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COMMUNITY BANKS, N.A"
Plaintiff
vs.
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 1ft"' 1(,5- CL1.k'L .J~
ERIC D. BLACKER
Defendant
TOI ERIC D. BLACKER,
Defendant
.
.
NOTICE
You have been 8ued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by
entering a written appearance personally or by attorney and filing in
writing with the court your defenses or objections to the claims set
forth against you. You are warned that if you fail to do so the case
may proceed without you and a judgment may be entered against you by
the court without further notice for any money claimed in the complaint
or for any other claim or relief requested by the plaintiff. You may
loose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY COURT ADMINISTRATOR
CUMBERLAND COUNTY COURTHOUSE
Fourth Floor
Carlisle, PA 17013
Telephone Number (717) 240-6200
NOTICIA
Le han demandado a usted en la corte. si used quiere defenderse
deestas demandas expuestas en las paginas siguientes, usted tiene
viente (20) dias de plazo al partir de la fecha de la demanda v la
notificacion. Usted de be presentar una apariencia escrita 0 en persone
o per aboqado y archivar en 1a corte en forma escrite sus defensas 0
sus objec1ones alas demanda en contra de su persona. Sea avisado que
s1 usted no se defieade, 1acorte torara medicas y puede entra una orden
contra usted sin previa aviso 0 not1f1cacion y por cua1quier queja 0
a1ivio que pedido en la peticion de demanda. Usted puede perder dinero
o sus propiedades 0 otros derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATAMENTE. SI NO TIENE
ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DO PAGAR TAL SERVICIO, VAYA
EN PERSONA 0 LLAME POR TELEPHONO A LA OFICINA CUYA DIRECCION SE
ENCUENTR ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEQUIR
ASISTENCIA LEGAL.
CUMBERLAND COUNTY COURT ADMINISTRATOR
CUMBERLAND COUNTY COURTHOUSE
Fourth Floor
Carlisle, PA 17013
Telephone Number (717) 240-6200
,,r':~":'-- ;
,.
COMMUNITY BANKS, N.A.,
Plaint!!t
vs.
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO.
ERIC D. BLACKER
Detendant
COMPLAINT IN ASSUMPSIT
AND NOW, comes the Plaintiff, COMMUNITY BANKS, N.A., by its
Attorney, Allen Shaffer, and says:
1. The Plaintiff, COMMUNITY BANKS, N.A., is a corporation
duly organized and validly existing under and by virtue of the laws
ot the United States of America, having its principal place of
business situate in Millersburg Borough, Dauphin County,
Pennsylvania.
2. Defendant, ERIC D. BLACKER, is an adult individual whose
last known residence address is 2000 Wentworth Drive, Camp Hill,
Cumberland County, Pennsylvania 17011.
3. On or about December 20, 1994, the Defendant executed a
Pennsylvania Motor Vehicle Installment Sale Contract in favor of
the Plaintiff in the principal amount of $14,702.04, with an
interest rate of 13.25% and being secured by a 1989 Jeep Cherokee,
4X4, VIN #lJ4FJ27L3Kl488844; said Contract provides for a
collection charge of "Reasonable Attorney fees". A copy of said
Contract is attached hereto and marked as Exhibit "A".
4. The Defendant failed to make the installment payment due
on May 28, 1995, for the loan which had been secured by a 1989 Jeep
Cherokee, 4X4, as well as the payments due thereafter.
5. On or about September 14, 1995 notice was sent to
Defendant informing him the 1989 Jeep Cherokee, 4X4 had been
repossessed. The Notice provided the Defendant with the amount due
"'"'-'-~):'
and owing and the location where the vehicle was being stored. The
Notice also informed the Defendant the vehicle would be sold 15
days after the September 14, 1995 date. See Exhibit "B", attached
hereto.
6. On or about November 9, 1995, notice was forwarded to
Defendant setting forth the amount received from the sale of the
1989 Jeep Cherokee, 4X4 and the deficiency balance. See Exhibit
"C", attached hereto.
7. The Defendant has made certain payments, and/or received
credit for the sale of the 1989 Jeep Cherokee, 4X4, on the account;
the principal amount (pay-off) remaining due, as of December 8,
1995, is $8,576.77, adding the attorney fee of $1,500.00 thereto,
brings the balance due to $10,076.77, plus interest from December
8, 1995, at the rate of 13.25% per annum and late charges.
8. Plaintiff avers that the Defendant continues to owe the
Plaintiff the sum of Ten Thousand Seventy-six and 77/100
($10,076.77) Dollars, plus interest, late charges and costs of
suit.
