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REAL ESTATE SALE NO 3
8-13-96 Atty. Louis P. Vit ti
$1,000.00 Advance Costs Paid
Assessed Valuation $ 6,000.00
WRIT NO.
96-600 Civil Term
'Norwest Mortgage Inc. a California Corp.
VS
Gilbert Cruz and
849 Bryan Drive
Enola, Pa.
Patricia Cruz his wife
REAL DEBT
INTEREST
ATT'S FEES
WRIT COSTS A TTY
ESCROW
LATE CHARGE
SHERlFF'S COSTS
Docketing
POUlldage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
Law Librnr)'
COUllty
Mileage
Cert Mail
Levy
Postpone Sale
Surcharge
Legal Search
ADVERTISING
Law Journal
Patriot
Share of Bills
Distribution of Proceeds
Sheriffs Deed
STAMPS
Pa Realtv Transfer Tax
Local Realty Transfer Tax
TAXES
CO. Twp Lib & School
SEwer and Refuse
80,999.21
2,006.85
206.86
30.00
60.84
15.00
15.00
30.00
10.00
.50
1.00
9.92
29.27
15.00
6.00
571.25
432.06
32.79
25.00
24.50
1,184.70
609.84
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NOTICE OF SHERIFF'S SALE OF
REAL ESTATE PURSUANT TO
PENNSYLVANIA RULE OF CIVIL
PROCEDURE 3129.1
TO: GILBERT CRUZ
PATRICIA CRUZ
c/o 849 BRIAN DRIVE
ENOLA, PA 17025
GILBERT CRUZ
PATRICIA CRUZ
c/o 104 COLLEGE HILL ROAD
ENOLA, PA 17025
GILBERT CRUZ
PATRICIA CRUZ
c/o 145 WEST 188TH STREET
BRONX, NY 10468
GILBERT CRUZ
PATRICIA CRUZ
c/o 2861 BAINBRIDGE AVE.
APT. 112D
BRONX, NY 10458
AND: ALL LIEN HOLDERS
TAKE NOTICE that by virtue of the above Writ of Execution issued out
of the Court of Common Pleas of Cumberland County, Pennsylvania and to
the Sheriff of Cumberland County, directed, there will be exposed to
Public Sale in Cumberland County Courthouse, Carlisle, PA on December 4,
1996 at 10:00 A. M., the following described real estate, of which
Gilbert Cruz and Patricia Cruz are owners or reputed owners:
E. pennsboro Twp., Cumberland Cty., PA, being k/a Unit 11849, Suite 124,
L24-F3, in Block 115, Bldg. #9 in Westwood Village Condominium. HET a
dwg. k/a 849 Brian Dr., Suite 124. ParcelIl09-122972-001/A-69849-5.
The said Writ of Execution has issued on a judgment in the mortgage
foreclosure action of Norwest Mortgage, Inc. vs. Gilbert Cruz and
Patricia Cruz at No. 96-600 in the amount of $80,999.21.
Claims against property must be filed at the Office of the Sheriff
before above sale date.
Claims ::0 proceeds must be made with the Office of the Sheriff
before the sale date.
Schedule of Distribution will be filed with the Office of the
Sheriff no later than thirty (30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must
be filed with the Office of the Sheriff no later than ten (10) days from
the date when Schedule of Distribution is filed in the Office of the
Sheriff.
,
Attached hereto is a copy of the Writ of Execution. It has been
issued because there is a judgment against you. I t may cause your
property to be held or taken to pay the judgment. You may have legal
rights to prevent your property from being taken. A lawyer can advise
you more specifically of these rights. If you wish to exercise your
rights you must act promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER
AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
ADVICE.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR - 3RD FLOOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
TELEPHONE: (717) 697-0317
You may have legal rights to prevent the Sheriff's Sale and the loss
of your property. In order to exercise those rights, prompt action on
your part is necessary. A lawyer may be able to help you.
You may have the right to prevent or delay the Sheriff's Sale by
filing, before the sale occurs, a petition to open or strike the judgment
or a petition to stay the execution.
If the judgment was entered because you did not file with the Court
any defense or objection you might have within twenty (20) days after
service of the Complaint for Mortgage Foreclosure and Notice to Defend,
you may have the right to have the judgment opened in you promptly file
a petition with the Court alleging a valid defense and a reasonable
excuse for failing to file the defense on time. If the judgment is
opened, the Sheriff's Sale would ordinarily be delayed pending a trial of
the issue of whether the Plaintiff has a valid claim to foreclose the
Mortgage.
You may also have the right to have the judgment stricken if the
Sheriff has not made a valid return of service of the Complaint and
Notice to Defend or if the judgment was entered before twenty (20) days
after service or in certain other events. To exercise this right, you
would have to file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay
the execution and the Sheriff's Sale if you can show a defect in the Writ
of Execution or service or demonstrate any other legal or equitable
right. .
,
You may also have the right to have the Sheriff's Sale set aside if
the property is sold for a grossly inadequate price or if there are
defects in the Sheriff's Sale. To exercise this right, you should file
a petition with the Court after the sale and before the Sheriff has
delivered his Deed to the property. The Sheriff will deliver the Deed if
no petition to set aside the sale is filed within ten (10) days from the
date when the Schedule of Distribution is filed in the Office of the
Sheriff.
Lo . Vitti, Esquire
Attorney for Plaintiff
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
**THE DEBT COLLECTOR IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE.**
,
PROPERTY DESCRIPTION
ALL THAT CERTAIN unit in the property known, named and identified in the
Declaration Plan, referred to below as Westwood Village Condomi.nium
located in East pennsboro Township, Cumberland County, Pennsylvania which
has heretofore been submitted to the provision of the Unit Property Act
of Pennsylvania, Act of July 3, 1963, P.L. 196, by the recording in the
Office of Recorder of Deeds of Cumberland County, Pennsylvania, of a
Declaration Creating and Establishing Westwood Village Condominium, dated
January 29, 1975, and recorded on January 29, 1975, in Miscellaneous Book
213, at page 283, and amended by a certain First Amendment to Declaration
Creating and Establishing Westwood Village Condominium, dated May 28,
1976, and recorded on June 22, 1976, in Miscellaneous Book 222, at page
729, and a certain Second Amendment to Declaration Creating and
Establishing Westwood Village Condominium dated July 21, 1976, and
recorded on July 26, 1976, in Miscellaneous Book 223, at page 343, and a
certain Third Amendment to Declaration Creating and Establishing Westwood
Village Condominium dated June 9, 1978, and recorded on June 23, 1978, in
Miscellaneous Book 236, at page 225, and a certain Fourth Amendment to
Declaration Creating and Establishing Westwood Village Condominium dated
June 13, 1978, and recorded June 23, 1978 in Miscellaneous Book 236, at
page 250, and a certain Fifth Amendment to Declaration Creating and
Establishing Westwood Village Condominium dated January 9, 1979, and
recorded on January 23, 1979, in Miscellaneous Book 249, at page 884, and
a certain Sixth Amendment to Declaration Creating and Establishing
Westwood Village Condominium dated March 1, 1979, and recorded March 12,1
979, in Miscellaneous Book 241, at page 836, and a Code of Regulations of
Westwood Village Condominium dated January 29, 1975, and recorded on
January 29, 1975 in Miscellaneous Book 213, at page 328, and amended by
a certain First Amendment to Code of Regulations of Westwood Village
Condominium dated May 28, 1976, and recorded on June 22, 1976, in
Miscellaneous Book 222, at page 737, and Declaration Plan of Westwood
Village Condominium dated January 29, 1975, and recorded on January 29,
1975, in plan Book 26, at page 15, and amended by a certain First
Amendment to Declaration Plan of Westwood Village Condominium dated July
21, 1976, and recorded July 26, 1976 in Plan Book 28, at page 72, and
amended by a certain Second Amendment to Declaration Plan of Westwood
Village Condominium dated June 16, 1978, and recorded on June 23, 1978 in
plan Book 33, at page 28, and amended by a certain Third Amendment to
Declaration Plan of Westwood Village Condominium dated January 9, 1979,
and recorded January 23, 1979, in Plan Book 34, page 100, and amended by
a certain Fourth Amendment to Declaration Plan of Westwood Village
condominium dated March 1, 1979, and recorded March 12, 1979, in Plan
Book 35, at page 3, being designated on said Declaration Plan of Westwood
Village Condominium as Unit No. 849, Suite 124, L24-F3, in Block #5,
Building #9, known as 849 Brian Drive, Suite 124, Enola, East Pennsboro
Township, Cumberland County, Pennsylvania, as more fully described in
Such Declaration Plan and Declaration Creating and Establishing Westwood
Village Condominium, as the same appears of record as set forth above,
including any amendments thereto, TOGETHER with a proportionate undivided
interest in the Common Elements (as defined in such Declaration) of One
and Thirty-three Thousandths Per Cent (1.033%).
7
UNDER AtlD SUBJECT to restrictiolls of l"ec:ord.
PARCEL NO.: 09-122972-001A-69849-5.
BEING the same property which Richard O. Espigh, single, by his Deed
dated May 19, 1995 and recorded in the Recorder's Office of Curnberland
County, Pennsylvania on May 24, 1995 in Deed Book Volume 122, Page 599,
granted and conveyed unto Gilbert Cruz and Patricia Cruz, his wife.
,
.~
I
I IN 1liE COORT Of CQoM)N PLEAS Of
I
I ClMBERI.AND cout-rrY, PENNSYLVANIA
WRIT ~.
CIVIL 19
WRIT Of EXECUTION
rot'ICE
This paper is a Writ of Executlon. It has been lSsued because there is
a jud!Jll!l1t against you. It !MY cause your property to be held or taken to pay
the jud!Jll!l1t. You may have legal rights to prevent your property fran being
taken. A lllWyer can advise you rrore specifically of these rights. If you wish
to exercise your rights, you RUst act prcnptly.
The law provides that certain property cannot be taken. Such property is
said to be exempt. There is a debtor's exerrption of 5300. There are other
exerrptions which may be applicable to you. Attached is a sl.JTTrerj' of sore of the
!Mjor exerrptions. You !MY have other exemptlons or other rights.
If you have an exerTption. you should do the following prcnptly: (1) Fill
out the attached claim foan and derMnd for a pronpt hearing. (2) Deliver the
foan or mail it to the Sheriff's Office at the address noted.
You should cane to court ready to explain your exemption. If you do not
cane to court and prove your exerrption, you may lose sore of your property.
1/00 SOOULD TAKE nus PAPER ro YOUR LAW'iER AT OOCE. IF YOU r:o rot' HAVE A
LAW'iER OR ~ AFFORD ONE, 00 ro OR TELEPHONE 1liE OFFICE SET FORTH BEI.ao/ ro
f'IK) CX11' WHERE 1/00 CAN GET LEOO. HELP.
Court Administrator
4 th floor
Cl.lrberland County Court House
Carlisle, Pennsylvania 17013
Area Code 717 - 240-6200
MAJOR EXEMPl'IOOS UNDER
PEJ'lNS'iLVANIA AND FlDERAL LAW
1. $300 statutor-j exemption
2. Bibles, school books, sewing lll/lchines, unifoons and equiprent
3. Most wages and unenployrrent caTpellsation
4. Social Security benefits
5. Certain retirerrent funds and accounts
6. Certain veteran and arned forces benefits
7. Certain insurance proceeds
8. Such other exemptions as !MY be provided by law
: IN THE COURT Of ca+s:t'l PlEAS OF
:
: ClJolBERLAND COlMI'Y, P~VANIA
:
:
WRIT /'0.
CIVIL 19
CLAIM FOR EXEMPl'IOO
To the Sheriff:
I, the above nared defendant, claim exerrption of property fran levy,
or Ilttacl'Jnent:
1. Fran my personal property in my possession which has been levied
upon,
a) I desire that my $300 statutory exerrption be
c::l
( i) set aside in kind (specify property to be set
<!Side in kind):
c::J ( ii) paid in cash following the sale of the property
levied upon: or
b) I claim the following exenption (specify property and b<!Sis of
exenption) I
2. Fran my property which is in the posession of Il third party, I
claim the following exerrptions:
a) my $300 statutory exenptionlr---1 in cash: C:J in kind
(specify property) I
b) Social Security benefits on deposit in the 5T1Ount of $
c) other (specify ancunt and basis of exenptionl
I request a PrtJ1'Pt court heAring to determine the exenption.
Notice of the hearing should be given to lIE at
Address
Telephone Nl.Irber
I verify that the staterrents made in this Claim for Exenption are true
and correct. I understand that false staterents herein are llI3de subject to the
penalties of 18 Pa. C.S. S 4904 relating to unswom falsification to authorities.
Date:
THIS CLAIM ro BE rILED WITH THE
OmCE OF THE SHERIFF OF Clt1BERLAND
CCXJm'Y I
C\.tolBERLANO CClUNl'Y COUIlTI-KlUSE CARLISLE, PENNSYLVANIA 17013
(717) 249-1133
ORDER OF COORT
By the Court,
J.
AN) tcW. pursuant to Pa. Rule
of Civil Procedure J12J.llbl. a hearing is set for
in Court Roan I'b.
Cl.lTDerland County Courthouse. Carlisle, Pennsylvania. The Sheriff of
Cl.lTDerland County shall notify the parties of the tilTe and place for the hearing.
WRIT OF EXECUTION end/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERlAND)
NO. 96-600 CIVIL 19
CIVIL ACTION. LAW
TO THE SHERIFF OF
CUMBERLAND
COUNTY:
Norwest Mortgage, Inc" a California
To satisfy the debt. Interest and costs due
corporation PLAINTIFF(S)
I Gilbert Cruz and Patricia Cr~ his wife, 849 Bryan Dr., Enola PAl
10m
145 West 188th St., Bronx NY 10468: 2861 Bainridge Ave., Apt H20,
Bronx NY 10458 and 104 College Hill Rd., Enola PA 17025.
DEFENDANT(S)
(1) You are directed to levy upon the propeny olthe delendanl(s) and to sell Sell real es ta te
located at 849 Bryan Dr., Enola PA 17025. (See attached legal description.)
(2) You are also directed to attach the propeny 01 the delendant(s) not levied upon In the possession 01
GARNISHEE(S) as lollows:
and to notny the gamishee(s) that: (a) an attachment has been Issued: (b) the garnlshee(s) Is/are enjoined Irom paying any
debt to or lor the account 01 the delendant(s) and from delivering any propeny 01 the defendant(s) or otherwise disposing
thereof;
(3) II properlyofthedefendant(s) not levied upon an subjeclto attachment Is tound In the possession of anyoneother
than a named garnishee. you are directed to notify hlmlherthat he/she has been added as agarnlshee and Is enjoined as above
stated.
AmountDu9 $80,999.21
Interest 8/6/96 to 1214/96
L.L.
$2,006.85 DueProthy
Other Costs
$.50
$1.00
AIly's Comm..
Atty Paid
Plalnlfff Paid
%
$206.86
Date:
Auqust 7. 1996
Depuly
by:
REQUESTING PARTY:
Name Louis P. Vitti, Esq.
Address: 916 Fifth Avenue
Pittsburgh PA 15219
Attorney lor: Plain t iff
Telephone ( 412) 281-1725
Supreme coun 10 No. __..Q1JE ?__. . .. ..__..______
REAL EST A IE SALE No. .
On (2l<(,J (./1Ft the sheriff levied upon tha dcf,:nlj.~!.l .
Interest in the real property situated In /)., I /1".,.../:,. v .:It'/'
Cumberland County, Pa.. known and numbered as: ; ',I'r.e".", _A.:'
J
(') .
( )/,,{. and more fully described on Exhibit "A" filad wllh
this writ and by this reference Incorporated herein.
Dtt8: f. f. 9(. By: 011 ,'/~ ()(/o-nt-
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NOTICE OF SHERIFF'S SALE OF
REAL ESTATE PURSUANT TO
PENNSYLVANIA RULE OF CIVIL
PROCEDURE 3129.1
TO: GILBERT CRUZ
PATRICIA CRUZ
c/o 849 BRIAN DRIVE
ENOLA, PI'. 17025
GILBERT CRUZ
PATRICIA CRUZ
C/O 2861 BAINBRIDGE AVE.
APT. 1120
BRONX, NY 10458
GILBERT CRUZ
PATRICIA CRUZ
c/o 104 COLLEGE HILL ROAD
ENOLA, PI'. 17025
GILBERT CRUZ
PATRICIA CRUZ
c/o 145 WEST 188TH STREET
BRONX, NY 10468
AND: ALL LIEN HOLDERS
TAKE NOTICE that by virtue of the above Writ of Execution issued out
of the Court of Common Pleas of Cumberland County, Pennsylvania and to
the sheriff of Cumberland County, directed, there will be exposed to
Public Sale in Cumberland County Courthouse, Carlisle, PI'. on December 4,
1996 at 10: 00 A. M., the following described real estate, of which
Gilbert Cruz and patricia Cruz are owners or reputed owners:
E. pennsboro Twp., Cumberland Cty., PI'., being k/a Unit 11849, Suite 124,
L24-F3, in Block liS, Bldg. 119 in Westwood Village Condominium. HET a
dwg. k/a 849 Brian Dr., Suite 124. Parcel 1109-122972-001/1'.-69849-5.
The said Writ of Execution has issued on a judgment in the mortgage
foreclosure action of Norwest Mortgage, Inc. vs. Gilbert Cruz and
Patricia Cruz at No. 96-600 in the amount of $80,999.21.
Claims against property must be filed at the Office of the Sheriff
befote above sale date.
Claims to proceeds must be made with the Office of the sheriff
before the sale date.
Schedule of Distribution will be filed with the Office of the
Sheriff no later than thirty (3C) days from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must
be filed with the Office of the Sheriff no later than ten (10) days from
the date when Schedule of Distribution is filed in the Office of the
Sh.e:-iff.
Attached hereto is a copy of the Writ of Execution. It has been
issued because there is a judgment against you. It may cause your
property to be held or taken to pay the judgment. You may have legal
rights to prevent your property from being taken. A lawyer can advise
you more specif ically of these rights. If you wish to exercise your
rights you must act promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER
AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
ADVICE.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR - 3RD FLOOR
Cm~BERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
TELEPHONE, (717) 697-0317
You may have legal rights to prevent the Sheriff's Sale and the loss
of your property. In order to exercise those rights, prompt action on
your part is necessary. A lawyer may be able to help you.
You may have the right to prevent or delay the Sheriff's Sale by
filing. before the sale occurs, a petition to open or strike the judgment
or a petition to stay the execution.
If the judgment was entered because you did not file with the Court
any defense or objection you might have within twenty (20) days after
service of the Complaint for Mortgage Foreclosure and Notice to Defend,
you may have the right to have the judgment opened in you promptly file
a petition with the Court alleging a valid defense and a reasonable
excuse for failing to file the defense on time. If the judgment is
opened. the Sheriff's Sale would ordinarily be delayed pending a trial of
the issue of whether the Plaintiff has a valid claim to foreclose the
Mortgage.
You may also have the right to have the judgment stricken if the
Sheriff has not made a valid return of service of the Complaint and
Notice to Defend or if the judgment was entered before twenty (20) days
after service or in certain other events. To exercise this right, you
would have to file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay
the execution and the Sheriff's Sale if you can show a defect in the Writ
of Execution or service or demonstrate any other legal or equitable
right.
. ;
''':.
Lo . Vitti, Esquire
Attorney for plaintiff
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
"THE DEBT COLLECTOR IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE.**
You may also have the right to have the Sheriff's Sale set aside if
the propetty is sold for a grossly inadequate price or if there are
defects in the Sheriff's Sale. To exercise this right, you should file
a petition with the Court after the sale and before the Sheriff has
delivered his De~d to the property. The Sheriff will deliver the Deed if
no petition to set aside the sale is filed within ten (10) days from the
date when the Schedule of Distribution is filed in the Office of the
Sheriff.
PROPERTY DESCRIPTION
ALL THAT CERTAIN unit in the property known, named and identified in the
Declaration Plan, referred to below as Westwood Village Condominium
located in East pennsboro Township. Cumberland County, Pennsylvania which
has heretofore been submitted to the provision of the Unit Property Act
of pennsylvania, Act of July 3, 1963, P.L. 196, by the recording in the
Of fice of Recorder of Deeds of Cumberland County, Pennsylvania, of a
Declaration creating and Establishing Westwood Village condominium, dated
January 29, 1975, and recorded on January 29, 1975, in Miscellaneous Book
213, at page 283, and amended by a certain First Amendment to Declaration
Cr~ating and Establishing Westwood Village condominium, dated May 28,
1976, and recorded on June 22, 1976, in Miscellaneous Book 222, at page
729, and a certain Second Amendment to Declaration Creating and
Establishing Westwood Village condominium dated July 21, 1976, and
recorded on July 26, 1976, in Miscellaneous Book 223, at page 343, and a
certain Third Amendment to Declaration Creating and Establishing Westwood
Village Condominium dated June 9, 1978, and recorded on June 23, 1978, in
Miscellaneous Book 236, at page 225, and a certain Fourth Amendment to
Declaration Creating and Establishing Westwood Village condominium dated
June 13, 1978, and recorded June 23, 1978 in Miscellaneous Book 236, at
page 250, and a certain Fifth Amendment to Declaration Creating and
Establishing Westwood Village condominium dated January 9, 1979, and
recorded on January 23, 1979, in Miscellaneous Book 249, at page 884, and
a certain Sixth Amendment to Declaration Creating and Establishing
Westwood Village Condominium dated March 1, 1979, and recorded March 12.1
979, in Miscellaneous Book 241, at page 836, and a Code of Regulations of
Westwood Village Condominium dated January 29, 1975, and recorded on
January 29, 1975 in Miscellaneous Book 213, at page 328, and amended by
a certain First Amendment to Code of Regulations of Westwood Village
Condominium dated May 28, 1976, and recorded on June 22, 1976, in
Miscellaneous Book 222, at page 737, and Declaration Plan of Westwood
Village condominium dated January 29, 1975, and recorded on January 29,
1975, in plan Book 26, at page 15, and amended by a certain First
Amendment to Declaration plan of Westwood Village Condominium dated July
21, 1976, and recorded July 26, 1976 in plan Book 28, at page 72, and
amended by a certain Second Amendment to Declaration Plan of Westwood
Village Condominium dated June 16, 1978, and recorded on June 23, 1978 in
plan Book 33. at page 28, and amended by a certain Third Amendment to
Declaration Plan of Westwood Village Condominium dated January 9, 1979,
and recorded January 23, 1979, in Plan Book 34, page 100, and amended by
a certain Fourth Amendment to Declaration Plan of Westwood Village
Condominium dated March 1, 1979, and recorded March 12, 1979, in Plan
Book 35, at page 3, being designated on said Declaration Plan of Westwood
Village Condominium as Unit No. 849, Suite 124, L24-F3, in Block #5,
Building #9. known as 849 Brian Drive, Suite 124, Enola, East pennsboro
Township, Cumberland County, pennsylvania, as more fully described in
Such Declaration Plan and Declaration Creating and Establishing Westwood
Village Condominium, as the same appears of record as set forth above,
including any amendments thereto, TOGETHER with a proportionate undivided
interest in the Common Elements (as defined in such Declarationl of One
and Thirty-three Thousandth,; Per Cent (1.033%).
