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96-00322
j \;.. , o ; ~1 j . I 71 jl -01 jl JI .j \ ~ (" r i i J! i I \0 u' .) 0, -z r VS. JOEL STEINMAN I ESQUIRE Attorney I.D. #62042 MELVYN S MANTZ & ASSOCIATES, P.C. 25 EAST State Street P.O. Box 2284 Doylestown, PA 18901 (215) 348-5200 ATTORNEY FOR PLAINTIFF MARINE MIDLAND BANK, N.A. JURY/ / NON-JURY/ / ARBITRATION/x/ ASSESSMENT OF DAMAGES NOT REQUIRED CUMBERLAND COUNTY COURT OF COMMON PLEAS MARY L. MORTON NO. 96 - 3)...L ~ .JtA--lT-- NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for other claims or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Court Administrator, 4th Floor Cumberland County Courthouse Carlisle, PA 17013 (717) 240-6200 OJOEL STEINMAN, ESQUIRE Attorney I.D. #62042 MELVYN S MANTZ & ASSOCIATBS, P.C. 25 E. State Street Doylestown, PA 18901 (215) 348-5200 ATTORNEY FOR PLAINTIFF MARINE MIDLAND BANK, N.A. CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff VS. MARY L. MORTON Defendant NO. CIVIL ACTION 1. The Plaintiff is Marine Midland Bank, N .A., a corporation, with a place of business located at 1 Marine Midland Center, Buffalo, NY 14203. 2. The Defendant is Mary L. Morton, an individual with a place of residence located at 100 Lincon Street, Apt. B. Carlisle, PA 17013. 3. At the request of the Defendant, Plaintiff issued to Defendant a Visa and/or Mastercard credit card, with an internal account number 0643-04173-3 and, at all times relevant hereto, Defendant was the holder of said card issued through Plaintiff's credit facilities. 4. Defendant I upon acceptance of Plaintiff's credit card, agreed to be bound by the terms and conditions of Plaintiff's revolving credit plan agreement. A true and correct copy of said agreement is attached hereto, made a part hereof and marked Exhibit flAil. 5. The Defendant subsequently used said credit card and incurred charges in the sum of $3,285.35. A true and correct copy of a statement of account in connection with said credit card is 6 attached hereto, made a part hereof and marked Exhibit "B". 6. Notwithstanding the frequent demands by Plaintiff for payment of the amount due, there has been a failure and refusal by the Defendant to pay the same, Defendant having paid only $100.00 since May 8, 1995. 7. In accordance with the terms of Exhibit "A", Defendant agreed to pay to Plaintiff a finance charge on all sums due at an annual percentage rate of 20.9% and Plaintiff is entitled to additional finance charges from May 8, 1995. 