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THE OHIO CASUALTY INSURANCE
COMPANY,
Plaintiff
vs.
LARRY LEE; LEE ASSOCIATES,
INC., and LARRY LEE d/b/a LEE
ASSOCIATES, INC., MARCELLA
RACK, JAMES LOZANO, RUDY R.
BUCHAN, BILL THOMPSONS
TRANSPORT, HOWARD O. DEAN,
ABF FREIGHT SYSTEMS, STATE
FARM INSURANCE COMPANY,
CONNECTICUT INDEMNITY
COMPANY, ALLSTATE
INSURANCE COMPANY,
Defendants
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IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 96-326 EQUITY TERM
CIVIL ACTION - EQUITY
JURY TRIAL DEMANDED
NOTICE TO DEFEND
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set
forth in the foHowing pages, you must take action within twenty (20) days after this complaint
and Notice are served, by entering a written appearance personally or by an attorney, and filing
in writing with this Court your defenses or objections to the claims set forth against you. You
are warned that if you fail to do so, the case may proceed without you and a jUdgment may be
entered against you by the Court without further notice for any money claimed in the Complaint
or for any other claim or relief requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
HELP.
Court Administrator
4th Floor
Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
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NOTICIA
Le han demando a usted en la corte. Si usted quiere defendrse de estas demandas
expuestas en las paglnas siguientes. usted tiene viente (20) dias de plaza al partir de la fecha de
la demanda y la notificacion. Usted debe presentar una apariencia escrito e en persona 0 por
obogado y archivar en la corte en forma escrita sus defensas 0 sus objectiones alas demandas
en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y
puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio
que es pedido en la peticion de demanda. USTED PUEDE PERDER DINERO 0 SUS
PROPIEDADES 0 OSTROS DERECHOS IMPORTANTES PARA USTED.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEMENTE. SI NO T1ENE
ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO,
VA Y A EN PERSONA OR LLAME POR TELEFONO A LA OFICINA CUY A DIRECCION
SE ENCUENTRA ESCRIT A ABAJO PARA A VERIGUAR DON DE SE PUEDE CONSEGUlR
ASISTENCIA LEGAL.
Court Administrator
4th Floor
Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
THOMAS, THOMAS & HAFER
By: \
D
I. . No. 36510
Brooks R. Foland, Esquire
I.D. No. 70102
305 North Front Street
Sixth Floor
POB 999
Harrisburg, PA 17108-0999
(717) 255-7238
Attorneys for Plaintiff
THE OHIO CASUALTY INSURANCE
COMPANY,
Plaintiff
vs.
LARRY LEE; LEE ASSOCIATES,
INC., and LARRY LEE d/b/a LEE
ASSOCIATES, INC., MARCELLA
RACK, JAMES LOZANO, RUDY R.
BUCHAN, BILL THOMPSONS
TRANSPORT, HOWARD O. DEAN,
ABF FREIGHT SYSTEMS, STATE
FARM INSURANCE COMPANY,
CONNECTICUT INDEMNITY
COMPANY, ALLSTATE
INSURANCE COMPANY,
Defendants
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 96-326 EQUITY TERM
CIVIL ACTION - EQUITY
JURY TRIAL DEMANDED
COMPLAINT
AND NOW comes Plaintiff, The Ohio Casualty Insurance Company. by and through its
attorneys, Thomas. Thomas & Hafer. and files the foHowing Complaint:
1. Plaintiff, The Ohio Casualty Insurance Company. is a business entity licensed to
do business in the Commonwealth of Pennsylvania, and with its principal place of business at
136 North Third Street, Hamilton, Ohio.
2. Defendant, Larry Lee, is an adult individual who resides at 1213 Hillside Drive,
Carlisle, Pennsylvania 17013.
3. Defendant, Lee Associates, Inc.. is a corporation with its principal place of
business at 1 West High Street, Carlisle, Pennsylvania 17013.
4. Defendant, Larry Lee, d/b/a, Lee Associates, Inc., is a corporation with its
principal place of business at 1 West High Street, Carlisle, Pennsylvania 17013.
5. Defendant, Marcella Rack, is an adult individual residing at 1027 Allengrove
Street, Philadelphia, Pennsylvania 19124.
6. Defendant, James Lozano, is an adult individual residing at 813 Conodoguinet
Drive, Camp Hill, Pennsylvania 17011.
7. Defendant, Rudy R. Buchan, is an adult individual residing at 139 Aberdeen
Street, Merlin, Ontario, Nopiwu, Canada.
8. Defendant, Bill Thompson's Transport, is a business entity with its principal place
of business at 26600 Van Born Road, Dearborn Heights, Michigan 48125.
9. Defendant, Howard O. Dean, is an adult individual residing at 1 Pine Lane,
Hummel's Wharf, Pennsylvania 17831
10. Defendant, ABF Freight Systems, is a business entity with its principal place of
business at 341 Remington Road, Springfield, Illinois 62707.
11. Defendant, State Farm Insurance Company, is a business entity with an office
located at 115 Limekiln Road, P.O. Box 257, New Cumberland, Pennsylvania 17070-0257.
12. Defendant, Connecticut Indemnity Company, is a business entity with its principal
place of business at P.O. Box 4310, Hartford, Connecticut 06147.
13. Defendant, Allstate Insurance Company, is a business entity with an office located
at 6345 Flank Drive, Harrisburg, Pennsylvania 17112.
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14. Defendant, Larry Lee d/b/a Lee Associates, Inc., (hereinafter, "Defendant Larry
Lee Associates") purchased a commercial umbrella excess liability policy from Plaintiff to insure
their business from liability pursuant to the terms, conditions and exclusions of said policy.
15. The policy issued by Plaintiff to Defendant Larry Lee Associates was numbered
BXO 50596212. A copy of the umbrella excess liability policy is attached hereto and made a
part hereof as Exhibit "A."
16. On or about January 20, 1994, a vehicle owned by Defendant Larry Lee
Associates and driven by Defendant James Lozano, was allegedly involved in a motor vehicle
accident with Defendant, Marcella Rack.
17. Pursuant to the express terms, conditions and exclusions of the umbrella excess
liability policy, and this Commonwealth's common law, the umbrella excess liability policy
should be rescinded and deemed void ab initio based upon Defendant Larry Lee Associates'
concealment and/or misrepresentations to Plaintiff, which will be described in some detail below.
18. Pursuant to the express terms, conditions and exclusions of the umbrella excess
liability policy, and this Commonwealth's common law, Defendant Larry Lee Associates is not
entitled to coverage and/or a defense to the extent that there is not "underlying insurance" with
regard to the policy at issue.
19. The umbrella excess liability policy issued by Plaintiff to Defendant Larry Lee
Associates provides as follows:
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13. Representations
By accepting this policy, you agree that:
a. The information shown in the declaration is
accurate and complete;
b. The information is based upon representations
you made to us in your application(s) for this
policy;
c. We have issued this policy in reliance upon your
representations; and
d. That this policy is void in any case of fraud by
you relating to it. It is also void if you
intentionally conceal or misrepresent any material
facts concerning this policy in your application for
this policy or otherwise.
See Exhibit "A," Endorsement CG 8028 10 88.
20. The umbreIla excess liability policy issued by Plaintiff to Defendant Larry Lee
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Associates also provides as follows:
A. Cancellation
. . . .
This policy may . . . be canceled from inception
upon discovery that the policy was obtained through
fraudulent statements, omissions or concealment of
facts material to the acceptance of the risk or to the
hazard assumed by us.
See Exhibit "A," Endorsement CG 81 7501 89.
21. The umbreIla excess liability policy issued by Plaintiff to Defendant Larry Lee
Associates is void ab initio based upon Defendant Larry Lee Associates' fraudulent statements
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and/or omissions, intentional concealment or misrepresentation of material facts in the
application for the umbrella excess liability policy including, but not limited to, fraudulent
statements and/or omissions, intentional concealment or misrepresentations concerning the
ownership of automobiles by Defendant Larry Lee Associates.
22. The clear and unambiguous terms and conditions of the umbrella excess liability
policy issued to Defendant Larry Lee Associates by Plaintiff provides that the policy is void ab
initio in any case of fraud by Defendant Larry Lee Associates or by Defendant Larry Lee
Associates' intentional concealing or misrepresenting material facts concerning the policy, either
in the application for the policy itself or otherwise.
23. Defendant Larry Lee Associates intentionally concealed, misrepresented and/or
fraudulently misrepresented material facts, including, but not limited to, the ownership of
vehicles.
24. Specifically, Defendant Larry Lee Associates represented to Plaintiff that
Defendant Larry Lee Associates was not the owner of any vehicles to be insured under the
umbrella excess liability policy and/or omitted or concealed said facts.
25. This representation and/or omission or concealment to Plaintiff concerning the
lack of ownership of vehicles was false.
26. Defendant Larry Lee Associates knew that the representations were false and/or
made them in bad faith.
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27. The facts intentionally concealed, misrepresented or fraudulently misrepresented
were material to the risk being insured.
28. Had Plaintiff known about the information that Defendant Larry Lee Associates
concealed, misrepresented or fraudulently misrepresented, Plaintiff would have demanded a
higher premium from Plaintiff or said knowledge would have effected Plaintiffs ability to
evaluate the degree of the risk, or would have resulted in Plaintiff not having insured the risk
in the first instance.
29. Based upon the concealment, misrepresentation and/or fraudulent
misrepresentation by Defendant Larry Lee Associates, the umbreIla excess liability policy issued
by Plaintiff to Defendant Larry Lee Associates is void ab initio pursuant to the terms and
conditions of the policy and pursuant to the common law.
30. The recision is effective as to Defendant Larry Lee Associates, its employees, and
any and all third persons that may make a claim against or has made a claim against the
umbrella excess liability policy at issue.
31. Notwithstanding the above, Defendant Larry Lee Associates is not entitled to
coverage and/or a defense under the umbrella excess liability policy because there exists no
"underlying insurance," as that term is defined by the policy.
32. Plaintiff requests this Honorable Court to rescind the policy from the date of
inception.
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WHEREFORE, Plaintiff, The Ohio Casualty Insurance Company, respectfully requests
this Honorable Court to enter an order rescinding the policy effective its date of inception.
Plaintiff also requests, in the alternative, that this Court enter an order holding that Plaintiff is
not liable to indemnify and/or defend Defendant Larry Lee Associates in the underlying matter.
Respectfully submitted,
THOMAS, THOMAS & HAFER
Date:~ ~1.t(,
By:~ ~~
D~s u:" Ma;;lIo, Esq~ire
ufo No. 36510
Brooks R. Foland, Esquire
I.D. No. 70102
305 North Front Street
Sixth Floor
POB 999
Harrisburg, PA 17108-0999
(717) 255-7238
Attorneys for Plaintiff
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02/23/96 ~5129 OHIO CA5UAl~v ClA:MS ~ ~~~ 23~ ~~05
717 237 710:1
FEB-2:S-~996 "9150 FROM ~5.T>O'1ASLliAI'ER TO
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VII'1IrnCATlON
[, WUIIam lohaDscn, have md the forwsoillg COlllp~ alllS IwIby aftInn * It II tMl
aDd correct to lbe best or my penollll knowledge, lnfODD&tion aDd beu,r, This VerirblioD aDd
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staUllllCllt Is made subject 10 the penaltil' of 18 PI.C.S. G 4904 relatlng 10 IIIISWom f~
to luthorftles; I Verify tbat all the ItatelDenu UIade In the forqolng 1l'lI1nIe IlIId corm:c and dill
falso ltatcmcms may subject mo to the penalties of 18 Pa,C.S. i 4904.
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:r~ ~o C8sIRll)' lDsurance Company
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~@ Th e 0 hi L Cas u a I ty G ra U JJ of Insurance Companies
BRANCH OFFICE; OM' Poth Wood, Offlc. Port<. 2OCO Ltnglll,own Ro.d. SullI300. H'_'ll. PA 17110. T".phone: 717/657.9641,
r,olJ(; 717/657.1947. M.lllng Add...., P,O, Bo. 5991. H.rrllou'll. PA 17112
May 22, 1995
JOSEPH p, JDYCE. CPCU, Sflnth M.n.glf
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Joseph P. Joyce, CPCU,being first duly sworn, says that he
is Branch Manager of Ohio Casualty Insurance Company or
the City or Harrisburg, State of PennsYlvania, and that
he ~as full authority to act on beha~r of Ohio Casualty
.
Insurance Company, Joseph p, Joyce,:CPCU says that he
has caused to be prepared an eract duplicate of policy
number BXO (94) 50596212 issued by said Company in favor
of Larry Lee D/B/A Lee Associates, Inc, for the period
02-14-93 to 02-14-94 and that said copy of said number
BXO (94) 50596212 is hereto attached,
tl,llf
JOSfph p, oyce CPCU
STATE OF PENNSYLVANIA
COUNTY OF DAUPHIN
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On this 22nd day of May A,D" 1995, personally appeared
.
before me the above Joseph P. Joyce, CPCU, personally
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known to me to be the same person described in and who
executed the foregoing instrument, who after being first
duly sworn, acknowledged to me that he executed the same,
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NOTARIAL SEAL
JOSEPH J, MIHALlCH ii, Nc:ar/ P~blic
SusatreMnna Two. Dauc~in Courty
t!.y COI!'.miss'c~ Exp;res A~g 16.1997
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The Ohio c.suihy Insurance ComPinv 4 We1t AmenCln Insurance CQm~ny .. Americ.an Fire & C'lualry ComPlny
The Ohio Life Insurance Company. Ohio Security Insurance Company.. OeaseD Budsel. Inc.
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'lQ)[E;Ln\~ BlO ~) 50 59 62 12
The Ohio Casualty Insurance Company
QII_lNod s-. -. Ohlo_
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COMA'" DATI NECElVEIl INS'ICTION NEQ.
IIAT!t "'OM,
COMMERCIAL UMBRElL
POUCY DECLARAnON
NAMED INSU
AGENT'S NAMEI. MAlUNG ADDRESS 37 04 5557
IIUler Ins. Assoc.. IIlc.
lac. S Broabloocf Aft.
Clrllsle. PA 17013
(717) 243--4400
PREVIOUS POUCY N
INSURED'S BUSINESS
- Lj ID Irt'l:Ol A.M.IlIIldIrd1*n..t~ ---u-n1baYl.
ID 1Il1he1lmll 01111II pajIcy. ... wiIh 'IOU ID IlllMdIIIle iNlnnco U IINd In 11111 pa/jcy.
LuTy Lee
D/B/A Lee Associates.
I' .0. Box 808
CarUsle. PA 17013
INSURED IS on
POUCY PERIOD: ThlI pa/jcy .In force trum
In mum farllle IlIYII1Int 0I1he llIWI1ium, IIld
Umlts of Insurance
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Policy ~greglt8 Umit..... ..... ..... .......... .... .........oo........ ....... .... ..... .... ......... .
Selt In~u.d Rmntlon leach Occumlnce orOffelll8 not . .
covered by Underfyfng Insurance!....... ......................0.................... ....... ........ ... ....... .
1..000.000
10.000
Und n Insulllnce. See Schedule Attached
PnIm/um Computation:
Esllmlltlld
Flat CIIa'I'ge
Rate per
TlllIIl Adwnce P",mlum
$600. ....-
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Minimum ~remfum:$, 100_ "', _': .. . ,._..... ".. ". , ,. :. .~, . , .'
In ,~ellW!1t otcancelletf~~.by ~e.flrst Nemed Insu~~ ~~ Company~lr~fn!1~I~,~n,!: 100..;' .
"',' M/nmumPremiullT.. ""."." . ,',., ,., .,' ",.! '. ',... '...,
;" ".: ast!1e
Fonna 100 endollllmentllltDlched tOth/a policy at time of Issue:
Cli 80 07 11 92 ""
CS 80 Z8 10 88'"
CS 81 55 D6 89 ....
CS 82 35 0787v
C& 82 49 07 87 '"
CS Sf 75 01 S9 '"
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laue Om ~-o7-93lw1IAt
Harrfsbara Branch Office
By
Authorized ReplllSllntatlve
CG 80 06 10 118
BRANCH OFFICE COPY
oc::o.a
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NAME OF COMPANY
III\.. '-'llIU \...c1::lUdllY urOUOofJnSuran~ecompanres'
0110 Casv~.-1 1As. Co. POUI.:.:'o..1IIO (M) 50 59 62 12
D/IIA Lee Associates. IIIc.. ,,?.-.'
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HAMED IH'UR~'
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'COMMERCIAL UMBRELlA
'''.., . SCHEDULE OF "
UNDERcnNalNsuRANCE
'JYp. of Pallcy
App~ClIII. ~m~or~ount of 1~llInc.
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Clrri.r. Pallcy Numll.r and Period
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Cammircll! GIn.IlI' UlIlIlIty
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Indudlng: ~.: - ..",
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anel E'mplayers: UlIllIIty
,:'... BadilY.lnjurybykcident
Bodily Injury by Disuse
Bacfdy Injury by D...
CovetIg.Il.Cmplayers':CialliIity'<:'" .:,'"
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An "X" mlrMd in a G indicatu those caveragesa.re plllVideCtln it,'e.Undetfying Palicies ulisted;
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BRANCH OFFICE COpy
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POUCY NUMBER:
THIS ENDORSEMENT CHANGES THE POWCY. PLEASE READ IT CAREFULLY,
COMMERCIAL UMBRELLA EXCESS UABIUTY
PENNSYLVANIA CHANGES
ThIs endorsement modnles Insurance provided under thelollowlng:
COMMERCIAL UMBRELlA EXCESS UABIUTY POUCY
A. The CANCELlATION Policy CondUlon Is replaced
by the tollowlng:
CANCELLATION
1. The IIrst Named Insured shown In the Declara.
tlons may cancel this policy by writing or gMng
notice 01 cancellation,
2. CANCELlATION OF POUCIES IN EFFECT FOR
LESS THAN 60 DAYS
We may cancel this pOlicy by mailing or deliver-
Ing 10 the IIrst Named Insured written notice 01
cancellation at least 30 days belore Ihe effective
date of cancellation,
3, CANCELlATION OF POUCIES IN EFFECT FOR
60 DAYS OR MORE
" this policy has been In effect lor 60 days or
more or n Ihls policy Is a renewal 01 a policy we
faaued, we may cancel this policy only lor one or
more of thelollowlng reasons:
a, You have made a material misrepresentation
whIch affects the insurablflly 01 the risk.
Notice 01 cancellation will be mailed or
delivered at least 15 days belore the effective
date 01 cancellation,
b, You have failed to pay a premium when due.
whether the premium Is payable directly to us
or our agents or Indirectly under a premium
llnance plan or eXlensllM 01 credit. Notice 01
cancellation will be mailed al least 15 days
belore the effective date 01 cancellation,
c, A condlllon, lactor or loss experience
material to Insurability has changed substan-
tially or a substantial condUlon. factor or loss
experience material to Insurability has be-
come known during the policy period. Notice
01 cancellation will be mailed or delivered at
least 60 days before the e!Ial:tIve date 01 can-
cellatIon.
CG 81 75 01 89
d, Loss of reinsurance or a substanllaJ decrease
in reinsurance has occurred, which loss or
decrease, at the time of cancellallon, shall be
certified 10 the Insurance Commissioner as
directly affecting in.lorce policies, Notice 01
cancellation will be mailed or delivered at
least 60 days before the effective date of can-
cellallon.
e. Material failure 10 comply with policy terms,
conditions or contractual duties, Notice of
cancellation will be mailed or delivered at
leasl60 days belore the effective date 01 can.
cellation,
f, Other reasons that the Insurance Commis-
sioner may approve. Notice of cancellation
will be mailed or delivered al least 60 days
before the effective date 01 cancellation.
This policy may also be cancelled from Inception
upon discovery that the policy was obtaIned
through fraudulent statements, omfaalons or con-
cealment 01 facts malerlal to the acceptance ollhe
risk or to Ihe hazard assumed by us.
4, We will mall or deliver our nOllce to Ihe IIrsl
Named Insured's lasl mailing address known to
us, Notice 01 cancellation will state the specific
reasons tor cancellation.
5, Notice 01 cancellation will Slate Ihe effective date
01 cancellation. The policy period will end on
that date,
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6. " this policy Is cancelled, we will send the IIrst
Named Insured any premium refund due. "we
cancel, the refund will be pro rata and will be
retumed wUhln 10 business days aller the effec-
tive date 01 cancellallon. "the first Named In-
sured cancels, the relund may be less lhan pro
rata and will be retumed within 30 days aller the
effective date 01 cancellatIon, The cancellation
will be effective even It we have not made or of.
lered a refund,
IncJudes Copyrighted Matlrial Of Insurance Services OffiCI, Inc. with its permiSSion.
Copyright, Insurance SeNie.. OtIieo, Ine" 1986
Copyright, ISO Commerciol Risk Services, Ine" 1986
Page 1 012
, 7.11 notice Is melled, It will be by 1~lllstered or first
class mall, Proof of mailing will be sufficient
proof 01 notice,
8, The WHEN WE tlO NOT RENEW policy condition
Is rep/aced by the following:
1, NONRENEWAL
If we decide nolto renew this policy, we will mell
or deliver written notice of nonrenewal, stating
the speclflc reasons for nonrenewal, to the Flrsl
Named Insured at least 60 days before the ex-
plratlon date of the policy.
The following are added and supersede any
provlsJons to the contrary:
C, INCREASE OF PREMIUM
If we Increase your ranewal premium, we will mell
or deliver to the first Named Insured:
I, Wrlllen notice 01 our Inlent to Increase the
premium alleast 60 days before tha effective
date 01 the premium Increase; and
b, An eallmete 01 the Increase atleasl 30 days
before the effecllve date of premium In.
crease.
Any rlollce of nonrenewal or ranewal premium In-
crease will be melled or delivered to the first
Named Insured's last known addrass, If notice Is
mailed, It will be by registered or first class mell.
Proof 01 melllng will be sulflclent proof of notice,
D, Policy Condllfon 20 Is replaced by the following:
20. Your Right to Claim and Occurrence Informa-
tion
If we cancel or elect not to renew this policy, and
the first Named Insured has made a wrlllen request
for loss Information within len days of the first
Named Insured's receipt of our mldtenn cancella-
tion or nonrenewal notice, we shall, within :10 days
from the date 01 receipt of this wrillen requesl,
provide the first Named Insured the following loss
Informallon:
CG81750189
I, Information 010 closed claims, Including date
and description of occurrence, and amount
01 payments, If any:
b. Information on open claims, Including cate
and description of occurrence, amount of
payment, If any, and amount of reserves, If
any;
c, Information 13r notices 01 occurrence, Includ.
Ing dall and description 01 occurrence and
amount of reserves, If any.
We shall provide loss InformatJon to the first Named
Insured for atleaslthree years or the period 01 time
during which we have provided coverage 10 the
first Named.lnsured, whichever Is less.
Amounts reserved are based on our Judgment.
They are subject to change and should not be,
regarded as ultlmete settlement values.
We compile "claim" and 'occurrence" Information
for our own business purposes and exercise
reasonable care In doing so, In providing this Infor-
metlon 10 the first Named Insured, we make no rep-
resentations or warranties to Insureds. Insurera, or
others to whom this Information Is fumlshed by or
on behalf of any Insured. CancellalJon or non-
renewal will be effectJve even If we Inadvertently
provide Inaccurate Information.
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Indud'" Copyrighted Meten" Of Inlu,anCl Servlcel Office, Inc, with 110 permluJon, Page 2 of 2
Copyright, Inlu,anc. Servicel Offic" Inc" IIl88
Copyright. ISO CommercIII Rilk Servicel,InC" 11188
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COMMERCIAL UMBRELLA LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY,
EXCLUSION - EMPLOYERS LIABILITY FORM A
This endollement modlfleft InsulBnce provided under the following:
COMMERCIAL UMBRELLA LIABILITY POLICY
Thlslnsullnce does not epply to "bodily Injury" to:
1. An emplovee of the Insured erlslng out of and In the course of employmenl by the insured:
2. The Ipouse, child, parent, brother or sliter of thel emplovee alLi consequence of 1. above.
This exclullon applies: .-
1, Whether the Insured may be IIsble .. a,n emplover or In any other capacity; and
2. To sny obllgstion to shere damages w~h or repsy someone else who mult pay damagea bacause of the Injury.
Thll exclusion does not apply to liability assumed by the Insured under an "Insured conllBct."
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CG81550689
Indud_ CODYnQhtlCl ""llnII of lnaurancl StMc. OffICI. with tta Ptrmillion.
Copyright. lnauttnc. S'M:II otf'lC" Inc.. t9Iot
OC~
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POLICY NUMBER:
COMMERCIAL UMBl'liOLLA EXCESS LIABILITY
,;
THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY,
DAMAGE TO LEASED PREMISES EXCLUSION
Coverage A dOli not Ipply to Injury or dllltructlon of 1111 property lellld to In Inlulld.
:.
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G82350787
O=-ZlI
(
.@ POLICY NUMBER:
THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY,
COMMERCIAL UMBRELLA EXCESS LIABILITY
AUTOMOBILE LIABILITY EXCLUSION
This policy does not applv 10 Ihe ownership, malnlenance, operation or use of an "aulo" while awav from pramises owned
bV, renled 10, or conlrolled bV an Insured, Use Includes "loading or unloading."
This exclusion does nOI app1v 10 a "claim" for which insurance Is afforded bV "underlving insurance."
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CG B2 49 07 B7
QCO.ZlI
@
COMMERCIAL UMBRELLA EXCESS LIABILITY POLICY
OCCURRENCE BASIS
QUICK REFERENCE
READ YOUR POLICY CAREFULLY
DECLARATIONS PAGES
Named Insured and Mailing Address
Policy Period
Delcrlptlon of Business and location
Coveregeland Limits of Insurance
Schedule of Underlying Insurance
SECTION I . COVERAGES
Inluring Agreeme".t ..,...,........... I "' 1
Beginning on Page
Coverage A .
Bodily Injury
and Property
Damage Liability
Coverage B .
Peraonaland
Advenislng
Injury Liability
SECTION II . DEFENSE AND SUPPLEMENTARY PAYMENTS, . .. .. . .. .. .. . .... 6
SECTION III- WHO IS AN INSURED........,.......... ........... .... ..".7
SECTION IV - LIMIT OF INSURANCE . . . . . . . .. . .. . . . .. . . . .. . .. .. . . . .. . .. . ... B
SECTION V. COMMERCIAl EXCESS POLICY CONDITIONS
Appeals .,.",.....,..............................................., B
Bankruptcy ..,...................................................... B
Cancellation "....,.....,...................................,.....,. B
Changes ........................................................... 9
Duties In The Event of Occurrence, Claim or Suit ......................... 9
Examination of Your Books and Records . . , .. . . . .. . . .. .. . .. .. .. .. . . .. .., 9
Inspections and Surveys ................. . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 9
Legal Action Against Us , , . .. . .. . . . . .. . . . .. . . . . , . . . .. .. .. .. . .. . .. .. .. 10
Maintenance of Underlying Insurance ",............................... 10
Other Insurance ,................................................... 10
Premium Audit.".........,...........,....,.........,.,.......,... 10
Premiums ,.,....,...,...,.......................................... 11
Representations .................................................... 11
Separation of Insureds . . . .. . . . . . . . . . . .. . . . . .. .. .. . .. . . .. .. . .. .. .. . . .. 11
Sole Agent,....................................................... 11
Transfer of Rlghta of Recovery Agelnst Othera To Us ............,........ 11
Transfer of Your Rights and Duties under this Policy . . . . . . . . . . . . . . . . . . . . ,. 11
When We 00 Not Renew. .. . ... . ..... .. .. . . . . .. . .. .. . .... .., ..... ... 11
When We Intend To Pay A Loss . . . .. . .. . .. .. . . .. . . .. . , . .. , . . .. .. . .. ... 11
Your Right to Claim end OcculTllnce Information......................... 11
SECTION VI . DEFINITIONS .............................................. 12
ENDORSEMENTS lif any)
Exclusions ............................. 2
Insuring Agreement..................". 5
exclusions,........,....,.,.......,.... 6
lncludll copyrighted mlllNiI of Inlurance Services OffiCI, with ltl permillion.
Copyright. Insunlnce Services OHic.. Inc.. 1982. 1984
CG 802810 as
COMMERCIAL UMBRELLA
EXCESS LIABILITY POLICY
OCCURRENCE BASIS
Various provisions In this policy restrict coverege. Read the
entire policy carefully to determine rights. duties end what
Is and is not covered,
Throughout this policy the words "you" and "your" refer
to the Named Insured shown In the Declarations. The
words "we," "us" and "our"refer to the Company provid-
Ing thil;.insuranca,
The word "insurad" maans any pelllon or organization
qualifying as such under SECTION III - WHO IS AN
INSURED,
Other words and phrases that appear in quotation marks
have special meaning, Refer to SECTION VI - DEFI-
NITIONS,
SECTION I - INSURING AGREEMENTS
COVERAGE A . BODILY INJURY AND
PROPERTY DAMAGE LIABiliTY
1. Insuring Agreement
We will pay on behalf of thalnsured for "ultimate net
loss" In excess of the "retained limit" caused by "bodi-
ly Injury" or "property damage" to which this Insur.
ance epplies, No other obligation or liability to
indemnify or perform acts or services Is covered un.
less explicitly provided for under SECTION II _
DEFENSE AND SUPPLEMENTARY PAYMENTS _
COVERAGES A and B,
This insurance epplies to "bodily Injury" or "property
damage" If:
e. The "bodily injury" or "property damage" was
caused by an "occurrence";
b, The "occurrence"took place in the "coverage ter-
ritory"; and
c. The "bodily Injury" or "property damage" oc-
curred during tha policy period of this policy.