~'.
UNDER AND SUBJECT to restrictions of record.
PARCEL NO.: 09-122972-001A-69849-5.
BEING the same property which Richard O. Espigh, single, by his Deed
dated May 19, 1995 and recorded in the Recorder's Office of Cumberland
County, Pennsylvania on May 24, 1995 in Deed Book Volume 122, Page 599,
granted and conveyed unto Gilbert Cruz and Patricia Cruz, his wife.
IN '!liE COORI' Of COfoON PLF.AS Of
CLHBERU\ND COUM"i, PDlNSYLVANIA
I
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WRIT 00.
CIVIL 19
WRIT Of EXECUTION
1'01'1 CE
nus paper is a Writ of Executlon. It has been issued because there is
a judgrent against you. It may cause your property to be held or taken to pay
the judgnent. You may have legal rights to prevent your property fran being
taken. A lawyer can advise you /l'Ore specifically of these rights. If you wiSh
to exercise your rights, you RUSt act prorrptly.
~ law proVides that certain property cannot be taken. Such property is
said to be exenpt. There is a debtor's exerrption of 5300. There are other
exemptions which may be applicable to you. Attached is a summary of some of the
major exemptions. You may have other exempt~ons or other rights.
If you have an exemption. you should do the following prorrptly: (1) fill
out the attached claim form and demand for a pronpt heMing. (2) Deliver the
form or mail it to the Sheriff's Office at the address noted.
You should come to court ready to explain your exenption. If you do not
come to court and prove your exemption, you may lose some of your property.
YOU SHOUID TAKE 'nUS PAPER TO YOUR LAWYER AT Ol'CE. If YOU 00 1'01' HAVE A
LAWYER OR CNNn' AffORD ONE, 00 TO OR TELEPHOOE '!liE OfFICE SET fORIli BEI.Qo/ TO
fIND CX1l' WHERE YOU CAN GE:l' LEGa.L HELP.
Court Administrator
4 th floor
CUrberland County Court House
Carlisle, Pennsylvania 17013
Area Code 717 - 240-6200
~ .-....
MAJOR EXEMPTlOOS UNDER
PDlNSYLVANIA AND n:otRAL 1>>1
1. $300 statutory exenption
2. Bibles, school books, sewing !Mchines, uniforms and equiprent
3. ~st wages and unenployrrent calpellsation
4. Social Security benefits
S. Certain retirement funds and accounts
6. Certain veteran and arTred forces benefits
7. Certain insurance proceeds
8. Such other exenptions as !MY be prov~ded by law
IN THE COURT or C'CMOl PLEAS or
ClMBERLAND COUNI'Y, PENNSYLVANIA
WRIT ~.
CIVIL 19
CLAIM FOR EXEMPrIal
To the Sheriff:
I, the llbove ~ defendant, claim exenption of property fran levy,
or attllcbnent,
1. Fran my personal property in my possession which has been levied
upon,
II) I desire that my S300 statutory e.xenption be
c:J
(i I set aside in kind (specify property to be set
lISide in kind I :
c:::i ( ii I paid in cash following the sale of the property
levied upon: or
bl I claim the following exenption (specify property and basis of
e.xenption) :
2. Fran my property which is in the posession of a third party. I
claim the following exenptions,
II) my S300 statutory exenption" I in cash: CJ in Joo.ind
(specify property):
b) Social Security benefits on deposit in the lm:lunt of S
c) other (specify ilrlDunt and basis of exenptionl
I request a pratpt court hearing to determine the exerrption.
Notice of the heMing should be given to Ire at
Address
Telephone Nurber
I verify that the staterrents made in this Claim for Exenption are true
and correct. I understand that false staterrents herein are made subject to the
penalties of 18 Pa. C.S. S 4904 re~ting to unS1o'Om falsificatiar to authorities.
Date.
THIS CLAIM ro BE rILED WITH THE
OITlCE OF THE SHERIFF OF ClfoIBERLAND
COUN'l'Y I
Ctt1BERLAND COUNI'Y CXlUImIOUSE
CARLISLE, PENNSYLVANIA 17013
(717) 249-1133
ORDER OF a:xJRT
AK> ~. pursuant to Pa. Rule
of Civil Procedure 3123.l(b), a hearing is set for
in Court Roan N:l.
CUttJerland County Courthouse, Carlisle, Pennsylvania. The Sheriff of
C\Jlberland County shall notify the parties of the tine and place for the hearing.
By the Court,
J.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 96-600 CIVIL 19_
CIVIL ACTION. LAW
TO THE SHERIFF OF
CUMBERLAND
COUNTY:
Norwest Mortgage. Inc.. a California
To satisfy the debt. Interest and costs due
corpora t ion PLAINTIFF(S)
f Gilbert Cruz and patricia Cr~ his wife. 849 Bryan Dr., Enola PA:
rom
145 West 188th St.. Bronx NY 10468: 2861 Bainridge Ave., Apt "20.
Bronx NY 10458 and 104 College Hill Rd.. Enola PA 17025.
DEFENDANT(S)
(t) You are directed to levy upon the property of the defendant(s) and to sell Sell real estate
located at 849 Bryan Dr.. Enola PA 17025. (See attached legal description.)
(2) You are also directed to allach the property of the defendant(s) not levied upon In the possession of
GARNISHEE(S) as follows:
and to not~y the garnishee(s) that: (a) an allachment has been Issued; (b) the garnishee(s) is/are enjoined from paying any
debIto or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof:
(3) II propertyot the defendant(s) not levied upon an subject to allachmentis found inthe possession of anyone other
thail a named garnishee. you are directed to notify hlmlherthat he/she has been added as a garnishee and is enfolned as above
stated.
ArnountDue $80,999.21
Interest 8/6/96 to 12/4/96
L.L.
$2.006.85 Due Prolhy
Other Costs
$.50
$1.00
Ally's Comm
Ally Paid
Plalnmt Paid
%
$206.86
Dale: Auaus t 7. 1996
Doputy
by:
REQUESTING PARTY:
Name Louis P. Vitti. Esq.
Address: 916 Fifth Avenue
Pittsburgh PA 15219
Allomey'or: Plaintiff
Telephone:! 412) 281-1725
SupremeCourtlDNo. 01072
REAL ESTATE SftLE No~' .
On GLua q L. f. I 1''11. the sheriff levied upon the defantlantb
Interest In the real property situated In fk, [... ,i} .11 .11.1 /0-(><1 :It"f
Cumberland County, Pa., known and numbered as: .iJ.ZL{~_)(~ .
P1l~(1. . and more flll!y uescribE:d on Et:l1ibil "A" filed with
this writ and by this reference incorporated herein.
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NOTICE OF SHERIFF'S SALE OF
REAL ESTATE PURSUANT TO
P!::NNSYI,VANIA RULE OF CIVIL
PROCEDURE 3129.1
TO: GILBERT CRUZ
PATRICIA CRUZ
c/o 849 BRIAN DRIVE
ENOLA, PA 17025
GILBERT CRUZ
PATRICIA CRUZ
c/o 104 COLLEGE HILL ROAD
ENOLA, PA 17025
GILBERT CRUZ
PATRICIA CRUZ
c/o 2861 BAINBRIDGE AVE.
APT. 112D
BRONX, NY 10458
GILBERT CRUZ
PATRICIA CRUZ
c/o 145 WEST 188TH STREET
BRONX, NY 10468
AND: ALL LIEN HOLDERS
TAKE NOTICE that by virtue of the above Writ of Execution issued out
of the Court of Common Pleas of Cumberland County, Pennsylvania and to
the Sheriff of Cumberland County, directed, there will be exposed to
Public Sale in Cumberland County Courthouse, Carlisle, PA on December 4,
1996 at 10: 00 A. M., the following described real estate, of which
Gilbert Cruz and patricia Cruz are owners or reputed owners:
E. pennsboro Twp., Cumberland Cty., PA, being k/a Unit 11849, Suite 124,
L24-F3, in Block liS, Bldg. 119 in Westwood Village Condominium. HET a
dwg. k/a 849 Brian Dr., Suite 124. ParceIIl09-122972-001/A-69849-5.
The said Writ of Execution has issued on a judgment in the mortgage
foreclosure action of Norwest Mortgage, Inc. vs. Gilbert Cruz and
patricia Cruz at No. 96-600 in the amount of $80,999.21.
Claims against property must be filed at the Office of the Sheriff
before above sale date.
Claims to proceeds must be made with the Office of the Sheriff
before the sale date.
Schedule of Distribution will be filed with the Office of the
Shel"iff no later than thirty DC) days from sale date.
Exceptions to Distl'ibuticn or a Petition to Set Aside the Sale must
be filed with the Office of the Shedff no later than ten (10) days from
the date when Schedule of Distl'ibution is filed in the Office of the
Shadff.
'>'.'"~...'.. .. '-.'
Attached hereto is a copy of the Writ of Execution. It has been
issued because there is a judgment against you. It may cause your
property to be held or taken to pay the judgment. You may have legal
rights to prevent your property from being taken. A la~/er can advise
you more specifically of these rights. If you wish to exercise your
rights you must act promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER
AT ONCE. IF YOU 00 NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
ADVICE.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR - 3RD FLOOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
TELEPHONE: (717) 697-0317
You may have legal rights to prevent the Sheriff's Sale and the loss
of your property. In order to exercise those rights, prompt action on
your part is necessary. A lawyer may be able to help you.
You may have the right to prevent or delay the Sheriff's Sale by
filing. before the sale occurs, a petition to open or strike the judgment
or a petition to stay the execution.
If the judgment was entered because you did not file with the Court
any defense or objection you might have within twenty (20) days after
service of the Complaint for Mortgage Foreclosure and Notice to Defend,
you may have the right to have the judgment opened in you promptly file
a petition with the Court alleging a valid defense and a reasonable
excuse for failing to file the defense on time. If the judgment is
opened, the Sheriff's Sale would ordinarily be delayed pending a trial of
the issue of whether the Plaintiff has a valid claim to foreclose the
Mortgage.
You may also have the right to have the judgment stricken if the
Sheriff has not made a valid return of service of the Complaint and
Notice to Defend or if the judgment was entered before twenty (20) days
after service or in certain other events. To exercise this right, you
would have to file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay
the execution and the Sheriff's Sale if you can show a defect in the Writ
of Execution or service "1' demonstrate any other legal or equitable
dght.
You may also have the right to have the Sheriff's Sale set aside if
the property is sold for a grossly inadequate price or if there are
defects in the Sheriff's Sale. To exercise this right, you should file
a petition with the Court after the sale and before the Sheriff has
delivered his Deed to the property. The Sheriff will deliver the Deed if
no petition to set aside the sale is filed within ten (10) days from the
date when the Schedule of Distribution is filed in the Office of the
Sheriff.
Lod1;;1~
Attorney for Plaintiff
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
"THE DEBT COLLECTOR IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE."
,
I
f
l
PROPERT'! DESCRIPTION
ALL THAT CERTAIN unit in the property known, named and identified in the
Declaration Plan, referred to below as Westwood Village Condominium
located in East pennsboro Township, Cumberland County, Pennsylvania which
has heretofore been submitted to the provision of the Unit Property Act
ot Pennsylvania, Act of July 3, 1963, P.L. 196, by the recording in the
Office of Recorder of Deeds of Cumberland County, Pennsylvania, of a
Declaration Creating and Establishing Westwood Village Condominium, dated
January 29, 1975, and recorded on January 29, 1975, in Miscellaneous Book
213, at page 283, and amended by a certain First Amendment to Declaration
Creating and Establishing Westwood Village Condominium, dated May 28,
1976 and recorded on June 22, 1976, in Miscellaneous Book 222, at page
729 ' and a certain second Amendment to Declaration Creating and
Est~blishing Westwood Village Condominium dated July 21, 1976, and
recorded on July 26, 1976, in Miscellaneous Book 223, at page 343, and a
certain Third Amendment to Declaration Creating and Establishing Westwood
Village Condominium dated June 9, 1978, and recorded on June 23, 1978, in
Miscellaneous Book 236, at page 225, and a certain Fourth Amendment to
Declaration Creating and Establishing Westwood Village Condominium dated
June 13, 1978, and recorded June 23, 1978 in Miscellaneous Book 236, at
page 250, and a certain Fifth Amendment to Declaration Creating and
Establishing Westwood Village Condominium dated January 9, 1979, and
recorded on January 23, 1979, in Miscellaneous Book 249, at page 884, and
a certain Sixth Amendment to Declaration Creating and Establishing
Westwood Village Condominium dated March 1, 1979, and recorded March 12,1
979, in Miscellaneous Book 241, at page 836, and a Code of Regulations of
Westwood Village Condominium dated January 29, 1975, and recorded on
January 29, 1975 in Miscellaneous Book 213, at page 328, and amended by
a certain First Amendment to Code of Regulations of Westwood Village
Condominium dated May 28, 1976, and recorded on June 22, 1976, in
Miscellaneous Book 222, at page 737, and Declaration Plan of Westwood
Village Condominium dated January 29, 1975, and recorded on January 29,
1975, in Plan Book 26, at page IS, and amended by a certain First
Amendment to Declaration Plan of Westwood Village Condominium dated July
21, 1976, and recorded July 26, 1976 in Plan Book 28, at page 72, and
amended by a certain Second Amendment to Declaration Plan of Westwood
Village Condominium dated June 16. 1978, and recorded on June 23, 1978 in
Plan Book 33. at page 28. and amended by a certain Third Amendment to
Declaration Plan of Westwood Village Condominium dated January 9, 1979,
and recorded January 23, 1979, in Plan Book 34, page lOa, and amended by
a certain Fourth Amendment to Declaration Plan of Westwood Village
Condominium dated March 1, 1979, and recorded March 12, 1979, in Plan
Book 35, at page 3, being designated on said Declaration Plan of Westwood
Village Condominium as Unit No. 849, Suite 124, L24-F3, in Block US,
Building U9, known as 849 Brian Drive, Suite 124, Enola, East pennsboro
Township, Cumberland County, Pennsylvania, as more fully descdbed in
Such Declaration Plan and Declaration Creating and Establish:ng Westwood
Village Condominium, as the same appears of l'ecord as set forth above,
including any amendments thereto. TOGETHER with a proportiolli\:e undivided
intel'~:J: in the Common Elements (as defined in such Declaration) of Ono
and Th:l.ty.throe Thousandt.lw Pel' Cent (1.033",;).
UNDER AND SUBJECT to restrictions of record.
PARCEL NO.: 09-122972-001A-69849-5.
BEING the same property which Richard O. Espigh, single, by his Deed
dated May 19, 1995 and recorded in the Recorder's Office of Cumberland
County, Pennsylvania on May 24, 1995 in Deed Book Volume 122, Page 599,
granted and conveyed unto Gilbert Cruz and patricia Cruz, his wife.
.'
IN THE COORl' OF CCM-ON PLEAS OF
Clfo1BERLAND COUNl"f, PENNSYLVANIA
WRIT 00.
CIVIL 19
t
t
WRIT OF EXECI!l'ION
tOl'ICE
This paper is a Writ of Executlon. It has been J.ssued because there is
a judgnent against you. It rray cause your property to be held or taken to pay
the judgnent. You may have legal rights to prevent your property fran being
taken. A lawyer C2Il advise you rrcre specifically of these rights. If you wish
to exercise your rights, you rrust act prcrrptly.
The law provides that certain property cannot be taken. Such property is
said to be exenpt. There is a debtor's exerrption of $300. There are other
exefllltions which rray be applicable to you. Attached is a sUTTMrY of sane of the
rrajor exefllltions. You rray have other exerrptJ.ons or other rights.
If you have an exerrption, you should do the following prarptly: (1) Fill
out the attached claim form and dem!llld for a prorrpt heMing. (2) Deliver the
form or rrail it to the Sheriff's Office at the address noted.
You should cane to court ready to explain your exenption. If you do not
care to court and prove your exefllltion, you may lose sane of your property.
YOU SHOULD TAKE nus PAPER TO YOUR LAWYER AT Ol'CE. IF YOU 00 /'OI' HAVE A
UlWYER OR CAl<K11' AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SE:I' FORni BE.LCM TO
FIND oor WHERE YOU CAN GET I,EGrU. HELP.
Court Administrator
4 th Floor
CUrberland County Court House
Carlisle, Pennsylvania 17013
Area Code 717 - 240-6200
MAJOR EXEMPTIONS UNDER
PE}lNSYLVANIA AND I'1:DERAL LAW
1. $300 statutory exemption
2. Bibles, school books, sewing machines, uniforms 4lld equiprent
3. Most wages MId unenployrrent catpe1lsation
4. Soci41 Security benefits
5. Cert4i.n retirement funds IIIld accounts
6. Cert4i.n veterMl MId a.rTred forces benefi ts
7. Cert4i.n insurMlce proceeds
a. Such other exemptions as may be provJ.ded by law
IN THE COORT OF ~ PLEAS OF
ClMBERl.AND COUNrY, PENNSYLVANIA
WRIT l'O.
CML 19
CLAIM FOR EXEMPl'IOO
To the Sheriff:
I, the above narrecl defendant, claim exel1iltion of property fran levy,
or attaclJnent: .
1. Fran my personal property in my possession which has been levied
upon,
a) I desire that my S300 statutory exel1iltion be
c::=J
(i) set aside in kind (specify property to be set
aside in kind):
CJ ( ii) paid in cash following the sale of the property
levied upon: or
b) I claim the following exenption (specify property and basis of
exenption) :
2. Fran my property which 1S 1.n the poseSS10n of a third party. I
claUn the following exel1iltions:
a) my S300 statutory exenption., I l.n cash: C:J in Jo-.i..nd
(specify property).
b) Social Security benefits on deposit l.n the mount of S
cl other (specify 5IDunt o!Illd basis of exenptionl
I request a prmpt court hea:ing to deteIll1i.ne the exenption.
Notice of the hearing should be glven to me at
Address
Telephone Nlntler
I verify that the staterrents made in this Claim for Exenption are true
o!Illd correct. I understand that false staterrents herein are made subject to the
penalties of 18 Pa. C.S. S 4904 relating to unS1tlOm falsification to authorities.
Date:
nus CLAIM 'ro BE F'ILEO WIn! nlE
OmCE OF nlE SHERIFF OF ClfolBERLAND
COUNTY t
CtJolBERLAND COUN1'Y COURTHOUSE
CARLISLE. PENNSYLVANIA 17013
(717) 249-ll33
", '--
-,
ORDER or COURT
Alf) NCW. pw:suent to Pe. Rule
of CivU Procedure 3123.l(bl. e heMing is set for
in Court Rocm /t).
Cl.IrI:lerland County Courthouse, Carlisle, Pennsylvenia. The Sheriff of
CIJltlerUlncl County shall notify the parties of the tine l!lld pbce for the hearing.
By the Court,
J.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 96-600 CIVIL 19_
CIVIL ACTION. LAW
TO THE SHERIFF OF
CUMBERLAND
COUNTY:
Norwest Mortgage, Inc., a California
To salisfy the debt. Interest and costs due
corpora t ion PLAINTIFF(S)
f Gilbert Cruz and Patricia Crua. his wife, 849 Bryan Dr., Enola PAl
rom
145 West 188th St.. Bronx NY 10468: 2861 Bainridge Ave., Apt H20,
Bronx NY 10458 and 104 College Hill Rd., Enola PA 17025.
DEFENDANT(S)
(t) You ared/rected to levy upon the property 01 the defendant(s) and to sell Sell real estate
located at 849 Bryan Dr.. Enola PA 17025. (See attached legal description.)
(2) You are also directed to aUach the property of (he defendant(s) not levied upon In the possession of
GARNISHEE(S) as follows:
and to notny the garnlshee(s) that: (a) an attachment has been issued: (b) the garnishee(s) Is/are enjoined from paying any
debt 10 or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;
(3) "property of the defendant(s) nottevled upon an subject to attachment Is found In the possession 01 anyone other
than a named garnishee, you are directed to notlly hlmiherthat he/she has been added as a garnishee and Is enjoined as above
stated.
Amount Due $80,999.21
Interest 8/6/96 to 12/4/96
L,L.
$2.006.85 Due Prothy
Other Costs
$.50
$1.00
AUy's Comm
Atty Paid
Plalnln, Paid
%
$206.86
Date: ..AlJaust 7. 1996
Deputy
by:
~Lt
REQUESTING PARTY:
Name Louis P. Vitti, Esq.
Address: 916 Fifth Avenue.
PittSburgh PA 15?llJ..__
AUorney lor: PI 11 i n t j r r.. .
Telephone: (.!.!IU!l1::LU5.
Supreme Court ID No 0107;1
I
REAL r."'-... -,Or"' , I
\. L.W I i'\ j l:. \,I, .__ I 'O~
On Qt'OLJ f, 117~ thesherlfflevleduponti1edc:~n~;, ".'
Interest In the real property situated In /~ ~I 1- /l." ",/,'''-<', ;J,Ilf"
Cumberland County, Pa., known and numbered as: ~(,'"
.P-J7 .J' , and more fully dcscri~()rl on E:.:hiblt "A" mea with
this writ and by this referenco Incorporated herein.
C~~e: 1.. 7 ~ '?" By: () /I i.l., 4f-~L,)?t-~
I2-J L~ "'F~
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NOTICE OF SHERIFF'S SALE OF
REAL ESTATE PURSUANT TO
PENNSYLVANIA RULE OF CIVIL
PROCEDURE 3129.1
TO: . GILBERT CRUZ
. PATRICIA CRUZ
c/o 849 BRIAN DRIVE
ENOLA, PA 17025
GILBERT CRUZ
PATRICIA CRUZ
c/o 2861 BAINBRIDGE AVE,
APT. #20
BRONX, NY 10458
AND: ALL LIEN HOLDERS
GILBERT CRUZ
PATRICIA CRUZ
c/o 104 COLLEGE HILL ROAD
ENOLA, PA 17025
GILBERT CRUZ
PATRICIA CRUZ
c/o 145 WEST 188TH STREET
BRONX, NY 10468
TAKE NOTICE that by virtue of the above Writ of Execution issued out
of the Court of Common pleas of Cumberland County, Pennsylvania and to
the Sheriff of Cumberland county. directed, there will be exposed to
Public Sale in Cumberland County Courthouse, Carlisle, PA on December 4,
1.996 at 10: 00 A. M., the following described real estate, of which
Gilbert Cruz and patricia Cruz are owners or reputed owners:
E. Pennsboro TWp., cumberland Cty., PA, being k/a Unit #849, Suite 124,
L24-F3, in Block #5. Bldg. #9 in Westwood Village condominium. HET a
dwg. k/a 849 Brian Dr., suite 124. Parcel #09_122972-001/A-69849-5.
