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I'IRST I'BDBRAL SAVINGS AND
LOAN ASSOCIATION 01'
HARRISBURG,
plaintiff,
IN THB COURT 01' COHNON PLEAS
CUMBBRLAND COUNTY, PBNNSYLVANIA
v.
)
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)
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)
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)
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CIVIL ACTION - LAW
NO. 1& - /fd t (f l 'l'l L \J l /V'-
IN MORTGAGB PORBCLOSURB
TERRY B. PRBBMAN and THB
UNITBD STATBS 01' AMBRICA,
Defendants.
NOT I C B
YOU HAVE BEEN SUED IN COURT. If you wish to defend
against the claims set forth in the following pages, you must take
action within twenty (20) days after this complaint and Notice are
served, by entering a written appearance personally or by attorney
and filing in writing with the Court your defenses or objections to
the claims set forth against you. You are warned that if you fail
to do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim of relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYERS AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET
LEGAL HELP.
PROTHONOTARY'S OFFICE
CUMBERLAND COUNTY COURT HOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387 )
('7 ~
craig r. 'Adler, Esquire
Attorney for Plaintiff
ADLER , CLARAVAL
125 Locust Street
P.O. Box 11933
HarriSburg, PA 17108
(717) 234-3289
Attorney's 1.0. No.: 52970
:rIRST :rBDBRAL SAVINGS AHD
LOAH ASSOCIATION O:r
HARRISBURG,
plaintiff ,
) IN THB COURT o:r CODON PLUS
I CUMBBRLAND COUHTY, PBNHSYLVAHIA
)
I
) CIVIL ACTION - LA.
I
) NO.
I
) IN MORTGAGB :rORBCLOSURB
I
v.
TERRY B. nBBJIAH an4 THB
UNITBD STATBS O:r AKBRICA,
Dafan4ant..
NOTICIA
Le han demandado a usted en la corte. Si usted quiere
defenderse de estas demandas expuestas en las paginas siguientes,
usted tiene viente (20) dias de plazo al partir de la fecha de la
demanda y la notificacion. Usted debe presentar una apariencia
escrita 0 en persona ofpor abogado y archivar in la corte en forma
escrita sus defensas 0 sus objeciones alas demandas in contra de
su persona. Sea avisado que si usted no se defiende, la corte
tomara medidas y puede entrar una orden contra usted sin previo
aviso 0 notificacion y por cualquier queja 0 aliviw que es pedido
en la peticion de demanda. Usted puede perder dinero 0 sus
propiedades 0 otros derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABODAGO INMEDIATAMENTE. SI NO
TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE 01 PAGAR TAL
SERVICIA, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA
DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE
CONSEGUIR ASISTENCIA LEGAL,
PROTHONOTARY'S OFFICE
CUMBERLAND COUNTY COURT HOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
cra~:7~ler'ESqUire
Attorney for Plaintiff
ADLER , CLARAVAL
125 Locust Street
P.O. Box 11933
Harrisburg, PA 17108
(717) 234-3289
Attorney's 1.0. No.: 52970
.
!'IRST I'BDBRAL SAVINGS AND
LOAN ASSOCIATION 01'
HARRISBURG,
Plaintiff,
) IN THB COURT 01' COHHON PLEAS
I CmmBRLAHD COUNTY, PBNNSYLVANIA
)
I
) CIVIL ACTION - LAW
I
) NO.
I
) IN MORTGAGB I'ORBCLOSURB
I
v.
TERRY B. I'RBBHAH and THB
UNITBD STATBS 01' UBRICA,
Defendants.
QQlIl!.Id~llf~
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1. The Plaintiff, I'irst I'ederal savings and Loan
Association of Harrisburg, is a corporation organized and existing
under the laws of the United states of America, with its principal
place of business at 234 North Second street, Harrisburg, Dauphin
County, Pennsylvania.
2. Defendant, Terry B. Freeman, is an individual and
was last known to reside at 838 Anthony Drive, Mechanicsburg,
Pennsylvania 17055.
3. Defendant, The United states of America, is a
nation located on the continent of North America.
4. Defendant, The United states of America, through
its agent, the Internal Revenue Service, possesses federal tax
liens against Defendant, Terry B. I'reeman, and is hereby joined as
a party in this proceeding as a Defendant in accordance with the
provisions of the Act of Congress of the United states of June 25,
1948, c. 646, 62 stat. 972, as amended, 28 USCA Section 2410.
5. Defendant, The United states of America, through
its agent, the Internal Revenue Service, Philadelphia Office, holds
a tax lien against Defendant, Terry B. Fre8lllan, indexed in the
records of the Prothonotary of Cumberland County, Pennsylvania, as
6913 FTL 1993 entered on September 8, 1993 in the amount of
$18,540.45. Said lien acts as a lien against real property owned
in the name of Defendant, Terry B. Fre8lllan, which is further
encumbered by the superior lien of the mortgage held by Plaintiff,
First Federal savings and Loan Association of HarriSburg, as set
forth below.
6. Defendant, The United states of America, through
its agent, the Internal Revenue Service, Philadelphia Office, holds
a tax lien against Defendant, Terry B. Freeman, indexed in the
records of the Prothonotary of Cumberland County, Pennsylvania, as
6938 FTL 1993 entered on September 27, 1993 in the amount of
$29,689.61. Said lien acts as a lien against real property owned
in the name of Defendant, Terry E. Freeman, which is further
encumbered by the superior lien of the mortgage held by Plaintiff,
First Federal Savings and Loan Association of HarriSburg, as set
forth below.
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7. Defendant, The United states of America, through
its agent, the Internal Revenue Service, Philadelphia Office, holds
a tax lien against Defendant, Terry B. I're_n, indexed in the
records of the Prothonotary of Cumberland County, Pennsylvania, as
6399 FTL 1994 entered on November 10, 1994 in the amount of
$3,563.02. Said lien acts as a lien against real property owned in
the name of Defendant, Terry B. I'reeman, which is further
encumbered by the superior lien of the mortgage held by Plaintiff,
I'irst l'edera1 savings and Loan Association of Harrisburg, as set
forth below,
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8. Plaintiff, I'irst I'ederal savings and Loan
Aescciation of Harrisburg, has joined Defendant, The United states
of America, in this mortgage foreclosure proceeding in order to
discharge the liens held by Defendant, The United states of
America, as liens against the real property known as 838 Anthony
Drive, Hampden Township, Cumberland County, Pennsylvania 17055
("Premises"), pursuant to the provisions of 28 USCA Section
2410(c), as the liens held by The United States of America are
junior in time to the mortgage held by Plaintiff, First Federal
Savings and Loan Association of Harrisburg, as set forth below.
9. On or about the 28th day of August, 1981, the
Defendant, Terry B. I'reeman, together with Linda Calaman, acquired
12. A true and correct copy of the Note is attached
title to the Premises, as is recited in Deed Book N, Volume 29,
Page 899.
10. On or about the 9th day of September, 1983, the
Defendant, Terry B. Freeman, together with Linda Freeman (formerly
Linda calaman) executed a Mortgage ("Mortgage") and Adjustable Rate
Note ("Note") to First Federal Savings and Loan Association of
Harrisburg. The Mortgage is recorded in the Office of the Recorder
of Deeds in and for Cumberland County, Pennsylvania, in Mortgage
Book 736, Page 333 and secured upon the premises hereinafter
described, to secure the sum of $104,000.00, together with interest
thereon at a variable annual rate of interest. The initial rate of
interest was 11.0%, and the interest and principal payment
initially payable in monthly installments was $990.43 each,
beginning on the 1st day of November, 1983, and a like sum on the
1st day of each month thereafter, subject to changes in the
interest rate as set forth in the Note.
11. A complete description of the Premises subject to
said Mortgage is incorporated in said Mortgage, a true and correct
copy of which is attached hereto, made a part hereof, and marked
Exhibit "A".
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hereto, made a part hereof, and marked Exhibit "B".
13. There has been no assignment of said Mortgage and
Note.
14. Linda Freeman, formerly known as Linda Calaman,
received a final divorce decree in her divorce action against
Defendant, Terry B. Freeman on or about March 9, 1988.
15. As part of her divorce settlement, Linda Freeman,
formerly known as Linda Calaman, transferred all of her interest in
the Premises to Defendant, Terry B. Freeman. A true and correct
copy of the deed for the transfer of said interest is attached
release Linda Freeman, formerly known as Linda Calaman, from
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hereto as Exhibit "C" and made a part hereof.
16. At the time of the divorce settlement, Plaintiff,
First Federal Savings and Loan Assooiation of Harrisburg, agreed to
personal liability under the Mortgage. A true and correct copy of
the release is attached hereto as Exhibit "0" and made a part
hereof.
17. As a result of the _ release of Linda Freeman,
formerly known as Linda Calaman, from personal liability under the
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Mortgage she was not joined as a Defendant in this action pursuant
to Rule 1144(b) of the Pennsylvania Rules of civil Procedure.
18. The said Mortgage is in default because payments
of interest and principal are due on the 1st day of each and every
month, the amount due April 1, 1995 has not been received nor any
amount due thereafter, wherefore, the principal balance due and
owing of $89,969.59 is immediately due and owing.
19. Notice of Homeowners I Emergency Mortgage
Assistance Act of 1983 has been given to Defendant, Terry B.
Preeman, in accordance with Pennsylvania Act 91 of 1983. A true
and correct copy of this notice, as forwarded by Certified and
Regular Mail, is attached hereto, dated February 23, 1995, made a
part hereof, and marked Exhibit "E".
20. Notice of Intention to Foreclose has been given
to Defendant, Terry B. Preeman, in accordance with Section 403 of
Pennsylvania Act No. 6 of 1974. A true and correct copy of this
notice, as forwarded by Certified and Regular Mail, is attached
hereto, dated February 23, 1995, made a part hereof, and marked
Exhibit "F".
21. The Defendant, Terry B. Preeman, is not engaged
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in the federal services or on active or inactive duty in the United
states Army, Navy, Coast Guard, or Marine Corps nor is he an active
member of the armed forces of any state or territory of the United
states of America, nor is he engaged in any way which would bring
him within the provision of the Soldiers' and sailors' civil Relief
Act approved October 18, 1940, as amended.
22. The following amounts are due on the Mortgage:
(a) Unpaid Principal Balance $ 89,969.59
(b) Interest from 3/1/95 1,605.23
through 1/30/96
(c) Late Charges for eleven 369.28
months beginning 3/16/95
(d) Satisfaction Fee 5.00
(e) Attorney's 5% Collection 4,597.46
Fee
TOTAL DUB $ 96,546.56
WHEREFORE,
Plaintiff demands
judgment against
Defendant, Terry B. Freemen, in the amount of $96,546.56,
consisting of the principal amount due in the amount of $89,969.59,
interest from March 1, 1995 through January 30, 1996 in the amount
of $1,605.23, late charges for eleven months beginning March 16,
1995 in the amount of $369.28, satisfaction fees in the amount of
$5.00, and attorney I s fees for foreclosure and sale of the
hereinabove described mortgaged property in the amount of
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$4,597.46, together with all interest accruing after January 30,
1996 at the rate of $16.24 per diem and all late charges accruing
after January 16, 1996 at the rate of $34.78, and costs of suit,
and Plaintiff further demands judgment against Defendant, Tha
unitad stata. of AIIariaa, discharging its liens against the
Premises indexed to numbers 6913 FTL 1993, 6938 FTL 1993, and 6399
FTL 1994 in the Office of the Prothonotary of Cumberland County,
Pennsylvania, pursuant to the provisions of 28 USCA section 2410.
DATED: January 30, 1996
~J;\.__
Craig . 'Adler, Esquire
Attorney for Plaintiff
Attorney's 1.0. No.: 52970
ADLER' CLARAVAL
125 Locust street
P.O. Box 11933
Harrisburg, PA 17108
(717) 234-3289
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President
VBRII'ICATIOH
The language of the foregoing document is that of
counsel and not necessarily my own; however, I have read the
foregoing document and to the extent that it is based upon
information that I have given to counsel, it is true and correct to
the best of my knowledge, information, and belief; to the extent
that the content of the foregoing document is that of counsel, I
have relied upon counsel in making this verification.
I understand that any false statements herein are made
subject to the penalties of 18 Pa. C.S.A, 4904, relating to unsworn
falsification to authorities.
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"
.'
...,8-:;O<o6-ea
nEC0i1DCD- fJrFlCI: Of THE
RECOR~!R OF DEEDS
CU:,t!lEn~ /,~'D COU!lty-P.\,
MORTGAGE
'83 SEP I Z AM 9 SO
TIfIS MORTGAGE! II made this...... ?t,ll................... dlY of... ..~'!PF~."!~-=F................. fl'
19 P;I", between the MortG'sor,. . 'F".I\~Y. ~'" ,.;IJ.t:!!!'\I\t!. !1!"d, .~!~P^ ,~I,t!l!,~ 1~,f,,!X;'!'!lF,l'y' .H!l.d,l! ,~!,~,a,II!'!~~,
.11~1I ,lfH",.".", .., ,.",. , " (herein "Borrower"), and the Morls,see, Flrsl Federal Savlnss and Loan Association of
Harrlsburs, a corporation organized and exlltlns onder the laws orThe UnUed Slates of America, whose addrlll Is 234 Norlh
Second Slreel,lIarrlsburg, Pennsylvania, (herein "Lender"),
Wh B I I d b d Le d In h I I I f One Hundred Four Thousand and 00/100
erel., onawer I n c Ie to n cr t e pr DC pa sum 0 ................................. I.'. . .. . '."
'$1.04. .000 .00) . "1"',-.-:""",,,,.:-,-:""':"':":-. . Dollars, which Indebtednellls evidenced by Borrowers' no Ie of even dale herewllh
(herein "Note"), providlns for monlldy Install men Is of principal and Interesl, with the balance of the Indeblednm,lf not
loaner paid, due and payable on . . . ... .Qcr~P".~1; .J.... .~Ql~. ... .. .............. . .. "," ...,......... ......:
To Secore 10 Lender (a) lhe repayment of the tndeblednell evidenced by the Nole, wllh Inlerestthereon,lhe payment
of all other sonu, wllh Inleresl thereon, advanccd In accordance herewllh 10 prolecllhe securlly of this Morlllse, and Ihe
performance of Ihe covenanls and esreemenls of Borrower herein eonlalned,and (b) Ihe repayment of any fulure advances,
wllh In Ie rest Ihereon, m.de 10 Borrower by Lender porsuanl 10 p.rasraph 21 hereof (herein "Fulure Advances"), Borrower
does hereby morls.se, granland convey to Lender the following described property localed In Ihe County of , ". ,. , ., , ,.
"..... ,C;\l\ll",lllilllP.l\..",.".,."..,.., Commonwealth of Penn sylvan I.:
ALL THAT CERTAIN tract or parcel of land and premises aituate, lying and being in
the Township of Hampden, County of Cumberland, Commonwealth of Pennsylvania, more
particularly described as follows:
BEGINNING at a point on the southwest side of Anthony Drive (formerly Margaret Road)
at the dividing line between Lots Noa. 36 and 37 of the hereinafter mentioned Plan;
thence by said dividing line, south 41 degrees 48 minutes 47 seconds west, 354.09
feet to a point at the dividing line between Lots Noa, 1 and 37 of the Plan; thence
by said dividing line, north 81 degrees 59 minutes 30 seconds west, 57.96 feet;
thence continuing along the dividing line aforesaid, south 83 degrees 26 minutes
31 seconds west, 119.04 feet to a point on the eaatern side of Beech Run Lane;
thence by the eastern aide of Beech Run Lane by an arc curving to the right, having
a radius of 420,83 feet, an arc distance of 76.93 feet to a point at the dividing
line between Lots Nos. 36 and 35 of the Plan; thence by aaid dividing line, north
55 degrees 15 minutes 45 seconds east, a distance of 143.48 feet to a point; thence
continuing along said dividing line, north 52 degrees 59 minutes 50 seconds east,
300 feet to a point on the southwestern side of Anthony Drive; thence by the south-
western side of Anthony Drive by an arc curving to the left, having a radius of 350
feet, 68.32 feet to a point; thence continuing along the southwestern side of.
Anthony Drive, south 48 degrees 11 minutes 13 seconds eaat, 27.68 feet to a point at
the dividing line between Lots Noa. 36 and 37 of the Plan, the Place of BEGINNING.
BEING all of Lot No. 36, Final Plan No.2, part of Section II, Deimler Manor, which
Plan is recorded in the Cumberland County Recorder's Office in Plan Book 33 at
Page 10.
UNDER AND SUBJECT, nevertheleea, to a 10 foot drainage easement on the southern lot
line and a 30 foot utility easement on the Beech Run Lane frontage, and also aubject
to restrictions, reservationa and rights-of-way of record.
BEING the same premiaes which South Central Service Corporation, a Pennsylvenia
corporation, Cheater J. Acker and Helen M. Acker, his wife, and Hampden Square
Development Company, a Pennsylvania limited partnership, by its General Partner,
Detweiler Enterprises, Inc., by their deed dated the 28th day of August, 1981, and
recorded in the Office of the Recorder of Deeds in and for Cumberland County,
Pennsylvania, in Deed Book N, Vol. 29, Page 899, granted and conveyed unto Terry E.
Freeman, single man, and Linda Calaman, single woman. The said Terry E. Freeman
and Linda Calaman have aince married and are now husband and wife, the Mortgagors
herein.
HAVING THEREON ERECTED a two story dwelling house .
which has lhe addrcss of. . . ,.Il~I,I. ....q~I)9!ly. .I1\'~JI~.. ,........,. ... .., ,. .~!'1~P!l,I\~C:~P~,~&
Pennsvlvania 17055 (I'''P /s"'A"dl .. /CI'~/
..... .... .. ... .. .. .. .. ... .. ... lercon roperty dress);
ISIall and Zip Cod. J
.................,
Together with .11 Ihe improvemcnb now or hcreafter ereclcd on Ihe properly, and all casements, rlshts, sppurtenancCl,
rents, royalties, mlner.I, 011 and g.s rlghls and profils, w.ter, w.ter rights, .nd water stock, and all fixtures now or hereafler
ellached 10 Ihe property. .11 o.f which, Including replacements and addlllons Ihereto, shall be deemed 10 be and remain a pari
of Ihe properly covered by Ilus Morlgage; .nd.1I of Ihe foregoing, togelher wllh said properly (or the leasehold estate If Ihls
Morlsase Is on a lelSehold) are herein referred to as Ihe "Properly",
Borrower covenants that Borrower Is lawfully selscd of Ihe elt.le hereby conveyed .nd hIS the rlshl 10 mortsase
granl snd convey lhe Property, that the Properly Is unencumbered, and th.1 Borrower will warrant and defend sene rally Ih~
1I:le to the Property against aU cl.lnu and demands, subject to any declar.tlons, casements or restrlcllons listed In a schedule
o excepllons to cove rase In any IIlIe Insurance poUcy Insuring Lender's InlereSlln the properl~t 1
EX~IBIT ~
UNIFORM COVENANTS. Borrower nnd lender covenllnt nhd Daree us follows:
J, P.ymonl of Prlndpll .nd Inl....I, lIorrow.r .h.1l promplly p.y wh.n due Ih. principal of and int.r..t on Ih.
Indebl.dn... evldenccd by Ih. Nol., pr.paym.nl .nd late charg.. .. provld.d in th. Nol., and Ihe principrl of and inler.1I
on Iny Fulur. Advlnc.. .e.ur.d by Ihi. Morlgag.,
2, Fund. for T.... .nd In.ur.nce, Subj.cl 10 npplicahl. law or to a wrlll.n waiv.r by I..nd.r, 1I0rrower .hall pay
10 Lend.r ~n Ih. d.y monlhly in'I.llm.nl. of plinclpal and inl.r..1 .r. p.yahl. und.r Ih. Nol., nnllllh. Nol. i. paid In lull,
a lum (herein "Fund.") equal 10 on..lw.lflh 01 Ih. y.arly la... and ......m.nl. which m.y allain priorlly over this
MorlSlg., and sround r.nll on Ih. Properly, if .ny, plu. on..lw.lflh of l'early premium inllallmentl lor hazard inluran.e,
plu. on..twelfth 01 yearly premium In.tallmenlllor morlgage In.ur.nc.. If any, .11 .. re..onahly ..limaled Inillally and Irom
11m. 10 11m. hy l.nder on Ihe ba.l. 01 a..e..m.nl. and hill. and reasonable .lIimale. Iher.ol,
The Fund. Ihall be h.ld in .n in.lIlulion Ihe d.po.il. or accounl. 01 which ar. In.ur.d or guaranleed by a F.deral or
.Iat. ag.ncy (in.ludlng l.nder ill.nd.r I. .uch unln.lllullon). I..nder .hall apply Ih. FundI 10 pay .ald lax'l, ......m.nll,
In.uran.. pr.mlum. and sround r.nt.. lend.r may nol charge for '0 holding and applying Ih. Fund., analyzlng.ald ..counl,
or v.rlfying and compiling .aid a..elSm.nts .nd bill., unl... l.nd.r p.y. Borrower Inlcr..1 on Ih. Fund. and appllcabl. '"W
permlll l.nder 10 make .u.h . ch.rs.. Borrow.r and I..nd.r muy agr.. In wrlling al the 11m. 01 ...cullon 01 .hi.
Morlgag. Ihal Inl.r..t on Ih. Pund. .hall b. paid 10 norrnwer, and unl... .uch agr..m.nl i. mad. or applicable law
r.qulres luch Inl.r.lllo be paid, l.nd.r .hall nol h. r.lluir.d to p,y nurrow.r any Inl.r.st or .arnings onth. Pund., l.nd.r
Ihlllglv. to Borrow.r, wilhout charg., an annunl accounllng of Ihe Fund. .howlng cr.dlll and debll. 10 Ih. Funds and Ihe
purpo.. lor which .a.h debit to Ih. Funds wa. Ir..d.. Th. Fund. ure pl.dged as addilional s..urity lor the .ums ..cured
by Ihl. Morlgas"
II the amounl 01 the Fund. h.ld by I..nder, tog.'her wilh Ih. fUlUre monlhly in,'allm.nls 01 Pund. p.yabl. prior 10
the due dates oC In xes. osscssrncnls, insurnnce rrCrniUII15 ill1d Ground rcnls, shall exceed tin: amount rcquiretllo pay sold laxel,
assessment!, insurance premiums and ground rent! ii' they (nil due. such uccu ~hall be, at Uorrower's option, either
promplly rep.ld to Borrower or .r.dil.d 10 Burrower on monlhly in"allment. 01 "unds, If Ih. amounl of Ih. Fund.
held by lend.r .hall nol b. .ufficlent 10 pay I...s, ......III.nl., Insurance pr.mium. .nd ground r.nts .. lh.y lall du.,
Borrow.r .hall p.y to Lender .ny amount n.c...ary 10 make up Ih. denci.ncy wilhin 30 d.y. Irom Ih. dale nollce I. mail.d
by l.oder 10 Borrower r.questlng paym.nl ther.uf.
Upon payment In lull 01 allluml ..cured by Ihis MOrlgag., I..nder .hall promplly refund 10 Borrow.r any Fund.
held by Lend.r, If under paragraph 18 h.reof Ih. Properly I. .old or Ihe ProperlY i. olh.rwi.. a.quir.d by l.nd.r, L.nd.r
.h.1I apply, no lal.r Ihan imm.dial.ly prior 10 Ih. sa I. of the Prop.rly or Its a.quisillon hy l.nd.r, any Fund. h.ld by
l.nd.r al th. Iim. 01 appllcallon .. a cr.dll again.t Ihe .um. s.cur.d by Ihi. MOrlS.g.,
3, Appll.atlon of Paym.nl.. Un I... .ppli.abl. law provide. olherwls., all paym.nl. r..eiv.d by l.nd.r under Ihe
Nole and paragraph. t and 2 her.ollh.1I be appli.d hy I..nd.r nr.. in p.ymenl 01 amounl' pay. hI. 10 l.nd.r by Borrow.r
und.r paragrlph 2 hereol, Ih.n 10 Inl.re.l payabl. on Ih. NOI., Ihen 10 the principal ollhe Nol., .nd Ihen 10 Inler.1I .nd
prin.lpal on .ny FUlure Advance..
4, Ch'llIes, LI.ns. Borrower .hall pay .11 la..., a...ssm.nl. and olh.r charg.., nn.. and imposition. aUribullbl. .0
Ih. Property which may aualn a priority ov.r Ihis MOrlg.g., and I.as.hold paym.nt. or ground r.nl., II any, In the mann.r
provld.d under paragraph 2 h.r.ol or, il nol p.id in .ueh manner, by Borrow.r m.king paym.nt, when du., directly 10 .h.
payee Ih.reol. Borrow.r .hall promplly lurnish 10 lender all noti... 01 amount. due und.r Ihis paragraph, and In Ih. ev.nt
Borrower .h.II make payment dir,clly, Borrower sholl promplly lurnish 10 l.nd.r r.celpl. .videncing such paym.nt..
Borrower .hall promplly di..harg. any lien which ho. Pllority ov.r Ihl. Morlgage: provld.d, thai Borrower .h.II not be
required 10 dl..hlrge any .u.h I!.n .0 long a. 1I0rrower .holl agr.. in writing 10 Ih. paymenl ollh. ohligatlon .ecur.d by
.uch lien In a manner a.ceplable In lend.r, or .holl in good laith conle.1 .uch Ii.n by, or d.l.nd .nlorc.m.nl ol.u.h lien In,
legal proceedlnSI which op.rale to prev.nt the .nlore.m.n. ollhe Ii.n or lorl.iture 01 the Properly or any part Iher.ol.
5, Hlzord Insur.n.., Borrow.r .h.II ke.p Ihe improyem.nrs now ../sling or h.re.lt.r er.cted on Ihe Prop.rty insur.d
again.tlo.. by fire, hazard. Includ.d wilhin Ihe I.rm ".'Iended cov.r.ge", and .uch oth.r hazard. a. l.nder may require
and in lu.h amounts and lor .u.h period. as l.nd.r m.y requlr.; provid.d, Ihotl..nd.r sh.1I not r.quir. Ihat Ih. amount 01
.uch coverage .xc.ed Ihat amount 01 cov.rage r.quir.d 10 p,y Ih. .um. ..cur.d by Ihl. Morlgag.,
The In.uranc. carrier providing th. Insur.nce .hall b. cho..n by Borrow.r .ubje.t 10 approval by l.nd.r; provIded,
that .u.h .pprovallhlll nol b. unre..onably wlthh.ld. All pr.mlum. on In.ur.nce poll.i.. .hall he p.ld In th. manner
provided under paragraph 2 her.ol or, II not p.id In .uch manner, by Borrower making paym.nl, wh.n du., directly to tho
insurance: carrier.
All lnluran.e pollcl.. and renewal. ther.ol sholl be In lorm ac..pl.ble 10 lend.r and sh.1I in.lud. a 'Iandard morlgag.
.lau.. In lavor 01 .nd in lorm acceptable 10 I..nd.r. Lender sholl h.ve the rlghl to hotd Ih. policies and renewals th.reol,
and Borrower .hall promplly lurni.h to l.nder all r.n.wal notice. and .11 r...lpts 01 poid pr.miums. In Ihe evenl 0110",
Borrower .hall glv. prompt nolice 10 Ih. insuranc. carrier and Lender. l.nd.r may m.k. prool or 10.. if nol mad. promplly
by Borrower.
Unle.. l.nder and Borrower olherwis. .gr.e in writing. insurnn.. pro...ds Ih.1I b. oppli.d to re'loratlon or r.polr 01
the Prop.rly damaged, provid.d .uch rcsloralion or repair is ..onomlcally I...ibl. .nd Ih. ..curity 01 Ihls Morlg.g. is
notlhereby Impaired. If .u.h resloration or r.p.ir /s nol e.onomic:olly I.a.ible or Illh. ...urity of Ihis Morlgage woutd
b. impair.d, Ihe In.uran.. proc..ds .hall b. nppli.d 10 Ih. sum. .e.ur.d by Ihis Mortgage, wilh Ihe ......, II any, paid
to Borrower. Jr the Propercy is abandoned hy lIurruwl'r, \1f ii' lJorrower fallsta rC!oiJlolH.1lo Lender wilhin 30 days from the
dale notice is mailed by Lender to Dorrower lhut 1111,' insurnnce carrier ofTers to scllr~ :1 claim for insurance benefits, Lender
I. authorized 10 collect and apply Ih. in.urnn.e proceed. ul Lender'. uplion eiUter to '.'Ior.tion or r.p.ir 01 the Property
or 10 the .um. ...ured by Ihi. Morlg.ge.
Unl... Lender and Borrower olherwis. agr.e in wriling, any 5uch applle.lion 01 prn...d. 10 principal .hall not "I.nd
. or poslpon. Ihe due dale ollh. monlhly Insoalhn.nl. r.l.rr.d 10 In paragraph. t and 2 h.r.or or .hang. Ihe .mount 01
.u.h Installments. If under p.ragraph 18 h.reor Ihe l'ruf'Clly I. ncquired hy L.nd.r, all righl,tille .nd Inl.r..t 01 Borrow.r
In and 10 any in.uran.. policies and In and 10 Ihe p.oeeeds Ih.r.ol r..ulling Irom dam.g. 10 the Prop.rly prior to the safe
or acqul.lllon .hall p'" 10 l.nder to the ..I.nl 01 Ihe .um. s.cured by Ihl. Morlgog. hnm.dial.ly prior 10 .u.h sate or
acqui.ltlon.
