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Home My WebLink About02-4550BURTON NEIL & ASSOCIATES, P.C. By: Burton Neil, Esquire Identification No. 11348 26 South Church Street West Chester, PA 19382 610-696-2120 Attorney for Plaintiff CITIBANK SOUTH DAKOTA N.A. 7920 NW 110th Street Kansas City, MO Plaintiff V. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. C)2 - 4r-'O MICHAEL J KMAN, JR 1018 Dogwood Lane Enola, PA Defendant CIVIL ACTION - LAW COMPLAINT NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claim set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERENCE AND INFORMATION SERVICE Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue, Carlisle, PA 17013 Telephone No. 800-990-9108 BURTON NEIL & ASSOCIATES, P.C. By: Burton Neil Identification No. 11348 26 South Church Street West Chester, PA 19382 610-696-2120 Attorney for Plaintiff CITIBANK SOUTH DAKOTA N.A. 7920 NW 110 STREET KANSAS CITY. MO Plaintiff v. MICHAEL J KMAN JR 1018 DOGWOOD LANE ENOLA,PA Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA No. o? - MTSO CIVIL ACTION - LAW Complaint 1. The plaintiff is Citibank South Dakota N.A., with place of business located at 7920 NW 110 STREET, KANSAS CITY, MO. 2. The defendant is MICHAEL J KMAN JR, who resides at 1018 DOGWOOD LANE, ENOLA, CUMBERLAND County, Pennsylvania. 3. At the defendant's request, plaintiff issued the defendant a credit card with account number 5424180357195418 for the defendant's use in making credit purchases and securing cash advances subject to the terms and conditions governing the use of the credit card. Attached hereto, made a part hereof and marked Exhibit A is a true and correct copy of the terms and conditions. 4. The defendant accepted the credit card and the terms and conditions governing its use for the purchase of goods, merchandise and services and/or cash advances from vendors who accepted plaintiffs credit card. In using the credit card, the defendant agreed to comply with the terms and conditions governing its use which included the obligation to pay plaintiff for all the charges made in full upon receipt of the statement or in installments subject to monthly finance charges. 5. The defendant utilized the credit card by making/obtaining purchases of goods, merchandise and services and/or cash advances from vendors who accepted the credit card. Monthly statements were sent to the defendant which detailed the charges made to the account including finance charges, late and/or over limit charges. The balance due for the charges made by the defendant including any finance charges, late or over limit charges is $13,201.00. 6. Defendant did not pay the balance due in full upon receipt of the billing statements and failed to make the required minimum monthly payment set forth in the the billing statement. As such, defendant is in default of the terms and conditions governing the use of the credit card. 7. Although demand has been made by plaintiff upon defendant to pay the sum of $13,201.00, the defendant failed and refused to pay all or any part thereof. 8. Plaintiff alleges it is entitled to recovery of attorney's fees from defendant pursuant to the terms and conditions governing the account. Plaintiffs counsel is not a salaried employee of Citibank South Dakota N.A. Plaintiff seeks recovery of attorney fees in the sum of $2,508.19. WHEREFORE, plaintiff demands judgment against the defendant in the sum of $13,201.00, attorneys fees in the sum of $2,508.19 and the costs of this action. BURT7EIL & ASSOCIATES, P.C. , Burton Neil, Esquire Attorney for Plaintiff In making this communication, we advise our firm is a debt collector. n 37 _ _- 17 rn-ac a, 17 cur = tour. ^nd Yav1 Cr?di.i?e: S 2 _ia JIL S f VxCv '?C°? _ i 'fon soil - cd.onCP -TMI \Y_v1i-S C_::. e7 -eTl? - E rC y'Cni a Lnl[ l?L O_ C3:] L?li Cl -S CLS 7 C -:'ICP - 2'..O i:P Ce r' I. aP _fill o- SLI,.'1 P_ "; lL'L S:r i[J2 C_P 15 ?]J-Cr°Ci, k 0i!_ fS[ 3d, ?L 131 nl 5 J': ?i ^91L ca ,h 1ti Dc ?: C:- _viLCvi3L_C iLl°° icf??S:[ L'ui 3 - rc u h CnL Z:-:_ Cie Oi 9u ISia. CIiu2^:: C_ILCa'i- 17L io:_1 --OIL-1i 'LIE-d OO :'J'y 2Cfo1!.2 [, _z s s dants, r1. L cna E,,, f--s' G: oua* cSanes, s I _ r b o r ow - ,- 2. Hcwever.:t c.. aJ.? ?:,,C?-1 °=.ns cou c' ?' sa yoc r s .ill pay us- Your f? d m? pni?- b_ n izc :or I=_t.;31 _ nszciom- c. 7-z hti, c: r, - -. nvalPec :, cep $ __,`or Pu: F wand Css:_?d.-,rtes: S'ID*C--IS-1?c.J O a3e. - + arianiz ' an.lal ?z-ePds?e A,;zs .Jr R:: _:yes _nd Case ' d -r.ces: ?._ .:.J ?.....- - 4 _ -v C-. - La uOr i (n " _ " G J aZ T-S RL RaT? C - L C .C _ _ _ ZIS C_ vc '_ 371 tea. _:dcral cards I =Z± _- >- - G -1. ._.? -S `I O _ ., -. - .. tom.. s ?? C r P c c xc o : cmll,_u? _ Or is C lS'-_:1^l' CO1? . O v.C_-_ 1 S _nC_a_? 0 O'_ _!1 C -.. _JO!1 j2. .-1 1 ?] O ?C. 1 iI er C Iile-i nClr S-i'e DPiernine ffiP Baian c_ 1nL - *LZ! ou?ud?g ? !zre (: ?e oc :sou owe :? an6rrs z. ene ` -_-. D=_ice, on Eht bill:-_q>La:_^LC.