The said Writ of Execution has issued on a judgment in the mortgage
foreclosure action of Norwest Mortgage, Inc. vs. Gilbert Cruz and
patricia Cruz at No. 96-600 in the amount of $80,999.21.
Claims against property must be filed at the Office of the Sheriff
before above sale date.
Claims to proceeds must be made with the Office of the Sheriff
before the sale date.
Schedule of Distribution will be filed with the Office of the
Sheriff no later than thirty (3D) days from sale date.
Exceptions to Distribution or a Petition to Set Asid~ the Sale must
be filed with the office of the Sheriff no later than ten (10) days from
the date when Schedule of Distribution is filed in the Oftice of the
Sheriff.
~ttached hereto is a copy of the Writ of Execution. It has been
issued because there is a judgment against you. It may cause your
property to be held or taken to pay the judgment. 'lou may have legal
rights to prevent your property from being taken. ~ la~/er can advise
you more specifically of these rights. If you wish to exercise your
rights you must act promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER
AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
ADVICE.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR - 3RD FLOOR
CID1BERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
TELEPHONE: (717) 697 - 0317
'lou may have legal rights to prevent the Sheriff's Sale and the loss
of your property. In order to exercise those rights, prompt action on
your part is necessary. A lawyer may be able to help you.
You may have the right to prevent or delay the sheriff's Sale by
filing, before the sale occurs, a petition to open or strike the judgment
or a petition to stay the execution.
If the judgment was entered because you did not file with the Court
any defense or objection you might have within twenty (20) days after
service of the Complaint for Mortgage Foreclosure and Notice to Defend,
you may have the right to have the judgment opened in you promptly file
a petition with the Court alleging a valid defense and a reasonable
excuse for failing to file the defense on time. If the judgment is
opened, the Sheriff's Sale would ordinarily be delayed pending a trial of
the issue of whether the Plaintiff has a valid claim to foreclose the
Mortgage.
You may also have the right to have the judgment stricken if the
Sheriff has not made a valid return of service of the Complaint and
Notice to Defend or if the judgment was entered before twenty (20) days
after service or in certain other events. To exercise this right, you
would have to file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay
the execution and the Sheriff's Sale if you can show a defect in the Writ
of Execution or service or demonstrate any other legal or equitable
right.
. ......~~
- .... ".
You may also hav~ the right to have the Sheriff's Sale set aside if
the property is sold for a grossly inadequate price or if there are
defects in the Sheriff's Sale. To exercise this right, you should file
a petition with the Court after the sal~ and before the Sheriff has
delivered his Deed to the property. The Sheriff will deliver the Deed if
no petition to set aside the sale is filed within ten (10) days from the
date when the Schedule of Distribution is filed in the Office of the
Sheriff.
Lo' P. Esquire
Attorney for Plaintiff
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
"THE DEBT COLLECTOR IS ATTEMPTING TO COLLECT A DEBT AND ~~Y INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE."
PROPERTY DESCRIPTION
ALL THAT CERTAIN unit in the property known, named and identified in the
Declaration Plan, referred to below as Westwood Village Condominium
located in East Pennsboro Township, Cumberland County, Pennsylvania which
has heretofore been submitted to the provision of the Unit Property Act
of Pennsylvania, Act of July 3, 1963, P.L. 196, by the recording in the
Office of Recorder of Deeds of cumberland County, Pennsylvania, of a
Declaration Creating and Establishing Westwood Village Condominium, dated
January 29, 1975, and recorded on January 29, 1975, in Miscellaneous Book
213, at page 283, and amended by a certain First Amendment to Declaration
Creating and Establishing Westwood Village Condominium, dated May 28,
1976, and recorded on June 22, 1976, in Miscellaneous Book 222, at page
729, and a certain second Amendment to Declaration Creating and
Establishing Westwood Village condominium dated July 21, 1976, and
recorded on July 26, 1976, in Miscellaneous Book 223, at page 343, and a
certain Third Amendment to Declaration Creating and Establishing Westwood
Village Condominium dated June 9, 1978. and recorded on June 23, 1978, in
Miscellaneous Book 236, at page 225, and a certain Fourth Amendment to
Declaration Creating and Establishing Westwood Village Condominium dated
June 13, 1978, and recorded June 23, 1978 in Miscellaneous Book 236, at
page 250, and a certain Fifth Amendment to Declaration Creating and
Establishing Westwood Village Condominium dated January 9, 1979, and
recorded on January 23, 1979, in Miscellaneous Book 249, at page 884, and
a certain Sixth Amendment to Declaration Creating and Establishing
Westwood Village Condominium dated March 1, 1979, and recorded March 12,1
979, in Miscellaneous Book 241, at page 836, and a Code of Regulations of
Westwood Village Condominium dated January 29, 1975, and recorded on
January 29, 1975 in Miscellaneous Book 213, at page 328, and amended by
a certain First Amendment to Code of Regulations of Westwood Village
Condominium dated May 28, 1976, and recorded on June 22, 1976, in
Miscellaneous Book 222, at page 737, and Declaration Plan of Westwood
Village Condominium dated January 29, 1975, and recorded on January 29,
1975, in Plan Book 26, at page 15, and amended by a certain First
Amendment to Declaration Plan of Westwood Village Condominium dated July
21, 1976, and recorded July 26, 1976 in Plan Book 28, at page 72, and
amended by a certain Second Amendment to Declaration Plan of Westwood
Village Condominium dated June 16, 1978, and recorded on June 23, 1978 in
Plan Book 33, at page 28, and amended by a certain Third Amendment to
Declaration Plan of Westwood Village Condominium dated January 9, 1979,
and recorded January 23, 1979, in Plan Book 34, page 100, and amended by
a certain Fourth Amendment to Declaration Plan of Westwood Village
Condominium dated March 1, 1979, and recorded March 12, 1979, in Plan
Book 35, at page 3, being designated on said Declaration Plan of Westwood
Village Condominium as Unit No. 849, Suite 124, L24-F3, in Block U5,
Building 119, known as 849 Brian Dri _, Suite 124, Enola, East Pennsboro
Township, Cumberland County, Pennsylvania, as more fully described in
Such Declaration Plan and Declaration Creating and Establish:ng Westwood
Village Condominium, as the same appears of record as set forth above,
including any amendments thereto. TOGETHER with a proportionate undivided
interest in the Common Elements las defint!d in such Declal'ation) of One
and Thil-ty-three Thousandths Pel- Cent (1,033%).
-
UNDER AND SUBJECT to restrictions of record.
PARCEL NO.: 09-122972-001A-69849-5.
BEING the same property which Richard O. Espigh, single, by his Deed
dated May 19, 1995 and recorded in the Recorder's Office of Cumberland
County, Pennsylvania on May 24, 1995 in Deed Book Volume 122, Page 599,
granted and conveyed unto Gilbert Cruz and Patricia Cruz, his wife.
,
.
,,;
. ,.
IN 11iE COORT OF CCMON PLEAS OF
CI.t1BERUIND COUNI'Y. PENNSYLVANIA
WRIT NO.
CIVIL 19
WRIT OF EXECUTION
N:Jr I CE
This paper is a Writ of Executlon. It has been issued because there is
a judgrent against you. It may cause your property to be held or taken to pay
the judgrent. You may hAve legal rights to prevent your property from being
taken. A lawyer can advise you more specifically of these rights. If you wiSh
to exercise your rights, you Il1Jst act prmptly.
The law provides thAt certain property cannot be taken. Such property is
said to be exerrpt. There is a debtor' 5 exenption of 5300. There are other
exerrptions which may be applicable to you. Attached is a sUll1'ary of sane of the
major exemptions. You may have other exenpt10ns or other rights.
If you hAve an exenption. you should do the folla..oing pI'Olt'tly: (1) Fill
out the attached claim fom and demand for a prorrpt hearing. (2) Deliver the
fom or mail it to the Sheriff's Office at the address noted.
You should cane to coUrt ready to explain your exerrption. If you do not
care to COUrt and prove your exerrption, you may lose sane of your property.
YOU SHOULD TAl<E THIS PAPER TO YOUR LAWYER AT ora. IF YOU 00 NOT HAVE A
LAWYER OR CAlWl' AFFORD ONE, G:) TO OR TELEPHONE THE OFFICE SET FORTH BEI.a'i TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CoUrt Administrator
4 th Floor
CUrberland County CoUrt House
Carlisle, Pennsylvania 17013
Area Code 717 - 240-6200
.,
MAJOR EXEMPI'IOOS UNDER
PENNSYLVANIA AND FiDERAL LAW
1. 5300 statutory exenption
2. B1bles, school books, sewing machines, unifotmS and equiprent
3. Most wages and unerrployrrent coopensation
4. Social Security benefits
S. Certain retirerrent funds and accounts
6. Certain veteran and armed forces benefits
7. Certain insurance proceeds
8. Such other exenptions as may be provided by law
.
IN THE COORT OF CCMal PLEAS Of'
CI.t1BERUIND COUNI'Y. PENNSYLVANIA
WRIT NO.
CML 19
CLAIM FOR EXEMPTIOO
To the Sheriff.
I. the above narred defendant. claim exerrption of property fran levy,
or "t tac:hnen t .
1. Fran my personal property in my possess1on which has been levied
upon,
a) I desire that my 5300 statutory exerrption be
c:J
(i) set aside in kind (specify property to be set
aside in kind):
c::J ( ii) paid in cash following the sale of the property
levied upon; or
b) I claim the folla..oing exenption (s;JeCify property and basis of
exenption) :
2. From my property which is in the posession of a third party, I
claim the folla..oing exerrptions:
a) my $300 statutory exemption:r---1 in cash; c:::J in y.i/ld
(specify property):
b) Social Security benefits on deposit in the lIl10unt of $
c) other (specify lIIl'Ount and basis of exemption:
I request a prmpt coUrt hearing to determine the exerrption.
Notice of the hearing should be given to me at
Address
Telephone Nurber
I verify that the statements made in this Claim for Exenption are true
and correct. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. S 4904 relating to unsworn falsification to authorities.
Date:
'lliIS CLAIM TO BE FILED WITH 11iE
OFFICE Of' THE SHERIFF' Of' ClMBERUIND
COUNTY I
ct.t1BERLAND COUNI'Y CCll.IRIH:llJSE
CARLISIE, PENNSYLVANIA 17013
(717) 249-1133
ORDER Of' COORT
A/'I) lQtl, pursuant to Pa. Rule
of Civil Procedure 3123.1(b), a hearing is set for
111 CoUrt Roan No.
Cl.lrberland County CoUrthouse, Carlisle, Pennsylvania. The Sheriff of
C\JTberland County shall notify the parties of the time and place for the hearing.
By the Court,
J.
WRIT OF EXECUTION and/or ATIACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 96-600 CIVIL 19_
CIVIL ACTION. LAW
TO THE SHERIFF OF
CUMBERLAND
COUNTY:
Norwest Mortgage, Inc., a California
To satlsly the debl, Interesl and costs due
corpora t ion PLAINTIFF(S)
lrom Gilbert Cruz and patricia Cru-., his wife, 849 Bryan Dr., Enola PAl
l45 West 188th St., Bronx NY l0468: 2861 Bainridge Ave., Apt #20,
Bronx NY l0458 and l04 College Hill Rd., Eno1a PA l7025.
DEFENDANT(S)
(1) You are directed to levy upon the properly ollhe defendanl(s) and to sell Se 11 real est a te
located at 849 Bryan Dr., Eno1a PA l7025. (See attached legal description.)
(2) You are also directed 10 anach Ihe property 01 Ihe defendant(s) not levied upon in the possession 01
GARNISHEE(S) as lollows:
and to notKy the garnishee(s) that: (a) an allachmenl has been Issued: (b) the garnlshee(s) iSlare enjoined Irom paying any
debllo or lor Ihe accounl 01 Ihe delendant(s) and Irom delivering any properly 01 the delendant(s) or otherwise disposing
thereol;
(3) II properly 01 the delendant(s) not levied upon an subjeclto anachmentls lound in the possession 01 anyone other
Ihan a named garnishee. you are directed 10 nollfy hlmlherthal he/she has been added as agarnishee and Is enjoined as above
slated.
Amount Due $80,999. 2l
Inlerest 8/6/96 to l2/4/96
L.L.
$2,006.85 Due Prothy
Other Cosls
$.50
$1.00
Any's Comm
Any Paid
PiaintKI Paid
%
$206.86
Date: Auaust 7. 1996
Deputy
by:
REQUESTING PARTY:
Name Louis P. Vitti, Esq.
Address: 916 Fifth Avenue
Pittsburgh PA 15219
Anorney for: P la in tiff
Telephone: ( 412) 281-l725
Supreme CourllO No. 01072
TRUE COPY FROM RECOR
In Testimony Whereof, I here unto set my ~
~nd tlJe rt: 01 " lip Couttat Carlisle, Pa.
,h .' .J-o U:,.' l~
'~Z1~ tary
REAL [~'} " j :.. .... '" _ ,:r)~
On QUifl "J 6, I <.j 'I f., the sheriff levied upon thz d~'fJn/Ja!."
Interest In the real property situated In /~ Jr- (1, It .,1.> ?ou .:J;<;,~,
Cumberland County, Pa" known and numbered as: ? 'I 'I.{{.. '.,!lJ" ,
o
f\\ ~(I..... and more fully described on Exhibit II A II flier: ';I;~n
this writ and by this reference Incorporated herein.
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NOTICE OF SHERIFF'S SALE OF
REAL ESTATE PURSUANT TO
PENNSYLVANIA RULE OF CIVIL
PROCEDURZ 3129.1
TO: GILBERT CRUZ GILBERT CRUZ
PATRICIA CRUZ PATRICIA CRUZ
C/o 849 BRIAN DRIVE c/o 104 COLLEGE HILL ROAD
ENOLA, PA 17025 ENOLA, PA 17025
GILBERT CRUZ GILBERT CRUZ
PATRICIA CRUZ PATRICIA CRUZ
c/o 2861 BAINBRIDGE AVE. c/o 145 WEST 188TH STREET
APT. 112D BRONX, NY 10468
BRONX, NY 10458
AND: ALL LIEN HOLDERS
TAKE NOTICE that by virtue of the above Writ of Execution issued out
of the Court of Common Pleas of Cumberland County, Pennsylvania and t~
the Sheriff of Cumberland County, directed, there will be exposed to
Public Sale in Cumberland County Courthouse, Carlisle, PA on December 4,
1996 at 10: 00 A. M., the following described real estate, of which
Gilbert Cruz and patricia Cruz are owners or reputed owners:
E. Pennsboro Twp., Cumberland Cty., PA, being k/a Unit 11849, Suite 124,
L24 - F3, in Block 115, Bldg. 119 in Nestwood Village Condominium. HET a
dwg. k/a 849 Brian Dr., Suite 124. Parcel 1I09-122972-001/A-69849-5.
The said Writ of Execution has issued on a judgment in the mortgage
foreclosure action of Norwest Mortgage, Inc. vs. Gilbert Cruz and
patricia Cruz at No. 96-600 in the amount of $80,999.21.
Claims against property must be filed at the Office of the Sheriff
before above sale date.
Claims to proceeds must be made with the Office of the Sheriff
before the sale date.
Schedule of Distribution will be filed with the Office of the
Sheriff no later than thirty (30) days from sale date.
Exceptions to Distributic~ or a Petition to Set Aside the Sale must
be f!led with the Office of the Sheriff no later than ten (10) days from
the date when Schedule of Di,;tt'ibution is filed in the Office of the
She:', ff.
-H_ ",,_ .
'''''''''.
Attached hereto is a copy of the Writ of Execution. It has been
issued because there is a judgment against you. It may cause your
property to be held or taken to pay the judgment. 'Iou may have legal
rights to prevent your property from being taken. A lawyer can advise
you more specifically of these rights. If you wish to exercise your
rights you must act promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER
AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
ADVICE.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR - 3RD FLOOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
TELEPHONE: (717) 697-0317
You may have legal rights to prevent the Sheriff's Sale and the loss
of your property. In order to exercise those rights, prompt action on
your part is necessary. A lawyer may be able to help you.
You may have the right to prevent or delay the Sheriff's Sale by
filing, before the sale occurs, a petition to open or strike the judgment
or a petition to stay the execution.
If the judgment was entered because you did not file with the Court
any defense or objection you might have within twenty (20) days after
service of the Complaint for Mortgage Foreclosure and Notice to Defend,
you may have the right to have the judgment opened in you promptly file
a petition with the Court alleging a valid defense and a reasonable
ex~.'se for failing to file the defense on time. If the judgment is
opened, the Sheriff's Sale would ordinarily be delayed pending a trial of
the issue of whether the Plaintiff has a valid claim to foreclose the
Mortgage.
You may also have the right to have the judgment stricken if the
Sheriff has not made a valid return of service of the Complaint and
Notice to Defend or if the judgment was entered before twenty (20) days
after service or in certain other events. To exercise this right, you
would have to file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay
the execut ion and the Sheriff's Sale if you can show a defect in the Wri t
of :::xecution or service or demonstrate any other legal or equitable
rtg::: .
PROPERTY DESCRIPTION
ALL THAT CERTAIN unit in the property known, named and identified in the
Declaration Plan, referred to below as Westwood Village condominium
located in East pennsboro Township, Cumberland County, Pennsylvania which
has heretofore been submitted to the provision of the Unit ?roperty Act
of Pennsylvania, Act of July 3, 1963, P.L. 196, by the recording in the
Office of Recorder of Deeds of Cumberland County, Pennsylvania, of a
Declaration Creating and Establishing Westwood Village Condcminium, dated
January 29, 1975, and recorded on January 29, 1975, in Miscellaneous Book
213, at page 283, and amended by a certain First Amendment to Declaration
Creating and Establishing Westwcod Village Condominium, dated May 28,
1976, and recorded on June 22, 1976, in Miscellaneous Book 222, at page
729, and a certain Second Amendment to Declaration Creating and
Establishing Westwood Village Condominium dated July 21, 1976, and
recorded on July 26, 1976, in Miscellaneous Book 223, at page 343, and a
certain Third Amendment to Declaration Creating and Establishing Westwood
Village condominium dated June 9, 1978, and recorded on June 23, 1978, in
Miscellaneous Book 236, at page 225. and a certain Fourth Amendment to
Declaration Creating and Establishing Westwood Village Condominium dated
June 13, 1978, and recorded June 23. 1978 in Miscellaneous :ook 236, at
page 250, and a certain Fifth Amendment to Declaration Creating and
Establishing Westwood Village Condominium dated January 9, 1979, and
recorded on January 23, 1979, in Miscellaneous Book 249, at page 884, and
a certain Sixth Amendment to Declaration Creating and Establishing
Westwood Village Condominium dated March 1, 1979, and recorded March 12,1
979, in Miscellaneous Book 241, at page 836, and a Code of Regulations of
Westwood Village Condominium dated January 29, 1975, and recorded on
January 29, 1975 in Miscellaneous Book 213, at page 328, and amended by
a certain First Amendment to Code of Regulations of Westwood Village
Condominium dated May 28, 1976, and recorded on June 22, 1976, in
Miscellaneous Book 222, at page 737, and Declaration Plan of Westwood
Village Condominium dated January 29, 1975, and recorded on January 29,
1975, in plan Book 26, at page 15, and amended by a certain First
Amendment to Declaration Plan of Westwood Village Condominium dated July
21, 1976, and recorded July 26, 1976 in plan Book 28, at ~age 72, and
amended by a certain Second Amendment to Declaration Plan of Westwood
Village condominium dated June 16, 1978, and recorded on June 23, 1978 in
Plan Book 33, at page 28, and amended by a certain Third Amendment to
Declaration Plan of Westwood Village Condominium dated January 9, 1979,
and recorded January 23, 1979, in Plan Book 34, page 100, a~d amended by
a certain Fourth Amendment to Declaration Plan of West\~cod Village
Condominium dated March 1, 1979, and recorded March 12, 1~79, in plan
Book 35, at page 3, being designated on said Declaration Pla~ of Westwood
Village Condominium as Unit No. 849, Suite 124, L24-F3, i:: Block liS,
Building 119, known as 849 Brian Drive, Suite 124, Enola, East pennsboro
Township, Cumberland County, Pennsylvania, as more fully described in
Such Declaration Plan and Declaration Creating and Establis~ing Westwood
Village Condominium, as the same appears of record as set forth above,
including any amendments thereto. TOGETHER with a proportion,,:e undivided
inten!st in the Common Elements (as defined in such Declara:ion' of One
and Thin:,. three Thousandths Per Cent (1.033-..).
tJNDE!' AND SIJE.JECT 1:,' )"er,:l:rictJons of re':'JI'],
PARCEL NO,: 09'12~Q72-001A-69849-S,
BEING the same property which Richard o. Espigh, single, by h~z Deed
dated May 19, 1995 and recorded in tl~ Recorder'o Office of Cum~erland
County, Pennsylvania on May 24, 1995 in Deed Dook Volume 122, Page 599,
granted and conveyed unto Gilbert Cruz 'Iud I'aldcio CI'UZ, his '"ife.
IN 11iE COORT Of' CCMoON PLEAS OF
CI.t1BERUIND courm, PENNSYLVANIA
WRIT NO.
CIVIL 19
WRIT Of' EXECUTION
NOTICE
This paper is a Writ of Execuuon. It has been issued because there is
a judgrent against you. It may cause your property to be held or taken to pay
the judgrent. You may have legal rights to prevent your property fran being
taken. A lawyer can advise you more specifically of these rights. If you wish
to exercise your rights, you RUst act prmptly.
The law provides that certain property cannot be taken. Such property is
said to be exempt. There is a debtor's exemption of 5300. There are other
exerrptions which may be applicable to you, Attached is a SUll1'ary of sane of the
major exerrptions, You may have other exempt10ns or other rights.
If you have an exenption, you should do the folla..oing prmptly: (1) Fill
out the attached claim fom and demand for a prorrpt hearing. (2) Deliver the
form or mail it to the Sheriff's Office at the address noted.
You should cane to coUrt ready to explain your exerrption. If you do not
cane to COUrt and prove your exerrption, you may lose sane of your property.