6. PnBenallon and Malnh:nancc or rrnl"~r1,.; I.(,Rnholds; Condominiums; 1'lRuncd Unit 1>enloplncnll. Borrower
.h.1I k..p th. Properly In good r.pair .nd .h.II nol commil w.so. or permil impairmenl or det.rlor.tion 01 the Property
and shaH comply with the pro\'i,ions ur .lilY len\c j( .hi, MlllIg:.gC jc, (1" a h~.15Chold. rr thi" Morlf:agc 15 on a unit in a
condominium or n planned unit devclupmcnt. Borrower shall pcrlorm all uf lIorrowcr's ohlig:uions under the declaration
or covenants creating or governing the cOIllJolllinnllll or pliUHlcd unit devclup"u:nl. Ihe by.law~ and regulations of the
condominium or planned unil developmenl. ,ifill cOI1!ltitucnt documcnl~. If a cUIllJuminhull or planned unit development
rider is execuled by Borrower and rccorded lugcthcr with lhis Mortgage. lhe covenants and Dgrcemenls of such rider
.hall be Incorpor'l.d inlo and shall amend and .uppl.menl Ih. covenanls and agr.em.nl. 01 Ihis Morrsage .1 If the rider
were a part hereof,
7, Prof..lIon of l.nd.r'. S..urlly. If 1I0rrow.r lail. 10 perlorm Ihe covenant. and agr.ement. .ontalned In Ihi.
Morrgag., or if .ny ..lion or proc.edlng is commen..d whi.h malerlally afT..I. l.nder'. inlere.t In the Property,
Including, but nOll/mil.d 10, .minent domain, insolven.y, .ode enlorcement, or arrangemenll or proceedlngl Involvlns I
blnkropl or d..ed.nl, then I.end.r al l.nder'. option. upon noli.. 10 \Iorrower, may make .uch appear.nce., di.burse lueh
.um. .nd t.ke lu.h a.llon a. I. necessary 10 prol..1 Lender'. Inler..I, In.ludlng, bul not IImlt.d 10, disburs.ment 01
reasonlble auomey'. I..s and .nrry ul'on Ih. "rop'r1Y to make r.palrs, If l.nd.r r.qulred morlgage In.uranee as a
condillon 01 maklns Ihe loan sccur.d by Ihi. Morlg.g., Borrow.r Ihall pay the pr.mlum. r.quir.d 10 maintain such
In.urah.e In efTe.t unlll .uch lime as Ih. r.qulr.ment for .u.h In.urance t.rmlnate. In ...ordan.e wilh Bqrrower'. and
P"4' ....'tf...., t\ u t
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f
1
L.nder'. wrill.n oar..m.nl or appllcohl. law. Borrow.r .h.1I pay Ih. omounl 01 oil morlala. In.urance premium. In the
mlnn.r provld.d und.r para,raph 2 h.r.of,
Any amollnll di.buned by Lender punllant 10 Ihll per. graph 7, wllh Int.re'l Ih.reon, .hlll b.come addlllonal
Ind.bl.dn... 01 Borrow.r ..cured by Ihl. Morlaa,e. tlnl... Borrower and I..nd.r aar.. to olh.r term. of paymenl, .1Ich
amollnlllhall be payabl. upon nOlle. Irom I..nd.r to Borrow.r r.qu...lna paym.nt Ihcr.ol, and .hlll bur Int.re'l from Ih.
dal. 01 dl.bllrsem.nt al Ih. ral. plyahl. Irom 11m. 10 11m. on OIl1l11ndln, principal und.r Ih. NOle unl... plymenl of
Inter.st at .uch rale would be contrary 10 oppllcabl. law, In which .vcnl .1Ich amounll .hall bear Int.rest al Ihe hl,h." ute
perml..lble und.r applicable law, Nothlna contaln.d In thl. perlaraph 7 shall require tender 10 Incur any expen.e or lake
any action h.reund.r. .
8. 'lUpe.don. l.nder may mlkc or callie to be made rea.onable cnlrles lIpon and In.peclion. of the Property, provided
Ihal Lender .hall,lv. Borrower notice prior to any such Inspecllon .pecllyin, rcasonable cou.e Iherclor relaled 10 lender'.
Inl.reslln Ihe Property,
9. Cond.mnatlon, The proc.eds 01 any award or claim for daml'cs, dlrecl or con.equenllal, In connection wilh any
condemnation or oth.r loklns 01 Ihe Properly, or part Iher.ol, or lor conv.yanc. In lieu 01 cond.mnalion, ar. h.reby a..l,n.d
and shaU b. paid to l.nd.r,
'n Ih. event 01 a tOlallakin, of Ih. ProperlY, Ih. proc..ds shall be appll.d to Ihe .ums secured by Ihls MOrl,as.,
wilh Ihe exce.., if any, poid 10 Borrower, In Ihe .venl 01 0 p.rtlal Ilk ins of Ih. Property, unle.. Borrower and Lend.r
olh.rwl.e a,r.. In wrillns, Iher. .hnll be appli.d 10 Ih. sums .ecllred hy Ihls Morlaas. sllch proportion 01 Ihe proce.d.
a. is .qllallo Ihat proportion which Ihe amounl 01 the .1Ims .ecured hy this Mortsas. Immedlotely prior Ihe dale of
laklns beln to Ihc fair mark.1 value 01 Ihe ProperlY immedlOl.ly prior 10 thc dal. of lakins, wilh Ihe balance of the proc..d.
paid 10 Borrow.r.
Il Ih. Property Is abandoned by Borrow.r, or iI, all.r nOllce by l.nder 10 Borrow.r Ihallhe condemnor oll.r. to make
an award or s.lIle a claim for d.mases, Borrow.r fall. to r..pond 10 I..nder wilhln 30 days alter Ihe dlle .uch notice is
mailed, Lend.r Is aUlhorlzed to coU.CI and apply Ihe proc..ds, al l.nd.r'. opllon, either to r.storalion or repair of Ihe
Property or 10 Ih. sum. ICcur.d by thi. MOrl,aae.
Unl... l.nd.r and Borrow.r olh.rwb. aare. in wrillns. any .uch appllcallon 01 proc..ds to principal .hall not e.l.nd
or po..pone the due dal. 01 Ihe monthly In. tall men I' relerred to In parasraphs I and 2 hereof or chanse the amounl of
such in.tallmcnll,
10, Borrow.r Not R.I....d, EXI.n.ion of Ihe lime for p.ymenl or modiftcalion of amorllzetlon of the .ums ICcured
by this MOrlaa,e sranled by I.cnder to eny .uccellor in Inlcre.t 01 Borrower .hall nol operale 10 relea.e, In any manner,
Ihe liability of Ihe orl,lnal Borrower and Borrower'. Sllccellors in Inlcre.l. lender shall nol be required 10 commence
proceedinss asainsl slIch .uccellor or relu.e 10 e'lend time for poymcnl or olherwi.c modl'y amorlizelion of Ihe .um.
secured by Ihi. Mort,ase by reoson 01 any demand made by Ihe orlginol Borrower and Borrower'. succeuors in Intere...
I I, Forb.arance by Lend.r Nol a Waiver, Any forbearance by lender In excrcl.ins any rlsht or remedy hereunder, or
olherwi.e allorded by applicable law, .holl nol he a w.iver 01 or preclude Ihe e.ercl.e of any such rishl or remedy.
The procurement of Insurance or Ihe paymenl of loxes or olhcr Iicn. or charles by lender .hall nol be a waiver of Lender's
rl,ht 10 accelerale Ihe moturily of Ihe indebledne.. securcd hy thi. Mongase.
12, R.m.dles Cumulatlv., All remedies providcd in this MOrls.se arc di..lncl and cllmulallve 10 any olher rishl or
remedy under Ihi. Morlsase or aflorded by law or equity, and may be exerci.ed concurrently, Indepcndently or .ucce..lvcly,
13, Succ...o.. and Aulanl BOllnd; 10lnl and Sn.ral l.Iabllily; Captlonl, Thc covcnanls and asreemenll herein
conlalned shall bind, and Ihe righll hereunder shall inure to, Ihe rc.pcclive succellors and assigns of tender and Borrower,
.ubjecl 10 Ihe provblons of parasraph 17 hereof, All covenonll and agrcements of Borrower .hall be Joint and several.
The capllons and headinss of Ihe paragraphs of Ihls Morlg.ge arc for convenience only and are nol to be u.cd to
Inlerprel or deone the provi.lon. hereof.
14. Notice. Excepl for any notice requlrcd under appllc.ble law to bc sl'/en In anolher manner, (a) any nolice 10
Borrower provided for in this Morlsase shall be given by mollins .uch noticc by cCrliocd mall addre..ed to Borrower al
Ihe ProperlY Addrell or al such olher addrCII as Borrower may de.isnale by nOlice 10 lender a. provided herein, and
(b) any notice to lender .hall be siven by cCrlioed moil, rclllrn receipl requested, 10 lender's addre.. stlled herein or 10
luch olher address a. lender may de.lsnate by nOliee to Borrowcr a. providcd herein. Any nOllce provided for In Ihis
MorlSlse .hall be deemed 10 have been slven to Borrower or I.endcr whcn givcn In Ihc manner de.lsnated herein.
15, Unlfonn Mort&a&.; Gov.mln& Law; Severablllly, Thi. lorm of mOrlgage combine. uniform covenant. for national
use and non-uniform coyenants with limited variations by jurislliction to constitute a uniform security instrument covcrina
real properlY. Thi. Morlsage Iholl be soverned by Ihe low 01 the jurisdiclion in which Ihe Propeny I. IOClled. In Ihe
evenl Ihal any provi.lon or clau.e of Ihl. MOrlgoSe or Ihe NOle conniCl1 whh appllcoble row, .uch ConniCI .h.1I nol alleCI
olher provi.lon. of Ihi. Monsage or Ihe Note which CRn bc given eflect whhoul lhe conniclins provision, and 10 thll
end lhe provlllon. of Ihe Morlgose and Ihe Note ore declorcd 10 he .everable,
16. Borrow."a Copy. Borrower Ihall be furni.hed 0 conlormed copy of thc NOle ond of Ihis MOrlsase II Ihe lime
of e.ecullon or dler rccordolion hereof,
17, TralUf.. of Ihe Property; Allumpllon. If oil or ony pari of Ihe Propcrly or an inlerclllhereln I. .old or Iranlferred
by Borrower withoul Lender's prior wrinen consenl, c.ctudins Co) the creollon of 0 lien or encumbrance .ubordinale to
this MOrlSBse, (b) the crcation of a purcho.e money .ecurily inlcrell for hOllSehold oppliance., (c) a Iran' fer by devise,
dClcent or by operalion of law upon Ihe dealh 01 o joint tenn'" or hlllhe grant of ony lealehold inlere.t of Ihrec year. or le.s
not contalnlns on oplion to purchase, lender moy, al lendcr'. oplinn, declarc all Ihe .um. ICcured by this MOrlsase to be
Immediately due ond payable. lcnder shall have waived .lIch oplion 10 occclerale if, prior 10 the .ale or Iran.fer, lcnder
and Ihe penon 10 whom Ihe ProperlY I. to be .old or Iranslcrrcd reach ogreemenl in wrilins Ihutlhe crcdit of such penon
i. .ali.faclory 10 lender ond Ihollhe inlere.1 payoble on Ihe .ums lecllred by this MorlgRgc .holl be II .uch rale IS I.ender
shall request. If lendcr has woived Ihe opllon to occelcrolc providcd in thi. p.rogroph 17, and if Borrower's succellor In
inlerell ha. executed a wrinen ollumplion ogreemenl accepled in IYriling by lendcr, lcnder .hull releale Borrower from all
oblisalions under Ihi. Morlsoge and Ihc Note,
If Lender cxcrcl5cs such option to accelerate, lender shall mail Borrower nOlice of acceleration in accordance with
parasraph 14 hereof. Such nolice Ihall provide 0 period 01 nollell Ihan 30 doy. from Ihe date the notice is mailed within
which Borrower may pay the sums declared dlle. If Borrower (ails In pay such slims prior to the cxplr.llon of such period,
Lemler may, wilhout further notice or demand on Harrower, invoke any remedies pcrmilu:\I by par.areph 18 hereof.
NON-UNIFORM COVCNANTS. Borrower and LemJer fUrlher covenant and agree os follow!t>:
18, Acc.lerallo", Remediu, Upon Borrowcr's br..rh of any cnvenonl or oRreement of IJorrower In thll 1II0rl&a&e,
Includln& Ihe covenanls to poy when due any lums .ecurcd by Ihls MorlRORe, lendcr prior 10 accelerallon .hall mall nollce
fa Borrower.. pro.ld.d by applicable law sp.clfyln&l (I) Ihe hruch; (2) the acllon required 10 cure .uch breach I (3) a dale,
noli... Ihan 30 days from Ihe dale Ihe nollce II mollcd 10 Borrow.r, by which .uch brcach mu.1 ha cured; and (4) Ihal
failure 10 cure surh breach on or before Ihe dale .peclncd In Ih. nnllce may rcsult In acc.lcrollon of Ihe sum. lecured by
this Morl&a&e, foreclosure by Judicial proc.cdlnR and sale of Ihe Propcrty. The nollce .hall furl her Inform Borrower of
Ihe rl&ht 10 relnsfate aller arcelcrallon ond Ihe r1&hllo a...rl In Ihe forecln.ure proceedlnR the non,exl.tence of a defauU or
any other defense of Borrower fo accelerallon and foreclosure. If the breach Is nol cured on or before the dale sp.clfied
In Ihe no lice, Lender af I.ender's opllon may declare all of Ihe sums !Ccur.d hy Ihls MorlRoRe 10 be Immedlalely due .nd
payable withoul further demand and may foreclo.e thl. 1II0rtRaRe by Judicial proceedloR. Lender .hall be enlllled 10
colleclln lurh proceedln& aU ..pensel of foreclosure, Including, bul nol limited 10, re..~onable allorney'. fccs, and cosl. of
documenlary evidence, abilracll and litle reporls.
19. Bonower's RI&hl 10 Refnsfale, NOlwhhllandins l.endcr'l accelcralinn of Ihe .um. Iccured by Ihi. Morlsase,
Borrower shall havc lhe right 10 have ony proceedins. begun by l.cnder 10 enforce Ihi. Morlsage di.conllnucd at any lime
"00' ~"I(' 1'''[ 'I '..'
u 1\ 'oJ) ,., ,.....J
RE~ O(!;lor Recanting olDems In and lor
In Mortgage Book 7'] "
.Un"lI
~
prior 10 II tea'l one hour prior 10 Ihe commencemenl of biddini al a .herilT'. ..Ie or olher sale punuanl 10 Ihl. Morlg.ge
1(: el) Borrower PlY' Lender III.um. which would be ,hen due under thl. Morlgase, IIoe Nole and nul.. ,ecurlng Fulure
Advlnee., If Iny, hid no Iccelerllion occurred; fbl Durruwer cure. all breacbe. of allY olllcr covenanll or agreemenll
of Borrower coni lined In Ihl. Morlgage; ee) Dorruwe, pay. .11 rca,onable e'pen.e. InClined by I.ender in enforcing Ihe
eovenanl. Ind agreemenl. of Borrower COllllined in Ihi, Murlgage and In enfurcing I.ender'. remedies n' provided in
parl.rlph 18 hen!of, Including, bill nOllimited lu, rea!OlIable 11Iorney'. (e..; and (d) Dorrower t.ke. .uch acllon as Lender
may rea.onlbly n!quire 10 """re Ihallhe lien uf Ihi. MUrlgage, Lender'. Interell In Ihe ProperlY and Borrower'. obligalion
10 PlY lhe .um. .ecured by thl. Morlgage .hall cOlli in lie unimpaired, Upon .uch payment and cure by Borrower, thl.
Mortgl.e and Ihe obllgallon. .eeured hereby .hall remlln ill filII (orce Ind eITecI as I( no accelerallon hid occurred,
20, Aul.nmlnt or R.nl'l Appolnlmen' or Rr..lvrrll.endrrln Po.....lon, A. addilionat .eeurllY herellnder, Borrower
hereby a.,'gn.lo Lender Ihe renll 01 the Properly, provided lhlt Borrower .hall, prior III aeceleraliun under parlgraph 18
hereof or ablndonmenl 01 the ProperlY, hive Ihe rlghl 10 culleel alld rellln .lIch renl. a. Ihey hecume due and paYlble,
Upon accelerlllon under plragrlph I R hereof or abandonment of Ihe ProperlY, l.ender, In penon, by agenl or by
Judlclllly Ippolnled n!celver, .hall be enlilled 10 enler upun, like po..e"lon of and manaRe Ibe ProperlY and to collect
Ih. n!nll o( the ProperlY Including Iho.e Pl.t dlle. All renl. eollecled by Lender or Ihe receiver .hlll be applied fir.1 to
plymenl or Ihe call. or mlnagemenl 01 Ibe Properly Ind collecllon o( renl., Incllldlng, bill nlll limlled 10, receiver'. ree.,
premium. on receiver'. bond. Ind rel.onlble ellorney'. fee., end Ihen lu Ihe ,"m. .eeured by Ihl. MOrlgage, I.ender end
Ih. n!celver .h.1I be IIlble 10 lecounl only for Iho.e ren" aClually received.
21, Fulute Ad..ne.., Upon reque'l of lIarrower, l.ender, al Lender'. oplloll prlnr 10 relea.e o( Ihl. Mortglge, mlY
mike Fulure Advance. to Borrower. Such Future Advance., wltb hllere.t Ihereon, .hall be ,eeured hy lhl. Morlgage when
evidenced by promlllory nole. .tallng thai .ald nole. arc .eeured hereby. Al no lime .ball Ihe principal amounl o( the
IndeblednelllCCun!d by thl. Mortgage, nol Inclllding .lIm. advanced in accordance herewllh 10 prolecl Ihe .ecurlly o( thl.
Mort...e, eaceed Ih. origin II amount o( Ihe NOle,
2%, Rel'lIM, Upon plymenl o( all .um. secured by Ihl. Morlgage, Lellder .hall discharge thl. Morlgage. wl1hout
charge 10 Borrower, Borrower .hlll pay III cO'" u( recorda lion. I( any,
23, PurchllM Mon.y Mort.lg., If III or p.rl o( Ihe .um. .eeured by Ihl. Murlgage Ire lenl 10 Borrower 10 acquire
IIl1e to Ihe Properly, Ihl. Morlglg. i. hereby declared lu be a purchase money mOrlgage.
IH WITHESS WHEREOP, Borrower has executcd Ihis Morlgage.
WltncalCl :
----......,;:1..., -
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'........: ',':)~ K:iJ;k('lltl1~..."",.. 'Tf;r:~ 'E:' F~e2~~'ni~~"""'" ~ ~...... I :"8~~;':."
, ,. ~ ,j1}.J-1:; " " ,;",.., ,. , ". .. . , .. . , " . ;\(~~~eia:;~"'" ,m~---'4" ,. " ::s~;r;';;r
C ' 'p ~~~~'\;~am?c~-'t'-.-'
OMMOHWEALTH OP EHHSYLVAIUA"""........".....,..",........... oun y ss.
. ' On Ihls; the.. ,y.9(.(... ..day or '. .1.. .../t,;g4eV..... .. .. ., 1983. '. before me, .a ,No~aq", ~ub1io:.
, ....,. ,,; '" ,;...", ,Ihe undersl~-;;Znicer. pers00ally appeared, ,TllltIW..Il. .1l11lllltfAti .IlQd. J.;INM. '"
~~~~~1, !l.~~ .'!Hf',,(,~'!~~!'~)', ..~'!~~. !=!,~.a."!l\'!... .. ...... ...... .. .. known 10 me (or satlsfaclorlly
proven) 10 be Ihe penOn.II, .whose nameA., .are,.. .subscrlbed 10 Ihe within Inslrumenl and acknowledged thai
t.l\'\X. , . . .', . , ,executed Ihe lame for Ihe purposes herein conlalned, '
IH WITHESS WHEREOP,I hereunto sel my hand and official seal.
""S~,~~qjJL~i",.,.,'"
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" ELlZABETlUNN HO'hA~.:,I~,):. '.~\ "
My Comrniuidn', E~i.r"~. ;'J.:~;o ~ ; ~ :
Oclobe"QC, )~Q~;":"i"" .,./.. ;
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........ .... .,'-
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My Commission expires:
I ccrllfy lbal the addre.s of the
Mortgagee above-named Is
234 North Second Streel
,..".,~~:~~~~~~ ,. "."...".',
Lewis F. Adle" Allomey 10' Mort/l.gtt
eSp,cI allow Thlt Lint n...r....d rar Lend,r and Rtcord,.,}
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ADJUST ABLE RATE LOAN RIDER
NOTlet:: Tim SJ(CURITV INSTltUMt:NT St:CllltF.s A NOTE WIIICII CONTAINS
A I'ROVISION ALI.OWING mil CIIANGES IN TilE INTEREST RATE, IN.
CRI,ASES IN Tilt: INTERI~T RATE WiLl. RESULT IN IIIGIIER PAYMENTS.
IlECIlJ(ASt:s IN Tilt: INTmmST RATE WILL RESULT IN LOWER PAYMENTS,
This Rider Is made this !l.th, . , . day of , , , ,SoptolUbol: , , , , , '. 19,83, '. and is Incorporated into and shall
be deemed to amend and supplemenl Ihe Mortgage, Deed of Trust, or Deed 10 Secure Debt (the "Security Instru.
menl") of the same date Alven bJ the underslAned (the "Borrower") to secure Borrower's Note to , , ., """". "..
FH~~r, r,~~~~,1:. ~!,-y,~ . 9~. ,A, ,11. "!>Nl.~~.S.qCf~!'-:r,I,qlj. p)i', .JM.!\~.I,~Ij\l!{P, . , . . . , . . ., . , . . . . .. . ." ..... .",.. .
(the "Lender"~ of the same dale (the "Note"l and covering the proeerty described In the Security Instrument and
located at. ,~~,. {I.'1~~!l!ly. ,l1r~Y.l\, .tl!l,c.ll'!\l. ,c.l!l1~r8.,. ,1?~.. ,l,7,Q~~,...".....,...,.""."",.",."".,..
PIOM"J Add""
Modillcallons, In addillon to the covenants and agreements made in the Security Instrument, Borrower and
Lender further covenant and agree as follows:
A, INTEREST RATE AND MONTIILY I'AYMENT CIIANGES
The Note has an "Inillal hllerest Rate" of , H, ,%. The Note Interest rate may be Increased or decreased on the
l.s.t.., dsy of the month beginning on ".october..L" """ 19.8.5", and on that day of the month every
2/f. , , , months thereafter. "
Changes in the InlereSI rate are governed by changes In an Interest rate Index called the "Index", The Index Is the:
ICb<<k on, box,o/ndirQ,. Indtx.\
(I) 10. "ConlraCI InlereSI Rale, Purchase of Previously Occupied Homes. National Average fllf all MsJor
Types of Lenders" published by the Fcderal Home Loan Bank Board,
(2) O. ........................ ......................... ,......................................
....................................................................................................
(CII<<k Dnt box 10 11Idi(QI, whtlh,r Ih,r, is ony maximum limit on chanltJ In Iht InltltJI rolr on toch Chon,r Dillr: Uno box u ch<<ktd Ihrr, will 'r
br no mulmum limll on chQnlu.1
(\) 10 There is no maximum limit on changes In the Interesl rate at any Change Date.
(2) 0 The interest rate cannot be changed by more Ihan , , . , , percentage points at any Change Date,
If the Inlerest rale changcs, the amount of Borrower's monthly payments will change as provided In the Note, In-
creases in the Interest rate will resull in higher payments. Decreases in Ihe interest rate will result in lower payments.
B, LOAN CHARGES ,
II could be that the loan secured by the Security Instrument is subjectlo a law which sets maximum loan chsrgcs
and that law Is inlcrpreled so that the interest or other loan charges collected Dr 10 be collecled in connection with the
Joan would exceed permllled limits. If this Is the case, then: (A) any such loan charge shall be reduced by the smount
necessary to reduce the chargc 10 Ihe permilled limit; and (B) any sums already collected from Borrower which exceed.
cd permilled limits will be refunded to Borrower. Lendcr may choose 10 make this refund by reducing the principal
owed under the Notc Dr by making a direct paymeut 10 Borrower.
C, PRIOR LIENS
If Lender determines Ihat all Dr any pari of the sums secured by this Security Instrument are subjcctto a lien
which has prlorily ovcr this Security Instrument, Lender may send Borrower a notice Identifying that lien. Borrower
shall promptly act with regard to that lien as provided In paragraph 4 of the Security Instrument Dr shall promptly
secure an agreemenl in a form satisfaclory to Lcnder subordinating that lien to Ihls Security Instrument,
D. TRANSFER OF TilE l'UOl'EltTY
If there is a transfer of the ProperlY subject to paragraph 17 of the Security Instrument, Lender msy require (\)
an Increase In Ihe currcnt Note intercst rale, Dr (2) an Increascin (Dr removal 01) Ihe limit on the amount of any one in.
terest rale change (if Iherc is a limit), Dr (3) a change in the Base Indcx figure, Dr all of these, as a condition of Lender's
waiving the oplion 10 accelerale provided in paragraph 17.
By signing this, Borrowcr agrecs to all of the abovc,
WITNESS:
---..---. ....,
-=-- --- . .-~;;... -
_......-.~~ -
. . :-:~'. . ; . ~ , . , , . . . . . . , . . . . . .. , , , .. .. , .. . .. .. (Scal)
Terry E. Freeman -Borrower
) J).J/II
If I> '
- lyJ.J"
)1 I. Ifill
tJ' I
,-// . t: /J
. (:'.., ".<'0<: .-.'-. . .?--;I, (t; : ,-;-;,...'.-..,_, , , ..... (Seal)
"Linda Freeman -BonowCl
(formcr}.y)
r\.:..<~,:~ ~:~~.
J.indo Calaman
bl!UK ',:3(; r/.CE :J:!'I
'1/ mOIl ,/IIJrt Otll bor il rlrtrltll Uf if liD bar il rhtdtd, ,"d '.Itld'f lIt1d Un"uWlf do tlO' ol1."willll,ttt ItI w,;,"'" ,It, /lntltldtx IIl1mtd wiD .pply.
ADJUSTABLE RATE LOAN RIDER-6IBI-IHLMC UNifORM INSTRUMENT
~~JUST ABLE itA TE NlJ fE
NOlin: TO UORROWt:R: TillS NOTE CONTAINS A PRO\'ISION ALI.OW.
ING .-oR CHANGES IN TIlE INTERt-:ST ItATE. INCREASES IN THE
INTt:IU:ST RAn: WILL RF.5U1.T IN IIIGIIER PAYMENTS. DECREASES
IN Tm: INn:Rt:ST RATE WII.I. Rt:SUI.T IN LOWER PAYMENTS,
... ......~qp.~~cql!qt;.~....... ..19.~~..
."."". ,1I1\1;1;\III1I\1;g. .P.llllQlIlllVOI)10"",",.,'
City Slale
8~~A~~~~~~.~~~~~~.~~~~~~~~c~P~:~....,..............~~~~~f~Y~~~~..........l?9~~........
Properly Address CilY Slule Zip Code
I, UORROWt:R'S I'ROlIlIst: TO "AY
In relurn for a loan Ihat I have reccived, I promise to pay U.S, S ,lQ4 ,QQQ,QQ. ,:,,:,,:,,:,,:,, , (Ihls amount will be
called "principal"), pluslntercst, 10 Ihe ordcr of Ihe Lcnder. The Lendcr Is 1iJ1\,s,1; ,Ii'I!P~m, .~l\VJtl.q$. MQ, J..Ql\tl,
ASSOCIATION OF HARRISBURG
......................................................................................................
I undersland lhat the Lendcr may Iransfer lhls Note. The Lender or anyone who takes this Note by lransfer and
who is entilled to receive paymellls under lhis Note will be called the "Note Holder",
2. INTEREST .
Inlerest will be charged on Ihat part of oUlstanding principal which has not been paid. Interest will be charged
beginning on the dale I receive principal and continuing unlilthe full amounl of principal I receive has been paid.
Beginning on Ihe dale of this NOle, I will pay inlerest at a yearly rate of .. . , . , , .11.. . . . , . ,or. (I he "Initial In-
terest Rale"). The inlerest rate Ihall will pay will change in accordance with Seclion 4 of this NOle until my loan is paid.
Inlerest rale changes may occur on the h~, , day of the month beginning on . . O!:~ll\l\!):, ).., . . . . . , , , , , . , , , '.
19,~~, . and on Ihat day of Ihe month every. .. . . .~4 , . . . . . . . . , . monlhs thereafter. Each dale on which the rale
of interest may change will be called a "Change Date".