WHEREFORE, Plaintiff demands Judgment in favor of Plaintiff
and against the named Defendants in the amount of $10.076.77;
together with interest thereon at the rate of 13.25%, from December
8, 1995, late fees and costs of suit.
/h ~22
/' ,.' - :0.:' - .' .' .'.- .-.-
".~~".' <'/,' ~.,
ALLEN SHAFFEIY',ESQUIRE
Attorney for Plaintiff
129 Market Street
Millersburg, PA 17061
(717) 692-2345
Attorney ID. NO. 7116
V E R I F I CAT ION
I, DOVINA L. RUPP, verify that I am the collections Manager
of Community Banks, N.A., and as such Manager, being duly authorized to
do so, have executed the foregoing instrument for the purposes therein
contained by signing the name of the Corporation by myself as said
Manager. I verify that the statements made in this Complaint are true
and correct. I understand that false statements herein are made
subject to the penalties of 18 Pa. C.S. S.S. 4904, relating to unsworn
falsification to authorities.
COMMUNITY BANKS, N.A.
BY:
DATiJa:n ,2<;:; ,/..99 /,
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. DEPARTMENT 01" TRANSPORTATION , ' .
CERTIFICATE OF TITLE FOR A Vf;:HICLE .";
-----------.; .. -- . .
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'S01100S!005~2!-001
tJ~FJ27L3KL~888~~
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"
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ERIC 0 BLACKER
200d WENTWORTH DR
CAM~ HILL PA 17011
.
,
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a..wnQILII'II'CLI ..
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COMMUNITY BANK
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COMMUNITY BANK
90b N RIVER RD
HALIFAX PA 17032
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.BRADLEY L MALLORY, JI'=TING ~,.
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~ Community'
~ Banks, NA
DATE: SEPTEMBER l4, 1995
TO: ERIC D. BLACKER
2000 WENTWORTH DRIVE
CAMP HILL, PA l7011
YOU ARE HEREBY NOTIFIED THAT THE FOLLOWING DESCRIBED
VEHICLE, 1989 JEEP SW, SERIAL NUMBER.IJ4FJ27L3KL488844
FINANCED FOR YOU UNDER ~~ INSTALLMENT CONTRACT DATED l2-29-94.
HAS BEEN REPOSSESSED BY OR FOR US IN EXERCISE OF OUR RIGHTS AS
HOLDERS OF THE SAID SALE CONTRACT.
WE INTEND TO SELL SAID VEHICLE, CURRENTLY STORED AT
REINHARD'S AUTO CENTER ROUTE 225 HALIF~X, PA l7032, AT THE
EXPIRATION OF FIFTEEN (l5) DAYS FROM MAILING OF THIS NOTICE,
UNLESS REDEEMED BY YOU WITHIN THE SAID FIFTEEN (151 DAY PERIOD
THROUGH PAYMENT OF THE FOLLOWING ~~OUNT:
CURRENT NET BALANCE : $l3,6l2.04
TOTAL AMOUNT REQUIRED TO REDEE~
$1,l09.86 PLUS DAILY INTERST,
~'lY STORAGE AND', .
PROOF OF INSU~~~CE.
PAYMENT OF THE ~~OUNT REQUIRED TO REDEEM ~~D ANY NOTICES WHICH
YOU DESIRE TO SERVE ON US SHOULD BE SENT TO THIS BANK ~ ONCE.
~;!~CEREL Y ,
rUt" b, ~w 0 r1b2;()I
MICHELLE~BURNEY ~
CREDIT/COLLECTIONS DE~.
896-4968 OR 800-331-8362
CC: KATHY FERRARO
EXHIBIT
l~
P.O, '81J.'(350 . Mi((.m6urg. p:~ 17061 . PlUmt 1,800,331,8362
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_ No Inlurane. Cov.raG' Provldld
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i Is your RETURN ADDRESS campl.t.d on th. IIV.... Ildl?
ill l" rort"ol/l
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Thank ~ou lcr ~Iinll Rllurn Rlcllpt Slrvlcl.
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.
~ Community
~ Banks, N.A.
/
To:
ERIC BLACKER
2000 WENTWORTH
CAMP HILL, PA
DRIVE
17011
Re: 1989 JEEP CHEROKEE SW
Account 9 6-5090850
Dear Customer:
You are hereby notified that the above named vehicle,
repossessed by or for Community Banks, N.A. on SEPTEMBER 14, 1995
has been sold. The date of the sale was NOVEMBER 4, 1995, and it
provided net proceeds of $3,165.00 which where applied to your
loan balance.