YOU SHOULD TAl<E THIS PAPER TO YOUR LAWYER AT 0l'CE. If' YOU 00 NOT HAVE A
LAWYER OR CAtN:7l' AFFORD OOE, G:) TO OR TELEPHONE 'mE OFFICE SET FORTH BEI.a'i TO
FIND OUT WHERE YOU CAN GET LEGAL HELP,
Court Administrator
4 th Floor
CUrberland County CoUrt House
Carlisle, Pennsylvania 17013
Area Code 717 - 240-6200
MAJOR EXEMPI'IOOS UNDER
PEJII'lSYLVANIA AND FiDERAL LAW
1. 5300 statutory exemption
2. Bibles, school books, sewing machines, unifonns and equiprent
3. Most wages and unerrployrrent coopensation
4. Social Security benefits
5. Certain retirerrent funds and accounts
6, Certain veteran and armed forces benefits
7, Certain insurance proceeds
8. Such other exemptions as may be prov1ded by law
IN THE COORT Of' CCMal PLEAS or
ClMBERUIND COUNI'Y, PENNSYLVANIA
WRIT NO.
CIVIL 19
CLAIM FOR EXEMPI'IOO
To the Sheriff.
I, the above named defendant, claim exerrption of property fran levy,
or attaclJnent.
1. Fran my personal property in my possession which has been levied
upon,
a) I desire that my 5300 statutory exCllpUon be
c:J
(i) set aside in kind (specify property to be set
aside in kind):
c::J ( ii) paid in cash following the sale of the property
levied upon: or
b) I claim the folla..oing exenption (specify property and basis of
exenption) :
2. From my property which is in the posession of a third party, I
claim the following exerrptions:
a) my $300 statutory exemption:1 I in cash: c:::J in y.ind
(specify property).
b) Social Security benefits on deposit in the lIl10unt of S
c) other (specify amount and basis of exerrptionl
I request a prmpt coUrt hearing to determine the exerrption.
Notice of the hearing should be given to me at
Address
Telephone Nurber
I verify that the statements made in this Claim for Exenption are true
and correct. I understand that false statements herein are made subject to the
penalties of 18 Pa, C,S. S 4904 relating to unsworn falsification to authorities.
Date:
'llIIS CLAIM TO BE FILED WITH 11iE
OFFICE OF 11iE SHERIFF' Of' ClMBERUIND
COUNTY .
ct.t1BERLAND COUNI'Y CCll.IRIH:llJSE
CARLISIE, PENNSYLVANIA 17013
(717) 249-1133
ORDER Of' COORT
pursuant to Pa. Rule
A/'I) lQtl,
of Civil PrOCedUre 3123.1(b), a hearing is set for
in CoUrt Roan No.
C\.Jltlerland County Courthouse, Carlisle, pennsylvania. The Sheriff of
C\JTberland County shall notify the parties of the tilre and place for the hearing.
By the Court,
J.
WRIT OF EXECUTION and/or AlTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 96-600 CIVIL 19
CIVIL ACTION . LAW
TO THE SHERIFF OF
CUMBERLAND
COUNTY:
Norwest Mortgage, Inc., a California
To satisfy the debl, Inleresl and cosls due
corpora t ion PLAINTlFF(S)
f Gilbert Cruz and patricia Cruz, his wife, 849 Bryan Dr., Eno1a PAl
rom
145 West 18Sth St., Bronx NY l0468; 2861 Bainridge Ave., Apt #2D,
Bronx NY 10458 and 104 College Hill Rd., Eno1a PA l702S.
DEFENDANT(S)
(1) You are directed 10 levy upon the property olthe defendanl(s) and 10 sell Sell real estate
located at 849 Bryan Dr., Enola PA l7025. (See attached legal description.)
(2) You are also direcled 10 aUach Ihe property of Ihe defendanl(s) nollevled upon in the possession of
GARNiSHEE(S) as follows:
and 10 nolUy Ihe garnlshee(s) Ihal: (a) an aUachmanl has been Issued: (b) the garnishee(s) Is/are enjoined from paying any
debt to or lor the accounl of the delendanl(s) and from delivering any property oflhe delendanl(s) or olherwise disposing
Ihereof:
(3) if propertyollhe defendanl(s) nol levied upon an subject 10 anachmentls found In the possession 01 anyone olher
than a named garnishee, you are directed 10 notify himlherlhal he/she has been added as a garnishee and Is enjoined as above
stated.
Amount Due
$80,999.21
L.L.
$2,006.85 Due Prothy
Other Cosls
$.50
$1. 00
Interest 8/6/96 to l2/4/96
Any's Comm
Ally Paid
Plainlill Paid
%
$206.86
D~~ August 7. 1996
by:
Ooputy
REQUESTING PARTY:
Name Louis P. Vitti, Esq.
Address: 916 ~'i fth Avenue
Pittsburgh PA 15219
Anorney lor: ___ P 1a in tiff
Telephone:(412) 281-1725
SupremeCourtlDNo. 01072
-
REAL EST/ITE ~rq r:: f'...
( \.;, li_'_ . \ ,j
On (2((f'.o.-J.. f. I frt the sherlfflevled upon the delaml"..:,
" ')
Interest In the real property sltUilted In 1(,'.11- /': " Jl Jj.o'" ..:tn;..
f
Cumberland County, Pa., km".vn and numbered as: 'i.-'ll' '30" Jk,.
"c'Y1 ,..P..
"no ror)r" 1\"", ('1";" 'ihr" ~," r;..,,'bl't "A" 1.I"o..,,"h
Lo' I \lljl,)~"'o,J....I.J...U.~,t_..1 \I ",~
this writ and by this reference incorporated herein.
,.. is' Ii' _ ^' _ 0,) f,
1.0.:. _ _ L
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NOTICE OF SHERIFF'S SALE OF
REAL ESTATE PURSUANT TO
PENNSYLVANIA RULE OF CIVIL
PROCEDURE 3129.1
TO: GILBERT CRUZ
PATRICIA CRUZ
c/o 849 BRIAN DRIVE
ENOLA, PA 17025
GILBERT CRUZ
PATRiCIA CRUZ
GILBERT CRUZ
PATRICIA CRUZ
c/o 104 COLLEGE HILL ROAD
ENOLA, PA 17025
GILBERT CRUZ
PATRICIA CRUZ
c/o 2861 BAINBRIDGE AVE.
APT. #:<:D
BRONX, NY 10458
c/o 145 WEST 188TH STREET
BRONX, NY 10468
AND: ALL LIEN HOLDERS
TAKE NOTICE that by virtue of the above Writ of Execution issued out
of the Court of Common Pleas of Cumberland County, Pennsylvania and tc.
the Sheriff of Cumberland County, directed, there will be exposed tu
Public Sale in Cumberland County Courthouse, Carlisle, PA on December 4,
1996 at 10.00 A. M., the following described real estate, of which
Gilbert Cruz and Patricia Cruz are owners or reputed owners:
E. Pennsboro Twp., Cumberland Cty., PA, being k/a Unit #849, Suite 124,
L24-F3, in Block #5, Bldg. #9 in Westwood Village Condominium. HET a
dwg. k/a 849 Brian Dr., Suite 124. Parcel #09-122972-001/A-69849-5.
The said Writ of Execution has issued on a judgment in the mortgage
foreclosure action of Norwest Mortgage, Inc. vs. Gilbert Cruz and
Patricia Cruz at No. 96-600 in the amount of $80,999.21.
Claims against property must be filed at the Office of the Sheriff
before above sale date.
Claims to proceeds must be made with the Office of the Sheriff
before the sale date.
Schedule of Distribution will be filed with the Office of the
Sheriff no later than thirty (30) days from sale date.
Exceptions to Distributic~ or a Petition to Set Aside the Sale must
be f:led with the Office of the Sheriff no later than ten (10) days from
the elate when Schedule of Distl'ibution is filed in the Office of the
Shedff.
,
Attached hereto is a copy of the Writ of Execution. It has been
issued because there is a judgment against you. It may cause your
property to be held or taken to pay the judgment. You may have legal
rights to prevent your property from being taken. A lawyer can advise
you more specifically of these rights. If you wish to exercise your
rights you must act promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR IoAWYER
AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
ADVICE.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR - 3RD FLOOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
TELEPHONE: (717) 697-0317
You may have legal rights to prevent the Sheriff's Sale and the loss
of your property. In order to exercise those rights, prompt action on
your part is necessary. A lawyer may be able to help you.
You may have the right to prevent or delay the Sheriff's Sale by
filing, before the sale occurs, a petition to open or strike the judgment
or a petition to stay the execution.
If the judgment was entered because you did not file with the Court
any defense or objection you might have within twenty (20) days after
service of the Complaint for Mortgage Foreclosure and Notice to Defend,
you may have the right to have the judgment opened in you promptly file
a petition with the Court alleging a valid defense and a reasonable
excuse for failing to file the defense on time. If the judgment is
opened, the Sheriff's Sale would ordinarily be delayed pending a trial of
the issue of whether the plaintiff has a valid claim to foreclose the
Mortgage.
You may also have the right to have the judgment stricken if the
Sheriff has not made a valid return of service of the Complaint and
Notice to Defend or if the judgment was entered before twenty (20) days
after service or in certain other events. To exercise this right, you
would have to file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay
the execution and the Sheriff's Sale if you can show a defect in the Writ
of Execution or service or demonstrate any other legal or equitable
right.
....--.......
You may also hav~ the right to have the Sheriff's Sale set aside if
the property is sold for a grossly inadequate price or if there are
defects in the Sheriff's Sale. To exercise this right, you should file
a petition with the Court after the sale and before the Sheriff has
delivered his Deed to the property. The Sheriff will deliver the Deed if
no petition to set aside the sale is filed within ten (10) days from the
date when the Schedule of Distribution is filed in the Office of the
Sheriff.
Lo . Vitti, Esquire
Attorney for Plaintiff
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
""THE DEBT COLLECTOR IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE.""
PROPERT, DESCRrPTION
ALL THAT CERTAIN unit in the propp.rty known, named and identified in the
Declaration Plan, referred to bp.low as Westwood Village Condominium
located in East Pennsboro Township, Cumberland County, Pennsylvania which
has heretofore been submitted to the provision of the Unit Property Act
of Pennsylvania, Act of July 3, 1963, P.L. 196, by the recording in the
Of f ice of Recorder of Deeds of cumberland County, Pennsyl'/ania, of a
Declaration Creating and Establishing Westwood Village Condominium, dated
January 29, 1975, and recorded on January 29, 1975, in Miscellaneous Book
213, at page 283, and amended by a certain First Amendment to Declaration
Creating and Establishing Westwood Village Condominium, dated May 28,
1976, and recorded on June 22, 1976, in Miscellaneous Book 222, at page
729, and a certain Second Amendment to Declaration Creating and
Establishing Westwood Village Condominium dated July 21, 1976, and
recorded on July 26, 1976, in Miscellaneous Book 223, at page 343, and a
certain Third Amendment to Declaration Creating and Establishing Westwood
Village Condominium dated June 9, 1978, and recorded on June 23, 1978, in
Miscellaneous Book 236, at page 225, and a certain Fourth Amendment to
Declaration Creating and Establishing Westwood Village Condominium dated
June 13, 1978, and recorded June 23, 1978 in Miscellaneous Book 236, at
page 250, and a certain Fifth Amendment to Declaration Creating and
Establishing Westwood Village Condominium dated January 9, 1979, and
recorded on January 23, 1979, in Miscellaneous Book 249, at page 884, and
a certain Sixth Amendment to Declaration Creating and Establishing
Westwood Village Condominium dated March 1, 1979, and recorded March 12,1
979, in Miscellaneous Book 241, at page 836, and a Code of Regulations of
Westwood Village Condominium dated January 29, 1975, and recorded on
January 29, 1975 in Miscellaneous Book 213, at page 328, and amended by
a certain First Amendment to Code of Regulations of Westwood Village
Condominium dated May 28, 1976, and recorded on June 22, 1976, in
Miscellaneous Book 222, at page 737, and Declaration Plan of Westwood
Village Condominium dated January 29, 1975, and recorded on January 29,
1975, in Plan Book 26, at page 15, and amended by a certain First
Amendment to Declaration Plan of Westwood Village Condominium dated July
2l, 1976, and recorded July 26, 1976 in Plan Book 28, at page 72, and
amended by a certain Second Amendment to Declaration Plan of Westwood
Village Condominium dated June 16, 1978, and recorded on June 23, 1978 in
Plan Book 33, at page 28, and amended by a certain Third Amendment to
Declaration Plan of Westwood Village Condominium dated January 9, 1979,
and recorded January 23, 1979, in Plan Book 34, page 100, and amended by
a certain Fourth Amendment to Declaration Plan of Westwood Village
Condominium dated March 1, 1979, and recorded March 12, 1>'79, in Plan
Book 35, at page 3, being designated on said Declaration Plan of Westwood
Village Condominium as Unit No. 849, Suite 124, L24-F3, i:-: Block 115,
Building 119, known as 849 Brian Drive, Suite 124, Enola, East Pennsboro
Township, Cumberland County, Pennsylvania. as more fully described in
Such Declaration Plan and Declaration Creating and Establishing Westwood
Village Condominium, as the same appears of l"ecord as set forth above,
including any amendments thereto, TOGETHER with a proportionate undivided
interest in the Common Elements las defined in such Declarat.ion) of One
and Thirty-thl"ee Thousandths Pel' Cent (1.033%).
,
. ----
.t~,;,..1
.,
UNDER AND SUBJECT to restrictions of record.
PARCEL NO.: 09-122972-001A-69849-5.
BEING the same property which Richard O. Espigh, single, by his Deed
dated May 19, 1995 and recorded in the Recorder's Office of Cumberland
County, Pennsylvania on May 24, 1995 in Deed Book Volume 122, Page 599,
granted and conveyed unto Gilbert Cruz and Patricia Cruz, his wife,
....
.
IN 11iE COORT OF CQoM)N PLEAS OF
CIJolBERUIND COUNI'Y, PENNSYLVANIA
WRIT NO.
CIVIL 19
WRIT Of' EXECUTION
NOTICE
'nti.s paper is a Writ of Execut10n. It has been issued because there is
a judgrent against you. It may cause your property to be held or taken to pay
the judgrent. You may have legal rights to prevent your property from being
taken. A lawyer can advise you more specifically of these rights, If you wiSh
to exercise your rights, you Il1Jst act prmptly.
The law provides that certain property cannot be taken, Such property is
said to be exerrpt. There is a debtor's exenption of 5300. There are other
exerrptions which may be applicable to you. Attached is a sUll1'ary of sane of the
major exemptions. You may have other exemptions or other rights,
If you have an exenption, you should do the fo1la..oing PI'Olt'tly: (1) f'ill
out the attached claim fotl11 and demand for a prorrpt hearing. (2) Deliver the
fotl11 or mail it to the Sheriff's Office at the address noted.
You should cane to COUrt ready to explain your exerrption. If you do not
care to COUrt and prove your exerrption, you may lose sane of your property.
YOU SHOULD TAl<E THIS PAPER TO YOUR LAWYER AT ora. If' 'l'OO 00 NOT HAVE A
LAWYER OR CAlWl' AFFORD ONE, G:) TO OR TELEPHONE THE OFFICE SET FORTH BEI.a'i TO
FIND OUT WHERE YOU CAN GET LEGAL HELP,
CoUrt Administrator
4 th Floor
CUrberland County CoUrt House
Carlisle, Pennsylvania 17013
Area Code 717 - 240-6200
......
MAJOR EXEMPTIONS UNDER
PENNSYLVANIA AND FiDERAL LAW
1. $300 statutory exemption
2. Bibles, school books, sewing machines, unifoIlTlS and equiprent
3. Most wages and unerrployrrent coopensation
4. Social Security benefits
S. Certain retirerrent funds and accounts
6. Certain veteran and armed forces benefits
7. Certain insurance proceeds
B. Such other exemptions as may be provided by law
IN THE COORT Of' CCMal PLEAS Of'
ClMBERUIND COUNI'Y, PENNSYLVANIA
WRIT I'D.
CML 19
CLAIM FOR EXEMPTIOO
To the Sheriff.
I, the above named defendant, claim exerrption of property fran levy,
or attacment.
1. Fran my personal property in my possession which has been levied
upon,
a) I desire that my S300 statutory exerrption be
c:::l
(i) set aside in kind (specify property to be set
aside in kind).
c::J ( ii) paid in cash following the sale of the property
levied upon: or
b) I claim the fo1la..oing exenpUon (specify property and basis of
exenption) :
2. From my property which is 1n the posession of a third party, I
claim the folla..oing exerrptions:
a) my 5300 statutory exenption:r=::J in cash; CJ in kind
(specify property):
b) Social Security benefits on deposit in the lIl10unt of 5
-,
-
,
c) other (specify lIIl'Ount and basis of exerrption.
I request a prmpt coUrt hearing to determine the exerrption.
Notice of the hearing should be given to me at
Address
Telephone Nurber
I verify that the statements made in this Claim for Exenption are true
and correct. I understand that false statements herein are made subject to the
penalties of lS Pa. C.S. S 4904 relating to unsworn falsification to authorities.
Date:
THIS CLAIM TO BE FILED WITH 11iE
Of'F'ICE Of' THE SHERIFF' Of' ClMBERUIND
COUNTY J
CI.tlBERLAND COUNI'Y CCll.IRIH:llJSE
CARLISIE, PENNSYLVANIA 17013
(717) 249-1133
ORDER Of' COORT
A/'I) lQtl, pursuant to Pa. Rule
of Civil Procedure 3123.1(b), a hearing is set for
in CoUrt Roan No.
Cl.lrberland County Courthouse, Carlisle, Pennsylvania. The Sheriff of
CUrberland County shall notify the parties of the time and place for the hearing.
By the CoUrt,
J.
WRIT OF EXECUTION and/or ATTACHMENT
'COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 96-600 CIVIL 19_
CIVIL ACTION. LAW
TO THE SHERIFF OF
CUMBERLAND
COUNTY:
Norwest Mortgage, Inc., a California
To sallsfy the debt, Interest end costs due
corpora t ion PLAINTIFF(S)
from Gilbert Cruz and Patricia Crujjt, his wife, 849 Bryan Dr., Enola PAl
l45 West 188th St., Bronx NY l0468; 286l Bainridge Ave., Apt #2D,
Bronx NY l0458 and l04 College Hill Rd., Enola PA l702S.
DEFENDANT(S)
(1) You are directed to levy upon the property oflhe defendant(s) and to sell Sell real es tate
located at 849 Bryan Dr., Eno1a PA 17025. (See attached legal description.)
(2) You are also direcled to allach the property of the defendant(s) nollevled upon In the possession of
GARNISHEE(S) as follows:
and to notny the garnlshee(s) thaI: (a) an aUachmenl has been Issued: (b) the garnlshee(s) Is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;
(3) If property of thedefendant(s) not levied upon an subJect to allachmentls found In the possession of anyoneolher
than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and Is enjoined as above
stated.
Amount DUB $80,999. 2l
Interest 8/6/96 to 12/4/96
L.L.
$2,006.85 DueProthy
Other Costs
$.50
$1.00
Ally's Comm
Ally Paid
Plalnt"f Paid
%
$206.86
D~~ Auaust 7, 1996
Deputy
by:
REQUESTING PARTY:
Name Louis P. Vitti, Esq.
Address: 916 Fifth Avenue
Pittsburgh PA 15219
Allorney for: PIa in tiff
Telephone: l.1..!1J 281-1725
SupremeCourtlDNo. 01072
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WRIT OF EXECUTION and/or AlTACHMENT
COMMONWEAlTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 96-600 CIVIL 19_
CIVIL ACTION. LAW
TO THE SHERIFF OF
CUMBERLAND
COUNTY:
Norwest Mortgage, Inc., a California
To satisfy tho dobt, Inloresl and costs due
corporation PLAINTIFF(S)
1 Gilbert Cruz and patricia Cru~ his wife, 849 Bryan Dr., Enola PAl
rom
l4S West l88th St., Bronx NY l046S; 286l Bainridge Ave., Apt #2D,
Bronx NY l04S8 and l04 College Hill Rd., Eno1a PA 17025.
DEFENDANT(S)
(1) You are dlrocted to levy upon the proporty of tho defendant(s) and to sell Sell real estate
located at 849 Bryan Dr., Eno1a PA l702S. (See attached legal description.)
(2) You are also directed to allach tho property 01 the defendant(s) nollovled upon In the possession 01
GARNISHEE(S) as tollows:
and to not~y the garnlshee(s) that: (a) an aUachment has been Issued: (b) the garnishee(s) Is/are enjoined Irom paying any
debl to or tor the account 01 the delendanl(s) and Irom delivering any property of the defendant(s) or otherwise disposing
thereof:
(3) II property 01 thedelendant(s) not levied upon an subject to allachment is found in the possession of anyone other
than a named garnishee, you are directed to notify himlherthal he/she has been added as a garniShee alld Is enjoined as above
staled.
Amount Due S80,999.2l
Inlerest 8/6/96 to l2/4/96
L.L.
$2,006. SS Due Prothy
Olher Costs
$.50
$1.00
AllY's Comm
Ally Paid
Plalnt~l Paid
%
$206.86
Date: August 7. 1996
Deputy
by:
REQUESTING PARTY:
Name Louis P. Vitti, Esq.
Address: 916 Fifth Avenue
Pittsburgh PA 15219
Allorneylor: Plaintiff
Telephone: L!.!..2) 281- 1725
Supreme Court ID No. 01072
REAL ESTATE SflLE r'~o.
On QllO"..l- 6. I r 11, the s~erlff levIed upon the defanG,:,.i:.
Interest In the real property sltuatsd In ~l~ fL,oLcJ (,...... .:.Tt, 'I .}..Q...- .
Cumberland County, Pa., kno.,yn and numbered as: 'F'I7I.3Lif'-
f'nc..t. "n(l rn,'''' (,dl" ,11'''('';.' ',.- ':' ."II,"t "." 0 1'.. u ' .: 11
. (". I "."" 1,,1 ~. -J ...1 . .'...' ~. ~ I ,.. -," I ,"\ 11-", f,.,
this writ and by this refervnce InCOrpOi<ited herein.
C.:.:la: 6'- 6-ft, By: Olt~[ J (;U;ln.~
;2,..c ~-:iX.- Lf.}.-t"
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PROOF OF PU8L1CA TION OF NOTICE
IN CUM8ERLAND LAW JOURNAL
(Under Act No. 5117. approved May 16. 1929). P. L.171l4
STATE OF PENNSYLVANIA :
55.
