&nOlln U.u 0' ~lllnll'lon, ... h""by
uti,,,", Ind IhaII be pUd 10 Lind".
In Ih. lV,nl of .Iollllallin, of ,he ',oplny, I'" pr.x.d. ahaU be appUtd 10 Ih. 'UIN 1I(IIItd b) Ihl, SNurllY
laIllUIn..', Wllll"lf 0' nOllh.n du., wllb an, _me pal, 10 Iono.". In Ih. t\llftl of. p&r1I&1I.Un. 0' I"t PII'(""1,
unln, Bor,o... .nd Ltndll olh.,__"t ..,.In -.hlnt, Ih, 1\l1M .ecurrd h~ Ihll Se.:luil~ I'''lrl~m~nr Ihall be rrdUi<<l
b~ Ih, amount orlh. prOteid, muhlplltd b)' 'h. fo.ow"" fllctlonl (,) 'htlottllmllllnl of III. ,um, N\..~ltd IllllfledJlICty
btr." Ih. lOkl"l. 41.1dtcl b, (b) lho rill _... .110. .1I"'1~.pm, 111Il1MIII.1I1, 1It1." th. "~In.. "", b.laMt.hoIl
be pilei 10 10..0....'. '
If th, P,oJlln)' It abandoned by Borrow", 0' If, alltl nudet by Llndtr 10 lotro...r Ihll the Ctllldelhnor oft"l
10 mike In I"''' or l"Utl claim ror damlln, Bonaw.r flUt 10 ".pond III Ltndtr _lIhln )0 can)'1 ar,it Ih. dllt Ih'
nodn LlIIYI', L'''~tI "Iuthorlud to e:ollccl udtpplw 1M pt~, IS iu "pilon, IiIMr 10 rt"o'ltllon or rl'p.lI or
the P,oJltny Of 10 'hi luml "CUI rei by Ihll 5e.:urilY InmYlIWnl, _hflhtr or IOllhtn duc.
Unl'H L'ndtr Ind Bono..., olh",.lll 'I'" an ..,llInl, 11\)' apPU"llon Dr procttcla 10 prlrn.I~'AJ ...." n!)l tJI~1l11
or fJOtlpoat lhe dut dllt of 'M monlt\l)' pi)Wltnlt rerftltd 10 In I*.....:ma land J at '......11. IInOIllll of.lk:h r.~t:N"
It. Ien.." No. .......dl Fo,....... II ....., N.. . WIII"r. EAllftIM3n or I'" ,in.. r"r "I)'n~1I1 or
rnudlneatlon or amonllallnn of lht turn' .ecultd .)' IhJlltalrk)' Intll\lmlN .,.,.Itd by uneter 10 .n)' IlIecu.." In
Inlrll" of Iono"" Ih.U nOI OPffll.IO r.ltlltlhI11lb1UIyoflh.Drialnll 8orrt"",r or 8orrowcr'llllc~,uon in Inlllfll.
Ltadlt Ihlll nOI be uQIIlred 10 comnwnet procNdln,1 aaaJnt' Ul1Iu"",or In Inlertsl or r.rllle IU "1e1ld IIII" feW
patrntnt or other..". modl'y aanoltulllon Dr Ih.,WIU Itcuttd byltlil &taull)' Inllf\lm.nl by rW<1n of any t1.nllnd
made b)' Iht 011,11111 IOlfolller or Barrow""lu\WUouln lalft.l. Any forbtlranc. b)' lender in .\trNlI\f any rlabl
01 umed)' 'ha' not bt . wll~cr or 01 p,eclud, Ihl rltle.. of Iny riahl or Itmtdy.
II. Ill'"'"".... 0411I111 .....i ...... 1M Inllll J.JOMM'I Ce-elI.', The"J\ .nUlII IlId .,rern!tI'" or (hll
Str\lrllr InlbUfTMnl IhaU bln4111d b.nefitIMIIIC'unoll and uNI"1 of Lend" and 80nollt". IUblfi.1 10 Ih, pro~blonl
o,pa'''l'Iph 11. Bonowtl'l ca~tftlnll and qrtrmlnlllblll be jolnll1\d i,-c,lI. An)' Bor,o".r .horOolllru Itd, ~UTll'
In,uum.nc bUI doa nDlI..cult Ih. Not.; 'lib co-a1,nt", IbIl5Ic\I,II)' ltuI,um.AI only 10 nwneacl. ,fllnt .nd conve)'
th., Bono.tl" hUtmaln Ih. Pforeny undtr Ih'l,m\l or ltli. S<<w1I)' Inurumlnu lb) b nOI ptJtlmlllly otlllllled 10
p'~ Ih. .umlIfCUIId b)' Ihi.5<<urIIY lrutrulhfnt; Md ee) 1"", th.t L.nd" and 'R)'Olht, 80nuwcr "'.)' "'IClllIO'llltltlt.
modlty, fa,bear or mJklu, I(commodaalunt wk' "Ilrd 101M lelm, or Ih1ISer:wh)' 1""rumt"l ollh. Not. "ilhoul
thu 10110'*"'1 C'OfUtnl.
II. LaM Qlran.Iflh.loan keurN by thl\Stc:urll)' Inmum.nllllUbltlllla .I.w ..hich I"r m.,lmum 101ll
clllll".lRd 0\111..." f\naIIy lnlt::rlflrd aoch.. lh.mlUtrl or olhtr IoancMrltl ~u.n..a ar 10 btcoUf\'I.d In ronutl.1lon
.11" 1M loan UCt. Iht ",mlll Umill. Ihm: (.) any luch lOin char.. lhall b. udund b)' Ihl .muunl nfl'CU.rr 10
leduct lhe cha,.. 10 Ihe prrndlltd 11m..1 .... (b) anY'lIm. ..,Nd)' COUKlld r,om 80rroM' _hlell tlHl'dtd JlCIA1lnecl
IImlu win be rtrundtd to Bonow". LInder ru.)' ChOON 10 mak'lhl. ,ctund b~ rtdUC:ln.lh. princir-l 0...111 under Ih.
Not, or b~ m.kln. I dI'M PI)11'IInt 10 lotto""."" I rctuod Itd\l'ft princlllal,lh',lducllon _UI be IfUltd II I paniAI
prtpl)'mtnt ..llherul In)' prrpaymtlll ,har,. uodu Ih. NOlt.
U. LepIMIo. 04"""'..1.1..,.........., 'nlCUMnl or uplratlon Dr ,ppUc.bJt I...... hat I", tUC\."\ 0' ,,,,dcrl,,,
Ill)' pro\'hloll or Ih. Noc. 0' IhI. SKurll)' )r\luumenl luwnrlHable .mwdlne '0 lar Itrml, l.fndtT, .1 In OPII,'I1, mar
requllt &mm<<ll'I' ".011'" In ruu or au IYmlIIn'.s Q thl. SlcurtlV InaUumtnl1Rd may In\oklln)' rtm('din FC.nlIUect
" -"'" It. IIh"dor_dd........1.ondor II1aIIlUllhuoroll*lllod In .,,_nd pu..,.,.",.r"'''...ph 17.
14, NOlka. An)' lIollcl 10 Half 0." proylde" for In Ihb Stcufil~ InuruM,nl .hall bt .1\1" by d.:llycfln. II
or b, millin, II by fiUl cia.. maU unlcu .ppllcl'-Jt _lit rfquh.. \I" of 1II0lhll mtlhod. Tht nolinlhlll! bt dlrfl.1td
10 tM ',or'f1)' Addu.. 0' lny olh.. Iddr,.. lonoll" dlll,nll*, by noli" 10 tinder, Any nOllrc 10 lenl1,r thlll
",Iwtn by nlll clu. maU 10 Lander" lcU'tllllltcd htrtln or IA)' Glh.r addnlll.cndrl dn',n.tcl by nOlk.lo Pmtow".
An)' nnlk't provldcd ror In Ihl. S.,:urh~ fnl!rununl.htll.. d"mld 10 "I\It bun ,h'.n 10 IQffO"" or lelld" lllhcn
.I~tn I' provldM In IMI PJf..rlph.
I'. C.n'........; ....".W.)'. Thl. SKurllv Inlllum,nllhall b. ,ourntd b)' feder.lla... .IllJ Ihlla" or .h.
Jurlldlcllon In -hlch thl Property la !lxat.d. 11\ IhI .\itnl Ihl, Iny provlllon or CIIUIC or IhllSrclnil)' Inll'Unltnl or
Ih. NOli conmcl. 'Wilh ,ppliC:lblt II", luch con Riel .1\aU .01 1"'eI olher p,uvhlolU or Ihl, St"lfll)' Inlllunl.n, 01
IhI NOII.hleh can !M,htn .frect _hholn Iht connklln,pllnirloll, To lhII.nd Ih. pun-ulan, or Ihir SccllIilyhLltNmcnl
1114 IhI NOI. III d.<lII.1l I. be ".".blt.
la, lorN...'. CO". Bono.., ,hili b. Ilvtn ont conrormrd (Op)' oflhe Not. and of IWI SKU Ill)' IllllfumtUI.
17. Tr..d.r.' Ilrr. "0""_ .r I It.rhcltl 1..."..11 ,.,,..., If In 01 In)' I'"' of Ih. P,opcny or In)'
lalhtllln h II .old Of "'nlltrrtd (01 If I btndlcl'llnlll'U lit 801l0WIIIs lold or trlAlrtuld .nd ('OIlOIUf II nOI
· '11I\1,,1 pelaon) ..hhoUllend"'1 Pllor wfhl.n (Ollllnl, Lindt' ml)', II JII opllon, ICQldrc IUlIlltdl"lt J'I.)'n\rnl in
'\111 of aU 'UmlIIC\lrcll tI) Ihll StCU"I)' InllrUD\,nl. "OUV". Ihll apllon .hlll nol b, 'u"luiS b) l.lIdtr It "'lClu
II prohiblt.d by r.dt"IIIW u or th. dll' or Ihlt Senull)' 'nlllumlnl.
tr Lend., ""cIlftlhll ar'lllon. bndrr .heU .h. 8C.1fro,,"er nOllu 01 aterlt,.lion, Tht nollet Ih.u p'o~hlt .
11,,104 or nOl Itu Ih.n 30 diY' from Ih. d.tr Iht nOllct I' dIU",cd or m.U.d "hhln v.hkh Bono"'.r num fl." III
Il.Imr IlCurtd b~ Ihll StculiI)' InlUuln'nl. It 1I0llOlrCI ,.11110 plylh'"IUlIll ptlollQ Ih. IIIpl'I110n or 11111 rrriod,
Lrndtl rnlY Invok. .nyunwditl ptrmillrcl b)' Ihll S,,:wIIV Intl,umma "lIhoul runlitr nOllet 0' drlllllhl an BOUOM",
.1. '.rro.It', .....1 '1II:tl''''I'. Ir Bono....r m,n, ctflatn (ondltlonl, BOnO'9\ff ,hall hh. lht IllhllO h....
cnlo'ctmtrll of Ihl. Stcurtl)' IIlIUUmtll1 dllcontlnu,d lien)' 11m. prior In Iht tI,lIt, 01: fa) S dl)1 tn, Ilh'h (lltler ptrind
II ,ppUcablt 1.* mlY 'pcC'lr)' fo, Itln'I.IImen!) bdol. ",. of Ih. PrOll,tt)' f1\1I1U..nllo .n) po....r of lilt conlllurd
In 11111 Stcll,h)' Inntun1tnll or fb) tPH)' or . Judlmrlll ,nforel"l Ihls StclUllylnl1r\lIl1tnl. Thole torldhlonlllr Ih.,
Borrolrtrl (I) P')'I lende, .1l1l1ll1l ...tllch Ihtn "'auld bt due underlhll S,culllylnmumrnl and Ihl NC'l1t hid no
lenltrallon O((lJtndl Ib) CUll I In)' dd.uh or In)' olher [o~.nanll or ',uem'n1'j It) f1AYI .11 ,al.,n." hll'llll.d 11\
tr1fOlCinllhll StC\lrhy InlUUmtlll.lncludln" bUI nolllmlted 10, lIaron.bl, .uolnl)il' f,u; InlS hI) II~t' ItJeh .cllon
U lender may ,...nnabl)' Ifqullt 10 'lIur. lh.llll' lirn or Ihll Sreu'i1)' IrIl1rUmrnl, Ltmlrr'.,I.hu In Ihe 'r'-'I'ltll)
'nd 10110""" abll,.lIan 10 f11)' Ih, IUIUI trsulId b)' 1111. Sleurhylnurumtnl Ih.lI tonllnue UII~hllllfd. Upon
rclnlllltl11tal b)' ROllO..", Ihl, St_Urll~ InlllUnltl1l Ind tht nbll"lllgnlu\:ulcd h.ub)' 'hill 'tlll"in full)' tffWh.
I' If no '~Cfltr'llon hid occullcd. Uo...ncr. Ihll 'lahl 10 Itinllllt Ihlll nol Ipplyln Ih. I'll, or IfUlrnUolt undu
PI'lllIphl II 01 ll.
1VtR- 2-95 T1IU 0130 OOVAI'T"GE ~TIGE
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....... '" ..... .. . . '...
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Assignment of Mortgage
FAA 1<<>' 61907~'153 r.07/09
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Know all Men by these: Prese~ts
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1..,11I ....., eJ U. UIlif04 ""'" 01 _, Ie I' In ,..,., pel, 6, Colonial Nltinnll Sunk
1Jf1l1M,.
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TRANSFER AND .uSIGNMENT
.oa YALUIIlllCEIVIC;
nl .nd.1I1111ll h...~, lIon.r,", ,..II....d l<lnYl~' .nlo calanhl NltlDII,lllno
wlthoutllCoulIlllIrllh'. 1111., Int....' pow"'! and .pllon. In, 10 and .nd.. i1," ",,"In
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ADVANTA MOllglg. Co.p. USA ,'"",
ATTN: Rlco.dl Mlnlglmlnl. 1420 ' ,II".'
lea7S W Bornlldo D. 'WI hu"
Sin DI.go CA 92127
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TUIIOldtt No,
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Assignment Of Mortgage
KNOW ALL MEN BY THERE PRESENTS Ihot COLONIAL NATIONAL ~NII. USA. 16875 W. Bornlldo Dr" Sin Oligo. CA
92121 lOf conllderl11on paid. doe. hereby I..lon, "anl'er end let over unlo lANKER. TRUST COM'ANY. AS TRUST" OF
AD VANTA HOMllOlHTr LOAN TRUST 1992.3 UNDIR THll'OOtlNO AND SfIlVICINO AQIIIIMINT DArlD AS OF
Sll'rlMlI1I II. "92. FOUII AUIANr STRlIT. NIW 1'01111. Nr 1_lh.1 coll.ln mo.lglgo lor 3'.11711.00 dll.d AI'RIL
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Ihl Otllcl olthl CounlV Clllk d' CUMIIIILANO CounlV. 11110 01 I'INNSYLVANIA. oulhl 13TH dlV 01 AI'RIL, 1812. Ind
IICO.dld In Book VOL 1011001 Mollgog.. 1\ pig. 211. 01 Ihl IIcordl 01 loId county, 10gllhll with Ihl noli d' nol..lhlllln
mlntlonld .nd oIllnd.bl"dn,," ..culld IhlllbV 0
DATED Ihll 8 dlV 01 No,"mbor. 1993
I HEREBY CERTIFY THE PRECISE RESIDENCE OF
THE WITHIN NAMED ASSIGNEE IS:
BANKEnS TRUST COMPANY. FOUR ALBANY
STREET. NEW YORK. NY 10001I
P"lldtnl
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PrOplllV Add....: IHI FRrLDOI'AVINUI. CARtlSLI.I'INNSYLVANlA 17073
Logol Dllc.lptlon:'1I ATTACHED
roWNINII' OF NOIITH M1OD1.lroN
ASSlGNID TO COLONIAL NAnONAL ~NII. USA NCORDID ON AI'RIL 13. "'2 IN MISC. 'OOllflll.I'AQIIOII.
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Mortgage Corp. USA
An AMJ..,. 0' C~lnl.ll NA"'t1." ",t"~ (/:'>-4
~OTfcR.OF iNTENT iu FORECLOSE ONMORTOAOE
SHBRYL B MILLER
Page Two
1'0 II," JO.JlHI
S,ln{J'I'!I" Cot !I,'HI' !II'"
I(lI9"'04.t8L\)
begin legal proceedinge againet you, you will etill have to pay
the reaoonable attorney's teee, actually incurred, up to $50.
1I0wever, it legal proceedinge are etarted againet you, you will
have to pay the actual incurred reasonable attorney' 8 foes. oven
it the tcc. are more than $50.
All attorney's tees will be added to whatever amount you owe us,
which may also include our reasonable costs. IF YOU CURB TilE
DBFAULT HITIIIN THB THIRTY-DAY PBRIOD YOU HILL NOT RB REQUIRED TO
PAY A'M'ORNBY'S FBBS.
Hs may also sue you personally tor the unpaid principal balance
and all other sums dus under tile mortgage. However, it you have
ti1sd a bankruptcy and this mortgags debt was dischargsd, we
cannot eus you personally. It you have not cured ths detault
within the 30 day period and torecloeure proceedings have begun,
you will have the right to cure the detault and prevent ths sale
at any time up to one hour betoru the Sheritt's torec10sure sale.
You may do so by paying the total amount ot the unpaid amount due
plus any Interest and late or other Chargee then due, as well as
the reasonable attorney's fees and costs connected with the
torec10sure sale (and psrtorm any other requirements under the
mortgage) .
It ie estimated that the earliest date that such a Sheritt's Sale
ot your Premises could be held would be approximately 90 days trom
the date torec10sure preceedinge begin. This is just an estimated
date.
A notice ot the actual date or the Sheritt's Sale will be sent to
you betore the sale. Ot course, the amount needed to cure the
detault will increase the longer you wait. You may tind out at
any time exactly what the required payment will be by calling Ue
at 1-800-548-7916, between the hours ot 8.00 a.m. and 5.00 p.m..
Pacitic Standard Time.
You ehould realize that a Sherirt's Sale will end your ownership
ot the mortgaged property and your right to remain in it. It you
continue to live in the property atter the Sheritt's Sale, a
law.uit could be started to evict you.
You have additional righte to help protect your interest In th~
property. YOU IIAVE THB RIOIIT TO SELL TIIB PROPERTY TO OBTAIN MONBY
TO PAY OFF TIllS DEBT. YOU IIAVB TIIB RIOHT TO IIAVB THIS DBFAULT
CURED BY ANY THIRD PARTY ACTINO ON YOUR BEIlALF. YOU IIAVB THE
RIOHT TO SORROH MONBY FROM ANOTIlBR LBNDINO INSTITUTION TO PAY OPF
TIllS DBBT.
YOU MAY IIAVB THE RIOHT TO SBLL OR TRANSFBR TilE PREMISBS SUBJECT TO
THB MORTGAOB TO A BUYSR OR TRANSPERBB HIlO HOULD CURE THE DEFAULT
AND ASSUME TilE MORTGAOB DEBT PROVIDBD TIIAT ALL OUTSTANDINO
PAYMBNTS, CIIAROBS AND A'M'ORNSY'S PBBS AND COSTS ARB PAID PRIOR TO
OR AT 1'IIS 'riMS OP SALE. CONTACT US TO DETBRMlNB UNDHR WIIAT
CIRCUMSTANCBS TillS RIOIlT MIOIlT BXlST.
It rou cure the derault, the mortgage will be restored to
pos tion ao It no derault had occurred. 1I0wever, you
entitled to cure a detau1t more than three times in any
year.
the same
are not
calendar
Collection Department U50
ADVANTA Mortgage Corp. USA
WP12/ACT6CM
Certitied Copy
, milA O~tr(l,,,,
Om"ity S{tf\'irf1I.' 0." AlJVANrAI1P
Gl
JlDVNVrJI
Mortgage Corp, USA
"It ".t'IIII' 01 C,W,t ,I' N,lh"I,ll jl,I"_ liS.'
SHBRYL B MILLBR
1961 PRYLOOP AVB
CARLISLB PA 17013
PO SIU 5000tl
5"" O,toJ1' fA ~1",'151' ""J I'
,lSlIJt 61,J. 'Ic\'
DATE. December 5, 1995
RE. Loan number 792580
NOTlCB OP INTRNT '1'0 PORECLOSE ON MOR'l'GAClB
YOU ARB IN DBFAULT OP YOUR OBLIGATION '1'0 YOUR I,ENDRR, the pre.ent
holder of the Note and Mortgage referenced by the above identified
loan number. ADVANTA Mortgage Corp. USA Is the servicing agent
for the holder authorized to act on its behalf.
YOU ARE IN DBPAULT nCCAUSB YOU HAVE PAlLED '1'0 PAY installmentl of
$610.35 each, commencIng Juns 15, 1995 and .ubeequent
inltallments thereafter. Late charges have allo accrued to this
date. Late charges are assessed if the monthly payment is not
received within the grace period set forth in your Note. Your
monthly late charge is $30.52.
Other chargee may have also accrued which are due in
your loan. AS OP THB DATB OP THIS LE'M'BR, THE
NECBSSARY '1'0 CURE THB DBPAULT IS AS FOLLOWS.
order to cure
'I'OTAL AMOUNT
Payments of $610.35 each commencing June 15, 1995
through November 15, 1995.
Current Late Charges
Deferred Late Chargss
Current Return Check Pees
Deferred Return Check Pees
Advancel by Servicer
Advances br Investor
LBSS. Part al Payments/Forbearance
Misc. Unapplied Punds
'I'OTAL AMOUNT '1'0 CURE DBPAULT.
$
$
$
$
$
$
$
$
$
$
3,662.10
183.12
966.76
.00
40.00
2,484.10
.00
.00
628.35
6,707.73
YOU MAY CURB THIS DBPAULT within 30 days of the date of this
letter by paying to us the amount of $6,707.73 plue additional
inetallment payments that come due and any late Charges and other
chargel or fees which have accrued or have been paid on your
behalf during that time. Such payment must be made in the the
form of cash, certified or bank check, or money order, payable to
ADVANTA Mortgage Corp. USA and delivered to the following address.
ADVANTA Mortgage Corp. USA
Collection Dept. .350
16875 West Bernardo Dr.
San Diego CA 92127
If you do not cure the default withiu 30 days, we intend to
exerciee our right to accelerate the mortgage. Thie means that
whatever is owing on the original amount borrowed will be
conlidered due immediately and you will lose the chance to payoff
the original mortgage in monthlr installments. If you do not cure
the default within 30 days, we ntend to inetruct our attorneys to
Itart a lawluit to foreclole on the mortgaged premile.. If the
mortgage il forecloled upon, your mortgaged property will be lold
by the County Sheriff to payoff the mortgage debt. If we refer
your cale to our attorneys, but you cure the default before they
lrR'4A,05(1(19011
OllllfttV Sltfl'ice hI 0'/' ADVANTA'11?
Gl
.1D1f.1NTJ1
Mortgage Corp. USA
Arl "'" ,.1" I" ({'II,'''',I' ~," oM", Il.ln~ I!';~
NOTICB OF INTENT'TO FORIlCLOSB ON MORTOAOH
SIIRRYL B MILLBR
Page Two
"t1ft.1I!\('1'_"'
.o;,"l.l-l'o)C' L-" !l:I~~ .\11'
!1I1l1. 6~". '1'1.\1
begin legal proceedings against you, YOll wlll still havs to pay
the reasonable attorney's feeB, actually incurred, up to $50.
1I0wever, if Isgal proceedings ars started against you, you will
have to pay the actual incurred reasonable attorney's Cees, even
if the feel are more than $50.
All attorney's fees will be added to whatever amount you owe us,
whIch may e110 Include Ollr reasonable cOltS. IF YOU CURB TIIB
DBFAULT IIITHIN TIIB THIRTY-DAY PBRIOD YOU WILL NOT BB RBQUIRBO TO
PAY ATTORNBY'S FBBS.
lie may also sue you personally for the unpaid princIpal balance
and all other sums due under the mortgage. 1I0wever, if you have
filed a bankruptcy and thie mortgage debt was diSCharged, ws
cannot sue you personally. If you have not cured the dsfault
within the 30 day period and forwclosure procsedings have begun,
you will have ths right to cure ths default and prevent the sa1s
at any time up to one hour before ths Sheriff's forsc10sure sale.
You may do so by paying the total amount of the unpaid amount due
plul any interest and late or other chargel then due, as well as
the reasonable attorney's fess and costs connected with the
forsc10surs sale land perform any other requirements under the
mortgags) .
It il estimated that the earlieat date that such a Sheriff's Sale
of your premisss could be held would be approximately 90 days from
the date foreclosure prscsedings begin. This is just an estimated
date.
A notice of the actual date of the Sheriff's Sale will be eent to
you before the aale. Of course, the amount needed to cure the
default will Increase the longer you wait. You may find out at
any time exactly what the required payment will be by calling ue
at 1-800-548-7916, between the hours of 8.00 a.m. and 5.00 p.m"
Pacific Standard Time.
YoU Ihould realize that a Sheriff's Sale will end your ownerahip
of the mortgaged property and your right to remain in it. If you
continue to live in the property after the Sheriff's Sals, a
lawauit could bs started to evict you.
You have additional rights to hslp protect your interest in the
property. YOU HAVB THB RIGHT TO SBLL TIIB PROPBRTY TO OBTAIN MONBY
TO PAY OFF TinS DBBT. YOU HAVB TIIB RIGHT TO IIAVB THIS OBFAULT
CURBO BY ANY TIIlRD PARTY ACTING ON YOUR BBIlALF. YOU IIAVB THB
RIGHT TO BORROII MONBY FROM ANOTHBR LBNDING INSTITUTION TO PAY OFF
THIS DBBT.
YOU MAY HAVB THB RlGlIT TO SBLL OR TRANSFBR THE PREMISBS SUBJBCT TO
THB MORTOAGB TO A BUYBR OR TRANSFBRBB WHO WOULD CURB TIIB DBFAUl,T
AND ASSUME THB MORTOAGB DBBT PROVIDBD TIIAT ALL OU'l'STANDINC:
PAYMBNTS, CllARGBS AND ATTORNBY'S FBBS AND COSTS ARB PAID PRIOR T'J
OR AT TIIB TIMB OF SALB. CONTACT US TO DBTBRMINB UNDBR WllA'r
CIRCUMSTANCBS TillS RIOIIT MIOIIT BXIST.
If you cure the default, the mortgage will be restored to
position as if no default had occurred. 1I0wsver, you
entitled to cure a default more than three timss in any
year.
the lIame
are nat
ca1sndsr
Collection Dspartment .350
ADVANTA Mortgage Corp. USA
WPI2/ACT6CMF
FUe Copy
l1n"A,l'IMII'841
Olln"'y Smviro iJ O"r ADVANTAqo
Gl
JlDVJlNrJI
Mortgage Corp. USA
AlII """.11.. ," (;.lJ,'n'.11 '1,.", ',I' 'll"~ I'';''
", NOTICB OP INTBwr TO PORBCLOSB ON MORTGAGE
SIIBRYL B MILLER
Page Two
r,' II, . ~1',I"1I
,.: I' ('" 'ol '" n:. ~l' .'11
,';'.Jl' "_1.",\1
begin legal proceedIngs against you, you will still have to pay
the reasonable attorney's tees, actually incurred, up to $50.
1I0wevsr, if legal proceedings ars started against you, you will
have t:. pay tho actual incurrdd reasonable attorney'o tees, even
H the fsss are more than $~O.
All attorney's teoB will be added to whatever amount you owe us,
which may also include our reasonable costs. IF YOU CURE TilE
DEPAULT WITIIIN THB THIRTY.DAY PERIOD YOU WILL NOT BB REQUIRED TO
PAY ATTORNEY'S PEBS.
lie may also sue you personally for the unpaid principal balance
and all other BumS due under the mortgage. However, if you have
filed a bankruptcy and this mortgags dsbt was diSCharged, we
cannot sue you penonally. It you have not cured the default
within the 30 day psdod and foreclosure proceedings have begun,
you will have the right to curs the default and prevent the sale
at any time up to one hour before the Sheriff's foreclosure eale.
You may do so by paying the total amount of the unpaid amount due
plus any interest and late or other charges then due, as well as
the reasonable attorney's fees and costs connected with the
foreclosure sale land perform any other requirements under the
mortgage) .
It is estimated that the earliest date that such a Sheriff's Sale
of your Premises could be held would be Approximately 90 days from
the date foreclosure preceedings begin. This is just an sstimated
date.
A notics of ths actual date of the Sheriff's Sale will be sent to
you betore the sale, Of course. the amount needed to cure the
default will Increase the longer you wait. You may find out at
any time exactly what the required payment will be by calling us
at 1-800-548-7916, between the hours of 8.00 a.m. and 5.00 p.m.,
Pacific Standard Time.
You should realize that a Sheriff's Sale will end your ownership
of the mortgaged property and your right to remain in it. If you
continue to live in the property after the Sheriff's Sale, a
lawsuit could be started to evict you.
You have additional rights to help protect your Interest in the
property. YOU HAVB THE RIGIIT TO SELL THB PROPERTY TO OBTAIN MONEY
TO PAY OPP THIS DBBT. YOU HAVE THE RIGHT TO HAVB THIS DBPAULT
CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALP. YOU HAVE THE
RIGHT TO BORROW MONEY PROM ANOTHER LENDING INSTITUTION TO PAY OPP
THIS DBBT.
YOU MAY HAVE THB RIGHT TO SELL OR TRANS PER THE PREMISES SUBJECT TO
THE MORTGAGE TO A BUYBR OR TaANSPBRBB 11II0 1I0ULD CURB THB DBPAULT
AND ASSUMB THB MORTGAGB DBBT PROVIO~D THAT ALL OUTSTANDING
PAYMBNTS, CHARGBS AND ATTORNEY'S FBBS AND COSTS ARB PAID PRIOR TO
OR AT TIIB TIMB OF SALE. CONTACT US TO DBTERMINE UNDER WHAT
CIRCUMSTANCES TillS RIGHT MIUIIT EXIST.
If rou cure the default, the mortgage will be reetored to
pos tion ae if no default had occurred. 1I0wever, you
entitled to cure a default more than three times in sny
year.
COllection Department N350
AOVANTA Mortgage Corp. USA
the same
are not
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Mortgage Corp. USA
A""'H"'","Colt""JI1J.l/1ilrl.UIJ.lrl_IJ,,A
PO 11." .~"~,"I
S.,"O.rt;" ,"" PI',4Jtk11l
t61111 (~IIt/tlt)
DATB. December 5, 1995
THOMAS A MILLBR
1961 FRYLOOP AVB
CARLISLR OA 17013
RB. Loan number 79~580
IMPORTANT, NOTICB OF HOMBOWNBRS'
BMBRGBNCY MOR1~AGB ASBISTANCB ACT OF 1983
PL8ASE RBAD TIllS NOTICR. YOll MAY BR BLIGIBLE FOR
FINANCIAL ASSISTANCB TOWARD YOUR MORTOAOE PAYMBNTS.
Your mortgage is in default because you have failed to pay
promptly installments due for a period of at least 60 days.
YOU ARB IN DBFAULT BBCAUSB YOU KAVB FAILBD TO PAY installments of
$610.35 each due 6/15/95 and monthly thereafter as well as other
charges. AS OF THB DATB OF TillS LBTTBR YOU ARB IN DBFAULT AS
FOLLOWS.
Payment. of $610.35 each for June 15. 1995
through November 15, 1995.
Current Late Charges
Deferred Late Charge.
Current Return Check Fees
Deferred Return Check Fees
Advances by Servlcer
Advances br Investor
LBSS. Part al Paymente/Forbearance
Misc. Unapplied Funde
TOTAL DBFAULT,
$ 3,662.10
$ IB3.12
$ 966.76
$ .00
$ 40.00
$ 2,484.10
$ .00
$ .00
$ 628.35
$ 6,707.73
You may be eligible for financial a.sietance that will prevent
foreclo.ure on your mortgage if you comply with the provisions of
the 1I0meowners' Bmergency Mortgage Aseietance Act of 1983 (the
'Act'). You may be eligible for emergency temporary assistance if
your default has been caused by circumstances beyond your control,
and if you meet the eligibility requirements of the Act as
determined by the Pennsylvania Housing Finance Agenc1', Please
read all of thie Notice, it contains an explanat on of your
rights.
Under the Act, you are entitled to a temporary stay of forec10eure
on your mortgage for 30 days from the dats of thie Notice. During
that time you have the right to arrange a 'face.to.face' meeting
with a representative of ADVANTA Mortgage Corp. USA, or with a
designated consumer credit counseling agency. The purpose of that
meeting is to attempt to work out a repayment plan, or to
otherwise settle your delinquency. That meeting must occur in the
next 30 days.
If you attend a face-to-faco meeting with ADVANTA Mortgage Corp.
USA. or with a consumer credit counseling agency identified in
this Notice, no further proceeding in mortgage foreclosure may
take place for 30 days after the date of that meeting. You can
contact a representative of ADVANTA Mortgage Corp. USA by
telephoning our toll free number 1.800.548.7916 bstween the hours
of 8.00 a.m. and 5.00 p.m., Pacific Standard Time.
The name(e), addrPRB(es) and telsphone numberls) of (a) designated
consumer credit counssling agency lies) is (are) attached.
,_rR,..~.(1$(I,,-g"1
Quality SelVlce is Ollr ADVANTAgo
@
.1DIf.1Nr.1
Mortgage Corp. USA
"'nAII,O,II4' ;tCC",,'l',J'N,1"'I'l,l'f1,l'H liS.'
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NOTICB OF 1I0MBOWNBRS' BMBRGBNCY MOR1'OAGB ASSISTANCE Af!t"".' ","
TIIOMAS A MILLBR
PAGB '!WO
It is only necessary to schodulo ono faco.to.tace meeting. You
.hould ~;,i.e ADVANTA Mortga~. Corp. USA ilM\ediately of your
intention..
If you have tried and are unable to reaolve this problom At/ur
after your face. to. face meetIng, you have the right to Apply fOl'
rinancial assistance from lIomeowners' EmerglJllcy AHftiHtnucn
AppllcAtion with the PennsylvanIa lIuusing Finallce Ayency. '1'110
con.umer credit coun.eling agency will a..ist you in f llin'J nul.
your application. It mu.t be flied or po.tmarked with III 30 daYB
of your face-to-face meetIng.
You mu.t either mall your application to the PennBylvanla 1I0u.ln!I
Finance Agency or you mu.t flle it at the office uf ono nf 1.110
attached designated con.umer cr.dit coun.ellng agenel.. listlld on
the attachment to thl. Notice.
The Penn.y1vanla 1I0u.lng
Front Street, P.O. Box
Tel.phone Number (717)
number) .
An application for a..letance may be obtained f rom a conoumnl'
credit coun.eling agency or dlr.ctly from the PennsylvanIa 1I0uslng
Finance Agency.
Finance Ageocy Is located at I ~101 Norlh
8029, lIarrisburg, PennoylvanlA 17105.