J. PAYMENTS
(A) Time and l'lace of Payments
I will pay principal and interest by making paymenls every monlh. I will make my monthly payments on the
.~~~. day of each month beginning on . . . tll'YI'I!l\ln. L . , . . . . . . . . . . . . ,I9.lU , .. I will make these payments
unlill have paid all of the principal and illlerest and any OIher charges, described below, that I may owe under Ihis
NOle, I will pay all sums that I owe under Ihis Note no laler than . .Qc;t;qq~r; .1.. .~Ql,3..."., ,.,." ...."...,
(Ihe "final payment date"),
I will make my monthly payments at . ,~3.4, .tlqr;t,1\ .~~c.o.l\d. .S.t.r,e.e.t." ,1\a.r,r.i.s.b.4't;&. .I:It, .HlQJ..,
. . , . . . . . . . , . . . . . , . . . . . . . , , . . . . . . . , , , . . . . . . , . . . . or at a different place if required by Ihe Note Holder.
(B) Uorrower's Paymcnls Defore They Are Due
I have the right 10 make paymenls of principal al any lime berore they are due. ^ paymenl of principal only is
known as a "prepaymenl". When I make a prepaymelll, I will telllhe Note Holder in wriling thai I am doing 50.1 may
make a full prepayment or a partial prepaymcnl withoul paying any penalty. The NOle Holder will use all of my
prepaymenls 10 reduce Ihe amounl of princlpallhat I owe under Ihis NOle. I f I make a partial prepayment, there will be
no delays in lhe due dates or my monlhly paymenls unless Ihe NOle Holder agrees in writing to lhose delays. My partial
prepayment will reduce the amoonl of my monlhly paymenls afler the first Change Dale following my partial prepay.
ment. However, any reduction due to my partial prepayment may be offset by an inleresl rate increase.
(e) Amount of Monlhl)' l'a)'menlS
My initial mOlllhly payments will be in the amount of U.S. $ .~~Q.4:}. :::::, . . , . .. If the inleresl rate
that I pay changes, the amount of my monlhly payments will change. Increases in Ihe illlereSl rate will resull ill higher
payments (unless my prepaymel1ls since the last Change Dale offset the increases in my monlhly payments). Decreases
in lhe interesl rate will result in lower payments. The amount of my monlhly paymenls will always be sufficienl to repay
my loan in full in suhslanlially equal payments by lhe filial pa)'menl dale. In selling lhe monthly payment amounl on
each Change Date, the Note Holder will assume thallhe NOle interest rate will nol change again prior to the final pay.
ment date.
EXHIBIT
PENNSYLVANIA-ADJUSTABLE RATE LOAN NOTE.
4, IN'l"ERt:s-r RAn: CHANGES
(AI l"he Indu
Any changes In Ihe Intcrest rale will be based on changes In anlnlerest rate indcx which will be called the
"Indu", The Index 15 the: IChn'* "". b... III ;"tI;,,"I011",1
(I) [J. "Conlracl Inlercst Rale, Purchase of Previously Occupied Homcs, Nalional Average for all Major
Types 01 Lenders" published by the Federal Home Loan Bank Board.
(2) O' .. f....................................................................
.....................................................................................
If Ihe Index ceases to be made available by Ihe publisher, or by any successor to Ihe publisher, the Note
Holder will set the Note Interest rate by using a comparable Index.
(B) Selllnglhe New Interesl Rale
To set the new interest rate, the Note Holder will act ermine the change belwcenlhe Dase Index figure and Ihe
Current Index figure. The Base Index figure 15 .. .I;J.,l."... ,. The Current Index figure is the most recent Index
figure available . ,~P. ". days prior 10 each Change Dale. If Ihe amount of Ihe change 151m than one.elghth of one
percentage point, Ihe change will be rounded 10 zero, If lhe amount of the chauge is one.cighth of one percentsge point
or more, the Note Holder will round the amount of the change to the nearest one.eighlh of one percentage point.
Iflhe Currenllndex figure Is larger than Ihe Base Index figure, the Note Ilolder will add the rounded amount
of Ihe change to Ihe Iniliallntercsl Rate, If the Current Index figure is smaller than Ihe Dase Index figure, the NOle
Holder will subtraclIhe rounded amounl of Ihe change from Ihe Inillallnterest Rale. Thc rcsult of this addition or sub.
traclion will be Ihe preliminary rale. If there is no change belween the Base Index figure and the Current Index figure
after rounding, the Inltlallnlerest Rate will be Ihe prclimlnary rate.
IChtck ont bOlla indica', ,vhtlh,r Ih", is any ma,timuUI limit on inltrtSI (a"chang'J; 1/ no box is ("/trekI'd. Ih,f' h'iII bl no ma.l/mllm limit on
chanl's,)
(I) IXIlf Ihis box is checked, Ihere will be no maximum limit on changes In ihe inlerest rale up or down. The
preliminary rate will be the new inleresl rale,
(2) 0 If this box is checked, the interest rale will nOI be changed by more than, ., .,... percentage poinls
on any Change Date. The NOle Holdcr will adjustlhe preliminary rate so that the change in Ihe interest rate will nOI be
more Ihan that Iimil. The new interest rule will equal the figure that results from Ihis ndjusllnent of lhe preliminary rale.
(C) EHeclln Date or Changes
Each new interest rale will become erreclive on the next Change Dale. If my monlhly payment changes as a
result of a change In Ihe interest rate, my monlhly payment will change as of the firslmolllhly pa)'ment dale after the
Change Date.
(D) Nollce to Borrower
The Note Holder will mail me a notice by first class mall at least thirty and no more than forty. five days
before each Change Dale if the interesl rate is to change. The nOliee will advise me of:
(i) Ihe new interest rale on my loan;
(ii) the amount of my new monthly payment; and
(iil) any additional mailers which Ihe NOle Holder is required 10 disclose.
5. BORROWER'S FAILURE TO PAY AS Ilt:QUtnED
(A) Lale Charge ror Overdue l'O)'mCnIS
If the Note Holder has nol received the full amount of any of lilY monlhly Jlaymenls by the end of . ~S....
calendar days after the date II is due, I will pay a laic charge to the Note lIolder. The amount of Ihe charge will be
.. . ..~. . % of my overdue payment of principal and interest. I will pay this late charge only once on any laIC payment,
(B) Ddaull
If I do nOI pay the full alllount of cach monlhly paymel1l by the date stalcd in Seclion 3(M above I will be in
default.
(C) Notice From Note Holder
If I am in default, the Note 1I0ldcr lIIay send me a wriuen nOlice telling me Ihal if I do not ray Ihe overdue
amount by a certain dale the Note Holdcr may require mc 10 pay immedialely lhe full allluunt of principal which has
not been paid and all the interest that I owe on thai alllounl. That date IIIUSt be allea\t 30 days after Ihe dale on which
the nOliee Is mailed to me.
Even if, at a time when I am in default, the NOle Holder does nut rClluire lIIe lu pay immedialcly in full as
described above, lhe Note Holder will slill have Ihe righl 10 do so if I alll ill dcf'lIIlt at a laler lime,
l/fllt"" "ll,,, nit' IttJ, It I"nl.td (11'/"" I,,,, " .~,",I,I'I/. iJ",II,'/If/,f .1'111 "mu"""ff) It,., ",It""Il(' U('rt' lit """)1:. ,h, I"" '11'/1" ngl",,1 ",I/IlPpI,.
(
: (I)) 1'0) men I 01 ~ote lIohler'. Cosls und Expenses
IIlh~ Note Ilold~r has r~quired me 10 pay immedialely in full as described abol'e, thc Not~ 1I0lder will ha\ e
Ihc rl~llIlO be paid bad hy m~ lor all its reasonablc com and cxp~nses 10 Ihe ext~nl nOI prohiblled by opplicable In\\,
Those expense, ma)' iudude, for example, reasonable ullorueys' fees.
6, WAl\'t:RS
Anyou~ who ,igns Ihis NOI~ 10 Iransfer illo someonc clse (known us an "~ndorser") waivcs cerlaln righls, Those
rights arc (A) Ihe righlln require th~ NOlc Holdcr 10 demand paymenl of amoullls duc (known as "pre,cnlmcnl") and
(8) Ihe right to rcquire Ihc NOI~ Holder 10 glvc nOllce thai amounts du~ havc nol been paid (known as "nollce 01
dishonor").
7, GIVING ot. NOI'ICF.S
Except for Ih~ ootice provid~d in SC~llon 4(0), any nOllce that mllSl bc gl\'en 10 me undcr this Notc will be given by
mailing h by certificd mail. Allnoliees will bc addrcssed 10 mc atlhe PropcrlY Address abovc, Notices will bc mailcd 10
mc al a diffcrenl addre,s If I givc Ihe Notc 1I0ldcr a nOlicc of my diffcrcnt address.
Any nOllce IhalmllSl bc given 10 Ih~ NOle Iloldcr under this NOle will hc given by mailing it by certificd 0131110 Ihe
Note Holdcr allhe address Slated in S~clion 3(A) abovc, NOlices will be mailed 10 thc NOlc Holdcr al a dlffcrelll addrcss
if I am givcn a nOlice of that differenl addrcss.
8, RF.SI'ONSIIlII.l'fV m' l'EItSO:llS UNUF.R TIllS NOn:
If morc Ihan ooe person signs Ihls Note, cach of us is fully aml penonally obligaled to pay Ihc full amounl oiled
and 10 keep all of the promiscsmade in lhis Notc. Any guaranlor, surely, or endoner of this NOlc Is also obligaled 10 do
these Ihlngs. Thc Note Iloldcr may cnforec hs righls und~r Ihis Notc against cach of us individually or againS! all of us
togclher. This means Ihat any ooc of us may bc rcquired 10 pay all of Ihc amOUnlS owed under Ihis NOlc,
Any penon who lakes over my righls or obligallons under Ihis NOlc will hal'e all of my rlghls and musl ke:p all of
my promises madc in lhis NOle. Any person who lakes ovcr Ihe righls or obligalions of a guarantor, suret)', or cndorser
of Ihis NOlc is also obligated 10 keep all of thc promiscs made in Ihis NOIe.
9, LOAN CIIAIUiES
II eould he Ihat Ihis loan is subject to a law which sels maximum loan chargcs and Ihallaw is inter;Jrelcd lollhallhe
Inlcresl or oth~r loan charg~s collectcd or to be collecled in connwion wilh Ihisloan would exceed permilled limits. If
thisislhe case, Ihen: (M any such loan charge shall be reduced by the amouht necessary to rcduce thc ehargc 10 the per.
milled Iimil; and (II) any sums already collected from mc which e,xce~ded permilled Ilmils will be refunded 10 me. The
NOlc Holder may choose 10 make this rcfund by redudng the principal I owe under Ihis Notc or by making a dirccl pay.
menllo me. If a refund reduces principal, Ihc reduclion will be Irealed as a partial prepayment.
10, TIllS NOTE SECUIU:U IIV A MORTGAGE
In addilion 10 Ihe proleclions given 10 ihe NOlc Holder under Ihis NOle, a MOrlgage, daled
. . , . .~IlI1~IlI\l~'!'i ,~ . . , . . , . . . . . ., 19. ~~. . prolecls Ihe Nnte Ilolder from pos>ible losses which mighl mull ift
do not keep the prolllises which I make In Illis NOle, Thm MOrlgage describes how and under what condilions I may ~e
required to make inull~diate paymenl in full of all amollnts thai I owe IInder Ihis NOle. One of 111O~C cO!lolili.,.,S relales
to any Iransfer of Ihe properlY covered by the MOrlgnge. In Ihat regard, Ihe MOrlgage provides in parailraph 17:
17. Transfer of the ProperlY; AssumJllion. If 1111 or any pari of Ihe ProperlY or an Inlere'I':lerein II sold or
Iransferred by 80rrower wilhnul lender's prior writlen conscnl, excluding (a) Ihe erealion of a lien or encumbrance
subordinatc 10 this MOrlgage, (b) thc crcatlon of II Ilurehase monel' seeurily intercsl for household appliances,
(e) a Iransfcr by del'be, descenl or by operation of law uJlon Ihc death of a joinltenanl or (d) Ihc grant of any leasehold
intercst of lime years or less 1101 containing an oplion to pllrchase, Lend~r IIIay, al Lender's option, dedare alllhc SUlllS
seeurcd by Ihis Morlgage 10 he imm~dialely dlle and pII)'able, Lender ,hall have wah'ed sllch option 10 accekrale if,
prior 10 Ihe sale or Imn,fer, Lender alld the person 10 whom the Property is 10 he sllld or Iran,felled reach atreeln<nl in
writing thallhe cre,til or ,ueh person is salisfactory 10 Lender alHllhallh~ Inleresl Jlayable on lhe su:ns seellred b)'lhis
MOrlgage shall be al ,"eh rate as lender shall re'lUe~l. If Lender has waived Ihe uplion 10 aceelerale Jlrosided in Ihi,
paragraph 17, and if Bnrrower\ SUCC~S\l1r In interesl ha, excculed a wrillcn assumplion agreemeut Ilc':cpled iu wrilins
by lender, lender ,hall relellle Borrower fromllllllhlignlinns under Ihis ~Iorlgagc and Ihe NOIe.
If lender ex~rcises such oplion 10 accelerlue, Lender shall mail Borrower uOliee of acceleration in lI,:cuI<I,III.:e
wilh paragraph 14 her~or. Such nOlicc shall provide a pcriod of nOlle.. Ihan ~!J ,I a!" from the dale the r.mke il n:ailed
within which Borrmler may pay the ,ums declared due. If Bommer Illih 10 pa)' ,uch ,UIIIS prior 10 Ihe e,'pirul!on ,If
sueh period, Lender l1Iay, withOlIl fUrl her notice or dellllllld on Bommer, in\'o~c allY remeLli~s JlermillcLl b)',m:lHr3J1h
1 R hereof.
An Adjustable Rate Loan Rider supplements the Mortgage and provides: , ,
Ir there Is a transrer or .he Property subjetl to paragraph 11 or the Seturily Inslrumenl, Lender may iequlre :
.(1) an Intrease In Ihe turrent Note Interest rale, or (2) an Inuease In (or removal 01) the limit on the amount or anyone
Inlerest rate change (Ir there Is a limit), or (3) a change In the Base Index rigurc, or all or these, as a condition or
Lender's waiving the option to accelerate provided In paragraph 11.
WITNESS: .--:-' "..:::2/'
~~.!~I
.. . ... .......................................... . (Seal)
Terry E. Freeman Borrower
, ~d1 r.
hYf
~.i/t"I-.. :"'.z......1.~'..,... ,T,.,.,,"..". ,(Seal)
LiOiIa Freeman Borrower
(formerl,y)
'I? ./J /
c:::,.e",.,..;. ,.... ,'-':.,.........,.,..n"':'7T,..,.,.".., ,(Seal)
Linda Calaman Borrower
(S;gn 0';11;/101 O/lly)
,
I
'.
"
"
I KO: mWL& - .t:NNA, DillD
on. ~ Co., WlJUaMWpg" r..
tQt ie Jubtutnrtj
.:J.q-::;..
MADE tho
dlY of
January
ID tho year ulDelCCD bUlldroclllld eigjlty-eight (1988)
BErWEEN TERRY E. FREEMAN and LINDA CALAMAN, now known as LINDA
FREEMAN, husband and wife, of Cumberland County, Pennsylvania,
parties of the first part, GRANTORS,
- and -
I:
.
TERRY E. FREEMAN, of Cumberland County, Pennsylvania,
GRANTEE, party
"
.;
I
:i
of tho IOCOIId part, WlTNESSETH, That AId put ies of tho lint part, for IIId ID CllIIIIdcratIoD of tho
.wnof ONE AND NOIIOO ---------------------------------------------
________________________ ($1.00) ----------------------------------
Dollara, lawful mOAO)' of tho Ullitod 5lalel of Amado.. wollllld tna1y paid by tho AId part y 01 tho
_d part to tho aald part ies of tho lint part, at IIId boforo tho acaIIDg IIId doilYill)' of tb.o
pr_ta, tho receipt wboroof II boroby adaIowlodgocl. have grantod, barg.1noil.
.old, allcoed, oofooffocl. rolouod, OODYayod IIId OODllrmocl. IDd by thcao prOllllltl do grant, baigalD,
aell, aileD, wooff, rcleuo, _yay IIId 00Dllrm IIIllo tbo aa1d part Y of tholOCOlld part, his
hcln IDd aulgua.
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ALL THAT Cl_R'fAIN tract or parcel of land and premises,
situste, lying and heing in the Township of Hampden, 1n the County of
Cumherland and Commonwealth ot Pennsylvania, more particularly hound- -
ed and descrihed as follows:
"
BEGINNING at a point on the southwest side of Anthony Dr1ve (formerly
Margaret Road) at the dividing line hetween Lots Nos, 36 and 37 of
the hereinafter mentioned plan; thence hy said dividing line South ~1
degrees ~8 minutes 47 ~econds West, 354.09 feet to a point at the
dividing line hetween Lots Nos. 1 snd 36 of the plan; thence hy said
diViding line, North 81 degrees 59 minutes 30 seconds West. 57.96
feet; thence continuing along the dividing line aforesaid South 83
degrees 26 m1nutes 31 seconds Wellt, 119.011 feet to 11 polnt on the
I' eastern side of Beech Run Lane j thence hy the eas tern uJ de n(' Beech
i' Run Lane hy an arc curving to the right having a radius of 1120.83
feet, an arc distance of 76.93 feet to a point at the dividing line
, he tween Lots Nos. 36 and 35 of the plan; thence hy said dividing line
North 55 degrees 15 minutes 45 seconds East a distance of 143.48 feet
to a point; thence continuing along said dividing 11ne, North 52
degrees 59 minutes 50 seconds East, 300 feet to a point on the south-
western side of Anthony Drive; thence hy the southwestern s1de of
Anthony Drive hy an arc curving to the left, having a radius of 350
feet, 68.32 feet to a point; thence continuing along the southwestern
side of Anthony Drive, South 48 degrees 11 minutes 13 seconds Rast,
27.68 feet to a pOint at the divid1ng 11ne he tween Lots Nos. 36 and
37 of the plan, the place of BEGINNING.
EXHIBIT
@p~ E.. 3a r;.~E 199
G
i,
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,BF.:ING all of Lot No. 36, Final Plan No.2, Part of Seotion II, Deim-
"ler Manor, whi oh plan 1s reoorded 1n the Cumherland County Reoorder' s
.Off1oe in Plan Book 33, page 10.
SUBJECT to the
and oondi tions
,
i plans, deeds or
!,
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same rights, exoeptions, restriotions,
as exist hy virtue of prior reoorc\ed
conveyanoes.
reservation/!
instruments,
BIUNG thp. same premiseR which South Central Service' Corporation, a
Pa. corp., et al., hy deed dated Auguat 28, 1981 and reoorded in the
Cumherland County Recorder of Deeds Offioe in Deed Book -:;: q , Volume I
IV ,Page ~"9 q . granted and conveyed unot Terry E. Freeman and ,I
Linda Calaman.~y E. Freeman and Linda Calaman have since married "
wherehy LindR Calaman 1s now known as L1nda Freeman.
The within transfer is a conveyanoe from hushand and wife to hushand
and 18 therefore tax exempt under the Realty Transfer Tax Act as
amended.
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'. :. TOCETIIER wllb uU und .1Dgu\llllbo tllDome~II, hor.dllllll1enll aDd appwtlllWlCCll 10 lbo 111II0 ~
'Ionglng. or In SIIywlsu uppertlllnlng. SlId tho rovlll'lloll alld revenlons, rODlalnder SlId remaIDdcn, rOllll,
inuea arid proDlIlhoreolj AND ALSO all tho Oilalo, righi, IIl1o, InlerClI, property, c1l1im iud dernlUd
wballoevor, bolb In law alld cqully, ollbo IIld pllt ies of tho Slit put, of,lD, to or out of tho IIld pro-
'" mlsea, alld every part SlId pucel thereof,
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" TO IIAVE AND TO 1I0LO Iho IIIld premllol, with all SlId IlDbru1ar tho appwtOlWlCOl, unto tho IIld
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"; . pllrt Y 01 the leC:Olld pllrt, his helll SlId U11b'llS, to IUd for tho oDly proper wo and
. behool ollllld part y ollbe ICCOnd part, his heln IDd IWlgm lorever,
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Ii AND lbolllld parties of the first part, their
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heirs, o.Ieculon, Will admlnlstralorl, do by thlllO presenla, C:OVOlWlt, grlDt SlId agroo to and with
the laid pwt y 01 the IecDlld pwt, his helrlllDd wlgus, that tho laid
i: parties of the first part, their
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hclrs, all IUd aIngular tho heredllamenll and prcmllOl herein abovo deacribod SlId grBlllod, or menliollod
IDd IDlendod 10 to be, with tho appwtrn.nru unto tho IIld part Y of tho .ecolld part, his
heirs IDd IIISlgm, against the Illld part ies of tha Snl part BIld their helrl, and agslDstall IUd
overy other perloll or persons, whomsoever, lawfully clalmlDg ur to cIlIlm the llIIlO or l.IIy part thereof,
sIw.1IlIDd w\1l, by theso prcseDlI, WAlUIANT AND FOREVER DEFEND,
IN WITNESS WHEREOF. the laid part ies of the lInl part h, ve hereunlo lei their
hllDd s IUd leal s, the day and YClll lint wrttluu above.
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........::,.. e.rr'y...'E':....Free'iiiilii.... 00<:.............. (uw.)
......~~~ cf~1n-;"'1i'1k7a.................,.. (au.)
..,'~.~:lfl.,....,....~...."""'-.....;""',.............. (au.)
Linda Freeman
....,...,.....,......, ....,..................,...,..,...........,.......,................... (au.)
..................................................................................
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;1 COMMONWULnJ 0' PItNNaILV4J!'A }
II ss.
:: COUllty of .....I,'!~!.\P,/}J.ll......~.........................
ii' , 011 this, the cQq day of January 1008 . beforo mo
fJ the underligned omCOlr,.persoDlIlly al'peuod Terry E. Freeman
,/ knOWD 10 mo (or ,allsfsctorily proven) to be tho poi'SOII wholo IUIIIIO is subscribod to tho
j! wlthID Instrument, aDd aclaiowlodgod that . he 0I0CII1e,d tho llIllo Cor the purpole tborelD
il colllalued. ' .' ,:'.. : '1;; I
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J IN WITNESS WHEREOF, 1 have herellDto lOt my bau~l" : ",~ ~n~D~p'.~'i~~ /J~ .!
I: ............ ,~: ....... ":T'."rf:" ,::\~.~.........:~~... L..- i'
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"31,,'b.'~' i'll ~OiiK E.33 fAGE 201 \,:.: ':.....,. ,:." , Ii
""to ....
,...,.."....,.......,..................".....................................,..........,. (lEAL)
CERT1l<lCATE OF RESIDENCE
I, hereby certify thsl the prcclao resldODCo of tho &!JUlIe/? herein Is as foUowl
838 Anthony Orive ~
.' ...
Mechanicsburg, PA 17055 , ..... ~ :......... ;;'...................................."...........
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I Slala 01 Pennl\ylvania
\1 COUD\)' 01 ~ U?" \ f"\
00 thlI, the ~q day 01 January III 88, beforo mo
tho uodoralguod omcor. ponooally appoarod Linda Freeman, f Ik/a Linda Calaman ',I
mowo to mo (or IlIt1JfaCtortly proVCD) to bel the porlOD wbeao IIIIIICl is lublcribcd to tho wlthlD
IDstrwneol, aod ackDowlodgod that a he oxcc:utad the IIIDO for tho purpOIO thcrelo II
coDtalood. II
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wheao DIlDO luWcribed to tho wlthlD II
OIllCIIted tho IIIDO for the purpose therelo 'I
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tho uodcrllguod olIIcor. ponooa1ly appearod
mowo to mo (or IDtI5faclorily proveo) to bel tho periOD
IDslrumCDt, ADd ackoowledgod that
CODta1oed.
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IN WITNESS WHEREOF, I havo hereuoto lOt my haod ADd
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; :' J~: .~\ '.' ' IV." i'~:::Dood Book No. E- Vol. .:53 Pago 199
: 'o'" {.... . \. '. 10 ~ ('' N:' t \
~, .''::;::<..!'.:...~~r);~.;'~ WITNESS my haod aod oUicla1~.1(\d dBY of ~Jol b , 19 ';~'
:....... <:::...;.:',.;.:,:..,,<'~,. ';;J ~ ~
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'.
800K t 33 PAGE 202
_oIlloe<11
December 24, 1987
SoIl/lOg, & lO.1I1 ASSOCIOlOO
01 tlalliWulO
Ms. Linda Freeman
c/o James H. Turner, Esquire
258 North street
Harrisburg, PA 17101
Dear Ms. Freeman:
re: Mortgage Account Number 78-20656
In reply to your request that you be released trom personal
liability on your obligation to First Federal Savings and Loan
Association of Harrisburg under date of September 9, 1983, in the
original principal amount of $104,000.00, secured by a mortgage
on the premises situated at 838 Anthony Drive, Mechanicsburg, PA
17055 which mortgage is recorded in the Office of the Recorder of
Deeds in and for Cumberland County, Pennsylvania, in .
Mortgage/Record Book 736, Page 333, please be advised that the
Association hereby agrees to release you from any further
personal obligation and liability with respect to said
transaction, upon receipt of final divorce decree and conveyance
of your interest in the property to Terry E. Freeman,
nevertheless reserving the right to name you as a party defendant
in a mortgage foreclosure action to recover the property itself
should such action become necessary by virtue of a subsequent
default, and further provided that Terry E. Freeman, your
co-mortgagor, remains fully personally liable for said
Obligation, ratifying and confirming the same and agreeing to
continue to be bound by all the terms and conditions thereof.
FIRST FEDERAL SAVINGS AND LOAN
ASSOCIATION OF HARRISBURG
ACCEPTED BY
'--r 'L C, ,.
--, '""""-'- ..... ~
". ,.. I. -.
'-LYnn M. Diehl
Vice President
C2';!i~ k-...___
Linda Freeman
tJhJ.D.~'l
CJUr1 t ~
APPROVED, RATIFIED AND
CONFIRMED BY
~
e~
Terry E. Freeman
InfN E. P~A~. /l.nry Publlt
G.",p Hill. c'uiTl'J""/ond (0.. Pa,
w.r Carnm.....;.. !.~j... 0". 12. '9118
EXHIBIT
--=.;.~
'~tr ~,'
if., ,;.~~~~
234 '~omll SEcm::) [,1I1[[T po IlOX I
D
117) 232.6661
!ICY 11 MOYICI
T~ ACTION TO lAY! YOUR BONa raoM .OklCLDI~
The commonwealth or Pennsylvan14'u lIomoownerB' Emorgency Hortgage Alltatance Program may be able to holp you. Mead
the rollowing notice to flnd out how the program worka.
If you n..d more intormatlon call tho Pennsylvania nouIlng Finance Agency at 1-800.':"2-2391.
l.a notHlc.clon en ad junto .. de sumo Import.nda, pu.. .fecta IU dencho a continuar vlvlendo en IU c.... 81 no
compr.ode al cont.nlda do euta notlflcaclon obtenga una traducclon lmmedlatamlnte l1amanda ..ta aoenela (Penn.ylvanla
lloullng Finane. Agency. win cargeD 01 numoro mlnclon_do arriba. Pu*d.. ler .leglble para una pr..t.~ por .1 programa
II.made .Uomeownera' Emergency Horto.~e AIsIstance Program- 01 cual puude .alver IU ca.a de 14 perdlda del der,cho 4
redimir IU hipoteca.
"C1' 11 H01'ICI
IMPORTANT. NOTICI or BOHaowwaal' ~RQ'NCY NOkTOAOI U8I8TANCI 'ROGRAM.
'LU.III DAD "'1. NOTJCI
YOD KAY .1 ILIGIIU .oa .JlIAHClAL UaJ'TANCI WHICH CAN .Ava
yotra BOla 'ROM 'OR.lCLOlOU .urn BILl YOD NAJCJI 'O'l'UU MO"'I'OAOI .AYMlVT..
REI Account No. 71-020'5'
Date. February 23, 1995
'1'0.
Terry . 'reelUD
135 ADtbODY Dr., Mechanlceburg PA 11055-2203
'iret red_ra1 laviag. . Loan A..ooiatioD
23' N. 2nd atreet, Uarri.burg, PA 11101
You ..y be .llgib1. tor tiDaDci.1 a..i.taDc. that wl11 prevent tor.olo.ur. on your aartgag. it you o~ly wlth tbe
provleloD' of tbe Bomeown.r.' amergenay Mortg.ge A..i.taDce Act of 1'13 (tb. -Act-). You..y be eligible for
...rgeney telllPOrary a..ietance 1f your d.efault ba. beeD cau..4 by cbcwutaDce. beyond. your control, :rou have.
r.a.onable pro.pect of re'~Dg your mortgage p.yment., &D4 it you ..at otber eligibility requir"'Dtl ..tabll.ba4 by
tb. 'eanaylvania RoueiDg 'iDance Avenay. .1.... re.d all of thi. Notioe. It contain. aD ezpl&D&tioD of your right..
FROM I
Under the Act, you are entitled to a temporary .tay of foreclosure on your mortgage for thirty 130) day. from the date
of thi. Notice. During that time you must arrange and attend a 'lace-to-tace' me.ting vlth a repre.entative of thi.
lender, or with a designated credit counseling agency. The purpose of this meeting 1. to attempt to work out a
repayment plan. or to otherwise Battle your delinquency. This meeting mUlt occur In"the next thirty 130) day..