8. In accordance with the terms of Exhibit "A", Defendant agreed to pay to Plaintiff reasonable attorney's fee if the account was referred to an attorney for collection, and Plaintiff will incur an attorney's fee in the amount of $637.00. WHEREFORE, Plaintiff demands judgment against the Defendant in the sum of $3,822.35 plus interest from May 8, 1995 and costs of this action. BY: THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. . . STATE OF NEW YORK: COUNTY OF ERIE -::r"',.,......~ "'1= C'r\~\\O""... JACltIS OSElRGSN, states that he/she is the Collection Manager of the Plaintiff in the foregoing action; that he/she is authorized to this affidavit on its behalf and that the facts contained in the foregoing pleading are true and correct to the best of his/her knowledge, information and belief. He/She further understands that false statements made herein are subject to the penalties of 18 Pa.C.S.., Section 4904, relating to unsworn falsification to authorities. rF-~ , '.~''''. .' .' .' .' , ., . - w"Cun "........ CARDHOLDER'S AGREEMEtlT Geneulhrms l,I,I",'.1 MICl,lliO BAIl","'''' CII, "'~',II' l,I'IlIIIl(l C'"I" e..IIHI.,.".YOIIII'lOl " ,". 'nI"i, ,". "'If,,,,,llllll.lco"'1 ,0"" """'11' "'odlllldCt,ChI u'd'llId lirl. 01 CIfIM C"te". t". .0'0 'c..II~' 1f1,'IIO ClIU' MJ".,Col'd "lid v,u CA,",. 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JI pIlQU\II'd lI'\ hd.,..1 All'''' SI'hlloUl "I,.n. 141] r~e ,ltmUAl PEACENTACE ;UTE ....d 01.'001:0( :rJIt ...,11 CIIJ"":)I\ t~O!' c:g,","CO.., 01 III' 10111 ="I."C ("It"." ,1("1 :","IC" O\,l"'I('!~ 'el"tl ::1"1(1 r,C"'"IU.nIR""CIIFlJI'",c...to,a....''''IO..tc:Jl.'Il..Itt.nlll'",.",'.. '4.JIl,'11I.2"1I'l,'''lOm,UI'''CJ'OIl".,tl,o...,...I''''411''1I.1,...,. t. '"I"~tlt.'''",nltoll'''I'''cla ""011111 III ''''OIlJIl'' I"", J'. ..0'.....,' I :nl'::" .rCf.nll C' c:.C',.IIt.n l~' ",...~t:"'l P!QC~'lt 1CE .:t.lfE JIl.1I crl"....~'''IIlI''n.n'l!lltllNlnllll'",''''",loImO.J''''.1I10...ImJII'.ClOI'I'lIn Cl In. c,."'.nl t""4."OUIN 10 O''"C'O.' II n. 111..'1 0' ~II, '4"~11""'" I!', 'JTIt 01 (~"(" '0" ""e. ."",j '''UCI",u,,,,...ml I.na 0' 'OOI.(.lC', I.... I..CI'I.,III O' ("I,.ttt IIlJ'IOl' ,,~..(flJ el, I'" ''''0,,111 "re"""ltIO Cl'''C !"''''...1''I.1I:......11'0 1.....1' :-'I,.n.., :~, II"""CE C....I':;!: .;. .", ""()"j'" '.;' t"lI ".,"'<, .C"'~: ';." ....'.... ,.~. '" -;0.4"., ~'",,"'.14'" .."..:~l. '-.' "'-"'J ~ ';' ,..~. ..~, ""~'I ':' r:. cr::. ~ cc ~ co. ~ .' " , '. -~ .... ,'. " ...... .