780-3800 or 1'800.l4~-2]9'1 (toli fl'oo
It I. extremely Important that you flle your appllcAtlon !lromptIY,
If you do not do .0, or if you do not follow the 01. ler tlmn
period. .et forth In this letter, foreclo.ure may proceed ag" InBI.
your home Immediately.
Avallable fund. for emergency mortgage auletance are very
limited. They will be disbureed by the Agency under tho
eligibility criteria e.tabliehed by the Act.
It is extremely Important that your appllcat 100 18 accurAle all,1
complete In every re.pect. The coun..l1l1g agellcy wUI help ynu In
fill out the appllcatloo. The Penn.ylvanlA 1I0u.lng Flllance A'.elwy
has 60 day. to make a deci.lon after It receive. you. API,licallulI.
During that additional tIme, no foreclo.ure proceeding. will II..
pur.ued agaln.t you if you have met tho tIme rO'lulro"","l.o oet
forth above. You will be notified directly by that IIgellcy of It.
decl.lon on your application.
La notlf1caclon en adjunto e. de .uma ImportAllclA, 1"1"" .., fo<:11I a I.
derec:ho a continuar viviendo en su CllSll. 91 no comprnmlo 01
contenldo de ..ta n"tiflcAcloll obtllllgA IIIIA 1.'.Adu<:lulI
ilM\ediatam'lI1te llarnando e.ta agellclA lI'ennoyl VAlli A ilOilO III" F IIIAII""
Agency) sin cargos a1 numero mellclUllluln ltt'rUm I JlUOlt"" "nr
eligible para un preotamo por 01 prOllritmJI 11ft"ut"flo "Ilnn\fH1Wlltlr'n
Emergency Mortgage Assisti\ncf! Prl)~lrnm" ot t!unl I'u"'tn ""lvlu' 11\1
casa de 18 pordidA dol dcrocho n I"mllmll" 11\1 1111'0' "WI.
Collection DepArtment .350 AlJVANTII MOil !IIIII" CIII'I" WIll
Attachment I Consumer Crodit CUlIlIHUl illCJ ^~IUIWifJll
WP12/ACT91BMP
Filo COI'Y
LrRI4A,05/I01W
DWlllly Stlt"/cn 1'1 011' AlJVANIAI/I'
@
.1D~1NT.1
Mortgage Corp. USA
.ttlA'M..,..,lfC(l/(''',. N,J')tI,' 'J,ln. _'S-'
.'Oll,III'a.II'
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NOTICE OF 1I0MEOWNERS' EMERGENCY MORTGAGE ASSISTANCE A~" ,:, ',,,,"
TlIOMAS A MI LLER
PAGS '1WO
It is only necessary to schedule one tace.to.f~"~ meeting. You
should adviss ADVANTA Mortgage Corp. USA immediatsly of your
intentions.
If you have tried and are unable to resolve this problsm at/or
after your face. to-face mesting, you have the right to apply for
f inane!al assistance from Homeowners' Emergency Aasi.tance
Application with the Pennsylvania 1I0ueing Finance Agsncy. The
consumer credit counseling ~gency will assist you In filling out
your application. It must be filed or postmarked within 30 days
of your faes-to-face meeting.
You must either mail your application to the Pennsylnnia Housing
Finance Agency or you must file it at the office of one of the
attached deSignated consumer credit counee1ing agencies listed on
the attachment to this Notlce.
The Pennsylvanla Housing
Front Street, P.O. Box
Telephone Number (717)
number) .
All application for asslstance may be obtalned from a consumer
credit counseling agency or dlrect1y from the Pennsylvania Houslng
Finance Agency.
Finance Agency ie located at, 2101 North
0029, lIarrieburg, Pennsylvania 17105.
700-3000 or 1.000.342-2397 (toll free
'rR"",MI'110'"
It ie sxtremely lmportant that you fl1e your app11cation promptly.
If rou do not do so, or if you do not follow the other time
per ode set forth in this letter, foreclosure may proceed against
your home immediately.
Available funds for emergency mortgage aesietance a'e very
limited. They will be disburlled by the Agency under the
eligibility crlteria established by the Act.
It is extremely important that your application is accurate and
complete ln every respect. The counseling agencr will help you to
flll out ths appllcation. The Pennsylvania Hous ng Finance Agency
has 60 days to make a decision after lt recelves your applicatlon.
During that additlonal time, no foreclosure proceedings wll1 be
pursued againet you if you have met the time requirements set
forth above. You will be notified directly by that Agency of its
decision on your app1icatlon.
La notificaclon en adjunto es de suma lmportancia, pues affecta su
derecho a continuar vivienda en su casa. 81 no comprende 81
contenldo de esta notlflcaclon obtanga una traduclon
Irrrnedlatamente llamando esta agenda (Pennsylvania 1I0using Flnance
Agency) sin cargos al "umara mancionado arriba. Puedes Ber
eligible para un prestamo par 01 programa llamando "Homeowner's
Emergency Mortgage Assistanco Program- el cual puede salvar 8U
casa de la perdida d"l derecho a redlmlr su hipoteca.
Co1lectlon Dspartment .350 ADVANTA Mortgage Corp. USA
Attachment. Consumer Credit Counseling Agencles
WP12/ACT91BMR
Regular Mail Copy
01111/1'\' S"'\'I('(I I~ Om AOVANTAn(t
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IN mE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Il!\NKERS TRUST CO., TRUSTEE
VS.
SHERYL B. MILLER
'IllOMAS A. MILLER
CIVIL DIVISION
*
*
*
*
*
*
*
*
*
*
*
*
*
*
NO.
96-133 CIVIL TERM
PRAECIPE FOR WRIT OF EXECUTION - MORTGAGE FORECLOSURE
To the Prothonotary:
Issue writ of execution In the above matter:
Amount Due S 52,868.89
Interest From S 2,739.66 and Costs.
7/3/96 - 12/4/96
NOTE: Please attach
description of property.
Attorney
HOWARD GERS~mN, ESQUIRE
Print Name
486 NORRISTOWN ROAD, SUITE 230
BLUE BELL, PA 19422
Address
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE
NO. 96-133 CIVIL TERM
v.
SHERYL B. MILLER
THOMAS A. MILLER
ArrlDAVIT or ..RVle.
Howard Gershman, Esquire, being duly sworn according to law
deposes and says that he is the attorney for Plaintiff, authorized
tc take this Affidavit and that' on IO/ICi/V0 , he sent to
. I
Carlisle SUburban, 240 Clearwater Drive, Carlisle, PA 17013 and PA
Housing Finance Agency, 2101 N. Front Street, Harrisburg, PA
17401, interested parties in the above matter, by first class mail
notice of the Sheriff Sale scheduled for December 4, 1996. The
original certificates of mailing are attached hereto as Exhibit
"A".
Sworn to and subscribed before
me this 15+h day of ()c.1.
&Y1d/??t/22J?o~
o ary PU 1 c
USTIN, GERSHMAN'
Esqu re
, 1996.
NDTAffAL SEAL
.lANET M. MAS1EIlS. Notnrv Puhllc
WtUtP.1Ul TW,I. MOl\loomery Co.
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MAY liE USED fOR DOMESTIC ANU lNlEllNA1IONAL MAIL. DOE.S NOr
PROVIDE FDA INSURANCE-POSTMASfEn
noc.lvld F,om:
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488NvRRIST WN ROAD SUITE 230
, I!lLut: UI;LLit'A lG422
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On. pl.r.o 01 D'dinlfY m.lI.dd'....d to:"
Ms. Sheryl Miller
.
1961 Fry Loop Avenue
Carlisle, PA IIU13
PS Form 38\7, Mil, \888
;')qLIC, .:)..5/
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Stltl of Pennlylv.nl.,
County of Cumblrl.nd.
Marlan M. Wlllh, Clullfled Ad.Vlsor 0' THE SENTINEL,
0'.... CounI~ Md..... .1o.....Id, btlna dul~ lworn, depo"l .nd "VI that THE SENTINEL, . I1IWIPII* of
a-,., clrculltlon In till Iorouah 0' Carlllle, Count~.nd BIll. .'o.....Id, W'I ...lIllllhld Decembtr 13th,
'"'.lInoa which dIl. THI .ENTlNEL hll beln ...gullrlV Ileued In 1.1d Counl~, .nd thltlhe printed notice
or .'_Ion altlchld h.....o II .llICtly th. ..m. .. WII prlnled .nd publllhld In thl reullr ednlonl Ind
....... of THE .ENTlNEL on Ih.,ollowlnll datil, vII
Copv of Notice of PUbllc.llon
April 5, 1996
Aftllnt further depOI.s th.t h. II not Inter..ted In
thl subject mltter of the ,'orel.,d notlc. or
Idvertlsement, Ind th.t .11 .1I.g.tlon. In the
'oregolng stltement .. to tlm., pl.cI .nd cher.ct.r
of publication Ire tru..
74M.c... ?f- I.. L'J!. <
April 11, 1996
Sworn to and subscribed before me thll 12th
dlvof April .18 96
~ '::1 ~PUbIlC
My commission expires:
N(lI.\~;~'1 [',cnl
V.',..VY..fl L r."'I.w :, ~ lctl~ Pubr.o
CB.t~-.II' (}",u ('?:"'~\:;L1J\jCounty
M~t.omil'I,;.i']il {~~i),n'!jJ\J1~2. 1097
iJOr.PtJ,,~yt\,"'-;"'j~WnO'
,.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 5117. upproved Muy 16, 1929), P. L.I7114
STATE OF PENNSYLVANIA :
85,
COUNTY OF CUMBERLAND :
ROJIer M. Moraenthlll, EsquIre, Editor of the Cumberlund Luw Journul, of the County
and StIlte uforesaid, being duly sworn, uccording to luw, deposes und suys thut the Cumbel'lund
Law Journul, u legal periodicul published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the locul courts us lhe officiul
legal periodical for the publication of all legal notices, and has. since January 2, 1952, been
regularly issued weekly in the said County, and Ihat the printed notice or pablicatlon allached
hereto is exactly the same 11., was printed In the regular editions and Issues of the said
Cumberlund Law Journal on the following dates,
vlz:
APRIL 5.1996
Affiant further deposes that he is authol;zed to verify this stalemenl by the Cumberland
Law Journal, a legal periodical of general circulation, and lhat he is not Interesled in the subject
matter of the aforesaid nntice or advertisement, and thutull allegations in the foregoing
statements 0., to time, place and characler of publication are true.
-~^
Roger M. Morgenthul, Editor
SWORN TO AND SUBSCRIBED belilfe me this
os day of APRIL ,1996
4
C-:'1-:-.1"
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." C, .1::~Ju ( j /;/.'(i..<. u
(iNotary 7
TINeA J. -.-0 lIIII. ...,,_
0..-, C~Courwr,'A
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IIottCK
In the Court 01 Common Pleaa 01
Cumberland County. Pennaylvanla
CIVIl Acllon-lAw
No. \16.133 CIVIl Term
Mortgnge !look IOOO-Page 209
BANKERS TRUST CO.. TRUSTEE.
III Succeooon and AIolgna by
MlVINTA MORTGAOE CORP. USA.
16975 Weat IIernnnlo Drt",.
San Diego. CA 92127.
PWlmff
...
SHERYL P. MlIJ.ER ond
mOMAS A. MIIJ.ER.
1961 flyloop A",nue.
CorUlle. PA 17013.
DEfENDANrS
AN AC'l10N IN MORTOAGE FORE.
CLOSURE AGAINST PREMISES AT
1961 FRVLQOP AVENUE. CARLISLE.
PA 17013. PARCE" NO. 29.16100.
270. lIAS PEEN fl..ED AOAlNST
YOU. AS OWNERS AND MORTOA.
OORS.
NanCE TO DEfEND
yOU HAVE BEEN SUED IN COURT.
II you wIoh to delend ugolnll Ihe
c1o1ml 101 lorth In the lollowtng puge
you mUll lake acllon wtlhtn lwenty
(20) d,y" aner thla Complolnl and
Nollce are oerved. by enlertng a wrtt-
len appeorance penonally or by an
allomey AND ffilnglN WRJ11NO wmt
ntE COURT your delen.. or vbJec-
1101\1 to the claim. ..I lorll. oJlDlnal
you. YOU ARE WARNED thallI you
IoU to do 00. the coae moy I'roceffi
wtlhoul you and 0 JudllmentmllY be
entered og.lnlt you WlnlOUT fUR.
TItER NanCE lor ony n\Oney ch,lmed
In U.e Compllllnt or lor any other
c10lm or relldmlueatrd by the Plain.
1111. YOU MAY LOSE MONEY OR
PROPEI\1Y OR anlER IUOIITSIM.
I'ORTANTTO YOU.
YOU SHOULD TAKE TIllS PAPEI\
TO YOUR LAWYEI\ AT ONCE.
If YOU DO Nor IIAVE A LAWYER
OR CANNor AfFORD ONE. 00 TO
OR TE"EI'HONE TIlE OFt1CE SET
fORTH PE"OW TO fiND OUT
WlIERE YOU CAN OET ..EOAI.IlELP.
Court Adollnlltrotor
Cumberland County COUrllIOU8C
41h Floor
. Courthouse Square
Cllrllale. PA 17013
(717)240.6200
TIllS ISAN ATlEMPl'TO CO\J.ECT
A DEIIT AND AL" INFORMATION
OBTAINED Wi.... BE USED fOR
'1'IlAT pURPOSE.
1l0WARD OERSHMAN.
ESClUIRE
4811 NorrtaloWII Road
Sulle230
Plue 1Iell. PA 19422
(6101 825.3600
Apr. 5
CUlDberlaad IIDtlCII
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t~PR 261998
.i
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE
NO. 96-133 CIVIL TERM
v.
SHERYL B. MILLER
THOMAS A. MILLER
ArrIDAVIT or ..RYIe.
Howard Gershman, Esquire, being duly sworn according to law
deposes and says that he is the attorney for Plaintiff, authorized
to take this Affidavit and that on October 15, 1996, he sent to
Sheryl B. Miller, Thomas A. Miller, 1961 Fry Loop Avenue, Carlisle,
PA 17013, Sheryl B. Miller, 742 Allen Road, Carlisle, PA 17013,
Thomas A. Miller, 30 E. High Street, Apt. 302, Carlisle, PA 17013,
Defendants in the above matter, by first class mail and certified
mail, return receipt requested, notice of the Sheriff Sale
scheduled for December 4, 1996.
The certified notices sent to Sheryl B. Miller and Thomas A.
Miller at 1961 Fry Loop Avenue, Carlisle, PA 17013 were received
on October 19, 1996. The remaining certified notices were returned
as unclaimed.
A true and correct copy of the certificates of
malling, the certified mail receipts and the original return cards
are attached hereto as Exhibit "A".
HELLER,!KAPUSTIN, GERSHMAN &
VOQEL lU
BY: 1J f
Howard re
\
Sworn to and SUbscribed before
me this Iq-fA day of Alai.
AJ/Jd/h~ ?Jf~
~~~lic
, 1996.
. .....__. l
NOTAIIIAI. SEAL
~ ',' twMSJEflS. Nota'Y PIJhhc
,I, '"tll1 lwp, MUlI1oonu.try Co
''OJ'lIl~::,,I~111 f!p.!!~!,Q!i..L.!!!:JJY}ll ,
.
,
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P &fall ??Il SLa
US Poslal Service
Rocolpt for Corlltlad Mail
No InsLlfilnco Covorngo PlOvidod,
00 nat usa lor InlornnllMoll Mail Stlt) (IWOfSlJ
~RYL B. MILLE~
S'1I(~ 1~'ttEN ROAD
PeAWt.'i t'.'E~ Zip!!"" 17013
Poslage
$
CllrtJfiedFeo
Spedal Delivory Fee
RO$IOdGd OeJj~ory Foe
~ Relum ReCeipt Showing 10
r- \'Vhom & Dale Oeh'ttlod
~ RNnAlIC""soo..OJIoVtkm
:t Dill.. & AcbM.SH" Adiess
S TOTAL Postage & Fees
:!J P05lmarll Of Oale
S
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Ie
$
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10/15/96
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BANKBRS TRUST CO., TRUSTEB I IN THB COURT OF COMMON PLBAS OF
Plaintiff I CUMBERLAND COUNTY, PBNNSYLVANIA
I
v. I CIVIL ACTION - LAW
I
SHERYL and THOMAS MILLER, I
DefendantB I NO. 96-0133 CIVIL TERM
ORDER OF COURT
AND NOW, thiB ~~ day of March, 1996, in con.ideration of
Plaintiff'B Verified Application for Alternative Service of
Complaint pur8uant to PA RCP 430 it i8 ORDEREDI
The Complaint may be 8erved upon Defendant., SHERYL MILLBR and
THOMAS MILLER, by having the Sheriff POBt a true and correct ccpy
thereof on the PremiseB at 1961 Fry Loop Avenue, Carli.le, PA
17013, by having Plaintiff mail by fir8t-cla.. mail (with US Pc.tal
Service Proof of Mailing) a copy thereof to them at the .aid
addre.., and by publication once in the Cumberland County Law
Journal and in a new.paper of general circulation in Cumberland
County.
BY 'l'HE COURT,
J
Howard Ger8hman, EBq.
486 Norri8town Road, Ste.
Blue Bell, PA 19422
Attorney for Plaintiff
230 - e.1d ",'1',.,.1~.( #"/%.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE
v.
NO. 1996-00133 P
IN MORTGAGE FORECLOSURE
SHERYL and THOMAS MILLER
PLAIJTIWr', APPLICATIOM WOR ALTIRMATIVI .IRVICI
OW COMPLAINT 1M KORTGAGI WORICLO.URI
PA RCP no
1. plaintiff, Bankers Trust co., Trustee, filed a Mortgage
Foreclo.ure complaint as to Premises at 1961 Fryloop Avenue,
carlisle, PA 17013.
2. Plaintiff has been unable to serve either Defendant as
both are avoiding service of process.
3. The Defendants appear not to reside in the mortgaged
prami.a. any longer.
.. Unless plaintiff is granted the requested relief it will
.uffer irreparable harm.
5. An Affidavit in support hereof is attached and made a
part hereof.
WHEREFORE, plaintiff prays this Honorable Court for an Order
allowing for alternative service of the complaint upon Defendants,
Sheryl Miller and Thomas Hiller.
MICHAEL J. cCANEY, JR., ESQUIRE
Attorney 1.0. No. 28013
HOWARD GERSHMAN, ESQUIRE
Attorney 1.0. No. 25555
486 Norristown Road, Ste. 230
Blue Bell, PA 19422
(610) 825-3600
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE
.
.
v.
NO. 1996-00133 P
IN MORTGAGE FORECLOSURE
SHERYL and THOMAS MILLER
.
.
.
.
...IDAVIT 1. SUPPOlT O.
..TITIO. .0. ALT...ATIVI ...Vlel O. COK'LAIMT
PA Ie. no
1. Plaintiff, Bankers Trust Co., Trustee, filed a Complaint
in Mortqaqe Foreclosure as to Premises at 1961 Fryloop Avenue,
Carli.la, PA 17013.
2. Plaintiff has been unable to serve the Complaint upon the
defandant., Sheryl and Thomas Miller.
A copy of the Sheriff
raturn. of service are attached. It shows that the Premises is
vacant and has been condemned since December, 1995.
3. Tax and deed records show Defendants as the owners, and
at the Premises address, as does a credit report from February,
1996.
4. There is no forwardinq address for either defendant for
mail.
5. The present employment of the Defendants unknown.
However, Sheryl Miller was known to be employed by an (unknown)
aqency of the Commonwealth of Pennsylvania.
However, the
employment records show the Defendant at the Fryloop Street
address.
6. Defendants filed a bankruptcy petition (MD PA No. 1-93-
00489; Chapter 7) from which Plaintiff obtained relief from the
stay. The bankruptcy records show Defendants at the Fryloop street
address. They were reprosented therein by Valerie Gunn, Esquire of
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE
v.
NO. 1996-00133 P
IN MORTGAGE FORECLOSURE
SHERYL and THOMAS MILLER
MIHORUDUM or uw
Plalntiff is seeking alternative service of a Complaint in
Mortqaga Foreclosure pursuant to PA RCP 430(A) and in support
thareof ha. .ubmitted a verified Application setting forth its qood
falth inva.tigation as to the whereabouts of the Defendants, Sheryl
and Thoma. Miller.
Service of process is being avoided with the
aim of frustrating Plaintiff's efforts to enforce its riqhts. The
ordinary means of service have certainly proven inadequate in this
in.tanca.
WHEREFORE, Plaintiff prays this Honorable Court for an Order
allowing alternative service of the Complaint.
submitted,
MICHAEL J. McCANEY, JR., ESQUIRE
Attorney 1.0. No. 28013
HOWARD GERSHMAN, ESQUIRE
Attorney 1.0. No. 25555
486 Norristown Road, Suite 230
Blue Bell, PA 19422
(610) 825-3600
.
.'0'
SHERIFF'S RETURN - NOT FOUND
FEB - '1 2996
CASE NOI 1996-00133 P
CO"MONWEALTH OF PENNSYLVANIA I
COUNTY OF CUKBERLAND
BANKERS TRUST CO - TRUSTEE
VS.
KILLER SHERYL B ET AL
R. Them.. KIin.
. Sheri!!. ~ho beinQ duly s~orn accordin9
.
to law, .ays, that he made a dili~ent search ana inquiry for the ~ithin
nam.d d.!endant. to viti MILLER THOMAS A
~ut wa. unable to locate Him in his bailivick. He therefore r.turns
the COMPLAINT - KORT FORE
NOTICE
NOT FOUND. as to the within named defendant
i
,I
"ILLER THOMAS A
PROPERTY HAS BEEN CONDEMNED SINCE 12-13-95. HOUSE
IS VACANT. POST OFFICE HAS NO FORWARDING ADDRESS.
Sh.r:U!'. Costlll
Dcck.tin~
S.rvic.
A!!idavit
Surchar~e
"
6.00
.00
.00
2.00
ltl.llJlll HELLER KAPUSTIN GERSHMAII VOGEL
02/01/1996
Sworn and .ubBcribed to before me
--'
thh
19
day c!
A. D.
t.w.~ ~;
t'rotnonotary
'. .
SHERIFF'S RETURN - NOT FOUND
FEB - 7 1996
CASE NO, 1996-00133 P
COnnONWEALTH OF PENNSYLVANIA,
COUNTY OF CUI'IBER1.AND
'ANKERS TRUST CO - TRUSTEE
V5,
"ILLER SHERYL B ET AL
R. Thoma. Kline , Sheri!!, who bein; duly sworn accordin;
to law. .aya. that he mad9 a diliQ9nt .e.rch and inquiry for the within
named defendant. to wit, "ILLER SHERYL B
but w.. unable to locate Her in his bailiwick. He therefore returns
the CO"PLAINT - nORT FORE
NOTICE
NOT FOUND. a. to the within named defendant
"ILLER SHERYL B
PROPERTY HAS BEEN CONOEnNED SINCE 1~-13-9~. HOUSE
IS VACANT. POST OFFICE HAS NO FORWARDING ADDRESS.
So a~y u#'
H. ?ko~:r it.f:"u
HELLER KAPUSTIN GERSHMAN VOGEL
02/01/1996
Sworn and .ub.cribed to before me
this day of
Sheriff'. Co.t.,
Docketing
Service
Affidavit
Surcharge
18.00
:?80
.00
2.00
'2~.8~
19 A.D.
f'rotnonotary
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HELLER, KAPUSTIN, GERSHMAN' VOGEL
BY: Howard Gershman, Esquire
486 Norristown Road, suite 230
Blue Bell, PA 19422
(610) 825-3600
Attorney 1.0. No. 25555
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE
NO. 96-133 CIVIL TERM
v.
SHERYL B. MILLER
THOMAS A. MILLER
MORTGAGE FORECLOSURE
PRAECIPE TO REINSTATE COMPLAINT
TO THE PROTHONOTARY:
Please reinstata the Complaint in the above captioned matter.
HE
APUSTIN, GERSHMAN' VOGEL
rd Gershman, Esqu re
48 Norristown Road, suite 230
Blue Bell, PA 1942
(610) 825-3600
.f
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE
NO. 96-133 civil Term
v.
SHERYL B. MILLER
THOMAS A. MILLER
IN MORTGAGE FORECLOSURE
....Cl.. ~o .~.. D..AUL~ 3UDGN.~
TO THE PROTHONOTARY I
Plaa.. antar judqment in mortqaqe foreclcsure in favcr of
plaintlff, Bankar. Tru.t Cc., Trustee, its successors and assiqn.,
and agaln.t Defandants, sheryl B. Miller and Thcmas A. Miller, for
want of an An.war. Plea.. a.sess damaqes as follows:
-"
L....
Raal D.bt
Intara.t from 01/06/96
(Par Diam $17.79)
TOTAL
$49,737.85
to 7/3/96
3 . 131. 04
,sa, I... It plu.
'j ,interest par Ncta
d,!)i4~--
2946.251
U.
AR GERSHMAN, ESQUIRE
486 N rristown Rd., Ste.
Blue Ball, PA 19422
(610) 825-3600
230
AI81lIBMIl1C'1'
AND NOW, this .JI (l day of .J-~l (~
i. entered as aforesaid.
, 1996, judqment
I.
'.,
;
AFFIDAVIT OF NON-MILITARY SERVICE
COHHONWEALTH or PENNSYLVANIA I
SS
COlmTY or MONTGOMERY I
HOWARD GERSHMAN, ESQUIRE, baing duly sworn depo.a. and .ay.
that he 1. tha attorney tcr Plaintltt in the toregoing pleading and
that to tha ba.t ot hie intormation or knowledge and ballat,
Datandant., Sharyl Millar and Thomas Hiller, are over 21 yaar. ot
aga, amploymant unknown, and with a la.t known addre.. ct 1961 Fry
Loop Ava., Carli.la, PA 17013 and are not in any branch ot the
anad .arvica. of tha Unitad states cr its allies or otherwiea
undar the provi.lon. ot the Soldiers and Sailors civil Reliet Act,
a. amandad.
I
!
'vv.-.
ERSHHAN, ESQUIRE
Sworn to Jnd .ub.cl'ibad batora lIIe
thie 1St' day ot July, 1996.
4-A./}'h, /YYIt1LJ7lt.J
4M~~u~i.ic " C
-
NOTARIAL SEAL
JNiET M. MASTERS. Notary P~IIO
WI.lpnln TWII. Mon'gomery Co.
M Commlsslun Elllirel Ocl 10 'or~8
,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE I
I NO. 96-13) civil Tarm
v. I
I
SHERYL B. MILLER I IN MORTGAGE FORECLOSURE
THOMAS A. MILLER
.O'I'ICI or ..uy or .JUDaIlIIlT
fa ae. 131
TOI M.. Sharyl Millar
1961 Fry Loop Av~.
Carli.la, PA 17013
and
742 Allan Read
Carll.la, PA 17013
3223 Lahlgh st.
Whit.hall, PA 18052
Mr. Thoma. Miller
1961 Fry Loop Ave.
CarliSle, PA 17013
and
30 E. High st., Apt. 302
Carlisle, PA 17013
3233 Lehigh st.
Whitehall, PA 18052
.0000IC. 11 GIVD '!'IIA'!' A .JUDaIlJ:1l'1' 1. IIOaTGAGI rO..CLolva. .u
D'1'U.D AGAI..T YOU O.
, 1... III THI MOV.
CAJ'1'IO..D CA'.. A copy of the judgment documents is attached.
Cl
( .
IF YOU HAVE ANY QUESTIONS CONCERNING THE ABOVE, PLEASE CONTACT:
HOWARD GERSHMAN, ESQUIRE
HELLER, KAPUSTIN, GERSHMAN , VOGEL
486 NORRISTOWN ROAD, STE. 230
BLUE BELL, PA 19422
(610) 825-3600
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ALL INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE
NO. 96-133 CIVIL TERM
v.
SHERYL B. MILLER
THOMAS A. MILLER
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: SHERYL B. MILLER
1961 FRY LOOP AVENUE
CARLISLE, PA 17013
Your property (Real Estate) at 1961 Fry Loop Avenue, carlisle,
PA 17013 is scheduled to be sold at Sheriff's Sale on Wednesday,
Oecember 4. 1996, at 10:00 a.m., in the commissioners Hearing Room,
2nd Floor, Cumberland County Courthouse, Carlisle, Pennsylvania to
enforce the Court Judgment of $52,868.89 plus costs and interest
obtained by Bankers Trust Co., Trustee against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate
action:
1. The sale will be cancelled if you pay to Bankers Trust
Co., Trustee the back payments, late charges, costs and reasonable
attorney's fees due. To find out how much you must pay, you may
call Howard Gershman, Esquire, 486 Norristown Road, suite 230, Blue
Bell, PA 19422, at telephone (610) 825-3600.
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the Judgment, if the JUdgment
was improperly entered. You may also ask the Court to postpone the
sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner
you contact one, the more chimce you will have of stopping the
sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1.
be sold
calling
If the Sheriff's Sale is not stopped, your property will
to the highest bidder. You may find out the bid price by
Howard Gershman, Esquire at (610) 825-3600.
.
.
0'
2.
aale if
cf your
You may be able to petition the Court to set aside the
the bid price was grossly inadequate compared to t.he value
property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount due on the sale. To find out if this has
happened you may call Howard Gershman, Esquire at (610) 825-3600.
4. If the amount due from the buyer is not paid to the
Sheriff, you will remain the owner of the property as if the sale
never happened.
5. You have a right to remain in the property until the full
amount due is paid to the Sheriff and the Sheriff gives a deed to
the buyer. At that time, the buyer may bring legal proceedings to
avict ycu.
6. You may be entitled to a share of the money which was
paid for your house. A schedule of distribution of the money bid
for your house will be filed by the Sheriff on January 3, 1996.
This schedule will state who will be receiving that money. The
money will be paid out in accordance with this schedule unless
exceptions (reasons why the proposed distribution is wrong) are
filed with the Sheriff within ten (10) days after January 3, 1996.
7. You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
COURT ADMINISTRATOR
4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 240-6200
w r Gershman, Esqu re
486 orristown Road
suite 230
Blue Bell, PA 19422
(610) 825-3600
THII II AM ATTEMPT TO COLLECT A DEBT AND ALL INFORMATION OBTAINED
WILL BE USED rOR THAT PURPOSE.
GERSHMAN &
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE
NO. 96-133 CIVIL TERM
v.
SHERYL B. MILLER
THOMAS A. MILLER
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: SHERYL B. MILLER
742 ALLEN ROAD
CARLISLE, PA 17013
Your property (Real Estate) at 1961 Fry Loop Avenue, carlisle,
PA 17013 is scheduled to be sold at Sheriff's Sale on Wednesday,
December 4, 1996, at 10:00 a.m., in the Commissioners Hearing Room,
2nd Floor, Cumberland county Courthouse, Carlisle, Pennsylvania to
enforce the Court Judgment of $52,868.89 plus costs and interest
obtained by Bankers Trust Co., Trustee against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate
action:
1. The sale will be cancelled if you pay to Bankers Trust
Co., Trustee the back payments, late charges, costs and reasonable
attorney's fees due. To find out how much you must pay, you may
call Howard Gershman, Esquire, 486 Norristown Road, Suite 230, Blue
Bell, PA 19422. at telephone (610) 825-3600.
2. You may be able to stop the sale by filing a petition
aSking the Court to strike or open the Judgment, if the JUdgment
was improperly entered. You may also ask the Court to postpone the
sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stopping the
sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1.
be sold
calling
If the Sheriff's Sale is not stopped, your property will
to the highest bidder. You may find out the bid price by
Howard Gershman, Esquire at (610) 825-3600.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to the value
of your property.
3. The sale will go through only if the buyer pays the
Sheritf the tull amount due on the sale. To find out if this has
happened you may call Howard Gershman, Esquire at (610) 825-3600.
4. If the amount due from the buyer is not paid to the
Sheritf, you will remain the owner of the property as if the sale
never happened.
5. You have a right to remain in the property until the full
amount due is paid to the Sheriff and the Sheriff gives a deed to
the buyer. At that time, the buyer may bring legal proceedings to
evict you.
6. You may be entitled to a share of the money which was
paid tor your house. A schedule of distribution of the money bid
tor your house will be filed by the Sheriff on January 3, 1996.
This schedule will state who will be receiving that money. The
money will be paid out in accordance with this schedule unless
exceptions (reasons why the proposed distribution is wrong) are
tiled with the Sheriff within ten (10) days after January 3, 1996.
7. You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
COURT ADMINISTRATOR
4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 240-6200
GERSHMAN &
BY.
rd Gershman, Esqu re
486 Norristown Road
Suite 230
Blue Bell, PA 19422
(610) 825-3600
THII II AN ATTEMPT TO COLLECT A DEBT AND ALL INFORMATION OBTAINED
WILL BI UIID WOR THAT PURPOIE.
,
~
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE
NO. 96-133 CIVIL TERM
v.
SHERYL B. MILLER
THOMAS A. MILLER
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: THOMAS A. MILLER
1961 FRY LOOP AVENUE
CARLISLE, PA 17013
Your property (Real Estate) at 1961 Fry Loop Avenue, Carlisle,
PA 17013 is scheduled to be sold at Sheriff's Sale on Wednesday,
December 4, 1996, at 10:00 a.m., in the commissioners Hearing Room,
2nd Floor, Cumberland county Courthouse, Carlisle, Pennsylvania to
enforce the Court Judgment of $52,868.89 plus costs and interest
obtained by Bankers Trust Co., Trustee against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate
action:
1. The sale will be cancelled if you pay to Bankers Trust
co., Trustee the back payments, late charges, costs and reasonable
attorney's fees due. To find out how much you must pay, you may
call Howard Gershman, Esquire, 486 Norristown Road, suite 230, Blue
Bell, PA 19422, at telephone (610) 825-3600.
2. You may be able to stop the sale by filing a petition
aSking the Court to strike or open the Judgment, if the Judgment
was improperly entered. You may also ask the Court to postpone the
sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stopping the
sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1.
be sold
calling
If the Sheriff's Sale is not stopped, your property will
to the highest bidder. You may find out the bid price by
Howard Gershman, Esquire at (610) 825-3600.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to the value
of your property.
>
,-'
3. The sale will go through only if the buyer pays the
Sheriff the full amount due on the sale. To find out if this has
happened you may call Howard Gershman, Esquire at (610) 825-3600.
4. I f the amount due from the buyer is not pa id to the
Sheriff, you will remain the owner of the property as if the sale
never happened.
5. You have a right to remain in the property until the full
amount due is paid to the Sheriff and the Sheriff gives a deed to
the buyer. At that time, the buyer may bring legal proceedings to
evict you.
6. You may be entitled to a share of the money which was
paid for your house. A schedule of distribution of the money bid
for your house will be filed by the Sheriff on January 3, 1996.
This schedule will state who will be receiving that money. The
mcney will be paid out in accordance with this schedule unless
exceptions (reasons why the proposed distribution is wrong) are
filed with the Sheriff within ten (10) days after January 3, 1996.