After applying the sale proceeds to your loan you have a
deficiency balance of $8,290.58 You have three (3) days to
contact our collection department to try to work out repayment
arrangements. If you fail to contact us and successfully work
out a repayment arrangement, we will have no choice but to pursue
other legal means of repayment.
I have included an itemization of the application of sale
proceeds below for your convenience.
Si
erely.
, l (L ~'\J.-"-
Benner
nt Credit Manager
Jill
Assis
Account Balt-nce
Plus: Sales 'costs
Net Payoff \.
Less: Proceeds from Sale
Deficiency Balance:
$11,105.58
$ 350.00
$l1,455.5B
(S 3,165.00)
$ B,290.58
plus daily interest
EXHIBIT
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P.O. 'StJ,T,35iJ . :1t'ilfw6urg, P:=ll:-Obl . PlitJn~ l,800}JU:J6:!.
.z 11110 6"111 6"1'7
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certIfied Nlell
No InIU,lne. c...,';. "..\dod
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ALLEN SHAFFEF
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Community Banks, N.A.
'is.
Mr. Eric D; Blacker
;:.fa.
O~ 4 G5 CJu 11 Tern~
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onald J. Turner. .
Deputy
BY:
COSTI $22.00
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COMMUNITY BANKS, N.A.,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
vs.
ERIC D. BLACKER
Defendant
NO. 96-465-civil Term
PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER COMPLAINT
TO PROTHONOTARY:
Kindly enter judgment in favor of Plaintiff and against
Defendant, ERIC D. BLACKER, for failure to answer the Complaint within 20
days after service thereon on February 8, 1996, and assess Plaintiff's
damages as follows:
Amount due as of December
8, 1995
1995 through
$10,076.77
Interest from December 8,
March 22, 1996
Late Charges from December, 1995
March, 1996
$
237.30
through
$ 21.80
TOTAL $10,335.87
with interest thereon at the rate of 13.25% per annum, late charges and
costs of suit. I herby certify that the Notice of Default required by
Pa. R.C.P. 237.1 was mailed to the Defendant above-named on March 12,
1996, see Notice and Certificate of Mailing attached hereto.
. '1
/.' . ': \~'""~-?~
" (~, t:'..L......' L '-~~ .-
Allen Shaffer."
~ Attorney for Plaintiff
I H / I
NOW, , , 1996, judgment is entered against the Defendant above-
named in the sum of $10,335.87, with interest thereon at 13.25%, late
charges and costs of suit.
DATED: March:)f!, 1996
1111
~
vs.
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
COMMUNITY BANKS, N.A.,
Plaintiff
ERIC D. BLACKER
Defendant
NO. 96-465-civil Term
NOTICE OF ENTRY OF JUDGMENT BY DEFAULT
TO: The above named ERIC D. BLACKER, Defendant;
DATED:
March:tf? ' 1996
on aT:~ (
p
-0 onotar
I hereby certify that the name cin ~1 of the proper person to
receive this notice under Pa. R.C.P. #2J~is: Mr. Eric D. Blacker,
Park Avenue, Williamsport, Pennsylvania 17~~~..,_ ,"2~..'
A, (~ (' V'2 --r;t:;:
... Allen Sha't" fer /
Attorney for Plaintiff
A ERIC D. BLACKER, Defendido
For este medio se le esta notificando que el de March, del 1996,
el/la siguiente Falo ha sido enotado en cntra suya en el caso mencionado
en el epigrafe.
FECHA: March
, 1996
protonotario
certifico que la siguiente direccion es la del defendido segun
indicada en el certificado de residencia: Mr. Eric D. Blacker, 1111 Park
Avenue, Williamsport, Pennsylvania 17701.
COMMUNITY BANKS, N.A.,
Plaintiff
ERIC D. BLACKER
Defendant
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
: NO. 96-465-Civil Term
VS.
.
.
TO:
Mr. Eric D. Blacker
1111 Park Avenue
Williamsport, PA 17701
DATED:
March 12, 1996
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU
IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS
NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU
MAV LOOSE PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS
NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD
ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBERLAND COUNTY COURT ADMINISTRATOR
CUMBERLAND COUNTY COURTHOUSE
Fourth Floor
Carlisle, PA 17013
Tal..nhnn.. Nl1mh..... 1'71'7\ 240-6200
,
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j~~~
t '-W:,
;..~
"f/ -
. 'laintiff
, :treet
PA 17061
'17) 692-2345
,. BE USED FOR DOMEsne AND INURNAnONAL MAIL. DOES NOT
OVIDE FOR INSURANCE-POSTMASTER
"m"o. At'tEN SMAFFER a ASSOCIATES <: :'-,~..