If you attend a face-to-race meeting with this lender, or vlth a consumer credit counseling agency Identified In this
notice, no further proceeding in mortgage foreclosure pay take place for thirty 130~ day. after the date of this
Ifteeting.
The name, address and tolephone number or our representative iSI
Jam.. X. Boffaan, Property MaDager
'ir.t .edera1 .aviDge . LoAD A..oclation
Barrl.burg, 'A 11101
Telephone Numberl (1111 232..."'1, ezt. 2'0.
The nemets), address(es), and phone numbers of lal designated consumer credit counseling agencyli.., i. (arell
ceCa of Greater Oarri.burg
2000 LiDgle.town Rd, SUit. 203
Barri.burg PA 11110
'h, (117) 541-1757
It is only necessary to schedule one face-to-face meeting. You should advise this lender immediately of your
Inteneiona.
Your mortgage is In detault because you havo failed to pay promptly Installments ot principal and Interest, a.
required. for a period of at least sixty 1601 days. The total amount ot the delinquency is $2,2".10. That sum
includes tho followingl Principal, Intere.t and Late Cbarge. d.ue.
Your mortgage Is also in default for the tollowing reasons I 1"3. 1'" .ea1 I. tat. tas.. of '3,001,"_
If you have tried and are unabie to rOBolve this problem at or after your face.to-tace meeting. you have the right to
apply for Unancbl 8sshtanco from the lIomeowner.' Emergency Hortgage "s.istanco Fund. In order to do this, you mu.t
fill out. sign and file a completed 1I0meowner.' Emergency ABs1stance Application with one of the designated conlumer
counseling agencies listed in the attachment. An application for assistance may only be obtained from a conlumer
credit counseling agency. The consumer cradit counseling agency vlll assist you In filling out your application and
wUl submit you I" completed appUcation to the Pennsylvania lIou.ing Finance Agency. . Your appUcatlon must be fUed or
postmarked, within thirty (301 days ot your face-to-face meeting.
It is extremely important that you tile your application promptly. If you do not do 10. or if you do not follow the
othor time periods Bet torth in this letter, foreclosure may proceed against your home immediately.
"vailable funds tor emorgency mortgage asslutance are very limited. They vill be disbursed by the Agency under the
eligibility criteria established by tho Act.
It Is extremely Important that your application be accurate and complete in every respect. The Pennsylvania lIousing
finance Agency has sixty (601 days to make a decision after It receives your application. During that additional
time, no toreclosure proceedings will be pursued against you if you have net the time requirementl aet torth above.
You will be notUied directly by that Agency ot ita dec1Bion on your application.
The Pennsylvania Uousing Finance Agency h located at 2101 N. Front
Telophono No. (717) 780-3880 or 1-000-342-2397 (toll (ree numberl.
2397.
Street. P.O. Box B029, lIarrlsburo. PA 17105.
Persons wlth Impaired hearing can call 1-800-)42-
tn addition you may receive another notice trom this lender under Act 6 of 1914. That notice Is called the -Not lee ot
Jntention to Foreclosurel. You must read both notices, since they both explain rights that you now have under
Pennsylvania law. lIowever, If you choaDe to exerche your rIghts deDcrlbed In this notice, you caMot be toreclosed
upon whlle you are receiVing that Asslutanco. r 1
Very truly your~1 ,,~
~~~tkurJ~/
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CUlIJllO Mlll III, no tMlRGlSIOR ln SIlIC1IO OPlIOUIIIRVIGU.... "..II,
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"h'''IIICI,1 e.... 'orm 3IU, 'fl' .11.:h illD ltlt Ilr~1 ollhe Illid.., ""'"'01'''' """"",
".epec.ptmitl,Othlnrriu, .1l'IIO~:' lll'~ldt I." "onl of Irtitlt RETURN RECEIPT
REOUESTED "11U11l1' III. flllmbrl.
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iIMolII RESTRICTlD DELIVERY on lh Ironl 011h1 .'Iicl..
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NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Accounl:1I78.020656 Dale of Notice: February 23, 1995
To: Terry E Freeman
83 Anthony Dr., Mechalllcsburg PA 17055.2203
The MORTGAGE held by First Federal Savings and Loan Association of Harrisburg Cherelnaf\er we, us or
ours) on yeur property located at B3B Anthony Dr, Mechanlcsburg PA 17055.2203 IS IN SERIOUS DEFAULT
berou$/! you have not made the monthly payments of $657,64 for the months of November 1, 1994. February 1, 1995,
and lor any unpaid taxes. The tetal amount now required to cure this default, or in other words, gat caught up In your
payments, as of the date ef this leIter, Is $2,294,70.
You may cure this default within THIRTY (30) DAYS of the date of this leiter, by paying to us the above amount of
$2,294,70, plus any addlllanal monthly payments and late charge which may fall due dUring this period, Such payment
must be made either by cash, cashier's check, certified check or money order, and made at 234 North Second Street,
Harrisburg, PennsylvanIa.
ICyou do not cure the deCault within THIRTY (30) DAYS, we Intend to ererclse our right to accelerate the mortgage
payments. This means that whatever is owing on the original amount borrowed will be considered due Immediately and
you may lose the chance to payoff tho original mortgage in monthly installments, If full paymant ef the amount of
default Is not mada within THIRTY (30) DAYS, we also Intend to Instruct our allorneys to start a lawsuit to foreclose
your mor/gaged property. If the mortgage Is foreclosed your mortgaged properly will be sold by the Sheriff to payoff the
mortgage debt.. If we refor your case to our attorneys, but you cura the default before they begin legal proceedings
against you, you will still have to pay the reasonable attorney's fees, actually Incurred, up to $50.00, Howaver, If legal
proceedings are started egainst you, you will have to pay the reasonable attorney's fees even If they are ovor $50.00,
Any attorney's fees will be added to whatever you owe us, which may also include our reasonable costs. If you cure the
default within the thirty day period, you will not be required to pay attorney's fees. .
We may also sue you personally for tha unpaid principal balance and all other sums due under the mortgage.
If you have not cured the deCault within the thirty day period and foreclosure proceedings have begun, you sllll have
the right to cure the default and prevent the sale at any lime up to one hour before the Sheriffs foreclosure sale, You may
do so by paying the total amount of the unpaId monthly payments plus any late or ather charges then due, as well as the
reasonable attorney's fees and casts connected with the foreclosure sale and perform any other requirements under the
mar/gage. It is estimated thet the earliest date that such a Sherill's sale could be held would be approximately June 7,
1995, A notica of the date of the Sheriff sale will be sent to you beCore the sale, OC coursa, the amount needed to cure
the deCeult will increase the longer you wait. You may find out at any time exactly what the required payment will be
by calling us et the followinl1 number: (717) 232.6661, This payment must be in cash, cashier's check, certified check or
money order and made payable to us at the address stated above.
You should realize that a Sherifl's sale will end your ownership oCthe mortl1al1ed property and your right to remain in
it. If you continue to live in the property af\er the Sherifl's sale, a lawsuit could be started to evict you,
You have additional rights to help protect your Interest in the property. YOU HAVE THE RIGHT TO SELL THE
PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT, YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL
ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND
ATIORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE-
MENTS UNDER THE MORTGAGE ARE SATISFIED, CONTACT US TO DETERMINE UNDER WHAT CIRCUM-
STANCES THIS RIGIIT MIGIIT EXIST, YOU HAVE THE RIGHT TO HAVE TillS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF, YOU HAVE THE RlGIIT TO ASSERT IN THE FORECLOSURE
PROCEEDINGS THE NON-EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO
ACCELERATION OR FORECLOSURE. .
If you cure the default, the mar/gage will be restored to the same position as If no default had occurred, Howaver, you are
not entitled to this right to cure your deCault mora than threa times in any c ndar r
cc: Sent Certified and First Class Mail
I
NIF Rev. 2 5/84
r
1
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FIRST FBDBRAL SAVINGS AND
LOAN ASSOCIATION OF
HARRISBURG,
Plaintiff,
V.
TBRRY B. FRBBKAN and THB
mUTBD STATBS 01' AKBRICA,
Defendants.
TO THE PROTHONOTARY:
,
,
, -
I IN THB COURT OF COKMON PLEAS
I CUMBERLAND COmITY, PBNNSYLVANIA
I
I
I CIVIL ACTION - LAW
I
I NO. g& - 528 Civil Tera
I
I IN MORTGAGB FORBCLOSURB
I
I
.
.
PRAECIPB
I
~
You are hereby directed to enter Judgment in favor of
the Plaintiff and against the Defendant, Terry E. Freeman for
failure to file an Answer to Plaintiff's Complaint within Twenty
(20) days from service thereof and within Ten (10) days from
service of a notice of default sent pursuant to Pa. R.C.P. 237.1,
and assess Plaintiff's damages as follows:
Unpaid Principal Balance
Interest from 4/1/95 through 5/31/96
Late Charges from 4/1/95 through 5/31/96
Satisfaction Fee
Attorney's Commission of 5%
Total
$89,969.59
6,995.25
460.32
5.00
4,871. 51
$102,301.67
Together with interest accruing after 5/31/96 at the rate of $16.24
per day and late charges accruing after 5/31/96 at the rate of
$32.88 per month and Costs of Suit.
Date:
/'
June ....!2.-, 1996
/'/A
craig(I. Adler, Esquire
Attorney for Plaintiff
-.
-
.
I'IRST I'BDBRAL SAVINGS AND
LOAN ASSOCIATION 01'
HARRISBURG,
Plaintiff,
) IN THB COURT 01' COKKO~ PLBAS
I ClJHBBRLAHD COtJHTY, PBHHSYLVAHIA
)
I
) CIVIL ACTION - LAW
.
.
) NO. 96 - 528 Civil Term
I
) IN HORTGAGB FORBCLOSURB
.
.
)
I
v.
TBRRY B. FRBBHAlf and THB
UHITBD STATBS 01' AMERICA,
Defendants.
TO:
Terry E. Freeman, Defendant
838 Anthony Drive
Mechanicsburg, PA 17055
You are hereby notified that on June ~, 1996, the
following judgment has been entered against you in the above-
captioned case.
JUdgment in favor of Plaintiff, First Federal
Savings and Loan Association of Harrisburg, and against Defendant,
Terry E. Freeman, in the amount of $102,301. 67, together with
interest, at the rate of $16.24 per day, which accrues after May
31, 1996, late charges at the rate of $32.88 per month, which
accrues after May 31, 1996, and costs for failure to file an Answer
to Plaintiff's Complaint within Twenty (20) days from service and
within Ten (10) days from service of a notice of default sent
pursuant to Pa. R.C.P. 237.1.
DATE: June~, 1996
.. .
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.
I'IRST I'IDIRAL SAVINGS AND
LOAN ASSOCIATION 01'
HARRISBURG,
Plaintiff,
v.
TBRRY B. I'RIIMAN and THB
UNITBD STATBS 01' AMBRICA,
Defendants.
4
) IN THB COURT 01' COHKON PLBAS
I CUMBBRLAND COUNTY, PBNNSYLVANIA
)
I
) CIVIL ACTION - LAW
I
) NO. 9& - 528 Civil Term
I
) IN MORTGAGB I'ORBCLOSURB
I
)
I
CBRTII'ICATB 01' SBRVICB
I hereby certify that on March 6, 1996, I served a ten
day notice of intention to take default judgment upon the persons
and in the manner indicated below, which service satisfies the
requirements of the Pennsylvania Rules of civil Procedure, by
depositing same in the United states mail, with first class
postage, prepaid, from Harrisburg, Pennsylvania, as follows:
;'
I
l
Terry E. Freeman
838 Anthony Drive
Mechanicsburg, PA 17055
A true and correct copy of said ten day notice is
attached hereto and made a part hereof. ,
Date: June~, 1996 By: c.l/ (,
CRAIGI't. ADLER, ESQUIRE
ADLER' CLARAVAL
125 Locust Street
P. O. Box 11933
Harrisburg, PA 17108-1933
(717) 234-3289
Attorney 1.0. No. 52970
Attorney for Plaintiff
,
I'IRST I'BDBRAL SAVINGS AND
LOAN ASSOCIATION 01'
HARRISBURG,
plaintiff,
v.
TBRRY B. I'RBBMJUf and THB
UNITBD STATBS 01' AMBRICA,
Defendants.
) IN THB COURT 01' COMMON PLUS
I CUHBBRLAND COUNTY, PBNNSYLVANIA
)
I
) CIVIL ACTION - LAW
I
) NO. 96-528 CIVIL TBRH
I
) IN MORTGAGB I'ORBCLOSURB
I
)
I
)
IMPORTANT NOTICB
Terry E. Freeman,
Defendant
838 Anthony Drive
Mechanicsburg, PA 17055
DATE OF NOTICE: March 6, 1996
TO:
YOU ARB IN DBI'AULT BBCAUSB YOU HAVB I'AILBD TO TAKB
ACTION RBQUIRBD 01' YOU IN THIS CASB. UNLBSS YOU ACT WITHIN TBN
(10) DAYS I'ROM THB DATB 01' THIS NOTICB, A JUDGMBNT MAY BB BNTBRBD
AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSB YOUR PROPBRTY OR
OTHBR IMPORTANT RIGHTS. YOU SHOULD TAKB THIS PAPBR TO YOUR LAWYBR
AT ONCB. II' YOU DO NOT HAVB A LAWYBR OR CANNOT AP'I'ORD ONB, GO TO
OR TBLBPHONB THB OFFICB SBT FORTH BBLOW TO FIND OUT WHBRB YOU CAN
GBT LBGAL HBLP.
PROTHONOTARY'S OFFICE
CUMBERLAND COUNTY COURT HOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
C,ai. ~~~Eaquire
Attorney for Plaintiff
ADLER , CLARAVAL
125 Locust Street
P.O. Box 11933
Harrisburg, PA 17108
(717) 234-3289
Attorney's I.D. No.: 52970
.
NOTICIA IMPORTANTE
A:
Terry E. Freeman,
Demandado
838 Anthony Drive
Mechanicsburq, PA 17055
FECHA DE NOTICIA: March 6, 1996
USTED NO HA COHPLIDO CON EL AVISO ANTBRIOR PORQUB HA
FALTADO BN TOKAR HBDIDAS RBQUBRIDAS RESPICTO A ISTI CASO. SI USTBD
NO ACTUA DBNTRO DB DIBZ (10) DIAS DBSDB LA FBCHA DB BSTA NOTICIA,
IS POSIBLB QUB UN FALLO SBRIA RIGISTRADO CONTRA USTBD SIN UNA
AUDIINCIA Y USTID PODRIA PIRDBR SU PROPIBDAD 0 OTROS DBRBCHOS
IHPORTANTBS. USTBD DBBB LLBVAR BSTA NOTICIA A SU ABOGADO BN
SBGUIDA. SI USTBD NO TIIN ABOGADO 0 NO TIBNB CON QUB PAGAR LOS
SBRVICIOS DB UN ABOGADO, VAYA 0 LLAHE A LA OFICINA BSCRITA ABAJO
PARA AVBRIGUAR A DONDB USTBD PUBDI OBTBNIR LA AYUDA LBGAL.
PROTHONOTARY'S OFFICE
CUMBERLAND COUNTY COURT HOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
- 2 -
-
-,
"'
.
Terrv E. Freeman
838 Anthony Drive
Mechanicsburq, PA
.~
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i ."
T
MAY I' uSia 'aA DOMtSne AND INTl..NAnONAL MAIL, DOIS NOT
"'OVIDI '0" INSURANCE-POSTMAsnR
".eel,," "om:
125 LOCUST STRE
P.O. BOX 11933
HARRISBURG, PA 171
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One pleCl ot Ofdtn.ry m.1I .44'....4 10:
~> .
17055
PS Form 3817. Mlr. 1989
GPO I 1993 0 - 1~1.0~
\
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. .
.
, .
~IRST ~IDIRAL SAVINGS AND
LOAN ASSOCIATION OF
HARRISBURG,
plaintiff,
v.
TIRRY I. FRIBHAN and THI
UNITID STATIS OF AMBRICA,
Defendants.
) IN THI COURT OF COKKON PLBAS
I CUMDIRLAND COUNTY, PINNSYLVANIA
)
I
) CIVIL ACTION - LAW
I
) NO. 96 - 528 Civil Term
I
) IN MORTGAGI FORBCLOSURB
I
)
I
CBRTIFICATI OF SBRVICB
I hereby certify that on July 31, 1996, I served a
notice of sheriff's sale upon the persons and in the manner
indicated below, which service satisfies the requirements of the
Pennsylvania Rules of civil Procedure, by depositing same in the
United states mail, with first class postage, prepaid, from
Harrisburg, pennsylvania, as follows:
United states Attorney
Middle District of Pennsylvania
Federal Building
228 Walnut street
Post Office Box 11754
HarriSburg, PA 17108
ATTNI M. CATHBRINB PRYB
Cbief of Civil Division
Townsbip of Bast Pennsboro
98 Soutb Bnola Drive
Bnola, PA 17025
Hamilton Bank
100 North Queen street
Lancaster, PA 17604
The above listed parties are all of the judgment
creditors and mortgage holders entitled to receive notice of the
sheriff's sale pursuant to Rule 3129.2 of the Pennsylvania Rules of
civil Procedure. True and correct copies of said notices of
sheriff's sale together with certificates of mailing are attached
hereto and made a part hereof.
Date: July 31, 1996
/.
--'
By:
CRAIG I
Attorne
DLER, ESQUIRE
for Plaintiff
PS Form 3817, Mlr. 1888
GPO . 1"3 0 - 151-051 \
.
"teth,ed'tO .
P.O. BOX 11933
HARRISBURG, PA 17108.19
One ,.." or OflUMry maD .eleI'....d to:
'/CMJMh,' oP t:ast
98 ...5ou..tn E.nolo--
cnola. PA l'7OJ5"
r
..
o
,
~IRST ~EDERAL SAVINGS AND
LOAN ASSOCIATION O~
HARRISBURG,
Plaintiff,
) IN THE COURT O~ COKMON PLBAS
I CUMBERLAND COUNTY, PENNSYLVANIA
)
I
) CIVIL ACTION - LAW
I
) NO. 96 - 528 civil Term
I
) IN MORTGAGE FORECLOSURE
I
)
I
v.
TERRY E. FREEMAN and THE
UNITED STATES OF AMERICA,
Defendants.
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
Township of East Pennsboro
98 South Enola Drive
Enola, PA 17025
TAKE NOTICE that by virtue of the above Writ of
Execution issued out of the Court of Common Pleas of Cumberland
County, Pennsylvania, and to the Sheriff of Cumberland County,
directed, there will be exposed to Public Sale in the Sheriff's
Office, Cumberland county Court House, One Courthouse Square,
Carlisle, PA 17013-3387, on September 4, 1996, at 10:00 A.M., the
following described real estate, of which Terry E. Freeman is the
owner or reputed owner:
TO:
ALL THAT CERTAIN tract or parcel of land and premises,
situate, lying and being in the Township of Hampden,
in the County of Cumberland and Commonwealth of
Pennsylvania, more particularly bounded and described
as follows:
BEGINNING at a point on the southwest side of Anthony
Drive (formerly Margaret Road) at the dividing line
between Lots Nos. 36 and 37 of the hereinafter
mentioned plan; thence by said dividing line South 41
degrees 48 minutes 47 seconds West, 354.09 feet to a
point at the dividing line between Lots Nos. 1 and 36
of the plan; thence by said dividing line, North 81
degrees 59 minutes 30 seconds West, 57.96 feet; thence
continuing along the dividing line aforesaid South 83
degrees 26 minutes 31 seconds West, 119.04 feet to a
point on the eastern side of Beech Run Lane; thence by
the eastern side of Beech Run Lane by an arc curving
to the right having a radius of 420.83 feet, an arc
distance of 76,93 feet to a point at the dividing line
between Lots Nos. 36 and 35 of the plan; thence by
said dividing line, North 55 degrees 15 minutes 45
seconds East, 143,48 feet to a point; thence
continuing along said dividing line, North 52 degrees
59 minutes 50 seconds East, 300 feet to a point on the
southwestern side of Anthony Drive; thence by the
southwestern side of Anthony Drive by an arc curving
to the left, having a radius of 350 feet, 68.32 feet
to a point; thence continuing along the southwestern
side of Anthony Drive, South 48 degrees 11 minutes 13
seconds East, 27.68 feet to a point at the dividing
line between Lots Nos. 36 and 37 of the plan, the
place of BEGINNING.
BEING all of Lot No. 36, Final Plan No.2, Part of
Section II, Deimler Manor, which plan is recorded in
the Cumberland County Recorder's Office in Plan Book
33, Page 10.
BEING the same premises which Terry E. Freeman and
Linda Calaman, now known as Linda Freeman, husband and
wife, by their deed dated the 29th day of January,
1988, and recorded February 2, 1988 in the Recorder of
Deeds Office in and for Cumberland County,
Pennsylvania, in Deed Book E-33, Page 199, granted and
conveyed unto Terry E. Freeman.
TAKEN in execution and sold as the property of Terry
E. Freeman.
,
.
THE within property is sold upon Judgment entered to
No. 96 - 528 civil Term in the Court of Common Pleas
of Cumberland County,
PARCEL NO. 17-1037-036.
NOTICE is further given to all parties in interest and
claimants that Schedule of proposed Distribution will
be filed by the Sheriff of Cumberland County on
, and that distribution
will be made in accordance with the said Schedule
unless exceptions are filed thereto within Ten (10)
days thereafter. No further notice of the Schedule of
Distribution shall be given,
The said Writ of Execution has issued on a Judgment in
the Mortgage Foreclosure Action of First Federal Savings and Loan
- 2 -
o
Association of Harrisburg v. Terry E. Freeman and The united states
of America at Cumberland county in the principal amount of
$89,969.59, together with interest accruing after 5/31/96 at the
rate of $16.24 per day, late charges accruing after 5/31/96 at the
rate of $32,88 per month and Costs of suit.
Claims against property must be filed at the Office of
the Sheriff before above sale date.
claims to proceeds must be made with the office of the
Sheriff before distribution.
Schedule of Distribution will be filed with the Office
of the Sheriff no later than thirty (30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside
the Sale must be filed with the Office of the Sheriff no later than
ten (10) days from the date when Schedule of Distribution is filed
in the Office of the Sheriff.
Attached hereto is a copy of the writ of Execution.
It may cause your property to be held or taken to pay the
Judgment. You may have legal rights to prevent your property from
being taken. A lawyer can advise you more specifically of these
rights, If you wish to exercise your rights, you must act
promptly,
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION
TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL ADVICE,
PROTHONOTARY'S OFFICE
CUMBERLAND COUNTY COURT HOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
You may have legal rights to prevent the Sheriff's
Sale and the loss of your property. In order to exercise those
rights prompt action on your part is necessary. A lawyer may be
able to help you.
You may have the right to prevent or delay the
Sheriff's Sale by filing, before the sale occurs, a petition to
open or strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file
with the Court any defense or objection you might have within
Twenty (20) days after service of the Complaint for Mortgage
Foreclosure and Notice to Defend, you may have the right to have
the judgment opened if you promptly file a petition with the Court
alleging a valid defense and a reasonable excuse for failing to
file the defense on time. If the judgment is opened, the Sheriff's
Sale would ordinarily be delayed pending a trial of the issue of
whether the plaintiff has a valid claim to foreclose the mortgage.
You may also have the right to have the judgment
stricken if the Sheriff has not made a valid return of service of
the complaint and Notice to Defend or if the judgment was entered
before Twenty (20) days after service or in certain other events.
To exercise this right you would have to file petition to strike
the judgment,
You may also have the right to petition the Court or
stay or delay the execution and the Sheriff's Sale if you can show
a defect in the Writ of Execution or service or demonstrate any
other legal or equitable right.
You may also have the right to have the Sheriff's Sale
set aside if the property is sold for a grossly inadequate price or
if there are defects in the Sheriff's Sale. To exercise this
right, you should file a petition with the Court after the sale and
before the Sheriff has delivered his deed to the property.
The sheriff will deliver the deed if no petition to set aside the
sale is filed within ten (10) days from the date when the schedule
of Distribution is filed in the office of the Sheriff.
DATED: July 31, 1996
craig ~~SqUire
Attorney for plaintiff
ADLER & CLARAVAL
125 Locust street
P. o. Box 11933
Harrisburg, PA 17108
(717) 234-3289
) IN THE COURT OF COKMON PLEAS
I CUMBERLAND COUNTY, PENNSYLVANIA
)
I
) CIVIL ACTION - LAW
I
) NO. 96 - 528 Civil Term
I
) IN MORTGAGE FORECLOSURE
I
)
I
FIRST FEDERAL SAVINGS AND
LOAN ASSOCIATION OF
HARRISBURG,
plaintitt,
V.
TERRY E. FREEKAH and THE
UNITED STATES OF AMERICA,
Detendants.
WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
RULES P.R.C.P. 3180 TO 3183
TO:
Terry E. Freeman
838 Anthony Drive
Mechanicsburg, PA 17055
WRIT OF EXECUTION
NOTICE
This paper is a Writ ot Exeoution. It has been issued
beoause there is a 'IudClll\ent aaainst vou. It mav cause vour
proper tv to be held or taken to pav the 'IudClll\ent. You mav have
leanal riahts to prevent vour propertv trom beina taken. A laWYer
Qa_ advise vou more speoitioallv ot these riahts. It YOU wish to
exeroise your riahts. you must act promptlY.
The law providss that oertain property cannot be
taken. Suoh propsrty is said to bs exsmpt. There is a debtor's
exempition ot 8300.00. There are other exemptions which may be
appl_oable to YOU. Attaohed is a summarv ot some ot the ma'lor
exemptions. You mav have other exemptions or other riahts.
It YOU have an exemption. YOU should do the tollowina
~rom~tlY: (1) Fill out the attaohed olaim torm and demand tor a
rom t hearina. (2) Deliver the torm or mail it to the Sheritt's
ottioe at the address noted.
You should come to oourt readY to explain your
exemption. It YOU do not oome to oourt and proye your exemption.
YOU may lose some ot your property.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER
AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
,
.' \- .i"Jl
-
.
CANNOT AFFORD ONB. GO TO OR TBLBPHONB THB
OFFICB SBT FORTH BBLOW TO FIND OUT WHBRB
YOU CAN GET LEGAL HBLP.
PROTHONOTARY'S OFFICE
CUMBERLAND COUNTY COURT HOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
l!J of ..
;! ,::4l Ln'-
~.\\~U SQ ",~E!~r.;g Lr'!~
~ I '.;.~ii"-l~ ~lfl
'~~:.i"l ~
I ' l~, ,.
I
. ,,~.>
MAy I. USED ,Oft DOMElne A~D INTEltNA nOHAL MAIL. DOlI NOT
MOVIOI '0" I URANCI-POITMAlnR
R.celved 'to
now
C()resb-&.r ant.
/00 Norl-h Ol.l-een .j./-red
Lancasfer PA- 17&eJ./
as
PS Form 3817, MI'. 1889
GPO I 1993 0 - 151-051
~llf ~
FIRST FBDBRAL SAVINGS AND
LOAN ASSOCIATION 01'
HARRISBURG,
Plaintiff,
v.
TBRRY B. FRBEMAN and THB
UNITBD STATBS 01' AMBRICA,
Defendants.
) IN THB COURT 01' COKMON PLBAS
I CUMBBRLAND COUNTY, PBNNSYLVANIA
)
I
) CIVIL ACTION - LAW
I
) NO. 96 - 528 civil Term
I
) IN MORTGAGB FORBCLOSURB
I
)
I
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
Hamilton Bank, now known as Core states Bank
100 North Queen street
Lancaster, PA 17604
TAKE NOTICE that by virtue of the above Writ of
Execution issued out of the Court of Common Pleas of Cumberland
County, Pennsylvania, and to the Sheriff of Cumberland County,
directed, there will be exposed to Public Sale in the Sheriff's
Office, Cumberland County Court House, One Courthouse Square,
Carlisle, PA 17013-3387, on September 4, 1996, at 10:00 A.M., the
following described real estate, of which Terry E. Freeman is the
owner or reputed owner:
TO:
ALL THAT CERTAIN tract or parcel of land and premises,
situate, lying and being in the Township of Hampden,
in the county of cumberland and Commonwealth of
Pennsylvania, more particularly bounded and described
as follows:
BEGINNING at a point on the southwest side of Anthony
Drive (formerly Margaret Road) at the dividing line
between Lots Nos. 36 and 37 of the hereinafter
mentioned plan; thence by said dividing line South 41
degrees 48 minutes 47 seconds West, 354.09 feet to a
point at the dividing line between Lots Nos. 1 and 36
of the plan; thence by said dividing line, North 81
degrees 59 minutes 30 seconds West, 57.96 feet; thence
continuing along the dividing line aforesaid South 83
degrees 26 minutes 31 seconds West, 119.04 feet to a
point on the eastern side of Beech Run Lane; thence by
the eastern side of Beech Run Lane by an arc curving
to the right having a radius of 420.83 feet, an arc
distance of 76.93 feet to a point at the dividing line
between Lots Nos. 36 and 35 of the plan; thence by
said dividing line, North 55 degrees 15 minutes 45
seconds East, 143.48 feet to a point; thence
continuing along said dividing line, North 52 degrees
59 minutes 50 seconds East, 300 feet to a point on the
southwestern side of Anthony Drive; thence by the
southwestern side of Anthony Drive by an arc curving
to the left, having a radius of 350 feet, 68.32 feet
to a point; thence continuing along the southwestern
side of Anthony Drive, South 48 degrees 11 minutes 13
seconds East, 27.68 feet to a point at the dividing
line between Lots Nos, 36 and 37 of the plan, the
place of BEGINNING.