- -J d_cer-..inz _he itiem Da; - e b°sin =v - 72 cLLL>u'IC- v-? ]Ce n .OL of CGLn^L I] biil1. L-iod, fd1L :1_ 'r-_.:c1s n-z-lu' on bl 1_:? s-c -n.. We add ally JL RCS'_S i] n_:2CCeS 2i_ iu -. .a v ]L4-aniS 3CC f. ?IlS L c. Anv •L LII- dal O p Il __ oC CL 1 O _ __- - 1. ir _°ron GCan,l R.iP oiffe,: `= _ ? cr 1Or _Lu LC- .. C,1vJ.1 Jli? IaCr'.:- I C L :Cc C = rz to o - _ f.:e C?Fllizia! TO and -r a:v znii? ni? - __ri]StiS- - C ro ?. _ _ c__ ?. c. _ an _- a L. zTLN3 ___ c- _s _ __a -e l . - -, _2- -x. ,.a __as e - _ .,.L_ o e - _iodi- _._,__ lc- L - a- -._r ^Cn `LC2R'c: yLA^-C _a. ?c 3.11: n_ .,-._ _ _ __ ._ SC._ t Sec Inr'an? C - ?e C?al-r,an 4Se.a o2 ..o. C_ ?xm C re a.*s: 1. -c.>. - - _; cc rn ?o•+. "cam. _, lisap Q. --17770-1011m WSpnr -hfar purses aad _rz^e- or ;- _2 cpca-_c :.i_ le¢tr _ ?D_is' (_') for ?Araks, we use h- c=k"!. o. m-cieds dsccczc belo=a ms-eari no tiOLS i2 !C:,. 1'rc ff,=? c CO uo_ C: ra 5'aact _ a r_mlti ?e-oC,C r:.u 1, %11^ ~i?anCe >LJf2C La Irr, _.Ce Cuarsn _or pn,eh2 cri (1lCilivI _° nnvo_T 325 2-_i 621L.C?S YCL iasfer uoi= Wo 5m1- a asiioc o? vs- 5nancz 61- cn a --c-5 Sy muhiolvins the uailz, pe-odic x b_ ra- "mbar of ds, in rh= biiLa_ ceried and rho. =npl}ing rbc ss!4 m Ga balance sebjr_i m i ,ce ccc_e fcr ad.,an^_-0 (.nc!udine \ a;i2a^LS,I_ -ip se. r=e basses mbjsr an a -.-e ch=-r, f., sand far a,, .varr is ,.-o ea- 5c 6r nnlee balance fu" purchases li he bee vv.ivg bai ra few oza,, zdvaocs _ch day (aciu=-mg j=r. e shares' imposed in pr_vioes oiiRng period,), add any new'zco.ns sun fees, subs-zc any n_canr_ air. do- f__ me -±se ea Z--.=1 -c:_ or. __ =iT Ollii_S• Irr-r cn 'v 1C., a, .:=5._ .a-,Cz Ma Ze3r ro 2\C C :=_c ac _ _?aLl r ca - - --e. lli.i..nr imance Chn: oe= I[ n-a.=.ce c6ar=-s Sane= an ce: ioe._ _as ?c ee__c=d .n . eI zsc:__. be- n,m ror_I of s..h _a-_ .e c - _ for p =cm52s ere ?h a=-_.a_ s les- __\o: '30 7- add 'Se 'o.- 10 LRL 'JLr`'i_2 b°iTCG. .."s, r[_ CrcCli ?'_,IanC? - .. + it =..r vi.. _ - r _: C:: la:? ,?.T_. J_. ?...c - cCCCLa S L GYCasS e- OCLr Y ap -2•: ?Ji v_T_::a a s_.ea.':_. Fez "U cam- I. F.LI .-r n,-,,11r .,-r 00 -lit ..,as: h= bzea an cacr ace^.rr ioartz ;za Lete monr 1 cp ma- --d Oi a Cm^_: `v--isn,C°_ _ sm, L!m2- We ?'1' •°:1C 2 =-101L a, "r ^-r b <ce b? c=.= <ao.?::? o? a-r, cnz se<'ciiiLd rc ..a•- °c-u_ r'?r o u d' o ss =s - ed c", e - c ar _ C__ = --aa _r _ _ -=? .o_ ocz?=aaaa ea _ __ _ _7__c =_ P _ _._ 1. - , - ?Zla C- --_as -a s _= of "? - - _ -r_ sael.a Fee `or Salance-, rznsfer,: ".- :-•2 .braked z sar ,'au ca. ezznc_ am odes by ns o _ C - c. _> o. -o o -lTT ids - c 3=_la-,c2 =--sr ct^_ic i? ?r z__ rL _is si Lie¢ To setorz ier ca'ia.et - - ?h2 -rcavu.,;c? ! -' 'M so indict *e. 17 so, no b2'a:.ce _ _ v 2 I'10 =L l_aIlct C __2 S Ln rzzEd O] [f° y"is __ ill ?_ ?Cw- i0 Zia C.?_ v21u[e. l alp" S2.LG.eit on ,T' lC:1 The pal-oee'a's, i Si snotars io L..C___ r,._ 1 rans.,b.. tee for Cah Ad,nces: Yon ha-rz obL=_iaed a cash ad:ancc i- au ob.-a -c-ds from an. -uro,.arzd !-4er maoSine (A74M),; rhrourh a ciu'o=_nc clheck, r`_augn home barl.=.rl or u=h a nnandzl asr¢udon; --4z e ware u o i"aq acauce a meacy o-dz" v,,-F,'s cbecl= to e:y 6cker• 6erune or Casco chip, or similar ire-_; er coo= _pt in anozier ala ilar uaaszcrioa. We mzv add as additional Snance charse m - , cash ad ,a, balance for _ch cash advance. rhz _ccomp=_nvin le er dtscpcs any s -S add=d .l i!.anee cha,-_es, h;,, or -re ?eaUs-= v1 _!aar•? cpLL R3r n-c a=-i ]'_u: iS - -C:a: 0::.. inz fcsr a an. previous arn.,aac d,a is Cs e = plc of ?- - -•edir line. Tne secb=d is m7It - r o ¢_ n' I - r .. _ . .._ 5L5 pal" 3L 12aSi rac naim- C-: -0" rn-, as, =.,a TT neat 1?11h.,Ir IT 2;1,azTz _- ,_cOw2C aII ca==. z .L 1 L 3<_ti'L' a_v,. 0 ] -!l' a= . r1I ?J -a 1 hz a-ces, 5CC. T?, 1a-.=.5 a` JG? '.'.T S•_ c rani __2 lir_iLr CIHC:3, b cR c_ __ _ ___ __ __ _ r or, car 'Si]-<2 or C25r 2C?zzrt?ce bai-amens. you Pa, -are`i- e r' 2_, _ a1 _CC'_ i:1L -`:Cass =,,- i'2 or CS =vl =rC.- C =-C' as o 1-GSvt_';C1 1?-Sooner l'oL P.ay:?e Nevi' t- _ z -you u'ill pay is i.-. -..e u-ar_s. We en -so 29oa' t r-, ro ski-`- Or"r 2: L =_ 5c Cn i_ U??l ilai ri +a°? IS l'a`.l GIOC$2 oe 5.a! - _-: a+,-. _i__: za- - _ :-, ..:.__.___ is 3d,-- r_T .._ In- M--n- pavree=rs __ zarmizi - _ cC - or _ i , J,_ _ as an- in fL-'3 1 s - - _ L aa??- ran or j- is Men. In _ o y=r . nT-azis fin. iifT C, Geb^nk Chec__ 'O eL G- n- C. __ as ..` G c L' sap he J _L O _ _CCS tJ- C c __ _C - J do YM, ::C.C - - - '-S ? GLL G ? S L B]lan C- 11"I e. C.teLN-': u -I rzc_u -Aii? T!o be u, tfii i L . O o ?y - _ S'_ "?D^S VOL Ezl .C.. °a_3:,.f o --d - ay is -;- oc.ec Coy Lnd°t^=J ne oche cl --C=-d enir _°_ _ -y Bziznce . _nser -kecks' n'.' 'M Rctnrvcd Citihxnk Cloche- l\ ..y Ad ,o ae c== c?_ -e deci ,0 roZJr a C...b_S ccrc' li \.-e d'; test, ° _ °_ -_s on to '"'Wznyins!emir. Ta may dzCf=m hone.- sack c6tcl?i`,a-C-=:ample, the'--eGf fie. 6r_i fvidd ?siu<ae D'i'ne m e,,d your cash _dlan.° nmr. J. .. a=. I if., fyo' did Dot cJ-olJ GuT Col' c Co I C .c CCI 'C C C 2OLLr C (tt . C l;=r' v .6 Cvsome:_°nracs \\e ::]l) LO: SQL hC_^cC^ uJ_•,: _ Or t'pLr aCCCC iG f [:-l Gi C- leS J c_ e=^ rzcij t0 '?- 21C ^_O L]LS° J y_ _- G__c l -:c C- - _-G_C.=,C LZSJr...2 [] cII Repnr._ =if nip.- ffns5 ,ice iC- _c___ =au n? 'S af7 P = CEO- ffrm?' fee m ,.J - .:a Du ?sfl- :aE C?eT sz? se, -_ _ _ _.. cS 0 rSmle9 C - C "2 1 aff"Nont C ..Y i .:O _ -::_ O -=L ^G s"ad -D Chase' CP _ 1 c . .son T_ billing :z'= za .._ . o ae br YC or c ?