CG B02B 1088
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d. The "bodily Injury" or "property damage"la co.
vared by "underlying Insurance" as Ihown In the
"underlying Insurance".
e. The "bodily Injury" or "proparty damage"ls co-
vared by this policy but Is not covered by "under.
lying Inlurence" or any other "underlying
Insurance" available to the Insured.
It Is agreed that:
e. Damages because of "bodily Injury" Include
damages claimed by a pelllon or organization for
care, loss of services or death resulting at any time
from the "bodily Injury,"
b. "Property damage"that Is loss of use of tangible
property that Is not physically Injured shall be
deemed to occur at the time of the "occurrence"
that caused It,
We have the right to defend any "claim" or "suit"
against the Insured seeking damages for "bodily Inju-
ry" or "property damage"to which this Insurance ep-
plies; but:
e, The amount we will pay for "ultimate net loss" Is
limited as described In SECTION IV - LIMIT OF IN-
SURANCE;
'"
,)
b. Al our discretion. we may Investigate any "occur-
rence" and senle a "claim" or a "suit" that may
result;
c. We have a duty to defend all "claims" or "suits"
not covered by the "underlying insurance" shown
In the Schedule of Underlying Insurance; and
d, We aiso have the duty to defend such "claims" or
"suits" If the applicable limit of the "undarfylng In-
surance" Is used up; but
e. Both our right and duty to dafend any axlstlng or
future "suits" end when we have used up the ap-
plicable Limit of Insurance In IndlllllllflQllon gf
judgements or selllements under Coverages A or
B.
)
Page 1 of 15
2. Exclullonl Thll exclullon dOBl not apply to liability allumed
by the Inlured In an "Inlured contract:'
This Insurance .:loes not epplv to:
e. (11 "Bodily Injury" or "property damaga" caused
a. "Bodily Injury" or "property damage" either ex. by the actual, alleged or thraatenad d's-
pected or Intended by an Insured, This exclusion charge, dlspersel, release or escape of pol.
does not apply to "bodily Injury" resulting from lutants:
the use of reasonable force to protect parsons or
proparty, (al That are, or that ara contained In, eny
property that Is:
b. "Bodily Injury" or "property damage" for which
the Insured Is obllgeted to pay damages due to the III Being moved from the place where
asaumptlon of liability In a contract or agreement. such property or pollutants era ec-
This exclusion does not apply to liability for capted by the Insured for movement
damages: Into or onto an "auto":
- 111 Assumed In an "Insurad contract"; or .- (Ill Being transponed or towed by an
"Iuto";
121 That the Insurad would have In the absence
of the contract or agraement. 11111 Otherwise In tha course of transit;
c. liability Imposed on the Insured or the Insured's IIvl Being stored, disposed of, traated or
Insurer under the following laws: processed In or upon an "auto": or
111 Employees' Retirement Income Security Act (vI Being moved from an "auto" to the
IE.R.I.S,A.1 of 1974 as now or hereafter place where such proparty or pollu-
smended; or tente ara finally dellverad, disposed
of or abandoned by the Insured;
121 An uninsured motorists, underinsured
motorists, or automobile no-fault or first party (bl At or from premises you own, rant or
bodily Injury or property damage law; or occupy;
-J 131 A workera' compensation, unemployment (cl At orfrom a site or location used by or for
..', compensation, or disability benefits law, or a you or others for tha handling, storage,
similar law, disposal, procasslng or traatmant of
WIIste;
d. "Bodily injury" to:
Idl At or from a slta or location on which you
111 An offlcar, director, or employee of the in. or contractors or subcontractora working
sured who is Injured by another officer, dirac- directly or Indlractly on your behalf are
tor or employee of the same Insured in the performing operations:
course of such employment; or
III To test for, monitor, clean up, re-
121 An officer, director, or employee of the In- move. contain, treat, datoxify or
sured, or an applicant for employment by the nautrallze the pollutants; or
Insured, caused by employment practlcas of
the Insured. Employment practices Include 1111 If the pollutants are brought on or to
wrongful dismissal or wrongful termination of the slla In connection with such
an officer, director or employee. operations; or
(31 The spouse, child, parent, brother or sister of (al Which are at any time transponed, han-
that officer, director, employee or applicant died, stored, trealed, disposed of, or
for employment as a consequence of 111 or 121 processed as waste by or for you or a per-
above. son or organization for whom you may be
legally responsible.
This exclusion applies:
(21 All loss. cost or expense arising out of a
111 Whether the insured mav be liable as an em. governmental direction or request that you
ployer or in another capacity; and test for, monitor, clean up, remove, contain.
) treat, detoxify or neutralize pollutants,
121 To a duty to share damages with or repay
someone else who must pay damages be-
cause of such "bodilv injury."
CGB02B 1088 Page 2 of 15
Pol/utanta maana aI/ lol/d, liquid, galaoul or ther. 131 Liability allumud In an "Inlured contract" for
mallrrilanll or contamlnanla, Pol/utantl include the ownership. maintenance or ule of "elr-
smoke, vapor, Ion I. fumel. ecidl, elkelis. cheml. craft" or "watercraft,"
cals and waste, Waite includas materials to be
recycled, reconditioned or reclaimed, g. "Bodily Injury" or "property damage" due to the ))
use of "mobile eQulpment"ln, or while In practice
Paragraphs l111allivland I1l1bl through l111e) do or preparation for, e prearranged racing, Ipeed or
not apply to pol/utants which escape or are dls. demolition contest or In a Itunting activity.
charged from an "auto" pan if:
h, LIability allumed In an "Inlured Contract" for
III The "euto" pan WlI designed by Its manufac- "bodily Injury" or "property damage" due to war,
turer to hold, slore, receive or dispose of such whether or not declared, or en act or condition In-
pol/utants; and cldent to war, War Includes civil war, Insurl1lctlon,
rebellion, revolutIon, or acts of terrorism,
/21 The pol/utants are from fuels, lubricants,
fluids, exhaust gasea or othar Iika pollutants; I. "Property d_amage" to:
and
- 111 Property you own. rent or occupy;
131 The pol/utants are needed for or are due to the
normal electrlcel, hydraulic or mechanical /21 PremIses you lell, give eway or abandon, If
functIoning of the Insured "auto" or Its pans, the "property damage" arises out of any pan
of those premises;
Paragraphs l111b) through (1)(el do not apply to
pollutants which are not In or upon an "auto" If: /31 Property loaned to you;
m The pol/utants or property In which the pol. 141 Personal property in your care, custody or
lutanlS ara contained al1l upset, ovenurned or control;
damaged as a result of the maintenance or
use of an "auto"; 161 That panlcular pan of real property on which
you or a contractor or subcontractor working
121 The discharge, dispersal, release or escape of dll1lctly or indIrectly for you are performing
the pollutants Is caused directly by such up. operations, If the "property damage"ls due ~
set, ovenurn or damage; and to those operations; or
/31 The "bodily Injury" or "property damage"ls 161 That panlcular pan of property that must be
not otherwise excluded under paragraph restored, repaired or replaced because "your
l111a) of this exclusion. work" was Incorrectly performed on It.
Paragraphs 11I1b) and l111dlllll of this exclusion do Paragraph (2) of Ihls exclusion does not apply If
not apply to "bodily Infury" or "property damage" the premises are "your work" and were never DC-
caused by heat. smoke or fumes from a hostile cupled. rented or held for rental by you.
lire, Hostile lire means a fire which becomes un-
controllable or breaks out from where It was In. Paragraphs (3). /41, 151and (6) olthls exclusIon do
tended to be, not apply to liability assumed In a sidetrack
agreement.
f. "Bodily Injury" or "property damage" due to the
ownershIp, melntenance, use or entrustment to Paragraph (6) of this exclusion does nOlapply to
others of an "aircraft" or "watercraft" owned or "property damage" Included In the "producta-
operated by or rented or loaned to en insured. Use completed operations hazard:'
Includes operation and "loading or unloading:'
J. "Property damage" to "your product" caused by
ThIs exclusion does not apply to: It or a pan of It.
m "Wetercraft" while ashore on premises you k. "Property damage"lo "your work" caused by It
own or rent; or II IlB" of It and Included In the "producta-
completed operations hazard."
/21 "Watercraft" you do not own that are:
This exclusion does not apply if the damaged
lal Less than 26 feet long; and work or the work which causes the damage was
performed for you by a subcontractor. )
Ibl Not being used to carry persons or
property for a charge,
CG 80 281088 Page 3 of 15
,._--'1
I, "Property demege" to "Impelred property" or 131 Resulting from the "hazerdous propenles" of
property that has not been physically injured "nuclear material," If:
caused by:
lal The "nuclear materiel":
, 111 A defect, deficiency. Inadequacy or danger.
ous condition In "your product" or "your III Is at any "nuclear faclli1y" owned by.
work"; or or operated by or on behalf of, an In.
lured; or
(21 A delay or failure by you or anyone acting for
you to perform a contract or agreement In ec- UII Hal been discharged or dispersed
cordence with Its terms. therefrom;
This exclusion does not epply to the loss of use of Ibl The "nuclear materiel" Is contained In
other property due to sudden end eccidental "spenl fuel" or "weste" at any time pos-
physlcellnJury to "your product" or "your work" seased, hendled, used, proceased,
aher It has been put 10 Its Intended use, stored, lransported or disposed of by or
- on behalf of an Insured; or
m. Damages claimed for all loss, cost or expense In-
curred by you or others for the loss of use, with- (el Tha "bodily Injury" or "property
drawal, recall, Inspection, repair, replacement, damege" erises out of Ihe fumlshlng by
adjustment, removal or disposal of: an Insured of services, materials, perts or
equipment In connection with the plan-
111 "Your product"; nlng, construction, malntenence, oper-
ation or use of any "nuclaar facility:' but ,
;.
121 "Your work"; or If such facility Islocatad within tha Unit-
ed Stalas of Amarlca, lIS tarrltories or
131 "Impaired property"; posaasslons or Canada, this subpara-
graph 131 appllas only to "property
If such product, work or property Is withdrawn or damsge" to such "nuclear facility" and
recallad from Ihe market or from use by a person any property thereat.
or organlzallon due to a known or suspected
dafect, deficiency, inadequecy or dengerous con- As used In this exclusion n.:
) ditlon in It.
111 "Hazardous propertles"lnclude radloective,
n. "Bodily Injury" or "property demege": toxic or explosive propartles;
111 With respect to which an Insured under this (21 "Nuclear material" means "source material,"
policy is also an Insured under a nuclear ener- "special nuclear material" or "by-product
gy liability policy Issued bV Nuclear Energy material":
Liability Insurance Association, Mutual
Atomic Energy liability underwriters, Nuclear (31 "Source material," "special nuclear material"
Insurance Association of Canada or any of and "by-product material" have the meening
their successors, or would be an insured un- given them In the Atomic Energy Act of 1954
der any such policy but for its terminetion or In eny law emendatory thenlOf;
upon exhaustion of its limit of liability: or
(41 "Spent fuel" means any fuel element or fuel
(21 Reaulting from the hazardous properties of component, solid or liquid, which has been
nuclear material and with respect to which: used or exposed 10 radiation In a "nucles,
reactor":
lal Any person or orgenizatlon is required to
maintain financial protection pursuant to (61 "Waste" means eny weste meterlal:
the Atomic Energy Act of 1954, or any
law emendatory thereof; or lal Conteinlng "by-product materiel" other
than the tallings or welles produced by
Ib) The inaul'ed is, or had this policy not been the extraction or concentration of uranl-
Issued would be, entitled to indemnity um or thorium from eny ore processed
from the United States of Amerlce, or primarily for Its "source matarlal con-
any agancy thereof, undar any agree- tent": and
ment entered into by the United Stetas of
) America, or any agency thereof, with any
person or org.nization.
CG 80281088
Page 4 of 15
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fbl Resulting from the operation by any per-
Ion of organization of any "nuclear facil-
Ity" Included un,1ar the first two
paragraphs of the dafinition of "nuclear
facility,"
(6) "Nuclear facility" means:
fa) Any "nuclear reactor";
fbl Any equipment or device designed or
uled for:
III Separating the isotopes of uranium
or plulonium;
111I Processing or utilizing "spent fuel";
or
1/11I Handling, processing or packaging
"walts";
/cl Any equipment Or device used for the
processing, fabricating or alloying of
"special nuclear material" If at any time
Ihe total amount of such material In the
custody of the Insured at the premises
where such equipment or device Is locat-
ed consists of or COntains more than 25
grams of plutonium or uranium 233 or
any combination thereof, or more than
250 grams of uranium 235;
Idl Any structure, basin, excavation,
premises or place prepared or used for
the storage or disposal of "waste";
And Includes the site on which any of the
foregOing is located, all operations conduct-
ed on such site and all premises used for such
operations;
/71 "Nuclear reactor" means any apparatus
deSigned or used to Sustain nuclear fission In
a self.lupponing chain reaction or to contain
a critical mass of fissionable material;
/81 "Property damage"lncludes all forms of radl.
oactive contamination of property,
o. "Bodily Injury" for which an Insured may be held
liable by realon of:
111 Causing or contributing to the Intoxication of
e person;
(2) The furnishing of alcoholic beverages to a
person who is under:
/a) The legal drinking age; or
/bl The influence of alcohol: or
:G802810aa
. . ~_....__._- ..
131 A statute, ordinance or regula lion relating to
the sale, gih, distribution or ule of alcoholic
beverages,
This exclusion applias only If yOU are In the
buslnass of manufacturing, distributing, lell.
Ing. sarving or furnishing alcoholic beveragas,
p. "Bodily Injury" due 10 the rendering of or failure
to render a professional servlca.
q. Oamaga by fire to premiles rented to you.
r, A duty to pay expenses undar any madlcal pay.
mants covarage,
.. A duty to reUnburse an Insurer as required by:
/1 1 The terms of the Endorsement For Motor Car.
rler Policies of Insurance For Public Llabl/lty
Under Sections 29 and 30 of Ihe Motor Car-
rier ACI of 1980; or
121 The terms of a similar endorsement required
by stete or federal law,
COVERAGE B - PERSONAL AND ADVER.
TISING INJURY LIABILITY
1. Inlurlng Agreement
a. We will pay on behalf of the insured for "ultimate
net loss" In excess of Ihe "retained limit" due to
"personal Injury" or "advenising Injury" to which
this Insurance applies. No other obligation or lIa-
bl/lty to Indemnify or perform acts or services Is
covered unless explicitly provided for under SEC-
TION /I - DEFENSE AND SUPPLEMENTARY
PAYMENTS - COVERAGES A and B, We will have
the right 10 defend snd "claim" or "suit" seeking
damages for "personal Injury" or "advenislng in-
jury" 10 which this Insurance applies, but:
111 The amount we wll/ Indemnify for "ultimate
natloss"ls limited as describad in SECTION
IV - LIMIT OF INSURANCE;
121 At Our discretion, wa may investigata and set-
tle 8 "clalm" or a "suh";
131 We have a duty 10 dafend "claims" or "suits"
not covared by the "underlying Insurance"
shown In the Schedule of Underlying Insur-
ance; and
141 We also have the duty to defend such
"claims" or "suits" If the applicable limit of
the "underlying Insurance" Is used up; but
(5) Both Our right and duty to defend existing or
future "suits" end when wa have used up the
applicable Limit of Insurance In Indemnifica-
tion of judgments Or senlements under
Coverages A or B,
Page 5 of 15
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b. This Insurance applies to "personal Injury" only II 11l Breach of contrect, other than mlsapproprl-
caused by en "oHense" commlned: atlon of advertlllng Ideas undar an Implied
contract;
11l In the "cuverage territory" during the pollcv
period: and 121 The failure of goodl, products or services to
conform with advertised quality or per-
121 In the conduct of your business. excluding formance;
advertising, publishing, broadcasting or The wrong description of the price of goods,
telecasting done by or for you, 131
products or services; or
c. This Insurance applies to "advertising injury" only
If caused by an "oHense" commined: (4) An "oHense" committed by an insured whose
business Is advertising, broadcasting, pub-
(1) In the "coverage territory" during the policy IIshing or telecesting.
period; and SECTION II- DEFENSE AND SUPPLEMEN-
- 121 In the course of advertising your goods. TAR)' PAYMENTS. COVERAGES A AND B
products or services.
When we have the duly to defend, we will pay on behalf
2. Exclusions of the insured:
This insurance doas not apply to: 1. All expenses we incur,
a. "Personal Injury" or "advertising Injury": 2. Up to $250 for cost of ball bonds required because of
accidents or traffic law violations related to an accident
111 Due to the oral or wrlnen publication of due to the use of a vehicle to which this policy applies.
material, if done by or et the direction of the Wa do not have to furnish these bonds.
Inlured with knowledge of Its falsity;
3. The cost of bonds to release anachmenlS, but only for
121 Due to the oral or wrinen publication of bond amounts within the applicable Umit of Insur-
material whose first publication took place ance. We do not have to furnish these bonds,
bafore the beginning of the policy period;
4. All reasonable expenses you Incur at our request to as-
131 Due to the willful violation of a penal statute slst us In the investigation orthe defense of a "claim"
or ordinance commined by or with the con- or a "suit." This includes your actual loss of earnings
sent of tha insured; or up to $250 a day because of time oH from work.
141 Forwhlch the insured has assumed liability In 5. All costs taxed against you in a "suit" we delend,
a contract or agreement. This exclusion does
not apply to liability for damages that the in- 6. "Pre-judgment interest" awarded against the insured
sured would have in the absence of the con- on that part of a judgment covered under this policy.
tract or agreement. If we oHer the applicable Umit of Insurance in senle-
ment of a "claim" or a "suit," we will notlndemnlfy the
/51 To an oHicar, director or employee of the in- insured for a "pre-judgement Interest" imposed or
sured due to that person's employment by the earned after the date of such oHer.
inlured,
7. All interest earned on that part of a judgment within
/61 To an oHicer, director or employee of the In- the limit of Insurance after entry of Ihe judgment and
sured, or an applicant for employment by the befOrtl we have Indemnified the insured, oHared to in-
insured, caused by the employment practices demnify, or deposited In court that part of e Judgment
of the Insured. Employment practices Include that Is within the applicable Umlt of Insurance.
wrongful dismissal or wrongful termination of
an oHicer, director or employee. Payments under this section of the policy will not reduce
the limit of Insurance.
b. "Advertising injury" due to:
)
)
CG 80281088
Page 6 of 15
SECTION'" - WHO IS INSURED
1. II you are designated in the Declarations as:
e. An individual, you a"d your spousa are insureds.
but only with respect to the conduct ola business
01 which you are the sole owner.
b. A pennership or joint venture, you sre an insured,
Your membens, your panners, and their spouses
ere also insureds, but only with respactto the con-
duct 01 your buslnell,
c. An orgenlzatlon other than a pannenshlp or joint
venture, you are an Insured. Your executive
officers and directors are Insureds, but only with
respect to their duties as your officers or directors.
-
Your stockholders are also Insureds, but only with
respect to their liability as your stockholders.
2. Each 01 the lollowlng Is also an Insurad:
e, Your employees, other than your executive
offlcens, but only for acts within the scope of their
employment by you. However, none 01 these em-
ployees is an Insured for:
111 "Bodily Injury" or "personal Injury" to you or
to a co.employee while In the counse 01 his or
her employment; or
12) "Bodily Injury" or "personal injury" due to his
or her providing or failing to provida profes-
sional health care services; or
131 "Property damage"to property owned or oc-
cupied by or rented or loaned to that em-
ployee, any of your other employees, or
panners or members (if you ara a pannenship
or joint venture).
b. A person (other than your employee) or an organi-
zation while acting as your real estate manager,
c. A penson or an organization having proper tem-
porary custody of your property II you die, but
only:
111 With respect to liability due to the main-
tenance or use of that property; and
(2) Until your legal representative has been ap-
pointed.
d. Your legal representative If you die. but only with
respect to duties as such. That representative will
have all of vour rights and all 01 your duties under
this policy,
CG80281088
e. Any other person or orgenization who Is Insured
under e policy 01 "underlying Insurance," The
coverage afforded such Inlureds under this poli-
cy will be no brosder than the "underlying Inlur-
ance" except for this policy's Limit of Insurance.
f. A person or orgenizstlon for whom you have
agreed to provide Inlurance such as Is afforded by
this policy; but thet person or orgenlzatlon Is an
Insured only with relpect to operstlons performed
by you or on your behalf, or facilities owned or
used by you,
3. With respect to:
))
8. An Uauto";...or
b. "Mobile equipment" registered In your name un-
der a motor vehicle reglltration law:
A person Is an Insured while driving such "auto" or
"mobile equipment" along a public highway with your
permission,
Other persons or organizations responsible for the con-
duct of such person ere elso Insureds, but only for their
liability due to the operation of the "auto" or registered
"mobile equipment:'
However, the owner or anyone else from whom you
hire or borrow an "auto" Is an Insured only If that
"auto" is a trailer connected to an "auto" owned by
you.
But no person or organization Is en Insured under this
peragraph 3. for:
)
II, "Bodily Injury" to a co-employee of the person
driving the "auto" or "mobile equipment": or
b, "Property damage"to property owned by you or
the employer of a person who Is an Insured under
this provision; or
c. An "auto" you hire or borrow from one 01 your
panners, or employees, or members of their
households, if they ere the owner of such "autd';
or
d, An "auto" being used by e person employed In the
bUllnell of selling, servicing, repairing, or park-
Ing "autos" unless they are your employee: or
e. The movement of property to or from an "aulo"
except you, your employees, panners, lell8es or
borrowens of such auto and employees of the les-
sees or borrowens.
)
Page 7 of 15
~.
4, An organization you newly acquire or form, other then
e pannel1hlp or joint venture, end over which you
maintain ownenlhlp or r"ajorlty Interest, will be
deamed to be a Named Insured, However:
of leslthen 12 monthl. Itanlng with the beginning 01
the policv period shown in the Declaretions, unlau tha
policy period Is extendad aher Issuance lor an addi-
tional period ollesa than 12 months. In that case, the
additional period will be deemed pan 01 Ihe last
preceding period lor purposes 01 determining the Limit
ollnlurance,
-
a. Coverage under this provision is afforded only until
the 90th day alter you acquire or lorm the organi-
zation or the end 01 the policy parlod, whichever
is earlier;
b, Coverage Is appllceble only In excass 01 the limits
01 the "underlying Insurance" es shown In the
Schedule 01 Underlying Insurance, You must edd
luch organlzetion to your "underlying Insurance"
es soon al possible, advising UI 01 such additions.
We may then make edJustment 01 premium
charges as celled lor in Condition 9, Maintenance
of Underlying Insurance.
c. Coverage A doel not epply to "bodily injury" or
"property damage" thet occurred before you ec-
qulred or formed the organization; and
d. Coverage B does not apply to "pel1onal injury" or
"advenislng injury" due to an "offense" commit-
ted belore you acquired or formed the organi-
zation.
Bankruptcy, Insolvency or receivel1hlp of the Insured,
or of the insured's estate or of any "underlying Insurer"
will not relieve us of our obligations under this Policy.
But with regard to bankruptcy,lnsolvency, or receiver-
ship of an "underlying Insurer:' this policy shall notap-
ply as e replacement of such bankrupl or Insolvent
Insurer: and our limits of Insurance will apply only In
excau of the required IImltls) of Insurance IIIIIted In the
Schedule of Underlying Insurance of this policy.
SECTION V. COMMERCIAL EXCESS POll.
CY CONDITIONS
1. Appeals
If the Insured or an "underlying Inlurer" elects not to
appeal a judgement which exceedl the "retained
limit," we may elect to do 10, We Ihall be liable, In ad-
dition to thOe limit of Insurance, for all COlllll, tax.., ex-
penlel incurred and Interelt on judgmants Incidental
to such an appeal. We shall allo be lIeble for all such
costs, expenses and Interest on appeellln connection
with our right and duty to defend the Insured under
SECTION II, DEFENSE AND SUPPLEMENTARY
PAYMENTS.
2. Bankruptcy
No pel10n or organization Is en insured with respect to the
conduct of a current or past pannel1hlp or Joint venture
that Is not shown es a Named Insured In the Declarations.
)
SECTION IV. LIMIT OF INSURANCE
1. The limit 01 Insurance shown in tha Daclarations and
the rules below fix the most we willlndamnlfy regard-
less oltha number 01:
3. Cancellation
e. Insureds:
a, The fil1t Named Insured shown In the Daclara-
tions may cancel this policy by delivering It to us
or to any 01 our authorized egents or by sending
us wrinen notice stating when the future cencel-
lation will take effect. Cancellation will become ef-
fective the date 01 delivery of the policy to us or
the date requested by the first Named Insured.
b. We mey cancel this policy by melllng or deliver-
ing to tha first Nemed Insured writtan notice of
cancellation atlaast:
b, "Claims" made or "suits" brought: or
c. Persons or organizations making "claims" or
bringing "suits:'
2. The Policy Aggregate Limit is the most we will pay for:
e. All "ultimate net loss" under Coverage A end
Coverage B combined, except the "ultimate net
loss" because of an Injury or damage arising lrom
the "automobile hezard:'
111 Ten nOI days before the effective date of can-
cellation if we cancel because of:
b. Each "occurrence" with regard to "ultimate net
loss" because 01 an Injury or damage due to the
"automobile hlmlrtl."
leI Nonpayment 01 premium whether:
III Payable directly to us: or
IIIl Payable to our egants or others un.
der an installment payment plan,
premium finance plan, extension of
credit or other payment plan;
)
3, If the Limit 01 Insurance is paid prior to this policy's ter.
mination date for losses other than losses due to the
"automobile hazartl:' this pollcV's premium is fully
earned,
4. The limits of Insurance applies separately to each con-
secutive annual period, and to any remaining period
CG 80281088
Page 8 0115
Ibl A bankruptcy or debtor relief proceeding Notice of an "occurrence" or an "oHense" II I'ot
brought by you or egalnst you: or nolice of e "clelm."
(21 Thirty 1301 days before the eHective dste of b, If a "claim" Is made or a "suit"ls brought against
cancellation if we cancel for any other reason, an insured, you mUlt: );
c. We will mall or deliver our notice to the first 111 Immediately racord the speciflca of the
Named Insured's last mailing eddress known to "claim" end the date received; end
us,
(21 Notify us II soon al practlcabla.
d. Notice of cancelletlon will state the eHective date
of cancellation, The pOlicy period will end on that You must see to It that we receive written notice
date, of the "clelm" or the "suit" eSlOOn al practicable,
a. If this policy is cancelled, we will lend the first c. You and all othar insureds Involved In such "claim"
Named Insured any premium refund due, If we or :'sult" mUlt:
- csncel, the refund will be pro rata. If tha first
Nsmed Inlured csncell, the refund mey ba leIS 111 Immediately send UI coplll of any demands,
thsn pro rata. The cencelletlon will be eHectlve notices, summonses or legsl pspers received
even if we have not mede or oHered e refund of un. In connection with the "clelm" or the "suit";
earned premium.
(21 Authorize UI to obtsln records and other In.
f. If notice Is melled, proof of mailing will be suHI. formation;
cient proof of notice.
(3) Cooperete with us in the investigation, senle.
4. Changes ment or defense of the "claim" or the "suit":
and
This policy contains all the egreements between you
and us concerning thlslnsurence. The first Named In. 141 Assist us, upon our request, In the enforce'
sured II authorized to make changes in the terms of ment of any right against any peraon or or.
this policy with our consent. This policy's terms can ganlzatlon which may be liable 10 the Insured
be amended or welved only by endorsement issued by because of Injury or damage to which this in.
us and made a part of this policy. We shall not be aurence mey also epply, )
bound by an alSlgnment of Interest by an Insured un.
leas our consent to such assignment Is endorsed onto d, No Insureds will, except al their own cost, volun.
this policy. tarily make a payment, assume en obligation. or
Incur an expense without our consent.
6. Duties In The Event Of Occurrence, Claim Or Suit.
6. examination of Your Books and Records
a, You must see to It that we or our authorized
representative ere notified as soon as practicable We may examine and audit your books end records es
of: they relate to this policy at any time during the policy
period and up to three years eherward.
(11 An "occurrence" which may result In a
"claim" under Coverage A: or 7, Inspections and Surveys
121 An "oHense" which may result In a "claim" We have the right but ere not obligated to:
under Coverege B of this policy.
a, Make Inspections and surveys at any time;
To the extent possible, notice should Include:
b. Give you reports on the conditions we find; and
111 How, when end where the "occunence" or al.
leged "oHense" took piece; c, Recommend changes.
(2) The Insured's name and address: Any J,n"pectfons, SUIV8yI, r&pOrU or recommendations
we meke relate only to insurability and the premiums
131 The names and addresses of any Injured per. to be charged. We do not make safety lnspectlons. We
sons and witnesses: and do not undertake to perform the duty of any person or
organization to provide for the health or safety of wor.
(41 The nature and location of any injury or kers or the public, And we do not warrant that con.
damage arising out of the "occurrence" or ditlons: ))
"offense,"
CG802810BB
Page 9 of 15
a. Are lafa or healthful; or
b. Comply with laws, regulations, codes or
standard I,
Thll condition applies not only to us, but also to anv
rating, advilory, rate lervice or similar organization
which makes inlurance inspections, surveys, repons
or recommendations on our behelf.