7. You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
COURT ADMINISTRATOR
4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 240-6200
Gershman, Esqu re
486 Norristown Road
Suite 230
Blue Bell, PA 19422
(610) 825-3600
THll II AN ATTEMPT TO COLLECT A DEBT AND ALL INFORMATION OBTAINED
WILL BE USED rOR THAT PURPOSE.
USTIN, GERSHMAN &
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE
INO. 96-133 CIVIL TERM
v.
SHERYL B. MILLER
THOMAS A. MILLER
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: THOMAS A. MILLER
30 E. HIGH STREET, APT. 302
CARLISLE, PA 17013
Your property (Real Estate) at 1961 Fry Loop Avenue, carlisle,
PA 17013 is scheduled to be sold at Sheriff's Sale on Wednesday,
December 4, 1996, at 10:00 a.m., in the commissioners Hearing Room,
2nd Floor, Cumberland county Courthouse, Carlisle, Pennsylvania to
enforce the court Judgment of $52,868.89 plus costs and interest
obtained by Bankers Trust Co., Trustee against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to Bankers Trust
Co., Trustee the back payments, late charges, costs and reasonable
attorney's fees due. To find out how much you must pay, you may
call Howard Gershman, Esquire, 486 Norristown Road, suite 230, Blue
Bell, PA 19422, at telephone (610) 825-3600.
2. You may bs able to stop the sale by filing a petition
aSking the Court to strike or open the Judgment, if the Judgment
was improperly entered. You may also ask the Court to postpone the
sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner you
contact one, the more chance you will have of stopping the sale.
(see notice on page two on hoW to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1.
be sold
calling
If the Sheriff's Sale is not stopped, your property will
to the highest bidder. You may find out the bid price by
Howard Gershman, Esquire at (610) 825-3600.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to the value
of your property.
,
,
3. The sale wi 11 go through only if the buyer pays the
Sheriff the full amount due on the sale. To find out if this has
happened you may call Howard Gershman, Esquire at (610) 825-3600.
4. If the amount due from the buyer is not paid to the
Sheriff, you will remain the owner of the property as if the sale
never happened.
5. You have a right to remain in the property until the full
amount due is paid to the Sheriff and the Sheriff gives a deed to
the buyer. At that time, the buyer may bring legal proceedings to
evict you.
6. You may be entitled to a share of the money which was paid
fer your house. A schedule of distribution of the money bid for
your house will be filed by the Sheriff on January 3, 1996. This
.chedule will state who will be receiving that money. The money
will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after January 3, 1996.
7. You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
COURT ADMINISTRATOR
4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 240-6200
KAPUSTIN, GERSHMAN &
w rd Gershman, Esqu re
48 orristown Road
Sui e 230
Blue Bell, PA 19422
(610) 825-3600
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ALL INFORMATION OBTAINED
WILL BE USED rOR THAT PURPOSE.
.
Record Owner and Lien Certificate
S..rchT.c Numb.r; 96794
LEGAL DESCRIPTION
ALL THAT CERTAIN tract of land situate In North Middleton Townlhlp, Cumberland County, Pennsylvania,
bounded and described In accordance with survey made by Thomas Alvin Neff, Registered Surveyor, on
April 21, 1965, a draft of said survey being allached hereto and Incorporated herein by reference, as
follows:
BEGINNING at a stake at the Intersllctlon of the Western line of Fifty (50) feet wide Fry Avenue Loop with
the Southem line of Chester Avenue; thence along the Western line of said Fifty (50) feet wide Fry Avenue
Loop, South Three (3) degrees West, a distance of Seventy-five (75) feet to an Iron pipe; thence along
land now or formerly of W.C. Brehm, North Eighty-eight (88) degrees, Thirteen (13) minutes Forty (40)
seconds West, a dlltance of One Hundred Fifty (150) feet to an Iron pipe In line of land of Clyde Hoffman;
thence along said land of Clyde Hoffman and Robert L. Griggs, North Three (3) degrees East. a distance
of Seventy-five (75) feet to a stake In the Southern Line of said Thirty-three (33) feet wide Chester Avenue;
thence along the Southern line of said Thirty-three (33) feet wide Chester Avenue, South Eighty-eight (88)
degrees Thirteen (13) minutes Forty (40) seconds East. a distance of One Hundred fifty (150) feet to a
stake, the place of BEGINNING.
CONTAINING Seventy-five (75) feet In front along the Western line of Fifty (50) feet wide Fry Avenue Loop
and extending Westwardly therefrom a distance of One Hundred Fifty (150) feet, and being all of Lot No.
113 and the Northern one-half of Lot No. 112 as shown on Plan number 5 of Schlusser Village, said Plan
being recorded In the hereinafter mentioned Recorder's Office In Plan Book 9 page 3, and having thereon
erected a frame ranch type dwelling house with allached carport and other Improvements known as and
numbered 1961 Fry Avenue Loop.
BEING the same premises which became velted In Thomas A. Miller and Sheryl B. Miller, husband and
Wife. by Deed from Stanley John Jarusewskl, Jr. and Marie A. Jarusewskl. husband and wife, by Deed
dated October 1, 1973 and recorded October 2, 1973 In Cumberland County In Deed Book J 25 page 381.
'''IIO~.''''''''''"
- 3 -
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE
NO. 96-133 CIVIL TERM
v.
SHERYL B. MILLER
THOMAS A. MILLER
ArrIDAVIT PURSUANT TO RULE 312.
Bankers Trust Co., Trustee, Plaintiff in the above action,
sets forth as of the date of the Praecipe for Writ of Execution as
filed, the following information concerning real property located
at: 1961 Fry Loop Avenue, Carlisle, PA 17013.
1. Name and address of owner(s) or Reputed owner(s):
Sheryl Miller
Thomas Miller
1961 Fry Loop Avenue
carlisle, PA 17013
Sheryl Miller
742 Allen Road
Carlisle, PA 17013
Thomas Miller
30 E. High Street, Apt. 302
Carlisle, PA 17013
2. Name and address of Defendant(s) in jUdgment:
same as above
3. Name and last known address of every judgment creditor
whose judgment is a record lien on the real property to be sold:
Bankers Trust Co., Trustee
c/o Advanta Mortgage corp. USA
16875 West Bernardo Drive
San Diego, CA 92127
Carlisle suburban Authority
240 Clearwater Drive
Carlisle, PA 17013
Colonial National Bank
c/o Howard Gershman, Esquire
486 Norristown Road, suite 230
Blue Bell, PA 19422
4. Name and address of last recorded holder of every
mortgage of record:
Bankers Trust Co., Trustee
c/o Advanta Mortgage Corp. USA
16875 West Bernardo Drive
San Diego, CA 92127
PA Housing Finance Agency
2101 N. Front Street
Harrisburg, PA 17401
5. Name and address of every other person who has any record
interest in or record lien on the property and whose interest may
be affected by the sale:
None
6. Name and address of every other person of whom Plaintiff
ha. knowledge who has any interest in the property which may
affected by the sale:
None
I verify that the statements made in this affidavit are
true and correct to the best of my personal knowledge or
information and belief. I understand that false statements made
herein are subject to the penalties of 18 Pa. CS Section 4904
relating to unsworn falsification to thorities.
APUSTIN, GERSHMAN & VOGEL
Date:\) , l~V-
~.IO, yo
BY:
d Gershman, Esqu re
orristown Road, Suite 230
Blue Bell, PA 19422
(610) 825-3600
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:"IEllrFF':; IlETURN . NOT FUUND
CASE NOI 1996-00133 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
BANKERS TRU1IT-r;.lL:.....:LRUSJ:J.:.L.___.
VS.
MILLER SHERYL B ET AL
.il. Thomas I\line , Sheriff, who bl?inCl duly sworn occording
. -
to law, says, that hI? made u dili~l"nt search ond inquiry for the within
named defendant, to wit: J!ILl,J;:JLI!!.Q11.1\RjL_______ ._
but was unable to locate Him in his bailiwick. He therefore returns
the COMPLAINT . MORT FORE
NOTICE
NOT FOUND , as to the within nomed defendont
MILLER THOMAS A
PROPERTY HAS BEEN CONDEMNED SINCE l~-lJ-95~_ HOUSE
IS VACANT. POST OFFICE H~? NO FOR~ARDING ADDRESS.
Sheriff's Costs:
Docketing
Service
Affidavit
SUI-charge
6.00
. 12HZ)
.00
2.00
S~Atnl~~I~ ~
,,~-.trll~la8 r\ lnt:'~ff
08-;-00" HELLEIl I\APUSTIN GERSHMAN VOGEL
1Zl2/IZlI/l'J,:JE.
Sworn 9nd subscribed te before mQ
this (,!- doy of ;j.I1.,~,,___
19~__ A.D,
__Q",-,- Q nt..fi~,_~t5'-_.___
'f I'J'othonocol'}'
.
A~
HELLER, KAPUSTIN, GERSHMAN' VOGEL
BYI How.rd Gerahm.n, Eaquire
Attorney 1.0. No. 25555
486 Norriatown RO.d, Ste. 230
Blue Bell, PA 19422
(610) 825-3600
BANKERS TRUST co., TRUSTEE, ita
Succeaaora .nd A..igns by ADVANTA
MORTGAGE CORP. USA
16875 We.t Bern.rdo Drive
S.n Diego, CA 92127
v.
SHERYL B. MILLER .nd
THOMAS A. MILLER
1961 rryloop Avenue
C.rlisle, PA 17013
TRUE COpy FROM RECORD
'n rMtJmony whereo', 1 here unto set my hMd
'r.nd t .,-1 of lei at Cirl""~ Pial
.rf... I'\t~
.
.
CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
.
.
I
I
NO. 1'(~' 133 (l~4\. C ')iL-ll'-
I
I
I
I
MORTGAGE
PAGE 269
BOOK
1060
MOTIC. TO DlrlND
YOU BAV. B." IUID III COURT. If you wish to defend Ag.inst
the claims set forth in the followinq paqes you must t.ke .ction
within tweDty (10) day. after this Compl.int and Notice .re aerved,
t%1 0"'-
~ 'T1:2i if, by entering . written appearance personally or by an .ttorney AND
:::i;r. :n
F'r. Z H:l f iUng IN WRITING WITH THE COURT your defense or obj ections to the
O(ii"'~
~)?@cl.im. set forth .gainst you.
':I~'i ~?l
~ -\r.{:; ~ do so, the c..e may proceed without you and a jud9lllent m.y be
O ' .t'o:!
;0 ~ t; ;\: entered .qainst you WITHOUT FURTHER NOTICE for any money claimed in
z tJ ...t
!l2 :2 H l~ the Complaint or for .ny other claim or reUef requested by the
__'0'
;c fi.l Plaintiff. YOU MAY LOI. IIOIIIY OR ..O....TY OR O'l'BIR RIGBTS IIIl'ORTAIlT
t.'n
)" -i
On
=0
O'u
z<
YOU ARE WARNED that if you f.il to
'1'0 YOU.
YOU 'BOULD TAIl TBII "Al'1a TO YOUR LAWYIR AT OIlCI.
II' YOU DO MOT HAft a LAnlR OR CAIlIlOT Al'I'ORD aMI, GO TO OR
'I'IUl'HOMI TBI Ol'rICI liT I'ORTH BILOW TO rIND OUT ....I YOU CAlI GIT
LlGAL .ILl'.
Court AdaiD.trator
Cuaberland County Courtbou.e, 4tb rloor
1 Courtbou.e Square
carli.le, ..a 17013
(UO) '"-5014
THIS IS AN ATTEMPT TO COLLECT ^ DEBT AND ALL INFORMATION
OBTIAINED WILL BE USED FOR THAT PURPOSE.
4
A~
HELLER, KAPUSTIN, GERSHMAN , VOGEL
BYI Howard G.r.hman, E.quire
Attorn.y I.D. No. 25!1!1!1
486 Norri.town Road, st.. 230
Blue Bell, PA 19422
(610) 82!1-3600
IANlCERS TRUST CO., TRUSTEE, 1 t.
succ...or. .nd As.ign. by ADVANTA
MORTGAGE CORP. USA
la875 We.t Barn.rdo Drive
San Diego, CA 92127
v.
CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
NO.
SHERYL B. MILLER and
THOMAS A. MILLER
1961 rryloop Avenue
Carli.le, PA 17013
MORTGAGE
PAGE 269
COKPLAI.r 1M NORTGlG. rORleLoBua.
.
.
.
BOOK
1060
1. plaintiff ia Bankers Tru.t Co., Trustee, Adv.nt. Home
Equity Loan Trust 1992-3, it. .ucces.ors and .s.ign., . b.nking
corpor.tion, by it. authoriz.d ..rvicing ag.nt, Adv.nt. Mortgage
corpor.tion, with offic.. .t the above .ddr......
2. D.f.ndant. are Sheryl B. Miller and Thom.. A. Mill.r,
adult. who r..id. .t and .re the true ownera .nd mortgagors of
pr.mi... locat.d .t .nd known a. 1961 Fryloop Avenue, North
MIddl.ton Town.hip, Carli.le, PA 17013; Tax Parcel No.
A mora particular de.cription of the Premises is included in
Exhibit "B" .tt.ch.d hereto .nd incorpor.ted by reference.
3. On or about April 10, 1992, Defendants execut.d a Not. in
favor of c.ntury Mortgage corporation in the original princip.l
amount of $38,675.00. A true and correct copy of the Not. i.
attach.d h.r.to, DIad. a part hereof and marked Exhibit A.
4. A. .ecurity for the obligations under the Note Defendant
on the same day granted a mortgage on the Premises to century
Mortqage Corp.
That 1I0rtqaqe 11 recorded in cumberland County
attached hereto and incorporated by reference.
Mortgage Book 1060, paqe 269 and a true and correct copy thereof i.
The Note and
Mortgage were a..igned to Colonial National Bank on April 10, 1992,
and further a..igned to Plaintiff on November 9, 1993, a. recorded
in MI.c. Book 467, Page 22, on February 24, 1994.
5. Defendant. have defaulted on the Note and Mortgage
obligation. by failing to make payment. due June 15, 199!1, and
thereafter.
6. By rea.on of the .al~ default Defendant. are liable to
Plaintiff on the accelerated amount, as follow. I
Principal
Intere.t from 5/15/95 to 01/05/96 ($17.79/day)
Attorney Fee Per Documentaion (15t)
Accumulated Late Fees
Search co.t.
Advance.
NSr Charge.
Credit Unapplied Fund.
'IO'l'AL
$36,497.86
4,110.34
5,560.00
1,180.40
47!1.00
2,500.60
40.00
(628.35)
$ 49,737.8!1
7. The attorney'. fees set forth above are in conformity with
the Mortgage documentation and law and will be collected in the
event judqlllent i. entered again.t Defendant. and they do not
rein.tate the 1I0rtgage or pay the .ame off prior to Sheriff Sale.
If they do either, only reasonable and actually incurred fees will
be charged a. allowed by law.
8. D..pite repeated demand Defendants have failed and refu.ed
to pay the amount due Plaintiff.
'''''''.J
"~.%aaft_
070YCII IIIIIDJ:C'r, hereby veritie. that Ibe 18 a foreclo.ure
.peelaU.t tor Mvlnta Kortgag. COrporation, the authol'lled
.enlol", agant tor Plaintiff and tbat. the .tataut. in the
tOntoing COIIpldnt are trua al\ll oo~ to tha beat of her
per.onal Movledge, intonation and beUef. Ibe under.tand. that
the atatauta banln ue ..de auh~eat to the penaltie. of II Pa.
.
c... lacrt:ion ..04 relating to un.worn tal.irlaation to aUtho1'ltie.,
Data~Yf(
~Ln;no,JrN ---.
IOOtCT
.
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/WI- 2-95 rnu 812'j
p, 02109
.- -~
c:...<"'~la\
ADVP'~o\(jE I<<lRTAGE
:~, , NOTE
FAll 00, 8~1"153
......
April 10th ,.. 82
CuUIl.
Prl
1961 Fryloop Av.nu., C..IL.I., PA 17013
1l"__1
'tnnlylvlnJI
...01
II q ~c;<\I)
I, IOUOWU'. .IONISE TO 'AY
. InllfY'" fOt_1oIn Ihlt I hln ll\:,htd.. promlMlo pty u.s.. 38,175.00... (11\Ja1l1l0\.lDt ile&IJcd
"pI1nct"&"I, pi.. UII.....,o.1Io ar~ff or lilt Ltndor. n.lAndff bC.ntury HortU'U' co",urotLon
I, undaM.nc1
1"1. 'hi L.lIlIItr NY Iru.,,, IhlJ Not.. Th, und.r Dr Inyon, llrho IU" 'his NOI. by lranstlf and 'IIho II .gtilled to
filii.. Plnnenll und. tJW NOli II caU'" Lhe "Noel Hold.,,"
I.l/lITEUll
Illlff'" wil -- chll.... on U"poI~ Pflnclpll un'illh, lIIll -... or Pflodpol h.. botn PlI~, I will PI' Inl""'"'
""',.... 0' 17.55".
n. Inllrnl r.t. rtquirtd b1lhl, 5ectloa. :z 61 t.ht rat. I ...Ul PlY both bdort IIld afllt any dtrlulr deacribrd la
Soc.I.. eell or 11I1. Noe..
I. 'AVNENl.
IAI T.... ..~ '1Ko II ..,......
I .w PlY principal and gl,rnt b,. m.klnt p'~'nll IYtr)' monlh.
I wUlmlktmy monlhJyPI)1nII'111on Ih. 15th dl)' o',ach month bclinni"l on MI'I 15th ,
., 12 I_III m.....lh... PIYmlIU,t\'.-)' month unlU J hl\' paid all Dr 1M prinriplland lnllrtll and In., othe. chu.a
*Kribtd Mlowmlll mlVOWI Wldtr ,h1l NOlt. My monthly ,I)'menu .'UI btlppU.d Co Inl."1I btrl)r~pltnc:lp.I.If, on
. A8" 11 ~".. , .on' ,I "lIIowUlllO\lOll.oder'h~ NOli, I will p., 'ho.umo.ollln 'uU on .hll UII,
WIUC -lr~llUa""llI. "mlluril)' crart:"
IwUlm.kam'.....'h1'PI""'"'.., nn 5, All.n StrOlt
SUtdl '.HMlI.r~~I'P/lq.lr... b, the NOI. Holder,
(I) AMOU.' ., MoaI~ 'IIlItenll
M, IOOnllll, PI'..... will be In the ImOU," olU.5, 1610,35
e, IOUOWEI'I RICHl 10 PRE'A"
I hl\' 1M ",hi 10 mike pl)'mmll or principII It any 11m. bllor. Ihry Ir. due. A plymrnt 01 pflnripaJ only
11 known u . "J1frpa~",rnl. II V.'htn 1m." . prepaym.nt, I win IIU lhl NOI. Holder In wtldn, thai I .n' dolnllO.
I m.y m.ke. fuU prfJIl)'mlQI or panlal pftpaymtnllwlthoUI p.ylna Ill)' pftpl)'mml char,r. lb. Noee Hold"
frill UN all at my Jlrepl)"Tntftll 10 rtdu" IhlllnOunl or prindpallhll I OWl under thl. NOli. It J mlllt . p...U,,1 pttplyo
mem. It.,,:, will br no chin'" In 'h. du, dt.1. or in tht amounl or my monthly PIYrlUll1 ualeallh. Noe. Holder 1Ifft1
In writJr..' ~"Ihol'; chllllll.
I, LOA'" I IlABCD
It . law, \thlch IpplltllO tN. lOin and ...hleh .'1 mMlmumloal'\d\It,... I. finlU)' Inlttpr'lcd 10 that tb. Inlll"1
or CIIhtr loan char'lI collea,,'d or '0 1M colltcllClln conMC1lon ..lIh 'hi. loan ucttd lh. ptflniu'd lImlu, Ih.nl (1) any
IUCh loan Char,. ,h.lI b. 'Huclel b)' Ih. amounl ntCIlIIl)' 10 reduce Ih. ch.r" 10 Ih. ptrmlutd IImltllnd (Ii) In)' 1\ImI
Ilrndy colltc1u l'rom m. .'hlch nclCd.d pmnlllld Iwlu Yrill bt rdl.1ndtd to mi. The NoI. Holrtlf mlY chuo.. 10
mOl mil retund b,. "dueln. lbe principal JOWl undlt Ihlt NOI. or b)' ralkJn, I d1rtc1 pl1mtm to m.. It. r"uad
'MUCII pMdpaJ, IU r"'''etton _i. be 1I_'1d U I penial pr'pI)'m.nt.
., 10UO"'EIl'. rAlLlIIE TO 'AY AI RlQIIIUD
IA' ..... a.... 'aI 0._ ",.""
I(lIlt NOli Hold. 111I no. rlCll11<lllloruU 1m0000or"'lOOnllll,p."".., b,lh..ndor 1~ o:alendar
din Irtlf IhI dll.l'" due, J '4'tU pa)' alllt chlr,l to the Not. Holdtr. lb. amount or Ih. char.. -III he & 00 ..
or 10' OVOrdut PI,m"" 0' principII ond lIU.m, I will ,., Ihla.... ctw.. promp,l, bllC onl,on" on aeh Ii.. ,1)'11""',
III 011.._
I( I do I1lll po, .110 MI amuuo. or ...h moo,hl, P.l...... on Ih. dill It b dUf, I will bo In d.,..It,
tClI'I..... 01 o.r....
I( 1 '10 In ~.r..It, ... N... Hold. mlV IInd m. . wrin.. nOlI" ..w.. lOt 'hlllll do nOI p., .h. ollrd..
amoun<< b)' . c.nala dlt., Ik. NOlI Hokllr ml, rrquir. mt 10 pa)' lmmtdllllly Ihl 'ull .moun' at princiPII .,hich hll
nCH bttn paJd aM aU the WtrtlllUtI 0..... on lhal amown. Thll dII. mlllt be 111t1l1 JO daYII"''' Ih. diU' on 'NhlCb
1110 IIOIK' b ~,ll"nd aI 1IIIiI... 10 nil,
(D' /I. 11'11.. I, 1'1... Hol...
IYln U, .. tlmt wMn'am In .rl\llt,lhl Not. Holdtr dotl not rcqulft m. to pi)' ImmcdJIIII)' In 'ull.. detalbtd
abov., IhI NOI. Hohl" ..w 11111 hi'" lh. rllht 10 cia '0 Jr I am '" dtflull It I IlI,r lime.
lEI ,_ .'1'I1It H.I~..'. C'1lI MIl II"....
If lb. NOI. Hokltr hu rtqlllrtd ml 10 pay ImmtcUal'l)' In 'uU II delerlbed above, Ihe NOI. lIohter '*111 hlv.
Ih. rilhllG bt llaJd back by mt lor IU of h. COIU Ind upenl"ln mrortln'lhll Note 10 the nlem nOI ptuhlbhcd by
appllcabl. la.. Tholl IIlPfIUll include, for IU01plt, rllloMbl. IIIOrnt)'I' feca.
'I, CIVlNG or NoncES
Unl.n apPUClbI.law rrqulr" I dlltuw mt1hcxS. In)' nOlle. Ihlt mUll b. .Inn 10 m. undfr Ihis NOl. --UI be
11....11 by ckUnrinlll or by m.Wn.1t by fin. Clasl maUlo me Illh. Proptn)' Addr... Ibon or at I dl(('r4nl addrtll
If 111-. 1M Not. Holder. nOlle. or my dJrl.nnl .dd,....
An)' nOll(l thai mun be aI"n 10 Ih. Nolt Holdtr under lhil NOl. "..UI be II'-.n by mallln,it b)' tIul dlll man
10 II.. NOI. Holdtr IIlh. add".. '1IIrd In Stellon 3(A) lbo", or al I dlU,r,nl add,... It I 1m &lv.n It nailer or Ihll
dlrt"ml Id"rPI.
MUUIITATl FIXID RAll NOTl-...... .....',-,....,._. u.,...... ",111""'_
'....aJOCl t2ltl
."IIMII~
"WlrIQIlt;AM fOWl t 1111111'-&100 '._It"'"1
/WI- 2-96 TIlU 8: 26
ADVA'''~E lUTia
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FAll t<<l. 61967"153
..L..
P.03I09
J
- ,..... ~ '.... u..e... ""..... DttIl
-- .-..-........-
MORTGAGE
THIS MOIITOAOI ("Ioclldl, '_"I "Ii..... Apr11 10Ch
.. 12 '"'" '""- II ""r,1 .. M11le1' .n. TII_. A. MUlt.
("..........,. 1111I......, '11II_ II II... ..
eanc..., ........,. Corpor.Uan , .~" .....".., .... aIIllai
_1lII....oI,h. C_Uh of '.m.,lnnh ,.....100......"'..
U15 I. AU.n IC"~.Ut.t COll',.,'A 11101 (..........).
aom;;;;;;...LII\Ii;lIli1__arTllin, Ugh' TIIaullne! IS. Hun...... Benn., 'h.....
IlDlI&ratlJ.I, .,1,171.00." I, TIIiodt-.,,__" Ion."...,....
......1... _dl.lllhlllIocuriI, "'"- ("_"). wlIIQ "'-'01_, PI_. "ldI~. tuII......lh.'
....-.'.......110'0'.... A..il 11 2007 Tlob_,.__
.... 10 LIndell (I) 1M ,tplrroea. ortlli iAlIi .~ Q lhe NoI., ....... lnter.I, III4I&B r,n..., ......... lid
-,....Il~l.... 110"""" ., ............ \Olth 101..... 1Id_._ ......,p. 110 "'..... 1110 .....11' .'I~1I
..urt" 'lIIIt1IrMIllI..'I.IIlII....'onn"....,.........',..,__ _ ._lhI'......, '........11....
... Noll, fot ,"" ....-. Ion......... "'..~ __,..... 11I4 _.., 10 l.ttdor llII'ollo....llIIcrtbool...""7
_10 Cu.btrlond eouo.,. ,.....,....
lEI LlDAL DISCAIPTIllN ATTACHED
........IlII.......' 1111 ,.,loop A..nu. . C.,1I.1I
-. ""'I
.....,.... 17013 C"......., Mdt.....I:
--
TOoITHIIl wnH alIlh.lmproy,m"ul DO. or hman. trtcttd on Ih. lHoptrI~. and IU 'l'ltn'"II, r"ht.,
.".n......, 1InlI, ra)'aida, ..IntrtI, alllDd III riabra 11I4 pranut Wiler riP111I\d slock and aU flatur.. ftO'M or
......n.. I.... or 1110 ...pon" AU '11I1""'.11 .... Iddlll... 'hili .... lit ..,,,... ~, 'M' S<curi', ,..u.....,. AU
0/ .... r....... II ",,,,otl I. 10 I"" ....111' 1_'01 If .... ..,'......"..
IORROW'R COVENAHTIlhlf .."0...." lawrull, ,,11Ill .r .IIt n'll, "'rib, co.'I)'. 'nd h.. ,h. ,lpI
10 lIIon....1 1I'lnlllld cony., the Prop,"l' an4 lhallh. ProPlny It un.ncumbrrld. U(.pC (ar Incumbrances or maRl.
...,... ,,"'.... .... o1lI okl..d ,.."11I,.110 U,It .. ,., 'ropen, qtlul III .iII... .... .....d.. It.bj'n .. IO,
~m.UCII o( r....
THII secuRITY INSTRUMENT comb!nclllnlrorna COYIIWUI (01 nlllonal UI.and non'UnJrorm COnnUll wllb
Untilld \'lriIlIonl b)' Jurildl(~on 10 (onniMI . uat(orm ftCurlt)' lallrumtnl coY.rin. real proptn)'.
PINII.V1.VAllIA_.... '_-'100M...... UIo_ W''-1IlT
_...AI..... '*'...,~_. .'I"HIIlI. .......".1
''''''..'2111
_.'
" "
FAA :1), 61967"153
~,
P,04/09
1Wl- 2-95 7HU 8126
AOVA'IT'iiE t!JlTAGE
UNIFORM c;oYENAmS, 10,,_ ond Ltnd.. _I ..., lI'ft U '0110""
I. ",_ ,r 'rilod,.1 ,"d '"_1 ......'_1.. IAII caarpa. 10,",_ ,h" _1lI1, '" "....n dot
1111 "lnclpol 0' ,nd Inll'"1 on Ih, dtbl ...ldWtd ~ the NOI.1f!d "" _""""Ind I,.. ........ dll. undel 1110 1'111I',
J. r...,or T.... ..III...... SII'!'" 10 Ippllclblt Lt. or 10 I wriUln wll~" b)' un.Str,lorrowtt .hlll
pi)' 10 lAnder an 11'1. d.)' monthl, p')'mmu lit duI undw IhI NOlI, UNM thI Nol." pl1' II ruu. . Ill'" ("fundl")
..uti 10 anl'l*llftb or: II) ),fln, IU. .nd .....m.nu which IN, IU_ prloril, 0"'" IN. kUIII, ItlIUUIDCnt; (It)
)till, "'HhokS p.vmtnt, or .roun4 "nIl on 11\. Property, iF an,; (~I rtI,l, hua'd InfUrlncw pnmi.ntt: Ind (d) rurl,
..nIl,. Intllrlncw premium., Ir In,. Th,,, It... 11" calltd III1CfOW 111l'II'," Lndtr mar .aumlle 11'1. ,.,.d. dill on
,he bull 0' Cln1''''' dltl All' rtllOnlltl. utimlltl 0' ruCUlIIICrO. 111Ift1.
1'h. 'und.,hlll b. 'tlld In In ltlsllludolUII4tPGlltl or lCWuntaor whldl ,,.lnl\lrcd or "I..a"l<<4 br .,td.al
or 'III. I..ney (Iacludlrt. ....dcr If Ltndct lllUeh In 1lUtllUllon), UIIMIf Ihell.ppl, 1M F.-nu 10 par I'" ttero. itlll1l.
Lender m.r nOI ch.,.. ro, holdla, .nd applrlnllh. 'vndI, 'nll,.,'''' lClOunl Of wrir,ln. Ih. 'MolO_ 111'1111. gRim
bnder ,." lOr'o....., Inlcrtll on lb. Pundt.M .ppllubl.I.. pIIrmlw L.n4lr III mike '\lch . ctu"" lorro"" .nd
Lendtr mlr III" In wrlunl thll Inl.rlll Ihal bf plld 011 I.' 'uncII, Unle.. an ..rtanmllt mJd. or Il\llka~l. II.
rtqulttllnl.r'lIlo be pald. lendff .hlll not be rlqulr.d 10 ply lerro..It IllY Inl'ltll or ..,nlnll on Ih. fUM'. ltJtrlcr
thaU ......10 Iorro.tr. WllhO\l1 cha,... an ennU&l Keounll", 0' lb. '\llIda "Iowln. nldlll and dcbilll0 Ih. 'undl and
lilt ,.,"'. lot "...h lOCh d.blllo 1M fundt "" ......, lb. Flltitb 1/1 p10dllll u t4dlllo... ...wii, 'ot lilt '11I;;'--"
.....fd '" IhI' ""'rill I.-,um..,.
If I.. .mount of lb. Fundi hlld b, Ltadtr,lolflhrr -tth IhI tul\lft monlhl, perm..11 or Fundi pI,lblt 1Mb
10 Ih. due ellI" or I'" ",row lum,. ,hal uetld u. unOUnl r"'\I"" 10 Plr 1M acrow lltml .'htn du.. till a~"
nlU be, It louo..,'. opllon. ."hI, promptl)' rrpald 10 lono.. Of credited 10 Rorrow" on mClnlhly PI''"C't\U 0'
'undl. Ir the .raOlull or 01. 'und. MId II, Llftder II nOl.uftkJaulo P" OIt n"ow III1M w"ln d,", 10no'''I' sh.1I
p., 10 lAndtr In, lIIOUnlflClCt..ar)' to makl up lhe ..tkllM)' In one or mor. pa"n,nll II nqukcd br l.ndfr.
Upon "PI1mlln ruu or III .um. _.'Id .)'1hl. Stcurtl)' Inttnntnl.lAndll ",.11 plomptl, 1,'urlLIIO 1,,"rO'#l.
'" funch htld b, Land.., IF und" 111"""_ 191/11 "Opon, 11101d or .cquhtd ~ Land", IA..I.. thtlllrpl" .0
IocCl Ihm Immtdlaull pnOllo 'h. .... 0' Ih. "optl11 0' h'lCIIulclll<l. ~ /.tn". "1 rondo h.ld bl lA"d<< at 1/11
lime 0' IppllUlkln II . crtdlt 1,llnll lhe tumtten,ed by Ihll SIc1Irily InltrumtJ'll.
J. A"MC'lUo,.' ..,...... Unltu .ppMc.abI.I.. PC'~ktn Olht....ht. all p')'m.nll 'fttlVlJ by L.n,j<< under
p.lllnphl I ."4 2 ahllI.. Ippllld: nUl. 10 lall cflu," due unde, 'h, Noeli lI'cond. 10 prtpI,menl chll'" due undu
Ih. NOI'; Ihlrd, to ImOUn1l p.,.III, under pat'II'ph 21 ro"nh. 10 Iftl...1 dUll .nd 111I, '0 pdn~'lp'" dUI,
d. C..... U....1o"0.., thaU pay .1I1.1e.. .tWllmlnlt, d\ltl". nnn Ind Impotllllll1l altrlh,u.bl. '0 Ih,
'IOpll"l1 wl\Jct\ "'"~ IlIUt prionryo,'If lhAI Stcurit}' lnItNII'lml, and IiIIeIhoW PI',","lI or II'O\IM ,.nll, Ir any, Horro."
thlll p., Ih,,, obllptlonJ III the mill." p,ovld,d In Pll'IIf.ph 2. 0' If 1101 plld In INI mU"It. Dun!,)." .hlll ,,,)'
Ihtm on time 4lrK11)' 10 lhe "flOI'I o_td paymll'lI. lorro.....' Ihall prompUy f'u.nhh 10 Lend" au MIkel or .mounl.
10 be p.kI under lhl. plr"rlph. If lono.... mUll that pI)'IftInIl diltctl"lono"" IhaD prompll)' rwnlah co Lthdu
lIet"'. ..Identln, 1M ",,",nil.
Io"~,, "'Ill pC'omrll, dla~h.r.. Iny Ut" ..hl,h hu prlorllr o~" Ihll Statrhy InSlntmanl unlm BoIIO\\\lU CI)
"'"1 In wrllin, 10 I". pa~lnInt or Ih. obU..Uon ",uftd br Ih'lI", tit I man"" '"I"tlble 10 lmd'rl (b) con'"lS
in loed rlIU, ItlI U.n hr. 0' ddtndl"lmll I"rormncnl or the U.a la. ..,III "DOffiIlnp .hlelllft dI.l.lrulu'. oplnlo.