„-_ nasl y and ?.sn lv.a h,GC. _vaG o enter. Default Y. -re m cesai_ ;; wo ;ail ro px+ _F -inimc? p__--ear isrc o _ m,,:ag state :a "ii f: mr a_ „-uatq, your evir liar .vl io o _ Vie. or .,_ ? It _ w Due C b : Ca[d = i* ycu e is dclmlr, . m dose yJS x.=, and de-end i=-ea""=re eay nea. o` we mll beiencc ay _ you hav2 gi- a i a sccurirv interes. in a mat yes ac:A-tr o[ Ce'iiic_-oe aTdepciz - _ -ay Ls- - e deaosit a:TGLa( ,G pay --T noun. srGL Chase us- 9u J co yoL Lo ' :an, e"is C Cad Gs w w 0I m hale psu. -M b g: 7L I I if Me _ n0 i n t-C OJT L:t ., 1:1 O, O: I Jiss .e _.,C _,.._-. R_OT?F_v c_em CICSIP.y fJCS _--'aCCCll?r Oct Jr'iPS - _ 'We CIaS_ tCv c __ ' ct _. 'aTd, _._[,l.l : Cue :OL :_ O _l Refusal if 11 GTd :. _ _e aot IaSOCa901e f , c. RCr 8RT-DVC 9 -C' Cr E g ides - B. M 5' JC - ii, 'M - xcetei G. Pc L - COL - - C _ cvSa J cio . __ L - -,s -5 Z'Y r:_ _ c'e C_ anc At se. A- cr- G._ a- ._ i i 25 _m .t L-- r.e- o n _-I ._ . aa? ofSJ. ___ __ ._ =or=ar.r to __-f .77O'dou C+ _ -T '? c-' W' JLnp s CEO ico °our pia snc Oer m^s:.:i+u ._.r TI__- Re_<eiu s_r IT, \ori< 's m a ov= =.3u - - .?so TT _a CO... . _ Zol. .e We ?. c_ -...e o _- _ b• _ _ evLTF __ s..ca. - - C a PO SOVCC _ C Si Jiou?e"es, _D .-j 17 - m_. se.=.e ? _ - J= .3; = o.-:: poe o.-e z e a:_ a:z._ = s Wbot T. Do it 1 ae,a s -'-a FrrOr Yotrr Siliio;.'\igna. _tie•_n This \"w<L ror rue Pre. -'Fs -OiCe <O-.-'._E?S' TLOiiRr Il:eo?- G aa.7 T _ - " 0, _ -zspo±o;lines *rdLrSe=_;-CreN_r All. \orif, lis it C_se of Errors or Qacsticus -bour Your Bill. o' orb dls? SGrL a^?^". t? Th-R? OF is-1OU iltt_ =Tt lrl:au :cilOR 'cOOIII 2 rearl2f- . ; ur oi:'?_ Se:L7Ln .:- To us (On a i_ s?°e.) a4 The adzes siowa Oe rhL coo[ o--your bill.? OrsremeaG Wr::¢z ro LS a5 SOOR ?S pasiC!, We mu, hear VOU .. I_-. z t _u 60 navs 0"-1 ..a sc, you *.e mar bilF_ s_ raLar on -A cn m_ -_ .u, or nrobiem au u1r _1WYusbut_.o- So wal-o: erseR' - =niS. L-. ;our is-a, we es ;Gc ;ulow i. iv:O--a_rioe_ Y., am aod?<caunr.^.u_ber. ine dollsr a-ion: andev: of the sisac^red error. Desist toe e-0r _nd evla,' ;i _V." ca o w$y you btL", Here 5 al e., jfy0u nL.°.d P_bt OR ufo- yaloR de" - 12m _... =r_ ]or Zi° =bOUr itiess 'a a= ns dO no: EOp ?' 0', 04'n Gr Ov?_-?ie L:e _. .agtd you`To-ad-'erale'm _ zTee se:s -. n:is spc?=1 .- -_ - e<._eed m=-oca: z - a;ir SiHe_ : ca_scF_ - azd does -o- appiy To om?<bzse_ m___ _ e Caieea S.__- ° you z'= TO o=_ to a ate. tip- we z+_: voc o:. a: o-a =<. -_cc, :-ou dzi=^n° ro=-ece: i_ av =ti.La-oa do, no: szu} you snc eu a TO L.___ _ ZZE, Y I S,I r_=.>e ro pa:- -_ s r _ voL' a° G'.'so _ 1.,' J",oari<e. c :_:LS, =1i vJU the carve r_ _ sc:=ss of _ {-ov- -o w tom {:-L rzoc--ari-s'oc. x<cc . i1Jc: en. W- -ezr a o _ m 'To. v _ _ror : _-'r._ -s J__.. s ifw< =aa't fciiowesL =cies, we c.: <opLCr?c r S>u ofdrz o__si? ,.d =ron-r e 'a oa-bilfn= v:as mrs- Specia] Rule for Credit Ca-d Pureb-ses L: -JOJ ha, 2 Jr Oaltm 1i?m th- ll2hl Of 9io-ue_ i or '_-Y1 CS --ll oucoseo u u. a ezmt ,,d- cad you nave ced in _soeo =xi'd t _ r the o'obi'_m wire se ,:erchaot you ma:+ :a.e ne r= _-not ro pzy il zr..a - _ a:nor_r eue oR [he proper, OF rvv y?ir?=os O, dis n?hr- ou =LSr he%% made The JLLrea-2 Ia your ilOi: c elate or, II ^_et ar?in your icmc sr_te, virhiil 100.?itLS or yoa: c,. .Lac s? Its'; and I- CI T1 Notice of C4anga in I erns io Your Citibank Card Aare=_nenr Fs=_cam co the cay as=-r re S :enenUO es:-g Da_ - intoa_-_ or; your May MO. bulmo se- ? e^C'ta a"emcm, Your eus`ag Citibank Cac:.ar-_eler,. w add m u w orovis;Ons =nd suaeiiiu ar t-:= rams?cooing ores. W„? _opG¢h2o a-pw` a "ii -- _ : scadng m your Jo..^.e 2000 enhoo e,rVk er.-ou ce you is rid 1i; not., src save .i for icu.e cnea. Varable Annum Percy _oe Rate 7.r --.. sas and. CS, ii ms Advao?el: airual ceme.^.ice r= icr uc - .I __ _ -ra U.S. Fri-=_ Rae ajar a maru... wu] al.- -cemc'fie ruzoom aeoulczble to"a..,T To vhe co, ,Raz- oebiisne, iO Tin Tv /.'g:;ae, jo r..al ?le lest bosr>?ss day of aacn -cn:"a_ If r.:c.a ,:`:aa on= -s cubist; d, w_ -,say c,.== toa if Zbe Wa! S5aez Jon.-a1 o=res huh; _=.n or to o =i;s:: ah- _ ?t c+.c_avo=, cr =ray u-s .?=a s:mia= _=r=rr---- ur so;= Trz,,' TO r = _-_N -I CER-._- -._ _ - oTTze nenza2nzo ?Tnor lYa^sr..,.iion F-e (or Haiance cans sou Aave w^tsneG abalance Ganef '. I=rr, balan.^?1IOmel'rle's by mad^ E" y0u elsorce,cn e r n burns", Ur yw-obletn Tunas Through a Galan a TraryL^; chec.' k TO ec':1 Bala^Ce lie^512r'.'ic sue dl aCdi11C al i=INANC£ _HARGc ei J_0? e.';ha. balance lansla hul not Ilzn or mcrNl:an? .:-l'-a ba add=_d Ic !nc cure vi6t lice batanca Lanaler Tna baia?ce 4a^se ranscfion lea ray cease Iha annual p-roam=_e rL= sn Ina ping saarial atgn 6h"eb a s, ?Pf to d i t o 111111311112, oac_n,?g= rata. e Fs V?e v nl add a Iola l- t". standartl pur ass balance for each shine perodyou laS its make the.mfnirtwm. aa,,me't by its due data This :ate fee will b _ S, se bzibnes uo to =Tat, 325 on baianhs of a100ap Is SIC.- and on befa cspfsl0Oand ovJ, Non-Acre?lance Instruc9ms: II yOV f10 n01 .Y"' ts eccepl hese mllS -Cfo=ins e'unle (ndleateo oj1anOE, you Autry us f wlile "I "I 25 d bys aler E- no 3tatameni{ xca foment slalin P Your August bllfing g your non-acCaplan'e- include your name, addre°s. and acoounl porf end mad lo: Customer 5e111"Cenler, P.0_ Box 4,12?