8, Legll Action Against Us
No person or organization has a right under this pOlicy:
a. To loin ulala pany or otherwise bring us into a
"suit" alking for damages from an insured; or
b. To sue us undar this policy unless all of its terms
have been fully complied with,
-
A person or organization may sue us to recover on an
agreed selllement or on e final ludgemerlt egainstan
insured obtained aher an actual trial; but we will not
be liable for damages:
a. That are notlndemnifiable under the terms of this
policy; or
b. That are in excess of the epplicable limit of In.
lurance,
))
An agreed senlement means asenlement and release
of liability signed by us, the Insured and the claimant
or the claimant's legal represantatlva.
9. Maintenence of Underlying Insurance
You must keep the "underlying insurance" described
In the Schedule of Underlying Insurance of this poli-
cy in full force snd effect during the policy period of
this policy, This includes renllWllls or replacement poli-
cies not more restrictive in terms end conditions, The
Limits of Insurance must be maintained without reduc-
tion other then by payment of losses covered thereun-
der. You must also Inform us within 30 days of:
a. Any cancellation of any policy of "underlying in-
surance"; or
b. Replacement of any policy of "underlying insur-
ance" by the "underlying insurer" or eny other
Insurer,
Your failure to comply with the foregoing shall not in-
validate this policy; but. in the event of such failure, we
will be liable under this policy only to the extent that
we would have been liable had you complied with
these obligetions.
)
CG 8028 to 88
You mUlt notify us immediately of any changes to the
terms of any "underlying inlurance" policies. We may
make adjustment of pl1lmium ch.Jrges under thil policy
from the effective date of luch changes to the terms
of any "underlying insurance" pollciel.
10. Other Insurance
If other valid and collectible insurance is available to
the insured for "ultimete net loss" V\/8 cover under this
policy, our obligetions under thil policy ere limited es
follows:
a. Excess Insurance
This lJisurance is excess over any other Insurance,
whether primary, excess, contingent or on any
other basis, except such Inluranca aslupeclflcal-
Iy purchased to apply In excess of thla pollcy'a
Limit of Insurance,
We will pay oniy our share of the amount of "ulti-
mate net loss," If any, that excaeds the sum of:
111 The total amount that all such other Insurance
would pay for the loss In the absence of this
Insurance; and
(21 The total of all deductible and self-Insured
amounts under this or any other Insurance.
b. We will have no duty under Coverages A or B 10
defend any "clelm" or "sult"thet any other Insurer
has a duty to defend. If no other Insurer defends,
V\/8 may undenake to do so, but we will be entitled
to the insured's right against all other Insurers.
11. Premium Audit
a. Wa will compute all pl1lmlums for this policy In ac-
cordance with our rules and rates.
b. The premium shown In this policy as advance
pl1lmium is a deposit premium only. At the close
of each eudlt period, we will compute the eamed
premium for that period. Audit pl1lmlums ere due
and payable on notice to tha first Named Insured.
If the sum of the advance and audit pl1lmlums paid
for the policy tarm Is greater than the eamed
pl1lmlum, we will return the excass to tha first
Named Insured. There will be no retum If auch au-
dll premium Is less than the Minimum Premium
shown In the Declarations.
c. The first Named Insured must keep records of the
information we need for premium computation,
and send us copies at such times as we may
request.
Page 10 of 15
.
12. Premiums
The first Named Insured shown in the Declarations:
B. Is responsible for tha payment of all premiums:
and
b. Will be the pavee for anv return premiums we pay,
13. Representations
By accepting this policy, you agree that:
B. The Information shown in the Declarations is ec-
curate end complete:
-
b. The information is besed upon representations
you mede to us in your eppllcationls) for this
policy;
c. We have issued this policy in reliance upon your
representations; and
d. That this policv is void in any case of fraud by you
relating to it, It is also void if you intentionally con-
ceal or misrepresent any material facts concern-
ing this policy in your application for this policy or
otherwise.
14. Separation of Insureds
Except with respect to the limits of Insurance, and any
rights or duties specifically assigned to the first Named
Insured, this insurance applies:
B. As If each Named Insured were the only Named
Insured; and
b, Separately to each Insured against whom a
"claim" is made or a "suit" is brought,
15. Sole Agent
The Named Insured first shown in the Declarations is
authorized to act on behalf of all insureds with respect
to giving or receiving notice of cancellation, receiving
refunds, and agreeing to any changes in this policy.
16. Transfer Of Rights Of Recovery Ageinst Others To Us
If the insured has rights to recover all or part of eny in-
demnification we have made under this policy, those
rights are transferred to us, The Insured must do noth-
ing efter loss to Impair them, At our request, the in-
sured will brlng "suit" or transfer those rights to us end
help us enforce them,
Any recoveries shall be applied first to reimburse anv
interests lincluding the insured) that may have paid
anv amounts in excess of our liability under this policy;
CG 80281088
...- - ..-.- --------
then to reimburse us for any indemnity hereunder; and
lastlv to reimburse such interesta (Including the in-
sured) as to which this pollcV Is excess, assre entitled
to the residue, if any.
When we assist in pursuit of the insured's rights of
recovery, resulting reasonable expenses Ihall be ap-
portioned among all interests in the ratio of their
respective losses for which recovery is sought,
If there should be no recovery es a result of proceed-
ings instituted solelv as our request, we shall bear all
expenses of such proceedings.
"
17. Transfer of Your Rights and Duties Under This Policy
-
Your rights and duties under this policy may not be
transferred without our wrinen consent except in the
cese of death of an individual Named Insured.
If you die, your rights and duties will be transferrad to
your legal representative but only while Bctlng within
the scope of duties essuch, Until your legal represen-
tative is appointed, enyone having proper temporary
custody of your property will heve your rights end
duties but only with respect to that property,
la. When We Do Not Renew
We may non-renew this policy by mailing to the first
Named Insured wrinen notice of the non-renewal et
leest 30 days before the expiration date of this policy.
If notice is melled, proof of meillng will be sufficient
proof of notice.
'J'
19. When We Intend to Pay e L.oss
Our liablllty for eny portion of "ultimate net loss" shall
not epply until the insured or an "underlying insurer"
shall be obligated to pay the "reteined limit."
When "ultimate net loss" has been determined, the
Insured may make claim for Indemnity under this policy
as soon as practicable. Such insured'a obllgetlon to
pey any amount of "ultimate net loss" shall have been
finally determined:
B. By judgment Bgainst the insured after actuel tri-
al; or
b. By wrinen agreement of the insured, the claimant
and us,
20. Your Right to Claim end Occurrence Information
We will provide the first Named Insured the following
information relating to this and any preceding com-
mercial excess policy we have issued to you during the
previous three years:
))
Page 11 of 15
a, A list or othar record of each "occurrence" or
"offense," not previously reponed to any other in-
surer, of which we were notified In accordance
with paragraph 5,a, of this saction, Wa will includa
the date and brief description of tha "occurrence"
or the "offensa" If that information was In the no-
tice we received.
b. A summary by policy year of Indemnity amounts
paid and emounts reserved stated separataly un.
der any appllceble policy "aggregate limit,"
Amounts reserved are based on our judgement, They
are subject to change and should not be regardad as
ultimate senlement valuas,
_ If we cancel or elact not to renew this policy, we will
provide such Information not later than 30 days before
the deta of policy termination. In other circumstances,
we will provlda this Information only If we receive a
wrinen request from the first Named Insured within 60
dsys after the end oftha policy period, In this case, we
will provide this Information within 45 days of receipt
of the request.
)
We compile "claim" and "occurrence"lnformetion for
our own business purposes and exercise reasonable
care in doing so, In providing this Information to the
first Named Insured, we make no representations or
warranties to insureds, Insurers, or others to whom this
informetion Is furnished by or on behelf of any Insured,
Cancellation or non-renewal will be effective even If we
Inadvenently provide Inaccurate Information.
SECTION VI - DEFINITIONS
1. "Advenlslng Injury" means Injury caused by one or
more of the following "offenses":
a. Oral or wrinan publication of material that:
(1) Slanders or libels a parson or organization;
121 Disparages a penlon's or organization's
goods. products or services: or
(31 Vlolatas a penlon's right of privacy;
b, Misappropriation of advanlsing Idaas or styla of
doing buslnass; or
c. Infrlngamant of copyright, title or slogan,
2, "Aircraft" means any heavier-than-air or IIghtar-than.
air vahlcle designed to travel prlnclpany In the air to
transpon persons or property, "Aircraft" does not
mean hovercraft. "Aircraft" does not Include any ve-
hicle or device specifically designed for travel or use
outside the Eanh's atmosphere.
)
CG 8028 to 88
3, "Aggregate limit" mesns the mexlmum emount atet-
ed In the policy for which the Insurer will be liable.
regardless of the number of cOVllred "cleims,"
4. "Auto" means a lend motor vehlcla, lraller or semi-
trailar daslgned for travel on public roadl, including at-
tached machinery or equipment, But "euto" don not
Include "moblla equipment:'
5. "Automobile hazard" means liability due to tha owner-
ship, usa, or "loading or unloading" of any "auto,"
8. "Bodily Injury" means bodily InJury,slcknell, disease.
shock, fright, mantallnjury or disability lustlllned by
a natural parson, and Includlll death from any of these
at any tlm'!:
7. "Claim" means:
a. Any demand upon tha Insured for damages; or
b. The sarvlce of "suit" papers or erbltratlon
proceadlngs alleging liability of the Insured
Due to an "occurrence" or "offense" which mayor
may not be covered by this policy. "Claim" docs not
Include repons of accidents, or "occurrences:' or any
acts, errors, "offenses" or omllllons which may give
rise to 8 "claim."
8, "Coverage territory" means enywhere In the world If
the Insured's responsibility to pay damagasls deter-
mined In e "suit" on the merits, In the United States
of America Uncludlng its terrltorlesend po.-lonsl,
Pueno Rico and Canada or In a sanlement we agree to.
9, "Impaired property" means tangible property, other
than "your product" or "your work:' that cannot be
used or Is lell useful because:
a, It Incorporates "your product" or "your work"
that Is known or thought to ba defective, deficient,
Inadequate or dangerous; or
b, You have failed to fulfill the terms of a contract or
egreement;
If such property can be restored to use by:
a, The repair, replacement, edJustment or removal of
"your product" or "your work"; or
b. Your fulfilling the terms of tha contract or
agreement.
Page 12 of 15
10, "Inlured contrsct" mllnl: ., Aher It II moved from the placa whellllt Ileccept.
ed for movement Into (lr onto an "alrcrsh:'
.. A leala of premlles: "watercraft" or "auto";
b, A Ildetrack egreement; b, While It Is In or on an "alrcrah:' "watercrsh" or )
uaulo"; or
c. Any IIlImenl or IIcanseeglllement In connection
with vahlcle or pedestrian private rsllroad crOll' e, Whlla It II being moved from an "alrclllh," "wetar-
Ingl at grade; or crsh" or "auto" to the place whalll It Ie finally
delivered:
d. Any other ealement agreement, excapt In con.
nectlon with conltructlon or demolition opera. But "Ioedlng or unloading" doel not Includa the
tlonl on or within 60 feet of a rsllroad: movement of property by meanl of a mechanical
device, other than a hand truck, that II not attached
e. An Indemnity agreemant In favor of a munlclpall- to the "aircraft." "watercraft" or "aUlD."
ty IS required by ordinance, axcept In connection
with work for a municipality; 12. "Mobile equipment" means any of the following types
- of land vehlclas, Including any attachad machinery or
f. An alavator malntanance contrsct; or aqulpment:
g. That pan of any other contract or agreement per- a. Bulldozers, farm machinery, forklifts and other VB-
talnlng to your business under which you essume hlcles designed for use principelly off public roeds;
the ton liability of another to pay damages be-
cause of "bodily Injury" or "property damage" to b. Vehicles maintained for use solely on or next to
a third person or organization, if the contract or premises you own or IlInt;
aglllement Is made prior to the "bodily Injury" or
"property damage," To" liability means a liability c. Vehicles that trsvel on crawler traads;
that would be Imposed by law In the absence of
any contract or aglllement. d. Vehicles, whether self-propelled or not, on which
ars parmanently mounted:
An "Insured contract" does not Include that pan of
any contract or aglllement: (1) Power crsnes, shovels, loaders, diggers or ~
drilla; or
., That Indamnlfies an architect, engineer or sur-
veyor for Injury or damaga arising out of: (21 Road construction or rssurfaclng equipment
such as graders, scrapers or rollers;
111 PllIparlng, approving or failing to plllpalll or
approve maps, drawings, opinions, IlIpons, e. Vehicles not described In a., b" c, ord. above that
survays, change orders, designs or speciflca- ars not self-propelled and ere maintained primar-
lions; or lIy to provide mobility to permanently attached
equipment of the following types:
(2) Giving directions or instructions, or failing to
give them, if that is the primary cause of the (11 Air comprsssors. pumps and generators, In-
Injury or damage; cludlng spraying, welding, building cleaning,
geophysical exploration, lighting and well sar-
b. Under which the Insured, If an architect, engineer vlclng equipment; or
or surveyor, assumes liability for Injury or damage
arising out of the Insured's rendering or failing to (2) Cherry pickers and similar devices used to IIh
rander professional services, Including but not workers to heights;
limited to those IIstad In a. above and superviso-
ry, Inspactlon or engineering services; or f. Vehicles not described In a" b., c. or d. above
maintained primarily for purposes other than the
c. That Indemnifies any person or organization for transpo"atlon of persons or cargo.
damage by firs to plllmlses rented or loaned to
you. However, self. propelled vehicles with the follow-
Ing types of permanently attached equipment alii
11, "loading or unloading" means the handling of not "mobile equipment" but will be consldellld
propeny: .'autos":
)
CG802810B8
Page 13 of 15
J
"
111 Equipment designed primerily for:
lal Snollo'removel:
L
Ibl Roed maintenance, but not construction
or resurfacing;
(c) Street cleaning;
(21 Cherry pickers and similar devices mounted
on automobile or truck chassis and used to
raise or lower workers; and
-
131 Air compressors. pumps and generators, In-
cluding spraying, welding, building cleaning,
geophvslcal exploration, lighting and well ser-
vicing equipment.
13. "Occurrence" means:
a, With respect to "bodily Injury" or "property
damage," an accident, Including continuous or
repeated exposure to substantially the same
general harmful conditions; or
b. With respect to employees of the Named Insured,
"bodily Injury" caused by accident or disease.
14. "OHense" means any of the oHenses included In the
definitions of "advenislng Injury" or "personal injury:'
15, "Personal Injury" means injury, other than "bodily In.
jury," caused by one or more of the following
"offenses":
e. False arrest, detention or Imprisonment;
b. Malicious prosecution;
c. Wrongful entry Into, or eviction of a person from,
a room, dwelling or premises that the person oc-
cupies;
d. Oral or written publication of material that:
111 Slanders or libels a person or organization:
(2) Disparages a person's or organization's
goods. products or services; or
16. e.
(3) Violates e person's right of privacy,
"Products.completed operations hazard" In-
cludes all "bodily Injury" and "property damage"
occurring away from pramisea you own or rent
and caused by "your product" or "your work"
except:
)
111 Products that are still In your phvsical posses.
sion: or
CG 80 28 10 88
12) Work that has not yet been completed or
abandoned.
b. "Your work" will be deemed completed at the
earllast of the following times:
111 When all of the work called for In your con-
tract has been completed.
12) When all of the work to be done at the site has
been completed If your contract calls for work
at more than one site.
(31 When that pan of the work done at a fob site
had been PUI to Ita Intended ule by any per-
SO]l or organization other than another con-
tractor or subcontractor working on tha same
project.
Work that may need service, maintenance, conec-
lion, repair or replacement, but which Is otherwise
complete. will be treated as completed.
c. This hazard does not Include "bodily Injury" or
"property damage" caused by:
111 The transpoMatlon of property, unless the In-
jury or damage arises out of a condition In or
on a vehicle created by the "'oadlng or un-
loading" of It;
(21 The existence of tools, unlnstalled equipment
or abandonad or unused materials;
17. "Pre-Judgement interest" means Interest added to a
settlement, verdict, award or Judgement basad on the
amount of time prior to the settlement, verdict, award
or judgement whether or not made pan of the sattle-
ment, verdict, award or judgement.
18. "Property damage" means:
a. Physical injury to tangible property, including all
resulting loss of use of that property; or
b. Loss of use of tangible property that is not phVSI-
cally Injured.
19. "Retained limit" means the grealer of:
a. That amount of "underlying Insurance" applica-
ble to a "claim" or a "suit:' whather such "under-
lying insurance" is collectable or not; or
b. The amount of "sell insured retention" as shown
in the Daclarations of this policy.
20. "Sell insured retention" means the dollar amount stat-
ed on the Declarations Page,
Paga 14 of 15
.
21. "Suit" meansa civil proceeding in which damages be.
cause of "advenislng Injury." "bodily Injury," "personal
Injury" or "PfOperty damage"to which this Insurance
applies are alleged. "Suit" Includes an arbitration
proceeding alleging such damages to which you must
submit or submit with our consent,
22, "Ultimata nat loss" means tha total amount of
damsgas for which the Insured Is legally liable In pay-
ment of "bodily Injury," "property damaga," "personal
Injury," or "sdvertlslng Injury," "Ultimate net loss" may
ba establlshad by adjudication, arbitration, or a com.
promise senlamant to which we have preViously
aglll8d In writing, "Ultimata nat loss" shall be reducad
by any recoveries or salvages which have bean paid or
will ba collected; bUI the amount of "ultimate net loss"
shall not Include any expanses Incurred by any InSUred,
- by us or by any "underlying Insurer."
23, "Underlying Insurance" means the coveragels) afford.
ed under Insuranca policies designated In tha Sched-
ule of Underlying Insurance of this policy. "Underlying
Insurance" also Includes any other Insurance available
to the Insured, except such Insurance as may be pur-
chased to apply specifically In excess of this pOlicy.
24. "Underlying insurer" means a company Issuing a poll.
cy of "undarlylng Insurance,"
25. "Watercraft" means a vehicle daslgned to lravel prin-
cipally on or under water. "Watercraft" Includes
hovercraft.
25. "Your product" maans:
CG 80281088
._.J'
.- ----.-.---...-
a. Any gOOds or Products, other than reel property,
manufa~tured, sold, handled, distributed or di-
Sposed of by:
111 You;
(2) Others trading under your name; or
131 A person or organization whose business or
assats you have acquired; and
b. Containers (other than vehicles), materials, pans
or equipment furnished In connect/on with such
gOOds or products.
"Your producI" Includes warrantlllll or raprnantatlons
made arlny time with raspect to the fltnass, quality,
durabilitY or parformance of any of the Items Includ.
ed In a. and b. above,
"Your product" doas not Include vending machlnas or
other property ranted to or located for tha use of othars
but not sold.
'Zl. "Your work" means:
a, Work or operations performed by you or on your
behalf; and
b, Materials, pans or aqulpment furnished In con-
nection with such work or operations.
"Your work" Includes warranties or raprnantallons
mada at any time with raspect to tha fitness, quality,
durability or performance of any of tha Itams Includ-
ed In a. or b. above.
Paga 15 of 15
)
)
)
. ," .
CERTIFICATE OF SERVICE
AND NOW, thiS~tay Of!J;j~ ,199_'1, Coleen M.
Hartman, of the law firm of Thomas, Thomas & Hafer, hereby certify that I sent a true and
correct copy of the foregoing document by placing a copy of the same in the United States Mail,
first class, postage prepaid, to the following:
William P. Douglas, Esquire
Douglas, Douglas & Douglas
27 West High Street
POB 261
Carlisle, PA 17013
John A. Statler, Esquire
Goldberg, Katzman & Shipman, P.C.
320 E Market Street
Strawberry Square
P.O. Box 1268
Harrisburg, PA 17108-1268
Marcella Rack
c/o Agostino Camrnisa, Esquire, her
attorney
Marion, SalZberg, Trichon & Kogan
3000 Mellon Bank Center
1735 Market Street
Philadelphia, PA 19103-7594
State Farm Insurance Company
115 Limekiln Road
POB 257
New Cumberland, PA 17070-0257
Connecticut Indemnity Company
POB 4310
Hartford, CT 06147
James Lozano
813 Conodoguinet Drive
Camp Hill, PA 17011
Allstate Insurance Company
6345 Flank Drive
Harrisburg, PA 17112
Rudy R. Buchan
139 Aberdeen Street
Merlin, Onatrio Nopiwu Canada
8111 Thom...~ ,,,,,""'. ~
26600 Van Born Road
Dearborn Heights, MI 481 ~
Coleen M. Hartman
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THE OHIO CASUALTY INSURANCE
COMPANY,
I IN THE COURT OP COMMON PLEAS OP
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v,
I
I
I
I
INC., :
NO, q~ - .3). h
C1tl~~t~ T.l.'~ 1.,-
LARRY LEEI LEE ASSOCIATES,
and LARRY LEE d/b/a
LEE ASSOCIATES, INC"
MARCELLA RACK, JAMBS LOZANO,
RUDY R, BUCHAN,
BILL THOMPSONS TRANSPORT,
HOWARD 0, DEAN,
ABP PREIGHT SYSTEMS,
STATE PARM INSURANCE COMPANY,
CONNECTICUT INDEMNITY COMPANY,
ALLSTATE INSURANCE COMPANY,
Defendants
:
,
,
I CIVIL ACTION - EQUITY
JURY TRIAL DEMANDED
PRAECIPE
TO THE PROTHONOTARY:
Please issue Writs of Summons against the following parties:
a, Larry Lee
1213 Hillside Drive
Carlisle, PennBylvania 17013
b, Lee Associates, Inc.
1 WeBt High Street
Carlisle, Pennsylvania 17013
c, Larry Lee d/b/a Lee Associates, Inc,
1 West High Street
Carlisle, Pennsylvania 17013
d, Marcella Rack
1027 Allengrove Street
Philadelphia, Pennsylvania 19124
e, James Lozano
813 Conodoquinet Drive
Camp Hill, Pennsylvania 17011
f, Rudy R, Buchan
139 Aberdeen Street
Merlin, Ontario Nopiwu Cananda
(U,S, Mail - Certified, Return Receipt)
g, Bill Thompsons Transport
26600 Van Born Road
Dear Born HeightB, Michigan 48125
(U,S, Mail - Certified, Return Receipt)
h, Howard O. Dean
1 Pine Lane
Hummel's Wharf, Pennsylvania 17931
i, ABF Freight Systems
341 Remington Road
Springfield, Illinois 62707
(U.S, Mail - Certified, Return Receipt)
j, State Farm Insurance Company
115 Limekiln Road
p, O. Box 257
New Cumberland, Pennsylvania 17070-0257
k, Connecticut Indemnity Company
P.O, Box 4310
Hartford, Connecticut 06147
(U.S. Mail - Certified, Return Receipt)
1, Allstate Insurance Company
6345 Flank Drive
Harrisburg, Pennsylvania 17112
THOMAS, THOMAS & HAFER
By:
.~~~
Do B B, Marcello
At orney I.D. No, 36510
305 North Front Street
P.O. Box 999
Harrisburg, PennBylvania
(717) 255-7238
Attorney for Plaintiff
17108
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Commonwealth of Pennsylvania
County of Cumberland
The Ohio Casua1ty Insurance
Carpany
Court 01 Conunoll Plea.s
VI.
LarJ:y Lee: Lee AsBoc.. Inc,
(see attached for additional defendants)
No, .JIJi,::}~1i.)i'<!np.ty_1..lgl!Imnm__u. 19_m
In ._.~.i~t!.~tif!l_=_~~__..____________
To m~J:~..t.~./kI~k1t.~._JJlc3_.teee attached for additional defendant)
You a~ hereby notified that
._~--~..~~ty--{~~-~Y......_.._............_.__..._.._.-._..._______...____
the PlalntiCI has commenced an action In .----..--!:.:!'!g..~!:.i.qr,).:__.~t::i.___n____n.________
against you which you are ~qulred to deCend or a delault judgment may be entered against you,
(SEAL)
Lawrence E. We1ker
...._..--.--.....--p~th~~~t;~-...-.--_...------
By --(A~~~t.(Ji::_..}Jf..c4~_______
Deputy
Date _...__~~~_~:t__.__..___._ 19..~~
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IN THE COURT O~ COMMON PLEAS OF rIlMR"Rl^"n
CIVIL DIVISION
COUNTY. PENNSYLVANIA
THE OHIO CASUALTY INSURANCE
COMPANY
V,
LARRY LEE; LEE ASSOCIATES, INC"
and LARRY LEE d/b/a
LEE ASSOCIATES, INC"
MARCELLA RACK, JAMES LOZANO, RUDY R,
BUCHAN, BILL THOMPSONS TRANSPORT,
HOWARD 0, DEAN, ABF FREIGHT SYSTEMS,
STATE FARM INSURANCE COMPANY,
CONNECTICUT INDEMNITY COMPANY,
ALLSTATE INSURANCE COMPANY
TO THE PROTHONOTARY/CLERK OF SAID COURT:
File No,
96 - 326 Equity Term
PRAECIPE AND RULE TO FILE
x A COMPLAINT
A BILL OF PARTICULARS
Issue rule on plaintiff to file a complaint
in the above case within twenty days after service of the rule or the
Prothonotary/Clerk, upon praecipe, s~all enter a judgment non pros,
DATE: January 30, 1996
Signature:
Print Name: William p, Douglas
Attorney for: Larry Lee Defendant
Address: 27 West High Street
Carlisle. Pa, 17013
Telephone: 717-243-1790
Supreme Court I D No,: 37926
NOW, -ifl/au t1A(j- .3 ()
19 1~ , RULE ISSUED AS ABOVE,
by: !J1l,,;P../ It tl. l1t4LtMA
o Deputy
(NOTE: File in duplicate)
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THE OHIO CASUALTY INSURANCE : IN THE COURT OF COMMON PLEAS
COMPANY : OFCUMBERLANDCOUNTY,PA.
v,
: CIVIL ACTION - EQUITY
LARRY LEE; LEE ASSOCIATES/INC., : NO. 96 - 326 EQUITY TERM
and LARRY LEE d/b/a
LEE ASSOCIATES, INC.,
MARCELLA RACK, JAMES LOZANO,:
RUDY R. BUCHAN, BILL
THOMPSONS TRANSPORT,
HOWARD 0, DEAN,
ABF FREIGHT SYSTEMS,
STATE FARM INSURANCE
COMPANY, CONNECTICUT
INDEMNITY COMPANY, ALLSTATE:
INSURANCE COMPANY : JURY TRIAL DEMANDED
CERTIFlCA TE OF SERVICE
It is hereby certified that a copy of the rule on plaintiff to file a cornplaint
was sent to the following, by regular mail, postage prepaid, on January 30,1996:
Douglas B. Marcello, Esquire
Thornas, Thomas & Hafer
305 North Front Street
P.O, Box 999
Harrisburg, Pa. 17108
Attorney for Ohio Casualty
Marcella Rack
c/o Agostino Cammisa, Esquire, her attorney
Marion, Satzberg, Trichon & Kogan
3000 Mellon Bank Center
1735 Market Street
Philadelphia, Pa. 19103-7594
Jarnes Lozano
813 Conodoguinet Drive
Carnp Hill, Pa. 17011
Rudy R. Buchan
139 Aberdeen Street
Merlin, Ontario Nopiwu Canada
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BUl Thompsons Transport
26600 Van Born Road
Dearborn Heights, Michigan 48125
~,.
By
William P. Douglas, Esquire
Atty. I.D. # 37926
27 West High Street
P.O. Box 261
Carlisle, Pa. 17013
717-243-1790
Attorney for Larry Lee Defendants
Howard 0, Dean
1 Pine Lane
Hummels Wharf, Pa. 17931
ABF Freight Systems
341 Remington Road
Springfield, Illinois 62707
State Farm Insurance Company
115 Lirnekiln Road
P.O. B ox 257
New Cumberland, Pa, 17070-0257
Connecticut Indemnity Cornpany
P.O. Box 4310
Hartford, Connecticut 06147
Allstate Insurance Company
6345 Flank Drive
Harrisburg, Pa. 17112
DOUGLAS, DOUGLAS &: DOUGLAS
IN THE COURT OF COIo\MON PLEAS OF rllMn~'nl ^~n
COUNTY. PENNSYLVANIA
CIVIL OIVISION,
THE 01110 CASUALTY INSURANCI::
COMPANY
V.
LARRY LEE; LEE I\SSOCIATES, INC.,
anll LARRY I.EE II/b/ a
LEE ASSOCIATI::S, INC.,
MARCELLA RACK. JAMI::S J.OZANO, RUDY R.
BUCHAN, BILL TIIOMPSO:;S TRM,SPORT,
1I00,ARD O. DI::Al\, ABF FRI::IGIIT S\'SH}IS,
STATE FARM INSU~\NCE COMPANY,
CONNECTICUT 'NIlE~INIT\' CmIPAN\',
ALLSTATI:: INSURANCr: CmlPANY
TO TIlE PROTIIONOTARY /CLERK OF SAID COURT:
File No,
96 - 326 I::quity Term
PRAECIPE ANO RULE TO FILE
x A COMPLA lilT
A BILL OF PARTICULARS
Issue rule on plaintiff
in the above case within twenty
Prothonotary/Clerk, upon praecipe,
OA TE: January 30, 1996
to file a compla lnt
days after service of the rule or the
shall enter a judgment non pros.