LAW OFI=ICES /"--~,
129 MARKET STREET . /Y/t, ; ~ \
MlU.ERS8URG PA l1Ut1\ ,,~)~- /..,1
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On. piece 01 oldin.ry m.iI .dd"...d 10:
Mr, Eric Blacker
111 Park Avenue
IHlliamsport. PA 17701
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PS Form 3B17. Mar. 19B9
COMMUNITY BANKS, N.A.,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
vs.
ERIC D. BLACKER
Defendant
NO.
AFFIDAVIT OF NON-MILITARY SERVICE
STATE OF PENNSYLVANIA
COUNTY OF DAUPHIN
DOVINA L. RUPP, being duly sworn according to law, deposes and
says that she is duly constituted representative for COMMUNITY BANKS,
N,A., Plaintiff in the action above captioned; that she is duly
authorized to make this affidavit; that she has personal knowledge
concerning the Payment Account which is the subject of the action above
captioned; and that to the best of her knowledge, information and
belief, the Defendants in the Complaint in the above entitled action
are not in the Military or Naval Services of the United States or its
allies or otherwise within the provisions of the Soldiers' and Sailors'
Civil Relief Act of 1940, as amended.
COMMUNITY BANKS, N.A.,
BY:
SWORN TO AND SUBS9}IBED
BEFORlo: MIj: THIS&1pt'-D~J
~^- OF 19~ .
~~flZncJ
NOTARIAL SEAL
CYNTHIA K. ARMOUR. NOlIIy PubIc
MIiIIrllUIg. DeuphIn County, PA
CommIUion Ex Fib, 12, 2000
"
TO
YOU ARE HEREBY NOTIFIED
TO PLEAD TO THE ENCLOSED
WITHIN Q",V5
OF SERVICE HEREOF OR A
OEFAUL. T JUDGMENT MAY BE
ENTERED AGAINST YOU.
BY
ATTORNEV
JOHN DtBERNARDtNO, EsquIre
1. D. #46769
124 tron St., Suite 206
Lehlghton, PAt 18235
(610) 377-6617
COMMUNtTY BANKS, N.A.,
PIa Inti ff
vs.
ERtC D. BLACKER,
Defendant
,J!,.", 1911lau of
John DIBtmardlno
THE PENCOR BUILDING
SUITE 206.12. IRON STREET
LEHIOHTON. PA lI:1J1i
1100377.6617
I HEREBV CERTI,..., THAT THIS
IS ATAUIANDCORRECT COpy
0'" T..e. ORIGINAL FIL.ED IN
THIS ACTION.
BY
ATTORNEV
Attorney for Defondants
tN THE COURT OF COMMON PLEAS
OF CIIMBERLAND COUNTY, PAt
No. 96-465 CivIl Term
NOTtCE OF BANIRUPTCY STAY
The Defendant, Eric D. Blacker, gives notice thIs action
is stayed pursuant to the fIlIng of a petItIon In Bankruptcy.
A copy of the face sheet of the bankruptcy petItion showing
the chapter filed under, date of filing and docket number is
attached hereto os Exhibit "A" and Incorporated herein by
reference.
/vt.. U.A,~~
Jlhn D1 Bernardtno, Esqui re
Attorney for Defendant
''''l:.IIIIUI'4
relm 1. VULUI~ IIlt~'
," -- uNi'T'EoSl^' ES B^"'~RUr>'CV COURT.
L./ MIDDLE DISH" ,'OF
1i, "I, Ihl"",1\' 01 ,..hIDl'" l'ut..."..,I. "nlr..: LIIIl"'. ",.1. "'.ltdlcl
V.OLUNTARY
PETITION
PENNSYLVANIA
'4"1.11 or JOll41 Oll10R II"""UIILIIIl,.t. '''11. Middle 1
BLACKER ERIC D.
AU, 01 ULA IIM~t S u..t" br Ihl d.\.'IOI In Ihe tAil 6 ,'U',
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N/A
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179-64.0154
","n,' "'DDAlSS OF Dtllon 11I0. ."" "I'ltl. Clll'. tlll1t. "nC I'D ut.,
2334 Linn St.
. I""
Will i amsport, PA 1 7701 P.'NC'P.~ P~.t1 O' Ul"'ln
Lycomin
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, II,GlrAI. PLACI , 1.'1'''''111
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John DiBernardino, Esquire
Pencor Bldg., Ste. 206, 124 Iron St.
Lehighton, PA 18235
,.,.,100"0 II,. (610) 377-6617
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