-" ~ ." ." "'("'Bf:A~HIP FEE JIl", It.l" ,Mv" A.l....O.'V"D 'r.'or -,.,." CoIldlll.ltld . HUh.III_11~"""""'r3H'I''''CIll.l''I.'I.''IOif U~ 11,0001l.....aV"...Ct. AJ~' "UOUI'lI. II .... t'<f U6 II .our "ce.v"I'1 001"'4 an 0' ..... "Of,1 4, 19c1o11ll...""u,I,'....,..O'llo+l.dl.'U.I'I/I..t1'OIIIl.C,Cl.....I'IOCPlrcluf -'((0\1111.. DC'"'''' '"4111,IUIl" on UCI'I ,PI' '" ,011' .In"'."~'Y "'On'" II rot.Ir Aceo"''''.'I &:;.1"'0 "'oOr 10 "DIoI.a, 11M. '0..., ..""""..I..l~"'Ot""'D ,,,,I'lnCHnllool,d'''''''o,,loI"Cl..,,lcOnl,tlIl'IOOotthlllQ'''lI'l'llf1OlI'l'I U'",.". II ,au II.I"'or ".,,.11,, Ulolll""" .....AIN(IJRA l or l "'.110011'"'0.''' ..u .'".II~. .1011101)1'''''' ....IftOfn"'D'M lor 0fI. ,101', On tit.. .ceo"n'l. III' I....... tIof .".'0 'or 101;1 "',, ,..,... ",on"II 'OU .,11 Ill'" Oot (""It(l 'OIO'JI.'"IOIln'OoII00CJ,.,M""IOI~"OI""'>fIif"IlI".CdltI:JlI\lll'lNlnln 011'0\1' ""III~"\otn"," .Ino nC\lI..II '"' In,fUller. II rou .'1,1/.1.,,, 'to\I' ......AIN(URA I Ot 2 nl,lqt\ll,o ,"., Ot"t",IIC Ut" .lCeO\lIlI, In.ltelo 1:'1..,..", ....,<< "',I..II'Cl\ "0\114 "0'''''''' t:lII 0'''''12 n 0'1/'.11'"'''0''' Eu:'l 0111" '"...11 t4 1lo"'lJ., "'\"',.. E.lcnC",\lO"''' ".n, toll..o loonl, Oil' '''' ...."" ..11"11"01 nollll".~" m",II'ol, l,lARINU.1RA I eflnt~loOIl,nIO'. or=. II,O",II".'Olll,'utt'ft\I,aO",,,,I,,.RlfifUAA )'~'.I>OII,n'oIPl". O'OOllJI.,n,I...I'''OOlU(",..OUQ..'I'IIJ""",,Jltt...lit<t...n'!J\,)I4''C nU'.III.I,100tl\ft'o,\m'''"lJ'fI'lJ MIN'~IUM p.'M(Nf. YOUI /ftQf'l1l1l, _101'" 1loI,",'fI'lI" p",l(nol""'" '"ulflll onl",IOIJlol.O\i,P""ICPl,,,,N,,,,,U,'."c..,,,,I,..'flooll"''''Ollln Ill"" 10WI"C~' 1;60 I.J6Ot ,11\4",,1'. II Ift,\101011 " "OIn 1'010 UGO. ,"""011I11"" O' IIlJ"OIO.. II IPlI' loW"I.n'''''' 110 1""II,J.llIIO<.Inl"OIOI'.Il.Ctc"lI\t el unlllll.ll .IC1l1'I,. Ill. 'INANCE C...ARCE 4", " '.11'" I"Jn I'" eu,,,nl "'.,,"""''" "III'rolI'" .It1O.l'. 01'1, I"'.~"I olin" '''IAI'CE C......WCE .'4111'. 0' COli"'. '01ol IIII1U Jno 1),1, '" .n, motIlft ucI\ .I"'01,l"I..II,C"'\ onl 4"".. I" 'O(loltCIn, I'" "'''''II.I.r.I.'''Df''I\,O h. ..11 C. "'00'0 10 )'0111 tII.n""II'" "",,. m.nl '" ,". tIIO"ll\I ,I ,'11.,,1'12. COU.EC1IOfl costs. YO\I'I'''. ,I'll' .nl'" C,ltf'CCI,otcl.u,d 011'. 10 0.1, 0111 COIII<IIon COli' ",choIo'''I. ,I .. "1,, Ill. (.,11.10'11 .no,"".' IU\GIUO" 'IIC'II", let nol.lCttOI"120.. 01 lit, 'tIIO,,1I1 d,,' oInd p".OI.. '0I0l ,In. 8"1.,1 m" .1 '1'1, II"" ,,,, ,0111 101.11 p""II'W, 'lI4'I)It'd".U, r= LOAN AGREEMENT 11'1" DtI1 0'11'1.' ....,""'.1'11 C'O...." fOUl Lo.I"'. 