BEING all of Lot No. 36, Final Plan No.2, Part of
section II, Deimler Manor, which plan is recorded in
the Cumberland County Recorder's Office in Plan Book
33, Page 10.
BEING the same premises which Terry E. Freeman and
Linda Calaman, now known as Linda Freeman, husband and
wife, by their deed dated the 29th day of January,
1988, and recorded February 2, 1988 in the Recorder of
Deeds Office in and for Cumberland county,
Pennsylvania, in Deed Book E-33, Page 199, granted and
conveyed unto Terry E. Freeman,
TAKEN in execution and sold as the property of Terry
E. Freeman.
THE within property is sold upon Judgment entered to
No. 96 - 528 Civil Term in the Court of Common Pleas
of Cumberland County.
PARCEL NO. 17-1037-036.
NOTICE is further given to all parties in interest and
claimants that Schedule of proposed Distribution will
be filed by the Sheriff of Cumberland County on
, and that distribution
will be made in accordance with the said Schedule
unless exceptions are filed thereto within Ten (10)
days thereafter. No further notice of the Schedule of
Distribution shall be given,
The said Writ of Execution has issued on a Judgment in
the Mortgage Foreclosure Action of First Federal Savings and Loan
- 2 -
Association ot Harrisburg v. Terry E, Freeman and The United states
ot America at Cumberland county in the principal amount ot
$89,969.59, together with interest accruing atter 5/31/96 at the
rate of $16.24 per day, late charges accruing atter 5/31/96 at the
rate of $32.88 per month and Costs ot Suit,
Claims against property must be tiled at the ottice ot
the Sherif.f before above sale date.
Claims to proceeds must be made with the Office of the
Sheriff before distribution.
Schedule of Distribution will be filed with the Office
of the Sheriff no later than thirty (30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside
the Sale must be filed with the Office of the Sheriff no later than
ten (10) days from the date when Schedule of Distribution is filed
in the Office of the Sheriff.
Attached hereto is a copy of the Writ of Execution.
It may cause your property to be held or taken to pay the
Judgment. You may have legal rights to prevent your property from
being taken. A lawyer can advise you more specifically of these
rights. If you wish to exercise your rights, you must act
promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION
TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL ADVICE.
PROTHONOTARY'S OFFICE
CUMBERLAND COUNTY COURT HOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
You may have legal rights to prevent the Sheriff's
Sale and the loss of your property. In order to exercise those
rights prompt action on your part is necessary. A lawyer may be
able to help you.
You may have the right to prevent or delay the
Sheriff's Sale by filing, before the sale occurs, a petition to
open or strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file
with the Court any defense or objection you might have within
Twenty (20) days after service of the Complaint for Mortgage
Foreclosure and Notice to Defend, you may have the right to have
the judgment opened if you promptly file a petition with the Court
alleging a valid defense and a reasonable excuse for failing to
file the defense on time. If the judgment is opened, the Sheriff's
Sale would ordinarily be delayed pending a trial of the issue of
whether the plaintiff has a valid claim to foreclose the mortgage.
You may also have the right to have the judgment
stricken if the Sheriff has not made a valid return of service of
the Complaint and Notice to Defend or if the judgment was entered
before Twenty (20) days after service or in certain other events.
To exercise this right you would have to file petition to strike
the jUdgment.
You may also have the right to petition the Court or
stay or delay the execution and the Sheriff's Sale if you can show
a defect in the Writ of Execution or service or demonstrate any
other legal or equitable right.
You may also have the right to have the Sheriff's Sale
set aside if the property is sold for a grossly inadequate price or
if there are defects in the Sheriff's Sale, To exercise this
right, you should file a petition with the Court after the sale and
before the Sheriff has delivered his deed to the property.
The Sheriff will deliver the deed if no petition to set aside the
sale is filed within ten (10) days from the date when the Schedule
of Distribution is filed in the Office of the Sheriff.
{---
DATED:
July 31, 1996
Adler, Esquire
for Plaintiff
ADLER & CLARAVAL
125 Locust Street
P. 0, Box 11933
Harrisburg, PA 17108
(717) 234-3289
<
I'IRST FEDERAL SAVINGS AND
LOAN ASSOCIATION 01'
HARRISBURG,
Plaintiff ,
) IN THE COURT 01' COMMON PLEAS
I CUMBERLAND COUNTY, PENNSYLVANIA
)
I
) CIVIL ACTION - LAW
I
) NO. 96 - 528 Civil Term
I
) IN MORTGAGE FORECLOSURI
I
)
I
v.
TIRRY E. FREIMAN and THE
UNITED STATES 01' AMERICA,
Detendants.
WRIT 01' EXECUTION - (MORTGAGE PORECLOSURE)
RULES P.R.C.P. 3180 TO 3183
TO:
Terry E. Freeman
838 Anthony Drive
Mechanicsburq, PA 17055
WRIT 01' EXECUTION
NOTICE
This DaDer is a Writ ot Execution. ~t :aas b:~~ is::~d
because there is a 1udCJlllent aaainst vou. I _-v c_ e r
DroDertv to be held or taken to Dav the 'iudCJlllent. You ~a~ h;;e
leaal riahts to Drevent vour DrODertv from fer~: 1;a~;~~ i ~:f:r
can advise vou more sDeciticallv ot thes~ r a. ou w 0
exercise vcur riahts. vou must act DrOmD lv.
The law Drovides that certain ~roDertv cannct be
taken. Such DrODertv is said to be exemDt. There is a debtor's
exemDtion ot 8300.00. There are other exemDtio~s ;;hich ;;av be
aDDlicable to vou. Attached is a summary ot some ot the .!!!~10r
exemDtions. You mav have other exemDtions or oth;r riahts.
It vou have an exemDtion. YOU should do the tollowina
DromDtlvl III Pill out the attached claim for-;; and dem;!1d to; a
DromDt hearina. 121 Deliver the torm o~ ~ail it to the Sner;t!'s
Ottice at the address noted.
You should come to court readY to eXDlain yopr
exemDtion. It vou do not come to court and ~~ove vou; exe;Dtion.
YOU may lose some ot vour DroDertv.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER
AT ONCE. IP YOU DO NOT HAVE A LAWYER OR
..... .. ~.....
C~OT AFFORD ONE. GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO PIND OUT WHERE
YOU CAN GET LEGAL HELP.
PROTHONOTARY'S OFFICE
CUMBERLAND COUNTY COURT HOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
.
MAY nUIID'OR DOMunc AND INTIllNATlONAL MAIL. DOlI NOT
",OVIDI.OflINIUM.NCI_POITMAlnA
fllteelvecl'f ~
One plec. 01 OtdNfV mall M..'....d to:
. Unites States Attorney
- Middle District of pennsylvania
Federal Building
- 228 Walnut Street
Post Omce Box 11754
- Harrisburg, PA 17108
Attention: M, Catherine Frye
PS Form 3817, MI'. 1889 GPO I nu 0 _ 151-051 ~
i
I
j
......--...-.-.........
fi
iJ
,
i
'1
}
i
i
~m~
o
..;.;...~~).<~"'l.".
N
Ln'~
Lr1W
c::Jtn
i:ft~
Q
v.
) IN THB COURT OF COMHON PLEAS
I CUHBBRLAND COUNTY, PBNNSYLVANIA
)
I
) CIVIL ACTION - LAW
I
) NO. 96 - 528 civil Term
I
) IN HORTGAGB FORBCLOSURB
I
)
I
FIRST FBDERAL SAVINGS AND
LOAN ASSOCIATION OF
HARRISBURG,
Plaintiff,
TBRRY B. FREEHAN and THE
UNITBD STATES OF AMERICA,
Defendants.
TO:
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
united States Attorney
Hiddle District of pennsylvania
Federal Building
228 Walnut Street
Post Office Box 11754
Harrisburg, PA 17108
ATTNI H. CATHBRINE FRYE
Chief of civil Division
TAKE NOTICE that by virtue of the above Writ of
Execution issued out of the Court of Common Pleas of Cumberland
County, Pennsylvania, and to the sheriff of Cumberland County,
directed, there will be exposed to Public Sale in the Sheriff's
Office, Cumberland county Court House, One Courthouse square,
Carlisle, PA 17013-3387, on September 4, 1996, at 10:00 A.M., the
following described real estate, of which Terry E. Freeman is the
owner or reputed owner:
ALL THAT CERTAIN traot or parcel of land and premises,
situate, lying and being in the Township of Hampden,
in the County of Cumberland and Commonwealth of
Pennsylvania, more particularly bounded and described
as follows:
BEGINNING at a point on the southwest side of Anthony
Drive (formerly Margaret Road) at the dividing line
between Lots Nos. 36 and 37 of the hereinafter
mentioned plan; thence by said dividing line South 41
degrees 48 minutes 47 seconds West, 354.09 feet to a
point at the dividing line between Lots Nos. 1 and 36
of the plan; thence by said dividing line, North 81
degrees 59 minutes 30 seconds West, 57.96 feet; thence
continuing along the dividing line aforesaid South 83
~ "'........-:
.. '1'
degrees 26 minutes 31 seconds West, 119.04 feet to a
point on the eastern side of Beech Run Lane; thence by
the eastern side of Beech Run Lane by an arc curving
to the right having a radius of 420.83 feet, an arc
distance of 76.93 feet to a point at the dividing line
between Lots Nos. 36 and 35 of the plan; thence by
said dividing line, North 55 degrees 15 minutes 45
seconds East, 143.48 feet to a point; thence
continuing along said dividing line, North 52 degrees
59 minutes 50 seconds East, 300 feet to a point on the
southwestern side of Anthony Drive; thence by the
southwestern side of Anthony Drive by an arc curving
to the left, having a radius of 350 feet, 68.32 feet
to a point; thence continuing along the southwestern
side of Anthony Drive, south 48 degrees 11 minutes 13
seconds East, 27.68 feet to a point at the dividing
line between Lots Nos. 36 and 37 of the plan, the
place of BEGINNING.
BEING all of Lot No. 36, Final Plan No.2, Part of
Section II, Deim1er Manor, which plan is recorded in
the Cumberland County Recorder's Office in Plan Book
33, Page 10.
BEING the same premJ.:les which Terry E. Freeman and
Linda Calaman, now known as Linda Freeman, husband and
wife, by their deed dated the 29th day of January,
1988, and recorded February 2, 1988 in the Recorder of
Deeds Office in and for Cumberland County,
Pennsylvania, in Deed Book E-33, Page 199, granted and
conveyed unto Terry E. Freeman.
TAKEN in execution and sold as the property of Terry
E. Freeman.
THE within property is sold upon Judgment entered to
No. 96 - 528 civil Term in the Court of Common Pleas
of cumberland county.
PARCEL NO. 17-1037-036.
NOTICE is further given to all parties in interest and
claimants that Schedule of proposed Distribution will
be filed by the Sheriff of Cumberland county on
, and that distribution
will be made in accordance with the said Schedule
unless exceptions are filed thereto within Ten (10)
- 2 -
,
"
days thereafter. No further notice of the Schedule of
Distribution shall be given.
The said Writ of Execution has issued on a Judgment in
the Mortgage Foreclosure Action of First Federal Savings and Loan
Association of Harrisburg v. Terry E. Freeman and The united states
of America at Cumberland County in the principal amount of
$89,969.59, together with interest accruing after 5/31/96 at the
rate of $16.24 per day, late charges accruing after 5/31/96 at the
rate of $32.88 per month and Costs of Suit.
Claims against property must be filed at the Office of
the Sheriff before above sale date.
Claims to proceeds must be made with the Office of the
Sheriff before distribution.
Schedule of Distribution will be filed with the Office
of the Sheriff no later than thirty (30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside
the Sale must be filed with the Office of the Sheriff no later than
ten (10) days from the date when Schedule of Distribution is filed
in the Office of the Sheriff.
Attached hereto is a copy of the Writ of Execution.
It may cause your property to be held or taken to pay the
Judgment. You may have legal rights to prevent your property from
being taken. A lawyer can advise you more specifically of these
rights. If you wish to exercise your rights, you must act
promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION
TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL ADVICE.
PROTHONOTARY'S OFFICE
CUMBERLAND COUNTY COURT HOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
You may have legal rights to prevent the Sheriff I s
Sale and the loss of your property. In order to exercise those
rights prompt action on your part is necessary. A lawyer may be
able to help you.
You may have the right to prevent or delay the
Sheriff's Sale by filing, before the sale occurs, a petition to
open or strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file
with the Court any defense or objection you might have within
Twenty (20) days after service of the complaint for Mortgage
Foreclosure and Notice to Defend, you may have the right to have
the judgment opened if you promptly file a petition with the Court
alleging a valid defense and a reasonable excuse for failing to
file the defense on time. If the judgment is opened, the Sheriff's
Sale would ordinarily be delayed pending a trial of the issue of
whether the plaintiff has a valid claim to foreclose the mortgage.
You may also have the right to have the judgment
stricken if the Sheriff has not made a valid return of service of
the Complaint and Notice to Defend or if the judgment was entered
before Twenty (20) days after service or in certain other events.
To exercise this right you would have to file petition to strike
the judgment.
You may also have the right to petition the Court or
stay or delay the execution and the Sheriff's Sale if you can show
a defect in the Writ of Execution or service or demonstrate any
other legal or equitable right.
You may also have the right to have the Sheriff's Sale
set aside if the property is sold for a grossly inadequate price or
if there are defects in the Sheriff's Sale. To exercise this
right, you should file a petition with the Court after the sale and
before the Sheriff has delivered his deed to the property.
The Sheriff will deliver the deed if no petition to set aside the
sale is filed within ten (10) days from the date when the Schedule
of Distribution is filed in the Office of the Sheriff.
DATED: July 31, 1996
Crai I. Adler, Esquire
Attorney for Plaintiff
ADLER & CLARAVAL
125 Locust Street
P. O. Box 11933
Harrisburg, PA 17108
(717) 234-3289
FIRST FEDERAL SAVINGS AND
LOAN ASSOCIATION OF
HARRISBURG,
plaintiff,
v.
TERRY E. FREEMAN and THE
UNITED STATES OF AMERICA,
Defendants.
) IN THE COURT OF COHMON PLEAS
I CUMBERLAND COUNTY, PBNNSYLVANIA
)
I
) CIVIL ACTION - LAW
I
) NO. 96 - 528 civil Term
I
) IN MORTGAGB FORECLOSURB
I
)
I
WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
RULES P.R.C.P. 3180 TO 3183
TO:
Terry E. Freeman
838 Anthony Drive
Mechanicsburg, PA 17055
WRIT OF EXECUTION
NOTICE
This ORDer is a Writ of Execution. It has been issued
because there is a 'iudament aaainst you. :It mav oause your
orooertv to be held or taken to Day the 'iudament. You may have
1eaal riahts to orevent your orooertv from beina taken. A lawyer
can advise YOU more soeoificallv of these riahts. :If YOU wish to
exercise your riahts. YOU must act oromotlv.
The law orovides that certain orooertv cannot be
taken. Such orooertv is said to be exemot. There is a debtor's
exemotion of 8300.00. There are other exemotions whioh may be
aoolicable to YOU. Attached is a summarv of some of the ma'ior
exemotions. You may have other exemotions or other riahts.
:If YOU have an exemotion. vou shOUld do the followina
oromotlvl (1) Fill out the attached olaim form and demand for a
oromot hearina. (2) Deliver the form or mail it to the Sheriff'S
Office at the address noted.
You should come to oourt readY to exolain your
exemotion. :If YOU do not come to court and Drove your exemotion.
YOU mav lose some of your orooertv.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER
AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
,
, .
you may 108. 80m. of your orOD.rtv.
YOU SHOULD TAKB THIS PAPBR TO YOUR LAWYBR
AT ONCB. IF YOU DO NOT HAVB A LAWYBR OR
CANNOT AFFORD ONB. GO TO OR TBLBPHONB THB
OFPICB SBT PORTH BELOW TO F:IND OUT WHBRB
YOU CAN GBT LBGAL HELP.
PROTHONOTARY'S OFFICE
CUMBERLAND COUNTY COURT HOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
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FIRST FEDERAL SAVINGS AND
LOAN ASSOC:IAT:ION OP
HARRISBURG,
Plaintiff,
) IN THE COURT 01' COHMOH PLUS
I CUMBERLAND COUNTY, PBHHSYLVAHIA
)
I C:IV:IL ACTION - LAW
)
I NO. 96 - 528 civil Term
)
I IN MORTGAGE I'ORECLOSURE
)
I
v.
TERRY E. I'REEMAN and THE
UH:ITED STATES 01' AMERICA,
Defendants.
Writ No. 96 - 528
Amount
$102,301.67
Interest/$ 1,657.68
Late Chg.
Costs $
I Plaintiff
I Attorney
I Sheriff
: This Writ
PRAECIPE I'OR WR:IT 01' EXECUTION - (MORTGAGE FORECLOSURE)
P.R.C.P. 3180 TO 3183
TO THE PROTHONOTARY OF SAID COURT: ISSUE WRIT OF EXECUTION IN THE
ABOVE MATTER,
(1) Directed to the Sheriff of Cumberland County, Pennsylvania;
(2) against Terry E. Freeman, Defendant
838 Anthony Drive
Mechanicsburg, Pennsylvania 17055
(3) and against Garnishee(s): None.
..
(4) and index this Writ
(a) against Terry E. Freeman, Defendant
83S Anthony Driye
Mechanicsburg, Pennsylvania 17055
as a lis pendens against the real property of the Defendant(s) in
the name of the Garnishee(s) as follows:
838 Anthony Drive, Mechanicsburg, Cumberland County, Pennsylvania
17055. (Description attached)
(5) Exemption has been waived.
Dated: June~, 1996
~ tL- ---
Crai I. Adler, Esquire
Attorney for Plaintiff
WRIT 01' EXBCUT:ION - MORTGAGE I'ORECLOSURE
COHMOHWBALTH OF PEHHSYLVAHIA )
) SSI
COUNT 01' CtlHBBRLAND )
TO THE SHERIFI' 01' SAID COUNTYI
To satisfy the judgment, interest and costs in the above-
captioned case, you are directed to levy upon and sell the property
described in the attached description.
DATE I
prothonotary
.
J
Legal Description
Craig I. Adler, Esquire
ALL THAT CERTAIN traot or parcel of land and premises,
situate, lying and being in the Township of Hampden, in the County
of Cumberland and Commonwealth of Pennsylvania, more particularly
bounded and described as follows:
BEG:INNING at a point on the southwest side of Anthony Drive
(formerly Margaret Road) at the diViding line between Lots Nos. 36
and 37 of the hereinafter mentioned plan; thence by said dividing
line South 41 degrees 48 minutes 47 seconds West, 354.09 feet to a
point at the dividing line between Lots Nos. 1 and 36 of the plan;
thence by said dividing line, North 81 degrees 59 minutes 30
seconds West, 57.96 feet; thence continuing along the dividing line
aforesaid South 83 degrees 26 minutes 31 seconds West, 119.04 feet
to a point on the eastern side of Beech Run Lane; thence by the
eastern side of Beech Run Lane by an arc curving to the right
having a radius of 420.83 feet, an arc distance of 76.93 feet to a
point at the dividing line between Lots Nos. 36 and 35 of the plan;
thence by said dividing line, North 55 degrees 15 minutes 45
seconds East, 143.48 feet to a point; thence continuing along said
dividing line, North 52 degrees 59 minutes 50 seconds East, 300
feet to a point on the southwestern side of Anthony Drive; thence
by the southwestern side of Anthony Drive by an arc curving to the
left, having a radius of 350 feet, 68.32 feet to a point; thence
continuing along the southwestern side of Anthony Drive, South 48
degrees 11 minutes 13 seconds East, 27.68 feet to a point at the
dividing line between Lots Nos. 36 and 37 of the plan, the place of
BEGINNING.
BE:ING all of Lot No. 36, Final Plan No.2, Part of Section II,
Deimler Manor, which plan is recorded in the Cumberland County
Recorder's Office in Plan Book 33, Page 10.
BEING the same premises which Terry E. Freeman and Linda
Calaman, now known as Linda Freeman, husband and wife, by their
deed dated the 29th day of January, 1988, and recorded February 2,
1988 in the Recorder of Deeds Office in and for Cumberland County,
Pennsylvania, in Deed Book E-33, Page 199, granted and conveyed
unto Terry E. Freeman.
TAKBN in execution and sold as the property of Terry E.
Freeman.
THE within property is sold upon Judgment entered to No. 96 _
528 Civil Term in the Court of Common Pleas of Cumberland County.
PARCEL NO. 17-1037-036.
, .
.
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NOT:ICE is further given to all parties in interest and
claimants that Schedule of proposed Distribution will be filed by
the Sheriff of Cumberland County on ,
and that distribution will be made in accordance with the said
Schedule unless exceptions are filed thereto within Ten (10) days
thereafter. No further notice of the Schedule of Distribution
shall be given.
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FIRST FEDERAL SAV:INGS AND
LOAN ASSOCIAT:ION 01'
HARR:ISBURG,
plaintiff,
) IN THE COURT 01' COMMON PLEAS
I CUMBBRLAND COUNTY, PEHHSYLVAH:IA
)
I
) CIVIL ACTION - LAW
I
) NO. 96 - 528 Civil Term
I
) IN MORTGAGE I'ORECLOSURE
I
)
I
"
v.
TERRY B. I'REEHAN and THB
UH:ITED STATBS 01' AHER:ICA,
Defendants.
NOTICE 01' SALB 01' REAL BSTATE
UNDBR PA. R.C.P. 3129
COMMONWEALTH OF PENNSYLVANIA )
COUNTY OF DAUPHIN )
ss.:
CRAIG I. ADLER, ESQUIRE, Attorney for First Federal
Savings and Loan Association of Harrisburg, Plaintiff in the
above-captioned action, being first duly sworn, says:
I. The premises which is the subject of this action
is located in the County of Cumberland and Commonwealth of
Pennsylvania, being known as 838 Anthony Drive, Hampden Township,
Cumberland County, Pennsylvania (Parcel No. 17-1037-036515). A
more complete description being attached hereto and made a part
hereof.
2. The improvement situate on the premises is a
dwelling house.
J>.
3. The judgment of the Court on which this sale is
being held is entered to No. 96 - 528 Civil Term.
4. The name of the owner is Terry E. Freeman.
5. The time and place of the Sheriff's Sale is 10
A.M. on the 4th day of September 1996, in the Court House of
Cumberland County, pennsylvania.
Notice of Schedule of Distribution
6. A Schedule of Distribution will be filed by the
Sheriff on a date specified by the Sheriff not later than Thirty
(30) days after the Sheriff's Sale and that distribution will be
made in accordance with the Schedule unless exceptions are filed
thereto within Ten (10) days thereafter. No further notice of the
Schedule of Distribution will be given.
DATED: June C;, 1996
dIZ--
Craig . Adler, Esquire
Attorney for Plaintiff
Sworn to and subs~r.ibed
before me this ~ day
of June, 1996.
~rLJ-~
tary Publ
NOTARIAL SEAL
STACll. AYERS. NOTARY PUBLIC
BOROUGH OF CARLISLE. CUMBERLAND CO. PA
MY COMMISSION EXPIRES JUNE 02. 1997
~
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Legal Description
craig I. Adler, Esquire
ALL THAT CBRTAIN tract or parcel of land and premises,
situate, lying and being in the Township of Hampden, in the county
of Cumberland and Commonwealth of Pennsylvania, more particularly
bounded and described as follows:
BEGINNING at a point on the southwest side of Anthony
Drive (formerly Margaret Road) at the dividing line between Lots
Nos. 36 and 37 of the hereinafter mentioned plan; thence by said
dividing line South 41 degrees 48 minutes 47 seconds West, 354.09
feet to a point at the dividing line between Lots Nos. 1 and 36 of
the plan; thence by said dividing line, North 81 degrees 59 minutes
30 seconds West, 57.96 feet; thence continuing along the dividing
line aforesaid south 83 degrees 26 minutes 31 seconds West, 119.04
feet to a point on the eastern side of Beech Run Lane; thence by
the eastern side of Beech Run Lane by an arc curving to the right
having a radius of 420.83 feet, an arc distance of 76.93 feet to a
point at the dividing line between Lots Nos. 36 and 35 of the plan;
thence by said dividing line, North 55 degrees 15 minutes 45
seconds East, 143.48 feet to a point; thence continuing along said
dividing line, North 52 degrees 59 minutes 50 seconds East, 300
feet to a point on the southwestern side of Anthony Drive; thence
by the southwestern side of Anthony Drive by an arc curving to the
left, having a radius of 350 feet, 68.32 feet to a point; thence
continuing along the southwestern side of Anthony Drive, south 48
degrees 11 minutes 13 seconds East, 27.68 feet to a point at the
dividing line between Lots Nos. 36 and 37 of the plan, the place of
BEGINNING.
BEING all of Lot No. 36, Final Plan No.2, Part of
Section II, Deimler Manor, which plan is recorded in the Cumberland
County Recorder's Office in Plan Book 33, Page 10.
BEING the same premises which Terry E. Freeman and
Linda Calaman, now known as Linda Freeman, husband and wife, by
their deed dated the 29th day of January, 1988, and recorded
February 2, 1988 in the Recorder of Deeds Office in and for
Cumberland County, Pennsylvania, in Deed Book E-33, Page 199,
granted and conveyed unto Terry E. Freeman.
TAKEN in execution and sold as the property of Terry
E. Freeman.
THE within property is sold upon Judgment entered to
No. 96 - 528 civil Term in the Court of Common Pleas of Cumberland
County.
PARCEL NO. 17-1037-036.
..
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,
NOT:ICE is further given to all parties in interest and
claimants that Schedule of proposed Distribution will be filed by
the Sheriff of Cumberland County on ,
and that distribution will be made in accordance with the said
Schedule unless exceptions are filed thereto within Ten (10) days
thereafter. No further notice of the Schedule of Distribution
shall be given.
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FIRST FEDERAL SAV:INGS AND
LOAN ASSOCIATION OF
HARRISBURG,
PlainUff,
v.
TERRY E. I'REBHAH and THB
UH:ITED STATES OP AHBR:ICA,
Defendants.
, ~
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'.
) :IN THE COURT 01' COMMON PLEAS
I CUMBBRLAND COUNTY, PBHHSYLVAHIA
)
I
) CIV:IL ACT:ION - LAW
I
) NO. 96 - 528 Civil Term
I
) :IN MORTGAGE I'ORECLOSURB
I
)
I
AFI'IDAVIT PURSUANT TO RULE 3129
Jaok Shader, Jr., Colleotions Hanaqer of Harris
Savinqs Bank, Suooessor hy merqer to First Federal Savings and Loan
Association of HarriSburg, Plaintiff in the above action, set forth
as of the date of the Praecipe for the Writ of Execution was filed
the following information concerning the real property located at
838 Anthony Drive, Hampden Township,
Cumberland County,
Pennsylvania (Parcel No. 17-1037-036). A more complete description
being attached hereto and made a part hereof.
1. Names and addresses of owners or reputed owners:
Terry E. Freeman
838 Anthony Drive
Meohanicsburg, PA 17055
2. Names and addresses of Defendants in the judgment:
Terry E. Freeman
838 Anthony Drive
Mechanicsburq, PA 17055
United States Attorney
Middle Distriot of pennsylvania
Federal Buildinq
228 Walnut Street
4
,.....~,.......' ~~
Post Offioe Box 11754
Harrisburg, PA 17108
ATTNI M. CATHERINE I'RYE
Chief of civil Division
3. Names and last known addresses of every jUdgment
creditor whose judgment is a record lien on the real property to be
sold:
United states Attorney
Middle District of Pennsylvania
I'ederal Building
228 Walnut street
Post Office Box 11754
Harrisburg, PA 17108
ATTNI M. CATHBR:INB FRYE
Chief of civil Division
4. Names and addresses of the last recorded holder of
every mortgage of record:
First Federal Savings and Loan Assoc. of Hbg.
234 North Second Street
Harrisburg, PA 17101
Hamil ton Bank
100 North Queen Street
Lancaster, PA 17604
5. Names and addresses of every other person who has
any record interest in or record lien on the property and whose
interest may be affected by the sale:
None.
6. Names and addresses of every other person of whom
the Plaintiff has knowledge who has any interest in the property
"
which may be affected by the sale:
None.
I verify that the statements made in this Affidavit
are true and correct to the best of my personal knowledge or
intormation and belief. I understand that false statements herein
are made subject to the penalties of 18 Pa.C.S. Section 4904
relating to unsworn falsification to authorities.
1$;'
a Sha er, Jr.
llections Manager H a r r i s
Savings Bank, Successor b y
merger to First Federal Savings
and Loan Association of
Harrisburg
Sworn to and subscribed
before me this . f"-.
J#u:a. ':~
tary pu~
(SEAL)
My Commission Expires:
NOTARIAL SEAL
STACI L, AYERS. IIOTARY PUBLIC
BOROUGH OF CARLISLE. CUMBERLAPlO CO PA
MY COMMISSION F.XPlRES JUNE O? 1997
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I'IRST I'EDBRAL SAV:ING8 AND
LOAN ASSOCIATION 01'
HARR:ISBURG,
Plaintiff,
v.