COUNTY OF CUM8ERLAND :
Roger M. Morgenthol, Esquire. Editor of the Cumberland Law Journal. of the County
amI State aforesaid. being duly sworn. according tnlaw. deposes and says that the Cumberland
Law Journal. 0 legal periodical published in the Borough nf Carlisle in the County and State
aforesaid. wus established January 2, 1952. and designated by the local courL~ as the official
legal periodical for the publication of all legal notices. and has. since January 2. 1952, been
regullll'ly issued weekly in the said County, and that the printed notice or publication attached
hereto is exactly the same as was printed in the regular editions and issues of the said
Cumberland Law Journal on the following dutes.
viz:
OCTOBER II. 111.25. 1l)9(i
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal. a legal periodical of geneml circulation. and that he is not interested in the subject
matter of the aforesaid notice or advertisement. and that all allegations in the tilreglling
statements us to time. place and chamcter of publication are true.
REAL BlTATB 8AUI: 1'10. S
Wrll No. 96-600 Civil
Norwesl Mortgage Inc.
a CalIfornia CorpomUon
VB.
GUbert Cruz and
Palrtda Cruz. h/wlfe.
Ally.: Loula P. Vltll
PROPERlY DESCRlPI10N
I ALL 1lfAT CERTAIN unit In the
i property known. named and Idenll-
j Oed In the Declamllon Plan. referred
Ito below aa Westwood VIllage Condo-
mInIum located In Ensl Pennsboro
. Township. Cumberland Counly.
I Pennsylvania whIch has heretofore
; been submllled 10 the provlslon of
I the Unit Propeny Acl of Pennsylva-
nIa. Act of July 3. 1963. P.L 196. by
Ihe recording In the Office of Recorder
of D('("ds of Cumbrrlnnd County.
Prnnsyh.'3Jlln. of n Of'c!nrntlon Crr.
atln~ Rnd Estahllshlng Wrstwood VII-
Ingt-' Condonllllll1l11. datrd .Jauuary
29. 1975. and rt'corded on January
29. 1975. 111 MIscellaneolls nook
213. at page 283. and amended by a
Cl'rtahl First Amendment to Occlnm.
lion ~~~~~Ing n~d E~labllshlng ".Yes':
;1;;QiYlA. .,_
Roger . Morgenthal. Editor
SWORN TO AND SUBSCRIBED before me this
...2Ldayof OCTOBER ,1996
~QqlJ' -U ~ >-lrry:V;:;, ~
Notary
NlJIASll.\l.fHl
MERlENE IWlHEI'XA NoIIrt PIblc
c.rtr.lo. c......./d eo"'1 p~
M1Convna5.ionE.....MI~
,I""' "/t,l,
Norwest Mortgage- Inc,
a Cnllfornla Corporutlon
VS.
Gtlbe-rt enllllnd
Palrtt'tA Cm,. h/"11..
Atty,: LOllis p, Vltll
l'IUJI'EIH'I'IJESC'H11'I'IC1N
AU. TIIAT CEHTI\IN IUlIl III Iht'
plllp('rl~' kIlU\\'Il, lIalllt'lI Ullllldl'llll-
1h'c1 hiliit' I h'dUI"iII11lII 1'10111, 1t'lI'lll'll
In twIn\\' a~ WI'~IW'HIII \'llIaJ!I' ('lIlltltl
1II1111uIII 111(';111'11 III E"!'tl 1"'1111",111111I
1'11\\,11..1111', CUtHIIl'II,lI111 CHlIIII)'.
l'I'llll!'l)'h'i11llu willi'll Ilil" IlI'lt'lulllll'
ht.t'lI ,,"lunUIe'.1 III IIIl' IIIH\'lklflll III
thl' tlull Prupl'II~' I\t"1 HI 1'1'11I1"'yl\'a
11101. I\"t ul ,July :4, HH\:4. 1',1., HNt, hy
Ihe n'eOrdlng Inlhe om"" 0; Rrrorder
01 Deeds 01 CnmbrrlAnd COlllllY,
Pennsylvania, of a DeclamUon Cre-
ollng And ESIAbllshlng Weslwood VU-
;:> lagr Condomhuum. dnll'<! January
20, 1075, Rnd fl'Corded on January
20, 1975, In MlsCI'lIillll"01IR Book
213, n' 1~IRI" 283,1111(1 UlIIl'lUlt'd hy a
n'r1nln Flntt AI11('lulll1('ul 10 Ut'('lllra-
Ilun CIf'uIIlI~ lIIlll Ehlahll~hlnJ.t \\'I'SI-
"'uud \'llIa~I' ('11I11111111111:1111I, clall'lI
M.I\' :lH, nl7h, allCltt'I'ullh'clllll,hllll'
:l:.!; l!t7li, III Mhn'll.lIll'llll"- Ilnllk
:l~~:.!, al I'''J~I' 7~q, allll 01 l'l'rlalll St.t'
wltl Aml'lulnlt'lIl lu Ikdaralttlll ('It'
oUngnlld ESlnbURlahlgWl'stwnntl Vil-
lAge Condomlnlnm dAled July 21.
1076. and recorded onJuly26. 1076.
In MI..eUAncous Book 223. Al pAge
343, nmt n N'r1nln 11llrd Anlendmenl
In tl.,-Inrnllun en"ultn", nnd r~slah.
lIshlng WC'''lwood Vlllul(t' Condumll'-
lum doled June O. ) U78, Ulld n'l'onl-
ed onJune23, ) 078,111 Mlscellmloous
Book 236. at pAge 225. and 0 certain
Fourth Amendment 10 DeclnmUon
Creallng And EslAbllshlng Weslwood
VlllageCondomlnlum dAled June 13.
1076. and recorded June 23. 1078 In
Miscellnneous Book 236. at poge 250.
and a eertnln FIlth Amendmenl to
Declnrallon Crentlng and ESlnbllsh.
Ino Westwood VillAge Condomtnlwn
daled Janwuy O. 1079. And recorded
on Janulll}' 23. 1070. In MlscellAne.
ous Book 240. at JIRlle 884. And A
certnln Slxth Amendment to orelam-
lion Creating And ESlabllshlng Wesl,
wood Village Condominium dnled
MAreh I. 1979. And recorded M3rch
I 12, IH7H. III 1t~:S('l'Il;lIH'ml'i Book
1 :H I, al I)ol~t' H:Ui, lIIld a Codt' or
1 r~t'UtllalJonl'l or W1'Rolwu011 Vlllaur
1 Condominium dnll'd .January 2fl,
..j.......' J075. mul rc'('urdrd nn .January 2fl,
,'. 1975 In Mlsl'c'lIaru'fllll'l JlIH)k 21:1. al
pllAt' 32R. nnd nnwmh'd hy n rl'rlaln
F'lfPil Anlt'ndl1lt'nl In emh' 01 H('~1I1a'
(Jons or\\'t-slwoocl VlIlaJ.tc Condomln.
.....:...-..j.. lum dAled MAY 28. 1076. and re'
corded on June 22. 1076. In Mlscel-
laneOlls Book 222, at page 737, nnd
Declnmtlon Plnn or Westwood VlllnJ.tl'
.':.'1..... Condominium dale-d January 29,
..... 1975, and rl'COnll'(J on January 2n,
1075, In Plan nook 20, al Jla~(' 15,
nnd nmendt'd hy a ('c'rlalll FII'~1
:~ Anwncll11l'ut 10 1l1'I'bl i1l1nll I'lall III
.J \\'rslwIJUlI \'llla~I' l"ullIllllllhlllltll
tlah'cI ,JIlly :.! I, HJ7B, IlIld 1"I'I'unh'd
.July :,W, 1!f7li III PI.1Il lIollk :!/-t, HI
JJOIJ.lC. 7:J., unll lltllt'IUh't1 II..' 11 "I'llalll
St"'fUul AUU'lllll1lt'UI III Ikt'hlrallllll
l'lallnl w"..I\\'11I1I1 \'llIag(' COllllmnln.
IUI1I dnll'd .Julle 16, 1078. and re-
eorded on June 23. 1978 In PIAn
Book 33. at poge 28. amI amended
by a ........In Third Amendmen. 10
OedaroUon Plan olWeslwood Village
Condominium dated January 9,
1070. And recorded JAnuary 23.
1079. In PIAn Book 34. JIOuelOO.and
nmrnded by a certain F'ourtla Amend.
ment to Oeclarnllon Plnn of Wrsl.
wood VUlnf,te Condominium C!:111'd
Marl'll I. I U7U, ami rl'cordl'd Marl'll
12, 1!17B, III Plan Bonk :\!). OIl pa~I' =J,
lwllllt dl...I~llnl(.t11111 !ooOlld lll-dat.III1111
I'lallul W"..IU'lIlHI \'iIIa~I' (',,"c1mllln"
hun a~ UIIII No, HoW. SUIII' 12.I,I.:loJ-
F3. In lJIock '5. BuUdlng '0. known
AS 840 BrtAn Ortve. SuUe 124. Enola.
Ensl Pennsboro TownshIp. Cumber-
land County, Prnnsylvnnla. as more
fully de...rtbed In Such Deelarollon
Plan :'111" 1)('('lnrallon CrrallllJ,t urnl
ESlahll~hhlJ.t Wt'SIWOOC't VlIln/otr Con'
dnlllllllUllI, ilS IIII' same" nppl"ar!'l or
fl'connl 41'- St'l h1l1h ntK)\'r, InchullllJ,t
~1I1\' aml'Helml'lll!'. Ih('n'lo. TOO 1m I_
EH \\1111 II prllporltnnalc' IIIHIl\'lch'd
11111'n'~1 IIlIIIl'('Uful1Inn t-:h'fI1f'l1ls las
e1dllll',1 III MidI 'kdarallnll) ul 0111'
allll '111111Y.lhn'c' 'I1WlI!oUlllfllll't Pt'l"
('1'11111.0:1:1%)"
IINDEII AND SIIl~JECT lo "'M'11'
lIoll~ of n.t'md,
PAllCEI. NO.: 09.122972.(XlIA.
fi9849.5.
BEING Ihe same property which
HJchnrd O. Esptilh, sJnul~_ bv hill
---!{tlgl'!' M.~lt1!'gclllllal. Edill>!'
SWORN TO AND SUBSCRIBED befllre me this
....2Ltluyof OCTOBER ,1996
L~^'p,"~"~
Notury
N01AllIAl.GF.AL
MEAlEHE IlARHEYKA Hal.,., P\llI<
Col"'It. eu_oleo,,", p,
M,eonw_E_'--
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.................,.....,. '0'10'.111 MUtcl:uane-
au. Book 249. 01 paae 884. and a
errtalll SIxtII Amendmtlll to Dtclam-
lion Creollng nnd Eltablllhlng Well-
wood Village Condominium doted
Mnrrh I. 1n10. nnd n'f'nrclC'f1 Mnrrh ..
I~. 1!17t!. III MI",n'II;UU'IIII" Illlok
:l.II. ill ,1O'"t. H:lfi. ill III H ('CHh' III
UI'~lllallllll'" III W"Nlwuml Villa",.'
Ctllulul1llflllllll dnh'd ,'HlIIIlIlY :.IU.
IU7tt IIIld H'c'cudl'll nil ,'allllm)' :lff.
11J7f\1t1 MI!'tI't'llilIll'flll'" Iltllth 21:1. ill
IUIUI' :I:.!H. alltl allll'IIII"IIIt\. 01 n'llall1
"'lr,.1 AIIII'ncJlIll'llIltl('lllk Clllh'~III;1
lIulI'" ul \\'I'~h\'1J11l1 \'lll",~"l 'll11dollUIl
11111I tl"lL-d Mil)' ~H. lU,U. and n',
cordtd 011 Jnne 22. 1076. In Mlserl-
, loneonl Book 222. 01 page 737. ond
j Drclamllon 1'1011 ofWtslwood Vllloge
i) Condomlnlnm doled JanllOl}l 20.
. 1075. alld recordtd on JUllllal)' 20.
1 1975. III Plan Uook 26. 01 Jlage 15.
. and amended by n certain FJrst
'1 Amellllmenl 10 DeclumUon Plan or
~ Westwood Vlllnge Condominium
. dnled July 21. 11l7H. iIIlfl rf'f'unlc'f'
1 .July 2R. 1010 In Plnn nook 28. lit
Jla~4' 12. illlll i11111'nclt'(l hy n Ct'rlaJn
St.'NIIIII AI1II'lulmc'nl 10 Declaration
Plml of Westwood Village Condomln.
lum dalrd ,June 16. 1978, and reo
cordt"d on .June 23. 1078 In Plnn
Oook 33. nt pnur 2B. mid unll'ndt"cI
by u nortnln 111lrd Amt'lIdml'1I1 10
Dt'cJarnuon Plan ofWeslwood VIlJU"C
Condominium dRIed January O.
1070. and recorded January 23.
1070.1111'1011 Uook34. Jlage 100.alld
amended by 0 certain Fourth Amend.
menl 10 Dcclnrnllon Plan of West-
wood Vlllagt Condomllllum dOled
March I. 1079. and recordtd March
12. 1970.111 PlolI Uook35. at page 3.
bring dtslgnated 00 80Id Dec1arnUolI
Plan of Welt wood Village COlldomln-
lum 01 UnU No. 849. Sullt 124.1.24-
F3. In Block '5. Building '9. knOWII
al 849 Brtan Drtve. Sulle 124. Eaola.
Eall Pmnlbom Townlhlp. Cumber-
land County. Pmlloylvanta. 01 more
fully dtICrtbed In Such Dtc1nrnuon
1 Plan and lkclarauon Creating and
EltabUlhlng Westwood Village Con-
donunlum. os the MOlt' appears of
record as set forth above, Including
any amendments thereto. TOOE11-I.
ER Wllh a JlroJlonlollalr ulldlv1dtd
Imerestl" the Common Elements (as
defined In such DeclnrntJonJ of One
nnd TIlIrty.three nlousnndths Per
CellI 11.033%).
UNDER AND SUIlJECflo reSlr1c.
Uon8 of record.
PARCEL NO.: 09-122972-00IA_
69840-5.
BEING the Slime property which
RJchnrd O. EsplJ,th. slnlotle. by his
Deed dnlt'd Mny I n. Inn!) nnd r(".
conJed In llw Hl'("onlt'r's ornCl' of
Cumberlnnd Coullty. Pl'nll~yl\'HIIIOI
on May 24. 1095 III Ol'ed Book Vol-
time 122. POIge 590. gmnted nud COil-
vcyed UlHo Gilbert Cnl1. and Patrieln
Cnlz. his "1fe.
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Proof of Publication of Notite in The Patriot and The Evening News
and The Sunday Patriot-News
UDder Ad No. AT, "rpro...d M.y 1ft. 1_.
Cllmmllflwealth 01 Pefln.,,(vnnia, }
COllntll 01 Dal/phin RR:
..............................MJ.g.b~.~.~...~.9.,r;.F.!?~.........................belnI\' duly sworn according to law, deposes and says:
Asst. Controller
That he Is the ............................of THE PATRIOT - NEWS CO.. a corporation organized and existing
under the laws of the Commonwealth of Penns)'lvanla. with its principal office and place of business at
812 to 818 Market Street, In the City of Harrl.burg, County of Dauphin, State of Pennsylvania, owner
and publisher of THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT-NEWS
newspapers of genersl circulation, printed and published at 812 to 818 Market Street, In the City.
County and State aforesaid: that THE PATRIOT and THE EVENING NEWS and the SUNDAY
PATRIOT.NEWS were established March 4th, 1854. and February 15th, 1917 and September 18th,
1949, respectively, and all have been continuously published ever since:
That the printed notice or publication which Is securely attached hereto Is exsctly as printed and
;.Metro West 22 d d 29th days
published in their regular editions and Issues which appeared on the ..........~......!!.!!...................................
.R.f....!?9..t:.9..I?,~.F....~.!)~...!:!~~....?!;.~...g.o;!:t....~.~....~~~.~.'::!?e!;;!;....~??..~.:....................................................................
That neither he nor said Company Is Interested In the subject matter of said printed notice or adver-
tising, and that all of the allegations of this statement as to the time, place and character of publication
are true; and
That he has personal knowledge of the facta aforesaid a d Is duly authorized and empowered to
verify this statement on behalf of The Patriot-News Co. afo esald by virtue and pursuant to a resolu-
tioD: "".,,1..... '" p&Med and adopted severally by the st~ olders and board of directors of the said
. . "~V dlllv re.:orded in the office for th ordlng.:of Deeds in and for said Count).
WritNo.lIlI<<lO a,::... Vulum.ll. P.~.JI7. I '^ L
: a't.":.a:~~. =,' ............................... ..:. ....~.....l}.!.t~.1()..............................
,; OiIborICruzendp:.,.,.Cruzhlwile: Sworn to and subscribed ore m 9..1.5.th.....dayof
: AllyJLouioP.VllII !II, NO.\(embe..A. D 1996 ~h. ' -,-,'
l"'~"~~=: unl1 In the ~ i .....!~rl/~u . X~~oUnt~ it. :.r.;e'1u....;.....
':~."'-n, nomod end IdonIifiod In lI1e . S My Commi$$lon E,p,,~. J..... 6. IJ taT'll bile
.DeCIIniIiol, PIon. ..r.nd to below . 1M' -'~-.,__
" W... .ad VoIago C.ndon....... IoOIIocIIn I ' Y eommls'....II_._-.iIlivia"'-'-iotllon1<<l...........
~&ol Peo._. l~P. Cumbwtand ' I
:~ ',,,"" ~~ Statement of Advertising Costs
~ AcI of Pen . AcI of July 3
:~~ OtL~8R~rdor~~~ ~ c;.~~e.~!:.t~.!:l.g...!;.~~!:l.!:L~~~.F.~.~.f:;;....2.~.~.~~.~..
,.CUrnboo...od County. Poo.lO)Mnio. of. Car lisle, PA. 17013
~:=~n V~~b~:'=Ii= s ...........T~..TH'E'.PATRi.OT:NE\VS..CO::..D;.:.......
. o!anuwY 211, I 75. and ~ on
_'~ 211, 11175. In M-..-. Book I For publishing the notice or publication attached hereto on the
;2Ia,._283.endomondod~~ 4"l 6
J.firII Amolido._.1 10 Deda.1lloo, . I above stated dates. $...........,.....:.9........
iand Eltoblilhlng WOltwood Vllllga b I $ 1. 0 U
~ coo.....'..~ ~ MAY" 28. 1978, IilcI Pro at nil' same ............................
S A L E" #3'MR '" 432 U6
Total $................:...........
Publisher's Receipt for Advertising Costs
THE PATRIOT-NEWS CO., publisher of TilE PATRIOT and THE EVENING NEWS and the
SUNDAY PATRIOT-NEWS. new~papers of general circulation, hereby acknowlcdlle receipt of the
Sforesald notice and publication costs and certifies that the same have been dul)' paid.
Tm; PATRIOT-NI-:WS CO.
Ry "......,."...,.,........,.....",.'.....,..........,.........'"...,'....."....'..
.
NOTICE OF SHERIFF'S SALE OF
REAL ESTATE PURSUANT TO
PENNSYLVANIA RULE OF CIVIL
PROCEDURE 3129.1
TO: GILBERT CRUZ
PATRICIA CRUZ
c/o 849 BRIAN DRIVE
ENOLA, PA 17025
GILBERT CRUZ
PATRICIA CRUZ
c/o 104 COLLEGE HILL ROAD
ENOLA, PA 17025
GILBERT CRUZ
PATRICIA CRUZ
GILBERT CRUZ
PATRICIA CRUZ
c/o 2861 BAINBRIDGE AVE.
APT. #2D
BRONX, NY 10458
AND: ALL LIEN HOLDERS
c/o 145 WEST 188TH STREET
BRONX, NY 10468
TAKE NOTICE that by virtue of the above Writ of Execution issued out
of the Court of Common Pleas of Cumberland County, Pennsylvania and to
the Sheriff of Cumberland County, directed, there will be exposed to
Public Sale in Cumberland County Courthouse, Carlisle, PA on December 4,
1996 at 10.00 A. M., the following described real estate, of which
Gilbert Cruz and patricia Cruz are owners or reputed owners:
i'
E. pennsboro Twp" Cumberland Cty., PA, being k/a Unit #849, Suite 124,
L24-F3, in Block #5, Bldg. #9 in Westwood Village Condominium. HET a
dwg. k/a 849 Brian Dr., Suite 124. Parcel #09-122972-001/A-69849-5.
The said Writ of Execution has issued on a judgment in the mortgage
foreclosure action of Norwest Mortgage, Inc. VS. Gilbert Cruz and
Patricia Cruz at No. 96-600 in the amount of $80,999.21.
Claims against property must be filed at the Office of the Sheriff
before above sale date.
Claims to proceeds must be made with the Office of the Sheriff
before the sale date.
Schedule of Distribution will be filed with the Office of the
Sheriff no later than thirty (30) days from sale date.
Exceptions to Distribution or a petition to Set Aside the Sale must
be filed \~ith the Office of the sheriff no later than ten (10) days from
the date when Schedule of Distribution is filed in the Office of the
Sheriff.
,
Attached hereto is a copy of the Writ of Execution. It has been
issued because there is a judgment against you. It may cause your
property to be held or taken to pay the judgment. You may have legal
rights to prevent your property from being taken. A lawyer can advise
you more specifically of these ri.ghts. If you wish to exercise your
rights you must act promptly,
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER
AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
ADVICE.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR - 3RD FLOOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
TELEPHONE: (717) 697-0317
You may have legal rights to prevent the Sheriff's Sale and the loss
of your property, In order to exercise those rights, prompt action on
your part is necessary. A lawyer may be able to help you.
You may have the right to prevent or delay the Sheriff's Sale by
filing, before the sale occurs, a petition to open or strike the judgment
or a petition to stay the execution.
If the judgment was entered because you did not file with the Court
any defense or objection you might have within twenty (20) days after
service of the Complaint for Mortgage Foreclosure and Notice to Defend,
you may have the right to have the judgment opened in you promptly file
a petition with the Court alleging a valid defense and a reasonable
excuse for failing to file the defense on time, If the judgment is
opened, the Sheriff's Sale would ordinarily be delayed pending a trial of
the issue of whether the Plaintiff has a valid claim to foreclose the
Mortgage.
You may also have the right to have the judgment stricken if the
Sheriff has not made a valid return of service of the Complaint and
Notice to Defend or if the judgment was entered before twenty (20) days
after service or in certain other events. To exercise this right, you
would have to file a petition to strike the judgment,
You may also have the right to petition the Court to stay or delay
the execution and the Sheriff's Sale if you can show a defect in the Writ
of Execution or service or demonstrate any other legal or equitable
right.
,
You may also have the right to have the Sheriff's Sale set aside if
the property is sold for a grossly inadequate price or if there are
defects in the Sheriff's Sale. To exercise this right, you should file
a petition with the Cour:: after the sale and before the Sheriff has
delivered his Deed to the property. The Sheriff will deliver the Deed if
no petition to set aside the sale is filed within ten (10) days from the
date when the schedule of Distribution is filed in the Office of the
Sheriff.