1I1'~" ,111<1 wNn ,OV '11\1 Ctl .II LtwB A Lo.In "m.e. .IIt" '" po\1 1110 )'0"" Acte",lIl. MINIMUM PAYU(NT. W. ",,'1'1"'"11'1. mll\''''lItrllll'tI(lNI1l4'f1''\'"''el Ill. molllft. W.110 In" h "'vll<OIJ'''. In. 10loll 01 '0,,1 Ltwn, DIlIIC'PJI b,l1,tlUUI 4,011l'l.d.JI.oIJOlllt"UILlUIIC,II'l'llf,,,eD"'.CJJ,,,,"I',,,I>01I011.'60. 'CI't.ll"'O....''iCO!).II."'.'''''., 1.60.t:u,I,.II)o.I,"'."I.w.,n.n'lll2 1II. '011'1'1'-- ellJIIU '!'Id '1'1, L.IIlt CI'I.II,,, rOl In. ITIO"I". II U'. 1111011'". "1....,' " I." 11"1'1 '10. l~' """''''11", ""'''''1'11 ,,"I tIoI '100' In. C.14"U 0"U1JIICl'''C.J I.... Ill'" 110. 01 LOuIW. ,eu mllll .II'" D', ..c.n manit' '1'1' 'rT'oO\Inl InJII'DoIU 011.. FINANCE CH.l.RCES. ';N"" CN"" on ~II' Ll>>n, boILlIIU 41' ~tl.,mllll'd by 'COl""1 . p.,,<aeoC .!l.I, 10. 04", O""C'o.Il c.tIJ"U 'lid. " rCN ft4..... V4"'''01. AJIt ""Ollt'll. h 4CO'0(.,)1>On 01 UllICOI..I. f"I'II.1CllOn '"I. trio, "CCfl,"Cfl,""OfodDt'G"; p(R100'C R"rE FINANCE CHARCES. W.I'III'. "l)orloOdctll" FINANCE C...ARCiEU("d',CnUCftLGoIII'C""C'CoiICoiI'tIC"CtlllJII2J,.IIlc.hlCl"'" U IlOilO DcIQ". tI,.. LOoItlI Itom ItI. lUl.ln., ,tt PO,IIO. "rou"J....."tt'd RIl,Ac"'uIII. '10\1"'4' II... rt>Ott ,".non. I"'CI'ILCoI'" ;I,nC.c.oIlll.llJnc, 1I,CIIC~"t\I'01l'A,::...nlCi\e'J""JJlluJ"" 1.1151. JfJUllh.onrrOl"l Ll>>",c.t"'/IC'.Il...'" br."tl"CLlU21l" Cl..ILS J 11.1'IQoo""fi'. ,c..cc;.cl'rQ,Ct.I, A':"':ul'Il ::-I'I:"",).Il'1u'",, 1. 19d1. IPltt...oIt 01 011' 0'''''''0.1 GoIlJrc, 101 '1'1, '"C'Clt':lIl'U 0...1'1.111<11", cn Lo.I"'OOU,,,.12 0'10' 10 M4'CII 1.1901 le.l" II. Jno. "'0.11'" 1l''''C,,,,,' t.I....nc, lOt 4'" ,nO'ClltJ"'" CUI511"O'". on Lc.oItlteCU.tl1'O on or .1'1" 1,...1 e.a1l1.'lntt (lons 2 ct C:..IU J/. IIrC...IIJ.."'VJ''''::'~.I1.,lCt:u''I.J'llu..''II\.a.'c''lycntl:loJ''5:''''c,CooII b.llJnU. To(.', ~'lyc''''C'c.a' C>oIlJlltt. _'Ur1..'I!'IUCI'lO~I,". CI'''c'ClolIl).ll,I'I(, Fer 1/'.' CoI, .'I.JCCl_ lOol"5'nd 01,.., c.',1\ ClCl\le(l 4nd 51101tlct PoI,m."" ."dOI".tct~'UOCllttlllruIC4rlolll.ll CoI""(I. TII,". ,I 'fOu rrh. . F,It~ .R.I. Actc\llll. .., mull,oly .ICI'I '1511111111 d.ll/y e".."u oyl"' .COlCC'....I. P."O(hC RII' u 10110.': ~lfl""C:~', C"I,lfloC:.c Ne,",",l .,1,.,,(1'11' A!tHUAl fr:t ~I a,I,~u hl,IIC, 'UC[!tUC[ RUt WUI .03:U". U". Cl.W I .rmll~ ... COllI .O~&ZI~ IUa~ c,,'Olloldtr', "-'tlm,1I1 "I".d for "'t B4nl& br O.I.d. "'01"c"I~.19aa II ~ 11.1..... VIf...CI. PII' "'ccouIII. '" "'lIlt,el, Ill. ,,'ulll". d.oI, c.lttIC, by. alii, P,'OOlJ,1( R". CCttUCOlldltl,lo'n