. ,...,r.
Signature: ',,,,! "~\. ':;' \. '.1'-' \'~,,\
Print N.lme: \"llL1m I'. Ilouglas 1\
Attorney for: I.llrry I.uu ""f"ndan't~
Address: 27 West lIigh Street
Carlisle, Pa. 17013
Telephone: 717-243-1790
Supreme Court ID No.: 37926
Ctti"l LLul'\.(., 30
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, 19!Z6....... RUl.E 1 SSUED AS ABOVE.
NOh',
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-p,7;lthonotary/Clerk, Civi I Oiv.
{l f' l '"'\ II 'J-/-,
bY:-L{~iltll,dL ,'(. i t"du-w..
Oeputy
(NOTE: File in duplicate)
'; ,: '..:E COpy FROM Rt:COi'l~
""'", ,;>.~n~ whereof, I here unto set my hano
,'.. .': !iI'..a1 of said Co~! at Carlisle, Pa,
:..:3C:.l!=.-day . of JL>-; , 19-t.~
(!..t I ,;'/,,;/i, {(, )~ t;(Tr, , ,J.! lis .
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1.0. 143812
OOLDB~RO, ~TZMAN & SHIPMAN, P,C.
320 Market Street
p, O. Box 1268
Harrisburg, PA 17108-1268
(717) 234-4161
Counsel for Defendants, ABF
Freight systems and Howard 0,
Dean
THE OHIO CASUALTY INSURANCE
COMPANY,
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNA
NO, 96-)26 EQUITY TERM
Plaintiff
v,
LARRY LEE; LEE ASSOCIATES, CIVIL ACTION - EQUITY
INC" and LARRY LEE d/b/a LEE
ASSOCIATES, INC" MARCELLA RACK,:
JAMES LOZANO, RUDY R, BUCHAN,
BILL THOMPSONS TRANSPORT, HOWARD:
0, DEAN, ABF FREIGHT SYSTEMS,
STATE FARM INSURANCE COMPANY,
CONNECTICUT INDEMNITY COMPANY, JURY TRIAL DEMANDED
ALLSTATE INSURANCE COMPANY,
Defendants
ENTRY OF APPEARANCE
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
Kindly enter my appearance as counsel for the
Defendants, ABF Freight Systems and Howard 0, Dean, in the above-
captioned matter,
~
KATZMAN & SHIPMAN, P,C,
DATE: ..( / ~ J 9?
By )
JOHN A,
Attorne I,D, #43812
320 Market Street
p, o. Box 1268
HarriSburg, PA 17108-1268
(717) 234-4161
Counsel for Defendants, ABP
Freight Systems and Howard 0,
Dean
.
CERTIFICATE OF SERVICE
I HEREBY CERTIFY that I served a true and correct copy
of the foregoing document upon all counsel of record by
depositing the same in the United States Mall, first class,
postage prepaid, at HarriSburg, Pennsylvania, on the ~~ day
of
~rvd
, 1996, addressod as follows:
Douglas B, Marcello, Esquire
Thomas, Thomas , Hafer
305 North Front Street
HarriSburg, PA 17101
William p, Douglas, Esquire
Douglas , Douglas
27 West High Street
CarliSle, PA 17013
& SHIPMAN, P,C,
By
JOHN A, S
Attorne I,D. #43812
320 Market Street
p, 0, Box 1268
Harrisburg, PA 17108-1268
(7t7) 234-4161
Counsel for Defendants, ABF
Freight systems and Howard 0,
Dean
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wt10 b01na !july sworn aCCQr-dlfln
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nafT1l?d d("f'?nd;:inf~. to WI t: .B.l~.C_t:_,)1~\~:!::.E~J~}\._
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Sll an:';W(-'i.:;:
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::~HERIFF'C' hETiJ!dl
i,111T :,;F l<!Y:nT\'
CASE NO: 1~9b'00J26 P
COMMONWEALTH OF PEliN~;Y L \' ,\!i I ,\ :
COUNTY OF CUMBERLAND
Q1:!Ig..J;:!,-$lJ~bJY._JJ!E-t;E ^,I~~l; . ',- '].. ,.Ii E
V5.
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Stll:.;'rlli, ....ho b.:>irIQ dHly ~-;i',rIfJrn accordlnn
to law, says, thilt: h(> m~)(:l.:: ;'J dllif..:p:'nt, ~(.'urc'h und lnqu~l-r for the Wl.th1.n
named def'?ndant, to 1"1\: f'EAtI.J-lO.WAR\'.O
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but was un~ble to locatQ
t!:,,~ .
In hIE L~lllV~ck.
He' therefore
deput~=l?d thE" Shf2rl!f "Jf ...,___..__~lU'~j.~~R._._,._._n,__n___.,__._..,._. (-:(iUroty, F't:1nnsylv.:tniiJ.
to serve tile w~thin
3.;; IT _QX._..;.>!JJ1I'LQJ'-"2____._..____"
-..-.-..---.-. .--.-.---..---..... .. ._-~---_.__._.._-_._---_.._--,- .._~_..~-_._....._----.~---_._.._.... -.~~ ~-~-_.._._-_..~.._----_._.__._.
On _I.~P~L~~_~~L}~___._.l!? .!:D .L. ),,';:? ~'... ... _,~ "^
th12 oif.ce was .n r&C~lpt 01
the attached r0turn from
SN.YJ'.U.L.._HH___'"
uunty,
t-'t:...nn~-;;yl\'an~a.
,
Sheriff's Costs:
~:o arl:~;lr{.~)::::.~:
-...
DOCV;l?(lnQ
Out of CtltJnty
Surcharge-
Sn,.der Count.,.
(.00
9.00
2.0C
37.00
. ---/'^
< ;~- ~'l..t"; A!.~' ,/ _ _' ...~
h;-~/-l1;: 0 [r1\l"i:--l: Ii ri(::::....-Sl~i~~ i"fIr
$S~l":-8'0 THOMt\:-..:; THOi1.t\:; tH,tri HAFEF;
~"l::! 2(. / j 99E.
Sworn ~ti(j subs(:r-~b~d t~l be(c're m~
ttll:= _-l.Y~~~_.. tidY '~lf ~.t<'_Mt."(-.---._--~._-..-..-.
p '!~
A, ",
-(}-1t-<..-rQ.. '-l)u...~ . M~r.o'1 ..
-* r'.:,;T.1P:jl:'..'ir-,' ,-.,-
',IIEf,!f.
f-.I:'1"'i-:
,!'; .j"
,"- .
,I; 1
C^~:.:E ni): l'~!'li... (l1J_:(: f
CUMMen,WEAL.TH OF PEIHF;YL V i\H 1 ^ :
C(IIINTY ')1" C\Jl'lflEHI..ANI'
PJI~D_,('I\~".tIA t.T!' _ LHS\,R ~NCE THE.
V/3.
l,gE.Li\Rfi), ET AL
..B~ Th,,)rn~?_Jt.t,1..o!L..
::-:hl;'r _~ 1 f,
whf:l bl-'lnq duly ::......Qrtl :aCCQrdlnq
.-.'
tu 1,-lW, saY~9, t.hut h~.;> rr!'j.,Ji:,. ;J ;'jll_10('I:~. :';'_'.It ,~:h :trid tfl'iu.lr'/ l(q- thp wit.hln
fFlm4::-d dpf.?nd~Hj~, t~(l \I t t: ..fJAT.F .,F.6Rr}_.. !)J~ln<,~.NC~ COi'lrt~)jY
but was unable to locdte
~n!"I1"1
,1 r I :11:';', t,' 'J Ill. W ~ ~ I.:.
HE' thi}rt:,foI":'-
dt:'ptltl~..?d thE,' Sh(:'rlif 01 .___..____._'f~illJ<._....
Cuunty. Pc'nna/lvafl.l:],
to ;:1l'r':0 thl? withlfl __.!'5tT__.Qt.~__.~:;.t)t1t!(1.rJ$.._~
(In _.r(?_~T_tJ.a.I''i_ Jft~-.(.____~_~~:;:'_f:_.._._
the- .)'-t.;lr:JI~?d ro.:.'turr: frofll _______._)::JJ;;J~~__.
~~"" otfle'" ".,;,; .lll rec'.'lP\ of
~-,>unt.,., Pr'nnc,,'l'..aflia.
Sh€!r~.ff's Co~1:;s:
:::~;) <Jn~"':'>I'~'r.::::.::
.-'
Ll'}cket. 1 nq
QIJ t Ijf C(lUrI t.,.
Surl:harqe
York Cnunty
C,. ('1(71
';i.00-
:';. (It)
:1::. .j t~1
s-4"J..;j0 THOMA" TllOtlr,S Mtr !lAFEH
i:~:~i'?(,' lq':i€
--- / . ..-/"","'.-;:r/ ~.- ."._..."
R"> -T~~I,j-;[1~:t-~,: 1-:1 illl,." "-~h;:;i:-i-f'I--.
SW01-n ::'HH~ SUb"cl.:'"l.l bl"(j t.f;' i'to",~ c..t(~ ni(>
t.hll' _.g.9,~__ dOl,' ',f 1~
l':i__?,~ A. fi,
q'J<<-'-r', Q L
)~~~,...... I ,,+.7, .
,j ~.' -. '-'. -,
:iU. hi" F' .'
" Ii
,'O:!"
.j", I
l'^~::E rlU: 1 'I'''':, \'I,;J:"',"~
CIINMONWEALTH OF f'EHfi:',;YLVANlt\:
C0UNTY OF rUMDERLAHD
mn.~u;lt'~UI).l,I:LJ11::;JrL(,~rJQ::..'~I[J 11;[
vs.
L.!:=.E.. .l,t\.R RLJeT..A L
"-'-'-"'"-'-'~"---"-' --- ~ _.~,~--
_f\ ,-..T b.O"'''_<L.JtLtnoJ::.. _........_..,
~'~hpr.lff, lJll(' h';:'loq duly ~-:Wor'n ar::cord1fHl
t.o 18\11', SU,":_;, th..jt, h~. flJt:tdj:;" .i di li'J":"rJl .:::;,c';,lr~~~h ;jCld ~nql.l1 rr" for t.hL' \/ith1.n
n~lm.?d deff:>odant, to WI t: ,jdJ:~I/~I.r;~, )JI:?J.J.R^Nr.~...I~J"lt!LAJ1I.__~,_,.____".._._______.___.____
--------~---~.._-- -_.._-----_..~.__.-._... ---.---..-----...
but was \lrJ~ble to IIJc~t~
...-._-_.._~. ~.._-_._-_.-.._~._._------,-----
!;;
~!: h.1~" baIliwICk.
U"..:' th~':'''r..:.:.oior~'
d.:pu1.1;::ed th.~; ;..;hi;?ri.tf. :)1
.r.~ltt;J:J:!J}J__,_..~.__.______,__.. COt) f1 t 1'. Pc'nnGY 1 V~l n i a.
to ~F'r'Je th(' "Wlthln .J:!f{LI_Or~,:'lll1:1JtQN=~
'..- ..'-....-'......---....-----
""-. -..-------- -'---'- . .......~ -..--....----~--.- --.--,..---____'_~'n______..__._.__._.___'"'_______.__._.._....____ "._~m_
On ..E.ftPL.Y_<:!I'L.. .).f;:J.1J,.... .l.~7L~2i:~_
.'
t~ll~ offlC0 W;l~ In r0C~lpt of
the> ':'ltlacllc...(j r-ptur-n from
.. .J~.t.,--~Jr]jJ ~_~
(':(lur:ty, Ppnnsylvt.Hl1.:..
:3hlTlff 'r; CCI;:,t:o:;:
::::r, ;1 (, ::. W"~ 1:"';~ :
/J
/~ .~ '~C/ ,<',_,-
r-.. -~ TE'J m;j'5-'T: I'ir;.;.;.~m,-Sr1.(~.r"'iJ'I'"~.-..--.--.
[1(;~,r~'kFt 1 nq
Out of CC1unt'l
"3u I-ch;j rq~)
r';:jIJph.ln - Count).
(:.00
9. '3l~)
:.:. ,,1l'
,~_' '~l. '2 ~-j
'l--~H::< -::-5 Tilur'I!\'"~ T!h..lMk,? Id:D HAFER
0:: / ~:f~ / 11:1',:';(:-
SW0r rl 'lrld F'Jb;;':l
....
tll t:- :19_,::__ d:JY
1. bF:-:,d t. u b~'.f':-Ire mE
d :z..,(,.../___
1 '?I__~_ __ /\. [I.
..<;l~~q,., 11~t. ~,U&j'
~--,' :,.,.)tTlOrtc Ii'"
,
....1
;111 hI ;'1 '
hi:-r:J:'.n
( . L F.-I" [ ::" J. L:' ! i /\ ~ l,
I~:A~F ur: :<:j'~lt', '.!)O'_l;.-t:, r
r!~MMOtlWE^I,lH nr PEIlrL;yt,'iMili,:
,'(iUIIT'!' (II' ClIMIJERLAtW
WlLQ.S_!~.2ld,!!LILl!i5YJ!I, r:.c:.E .."[1. .HIE
II"
".'
Lg__LN(!rL[~L^~, ,
f~.!_ __It~~!:.',).:,,~. J\JJpj~~..
~';tlL't ..ft" ('r r'C'puty Sheriff of
rUI1BERLAHl:l [county, Pt:;:.lnnsylv;Jn:.a. who bC.loq duli' eW()rn .:lc.:ording to la...,
:=;r? r v~" d t h f~" W 1 t. h inn.J fill,? ,j Ef: F"~ElI[J_^lJIL_ _ tl ~~~l~11 ^ IJ __B..JL~X._h___..__ ________....____._._._... .
by Un~t~d Statea C~ttlf10d Mail rost~u~' prprl~l(f. ~~n th0
.~~.=tt;t:_. __ d;:t;' of
l~u~ir.J~._ _~ __ _ L?~.l~__.. ~P. l.t0DiQ~ HCl:j~'S. .]f-I 1 ~:9., A.DEh.t~;~p_..$_rt\:;:J~]____.
~I~R..LI f11.._OIlTMlIQJl,QJ')I;.!)_.___,_ ______ _. __..
l;7!\Nt\I'-A,_....,____,. _,_...__.___ _____.____.__.
.....----.---.,-..-.--..-,
a lr UC. and all,:st...d cop;.- of the at \ adlC'd ..W.RJ.L,D1:,__~i1JlU'lO.tlS
The J'eturned rE!I-:t:"lpt c,]l-d ....;:.;;;-, ::,-:.i9nt_1d by tLL.:~11f.1l,...l~_}~1~~U1JL__.____.__. _
on __~..!_1..~1/_19~~.
Sh~.?rt[f's Cost~::
['o,,:'y.f-.'ll.nq
Sf~'l- v 1 e.:?
AfIld3Vll
Sut'ch;:irqe
r:~ltifled rlla:..l
(>. ('(.'i
. (;Il)
. l'l~
:::. ()!Z'
~ e~'
... ,.Jo.
~ ro.-'5":-
.:.') ~n~.~~:~~~~ _,,' /.",..
~--<.:;> . (./~~-- ;;:/,.--,;<' ;,/
~7. /...--;. <- -- . .-.- ./ -' .",r-Y
n'; I Th:_ll!l'a.~.~'--f~ r.l-'r'l i.,-~' .... ~~rj:-~-r:-'Lrl:'---._'---'-
TH(1:11\::.; 'iHi:i!'!"'_' ^H[I HAFEE
0.' ..'~~/1'?'...:jt::
SWr.'ffl a~ld ,eub.'::;cri~~:;d-tt.fl f-..,-fr.r-:.,
U.ll:::~ Jr;.........-j;:lV 01 ,J.,.A"H."
l:t ql h__ A-. fl.' . . tM_,_'_.
,._____L-
.. (I It..-pQihA'L41;',,~,-
~ l''J.... on,:)f.':l:':
!f'.',
'..,HEhHT'
hi' :;::1
"
".
r: 1-: 'I IF I Ff r'lf, i 1.
CASE 110: 19'Jt=" O\'~<:',., I'
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMRERLMW
QJ.tLQSJ\2!J.bJ,]::l'HU!~l!RAtLr:E . CD It!~
'1~;, .
l,EE.J,,^-RBLJ:;I_.t'!.k,______ ___"_""""
l3..~._T h 0 In .€L~_..l\J !.n..2.. _. .-..._
. Sh'~;'rlff Ul
D~ru~y Sherif! of
CUf1BERLAND CIJUnt..y, Pf>r:n..:-;ylv:.Jnia, ....ho belnq duly ;:;IJf.jr-n .'3cC"ordinq to law,
';€'I ved t.he WI t.hin n'l",,'d [l1;;.F.f,llf"~riL._R~U<!___n!.Q.r:1.r2ot2__1B..AJJSPQ.E.:L._._.
by UrlltJ?d Stati?B CP.Tt.lflf"d Mt'ill pOEtage prt:.1pt3id, on tr}l;o m_;;..11~_
da}' of
Janu"TL-_. 19%. "t lJ.QP..1.9.0 HOURS. 'Jt '::i.Jj(10 ,V}H_B,QRN_B.Q!>Q________.__.__.
~'cE .MLIJQ!Ui...!iEIG H I~._I:l.L" I:l E;~~._.
...- ...__._.._-,..._~_._.._._---_.----
~ true and attested coPy of ttl0
a( t;::lche<J
. WhILDL.i312tJ.MQl:I;i
Th~ returned recei pt c;}rd \I;:i~-3 S 1 qo,;.?d b '/ tUtHJJJ__::;::'!JJ)~~t:,
"n ...!_~_;2(l 9_';'S:> '
:=.hl:>rlff'z CO:Jtc:
[\f,-,':i,:.?t.ino
S'='l....lce "
^fild~',..it.
~.;url::har()e
t=:.l_"r t.1 f ir::-d ~la~l
5.','0
.00
* 00
2. 0'~
':;<('J dP~~' _..,
.;,:: .~~;,:~? -: :;: /'
R',-:" Tf:,::t!;'~'6' Elii)'t:/; "~Sh~i?rl-rI"~' -----,.----.-..-
2.S2
sTfJ:S:--"TfifJr1A;; THClI1A:::' ANI'; HltFEF-:
\;;...~::' :E,.i 1 (:j':-!b
Sworn ~lnd J2.ub2crlL'I~.d_ft I:' ~)(':fr:,:-(" n.-,.
t.hIS "90..- d;:lV oi -J..;,I (........
a,."'-. T" . -0<,< '_).._ u"
1?___!":_ II. fl. ,
- _.n ~rQ'Tl~ It...... "1 JOJ.p'C::. ...,
-~ "ro,;-I"'6"ilQ'T;II',/ ,--,
,'!lEf< l}-,,"
f..:,:TUi,;;
.. ; f i . 1 :~'
r."
';'\
CASE NO: 19~G-00J:G p
COMMONWEALTH OF FE!lNSYI,VANIA'
(OlJHTY OF CUM BEF:LMll'
mWI Cf\~l}.i\LD' ,It/.'::.ILt<!dl(:EJ.Q .:rlif~
Vs.
b-gL_!,._A_IiJD'__IiT_'i.~_ _, ---
R",Jh 0 '!lli!LJiHJliJ_,_________________ ..,.
Stlel1fi or-Deputy SlJerifi of
CUMBERLAND Couuty, P(;,flflsylvania, who b~..'in9 duly f;W'Jrn aCt.~ordinq to la...,
E",or v.?d t,he> ..1 t.h i n nam,~d R!';.FElli~MiTJ._fl_!lJ_:...J:_RETGHL_;J.?II;Jj.:?__.____.__________--'
by United States C'?rtJflr:d Mall pO:-3taqe rrpptJld, on tt)t? .__.~~:L~h...__ duy oJ
}3!ru!i!'!:L_' __L'L"20_. a~ UQ0.J'H!l HOURS. 'It :?(:LLR-Er:lJJ3.G.I.Ql!_R.Q!\I.L,w-__,__,____
~EJUILGfl E:l<.~._.p _ J L .0.'2,,75".7_ ._p_
_._-_._----~---,.,-_. ..~._~-".~.._---"_._-'
a truf;;' and attl?sb?d copy of the att.;:ichi?d _~BJ.T.pOr.H~_pnt1qJ:i~m_"'__u__._._._____..
The return~d reC~lpt
c~rd W;];J
S.lgo..:,d
[,,. C;TL_~It;\\I.bf,J:..__--
--_.~._."-"._-- .-..+ .----.-.-..-...-....-.,
Qn __:::!P..~/_L?_~.~.
Shl:?r~(f.s CO~;L3:
[lQCK..:;'t Inn
SE'r\'lCl." .
Aff Id::iV it.
3urcharo-:'
CL'>rt_ift~!d lidJ.l
';~:() ar;::"'fo"~',~:
../'~ ./
-'
,
(-." Of~\
.0('
.0('j
2.00
2. ~:Y:
~T~!;:).~--THO!"!!\~3 THCli'ir\5
i.:.j2/::-;!;/ 1 gt?6
AtH<; HAFER
Sworn arId ~;lIb::;CI.lb.?1d t(.l bnf~..'r(" r,,(>
t.his ~9l':'. ~dY ,,1 '..<<t....-...
l?__'LL--li.l.. . /-
__n.,...........,lJ., l--)J:~'. ~ ,YA:
:y rrOl: '11.)11"';:' .;,tr 'l
.......,""",.,
"'''"''-'>-',
- -----... -- r'-"- :
.'r .
!t"""'-. "
" .
"
'.:';HEF!FF'," !':E'r:!h~~
'",', "
'!
iil
CASE N0: 199G-00J2~ !
COMMorlwEALT!! OF PENN",'!LV';!IJA:
'-0l1lITY OF ClIMBF:i\LMW
CIII19_.C: ^ :~LAJ, U..JU:21.f\!!,N_'~L-"~t:LJ'HE
VS.
!.,g.J-'..AjilrLP A L
8_~T_h O!.'1:!:::i.__!\ 1111~_
___.._.._____..____.. ;:"':h(?r~ff OJ" [:r.'pIJty Slil?ri1'f of
CUtlRERLAND CtlUrlty, F'C'nn;.J'l'..a!lin,~ who be'lll\] duly ,3worn accf,jrd:t.nq to luw,
,;pr 'Nd t hr,' W 1 tlu n n a m.od RF:F:E:!!(!_^U.l.r_..c(1lJtlE.r;J'J~;:.lIL:r Nt'EM.!:LITL t;:mU:!'!lU'._______.
by Urllted St.ates C<.'>rt.l!lpd MaJ.I pc=:r.tl(1p prepaid, ,'.H. th(' ,,_,";.:L~jL.a. d;jy td
J a n u a r .1'-____.
_l~~_.
~,J..9.0..U'20 HOLlE:::;.
f',..IJ. BOY. 4} J ()
at
''1'
H.6B1-fOF:D,__i;J 06.13.:':____
~ truu and atlest~d copy of the attach~d
WR!T OF SUl1t!.Q!jCi
ThE" rvturned receipt card vaG ~:ar,tio:?d by ~.;. ~;1~/~",
on_L~;:~LL9%.
Sh~rlff'3 C03tS:
r'nr:v.ct lOQ
S~.?Tvl,,=e .
Aif1da"'lt.
Surf.;harqe
Cprtltled Mail
'31;1 ;lr/~:;;
~,,-~-I_' ._.-."<~~/:' >~~. ". .:/~v
I{. / j h(J'1l.L; Ell il\~, '-~,h;?'I' iff
~.\)C'
. t~l~
. ("'(1
2.. 0~)
-. .,.""
,
~'rCI:'~.~'
-THOMA,,: THor-1M, M/(' HAFEF
02/::G / 1':1g;::
S....orn 3f).1.,...sub:'.;~cr'i:.r2..'lr' t(. bcfor'? r,lf:'
thlf .2"1~ d;"iY r,f .~t .
J"',1r:;-~u''''.-r'. - - ~ (I, 7
_,__ (\ ,-<-_Q.~~. e('~-I ~r.;L
'~ 1 {or, lQr..:.I::Jry ,
. ---.----
HI:i:r:r."
,-, T 'F.r:
:\;'.
;-;I:-:;r.: n~: l"":~f-, l:~d.YI..:;.-. t'
! :';:1~HHI''''EALTH OF :~Er4!~'-~YI.'" /d..l:\:
- (1:,:rIT'1' I~\F C !.H1IJEE! ,t\!H'
n}LT"I_!.._~~(\ ;~;tLr.\J~J'( . IJI.~_VHFt{r;:J'~_~~O.+,.TJJt~
VS.
Ip:_ ) AI': I< '1..1'1' "I.
._E.QP!~~ J~._._F.PJn_.I___t~B._.,-.._.~-_.---- Sh(~rli:.f 01" r'Q~.JIJty Shj:-I~l.tf of
C,Ut1BEI\L/\ND Count.)', F~'rln~yl';ania, WhCl b0".1nQ d11l-Y ;:'W(lrn dccordin\l
t.o 1....., ,:;~IYS. t.tF' "'lthl.ft '!!_HLL._Q[_.~~~'-t!t1I.-~~!;_w_--
"IUS served
Up 0 n ..1. T'L,LtlI:U:D'.-___._____ ---"..----" .---'----
t.h~'
d..:_~fprl'j,lnt.. at. .J~_:1_~"':00 HOUES, on ~.hC' ::.,=:..f1 (:L1',' cd ~an.t-:';.i.l-Y.
....... +...-.-.-----......-,
1 99El :j(
.:'1 ~.,JIORTH PITT ?Tfi;:;::L..
..' Cl'l:tiJE,Eli\!.H',__,___..
.. ..._._.~_.-.".- ..-.----.--.--.--.-.. ,,- -----...... _.~~._-----_.
c.t~k_kL~? LE.!.,._J' ^.___~?S~t;{~..---
I: I)Un t y, PC'nnsy 1'1an ~iJ, by tiand inn ~~c E.(t?'H_ tU.:;.!.~~.~,. _,l,r'~~U-;T .J_fL_.!.:;J~AEGE._.DF_._~____.
~'.~r~.._'S., F.:.l,iJ,S. r _0 F ~~r':;J_1l.E ?~~, _____ .____ ,,__ u________,_._,.___.._m__________________'__
;j t.r'l,Il:: ;:inti attt?stl-:!d cop}' of t.h.? ~_~JrLI._~lf.".::z_t_LtU.1~2~_'5_..~"...
__.._.~__~._.,___.._~_~~__._. 'N_
and ;Jt the s::arll(? time d.ir.?r:tlno H,~,~:_ 'lttt,:'n1:1(ifl tc: th(- cc-,nt(:"nt~:_: th'::'J">?Gl.
Sheriff's CQ:.:ts:
[If..:.ck.:4t.1 flCl
Sl?r v i c.:.., -
Afidet'!'!_
~3Ui-ch;:IoI'q(-"
;?~<~
r: ...~".__.__. "1--' t:~1"""'-'-'''''--'' ~-_.-.
1<. : r, : ''','i !'! 1. ri':.'. ,':" t.' 1 1. t 1
1;3. O\~
::. .'~~,O
, t.~ \,;}
:'.'. ~'H~j
<:.2'2:-8~~ -THOMA~'- TH1:li1!\=~ !\!1~' il/,FEE
l:'\" "(" '~--lq;':, /i"
'-' ~,-!':~~r.....,~1J,L
tJcrZ~:~"l ----;~~
;....0)[\ ;"Jnd 7,ub:';Cl--1bed tel be::''';.>C('' ;1,"
thiS.,:u,:: d'.y ,,1 i.+-~
1<1 ql,. A,. P.
C)LL-y~. ftr,)~W:~"'" I U/'"'i"
:....,f,-',
:::i!Eh J !.T' _ h~.; _,j:!l
f.,
, 1\1\
CASE NO: 1?9C. ~0J:S p
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMDERLAND
r;!!lIO C~:;;11.^l..TY _ UJ.?_\JR1\ W;r. C:rJ_ I1ll::
'IS.
l,J::E LARIl.Y_J>L!"1___-,---
,J<P~.Efn:_J,,:_IJJl!il__..:;;R.'-'_--..-m Sh,?rif[ or Oq,uty Shpnff of
C.UMBERLAND County, P.~f'ln:3J'lv,Htla, who bf}lng duly c.....orn accordl.ntl
((1 1 ;.,jW,
t1w ''"!.t, H' WR._tL~Q~ _?U_M~IO!l_:;; ..______
was served
::;ays,
_.'..~-" -'.--'-"_.'~''''-''.'--_._--
upon __L;:L_!!..:;;SQ.C:l.IjI~-'o;_JJI<;: ---".--,--'----- ,,--- --,--
tht'
......~~----~----'-----,._..,._..
rj~fenrJant,
.:.:t, t
n)~~g-~'_:_0~ HOUES.
".he- ~'.~;)t.t1 d"y ot
,:.~~_rLl!.~" ry._.__.. M~'___.__.__>_~
___.f
Of!
19% at __::?19 NORTfL.F'.L1L;;;Jf:c:F.I
LARh-J5..l,E;LEAJ?QJ)--
__,__ ________. <:;,lJJ1_~J::Fll-.MiP_______
Count}', Penns>'l van i a. by h u rid 1 nQ t 0 H().f~..~!H~J.J:J::J__.!\I~\LkJ.:._ttl_..(~t1/~-Fr~J;,,_--~- _.~-,.__.