~dI;;l.,!:,
Attorney for Plaintiff
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
**THE DEBT COLLECTOR IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT FURPOSE,**
,
PROPERTY DESCRIPTION
ALL THAT CERTAIN unit in the property known, named and identified in the
Declaration Plan, referred to below as Westwood Village Condominium
located in East pennsboro Township, Cumberland County, Pennsylvania which
has heretofore been submitted to the provision of the Unit Property Act
of Pennsylvania, Act of July 3, 1963, P.L. 196, by the recording in the
Office of Recorder of Deeds of cumberland County, Pennsylvania, of a
Declaration Creating and Establishing Westwood Village Condominium, dated
January 29, 1975, and recorded on January 29, 1975, in Miscellaneous Book
213, at page 283, and amended by a certain First Amendment to Declaration
Creating and Establishing Westwood Village Condominium, dated May 28/
1976, and recorded on June 22, 1976, in Miscellaneous Book 222, at page
729, and a certain Second Amendment to Declaration Creating and
Establishing Westwood Village Condominium dated July 21, 1976, and
recorded on July 26, 1976, in Miscellaneous Book 223, at page 343, and a
certain Third Amendment to Declaration Creating and Establishing ~Iestwood
Village Condominium dated June 9, 1978, and recorded on June 23, 1978/ in
Miscellaneous Book 236, at page 225, and a certain Fourth Amendment to
Declaration Creating and Establishing Westwood Village Condominium dated
June 13, 1978, and recorded June 23, 1978 in Miscellaneous Book 236, at
page 250, and a certain Fifth Amendment to Declaration Creating and
Establishing Westwood Village Condominium dated January 9, 1979, and
recorded on January 23, 1979, in Miscellaneous Book 249, at page 884, and
a certain Sixth Amendment to Declaration Creating and Establishing
Westwood Village Condominium dated March 1, 1979, and recorded March 12,1
979, in Miscellaneous Book 241, at page 836, and a Code of Regulations of
Westwood Village Condominium dated January 29, 1975, and recorded on
January 29, 1975 in Miscellaneous Book 213, at page 328, and amended by
a certain First Amendment to Code of Regulations of Westwood Village
Condominium dated May 28, 1976, and recorded on June 22/ 1976, in
Miscellaneous Book 222, at page 737, and Declaration Plan of Westwood
Village Condominium dated January 29, 1975, and recorded on January 29,
1975, in Plan Book 26, at page 15, and amended by a certain First
Amendment to Declaration Plan of Westwood Village Condominium dated July
21, 1976, and recorded July 26, 1976 in plan Book 28, at page 72/ and
amended by a certain Second Amendment to Declaration Plan of Westwood
Village Condominium dated June 16, 1978, and recorded on June 23, 1978 in
Plan Book 33, at page 28, and amended by a certain Third Amendment to
Declaration Plan of Westwood Village Condominium dated January 9, 1~79,
and recorded January 23, 1979, in Plan Book 34, page 100, and amended by
a certain Fourth Amendment to Declaration Plan of Westwood Village
Condominium dated March 1, 1979, and recorded March 12, 1979, in Plan
Book 35, at page 3/ being designated on said Declaration Plan of Westwood
Village Condominium as Unit No. 849, Suite 124, L24-F3, in Block #5/
Building #9, known as 849 Brian Drive, Suite 124, Enola, East Pennsboro
Township, Cumberland County, Pennsylvania, as more fully described in
Such Declaration Plan and Declaration Creating and Establishing Westwood
Village Condominium, as the same appears of record as set forth above.
including any amendments thereto, TOGETHER with a proportionate undivided
interest in the Common Elements (as defined in such Declaration) of One
and Thirty-three Thousandths Per Cent (1.033%).
,
,
. .
UNDER AND SUBJECT to restrictions of record.
PARCEL NO.: 09-122972-001A-69849-5.
BEING the same property which Richard O. Espigh, single, by his Deed
dated May 19, 1995 and recorded in the Recorder's Office of Cumberland
County, Pennsylvania on May 24, 1995 in Deed Book Volume 122, Page 599,
granted and conveyed unto Gilbert Cruz and patricia Cruz, his wife,
IN 11iE COORT OF CCMON PLEAS OF
ClJolBERUIND COUNI'Y, PENNSYLVANIA
WRIT NO.
CIVIL 19
WRIT Of' EXECUTION
tal' I CE:
nus paper is a Writ of Execuuon. I t hAs been issued because there is
a judgTllmt against you. It may cause your property to be held or taken to pay
the jud!JTll!llt. You may hAve legal nghts to prevent your property from being
taken. A lawyer can advue you more specifically of these rights. If you wish
to exercise your rights, you nust act prarptly.
~ law prov1des that certain property cannot be taken. Such property is
said to be exempt. There is .., debtor's exemption of 5300, There are other
exemptions ~~ch may be appl1cable to you, Attached is a summary of some of the
maJor exempt10ns, You may have other exempt10ns or other rights.
If you hAve an exenption, you should do the folla..oing prmptly: (1) Fill
out the attached claim fotl11 and demand for a pronpt hearing. (2) Deliver the
fotl11 or mail it to the Sherif f 's Office a t the address noted.
You should cane to court ready to explain your exerrption. If you do not
cane to court and prove your exemption, you may lose sane of your property.
YOU SHOULD TAl<E THIS PAPER TO YOUR LAWYER AT Ol'a. If' YOU 00 NOT HAVE A
LAWYER OR CAN'OI' AFFORD ONE, G:) TO OR TELEPHONE THE OFFICE: SET FORTH BEI.a'i TO
FIK) OUT WHERE YOU CAN GET LEGAL HELP.
Court Administrator
4th Floor
CUrberland County CoUrt House
Carlisle, Pennsylvania 17013
Area Code 717 - 240-6200
MAJOR EXEMPTIOOS UNDER
PENNSYLVANIA AND FiDERAL LAW
1. $300 statutory exerrption
2. Bibles, school books, sewing machines, uniforms and equiprent
3. Most wages and unerrployment coopensation
4. Social Security benefits
S. Certain retirerrent funds and accounts
6. Certain veteran and armed forces benefits
7. Certain insurance proceeds
8, Such other exenptions as may be provided by law
IN THE COORT Of' CCMal PLEAS or
ClMBERUIND COUNI'Y, PENNSYLVANIA
WRIT NO.
CML 19
CLAIM FOR EXEMPTIOO
To the Sheriff.
I, the above narred defendant, claim exenption of property fran levy,
or attactm!nt.
1. Fran my personal property in my possession which has been levied
upon,
a) I desire that my 5300 statutory exenption be
c=l
(i) set aside in kind (specify property to be set
aside in kind):
c::J ( ii I paid in cash following the sale of the property
levied upon; or
b) I claim the following exenption (specify property and basis of
exenption) :
2. From my property which is in the posession of a third party, I
claim the folla..oing exerrptions:
a) my 5300 statutory exenption'l I in cash; c:::J in y.i/ld
(specify property):
b) Social Security benefits on depoSit in the lIl10unt of $
c) other (specify lIIl'Ount and basis of exemption.
I request a prarpt coUrt hearing to determine the exerrption.
Notice of the hearing should be given to me at
Address
Telephone Nlm:ler
I verify that the statements made in this Claim for Exenption are true
and correct. I understand that false statements herein are made subject to the
penalties of lS Pa. C.S. S 4904 relating to unsworn falsification to authorities.
Date:
'lllIS CLAIM TO BE FILED WITH 11iE
OFFICE Of' THE SHERIFF Of' ClMBERUIND
CXXlN'l'Y .
ct.t1BERLAND COUNl'Y CCll.IRIH:llJSE
CARLISIE, PENNSYLVANIA 17013
(717) 249-1133
ORDER Of' COORT
A/'I) lQtl, pursuant to Pa. Rule
of Civil Procedure 3123.1(b), a hearing is set for
in CoUrt Roan No.
Cl.lrberland County CoUrthouse, Carlisle, Pennsylvania. The Sheriff of
CUttlerlancl County shall notify the parties of the tine and place for the hearing.
By the CoUrt,
J.
'-_.
. .
, WAIT OF EXECUTION and/or ATTACHMENT
COMMONWEAlTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 96-600 CIVIL 19_
CIVIL ACTION. LAW
TO THE SHERIFF OF
CUMBERLAND
COUNTY:
Norwest Mortgage, Inc., a California
To satisly the debt, Interest and cosls due
corpora t ion PLAINTIFF(S)
'rom Gilbert Cruz and Patricia CruK, his wife, 849 Bryan Dr., Eno1a PAl
l4S West 188th St., Bronx NY 10468: 286l Bainridge Ave., Apt H2D,
Bronx NY l04S8 and l04 College Hill Rd., Enola PA l7025.
DEFENDANT(S)
(1) You are directed to levy upon the prop9l1y ollhe defendant(s) and to sell Sell real estate
located at 849 Bryan Dr., Eno1a PA l702S. (See attached legal description.)
(2) You are also directed to allach the property 01 the defendant(s) not levied upon In the possession of
GARNISHEE(S) as lollows:
and to notny the gamlshee(s) that: (a) an allachment has been Issued; (b) the garnishee(s) Is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any property 01 the defendant(s) or olherwlse disposing
thereof:
(3) II propertyolthe defendant(s) not levied upon an subject to allachmenlls found In the possession 01 anyone olher
than a named garnishee, you are directed to notify hllTllherthal he/she has been added as a garnishee and Is enjoined as above
stated.
Amount Due $80,999. 2l
Inlerest 8/6/96 to l2/4/96
L.L.
$.50
$2,006.85
Due Prolhy
Other Cosls
$ 1. 00
AlIY's Camm
Ally Paid
Plalntnl Paid
%
$206.86
Date: Auaust 7. 1996
Deputy
by:
REQUESTING PARTY:
Name Louis P. Vitti, Esq.
Address: 916 Fifth Avenue
Pi~tsburgh PA 15219
AlIorney for: PIa in ti f f
Telephone:l.!11..) 281-1725
Supreme Court ID No. 01072
In ~E COpy FRoM RECORD
c'lnd Iho mony whe~. I here unto set my hand
n. j. '71:~' 0111.:1' . C urt<< I Carlls/II.~
.~ (.~-. " or Ul. 1 19
. -.- '- .
.. ~~(J~lhono~
I.
"
REAL E3Ti.d [ ~i .__ ,:,J. '.
, ry~rro
.~U~ W~
On G...llaul- g. /? f~ the sheriff levIed upon tlla dt'l~nl.lallto)
Interest In the real property situated In I~) .J i- A ./I'/l<J,Crr,,' 1]tv{"
Cumberland County, Pa" known and numbered as: flJ 'i' .4ltf"w.1D..
l J/),,-..L. and more fully described nn Exhibit" A" fil.'~; wan
this wrIt and by this reference Incorporated herein.
G:.!e: ^ - {,' - 'f' " By: (./'1 y ~a Oih"Lt~_
;8.( ~d:;C-/J..~.t;
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STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
} 55.
I, ______~~~~!_t__~_ ?_~'.:l.I~_e_~__ ___ nnu___ ___ ____________ _u_u_un_ nu__u___ Rccordcr of
necd. in and for .aid COUnl)' and Slatc do hcreb)' ccnify Ihal Ihc ShcrUr. Deed In which _______u_u__u
_nunu1iQr~_'tU_M.q[U\Age_J.n\:_.___uu_u__ __unn_______________n__uu_uu is Ihc grantcc
Ihc ..mc having been .old 10 said grantcc on Ihc !+..~!!_uuu__u________u____uuu_________n_ day of
__unu___~~~~_~~~.:____nu___unu_u A. D., 19_.?.~____, undcr and by vinuc of a wril_u__u___uu
Execution . 7th
________________________________________________uoucdon Ihc_____________________________________
day of ________&i&\I~!..un______ A. D., 19__96__, oul of Ihe Coun of Comman Picas of said Counly a. of
__P.!:.'!!!_u____uuuuuuu_" _00__00________00 u_un nn_n_uu_n____.nu_ _ Tenn, 19_~~_u_
Number .600.___000000' allbe .uil or u~?!..~~~_t__~?.:_t_I!~!l~n!!.I~_'u~_~_~!~!_~~!.I!_au~?:R'!~.:'_t;.~~?_m_
_u____u 00_ _ u________ n_ 00 __ _ _ _ __ again.t_ ..ail b=t _ CJ:.\IZ_JUld_ PAt r.itill_CJ:.\IZn __ ___u_ __ _ is
dul)' recorded in Sherifr. Deed Book No. _J~~n_._n, Pagc _~4~u_u___.
IN TESTIMONY WHEREOF, I havc hereunto
.et my hand and .cal or said oUice Ihb~____ day
01.
uuui- t/)., u , 9.?Lm_
..l:J.. _ _____n__
~ rder of Deeds
NOT :RIAl SEAl - I
ECOPDER or OEtOS,llOIARV PUBLIC J
A ISlE, CW/RER,AIlO ccumv COURI ttOUSf
M'I CO'."II<;S'O~l E'PIRES IMWARV 1 1998
Norwest Mortgage Inc. a California
Corp
vs
Gilbert Cruz and patricia Cruz his wife
In the Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 96-600 Civil Term
.-.----.
Michael Barrick, Deputy Sheriff, who being duly sworn according
to law, says on October 4, 196 at 10.03 o'clock A.M., E.D.S.T., he
posted the property of Gilbert Cruz and patricia Cruz hiE wife
at B49 Bryan Drive, Eno1a, Cumberland County, Pennsylvania with a
copy of Real Estate Writ, Notice Poster and Description according
to law.
R. Thomas Kline, Sheriff, who being duly sworn according
to law, says that he served Real Estate Writ, Notice Poster and
Description in the following manner. The Sheriff mailed Gilbert
Cruz and Patricia Cruz a notice of the pendency of the action by
certified mail marked DELIVERY ONLY TO ADDRESSEE, to there last known
address at 849 Bryan Drive, Enola, Pa. 1702~. This letter was mailed
under the date of October 3, 1996 and was returned to the Sheriff's
Office marked MOVED LEFT NO FORWARD ADDRESS. I.etter is hereto
attached unopened
R. Thomas Kline, Sheriff, who being duly sworn according to
law, says that he served Real Estate Writ, Notice Poster and
Description in the following manner. The Sheriff mailed Gilbert
Cruz and Patricia Cruz a notice of the pendency of the action
by regular mail to there last known address at 849 Bryan Drive
Enola, Pa. l7025. This letter was mailed under the date of October
17, 1996 and was returned MOVED FORWARD TIME EXPIRED. Letter is
hereto attached unopened.
R. Thomas Kline, Sheriff, who being duly sworn according
to law, says that he served Real Estate Writ, Notice Poster and
Description in the following manner: The Sheriff maild Gilbert
Cruz and Patricia Cruz a notice of the pendency of the action by
certified mail marked DELIVERY ONLY TO ADDRESSEE, to there last known
address at 104 College Hill Road, 8nola, Pa. 17025. This letter was
mailed under the date of October 3, 1996 and was returned to the
Sheriff's Office marked Moved. Letter is hereto attached unopened.
R. Thomas Kline, Sheriff, who being duly sworn according
to law, says that he served Real Estate Writ, Notice Poster and
Description in the fOllowing manner. The Sheriff mailed Gilbert
Cruz and patricia Cruz a notice of the pendency of the action by
regular mail to there last known address at 104 College Hill Road,
Enola, Pa. 17025. This letter was mailed under the date of October
l7, 1996 and was returned to the Sheriff's Office marked MOVED
No Forwarding. Letter is hereto attached unopened.
R. Thomas Kline, Sheriff, who being duly sworn according
to law, says that he served Real Estate Writ, Notice Poster and
Description in the following manner. The Sheriff mailed Gilbert Cruz
and Patricia Cruz a notice of the pendency of the action by
certified mail marked DELIVERY ONLY ATO ADDRESSEE, to there last known
address at l45 West 188th Street, Bronx NY 10468. This letter was
mailed unter the date of October 3, 1996 and was returned to the
Sheriff's Office marked UNCLAIMED. Letter is hereto attached unopened.
R. Thomas Kline, Sheriff, who being duly sworn according
to law, says that he served Real estate Writ, Notice Poster and
Description in the following manner: The Sheriff mailed Gilbert
Cruz and Patricia Cruz a notice of the pendency of the action by
regular mail to there last known address at 145 West lB8th Street,
Bronz NY 10468, This letter was mailed under the date of October
17, 11)97 and was never returned to the Sheriff's Office.
---
Writ No. 96-600 Civil Term
R. Thomas Kline, Sheriff, who being duly sworn according
to law, Sftys that he served Real Estate Writ, Notice Poster and
Description in the following manner. The Sheriff mailed
Gilbert Cruz and Patricia a notice of the pendency of the action by
certified mail marked DELIVERY ONLY TO ADDRESSEE, to there last known
address at 2B6l Bainridge Avenue Apt. H2D Bronx NY 10458. This letter
was mailed under the date of October 3, 1996 and returned to the
Sheriff's Office marked RETURN TO SENDER REFUSED) Letter is hereto
attaced unopened.
R. Thomas Kline, Sheriff, who being duly sworn according
to law, says that he served Real Estate Writ, Notice Poster and
Description in the following manner. The Sheriff mailed Gilbert
Cruz and Patricia a notice of the pendency of the action bu
regular mail to there last known address at 2B6l Bainridge Avenue
Apt #20 Bronx NY 10458. This letter was mailed under the date of
of October 21, 1996 and was never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law,
says that after due and legal notice had been given according to law,
exposed the wtihin described premises at public venue or outcry at the
Court House, Carlisle, Cumberland County, Pennsylvania on December
4, 1996 at 10.00 o'clock A.M., E.S.T., and sold the sa~e for the sum
of Sl.OO to Attorney Scott Dietterick for Atty Louis P. Vitti for
Norwes~ Mortgage Inc. Its successors and assigns at Home Campus MS l22509
Des M01~~b Iowa S032B. It being highest bid and the best price received
for the sJm3 Norwest Mortgage Inc. at Home Camus MS 122509 Des Moines
Iowa, SOJ28, it being the buyer in this Execution paid Sheriff R. Thomas
the sum of S. 3,102.67 it being poundage, stamps etc. Sheriff's Costs
listed below. See attached distribution sheet for additional costs.
Sheriff's Costs.
Docketing
Poundage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
Law Library
County
Mileage
Cert Mail
Levy
Surcharge
30.00
60.S4
l5.00
lS.OO
30.00
lO.OO
.50
1.00
9.92
29.27
lS.OO
2.00
21S.53 Pd. by Atty.
l2-5-96
Sworn and subscribed to before me
this~r ~ day of ( L .n. 1996
I 1
~,. Q. l}A ~~... I ^~'i'
So answers:
~(,~.
'if..
R. Thomas Kline,
" r?
. ..
~rt:4
Sheriff
by
{Lt".!'. /;1. f.J (""L
Deputy Sheriff
,'0 u' /<1)'('>-
\." 1
(V~ .
CIVIL DIVISION
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA
NORWEST MORTGAGE. INC.. A
CALIFORNIA CORPORATION
Plaintiff.
vs.
GILBERT CRUZ and PATRICIA CRUZ.
his wife
Defendants.
NO. 96.600
PRAECIPE TO REINSTATE
COMPLAINT IN MORTGAGE
FORECLOSURE
Code
MORTGAGE FORECLOSURE
Filed on behalf of
Plaintiff
Counsel of record for this
pany:
Louis P. Vitti. Esquire
PA 1.0. #3810
Supreme Coun #01072
Louis P. Vitti & Assoc.. P.C.
916 Fifth Avenue
Pittsburgh. PA 15219
(412) 281-1725
: f;
.-.......,,;...~ : I' ..
-..- ~-_.---,..._-_.~.-.. r"
-~......- .
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NORWEST MORTGAGE, INC., A CALIFORNIA CORPORATION )
) NO. 96-600
Plaintiff, )
vs. )
)
GILBERT CRUZ and PATRICIA CRUZ, his wife )
)
Defendants. )
PRAECIPE TO REINSTATE COMPLAINT
TO: PROTHONOTARY OF CUMBERL^"lD:
KINDLY reinstate the Complaint in the above-captioned maller,
Respectfully submilled,
LOUIS P. VITTI & ASSOC., P.c.
,
, {
If
/~ 'I 1- L [
..-" i,L.... ,., / , ,I CC
BY: ,_,,; II ,J ,J'
Louis P~ Villi, Esquire
Allorney for Plaintiff
'-"
Dated: June 20, 1996
; " I r
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SHERIFF'S RETURN - REGULAR
CASE NOI 1996-00600 P
COIIIIONWEALTH OF PENNSYLVANIA I
COUNTY Of' CUIIBERLAND
NORWEST 1I0RTGAGE INC ETC
VS.
CRUZ GILBERT ET AL
KENNETH E. GOSSERT
CUll BERLAND County, Pennsylvania, who
to law, says, the within CDIIPLAINT -
upon CRUZ GILBERT
defendant, at 1458.00 HOURS, on the ~ day of June
1922 at 849 BRIAN DRIVE
ENOLA. PA 17025
. Sheriff or Deputy Sheriff of
being duly sworn according
IIDRT FORE was served
the
.
. CUMBERLAND
BY POSTING
County, Pennsylvania, by handing to SERVICE WAS MADE
ABOVE PROPERTY
a true and attested copy of the COMPLAINT - MDRT FDRE
and at the same time directing ~ attention to the contents thereof.
Additional Comments:
SERVICE WAS ALSO MADE f'OR PATRICIA CRUZ BY POSTING THE ABDVE PROPERTY.
Sheriff's CostSI
Docketing
Service
Affidavit
Surcharge
Posting
So answers:
.' ~
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. I homas K~1ne', ~her1j;j;
18.00
8.96
.00
2.00
6.00
e~4.';j6
LOUIS P. VITTI
06/28/1996
by
Sworn a~~ BUbBcribeh to before me
this ~ ~ day of ~. ..~
19 '1(. A. D.
( l"LL f:\ 1 Jtdiy, ~1f'
::::::;., ~otliono"ary
~>~/
~
.
JUiJ 13 1995 PI"
IN THE COURT OF COMMON PLEAS OF CUMBERLA:\D COUNTY, PENNSYLVANIA
CIVIL DIVISION
NORWEST MORTGAGE. INC., A CALIFORNIA
CORPORATION,
Plainliif.
)
)
) :\0. 96-600
)
I.
vs.
GILBERT CRlJZ and PATRICIA CRUZ.
his wife
Defendanls.