AhNU"'L PERCENTAeE RArE ""0(1'1..11I beO.,.,III",.d '"d ..,II w.ryu 10110..,: TII. inlh.I"o,"",.,A"NU,l,L PERCENTAGE RATE.l1'Id InlllJI PtfoOd,e R.I. w"' belli. ''''5 "'I !crtn In III' 'f\C:cwd RA1 E OISCLOSURE "II<tllt "ff'Cy lI\ta'OIO'II'(I,nltJln""'lrft""I'II. 11'1'1'11",.1 no"',n.IANNUAL p["erNT AGE RA T[ i, o.I,'''''''ti:t by ~ad"'l 8,'" 1890 :I"'" I:e,"I5Ile tll' InC. I ~JII 'el tll' 'uII'"1 (.,II,"<I'Jf QU'"". T/lt '11,1"'1 11"'000'( R,l. " OIl.rmllltCI 0, 0'.00'''1 In. lIor'''"41 ,lNNU"'L PERCENfACE RATE II, JU T/I""<I'"R,I,lo'II'I'CIoI"'I'II,"(I ."" ,,,,ouo,,,1I1 CJJ.nd., Q"'''','I\ III, monlllJ, hft.e. OII."el,,1t 'II In. 'KC"O',.., mUUllOI J.mo.nln CIt. 1oI.uln 01 O'~"I. let In, flnt mo"'l'l ot I'" 11'00' CoII,"<I'.&f QII'f1tr, U pllbil\l'l.d 1ft hC.ul Hn."" SW"loul R.'.... G.U. TII. 110",,".1 ANNUAL PERCENTACE RA1E '1112 p,tl1)4., RI" ...., CII,"I' 0" III'O~II'''' 0" 0'11\' 10"1 C~hn. 0,1, In..en ("Il.no., 011'"" 10 ,,11'1;1 dl"CI1, C""'IU 11\ 11'I""CU R'1f llJO\lt 11.1'....'"1011.'''..,''''.'11''.. mellln.' C., "It I Ir.. 2511\. ,n 14..... (.,11'''12'' QIIJf1""l>>lf UI. CII'"I' 0'" 11I4, D<t In III' ~c'ntlllll 01'''' 5<<atlO '"01111\ CIIII. OUJr1". Tn". '" f'(I 1.",.UIIOI'I' llll II'ICtUW, C, c<<ruw, ," Ill. /IQITI,IIJI ANNUAL PERCENf ACe RAfe. An "'uuw m., "'1111 '" 4 n'I"" ,"O"lnly ",,",mil'" 0"",,1'11. II. It a '''1111 01 ,,,, ,",ulI",,"'. In. 'tin 01 cn"111 '0 c, ""'". ...o...ld ..,"a m",mlllll, 'uta Cr .eOI<Jll'. I,w. ,ucn '"" 01 (".1'111 """IC. ttauua C, III' ''''C...III".ctU.,,..,IO C""lln'm...."'" IItflll'lltCI Iom,lt. AOll1o(,l1101I all~.. p,.<<,,, RJI. d.'.'''''".el.'JCO....I'...Uu' III' PttoodiC Rllt "N"'NCE Cl'O,IRCE I:, If.. <:.1.,. TII.n .... .Cd IIC 11'1' CJ'" c"",.,1110 &11111' CtfOOO,( '4lt t:lCrt,cn CI ,CIII ',NANCE CHARCE 10' Ill. 1.'\01111'1. 1RAN$J.CT1CPl FEE FINolIiCE OiMCES.IlVO'" ".1\<1' v"...lllt AJl' AuQunl. on..CPlLOJlIllltlyOVOIIII'"'IO"'.....o.Cn"t..d.Tr.nYCloon'''oIS.'lI!. ,". Tu"wC!c" h.", FINANCE Cl'O,IRGE '1'10 w"I!lot ItICtuCtd ...." In. 11'11>000( ~JI' FININeE CHARGES ...","'" Ctlttm",.ln. tel"'.I1 ANNU,lL PERCENTAC[ RATE ICI' tll. /ftQf'lln.1I T,,"u(:IO" ,", CoIIIW III. tll. CNtl~ 10 yOu 10 'IUId In. ",Ulfftllm !Iud ttr ...... 