Opl'll. 10 "nenllh. el'lfOlctmlRI Dr I'" 1111'1 Dr forf.llur. or InY PI" or Ih. 'roperlyj Of (CJ I<<UN' hCtm tht halJlr
OIIM 11m III I,rttm.nll.lhrlClory 10 un"" Mlbordinallnl Ihl Utn 10 Ihh SteurilY II\I1Jum.nI. If l'lIller dtlllmirwt
WI '"~ pan or I'" P,opmy It lubJm 10 lilt" .hleh ml~ .ualn prlortl, mil I"it SfCulkr In'Hull"nll LInder n\l~
,Ive Ior,ow" llIOlklld,nllrrln. Ih. 111ft. Balla." .haU ....r' IhI Un or lib one or metl of th. Ifuonl &II f01111
abe", ftilhln 10 dl)'l 0' ,tI. Ilvln, of nOllee,
I. H..".......II.. Bono", 'h.. lwp Ih.lmp'D..ftI.n.. no_ filII In. or t",,"fltl "KI~ on Ih. ',optn,
In.,,,,lt 1,IIUllou by nre. hwrd.lnctudtcl _IIhln tht tt.,. llUlnult4 co'""'lt" UMI III' Glh" "vardl 'or ."lcIt
LInder nql&I,tt intu'.nct. 1111, InIU'UCI ahIIIl be malntainld In IhllrIIounll"'4 '01 tht ptrtOllllhIU L"MlIf uquhn,
TIlt In.uranct cant" plovl.I". IMlna",we IhlU be choIta by IoC'l'Owt' ,,,bJtct 10 Ltrwla', app,oval "Ideh .hlU nol
lit unrtUOaalll~ whhh.ld,
Allln,u".". poll:'" .nd ""'..... ,h.1I bt ICCIIl"blt 10 Llftd" 'nd .hID Includo . ....dud ..."..... dlua,
L.nda ,haD h... lh. IIlhllo hold IhI ,olld".nd ,_"Ir Ltnd" nqull.. Bono"",h.1I PIOCllI"I, II.. 101."01..
IU rcnipi' of paid pmnhnM and r"'..al nOli"" I.IM nenl or Iou. lorioWlllhall 11ft prompl nollct 10 1I.lnturuct
can;" .nell.nd<<. unci" ml, m.ll, ploor of 10.. Ir POI M'.' promptly by 10lfOtflitf.
UI'lIt.. Lind" Ind Borro"'" olh"..It. ..,.ta Milln,. IlIuraftCI prOClldllhall tit l,pUed &0 rulOf.llon or rlpall
0' 1111 "0""" d.m'ltd.I' Ih. ""0111101 Of "..., Ill<Ononcalll ',"Ibl, Ind Ltnd" I ...urll, II .Ollt<...wd. II
lilt rlllo,.Uon or ,tplir It nOl KOnomlClII, .....Ibl. 01 L.nde,', ucuIUY would bt It...ned. IhI lruu.anet prO\:CI'd. Ihall
bt.pplled 10 thl lumllfCurrd b, thll Seeurh, 1lIllIumlnl. whethtrornollhen du.. .-Ilh In, 'U'" Plld to Doup",.,
If lorro." lbandon'lhI 'IOP,")'. 0' dOlt nOIInI." .llhln 30 din . POl"- from Linder lIw Ih.lmur.~ canler
hit off".d 10 "lilt. elllm, Ih,n L.nd.r m., collldlh. huuflnn p,octteIl. Lend" nl'r ulIlhI PIUCll\:dl 10 repair
0' ,..Ion the "OPIl11 0' 10 pi)' luml kCUrtd b, IhilltC\llllr laurum.",. .hllhtr 0' ftOllh.n du.. -rh. lQ.ci;, pI'lod
w,IIIM,ln .hen Ih, noli;. II 11".n.
Unln,l.lMI" Ind IIono.If oU"f'II~'I" 11I'" In -rkln8. .fty IppUc.ltlon of p'otttd'IO prllltlr'Illh.1I nol IAlrnd
or POllponll'" dw dal. of the monlhly p.armtnll "rmed 10 In Plrllllpht I and 2 01 chilli' 1M .moul" or Ih, ".)mlnll.
Irund" Pl'1I"lJh IIlh. '.oprrty I, Kqulrtd hrl.tndll. BonO.fltl rt.hllD In, InNflnce politi" ."Ii PHMtdl 'dulllnl
',om 4am,,,10 lhe 'roptny p,lor 10 'h.acqulsillonlhaU pUIIO Lender to 1M "'I.nl orlhe I\lA" Inul.d by Ihj. kurtl'
IMIrUJl1fftI Inuatdll"l, Pf'klr to .h. lCl1uhlllon.
to ',.,,-aUO...4 M.lnlnIfK..' ,,.,,rI,,............. 80rro"n Ihall nel dlllIO', dim." or lubll.nUlh,
chin,. Ihe P,optn,. .ltow Ih. "optU, 10 d.Wlor.l. or commh "..1., If Ihl, Sramly Inurumlnl 1011' kluchold.
lono..., ,h.1I lomply _11h 1M p,cnillonl or Ih. ".It, .nd If Iorrowlf Icqul". r.. 1111.10 Ih. P,oprm,. the Icnwhold
and f. \111. t"'lI 1M mllll unl... LInd.. Ilrftl to Ihl mtflet In wtitln..
'. '''Itltlo..' lAI~"" RJI"U 11'1111...'.....11 Mttt....I.."ICt.1f BOfIO'll'II '111110 pnrolm Ill, 'oun'"11
ancI'l'"mlfttl conlllntd In Ihl. Slturil)' Inllrumen.. or Ih.1I II 1 1'1.1 p,omdln. ,hll m.y II,nlnunll)' .ff." Lrndll'l
,llhll In Itw 'roptn)' (luch II. procttdln.ln b,nkruPfO. p,ob'I., fa, cond.mnltlon or 10 ''1fcIlCt l.wl 01 rt'\.II"lonll.
thll'l LtRlJ.. may do Ind PI) ro, .hllt..cr II nKlII..)' 10 "OltellN ulu. or the Plopen, and Ltt1dll'l rlthlt In Ih.
P,IIPtrty. Lend.,'1 Ictlonl m.) Includ. pa)'llll.ny lum, I<<Ulrd by .Il,n "Nch h.1 priorilY o\'It Ihb StculilY InltrUnlllll.
.pptlflnlll'l COli", ~1~ln. '1IIon.blt 11IOlnt)'l' rtet Ind .n'tllnl on Ih. r,op,ny 10 m.h "Villi, AJU\OUlh len~1I
m., LI" .cUon unde, Ihlt plI..rap,", '. L.nd" dOli noI h..... to do 10.
All., .moURII dltburlfd by Lendrr under IMt pllll"ph , .hall blCom, .rJrJhlonll dtbt of BOIIO"IIIKUfl!d b,
Ifill Se:urllr InIItUlh.nl. Unit" DoftlJ....e' Ind Linder 'Ifft 10 olht, IIm\lor rl)mlnl, Ih"" ImOUl1l1lhRII beAllnlfl""1
rrom 'hi dll' of dllbuu.m.nllll"t Nol. fllI.nLllhlJl b. pI,.~I't wuh Inllflll. upon notkt From L~n\'er to Horro_"
"quIIllna p'rmtnl,
/Wi- 2-95 TIlU 8128
ADVA'''<\GE !tRTAGE
~ .
FAX IU 81967"153
)..
P,05/09
ilIA'" ",.Illd m.n,... 1l..,&I1Ct u . condiU.. of mil.. IlIt 10.. _,Id b, .1Ilt ,",",I', Inll"''''..".
Iorr,." .hIII PlY (hi "...a.."" rtqwI,1I (0 IIIUU'''. III. Inawuce III If(", wadi IMIch ."'" .. the rtquln~n& ,.,
... "".IIC. ttrmln""l1accordance 111111 loIN.,,', .Ii LINIIr'. w,III.. ....tnn... Of 1PIIf1{.~" ....
.. ....... Lt"*r Dr ill ,,'1\1 ml, ""h u.uonablt ml"" upon 1M lupInl,'" of tht P,optn.,. I""'..
..... ,I'. lono.., lallf. .1 Ih. 11m. or or ,nor 10 In I~OII .~"In. "_nlbl, Cluae rot IU In.pcnJo..
10 C............nt procltcb ar an, 1"lId 0' dMnI '111......., dU.. or tORtftlUlnlllll.ln IlDMCClton .,In
any CDftdttnnllkIn or .,hrt 'Iklq 01 or PIt1 0' UtI Pro,,",. ., for 1Oft....,...ln Uti of C'On6:III"ftUon, If_ h.'Jlb,
UIlpN ... _ '" poW ,. L..dt"
In ,h. ft,", 01 . !lull ,akin, 0' IhI '10"")', lhe p'~,1hIU be ."U,d I. the '1l1N MelliN b, IhJI Seturil,
."""""1', wlttthtr or not Ih.n du., wllb Ill,.,... Fat..D Iollow",I"th'lVlftl ot. Plrtlal'lkln. ollh. PJUf'lrt"
~I\Ia' .ortc~... 1M Lencllr Dlh.,.,,, ."..In ."lln., Itw 'UN MC\I,t4 b~ lhl. s.:..,i1r '''U~nh'''' ,han bt ,tdlKltIt
br ""lInOUnt 0'1'" P'UCINI muhlpUtd by I~' loUo.1nI fllC1ton: e.) thl 'OIallmo..nt or Ih. Iwna ."u.lllnUt'ledl.rcty
IItI.n Ih. IIlI.,. 41,kltol ~, t~llllt Iii' _lll 'Ii.. .f ollt Pr."", '-tuol, "',... lb. 1&.10,. An, b.I..'......
... ,.w 10 10"0.... .
It IN Proflllf1~ .IMndoned ~. Iono.If, a, II. In., nodoe lJ1 Lender to .ono...., 1Il11'he Ct'l1!4.lHno, o'f.n
10 ra.... 1ft 1..,11 or 'flue. Clalll '01 cIun,,~ lona.., '11I10 ,.Ipond 10 L.nd" _lIhl" 10 dft,l Ifllt Ih. dll"hI
Mlk. .llv.., LlMtf 1I1....harb," 10 col1tc1 ..." IPPh lhe ,,~. III.. DpCIon, Ii'M' '0 '"IOrllllon 01 rtpiW of
"" Proptf1, or 111 thl luml ,"uu" by Ihl, 1II:lIril. .AllnllI1Inl, _hll" Of 101 Ih.n dll..
U,..... Lt'., .nIlIM,a..." olh".lH .,'''.. lUhinl, 1ft,IppUcallon af ProceNe 10 Pfilk:lJlN 1".11 nl1l "IeU"
01 pDtlpoM 1M d",II", of I'" mOAII\I)' PI)1ftInU ,.(tm" 10 '" ~ Ilnda Of'hlnpCM IlllUUItI atMKh P')11I""
II. IIrNW" N.I ......1lI1 F.,....., ., ~... N.. . WII...,. 1.llNion 0' lM Un.. r4' 1'1"""111 or
modUlelllan 01 lftIon\lalloll a' 'h. hlmt IfCvlld b, Ihk 1taH1I, InMnlmlnl ",1'Utd b~ Ltnda to an, '''CCCINr ,,,
,",IfUI 01 Ion0'6. ,hlU not aptr... 10 ,.,....lh.llIbIUI~ O(lh,on&llllllono...,r Of "rrO."'1 1Y(~Nallln In""...
LlHi, .tlln nal be IIquu.1I 10 comn.."t" ptaelllJln"lI&Inll u, 'utCIQOI Ie Inlllll" or ,etu.. tu ...1tnd IIII" '01
.........1'1 0' 01"1""1.. rnodI'1I&nD"I.I.llon 01 Ih. 'WI\I NCUrtd II, Itw 1ftw11, Inmum'RI by r....a" or In, "tllland
.. by 1M DrI,l"" Iono.., or ld"o.It"lu~",on In lal.,.I, M' (or'tlrM" by L4ndtt 61' ""clliA, In)' Ilthl
01' rtmtd.. ,"aI nOI " I .ah,t'r or or ,nw:lu4. It'I. ...,dll or In, rWtl Dr .lfntdy.
II. h........... A...... "Hl'lIII ...amrW1JUIM,1 eo....... Th. ,," .nallllllll' 'ItUm,nll of Ihll
Stcudl,lnl1""n"'1 ,hlU blnll IDd b.n.nl Ihl I\lC''',oll III" &WII' Dr LlAd.. lAd 80na.." tubJ..., tu Ih. pro~bk1n.
Dr PIt"tlph .7.IanO.....'I CO~.nMI. and lII.mlfnlllMll be.to6al WId ""till. An)' Borra.,.., .110 fo-llllU Ihb $ccurllY
InlU\lnllAf lIuI clNt nal...e...,. Ih. NIHil I'>> it cl>ll.nl",. Ihil Securh) INI,um,ru aNY 10 mort,..:., ,rant .nd COIlYI)'
Ihll aouO'frtl'llallfflllft Ih. 'roptn, undtr Ih. I.mu or Ihl. Sta&t11, InluUmtn'f tb>> " nal perlOIlNl, obU,lIcd 10
pt, the NItti U'Cwld b, Ihil Stl:urlIV Irut,ulhCnlllnd IC) II"n thll L,nd. IIlLl.nr other Bonuwt, n"r 'I'Clt 10 '1lIClwt.
1ftOCUt)', (Olbc&r or make u~ ICcommodal.... "'II~ ",l&rr.lIO I'"cerml or,hIt SlCwllylulnUntll1 0' Ih. Noe. ..tlhout
IhM Iono...,,', evrulCt.
U. Leu a."...., Ih.lou Ncurtd b~ Ihll.Securll)' Inluum.nll"Ub)td '0 . Ilw ""hich I'" mulmum 10....
c.".... Md "'It II. II nn.u, inltlp'''. 10 Ihlllh.lft!uc.. or O1h1r loin cbarlrt~Utntlll or to btcon".'fd In rOIltWlo:llan
'frkh the kJu ..". lMlNmuUt4 Ilmiu, thm: (I) In)' 11IC1a'Olll ,hllll IhIIl he ,.du(cd b1lh. AJllUUnl n<<....rr ID
rliduft 1M CIlI'F: 10 Ih. permlutd umlll ull (blln)" .u"" ""14, CoUeclftl "om lona....' .hlch uccl"dtd pcrmine4
lUrUu ril .. r, IIneitd 10 10110..,. L.ndtr mar I:hoOlt 10 mA' thit rdund b1 rtduclnl Ih, ,rinclpal a''Id uneNr Ih.
Not, or b1,..Un,. cU,1n pa)1nlnllO lauo....Ir. "'wad rNIKII principii, Ih. rllducllon wll. bo trUled... Plnkl
""'rmenl .lllln.... an~ lIffptrm.RI ,hili' Uftdu Ih. Not..
u. ~'AtftrUlI ..........IU..u. .r IIWUMnC Or upVtllan o( IPpUcablt I.... hu II.. ,"".,,1 at "lIdrlia,
Ill, pla\olaloll of W Noc. 0' lhil lIcu,tlr Inalrumttll ".nl'or~lt KCOnUnI 10 ill um", LtndCf, I' In opl5on, may
'11I01" Ilmo<dl." PlI.....I. I.U .r tIl..... _'Ill ~y Ihlt "lilt., I..hlllllln,w rot, In\.~. ony "..<'111ft pctmilltol
., _..It. 1IIIOdtr -.... .pdon. londtr 1htll1U. lilt "'1'IlI*lflod 10 ~1I_nd pu.........1 ptn....ph 11,
14. Notlnt. An, ,ollet 10 Borro'fr" Pfo~ldtll 10' In Ihl. kurU, Inllrum.nl Ihall bt II"," b)' cllo'llvtrln, II
or ., "..lIlnl II by nlll d"l mall unltu .pplJcIItIf ... ftquJ,.. UII or Iftolh" I'Dllhod. Th. nOlic. ,h.1I be dh"",d
10 IhI ',optn~ -'d",.It 0' In, olhll .eldr... .auo\Jtlf dllllnlt" by nollce ID I..nd". AD, notlr. 10 L.n"r.r IhlU
... ,hen lJ~ 11111 c1ut mall to undtr"ldd,", lilted b".1n 0' 1ft, OIhtr add.... Lender d..llnll,a b)' nOllCl10 PDrro.Ir.
An~ noIkt provid,d lor ID Ihl, JlCurh~ INtrum."1 &hlll~, ""m.d 10 tal\'t"1ft "\'In 10 lIa"a.., or Lelld" "hcn
11"1" .. ptOvldld In 11"1 pIl'lr...,h.
I'. (;e,,,.... LI.I'."ra~IUI", Thl. SKurllV 'nll,unl,nl .hlU '"o\",n.d br t.dellll.", .nd Ih.la" or Ih.
JurJldlCllora In which IhI ',optrl,I,locI"d. In lhe .",nlthll a'r provlalon or CIIUII 01 Ihlt Stc\&rllV InUIUn1lnl or
.h. NOI. connie.. wllh applicabl, IIW, I"~h 'anOl" thaU lot .rr,cl olhlt P,u~"lonl or Ihll Stcllrh~ Inlllum.nl or
1M Nol. .hl,h can be ,1>111.11", ..lIbau, II,. ,..OIe,I.. ",.,blou. r..... ..d LII. p,,,,bl..,.' lI,b kc,"", 10IItII.....
.... 1M Nol. II' docll"d .. be ",,,.blt.
I'. ""'..'. eo". IGuo""" .hlll b. ,Iv,n on. canronn,d COP1 orcht Nol. and of lhil Srcu,il)" Inurumtnl.
n. Tr...,,,.r ... 'ro,.", " , It.lnclll I...,... I, .or....". ., In or In. PI" 01 Ih. Prop,")' or .n,
...,....., In 1111 told Ollllnll.UN (0' If. bendlcllll"I""lln larrr\lllf lIlold or IIIrurerrtd .nd I'OlJo-,t'I la DOl
I "11"11 PIlla,,) .,.hhoUI bnei,,', p,lor .,IIl.n con"A', Lendtt 1ftI.. 11111 opllon, ftlolUi" hUllIedl.I' p.)mtlllln
rllll or IUI..."" ItCUl'tlt b) Ihll Stcufll)llnll,wnlnl, Hg..u,. IhI. opllon thall nOI b, .u"llld br L,"d.r IF .."elM
II prohlblt,d ~, (.4"11 I.... U 01 lh, dll' or 'hit Srt'u,ll1InIUumIlU,
Ir Lendft .1"cl." ItllI opllo", Lind., Ih,U ,h', ao"awIf nall~. of .ceel.flUon. Th. nollc. Ih.1I pravlLl. .
1>"604 0' nenl... Ihln JO d',1 from .h. dll.lhl nollct h d.U"rld a, mill." ~lIhln .,.hkh 80rlow" mllll p'~ all
'Yma .lCu"d b, Ihl.ltcu,il, 'n..rum.nl. I' Iorro..." ,.11. 10 pay..".. luml plior 10 Ih. ..pltl'lon 0' Ihll I'Iriod.
L...., ml~ In~ok.llly ,."".flu pffmiUtd b)' Ihl. ""ull~ InmumlN ..lIhoul rUflhtr nOllct!)r d.luand an lalto"".
II. .."..H', aJtIall. ..1....1.. ., 10llower m'II1 (fll.ln conlllllanl, Bonntr Ihall hau lhe ,llhllO hi...
tnrOfClfnt'U 0' Ihl'Ste.rit) InlltUm.nl "lIconlinu," II .nlllm. p,lat 10 the 1I,lIer orlll) S dau to, '"th olher r'If,tad
ltappUclblt I.. Inn Ip.CI', 10' "inllJunltnu befall I' . 01 Ih. P,oPftlr PUIIUllnllo .n. po'..r 0' nl. con,aJII.d
In IllI Stcl.ullt' Inllrum.nll 0' fb) .nlr)' or. Judlmtnl .nrorcin. Ihl, StcurllY Inmumtn.. no.. COlldhlonl 'ff Ih.1
Iotro""1 ll' plr. L'ndtr 11I...ml _hlch Ih.n .,aulLl bl due und" Ihl, SIcunly Inlllum,nl and th. Nttl. had no
.ccel".llan OCCu,ncJj tb} curn In)' drllull or anr other counanu 0' .lrtt",Inlli It) rl,1 III upcnUllnclIfI,d In
,"'orcln'lhh I.curh~ Inmltm,nl.lllrludlnl, bUI nOlllmllld 10, rll'anlbl. .ltarn,)',' ""; Ind tdt I.h, Il.Ich acllol1
II Lind" ml, "I,onlbl,"qlllr, 10 ."Utl Ih.llll. li,n or Ihl. Src:urur IIUlrijm.nl, l,ndrr'l '1,1111 In Ihe Phll1m)'
and .ouu"",,', abU.tllon 10 Pi) Ih. lum, IfcUIrLl &I, Ihl. IIt'U,Il)' nUrum,nl 1".11 cL'nllnu, un~'han.td. Upon
IIlnuIlIm,nl by loua"'",lhll S.':Urll, Inmum,nl Ind Ih. abUllllonl ItcUICd h.ubY'hall "n"ln fully dltcll~.
.. If no leell.mlon hid OCCUlltd. HO"I~", lhh rllhl 10 ,.Inllll' IhllI Qol 'Pp11 In lhl ...11 0' ICCl11r11lo11 undlf
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~~!' ~ortg.g. Corpor.tion
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ADVANTA Mortgogl Corp, USA 'W.." '\ '3'3
ATTN: Rlcordl Monlglmlnt, '420" en ...\ l\\~ ~, ..
18a78 W ...nl/do Dr 'S'I f\ou (.
aln Diogo CA a2127
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AS81gnment Of Mortgage
KNOW ALL MEN BY THESE PRESENTS Ihl' CO&ONlA& NATlONA& UN/(. USA, lBB76 W, "rn..do Or.. Sin Ollila, CA
02121 for conlld..lllon pll~, dOli h,,"by 1..lgn, IlInl'" Ind III ovor unto UNKIIIS T/lUST COM'ANY. AS TIIUSnf OF
ADVANTA HOMf fQUlrY &OAN TRUsr "91,3 UNDIR THf I'OOUND AND "IIV1C1NO ADRlfMfNT DAnD AS OF
",n_1I I.. "91- FOUII AI&eNY STlIllT. NIW YOR/(. NY lOOOf/ Ihot c..toln mOllglll1 for ..11711,00 dllld A""&
10. 1991 from SHIIIY& .. MlUIII AND THOMAS A. MlllllI to CfNTlJIIY MORTOADf COIl1'O/lATlON mid for IIcord In
thl olflcl ollhl County CI..k of CUMUIIl.AND Counly, IIltl of nNNSYI. VANIA, on thl 13TH dlY of A""I, 19'1. ond
recorded In Book VOL 'NO of Mortg.U" It pig. 2.. a. thl r.cordl of IlId county, togtther wUh thl not. or not.. thlrlln
mlntlonod ond oIllndlbtodnlll Ilcurod thl..by,
DATED thll 9 dlY of Novlmbor. 1993
& &eN/(. USA
I HEREay CERTIFY THE PRECISE RESIDENCE OF
THE WITHIN NAMED AaaIGNEEIB:
IANKERS TRUBT COMPANY. FOUR ALBANY
aT"IIT, NEW YORK. NY 1 oooe
:h ~
~n:. i ~J~ .,~
Wltnell, eltherln. "nen
I, A"'. SlerlllfY
"'oPl/ty Add..l.. ,.., FIIY&O",AVINUf. CAIIUIU. nNNSY/.VAIWA
Lillo! o.lc,lptlonl'" ArrACHID
TOWN"*' OF NOIITN MIDDUTON
ASIIIGNlD TO COUllWA& NA T10NAI &eN/(. USA RlCO/IDfD ON A""& 1:1. '''1 IN MISC. .DO/( 41.. 'ADf IH.
17013
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JlDVJINTJI
Mortgage Corp. USA
An AlMtle 01 C~, N"tOII,/8.tn. USA
PO Sd' $O~"
S.n o..go CA i2150.WHI
'fIg, ~74.11OO
DATS. December 5, 1995
SHIRYL ~ HILLBR
un FRYLOOP AVI
CARLISLS PA 17013
RS. Loan r.~~~er 792580
NOTICI OF INTSNT TO FORICLOSS ON MORTGllGI
YOU ARS IN DIFAULT OF YOUR OBLIGATION TO YOUR LBNOSR, the preeent
holder ot the Note and Mortgage reterenced br the above identitied
loan nUlllber. ADVANTA Mortgage Corp, USA a the .ervicing agent
for the holder authorized to 3Ct on ite beh.lt.
YOU ARS IN DBFAULT BBCAUSS YOU HAVB FAILBD TO PAY in.taUmente ot
$610.35 each, commencing June 15, 1995 and .ubeequent
inetallment. thereatter. Late chargee have al.o accrued to thie
date. Late charges are aesessed it the monthly payment is not
received within the grace period eet torth in your Note. Your
monthly late charge is $30.52.
Other charges may have also accrued which are due in order to cure
your loan. AS OF THS OATS OF THIS LBTIBR, THS TOTAL AMOUNT
NICBSSARY TO CURS THS OS FAULT IS AS FOLLOWS.
paymenta ot $610.35 each commencing June 15, 1995
through November 15, 1995.
CUrrent Late Charges
D.ferred Late Chargss
CUrrent Return Check Fees
Deterred Return Check Fees
Advances by Servicer
Advance. br Inve.tor
LISS. Part al Paymente/Forbearance
Hi.c. Unspplied Funds
TOTAL AMOUNT TO CURB DSPAULT I
$ 3,662.10
$ 183.12
$ 966.76
$ .00
$ 40.00
$ 2,484, 10
$ .00
$ .00
$ 628.35
$ 6,707.73
YOU MAY CURB THIS DB FAULT within 30 daye of the date of this
letter by paying to us the amount of $6,707.73 plus additional
installment paymente that come due and any late charges and other
chargee or tees which have accrued or have been paid on your
behalf during that time. Such payment must be made in the the
torm ot caeh, certitied or bank check, or money order, payable to
ADVANTA Mortgage Corp. USA and delivered to the following address.
ADVANTA Mortgage Corp. USA
Collection Dept. 1350
16875 West Bernardo Dr.
San Diego CA 92127
It you do not cure the default within 30 days, we intend to
exercise our right to accelerate the mortgage. This means that
whatever is owing on the original amount borrowed will be
considered due immediately and you will lose the chance to pay oft
the original mortgage in monthlr inetallments. If you do not cure
the detault within 30 days, we ntend to instruct our attorneys to
.tart a law.uit to toreclose on the mortgaged premises. It the
mortgage is toreclosed upon, your mortgaged property will be sold
by the County Sherift to pay oft the mortgage debt. It we refer
your ca.e to our attorneys, but you cure the detault betore they
l,,,,4A.O,,,",,
OIl.My S.rvic. is Our ADVANTAge.
Gl
JlDVJINTJI
Mortgage Corp. USA
MA""""oIC~IN.fIOtI4'B.^' USA
~I OF INTENT To FORBCLOSB ON MORTGAGE
SHBRYL B MILLER
Page Two
PO So, JaSJOIl
54ft o.,go C" Il2I'O'~lI
1"""""'00
blg!n legal proceedinge againet you, you will It ill have to pay
the reaaonable attorney'a fees, actually incurred, up to $50.
However, if legal proceaJings are started againat you, you will
have to pay the actual incurred reasonable attorney'a fees, even
if the f~~~ are more than $50,
All attorney'a fe.. will be added to whatever amount you owe us,
which may alao include our reasonable coats. IF YOU CURB THB
DlrAULT WITHIN THB THIRTY-DAY PBRIOD YOU WILL NOT BB RBQUIRBD TO
PAY ATTORNBY'S FBBS.
WI may alao aue you peraonally for the unpaid principal balance
and all other auma due under the mortgage. However, if you have
filed a bankruptcy and thia mortgage debt was diacharged, we
clnnot aue you personally. If you have not cured the default
within the 30 day period and foreclosure proceedings have begun,
you will have the right to cure the default and prevent the aale
at any time up to one hour befor~ the Sheriff's foreclosure aale.
You may do ao by paying the total amount of the unpaid amount due
plua any intereet and late or other charges then due, as well as
the reaaonable attorney'e fees and costs connected with the
forecloeure aale (and perform any other requirement. under the
mortgage) .
It ia eatimated that the earlie.t date that .uch a Sheriff'. Sale
of your Premiae. could be held would be approximately 90 day. from
the date foreclo.ure preceedings begin. Thi. i. ju.t an e.timated
date.
A notice of the actual date of the Sheriff'. Sale will be aent to
you bsfore the sale. Of cour.e, the amount needed to cure the
dsfault will increase the longer you wait. You may find out at
any time exactly what the required payment will be by calling u.
at 1-800,548-7916, between the hour. of 8.00 a.m. and 5.00 p.m.,
Pacific Standard Time.
You .hould reali.e that a Sheriff'. Sale will end your owner.hip
of the mortgaged property and your right to remain in it. If you
continue to live in the property after the Sheriff'. Sale, a
law.uit could be started to evict you.
You have additional rights to help protect your intere.t in thd
property. YOU HAVB THE RIGHT TO SBLL THB PROPBRTY TO OBTAIN HONEY
TO PAY OFF THIS DEBT. YOU HAVB THB RIGHT TO HAVE THIS DBFAULT
CURBD BY ANY THIRD PARTY ACTING ON YOUR BEHALF. YOU HAVB THE
RIGHT TO BORROW HONEY FROM ANOTHER LBNDING INSTITUTION TO PAY OFF
THIS DEBT.
YOU HAY HAVB THB RIGHT TO SELL OR TRANSFBR THB PRBHISBS SUBJBCT TO
THE HORTGAGB TO A BUYBR OR TRANSFBRBB llIlO WOULD CURB THB DB FAULT
AND ASSUME THB HORTGAGB DEBT PROVIDBD THAT ALL OUTSTANDING
PAYMENTS, CIlARGBS AND ATTORNEY'S FBES AND COSTS ARE PAID PRIOR TO
OR AT THB TIME OF SALE. CONTACT US TO DBTBRHINE UNDER liIlAT
CIRCUMSTANCES THIS RIGHT MIGHT BXIST.
If you cure the default, the mortgage will be re.tored to
po.ition as if no default had occurred. However, you
entitled to cure a default more than three time. in any
year.
the aame
are not
calendar
Collection Department '350
ADVANTA Mortgage Corp. USA
WPl~/ACT6CH
Certified Copy
Lr"'4A'O~U'lJ'''1
QII~my Servico is Ollf ADVANTAg"
Gl
ilDVJINrJI
Mortgage Corp. USA
AnA"'"". 01 C.,;on'J' N..fJOtI.II S,n_ USA
SHIRYL B MILLBR
19&1 rRYLOOP AVI
CARLISLI PA 17013
1'0 .,. Jopatl
S..n D,~ CA 1215,,'."'"
1"""".1100
DATI. December 5, 1995
RS. Loan numb.r 792580
NOTICB or INTINT TO FORICLOSB ON I<<)RTGAGI
YOU ARB IN DBFAULT OF YOUR OBLIGATION TO YOUR LBNDBR, the pre.ent
hold.r of the Note and Mortgage r.ferenced br the above id.ntified
loan number. ADVANTA Mortgage Corp. USA . the ..rvicing agent
for the holder authoriz.d to act on it. behalf.
YOU ARB IN DBFAULT BBCAUSI YOU HAVB FAILBD TO PAY inetallment. of
"10.35 .ach, commencing June IS, 1995 and sub.equent
installmenta thereafter. Late charge. have al.o accrued to thie
dat.. Late charge. are a..e..ed if the monthly payment i. not
rec.ived within the grace period .et forth in your Note. Your
monthly late charge ie $30,52.
Other chargee may have aleo accrued which are due in order to cure
your loan. AS OF THB DATI OF THIS LIlTTIR, THB TOTAL AMOUNT
NBCBSSARY TO CURl THI DB FAULT IS AS FOLLOWS.
paymente of $610,35 each commencing June 15, 1995
through November IS, 1995.
CUrrent Late Chargee
Deferred Late Chargee
Current Return Check Pee.
Def.rred Return Check Peee
Advance. by Servicer
Advancee br Inve.tor
LBSS. Part a1 Paymente/Forbearance
Miec. Unapplied Fund.
TOTAL AMOUNT TO CURl DIFAULT.
$ 3, 662 .10
$ 183.12
$ 966.76
$ .00
$ 40.00
$ 2,484.10
$ .00
$ .00
$ 628.35
$ 6,707.73
YOU MAY CURl THIS DIFAULT within 30 daye of the date of thie
letter by paying to ue the amount of $6,707.73 p1ue additional
in.ta11ment paymente that come due and any late chargee and other
charge. or feee which have accrued or have been paid on your
behalf during that time. Such payment muet be made in the ehe
form of caeh, certified or bank cheek, or money order, payable to
ADVANTA Mortgage Corp. USA and delivered to the following addree..
ADVANTA Mortgage Corp. USA
Collection Dept. '350
16875 Weet Bernardo Dr.
San Diego CA 92127
If you do not cure the default within 30 day., we intend to
exerciee our right to accelerate the mortgage. Thie meane that
whatever i. owing on the original amount borrowed will be
con.idered due immediately and you will lo.e the chance to payoff
the original mortgage in monthlr inetallmenta. If you do not cure
the default within 30 daye, we ntend to in.truct our attorneye to
.tart a law.uit to foreclo.e on the mortg.g.d pr.mi.... If the
mortg.ge i. forecloeed upon, your mortgaged property will be .old
by the County Sheriff to payoff the mortgage debt. If we refer
your caee to our attorneye, but you cure the default before they
lTR"".OStlOv..t
O,urli'v StUV;ctJ IS Om ADVANrAq.,
- .
GJ
JUWNVrJI
Mortgage Corp. USA
AItAI/'"" JIC"IrtWtf,l' ~1,,'I1AI"'"_ lIS~
ft,,, .CII or ....aft 1 TO'rORlCLOSll'llK MORTllAGK .--- '---;;;;;:;:;,;;.-.--..
SHBRYL B MILLBR s.." o..p" ~.A 'I:IJC ~'l
Page Two
'1""':"""'-'0
begin legal proceeding. again.t you, you will .till have to pay
the reeeonable attorney'. tee., actually incurred, up to $50,
Kowever, ir legal proceedinge are .tarted against you, you will
have to pay the actual incurred re.lonable attorney'. r..., even
it th. fe.. ars more than $50.
All attorney'. tee. will be added to whatever amount you owe U.,
which may al.o include our r.a.onabls co.ts. IP YOU CURB TIIB
DB'AULT WITIIIN TIIB TIIIRTY-DAY PIRIOD YOU WILL NOT BB RBQUIRBD TO
PAY ATTORNBY'S 'BBS.
We may aleo .us you per.onally ror the unpaid principal balance
and all other.umII due under the mortgage. Kowever, it you have
filed a bankruptcy and thi. mortgage debt wa. di.chargsd, we
cannot aue you per.onally. It you have not cured the detault
within the 30 day period end foraclo.ure proceeding. hAve begun,
you will have the right to cure the detault and prevent the .ale
at any time up to one hour betore the Sherift'e toreclo.ure .ale,
You may do .0 by paying the total amount at the unpaid amount due
plus any interest and late or other chargee then due. as well as
the reasonable attorney'e tees and costs connected with the
torsclosure .ale land pertorm any other requirement. under the
mortgage) .