_ Jackaanvilia, Florida, 32231-1121. If you noldy us IP?al you do not acNpl These ?e.v len;a, yoc can eonAnue to "ne your cardla) under your or Ina expi al on dale an yeur card(s), ,"jehs"ernis lalec AI ,,,at 611e "r cccounl. 11 be Closed and you will be abfe to pay oll your remafnlng balanr8 onde?your cuneol lerms_ Por more de"an" inlonaralet, about your current Terms, please relerr Ig yeur CiGOank Card Agre-rr-nl as amsded by any poor chanos in terms nofices. mmv: ?2m: Cnm.a. (s..,m oaxanl.ur. n.ma„ rolc _G..?c.c Di qty; :i Car n -? nr 7fedive on the day =1W_r Ih= Slal_menVGOsina Cale tnoi .led on your A.vgusl?ry?y biAing stelemery, we aze amendino your c Inf nk Card .karaamenl Ic vbslilule' the following pmvlsiens reyarcfino the de(aulL rem. Toe IrmsaclIOo lee for balance transfers, and the tale lee for the corresponding enex in yom eztsling Citibank Caryl Aefeemem. Wben sepliabla, Ihes=_ changes _iI appear ur Seol=lnber 2MI bitting e alemem. YJe enceorage you to reed Iris rn l"ce and save it for btwre teferenca Variable Annual Percentage P.a1ec (or Purertaaae and Cueh Advanesa; The annual percentage rate for purcheses and cash advances may also vary it you delaull under any Cilibank Card Agreement because you lal Is make a payment Its us or any other cradlor when due, you exc. your creJl e m you make a payment to no that se not hw>cretl by your bank. In ands d¢umslances, we may increase the ANNUAL PEn'CEV-.AaF AATC (Including any pe.,ofene rare) on all balance' In a delaull rata el up In 24.99%., Factors considered to delermining This delaull rate may include the length OI lime the accoonl has been open, the exislenc_, senetrsneas, and liming OI Cilibank Cmd Aore_menl delbdls and other indications of account usage and performance- The increase in Ina variable annual pero°nlage rate as descnoed in this paragraph lakes ellea as of the Iire day el the balling period in ,eict you delaull. Your account may again oemme aliginle for a bwer annual percentage rate on new purchases, new assn advances, A ' boln alleryou bee met Iha terms of all Cilibank Cary gree.menm far six ec„ec,,a ,sulh, YcJr existing belanoes will remain'ub)eC to the delaull rate until They are .to In [oil - N m l G 0 I O W - eI a) of I, of f= \\ Cll n) m _C 01 of - oc, R O C C 0 a ° I _ 1 h` O _ J 0 L C _ O Oy V m jt 2 C 3 CI C i of C u 0 N Y : 0 C m C C .L] C C? C C p 3 -_`, N O C U t V 0 ar? a y Is W as v re U c 9 ra m C O O N c 3 v? ° `n x m m u 1 O O ° >_ E y C '?1 U or N v0i il C ? C? N `) r- N. 7 V N E ot ' In F _ m c c o ?I A - ry ._ OI N y O C IL 0 i C ° 0 C c Iv . am. IV Is u n I 0 C 3 m c j_. _ d rv ? -. m m c w y / L N W m m m 3 0 r < ` _ m as ° O n c G I CI C YIn s C- N V 0 m L° c° CJ m v U r ?-- ? o '- o N? C a m m to R _ C _ .- ? m x ' ry a J -° u °_ cc? v ° c rr7 o m j , y¢° __ 0 n7 a- 3° a m J° 3 w c _ - J Is C O J ) se J sit In Ir r a 6' O_ L .J 0 C _ 71 Verification Jennifer Sisson is an attorney management specialist for Citibank (South Dakota), N.A. and Citicorp Credit Services, Inc., wholly owned subsidiaries of Citigroup, the within Plaintiff in this action. She verifies that the statements of fact made in the foregoing Complaint are true and correct to the best of her knowledge and belief. The undersigned understands that the statements made herein are subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: V ?i t IF V ??Uf) fyv- Name .o r O C c7 SHERIFF'S RETURN - REGULAR CASE NO: 2002-04550 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CITIBANK SOUTH DAKOTA N A VS KMAN MICHAEL J JR JASON VIORAL , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon KMAN MICHAEL J JR the DEFENDANT at 1318:00 HOURS, on the 25th day of September, 2002 at 1018 DOGWOOD LANE ENOLA, PA 17025 by handing to MICHAEL KMAN JR a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 10.35 Affidavit .00 Surcharge 10.00 .00 38.35 Sworn and Subscribed to before me this V ? day of / Q «,?- A. D. rothonotary -'' So Answers: R. Thomas Kline 09/26/2002 BURTON NEIL & ASSOC By: uty Sheriff D 9 PAULINE B. KING, Plaintiff V. ANN LEBO and LEAHY'S AUTO COLLISION REPAIR, INC., Defendants : IN THE COURT OF COMMON PLEAS :CUMBERLAND COUNTY, PENNSYLVANIA NO. 2002-4450 Civil : CIVIL ACTION -LAW : JURY TRIAL DEMANDED CERTIFICATE OF SERVICE I hereby certify that a true and correct copy of the Plaintiff's First Set of Interrogatories Directed to Defendant, Ann Lebo and Plaintiff's First Request for Production of Documents Propounded Upon Defendant, Ann Lebo were served on the Defendant, ANN LEBO, by sending a copy of the same to her counsel of record, Joann Kinzel, Esq., LAW OFFICES OF JACOBS & SABA, 214 Senate Ave., Ste. 503, Camp Hill, PA 17011 and that a true and correct copy of the Plaintiff's First Set of Interrogatories Directed to Defendant, Leahy's Auto Collision Repair, Inc. and of the Plaintiff's First Request for Production of Documents Propounded Upon Defendant, Leahy's Auto Collision Repair, Inc. were served on Defendant, Leahy's Auto Collision