511CI\ hu w.n tlt ttOIlC.el ~ III' .meunl lI.un.,.., 10 ell'" Int 1.11'. ..,Inln OI,m,n.o Ittnllt. LATE pAYMENfS ,lNOCHARCES. All, 11","'"1 ~ aOllol m._. C. '"'ll,,' ':"1. '1'14.." ell ?Cu' '"It,".,,1 "Lll'. w. .....1 '11.1'" JOV' Lolli CII,a'il' 01 ull 10 \5. Oul l'lCI 1tICfttnl" I 04::lf 11 el I".::"IIC'OJI 01 111'''.11,''''"1011'. ,110'" ,.1. O.l,m,1'l1 ~CQm" '"011111 '.II.. ~Jl. CI'IJ',u", ""'.lta '0 US "" UI,"elJ,I "". II.., cell.C! 11'01.111.11 1".11.... ..oil cr'dllll'l. ..un 10 rev Willi", 60 C",. I COLLECTION CeSTs. Yo" ~"".,' 'lit .nlll. ~1.1'IC1 i, aKllled all..la 001, I O"taclll.lcoll'CtlOnCOII""'!...d'''..,'....'''tflll.UWlo.n.llornf1.. ItUOII,OIt '110'"', "" 1101"'"0'"120... ellll' 'ITIO'JIII 0"..1110 l)J,'ClI.. ~r4.f~-,.- YOUR BILLING RIGHTS KEEP THIS NOTICE FOR FUTURE USE, ~. Thi, IIOlc. (ontaill' imoor1,"1 IfI'ot",.11GfI ,boUt ,OUt "111I' .1Id OUt t.'DlI"'I"bdilk, 1I110lt III. "it (,,(Iit 8,IIi"C Ar.t. NOI,'" U51n CJW 01 (mt" 01 QllnllO,,'''bolll Yout 8"' 1I...f",dlll.,.... INC. , "'"IJ_.on,ou' Olll. ,0".."1"011\.....100.1'''''' t.N",.CJ'It'lnl'ralf>lllo''',QII'"tC1t1tO.ffIClI''III'''eloClll'''''I'.I'''''I.,., JCl.I """ Nit 10 Cot, I'NIIU cn.a'.". 'FIO.,o",.1II N....lo m.a', "" ,", "",t.ed 0.1,,","" ~ IPl. <:""Iooneo .tIIOlIlIl. 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"""'''''''' - .. .. 2-''-'_ ,,- .. --... ..000- - - ec ~..."'....... O~O'" ...-- "" .. .. z .. .. .e .,. "'M" ..,cuo .. 0 0 .. .. - .,,- -.... eoe. 00-0 .. M C C .. ..- _L ""..1:. ",.... ,zM.. .. z .. ..,. .. . "''''..'''' .... 0 .. .............'"' -.. 04. .. 0000 .e_ . - " 0 a..a.. "0 .. ~OO . e 0 .. u6.0~:l .- -,'" ...... . . . CJi >- -'" r~ 1;; ~ ..:r "'- I' wQ .. r3~~ ~(: M p- ., !.4 ~! ~ ..... '. U' ~. &L: .. :".1 '" J ~, '" _,;' (1 ~..j ,. , G:~' .' ....:.-. r" . ':'}:';j .- :;-:..J.. H, "" :..,.;: U ,.' ,,~ U ,::; "J ..j .--.: ~ ,'- ~ 'C) I~ F:> ~ <:::::::, ~ <\" "1 ..... .~ -\. ci ~~> SHERIFF'S RETURN, NOT FOUND CASE NO: J995-00322 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MARINE MIDLAND BANK NA VS. MORTON MARY L ...!L.-._Ibpmas Kline , Sheriff. who being duly sworn according and inquiry for the within to law, says, that he made a diligent search named defendant, to wit: MORTON MARY L but was unable to locate Her in his bailiwick. He therefore I'eturns the COMPLAINT NOTICE NOT FOUND " as to the within named defendant MORTON MARY L ADVISED BY DEFENDANT'S DAUGHTER TH~~pEFENDANT HAS BE~~~~EASED FOR FOUR YEARS. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 2.80 .00 2.00 So answers: /~ <"..j;;.?!.-: I ~~ ....~_ .../:,r.. -.' ~..,-r:.-r ~ ~homas Kl1nr, Sher1f1 $ZZ~ MELVYN MANTZ 01131/1995 Sworn and subscribed to before me of 3'.&-~__ this J9 -L..