It i. e.timatsd that the earlieet date that such a Sheritt'. Sale
at your premi.es could be held would be approximately 90 day. tram
the date foreclo.ure preceedings begin. This is just an estimated
date.
A notice ot the actual date at the Sheritt's Sale will be .ent to
you berore the aale. or cour.e, the amount needed to cure the
detault will increa.e the longer you wait. You may tind out at
any time exactly what the required payment will be by calling u.
at 1-100-548'7916, between the hours or 1.00 a,m. and 5.00 p.m.,
Pacitic Standard Time.
You .hould real i.. that a Sheritr'. Sale will end your owner.hip
at the mortgaged property and your right to remain in it. It you
continue to livs in the property Arter the Sherirt'. Sale, a
lawsuit could be .tartsd to evict you,
You have additional rights to help protect your interest in the
property. YOU KAVS TKS RIGHT TO SSLL TKS PROPBRTY TO OBTAIN MONSY
TO PAY orr TIllS DEBT. YOU KAVS TIIS RIGKT TO KAVE TIllS DE'AULT
CURBD BY ANY TIIIRD PARTY ACTING ON YOUR BEHALP. YOU KAVB TIlE
RIGHT TO BORROW MONEY PROM ANOTHER LBNDING INSTI'lVl'ION TO PAY orr
THIS DBBT.
YOU MAY KAVB TIIB RIGHT TO SBLL OR TRANSPBR TKB PREMISBS SUBJBCT TO
TIIB MORTOAGI TO A BUYBR OR TRANSPBRBB lIKO WOULD CURB TIIB DB'AULT
MIl ASSUMB TIIB MORTOMB DBBT PROVIDBD TKAT ALL OU1'STANDING
PAYMENTS, CHARGBS AND ATTORNBY'S PBBS AND COSTS ARB PAID PRIOR ~
OR AT THB TIMB OP SALB. CONTACT US TO DBTERMINB UNDER lIKl\T
CIRCUMSTANCBS TKIS RIGHT MIGHT ~XIST,
It you cure the detault, the mortgage will be restored to the .ame
po.ition a. ir no detsult hed occurred. Kowever, you are not
.ntitled to cure a dsrault more than three times in any calendar
y..r.
Coll.ction Department 1350
l\IlVANTA Mortgage Corp, USA
WP12/ACT6CMP
Pile Copy
Lr""4A.o"fl1'f4J
OWI"'Y Servic, I. Ou' ADVANTAge
Gl
JlDVJWr.1
Mortgage Corp, USA
An Affl/'.'. 0' CQJtl"'''' ".,('....11 3.'''_ IJ.,"
NOTICBOTfiiTBNT-T6-PORECLOSE -olf MORTGAGE
SHIRYL B MILLER
Page 'l'Vo
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p~' P,l 1\.',"fI
S,I"C,','c:l :.'~.'X'1':'1
,1f',I. "'.I:I~'O
begin legal proceedinge against you, you will still have to pay
the reasonable attorney'e fees, actually incurred, up to $50,
However, if lsgal proceedings are started agalnst you, you will
have t: pay the actual lncurr~d reasonable attorney's fees, even
if the fees are more than $50.
All attorney's feee wl11 be added to whatever amount you owe us,
which may aleo include our reasonable costs, IF YOU CURB THB
DlrAULT WITHIN THB THIRTY-DAY PERIOD YOU WILL NOT BE REQUIRBD TO
PAY ATTORNBY'S FBBS.
Wa may also sue you personally for the unpaid principal balance
and all other suma due under the mortgage. However, if you have
filed a bankruptcy and this mortgage debt was discharged, we
cannot sue you personally. If you have not cured the dsfault
wlthin the 30 day period and foreclolure proceedinge havs begun,
you wl11 have the right to cure the default and prevent the sale
at any time up to one hour before the Sheriff'a foreclosure eale.
You may do eo by paying the total amount of the unpaid amount due
plus any intere.t and late or other chargee then due, al well ae
the reasonlble attorney'e feee and coete connected with the
foreclo.ure sale land perform any other requirements under the
mortgage' .
It i. e.timated that the earlieet date that euch a Sheriff'. Sale
of your Premise. could be held would be approximately 90 daye from
the date foreclolure preceedinge begln, Thle is juet an estlmated
data.
A not lee of the actual date of the Sherlff's Sale will be sent to
you before the sale. Of course, the amount needed to cure the
default will increa.e the longer you walt. You may find out at
any tlma exactly what the requlred payment wl11 be by call1ng ua
at 1-800-548.7916, between the hours of 8100 a.m. and 5100 p,m.,
Pacific Standard Tlme.
You .hould realize that a Sheriff'o Sale will end your ownership
of tha mortgaged property and your right to remain ln It. If you
continue to live ln the property after the Sheriff'e 3ale, a
law.uit could be started to evict you.
You have addltional righte to halp protect your intereet in the
property. YOU HAVB THE RIGHT TO SBLL THB PROPBRTY TO OBTAIN MONEY
TO PAY OFF THIS DBBT. YOU HAVE THB RIGHT TO HAVB THIS DBFAULT
CURBD BY ANY THIRD PARTY ACTING ON YOUR BBIlALF. YOU HAVB THE
RIGHT TO BORROW MONBY FROM ANOTHBR LBNDING INSTITUTION TO PAY OFF
THIS DUT,
YOU MAY HAVB THB RIGHT TO SELL OR TRANSPBR THB PREMISES SUBJBCT TO
THB MORTGAGB TO A BUYBR OR TAANSFBRBE WHO WOULD CURE THE DBFAULT
AND ASSIlMB THE MORTGAGE DBBT PROVID~D TllAT ALL OlrrSTANDING
PAYMENTS, CHARGBS AND ATTORNEY'S FIBS AND COSTS ARB PAID PRIOR TO
OR AT THE TIMB OP SALE, CONTACT US TO DETERMINE UNDER WlI1\T
CIRCUMSTANCES THIS RIGHT MIUHT BXIST.
If you cure the default, the mortgage wl11 be restored to the .ame
posltlon ae if no default had occurred. However, you are not
entitled to cure a default more than three timee in sny calendar
year.
Collection Department 1350
ADVANTA Mortgage Corp. USA
WP12!ACT6CMR
Regular Mail Copy
tTRf"A.Mf'L''IIII
OllllMv Sprvirp. ,.. Ollr AOVANT~(f"
@
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II V IN
ILl eu ~u d
[J II 11111 1:1
JlDlt1NrJl
Mortgage Corp. USA
All AM"',. 0' COIO/I." NolIlOt' ~18..,._ us..
THOMAS A MILLBR
1961 'RYLeOP AVB
CARLISL~ oA 17013
'O"".~ll
$." 0."" ,"'", P2"..h'OIl
1""'(:"'.1'00
DATBI December 5, 1995
RB. Loan number 79~580
..
IMPORTANT I NOTICB 0' HOMBONNBRS'
BMBRGBNCY MORTCADB ASSISTANCB ACT 0' 1983
PLHASB RBAD THIS NOTICB, YOU MAY BB BLIGIBLB 'OR
'INANCIAL ASSISTANCB TOWARD YOUR MORTO.ADB PAYMBNTS.
Your mortgage ia in default beceun you have failed to pay
promptly in.tallment. due for a period of at lea.t 60 day..
YOU ARB IN DB'AULT BBCAUSB YOU HAVE 'AILBD TO PAY in.tallment. of
'610.35 each due 6/15/95 and monthly thereafter a. w.ll a. other
charge., AS 0' THB DATB 0' THIS LB'rI'BR YOU ARB IN DB'AULT AS
'OLLOWSI
Payment. of $610.35 each for June 15, 1995
through November 15, 19951
CUrrent Late Charge.
Deferred Late Charge.
CUrrent Return Check 'ee.
Deferred Return Check 'ees
Advances by Servicer
Advance. br Investor
LBSS: Part al Payments/'orbearance
Misc. Unapplied 'unde
TOTAL DB'AULT:
$ 3,662.10
$ 183.12
$ 966.76
$ .00
$ 40.00
$ 3,484.10
$ .00
$ .00
$ 62B.35
$ 6,707.73
You may be .ligible for finencial a..i.tance that will pr.vent
foreclo.ure on your mortgege if you comply with the provi.ion. of
the Homeowners' BmergenCr Mortgage Assistance Act of 1983 Ithe
'Act'). You may be elig ble for emergency temporary as.i.tancs if
your default has been cau.ed by circum8tances beyond your control,
and if you meet the eligibility requirements of the Act a.
determined by the Penneylvania Housing 'inance Agenc1'. Plea.e
read all of this Notice, it contains an explanat on of your
right. .
Under the Act, you are entitled to a temporary stay of foreclo.ure
on your mortgage for 30 days from the date of this Notics. During
that time you have the right to arrange a 'face-to-face' meeting
with a repreeentative of ADVANTA Mortgage Corp. USA, or with .
designated consumer credit couneeling agency. The purpoee of that
meeting i. to attempt to work out a repayment plan, or to
otherwi.e .ettle your delinquency. That meeting must occur in the
next 30 dsys.
If you attend a face-to-face meeting with ADVANTA Mortgage Corp.
USA, or with a consumer credit counssling agency identified in
thi. Notice, no further proceeding in mortgage foraclo.ure may
take place for 30 dare after the dat. of that meeting. You can
contact a representat ve of ADVANTA Mortgage Corp. USA by
talephoning our toll free number 1-800-548-7916 between the hour.
of 8.00 a.m. and 5100 p.m., Pacific Standard Time.
The name I.) , addre.sles) and telephone numberls) of (a) deeignated
consumer cradit counseling agsncYlies) is lare) attached.
Lm'4A.O,,,0t41
OUIlIitV Serv;c,;, Our ADVANTAl1lt
@
JlDViINJ'JI
Mortgage Corp. USA
Aft '1M." 0' C~'A' N""~.IU ,,'U us.t
PO ,~., ~~''''It
:I.ltCIGC' CAtI.:"51'''OI'
NOTICS OF HOMEOWN3R9' BMERGENCY MORTOAClS AS919TANCS A~"'" ,""
THOMAS A MILLSR
PAllS 'nIO
It ia only ncceaaary to achedule one face.to'face m.ating. You
ahould adviae ADVANTA Mortgage Corp. USA immediately of your
intentiona.
If you have tried and are unable to raaolve thil problem at/or
after your face-to-face meeting, you have thb right to apply for
finlncial aaaiatance from Homeownera' Bmergancy Aaliatanca
Application with the Pennlylvania Hauling ,inance Agency. Tha
conlumar cradit counaeling "gancy will alai It you in filling out
your appl1cation, It muot ba fUad or pOltmarkad within 30 daYI
of your faca-to'face maeting.
You mUlt either mail your application to the Pennlylvania Hauling
,inanca Agency or you mult fila it at the office of one of tha
dttachad delignated conlumer credit counleling aganciel liatod on
the attachmant to thil Notice.
The Pennlylvania Houaing
'rant Street, P.O. Box
Talaphone Number 17171
numberl .
An application for alaiatance may be obtained from a conlumer
cradit counaeling agency or directly from tha Pennlylvania Hauling
'inance Agency.
'inance Agency ie located at. 2101 North
80a9, Harrlaburg, Pennaylvania 17105.
780.3800 or 1-800-342-2397 (toll frea
It il axtremely important that you file your application promptly,
If rou do not do 10, or if you do not follow the other time
par oda let forth in thia letter, foracloaure may procaad againlt
your home immediately.
Available funda for emergency mortgage alliltance are very
limited. They will be diaburlad by the Agancy undar tha
eligibility criteria eltablilhed by the Act.
It ia extremely important that your application ia accurate and
completa in every reapect. Tha counlellng agencr will help you to
fill out the ~pplication. The Pennaylvania HaUl ng 'inance Agency
hae 60 daye to make a deciwion aftar it raceivea your application.
During that additional time, no torecloaure proceedingl will be
puraued againlt you if you have met the time raquirementl let
forth above. You will be notified diractly by that Agancy of itl
deciaion on your application.
La notiflcacion an adjunto ea de auma importancia, puel affecta au
derecho a continuar vlviendo en au caaa. 9i no comprende el
contenido de eata notiticacion obtanga una traducion
immediatamente llamando eata agencia (Pennaylvania Houling ,inance
Agencyl ain cargoa al numero mencionado arriba. ~uedea aer
eligible para un preetamo par el programa llamando 'Homeowner'a
Emergencr Mortgage Aeaiatance Program' el cual puede lalvar AU
ca.a de a perdida del derecho a redimir au hlpoteca.
Collection Department '350 ADVANTA Mortgage Corp. USA
Attac~'ent. Conaumer Credit Couneeling Agenciea
IIPla/ACT91BM
CertHied Copy
L"".A.OJ(rovol'
QualIty SSf\lIC' IS Our AOVANTAglf
@
iUWJINrJI
Mortgage Corp. USA
Atl..".,....oIC~ Nf~,_ USA
-----.-----.
CONSUMER CRBDIT COUNSBLING AGBNCIBS
Cumberland County
Conaumer Credit Cou.eling Service of Weatern PA, Inc.
aooo Lingle.town Road
Harriaburg, PA 17103
(717) 541.1757
1'0 ltc.jOfrOtl
SArtOof9lJ C'.I)I.'tSIHOfl
,.r.,.rJ ':
'inancial Coun.a1ing Service of Franklin County
31 W. 3rd Street
Waynaaboro, PA 17368
(717) 76a.3385
Urban Laagua of Metropolitan Harriaburg
a~ N. 'ront Straat
Hardaburg, PA 17101
(717) a34-n35
YWCA of Carliale
301 0 Straet
Carliale, PA 17013
(717) an-3818
Inl'.....,fI'....'
OUINty SltvIcl" Our ADVANTAgl.
Gl
JlDVJINrJI
Mortgage Corp. USA
AIIA"'lI'*"'COIOtt''''N,II'''''' '''''' u:r.t
___.._._... _ _..._.___. .._. __ _______.___w_.__.
_..' 3rl 4"''''
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.'l,ll':-",""'\:
DATB. December 5, 1995
THOMAS A MILLER
1961 'RYLOOP AVB
CARLISLB PA 17013
RB, Loan ..~,"'er 793580
IMPORTANT' NOTICB OP HOHBOWNBRS'
IlMBROBNCY MORTGAGB ASSISTANCB ACT OP 19BJ
PLBASB RBAD THIS NOTICB. YOU MAY BB BLIOIBLB POR
'INANCIAL ASSISTANCB TOWAIlIl YOUR MORTGAGB PAYHBNTS.
Your mortgage ie in deraulL becauee you have railed to pay
promptly inetallmente due ror a period or at leaet 60 daye.
YOU ARB IN DBPAULT BBCAUSB YOU NAVB PAILBD TO PAY inetallmente or
t610.35 each due 6/15/95 and monthly therearter ae well ae other
chargee. AS OP THB DATB OP THIS LIl'l"l'BR YOU ARB IN DBPAULT AS
'OLLOWS.
paymente or $610.35 eech ror June 15, 1995
through November 15, 1995.
CUrrent Late Chargee
Deferred Late Chargee
current Return Check Peee
Deferred Return Check Peee
Advencee by Bervicer
Adv~ncee br Inveetor
LBSSI Part al Paymente/Porbearance
Miec. Unapplied Punde
TOTAL DBPAULT I
$ 3,663.10
$ IBJ .13
$ 966.76
$ .00
$ 40.00
$ 3,484.10
$ .00
$ .00
$ 6aB.35
$ 6,707.73
You may be eligible ror financial aeliltance that will prlvent
forecloeure on your mortgage if you comply with the provieione or
the Homeownlrl' Bmergencr Mortgage A8eiatance Act of 1983 (the
'Act'). You may be elig ble ror emergency temporary allietance if
your default hae been cauled by circumetancee beyond your control,
and if you meet the eligibility requiremente of the Act al
determined by the penneylvania HaUling Pinance Agencr' Pleale
reed ell of thie Notice, it containe en explanet on or your
rlghU.
Under the Act, you are entitled to a temporary etay or roreclolure
on your mortgage ror 30 days from the date or this Notice. During
that time you have the right to arrange a 'race-to-face' meeting
with a reprelentative or ADVANTA Mortgage Corp. USA, or with a
designated coneumsr credit counseling agency. The purpose of that
meeting ie to attempt to work out a repayment plan, or to
otherwiee eettle your delinquency. That meeting must occur in the
next 30 daye.
Ir you attend a race. to. race meeting with ADVANTA Mortgage Corp,
U9A, or with a coneumer credit counleling agency identiried in
thil Notice, no rurther proceeding in mortgage foreclolurs may
take pllce for 30 darl arter the dati or that meeting. You can
contact I representat ve or ADVANTA Mortgage Corp. U9A by
tslephoning our toll rree number 1-800.549.7916 bstween the houri
or 9.00 a.m. and 5100 p.m., paciric Standard Time.
The name II) , addresllel) and telephone numberlll or IsJ designated
coneumer credit counseling agsncy(isl) il lare) attached.
LrA"A.""f094'
Ou.lily S'f\'lCff " Our ADVANTAge
@
JlDVJIN7'JI
Mortgage Corp. USA
4nAII".,. J'CI'IOIl,.IIN~I.,"..r".t'n us",
--~_.~.~,._---~-- -.----, -_. ..
P'O t'1" ~09011
s.."C"q(' CA.JJI,':IIO"
NOTICB OF HOMBOWNBRS' EMBRGBNCY MORTGAGB ASSISTANCE A~'d""1Cl!
THOMAS A MILLBR
PAllB '1110
It is only nece..ary to .chedule one tace-to-tace meeting. You
.hould ~~,i.e ADVAHTA Mortga9a Corp. USA immediately ot your
intention..
It you have tried and are unable to re.olve thi. problem at/or
atter your tace-to-tace meeting, you have the right to apply tor
financial ...lat.nee from Homeowner.' Bmergency ~.i.t.nc.
Application with the Penn.ylvaaia Hou.ing Pinance Agency. The
con.umer credit coun.eling agency will a..iat you in tilling out
your application. It mu.t be tiled or pOltmark.d within 30 daya
ot your tac..to.tace meeting.
You mult either mail your application to the Pennlylvania Houling
Pinance Agency or you mu.t tile it at the ottice ot one ot the
attached de.ignated con.umer credit coun.eling agenciel lilted on
the attachment to thil Notice.
The Pennlylvania Hou.ing
Pront Street, P.O. Box
Telephone Number (717)
number) .
Finance Agency ie located at, al0l North
8029, Harrbburg. Fenn.ylvania 17105.
780-3800 or 1-800-34a-a397 (toll tree
An application tor al.iltance may be obtained trom a con.umer
credit counleling agency or directly from the penn.ylvania Hou.ing
Pinance Agency.
It il extremely important that you tile your application promptly.
It tou do not do .0, or if you do not tol10w the other time
per ode .et torth in thi. letter. foreclolure may proceed againlt
your home immediately.
Available tundl tor emergency mortgage a.li.tance are very
limited. They will be dilburled by the Agency under the
eligibility criteria eltabli.hed by the Act.
It i. extremely important that your application i. accurate and
complete in every relpect. The counleling agenct will help you to
till out the application. The Plnneylvania Houl ng Pinance Aglncy
hal 60 daYI to make a dlcieion atter it receivel your application.
During that additional timl, no toreclolure proceedingl will be
puraued againet you it you have met the time requirementl .et
torth above. You will be notitied directly by that Agency of itl
decilion on your application.
La notiticacion en adjunto el de luma importancia, pue. attecta IU
derecho a continuar vlviendo en IU cala. Si no comprende el
contenido de e.ta n~titicacion obtanga una traducion
immediatamente llamando elta agencia lPennlylvania Houling Pinance
Agency) lin cargol al numero mencionado arriba. Puedll ler
Iligible para un preltamo por el programa llamando 'Homeowner'e
Bmergencr Mortgage Aeeiltance Program' el cual pUlde lalvar IU
cala de a perdida del derecho a redimir IU hipoteca,
Colllction Dlpartmlnt .350 ADVANTA Mortgage Corp. USA
Attachment, Conlumer Credit Counleling Agenciel
IIPU/ACT91BMF
File Copy
LrR,,,...o,,,OP'"
Quality ServIce IS Our ADVANTAge.
G1
"
JlD1t1NT.1
Mortgage Corp. USA
Att..,...." rJI c~.... N.I~''''''' "..,.., IJS.I
-. --.-..-.-----.--.--
"0 B.).J~'9(1"
:;'''':l'gf' c.& ,1!'''\l.~'IC''
NOTICE OF HOMEOWNBRS' BMERGBNCY MOR'lUAGB ASSISTANCE Ac!il" dfJ, ,,"',
THOMAS A MI LLBR
PAGE TWO
It i. only necenary to .chedule one face-t.o-f.n meeting. You
.hould .dvi.e ADVANTA Mortgage Corp. USA immediately ot your
int.ntion..
It you have tried and are unable to reeolve this problem at/or
atter your face-to-face meeting, you have the right to apply for
financial a.eistance from Homsowners' Emergency As.ietance
Application with the penn.ylvania Houeing Pinance Agency. The
con.umer crsdit counseling ~gsncy will aseist you in filling out
your application. It muet be filed or postmarked within 30 days
of your face-to-face meeting.
You mu.t either mail your application to the Penn.ylvania Houeing
Pinance Agency or you mu.t file it at the office of one of the
attached de.ignated con.umer credit counseling agencies listed on
the attachment to this Notice.
The Pennsylvania Housing
Pront Street, P,O. Box
Telephone Number (7171
numberl.
An application for aseistance may be obtained from a consumer
credit counseling agency or directly from the Pennsylvania Houeing
Pinancs Agency.
Finance Agency is located at, 2101 North
8029, HarriSburg, Pennsylvania 17105.
780-3800 or 1-800-342-2397 (toll fres
It i. extrsmely important that you file your application promptly.
If rou do not do .0, or if you do not follow the other time
per ode .et forth in this letter, forecloeure may proceed again.t
your home immediately.
Avail.ble funds for emergency mortgage assistance are very
limited. They will be disbursed by the Agency under ths
.ligibility criteria eetablished by the Act.
It is extremely important that your application is accurate and
complete in every respect. The couneeling agenCr will help you to
fill out the application. The Penneylvania Hous ng Pinance Agency
has 60 daye to make a decision after it receivee your application.
During that additional time, no foreclosure proceedings will be
pursusd against you if you have met the time requirements .et
forth above. You will bs notified directly by that Agsncy of it.
dsci.ion on your application.
La notificacion en adjunto es de suma importancia, pues affect. su
derecho a continuar vlviendo en su casa. Si no comprende el
contenido de eeta notificacion obtanga una traducion
immediatamente llamando esta agencia (Penneylvania Hou.ing Pinance
Agencyl sin cargos al numero mencionado arriba. puedes ser
eligible para un pre.tamo par e1 programa 11amando -Homeowner's
Emergencr Mortgage Aseistanca Program' el cual puede .alvar eu
cas. de a perdida del darecho a redimir su hipoteca.
COllection Department '350 ADVANTA Mortgage Corp. USA
AttaChment, Consumer Credit Counseling Agencies
NPI2/ACT91BMR
RegUlar Mail Copy
trR"".(IS/IO'''''
OWIMv Stfrv/ce II Our ADVANTAl'1l!P
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A~
HELLER, KAPUSTIN, GERSHMAN' VOGEL
BYI Howard Gar.hman, E.quire
Attorney 1.0. No. 2 !I !I !I !I
486 Norri.town Road, Ste. 230
Blue Bell, PA 19422
(610) 825-3600
BANKERS TRUST CO., TRUSTEE, it.
Succe..or. and A..iqn. by ADVANTA
MORTGAGE CORP. USA
16875 We.t Bernardo Drive
San Diego, CA 92127
v.
'TRUE COP\' FROM RECORD
In T allmonv whlflOl. I here unto lit my IIIIId
and till seal Olsi' C. lit ClrIfIlI.! ~
, II (\ V 0 I '''-i'I'-
'/L t . . l '.
CUMBERLAND COUNTY,
CIVIL ACTION - LAW
.
.
NO.r;fr- /33 (Ii.tlt e Jv..~~~
I
I
I
I
I
SHERYL B. MILLER and
THOMAS A. MILLER
1961 rryloop Avenue
Carli.le, PA 17013
MORTGAGE
PAGE 269
BOOK
1060
.OTICI TO DI'I.o
YOU "V. .... IUID I. COURT. If you wish to defend aqain.t
the claim. .et forth in the following pages you must take action
within tweDty caO) days after this complaint and Notice are .erved,
by enterinq a written appearance personally or by an attorney AND
filing IN WRITING WITH THE COURT your defense or objections to the
aI 0....-
;'$ 2:~~ claim. .et forth aqain.t you.
. iT.:~ &J do.o the caee may proceed without you and a judqment may be
-,- 0"" -< ,
'\l'~~~] antered again.t you WITHOUT FURTHER NOTICE for any money claimed in
~: ;,:~ the Complaint or for any other claim or relief requested by the
.11 ,~.~ ~
F i: ;;: Plaintiff. YOU KAY LOI. IIO.IY OR IIRO'I!lR'I'Y OR OTHIR RIOHTI III'ORTAIlT
t '-i
:,-' ",~ TO YOU.
=r:.d.n YOU 8HOULD TU. 'I'HII .A.D TO YOUR LAWYD AT O.C..
t;; r", II' YOU DO .OT "VI A LAnD OR CADOT UI'ORD 0.., GO TO OR
;to q 'fIL.'HO.. '1'1. OI'I'IC. liT I'ORTH .ILOW TO 1'1.0 OUT WHIRl YOU CAlf 01'1'
0, () L.GAL ..L..
"0
C'-u
z-<
YOU ARE WARNED that if you fail to
Court AdalD.trator
cuaberlaDd county courthou.e, 4tb 1'1oor
1 Courtbou.e square
carll.le, .. 17013
.Calll II' ...4 If "f" .J fe' (,. ,)O()
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ALL INFORMATION
OBTIAINED WILL BE USED FOR THAT PURPOSE.
4
A~
HILLER, KAPUSTIN, GERSHMAN , VOGEL
IYI Howard G.r.h..n, E.quir.
Attorn.y 1.0. No. 2!1!1!1!1
416 Morri.town Ro.d, Ste. 230
Blu. B.ll, PA 19423
(610) 825-3600
BANKERS TRUST CO., TRUSTEE, it.
succ...or. and A..ign. by ADVANTA
MORTGAGE CORP. USA
16875 W..t Bern.rdo Drive
S.n Di.go, CA 92127
v.
CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
NO.
SHERYL B. MILLER .nd
THOMAS A. MILLER
1961 rryloop Av.nu.
C.rli.l., PA 17013
MORTGAGE
PAGE 269
COJI.r.aIII'l JII 1I0a'1'GAGI rOalCLOIUJlI
BOOK
1060
1. Pl.intiff ia B.nkers Tru.t Co., Trust.., Advanta Hom.
Equity Lo.n Tru.t 1992-3, it. .ucc..sor. .nd a..ign., . banking
corpor.tion, by it. .uthoriz.d s.rvicing .gent, Adv.nt. Mortg.ge
corpor.tion, with office. .t the above .ddr......
3. D.f.ndant. .re Sh.ryl B. Miller and Thoma. A. Mill.r,
.dult. who r..ide at .nd .r. the true owner. .nd mortgagor. of
pr.mia.. loc.t.d at .nd known .s 1961 Fryloop Avenu., North
MIddleton Town.hip, c.rlisle, PA 17013; Tax P.rcel No.
A more particular d.scription of the premiaes is included in
Exhibit "B" att.ched hereto and incorporated by reference.
3. On or about April 10, 1992, Defendants executed a Note in
f.vor of Century Mortgage corpor.tion in the original principal
amount of $38,675.00. A true .nd correct copy of the Note is
att.ch.d h.reto, m.de . p.rt hereof and m.rked Exhibit A.
4. As .ecurity for the obligations under the Note Defendant
on the same d.y granted a mortgage on the Premises to century
Mortgage corp. That mortgage 11 recorded in cumb.rland county
Mortgage Book 1060, Page 269 and a true and correct copy thereof 11
attached hereto and incorporated by reference.
The Note and
Mortgage were a..igned to Colonial National Bank on April 10, 1992,
and further a..igned to plaintiff on November 9, 1993, a. recorded
in MI.c. Book 467, Page 22, on February 24, 1994.
!I. Defendant. have defaulted on t:he Note and Mortgage
obligation. by failing to make paYlllent. due June 15, 1995, and
thereafter.
6. By rea.on of the .aid default Defendants are liable to
Plaintiff on the accelerated amount, a. follow.:
Principal
Intere.t from 5/15/95 to 01/05/96 ($17.79/day)
Attorney Fee Per Documentaion (15')
Accumulated Late Fe..
Search Co.t.
Advance.
NSF chuge.
credit Unapplied Fund.
'fO'l'aL
$36,497.86
4,110.34
5,560.00
1,180.40
475.00
2,!l00.60
40.00
(628.35)
$ 49,737.85
7. The attorney'. fees .et forth above are in conformity with
the Mortgage documentation and law and will be collected in the
event judlJlllent 11 entered against Defendants end they do not
rein.tate the mortgage or pay the .a.e off prior to sheriff Sale.
If they do either, only reasonable and actually incurred fees will
be charged .. allowed by law.
8. Despite repeated demand Defendents have failed and refu.ed
to pay the amount due Plaintiff.
"'~.I..ft...
070YC8 IIIIIDIC'l', bareby verilie. that .e I.. . tor.elo.ure
.pecl.all..t tor AdYInta Kong.ge corporation, the authOl'l.ed
.enl.ol", a,ent tor Plalntltt and that. the .taUaut. I.n the
tONtO"'" c:o.pl.int U'I tn. and oornot to the beat ot b.r
,.noMl IuIowledge, Intonaation and beUef. .b. un4u.tancta tl\at
tII. 8teu.uu barel.n U'I ..de aub'eot to the penaltl.e. ot 11 ...
C... Ieotion ..04 relatint to un.vom fal.Uioatlon to authodtie..
Date'~ff ( ,
~~1!Jffljtl rN ~
.
/Wi- 2-95 THU 0125
ADV~'~Ij;jE ttRTPGE
:" \ NO'fE
FAX 00, 0~7"'53
-
P,02.lOL .....
(..<- :n~ \
J
April 10th ,If 82
C.rU.lI
lOll
1961 Fr,loop A..nu., C.rll.l., PA 11013
--I
P.nn'rlv.nll
-
I\q~~
I. IOUOW[JI', 'IOI\IIS! 10 rAY
. In ,ItU," fOl . loan thlll hlWl rl\:Ihtd, I promll. to pi)' U.S. I 31,17&,00... (thllanso\l., ilcaUc4
"~"I. pi.. 1.11I." ,.,'" Old.. orth.~. TIll Llndtl IIC..tur, Mortu.u. CDI',u...'.n
1._M.04
'haith, Ltntll' InIV IIlIlIr" IhlJ NOli. Tht Lellde, or '"fODt .ho tUII 'hill NOli by ,,,,,tI" an. who lI.ut1lJtd to
.1CIt.... PArmeAII \1M. UW NOlIll caUId &h. "NOlI Hold","
J.IN11W1
1m.".. -Ill" .hulld.n unp'" "'lnclpll....d Ih. ruu -.. .r ",Inclpol hu b"n pold, I..IU po, 10lllal ""
,.Irln....' 17.55".
T'" In'"I1'III' "q..... by Ihl. Stetl.. Z 11111I.."1 _w pi' both b.ro" Ind Ir,u an, d.r.ok daaibtd Ia
11I'10. till., thll N...,
J, '4YToW11I
IAI1I.. I.d ..... ., "'''11''
I wW pa~ principal and la1.,m b, mlkln, P'vmtnlltvtlY month.
IwtUmlhom,monllll,poI1l1lll,,0"h. nth d.,oh""mo.'hbolllllU...n ""' 15th ,
1'12 I.W mUll,,", paymtntl....wy monlh unUl1 hi'" ,atd aU of 1M prindptllnd Inl',,,, and In)' OIhe, mil...
*acribtll Mlow thlll m.~ ow. undn ttlll NoI.. Mr monIhlr ")'mlnu .'1U btappllld 10 huallt bef!,),. principal. If, on
,. HJ'" ' ,n,' .11111I........... u.d.r1hll Nott, 1.11I p.y'holl amou,"I. I.U Onlhl"lAlI,
.tU"cRlln ,trUe llm"urlly dUro"
lwilmlh.mymon'lll,porml1UlI' 1315 S, All.. Street
Stltd! '.Hl1IIllnr~"P^qullod br'M NOI. HoldOl,
(II ".OUIII .r N..~ 'lflllCnll
M,monlhl, Pll1!lf1lluill ba In 1110 amount .tU.s, 1810.3S
.,IOUOWU'I RIGHf 10 'Rf,AY
I hi'" the rllhl (0 mike pa)'m.n" of prlnclp.l .. .n)l1lml berore lhlY .11 du.. A III)'mttn or principal only
II known u. "pftpl,mlnl.1I When I mike I preplymtlll, I win IlU lhl No.. Koldtr In wrhln'lhll 11m doln, 10.
I ml' mil. I I.U propl""onl 01 p.nlll ."pa'lIltnll ,,",houl p.,... Illy PII\>Il'11l"" C/Ia'I', Tltt N... Holdll
.111 U1I all of my prcp'rme"" 10 r.duct Ii'll lmaunl o(prlndpulhl1l Owtl "nd" Ihl. l'IIot.. It I m.., a pallial prtplYo
..m, 1111'.' .111 br no chlnll.ln the du. d.l. or in lhe amOIUII or my moruhly PI)'mllI .aalat Ih. NocI Halder lima
In wriUr..' t.. Ihol~ chaqn.
I, LOA~ \ IIA11GU
It .law, .-Neh .ppU\.\ III (hillo.n .nd .-hleh 1tlllnUlnuam loa" charlll, II nnlUy Inl"pr'lrd to lhat thelnl""'
or Dlhn kiln char,.. colltc'h:d or 10 ~ rollta"ln connection ....Ih Ihl.1oan wild Ih. ptnnitl,d IImltl, Ihlnl en .n)l
I\ICb loan chit'. shill b. rt'uctd by Ih. amounl nm...ry 10 raduca 'hi chlr,t to lh. prermlutd Uml" Ind (iI) Iny lunu
Ilrnd)' CC1llwtd from ml .'hleh ,le.dcd pmnlllH Ilmkl frill bt "fund" (0 m.. Tht Not. Hold't mar ;hoo.. IQ
"'P' thh ,.fund _, "ducln, Ih. prlftCiplll 0*' vlultr Ihlt NOlt or b, ruklnll dim:' "yment 10 mi. " . refund
ndunt pr1AdpaJ, ... tldUClion .'11 1M 11'1I1" U I pll1la1 pI'paym.nl.