Repair, Inc., at 1051 Columbus Ave., Lemoyne, PA 17043, both by United States Certified Mail, Return Receipt Requested, on November_ 2002. HAN ER, HENrNG & ROSENBERG, LLP By Matthew S. Crosby, Esq. Attorney I.D. #69367 1300 Linglestown Rd. Harrisburg, PA 17110 (717) 238-2000 Date: j j I l Vzoo Z Attorneys for Plaintiff Co PAULINE B. KING, Plaintiff V. ANN LEBO and LEAHY'S AUTO COLLISION REPAIR, INC., Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 2002-4450 Civil CIVIL ACTION - LAW JURY TRIAL DEMANDED NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 Telephone (717) 249- HANDLER HE I G & R ENBERG,LLP By Matthew S. Crosby, Esq. I.D. #69367 1300 Linglestown Rd. Harrisburg, PA 17110 (717) 238-2000 DATE: 11113 ZoQz? Attorneys for Plaintiff JFL\complaintslmva\stop sign/king PAULINE B. KING, Plaintiff V. ANN LEBO and LEAHY'S AUTO COLLISION REPAIR, INC., Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 2002-4450 Civil CIVIL ACTION - LAW JURY TRIAL DEMANDED COMPLAINT AND NOW comes the Plaintiff, Pauline B. King, by and through her attorneys, HANDLER, HENNING & ROSENBERG, LLP, by Matthew S. Crosby, Esq., and makes the within Complaint against the Defendants, Ann Lebo and Leahy's Auto Collision Repair, Inc., and avers as follows: 1. Plaintiff, Pauline B. King, is an adult individual currently residing at 211 Eleventh Street, New Cumberland, Cumberland County, PA 17070. 2. Defendant, Ann Lebo, is an adult individual currently residing at 1906 Maple Street, New Cumberland, Cumberland County, PA 17070. 3. Defendant, Leahy's Auto Collision Repair, Inc., is a corporation currently doing business at 1051 Columbus Avenue, Lemoyne, Cumberland County, PA 17043. 4. At all times material hereto, Defendant, Leahy's Auto Collision Repair, Inc., was the owner of a 1996 Chevrolet (hereinafter, Defendant's vehicle) bearing Pennsylvania registration number BXZ-4220. 5. At all times material hereto, Defendant, Ann Lebo, was the operator of said 1996 Chevrolet. 6. At all times material hereto, Plaintiff, Pauline B. King, was the owner and operator of a 2000 Honda Civic (hereinafter, Plaintiff's vehicle), bearing the Pennsylvania registration number PD-27886. 7. At all times material hereto, Plaintiff was insured under an automobile insurance policy with Erie Insurance Group and was covered by the full-tort option. 8. At all times material to this action, there were no adverse weather or road conditions. 9. On or about October 7, 2000, at about 8:45 a.m., Plaintiff, Pauline B. King, was lawfully traveling westbound on Lowther Street in Lemoyne, Cumberland County, Pennsylvania. 10. At approximately the same time and place, Defendant, Ann Lebo, was traveling northbound on Maple Street approaching the intersection with Lowther Street, in Lemoyne, Cumberland County, Pennsylvania. 11. At approximately the same time and place, Defendant, Ann Lebo, failed to obey the properly posted Stop sign for northbound Maple Street traffic, and pulled directly into the path of Plaintiff's vehicle. 12. As a direct and proximate result of the negligence of Defendants, Ann Lebo and Leahy's Auto Collision Repair, Inc., the Plaintiff, Pauline King, sustained serious and extensive injuries as set forth below: 2 COUNT I - NEGLIGENCE Pauline B. King v. Ann Lebo 13. Paragraphs 1-12 are incorporated herein as if fully set forth at length. 14. The occurrence of the aforementioned collision and all the resultant injuries to Plaintiff, Pauline B. King, are the direct and proximate result of the negligence of the Defendant, Ann Lebo, generally and more specifically, as set forth below: (a) In failing to keep a proper lookout for vehicles lawfully traveling on Lowther Street in Lemoyne, Cumberland County, Pennsylvania; (b) In failing to be reasonably vigilant to observe the vehicle which Plaintiff was operating; (c) In failing to yield the legal right-of-way to Plaintiffs vehicle; (d) In failing to operate her vehicle under proper and adequate control in order that she could avoid striking the Plaintiff's vehicle; (e) In failing to operate her vehicle in such a manner so that she could apply the brakes to avoid striking Plaintiff's vehicle; (f) In failing to operate her vehicle at a speed, and under such control, as to be able to stop within the assured clear distance, in violation of 75 Pa.C.S.A. §3361; (g) In negligently driving her vehicle into the intersection of Maple Street and Lowther Street without properly stopping; 3 (h) In proceeding through an intersection when such movement could not be made safely; (1) In failing to exercise the high degree of care required of a motorist entering an intersection; 0) In failing to stop at a properly posted Stop sign, in violation of Pa.C.S.A. §3323(b); (k) In failing to exercise reasonable care in the operation and control of her vehicle. 15. As a direct and proximate result of the negligence of Defendant, Ann Lebo, the Plaintiff, Pauline B. King, sustained serious personal injuries including, but not limited to, injuries to her neck, back, right knee, head, and trapezius muscles and surrounding areas. 