ORDER OF COURT
AND NOW, this
11.-1 day of
~,
-"'~
, 1996, it appearing
to the Court thai the Sheriff has been frustraled in service of process. it is Ordered.
Adjudged and Decreed that service of Ihe Complaint and all subsequent documents upon
all Defendants be accomplished by posting the properly by the Sheriff in order to effect
compliance with Rule -100. et seq. and Rule 3129.1. et '')1' .
BY THE COURT: //
. /'/ /
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NORWEST MORTGAGE, INC" A
CALIFORNIA CORPORATION,
Plaintiff,
vs.
GILBERT CRUZ and PATRICIA CRUZ,
his wife
Defendants.
CIVIL DIVISION
NO. 96.600
PETITION FOR ALTERNATE
SERVICE
Code
MORTGAGE FORECLOSURE
Filed on behalf of
Plaintiff
Counsel of record for this
party:
Louis P. Villi, Esquire
PA J.D. #3810
Supreme Court #01072
Louis P. Villi & Assoc., P.C.
916 Fifth Avenue
Pillsburgh, PA 15219
(412) 281-1725
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NOTICE
GILBERT CRUZ
PATRICIA CRUZ
dol04 College Hill Road
Enola, PA 17025
GILBERT CRUZ
PATRICIA CRUZ
do 2861 Bainbridge Ave
Apt. #20
Bronx, NY 10458
GILBERT CRUZ
PATRICIA CRUZ
do 849 Brian Drive
Enola, PA 17025
TO:
GILBERT CRUZ
PATRICIA CRUZ
do 145 West 188th Street
Bronx, NY 10468
Take notice that the within Petition for Service pursuant to Rule 430 of the
Pennsylvania Rules of Civil Procedure will be presented before the Motions Judge,
Cumberland County, Carlisle, Pennsylvania, as unopposed unless a responsive pleading is
filed.
LOUIS P. VITTI & ASSOC., P.c.
LfllJ
BY:
CERTIFICATION
I hereby certify that a true and correct copy of the within Petition was mailed to the
Defendants at the above addresses on the 3rd day of June, 1996.
~3' .
///. (- ~
Louis P:-vi'lli, Esquire
Allorney for Plaintiff
BY:
I ',I ~ j
.-.... "'~~;'..~ :,
..~ ._-- ..__._~.. -.----------.
'.. .. .
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NORWEST MORTGAGE, INC., A CALIFORNIA
CORPORATION,
)
)
) NO. 96-600
)
)
)
)
)
Plaintiff,
vs.
GILBERT CRUZ and PATRICIA CRUZ,
his wife
Defendants.
PETITION FOR SERVICE PURSUANT TO RULE 430
AND THE PENNSYLVANIA RULES OF
CIVIL PROCEDURE 400. ET SEO.
NOW comes the Plaintiff by and through their attorneys, Louis P. Vitti & Associates,
P.c. and Louis p, Vitti, Esquire, and files this Petition requesting this Honorable Court permit
service pursuant to Pennsylvania Rules of Civil Procedure 400, et seq., and particularly Rule
430 whereof the following is a statement:
1. Plaintiff did file a Complaint at the above-captioned number in mortgage
foreclosure.
2. The property address is 849 Brian Drive, Enola, Pennsylvania 17025, and is
the subject of this action.
3. The Sheriff did attempt to make service, but has been unable to serve the
Defendants, Gilbert Cruz and Patricia Cruz. See Exhibit "A".
4. Efforts to effectuate service by the Sheriff have met without success and service
1
.
has been frustrated requiring presentation of this Petition,
WHEREFORE, Plaintiff prays this Honorable Court enter an Order permitting service
by posting the property by the Sheriff.
Respectfully submitted,
lOUIS P. VITTI & ASSOC., P,C,
BY: I
lo . P. Vitti, Esquire
Attorney for Plaintiff
2
I , , I
..._ _____"..~._~=~"r;..';
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NORWEST MORTGAGE, INC., A CALIFORNIA CORPORATION,
Plaintiff,
)
)
) No, 96.600
)
)
)
)
vs.
GILBERT CRUZ and PATRICIA CRUZ, his wife,
Defendants.
INVESTIGATION AFFIDAVIT PURSUANT TO PA.R.C.P. NO. 430
Four Star Investigation sets forth the following:
1. Affiant and/or its agents have conducted an investigation to determine the
whereabouts of the Defendanlls), GILBERT CRUZ and PATRICIA CRUZ, by making inquiries
of or examining the following:
a.
Local telephone directory assitance in the area which shows the
property address is accurate;
b.
LO~fl voter registration office sho. ws. the property address is:
Lul'I1 b"r IVn /,(..1" (J rj fC. -(. ,.....
'/!J;'jt?~,~i' 1~~:5 rf- ~, 16-l1( (1'0.( no
c.
Department of Transportation - shows that the last known
address for the Defendanlls) is/are:
JJJo tlPrl/t'!V:-J (f OJU,'''.{.~/'5 /,CC""1st' IS ~rt!j;",,~L
+0 (!;,/6.vJf (n,'7 1/1 ;:o.A. v
d.
I 'I J
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.. ..
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Iiii'M+' (It 0/61'1/ (no
~~1~ ll/prJ~';~:' "('/~:~I\'.
t{iP !,t<,oV ~U'h
A,,, tvh",,,,{,b~/.A.Is.
e, Postal authority in Bronx, NY indicates that the Defendant(s)
have moved from 2861 Bainbridge Ave, #20, Bronx, NY 10458
and left no forwarding. Postal authority in Enola, PA indicates
that the defendants receive mail at 104 College Hill Road,
Enola, PA 17025. See Exhibit "B".
2. Notwithstanding the investigation as set forth in this Affidavit, Affiant and/or
its agents have only been able to locate the whereabouts of said Defendant(s) as shown
above and by the attached exhibits.
We verify that the statements made in this Affidavit are true and correct to the best
of our knowledge, information and belief. We understand that false statements are made
subject to the penalties of 18 Pa.C.S.A. Section 4904, relating to unsworn falsification to
authorities.
FOUR STAR INVESTIGATION
,
'Y~,;; 1tl~
Commonwealth of Pennsylvania
55.
County of Allegheny
On this the ~ 9/A day of m 19 9(;, . before me the
undersigned officer, personally appear the Affiant, known to me (or satisfactorily proven)
to be the person whose name is subsc ed to the within instrument and acknowledged that
he executed the same for the purposes therein contained.
In Witness Whereof, I hereunto set my hand and.offlcial seal.
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CQU~ITY CF C~~5ERLA~1~
NO~WE~~ MQRr~AGE !MC ET~
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OF CUMBERLAND HBG. PA 1
1~~~~ees~~a~:1R I UNGI.AJMED ~ "\J~ .
'ennsylvania 1701314~'W, ~ 1R000X IIV 1-~ ---- - .,
1st lluti~L - lJlI68-99gg.
. 2nd t\Q~e~ Gilbert Cruz
Re\.UI~r 2861 Bainbridge Ave" #2D
. Bronx, New York 10458
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OF CUMBERLAND L.:..: ';' . .
of The Sheriff UNOl ~ ~~:'tl:'ll
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ennsylvanla 17013 . I1'()NX 'N1t:'D .' :~~;
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SHERIFF'S F.ETUF./1 - U. S. CEF.TIFZED MAIL
CASE /10. 1996-~0E0~ P
CO~~O/lWEALTH OF PEHIISYLVA9IA:
COulln C'F CUI1EE:F.LAltr.
NN.'tIE:~;T 111JRTGAGE Hie ETe
VS,
CRU= GILBERT ET AL
R. Thomas I,!in.;> , Sh'i'r1!! cr [''i'P'Jt:.. Sheri!! of
CUMEEfiLA/lD County, F~nn~ylvania, who being duly swcrn sccordin; to l~w,
:;:.......I.j thl? witt.ill r.:;".~.:l DEFE.l!RAl-IT. SBUZ_GILEE.Bl________ -'
~.,. Unito::d ~taf:.Q;t C'-?r"f..:.ii-.?':f 11sil pcstao-? "re~nl':, '~:l tho: #...J.~!;"__. d'3Y *:'::
A c.r ill ?'?E I s 40.
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~C;,Gli..:t~~ H'JURS, a: ;_~it.._;A:rI~F.lr.GE A.'1.~iJ.'.tE...____.__.
II :L_._________.__
!;.f,Ot!;'{'.. H'{_.J.'~4~.s
a true and att,\,sted copy o! the attached -'~..r,~11E.l"hIti7 - MOF.T'rO!';::
The returned receipt card was sign'i'd by
on 0/~11l/li)00Gl.
Additional Comments:
LETTER RETUI\NEt' TO OFFICE OF THE SHERIFF 011 tlAY 3,
C~ECKED UNCLAIMED
199; REASON
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Affidavit
Surch::trce
CERTIFIE[' MAIL
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CASE 1101 1996-0;&00 F
CC':1t!O!I'tlE^L TII OF FE:H12YLV';:II,\:
COUIlTY OF CVM~EF.LA~~
t1':"I\WE:ST MC'.fjTGAG:: IlK ETe
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on 1(I/0fZ1/0000,
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A;ditional Comm~n~s:
..
LETTEF. RETURNEr, To:. 'JFFICE OF THE SHEF:IFr O~I MAY 1, 1'.<:;: WIT;;
F:E.\SOll CHESI':Er' l,il':::~PTEr' L'NJ\N,J'IIN
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FOR'~-:W~TANT MESSAGE
DATE ~. ;;0 - 'Ie, TIME ~tt
M 64!4J- Cum"~~(~.
OF
PHONE
o FAX
a MOBILE
l TELEP.:;(jN-EO:''':'-':Z PL:E"::LL TIM. TO CALL
I CAME TO SEE YOU .i WILL CALL AGAIN
WANTS TO SEE YOU - :1 RUSH
l!ETURNEDYO~"~ALL: LJA SPECIAL ATTENTI~N
MESSAGE Y. ~ ~ U7 - 7/Jr-
1fii ij!Wo/j:~(,
AI-ll;.\co::m
Nut.mER
E.(TEf.SO~j
SIGNED
~ FORM :30025
~~. MACE tN U,SA.
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PHONE: (412) 281.1725
l'l\i~. \' I"} ~ru.')ol'J
DATE:
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POSTMASTER
rlfY''rltt-. f:t! /'7t'J/...!5
Address:
~'~J a//...
1~.4
/"7"'''=
/.:-/~~-)
NOTE: The name and lasl known address are required for change of address infonnation, The name. If known. and
post office box address are required for boxholder Infonnation.
The following Infonnation Is provided In accordance with 39 CFR 265,6(d)(6)(1i). There Is no fee for providing
boxholder Information. The fee for Drovldlna chanae of address Information Is waived In
accordance with 39 CFR 265.6(dlC1) and (2) and corresDondlnl:l Administrative SUDDort
Manual 352.44a and b.
"
1. Capacity of requesler (e.g., process server. attomey. party representing himsell): AlIornev
2. Stalute or regulation thai empowers me 10 serve process (not required when requesler Is an attomey or a party
acting pro se . except a corporation acting pro se musl cite stalute): N/A
3. The names of all known parties 10 the litigation: --/7(-,;;(/.),;' it 11. v,~.ki dOl
4. The court In which the case has been or will be heard: (! iU-.Li,<:~,.i.('i/?rl.i'
5. The dockel or other Identifying number If one has been issued: qt-- trC(~
(' I LI-'../ l' ",,' ,'. /. r'
6. The capacity In which this Individual Is to be served (e.g. defendant or witness): - .', ~ " ,t .. L ~ ,'-
WARNING
THE SUBMISSION OF FAl.SE INFORMATION TO oaTAIN ANO USE CHANGE OF ADDRESS INFORMATION OR aoxHOLOER INFORMATION
FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAl. OR PROSPECTIVE LITIGATION COULD
RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $10.000 OR IMPRISONMENT OR (2) TO AVOID PAYMENT OF THE FEE FOR
CHANGE OF ADORESS INFORMATION OF NOT MORE THAN S YEARS, OR aOTH !TITLE 1"1 C SECTION 1001). ... .'
I certify thai the above Infonnation Is true and that Ihe address Infonn~ needed a~.!le urd sTlelY for
service of legal process In connection with actual or prospective Ii ~~,I I ... " '. -
. /. , . , I
'} "i,.,.l /i... \. .. \ 1-4-
., .... ""-;: '-" , .
L: .s P. Vitti. Esquire
916 Fifth Avenue
Pittsburgh. PA 15219
FOR POST OFFICE USE ONLY
_ No change of address order on file. NEW
ADDRESS or BOXHOLDER'S POSTMARK
_ Not known al address given.
NAME AND STREET ADDRESS
/rJII c.t&r- 'M~ i:f
CZ.,~ -g (7o..r
_ Moved. left no fOlwarding address.
-
No such address.
EXHIBIM..
-
. .'
DATE Lfrhu\ ~:
I
('I'
-Nt;
~os MASTER
t1f/ !liV /(.,,/1Y
.
.
Raquest for Changa of Address or Bo.holdar
InformaUon Nae<!od for Servlca of Legal Procass
Plaase furnish the new address or the nama and straat address (if a box holder) for the following:
t~I.I' /i,
Name: . rJ/ f''1,~/!..t ( Al"iV
/ 10.' /J' v. /) .... -; J\ h!. A J I/:' /.-:;0'
Address: /?Idbl v~t'lUl /L!MI'k../ let-Ie.' / ,,,,e L~)c,)t(/ /vY /U7~.1
/ """'(7 I'
NOTE: The name and last known address are required for change of address information. The name, if known, and
post office box address are required for boxholder information.
The following information is provided in accordance With 39 CFR 265.6(d)(6)(ii). There is no fee for provloing
boxholder information, The fee for orovldlna chanae of address Information Is waived In
accordance with 39 CFR 265.6(dl(1\ and (2\ and corresoondlna Administrative Supoort
Manual 352.44a and b.
1. Capacity of requester (e.g.. process server, attorney. party representing himself): Attornev
2. Statute or regulation that empowers me 10 serve process (not required when requester is an attorney or a party
acting pm se . except a corporation acting pm se must cite statute): N/A
3, The names of all known parties to the litigation: --I1~iUd?/!- ~m('1~
4, The court In which the case has been or will be heard: L'i.l/u~'Lead (~~t/l6:
5. The docket or other identifying number if one has been issued: /<;?9i- - OObOD ~
6. The capacity in which this individual is to be served (e.g. defendant or witness): a. J.-f:/I/ltl L'~
t
WARNING
THE SUBMISSION OF FALSE INFORMATION TO OBTAIN ANa USE CHANGE OF AOORESS INFORMATION OR BOXHOLOER INFORMAT:C"
FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION \',lTH ACTUAL OR PROSPECTIVE LITIGATION COUle
RESULT IN CRIMINAL PENALTIES INCLUCING A FINE OF UP TO 5'0,000 OR IMPRISO~~:~ (2) TO AVOIO PAYM, ENT OF THE FEE FeR
CHANGE OF ACORESS INFORMATION OF NOT MORE THAN 5 YEARS. OR BOTH (Tly C SECTION '00')
I certify that the above information is true and Ihat the address inf'!Pl'aj,~n is neede,d d wlil fj;d .1e1y fcr
service of legal process in connection with actual or prospective .JlI19a~pi .' , I rH. .
CLl IiV fN"'
Louis P. VittI. Esquire
916 Fifth Avenue
Pittsburgh. PA 15219
FOR POST OFFICE USE ONLY
_ No change of address order on file. NEW
ADDRESS or EaXHOLDER'S POSTMARK
__ \' Not known at address given.
--L Moved. left no fOlw8rdll'9 addless
NAME AND STREET ADDRESS
No such address.
"/,,' .<::.......
~--:"~'/
-...:...:.;::..-'
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NORWEST MORTGAGE, INC., A CALIFORNIA
CORPORATION,
Plaintiff,
vs.
GILBERT CRUZ and PATRICIA CRUZ,
his wife
Defendants.
ORDER OF COURT
'.1
AND NOW, this
day of
)
)
) NO. 96-600
)
)
)
)
)
, 1996, it appearing
to the Court that the Sheriff has been frustrated in service of process, it is Ordered,
Adjudged and Decreed that service of the Complaint and all subsequent documents upon
all Defendants be accomplished by posting the property by the Sheriff in order to effect
compliance with Rule 400, et seq. and Rule 3129.1, et seq.
BY THE COURT:
,
i
.1
I.
1 I ',' ~;'
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NORWEST MORTGAGE, INC., A
CAUFORNIA CORPORATION,
CIVIL DIVISION
NO.: 96-600
Plaintiff,
AFFIDAVIT OF SERVICE
vs.
Code 140 MORTGAGE FORECLOSURE
GILBERT CRUZ and
PATRICIA CRUZ, his wife,
Filed on behalf of
Plaintiff
Defendants.
Counsel of record for this
party:
Louis P. Vitti, Esquire
PA J.D. #3810
Supreme Court #01072
Louis P. Vitti & Assoc., P.C.
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
.~ .
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NORWEST MORTGAGE, INC., A
CALIFORNIA CORPORATION,
Plaintiff,
vs.
No,: 96-600
GILBERT CRUZ and PATRICIA CRUZ, his wife,
Defendants,
AFFIDAVIT OF SERVICE
I, Marao Beraer, do hereby certify that a Notice of Sale was mailed and
served upon the Defendant(s), by regular mail (Certificate of Mailing), per
Court Order, on August 8, 1996 and on all Lien Holders, by Certificate of
Mailing for service in the above-captioned case on August 8, 1996, advising
them of the Sheriff's sale of the property at 849 Brian Drive, Enola, PA
17025, on December 4, 1996.
LOUIS p, VITTI & ASSOCIATES, P,C,
BY >I€' ~'" ~'J"A)
M"arg erg
SWORN to and subscribed
before me this 26th
day
6"ynrh/ Nor.rill S'.I ~ "
PllI'~ /I, Hnlm,", NOIIIIy Public I
My COlllml~~~ ~'''Jhony COUnly I
em er · "'/lpnltO, 20o~
, ""n.!i'l'V~nt1 ^~~."-h'.,'l "I ,'I .....
1 ; ~' l(1It"'.'
)/'1' e- -:,J
of November, 1996.
.
.""'1
'"""
"""".tOOIS P. VIlT, & ,.. r:'pr (' t . 0 .
. , oi.J,)UvJ.\/L.., /".1.0.
Glh ~It fli j~l/Et'!lr
PITISBUHGH. PA i5219
25
One "It" of atdin".,. m.lI .dd'....d 10;
Gilbert Cruz
849 Brian Dr.
Enola, PA l7025
PS Form 3817. Mor. 1989
---------
I nlll~ P Vlill& ASSOCIATES. P.C.
916 FIFTH AVUWE ..";~ -" ~;;
t'111SBUF.GH, FA IS:!3
. ? ?Q - 7
"-:
PAR I
MAY BE USED FOR DOMESne AND INTERNATIONAL MAIL. DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER
Received From:
One pMCt of ordln.,., m,il .dd'....d 10:
Patricia Cruz
849 Brian Dr.
Enola, PA l7025
.,
PS Form 3817. Mor. 1989
. TA" I CE TE
MAY BE USED FOR DOMESTIC AND INTf:RNATIONAL MAIL. DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER
"OCO;"fGtrts P. 'Il~TJ ~ AS~OC:M[S. P.C.
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. .~'I"r..... ....
One Piec. 01 ordln.,y m,il .dd'....d 10:
Gilbert Cruz
l04 COllege Hill Dr.
Eno1a, PA l7025
PS Form 3817, Mor. 1989
.
---
-
. PAR I
MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL. DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER
One pl.c. 01 ofdln.'y mill .ddf....d to:
~If' '",I1O<t.!n, p'
mete ~otb nd
011 m~, 'nQU 01
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916 Fli :H AI/Fiii d
PIlISfJUIlCH f'i~ 1~l19
('~~:J 2hl.i~';_J ~~ t:;"'Z'~
/i...~~ ..~.:'.;-Ic):?
Patricia Cruz
l04 College Hill Dr.
Eno1a, PA
l7025
PS Fo.m 3817. Mor. 1989
. ~____ ~__.o._~..__...___.__..__--............___
One piece of ordin.ry mtil .ddr....d to:
AIf~te.~in .
~.~e~':ut~~:UI
::.,mor 7~
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~;; """'~
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tf:J!~
Gilbert Cruz
2681 Bainbrid eAve.
Bronx, NY l04S8
PS Form 3817. Mor. 1989
. · AV, IL
MAY BE U'iED FOR DOMESTIC AND INTERNATIONAL MAil DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER .
~l ] i~ r if . f.l .~ \, 1};:. L
~f lKfeqJibhl in . PI
mel" pOllld net
~II me;k. Inqu 0'
PGllmll", fo,.c:u nl
refe. .. .
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A.'ot.~:1ot~lP. VITTI &. .~SSOC!,\1E3,
f-'II TSf'IJiiU! ":.
;'1
<,.',,'.
:.: :') ,'~: :
One pieee of ordln.ry m.il .ddr....d 10:
Patricia Cruz
2681 Bainbridge Ave.
Apt. #2D
PS Form 3817, Mor. 1989
Cruz
.
.
.
.-.
--
. "'
MAY BE USED FOR DOMESTIC ANa INTERNATIONAL MAIL DOES NOT
PAOVIDE fOA INSURANCE-POSTMASTER .
"m"l<{Jf:I1~ P. VITTI & i\SSOCiAW...
c;!"'l' ',:
.~.
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.t~JI
One plec;, of ordinary ml.1 .dd'....d 10.
Gilbert Cruz
145 W. 188th St.
Bronx, NY 10468
PS Form 3817. MOt. 1989
fA "I
MAY DE USED fOA DOMESTIC AND INTERNATIONAL MAil. ODES NOT
PROVIDE FOR II~SURANCE-POSTMASTER
" ~. Villi & A~.)/I(_ :",:... j'.",
SIG Flr~h ,1..tnu:
h 110buhllH /,\ ~)tl J
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One ~ct or ordlnlry m.il .ddr....d 10:
l45 W. 188th St.
.
..\/"
Bronx, NY
10468
...
PS Form 3817. Mor. 1989
-..-....------- --
Tax Collector of E.
98 S. Eno1a Dr.
Enola, PA 17025
..~, I
" L
MAY BE USED FOR DOMESTIC A~D INTERNATIONAL MAil, DOES NOT
PROVIDE fOR INSURA~CE -POSTMASTER
Received From:
lOUIS P. VITTI & ASSOr.ll'TES.
/,
,0"'0,,,
.'
Ont piece of Oldln.,.., mall .ddl....d 10
PS Form 3817, Mar. 1989
.
'.