QLBlJ!?)ilE:;:?__ ,.. ---
.__.____.~..._... +'. .._.__...._....__n._______._._._.~"'
_ .--..----..-.....--..--..-..". -.... ~"._-_.
u t.r IJP and at.tested c\JPi" c,f the. .,:!R~T .OF. wS.tJ.l:1!lQJJ~-;_ .._".
-- ..., ---..-..-.----- .~._.._-,-_.-
and :it. the ~ame t.ll1H? dlrectlO? tLIJ~ ;:l1"t(-ntl.'~n ~wQ th..' L..(Jnt.......:nts t:.hF:r~~of.
Sher 1 ff' G Ce'r.'t:.:-:;:;
DCCy'r:>t inn
S~?rv 1(:~? .
l,ff1dav:t.
Su rch;l I--~lf?
~~~~~-
r.,o ; h"I:-"1.:: r, 1 t;.~..'. :'~ll:~r 1 f:
'::.00
. !JIll
.l<.1("
::.t.W!
'ta'~'Q')c
"TH')tt/\~"; TH'!:'l/l !\!j;, H.\FLf'
C;::i' :,',..'" ;;;! ~
~~y 'il'-'i'ifT'f.:~~
SWCirn ar,d !:.'l.lbSCI.lhed t+o t.:.;'~.';\: t1.:~'
'-h1" __.[l_1_~ d'lY "~I :!o.<-~'-7--
le, q~_ __ I,. ,l,
C}."I'r.:"g,:,..?r-:-:df...., I ~7 -
3 true ~nd <Jtte:;ted \COp!, "1 t,h" WRIT UF..SUM.~Or:S
.'
-,
"'II!';'! 1-'1' ,
1"1. "
"
"
:,r'
.....:.
t.-I,'-~F :11;: lq~i(-,.\J(')J.~6 F
CiJMHOHWrAL TH OF PEIWSYL V Ar: I ,\:
Clil!llTY OF r IIM!1FkLAIl!r
OH)(l .C:ASllALTY.,IlI.C;~:R!,W:F:,'-I~ THE
v.~
I,EF:..,l,AfWY.II AL_.._...
..RQ8ERLL,LUU';.... -:;fi,__
She-r 1 tf '.,1 [l('put}' ShVI'lff of
CU!1BERL^rt[l CDunt)', F'enTl:;.;ylvdfll<1. 'w'tl') bt.::_lnq duly ;.;wurn ;Jcc'~'Id.l!lq
t.(l lr:.w, :..lay.::;, the wlttlJ.n "!.JiJ:r._QI_.:2\J~1M(.1tL~;.
u P1:l n ___LE ~" ~lIBBY__ P,/ .8/ It. _~._EE_ J\_("::?~:I~!_~"J_t\IJ;~~~_~Jnr~
was fc"('rv'_",j
th.~.
d.~'f.:>ndunt.. iJt _J2:J_~i_;_Q.\,!. HJ.1UR~:;.
UII qu-
. tl ,.j -j ',' "1
.f :]1-. \1,"J r .,'
. _.. ....n
1 ,:l~l.F! at.
..:l.'2.lLQR.J:'B. r::J.I.L:::JhJ,'EL
c.~ f:: I c. [.,:L E I_.E A. J.?S'1 J._.,__....
. !-.J~!'1nfR.t-_!1.r.lJ'~__.
C(Il..Hlt;',
P;,;!onsy 1 'Ian 1 (j,
b>' h~lldul~
',U
ROB.
~lEIEG,
.1\P!.ILT !J~ .CIV;HPF;
FOF: .l'En;tl~A.tlL__.h
::lnd at t.he ,:;amc tIrt1e dIrc.ct.:nu HI:.... .J."t!:o:::'nt::"1.)n to tL.:..' cr_lrlt'~"nt= thurC'")!.
. ,~.Ii.'j
e" ?q,~~.<<~~
Sh~:-'l'lfi'z; Cost:.::;:
r'ccv,t.:.'t. 1 flq
'3'.:>I"V1C'.'.\
fl! lld<J'.'l '.
;':':, I.) r c h;j r 1...11:"~
G. l"l,~'
, (:)0
_. iJV'1
E'.--' TE;::'-~,i.: -r.1 1 rl' .-~--'--:=1;. 1 t!.
'.yp:.-~'i~.'i-T~ln"~A~:: 'r-!~ii!'~/\,- ,'. '.;[. HI.f- ....
.. (;':'~'.";':'~ J~2.oL
l'! . ' . ",:;,,;.,~' Sr.,.,:.!:' t.4 .l::..-.
,_ h 1
,~
J q..~ 'fl::
1(, A, : ,
~_:lit'.:,(_.l 1 b~.'d to..) : .:i,.'~'€
nf 1.,...1]...,.........,
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, "
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n\. -
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.
'Hcr,1FF" HET1:L'~
1'; :: L t\~.
CASE NO: 199G 003:(. r
COMtlONWE"LTIl OF FEIHl5YLV AN I A:
r;OUNTY OF CUI1I3CHLMI!)
Off 1 (I CjlSlJM. T'C.m!?JJJiM!C:F:.\:Ci :rUE.
VS.
!4JL'L.bBF.O.__J;:,L.)Jo._._..
._fiQ!}~~B~T_J"1..!._.J:JJH\J_~";3J)t..'"__"_.__~ Shf:-f...i! Ot' r)j~put}1 Shr.:-rlff Q:f
CUMBERLAnD County, I-'entlsy tvan.td.. 'rlhl.I b',;'lr1l1 duly tJWorn acc(trd.lnq
to l~\I, :;Ja)'s, the wit.hIn WR~J._[:~~~___~1)tt.tJOHS
\IdS served
upon . .l~O'2.M1Q__}AME~_._.______.._.______..____,_....___._____,__,_.,,_____ the
cjf;.\fend;Jnt,
at -1.;..'l,;5:"Q9 flOURS.
on the ~~?_tb. d;ll' (1 f ~!_:!.f.1~,~,,~rY_
19';'f:. a t ___:;:.!.~Ul.O.B.TlLJ:_LTLc=J.fiJ;;.D.:_ .____..._.
~M<J=l.~l,!;;t.....E.:Ll.?l2'L1...._..____.,.__" ..
. . ._.__'''_____ .,_' .:-cl!I.WEIH.-_"_!:II'____. "
Count}', Pennsy 1 van la, b)' hand i ng +:. ':', 8Q..~_t1_E:JER,."<,i}~~:V.t~T,._~J!__.~1iAR.g~.__Qy__^,,.__._"__
PE.fF:J1I~,M1.'LC;;..J'.1"f!~LQF.:._BLI~I.NESS __~_. ______~__.__.____,_.______._u.._.,,_
a t.rue ~nd attested cop;' c.i ttH: _~J1IJ..,Of.-:~!.JttJ1Q.N~~_.___.___"___.__,_.~~.__._,,._____,
and at the same tllnl? dlrE'ctlnq tl.u::;;. ~jttc'ntioH to ttH;~ contc-nts ther'i;."ol.
ShE?rifi'~,; Costs:
Docy.ctinq
Serv~C'e -
Afflda.....it
Surcharge
6.00
,130
.00
2."'0
~Q ::~~~ -~
F:.~",,, FJ if... ~fr-
'.s1;:-0i21.T!lO~lAS TWiI1A'; .\~/[ iL\F''-:''
02/2~/19%~.J ~
or l":['!.'~i~<-V
Sworn und S~b~~I'i~~,i t(1 ~E'01e ~~
Ullr
.1 'i !::. d" :.' ,-. fd...l.,t~.~ '7--
71.. A. ,i,
1")
~;,~9; f~'7.' '~7 .
~o.
tn The Court of C.::mmO:1 ?!e:s or C:.Jl',::"-:~It'l:nd c.;=r.::-;~'YI Pannsyl'lcni::
The Ohio Casualty Insurance Company
'IS,
State Farm Insurance Company
96-326 ~ivil Term
:~-
::iow,
January 24. 1996
O~ C~G::::r..!..A.'fD COt.~,:y. ?-\.., :0
~9___ !.
S~"':)T-;'':;'
----
il=!7y cL;:ue:: = Sl='..:i oi
York
Cwu:ry :0 :::=-':t: ::.is ',V:::.,
:."" . \,," .....:. _._ _ Q" :.t. . ._".
:::.s ~-pu=::.cu ..:::1f -.....- _ -= ...~.:.-" -= :::.. Ot
:!~=.
.~a-:::',..,.r~ ~/ .',
"......-. ~~
, .' !e
SlI...-,tf of C::::!:er'~d C~lICI7, ":I.."
. 0"";1 ':::,
, .,
..,
f',,)
.a. meavit or Semc=
.&:
....
',..
.,j
u
c
:iowt Januarv 31
=~ ~.;.:" SUJ11TOOS
~9 96 .~: 1:00
o'~cc
P ~r. 1=",-=
".1pan State Farm Insuran~e ('nmo.
~t 115 T.irTlP-kiln Rn.:uL P.O. Rnx ,C;7. New ("urnhPrlAnrL PA
.. ,Thomas J, Osborn, Supt" and person in charge
':! :::U:C!:1t :.0
3. true and attested
c::py ot == o::~"1 at 115 Limekiln Rd.. P.O. l'ox
257, New CUmberland, PA...
mci -~':. Cawa :0
him
. ,.
:.::: .::::=.:s :.-:::=t.
So =we:.
P----1-'1~#u-
Shc:S' ol
York
CaW1t1. ?
Swc::: .me! S'oli::sc:-J:d !:den:
== :!:is 12!:J1c!:r.y oi Februarv
CO51'S
::.c..-<.v"ICZ
~IIUAG:C:
.~: ilJA 'Yu
S 18,00
12,40
2,00
!9..2.L
.r....-___.
r_~~
v.,,;" l!,:..~S rNOftlry Public
It ..." " , ,f";mIV
... ~. Comnl''''' h '\WI' ;'(1, lr'lr,r.
. J
S 32,40
<
In Tn!!) Court or C.::mmo:1 pls:s or C:;r,::=:;i,ri:nd c.:.:t.::-;~'Y, ?snr:syl'le:r:i:::
The Ohio
Allstate
Casualty Insurance
VS,
Insurance Company
Company'
:qo.
96-326 Civil Term
::_-
---.
:iow,
January 24. 1996
:9__ !. SEZ?~:; 0:::' C~G::::..!.A...'iD COt.~':Y. ?~ co
h:::by ci.::u= t!:: SD==..: of
Dauphin
C:Ju:ty :0 ::::=".1t:: -.;, ',V:::,
~ =::u:.:!cn =:!:1i -...:- u == ~ :-::d :=.1k oi == :I,,:_~.
r:' /._'.:..7?~~ ~~
SlIe.~ ot S==u'.:md C~u:tr, ?~
.4 ;;:ida.vit or Semc:=
:-i"ow, !9 -- o\:!ca ~c. 1=-.~
== wi":":"
'.1poll
~t
=r ::u:c!!:I; :.0
. CPT oi = 0::;-:-"'1'
..
md -~,.:- l=rwa :0 ::.: .:=::.t=~ ==:::t.
So :J.::.SW=,
5hcia" .f
CoWll,., ?..
Swe:: .me! r.:i:::sc.-:cd beer:
ccsrs
::~'(,"""IC:::
~au..-\GZ
.>.::: LiJA.-rr
oS
== :::s _ c!:1y ci
19_
~--.
$
r_-~
COMMONWEAI:l'lI 01' I'l>NNA:
COUNTY 01' DAUI'IIIN:
AND NOW: Jan, 30th
WITHIN
SIIElttJo'F'S Rl>'l'UItN
NO, 96-326 Equity Term
I'AGE 218
III 96 .lIt 1:55 p, :\1.
SERVlm TilE
UPON
Wr:.it of SlIIlIl1_~_._,_.,__.,_____.__,.,_
Allstate Ins, Co,
HANDING TO
liY PERSONAI,I,y
Shaunti Spriggs, Recetpionist and person in charge at tUne
of service
AND MAKING KNOWN TO
A TRUE ATTESTED COPY OF TilE ORIGINAl,
Wri t of SlIIlIl10ns
her
of business, 6345 Flank Dr" Harrisburg, Pa,
TilE CONTENTS THEREOF AT their place
Sworn and subscribed to
before me this 12th dny of Feb,
, 1Ia" j]J0fi;~
S-IA
.....
S~_'
SHERIFF OF DAUPHIN COUNTY, PENNA
~CVV"I;f) f ~/
BY
------ -.-----..--..-.-- ......--.-.--
DEPUTY SIIEH"'F
19 96
SIIEIHFJo"S COST $,9~
SAVIIIIIISI' III . qh..Ilh
MISC, DKT, OK.. 10
PAGE lH'1
/'18'
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
'1'1 II! 01110 CASlJALI'I'Y INSURANCE
COMPANY
VS
NO: 96-326 EQUITY TERM
WRIT OF SUMMONS
LARRY LEE, ctlll
SERVE: DEAN O. HOWARD
AFFIDAVIT OF SERVICE
I William Torres,l)eputy SherllTror Patrick I. Mitchell, Sheriff of Snyder County, Pennsylvania, being duly sworn
aceordlnlllolaw deposes and says Ihat I did on the 12th day of february, 1996 at 2:30 P.M" serve the above described
Writ of Sumlllons upon the above named defendant, Dean 0, Howard, by handing to Dean O. Howard, personally at BOK
274, I !luumels Wharf, Snyder County, Pennsylvania, 0 true and correct copy of the above described Writ of Summons, and
mode known 10 Dean 0, Iloward the contents Ihereof,
SO ANSWERS
I'ATRICK I, MITCIIELL, SIIERIFF
SNYDER COUNTY, PA,
COMMONWEALTH OF PENNSYL V ANI,\
COUNTY OF SNYDER SS:
SWORN TO AND SUBS BED BEFORE ME
THIS .1.!::Lf:fDA Y OF k, _,1996
,'_"_ . ,0';.:.' ."
I ,,{;;IU__ ' ........1/;.,"',-' 1
~'-r" P~O OTARY - 4 -r-
.//'~~ 1el~ ~N7
~.I1 CC.l.i.O~!';;1lltlilMITMClH.JAH_
Ilm'UTATION UY: SIII,RIFI'OF CUMUI,RI.ANIl COUNTY, PA, 1 COURTIIOUSE SQUARE, CARlISI.E. PA, 17013
l'I.AIN'nJ'I"S A1"rORNEY:
SNYIJI,R COUNTY SIIERIFF'S COSIS:
1l<><k.Una , S.",I.., E.1.
MII..a.
Noll/)'
Depo.lt: 5 50,00 Rc<clpl. 1950
519,00
16,00
2,00
REFUND: 513,00 CK.Ncl& 53
TOTAl.: 537,00
,P A I D FEB 1 3 1996
1., The Court or C::mmo:1 ?le::s or C:.Ji;::::::lt'i:.,d C.::r..::-:...y, Psnr:syl'l~r:i=
The Ohi? Casualty Insurance Company
'lS.
Howard 0,' Dean
:'fa.
:'tow,
Januarv 24.
:9_ !,
1996
h=:by ci..::u= t!:: S~S oi
Snvder
pO' ':-u-' "'~.,.,. ..... .:... '= _"_"
::::s -:' _::ct1 ...~ -..-- - --= :::::u= _
~ of
0';-126 10''11'; +-1' 'T'eu-m
:=-
S"':..~~'-;'
----
0-::' """'''''''''''''''T ""' CO."'~ ~.. "
- ......-'~__~,4J .....'1_., . _---. _Q
Cwu:::y ~ =::".::: ::is ~V:::.,
::::
?''':-::f.
~q<::~~_;:2 ~i~
SQe..-~ =~ S==er...u:d C.:au:ry, :'3.
_~d2.vii: Qr Sem=
Swcr: :me r..:i:sc::-:cc:i Ce:C:: .
=:~_Qyci
!g-
f_ ---a
So =we:,
,~
r"
:.)
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,,)
, .
Cou.a.rr. ?:.
CC:::u .::.
::....~y"Ic:::
~au:....GE
~:LJJA"vTI
s
""'-----
s
IHI",,''''I "ITURN - SUMMONS/COMPLAINT
.-
(1.;t~ f~fJ
~to. (~
v
COMMON PLEAS NO.
COUNTY COURT
VERSUS
TERM. 19
/J1aud&- R~
NO.~ 3/1 ;),38 -7' 6
SERVED AND MADE KNOWN TO
/;1C1/'-~ e~~
Wefendant
o Defendant Company
by handing a true and attested copy of the within Summons/Complaint, issued In the above captioned matter
on 'P~.Li.oi / ,19 9 b ,at~,5V o'clock, PM" E.S.T.lD,S.T.
at /0,;1. 7 atIL.~vL- ~ , in the County of Philadelphia,
State of Pennsylvania, to
0(1)
.al2)
the aforesaid defendant, personally;
an adult member of the family of said defendant, with whom sold defendant resides, who stated that
his/her relationship to said defendant is that of 7Yl u/ti:i...
o (3) an adult person in charge of defendant's residence; the said adult person having refused, upon re-
0(4)
0(5)
0(6)
quest, to give his/her name and relationship to said deit:i1dant;
the manager/clerk of the place of lodging in which said defendant resides;
agent or person for the time being in charge of defendant's office or usual place of business,
the
and officer of said defendant Company;
So Answers,
JOHN D. GREEN, SherIfF
By:
elcl?1-'- )n c/1.~~
'If::-
~tf3
/lr/,uly Shrri/!
IMBIR.,. 12Al71
.
\" The Cou&:t cT C::mmO:i P!e:s or C:"r,:::::iit'i:nd C,::u:-;~'YI ?anr:syl'lc:r:i::::
The Ohio Casualty Insurance Company
"I(S.
,..-'
Marcella Rack
:'fa.
0';-"6 R'1I1;"'V Tprm
:~-
~ow, .1;:mIJRry '4. 1 qqfi ~---.!. SEZ:...!::: O? C~r.;::::'=..!.A.'lD COt..~':'Y, ?A..., CO
h=-.by ci..::u= = S-n==.s oi
Philad~]nhiR
~u:ty :0 ::::::-.1t: :!:is ',V:;:.
... .. . .. . '0 ... -0" ,_
::::s =u:::ct1 =~..,G' -"t.... U :.::.: ::::u:= ::Q ~ or. == :".~=.
. -, ,
r-t<<P/ ~~~
SlIe..~ of C=:!ler! d C~lIllrr, .:100
"'=d . .~ '
_~ 2.V1t or _e:'"71C=
:iow,
!9
o\:!c=
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..
. --
. .0'
:.:e WI".'"
"J::oa
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=::.::is_6y~i
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~cru..-\.G;::
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oS
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,
Commonwealth of Pennsylvania
County of Cumberland
oj .
a: ~ I!.
8e .
wi~
a:~'C
:ol3
~et.;
o,!t:
a:_
u..
~)~
8 ~ -oj
wll~ ,
iI;'
"'~i
'ftle Ohio Casualty Insurance
CaTpany
Court 01 Conunoll Pi....
VI.
No, __~.!i,:~!!.!iJ~mp.ty.1~;qLm.m... 19....
In ___~j.xg.ffltWn.:.fm!!:.!....__________m
Larry Lee: Lee Assoc., Inc,
(see attached for additional defendants)
To ...~.~~.L~.Ikl!lQqkt~..1/lc;~__luee attached for additional defendant)
You art htrtby notified that
..~.~..~~ty..t~~.~y...._..........................__._....._.............
th PI' 'II h ced' . Civil Action - "~,H"
e atnn US commen an action In ..___.._____...__.._.._________......~~_":.Z.________...________....__
againSl you which ~'ou are required 10 deltnd or a delauh judgment may be enlered again.t you,
(SEAL)
l.awrcncc E, Welker
............-......p~th~~~~;y......-.-.......--
Dale ...___-!~~.~.2n...._______ 19u'l~
By nC!:.~yf!:~l.L{'=.__2l{~t~~____m
Deputy
'...--.
r:',
J", 'I'"~
;.d . I
., .~ ~
. .
. J~~~
8 i.olo!!
41 i~~jJ I
J u I
c
III
k I
- ::l i~j.B:1 ~
~l III .
C or ~ j ~
M I!j if
FO >- ,51
.. ,
~ "
~ I I d f
III C
::l -~~..; ~M J j/ ~.. ~
III :as~~~ <
III
'" CJ .~ f
N I
,., 0 ~f Ill' ~ In
I ....
'" .c ri .. ::
C7\ 0 l1!
41 II ~~ , Q 0 l"-
t In ~
~ .c I -0. r--
,
E-o , H,.,g,. _
.
t... : 96-171; Rauitv Term
. compte.. I.."" I IndlO,"')lor "dd.bona. Wfvlc...
.. Comptt.1 It,"" 3. tnd 4. . b,
, . ''In' your nlfnt and .dd,... on th. fly"" 01 this form .0 thlt lIfW. c,n
"bUn tN. elld to you.
.. . AII.ch thl. form to the front of 1M m.ilpt,c.. or on Itw tNc:k If 'PIC.
dOli not pen",..
I . Wrtt. "R'lurn A.nlp. RtQl.HtIf.d" on the ma.... below the lr1icle number
'5 . ThI R,turn RKllp. wilJ .how to vrhorn the attk:" WI' dlb'red InCf the d,t,
i ~ll"'''ed.
J 3, Anlcl. Add'....d to: . .
BUl Thompsons Transport
26600 Van Born Road
Dear Born Heights, MI 48125
.....,.,
I
I
4b, S.rvlc. Tvp. J
o R.gl.t.,.d 0 In.ur.cr
~ C.rtlfl.d 0 COD .2'
r!J bp,... M.II 0 R.tu,n R.c.lpt fa, !
7. D., of D.llv.ry ~
- -% il
..
Addr.....', Addr"s (Only if requelted"l
.nd f.. I. p.ldl ~
I .1.0 wl.h to r,c.'v. tho
fOllowing ..,vie.. flor In I_I,.
f..11
1. 0 Add'.....'. Add,...
2. 0 R..t,'cl.d D.llv.rv
Consult oatmea.., for fee.
4., Artl~. ~'n'"' 563 393
4b, Service Tvpe
~ Reglltered 0 Inlurla
Cenlfled 0 COD
Exp,... Mell 0 R.turn Receipt for
J
7, J!le of Dellverv
8. Addr...ee', Add,. I (
.nd f.. II plld)
..
J;
!l
"
· usa PO , '....307,530 DOMESTIC RETURN RECEIPT
,..,. R:
~ . Com"t""", 1 .ndlar 2 'Of addltlONI '.,vIc...
.. . Comptet. h.ml 3. Ind .1 & b.
, . Print vow name Ind 'dd".. on the ,.v.r.. of IhI, 'OIm 10 lhal w. can
,.turn thl, Clrd to you.
. AnlCh thll fonn 10 lhe 'ront 01 1M m.il""c., or on lhe b'ck Ir Ip.e.
dot, not PlrmIt.
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MARGOLIS EDELSTEIN
BY: DONALD M, DAVIS, ESQUIRE
I,D, NO. 27546
The Curtis Center - 4th Floor
Independence Square West
Philadelphia, PA 19106
(215) 922-1100
Attorney for Defendants,
Rudy R, Buchan and
Bill Thompson's Transport
------------------------------------
THE OHIO CASUALTY INSURANCE COMPANY:
COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PA
vs,
,
,
LARRY LEE: LEE ASSOCIATES, INC"
and LARRY LEE D/B/A LEE ASSOCIATES :
INC" MARCELLA RACK, JAMES LOZANO,
RUDY R, BUCHAN, BILL THOMPSON'S
TRANSPORT, HOWARD 0, DEAN,
ABF FREIGHT SYSTEMS, STATE FARM
INSURANCE COMPANY, CONNECTICUT
INDEMNITY COMPANY, and
ALLSTATE INSURANCE COMPANY
CIVIL ACTION - EQUITY
,
,
NO, 96-326 EQUITY TERM
,
,
,
,
ENTRY OF APPRARAHCE
TO THE PROTHONOTARY:
Please enter our appearance on behalf of defendants,
Rudy R, Buchan and Bill Thompson's Transport, in the above-
captioned case,
MARGOLIS EDELSTEIN
BY ~haPd/~l'.:0~
DONALD M, DAVIS
Attorney for Defendants,
Rudy R, Buchan,
Deborah L, Buchan, and
Bill Thompson's Transport
.
.
MARGOLIS EDELSTEIN
BY: DONALD M, DAVIS, ESQUIRE
I,D, NO, 27546
The curtis Center - 4th Floor
Independence Square West
Philadelphia, PA 19106
(215) 922-1100
Attorney for Defendants,
Rudy R, Buchan anu
Bill Thompson's Transport
------------------------------------
THE OHIO CASUALTY INSURANCE COMPANY:
COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PA
,
,
vs,
LARRY LEE; LEE ASSOCIATES, INC"
and LARRY LEE D/B/A LEE ASSOCIATES
INC" MARCELLA RACK, JAMES LOZANO,
RUDY R, BUCHAN, BILL THOMPSON'S
TRANSPORT, HOWARD 0, DEAN,
ABF FREIGHT SYSTEMS, STATE FARM
INSURANCE COMPANY, CONNECTICUT
INDEMNITY COMPANY, and
ALLSTATE INSURANCE COMPANY
,
,
CIVIL ACTION - EQUITY
,
,
NO, 96-326 EQUITY TERM
:
,
,
CERTIFICATE OF SERVICE
1, Donald M, Davis, Esquire, hereby state that a true
and correct copy of the attached Entry of Appearance was mailed
to:
Douglas B, Marcello, Esquire
THOMAS, THOMAS & HAFER
305 N, Front Street
P,O, Box 999
Harrisburg, PA 17108
William p, Douglas, Esquire
27 West High Street
P,O, Box 261
CarliSle, PA 17013
Marcella Rack
C/O Agostino Cammisa, Esquire
MARION, SATZBERG, TRICHON & KOGAN
3000 Mellon Bank Center
1735 Market Street
Philadelphia, PA 19103-7594
James T, Lozano
813 Conodoquinet Drive
Camp Hill, Pa 17011
Howard 0, Dean
1 Pine Lane
Hummel's Wharf, PA 17931
ABF Freight Systems
341 Remington Road
Springfield, ILL 62707
state Farm Insurance Company
115 Limekiln Road
P,O, Box 257
New Cumberland, PA 17070-0257
Connecticut Indemnity Company
P,O, Box 4310
Hartford, CT 06147
Allstate Insurance Company
6345 Flank Drive
Harrisburg, PA 17112
by U,S, Mail, postage prepaid on March 4, 1996,
MARGOLIS EDELSTEIN
BY ~t~(jf' ~1.~~L~
DONALD M, DAVIS
Attorney for Defendants,
Rudy R, Buchan,
Deborah L, Buchan, and
Bill Thompson's Transport
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DOUGLA!l, DOUGLAS & DOUGLA!l
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WILLIAM p, DOUGLAS, ESQUIRE
ATTY. 1.0. # 37926
DOUGLAS, DOUGLAS & DOUGLAS
27 WEST HIGH STREET
P.O. BOX 261
CARLISLE, PA. 17013
717-243-1790
ATTORNEY FOR LARRY LEE DEFENDANTS
.
THE OHIO CASUALTY INSURANCE : IN THE COURT OF COMMON PLEAS
COMPANY : OFCUMBERLANDCOUNTY,PA.
v.
.
: CIVIL ACTION - EQUITY
LARRY LEE; LEE ASSOCIATES, INC., : NO. 96 - 326 EQUITY TERM
and LARRY LEE d/b/a
LEE ASSOCIATES, INC.,
MARCELLA RACK, JAMES LOZANO,:
RUDY R. BUCHAN, BILL
THOMPSONS TRANSPORT,
HOWARDO. DEAN,
ABF~GHTSYSTEM~
STATE FARM INSURANCE
COMPANY, CONNECTICUT
INDEMNITY COMPANY, ALLSTATE:
INSURANCE COMPANY : RffiYTRIALDEMANDED
ANSWER WITH NEW MATTER
1. Admitted,
2. Admitted.
3. Admitted.
4. Admitted.
5. Admitted.
6. Admitted.
7, Admitted.
.
8. Admitted,
9, Admitted,
10, Admitted.
11. Admitted.
12. Admitted.
13. Admitted.
14. Admitted.
15. Admitted.
16. Denied as stated. The vehicle in question was owned by Larry
Lee & Associates, Inc. The rernainder of the allegation is admitted.
17, Denied as a legal conclusion.
18. Denied as an incorrect legal conclusion, and there was underlying
insurance with regard to said vehicle
19, Denied.
The contract speaks for itself.
The contract speaks for itself.
20, Denied.
21. Denied. At no time did Larry Lee Associates, Inc., rnake
fraudulent statements and/or omissions, nor did they intentionally conceal nor
intentionally misrepresent material facts.
22. Denied.
The contract speaks for itself.
23. Denied, The answer to paragraph 21 is incorporated herein
and reference is made thereto.
24. Denied. At no tirne did Defendant Larry Lee Associates, Inc.,
intentionally misrepresent that they were not the owners of vehicles.
25. Denied. The answer to paragraph 24 is incorporated herein
and reference is made thereto.
26, Denied. At no time did Larry Lee Associates, Inc" act in bad
faith, and the answer to paragraph 24 is incorporated herein and reference is
rnade thereto.
I'
e
27, Denied. At no time did Defendant Larry Lee Associates, Inc.,
intentionally conceal, intentionally misrepresent, or fraudulently misrepresent
anything to the plaintiff. Strict proof is dernanded on the remainder of the
averment.