~ day '1l..... A. D. , ) 'It~ O~U.lc.~ ,Dn/~ ~- Prot onotal'yr- ---- ., , . I HFnrnv CEnnrv .....,. ,. IS t. fHlJE ^ND c' THlOFJiC'i."" " - "-- - -- );ij.-:"":'";-' Alr(H1;~I. " f C i .....l..J -, , ,. -~'..."t......._.'.f JOEL STEINMAN, ESQUIRE Attorney I.D. #62042 MELVYN S MANTZ & ASSOCIATES, P.C. 25 EAST State Street P.O. Box 2284 Doylestown, PA 18901 (215) 348-5200 ATTORNEY FOR PLAINTIFF MARINE MIDLAND BANK, N.A. JURY I I NON-JURYI I ARBITRATION/xl ASSESSMENT OF DAMAGES NOT REQUIRED CUMBERLAND COUNTY COURT OF COMMON PLEAS VS. MARY L. MORTON NO. 9G- .31)- {l',kLJ {A~ NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for other claims or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Court Administrator, 4th Floor cumberland County Courthouse Carlisle, PA 17013 TRUE COpy FROM RECORD(717) 240-6200 In Testimony whoreot. f here unto set lilY hand and th ~'ol ,d u at Carlisle Pa Thl uo, a' . - {C i' ui '/0 , . I I I' < OJOEL STEINMAN, ESQUIRE Attorney I.D. #62042 MELVYN S MANTZ & ASSOCIATES, P.C. 25 E. State Street Doylestown, PA 18901 (215) 348-5200 ATTORNEY FOR PLAINTIFF MARINE MIDLAND BANK, N.A. CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff VS. MARY L. MORTON Defendant NO. CIVIL ACTION 1. The Plaintiff is Marine Midland Bank, N.A., a corporation, with a place of business located at 1 Marine Midland Center, Buffalo, NY 14203. 2. The Defendant is Mary L. Morton, an individual with a place of residence located at 100 Lincon Street, Apt. B. Carlisle, PA 17013. 3. At the request of the Defendant, Plaintiff issued to Defendant a Visa and/or Mastercard credit card, with an internal account number 0643-04173-3 and, at all times relevant hereto, Defendant was the holder of said card issued through Plaintiff's credit facilities. 4. Defendant, upon acceptance of Plaintiff's credit card, agreed to be bound by the terms and conditions of Plaintiff's revolving credit plan agreement. A true and correct copy of said agreement is attached hereto, made a part hereof and marked Exhibit "A". 5. The Defendant subsequently used said credit card and incurred charges in the sum of $3,285.35. A true and correct copy of a statement of account in connection with said credit card is attached hereto, made a part hereof and marked Exhibit "B". 6. Notwithstanding the frequent demands by Plaintiff for payment of the amount due, there has been a failure and refusal by the Defendant to pay the same, Defendant having paid only $100.00 since May 8, 1995. 