16. As a direct and proximate result of the negligence of Defendant, Ann Lebo, the Plaintiff, Pauline B. King, has been, and will in the future be, hindered from performing her daily duties and chores, to her great loss, humiliation and embarrassment. 17. As a direct and proximate result of the negligence of Defendant, Ann Lebo, the Plaintiff, Pauline B. King, has suffered great physical pain, discomfort and mental anguish.and will continue to endure the same for an indefinite period of time in the future, to her great physical, emotional and financial detriment and loss. 18. As a direct and proximate result of the negligence of Defendant, Ann Lebo, the Plaintiff, Pauline B. King, has been compelled, and will in the future be compelled, in order to effect a cure for the aforementioned injuries, to expend money for medicine and medical attention to her great detriment and loss. 4 19. As a direct and proximate result of the negligence of Defendant, Ann Lebo, the Plaintiff, Pauline B. King, has suffered a loss of life's pleasures and she will continue to suffer the same in the future, to her great detriment and loss. 20. Plaintiff, Pauline B. King believes and, therefore, avers that her injuries are permanent and serious in nature. WHEREFORE, Plaintiff, Pauline B. King, seeks damages from the Defendant, Ann Lebo, in an amount in excess of the compulsory arbitration limits of Cumberland County, and demands a trial by jury. COUNT II - NEGLIGENT ENTRUSTMENT Pauline B. King v. Leahy's Auto Collision Repair Inc 21. Plaintiff, Pauline B. King, incorporates and makes part of this complaint paragraphs 1 through 20 above, as if the same were set forth fully below. 22. The occurrence of the aforementioned collision and the resultant injuries to the Plaintiff, Pauline B. King, were caused directly and proximately by the negligence, carelessness and/or recklessness of Defendant, Leahy's Auto Collision Repair, Inc., acting solely and/or in conjunction with Defendant, Ann Lebo, in allowing Defendant Lebo to operate their vehicle when they knew, or should have known, of her propensity to operate motor vehicles as set forth below: (a) Without being reasonably vigilant to observe other motor vehicles on the roadway; 5 (b) Without properly observing existing traffic and road conditions; (c) Without maintaining proper and adequate control of the vehicles she had operated in the past; (d) Without the high degree of care required of operators entering intersections; (e) Without yielding the right-of-way to oncoming traffic; (f) Without obeying properly posted Stop signs; (g) In allowing Defendant Lebo to operate their vehicle without properly researching her driving record; and (h) In allowing Defendant Lebo to operate their vehicle without confirming that she had a valid and current license to do so. 23. As a direct and proximate result of the negligence of Defendant, Leahy's Auto Collision Repair, Inc., the Plaintiff, Pauline B. King, sustained personal injuries including, but not limited to, injuries to her neck, back, right knee, head, and trapezius muscles and surrounding areas. 24. As a direct and proximate result of the negligence of Defendant, Leahy's Auto Collision Repair, Inc., the Plaintiff, Pauline B. King, has been, and will in the future be, hindered from performing her daily duties and from attending to her daily activities, duties and chores, to her great loss, humiliation and embarrassment. 25. As a direct and proximate result of negligence of Defendant, Leahy's Auto Collision Repair, Inc., the Plaintiff, Pauline B. King, has suffered great physical pain, discomfort and mental anguish and will continue to endure the same for an indefinite 6 period of time in the future, to her great physical, emotional and financial detriment and loss. 26. As a direct and proximate result of negligence of Defendant, Leahy's Auto Collision Repair, Inc., the Plaintiff, Pauline B. King, has been compelled, in order to effect a cure forthe aforementioned injuries, to expend money for medicine and medical attention to her great detriment and loss. 27. As a direct and proximate result of negligence of Defendant, Leahy's Auto Collision Repair, Inc., the Plaintiff, Pauline B. King, has suffered a loss of life's pleasures and she will continue to suffer the same in the future, to her great detriment and loss. 28. Plaintiff, Pauline B. King, believes and, therefore, avers that her injuries are permanent and serious in nature. WHEREFORE, Plaintiff, Pauline B. King, seeks damages from the Defendant, Leahy's Auto Collision Repair, Inc., in an amount in an amount in excess of the compulsory arbitration limits of Cumberland County. Date: (1((5(OL HANDLE , HE ING & ROSENBERG, LLP By: Matthew S. Crosby, Esq. I.D. No. 69367 1300 Linglestown Road Harrisburg, PA 17110 (717) 238-2000 Attorneys for Plaintiff 7 VERIFICATION PURSUANT TO Pa. R.C.P. No. 1024(c) MATTHEW S. CROSBY, ESQ. states that he is the attorney for the party filing the foregoing document; that he makes this Complaint as an attorney and verifies that it is correct and accurate to the best of his knowledge, information and belief and that this statement is made subject to the penalties of 18 Pa. C.S.A., Section 4904 relating to unworn falsification to authorities. MATTHEW S. CROSBY, ESQ. DATE: ?? !5 oZ CERTIFICATE OF SERVICE I hereby certify that a true and correct copy of the foregoing document was served on the Defendant, ANN LEBO, by sending a copy of the same to her counsel of record, Joann Kinzel, Esq., LAW OFFICES OF JACOBS & SABA, 214 Senate Ave., Ste. 503, Camp Hill, PA 17011 and on Defendant, Leahy's Auto Collision Repair, Inc., at 1051 Columbus Ave., Lemoyne, PA 17043, both by United States Certified Mail, Return Receipt Requested, on Novembers, 2002. HAN DATE: it i we Z--, ING & Bye--' i Z Matthew S. Crosby, Esq. Attorney I.D. #69367 P.O. Box 60337 Harrisburg, PA 17106 (717) 238-2000 Attorneys for Plaintiff , LLP ?? <. J ,? _r ?. J ' i ?, t ,j ?