I, 101llO"'U'1 r"ILIIII 10 rAY AI UQIlIUU
(AI La" a.... ,.. 0.._ ,.,..."
II 111I NOli Ho,", 11II 110I flclh..tll1lruU amOlllllo'llI,monlhl/p.ym...b, Ihundol 15 <Ilend..
dan afltr Iht dill II II du., I Yrill pay I IlIlehar,'lothtNot. Holdtr. Thllmounlofth.cbtr,..-ll1he a 00 "-
01 mr .verdu, paym.",.' principII and WIIIIII ,,"II p., 'h11II" chao" promp." bill .nI, onca on qch Ii.. pll"llI1I,
(II 1It,..M
III do 1101 p., 1110 lull amuuOl of lOCh mo..h1, pl)'1I1fnl on 'h. dill II I. dlll, I _III ba In d.II,II,
10 N.U.. .1 lit"",
III 1m In d.rlul" 111I NOl. Hold" may lond m. . wrllIon noli" lImnl m. Ihll II I do nol Pi' III. .,.,duI
amou", by I e.naJa dl", Ibl NOI. HoWtr ma)' nqulll mllO PlY lmmtdl.tcly ItI, rull.mount of prlndpll_hkh hit
nOl bltn paid lad aU ,h.laICrtll thll I 0... on lb., amounl. Tba, dati muu. be at lIut JO dl" .ftn the 411. on whiCh
1M nock. II deU",'" or mIU,d 10 mI,
(1)1 N. "'II",., N." Hold"
EY'lft Irt .. l1me _hen I am I" cleflUIl, Ih. NOli Holdlr dotl 1I0t rtqWrt m.lo PlY ImmedJaltl)' In rullll delCaibtd
above, the Nott HohJ" .m "III hi'" lh. flaht '0 do 10 If I am in default ., . 11111 Ilmt.
eEl '..... 0' No.. H.kI,,'1 CIIII au 1:1"",,,
It 1M ""011 Hokkr llu rlqUlrtd m. 10 p.y lmmtdlalll)' In lull II dllenbtd .bov., Ih. NOli 1I0ldlr ..,III hlY.
lhe ri.h' 10 bI paJd back by m. for IU or III COlli and "plnlll In enfordnl 'hi. Nolt 10 thc "ten! nOI ptuhlbh.d lJy
appUCltlJ. llw. Tholl e~ptal. Include, (0' IUnt.,I., ,naonabll .uOtnIYI' fed.
f. GIVING or NOflCU
Unll.lappllcabll II- UQul,.. I dlU.llnl mnhod, 1Il~ nOlle. 'hit mutt tll ti",n 10 me und.,r Ihh NOli will be
Ih'.n by dtII",rinl II ar by maWn, It bt nnl tI... mlUlo mt Illh, P,optn) Addr,nlbo\'. or It . diflrrttll addrtll
If 1 &1'1 1M NOla Hold" a nOlle. or my dlUrrrnl addr.u.
An)' nodct that m\Ul bl .h~n 10 Ihe NOlI Holder undu Ihb Noll -.111 b, 11\ln b)' mllllnl It b)' l'ltU dau mlil
10 ,IN NOli Holdtr I1lhl IddreUllltld In S.etlaR J(1t) Ibou Of III dllfmnt Iddrl" I( I am liven.. nOllel of Ihll
dl<<...nl Iddrhl,
MU~f15TAn '1ll1P!lAn NOTl-._,_ .....,-,._IIMC U."__""",lHr
'MIl :1200 11111
........1.
..."'vo.'IP(I'~, tJI.fl1'1t>> , llGOnl"nt
1Wl- 2-96 THU 8126
IfIVA'''U rmrOOE
)',
FAX In 61961"153
J...
P.03I09
J
- 1....~,NlL-...........DtIII
..- .-..-........-
MORTGAGE
THIS MOIlTOAO.'.....lII1I)IINl_..I..Il... DO AprU 10th
.. II TIle __It 1/1"11 .. MUler .n, TlI_. A. RU1.r
'''........'). 11liI......., 1_" tI"n I.
Ctntllr1 ...".... Gorpornion ,_.. ............., ulIlloi
_1hI....., .h. C__l.h of '.nn.yh.nil ,iN.hooolddr....
1311 I. AU.n 1&. .hn. Coll'I','A 16801 '''1_'').
1IoriVwii'....I.iNIiiIli_..."'TIlircy UI"t Thoullnd Ih Hundt.d St,.n.y F.,.....
DoUu.(tl,S,.31,17..0ll'" ).11llI...1I..__loI'....."...._
....,III_d.II..IhIl......., 1IIu_'''_''I. _..._ ,.. ""'.ItJ, ..._. wkh U.IIIU ".It...
....-.'........n...... AorU 11 11007 n1t1lcnrll,1"",-
........ ~l '11.110 ,,,._ .n", illIlIi ....-101' lilt NoI.. ,.lIb "',,,,'. ....1II11M*.... ....._ ....
_lIcod...,I_I............. .'11"""-" -In'-.Id_Und"....&fI.Ph 7..",.,,,, Ih......'" .'"h"
"""I. lut,,,"*,u an4('J 1M Plrrorm.""o'..ro...'.w............1&ttImen&I UNtrthl. Senlrkr lUlU",""" lAd
'110 NoI" '..,No ..'''_.Ionaw...... """"'__....... iN ....., 10 La4orUl. 'olio.... _rt1lt4..........,
__ill C-erl.nd eou..,. '-11'.010:
lEI LEGAL OUtRIPTJDN ATTACHED
........ 1hI_.. Dr 1811 '1'110'" AWl'::.,
'-'t.... 17013 r'"-,, Ad4t1ll"ll
--
T'OOITH.. WITH III lhe n,rovtmtnlt DO. 0, hft1ln. 'flned on ,h. propfr1" and aU ""Intnll, ,"hl'.
"""....... '1li1U. rorllda. ..1ntrIl, aU and au Oahu "'II pranu, w"er ri,hulnd IIDc. and .11 flatura nOlAi Dr
110...,.". PIll 0,.110 ".,pon" AU '1II1.'"lnl''''' .d4ltI"", .hllllbo be C.'''" ~llh" ....'11' 1.."ul11tn., All
0/ UtI '........ IInt.,I'IIII.. la 1/,11 SlctuII, ........... II ~. ..p,......""
, C.nill.
1Oo~
IORlOWU COVENAH1'S aha 10"."" .. Ia"'ull, "Iud .,.ho "'II. "'roh, ....'I'd .lId h."h, ".h.
to mOil...., If"" lid conv., dI. Prop.,)' u4 thl. lh. 'roptnr" IlI\Ucumbltld.llctPl 'or .ncumbrance. or tnord.
lor,.... Wl/flllh ..., wllI*t1llll ","01/, ,lit U.Io .. ,., p'....n,..1llut .n clol... IIId "'...ndl. II,bJ.CI'. I.,
-......... 0' _4.
THIS seCURITY INST"UMI!NT combh... u"lrO,.. COYtn1ll1l rOtl\adonaJ "" and non.unJ'orm Covln.all wilh
Iintlood '"IIIJon.1Iy Jurildk.... to CDIIlIlIUI. . ullt..m lIeurt" lnunI",m. C."rtn. "'I PIOptn"
l'INN.nVANIA_.... '--'_11I... _ ""'-INr
......AI...., \W"'t~...., .'......., _111.rnl
..... IOJI 'lill
tfAR- 2-95 TIlU 8126
AOVA"T'tGE OCRTAGE
" ,
FAX IIJ. 61967'" 153
,L..
P,04I09
. UN/fOAIf COVENANTS, 10110_ .... LIn4t, ..._ .... ..'" II Ioll0WlI
I, '",...r ,-,.. ""'_1 .....,_... a.tt 0...,.. ....._ .... .....llfl' PI' ."'n d..
,he pd",lpll or and InI"", on Ih, .bt "'I"""'" br Iht Nol. and In)' prtpIrmtntln61 1'1' dlll'" du. Ulld\T th. N"I..
J. '....'er r.... II' '...IeI. SuhlfrC110 .ppllcabl. law Of 10' _nUta wat"" b)' Len,j,,_ lonG." ."alI
pi, to l.cntltt O. 'h. dl' monlhl, PI)'IIImu Itt due un. IhI Noc't UNY th. NOllla pal,., twl. . .,"' (U'unll,")
eIIlW 10 Dft'.""flhfll all (I) ,nfl, Iun Ind I'"ur',n.. _hkh MI, 111111 prloril, O\'t. u". s..:,ult, IrwUunKn'j (b)
.-11, It'Hhold pl~'U, or Il'ound nail on ,1\, Propen)'," any; (c) ,.tl, hua.d InNflrlCW p'.mhl"I': 1n4 (eU '....1'
1IftOft.... ""Ut'n~ ,r.mham., If .n,. Thin II"", ., called "nnowlltml, II Lndtr ma, "Urn'I. lht P,,,1ft dIM Oft
'h. bull 0' cunm, cilia IIMI "IIOn,hl. IIllInll" 0' r"IUt. flCtDw 111m..
The 'und. "'4111 be h.W In In tn'lllutloR ItI. drpo,lu or lCnuntl 01 .h~ .r,ln,ured or "'11 .nla b,. (....,
Of 11.1. 'I.ncr (h'd\ldl", Leader Jr L.nder "lUch an IMIIUllon). t..ndlf '''"II"lr Ih. Fundi 10 PA)' Ih, ""o..II'II11.
Lau'.r ml, nOI char., rOf holdin. Ind 'rPlrin. Ih. Pundl, .ntlrdn, ""lCCounl or weri()"n. Ih.lIl.1ott 11I.1ft1, Unit..
l,ud" ",.y. IOno....r Inl.,.1t on &h. 'und. .nd IppllUblt I.w permlu Ltndtr 10 m.ke .udl . ch....I.. 'orro..., Ind
ltndtr ml, ..rn In w,ltln, Ih.lln"'III.h.. bt ptlel on I". 'und.. Unln. .n I.termlnl h mid. or '1'~lk.",. I..
'"I",lrtt'"ltr.1I10 b. p&lel, LInd" 'h,1l nOI be rrqult.d 10 PI, Iorfo.u III' Inltllll or tlmlnl' on Ih. 'unl1'. l.ltdcr
,11&11 .~. 10 IomYr". WllhO\l1 ,h'tl_, 1ft Innual ac:counlln, ollh, Pundt .IIowln. erN11I and debilllo Ihl 'undllhd
III. purpoII (or wlllth 'lCh d.blllO Ih. Fundi -.. macIt. n. Fund, ." p4tdlld U Iddlllonlllt\.'\Uii, for the IUm....._.
IlCUl'N by lhl. SKuri., lr\luum..I.
It 1111 lmount otahl 'und. hlld by ltad",loltthlf ~Ih IhI rulufl manlhly pI)',""'I' or FdlJ. ",.bl. pea
10 Ih. due dll" a( I". IICI'OW h'mI. Ihlll ucetd If'll &mOUrll requhtd 10 Plr IMlICrow IIWft' .'hen du,. Ihl "~_
....11 be, II Ilona.,,', opllun. tilh" promptly rtplld 10 lono." or """11d 10 Borrow" on mCnlhl, P')'lnfml a(
rundl. It Ihllmounl ot Itl. 'ulld, held 1I1 L.ft'" II nOI.Urncltnlla PI, Ih. "CIa. linn whl" dl", lorra",.. ....11
P" '0 Lend" 'n)' IrftOUI\I necen.l")' '0 m.te up 1M "Indtfte)' 1ft on. or mort p."n.n.. II rtqulrcd b, Lndtr.
Upon "rrnmlln full o( aU lumlllC'u.d b)' IhlllcurtlY .ntINmtftI, LInd" .hlll promPlI, ItrWld 10 .'mn.
I., rundl .old by L.ndft, If undl/ PI/',,,,. "1110 ""pon, 1'1014 o. Icqul... by LIn"', ....,11t 111011 I~pl,. no
"'If Ihlft immtdJattlt prior to th, Ill. o( Ih. Praptn)' or IlIlCqullltlcln by lAnd", .n, ,Uftda h,11i b)' LAud. II tha
lime o( IpplIClI~n II . credll ',llnUlh. 'uml IICUrtcI by Ihll S<<UN) 'nllnlment.
J. .."KRUal.r ..,....... Un"'- .ppMeabl. Itw pro~ldts Dlh.,...h.. III p'.-mtnll rtetiw.J b)' L'nd<< under
p....r.phll .nd J shall.. 'pIIU,dl nlll. 10 1.1. chit'" dut under Ih. Noc'j lKond, 10 P~Ylllcnl (hi"" dll' unda'
Ih. NOl'1 third, '0 'maURII ~'Ublf under PU..rlph ,: (ounh. 10 IIUernl dUll .nd 111I, 10 Pf!no.'lplll dll..
.. C.....t; u.... Iorro...., .hlU par .11 t&'llft, ...tllmenll. li!\ar.", "ntl and Impotlllol1. lurlbul.bl.IO Ih,
ProPl'l1Y w!lkh ml, 111&1" pr;orll)'o'....lhiI SteU"" 'NlI\Un.nl, and ~ PI,,",",, or .,.ou"d unl..1f ,n1. B"'lOfllI
Ihall p,)' Iha, obllJlllon' In lh. mun" prClwhlrd In P"..,lph J. Clr Ir nOl plld in Ih.1 manArr. D""o,*,, .hIIlIJl)'
lhem on 11m. cUrttUW' to the p'uon ow,d p.ymlnl. 10rrolWf .hall prompllr turnllh 10 under III nnuc" or 11IIounll
10 be paid und" lhll P.rall.ph.1t lorro..... mall. IhIIt parmtnll diltell".ano"..haU prampd)' rwftilh 10 LIMit
'tnipll ",Identln, 'hi ")'nII"".
IorrO\ll''' &h.1I promrllr dllCh.,.. .n)' Il,n _hleh hu priori,,. OW" 11\1. 5talrlI1Inll,umlnl unlm 80"0"\111 (I)
..'", In wrltln, 10 Ihl pI,menl at Ihl obUpUon '1C\lItd by Ihe 11m In I ml""" 1"'Ju.blt 10 Lend,,: (b) COlltelll
In.oo4 (,llh Itlt U.n br, 0' dtlmd. "111111 I"rO'",",nl of Ih. Uuln, Itlll proc:etdlnp .hlch In Iht I.,nder'. oplnlol
optrll. 10 prfYCIIllh. ',,'oruml"1 of Ih. lI,n or rorl.lIure at an, Plrt of lh. 'roptff)': 01' (cJ Malhll hom Ih. hohler
0' tM 11m a. .,r"m.nt IIlh(fCtOry 10 ltnder lllbo,din.lln.lh, Utn 10 Ihit SKurfty 'llIuum,nl. IIlrlhlll1 dclflmu....
IMt art, pan of the Proprny I. ,ubjKt 10 Ill,n .hlch ml)' .1I1ln p,loril' our Ihl, Steu,ll, IntUUlnlnl, L.nd., n~)'
.I~ Iorro'llrlf I nolle. Id'"III)1nllh. U.n. Ion D.., IhIU .....tllh. lIn or like on. or mort of Ihl leuon. Nt rOil.
.bG~ ..llhlft 10 dl)'l or 1M IIYln, at tloll".
'1 HUlldl......... 8orro", .haQ kftP Ih.lmpronm.nll now 1l11I1". 0' h"tlfI" tr"lt'd on Ih. ',open,
in.vlld ...lfllI loll b)' nre, hwnl.lnducltd 'lIrllhln Ihl I."" ....Ilftdtcl co~.,.,.1t and .n, ofhtf tllIllrdt lor whldt
L.nd" .eqlll". intu'ln". Thl. imUflntt thall b. mIlnl.lntd In IhI IntQUnll and ro, 'h. PlrlOft.Ull'i Lrudlf requhn,
n,ln,u'anct CIIM prnwldlnl Uti lnauranet Ihlll be mOlln b~ 10m.., ,ub,tlct 10 LArtdu'. Ippro~aI which IhlH ncH
N unltllCl.lbI, .h...ld,
AlIln.vtlnct polld.. Ind ""'*IIa Ih.U bt ac:ctptlb&alo L."d" .nd IhlD Inclullt, lIandw n'OI1.... diu..
L.ndw ahaU ha.,. tll. r'.hllo hold thl pollet.. Ind '......1..1( Lendlf nqulra, Iono.., Ihall pronwU, .i", 10 I..,,'"
IU ,empt' ot plld ,"mlu,",.nd ftnl1ft'aJ nolleq. In Ih. l'Iem or lou, HorTower .haIl aI\" p,ampt nollcelo 11.lmvranct
wrl" .n' t.nder, Lam'" m., mllr. proal 0' 10.. Ir not mid. promplly br lono,,"".
Unle'. Llnll" Inti BorfOllllr olhlr_IWllr.1n MiUn,.llUurafttl P'octtdt .hall N .pplltd 10re110l.llon or rIP.
01 lhI 'roptf1, d.m"td, !I Ih. "'1011110. or tlPI" II ceonamlwl)' (,..lbl. Ind Lend,,', Meurh, II nlJllt\krwd, II
1M ".Iollllon or ,epalr It not lConomlul1r ,...Iblt or I..nll,,'. Mnlrlt~ .ould tI. .....n.d.lh.IRlu,."C'f prlXctd..hlll
be IPPUIlIIO lhe lum, .ICUrtd b1lhl, Stcurh, In.trum,nl, whlth" or notlh." du.. wllh .n, IU'" pakllo Doflfl...
If 110"0.11 ".ndonl the "O~,"y, Or dOlt nOI In.'Ilr" wllhln 30 d',1 . oull" I,olh L.nder thai Ihllu.vtllll:ll ""Iff
'* orrlrtd 10 "Ill,. cralm, Ih," Lender m.~ ,01l1ClIhllnaurt"" p,onN'. L,,,d., m., Ut. IhI puX'~d. 10 "pai,
or "110" III, Pro,,", Or 10 ply ,um. IccUrtd b, Ihla StcUrJl, Inurum.nl, ..hither or nollh.n du,. I1ItlQ.clllY J'II'iocf
"~I '-lIn .Itt" Ih, nOlle:. It .l~.n.
Un".. ~.nd" .nd Borrow" olher.llI.,tIt In .rllln8, .n)' IPpllcallon 01 ""oeNd.lo pllncl".lltl,1I nl)lt.\llnd
or POllpoM Ih. dUldall al the monthl)' "")'mil'" rarlnN 10 in P.,.."phll and' or dlil'lllhllmauIII orulI ,,1)'III.nll,
lfund.. par,,'lptllIlM 'toprrty I, 1C1Iulrld br, bnchr.lorTo.tf'. rt.htlo In, InlUrllKl polkl.. .net PIOt,'ftdl 'dulUn.
from dllll,,,'13 IhI Proptfly prior 113 Ih'l(qub lion lhalI PUlIO L..nder 10 the Cllln' or Uti 'U.1I ..eul'~ by Ihl. 5<<urtl'
'''1U'"", IfMlldllttl, prior 10 Ih, 'li'luhitlon.
'0 ',...,.110. I'~ M.lnll1llfK'l ., 'rap,,'" 1.I....ohl.. 80rro.., Ihlll nol d.uro,. rflm'1' or lublllnllaU,
chin,. the Propen"lIIow Ih. 'ropt")' 10 dmrlol'1l' or commll ."1', If Ihll Stturllylnllrumfnt . on , leaMhaht.
lorro..., .hlll complr with IhI provillon. or Ih. 511.1, Ind il louowI' Icqulfl. r"lltl. 10 Ih. Prop'1I11, Ih,leftMhold
and fft 1111. Ihlll not mer., un1ln unet" 'l,nllo Ih, m",tr In .,llln,.
'. P,.llCdoll..lA.,.,'1 RJ.tluln Il. .ra......yl Men""'''flm, U Borraw" (Iii. 10 pn(o,m Ih. c:o'"enll1l1
and 'I""mlnta toltlllntd In lhlt Stliuril)' 'nllrumelll, 01 th". III 1".1 prlKtldlnllhll mo .'\nllklnllr .If.:1 Lrndrr'.
nihil In IhI 'raptn, (.ueh II. proettdln,ln blnlrruPlCY, P'Obll', ror eond'mnlUon or lo.n Olet llWI or ,..ulallon,),
Ihtn under ml)' do Ind pay ro, "h'ln~r II ntctll.fY 10 P,Oltellh, ulUt 01 lhr Proplny 'lId L.ndrr'I,I.hllln Ih.
Propeny, Llncftr"lnJonl may Includ. pa)'iIl,ln, tum, I<<urn! b, I U.n ..h1ch IIu priority 0\" Ihb Steu!"h.. InttNfIl.III.
IppIlllnllft COlan, p.yln, ..lton.blt III0rM)'" (ftl ,nd .nllfl", on Ihl rroptnYla mlh r'....ln. Allhoulh l'n~tr
ml) lib Icllon undtr Ihll P.,.."ph " Lrndtr doe. noc h,vt 10 do 10.
Any ImOUnll dllbuntd b, L.nd" undtr Ihl. p.",rlllh' .h.1l btc:om. Iddlllollll d.bl or IIJuo"" Ircu,ud by
Ihll S.cutll~ 'nIUUfn'"I. Unl." Dou"*,, .nelllnd" Ilrhlo olhlt '''"\lo( pI.mtnl.lhtM ImoUnlt tllllll brar In",,,,'I'
r,o", Ih. dill 0' dl,b",,,m,nt .Ichl Nail III. and thall b. ply.blr. wlIh 1"1'''11. upon nG11n (rom Lll,,~llt 10 Horro",""
ItlIvtlUnl Plrm.nl.
!VtR- 2-95 T/IU 8128
ADVA'"4(jE tlJRTAGE
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FAX 00, 818671'153
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P.05/09
I' Londo, rtqvllld m.nllC' b..,wo u . condiU.. 01 malo.."" 10.. ....rod b, .11II10:."" ...,"',....,
10"'"'' .hall PlY Ih, '''''''"'''' rtqwllcllD ....111,. 'iI.lnauruee In .It", "nl1l ...... C"'" II U.. uqulr,ru,nl ra,
.IIi, tnl""lce I'nnln.". In acCOrdanc. Vrllh Iono".', u. Lmdtr'. .rlU.II '''_mfft, Dr ...ak..... .....
.. ........ L.ndn or lll."nt ma, rub IUIORlblf .R.riII upon 11\4I ~lo... OI.h. f,Qprny, l.llldcr
...... ,1\. lanD,,"" lollel I' th. II"" o( 0, pnol 10 III ~DA 'pwlr)'1n. "IIOMbl. 1:111II for 'M lnlp:tllo..,
to Co......... n. Pl'ocMd. or an, ...,11 Ot daW ItIt.......... iii,... 0' COI\lfflUIn.III,In C1DMl:(llon *'111
Illy COAdflMIIKm or Olhlt' I.kln, ot IAr P&I1 0' Lb. Pro,..", If ror Idn~'&nN In ,"II 01 wr4:llln""on. Irt ""fib)'
1Ul_ and IIwlIl ... poW I. L.ndt"
In th. ft.", 0' · 10111 "kin. 01 Ih, p,.,.n" tht prarc.td.1MU be .p,U'd 10 Ihl 'UIN 1fC11I" bw lIli. St-'urllr
INUwnIlU. whit"., 0' not Ihm lIu" ..lib any.,... p&l'IO Iorrown. ht Lhe n't" 0" PlnlaJ l.kln, or .". PnJPttt,.
Unlal BorrowI, lAd Lindt, othu.b. ",.in wrilln., 1M "lfftlllC\ll" b1lhl, s.:wil)' '.mll"I':'" .haU bt "dve'"
b~ "" &moUN oraI'll ,roclldlll1Y1llplStd b)' Ih. rOUowlna ',IC\JOII: (I' lhe IDltJ amounl oflh..!UTU ",'\U.d InunedJIlctv
INla" Ih. lul.., dl,Id'" b, tbl,ho lair _I" 'aI.. ., 1110 Prapm, 11l1nItdIalc1, ...,... lb. "'"-I, An, b,1&nq lboIl
be PAld 10 Iono*l1, .
11 Iht PloPln)' lIabandoMd IIlr lor,ower. 01 Ir. .n.. AOllee b~ lAnder 10 lana." mil lhe cnl.lllno, ofr.1t
10 Ill", an IWlld or IIIIJt . claim (Ot dunl,,,, IorroWtr (lilt 10 "Ipond III L.nd" .llhl" JO dnrt .r,,, Ihl dal' II.,
Mlk. " .lvII. Lnder .. IUlho,lI.d 10 coUm IIId lIPPI, 1M "OCIIIIII, II au Opllon. lil"" 10 ,ttlo'''lhJn or ft'N1 0'
U'I "opm, or IIa IhI 'uml lfCurtd h Ihll houril~ 'nnnl_nl. ..h"hIt or 101 .he" dll'.
Unl... L.ndtr Ind 1I0no_., olh.r\lll," .,rwlII .,hln.. 1ft, .ppUeldon ot Procetda 10 Pflnl;lpN I~.II nol ..lend
01 pGtlPOMlh, due dill O(lht monll\l, PI)'INnll ttf'md 10 WI I*qraptu I an4Jor chlnpll.. tmouUI afl~ P')'nItnll.
II. a.m... N.I ......lfl ,~... I, ~.., N.I . W""H. 111""lon at 1M 'hll' (41 PI)'mtlll ar
madlneldon ot Imanll.lllol'l a( Ih. 111m. mu,ed ~, 1JL!a Itc:urlt, 'ruarvmerw panl. b, LInda to .n, I\lCeCINt In
lnI.rlll 0' IoUOYI'II' .hlll nOI operllllD ,,1_ lM IIabIUlyo(tb.orialnallorro,*., or IoUO_.,IIIIk.'1:NOII Illlnl,.III.
L.Ntr Itlan nOI be flqwjn" 10 comn..ntt proclldln,'lIIinl, Ill' IU"lIIOr IA Intcr'lI Or '''UII Iu "'''lid 110\1 IlY
"~mlnt or OIh'",I.. "'MI(f IInD'd~.t1on or Ih. 'UlI\IlIaIrtd b1lhU Staull, 'nmum'nI b)' r",on 0' .n, "'nland
IDIdI by Ih. orl.ll1aJ Barra.., or 80"0\11I"'1 IUc;;mou In illl,",l. Any (orM.rance b, Ltndu ill '"rclIlt'. &/11 11th'
01 rltnt4~ .hlll nOI 1M I .II-"I:r at or p""lud. Ih. rand.. or an, riahl dr IImtd~,
U. h'HIM" 1M A...........:,.. .lIIIlmfll JJUlMIl c...I..... lh. 'UlInllllllrld 'I""n'."u o( Ihlt
Stcurll~ Inlll"""nl 1"IU bln4 aad bentnt .h'lu""loll...d UII... 01 Llndtr &ad Bona.lIllUblflo1 Iu Ih. pro~h"'nl
at PllAlr.ph 17, 8onoWtl". COV,nlDII and I&IRmI'ftt1Iha1I be Jolae and II'\'craI. Anf Borro...r .llOrD-II,1Ii lhil StcUf1IY
Inllnuntnt bUI doa nOI ."eul.lh. NOl': I') la co-Illnl", Ib'- S"urll' lurum'lIl only 10 nl()f1.l&:".rant 'nct con""
Ihlt Borro,*,,'1 hlllralln Ih, 'ropt", undtr Ih. Ifrnu or lhi, Stcw11' 'nulum.ru: lb) II nOl ~fllJnAily obU.lled 10
pt, Ih. 1W1I'I"wtd b, Ihll5<<urll~ Inmumcnll and tc) '11'" Ihll L,nd" and 'nf olbtr BorrtJwtr mlY "'lllIO 'll:h:nrt,
1nCdt)t. 'orbear or m.kt la, keommollllluae.,.~ "",II 10 Ih.'em" o( IMt SKwily IUlnlmtl'l1 0' Ih. Not, \lIilhoua
Ullllonow....l COfU.IlI.
U, Lou al"...I'lh,lolll'ecul'td b~ Ihil.!ltauhy Inlllumau II lubltcllO III" _hith Iltl mulmum loan
dill"'" and 0\111&* II Ona1I)'lnl'::fI"t41O Ihlllll.mlutll erol"'r IoInclw.ft lOOlhcttd Otlo blcol1fl",d InrClIIWl.'llaa
frlch Iht loan ..C,. 'hi PlrmlU lImiu. Ihm: (II any l\Uk 10M ch"lt IhIIl b. ,educed by lh. lnllJUnl n'WIIIY 10
leduct IhI Chi'" 10 Ihl ptfnllntd Umllllll. (b) III)' 'uml ""ad)' eallecl,d ',om lono....' \IIIhldl ",cl'dcd pclmluc4
MmkI will be ftfl.lndtcl to 8orro...", L'ndtr ml, '11001110 mtkt 11\1. rc(unlJ by reducl". Ih. p"nei"" olull unettr Ih.
NoI. 0' by m..'n.. cUrta P')'mInIIO lor,ow,r.1F I "r\lld rldu", pnn.;lpalllll.lldlKtlon .UI N 1""I.d II. "nW
P'IpI~nl whhaul Iny pr'Plym.nl ~tw.. Wider Ih, NOli.
U, ~. "ff.IIII.1.t......IU.....1t tnIctIIInl or uplrallon of 'Pplklbltll.' hallh. d'~'\.1 0' Irlldcrln,
Ill)' pra~bla" ot Iht NOI. or lhb ~Iily h\llrurner" ulWnrorablt ~ '0 III IIrml, Lender, .. II. oPIk1n. ml,
,eqwII mCdiII. PI.1h1f\l In ruu 0' aU Nmt IK\lrld b)' thit 5tc\mlylntuumtnlll\d 111I' in\oh In)' rtmC'diH flCImiUtd
,,-..... IP,lrL........um..IhiI.IIIlan. Londor 1lIIlI1IiI. ''''.''''lI*lllod In U"_nd P'I......",.,po"...ph 17.
14. Nal,,". Ally aollce 10 BOHO..' providtl! (at In Ihll SiclulI)' Inllrum,nllhlll be .I~", b)' dllllvcrln, I'
or It, m.llln.1I by nm ell.. man unlcu appUelblt It. "qulru UN ot 1n0lhff m.thOd. Th, nOli" IhllI b. dJr",ud
10 IhI 'rop.lI, Add".. or an~ dlhll .dd".. louo.." dltl.nllu b~ n,,,lcelo a..ndu, An~ nOllt, 10 Lenlt,r Ihall
IN elf," b~ IIrn clul mail 10 llrldtr'I,dd'ftllllt.d h,nln or any 0I11tt I44r... Lendtt d,.l,..aln by nOli" 10 [lltrrtmtr.
An~ notk, provld.d lor hlthl, S.,urh~ Inauum,nllhaJl ~'d"m.d 10 ha.,. btm ,IVln 10 ""rrolller 0' Lendlt -lien
Ih'lft u ptovldtd In tlU. par"flph.
II, C.w".... L'.'.'""~WIY. Thl. StCurllV InllrUnl.nt .hall b..ourn.d b1 f.d..,.lla.. a~d Ih.... ollh.
Ju,l.dlcllo" In which 1M: "Op.rI, Illoelltd. Illlhl n,nllh.1 an, pravlaiOIl or ctlUII 0' Ihll ScclUIlY In"runllnl or
Ihl No.t coanlell .lIh Ippliabl. IIWI .ueh ,0nnlcl .haU 101 .((ICI olh" pruritlona 01 Ihl. Securhr IRmunltn, or
IhI Nolt _hieh can bt lI\'tn ,(ftcl frhhoulll'lC cont1klln,prll"bJoa. Ta lhit .nel"". provltion. 0(11111 SteU"I, 1lIIlI\I"lenl
1IIlI.", Nol. II' d.d."d I. be ",."blt.
... 10"...11 C..,. 10lro.., Ihall b. .Iv.n on, conrormed cop, o(lh. NOll and of Ihh SfCuril)' 1llllrum.ul.
17. tra"",, It III. 'ro,.".. " . It..nd.. 1.lIfllI.. I,,,..", ., an or 'n)' pitt or Ih. P,oprn, 01 In,
Inla... In It II laId 01 lranll",tcl (or If . b.n.nellllnl""lIn lorro.." It laid or Ulft.ll",rd Ind Porrov.cr II aot
· 'Ilurll p"'on~ _lIhouI L.nd,,'1 prior w,hl.n (Ol1lrnl, lAnd" ma~, ., III opllon, "qui" hnlllcdhl. plrmtnlln
'\111 at .1l.\ltnlIfCUn:d b) Ihll Stcullly InlllllCl.nl, No_nil. Ihb apllon .".11 no' b. '''rellld b~ L'"d" Ir 'Jlud..
It pratllbh.d tI, (,11".1'.. .. 01 Ih. dll' o( Ihll SecurllY '"",um.nl.
It L,nd" ""diet Ihll opllon, LInd" .h.U .h. 1I0now.r nolle. or .rctlelllion, Th, nOII(llll.1I pro~ld, ,
p.rlocl 0' nOli,.. Ih.n JO d.YI (,am Ih, d.l. Ihl nOli" II d.llured or m,U'4 .1Ihln .hkh 80110"''' mllll p" III
'11m. 'cured bW' Ihl. Stcurlt,lns"um.nl. If lorro." ,.11110 p., Ihu.luml prior 10 Ih, ....~Irallon of Ihll rtrlod,
Lmdtt m....lnyo.. an)' "mdin ptrmllltd b)' 'hll Stcurll, InllfumnuOAhho\l1 fUflher nOllct or d'lIIlnll on 80r,0I\rt.