28. Denied. The answer to paragraph 27 is incorporated herein
and reference is rnade thereto.
29, Denied. The answer to paragraph 27 is incorporated herein
and reference is made thereto. The policy in question is not void ab initio.
30. Denied. The answer to paragraph 29 is incorporated herein and
reference Is made thereto.
31. Denied.
policy.
There is underlying insurance as described in the
32. Denied.
NEW MATTER
33. The plaintiff's claims are barred by the doctrine of laches,
34. The plaintiff's claims are barred by the doctrine of estoppel.
35 The plaintiff's claims are barred by the doctrine of waiver,
36. The plaintiff's claims are barred by the statute of frauds.
37. The plaintiff's claims are barred by the statute of limitations.
38. The policy in question is arnbiguous, and all ambiguities are
decided against the writer of said policy.
WHEREFORE, it is prayed that the cornplaint of The Ohio Casualty
Insurance Company be dismissed.
DOUGLAS, DOUGLAS & DOUGLAS
",..~"''''.''''\
COMMONWEALTH OF PENNSYLVANIA )
COUNTY OF CUMBERLAND
55.
)
Larry V. Lee, being duly sworn according to law, deposes and says that
the averments of the within pleading are true and correct, to the best of affiant's
knowledge, Information, and belief.
Sworn to and subscribed before rne
this~dayof YYlOJU.1tJ ,1996.
,/}(jiYIt7t iY7, ,~fI/I___
Notary I \
NOTARIAL SEAl
JAHU M,LAY NOTARY PUBlIC
CARUSlE BORO. CUMBERlAND COUNtY
MY COMMISSION EllPIHES JUNE 26. 1999
rfJ t '~J
~ ~J' ~
" Larry V, ee
THE OHIO CASUALTY INSURANCE : IN THE COURT OF COMMON PLEAS
COMPANY : OF CUMBERLAND COUNTY, PA.
V.
: CIVIL ACTION - EQUITY
LARRY LEE; LEE ASSOCIATES, INC" : NO. 96 - 326 EQUITY TERM
and LARRY LEE d/b/a
LEE ASSOCIATES, INC.,
MARCELLA RACK, JAMES LOZANO,:
RUDY R. BUCHAN, BILL
THOMPSONS TRANSPORT,
HOWARD O. DEAN,
ABF FREIGHT SYSTEMS,
STATE FARM INSURANCE
COMPANY, CONNECTICUT
INDEMNITY COMPANY, ALLSTATE:
INSURANCE COMPANY : JURY TRIAL DEMANDED
CERTIFICATE OF SERVICE
It is hereby certified that a copy of the Answer With New Matter was sent
to the following, by regular mall, postage prepaid, on March 13, 1996:
Douglas B. Marcello, Esquire
Thomas, Thomas & Hafer
305 North Front Street
P.O. Box 999
Harrisburg, Pa. 17108
Attorney for Ohio Casually
Marcella Rack
c/o Agostino Carnmlsa, Esquire, her attorney
Marion, Satzberg, Trlchon & Kogan
3000 Mellon Bank Center
1735 Market Street
PhiladelphIa, Pa. 19103-7594
James Lozano
813 Conodoguinet Drive
Camp Hill, Pa. 17011
Rudy R. Buchan
139 Aberdeen Street
Merlin, Ontario Nopiwu Canada
t
.
Bill Thompsons Transport
26600 Van Born Road
Dearborn Heights, Michigan 48125
Howard O. Dean
Box 274 Pine Lane
Hummels Wharf, Pa, 17831-0274
ABF Freight Systems
3801 Old Greenwood Rd.
Fort Smith, Arkansas 72903
State Farm Insurance Company
115 Limekiln Road
P,O. Box 257
New Cumberland, Pa. 17070-0257
Connecticut Indemnlty Company
P.O. Box 4310
Hartford, Connecticut 06147
Allstate Insurance Company
6345 Flank Drive
Harrisburg, Pa. 17112
DOUGLAS, DOUGLAS & DOUGLAS
, :;l ()
By i u.. -, '
William P. Douglas, Esquire
Atty. 1.0. # 37926
27 West High Street
P.O. Box 261
Carlisle, Pa. 17013
717-243-1790
Attorney for Larry Lee Defendants
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ENTRY OF APPEARANCE
Please enter my appearance on behalf of Defendant, Allstate Insurance Company, in the
above-captioned matter,
THE OHIO CASUALTY INSURANCE
COMPANY,
PlalntllT
v,
LARRY LEE; LEE ASSOCIATES,
INC" and LARRY LEE d/b/a LEE
ASSOCIATES, INC" MARCELLA
RACK, JAMES LOZANO, RUDY R,
BUCHAN, BILL THOMPSONS
TRANSPORT, HOWARD 0, DEAN,
ABF FREIGHT SYSTEMS, STATE
FARM INSURANCE COMPANY,
CONNECTICUT INDEMNITY
COMPANY, ALLSTATE INSURANCE
COMPANY,
Defendants
TO THE PROTHONOTARY:
Dated: '3-~~.-~
68784.1
.
: IN TilE COURT OF COMMON PLEAS
: CUMBERLAND CTY" PENNSYLVANIA
: NO, 96-326 EQUITY TERM
: CIVIL ACTION - EQUITY
: JURY TRIAL DEMANDED
Respectfully submitted,
CALDW'mS'
BY:c:r tt7
James G, Nealon, III, Esquire
Attorney's ID #46457
Attorneys for Allstate Insurance Company
3631 North Front Street
Harrisburg, PA 17110-1533
(717) 232-7661
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CERTIFICATE OF SERVICE
AND NOW, this ~.~ay of M&o..k..I-.. , 1996,1 hereby certity that I have served the
foregoing Entry of Appearance on the following by depositing a true and correct copy of same in
the United States mails, postage prepaid, addressed to:
William p, Douglas, Esquire
Douglas, Douglas & Douglas
27 West High Street
p, O. Box 261
Carlisle, PA 17013
Marcella Rack
c/o Agostino Cammisa, Esquire, her attorney
Marion, Satzberg, Trichon & Kogan
3000 Mellon Bank Center
1735 Market Street
Philadelphia, PA 19103-7594
James Lozano
813 Conodoguinet Drive
Camp Hill, PA 17011
Rudy R, Buchan
139 Aberdeen Street
Merlin, Ontario Nopiwu, Canada
Bill Thompsons Transport
26600 Van Born Road
Dearbom Heights, MI 48125
John A. Statler, Esquire
Goldberg, Katzman & Shipman, P,C,
320 E Market Street
Strawberry Square
p, 0, Box 1268
Harrisburg, P A 17108-1268
State Farm Insurance Company
115 Limekiln Road
p, 0, Box 257
New Cumberland, PA 17070-0257
,.
Connecticut Indemnity Company
p, O. Box 4310
Hartford, CT 06147
Douglas B, Marcello, Esquire
Thomas, Thomas & Hafer
305 North Front Street
Sixth Floor
p, O. Box 999
Harrisburg, P A 17108-0999
~ lS:~~
James Q, Nealon, III, Esq,
68784.1
,.
LAW orrICES or RUTTER , DiPIERO
By. Andrew E, DiPiero, Jr,
Identification No, 34671
The Curtis Center, suite 750
601 Walnut street
Philadelphia, PA 19106
(215)925-9200
Attorney for Defendant,
Howard Dean
IN THE COURT or COMMON PLEAS or CUMBERLAND COUNTY
CIVIL ACTION - LAW
THE OHIO CASUALTY INSURANCE
COMPANY
v,
LARRY LEE; LEE ASSOCIATES,
INC" and LARRY LEE d/b/a
LEE ASSOCIATES INC" MARCELLA
RACK, JAMES LOZANO, RUDY R.
BUCHAN, BILL THOMPSON'S
TRANSPORT, HOWARD O. DEAN ,
ABF FREIGHT SYSTEMS, STATE
FARM INSURANCE COMPANY,
CONNECTICUT INDEMNITY COMPANY,
and ALLSTATE INSURANCE COMPANY
, NO, 96-326
.
,
,
:
,
,
,
,
,
,
,
,
,
.
:
,
,
,
,
,
,
,
,
,
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,
,
TO THE PROTHONTARY:
ENTRY or APPEARANCE
Kindly enter my appearance on behalf of Defendant, Howard O.
Dean, in the above-captioned matter.
Howard
,
I
l
CERTIFICATE OF SERVICE
This is to certify that true and correct copies of the
foregoing pleading have been forwarded to the following individuals
via United States First Class Mail, postage prepaid, on March 28,
1996, addressed as follows:
Donald M. Davis, Esquire
Margolis, Edelstein
The Curtis Center, Fourth Floor
Independence Square West
Philadelphia, PA 19106
Douglas B, Marcello, Esquire
Thomas, Thomas & Hafer
305 N, Front Street, P,O, Box 999
Harrisburg, PA 17108
William p, Douglas, Esquire
27 West High Street, P,O, Box 261
Carlisle, PA 17013
Agostino Cammisa, Esquire
Marion, Satzberg, Trichon & Kogan
3000 Mellon Bank Center
1735 Market Street
Philadelphia, PA 19103-7594
James T, Lozano
2076 Dartmouth Street
Camp Hill, PA 17011-3833
ABF Freight Systems
341 Remington Road
Springfield, IL 62707
State Farm Insurance Company
115 Limekiln Road, P,O, Box 257
New Cumberland, PA 17070-0257
Connecticut Indemnity Company
P,O, Box 4310
Hartford, CT 06147
Allstate Insurance Company
6345 Flank Drive
Harrisburg, PA 17112
LAW OFFICES
B
OF RUTTER &
cad)
Andrew E, DiPiero/.
Attorney for De dant,
Howard 0, Dean
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THE OHIO CASUALTY INSURANCE
COHPAIfY,
IN THE COURT OF COHMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
plaintiff
VB. NO. 96-326 EQUITY TERM
LARRY LEE; LEE ASSOCIATES,
INC., and LARRY LEE d/b/a
LEE ASSOCIATES, INC., CIVIL ACTION - EQUITY
MARCELLA RAClt, JAKES
LOZANO, RUDY R. BUCHAN,
BILL THOHPSOHS TRANSPORT,
HOWARD o. DEAH, ASF FREIGHT
SYSTBKS, STATE ~ARM
INSURANCE COHPAIfY,
CONNECTICUT INDBKNITY
COHPAIfY, ALLSTATE INSURANCE
COHPAIfY, JURY TRIAL DEMANDED
Defendant.
ANSWER TO NEW MAlTER
33. Denied,
The averments of paragraph #33 state a
conclusion of law to which no responsive pleading is required, In
the alternative, the averments are denied and proof is demanded at
time of trial.
34. Denied,
The averments of paragraph #34 state a
conclusion of law to which no responsive pleading is required, In
the alternative, the averments are denied and proof is demanded at
time of trial,
35. Denied,
The averments of paragraph #35 state a
conclusion of law to which no responsive pleading is required, In
the alternative, the averments are denied and proof is demanded at
time of trial,
36. Denied,
The averments of paragraph #36 state a
conclusion of law to which no responsive pleading is required, In
the alternative, the averments are denied and proof is demanded at
time of trial,
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37. Denied,
The averments of paragraph #37 state a
conclusion or law to which no responsive pleading is required, In
the alternative, the averments are denied and proof is demanded at
time or trial.
38. Denied,
The averments of paragraph #38 state a
conclusion of law to which no responsive pleading is required, In
the alternative, the averments are denied and proof is demanded at
time or trial.
THOMAS, THOMAS & HAFER
By:
\ ~ .- '-
D~~S B, Marcello
A~~y I,D, No, 36510
305 North Front Street
P,O, Box 999
Harrisburg, Pennsylvania 17108
(717) 255-7238
Attorney for Plaintiff
~
2
. .
VERIFICATION
I, WILLIAM F, JOHANSEN, state that I am familiar with the
facts and allegations set forth in the foregoing document, I have
read the foregoing document and hereby affirm that it is true and
correct to the best of my personal knowledge, information and
belief, This Verification is made pursuant to 18 Pa.C,S, 84904
relating to unsworn falsification to authorities,
DATED:
,1)3 ";1,1/.
WILLtt-;' JOHANSEN
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CERTIFICATE OF SERVICE
AND HOW, this
I, Jl:
day of April, 1996, I, Coleen M,
Hartman, of the law firm of Thomas, Thomas & Hafer, hereby certify
that I sent a true and correct copy of the foregoing document by
placing a copy of the same in the United states Mail, first class,
postage prepaid, to the following:
William p, Douglas, Esquire
Douglas, Douglas & Douglas
27 West High street
P,O, Box 261
Carlisle, Pennsylvania 17013
Marcella Rack
c/o Agostino Cammisa, Esquire
Marion, Satzberg, Trichon & Kogan
3000 Mellon Bank Center
1735 Market street
Philadelphia, Pennsylvania 19103-7594
James Lozano
813 Conodoguinet Drive
Camp Hill, Pennsylvania 17011
Rudy R, Buchan
139 Aberdeen street
Merlin, ontario Nopiwu Canada
Bill Thompsons Transport
26600 Van Born Road
Dearborn Heights, Michigan 48125
Howard 0, Dean
Box 274 Pine Lane
Hummels Wharf, Pennsylvania 17831-0274
."
ABF Freight Systems
3801 Old Greenwood Road
Fort smith, Arkansas 72903
State Farm Insurance Company
115 Limekiln Road
P.O. Box 257
New Cumberland, Pennsylvania 17070-0257
Connecticut Indemnity Company
P.O. Box 4310
Hartford, Connecticut 06147
Allstate Insurance Company
6345 Flank Drive
Harrisburg, Pennsylvania 17112
&tJl '~J/t('4--
Coleen H. Hartman
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THE OHIO CASUALTY INSURANCE IN THE COURT OF COKMON PLEAS
COMPANY, CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
va. NO. 96-326 EQUITY TERM
LARRY LEE; LEE ASSOCIATES,
INC., aDd LARRY LEE d/b/a
LEE ASSOCIATES, INC., CIVIL ACTION - EQUITY
MARCELLA RACK, JAKES
LOZANO, RUDY R. BUCHAN,
BILL TROKPSONS TRANSPORT,
BOWARD O. DEAN, ASF FREIGHT
SYSTBKS, STATE FARM
INSURANCE COKPANY,
CONNECTICUT INDEMNITY
COMPANY, ALLSTATE INSURANCE
COKPANY, JURY TRIAL DEMANDED
Defendants
PLAINTIFF'S ANSWER TO NEW MATTER OF
DEFENDANT MARCELLA RACK
1.
Denied.
The Averments of paragraph #1 state a
conclusion of law to which no responsive pleading is required. In
the alternative, in the event a responsive pleading is required,
the averments of paragraph #1 are denied and proof is demanded at
time of trial.
2.
Denied.
The Averments of paragraph #2 state a
conclusion of law to which no responsive pleading is required. In
the alternative, in the event a responsive pleading is required,
the averments of paragraph #2 are denied and proof is demanded at
time of trial.
3.
Denied.
The Averments of paragraph #3 state a
conclusion of law to which no responsive pleading is required. In
the alternative, in the event a responsive pleading is required,
the averments of paragraph '3 are denied and proof is demanded at
time of trial.
4. Denied. The Averments of paragraph #4 state a
conclusion of law to which no responsive pleading is required. In
the alternative, in the event a responsive pleading is required,
the averments of paragraph #4 are denied and proof is demanded at
time of trial.
5. Denied. The Averments of paragraph #5 state a
conclusion of law to which no responsive pleading is required. In
the alternative, in the event a responsive pleading is required,
the averments of paragraph #5 are denied and proof is demanded at
time of trial.
6. Denied. The Averments of paragraph #6 state a
conclusion of law to which no responsive pleading is required. In
the alternative, in the event a responsive pleading is required,
the averments of paragraph #6 are denied and proof is demanded at
time of trial.
7. Denied. The Averments of paragraph #7 state a
conclusion of law to which no responsive pleading is required. In
the alternative, in the event a responsive pleading is required,
the averments of paragraph #7 are denied and proof is demanded at
time of trial.
8. Denied. The Averments of paragraph #8 state a
conclusion of law to which no responsive pleading is required. In
the alternative, in the event a responsive pleading is required,
the averments of paragraph #8 are denied and proof is demanded at
time of trial.
By:
;
,
WHBREWORE, Plaintiff requests this Honorable Court to dismiss
Defendant Rack's New Hatter.
THOMAS, THOMAS & HAFER
(
Do . Marcello
Att ey I.D. No. 36510
305 North Front Street
P.O. Box 999
Harrisburg, Pennsylvania 17108
(717) 255-7238
Attorney for Plaintiff
VERIFICATION
I, WILLIAM F. JOHANSEN, state that I am familiar with the
facts and allegationD Bet forth in the foregoing document. I have
read the foregoing document and hereby affirm that it is true and
correct to the best of my personal knowledge, information and
belief. This Verification is made pursuant to 18 Pa.C.S. 54904
relating to unsworn falsification to authorities.
DATED:
03 -Ie- 'It.
,
WILLlf5.-. ~
JOHANSEN
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CERTIFICATE OF SERVICE
1()/'1
AND NOW, this
day of April, 1996, I, Coleen M.
Hartman, of the law firm of Thomas, Thomas & Hafer, hereby certify
that I sent a true and correct copy of the foregoing document by
placing a copy of the same in the United states Mail, first class,
postage prepaid, to the following:
William P. Douglas, Esquire
Douglas, Douglas & Douglas
27 West High street
P.O. Box 261
Carlisle, Pennsylvania 17013
Harcella Rack
c/o Agostino Cammisa, Esquire
Marion, Satzberg, Trichon & Kogan
3000 Hellon Bank Center
1735 Market street
Philadelphia, Pennsylvania 19103-7594
James Lozano
813 Conodoguinet Drive
Camp Hill, Pennsylvania 17011
Rudy R. Buchan
139 Aberdeen street
Merlin, ontario Nopiwu Canada
Bill Thompsons Transport
26600 Van Born Road
Dearborn Heights, Michigan 48125
Howard O. Dean
Box 274 Pine Lane
Hummels Wharf, Pennsylvania 17831-0274
ABF Freight systems
3801 Old Greenwood Road
Fort Smith, Arkansas 72903
State Farm Insurance Company
115 Limekiln Road
P.O. Box 257
New Cumberland, Pennsylvania 17070-0257
Connecticut Indemnity Company
P.O. Box 4310
Hartford, Connecticut 06147
Allstate Insurance Company
6345 Flank Drive
Harrisburg, Pennsylvania 17112
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Coleen H. Hartman
John A. Itat1er, ..q.
I.D. 143812
OOLDBBRG, ItATIMAN , IBIPIlIUI, P.C.
320 Market Street
P. O. Box 1268
Harri.burg, PA 17108-126B
(717) 234-4161
Counsel for Defendant, ABF
Freight Systems
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNA
THE OHIO CASUALTY INSURANCE
COHPANY,
Plaintiff
.
.
: NO. 96-326 EQUITY TERM
v.
.
.
.
.
LARRY LEE; LEE ASSOCIATES,
INC., and LARRY LEE d/b/a LEE
ASSOCIATES, INC., MARCELLA RACK,:
JAMES LOZANO, RUDY R. BUCHAN,
BILL THOHPSONS TRANSPORT, HOWARD:
O. DEAN, ABF FREIGHT SYSTEMS,
STATE FARM INSURANCE COMPANY,
CONNECTICUT INDEMNITY COMPANY,
ALLSTATE INSURANCE COHPANY,
Defendants
CIVIL ACTION - EQUITY
JURY TRIAL DEMANDED
.
.
ANSWER OP DEPENDANT. AUP FRBIGHT SYSTEMS.
TO TBB PLAINTIPP' S COMPLAINT
AND NOW, comes Defendant, ABF Freight systems, by its
attorneys, Goldberg, Katzman & Shipman, P.C., who file the
following Answer to the Complaint in Equity filed by the
Plaintiff:
1-8. After reasonable ir.vestigation, answering Defendant is
without information sufficient to form a belief as to the truth
or falsity of the averments in these paragraphs and, therefore,
denies the same and demands strict proof at time of trial if
deemed material.
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9.
Admitted.
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10. Denied as stated. ABF Freight Systems' principal place
of business is 3801 Old Greenwood Road, Ft. smith, Arkansas
72903.
11-13. Denied. After reasonable investigation, answering
Defendant is without information sufficient to form a belief as
to the truth or falsity of the averments in these paragraphs and,
therefore, denies the same and demands strict proof at time of
trial if deemed material.
14. After reasonable investigation, answering Defendant is
without information sufficient to form a belief as to the truth
or falsity of the averments in this paragraph and, therefore,
denies the same and demands strict proof at time of trial if
deemed material.
15. After reasonable investigation, answering Defendant is
without information sufficient to form a belief as to the truth
or falsity of the averments in this paragraph and, therefore,
denies the same and demands strict proof at time of trial if
deemed material.
16. Admitted on information and belief.
2
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17. The averments in this paragraph constitute conclusions
of law to which no response is required. In the event a response
is deemed to be required, answering Defendant is without
information sufficient to form a belief as to the truth or
falsity of the averments in this paragraph and, therefore, denies
the same and demands strict proof at time of trial if deemed
material.
18. The averments in this paragraph constitute conclusions
of law to which no response is required. In the event a response
is deemed to be required, answering Defendant is without
information sufficient to form a belief as to the truth or
falsity of the averments in this paragraph and, therefore, denies
the same and demands strict proof at time of trial if deemed
material.
19. After reasonable investigation, answering Defendant is
without information sufficient to form a belief as to the truth
or falsity of the averments in this paragraph and, therefore,
denies the same and demands strict proof at time of trial if
deemed material.
20. After reasonable investigation, answering Defendant is
without information sufficient to form a belief as to the truth
or falsity of the averments in this paragraph and, therefore,
3
denies the same and demands strict proof at time of trial if
deemed material.
21. The averments in this paragraph constitute conclusions
of law to which no response is required. In the event a response
is deemed to be required, answering Defendant is without
information sufficient to form a belief as to the truth or
falsity of the averments in this paragraph and, therefore, denies
the same and demands strict proof at time of trial if deemed
material.
22. The averments in this paragraph constitute conclusions
of law to which no response is required. In the event a response
is deemed to be required, answering Defendant is without
information sufficient to form a belief as to the truth or
falsity of the averments in this paragraph and, therefore, denies
the same and demands strict proof at time of trial if deemed
material.
23. The averments in this paragraph constitute conclusions
of law to which no response is required. In the event a response
is deemed to be required, answering Defendant is without
information sufficient to form a belief as to the truth or
falsity of the averments in this paragraph and, therefore, denies
4
. .
.
the same and demands strict proof at time of trial if deemed
material.
24. Denied. After reasonable investigation, answering
Defendant is without information sufficient to form a belief as
to the truth or falsity of the averments in this paragraph and,
therefore, denies the same and demands strict proof at time of
trial if deemed material.
25. Denied. After reasonable investigation, answering
Defendant is without information sufficient to form a belief as
to the truth or falsity of the averments in this paragraph and,
therefore, denies the same and demands strict proof at time of
trial if deemed material.
26. Denied. After reasonable investigation, answering
Defendant is without information sufficient to form a belief as
to the truth or falsity of the averments in this paragraph and,
therefore, denies the same and demands strict proof at time of
trial if deemed material.
27. Denied. After reasonable investigation, answering
Defendant is without information sufficient to form a belief as
to the truth or falsity of the averments in this paragraph and,
5
therefore, denies the same and demands strict proof at time of
trial if deemed material.
28. Denied. After reasonable investigation, Answering
Defendant is without information sufficient to form a belief as
to the truth or falsity of the averments in this paragraph and,
therefore, denies the same and demands strict proof at time of
trial if deemed material.
29. The averments in this paragraph constitute conclusions
of law to which no response is required. In the event a response
is deemed to be required, answering Defendant is without
information sufficient to form a belief as to the truth or
falsity of the averments in this paragraph and, therefore, denies
the same and demands strict proof at time of trial if deemed
material.
30. The averments in this paragraph constitute conclusions
of law to which no response is required. In the event a response
is deemed to be required, answering Defendant is without
information sufficient to form a belief as to the truth or
falsity of the averments in this paragraph and, therefore, denies
the same and demands strict proof at time of trial if deemed
material.
6
,.
.
31. The averments in this paragraph constitute conclusions
of law to which no response is required. In the event a response
is deemed to be required, answering Defendant is without
information sufficient to form a belief as to the truth or
falsity of the averments in this paragraph and, therefore, denies
the same and demands strict proof at time of trial if deemed
material.
32. The averments in this paragraph constitute conclusions
of law to which no response is required. In the event a response
is deemed to be required, answering Defendant requests this
Honorable Court to deny the Plaintiff's request to rescind the
policy from the date of inception.
WHEREFORE, Defendant, ABF Freight systems, respectfully
requests that the Plaintiff's Complaint be dismissed and that
judgment be entered in favor of the Defendant and against the
Plaintiff.
7
DATE:
.
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Respectfully submitted,
aOLDBIaG KATZMAN' SHIPMAN, P.C.
II/I! Cj(,:
By \
JOHN A. S
Attorne I.D. #43812
320 Harket street
P. O. Box 1268
Harrisburg, PA 17108-1268
(7l7) 234-4161
Counsel for Defendant, ABF
Freight systems
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VERIFICATION
I, Mark A. Stallings
, hereby acknowledge
that I am the representative of ABF Freight systems, a Defendant
in this action; that I have read the foregoing document and that
the facts stated therein are true and correct to the best of my
knowledge, information and belief.
I understand that any false statements herein are made
subject to penalties of 18 Pa. C.S. Section 4904, relating to
unsworn falsification to authorities.
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Hark A. Stallings
C( ;'c)Cif, Senior Casualty Claims Supervisor
Date:
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.
CERTIFICATE OF SERVICE
I HEREBY CERTIFY that I served a true and correct copy
of the foregoing document upon all counsel of record by
depositing the same in the United states Hail, first class,
postage prepaid, at HarriSburg, Pennsylvania, on the IC\'r) day
of
On~l
I
, 1996, addressed as follows:
Douglas B. Marcello, Esquire
Thomas, Thomas i Bater
305 North Front street
Harrisburg, PA 17101
Attorneys for Plaintiff
William P. Douglas, Esquire
Dougla. i Douglas
27 West High Street
carlisle, PA 17013
Attorneys for Larry Lee Defendants
Agostino cammisa, Esquire
KarioD, satzberg, TriohoD i KogaD
3000 Mellon Bank Center
1735 Harket Street
Philadelphia, PA 19103-7594
Attorneys for Marcella Rack
James Lozano
813 Conodoguinet Drive
Camp Hill, PA 17011
Donald M. David, Esquire
Kargolis EdelsteiD
The Curtis Center
Fourth Floor
Indepence square West
Philadelphia, PA 19106-3304
Attorneys for Defendants, Rudy R. Buchan
and Bill Thompson's Transport
9
.
Andrew E. DiPiero, Jr., Esquire
Rutter , DiPiero
The curtis Center
suite 750
601 Walnut street
Philadelphia, PA 19106
Attorneys for Howard O. Dean
stephen L. Banko, Jr., Esquire
Reynold , Bava.
101 Pine street
Harrisburg, PA 17108-0932
Attorneys for state Farm Ins. Co.
CODDeotiout IDdemnity CompaDY
P.O. Box 4310
Hartford, CT 06147
James G. Nealon, III, Esquire
Caldwell , XearDII
3631 North Front street
Harrisburg, PA 17110
Attorneys for Allstate Ins. Co.
licit.DBER
, SBIPKAN, P.C.
By \
JOHN A.
Attorne I.D. #43812
320 Market street
P. O. Box 1268
Harrisburg, PA 17108-1268
(717) 234-4161
Counsel for Defendant, ABF
Freight systems
.
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MARGOLIS EDELSTEIN
BY: DONALD M. DAVIS, ESQUIRE
I.D. NO. 27546
The curtis Center - 4th Floor
Independence Square West
Philadelphia, PA 19106
(215) 922-1100
Attorney for Defendants,
Rudy R. Buchan and
Bill Thompson's Transport
------------------------------------
THE OHIO CASUALTY INSURANCE COMPANY'
COURT OF COKMON PLEAS
CUMBERLAND COUNTY, PA
vs.
LARRY LEE; LEE ASSOCIATES, INC.,
and LARRY LEE D/B/A LEE ASSOCIATES
INC., MARCELLA RACK, JAMES LOZANO,
RUDY R. BUCHAN, BILL THOHPSON'S
TRANSPORT, HOWARD O. DEAN,
ABF FREIGHT SYSTEMS, STATE FARM
INSURANCE COMPANY, CONNECTICUT
INDEMNITY COMPANY, and
ALLSTATE INSURANCE COMPANY
CIVIL ACTION - EQUITY
NO. 96-326 EQUITY TERM
ANSWER OF DEFENDANTS, RUDY R. BUCHAN AND
BILL THOMPSON'S TRANSPORT, TO
PLAINTIFF'S COMPLAINT
Defendants, Rudy R. Buchan and Bill Thompson's Transport, by
and through its attorneys, MARGOLIS EDELSTEIN, by way of Answer
to the Plaintiff's Complaint, states as follows:
1-6. The allegations of Paragraphs 1 through 6 of the
Plaintiff's Complaint are directed towards defendants other
than answering defendants, and no response is required. By way
of further response, after reasonable investigation answering
defendants are without knowledge or information sufficient to
form a belief as to the truth of said allegations, and they are,
I
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therefore, denied.
i; ~
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7. Admitted.