` CITIBANK SOUTH DAKOTA N.A. 7920 NW I10 STREET KANSAS CITY, MO 64153 Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. MICHAEL J KMAN JR 1018 DOGWOOD LANE ENOLA, PA 17025-2040 Defendant NO. 02-4550 CIVIL ACTION - LAW Praecipe for Default Judgment To the Prothonotary: Please enter judgment by default for want of an answer in the above case in favor of the plaintiff and against the defendant, and assess damages as follows: Principal: $13,201.00 Credit: $0.00 Attorney's Fees: $2,508.19 Total: $15,709.19 Understanding that false statements herein made are subject to penalty under 18 Pa. C.S. 4904 relating to unworn falsification to authorities, I verify that: 1. The above are the precise last-]mown addresses of the judgment debtor and creditor. 2. The annexed notice of intention to file this praecipe was mailed to all parties against whom judgment is to be entered and to their record attorneys, if any, after the default occurred, and at least ten days prior to the date of the filing of this praecipe. 3. The said defendant is not in the Military Service of the United States or its Allies or otherwise within the coverage of the Soldiers' and Sailors' Relief Act of 1940, as amended, is over 18 years of age and has a civilian occupation. JUDGMENT BY DEFAULT ENTERED AND DAMAGES ASSESSED AS ABOVE. NOTICE GIVEN UND PA.R.CIV.P.236 BY: ?m Pro Prothonotary No. 1 ASSOCIATES, P.C. PA 19381 Burton Neil & Associates, P.C. is a debt collector BURTON NEIL & ASSOCIATES, P.C. By: Burton Neil, Esquire Identification No. 11348 26 South Church Street West Chester, PA 19382 610-696-2120 Attorney for Plaintiff CITIBANK SOUTH DAKOTA N.A. 7920 NW 110 STREET KANSAS CITY, MO 64153 VS. Plaintiff MICHAEL J KMAN JR 1018 DOGWOOD LANE ENOLA, PA 17025-2040 Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 02-4550 CIVIL ACTION - LAW Notice of Intention to File Praecipe for Default Judgment TO: MICHAEL J KMAN JR 1018 DOGWOOD LANE ENOLA, PA 17025-2040 Date of Notice: October 24, 2002 IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or obligations to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to your lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: Lawyer Referral Service Cumberland County Bar Assoc. 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 BURTON NEIL & ASSOCIATES, P.C. BY: Burton Neil, Esquire Attorney In making this communication, we advise our firm is a debt collector for Plaintiff /? , #- ? _ G , ?; ? ? ? n PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENT) Pa.R.C.P. § 3103 to 3149 CITIBANK (SOUTH DAKOTA) N.A. Plaintiff VS. MICHAEL J. KMAN JR. Defendant(s) COMMERCE BANK Garnishee(s) : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA NO. 02-4550 : CIVIL ACTION - LAW To the Prothonotary: ISSUE A WRIT OF EXECUTION IN THE ABOVE MATTER 1. Directed to the Sheriff of Cumberland County, Pennsylvania 2. against MICHAEL J. KMAN JR. , Defendant(s) 3. and against COMMERCE BANK , Garnishee(s) 4. and index this writ (a) against (b) against Defendant(s) Garnishee(s) as a lis pendens against the real property of the defendant(s) in the name of the Garnishee(s) as follows: (specifically describe property) NO LEVY-GARNISHMENT ONLY Serve interrogatories on garnishee at: 65 Ashland Avenue, Carlisle, PA 17013 5. Amount Due $15,709.19 Interest from 11/13/02 $363.78 Total $16,072.97* *Plus writ costs Dated: April 2, 2003 Yald-Weinstein, Esquire Attorney for Plaintiff NOTE: Under paragraph 1 when the writ is directed to sheriff of another county as thorized by Rule 3103(b), the county should be indicated. Under Rule 3103(c) a writ issued on a transferred judgment may be dire d only to the sheriff of the count in which issued. Paragraph 3 above should be completed only, if indexing of the execution in the county of issuance is desired as authorized by Rule 3104(x). When the writ issued to another county indexing is required as of course in that county. See Rule 3104(b). Paragraph 4(b) should be completed only if real property in the name of the garnishee is attached and indexing as a lis pendens is desired. See Rule 3104(c). The firm of Burton Neil & Associates, P.C. is attempting to collect a debt. l -tQ 1 .? cz w f '?- O ?-o p °b cl? • ??_ .,s - N 1^ -tA 8 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 02-4550 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due CITIBANK (SOUTH DAKOTA) N.A., Plaintiff (s) From MICHAEL J. KMAN, JR., 1018 DOGWOOD LANE, ENOLA, PA 17025 (1) You are directed to levy upon the property of the defendant (s)and to sell . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of SERVE INTERROGATORIES ON GARNISHEE AT COMMERCE BANK 65 ASHLAND AVENUE, CARLISLE, PA 17013 GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $15,709.19 L.L. $.50 Interest FROM 11/13/02 - $363.78 Atty's Comm % Due Prothy $1.00 Atty Paid $115.85 Other Costs Plaintiff Paid Date: APRIL 7, 2003 CURTIS R. LONG Prothonotary (Seal) B Deputy REQUESTING PARTY: Name YALE WEINSTEIN, ESQUIRE Address: BURTON NEIL & ASSOCIATES, P.C. 26 SOUTH CHURCH STREET P O BOX 356 WEST CHESTER, PA 19381-0356 Attorney for: PLAINTIFF Telephone: 610-696-2120 Supreme Court ID No. 89678 SHERIFF'S RETURN - GARNISHEE CASE NO: 2002-04550 P COMMONWEALTH OF PENNSLYVANIA COUNTY OF CUMBERLAND CITIBANK SOUTH DAKOTA N A VS KMAN MICHAEL J JR And now DAWN L. KELL ,Sheriff or Deputy Sheriff of Cumberland County of Pennsylvania, who being duly sworn according to law, at 0014:23 Hours, on the 11th day of April , 2003, attached as herein commanded all goods, chattels, rights, debts, credits, and moneys of the within named DEFENDANT KMAN MICHAEL J JR hands, possession, or control of the within named Garnishee . in the COMMERCE BANK 65 ASHLAND AVE CARLISLE, PA 17013 Cumberland County, Pennsylvania, by handing to DUSTYN SOLOMON (ASSISTANT MANAGER) personally three copies of interogatories together with 3 true and attested copies of the within WRIT OF EXECUTION and made the contents there of known to His Sheriff's Costs: r? Docketing .00 Service .00 Affidavit .00 R. Thomas Kline Surcharge .00 Sheriff of Cumberland County nn .UU Sworn and subscribed to before me this J7 % day of 3 A.D. ?//? ?' Li ! ?t??ib• / V7u.N. ohonot ary 00/00/0000 By C ?J a urrl L.U? Deputy Sheriff BURTON NEIL & ASSOCIATES, P.C. By: Yale D. Weinstein, Esquire Identification No. 89678 26 South Church Street West Chester, PA 19382 610-696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA), N.A. Plaintiff VS. MICHAEL J. KMAN JR. and COMMERCE BANK Defendant Garnishee IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 02-4550 : CIVIL ACTION - LAW Praecipe to Dissolve Attachment To the Prothonotary: Dissolve the attachment against COMMERCE BANK, garnishee. BURTON.N IL & BY: TES, P.C. Yal d`VVdiTrs-tein, Esquire A rney for Plaintiff In making this communication, we advise that our firm is a debt collector. ? N Q ? r' ; ,, o ?- -= w -??,, , ?a ? ?.._ ? ? ? ? t ?, 4- ' ?- __ ?? -?_? ?_ ?? =?: ?? ?s R. Thomas Kline, Sheriff, who being duly sworn according to law, states this Writ is returned ABANDONED, no action taken in six months. Sheriff's Costs: Docketing 18.00 Poundage 1.44 Advertising Law Library .50 Prothonotary 1.00 Mileage 3.45 Misc. Surcharge 20.00 Levy 20.00 Post Pone Sale Garnishee 9.00 TOTAL 73.39 Sworn and Subscribed to before me this 4, day of 200?A.D. (. ?Q bu proth notary Advance Costs: 150.00 Sheriffs Costs: 73.39 76.61 Refunded to Atty on 12/09/03 veers; R. Thomas Kline, Sheriff By U0jt(t'ta f - c.k. Y9 351 iv4 c T v c Michael J. Kman, Jr. Debtor/Movant Citibank South Dakota N.A., Plaintiff/Respondent V. Michael J. Kman, Jr. Debtor/Movant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW : NO. 02-4550 PRAECIPE TO SATISFY JUDGMENT TO THE PROTHONOTARY: Pursuant to the attached Order, kindly mark the above referenced Judgment as satisfied. DALEY ZUCKER MEILTON`MINER & GINGRICH, LLC By: Date: ?40 /6 ? StevP. Miner, Esquire Attey I.D. No. 38901 1035 Mumma Road Suite 101 Wormleysburg, PA 17043 Phone: 717-724-9821 Email: sminer@dzmmglaw.com Attorneys for Debtor/Movant UNITED STATES BANKRUPTCY COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA In re: MICHAEL J. KMAN, JR., Debtor/Movant CITIBANK SOUTH DAKOTA N.A., Plaintiff/Respondent V. In re: MICHAEL J. KMAN, JR., Debtor/Movant and No. 1-03-05975-MDF CHAPTER 7 MARKIAN R. SLOBODIAN, ESQ., TRUSTEE, Respondent ORDER TO AVOID JUDICIAL LIEN AND NOW, this day of , 200, it is HEREBY ORDERED AND DECREED upon consideration orDebtor's MotioNto Avoid Judicial Lien, that the lien in favor or Respondent is a judicial lien that impairs the Debtor's exemption as it relates to his real property located at 1018 Dogwood Lane, Enola, Pennsylvania as a result of a Writ of Execution and that unless the Debtor's bankruptcy case is dismissed, the lien and judgment of Respondent is hereby extinguished and the lien and judgment shall not survive bankruptcy or affix to or remain enforceable against the aforementioned property of the Debtor or any property acquired by the Debtor after the date that Debtor's Petition in bankruptcy as filed; it is further ORDERED that the Prothonotary of Cumberland County and the Sheriff's Department of Cumberland County are hereby authorized and directed to satisfy or otherwise remove the aforesaid judgment and liens of Respondent against the Debtor. By the Court, IS/ MARY D. FRANCE Bankruptcy Judge cc: Yale Weinstein, Esquire Steven P. Miner, Esquire Marldan R. Slobodian, Esquire, Chapter 7 Trustee .•?d'? ._... 295412-1 FILE - T AN 2004 - 6 r ?+ U-6- S r l&EI) 1009 SEP 14 PM 2: 3' Z CUMEL Ptl-