.1. 1''''_H''lIpll' .'"111'1'. It Barra....' m.ns WI.1n condltlonl, Borra.'" thall htu Ih, ,Iallllo hl\'
.n(a".1I\I11I or Ihll Slcu",) Inluumfll14l1contlnu.d Illnt 11m. p,lor 10 lh. 'lflltr 0(1 fll' diU (0' ,"th olh" pcriod
II 'PpUcablt I.. "'IV 'peclr)' 'or "IAII.I.m,nll bdol. 11.0' Ih. "OPffl, pUflu~nl 10 .n) PO"" of III, canllluld
1ft 'll. 5<<u,lt)' 'nurum.nll or tbJ .nu)' 0'. jud.menl .n(orcln.thls Sleurh... lnllf~nu"'. Tholf taudlllonl alllh.,
lorro..,l II. p.yS Lendtr IIIIUnll ..'hleh .h.n .'auld bt due und" 111I1 S.nml, Inllfumlnl .nd Ih. Ntlt. had no
"cel".lion Occu,nd: (b) cur.. Iny dchuh or In)' olhrr CO_'RlnIl Of .,'lIm.nll; <<r) PlYI all '''penmlnclIlfIct hi
trtfarcln,lhb Sleurhy In.uumlnl.lnclUdfn., bUI nOlltmh.d 10, "..onabl. luorn')I' hll: .nd ulll.h. tueh Kllol1
U Lend" m., '",anlbly requlr, '0 'lIur, thlllllt lirn or Ihll Srcu,JI, tnulum.n., l.III!.i,,'1 ,'.hU In Ih, PIl>pcn.-
Ind 10lto".,'1 abll,lllon to p.~ Ih, IUM11 ",uJtd b) Ihl. 5"\lrll)' Inurum.nt .hlU contlnu, un,'II.nUd. Upon
IIInUIl,m'lI1 b~ Iou 0"". Ihil S..:urll)' InlU\lnI.nl and Ih, obll.lllons I'cured h.r,b~ thin r,nlllln rull)' ,lItcll\,
lilt no Iteel".lIon h." o"u'"d. Ho...~". Ihll.lahl.o ,.inlllle Ihln aOI.ppl)' in Ih. cal, of "cel.lIlIo" under
PII'lflphl I) al 17,
/WI. 2-95 THU 8130 ADVN"toOE /QlTOOE
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Assignment of Mortgage
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....... Ir""", ... "' .'" un" lito MId Calonial NnillNll I.nk
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rtI,mpllon con,.'""' In .* lttd.nturt tI ",0"...., uwI ~lrn'. 'hi "-cord" 01 hi" Coun', f. rlO" UPOII
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ADVANTA MonUllIo COlp, USA ')\\.-" '\ '3'3
ATTN, R....dl Monlllomon.. '420. en ,..\ \\\~ ~. .
'8178 W lern..do 0, 's'\ hI> I.
Son Dlouo CA 92'21
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'ItIeDt....No.
IIU0wNo.
Assignment Of Mortgage
KNOW ALL MEN BY THESE PRESENTS Ihl' COLONIAL NATIONAL MNK. USA, '8978 W, lern..do Dr" Son Diogo. CA
82127 lor conlld.,lllon plld, dotl her.by ...Ign, trln.'" Ind..t ovtr unto ~NKfRS TRUST COM'ANV. AS TRUST.. 0'
ADVANTA HOW 'OUITY LOAN TRUIT "'1,3 UND'R TH, I'OOUNG AND URVlClNG AGRIIM'NT OA riD AS OF
lI'rlMIIIR II. "'1' FOUR ALMNY ITRIIT. N'W YORK. NY ,_ thot conlin mOltUIUO lor 31.171,00 dllld AML
10. I..1l,om $H'RYL I, /lUU'R AND THDMAS A, MILLlR to C'NTURY 1lf0RTOAD' CORl'ORATlON mid 10' rlcord In
tho olllco 01 tho County Cilrk 01 CUMUIUANO Counly. 11110 01 HNNSYLVANlA, on thl 13TH dlY 01 AI'RIL, IUI1. and
rocordod In Book VOL IIHIO 01 Monuou.. ot pou011' of tho rocordl olllid county, tOUlthl' with tho nolO 0' notll thorlln
monllonod end "llndoblodnoll Ilcurod thoroby,
DATED thll 9 dlY 01 Novomblr. 1993
L MNK. USA
I HEREBY CERTIFY THE PRECiSE RESIDENCE OF
THE WITHIN NAMED ASBIONE! IS,
BANKERS TRUST COMPANY, FOUR ALSANY
BTllEET, NEW YORK, NY 10008
P",ldlnt
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Wltnellf eltheflne larnltt
rr_1Y Addro.., IHI FRYLOlJl' AV'NU'. CARUSLI. HNNSYLVANIA 11013
LIlI" DOlcllptlon, II' A TTAClWO
TOWWIHfII OF NORTH MIDDtITDN
ASSIONlD TO COLOMAL NATIONAL lANK. UIA MCORD'O ON AML 13. "'1lN /lUSC. 'OOK 4". 'AG' IIHI.
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JlDVJINTJI
Mortgage Corp. USA
An Aft/NI. 01 COIO/'II" N"IOlYI B,,,' USA
SHBRYL B MILLBR
1961 FRYLOOP AVB
CARLISLB PA 17013
PO "".,OlJeJII
SIn "'. CA ~1150."'"
,,,,,57,"'100
DATB, December 5, 1995
RB, Loan r.~~er 79~510
NOTICB OF INTBNT TO FORBCLOSB ON MORTGAGB
YOU ARB IN DB FAULT OF YOUR OBLIGATION TO YOUR LBNDRR, the present
holder of the Note and Mortgage referenced br the above identified
loan number, ADVANTA Mortgage Corp. USA s ths eervicing agent
for the holder euthori.sd to ~ct on ite beh~lf.
YOU ARB IN DBFAULT BBCAUSB YOU HAVS FAILBO TO PAY inetallments of
$610.35 each, commencing June 15, 1995 and subssquent
installmente thereafter. Late charges have also accrusd to this
date. Late charges are asseseed if the monthly payment is not
received within the grace period eet forth in your Note. Your
monthly late charge is $30.5~.
Other charges may have also accrued which are due in order to cure
your loan. AS OF THB DATB OF THIS LS'M'BR, THB TOTAL AMOUNT
NBCBSSARY TO CURB THB DB FAULT IS AS FOLLOWS,
Payments of $610.35 each commencing June 15, 1995
through November 15, 1995,
CUrrent Late Charges
Deferred Late Charges
CUrrent Return Check Fees
Deferred Return Check Fees
Advancee by Servicer
Advances br Inveetor
LISS, Part al Paymente/Forbearance
Miec. Unapplied Funds
TOTAL AMOUNT TO CURB DBPAULT,
$ 3,66~.10
$ 113 .1~
$ 966.76
$ .00
$ 40.00
$ ~,4I4.10
$ .00
$ .00
$ 6n. 35
$ 6,707.73
YOU MAY CURB THIS DBPAULT within 30 days of ths dats of this
letter by psying to Ub t~s amount of $6,707.73 plus additional
installmsnt paymsnts that com~ due and any late chargee and other
charges or fees Which have accrued or have been paid on your
behalf during that time. Such payment must be made in the the
form of cash, certified or bank check, or money order, payable to
ADVANTA Mortgage Corp, USA and delivered to the fallowing addresel
ADVANTA Mortgage Corp. USA
Collection Dept. 8350
16175 West Pernardo Dr,
San Diego CA 9~1~7
If you do not cure the default within 30 days, we intend to
exerciee our right to accelerate the mortgage, Thie meane that
whatever is owing on the original amount borrowed will be
coneidered due immediately and you will lose the chance to payoff
the original mortgage in monthlr installments. If you do not cure
the default within 30 days, we ntend to instruct our attorneys to
etart a lawsuit to foreclose on the mortgaged premises. If the
mortgage Is forecloeed upon, your mortgaged property will be sold
by the County Sheriff to payoff the mortgage debt. If we refer
your case to our attorneys, but you cure the default before they
trRr4A.OJ(rt"'"
Ou.llly S.Me.ls Our AOVANTAg.,
Gl
JlDVNVrJI
Mortgage Corp. USA
All AM",,. 01 CQiMaI N'ftOII,'S.tn_ vs..
NOTICB or INTBNT TO FORECLOsiniil-MORTOAGE
SHBRYL B HILLBR
Page Tl<o
PO fJ(l1 J09011
S.,. 0"11" CA U'50.~"
,"8"1"'''00
begin legal proceedinge against you, you will still have to
the reaeonable attorney's fees, actually incurred, up to
However, if legal proceedings are started against you, you
havs to pay the actual incurred reasonable attorney's fees,
if the fc~~ are more than $50.
pay
$50.
will
even
All attornsy's fees will be added to whatever amount you owe us,
which may also include our rsasonable costs. IF YOU CURB THB
DBrAULT WITHIN THB THIRTY-DAY PBRIOD YOU WILL NOT BB RBQUIRBD TO
PAY ATTORNBY'S FBBS.
We may also sue you personally for the unpaid principal balance
and all other sums due under the mortgage. However, if you have
filed a bankruptcy and this mortgage debt was discharged, we
cannot sue you personally. If you have not cured the default
within the 30 day period and foreclosure proCeedings have begun,
you will have the right to cure the default and prevent the eale
at any time up to one hour before the Sheriff's foreclosure eale.
You may do so by paying the total amount of the unpaid amount due
plus any interest and late or other charges then due, as well ae
the reasonable attorney's fees and coste connected with the
foreclosure sale (and perform any other requirements under the
mortgage) .
It is estimated that the earliest date that such a Sheriff's Sale
of your Premises could be held would be spproximately 90 days from
the date foreclosure preceedinge begin. Thie is juet an estimated
date.
A notice of the actual date of the Sheriff's Sale will be sent to
you before the eale. Of course, the amount needed to cure the
default will increaee the longer you wait. You may find out at
any time exactly what the required payment will be by calling us
at 1-.00-5..-7916, between the hours of 8100 a.m. and 5100 p.m.,
Pacific Standard Time.
You should realize that a Sheriff's Sale will end your ownerehip
of the mortgaged property and your right to remain in it. If you
continue to live in the property after the Sheriff's Sale, a
lawsuit could be started to evict you.
You have additional rights to help protect your interest in th~
property. YOU HAVB THB RIGHT TO SBLL THB PROPERTY TO OBTAIN HONEY
TO PAY OFF THIS DBBT, YOU HAVE THE RIGHT TO HAVB THIS DEFAULT
CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF, YOU HAVE THE
RIGHT TO BORROW HONBY FROM ANOTHBR LENDING INSTITUTION TO PAY OFF
THIS DEBT.
YOU HAY IlAVB THB RIGHT TO SBLL OR TRAHSFBR THB PREMISBS SUBJBCT TO
THE MORTllAGB TO A BUYBR OR TRANSFBRBB WII0 WOULD CURB THB DEFAULT
AND ASSUME THE HORTOAGB DBBT PROVIDBD THAT ALL OUTSTANDING
PAYMENTS, CHARGBS AND ATTORNBY'S FEES AND COSTS ARB PAID PRIOR TO
OR AT THE TIMB OF SALE. CONTACT US TO DETBRHINE UNDER WHAT
CIRCUMSTANCBS THIS RIGHT MIGHT BXIST.
If rou cure ths default, the mortgage will be reetored to the 8ame
pas tion as if no default had occurred. However, you are not
.ntitled to cure a default more than three time. in any calendar
y.ar.
COllection Department '350
ADVANTA Mortgage Corp. USA
WP12/ACT6CH
Certified Copy
LTR,4A.O,,,o.941
Olldli'y Servico Is Our ADVANTAge
Gl
JlDVJINTJI
Mortgage Corp. USA
AI'l"",,,,,,o'C~'dIN,,,,,,,,,,,aJr" USA
SHIRYL B MILLIR
1961 PRYLOOP AVI
CARLISLI PA 17013
PO IodDPOJI
S..n O,'9t' CA "113.)."",
1'11,''''.1100
DATI. December 5, 1995
RI. Loan number 792580
NOTICB OF INTINT TO FORICLOSI ON MORroAllI
YOU ARB IN DSFAULT OF YOUR OBLIGATION TO YOUR LINDSR, the pre.ent
holder of the Note and Mortgage referenced br the ebove identified
loan number. ADVANTA Mortgage Corp. USA . the .ervicing agent
for the holder authorized to act on it. behalf.
YOU ARB IN DSFAULT BSCAUSS YOU HAVS FAILSD TO PAY in.tallment. of
'610,35 each, commencing June 15, 1995 and .ub.equent
in.tallmente thereafter. Late Chargee have .1.0 accrued to thie
date. Late charge. are a..e.eed if the monthly payment ie not
received within the grace period eet forth in your Note. Your
monthly late charge ie $30,52.
Other charge. may have also accrued which are dus in order to cure
your loan, AS OF THB OATS OF THIS LB'M'BR, TItB TOTAL AMOUNT
NBCISSARY TO CURB THB DBFAULT IS AS FOLLOWS.
Payment. of $610,35 each commencing June 15, 1995
through November 15, 1995,
CUrr.nt Late Charges
Deferr.d Late Charge.
CUrr.nt Return Check Fee.
D.ferr.d R.turn Check Fees
Advanc81 by S.rvicer
Advanc.. br Invs.tor
LISS. Part al Payments/Forbearance
Mi.c. Unapplied Funds
TOTAL AMOUNT TO CURB DBFAULT.
$ 3, 662 . 10
$ 183.12
$ 966.76
$ .00
$ 40.00
$ 2,484.10
$ .00
$ .00
$ 628.35
$ 6,707.73
YOU MAY CURB THIS DBFAULT within 30 days of the date of this
l.tter by paying to us the amount of $6,707.73 plue additional
in.tallment payments that come due and any late chargee and other
Chargee Dr fees which have accrued Dr have been paid on your
behalf during that time. Such payment must be made in the "he
form of cash, certified Dr bank check, Dr money order, payable to
ADVANTA Mortgage Corp. USA and delivered to the following addr.ss,
ADVANTA Mortgage Corp. USA
Collection Dept. .350
16875 West Bernardo Dr,
San Diego CA 92127
If you do not cure the default within 30 days, we intend to
.xercise our right to accelerate the mortgage, Thie means that
what.ver is owing on the original amount borrowed will be
con.idered due immediately and you will loea the chance to payoff
the original mortgage in monthlr installments, If you do not cure
the default within 30 days, we ntend to instruct our attorney. to
.tart a law.uit to forsclo.e on the mortgsg.d pr.mi.... If the
mortgage is foreclosed upon, l'our mortgaged property will be sold
by the County Sheriff to payoff the mortgage debt. If we rsfer
your ca.e to our attorneys, but you cure the defsult before they
LTRI4A.O'flO'!UJ
QuaM.. Service if Our ADVANTAge
9
JlDVJlNT.1
Mortgage Corp. USA
All." .J" ", C"~'dl ~.,,,,,,,, ",I"' l"M
n",":I' or 'nun, TlrFOR!C:LOS~N MOR'I'ClAGIl---------;'~;.;;_;_~.r7--...-.,
SHBRYL 8 MILLBR 5,1" o.fptl 1..... jI;"cpop
Page Two
j"IU 1l,~~.I'JO
begin legal proceeding8 against you, you will still hav8 to pay
the rea80nable 8ttorneY'8 fee8, actually incurred, up to $50.
However, if legal proc8edings are started again8t you, you will
have to pay the actual incurred rea.enable attorney'. re.., even
if the fee8 are more than $50.
All attorn8y'8 fee8 will be added to whatever amount you owe U8,
which may a180 include our rea80nable C08t8. IF YOU CURB THB
DB FAULT WITHIN THB THIRTY'DAY PBRIOD YOU WILL NOT BB RBQUIRBD TO
PAY ATrORHBY'S FBBS.
We may a180 8ue you per80nally for the unpaid principal balance
and all other eums due under the mortgage. However, if you have
filed a bankruptcy and thi8 mortgage debt was di8charged, we
cannot IU. you perlonall~'. If you have not cured the default
within the 30 d8Y period and for~cl08ure proceeding8 have begun,
you will have the right to cure the default and prevent the 8ale
at any time up to one hour before the Sheriff'8 forecl08ure 8ale,
You may do 80 by paying the total amount of the unpaid amount due
plu8 any intere8t and late or other charge8 then due. a8 well a8
the reasonable attorney's fees and costs connected with the
forecl08ure 8ale land perform any other requirement8 under the
mortgage I ,
It i8 e8timated that the earlie8t date that 8uch a Sheriff'8 Sale
of your Premi8e8 could be held would be approximate.y 90 daY8 from
the date forecl08ure preceeding8 begin. Thi8 i8 jU8t an e8timated
date. ,
A notice of the actual date of the Sheriff'8 Sale will be 8ent to
you before the 8ale. Of cour8e, the amount needed to cure the
default will increa8e the longer you wait. You may find out at
any time exactly what the required payment will be by calling U8
at 1.800.548-7916, between the hours of 8.00 a.m. and 5.00 p.m..
Pacific Standard Time.
You 8hould realize that a Sheriff'8 Sale will end your owner8hip
of tho mortgaged property and your right to remain in it. If you
continue to live in the property 8fter the Sheriff'8 Sale, a
law8uit could be 8t8rted to evict you.
You have additional right8 to help protect your interest in the
property. YOU HAVB THB RIGHT TO SBLL THB PROPBRTY TO OBTAIN MONBY
TO PAY OFF THIS DBBT. YOU HAVB THB RIGHT TO HAYB THIS DBFAULT
CURBD BY ANY THIRD PARTY ACTING ON YOUR BEHALF. YOU HAVB THE
RIGHT TO BORROW MONEY FROM ANOTHBR LBNDING INSTITUTION TO PAY OFF
THIS DBBT.
YOU MAY HAYB THE RIGHT TO SELL OR TRANSFBR THE PREMISBS SUBJBCT TO
THB MORTGAGB TO A BUYER OR TRANSFBREB WHO WOULD CURB THB DBFAULT
AND ASSUMB THE MORTGAGB DIlBT PROVIDIlD THAT ALL OU'X'STANDING
PAYMIlHTS, CIlARGBS AND A'M'ORNEY'S FEES AND COSTS ARE PAID PRIOR om
OR AT THB TIMIl OF SALB, COHTACT US TO DETERMINB UNCBR WHAT
CIRCUMSTANCES THIS RIGHT MIGHT ~XIST.
If you cure the default, the mortgage will be re8tored to
p08ition a8 if no default had occurred. However, you
entitled to cure a default more than three time8 in any
year.
Collection Department '350
ADVANTA Mortgage Corp. USA
the lame
are not
calendar
WPU/ACT6CMF
File Copy
LTR"A.05r'O,g",
Quality Sef\llce is Our ADVANTAgD
@
JlDVJINTJI
Mortgage Corp. USA
AI'lA""'I.O'CoJ"",,,,'1I,1f~".I' ".t'" lIS"
-. - _. .--_......_.__ _.. ow'
PC 'e. ~O"lIt
5,1" !Jf:., 4,,'.1 J1'!J.~""
"'J,,:'.l"'t'!J
SHIRYlo B MIloIoBR
1961 FRYloOOP AVB
CARloISlol PA 17013
DATB. December 5. 1995
RB. looan number 792580
NOTICB 01' INTBNT TO FORBCWSB ON MORTGAllB
YOU ARB IN DBFAUloT OF YOUR OBloIOATION TO YOUR loBNDBR, the pre.ent
holder ot the Note and Mortgege reterenced br the above identitled
loan number. ADYANTA Mortgagft Corp. USA a the .ervic1r,g agent
tor the holder authorized to act on it. behalt.
YOU ARB IN DBFAUloT BBCAUSB YOU HAYB FAIloBD TO PAY in.tallment. ot
'610.35 each, cOl1l11enclng June 15, 1995 and .ub.equent
in.tallment. thereatter. t.ate chargee have a1.0 accrued to this
date. t.ate charge. are aeeeeeed it the monthly payment i. not
received within the grace period .et torth in your Note. Your
monthly late charge i. $30.52.
Other charge. may have al.o accrued which are due in order to cure
your loan. AS 01' THB DATB OF TIIIS IoETTBR, THB TOTAl. AMOUNT
NICISSARY TO CURB THB DBFAUIoT IS AS FOloWNS.
Payment. ot $610.35 each c~rnmencing June 15. 1995
through November 15, 1995.
CUrrent t.ate Charge.
Deterred loate Charge.
Current Return Check Feee
Deterred Return Check Fee.
Advance. by Servicer
Advance. by Inveetor
101S8. Partial Payment./Forbearance
Mi.c. Unapplied Fund.
TOTAl. AMOUNT TO CURB DBFAUloT.
$ 3,662.10
$ 183.12
$ 966.76
$ .00
$ 40,00
, 2,484.10
. .00
$ .00
. 628.35
, 6,707.73
YOU MAY CURl THIS DBPAUloT within 30 daye at the date at this
letter by paying to u. the amount at $6,707.73 plus .dditional
in.tallment payment. that come due and any late charge. .nd other
chargee or tees which have accrued or have been paid on your
behalt during that time. Such paymen.. must be mads in ths ths
torm ot ca.h, certitied or bank chsck, or monsy order, payable to
ADVANTA Mortgage Corp. USA and delivered to the tollowing addre...
ADVANTA Mortgage Corp. USA
Collsction Dspt. '350
16875 Nsst Bernardo Dr.
San Diego CA 92127
It you do not cure the detault within 30 days, we intsnd to
exsrcise our right to 3ccelerate the mortgage. This means that
whatsver is owing on the original amount borrowsd will be
con.idersd due immediately and you will lose the chance to pay ott
ths original mortgags in monthlr installments. It you do not curs
the detault within 30 days, we ntend to instruct our attorney. to
.tart a lawsuit to toreclose on the mortgaged prsmises. It the
mortgage i. torsclosed upon, your mortgaged property will be sold
by the County Sheritt to pay ott the mortgage debt. It we reter
your ca.e to our ettorneys, but you cure the detault betore they
lf1U4A.OJfl0941
nll.,"'v SprylCO It Ollr ADVANTAQ9
@
JlDVJINTJI
Mortgage Corp. USA
Att Atflj''', VICOIOIt,.., ~Wf'1,U 8 I~' II."",
-WO'l'rCJnj'--iNTENt-T6' FoJiilcL<iSB "ON" MORTGAGii'
SHBRY!. B MI1.!.BR
Page Two
P,' ".'$l.'~'lt
$,110.';0 :" P:"" :w'"
let'~' .. .,. 'I.\}
begin legal proceedings against you, you will still have to pay
ths reasonable attorney's feea, actually incurred. up to $50.
However, if legal proceedings ara started against you, you will
hsve t: pay the actual incurr.d reasonable attorney's fses, even
if the fees are more than $50.
All attorney'e fee. will be added to whatever amount you owe us,
which may also include our reasonable cost.. IF YOU CURB THB
DB'AU!.T WITHIN THB THIRTY-DAY PBRIOD YOU WI!.!. NOT BB RBQUIRBD TO
PAY ATTORNBY'S FBBS.
We may also sue you personally for the unpaid principal balance
and all other swme due under the mortgage. However, if you have
filed a bankruptcy and this mortgage debt wa. diSCharged, we
cannot sue you personally. If you have not cured the default
within the 30 day period and foreclosure proceedings have begun.
you will have the right to cure the default and prevent ths .ale
at any time up to one hour before the Sheriff's foreclosure sale,
You may do so by paying the total amount of the unpaid amount due
plus any interest and late or other chargee then due, as well as
ths reasonable attorney's fees and coets connected with the
foreclosure sale (and perform any other requirements under the
mortgags) .
It is estimated t~at the earliest date that such a Sheriff's Sale
of your premisee could be held would be approximately 90 days from
the date forecloeure preceedings begin. This is juet an estimated
date.
A notice of the actual date of the Sheriff'e Sale will be sent to
you before the eale. Of course, the amount needed to cure the
default will increase the longer you wait. You may find out at
any time exactly what the required payment will be by calling us
st 1-800-548-7916, between the hours of 8100 a.m. and 5.00 p.m..
Pacific Standard Time.
You should reali.e that a Sheriff's Sale will end your ownership
of the mortgaged property and your right to remain in it. If you
continus to live in the property after the Sheriff'o Sale, s
lawsuit could be started to evict you.
You have additional rights to help protect your interest in the
property. YOU HAVB THB RIGHT TO SB!.!. THB PROPBRTY TO OBTAIN MONBY
TO PAY OFF THIS DBBT. YOU HAVB THB RIGHT TO HAVB THIS DBFAU1.T
CURBD BY ANY THIRD PARTY ACTING ON YOUR BBHAt.F. YOU HAVB THB
RIGHT TO BORROW MONBY FROM ANOTHBR !.BNDING INSTITUTION TO PAY OFF
THIS DBBT.
YOU HAY HAVB THB RIGHT TO SB1.1. OR TRANSFBR THB PRBHISBS SU8JBCT TO
THB MORTOAGB TO A BUYBR OR TilANSFBRBB WIlO IlOUt.D CURB THB DBFAU1.T
AND ASSUMll THB HORTGAGB DBBT PROVID!'D THAT At.!. OlrrSTANDING
PAYMENTS. CHARGBS AND ATTORNBY'S FBES AND COSTS ARB PAID PRIOR TO
OR AT THE TIME OF SlU.B. CONTACT US TO DETERMINE UNDER WHAT
CIRCUMSTANCES THIS RIGHT MIGHT BXIST.
If you cure the default, the mortgage will be restored to the same
position as if no default had occurred. However, you are not
entitled to cure a default more than three times in any calendar
year.
Collection Department .350
ADVANTA Mortgage Corp. USA
lfP12!ACT6CMR
RegUlar Hail Copy
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Mortgage Corp. USA
All .".1..,. 0' C~"'oIl U"'JO"J/S,I", us..-
THOMAS A MILLBR
1961 FRVLOOP AVB
CARLISL~ DA 17013
PO BJ' $09\)"
Sol" 0."0 \...'" P2IS.HOIl
,'hll(:'J.I'OO
DATB. December 5, 1995
RB. Loan number 79~580
IMPORTANT. NOTICB OF HOMEOWNBRS'
EMERGBNCY MORTeAOE ASSISTANCE ACT OF 1983
PLBASE RBAD THIS NOTICE. VOU MAV BE ELIGIBLE FOR
FINANCIAL ASSISTANCE TOWARD YOUR MORTll.AGE PAVMBNTS.
Vour mortgage i. in detault becauee you have tailed to pay
promptly inetallmente due tor a period ot at laaet 60 daye.
VOU ARB IN DEFAULT BECAUSE VOU HAVE FAILED TO PAV inetallmente ot
$610.35 each due 6/15/95 and monthly thereatter a. well a. other
chargee. AS OF THE DA1'E OF THIS LBTTBR YOU ARE IN DEFAULT AS
FOLLOWS.
Payment. ot $610.35 each for June 15, 1995
through November 15, 1995.
CUrrent Late Charges
Dsterrsd Late Chargs.
CUrrent Return Check Fees
Deterred Return Check Fees
Advances by Servicer
Advancee by Inveetor
LESS: Partial Payments/Forbearance
Miec. Unapplied Funds
TOTAL DEFAULT,
$ 3,662.10
$ 183.12
$ 966.76
$ .00
$ 40.00
$ 2,484.10
$ .00
$ .00
$ 628.35
$ 6,707.73
You may bs eligible tor tinancial aeeietance that will prevent
torecloeure on your mortgage it you comply with the provisione ot
the Homeowners' Emergency Mortgage Aseistance Act ot 1983 (the
'Act"). You may be eligible for emergency temporary assistance it
your detault ha. been caused by circumstancss bsyond your control.
and it you meet the eligibility requirements of the Act as
determined by the Penneylvania Houeing Finance Agenc/. Please
read allot this Notice, it contain. an explanation ot your
righte.
Under the Act, you are entitled to a temporary stay ot toreclosure
on your mortgage tor 30 days from the date ot thie Notice. During
that time you have the right to arrange a 'tace-to.tace' meeting
with a repreeentative ot ADVANTA Mortgage Corp. USA, or with a
deeignated coneumer credit coun.eling agency. The purpo.e ot that
meeting ie to attempt to work out a repayment plan. or to
otherwiee eettle your delinquency. That meeting muet occur in the
next 30 day..
It you attend a tace.to-tace meeting with ADVANTA Mortgage Corp.
USA, or with a coneurner credit counseling agency identitied in
thie Notice, no turther proceeding in mortgage torecloeure may
take place tor 30 days atter the date of that meeting. You can
contact a representative of ADVANTA Mortgage Corp. USA by
telephoning our toll tree number 1.800.548-7916 between the hours
of 8.00 s,m. and 5.00 p.m., Pacitic Standard Time.
The nsme(s), addreAs(es) and telephone numbsrls) ot (al designated
consumer credit counseling agency lie.) i. lare) attached.
trlU,fA,05flOV41
Quafifv Service is Our ADVANTAge
GJ
JlDVJINF'JlJ
Mortgage Corp. USA
An Aw...I&I 01 CO/Otl..t. rv,f"')tIAI 8.4'" uS"
----~-----_.._.~.- --..-. .- ,- .---.-.------.----
PO 8~'1 !~\f*l1lt
S..rt~'gr CA JI:"I'iQl'
NOTICB OF HOMBOWN3RS' EMERGENCY MORTGAGB ASSISTANCB AI!f"'"''''''
THOMAS A MILLBR
PAGB TWO
It 11 only nec~..ary to .chedule one face.to-face mpetlng, You
.hould advlle ADVANTA Mortgage Corp. USA Immediately of your
lntentlon..
If you have tried and are unable to re.olve thl. problem at/or
aftlr your face-to' face meetlng, you have thti rlght to apply for
financial ...1stanee from Homeowner>>' Emergency ~.i.tance
Appllcatlon wlth the Penneylvanla Houelng Plnance Agency. The
conlumer credlt coun.ellng egency wlll aeelet you ln fllllng out
your appllcatlon. It mu.t be flIed or poetmarked wlthln 30 daye
of your face-to. face meetlng.
You mu.t elther mall your appllcatlon to the Penneylvanla Hou.lng
Plnance Agency or you muet flle lt at the offlce of one of the
attached deelgnated coneumer credlt couneellng agenclee 11eted on
the att.chment to thl. Notlce.
The p.nn.ylvania Houelng
Pront Street, P.O. Box
Telephone Number (717)
number) .
An appllcatlon for aeeletance may be obtained from a con.umer
credlt coun.ellng agency or dlrectly from the Penn.ylvanla Houelng
Plnance Agency.
Finance Agency le located at, ~101 North
80~9, Harrleburg, Penneylvanla 17105.
780.3800 or 1.800-34~.~397 (toll free
It II extremely important that you flle your applicatlon promptly.
If rou do not do .0, or lf you do not follow the other tlme
per ad. .et forth in thie letter, forecloeure may proceed agalnet
your home lmmedlately,
Avallable funde for emergency mortgage a..letance are very
11mited. They wlll be dlebur.ed by the Agency under the
ellglblllty crlterla eetabll.hed by the Act.
It ie extremely lmportant that your appllcatlon ie accurate and
complete ln every reepect. The coun.ellng agenCr wlll help you to
flll out the ~ppllcation. The Penneylvanla Houe ng Pinance Agency
hae 60 daye to make a declelon after it recelvee your appllcatlon,
During that addltlonal time, no forecloeure procnedlng. wlll be
pur.ued agaln.t you lf you have met the tlme requirement. .at
forth above. You will be notlfled dlrectly by that Agency of It.
decl110n on your applicatlon.
La notlficaclon en adjunto ee de euma importancla, puee affecta .u
derecho a contlnuar vlvlendo en eu cae.. Sl no comprende el
contenldo de eeta notltlcaclon obtanga una traduclon
immedlatemente Uamando eeta agenda lpenneylvania Housing Finance
Agency) ein cargoe al numero mencionado arriba. :'IJedee eer
eliglble para un preetamo por el programa llamando 'Homeowner'e
Emergencr Mortgage Aeeietance Program' el cual puede ealvar RU
caea de a perdlda del derecho a redlmir eu hipoteca.
Collection Department .350 ADVANTA Mortgage Corp. USA
Attachment, Coneumer Credlt Couneellng Agenciee
IlP1~/ACT91BM
Certlfied Copy
"''''o4IA.O!/IO'V41
Oult/try SOf\'I"'" Our ADVANTAge
Gl
JlDVJINrJI
Mortgage Corp. USA
.." AM".." 01 COoIOIl'.' N,U'OI".I S.". us..
lit.' 3i'I .3tJI'"
S,I'" ~.,:: c:~ )1',1,' ~:.
,""jd:-~-IA'f
DATB. December 5, 1995
THOMAS A MI LLBR
1961 rRYLOOP AVB
CARLISLB PA 17013
RBI Loan I,~,"'er 792500
IMPORTANT. NOTICB or HOMBONKBRS'
8MBRClBNCY MORTClAllB ASSISTANCB ACT OF 1993
PLBASB RBAD THIS NOTICB. YOU MAY SB BLIClISLB FOR
FINANCIAL ASSISTANCE TClIlARD YOUR MORTClAGB PAYMENTS.
Your mortgage i. in d.r.ulL bec.u.e you have railed to pay
promptly in.t.llm.nt. due for. p.riod of at lea.t 60 day..
YOU ARB IN DBrAULT aBCAUSB YOU HAVB FAILBD TO PAY in.tallment. of
$610.35 each due 6/15/95 and monthly thereafter a. well a. other
cllarg.. . AS OF THB DATB OFI'IlIS LBTI'BR YOU ARB IN DB FAULT AS
rOLLOIIS.
Payment. of $610.35 each for June 15, 1995
through November 15, 1995.
CUrrent Late Charge.
Deferred Late Charge.
CUrrent Return Check Fee.
Deferred Return Check Fee.
Advance. by Servicer
Advance. br Inve.tor
LISS. Part al Payment./Forbearance
Mi.c. Unapplied Fund.
TOTAL DBFAULT.
$ 3.662.10
$ 183.12
$ 966.76
$ .00
$ 40.00
$ 2,484.10
$ .00
$ .00
$ 628.35
$ 6,707.73
You may be eligible for financial a..ietance that will prevent
foreclo.ure on your mortgage if you comply with the provi.ion. of
the Homeowner.' Bm~rgencr Mortgage Aa.i.tance Act of 1983 Ithe
'Act'). You may be elig ble for emergency temporary a..i.tance if
your default ha. been caueed by circumet.nce. beyond your control,
and if you meet the eligibility requirement. of the Act ae
determined by the penn.ylvania Hou.ing Finance Agencr' Plea.e
read ell of thi. Notice, it contain. an explanat on of your
right. .
Under the Act, you are entitled to a temporary .tay of foreclo.ure
on your mortgage for 30 daye from the date of thi. Notice. During
that time you have the right to arrange a 'face-to-face' meeting
with a repreeentative of ADVANTA Mortgage Corp. USA, or with a
de.ignated con.umer credit counleling agency. The purpole of that
melting i. to attempt to work out a repayment plan, or to
otherwi.e .ettle your delinquency. That meeting mUlt occur in the
next 30 day".
If you Ittend a facI'to-face meeting with ADVANTA Mortgage Corp,
USA, or with a con.umer credit counleling agency identified in
thil Notice, no further proceeding in mortgage foreclolure may
take place for 30 dar" after the date of that meeting. You can
contact a repre.entat ve of ADVANTA Mortgage Corp. USA by
telephoning our toll free number 1-800-548-7916 between the houri
of 8.00 a.m. and 5.00 p.m., Pacific Standard Time.
The name Ie) , addrell(el) and telephone numberll' of la) delignated
conlumlr credit counleling agencyliel) is lare) attached.
n",4A.Cl5l109of'
Quality S'rvicl!I is Our ADVANTAge
@
JlDVJlNT.1
Mortgage Corp. USA
.." .."....,. "((''0''',1' NAI".....' l'~'" USo&
._.... .~._- ---.~..._.-_.._.._-_.._---- ~- ..
PO re" JOlJOt.