TERRY E. I'RBEHAN and THE
UNITED STATES 01' AHER:ICA,
Defendants.
) IN THE COURT 01' COMMON PLEA8
I CUMBBRLAND COUNTY, PEHNSYLVAN:IA
)
I
) CIVIL ACTION - LAW
I
) NO. 96 - 528 Civil Term
I
) :IN MORTGAGE I'ORECLOSURE
I
)
I
API'IDAVIT 01' COMPLIANCB WITH ACT 91
Commonwealth of Pennsylvania )
County of Dauphin )
.
.
SSe :
Personally appeared before me, a Notary Public, in and
for said County and Commonwealth, Jack Shader, Jr., Collections
Hanaqer ot Harris savings Bank, Successor by lIIerqer to First
Federal Savings and Loan Association of Harrisburg, Plaintiff, who,
being duly sworn according to law deposes and says that the facts
set forth are true and correct to the best of his knowledge,
information and belief.
l. Notice of the Homeowners' Emergency Mortgage
Assistance Act of 1983 has been given to Defendant, Terry E.
Freeman, in accordance with Pennsylvania Act 91 of 1983.
2. A True and correct copy of that notice as
forwarded by Regular Mail and Certified Mail, return-receipt
..
requested, is attached hereto, dated February 23, 1995, made a part
hereof, and marked Exhibit "A".
Q~~
.Jftck Sh er, Jr
~ollections Manager H a r r i s
Savings Bank, Successor b y
merger to First Federal savings
and Loan Association of
Harrisburg
Sworn to and sUbsP~bed
before me this ~
~ of June, 1996.
ffi~d,~yp/1^
tary pu lc
(SEAL)
My Commission Expires:
NOTARIAL SEAL
STACI L, AYERS. NOTARY PUBLIC
BOROUOH OF CARLISLE. CUMBERLANO CO PA
MY COMMISSION EXPIRES JUNE 02. 1997
-
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A~ 11 lIOTZC.
':'AD ACTION TO .An Yon Bota nOH .OIllCLOlUU
The COlMlOnwialth ot Pennlylvanla-. lIom.ownerl' Emergency Hortg.ga A..htenca Program may be Ible to help you. ".ad
the following notlc. to find out how the program workl.
rt y~u n.r.~ more information call the Pennsylvania HouIlng Finance Agency at 1-800-342-2397.
La notlticaclon en adjuReo .. de luma importancla, pu.. afecta au der.aho . contlnuar vlvlendo en au c.... 81 no
compr.ode a. cont.nldo da ..tl notificaclon obcenga una traducclon Immedlacamente llamanda ..ta aoenela IPlon.vlvanla
lIoutlng Finance Agency I .In cargal al numero menclonado arriba. Puede. .er eleglble para una preatamo por II programa
II.made 'Homeowner.' Emergency Hortgage A.Dlstance Program- .1 cual puede salvar au cala de la perdlda del derecho a
redimir au hipoteca.
ACT 11 HOTZC.
DcrORTAN"l' I NOTIC. O. BONlOWlllU' DellalNCY MOITOAal ,uSIS'Z'ANC. 'ROOIAH.
.L&Aa1 DAD TRIa NtntICI
you KAY' .1 .LIaI.~ "OR FIlWfClAL ,ualaTANCI WRICB CAN SAW
YOUR BONl PROM pouCLOagg AIm RlLP YOU MAD 'OTUU NOR'fOAa. 'Ananna.
RE, Account No. 11-020'5'
Date, February 23, 1995
TCIl
Terry . 'reelU.D,
'35 ADtboay Dr., Mecbanlc.burg PA 17055-2203
"ir.t Federal Saviag. . Loaa A'.ooiatioD
23. N. 2nd Street, Barri.burg, 'A 17101
You ..y b. .1igibl. for financial a..i.tanc. that v111 pr,v'Dt for.clo.ur. 011. your eartgag. if you a~ly with ch.
provi.loD' ot th. Bom.own.r.' ~erg'Day Mortglg. A..i.CaDG. Act of 1'13 (tb. -AaC-). You..y b. .ligibl. for
.m.rg.ncy temporary a..i.tane. if your d.fault ha. b..D. clu..d by cirCUJ:Utanc.. b.yoA4 your cODtrol, you. bay. a
r.a'Doabl. pro,p.ct of r..um1ag your mort gag. paya'Dt., &04 if you ..et other .ligibility r.quir...at. ..tabll.b.d by
the "nD.ylv&nia Sou.iag 'iD.ac. Ag'DCY. Pl.... r..d 811 at thi. Notic.. It coataiD. &II. 'xpl&D&tloD of your right..
FROM I
Und.r the Act, you are .ntitled to a temporary .tay ot tor.elo.ur. on your mortgage tor thirty (301 day. tram the date
at this Notice. During that time you must arrange and attend a .tace-to~tace' me.tlng with. r.pre.entative at thi.
lender, or with a d.aignated credit counaellng agency. The purpo.e at thi. meeting i, to attempt to work out a
repayment plan, or to oth.r~ise Bottle your delinquency. This ..eting mUlt occur in'the next thirty (301 day..
It you attend A face~to~face meeting with this lender, or with a consumer credit counselJng agency Identitied in this
notico, no turther proceeding in mortgage toroclolure ~y tate place tor thirty (301 daYI atter the date of this
meeting.
The name, Address and telephone number of our representative l.a
Jama. .. Bottaan, .rop.rty H&A.ger
Pir.t rad.ral SaviDg. . LoID A,.oci.tloD
Barr1.burg, 'A 17101
Telephone Numb.ra (117) 232-"'1, ext. 2'0.
The name(sJ, addresa(.sl. and phone numbers ot (a) designated consumer credit counseling agency(ie.1 i. (arela
cccs ot ar.ater Barri.burg
2000 LiDgl..town Rd, Buite 203
Barri.burg 'A 11110
Ph, 17171 541-1757
It is only necessary to ,chedule one tac.~to~face meeting. You should advi.. this l.nder Immediately ot your
intentions.
Your mortgage is in dotault because you have failed to pay promptly installments at prinCipal and Jnt.re.t, aa
required, tor a periOd of at least sixty (601 days. The total amount of the delinquency Is '2,2".70. That sum
in~iudes the tollowlnga Pr1D~ipal, IDtere.t aa4 Late Charge. due.
Your mortgage Is also in default tor the tollowing reasons, 1"3. 1'" ae.l ..tate tax.. of .3,001.".
It you have tried and are unable to resolve this problem at or atter your tace-to-tace meeting, you have the right to
apply tor tinancial assi'tance tram the Homeowner.' Emergency Hortgage Assistance Fund. In order to do thi" you aUst
till out, sign and tile a completed Homeowner.' Emerg.ncy Asai'tance Application with one ot the d.signated consumer
counseling agenci.. listed in the attachment. An application for e.slstance may only be obtained trea a consumer
credit counseling agency. The consumer credit counseling agency will assist you in tilling out your application and
vill submit your completed application to the Pennsylvania Housing Finance Ageney. . Your application must be tiled or
postmarked. within thirty C30,) days ot your tace~to..tace meeting.
It is extremely important that you tll. your application promptly. It you do not do so, or it you do not tallow the
other time periods .et torth in this letter. toreclosure may proceed again.t your home immediateiy.
Available tunds for emergency mortdage assistance are very limited. They will b. disbursed by the Agency under the
eligibility criterie e.tobli.hed by the Act.
It is extremely important that your application be accurate and complete in every respect. The Pennsylvania Housing
tinance Agency hal lixty (601 days to make a decision atter it receives your application. During that additional
time, no toreclosure proceedings will be pursued against you it you have net the time requirementl let torth above.
You vill be notitied dlroctly by that Agency ot its decision on your application.
The penn.ylvan!a Housing Finance Agency i, located at 2101 N. Front
Telephone No. 17171 700-3000 or 1-000-342-2397 Itoll free numberl.
2397.
Street, P.O. Box 8029, Harrisburg, fA 11105.
Persons with impaired hearing can call 1~BOO~]42-
In addition you may receive another notice from this lender under Act 6 ot 1914. That notice Is called the 'Notice ot
Intention to Foreclosure,. You must read both notices, since they both ~xplain righta that you now have under
P~nnsylvania law. However, It you chooDe to exercise your rights described in this notice, you cannot be foreclo.ed
upon whll. you are receiVing that assistance. r 1
Very truly yourtuD.
/}me. ~ /
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~:IRST PEDBRAL SAVINGS AND
LOAN ASSOCIAT:ION OW
HARR:ISBURG,
Plaintiff,
v.
TERRY E. I'REBHAH and THB
UNITED STATBS 01' AMBRICA,
Defendants.
<
.--,,,,-
) IN THE COURT 01' COHMON PLEAS
I CUMBBRLAND COUNTY, PEHHSYLVAN:IA
)
I
) C:IVIL ACT:ION - LAW
I
) NO. 96 - 528 civil Term
I
) IN MORTGAGB I'ORECLOSURE
I
)
I
PLAIHT:IFF'S APPIDAV:IT TO ACCOMPANY
WRIT 01' EXECUTION
COMMONWEALTH OF PENNSYLVANIA )
COUNTY OF DAUPHIN )
: ss.:
Jaok Shader, Jr., Collections Manager of Harris
savings Bank, Successor by merger to First Federal savings and Loan
Association of Harrisburg, Plaintiff, in the above-captioned
action, being first duly sworn, says I
1. That the correct address of the premises whioh is
the subject of this Mortgage Foreclosure proceeding is 838 Anthony
Drive, Hampden Township, Mechanicsburg, PA 17055 (Tax Paroel No.
17-1037-036515).
2. That to the best of his knowledge, information and
belief, the names and addresses of the Defendants in the Judgment
of the above-captioned action are:
Terry E. Freeman
838 Anthony Drive
-,
. ~."j,~,h".
-
Hechanics~urq, PA 17055
United state. Attorney
Middle Di.trict of penn.ylvania
Wederal Buildinq
228 Walnut street
Poat Office Box 11754
Barri.~urq, PA 17108
ATTNI M. CATHBRINE DYE
Chief of civil Division
3. That to the best of his knowledge, information and
belief, the name and last known address of the owners or reputed
owners of said premises are:
Terry E. I'reeman
838 Anthony Drive
Mechanics~urq, PA 17055
~
Sworn to and subscribed
before me this ct~
day of June, 1996.
<J1Puu Jf l ~
~ tary Publi
Shader, Jr.
llections Manager H a r r i s
Savings Bank, Successor b y
merger to First Federal Savings
and Loan Association of
Harrisburg
PlOTARIAL SEAL
STACI L, AYERS. r.OTARY PUBliC
BOROUGH OF CARliSLE. CU"'BERLA~O CO PA
MY COMMISSIO~ EXPIRES JU~E 02. 1997
.-..11
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I':IRST ~EDERAL 8AV:INGS AND LOAN
ASSOC:IAT:ION O~ HARR:ISBURG,
Plaintiff
v.
TERRY E. I'REBHAH and THE
UN:ITED STATBS 01' AHER:ICA,
Defendants
) IN THB COURT 01' COMMON PLEAS
I CUMBERLAND COUNTY,
) PBHHSYLVAN:IA
I
) NO. 96 - 528 CIV:IL TERM
I
) C:IVIL ACT:ION - LAW
I
) MORTGAGE PORBCLOSURB
PRAECIPE FOR THE BNTRY OF JUDGMENT
TO THE PROTHONOTARY:
Please enter judgment in the above-captioned proceeding
in favor of First Federal Savings and Loan Association of
Harrisburg, Plaintiff, and against The United States of America,
Defendant, in accordance with the Stipulation for Entry of Judgment
filed simultaneously herewith, discharging the federal tax liens
set forth in Paragraphs 5, 6 and 7 of the Complaint in Mortgage
Foreclosure filed in this proceeding which are junior to the
mortgage upon which this foreclosure is based. The discharge of
said liens is in accordance with 28 U.S.C. Section 2410.
Date: ]I.M t: J'77L
i
I
f
I
I
ADLER' CLARAVAL
,. / Ii ___
Craiq :I/ A~\er, Esquire
supreme Court :ID 152970
125 Locust Street
P.O. Box 11933
Harrisburg, PA 17108-1933
Telephone (717) 234-3289
Counsel for First Federal
Savings and Loan Association of
Harrisburg
.
e
~
. .
v.
) :IN THE COURT 01' COMMON PLEAS
I CUMBERLAND COUNTY,
) PEHHSYLVAN:IA
I
) NO. 96 - 528 CIV:IL TERM
I
) C:IV:IL ACTION - LAW
I
) MORTGAGE I'ORECLOSURE
I':IRST I'EDBRAL SAV:INGS AND LOAN
ASSOC:IATION 01' HARRISBURG,
Plaintiff
TERRY E. I'REBHAH and THE
UN:ITED STATES 01' AMERICA,
Defendants
S T :I P U L A T :I 0 N
It is hereby stipulated and agreed by and between counsel
for Plaintiff, and the Defendant, United states of America, as
follows:
1. That the premises referred to in Paragraph 8 of the
Complaint is owned by the defendant, Terry E. Freeman.
2. That the Federal tax lien(s) referred to in
Paragraph "5, 6 and 7" of the Plaintiff I s Complaint in the
amount(s) of $18,540.45, $29,689.61, and $3,563.02 is/are junior in
time to the Plaintiff's mortgage set forth in
paragraph "10" of said Complaint.
3.
to the entry
Plaintiff.
That the Defendant, United states of America, agrees
in this action of a judgment in favor of the
4. That the Defendant, United states of America, is not
indebted to the Plaintiff.
5. That the aforesaid premises shall be sold at a
sheriff's sale, notice of which shall be served on the Defendant,
United states of America.
6. That the sheriff's sale of said property shall
discharge the Federal Tax Lien(s) referred to in Paragraphs "5, 6
and 7" of Plaintiff's Complaint.
7. That the proceeds of sale shall be divided and
distributed as the parties may be entitled and any funds due the
United states shall be sent to the Financial Litigation Unit,
United states Attorney's Office, suite 309 , Federal Building,
scranton, Pennsylvania 18501.
8. That the Defendant,
preserves its right of redemption as
states Code, Section 2410.
United states of America,
provided in Title 28, United
~. --",.. -...A.. I
, .
. .
9. The parties to this stipulation shall bear their own
respective costs in this proceeding.
DAVID M. BARASCH
United States Attorney
By:
~ r!~~~
M. Ca erine Frye'
Chief of civil Division,
Attorney for Defendant,
United States of America
~;/~
Craicj I. Adler, Esquire
Attorney for Plaintiff
.~;' Ih",
~ I;.. ! [1 ,. J :""
''-i ~ .
I\rct..\'~' \. \' ~.
\,,\',\'b\'\;\liJ,\'\.l\\l'i~\:...h\"
\996 ~ ,8 t1' Q: 01
\' ~ r "i/:' \:; ;.110Rtle'i
j~t.I'.~Ri ~,lti \ or \\\SilCt
., .
P:IRST PEDERAL SAVINGS AND
LOAN
ASSOCIAT:ION OP HARRISBURG,
Plaintiff
)
IN THE COURT OP COMHON PLEAS
CUMBERLAND COUNTY, PBHHSYLVAHIA
CIVIL ACT:ION - LAW
.
.
)
.
.
V.
)
: NO. 96 - 528 Civil Term
TBRRY E. FREBHAH and THE
UN:ITED STATES OP AMBR:ICA,
Defendants.
)'
: IN MORTGAGE FORECLOSURE
)
.
.
NOTICE OF JUDGMENT
TO: THE UNITED STATES OF AMERICA and M. CATHERINE FRYE, Chief of
Civil Division
You are hereby notified that on June b, 1996, the
following jUdgment has been entered against you--rii the above
captioned case:
JUdgment in favor of Plaintiff, First Federal Savings
and Loan Association of HarriSburg, and against Defendant, The
United States of America, in accordance with the Stipulation for
Entry of JUdgment filed simultaneously herewith, discharging the
federal tax liens set forth in Paragraphs 5, 6 and 7 of the
Complaint in Mortgage Foreclosure filed in this proceeding which
are junior to the mortgage upon which this foreclosure is based.
The diSCharge of said liens is in accordance wit;J1'S'C' Section
2410.
Dated: :Jl~I\.'" ~ ) 'l1.t: r _ /
n~
Versons
I hereby certify that the_
this notice under Pa. R.C.P. 236 are:
United states Attorney
Middle District of Pennsylvania
Federal Building
228 Walnut Street
Post Office Box 11754
HarriSburg, PA 17108
ATTN: M. CATHERINE FRYE
Chief of Civil Division
IF YOU HAVE ANY QUESTIONS CONCERNING THIS MATTER CONTACT:
CRAIG I. ADLER, ESQUIRE
125 LOCUST STREET
HARRISBURG, PA 17108-1933
(717) 234-3289
,
~
STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
} 55.
~ __BJ1ber~Je_ZJLeglfuo________________________________________________________Recorderof
Deed. in and for .aid County and State do hereb)' certiry that Ihe Sherifr. Deed in which 00_0000______00_
m~~_r_':~~~_~':~_.!l_'!.'.!~_~_~_ ._m__mm____n__ _______mn__n_m_n_n_mmn_ is the grantee
the ...me having been .old to .aid granlee on the nn'::~_n__n_____nn______nnn_____nnn_ day of
September 96..
___nnnnn__n__________________n_n A. D., 190000____. under and by v,rtue of a wntn_nn__n___
___~l.<.!'_c:.'!;!~'!_ 00_ 00 n_ 00 _00 _ 00 n _ _ _ _ _ _ __ noon _ wued on the JH !.t__n 00_ ___ __ n_ 00_ __00 00 00__00 00_
day of ____~!.1.!'_':._____n____n_n_ A. n., 19?!>____. out of the Court of Cornman Pleas of ...id County lU of
Civil 96
--___0000__00_____________ n __, ,__ _ 00_ _ _ n _ _ _ __ 00 __ 0000_ _ _ _ _ _ __ __ n__ 00 _u _ 00 00_00 Term, 19_00 00__
Number .:;_~!L____nn' at the .uit of _J'.it:S.t...Eedlllll..liAllinge._and_Lwln_Aas.ocJ.a.ti.lUl_oLJillr.r.is burg
------ n __m___ ____00_ 00_ _ _ __ __ m again't _ _'!!: !..r..L~ _!..~!: .!'!'!.'!!!_-"_1J.~ _J'J!!L ~l'..U!ll~_ _1!~!' ..t_'l.~_9)~ _ABC r iea
duly recorded in Sherifr. need Book No. _n!~!n__u, Page _n__~l.?nn'
IN TESTIMONY WHEREOF, I have hereunto
set my ~~Zd office this uL1:~_~ day
of ---mmnm-V-7-;Jl" l~nt!.____
~~------7/;;Z:F.-f:&-~
~' Record~-~
NOTARIAL SEAL
RECOROER or DEEDS, NCTARY PUBLIC
CARLISLE. CUMBERLAND CCUNTY COURT HOUSE
MY COMMISSION EXPIRES JANUARY I. 1998
.
"
scmmu....: m' I)JSTIUlItITION
IU~AI, ":STATI': SAl.A..: NO,II
I)ute Flied: Octobor 2. 1996
Writ No. 96-528 Civil
Sale Date: September 4, 1996
Amount ofBid 5126.446.76
Buyer: CoreState Bank N.A.
Atty. For Buyer: Anthony It Dislllslo
Atty. For PlaintilT: Croil! Adler
5104.110.13
3,303.15
First Federol SavinI! & Loan Association of IllIrrishurl!
Vs
Terry E. Freemnn. U.S. Attorney Middle Disl. ()fl'lI,
838 Anthony Drive
Mechnnicsburl!. I'll. 17055
REAL DEBT
INTEREST
ATfY. WRIT
TOTAL
5102..101.67
1,657.68
150.78
Sl04,110.13
TOTAL COLLECTEI>
SHERIFF'S COSTS
PA. TRANS FElt TAX
LOCAL TItANS FElt TAX
TAX CLAIM
SEWER ANI) REFUSE
TOTAL
5126,596.76
3,708.42
2,223.38
2,223.38
8,161.18
530.72
5107,413.28
D1STRIIIUTION:
I. PAil> TO ATfY. AI>U:lt FOIt
WRIT NO 96.528 CIVil.
FIRST FEI>EltAL SA VINeiS
5107,413.28
2. PAil> TO CORESTATES !lANK
FOR HAMIl.TON !lANK 3..103,15
$000,000.00
AI>V ANCE COSTS IU:FUNI) TO AT!'\'. CRAie. AI>LER 51,000,00
SO~NS ERS:'
( . -
R. HOM:;~LI~~.
, ,.~
/" .',"
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. ~.
I
SHERIFF
BY (.1 . ()'
t II ,.(' I '~ It ('l 1..,<~,
D puty
.., "..,
,
First Federal Saving and Loan
Association of Harrisburg
vs
Terry E. Freeman
U.S. Attorney Middle Dist. of Pa.
In the Court of Common Pleas of
Cumberland County, Pennsylvania
No. 96-528 Civil Term
Steven Whisler, Deputy Sheriff. who being duly sworn according
to law, says on July 9. 1996 at 11.48 o'clock A.M., E.D.S.T., he
posted the property of Terry E. Freeman at 838 Anthony Drive,
Mechanicsburg Cumberland County, Pennsylvania with a copy of Real
Estate Writ, Notice Poster and Description according to law.
Philip 8aughman, Deputy Sheriff, who being duly sworn according
to law. says on July 25, 1996 at 3.30 o'clock P.M., E.D.S.T., he
served true copies of Real Estate Writ, Notice Poster and Description
in the above entitled action upon the within named defendant. to wit.
Terry E. Freeman by making known unto Terry E. Freeman at 838 Anthony
Drive, Mechanicsburg. Cumberland County. Pennsylvania. its contents
and at the same time handing to him personally the said true and
attested copies of the same.
R. Thomas Kline. Sheriff, who being duly sworn according to law,
says that he served the above Real Estate Writ. Notice Poster and
Description in the following manner. The Sheriff mailed one of the
within named defendants, to wit.. Terry E. Freeman a notice of the
pendency of the action by regular mail to his last known address at
838 Anthony Drive, Mechanicsburg. Pennsylvania 17055. This letter was
mailed under the date of July 25, 1996 and was never returned to the
Sheriff's Office.
R. Thomas Kline, Sheriff. who being duly sworn according to law.
says he made diligent search and inquiry for one of the within named
defendants, to wit. United States of America but was unable to locate
them in his bailiwick. He therefore deputized the Sheriff of Dauphin
County, Pennsylvania to serve the wtihin Real Estate Writ. Notice
Poster and Description according to law.
DAUPHIN COUNTY RETURN. And Now. July 2, 1996 at 2.39 o'clock
P.M. served the within Real Estate Writ, Notice Poster and Description
upon United States of America by personally handing to Sally Soul ton
Legal Secretary and person in charge at time of service a true
attested copy of the original Real Estate Writ. Notice Poster and
Description and making known to them the contents thereof at U.S.
Attorney Middle District of Pa.. Federal Bldg, 228 Walnut Street, P.O.
80x 11754 Harrisburg, Pa. Attn: M. Catherine Frye Chief of Civil
Division. So answrs J.R. Lotwick. Sheriff of Dauphin County by Jack
T. Ridge Deputy Sheriff.
Dauphin County return hereto attached
R. Thomas Kline. Sheriff, who being duly sworn according to law.
says that he served Real Estate Writ. Notice Poster and Description in
the fOllowing manner: The Sheriff mailed one of the within named
defendants, to wit. United States of America a notice of the pendency
of the action by regular mail to his last known address at U.S.
Attorney Middle Dist. of Pa. Federal 8ldg. 228 Walnut Street. P.O. Box
11754 Harrisburg. Pa. 17100 Attn: M. Catherine Frye Chief of Civil
Div. This letter was mailed under the date of July 11,1996 and was
returned to the Sheriff's Office
R. Thomas Kline. Sheriff. who being duly sworn according to law,
says that he served Real Estate Writ. Notice Poster and Description in
the following manner: The Sheriff mailed one of the within named
defendants, to wit. United States of America a notice of the pendnecy
of the action by certified mail marked DELIVERY ONLY TO ADDRESSEE. to
.,
.
there last known address at U.S. Attorney Middle Dist. of Pa. Federal
Bldg 228 Walnut Street, P.O. Box 11754 Harrisburg Pa. 17100 Attn
Catherine Frye Chief of Civil Div. This letter was mailed under the
date of July 2, 1996 and was received on July 3, 1996 with return
receipt card signed by Sara Boutton. Return receipt card is hereto
attached.
R. Thomas Kline, Sheriff, who being duly sworn according to law,
says that after due and legal notice had been given according to law,
exposed the within described premises at public venue or outcry at the
Court House, Carlisle, Cumberland County, Pennsylvania on September 4
1996 at 10100 o'clock A.M., E.D.S.T., and sold the same for the sum
of $126,446.76 to Attorney Anthony R. Distasio for CoreState Bank N.A.
Its successors and assigns. It being highest bid and the best price
received for the same CoreS tate Bank N.A. at 530 Walnut Street
2nd Floor, Philadelphia, Pa. 19106, being the buyer in this Execution
paid Sheriff R. Thomas Kline, the sum of $126,596.76, it being poundage
stamps etc. Sheriff's Costs listed below. See attached distribution
sheet for additional costs.
Sheriff's COStSI
Docke ting
Poundage
Pos t ing Bi 11s
Adve rt is ing
Acknowledging Decd
Auctioneer
Law Library
County
Mileagc
Cert Mail
Levy
Surchargc
30.00
2,440.00
15.00
15.00
30.00
10.00
.50
1.00
8.32
14.92
15.00
6.00
$2,585.74 Pd. by Atty.
9-4-96
THIS WRIT IS RETURNED SATISFIED 10-1-96
Sworn and subscribed to before me
this ,,)3.t<L day of ({}('r.'J... . 1996
C\I~'" C "n"PP.. ~ . ~p.z-
J I Prothonotary' -r
So ;~~ ~<~
':.X ~-..c'
-
.
R. Thomas Kline, Sheriff
by n ' 'J
U'l'LlQ~. A
Dep ty
OJH/)')1.V
je.,"" ~.' {~{If
,.\01 ~
- --.
.
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,
COMMONWHAI:rll OF PENNA:
COUNTY 01" DAUPIIIN:
slIImu.....'s IlHTlIHN
NC). 96-528 Civil
I' Alm 520
AND NOW: July 2,
III 96 ,Ill 2:39 P ~l.
SI-:HVlm Tim
WITIIIN
Real_ Es_~~~_Writ , _~otice P()s!et:. 8. .De,scrlption
UPON
United states of America
11\' I'Jo:HSONAI,J,y
IIANDING TO Sally Boulton ( Legal Secreatry and person in charge at time of service).
A TRUH ATTIlSTHD COI'Y OF TIIIl OHIGINAI. ReaL Estate Wrlt, Notice Poster &
Descrlption
AND MAKING KNOWN TO Them TIm CONTHNTS TIIEHI-:OF AT U.S. Attorney Middle
District of Pa, Federal Bldg, 228 Walnut St., P.O. Box 11754, Harrisburg, Pa
Attn: M. Catherlne Frye, Olief of Civil Div.
JR
S_~'~NS:E_I?l , . __. '
SHER(fF OF DAUPHIN COUNTY, PCNNA
IIY rk. T. R.J~
-_......----- . ----- ~.- .. -.- . - ..
DEPUTY SIIERJ..."
Sworn and subsc:rib/!d to
b~fO'O 00 ,"i"d~(S~Y
1'1l0TIIONOTAIlY
19 96
SIIIlHI......'S COST ,,0)0.00 ,Pd. '1-ltJ-?r..
1& c.. "2.:2 t)SO
S IA
..',1.1)'- .... ..- 4;"
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First Federal Savings and Loan Association of Hbg.
~ VlIa
Terry E. Freeman ,
SERVE UNITED States of ^mer~
96 528 Civil
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REAL E~rArt: SALE No.
p::, 'ilL,l:
On ~lA.~ 10. 11),/. the sheriff levied upon the def!ln(L~.~
IJ1I6/'est In the real property situated in NG, '~.1....J."f
Cumborland County, Pa., known and numb~rcd as:.73 r IJ .-f {{,.-u ,/-v
ffiD... Q.L. and more fully' c:';~ciib;:u :m Exhibit" A" flied with
,
thIs writ and by this reference inGorp:;r\~t:'d heroin.
C~: to ~ /0 -rt.
B},OIl /li"d Ji I2tJa -J1~
j2...f t:.-tk.I..Qr-r
. ...,'1,13(~
1 ". . . ~ . to '
\1\ \",'; .1' '\:~\', '..~ ;,\ '
',. .. \\\ \\\\\
~t. \f. to \l .."
, . _. ~\~~o
..'-1 . . ", ;{)...
".':-\10. ~'1.-
~al\," .-
.