8. Admitted.
9 - 15. The allegations of Paragraphs 9 through 15 of the
Plaintiff's Complaint are directed towards defendants other
than answering defendants, and no response is required. By way
of further response, after reasonable investigation answering
defendants are without knowledge or information sufficient to
form a belief as to the truth of said allegations, and they are,
therefore, denied.
16. Admitted.
17 - 32. The allegations of Paragraphs 17 through 32 of the
Plaintiff's Complaint are directed to parties other than
answering defendants, and no response is required. By way of
further response, said allegations are conclusions of law to
which no response is required. To the extent that said
allegations may be deemed factual in nature, they are based upon
the terms of an insurance policy which speaks for itself. By way
of further response, some of the allegations in said paragraphs
are based upon an application for insurance which is not attached
to the Complaint, and of which answering defendants have no
knowledge. It is, however, denied that the policy of insurance
attached to the Complaint is not applicable to the claims arising
out of the accident on 1/20/94. After reasonable investigation,
answering defendants are without knowledge or information
sufficient to form a belief as to the truth of the remaining
allegations of paragraphs 17 through 32, and they are, therefore,
denied.
.
WHEREFORE, answering defendants, Rudy R. Buchan and Bill
Thompson's transport demands judgment in their favor, and aqainst
plaintiff on the cause of action asserted in the plaintiff's
complaint.
BY
DONALD H. DAVIS
Attorney for Defendants,
Rudy R. BUChan,
Deborah L. Buchan, and
Bill Thompson's Transport
e
MARGOLIS EDELSTEIN
BY: DONALD H. DAVIS, ESQUIRE
I.D. NO. 27546
The curtis Center - 4th Floor
Independence Square West
Philadelphia, PA 19106
(215) 922-1100
Attorney tor Defendants,
Rudy R. Buchan and
Bill Thompson's Transport
------------------------------------
THE OHIO CASUALTY INSURANCE COMPANY:
COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PA
vs.
.
.
.
.
.
.
LARRY LEE; LEE ASSOCIATES, INC.,
and LARRY LEE D/B/A LEE ASSOCIATES
INC., MARCELLA RACK, JAMES LOZANO, :
RUDY R. BUCHAN, BILL THOMPSON'S
TRANSPORT, HOWARD O. DEAN,
ABF FREIGHT SYSTEMS, STATE FARM
INSURANCE COMPANY, CONNECTICUT
INDEMNITY COMPANY, and
ALLSTATE INSURANCE COMPANY
.
.
CIVIL ACTION - EQUITY
.
.
:
NO. 96-326 EQUITY TERM
.
.
.
.
.
.
.
.
CERTIFICATB O~ SERVICB
I, Donald H. Davis, Esquire, hereby state that a true
and correct copy of the attached Answer of Defendants, Rudy R.
Buchan and Bill Thompson's Transport, To Plaintiff's Complaint
was mailed to:
Douglas B. Marcello, Esquire
THOMAS, THOMAS & HAFER
305 N. Front Street
P.O. Box 999
HarriSburg, PA 17108
William P. Douglas, Esquire
27 West High Street
P.O. Box 261
Carlisle, PA 17013
Harcella Rack
C/O Agostino Cammisa, Esquire
MARION, SATZBERG, TRICHON & KOGAN
3000 Hellon Bank Center
1735 Harket Street
Philadelphia, PA 19103-7594
<
James T. Lozano
813 Conodoquinet Drive
Camp Hill, pa 17011
Howard O. Dean
1 Pine Lane
Hummel's Wharf, PA 17931
ABF Freight systems
341 Remington Road
Springfield, ILL 62707
State Farm Insurance Company
115 Limekiln Road
P.O. Box 257
New cumberland, PA 17070-0257
Connecticut Indemnity Company
P.O. Box 4310
Hartford, CT 06147
Allstate Insurance Company
6345 Flank Drive
Harrisburg, PA 17112
by U.S. Hail, postage prepaid on April ~, 1996.
,(L
EDELSTEIN
BY
DONALD H. DAVIS
Attorney for Defendants,
Rudy R. Buchan,
Deborah L. BUChan, and
Bill Thompson's Transport
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DONALD M. DAVIS, hereby stateB that he is a partner in
the law firm of MARGOLIS EDELSTEIN, attorneys for the defendants,
RUDY R. BUCHAN and BILL THOMPSON'S TRANSPORT, INC., who are with
knowledge of thiB incident, are outside the jurisdiction of this
Court and whoBe Verification cannot be obtained within the time
allowed for filing the pleading pursuant to Rule 1024. The aver-
ments or denials of facts contained in the foregoing are true baBed
upon the signer's personal knowledge or information and belief. If
the foregoing containB averments which are inconsistent in fact,
signer has been unable, after reasonable investigation, to ascer-
tain which of the inconBistent averments are true, but signer has
knowledge or information sufficient to form a belief that one of
them is true. This Verification is made subject to the penalties of
18 Pa. C.S., S4904 relating to unsworn falsification made to au-
thorities.
~
DONALD M. DAVIS
DATE:
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THE OHIO CASUALTY INSURANCE
COMPANY,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
LARRY LEE; LEE ASSOCIATES. INC.
and LARRY LEE d/b/a LEE
ASSOCIATES, INC.. MARCELLA
RACK. JAMES LOZANO. RUDY R.
BUCHAN. BILL THOMPSONS
TRANSPORT, HOWARD O. DEAN,
ABF FREIGHT SYSTEMS, STATE
FARM INSURANCE COMPANY,
CONNECTICUT INDEMNITY
COMPANY, ALLSTATE INSURANCE
COMPANY.
CIVIL ACTION - EQUITY
NO. 96-326 EQUITY TERM
Defendants
JURY TRIAL DEMANDED
PRAECIPE
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
Enter the appearance of MARTSON, DEARDORFF. WILLIAMS & OTTO in behalf of
Defendant Connecticut Indemnity Company in the above matter.
MARTSON, DEARDORFF. WILLIAMS & OTTO
By
Georg . Faller. Jr.. Esquire
Ten East High Street
Carlisle. PA 17013
(717) 243-3341
Attomeys for Defendant
Connecticut Indemnity Company
.--,
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Dated: May I, 1996
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CERTIFICATE OF SERVICE
I hereby certifY that a copy of the foregoing Praecipe was served this date by depositing same
in the Post Office at Carlisle, P A. first class mail. postage prepaid. addressed as follows:
Douglas B. Marcello. Esquire
THOMAS & THOMAS
P.O. Box 999
Harrisburg, PA 17108
William P. Douglas, Esquire
DOUGLAS, DOUGLAS & DOUGLAS
P,O, Box 261
Carlisle, PA 17013
John A. Statler, Esquire
GOLDBERG. KATZMAN &
SHIPMAN. P.C.
P.O, Box 1268
Harrisburg. P A 1710 1-1268
Donald M. Davis. Esquire
MARGOLIS, EDELSTEIN & SCHERLIS
The Curtis Center, 4th Floor
601 Walnut Street
Philadelphia. PA 19106
Andrew E. DiPiero, Jr,. Esquire
RUTTER & DiPIERO
The Curtis Center, Suite 750
601 Walnut Street
Philadelphia, PA 19106-3307
James G. Nealon, 111. Esquire
CALDWELL & KEARNS
363] North Front Street
Harrisburg, P A 171 ] 0
Marcella Rack
1027 A1lengrove Street
Philadelphia, PA 19124
James Lozano
813 Conodoquinet Drive
Camp Hill, PA 17011
State Fann Insurance Company
115 Limekiln Road
P.O. Box 257
New Cumberland, P A 17070-0257
ILLlAMS & OTTO
By
Geor . Fa . .. Es
Ten ast High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Defendant
Connecticut Indemnity Company
Dated: May I. 1996
III
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LARRY LEE; LEE ASSOCIATES.
INC., and LARRY LEE d/b/a LEE
ASSOCIATES,INC., MARCELLA : CIVIL ACTION - EQUITY
RACK, JAMES LOZANO, RUDY R.
BUCHAN, BILL THOMPSONS
TRANSPORT, HOWARD O. DEAN,
ABF FREIGHT SYSTEMS, STATE
FARM INSURANCE COMPANY,
CONNECTICUT INDEMNITY
COMPANY, ALLSTATE INSURANCE
COMPANY.
."
THE OHIO CASUALTY INSURANCE
COMPANY,
PlalntilT
: IN TilE COURT OF COMMON PLEAS
: CUMBERLAND CTY., PENNSYLVANIA
: NO. 96-326 EQUITY TERM
v.
Defendants
: JURY TRIAL DEMANDED
ANSWER OF DEFENDANT. ALLSTATE INSlIRANCE COMPANY
1-4. After reasonable investigation, Defendant, Allstate Insurance Company. is without
sufficient knowledge or information to form an opinion regarding the truth of the averments contained
in paragraphs I through 4 of the Complaint, and proof thereof is demanded.
5. Admitted,
6-12. After reasonable investigation, Defendant, Allstate Insurance Company, is without
sufficient knowledge or information to form an opinion regarding the truth of the averments contained
in paragraphs 6 through 12 of the Complaint, and proof thereof is demanded.
13. Admitted.
14-1 S. After reasonable investigation. Defendant, Allstate Insurance Company. is without
sufficient knowledge or infonnation to fonn an opinion regarding the truth of the avennents contained
in paragraphs 14 and 1 S of the Complaint, and proof thereof is demanded.
16. Denied as stated. On or about January 20, 1994, a vehicle owned by Defendant, Larry
Lee Associates. and driven by Defendant. James Lozano, was involved in a motor vehicle accident
which involved, among other people. Defendant, Marcella Rack.
17-18. The avennents contained in paragraphs 17 and 18 of the Complaint are conclusions
of law to which no response is required.
19.20, After reasonable investigation, Defendant, Allstate Insurance Company. is without
sufficient knowledge or infonnation to fonn an opinion regarding the truth of the avennents contained
in paragraphs 19 and 20 of the Complaint, and proof thereof is demanded.
21-22. The avennents contained in paragraphs 21 and 22 of the Plaintiff's Complaint are
conclusions of law to which no response is required.
23-28. After reasonable investigation, Defendant, Allstate Insurance Company, is without
sufficient knowledge or infonnation to fonn an opinion regarding the truth of the avennents contained
in paragraphs 23 through 28 of the Complaint, and proof thereof is demanded.
29-32. The avennents contained in paragraphs 29 through 32 of the Plaintiff's Complaint are
conclusions of law to which no response is required.
2
:.........,.. \...."..."....
.
WHEREFORE, Defendant, Allstate Insurance Company, urges this
Honorable Court to enter a declaratory judgement that Ohio Casualty Is obligated to defend
and indemnify Larry Lee, Lee Associates, Inc" Larry Lee d/b/a Lee Associates, Inc, And
James Lozano, regarding any and all claims arising out of the January 20, 1994 accident.
Respectfully submitted,
"
By: D\
James G. Nealon, III, Esquire
Atty. I,D. #46457
301 Market Street - 9th Floor
P.O. Box 865
Harrisburg, PA 17108-0865
(717) 232-9900
VERIFICATION
I, St.lSW) c. Nlljl
. Senior Jlo(f {Ja}m e,o. , of ALLSTATE INSURANCE
.
COMPANY, verifY that the averments made in this Answer are true and correct. I understand that
false st3tements herein are made subject to the penalties of 18. Pa. C.S. 4909. relating to unsworn
falsification to authorities.
ALLSTATE INSURANCE COMPANY
BY: Ju,OA- ~
Dated:
'1-IJ.qt"
68801-1
,
.,
~
CERTIFICATE OF SERVICE
AND NOW, this 29th day of May, 1996, I hereby certify that I have served the
foregoing Answer on the fOllowing by depositing a true and correct copy of same In the
United States malls, postage prepaid, addressed to:
William P. Douglas, Esq.
Douglas, Douglas, & Douglas
P,O. Box 261
Carlisle, PA 17013
Agostino Cammlsa, Esq,
3000 Mellon Bank Center
1735 Market Street
Philadelphia. PA 19103-7594
James Lozano
813 Conodogulnet Drive
Camp Hill, PA 17011
Lawrence J, Bunls, Esq,
Margolis, Edelstein
The Curtis Center - 4th Floor
Independence Square West
Philadelphia, PA 19106-3304
John A. Statler, Esq.
Goldberg, Katzman & Shipman, P.C.
320 E, Market Street
P,O, Box 1268
Harrisburg, PA 17108.1268
.
State Farm Insurance Company
115 Limekiln Road
P. O. Box 257
New Cumberland, PA 17070.0257
Connecticut Indemnity Company
P. O. Box 4310
Hartford, CT 06147
Douglas B. Marcello. Esquire
Thomas. Thomas & Hafer
305 North Front Street
Sixth Floor
P. O. Box 999
Harrisburg, P A 17108.0999
ct~
James G. Nealon. III. Esq.
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THE OHIO CASUALTY INSURANCE
COMPANY.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY. PENNSYL VANIA
Plaintiff
v.
LARRY LEE; LEE ASSOCIATES, INC.
and LARRY LEE d/b/a LEE
ASSOCIATES, INC., MARCELLA
RACK. JAMES LOZANO, RUDY R.
BUCHAN, BILL THOMPSONS
TRANSPORT, HOWARD O. DEAN,
ABF FREIGHT SYSTEMS. STATE
FARM INSURANCE COMPANY,
CONNECTICUT INDEMNITY
COMPANY. ALLSTATE INSURANCE
COMPANY,
CIVIL ACTION - EQUITY
NO, 96-326 EQUITY TERM
Defendants
JURY TRIAL DEMANDED
ANSWER OF DEFENDANT CONNECTICUT INDEMNITY COMPANY
I-II. After reasonable investigation, the answering Defendant is without knowledge or
information sufficient to form a beliefas to the truth or falsity of the averments contained in these
paragraphs. The averments are therefore deemed denied and proof is demanded.
12. Admitted.
13-32, After reasonable investigation, the answering Defendant is without knowledge or
information sufficient to form a belief as to the truth or falsity of the averments contained in these
paragraphs. The averments are therefore deemed denied and proofis demanded.
WHEREFORE. Defendant Connecticut Indemnity Company demands judgment in its favor
and dismissal ofPlaintil'rs Complaint with prejudice,
MARTS
L1AMS & OTTO
By .
Dated: August 12, 1996
Attorneys for Defendant
Connecticut Indemnity Company
,.
CERTIFICATE OF SERVICE
I hereby certifY that a copy of the foregoing Answer was served this date by depositing same
in the Post Office at Carlisle, PA. first class mail. postage prepaid, addressed as follows:
Douglas B, Marcello, Esquire
THOMAS & THOMAS
P.O. Box 999
Harrisburg, PA 17108
William P. Douglas, Esquire
DOUGLAS, DOUGLAS & DOUGLAS
P.O. Box 261
.Carlisle, PA 17013
John A. Statler. Esquire
GOLDBERG. KATZMAN &
SHIPMAN, P,C.
P,O. Box 1268
Harrisburg, PA 17101-1268
Donald M. Davis, Esquire
MARGOLIS, EDELSTEIN & SCHERLIS
The Curtis Center. 4th Floor
601 Walnut Street
Philadelphia, PA 19106
Andrew E. DiPiero, Jr., Esquire
RUTTER & DiPIERO
The Curtis Center, Suite 750
60 I Walnut Street
Philadelphia, PA 19106-3307
James G. Nealon, III, Esquire
CALDWELL & KEARNS
3631 North Front Street
Harrisburg, PA 17110
Marcella Rack
1027 A1lengrove Street
Philadelphia, PA 19124
James Lozano
2076 Dartmouth Street
Camp Hill, PA 17011-3833
State Fann Insurance Company
115 Limekiln Road
P.O. Box 257
New Cumberland, P A 17070-0257
MARTSO,Nr ~~1Di~RP~r'rIL~IAMS & OTTO
B ,u \ I t, " I
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Georg B. Faller. Jr" 'Esquire
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Defendant
Connecticut Indemnity Company
Dated: August 12, 1996
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THE OHIO CASUALTY INSURANCE
COMPANY,
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
.
.
: NO. 96.326 EQUITY TERM
Y.
LARRY LEi LEE ASSOCIATES,
INC., and LARRY LEE d/b/a LEE
ASSOCIATES, INC. MARCELLA
RACK, JAMES LOZANO, RUDY R,
BUCHAN, BILL THOMPSONS
TRANSPORT, HOWARD O. DEAN,
ABF FREIGHT SYSTEMS, STATE
FARM INSURANCE COMPANY,
CONNECTICUT INDEMNITY
COMPANY, ALLSTATE INSURANCE
COMPANY,
.
.
: CIVIL ACTION. EQUITY
D8fendBnts
,
.
: JURY TRIAL DEMANDED
PRAECIPE
TO THE PROTHONOTARY:
Please withdraw the appearance of Caldwell & Kearns previously filed in the above-
captioned matter,
CALDWELL & KEARNS
By: AW -
Timothy I, rk, Esquire
3631 North I\ro Street
Harrisburg, PK17110
(717) 232-7661
Please enter my appearance on behalf of the Defendant in the above-
captioned matter.
N~'~ ~ci:.
By:
James G. Nealon, III, Esquire
301 Market Street -- 9th Floor
P.O. Box 865
Harrisburg, PA 17108-0865
(717) 232-9900
f.'.
~ . '"
CERTIFICATE OF SERVICE
AND NOW, this 9th day of May, 1996, I hereby certify that I have served the
foregoing Praecipe on the following by depositing a true and correct copy of same In the
United States malls, postage prepaid, addressed to:
Agostino Cammlsa, Esq.
Marion, Salzberg, Trichon & Kogan
3000 Mellon Bank Center
Philadelphia, PA 19103-7594
~~~<
James G, Nealon, III, Esquire
Dated: May 9,1996
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COKMONWEALTH OF PENNSYLVANIA
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
THE OHIO CASUALTY INSURANCE COHPANY, : No. 96 - 326 Equity Term
Plaintiff :
v.
.
.
CIVIL ACTION - EQUITY
LARRY LEE, LEE ASSOCIATES, INC.
LARRY LEE d/b/a LEE ASSOCIATES,
MARCELLA RACK, JAMES LOZANO,
RUDY R. BUCHAN, BILL THOMPSONS
TRANSPORT, HOWARD O. DEAN,
ABF FREIGHT SYSTEMS, STATE FARM
INSURANCE COHPANY, CONNECTICUT
INDEMNITY COHPANY, ALLSTATE
INSURANCE COMPANY,
Defendants
and :
INC.,:
:
.
.
.
.
.
.
.
.
JURY TRIAL DEMANDED
ANSWER OF DEFENDANT, STATE
FARM INSURANCE COMPANY,
TO PLAINTIFF'S COHPLAINT
1. Admitted.
2. Admitted.
3. Admitted.
4. Denied. After reasonable investigation Defendant,
State Farm Insurance Company ("State Farm") is without knowledge or
information sufficient to form a belief as to the truth of the
averments contained in this paragraph and, therefore, they are
denied.
5. Denied. The answer contained in paragraph 4 hereof
is incorporated herein by reference as if set forth in its
entirety.
6. Admitted.
7. Denied. The answer contained in paragraph 4 hereof
is incorporated herein by reference as if set forth in its
entirety.
8. Denied. The answer contained in paragraph 4 hereof
is incorporated herein by reference as if set forth in its
entirety.
9. Denied. The answer contained in paragraph 4 hereof
is incorporated herein by reference as if set forth in its
entirety.
10. Denied. The answer contained in paragraph 4 hereof
is incorporated herein by reference as if set forth in its
entirety.
11. Admitted. By way of further answer, however, the
Claim service Office responsible for the handling of this
particular matter is located at 1134 Kennebec Drive, Chambersburg,
Franklin County, Chambersburg, Pennsylvania, 17201-6001.
12. Denied. The answer contained in paragraph 4 hereof
is incorporated herein by reference as if set forth in its
entirety.
13. Denied. The answer contained in paragraph 4 hereof
is incorporated herein by reference as if set forth in its
entirety.
- 2 -
14. Admitted. Based upon the declaration page of
plaintiff's insurance policy which is attached to its Complaint,
this allegation is admitted.
15. Admitted.
16. Admitted.
17. Denied. The allegations contained in this paragraph
state a legal conclusion to which no response is necessary. By way
of further answer, state Farm is without knowledge or information
sufficient to form a belief as to the truth of the averments
contained in this paragraph and, therefore, they are denied.
18. Denied. To the contrary, it would appear from the
express terms, conditions and exclusions of Exhibit A to
Plaintiff's Complaint, that Defendant, Larry Lee d/b/a Larry Lee
Associates ("Larry Lee Associates"), is entitled to coverage under
the policy including a defense and indemnification, if necessary.
19. Denied as stated. The policy being a writing speaks
for itself and is the beBt evidence of what it says. By way of
further answer, this particular policy provision references an
application allegedly completed by or on behalf of Larry Lee
Associates. However, Plaintiff has chosen not to attach this
particular document to its Complaint and therefore, Defendants,
inclUding state Farm, who were not parties to the transaction, have
no information upon which to be able to admit or deny that Larry
Lee Associates made misrepresentations therein.
- 3 -
,
<~ ,"'t
.~
20. Denied. The answer contained in paragraph 19 hereof
is incorporated herein by reference as if set forth in its
entirety. By way of further answer, the policy provision quoted in
this paragraph discusses the provisions of "cancellation" and not
"rescission".
21. Denied. The allegations contained in this paragraph
state a legal conclusion to which no response is necessary. By way
of further answer, the answers contained in paragraphs 19 and 20
hereof are incorporated herein by reference as if set forth in
their entirety.
22. Denied. The answer contained in paragraph 21 hereof
is incorporated herein by reference as if set forth in its
entirety.
23. Denied. The answer contained in paragraph 21 hereof
is incorporated herein by reference as if set forth in its
entirety.
24. Denied. The answer contained in paragraph 21 hereof
is incorporated herein by reference as if set forth in its
entirety.
25. Denied. The answer contained in paragraph 21 hereof
is incorporated herein by ref~rence as if set forth in its
entirety.
- 4 -
-....,
.
26. Denied. The answer contained in paragraph 21 hereof
is incorporated herein by reference as if set forth in its
entirety.
27. Denied. The answer contained in paragraph 21 hereof
is incorporated herein by reference as if set forth in its
entirety.
28. Denied. The answer contained in paragraph 21 hereof
is incorporated herein by reference as if set forth in its
entirety.
29. Denied. The answer contained in paragraph 21 hereof
is incorporated herein by reference as if set forth in its
entirety.
30. Denied. The answer contained in paragraph 21 hereof
is incorporated herein by reference as if set forth in its
entirety.
31. Denied. The policy being a writing speaks for
itself and is the best evidence of what it says. By way of further
answer, it is specifically denied that the policy issued to Larry
Lee Associates is not applicable.
32. Denied. state Farm requests this Honorable Court
dismiss Plaintiff's Complaint with prejudice.
WHEREFORE, state Farm Insurance Company, prays this
Honorable Court enter an Order dismissing Plaintiff's Complaint
with prejudice or in the alternative, determining that the policy
- 5 -
~~-,. \
issued by Plaintiff to Larry Lee Associates is applicable for the
alleged injuries sustained in the motor vehicle accident set forth
in Plaintiff's Complaint.
REYNOLDS & HAVAS
A Professional Corporation
Date: 3/}%/1"
By:
n L. Banko, Jr.
ey I.D. #41727
101 Pine street
Harrisburg, PA 17108-0932
(7l7) 236-3200
Counsel for Defendant,
State Farm Insurance Company
- 6 -
"
.
VERIFICATION
I, Ann Bauer, Claim Superintendent with State Farm
Insurance Companies have read the foregoing Answer of Defendant,
State Farm Insurance Company, to Plaintiff's complaint. The
factual statements and denials contained therein are true and
correct to the best of my knowledgo, information and belief, and I
am authorized to make this Verification on behalf of State Farm
Insurance Company.
This statement and Verification are made subject to the
penalties of 18 Pa.C.S.A. 54904, relating to unsworn falsification
to authorities, which provides that, if I knowingly make false
averments, I may be subject to criminal penalties.
Date:
rdL. t~ (+[11
d-(~,~
Anlt/Bauer
.,
.
CERTIFICATE OF SERVICE
I hereby certify that I have served a true and correct
copy of the foregoing document on all counsel of record by placing
the same in the United states Hail at Harrisburg, Pennsylvania,
first-class postage prepaid, on the /~ day of Harch, 1996,
addressed as follows:
Douglas B. Marcello, Esquire
Thomas, Thomas & Hafer
305 North Front street
HarriSburg, PA 17108-0999
(Counsel for Plaintiffs)
William P. Douglas, Esquire
Douglas, Douglas & Douglas
27 West High street
CarliSle, PA 17013-0261
James Lozano
813 Conodoguinet Drive
Camp Hill, PA 17011
Rudy R. Buchan
139 Aberdeen street
Herlin, ontario Nopiwu
CANADA
John A. Statler, Esquire
Goldberg, Katzman & Shipman, P.C.
320 Harket Street
HarriSburg, PA 17108-1268
Harcella Rack
c/o Agostino Cammisa, Esquire
Harion, satzberg, Trichon & Kogan
3000 Hellon Bank Center
1735 Harket Street
Philadelphia, PA 19103-7594
Bill Thompsons Transport
26600 Van Born Road
Dearborn Heights, HI 48125
Connecticut Indemnity Co.
Post Office Box 4310
Hartford, CT 06147
Allstate Insurance Company
6345 Flank Drive
HarriSburg, PA 17112
REYNOLDS & HAVAS
A Professional Corporation
By: ,f~~~ Dj[~;{(~~
Secretary
,
MARION, SATZBERG, TRICHON , KOGAN P.C.
BYI AGOSTINO CAHMISA, ESQUIRE
AT'1'ORNBY I.D. NO.1 19692
3000 HBLLON BANK CBNTBR
1735 ~T STREBT
PHILADBLPHIA, PA 19103-7594
(215) 575-7600
THE OHIO CASUALTY INSURANCE CO. I
I
A'l''1'ORNBY I'OR DB"BNDANT
MARCBLLA RACK
.~
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CO. 96-326 EQUITY TERM
CIVIL ACTION - EQUITY
VS. I
MARCELLA RACK, et al :
ANStiBR AND NBtt HATTBR
0" DB"BNDANT MARCELLA RACK
1.-13. Admitted.
14.-15.
Denied.
Defendant Rack is without information
sufficient to form a belief as to the truth or accuracy of theBe
allegations and demands strict proof thereof.
16. Admitted.
17.-18.
Denied.
Defendant Rack is without information
sufficient to form a belief as to the truth or accuracy of these
allegations and demands strict proof thereof. Moreover, these
paragraphs contain conclusions of law to which no response is
required.
19.-20. The policy in question speaks for itself and must be
read as a whole.
21.-32.
Denied.
Defendant Rack is without information
sufficient to form a belief as to the truth or accuracy of these
allegations and demands strict proof thereof.
HHBREI'ORE, defendant Marcella Rack demands judgment in her
.
.~
--
,
I'
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I
favor and against plaintiff.
NEff HATTER
1. Plaintiff has failed to state a claim upon which relief
may be granted.
2. Plaintiff is guilty of unclean hands.
3. Plaintiff is guilty of laches.
4. Plaintiff is estopped from the cause of action upon which
this claim is made.
\
i
I,
5. Defendant Rack raises the defense of accord and
satisfaction.
6. Defendant Rack raises the defense of the applicable
Statute of Limitations.
7. Defendant Rack raises the defense of waiver.
HHBRBPORB, defendant Marcella Rack demands judgment in her
favor and against plaintiff.
( z_/~_~
AGOSTINO CAMM SA;' ESQUIRB
ATTORNEY FOR' DEFENDANT
MARCELLA RACK
. ,
VBRIFICA'l'ION
I, AGOS'l'INO CAHHISA, BSQUIRE, hereby statesl
1. I am the attorney for the DBFBNDAN'l' in this aotion.
2. I verify that the statements made in the foregoing
ANSfiBR 2'0 COHPLAIN'l'
are true and oorreot to the best of my knowledge, information
and belief; and
3. I understand that the statements in said document are
made subjeot to the penalties of 18 Pa C.S. 64904
relating to unsworn falsifioation to authorities.
DA'l'BD: Maroh 11, 1996
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YOU ""e: HUrn "tQUllltP TO rlU 0\
.III1UN IItSPONU TO rHt UICLOUD
WI1HIN '.un, nOI PAYS nO/llIU'IICe:
HUtCO' 011 0\ JUDG/IIUr IlIAY It
IHUII[O AGaIN" YOU.
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OOUGLA~. DOUGLAS & DOUG LA!:;
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WILLIAM P. DOUGLAS, ESQUIRE
A lTORNEY J.D. # 37926
DOUGLAS, DOUGLAS & DOUGLAS
27 West High St.
P.O, Box 261
Carlisle, Pa, 17013
Telephone: 717-243-1790
Attorney for Plaintiff
The Ohio Casually Insurance Company
: IN TIlE COUIrJ' OF COMMON PLEAS
: OF CUMBERLAND COUNTY, PENNA,
VS.
: CIVIL AGION EQUITY
LARRY LEE; LARRY LEE ASSOCIATES, INC.
and LARRY LEE, DIBI A LEE ASSOCIATES, : NO, 96-326 EQUITY TERt-.\
INC., MARCELLA RACK, JAMES LOZANO,
RUDY R, BUCI/AN, DILL TIIOMPSONS
TRANSPORT, I/OWARD O. DEAN, ADF
FRElGI/T SYSTEMS, STATE FARt-.IINS.