$""C"qt'I:A.I;>I,,,"r/O"
NOTICE OF HOMEOWNERS' BMERGENC'/ MORTGAGE ASSISTANCE A~' ,....leD
THOMAS A MILLER
PAGS nlO
It ie only necee.ary to echedule one face-to' face meeting. You
ehould ~;,i.e AOVANTA Mortga~e Corp, USA immediately of your
intentione.
If you have tried and are unable to reeolve thie problem at/or
aft.r your face-to-face meeting, you have the right to apply for
financial a..ilt.nce from Homeowners' Emergency ~.1.t.nce
Application with the penn.ylvania Houeing Finance Agency. The
coneumer credit couneeling agency will a.ei.t you in filling out
your application. It mu.t be filed or po.tmarked within ]0 day.
of your face-to-face meeting.
You muet either mail your application to the penn.ylvania Houeing
Pinance Agency or you muet file it at the office of one of the
attached de.ignated coneumer credit couneeling agencie. li.ted on
the attachment to this Notice.
The penn.ylvania Housing
Pront Street, P.O. Box
Telephon. Number (7171
number) .
An application for a.si.tance may be obtained from a consumer
credit couneeling agency or direct',y from the penn.ylvania Hou.ing
Pinance Agency.
Finance Agency is located at. ~101 North
80~9, Harrisburg, penn.ylvania 17105.
780-]800 or 1-800-].~-~]97 (toll free
It i. extremely important that you file your application promptly.
If rou do not do .0, or if you do not follow the other time
per ode .et forth in this letter, foreclo.ure may proceed again.t
your home immediately,
Auailable funds for emergency mortgagft a..istance are very
limited. They will be di.bur.ed by the Agency under the
eligibility criteria establi.hed by the Act.
It i. extremely important that your application is accurate and
complete in evsry respect. The counseling agencr will help you to
fill out the application. The Pennsylvania Hou. ng Pinance Agency
ha. 60 daye to make a decision after it receives your application.
During that additional time, no foreclosure proceedings will be
pur.ued again.t you if you have met the time requirements eet
forth above. You will be notified directly by that Agency of ite
deci.ion on your application.
La notificacion en adjunto e. de .urne importancia, pues affecta eu
derecho a continuar viviendo en eu casa. Si no comprende el
contenido de eeta nDtificacion obtanga una traducion
immediatamente llamando eeta agencia (penn.ylvania Hou.ing Pinance
Agency) sin cargoe al numero mencionado arriba. Puedee ser
eligible para un prestamo por el programa llamando 'Homeowner's
Imergencr Mortgage ASBistance Program- 81 cual puede .alvar IU
casa de a perdida del derecho a redimir su hipoteca.
Collection Department 1350 ADVANTA Mortgage Corp. USA
Attachment. Consumer Credit Counseling Agencies
1IP1~/ACT91BMF
File Copy
Lr~""A.05"OV'"
Oua"'r S'Mce iJ OUf ADVANTAge.
Gl
JlDVJINTJI
Mortgage Corp. USA
At> .u,.~..,. 0' CO'Oftl", ~..'"",Ii ed"" llSA
-------_._~.__. -- --_.~- ..-.- _.- -- . ----.
.-.-.....-.
CONSUMlR CRBDIT OOUNSILING AGINCIBS
"" &',SM1"
5.I..c.~JJ(' C'''1.''~ol1.'''
..
Cumb.rland County
Canlumer Cr.dit Cau..ling Service of He.tern PA, Inc.
3000 Lingle.tawn Raed
Ha..~.burg, PA 17103
(717) 541-1757
'inancial Caun.eling Service of 'ranklin County
J1 W. 3rd Btreet
Nayne.baro, PA 17368
(717) 763.3385
Urban League of Metropolitan Harri.burg
35 H. 'rant Street
Harri.burg, PA 17101
(717) aJ4-n35
YlfCA of Carli.le
301 Q Street
Carli.le, PA 17013
(717) 3U-3818
/'f'l ,.".".10
t"""",DS(IO-t41
OtuIli/y Senrlce i. OUr ADVANTAge,
9
JlDVJlNr.1
Mortgage Corp. USA
.rt "/1IM"0' COlO"""" 1"!J"I (tJ'" U:i"
_ .... _. ._...__ _._4 _. ._..._._.
flC 8,,\ .'a."1
S.I" ,..:: ~.. JJ'b).p..'1I
_4____ .-......--.
,0 ,-.,.'.:
DATBI Decomber 5. 1995
THOMAS A MILLBR
1961 FRYLOOP AVB
CARLISLB PA 17013
RBI Loan number 793580
IMPORTANT I NOTICB OF HOHlOWNBRS'
BMBRGBNCY MORTGAGB ASSISTANCB ACT OF 1983
PLBASB RBAD THIS NOTICB, YOU MAY BB BLIGIBLB FOR
FINANCIAL ASSISTANCB TOWARD YOUR HORTGAGB PAYHlNTS.
Your mortgage ie in default becauld you have failed to pey
promptly inetal1mente due for a period of at leaet 60 daye.
YOU ARB IN DBFAULT BBCAUSB YOU HAVB FAILBD TO PAY inetallmentl of
$610.35 each due 6/15/95 and monthly thereafter a. well a. other
charg.. . AS OF THB DATB OF THIS LBTI'BR YOU ARB IN DBFAULT AS
FOLLOWS I
paymente of $610.35 each for June 15, 1995
through November 15, 19951
current Late Charges
Deferred Late Chargee
CUrrent Return Check Fees
Deferred Return Check Feee
Advancel by Servicer
Advancel by Inveetor
LISSI Partial paymentl/Forbearance
Mile. unepplied Fundi
TOTAL DBPAULTI
$ 3,663.10
$ IS3.12
$ 966.76
$ .00
$ 40.00
$ 3,484.10
$ .00
$ .00
$ 628.35
$ 6,707.73
You may be eligible for financial allietance that will prevent
foreclolure on your mortgage if you comply with the provieione of
the Homeowners' Emergency Mortgage Aaei.tance Act of 1983 (the
'Act'). You may be eligible for emergency temporary allietance if
your default hae been caused by circumatance. beyond your control,
and if you meet the eligibility requ.rementl of the Act a.
determtned by the pennsylvania Houling Finance Agency. Pleale
read all of thi. Notice, it containl an explanation of your
righte.
Under the Act, you are entitled to a temporary Itay of foreclosure
on your mortgage for 30 daye from the date of this Notice. During
that time you have the right to arrange a 'face' to-face' meeting
with a representative of ADVANTA Mortgage Corp. USA, or with a
delignated consumer credit counseling agency, The purpole of that
meeting ie to attempt to work out a repayment plan, or to
otherwise settle your delinquency. That meeting must occur in the
next 30 days,
If you attend a face-to-face mo~ting with ADVANTA Mortgage Corp.
USA, or with a consumer credit couneeling agency identified in
thie Notice, no further proceeding in mortgage foreclolure may
take place for 30 days after the date of that meeting. You can
contact a repreeentative of ADVANTA Mortgage Corp. USA by
telephoning our toll free number 1-800-548.7916 between the houri
of 8100 a.m. and 5:00 p.m., Pacific Standard Time.
The name(s). addre.s(es) and telephone number (I) of (a) dllignated
conlumer credit coun.eling agency(ie.) is (are) attached.
Gl
,TRI"A.I)!{''''''''
Ou...IIIV Service IS Our ADVANTAge
: JlDVJlNTiI
Mortgage Corp. USA
All Afft"." oJ' C~I,', N.I~.)f\l. 8.", IJS.a
~u 4___'_' _._._____. - ._- .~
.-...---. .~
"0 ~J. J~.Jltll'
;;,1I:"gf' ~oI.1JI"".I,'"
NOTICR OP HOHllOWNBRS' BMBRGBNCY MORTOAGB ASSISTANCB Ac!i"''''''''''
THOMAS A HI LLBR
PAGI TWO
It i. only n.c....ry to .chedul. on. fac..tQ.f.~' me.ting. You
.hould advi.. ADVAHTA Mortgage Corp. USA imm.diat.ly of your
int.ntion..
If you h.v. tried .nd are unable to re.olv. thi. problem at/or
after your face.to-face meeting, you have the right to apply for
financial a..i.tance from Hom.own.r.' Bm.rg.ncl Aa.i.tanc.
Application with the penn.ylv.nia Hou.ing Pinanc. Ag.ncy. Th.
conlum.r cr.dit coun..ling ~g.ncy will a..i.t you in filling out
your applic.tion. It muat be fil.d or poatmark.d within 30 day.
of your fac.-to.fac. m..ting.
You mu.t .ith.r mail your .pplication to the penn.ylvania Hou.ing
Fin.nce Agency or you mu.t file it at the office of one of the
attach.d de.ignated con.umer credit coun.eling agenci.. li.ted on
the attachm.nt to thi. Notic..
The Penneylvania Hou.ing Pinance Agency ie located atl 3101 North
pront Street, P.O. Box 8039, Harri.burg, Pennsylvania 17105.
Telephone N~er (717) 780-3800 or 1.800-343-3397 (toll free
number) .
An applic.tion fo~ assist.ncs may b. obtained from a con.umer
credit coun..ling agency or directly from the p.nn.ylvania Housing
Pinance Agency.
It i. extremely important that you file your .pplication promptly,
If you do not do .0, or if you do not follow the oth.r time
p.riod. ..t forth in this l.tter, foreclo.ur. may proceed again.t
your home immedi.tely.
Availabl. fund. for emergency mortgage as.i.tanc. are very
limited. They will be d1abura.d by the Ag.ncy under the
eligibility criteria e.tabli.hed by the Act.
It i. extremely important that your application i. accurate and
complete in every re.pect, Th. coun.eling agency will help you to
fill out the application. The penn.ylvania Housing Pinance Agency
hae 60 days to make a d.ci.ion after it receives your application.
During that additional time, no foreclo.ure proceeding. will be
pur.usd again.t you if you have met the time requirement. ..t
forth above. You will be notified directly by that Agency of itl
deci.ion on your application.
La notificacion .n adjunto el de suma importancia, pue. affecta su
derecho a continu.r vlviendo en .u casa, Si no comprende el
contenido de eata notificacion obtanga una traducion
imm.diatamente llamando .Ita agencia (Pennsylvania Hou.ing Pinance
Agency) .in cargos al numero mencionado arriba. Puedee ler
eligible para un pre.t.mo por el programa llamando 'Homeowner's
Bmergency Mortgage As.istance program'.l cual pu.de .alvar .u
~d.a de la p.rdida del deracho a redimir eu hipoteca.
Coll.ction Dapartment 1350 ADVANTA Mortgage Corp. USA
Attachment. Consumer Credit Coun.eling Agencie.
MPI3/ACT91BMR
Regular Mail Copy
L1Af4A.(t!llfO P41
Ou~' tv S,mlle", Ollr AOVANTAae
G:J
JlDVJINrJI
Mortgage Corp. USA
tit .."..,,, 01 COIOfqI fU~ 'MI' USA
"0 '".JO"'''
$.fnO'ffC ';A'JUC'.iO"
,''''oi' '100
CONSUMER CRIDIT COUNSILING AGBNCIIS
CUmberland County
Con.umer Credit Cou.elin9 Service of We.tern fA, Inc.
annn Lingleetown Road
Harrieburg, fA 1710a
(7171 541.1757
Pinancial Couneeling Service of Pranklin County
31 W. 3rd Street
Wayne.bar::', fA 172&8
(7171 7&2.3285
Urban League of Metropolitan Harrieburg
a5 H. Pront Street
Harri.burg, fA 17101
(7171 a34.5925
YWCA of Carliele
301 G Street
Carli.le, fA 17013
(7171 a43.3818
Lm'....DJi'j)'f41
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STATE OF Pfo:NNSYINANIA,
COUNTY OF CUMBERI.AND
} 55.
Robert I' Zlegler
r. ------------------- ---------____________ _________________ ________ _____________ Recorder 01
Deed. In aDd ror .ald Collnly and Sllle do hereby cerdly Ihalthe Sheriff'. Decd In which ________________
- ____________..B_~~~!_~!_:!..~~~_.l!.~_:!.~~~!_~_~~_":B;.~~ ~_1!~~.!'__~~~_1_~L_ __ __ ___________ IIlhe llranlce
4th
lhe ..me hAYing been .old 10 oald grantee on Ihe _______________________________________________ day 01
________P..l!!:!'.!I'.P..l!L_____________________ A. D,. 19__~{l____, IInder and by vlrtlle oIa wril______________
__________~~,!l_c_~~!.!'_I!.____________ ___ __ _ __ __ __ _ __lulled on Ihe ________~!E_h_ ___ ____ __ ____________ ___
day 01 __Jiapteabu_____________ A. I)" 19___-96, 0111 oIlbe Court of Cornman P.... oI..ld COllRly a. of
_______jUlIil.________________._________ ___ _____ __ ______" _____ ____________ _______ Term, 19_ 9b..___
~urn..~~~____________,allhe.lIllor--~-~Q~!'!-~-r!-~~~-~-~-r!_~~~~~________________________________
_ _______ ______ __ __ __ ___ _ _ _ __ __ _ _ _ _ _ allaln'l ~_~': ~~.._ _ ~ _ ~ i_ ~!!' !__ ~~~_ _ !~!'~~ ~ _!o_ _~! _l_~,:~ __ _ _ _ _ _ _ _ II
152 548
dilly ",corded In Sberifr. Deed Boo. No. ____________, Palle ____________.
IN TF.'iTIMONY WHEREOF, I have hC",lIIl1o
"'I my band and seal of u1d office Ihll ~____ day
· -J."'3U2j". ...... .D_ .~=:::.
'ff!' 01 Deed&
~ NOIARIAl SEAL
ECOROER 01 O[[OS. NOTARY PUBLIC
C lISI E CUMBERLAND CCUlIlY COIJRT HOllSf
MY co,w"slm~ EXPIRES JMHlARY I. 1998
Bankers Trust Co., 'rrustee
vs
Sheryl B. Miller and Thomas A. Miiier
In the Court of Common Pleas of
Cumberland County, Ponnsylvania
Writ No. !l6-ill Civil
Timothy Reit~, Deputy Sheriff, who being duly sworn according
to law, says on October 9, 1996 at 9145 o'clock A.M., E.D.s.'r.,
he posted the po&ter of Sheryl B. Miller and Thomas A. Miller
at 1961 Pry Loop Avenue, Carlisle, Cumberland County, Pennsylvania
with a copy of Real Estate Writ. Notice Puster and Description
according to law.
Timothy Reit~, Deputy Sheriff, who boing duly sworn according
to law, says on October 10, 1996 at 12115 o'clock P.M., E.n.s.T..
he served truo copios ~f Real Estate Writ, Notice Poster and
Description in tho above entitled action upon one of tho within
named defendants, to wit I Sheryl B. Miller by making known unto Hugh
Miller adult son of Sheryl B. Miller at 742 Allen Road, Carlisle,
Cumberland County, Pennsylvania its contents and at the same time' handing
to him personally the said true and attested copies of the same.
Timothy Reit~, Deputy Sheriff, who being duly sworn according
to law, says on October 10. 1996 at 12.15 o'clock P.M., E.D.S.T.,
he served true copies of Real Estate Writ, Notice Poster and
Description in the above entitled action upon one of the within
named defendants, to wit. Thomas A. Miller by making known unto
Hugh Miller adult son of Thomas A. Miller at 742 Allen Road, CarliSle,
Cumberland Cuunty, Pennsylvania its contents and at the same time
handing to him personally the said true and attested copics of the
same.
R. Thomas Kline, Sheriff, who being duly s~orn according to law
says that he served the above Real Estate Writ, Notice Poster and
Description in the fOllOWing manner. The Sheriff mailed one of the within
n.slllad defend/lOt, to \li~I. Sheryl B. Miller notice of the pendency of the
action by regular mail to her last known eddress at 742 Allen Road,
Carlisle. Pennsylvania 17013. This letter was mailed under the date
of October 10, 1996 and was never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law,
says that he served the above Real Estate Writ, Notice Poster and
Description in the following manner. The Sheriff mailed one of the
within named defendants, to witl Thomas A. Miller a notice of the
pendency of the action by regular mail to his last known address at
742 Allen Road, Carlisle, Pennsylvania 17013. This letter was mailed
under the date of October 10, 1996 and was never returned to the
Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law,
says that after due and legal notice had been given according to law,
exposed the within described premises at public venue or outcry at the
Court House, Carlisle, Cumberland County, Pennsylvania on December 4,
1996 at 10.00 o'clock A.M., E.S.T., and sold the same for the sum of
$55,000.00 to Attorney Atty J. reichtel for Attorney Howard Gershman
forBankers Trust Co., Trustee Advanta lIome Equity % Advanta Mortgage
Corp. REO 16875 West Bernardo Drive, San Diego CA 92127. It being
highest bid and the best price received for the same Bankers Trust
Co., Trustee Advanta lIome equity % Advanta Mortgage Corp REO 16875
West Bernardo Drive San Diego CA 9~127 being the buyer in this
Execution paid Sheriff R. Thomas Kline the sum of $7,640.26 it being
poundage, stamps etc. Sheriff's Costs listed below. See attached
distrubtion sheet for addH ional costs.
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE
NO. 96-133 CIVIL TERM
v.
SHERYL B. MILLER
THOMAS A. MILLER
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TOI THOMAS A. MILLER
30 E. HIGH STREET, APT. 302
CARLISLE, PA 17013
Your property (Real Estate) at 1961 Fry Loop Avenue, Carlisle,
PA 17013 is scheduled to be sold at Sheriff's Sale on Wednesday,
December 4, 1996, at 10:00 a.m., in the Commissioners Hearing Room,
2nd Floor, Cumberland County Courthouse, Carlisle, Pennsylvania to
enforce the Court JUdgment of $52,868.89 plus costs and interest
obtained by Bankers Trust Co., Trustee against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to Bankers Trust
Co., Trustee the back payments, late charges, costs and reasonable
attorney's tees due. To find out how much you must pay, you may
call Howard Gershman, Esquire, 486 Norristown Road, Suite 230, Blue
Bell, PA 19422, at telephone (610) 825-3600.
~
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the Judgment, if the JUdgment
was improperly entered. You may also ask the Court to postpone the
sale tor good cause.
3. You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner you
contact one, the more chance you will have of stopping the sale.
(See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1.
be sold
calling
If the Sheriff's Sale is not stopped, your property will
to the highest bidder. You may find out the bid price by
Howard Gershman, Esquire at (610) 825-3600.
2.
sale if
of your
You may be able to petition the Court to set aside the
the bid price was grossly inadequate compared to the value
property.
.'
.
3. The sale will go through only if the buyer pays the
Sheriff the full amount due on the sale. To find out if this has
happened you may call Howard Gershman, Esquire at (610) 825-3600.
4. It the amount due from the buyer is not paid to the
Sheriff, you will remain the owner of the property as if the sale
never happened.
5. You have a right to remain in the property until the full
amount due is paid to the Sheriff and the Sheriff gives a deed to
the buyer. At that time, the buyer may bring legal proceedings to
evict you.
6. You may be entitled to a share of the money which was paid
for your house. A schedule of distribution of the money bid for
your house will be filed by the Sheriff on January 2, 1996. This
achedule will state who will be receiving that money. The money
will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after January ~, 1996.
7. You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
COURT ADMINISTRATOR
4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 240-6200
GERSHMAN &
w rd Gershman, Esqu re
48 orristown Road
Sui e 230
Blue Bell, PA 19422
(610) 825-3600
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ALL INFORMATION OBTAINED
WILL 81 USID FOR THAT PURPOSE.
.
,.'
Record Owner and Lien Certificate
'..rchTla Numb.r: 96794
LEGAL DESCRIPTION
ALL THAT CERTAIN tract of land situate In North Middleton Township, Cumberland County, Pennsylvania,
bounded and described In accordance with survey made by Thomas Alvin Nelf, Registered Surveyor, on
April 21, 1965, a draft of said survey being attached hereto and Incorporated herein by reference, as
follows;
BEGINNING at a stake at the Intersection of the Western line of Filly (50) feet wide Fry Avenue Loop with
the Southern line of Chester Avenue; thence along the Western line or said Filly (50) feet wide Fry Avenue
Loop, South Three (3) degrees West, a distance or Seventy-five (75) feet to an Iron pipe; thence along
land now or formerly of W,C, Brehm, North Eighty-eight (88) degrees, Thirteen (13) minutes Forty (40)
seconds West, a distance of One Hundred Fifty (150) feet to an Iron pipe In line or land of Clyde Halfman;
thence along said land of Clyde Halfman and Robert L. Griggs, North Three (3) degrees East, a distance
of Seventy-five (75) feet to a stake In the Southern Line of said Thirty-three (33) feet wide Chester Avenue;
thence along the Southern line of said Thirty-three (33) reet wide Chester Avenue, South Eighty-eight (88)
degrees Thirteen (13) minutes Forty (40) seconds East, a distance of One Hundred filly (150) feet to a
Itake, the place of BEGINNING,
CONTAINING Seventy-five (75) feet In front along the Western line of Filly (50) feet wide Fry Avenue Loop
and extending Westwardly thererrom a distance of One Hundred Filly (150) feet, and being all of Lot No.
113 and the Northern one-half of Lot No, 112 as shown on Plan number 5 of Schlusser Village, said Plan
being recorded In the hereinafter mentioned Recorder's Office In Plan Book 9 page 3, and haVing thereon
erected a rrame ranch type dwelling house with attached carport and other Improvements known IS Ind
numbered 1961 Fry Avenue Loop,
BEING the same premises which became vested In Thomas A. Miller and Sheryl B, Miller, husband and
Wife, by Ceed from Stanley John JaruseWlkl, Jr, and Marie A. Jarusewski, husband and wife, by Ceed
dated October 1, 1973 and recorded October 2, 1973 In Cumberland County In Ceed Book J 25 page 381.
.....~'.f.... ....
- 3 -
~
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
BANKERS TRUST CO" TRUSTEE
NO. 96-133 CIVIL TERM
v.
SHERYL B. MILLER
THOMAS A. MILLER
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: SHERYL B. MILLER
742 ALLEN ROAD
CARLISLE, PA 17013
Your property (Real Estate) at 1961 Fry Loop Avenue, Carlisle,
PA 17013 is scheduled to be sold at Sheriff's Sale on Wednesday,
December 4, 1996, at 10:00 a.m., in the Commissioners Hearing Room,
2nd Floor, Cumberland County Courthouse, Carlisle, Pennsylvania to
entorce the Court Judgment of $52,868.89 plus costs and interest
obtained by Bankers Trust Co., Trustee against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate
action:
1. The sale will be cancelled if you pay to Bankers Trust
Co., Trustee the back payments, late charges, costs and reasonable
attorney's tees due. To find out how much you must pay, you may
call Howard Gershman, Esquire, 486 Norristown Road, Suite 230, Blue
Bell, PA 19422, at telephone (610) 825-3600.
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the Judgment, if the JUdgment
was improperly entered. You may also ask the Court to postpone the
sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stopping the
sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1.
be sold
calling
If the Sheriff's Sale is not stopped, your property will
to the highest bidder. You may fjnd out the bid price by
Howard Gershman, Esquire at (610) 825-3600.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to the value
of your property.
,
3. The sale will go through only it the buyer pays the
Sheriff the full amount due on the sale. To find out if this has
happened you may call Howard Gershman, Esquire at (610) 825-3600.
4. If the amount due from the buyer is not paid to the
Sheriff, you will remain the owner of the property as if the sale
never happened.
5. You have a right to remain in the property until the full
amount due is paid to the Sheriff and the Sheriff gives a deed to
the buyer. At that time, the buyer may bring legal proceedings to
evict you.
6. You may be entitled to a share of the money which was
paid for your house. A schedule of distribution of the money bid
for your house will be filed by the Sheriff on January 3, 1996.
This schedule will state who wi) 1 be receiving that money. The
money will be paid out in accordance with this schedule unless
exceptions (reasons why the proposed distribution is wrong) are
filed with the Sheriff within ten (10) days after January 3, 1996.
7. You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
COURT ADMINISTRATOR
4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 240-6200
rd Gershman, Esqu re
486 Norristown Road
Suite 230
Blue Bell, PA 19422
(610) 825-3600
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ALL INFORMATION OBTAINED
WILL BE USED ~OR THAT PURPOSE.
GERSHMAN &
I
\J
~
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
BANKERS TRUST co., TRUSTEE
NO. 96-133 CIVIL TERM
v.
SHERYL B. MILLER
THOMAS A. MILLER
A~~IDAVIT PURSUANT TO RULE 3129
Bankers Trust Co., Trustee, plaintiff in the above action,
set~ forth as of the date of the praecipe for Writ of Execution as
filed, the following information concerning real property located
at: 1961 Fry Loop Avenue, carlisle, PA 17013.
1. Name and address of owner(s) or Reputed owner(s):
Sheryl Miller
Thomas Miller
1961 Fry Loop Avenue
Carlisle, PA 17013
Sheryl Miller
742 Allen Road
Carlisle, PA 17013
Thomas Miller
30 E. High street, Apt. 302
carlisle, PA 17013
2. Name and address of Defendant(s) in judgment:
same as above
3. Name and last known address of every judgment creditor
whose judgment is a record lien on the real property to be sold:
Bankers Trust co., Trustee
clo Advanta Mortgage corp. USA
16875 West Bernardo Drive
San Diego, CA 92127
Carlisle Suburban Authority
240 Clearwater Drive
Carlisle, PA 17013
Colonial National Bank
clo Howard Gershman, Esquire
486 Norristown Road, suite 230
Blue Bell, PA 19422
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTV, PENNSVLVANIA
CIVIL ACTION - LAW
BANKERS TRUST CO., TRUSTEE
v.
NO. 96-133 CIVIL TERM
:
SHERVL B. MILLER
THOMAS A. MILLER
.
.
.
.
CERTIFrCATION UNDER ACT 91
I certify that I am the attorney of record for the
Plaintiff in this action against real property and further certify
that this propert~' is:
Service of Notice on Defendant(s)
Expiration of 30 days since the service of the
Notice
Defendant(s) failure to request or appear at meeting
with mortgagee Consumer Credit Counseling Agency
Defendant(s) failure to file application with or
obtain relief under the Homeowner's Emergency
Assistance Program.
I further agree to indemnify and hold harmless the
Sheriff for any false statement given herein.
( )
( )
( )
(X)
Ca)
(b)
(c)
Cd)
Date:)l,f CO I'~
FHA-Tenant Occupied or Vacant
Commercial
As a result of Complaint of Assumpsit
Plaintiff h~s complied in all respects with Section
403 of the Mortgage Assistance Act, including but
not limited to:
APUSTIN, GERSHMAN & VOGEL
BV:
rd Gershman, Esqu re
486 Norristown Road, Suite 230
Blue Bell, PA 19422
(610) 825-3600
:\
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'I'
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, ,
1,1.
Proof of Pu.llCatlol of Notlc. II Th. Patriot aid TII. E""111 N.ws
all~.d!h~.. ~~II~~lp!~!.~~!:,~~~
CIl"'IIIIl"wtollh 01 penn'l/llmn/a,} .
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............................~.A.y.JMH~J....r:1!?:r.r.~.w".......".......".."...beln<< duly sworn accardi"r to law, depoaeaand ..ya:
Asst. Controllor
That he Is the .................,..........of THE PATRIOT - NEWS CO., a corporation organized and exldlnr
und.r the laws of the Commonwealth of Penns)'lvanla. with Its principal office and place of buslneas at
812 to 818 Market Street, In the City of Harrl.burg, County of Dauphin, State of Pennsylvania, owner
and publl.her of THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRtOT.NEWS
n.w.papen of reneral circulation, printed and published at 812 to 818 Market Street, In the City,
County and State aforesaid: that THE PATRIOT and THE EVENING NEWS and the SUNDAY
PATRIOT. NEWS w.n ..tabllshed March 4th, 1864, and February 16th, 1917 and September 18th,
1049 nspectlvely, and all have been continuously published ever since;
'niat the printed notice or publication which I. aecurely attached hereto la exactly II printed and
MAt.ro Wast 22nd and 29th days
publlahed In their rellltaftmnons Ina IDues which appeared on the ..........................................................
of October and the 5th day of November 199':.
........,...............................................................................................................................................................................
That neither he nor said Company la Interested In the subject matter of said printed notice or adver-
tlsll1l', and that all of the IlIeratlons of this atatement as to the time, place and character of publication
an trul: and
That hi has penonal knowled,e of the facts aforesaid and Is duly authorized and empowered to
vsrlfy thll .tatement on behalf of Ths Patrlot.News Co. atoii bY. v lrtue and pursuant to a resolu.
... -""""t ...... ... ...- u_II, '>tho .tuk ad"" boud ."""IM' of tho uld
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".:L~_iMi_i.i..,."., Sworn to and subscribe Is ...J.~.t;I:I......day of
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[}'~~,i:;jJ~:~~r,~j . ~,t\'ll ,......~~L. ,'flu . I.,IY"'U' ......N... a.:;..n::b..I./.~....
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To THE PATRIOT.NEWS CO., Dr.
For publishing the notice or publication attached hereto on the
above stated dates . ,.........?~.~.:J.?....
ProbatJni aame ,..............~.:.~.~....
293.15
Total .............................
Pu.lllh.r'1 Receipt for Ad,ertlllllg COI"
THE PATRtOT.NEWS CO" llUbllsher of TilE PATRIOT and THE EVENING NEWS and the
SUNDAY PATRIOT.NEWS. neWRpaperR or general circulntfon, hereb)' acknowledlfo recerpt of the
aforesaid notice and publication costs and certlftes that tho same have been duly paid.
Tim PATRIOT.NEWS CO,
Ry .....................................................................................
.
.
TITLE REPORT
Sheriff Sale No, 13
Held December 4. 1996
THIl PRIlMISES ENDORSED HEREON ARIl SUOlliCT TO THE FOI.LOWING II'IlMS
UNI.IlSS SATISFACTORY EVIDENCE PIlRMITTINO THEIR RIiMOYAI.IS PRODUCED,
DATE December 5.1996
TAXES: Receipts for the yeurs 1994 to 1996 inclusive. Taxes for the current year 1996.
WATER & SEWER: POHsihle udditionul ussessmenlH for luxes fur new cunSlruction or for any nuuor
improvemenls purHuuntlo provlsluns uf Acts of Assemhly reluting therelu, Receipls 10 be pnxluced If services un:
lIenuble,
MORTGAGES: Listed under other exceptions below,
JUDGMENTS: Listed under other exceptions below.
INSTRUMENTS TO
BE PRODUCED:
Deed from Cumberland County Sheriff to
dated 1997. and recorded
1997, in Cumberland County Deed Book ,Page
Being the same property which Stanley John Jarusewski, Jr.. and Marie A,
Jarusewski, husband and wife. by deed dated October I, 1973, and recorded
October 2. 1973, in the Office of the Recorder of Deeds in and for Cumberland
County at Carlisle. Pennsylvania. in Deed Book "J". Volume 25, Page 381,
granted and conveyed to Thomas A. Miller and Sheryl B. Miller, husband and
wife.
RECITAL:
OTHER EXCEPTIONS:
I. The Identity and legul competency of purtles atlhe closing uf Ihis title .huuld he estublished to tbe
satlsfilCtlon of the cluHing allorney uCling for IhiH Cumpany,
2, RlghlH or cluims uf pUrlles In posHesslon. If uny, other Ihen Ihe uwner,
3. Unrecorded casements. dlscrepundes or cuntlicls in buundary lines. shortage In urea and encroacbmentH
which an accurate and eumplete survey would disclose,
4, Payment of Slale and local Real Estale Transfer Tuxes. if required.
5. Public and private rights in the roadbed of SO feet wide Fry Avenue Loop.
6. Building and use conditions and easements shown on Plan No,S of Schlusser Village
recorded on April 27, 1957, in Cumberland County Plan Book 9, Page 3,
7. Conditions and restrictions set forth in deed recorded in Cumberland County Deed Book
"J". Volume 25, Page 381.
8, Ri~hts granted to United Telephone Company of Pennsylvania by instrument recorded in
Miscellaneous Record Book lIS, Page 249.
9. Rights granted to United Telephone Company of Pennsylvania by instrument recorded in
Miscellaneous Record Book 116, Page 583.
10. Rights granted to Pennsylvania Power and Light Company by instrument recorded in
Miscellaneous Record Book 151. Page 426.
II, Satisfactory evidence to be prodaced that proper notice was given to the holders of all
liens and encumbrances intended to be divested by subject Sheriff Sale.
12, Real estate taxes returned delinquent to the Cumberland County Tax Claim Bureau and
all real estate taxes accruing through Ihe year 1996,
13. Municipal lien tiled by Carlisle Suburban Authority against Thomas A, Miller and Sheryl
B. Miller on October 4, 1994, to No, 1994-5674 in the amounl of $1.000,00.
14, Municipullien tiled by Carlisle Suburban Authority against Thomas A, Miller and Sheryl
B. Miller to No. 1996-6477 in the alllount of $1 ,299,39.
IS. Mortgage given by Sheryl B. Miller and Tbomas A, Miller to Cen1ury Mortgage Corpora-
tion dated April 10, 1992, and recorded April 13, 1992, in Mortgalle Book 1060, Page
269, in the ulllonnt of $38.675,00, which Mortguge was IIssigned to Colonial National
Bunk hy insll'lIlllcnt dmed April 10. 1992, und recorded April 13. 1992, in Ihe Misceliun-
eous Record Buok 4\ fl. I'ng~ IOfl. nnd .which Mortgllge \\IllS suhsequently ussigned to
Banker's Trust Compllny as rrustcc 01 ALlvunlllllolllc ElIUil~' Loan Trusl hy instrulllent
dated November 19, 1993, and recorded February 24.1994. In Miscellaneous KCCOl'd
Book 467, Page 21.
REAL EST ATE SA
Sl,OOO,OOAdvlll1ceCostsPaid 9-11-96 AllY, Howard GE!rshman
. ,
Assessed Valuation S 6,4470.00
WRIT NO, 96-133 civil
Bankers Trust Co. Trustee
VS
Sheryl B. Miller and
1961 Fry Loop Avenue
Carlisle, Pa.
Thomas A. Miller
REAL DEBT
INTEREST
A TT'S FEES
WRIT COSTS A TTY
ESCROW
LATE CHARGE
SHERIFF'S COSTS
Docketing
Poundage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
Law Library
County
Mileage
Cert Mail
Levy
Postpone Sale
Surcharge
Legal Search
ADVERTISING
Law Journal
Patriot
Share of Bills
Distribution of Proceed5
Sheri fr s Deed
STAMPS
Pa Realty Transfer Ta:<
Local Realty Transfer Ta:<
TAXES
1996 Taxes Co. Twp & School
Water and Sewer
Mowing and Clean Up Property
1994-1995 Taxes Tax Claim
52,86~.89
2,739.66
144.80
30.00
1,100.00
15.00
15.00
30.00
10.00
.50
1.00
6.20
3.37
15.00
6.00
150.00
312.50
283.15
32.79
25.00
24.50
1,019.15
1,720.01
1,200.39
1,640.70
COMMONWEALTH OF PENNSYLVANIA $188.61