7. In accordance with the terms of Exhibit "A", Defendant agreed to pay to Plaintiff a finance charge on all sums due at an annual percentage rate of 20.9% and Plaintiff is entitled to additional finance charges from May 8, 1995. 8. In accordance with the terms of Exhibit "A", Defendant agreed to pay to Plaintiff reasonable attorney's fee if the account was referred to an attorney for collection, and Plaintiff will incur an attorney's fee in the amount of $637.00. WHEREFORE, Plaintiff demands judgment against the Defendant in the sum of $3,822.35 plus interest from May 8, 1995 and costs of this action. MELVYN S MANTZ & ASSOCIATES, P.C. BY: JOEL STEINMAN, ESQUIRE THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. /c,S8-(.'j(' . STATE OF NEW YORK: COUNTY OF ERIE -::rA,"",~~ 1=.lY'\~"o.,"'<L J.".CICIE G8DRI3Etl, states that he/she is the Collection Manager of the Plaintiff in the foregoing action; that he/she is authorized to this affidavit on its behalf and that the facts contained ill the foregoing pleading are true and correct to the best of his/her knowledge, information and belief. He/She further understands that false statements made herein are subject to the penalties of 18 Pa.C.S.., Section 4904, relating to unsworn falsification to authorities. rT.~ .' , , . " r: I,LlioI.',E ~1I0l"t.O eM.. ,. A- C,., "'~",., j,I.llJ'''d C'"l,t eIlU,'G, ~... Yo" l"lQJ "~U1~"."'1ot CAROHOLDER'S AGREE!,\EIH Gene,.11 Terms RETAIL mST~LMEtlT CREOli ,\QREEMENT HOTle! TO fHt SUll": I. ():) rocl ,:~ 11'111 (f..;I\ 'C'"~1'I1 befCt. nl,l nJoJ I ~ lilt (:..1.,", ,1'1' ~l,,,. ,=,u.:. ':;1 'ft 'tll.tlN 10' eem::I,t,;, Iln" "c.:O.,cIU'lllu<<lIt'.,fllT:,r:L tl':'I 01 tr., '"'' tllll' ""r"~.~l :~,I c=~'" ,CUI p.",re:'lnn. 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I j'wl .:J "' ....,..,.....;.../' Q _Irt: JOEL STEINMAN, ESQUIRE Attorney I.D. #62042 MELVYN S MANTZ & ASSOCIATES, P.C. 25 E. State Street Doylestown, PA 18901 (215) 348-5200 ATTORNEY FOR PLAINTIFF MARINE MIDLAND BANK CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff VS. MARY MORTON Defendant NO. 96-322-CIVIL PRAECIPE TO DISCONTINUE WITHOUT PREJUDICE TO THE PROTHONOTARY: Kindly discontinue prejudice upon payment of the above your costs. MEL~ captioned matter without IATES, P.C. ~. ""'''':.\'_ ,9 I ! I , I f I' ">- CO t b:; c .", ::i..- ,- e:.; LU~; 1.\.. (.), ,:- .. " C-, . "- .. "- :-'.:... 'J.. ~ f';'>C' .. ,,-'J ,() CJ' '} :;: , L.:..;! ~_J. , 1-' ;iU {i:'.. L :U.. ,. c :-:i ,"- r.:; U O' U t ~