COMPANY, CONNECnCUT INDEMNITY
COMPANY, ALLSTATE INSURANCE
COMPANY JURY TRIAL DEMANDED
1. through 7. Unknown.
,
By. '
William P. Douglas,
Attorney for Larry Le Lee Associates,
Inc., and Larry Lee d/b Lee
Associates, Inc., Defendant
iIIiam P. Douglas, Esquire, At
Defsndant, Larry Lee
Lee Associates
AFFIDAVIT
I HEREBY SWEAR OR AFFIRM THAT THE FOREGOING IS TRUE AND CORRECT TO THE
BEST OF MY KNOWLEDGE AND/OR INFORMATION AND BELIEF.
THIS IS MADE SUBJECT TO THE PENALTIES OF 18 PA.C,S,~ 4904 RELATING TO
UNSWORN FALSIFICATION TO AUTHORITIES.
Dated:June 5, 1997
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THE OHIO CASUALTY INSURANCE
COMPANY.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY. PENNSYLVANIA
Plaintiff
v.
LARRY LEE; LEE ASSOCIATES. INC,
and LARRY LEE dJb/a LEE
ASSOCIATES, INC., MARCELLA
RACK. JAMES LOZANO, RUDY R.
BUCHAN. BILL THOMPSONS
TRANSPORT. HOWARD O. DEAN.
ABF FREIGHT SYSTEMS. STATE
FARM INSURANCE COMPANY,
CONNECTICUT INDEMNITY
COMPANY. ALLSTATE INSURANCE
COMPANY,
CIVIL ACTION - EQUITY
NO, 96-326 EQUITY TERM
Defendants
JURY TRIAL DEMANDED
MOTION FOR SUMMARY .Jl/DGMENT OF
DEFENDANT CONNECTICUT INDEMNITY COMPANY
1, This litigation arises out of a dispute regarding insurance coverage for an automobile
accident that occurred on January 20, 1994.
2, At that time an accident or accidents occurred that included a tractor trailer operated
by Rudy R. Buchan.
3. On the date and time of the accident Connecticut Indemnity Company had sold and
provided coverage to Rudy Buchan for a non-trucking liability insurance policy.
4. At the time of the accident Rudy R. Buchan was operating a tractor trailer under lease
to Bill Thompson Transport Inc. (See Response of Buchan and Thompson Transport to Request for
Admissions of Connecticut Indemnity Paragraph 6)(Which responses are attached hereto as Exhibit
"AU).
5, At the time of the subject's accident, the 1988 Peter built tractor being operated by
Rudy Buchan was engaged in the course of transporting cargo on the business of Bill Thompson
Transport Inc. (See Response of Buchan and Thompson Transport to Request for Admissions of
Connecticut Indemnity Paragraph 6).
6. The Connecticut Indemnity company policy is a non-trucking liability insurance
policy.
7. Since Rudy R. Buchan was in the course and scope of transporting cargo on the
business of Bill Thompson Transport Inc. atthc timc of this accidcnt, therc is no coverage under the
Connecticut Indemnity Company policy of insurance.
8. There are, therefore, no issues of material fact in this declaratory judgment action
concerning the moving party as Connecticut Indcmnity Company's policy would not provide
coverage in this instance.
By
Georg . Faller. Jr., Es
1.0. Number 49813
Ten East High Street
Carlisle, PA 17013-3093
(717) 243-3341
Auomeys for Defendant
Connccticutlndemnity Company
Date: August 18, 1997
I:vhlhlt .6
-'
. I
MARGOLIS EDELSTEIN
,BY: Donald U. Davis, Esquire
,Attorney I.D. No. 27546
. i BY: Lawrence J. Bunis, Esquire
Attorney I.D. No. 37331
'Independence Square WeBt
Suite 400 - The Curtis Center
Philadelphia PA 19106
(215) 922-1100
THE OHIO CASUALTY INSURANCE
. COMPANY
vs.
LARRY LEE, LEE ASSOCIATES,
INC. and LARRY LEE d/b/a LEE
ASSOCIATES, INC., MARCELLA
RACK, JAMES LOZANO, RUDY R.
BUCHAN, BILL THOMPSONS
TRANSPORT, HOWARD O. DEAN, ABF:
FREIGHT SYSTEMS, STATE FARM
INSURANCE COMPANY, CONNECTICUT:
INDEMNITY COMPANY, ALLSTATE
. INSURANCE COMPANY
,..'
Attorney for Defendants, Rudy R.
Buchan, Bill Thompsons Transport
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
CIVIL ACTION - EQUITY
NO. 96-326
RESPONSE OF DEFENDANTS, RUDY R. BUCHAN AND BILL THOMPSONS
TRANSPORT, INC. TO REQUEST FOR ADMISSIONS OF DEFENDANT,
CONNECTICUT INDEMNITY COMPANY
1. Admitted.
2 . Admi Ued .
3. Admitted.
4. The allegations of Request No.4 are conclusions of law
to which no response is required.
To the extent that said
allegations may be deemed factual in nature, defendants admit that
at the time of the subject accident, Rudy R. Buchan was the
operator of a tractor under Lease to Bill Thompson Transport, Inc.
5. Admitted that the 1988 Peter Built tractor operated by
Rudy R. Buchan at the time of the accident was towing a trailer.
Exhibit "A"
6. Admitted that at the time of the Bubject accident, the
1988 Peter Built tractor being operated by Rudy R. Buchan was
engaged in the courBe of transporting cargo on the bUBiness of Bill
Thompson TranBport, Inc.
7. The allegations of RequeBt No.7 are concluBions of law
to which no response is required.
To the extent that Baid
'allegations may be deemed factual in nature, defendants admit that
. at the time of the subject accident, Rudy R. Buchan was the
operator of a tractor under LeaBe to Bill Thompson Transport, Inc.
BY:
MARGOLIS EDELSTEINi
~1ii4L )1. (,AI!
DONALD M. DAVIS, ESQUIRE
LAWRENCE J. BUNIS, ESQUIRE
Attorneys for Defendants
ml'~1r\692DD\OOO]\cumb.rland.ety\reqadma.an.
.
"
VERIFICATION
The averments or c.lenials of facts contained in the
foregoing are true based upon the signer's personal knowledge or
information and belief. I f the foregoing contains averments
which are inconsistent in fact, signer has been unable, after
reasonable investigation, to aBcertain which of the inconsiBtent
averments are true, but signer has knowledge or information
sufficient to form a belief that one of them is true. This
verification is made subject to the penalties of 18 Pa. C.S.
S4904 relating to unsworn falsificat~on to authorities.
Q~)11. (t
DONALD M. DAVIS, ESQUIRE
Attorney for Defendants
DATE:
<
~ ...
CERTIFICATION OF SERVICE
I, DONALD M. DAVIS, ESQUIRE, attorney for Defendants, Rudy
R. Buchan and Bill ThompBon TranBport, Inc., certify that on
"~'I \.,. day of .~ \" \." \ ' 1997, a copy of the attached Reply
to Request for Admissions were served upon the following parties
via First Class U.S. Mail, postage pre-paid:
George B. Faller, Jr., Esquire
Martson, Deardorff, WilliamB
& Otto
Ten East High Street
Carlisle PA 17013
John A. Statler, Esquire
Goldberg, Katzman & Shipman, P.C.
P.O. Box 1268
Harrisburg PA 17101-1268
Stephen L. Banko, Jr., Esquire
Reynolds & Havas
101 Pine Street
P.O. Box 932
Harrisburg PA 17108-0932
James Lozano
813 Conodoquinet Drive
Camp Hill PA 17011
William P. Douglas, Esq
Douglas Douglas & Douglas
P.O. Box 261
Carlisle PA 17013
James G. Nealon, III, Esquire
301 Market Street, 9th Floor
P.O. Box 865
Harrisburg PA 17108-0865
Agostino Cammisa, Esquire
Marion, Satzberg, Trichon
& Kogan, P.C.
1735 Market Street
Suite 3000
Philadelphia PA 19103
Douglas B. Marcello, Esquire
Thomas & Thomas
P.O. Box 999
Harrisburg PA 17108
MARGOLIS EDELSTEIN
~Jt(1
BY:
DONALD M. DAVIS, ESQUIRE
LAWRENCE J. BUNIS, ESQUIRE
Attorney for Defendants
CERTIFICATE OF SERVICE
I, Nichole L. Brandt, and authorized agent of Martson. DeardortT, Williams & Olto. hereby
certifY that a copy of the foregoing Motion for Summary Judgment of Defendant Connecticut
Indemnity Company was served this date by depositing same in the Post Office at Carlisle, P A, first
class mail. postage prepaid, addressed as follows:
Douglas B. Marcello, Esquire
THOMAS & THOMAS
P.O. Box 999
Harrisburg, P A 171 08
John A. Statler. Esquire
GOLDBERG, KATZMAN &
SHIPMAN. P.C.
P.O. Box 1268
Harrisburg. P A 1710 1-1268
Agostino Cammisa, Esquire
MARION, SATZBERG. TRICHON
& KOGAN, P.C.
1735 Market Street
Suite 3000
Philadelphia, PA 19103
Stephen L. Banko, Jr.. Esquire
REYNOLDS & HAVAS
101 Pine Street
P.O. Box 932
Harrisburg. PA 17108-0932
Dated: August 18. 1997
William P. Douglas. Esquire
DOUGLAS. DOUGLAS & DOUGLAS
P.O. Box 261
Carlisle. PA 17013
Donald M. Davis, Esquire
MARGOLIS, EDELSTEIN & SCHERLIS
The Curtis Center. 4th Floor
601 Walnut Street
Philadelphia. PA 19106
James G. Nealon. Ill, Esquire
301 Market Street. 9th Floor
P.O. Box 865
Harrisburg, P A 17108-0865
James Lozano
813 Conodoquinet Drive
Camp Hill. PA 17011
MARTS ON, DEARDORFF. WILLIAMS & OTTO
By. kf'04 y{,13({UJ)f:J
Nichole L. Brandt
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Defendant
Connecticut Indemnity Company
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THE OHIO CASUALTY INSURANCE
COMPANY,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PA
v,
CIVIL ACTION - EQUITY
NO. 96-326 - EQUITY TERM
LARRY LEE, LEE ASSOCIATES,
INC" and LARRY LEE d/b/a LEE JURY TRIAL DEMANDED
ASSOCIATES, INC" MARCELLA
RACK, JAMES LOZANO, RUDY R,
BUCHAN, BILL THOMPSONS
TRANSPORT, HOWARD 0, DEAN, ABF
FREIGHT SYSTEMS, STATE FARM
INSURANCE COMPANY, CONNECTICUT
INDEMNITY COMPANY, ALLSTATE
INSURANCE COMPANY,
Defendants
ANSWER OF OHIO CASUALTY INSURANCE COMPANY
TO MOTION FOR SUMMARY JUDGMENT OF DEFENDANT.
CONNECTICUT INDEMNITY COMPANY
1. Admitted.
2. Admitted based upon information and belief,
3. Denied. Answering Defendant is without information or
belief as to the truth of the averments of paragraph 3, hence it is
denied and proof is demanded at time of trial.
4. Denied. Answering Defendant is without information or
belief as to the truth of the averments of paragraph 4, hence it is
denied and proof is demanded at time of trial.
S. Denied. Answering Defendant is without information or
belief as to the truth of the averments of paragraph 5, hence it is
denied and proof is demanded at time of trial.
6, Denied. Answering Defendant is without information or
belief as to the truth of the averments of paragraph 6, hence it is
denied and proof is demanded at time of trial.
, .
7, Denied. Answering Defendant is without information or
belief as to the truth of the averments of paragraph 7, hence it is
denied and proof is demanded at time of trial.
S. Denied, It is denied that there is no issues of material
fact for declaratory judgment.
It is further denied that the
matter is ripe for declaratory judgment in that it is denied that
pleadings are closed.
THOMAS, THOMAS & HAFER
By:
. Marcello
Atb rney I.D. No. 36510
305 North Front Street
P.O. Box 999
Harrisburg, Pennsylvania 17108
(717) 255-7238
Attorney for Plaintiff
_..j
"
Cynthia D, Byrd, a secretary in the
Thomas &
CERTIFICATE OF
AND NOW, this /l.A'''' day of
SERVICE
'&'(JbJlrP un
/
law firm of Thomas,
, 1997, I,
Hafer, hereby certify that I sent a true and correct copy of the
foregoing document by placing a copy of the same in the United
States Mail, first clasB, pOBtage prepaid, to the following:
George P. Faller, Jr" Esquire
Ten East High Street
CarliBle, PA 17013
John A. Statler, Esquire
Post Office Box 1268
Harrisburg, PA 17101-1268
AgoBtino Cammisa, Esquire
Marion, Satzberg, Trichon & Kogan, P.C.
1735 Market Street, Suite 3000
Philadelphia. PA 19103
Stephen L. Banko, Jr., Esquire
Reynolds & Havas
101 Pine Street
Post Office Box 932
HarriBburg, Pa 17108-0932
William P. Douglas, Esquire
Douglas, Douglas & Douglas
Post Office Box 261
CarliBle, PA 17013
Donald M. Davis, Esquire
Margolis, Edelstein & Scherlis
The Curtis Center, 4th Floor
601 Walnut Street
Philadelphia, PA 19106
James G. Nealon, III, Esquire
301 Market Street, 9th Floor
Post Office Box 865
HarriBburg, PA 17108-0865
James Lozano
813 Conodoquinet Drive
Camp Hill, PA 17011
(7_~{ v..JUP- [to. 12. -wJ
cyrlthia D. Byrd ~
~ ,~.-~
DOUGLAS, DOUGLAS & DOUGLAS
Z7 W. HIGH ST,
POD Z61
CARLISLE PA 17013
TELEPHONE 717.Z43.1790
x
WILLIAM I'. DOUOLAS. ESQ.
Suprema Coun 1.0.' 37926
OEOROE F. DOUOLAS, m. ESQ.
Supremo Coun 1.0.' 61886
THE OHIO CASUALTY INSURANCE
COMPANY.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY PENNSYLVANIA
PLAINTIFF
EqUITY TERM
lOOlIlUlcXKKf\Mc
1996 . 176
va
LARRY LEE; LEE ASSOCIATES, INC.,
and LARRY LEE dlbla LEE ASSOCIATES
INC., MARCELLA RACK, JAMES LOZANO,
RUDY R. BUCHAN, BILL THOMPSONS
TRANSPORT. HOWARD O. DEAN, ABF
FREIGHT SYSTEMS, ETC., DEFENDANT I
CIVIL ACTION LAW
To: Lawrence E. Welker, Prothonotary
PRAECIPE
Please ~nter my appearance on behalf of the defendant, James Lozsno,
in this case.
Date:
September 22. 1997
"
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PRAECIPE FOR LISTING CASE FOR ARGUMENT
(fait be typewritten and subnitted in mlpl i.-...te)
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
Please list the within matter far the next ~t Q:Iurt.
---------------------------------------------------------------------------------------
CAPTION OF CASE
(entire captia1ll1JSt be stated in full)
THE 01110 CASUALTY INSUlWlCE
COIPANY ,
( Plaintiff)
( ~;) l
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VB.
[Aml( LEE: LEE ASS:C:UaJ:S, nc.
an:! [Aml( LEE Wb/a LEE
1\SSXJmES, ltC., It\RBLA
wa<, JIlMlS lDlJItO, IUl{ R.
ElIli\N, BIIL 'IHJ>IlS:Nl
'ffi/ltmRr, ItW\R) 0. IE\N,
N!E' El1EIGn' SiSIEM3, SDlIE
FNfl :naP.PKE CI:MR>Ni,
CI1NO'lCLU' JNEotllTll
CI:K'I'Ni, AU.SIME :naP.PKE
o:JiPPN{, .
(Oaferdm1t)
No. 96-3<6
Civil
19
1. State matter to be argued (i.e.. plaintiff's I1'Dticn far new t:r:ial. c1eferdm1t's
denuaer to ~t. etc.):
Motion for Summary Judgment of Defendant, Connecticut Indemnity Company
2. Identify counsel We will argue case:
(a) far plaintiff:
JIddress :
Douglas B. Marcello, Esquire
TIJCXoIAS, THa1AS & HAFER
305 North Front Stret
Harrisburg, PA 17110
(See Attached List)
(b) far deferdm1t:
~CDD:
3. I will notify all parties in writing within t'ooO days that this case has
been listed for argIJleIt.
4. Argunent Q:Iurt [l;ste: Cecember 10, 1997
Jo/-t5~}
Ut'nrnpv fnr Defendant, O:mectioi Irdm1ity 0:J1plll'f
....__A I
'.
'\PlI..II'IDATAPlLI\OINDOCt~.1
... ClIiIIIlt IDo1m.J1:UAM
""""UnmIl4U4'M
-.
LIST OF COUNSEL WHO wn.L ARGUE CASE FOR DEFENDANTS
William p, Douglas, Esquire
DOUGLAS, DOUGLAS & DOUGLAS
27 West High Street
Carlisle, P A 17013
Attorney for Defendants, Larry Lee d/b/a Lee Associates, Inc. and James Lozano
Agostino Cammisa, Esquire
MARION, SATZBERG, TRlCHON & KOGAN. P.C,
1735 Market Street, Suite 3000
Philadelphia, P A 19 \03
Attomey for Defendant, Marcella Rack
Donald M. Davis, Esquire
MARGOLIS, EDELSTEIN & SCHERLIS
The Curtis Center, 4th Floor
601 Walnut Street
Philadelphia, P A 19106
Attorney for Defendants, Rudy R. Buchan and Bill Thompsons Transport
John A. Statler, Esquire
P. O. Box 1268
Harrisburg. PA 17\01-1268
Attorney for Defendants Howard O. Dean and ABF Freight Systems
Stephen L. Banko, Esquire
REYNOLDS & HAVAS
\0 I Pine Street
P. O. Box 932
Harrisburg, P A 17108-0932
Attorney for State Farm Insurance Company
James G. Nealon, III, Esquire
30 I Market Street, 9th Floor
P. O. Box 865
Harrisburg, P A 17108-0865
Attorney for Allstate Insurance Company
George B, Faller, Jr" Esquire
MARTSON, DEARDORFF, WILLIAMS & OTTO
Ten East High Street
Carlisle, PA 17013
Attorney for Connecticut Indemnity Company
PRAECIPE FOR LISTING CASE FOR ARGUMENT
(~t be typewritten and subnitted in duplicate)
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
Please list the within matter for the next Argunent lhIrt.
c'
---------------------------------------------------------------------------------------
CAPTION OF CASE
(entire captioo RlJBt be stated in full)
'lIE CHID oaJ\Il1Y muwa: CIMmi,
VB.
I/m{ lEE; lEE ~, m::. em I/m{ 1m d/b/a
lEE ~, m::., foWmlA lWX, JlM:S 1O'm:>,
JU1{ R. EUHlN, BIlL'lIOHI:Nl 'lIWatRr, fOoiro o. IEW,
NF FIEIGIr~, SImE FM-I muwa: CIMmi,
~ lNEoNrIY CIM:Jt<<, AU8ImE muwa: CIM:Jt<<
( Defendant)
(Plaintiff)
No. 96-326 Civil
19
1. State matter to be argued (i.e.. plaintiff's motion for new trial. defendant's
daruJ:rer to ~t. etc.):
Motion for Stmnary Judgment of Defendant, Connecticut Indemnity Calpany
2. Identify counsel who will argue case:
(a) for plaintiff:
Address :
Douglas B. Marcello, Esquire
'nDIAs, 'nDIAs & HAFER
305 North Front street
Harrisburg, PA 17110
(See attached list)
(b) for defendant:
Address:
3. I will notify all parties in writing within two days that this case has
been listed for argIJnent.
4. ArglJnent lhIrt Date:
January 28,
"-___-.a..~ _~~ ....\,..'t_ ..
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..... .WMt1IUt.....
-..
LIST OF COUNSEL WHO WILL ARGlJE CASE FOR DEFENDANTS
William P. Douglas, Esquire
DOUGLAS, DOUGLAS &: DOUGLAS
27 West High Street
Carlisle, PA 17013
Attorney for Defendants, Larry Lee d/b/a Lee Associates, Inc. and James Lozano
Agostino Cammisa, Esquire
MARION, SATZBERG, TRICHON &: KOGAN, P.C.
1735 Market Street, Suite 3000
Philadelphia, P A 19103
Attorney for Defendant, Marcella Rack:
Donald M. Davis, Esquire
MARGOLIS, EDELSTEIN &: SCHERLIS
The Curtis Center, 4th Floor
601 Walnut Street
Philadelphia, P A 19106
Attorney for Defendants, Rudy R, Buchan and Bill Thompsons Transport
John A. Statler, Esquire
P. O. Box 1268
Harrisburg, PA 17101-1268
Attorney for Defendants Howard O. Dean and ABF Freight Systems
.
Stephen L. Banko, Esquire
REYNOLDS&:HAVAS
101 Pine Street
P. 0, Box 932
Harrisburg, PA 17108-0932
Attorney for State Fann Insurance Company
James G, Nealon, m, Esquire
301 Market Street, 9th Floor
P. O. Box 865
Harrisburg, P A 17108-0865
Attorney for Allstate Insurance Company
George B. Faller, Jr" Esquire
MARTSON, DEARDORFF, WILLIAMS &: OITO
Ten East High Street
Carlisle, PA 17013
Attorney for Connecticut Indemnity Company
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THE OHIO CASUALTY
INSURANCE COMPANY,
1'laintilT
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs,
96.326 - EQUITY
LARRY LEE. LEE ASSOCIATES
INC.. and LARRY LEE d/b/a LEE
ASSOCIATES.INC" MARCELLA:
RACK. JAMES LOZANO, RUDY :
R. BUCHAN. BILL THOMPSON'S :
TRANSPORT. HOWARD O.
DEAN, ABF FREIGHT SYSTEMS, :
STATE FARM INSURANCE
COMPANY. CONNECTICUT
INDEMNITY COMPANY.
ALLSTATE INSURANCE
COMPANY.
Defendants
CIVIL ACTION - EQUITY
JURY TRIAL DEMANDED
IN RE: MOTION FOR SUMMARY JIJDGMENT
BEFORE BA YI.EY AND IIESS. JJ,
ORDER
AND NOW, this
I'.
day of March. 1998, nction on the pending motion of
Connecticut Indemnity Company for summary judgment is DEFERRED generally, the court
being advised of the likelihood of the settlement of this case, In the event the matter is not
settled, this matter to be relisted for argument.
BY THE COURT.
-? ("". /Jil
Kev/"ess. J.
Douglas B, Mllrcello, Esquire
305 North Front Street
Hurrisburg. PA 17101
For the PlllintilT
WiIIillm P. Dougllls. Esquire
p, O. Box 261
Cllrlisle. PA 17013
For Defendllnt Lllrry Lee
Donllld M. DIlVid, Esquire
The Curtis Center. Fourth Floor
Independence Squllre West
601 Will nut Strect
Phillldelphill, PA 19106-3304
For Defendllnt Buchlln Ilnd Bill Thompson's Trunsport
Stephen L, Bllnko, Jr.. Esquire
101 Pine Street
Hurrisburg. P A 17108-0932
For Defendunt Stllte Flinn Insunmce Co,
George B. Fllller. Jr.. Esquire
Ten East High Street
Curlisle, P A 17013
For Defendllnt Connecticut Indemnity Compllny
Agostino Cllmmisll, Esquire
1735 Murket Street
Suite 3000
Phillldelphill. PA 19103-7594
For Defendunt Murcellll Rllck
John A. Stlltler, Esquire
P. O. Box 1268
Hurrisburg. PA 17108-1268
For Defendllnts Delln und ABF Freight Systems
Jllmes LOZllno
813 Conodoguinet Drive
CllmpHiII.PA 17011
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THE OHIO CASUALTY INSURANCE
COMPANY,
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PA
CIVIL ACTION - EQUITY
NO. 96-326 - EQUITY TERM
Plaintiff
v.
LARRY LEE, LEE ASSOCIATES,
INC., and LARRY LEE d/b/a LEE JURY TRIAL DEMANDED
ASSOCIATES, IUC., MARCELLA
RACK, JAMES LOZANO, RUDY R,
BUCHAN, BILL THOMPSONS
TRANSPORT, HOWARD O. DEAN, ABF
FREIGHT SYSTEMS, STATE FARM
INSURANCE COMPANY, CONNECTICUT
INDEMNITY COMPANY, ALLSTATE
INSURANCE COMPANY,
Defendants
PRAECIPE
TO THE PROTHONOTARY:
Please mark the above-captioned matter settled, satisfied and
discontinued.
THOMAS, THOMAS & HAFER
By :..---~
Doug a
Attorn I.D. No. 36510
305 North Front Street
P.O. Box 999
Harrisburg, Pennsylvania 17108
(717) 255-7238
~ttorney for Plaintiff
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WILLIAM P. DOUGLAS, ESQUIRE
AITY. I.D. # 37926
DOUGLAS, DOUGLAS & DOUGLAS
27 WEST HIGH STREET
P.O. BOX 261
CARLISLE, P A. 17013
717-243-1790
A TIORNEY FOR LARRY LEE DEFENDANTS
THE OHIO CASUALTY INSURANCE: IN THE COURT OF COMMON PLEAS
COMPANY : OF CUMBERLAND COUNTY, PA.
V.
: CIVIL ACTION - EQUITY
LARRY LEE; LEE ASSOCIATES, INC.,: NO. 96 - 326 EQUITY TERM
and LARRY LEE d/b/a
LEE ASSOCIATES, INC.,
MARCELLA RACK, JAMES LOZANO,:
RUDY R. BUCHAN, BILL
THOMPSONS TRANSPORT,
HOWARD O. DEAN,
ABF FREIGHT SYSTEMS,
STATE FARM INSURANCE
COMPANY, CONNECTICUT
INDEMNITY COMPANY, ALLSTATE
INSURANCE COMPANY : JURY TRIAL DEMANDED
PRAECIPE TO lOIN IN ANSWER OF OHIO CASUALTY INSURANCE
COMPANY TO MOTION FOR SUMMARY JUDGMENT OF CONNECTICUT
INDEMNITY COMPANY
Defendants Larry Lee, Lee Associates, Inc., and Larry Lee, d/b/a Lee
Associates, Inc., and James Lozano join in the Answer of Ohio Casualty
Insurance Company to the Motion for Summary Judgment of Connecticut
Indemnity Company.
Dated: September 18, 1997
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WILLIAM p, DOUGLAS, ESQUIRE
A TrY, J.D. # 37926
DOUGLAS, DOUGLAS & DOUGLAS
27 WEST HIGH STREET
P,O. BOX 261
CARLISLE, PA. 17013
717-243-1790
A TfORNEY FOR LARRY LEE DEFENDANTS
THE OHIO CASUALTY INSURANCE: IN THE COURT OF COMMON PLEAS
COMPANY : OF CUMBERLAND COUNTY, PA.
V.
: CIVIL ACTION - EQUITY
LARRY LEE; LEE ASSOCIATES, INC.,: NO. 96 - 326 EQUITY TERM
and LARRY LEE d/b/a
LEE ASSOCIATES, INC.,
MARCELLA RACK, JAMES LOZANO,:
RUDY R. BUCHAN, BILL
THOMPSONS TRANSPORT,
HOWARD O. DEAN,
ABF FREIGHT SYSTEMS,
STATE FARM INSURANCE
COMPANY, CONNECTICUT
INDEMNITY COMPANY, ALLSTATE
INSURANCE COMPANY : JURY TRIAL DEMANDED
PRAECIPE TO lOIN IN ANSWER OF OHIO CASUALTY INSURANCE
COMPANY TO MOTION FOR SUMMARY JUDGMENT OF CONNECTICUT
INDEMNITY COMPANY
Defendants Larry Lee, Lee Associates. Inc., and Larry Lee, d/b/a Lee
Associates, Inc., and James Lozano join in the Answer of Ohio Casualty
Insurance Company to the Motion for Summary Judgment of Connecticut
Indemnity Company.
Dated: September 18,1997
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CERTIFICATE OF SERVICE
AND NOW, this 18th day of September, 1997, I, Janet M. Lay, a secretary
in the law firm of Douglas, Douglas & Douglas, hereby certify that I sent a true
and correct copy of the foregoing document by placing a copy of the same in
the United States Mail, first class, postage prepaid, to the following:
Douglas B. Marcello, Esquire
Thomas, Thomas & Hafer
305 North Front Street
Harrisburg, PA 17110
George B. Faller, Jr., Esquire
Martson, Deardorff, Williams & Otto
Ten East High Street
Carlisle, PA 17013
John A. Statler, Esquire
P,O. Box 1268
Harrisburg, PA 17101-1268
Agostino Cammissa, Esquire
Marion, Satzberg. Trichon & Kogan, P.c.
1735 Market Street, Suite 3000
Philadelphia, PA 19103
Stephen L. Banko, Jr., Esquire
Reynolds & Havas
101 Pine Street
P.O, Box 932
Harrisburg, PA 17108-0932
Donald M. Davis, Esquire
Margolis, Edelstein & Scherlis
The Curtis Center, 4th Floor
601 Walnut Street
Philadelphia, PA 19106
James G. Nealon, III, Esquire
301 Market Street, 9th Floor
P.O. Box 865
Harrisburg, PA 17108-0865