WRIT OF EXECUTION and/or ATTACHMENT. ,
COMMONWEALTH OF PENNSYLVANIA) NO. 96-528 CIVIL19_
COUNTY OF CUMBERLAND) CIVIL ACTION. LAW
TO THE SHERIFF OF
CUMBERLAND
COUNTY:
First Federal Savings and Loan
To satisfy the debt. Inlerest and costs due
Associa tion of Harirsburg PLAINTIFF(S)
from Terry E. Freeman, 838 Anthony Dr., Mechanicsburg PA 17055 and U.S.
Attorney, Middle Dist. of PA. Federal Bldg., 228 Walnut St., P Box 11754,
Harrisburg PA 17108, Attn: M Catherine Frye, Chief of Civil Di~t:FENDANT(S)
Levy upon and sell
(1) You are dir8C\ed to levy upon the property of the defendant(s) and to sell
the property at 838 Anthony Drive, Mechanicsburg PA 17055. (See Attached
Legal Description.)
(2) You are also directed 10 attach the property of the defendanl(s) not levied upon In the possession of
GARNISHEE(S) as follows:
and to notlly Ihe garnlshee(s) thaI: (a) an attachment has been Issued; (b) the garnlshee(s) IS/are enjoined from paying any
debt to or for the account of the delendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;
(3) If property of Ihedefendanl(s) not levied upon an subject to attachment Is found In the possession of anyoneother
than a named gamlshee, you are dlr8C\edto notify hlmlherthat he/she has been added as agarnlshee and Is enjoined as above
stated.
Amount Due
Inlerest
Atty's Comm
Ally Paid
Plalntllf Paid.
$102,301.67
$1,657.68
L.L.
Due Prolhy
Other Costs
$.50
$1.00
_0/0
:$150.78
Date:
June 6, 1996
Lawrence E. Welker
by:
Deputy
REQUESTING PARTY:
Name Craig I. Adler, Esq.
Address: 125 Locust St., PO Box 11933
Harrisburg PA 17108-1933
Attorney for: Plaintiff
Telephone:__ (717) 234-3289
Supreme Court ID No, _____,__________,
<
.,
I':IRST FEDBRAL SAV:INGS AND
LOAN ASSOC:IAT:ION OF
HARR:ISBURG,
Plaintiff,
)
:IN THB COURT OP COMMON PLEAS
CUMBBRLAND COUNTY, PENNSYLVANIA
.
.
)
.
.
v.
) C:IVIL ACTION - LAW
I
) NO. 96 - 528 civil Term
I
) IN MORTGAGB FORBCLOSURE
.
.
)
TERRY E. FREEMAN and THE
UN:ITED STATES OF AMBR:ICA,
Defendants.
.
.
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
VIA SHER:IFF'S SBRV:ICE
TO:
Terry E. Freeman
838 Anthony Drive
Mechanicsburg, PA 17055
TAKE NOTICE that by virtue of the above Writ of
Execution issued out of the Court of Common Pleas of Cumberland
County, Pennsylvania, and to the Sheriff of Cumberland County,
directed, there will be exposed to Public Sale in the Sheriff's
Office, Cumberland County Court House, One Courthouse Square,
Carlisle, PA 17013-3387, on September 4, 1996, at 10:00 A.M., the
following described real estate, of which Terry E. Freeman is the
owner or reputed owner:
ALL THAT CERTAIN tract or parcel of land and premises,
situate, lying and being in the Township of Hampden,
in the County of Cumberland and Commonwealth of
Pennsylvania, more particularly bounded and described
as follows:
BEGINNING at a point on the southwest side of Anthony
Drive (formerly Margaret Road) at the dividing line
between Lots Nos. 36 and 37 of the hereinafter
mentioned plan; thence by said dividing line South 41
degrees 48 minutes 47 seconds West, 354.09 feet to a
point at the dividing line between Lots Nos. 1 and 36
of the plan; thence by said dividing line, North 81
degrees 59 minutes 30 seconds West, 57.96 feet; thence
continuing along the dividing line aforesaid South 83
degrees 26 minutes 31 seconds West, 119.04 feet to a
point on the eastern side of Beech Run Lane; thence by
the eastern side of Beech Run Lane by an arc curving
.. \ -,....
.
to the right having a radius of 420.83 feet, an arc
distance of 76.93 feet to a point at the dividing line
between Lots Nos. 36 and 35 of the plan; thence by
said dividing line, North 55 degrees 15 minutes 45
seconds East, 143.48 feet to a point; thence
continuing along said dividing line, North 52 degrees
59 minutes 50 seconds East, 300 feet to a point on the
southwestern side of Anthony Drive; thence by the
southwestern side of Anthony Drive by an arc curving
to the left, having a radius of 350 feet, 68.32 feet
to a point; thence continuing_along the southwestern
side of Anthony Drive, South 48 degrees 11 minutes 13
seconds East, 27.68 feet to a point at the dividing
line between Lots Nos. 36 and 37 of the plan, the
place of BEGINNING.
BEING all of Lot No. 36, Final Plan No.2, Part of
Section II, Deimler Manor, which plan is recorded in
the Cumberland County Recorder's Office in Plan Book
33, Page 10.
BEING the same premises which Terry E. Freeman and
Linda Calaman, now known as Linda Freeman, husband and
wife, by their deed dated the 29th day of January,
1988, and recorded February 2, 1988 in the Recorder of
Deeds Office in and for Cumberland County,
Pennsylvania, in Deed Book E-33, Page 199, granted and
conveyed unto Terry E. Freeman.
TAKEN in execution and sold as the property of Terry
E. Freeman.
THE within property is sold upon Judgment entered to
No. 96 - 528 Civil Term in the Court of Common Pleas
of Cumberland County.
PARCBL NO. 17-1037-036.
NOTICE is further given to all parties in interest and
claimants that Schedule of proposed Distribution will
be filed by the Sheriff of Cumberland County on
~('h.,{'...... .2. J ~'i'f. , and that distribution
w II be made in accordance with the said Schedule
unless exceptions are filed thereto within Ten (10)
days thereafter. No further notice of the Schedule of
Distribution shall be given.
- 2 -
I
The said Writ of Execution has issued on a Judgment in
the Mortgage Foreclosure Action of First Federal Savings and Loan
Association of Harrisburg v. Terry E. Freeman and The United states
of America at Cumberland County in the principal amount of
$89,969.59, together with interest accruing after 5/31/96 at the
rate of $16.24 per day, late charges accruing after 5/31/96 at the
rate of $32.88 per month and Costs of Suit.
Claims against property must be filed at the Office of
the Sheriff before above sale date.
Claims to proceeds must be made with the Office of the
Sheriff before distribution.
Schedule of Distribution will be filed with the Office
of the Sheriff no later than thirty (30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside
the Sale must be filed with the Office of the Sheriff no later than
ten (10) days from the date when Schedule of Distribution is filed
in the Office of the Sheriff.
Attached hereto is a copy of the Writ of Execution.
It has been issued because there is a Judgment against you. It may
cause your property to be held or taken to pay the Judgment. You
may have legal rights to prevent your property from being taken.
A lawyer can advise you more specifically of these rights. If you
wish to exercise your rights, you must act promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION
TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL ADVICE.
PROTHONOTARY'S OFFICE
CUMBERLAND COUNTY COURT HOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
You may have legal rights to prevent the Sheriff's
Sale and the loss of your property. In order to exercise those
rights prompt action on your part is necessary. A lawyer may be
able to help you.
You may have the right to prevent or delay the
Sheriff's Sale by filing, before the sale occurs, a petition to
open or strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file
with the Court any defense or objection you might have within
Twenty (20) days after service of the Complaint for Mortgage
Foreclosure and Notice to Defend, you may have the right to have
the judgment opened if you promptly file a petition with the Court
alleging a valid defense and a reasonable excuse for failing to
file the defense on time. If the judgment is opened, the Sheriff's
Sale would ordinarily be delayed pending a trial of the issue of
whether the plaintiff has a yalid claim to foreclose the mortgage.
You may also have the right to have the judgment
stricken if the Sheriff has not made a yalid return of service of
the Complaint and Notice to Defend or if the judgment was entered
before Twenty (20) days after service or in certain other events.
To exercise this right you would have to file petition to strike
the judgment.
You may also have the right to petition the Court or
stay or delay the execution and the Sheriff's Sale if you can show
a defect in the Writ of Execution or service or demonstrate any
other legal or equitable right.
You may also have the right to have the Sheriff's Sale
set aside if the property is sold for a grossly inadequate price or
if there are defects in the Sheriff's Sale. To exercise this
right, you should file a petition with the Court after the sale and
before the Sheriff has delivered his deed to the property.
The Sheriff will deliver the deed if no petition to set aside the
sale is filed within ten (10) days from the date when the Schedule
of Distribution is filed in the Office of the Sheriff.
DATED: June ~, 1996
~ / ---
craig I/Adler, Esquire
Attorney for Plaintiff
ADLER & CLARAVAL
125 Locust Street
P. O. Box 11933
Harrisburg, PA 17108
(717) 234-3289
'.
FIRST FEDBRAL SAVINGS AND
LOAN ASSOCIATION OF
HARRISBURG,
Plaintiff,
) :IN THE COURT 01' COHMON PLEAS
I CUMBERLAND COUNTY, PENNSYLVANIA
)
I
) CIVIL ACTION - LAW
I
) NO. 96 - 528 Civil Term
v.
.
.
TERRY B. FREEMAN and THE
UN:ITBD STATES OF AMERICA,
Defendants.
) :IN MORTGAGB FORECLOSURE
I
)
I
WRIT OF EXECUTION - (MORTGAGE FORBCLOSURE)
RULES P.R.C.P. 3180 TO 3183
TO:
Terry E. Freeman
838 Anthony Drive
Mechanicsburg, PA 17055
WR:IT OF EXBCUT:ION
NOTICE
This oaoer is a Writ of Execution. It has been issued
because there is a 'iudament aaainst vou. :It mav cause vour
orODertv to be held or taken to oav the 'iudament. You mav have
leaal riahts to orevent vour orooertv from beina taken. i ia;;er
can advise vou more soecificallv of these riahts. If vou wish to
exercise vour riahts. vou must aot oromotlv.
The law orovides that certain orooertv cannot be
taken. Such orooertv is said to be exemot. There is a debtor's
exemotion of 8300.00. There are other exem~tions which mav be
aoolicable to vou. Attached is a summarv o~ some of ~~e ma'ior
exemotions. You mav have other exemotions or other riahts.
If vou have an exemotion. vou should do the followina
oromotlv: (1) Fill out the attached claim form and demand for a
oromot hearina. (2) Deliver the form or mail it to the Sheriff's
Office at the address noted.
You should come to court readv to eXDlain you~
exemotion. If vou do not come to court and Drove vour exemotion.
vou mav lose some of vour orooertv.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER
AT ONCE. :IF YOU DO NOT HAVE A LAWYER OR
CANNOT Al'FORD ONB. GO TO OR TELBPHONE THB
OPPICB SET FORTH BELOW TO F:IHD OUT WHBRE
YOU CAN GET LEGAL HBLP.
PROTHONOTARY'S OFFICE
CUMBERLAND COUNTY COURT HOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
I
~
\'
ADLER" CLAJV:V AL -,
ATTORN:YS AT LAW
125 LOCUST SlllEET
P.O, BOX 11933
IWlllISIUlG. PE~VANIA 17108-1933
.
.
.
. ,
CERTIFIED COPY
F:IRST I'EDERAL SAV:INGS AND
LOAN ASSOC:IAT:ION OF
HARR:ISBURG,
Plaintitt ,
) IN THE COURT OF COHMON PLEAS
I CUMBERLAND COUNTY, PENNSYLVANIA
)
:
) CIVIL ACT:ION - LAW
I
) NO. 96 - 528 civil Term
v.
.
.
TERRY E. FRBBHAH and THE
UN:ITED STATES 01' AMERICA,
Defendants.
) IN MORTGAGE FORBCLOSURE
I
)
.
.
PLAINTIPF'S AFFIDAVIT TO ACCOMPANY
WR:IT OF BXECUTION
COMMONWEALTH OF PENNSYLVANIA )
COUNTY OF DAUPHIN )
ss. :
Jaok Shader, Jr., Colleotions Manager of Harris
Savinqs Bank, Suooessor by merger to First Federal Savinqs and Loan
Assooiation of Harrisburq, Plaintiff, in the above-oaptioned
action, beinq first duly sworn, says:
1. That the oorreot address of the premises which is
the subjeot of this Mortgaqe poreolosure prooeeding is 838 Anthony
Drive, Hampden Township, Meohaniosburq, PA 17055 (Tax Paroel No.
17-1037-036515).
2. That to the best of his knowledqe, information and
belief, the names and addresses of the Defendants in the Judgment
of the above-oaptioned action are:
Terry B. Freeman
838 Anthony Drive
Mechanicsburg, PA 17055
United states Attorney
Middle District of Pennsylvania
I'ederal BUilding
228 Walnut street
Post Office Box 11754
Harrisburg, PA 17108
ATTNI M. CATHERINE FRYE
Chief of Civil Division
3. That to the best of his knowledge, information and
belief, the name and last known address of the owners or reputed
owners of said premises are:
Terry E. I'reeman
838 Anthony Drive
Meohanicsburg, PA 17055
Sworn to and subscribed
before me this ct",
day of June, 1996.
ftipuu ~ l ~
--1f, tary Publi
Shader, Jr.
llections Manager H a r r i s
Savings Bank, Successor b y
merger to First Federal Savings
and Loan Association of
Harrisburg
IIOTARIAL SEAL
STACI L. AYERS. rlorARY PUBLIC
BOROUGH OF CARLISLE. CUMBERLANO CO. PA
MY COMMISSION F.xPIRES JUNE 02. 1997
,
.. ,,(-
ADLEaNc' CL~RA VAL
AlTOlNVS AT LAW
125 lCX::UST 5mT
P.O. BOX 11933
IlARQISlUlG. PENIlSnVANlA 17108-1933
.
...." .
'.
,
;.J
CERTIFIED COPY
I':IRST I'EDBRAL SAVINGS AND
LOAN ASSOC:IATION OP
HARRISBURG,
Plaintiff,
)
IN THE COURT 01' COMMON PLEAS
CUMBBRLAND COUNTY, PEHHSYLVANIA
.
.
)
.
.
)
I
)
CIVIL ACTION - LAW
NO. 96 - 528 Civil Term
v.
.
.
) :IN MORTGAGE FORECLOSURE
:
)
TERRY E. I'REBHAH and THE
UN:ITED STATES 01' AMER:ICA,
Defendants.
.
.
AFF:IDAVIT OF COMPLIANCE WITH ACT 91
Commonwealth of Pennsylvania )
County of Dauphin )
.
.
SSe :
Personally appeared before me, a Notary PUblic, in and
for said County and Commonwealth, Jack Shader, Jr., Colleotions
Manager of Harris Savings Bank, Successor by merger to First
Federal Savings and Loan Association of Harrisburg, Plaintiff, who,
being duly sworn according to law deposes and says that the facts
set forth are true and correct to the best of his knowledge,
information and belief.
I. Notice of the Homeowners I Emergency Mortgage
Assistance Act of 1983 has been given to Defendant, Terry E.
Freeman, in accordance with Pennsylvania Act 91 of 1983.
2. A True and correct copy of that notice as
forwarded by Regular Mail and Certified Mail, return-receipt
.
.-
requested, is attached hereto, dated February 23, 1995, made a part
hereof, and marked Exhibit "A".
~~
/ .#.
.-!/.tck Sh er, Jr
~ollections Manager H a r r i s
Savings Bank, Successor b y
merger to First Federal Savings
and Loan Association of
Harrisburg
Sworn to and subsp~ibed
before me this ~
:1J of June, 1996.
~~~~d:. 4 J'11 ^
(SEAL)
My Commission Expires:
, NOTARIAL SEAL
STACI L AYERS. NOTARY PUBLIC
BOROUGH OF CAllUSU:. CUMIl(RlANO CO. PA
MY COMMISSION EXPIRES JUNE 02. 1991
.
-'..'>^.TC"~^'
- --
~'1,:.l';"'r;J.
,
--
. '
.
-
AC7 11 IIOnc.
TAQ ACTION TO 'AW Ton 'ClIG nON .0QCI.o'lIlIIl
Tile (:OlMlOnll..lth ot Ponn.ylv.nl.,. 1I0m.own.u' Enlug.ncy Hortgog. A~.ht.nc. ProgrAm ...y be .bh to h.lp you. Rud
tho tollOlllng not~c. to tlnd OUt hall tho progr.m IIOrk..
It \'~u n.~ mort Informacion cIII thl Pennsvlvanl. HouIlng 'Inlncl Agency At 1-800-342-2397.
La notltlc.clon .n .djunto .. d. .u... Importonelo, puo. .toet. .u dor.cho . contlnu.r vlvl.ndo .n .u c.... II no
compr.ndt _I cont.nldo de I.tl notltlcaclon abCong. un. traducclon lmmldllcam.ncl llamAnd. '.Cft 'Olncla (Plnnsvlvanl.
IIou.lng Flnonc. Ag.ncyl .In cargo. II numuo m.nclon.do uribe. Pu.d.. sor .I.glbl. p,,, un. pr..t.1lIO por .1 provr....
11....do 'IIom.own.ra' Em.rg.ncy Hortg.g. A..I.t.nc. progr.m' .1 cu'l pued. .alvar .u c... d. I. p.rdlda d.1 d.r,cho .
r.dlmlr .u hlpot.ca,
REI Account No. 71-020'5'
ACT JI HOTIC'
XMrORTAN'rl NOTIC. O' DOKlOWlBU' I:HIROIHCY KOI\NAOI MStSTAUC. '.OOftAH.
'LLUI aL\D 'l'BI' liO'l'ICI
roo HAY.. ILXGIIU 'all ,IHAHCIAL U'I'TAMe. wa:rea CAN 'An
Yon 10HJI 'kCN roucz.olrJJI.I AND DU Yoa KAD 'UWQ WOATQAOI 'AYKlna.
TO,
Catll February 23, 1995
'l'arry . Prula&D
'35 ADtbcay Dr., HICb&Diclburg 'A 17055-2203
,Irle ,.4_1'.1 .,vlug. . toln A..ool.tioD
~3' H. 2Dd .cr..c, ..rrlaburv, 'A 11101
You ..y b. .llgibl. for fl.ADol.1 ..01.tADc. tb.t will pr.v..t for.oloou.. .. you. ac.tg.g. If you oOlDly vLtb tb.
proy!.loD' of the 8oaloWDer.' ".raID~ Hortglge A..1.tanc. lat of 1913 (tb. -Act-). You..y b. eligible tor
.lIIng.Day t.-.poraZ'Y ...i.tuc. if your d.hult ha. b..a.. Clu..d by clrcu.a.t&Ace. b'Y'ODd YOUr cODtrol, you bav. .
r'oooaobl. proop.ot of ".ua1.g yau. DO.tgog. por-.ot.. oa4 If you ...t at b.. .11gibl1Lty ..quL.....t. ..tobll.b.d by
tb. hlUloylvAD1. 'oud.g Plo..c. Ag.ooy. Pl.... nod .U of tlU. Notice, It co.t.LA. .... ezpl....tlo. of you. .1gb...
FROHt
Und.r the Act, you ... .ntltl.d to . t.mpor.ry .t.y at tor.olo.ur. on your mortgage tor thl.ty 1]01 day. tram the data
of thl. Hotlc.. During th.t tlm. you mu.t ..r.ng. .nd .tt.nd . .t.ce-to-tac.' m..tlng 1I1th a .epr..ant.tLv. at thl.
I.nd.r, or vlth · d..lgn.t.d cr.dlt coun..llng .g.ncy. Th. purpo.. at thl. meeting 1. to .tt'mpt to IIOrt OUt a
r.poym.nt pl.n, or to oth.rwl.. ..ttl. your dellnqu.ncy. Thll ...tlng mu.t occur In'th. n.xt thirty 1]01 day..
If you .tt.nd · t,c.-to-tae. .eetlng IIlth thl. lender, or 1I1th a eonlumer er.dlt eoun.ellng egency Id.ntltled In thl.
notlto, no turther proclldlng In ""rtgog. toreelo.u.. .roay tato pl.c. tor thirty f]OI d.y. att.. the dat. at thll
meetlng.
The nlm., Iddre.. and tllephon. number of our repre.entatlv. 1.,
J.... .. Bottaan, ~rop.rcy H&Dag.r
Plr.t r.d.ral ..vla.g. . LolA A..oclatlon
.ani.burll'. 'A 17101
T.lephon. NWlIbofl 17171 2]2-UCl, .xt. 2.0,
Th. na.'f'I, .ddrelll.." .nd phon. nUmb... at fal dlllgnOCed con.um.. erAdlt counseling agencyll..1 II far.I, I
ecc~ of Or.at.r .arr1lburg
2000 Lu.crl..tOWD Kd. hlt. 203
..rri.burg PA 17110
n. (71TI 5U-1757 I
It I. only n.c....ry to .ch.dul. on. t.c.-to-t.e. m..tlng. You .hould advl.e thl. 1.nder Immedl.t.ly at your I
lnt.ntlon. .
Your mortg.g. I. In d.tault becau.a you h.ve t.Ll.d to p,y promptly In.tallm.nt. at principal .nd Int.r..t. a.
requlr.d, tor a p.rlod at .t I...t .Ixty 1601 day.. Th. tot. 1 amount at the d.llnquency 1. '2,2'..70. Th.t.um
In:lud.. thl following. 'riDcIpal, IDt.r.,t ~ Lat. ebarg.. du.. .
Your mortgage L. al.o In det.ult tor tho tal loving re..on" 1"3. 1". .0.1 .ot.t. t.... of '],001..5.
It you h.v. trl.d .nd .re un.blo to r,.olv. thl. proble. .t or att.r your toc.-to-t.ca me.tlng, you hav. tha right to
.pply tor tln.nel.l ..II.t.nce trom the Nom.own.r.' Eaargancy Hortg.g. A..I.tanc. Fund. In ord.r to do thl.. you mu.t
till OUt, .1gn and tl1. a compl.t.d IIom.ownar.' em.rg.ney A..I.t.n.. Application IIlth on. at tho d..lgnoted eon.woer
coun..llng .g.nel.. 11.ted In tho att.chm.nt. An .ppllc.tlon tor ...1.tanc. may only be obtaln.d trom a con.um.r
credle coun..llng .gency. The con.um.r er.dlt counl.llng ag.ncy 11111 a..I.t you In tilling out your .pplLe.elon and
11111 lubmle your completed appllc.tlon to the P.nn.ylvanl. Hou.lng Fln.nee Agency. . Your 'PPllc.tJon ....t be tU.d or
po,tmark.d. within thIrty (;~J daya at your face-co-teel ..Itlng.
It II extr.m.ly Import.nt th.t you tll. your epplle.tlon promptly. It you do not do '0, or It you do not tallow tho
oth.r tlm. p.rlodl ..t torth In thl. I.tt.r, tor.elolur. may proee.d .g.ln.t your home Imm.dlatoly.
Av.ll.bl. tundl tor .m.rgoney mortd.g. ...I.tanc. ar. v.ry llalted, They viii b. dl.bur..d by the Ag.ncy und.r tho
.llglblllty erlt.rl. .etobll.hod by tho Act.
Ie I. extr.m.ly Important thlt your appllc.tlon be .ccur.t. end Complet. In .very re.p.ct. Th. Penn.ylv.nla Nou.lng
tlnonc. Agency h.. .Ixty 1601 day. to mato . decl.lon .tt.r It rec.lve. your .ppllcatlon. During that .ddLtlonal
time. no toreclo.ur. proc.edlng. 11111 be pur.u.d ag.ln.t you It you h.v. net the time requirement. .et torth abovo.
You vl11 be notified directly by that Aglncy or it. declsion an your applieatlon.
Th. PeMsVlvanJa "ouBlng Finane. Avaney 1. locatld at 2101 N. Front
Tal.phon. No. 17171 780-]880 or 1-800-342-2]97 ItoU tree nWllborl.
2H7.
Stre.t, P.o. Box 8029. Harrl.burg, PA 17105.
Persons with impalr.d h.arlng Cln call 1-800-]42_
In .ddltlon you may roc.lv. .noth.r notice tram this I.nd.r undor Act 6 at 1974. Th.t notlc. I. called the 'Hotlc. at
lnt.ntlon to Foroclo.ur.,. You mU.t re.d both notle.., 'Inc. th.y both explain right. that you now h.ve und.r
P.nnlylv.nl. I.v. HOII.v.r, II you Chao.. to exercise your rlohtl delcrlbod In thl. notlc., you c.nnot be tor.elo'ld
upon \lhU. you are rle.IYing thae. I..htlne.., J
EX IBIT V.ry truly yourotIJiJ
/}m.. ~ ./
t' ;t;f'lIN'~=Y ^'^"
I --
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ADLEk 4. c1.ARA VAL
ATTORI-.lVS AT LAW
125 LOCUST STREET
P.O eox 11933
IWlQISIUlG. PE/ItlSVlVIINIA 171Q8.1933
CERTIFIED COPY
FIRST FEDERAL SAVINGS AND
LOAN ASSOC:IAT:ION OF
HARR:ISBURG,
Plaintiff,
) :IN THB COURT OF COMMON PLEAS
I CUMBBRLAND COUNTY, PEHNSYLVAH:IA
)
I
) C:IV:IL ACT:ION - LAW
.
.
v.
) NO. 96 - 528 civil Term
I
) IN MORTGAGB FORBCLOSURE
TBRRY E. FREEMAN and THE
UNITED STATES OF AMERICA,
Defendants.
.
.
)
.
.
AFF:IDAV:IT FURSOAHT TO RULE 3129
Jack Shader, Jr., Colleotions Manaqer of Harris
savinqs Bank, Successor by merger to First Federal Savings &nd Loan
Association of Harrisburg, Plaintiff in the above action, set forth
as of the date of the Praecipe for the Writ of Execution was filed
the following information concerning the real property located at
838 Anthony Drive,
Hampden Township,
Cumberland County,
Pennsylvania (Parcel No. 17-1037-036). A more complete description
being attached hereto and made a part hereof.
1. Names and addresses of owners or reputed owners:
Terry E. Freeman
838 Anthony Drive
Meohaniosburg, PA 17055
2. Names and addresses of Defendants in the jUdgment:
Terry E. Freeman
838 Anthony Drive
Meohaniosburg, PA 17055
United States Attorney
Middle Distriot of Pennsylvania
Federal Buildinq
228 Walnut Street
"J
,.
...
Post Offioe Box 11754
Harrisburq, PA 17108
ATTNI M. CATHERINB FRYE
Chief of Civil Division
3. Names and last known addresses of every jUdgment
creditor whose jUdgment is a record lien on the real property to be
sold:
United states Attorney
Middle Distriot of Pennsylvania
Federal Buildinq
228 Walnut street
Post Office Box 11754
Harrisburq, PA 17108
ATTNI M. CATHERINE FRYE
Chief of Civil Division
4. Names and addresses of the last recorded holder of
every mortgage of record:
First Federal Savings and Loan Assoc. of Hbg.
234 North Second Street
HarriSburg, PA 17101
Hamilton Bank
100 North Queen street
Lancaster, PA 17604
5. Names and addresses of every other person who has
any record interest in or record lien on the property and whose
interest may be affected by the sale:
None.
6. Names and addresses of every other person of whom
the Plaintiff has knowledge who has any interest in the property
.--,'.......
..
~
which may be affected by the sale:
None.
I verify that the statements made in this Affidavit
are true and correct to the best of my personal knowledge or
information and belief. I understand that false statements herein
are made subject to the penalties of 18 Pa.C.S. Section 4904
relating to unsworn falsification to authorities.
.., .
.Vl
a Sha er, Jr.
llections Manager H a r r i s
Savings Bank, Successor b y
merger to First Federal Savings
and Loan Association of
Harrisburg
Sworn to and subscribed
before me this ~t~
~e'l~
tary pud
(SEAL)
My Commission Expires:
NOTARIAL SEAL
STACI L. AYERS. NOTARY PUBLIC
BOROUGH OF CARLISLE. CUMBERLANO CO PA
MY COMMISSION F.XI'IRES JUNE 02. 1997
,. '.'
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 96-528 CIVIL 19
CIVIL ACTION. LAW
TO THE SHERIFF OF
CUMBERLAND
COUNTY:
First Federal Savings and Loan
To satisfy Ihe debl, Interesl and costs due
Association of Harirsburg PLAINTIFF(S)
from Terry E. Freeman, 838 Anthony Dr., Mechanicsburg PA 17055 and U.S.
Attorney, Middle Dist. of PA. Federal Bldg., 228 Walnut St., P Box 11754,
Harrisburg PA 17108, Attn: M Catherine Frye, Chief of Civil Di~~FENDANT(S)
Levy upon and sell
(1) You ars directed to levy upon the property oflhe defendanl(s) and to sell
the property at 838 Anthony Drive, Mechanicsburg PA 17055. (See Attached
Legal Description.)
I
I
i
f
(2) You are also directed to aUach Ihe property of the defendanl(s) nollevled upon In the possession ot
GARNISHEE(S) as tollows:
and 10 notny the garnlshee(s) that: (a) an attachment has been Issued: (b) the garnlshee(s) Is/are enjoined from paying any
debt 10 or tor the account of the detendant(s) and from delivering any property ot the defendant(s) or otherwise disposing
thereof;
(3) II propertyoflhe defendant(s) not levied upon an subject to aUachment Is found Inthe possession of anyone other
Ihan a named garnishee, you are directed to notify hlm/herthal he/she has been added as agarnlshee and Is enjoined as above
stated.
Amounl Due
Interest
AUy's Comm
Ally Paid
Plaintiff Paid
$102,301. 67
$1,657.68
$.50
$1.00
_0/0
L.L.
Due Prolhy
Other Costs
$150.78
Date: June 6, 1996
Deputy
by:
REQUESTING PARTY:
Name Craig I. Adler, Esq.
Address: 125 Locust St., PO Box 11933
Harrisburg PA 17108-1933
AUorney for: Plaintiff
Telephone: (717) 234-3289
Supreme Court 10 No.
-
,i ,... : 1>, .1L, .,,-, - 11 "', ,', '8flOwllhtorteelvelhe
'~-'-""--- ,- f,. ,. . ........ C....
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'i -..!. Coneulr PClIlmater lor ree. .
::' '3' e AddIllIMd to: .... ArUae Number
P 575 534 049
United States of America 4b.SeMceType ~
U. S. At torney Middle Dis t. 0 Reglst~m 5 ~ ~ Cellffted I
' of Pa. Federal Bldg. 0 Expreai'Meu - ..,.. OllllUred f
I 228 Walnut St. P.O. Box Retum~rorMen:henche 0 COD .
I 11754 Harrisburg, Pa. 171 .DeleolDlum ~ ~
Attn. M. Catheri~e Frye JUL -8 ~ !
I I. Add_'e Add,... (0nIy1f retlUN/ed I
SlId fee Is paid) ,
rLlI'f:IlED IN ACCDIlDMICE WITH .
[C. 53J.';2, DOMmlC MAIL MAII~""
...
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Proof of Publication of Notlte In The Patriot and The Evening News
and The Sunday Patriot-News
UDd.. Art M.. lilT. Arpro.od ala, III. 1_.
Commonwcalth 01 Pcnn.lI/vania. }
COlllltll 01 nOI/r:1Iin ..:
........,.................r:U.9.h!!,fC,.+...!:!!?F..;:!?~.............................belnlt duly sworn according to law, deposes and says:
Asst. Controller
That he Is the ............................of THE PATRIOT - Jl:F.WS CO., a corporation organized and existing
under the laws of the Commonwealth of Penns)'lvanla, with its principal office and place of business at
812 to 818 Muket Street, In the City of Harrl.burlt. County of Dauphin. State of Pennsylvania, owner
and publisher of THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT.NEWS
newspapers of Ireneral circulation, printed and published at 812 to 818 Market Street. In the City,
County and State aforesaid; that THE PATRIOT and THE EVENING NEWS and the SUNDAY
PATRIOT.NEWS were established March 4th, 1864, and February 16th, 1917 and September 18th.
1049, respectively, and all have been continuously published ever since;
That the printed notice or publication which Is securely attached hereto Is exactly as printed and
~tro West 23rd and 30th days of
published In their relrUlsr;\!dltfons and ISsues which appeared on the ..........................................................
July and the 6th day of August 1996.
........................................................................................................................................................................................
That neither he nor said Company Is Interested In the subject matter of said printed notice or adver-
tlslnlr, and that all of the allegations of this statement as to the time, place and character of publication
are true; and
That he has personsl knowledge of the facts aforesaid and Is duly authorized and empowered to
verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolu.
tlon unanimously paaaed and adopted severally by the stOCk~.lders and board of directors of the said
Company and subsequently duly re.:orded In the office for the R Ordlng 0 Deeds in and for said Count)'
of Dauphin In MI"".lIlnrouI Onol"M". Volumr II. PI.' 317. I" !r
Copy of Notice or Publication ~L (f1,~1.;
..................................... ............;1...................................................
.- ~8th
Sworn to and subscribed be ore mi'thls ..,;r:..............day of
Au!1.~.~~........ A. 1996. . '/ :e.t:.~
p' /. . L- /)
....,........ . ~.. ..,..t: ,... .; ..............
lOl'Y L. "n. N "bloC ola", Public
Harn~burg. OdlJPhln 60unry
My commi s\w:~!l\'lI\'t!w1.~.~Pi!!l?~Ym\&..l~R~.. ............
StatemeftiGrIc1Y8rtrsTni Costs
CUJlJlri~.l:.l.Il.11!;\...~!;l.\l.ll.~...I?lJ.~h.iH.~...Q.t.f.~.9.!L..
Carlisle PA. 17013
..........1.......................................................................
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached hereto on the
472.50
above stated dates . $............................
I . 1. 00
Probat ng same .........4't:r:.!j.u......
Total $............................
- IITAlUlll Hi.-II
'>I'l1PI..'!!!' No. HoIU ChI T_ ~',:".,
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47 _ Wool, U4.Gt .... .. a ..... II ...
~...~~""!:-1~~."!1!-
Sale No. 11
Publisher's Receipt for Advertising Costs
THE PATRIOT-NEWS CO.. I,ublisher of TilE PATRIOT and THE EVENING NEWS and the
SUNDAY PATRIOT-NEWS, newspapers of Iteneral circulntion, hereby acknowledlte receipt of the
aforesaid notice and publication costs and certifies thot the same have been duly paid.
TilE PATRIOT.NEWS CO.
Ry ..".....,,,....,,...................................................................
~ ,
..
3 f? .!I'O
PROOF OF l'llllLlCATION OF NOTICE
IN ClJl\mER..ANIl "A W ,JOURNA"
(Under Act Nil. Sl\7, apprll\'l'lIl\'lay 1(,. 11)21)). P. L.1711-1
STATE OF PENNSYLVANIA :
COUNTY OF CUMBERLAND :
SS.
Roger M. Morgenthlll, ESllulrc. ElIilllr III' th,' Cumberland Law Jllul11al. uf the Cuunty
and State afuresaid, being duly sWllm. al'cllrlling IlIlaw.dep"ses and says that the Cumberland
Law Juurnal, a legal periudical publislu:d in the Bllrllugh IIf Carlisle inlhe Cuunty and State
afuresaid. was established January 2. 1')S2, anlldcsignated by the IlIcal cuurt~ as the ufticial
legal periudical for the publicatilln IIf all legal nlltices. und hus. since January 2, 1952. been
regularly issued weekly in the said Cllunty. unll thul the printed nlltice Ill' publicatiun attached
heretu is exactly the same as was prinlell in the regulur editillns and issues uf the said
Cumberland Law Journal un Ihe li,lIl1wing lIates.
viz:
JULY 2(,. AUGUST:!.'). 11)%
Affiant further depuses that he is uUlhllrilcllllll'erify this slulemenl by Ihe Cumberland
Law Jnul11al, a legal periudiculllf geneml circulutilln. ,lI1dthul he is nUl inlerested inlhe subject
matter of the aforesaid notice or advel1isemenl. undthut ull ullegutillns in lhe foregoing
sllltements Il.~ to time. place and chunlcler IIf public:llilln ure true.
JlBAL I8TATIt IIAL& !f0. 11
Wrll No. 96-528 Civil
Flrsl Federal Savings and
Loan As8oclaUon or Harrisburg
...
Teny E. Freeman.
United Slales or America
Ally.: Craig I. Adler
ALL 1llAT CERTAIN lracl or par.
cel or land and premises. 8!luate.
Iytng and being In the Township or
Hampden. In the Counly or Cumber.
land and Commonwealth orPennsyl.
vania. more particularly bounded
and described a8 rollows:
BEGINNING al a polnl on the
8Outhwesl8lde or Anthony Drive Iror.
merly Margarel Road) althe dividing
Une between Lola Nos. 36 and 37 or
i the hereinafter mentioned pion:
: thence by said dividing line South 41
degrees 48 minutes 47 seconds Wesl.
354.09 r""llo a polnl althe dividing
Une belween Lola Nos. I and 36 or
the plan: thence by said dividing line.
North 81 deK~8 59 minutes 30 ~C.
onds West. 57.96 fttl: thence con.
. ..
';JI/))?/ '-
Roger . Mllrgenthu . Editor
SWORN TO AND SUBSCRIBED before me Ihis
-2-t1uyof AUGUST . 1996
'- f1A,Aj < ,uLfY\r!:W;.!d-
~ Notary
I NOTARIAL SEAL
I UERlfNE IlARHE'IlCA'" PIIlIic
L CIJIIIo.~COIItY.PI.
~E"'WlI
.
. " ,
TITLE REPORT
THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING
ITEMS. WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY
EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED.
SHERIFF SALE NO. II
Held Wednesday, September 4, 1996
Date: September S, 1996
TAXES: Receipts for all taxes for the years 1994 to 1996 inclusive. Taxes for the current year
1996.
MORTGAGES: Listed Under Other Exceptions Below.
JUDGMENTS: Listed Under Other Exceptions Below.
INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to
dated .1996. and recorded
. 1996. in Cumberland County Deed Book . Page
RECITAL: Being all of thepropenywhich TerryE. Freeman and LindaCalaman. who became
known as Linda Freeman. husband and wife. by their deed dated January 29. 1988. and recorded
February 2, 1988, In the Office of the Recorder of Deeds in and for Cumberland County at
Carlisle. Pennsylvania. in Deed Book "E", Volume 33. Page 199. granted and conveyed to Terry
E. Freeman.
OTHER EXCEPTIONS:
1. The identity and legal competency of parties at the closing of this title should be
established to the satisfaction of the closing attorney acting for this Company.
2. Rights or claims of panies in possession. if any, other than the owner.
3. Unrecorded easements. discrepancies or conflicts in boundary lines. shonage in area
and encroachments which an accurate and complete survey would disclose.
4. Payment of State and local Real Estate Transfer Taxes. if required.
5. Public and private rights in the roadbed of 50 feet wide Margaret Road and Beech Run
Lane.
6. Conditions. easements and restrictions shown on or set fonh on Plan No.2 of Part of
Section 2 of Deimler Manor recorded in Cumberland County Plan Book 33. Page 10.
7. Building and use conditions and restrictions as set fonh in deed recorded in Cumberland
County Deed Book "E". Volume 33. Page 199.
8. Building and use conditions and restrictions recorded in Cumberland County Miscellan-
eous Record Book 236. Page 210.
9. Rights granted to Rivenon Consolidated Water Company by instrument recorded in
Cumberland County Miscellaneous Record Book 237. Page 310.
10. Rights granted to Pennsylvania Power and Light Company and Bell Telephone
Company of Pennsylvania by instrument recorded in Cumberland County Miscellane-
ous Record Book 238. Page 617.
11. Rights granted to Pennsylvania Power and Light Company and Bell Telephone
Company of Pennsylvania by instrument recorded in Cumberland County Miscellane-
ous Record Book 238, Page 614.
12. Rights granted to Pennsylvania Power and Light Company and Bell Telephone
Company of Pennsylvania by instrument recorded in Cumberland County Miscellane-
ous Record Book 238, Page 620.
I .. j
.' .
13. Satisfactory evidence to be produced that proper nOlice was given to the holders of all
liens and encumbrances intended to be divested by subject Sheriff Sale.
14. Real estate taxes returned to Cumberland County Tax Claim Bureau amounting to
approximately $8,161.18 as of September 6, 1996.
IS. Mortgage in the amount of $ 104,000.00 given by Terry E. Freeman and Linda Freeman
who was fonnerly Linda Calaman to First Federal Savings and Loan Association of
Harrisburg dated September 7, 1983, and recorded September 12, 1983, in Mortgage
Book 736. Page 333.
Complaint in Mortgage Foreclosure filed on January 31, 1996, to No. 1996-00528 by
First Federal Savings and Loan Association of Harrisburg as Plaintiff against Terry S.
Freeman and The United States of American as Defendants pursuant to Stipulation
entered into by the Plaintiff with the United States of American,
16. Mortgage in the amount of$IOI,186.40 given by Terry E. Freeman to Hamilton Bank
dated July 19. 1989, and recorded July 21.1989. in Mortgage Book 946, Page 77.
17. Federal Tax Lien filed to No. 6999 on December 20, 1993, in the amount of $71,036.68
in favor of Internal Revenue Service against Terry E. Freeman.
18, Federal Tax Lien filed to No. 6913 on September 8,1993. in the amount of $ 18,540.45
in favor of Internal Revenue Service against Terry E. Freeman.
19. Federal Tax Lien filed to No. 6938 on September 27, 1993. in the amount of
$29,689.61 in favor of Internal Revenue Service against Terry E. Freeman.
20. Federal Tax Lien filed to No. 1994-06399 on November 10, 1994. in the amount of
$3,563.82 in favor of Internal Revenue Service against Terry E. Freeman.
21. Municipal Lien filed to No. 1994-05060 in the amount of $282.45 in favor of the
Township of East Pennsboro against Terry E. Freeman.
22. Judgment entered in the amount of$I64.8Ito No. 1996-04297 in favor of Central
State Distribution against Terry Freeman and Writ of Execution issued thereon on
August I. 1996.
23, Real estate taxes accruing on and after January I, 1996, which are due and payable, but
which have not yet been returned as delinquent to the Cumberland County Tax Claim
Bureau.
24. Satisfactory evidence to be produced that the advertisement of the property for sale is
satisfactory in spite of the absence of any reference to the improvements on the subject
property.
Company will issue its current A. L. T. A. Policy of Title
Insurance with respect to the premises endorsed hereon.
upon seulement of the transaction, recordation of the
instruments and compliance with all of the requiremenls
set forth herein, in conformity with this Title Report.
~ -ht. '7,~
Robert M. Frey. Agent
NOle: This Title Report shall not be valid
or binding until countersigned by
an authorized signatory.
t " I
.. .
REAL E8TATE IIALE 110. 11
Wnl No. 96.528 CIv1I
FIrst Federal Savtngs nnd
Loan 1.Moc:lnUon or IInmoburg
YS.
Terry E. Freeman.
Unlled Slates or Amenca
Atty.: craig I. Adltr
ALL 1lfAT CERTAIN lract or par.
cel or land and premises. sltuat..
Iylng and being In the TownshIp or
Hampden. In the County or Cumber.
land and Commonw..llh nr pennsyl.
Yanla. more partlculnrly bound.d
nnd descr1bed os rollows:
BEOINNlNO nl a point on the
southwest Side or Anthony Onye lror-
merly Margarel Road) at Ihe dlvtdlng
line betweeu Lots Nos. 36 and 37 or
Ihe herelnaller mtntloned plan:
then.. by IlIld dlv1dlng line South 4t
dtgrees 46 mlnulea 47 ..conds West.
354.09 reel 10 a polnl al Ihe dlvtdlng
line belween Lola Nos. I and 36 ollhe
plan: thence by said dlvtdlng line.
North 8\ degr... 59 minutes 30 s!'C.
onds West. 57.06 rcet: lhence con.
Unulng along the dlv1dlng line nrore-
lI8ld South 83 degrees 26 minutes 3\
Iltc:Gnds Wesl. \19.04 reetto a point
on the ..stern side or Betch Run
Lane: then.e by the ..slern side or
Iletch Run Lane by an arc curving to
the ngbt havtng a radius or 420.83
reel. an arc distance or 76.93 reel to
a point at the dlv1dlng line between
Lola Nos. 36 and 35 or the plan:
thence by said dlv1dlng line. North 55
degrees \5 mlnules 45 seconds East.
\43.48 reet to a point: thence con.
tlnulng along said dlYldlng Ilne.
North 52 degreea 59 minutes 50 sec.
ond. East. 300 rcetlo a point on the
aouthwestern side or Anthony onye:
thence by the southwestern side or
Anthony Orlye try nn arc MIrving 10
II... lell. havtng a radius 01 a50 1001.
titt.~:l le'dlD a polnl: Ihence conUnu.
In" ululI" Ule bUUUIWetilcfn tilde (,II
Anthony onvo, Soulll 411 dellrees II
mlnulea 13 aeconda Eaat. 27.68 reel
100 polnl al the dlv1dlng line between
Lola Nos. 36 and 37 or the plan. the
place or BEOINNINO.
BEINO all of LoI No. 36. FInal Plan
No.2. Pari or Seellon II, Delmler
Manor. whlch plan Is recorded In the
Cumberland Counly Recorder'S Of.
Oce In Plan Book 33. Page 10.
BEINO the same preml..a whl.h
Terry E. Freeman and unda Cola.
man. now known as unda Freeman.
huaband and wife. by their deed
daled the 29th day of Janwuy. \988.
and recorded February 2. 1968 In the
Recorder of Deeds orn.e In and for
Cumberland County. PennsylYanla.
In Deed Book E.33. Page 199, IlI'W1t-
ed and conveyed WIIO Terry E. free-
man.
TAKEN In exe.uuon and sold aa
the property of Tmy E. Freeman.
1lIE within property Is sold upon
Judgmenl enlered 10 No. 96-5211
ClvtI Term In the Court or Common
Pl.... of Cumberland County.
PARCEL NO. 17-1037.036.
NanCE Is further given 10 all par-
U.s In Inlere.1 and c1atmanla that
S.h.dule or Proposed OlslrtbuUon
wID be lIIed by the Sheriff of Cumber.
land County on Oclober 2. \996. and
thai dlslnbuUon wID be made In ac-
.ordan.e with the said Schedule un.
leas ex.epUona are med therelo
within Ten lIO) days thereafler. No
further noUce of the Schedule of Ols'
IrtbuUon aha11 be glyen.
. . .
.. .
REAL ESTATE SALE NO II
$1.000.00 Advance Costs Paid 6.10.96 Atty. Craig 1. Adler
Assessed Valuation $15,550.00
WRIT NO, 96-528 Civil
First Federal Savings and Loan Association of Harrisburg
VS
Terry E. Freeman, US Attorney Middle Dis\. OfPa.
838 Anthony Drive
Mechanicsburg, Pa.
REAL DEBT
INTEREST
ATTY COMM
WRIT COSTS A TTY
WRIT COSTS PUFF
ESCROW
LATE CHARGE
SHERIFF'S COSTS
Docketing
Poundage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
Law Library
County
Mileage
Cert Mail
Postpone Sale
Levy
Surcharge
Dauphin Co. Sheriff
Leagal Search
ADVERTISING
Law Journal
Patriot
Share of bills
Distribution of Proceeds
Sheriffs Deed
STAMPS
Pa Realty Transfer Tax
Local Realty Transfer Tn.x
TAXES
1996 Taxes Co. Lib Township School
Tax Claim
Sewer & Refuse
Commonwealth of Pa. SJ,661.bl
102,301.67
1,657.68
150.78
30.00
2,440.00
15.00
15.00
30.00
10.00
,SO
1.00
8.32
14.92
15.00
6.00
25.50
150.00
387.50
473.50
36.68
25.00
24.50
2,223.38
2,238.38
2.336.40
8,161.18
530.72
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~:IRST I'EDERAL SAV:INGS AND
LOAN ASSOC:IAT:ION OP
HARR:ISBURG,
plaintiff,
) IN THE COURT 01' COHRON PLEAS
I CUMBBRLAND COUNTY, PBHHSYLVANIA
)
I
) CIV:IL ACTION - LAW
I
) NO. 96 - 528 Civil Term
I
) :IN MORTGAGB PORBCLOSURE
I
)
I
v.
TERRY B. I'REBHAH and THB
UN:ITED STATES 01' AMERICA,
Defendants.
AMBNDBD APF:IDAV:IT PURSUANT TO RULE 3129
Jaok Shader, Jr., Collections Manaqer of Harria
savinqa Bank, Successor by merger to First Federal Savings and Loan
Association of Harrisburg, Plaintiff in the above action, set forth
as of the date of the Praecipe for the Writ of Execution was filed
the following information concerning the real property located at
838 Anthony Drive, Hampden Township,
Cumberland County,
Pennsylvania (Parcel No. 17-1037-036). A more complete description
being attached hereto and made a part hereof.
1. Names and addresses of owners or reputed owners:
Terry E. Freeman
838 Anthony Drive
xeohanicsburq, PA 17055
2. Names and addresses of Defendants in the judgment:
Terry E. Freeman
838 Anthony Drive
Meohanicsburg, PA 17055
United States Attorney
Middle District of Pennsylvania
Federal Buildinq
228 Walnut Street
~
po.t Office Box 11754
H.rri.~urq, PA 17108
ATTNI M. CATHBRXIIE I'RYE
Chief of civil Divi.ion
3. Names and last known addresses of every judgment
creditor whose judgment is a record lien on the real property to be
sold:
United state. Attorney
Middle District of Pennsylvania
I'ederal Buildinq
228 Walnut street
Post Office Box 11754
Harris~urq, PA 17108
ATTNI M. CATHBR:INE I'RYE
Chief of civil Division
Township of East Penns~oro
98 South Enola Drive
Enola, PA 17025
4. Names and addresses of the last recorded holder of
every mortgage of record:
First Federal savings and Loan Assoc. of Hbg.
234 North Second Street
Harrisburg, PA 17101
Hamilton Bank
100 North Queen Street
Lancaster, PA 17604
5. Names and addresses of every other person who has
any record interest in or record lien on the property and whose
interest may be affected by the sale:
None.
6. Names and addresses of every other person of whom
the Plaintiff has knowledge who has any interest in the property
which may be affected by the sale:
^..,,-.~-.
~
-
.
the Plaintiff has knowledge who has any interest in the property
which may be affected by the sale:
None.
I verify that the statements made in this Affidavit
are true and correct to the best of my personal knowledge or
information and belief. I understand that false statements herein
are made subject to the penalties of 18 Pa.C.S. Section 4904
relating to unsworn falsification to authorities.
~e4'~ "
ack Shader, Jr .-
Collections Manager Harris
Savings Bank, Successor by
merger to First Federal Savings
and Loan Association of
Harrisburg
Sworn to and subscribed
before me this ~
d~12;:6.
Notary Public
(SEAL)
My Commission Expires:
Notarial S.a'
aarbara E. Feeser, Notary Public
Newberry Twp.. VOrk Counly
My Commission EXpires Nov. 23. 1998
. Merrcer, 1'lIrnsyMnaA- . . ~ 01 NoBles
~,IIER I FF' S HETUkll
HEGULAf<
CASE tl'l: 19~16-0Ql5"1\ P
CUMMrJtjWEAL TlI OF PENNSYLV At/I A:
[OUt/TY UF CUMHfRLAt/D
L1'l:-~I,.nl~sK~L?AVJ1!.G.~_J,_!,"(111_
VS.
EB E E,M AlL T !::B f1.:Ls_..1L..Ak,_________ .,
_:;;.If~Y_E_l! WHISTLER . Sheriff or ['",puty Sherlff of
CUMBERLAND County, Pennsylvania, who b~lng duly 3Worn according
to law. says. the within t;:OMPL,j.INT_=_M_9RT FORE
upon ~REEMAN TERRY E
was aerved
defendant, at _-.Ul,~2.J.Q_~ HOUliS,
19~~ at ~~~ ANTHONY DRIVE
on the l,ttl) day "f t"e..!!..cuar.y______
t!.!::~H,f! !!IE.2_Bl!RQ,LPU]05.~L____,__._,____ _ _. .._------,---------,, CU_l'!_E1.~:RLA NJL__.
County. Pennsylvania. by handlng to TEB.R-'''-J::..fRf.EMA1:L
a t.rue> "nd atte>Gted copy of the ~Ol'!.E1-Al.!Lt_":__Ht!.9J:<_L.E.QBE____
"nd at the same time din,ctlng HH; "ttentlan to th., contents ther",of.
Sherlff's Costs:
Docketing
Servl.ce
Affidavit
Surcharge
So
.-
.......,..-::.,
.c" :~. .:,:,".~or::~.~:",~.f
'~:~;:~':,.
an5\1er.2:
18.017l
7.28
.00
2.00
..~I~'::
R:--TfiO'm"'':i"-rnl:r,,,,. SherTrr--------
~~7.~8
CRAIG ADLER
02/2011"'':'5
b,' m.--- ~
-~r _L, -- --, -- ----------
;~lpU..)' .;)til:'r 1 1
'12.1-tl
I.. 'I .7 t'
Sworn and subscribed to beforu me
thlG _:-!..2~:-l day of J:..f1:..U4'1______,__
19__'((,._ A.D.
--.--~/'-'-q.r ci{J~t{":IW-~~--- ,
tho?
"
.. ,.,----._-
SHERIFF'S I\E::TURN - OUT OF CUUliT'i
CASE NO: 1995-00528 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAH~
F I R.:.S_L[f.['~BhL.~~.Yl ~g~._L~~QJL.
VS.
FREEMAN TERRY E ET AL
R. Tho'"!i1s..Ji.U.1l.L-__.'._~...._, Sht<riff, liho b,,!ng duly Olil"n according
to law, says, that hl." made u diligent :al?arr;h .:.Jnd InqU.lI'" for the within
named defendant, to wlt: .1INJTE~ STI...T-ES OL.1!l:lJ:JiI<;:A.nLl;;...._.__.,...__w,._____,....,
but lias unable' to locate __.,_,___Th,?!"_,.__. 1n IllS ba1l1li1ck.
lie therefore
deputl:=ed tho? sheriff of r.AlIPHIJ:L..__.,,___,... County, [-'"nnsylvan1a.
to serve the with1n COMPLAllil.....::...ltQRI. E.~m~_____,___.______,_____._._,._
On .L,?bruary 20li!.._~ 991"--._ ,."
thiS offlCo? 'ttUS 1fl r'E'c-:ipt of
the attachad return from ,_____J'lH!.EJHJ1___,_.____.__. County, PI."Ilnsy1van1a.
Sheriff's Costs:
Docket1ng
Out of County
Surch3rge
DAUPHIN COUNTY
6.00
9.00
2.00
25.50
~CI an'~'Wf':".rc;" /
- . ~./Z' ... .//
J/( , /
.,". v. ." /1 "
~::(TFi' ::-:~~~~!'l~> ~5'-;fJ_..,..,.....___.
n. Ii QIJ'!uG l\ lk~ olll'l"1.J,J,.
Sq~S~ CRAIG ADLER
02/20/1995
Sworn and subscribeo to befor~ me
thlS ~.J._~ day Of.J,"",,/f.~
19__.'2.<.._ A. D.
_ __, ,.q, a....1..A...f:' .)ru.l~. ~J1J-.
I P?O'1 11I..'Il'..[..J I 'I
COMMONWIlAI:rll OF PIlNNA:
COUNTY OF DAUPIIIN:
SIIIlHIFF'S RHTURN
NO. 96-528
PAGIl 234
AND NOW: February 5th
I!106
.lIt 11:26 A. M.
SHRVHD TilE
WITHIN
Complaint in ~ortg~I,lc:.,!~~e,:!~~':lEc:.___._._____ 'u ._
UPON
l11e United Sfate of Americ.a c/o mchael J. Kane, Asst. U.S. Atty.BY PIlRSONAI,I,y
for the mdd e District of Pa.,
HANDING TO Sally Boulton, Legal Secretary, and person in charge at time of service,
A TRUll ATTESTED COPY OF TilE ORIGINAl. Complaint in Mortgage Foreclosure,
AND MAKING KNOWN TO her
TilE CONTENTS TlIIlREOF AT their office,
at the Federal Building, 228 Walnut St., Ilbg., Pa.
RB
SO_2~S ,'. ,__
SHER!f&.9r 9AUPHhN COyj'lTYj ~NA
BY /Uc"4e:./ -1J ~ <.Ir.
_n~__"_____+ '~.~4__' _0 _...._._.. . ._.._...._
DEPUTY SIIEHIFF
Sworn and
before me this
subseL' ib(~d to
15th \day of Feb.
, ,
, \
' ,
I J I --
. "i,#I~i .', ,', )
I I . It. ",\'r l . " .I
, . ,.
1996
,
" I
'-, I", . ~ '1
, ;/1',','1'7/1' i ~
'..~ \.,1./, ._,1 . Ii!" ! t.._ '-.. _"
-''''-,',
Sally !\()tl!Lllll, IA'gal Secl'l'Ln'y, [Iii-I perso!1 il1 char1'.{' at time of !;crvicp,
A THUli ATTESTliD COI'Y OF Tllli OIlIllINAl. Complaint in Mortgap,e Foreclosure,
AND ~IAKING KNOWN TO her TilE CONTENTS TIIEHliOF AT their office,
at the Federal Building, 226 Walnut St., Hbg., Pa.
RB
SO A~ts
>'_.._..-V.-~.~...__. .-...... -. -.. . " . -.-. -
SHER ~JJr 9AUPHhN COYJ'lTY.f ~NA
IIY /CC?4eI.J.;{J ~~ if;:
DEI'UTY SIIEHIFF
Sworn and subscribod to
before me this 15th' \day of Feb. 19 96
. ~ I \
'-..i ( , i""
\..JiR.Y ~) Cr--. (FJ OAMfO)
I
. PHOTIIONOTARY
SliER IFF'S COST S 25.50 Pd. 2/5/96
SolA
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In Th:J Cot.:rt 01 C.:mmon Fle:s or C:.Ji;::'-:::It'i:nd c:l!.'::-;~'YI PsnnsyI'Icr:i::
First Federal Savings and Loan Association of Harrisburg
''is.
The United States of America
~o.
96-528 Civil Term
.:\
.--
~ow,
February 01, 1996
~9-. !, s:~~:: O~ C':nGZ?.!.A..'m COt.~TY. :'.0\.,. co
:::=y c...::u= t!:: S~~ oi
Dauphin
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