......,
Rec.ind Flam:
PAWC (Water
852 Weslev Dr.
Mechanicsburg. PA
PS Form 3817. Mlr. 1889
R.c.ived From;
lOUIS P. VITTI .~ ,1SS0r:/iW'J.
5' ( fr' . '''''', ,
1...1 ,ltl".Il... '.
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0", pi.c. of ord'n.,., m.d .ddr'..ed to'
E. Pennsboro Twp.
98 S. Eno1a Dr.
En01a. PA 17025
(Sewage) __.J
PS Form 3817. Ma,. 1989
. .VI L1G
MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL. DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER
.""""(OUIS P. VITTI & A$SOCIr.TE~ r.c.
One piK. 0' ardin.,., m'll .ddr....d to:
Commonwealth of PA -
P.O. Box BOlt>
"..rr; shllrq, PA 171 n~
PS Form 3817. MI'. 1989
."-'"
Al""t;;h;.... '~P'
~m'l'" pOlr'd nd
.1 milk. Inqu a'
.~:.'m.:!~.' '::; c:( nt
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Rec'lv.d from:
Ont pl.e. 01 ordin"v mail .dd'....d to;
',.("0
.'t.i ~~
PA Inheritance Tax Dept. __'"
Bureau of Compliance
Dept. #:l0094li
Harrisburg, PA l7l28-0946
Attention: Susan Do1ack
PS Form 3817. MB,. 1989
. TA I E L
MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAil. DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER
I S''\r If '" ,
l ; ~ 'Iv,',; :.,.., C .\..J.
91G fiFTH MlNLJE
PIl1S!}iJhGH, Ph j JL 1.9--
(41?) ?~ 1. 17??<,~ <:!~&"
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R.celved From.
One pllCI of ordinary m.i1 ,dd"..,d 10:
Tenant/Occupant
849 Brian Dr.
Enola, PA 17025
PS Form 3817. Mor. 1989
P'
nd
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.............
Cruz
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. "",'L'
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COU:-;TY, PE':-;SYLVA:'>lIA
CIVIL DIVISION
Plaintiii,
)
)
) '0. 96-600
)
)
NORWEST MORTGAGE. INC., A CALlFORNI,o\
CORPORA TIOr--..
vs.
GILBERT CRLZ and PATRICIA CRUZ.
his wife
Deiendants.
ORDER OF COURT
AND NOW, this '4
day of
~~
. 1996. it appearing
to the Court that the Sheriii has been irustrated in service oi process. it is Ordered.
Adjudged and Decreed that service oi the Complaint and all subsequent documenl; upon
all Defendants be accomplished by posting the property by the Sheriii in order to eiiect
compli,lnce wilh Rule 400. et seq. and Rule 3129.1. e! seq.
BY THE COURT:
151 ~L~ il3 ~~
I.
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. ... . .\. ". ... ..... "!~ t.;:._...' i\L.O
b ~',:-' . .' : ~~,:r.: '. .' '..:! ~w hand
\11".: ,11.. ..... ~.. :~, ~t (;]i;: ;:~. ?d.
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(412) 281-1725
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NORWEST MORTGAGE, INC., A
CALIFORNIA CORPORATION,
CIVIL DIVISION
NO.: 96-600
Plaintiff,
vs.
PRAECIPE FOR DEFAULT
JUDGMENT, CERTIFICATION OF
MAILING AND AFFIDAVIT
OF NON.MILITARY SERVICE
GILBERT CRUZ and
PATRICIA CRUZ, his wife,
Code 140 MORTGAGE FORECLOSURE
Defendants.
Filed on behalf of
Plaintiff
Counsel of record for this
party:
Louis P. Vitti, Esquire
PA J.D. 1/3810
Supreme Court 1/01072
Louis P. Vitti & Assoc., P.C.
916 Fifth Avenue
Pittsburgh, PA 15219
, .
"
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
I CIVIL DIVISION
Jo~W;;T MORTGAGE, INC"
A CALIFORNIA CORPORATION,
Plaintiff,
vs.
No, : 96-600
GILBERT CRUZ and
PATRICIA CRUZ, his wife,
Defendants.
PRAEcrPE FOR DEFAULT JUDGMENT
AND ASSESSMENT OF DAMAGES
TO: PROTHONOTARY OF CUMBERLAND COUNTY
Enter judgment in Default of an Answer in the amount of
$80,999.21, in favor of the Norwest Mortgage, Inc" Plaintiff in
the above-captioned action, against the Defendants, Gilbert Cruz
and Patricia Cruz and assess Plaintiff's damages as follows and/or
as calculated in the Complaint:
Unpaid Principal Balance
Interest from 7/1/95 - 8/5/96
(Plus $16,5855 per day after 8/5/96)
Late charges ($105,08, plus $26.27 per month
from 1/29/96 - 8/5/96; 6 months) 262.70
$67.263,23
6,650.78
Attorney's fee
3,363.16
Escrow Deficit 3.459.34
(Plus any additional charges that may be
incurred by the Plaintiff and transmitted
to the sheriff as charges on the writ prior
to the date of the sheriff's sale)
Total Amount Due
$80,999.21
The real estate, which is the subject matter of the
Complaint, is situate in E. Pennsboro Twp., Cumberland Cty., PA,
being k/a Unit #849, Suite 124, L24-F3, in Block #5, Bldg. #9 in
Westwood Village Condominium. ET a /a 849 Brian Dr" Suite
124. Parcel #09-122972-00 98 -5, ~_
Loui Vitt1, quire
Attorney for the Plaintiff
.
."
..,
...
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NORWEST MORTGAGE, INC.,
A CALIFORNIA CORPORATION,
Plaintiff,
vs.
No.: 96-600
GILBERT CRUZ and
PATRICIA CRUZ, his wife,
Defendants.
CERTIPICATION OP MAILING
I, Louis p, Vitti, do hereby certify that a Notice of Intention to
Take Judgment was mailed to the Defendant(s), in the above-captioned case
on July 18, 1996, giving ten (10) day notice that judgment would be
entered should no action be taken,
LOUIS P. VITTI & ASSOCIATES, P,C.
BY &4iZVriJ
L' . Vitt1, squire
Attorney for Plaintiff
SWORN to and subscribed
before me this 5th day
of August, 1996.
Not.1riaISeal J
M1~~~'~
1/" ~'.~.I!Cnn:;.):Vu:~t\._ w...........
.,
~
-.
HI THE COURT OF , JMr~Otl PLEAS OF r::!J:~E:::?:'I':I;:; r. NT'{, PENtlSYLV1JIIl,
CIVIL on:::::-:-::
NORWEST MORTGAGE, INC., A
CALIFORNIA CORPORATION,
Plaintiff,
vs.
No.: 96-600 Civil Term
GILBERT CRUZ and
PATRICIA CRUZ, his wife,
Defendants.
IMPORTANT NOTICE
TO: GILBERT CRUZ
PATRICIA CRUZ
C/O 849 BRYAN DR.
ENOLA, PA 17025
GILBER7 CRUZ
PATRIC:;' CRUZ
C/O 286: EA:NERIDGE AVENUE
APT. #2:::
BRONX, NY 10458
GILBERT CRUZ
PATRICIA CRUZ
C/O 145 W. 188TH ST,
BRONX, NY 10468
GILBER7 CRUZ
PATRIC:;' c;;,UZ
C/O 104 COLLEGE HILL RD.
ENOLA, ?A 17025
You are in default because you have failed to take action
required of you in the above-captioned case. Unless you act within
ten (10) days from the date of this Notice, a judgment may be
entered against you without a hearing and you may lose your
property or other important rights.
You should take this notice to your lawyer at once. If you do
not have a lawyer or cannot afford ene, go to or telephone the
following office set forth below to :ind out where you can get
legal help: CUMBERLAND LAWYER REFER~L SERVICE
COURT ADMINISTRATOR - 3RD FLOOR
CUMBERLAND COUNTY COUR7HCUSE
CARLISLE, PA 17013
TELEPHONE: (717) 697-~317
LOUIS P. VIT:: & ASSOCIATES, P.C.
.",
/ }
. .-
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.--
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....r
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, .
BY:
0'
.." ,." / ~ -..... ., .
; ,"
!jouis p, Vi t: i. Esquire
Attorney for r:aintiff
916 Fifth A\'''':l::'''
Pittsbul',lh. :.'\ 15219
1996
,.~.
Date of Notice: July 18,
. .
".. -".
.
,.....
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
COMMONWEALTH OF PENNSYLVANIA, SS:
COUNTY OF ALLEGHENY
BEFORE me, the undersigned authority, personally appeared
Louis P. Vitti, Esquire, who, being duly sworn according to law,
deposes and says that he is advised and believes that DEFENDANT(S)
is/are not presently in the active military service of the United
States of America and not members of the Army of the United States,
United States Navy, the Marine Corps, or the Coast Guard, and not
officers of the Public Health Service detailed by proper authority
, ,
'for~duty with the Army or Navy; nor engaged in any active military
service or duty with any military or naval units covered by the
,
Soldiers and Sailors Civil Relief Act of 1940 and designated
therein as military service, and to the best of this affiant' s
"', knowledge is/are not enlisted in military service covered by said
: act'" and that the averments herein set forth, insofar as they are
within his knowledge, are correct, and true; and insofar as they
are based on information received from others, are true and correct
as he verily believes.
This Affidavit is made under the provisions of the Soldiers
and Sailors Civil Relief Act of 1940.
~
Lo . Vitti, Esquire
SWORN to and subscribed
before me this 5th day
of August, 1996.
.
(]"l'lYI /y), \..l;,{.. rJ.')a. €e. 'I
Notary Public (
. --.. J
N'Jl1rial Seal
Am M. Gon:aIes. NolaJy PIAlIc
PlIlSbJl!lh,,~ eny Coony
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-
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NORWEST MORTGAGE, INC., A
CALIFORNIA CORPORATION,
CIVIL DIVISION
Plaintiff,
NO.: 96.600
PRAECIPE FOR WRIT OF
EXECUTION AND AFFIDAVIT
OF LAST KNOWN ADDRESS
vs.
GILBERT CRUZ and
PATRICIA CRUZ, his wife,
Code 140 MORTGAGE FORECLOSURE
Defendants.
Filed on behalf of
Plaintiff
Counsel of record for this
party:
Louis P. Villi, Esquire
PA I.D. #3810
Supreme Court #01072
Louis P. Villi & Assoc., P.C.
916 Fifth Avenue
Pillsburgh, PA 15219
(412) 281-1725
.
.. .- .
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NORWEST MORTGAGE, INC.,
A CALIFORNIA CORPORATION,
Plaintiff,
vs.
No.: 96-600
GILBERT CRUZ and
PATRICIA CRUZ, his wife,
Defendants.
PRAECIPE FOR WRIT OF
EXECUTION IN MORTGAGE FORECLOSURE
TO: PROTHONOTARY OF CUMBERLAND COUNTY
Issue a Writ of Execution in favor of the Plaintiff and against
the Defendant(s) in the above-captioned matter as follows:
Amount Due
$80,999.21 ./
Interest 8/6/96-12/4/96
2,006.85
Total
$83.006.06
The real estate, which is the subject matter of the Praecipe
for Writ of Execution is situate in:
E. Pennsboro Twp., cumberland Cty., PA, being k/a Unit #849, Suite 124.
L24-F3, in Block #5. Bldg. #9 in Westwood Village Condominium. HET a
dwg. k/a 849 Brian Dr., Suite 124. Parcel #09-122972-001/A-69849-5.
LO.~Vr(J
Attorney for Plaintiff
.
.
,
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NORWEST MORTGAGE, INC.,
A CALIFORNIA CORPORATION,
Plaintiff,
vs.
No. : 96-600
GILBERT CRUZ and
PATRICIA CRUZ, his wife,
Defendants.
AFFIDAVIT
I, Louis P. Vitti, do hereby swear that, to the best of my
knowledge, information and belief, the Defendant(s), are the owners of
',. I
, .
the real property on which the Plaintiff seeks to execute.
That the
Defenaants':last known address is 849 Bryan Drive, Enola, PA 17025 and/or
104 College Hill Road, Enola, PA 17025 and/or 2681 Bainbridge Avenue,
'Apt. #2D, Bronx, NY 10458 and/or 145 W. 188th St., Bronx, NY 10468.
L=~~
SWORN TO and subscribed
before me this 5th day of
August, 1996.
O-?rv1 /JI \,ik.wlJC< f~-<1
Notary Public
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NORWEST MORTGAGE, INC.,
A CALIFORNIA CORPORATION,
Plaintiff,
vs.
No.: 96-600
GILBERT CRUZ and
PATRICIA CRUZ, his wife,
Defendants.
AFFIDAVIT PURSUANT TO RULE 3129.1
Norwest Mortgage, Inc., Plaintiff in the above action, sets forth as of
the date the Praecipe for the Writ of Execution was filed the following
information concerning the real property located at 849 Brian Drive,
Enola, PA 17025.
1. Name and address of Owner(s) or Reputed Owner(s) :
Name:
Address (Please indicate if this
cannot be reasonably ascertained)
849 Brian Drive
Enola, PA 17025
and/or
104 College Hill Drive
Enola, PA 17025
and/or
Gilbert Cruz
Patricia Cruz
2681 Bainbridge Avenue
Apt. #2D
Bronx, NY 10458
and/or
145 W. 188th St
Bronx, NY 10468
~
2. Name and address of Defendant(s) in the judgment:
Name: Address (Please indicate if this
cannot be reasonably ascertained)
Same as #1 listed above
3. Name and last known address of every judgment creditor whose
judgment is a record lien on the real property to be sold:
Name:
Address (Please indicate if this
cannot be reasonably ascertained)
None
4. Name and address of the last recorded holder of every mortgage
of record:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
None
5. Name and address of every other person who has any record lien
on the property:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
None
6.
interest
affected
Name and address
in or record lien
by the sale:
of every other person who has any record
on the property and whose interest may be
Name
Address (Please indicate if this
cannot be reasonably ascertained)
None
7. Name and address of every other person of whom the Plaintiff has
knowledge who has any interest in the property which may be affected by
the sale:
Name
Address (Please indicate if this
cannot be reasonably ascertained)
98 South Enola Drive
Enola, PA 17025
Tax Collector of East
Pennsboro Township
PAWC (Water)
852 Wesley Drive
Mechanicsburg, PA 17055
-.':~::~....
.
E. pennsboro Twp.
(Sewage)
98 South Enola Drive
Enola, PA 17025
Commonwealth of PA -DPW P.O. Box 8016
Harrisburg, PA 17105
PA Inheritance Tax Dept. Bureau of Compliance
Dept. #280946
Harrisburg, PA 17128-0946
Attn: Susan Dolack
Tenant/Occupant
849 Brian Drive
Suite 124
Enola, PA 17025
I verify that the statements made in this affidavit are true and
correct to the best of my personal knowledge or information and belief.
I understand that false statements herein are made subject to the
. ,
.
p'ena~ties of 18 Pa. C.S. Section 4904 relating to unsworn falsification
to authorities.
. ,
;Auaust 5. 1996
I
Date .'
~ct::
Attorney for Plaintiff
"
SWORN TO and subscribed
before me this 5th day
of August, 1996.
a 7?Yl /11.
Notary Public
(d.
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en
,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NORWEST MORTGAGE, INC.,
A CALIFORNIA CORPORATION,
Plaintiff,
vs.
No.: 96-600
GILBERT CRUZ and
PATRICIA CRUZ, his wife,
Defendants.
AFFIDAVIT
I, Louis'P\ Vitti, hereby certify that as representative of Norwest
Mortgage, Inc. am familiar with the above-captioned case and various
servicing activities related thereto and that the provisions of the laws
of the Commonwealth of Pennsylvania and specifically,
, .
\
f ,
hav'e.'been complied with in
,"
Act 91 of 1983,
"
the above-captioned case.
~U;
P. VittJ., Esquire
Attorney for Plaintiff
SWORN to and subscribed
before me this 5th day
of August, 1996.
(l~ ./J1, Wt!!Ja[?~4
Notary Public
.- J
tJ"1~.a! Seal
'''' M. Gonz:OOs. NoloIy PIJjQ
PmttlJll]h. Illl1Y CounIy ._,
L~ty~!"S<l'l~17' '
, (. I; 1~~'1 i .....,; -... ." ',_ _ . ~. . . ., .' '-"
':;':;',':.it.~.;::.;,; :.
,
NOTICE OF SHERIFF'S SALE OF
REAL ESTATE PURSUANT TO
PENNSYLVANIA RULE OF CIVIL
PROCEDURE 3129.1
TO: GILBERT CRUZ GILBERT CRUZ
PATRICIA CRUZ PATRICIA CRUZ
c/o 849 BRIAN DRIVE c/o 104 COLLEGE HILL ROAD
ENOLA, PA 17025 ENOLA, PA 17025
GILBERT CRUZ GILBERT CRUZ
PATRICIA CRUZ PATRICIA CRUZ
c/o 2861 BAINBRIDGE AVE. c/o 145 WEST 188TH STREET
APT. #2D BRONX, NY 10468
BRONX, NY 10458
AND: ALL LIEN HOLDERS
TAKE NOTICE that by virtue of the above Writ of Execution issued out
of the Court of Common Pleas of Cumberland County, Pennsylvania and to
the Sheriff of Cumberland County, directed, there will be exposed to
Public Sale in Cumberland County Courthouse, Carlisle, PA on December 4,
1996 at 10: 00 A. M., the following described real estate, of which
Gilbert Cruz and Patricia Cruz are owners or reputed owners:
E. Pennsboro Twp., Cumberland Cty., PA, being k/a Unit #849, Suite 124,
L24-F3, in Block #5, Bldg. #9 in Westwood Village Condominium. HET a
dwg. k/a 849 Brian Dr., Suite 124. Parcel #09-122972-001/A-69849-5.
The said Writ of Execution has issued on a judgment in the mortgage
foreclosure action of Norwest Mortgage, Inc. vs. Gilbert Cruz and
patricia Cruz at No. 96-600 in the amount of $80,999.21.
Claims against property must be filed at the Office of the Sheriff
before above sale date.
Claims to proceeds must be made with the Office of the Sheriff
before the sale date.
Schedule of Distribution will be filed with the Office of the
Sheriff no later than thirty (30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must
be filed with the Office of the Sheriff no later than ten (10) days from
the date when Schedule of Distribution is filed in the Office of the
Sheriff.
Attached hereto is a copy of the Writ of Execution. It has beoen
issued because there is a judgment against you. It may causoe your
property to be held or taken to pay the judgment. You may have legal
rights to prevent your property from being taken. A lawyer ca~ advise
you more specifically of these rights. If you wish to exercise your
rights you must act promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER
AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
ADVICE.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR - 3RD FLOOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
TELEPHONE: (717) 697-0317
You may have legal rights to prevent the Sheriff's Sale and the loss
of your property. In order to exercise those rights, prompt action on
your part is necessary. A lawyer may be able to help you.
You may have the right to prevent or delay the Sheriff's Sale by
filing, before the sale occurs, a petition to open or strike the judgment
or a petition to stay the execution.
If the judgment was entered because you did not file with the Court
any defense or objection you might have within twenty (20) days after
service of the Complaint for Mortgage Foreclosure and Notice to Defend,
you may have the right to have the judgment opened in you promptly file
a petition with the Court alleging a valid defense and a reasonable
excuse for failing to file the defense on time. If the judgment is
opened, the Sheriff's Sale would ordinarily be delayed pending a trial of
the issue of whether the Plaintiff has a valid claim to foreclose the
Mortgage.
You may also have the right to have the judgment stricken if the
Sheriff has not made a valid return of service of the Complaint and
Notice to Defend or if the judgment was entered before twenty (20) days
after service or in certain other events. To exercise this right, you
would have to file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay
the execution and the Sheriff's Sale if you can show a defect in the Writ
of Execution or service or demonstrate any other legal or equitable
right.
,
You may also have the right to have the Sheriff's Sale set aside if
the property is sold for a grossly inadequate price or if there are
dp.fects in the Sheriff's Sale. To exercise this right, you should file
a petition with the Court after the sale and before the Sheriff has
delivered his Deed to the property. The Sheriff will deliver the Deed if
no petition to set aside the sale is filed within ten (10) days from the
date when the Schedule of Distribution is filed in the Office of the
Sheriff.
Lo ' Vitti, Esquire
Attorney for Plaintiff
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
**THE DEBT COLLECTOR IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE.**
,
PROPERTY DESCRIPTION
ALL THAT CERTAIN unit in the property knewn, named and identified in the
Declaration Plan, referred to belew as Westwood Village Condominium
located in East Pennsboro Township, Cumberland County, Pennsylvania which
has heretofore been submitted to the prevision of the Unit Property Act
of Pennsylvania, Act of July 3, 1963, P,L. 196, by the recording in the
Office of Recorder of Deeds of Cumberland County, Pennsylvania, of a
Declaration Creating and Establishing Westwood Village Condominium, dated
January 29, 1975, and recorded on January 29, 1975, in Miscellaneous Book
213, at page 283, and amended by a certain First Amendment to Declaration
Creating and Establishing Westwood Village Condominium, dated May 28,
1976, and recorded on June 22, 1976, in Miscellaneous Book 222, at page
729, and a certain second Amendment to Declaration Creating and
Establishing Westwood Village Condominium dated July 21, 1976, and
recorded on July 26, 1976, in Miscellaneous Book 223, at page 343, and a
certain Third Amendment to Declaration Creating and Establishing Westwood
Village Condominium dated June 9, 1978, and recorded on June 23, 1978, in
Miscellaneous Book 236, at page 225, and a certain Fourth Amendment to
Declaration Creating and Establishing Westwood Village Condominium dated
June 13, 1978, and recorded June 23, 1978 in Miscellaneous Book 236, at
page 250, and a certain Fifth Amendment to Declaration Creating and
Establishing Westwood Village Condominium dated January 9, 1979, and
recorded on January 23, 1979, in Miscellaneous Book 249, at page 884, and
a certain Sixth Amendment to Declaration Creating and Establishing
Westwood Village Condominium dated March 1, 1979, and recorded March 12,1
979, in Miscellaneous Book 241, at page 836, and a Code of Regulations of
Westwood Village Condominium dated January 29, 1975, and recorded on
January 29, 1975 in Miscellaneous Book 213, at page 328, and amended by
a certain First Amendment to Code of Regulations of Westwood Village
Condominium dated May 28, 1976, and recorded on June 22, 1976, in
Miscellaneous Book 222, at page 737, and Declaration plan of Westwood
Village Condominium dated January 29, 1975, and recorded on January 29,
1975, in Plan Book 26, at page 15, and amended by a certain First
Amendment to Declaration Plan of Westwood Village Condominium dated July
21, 1976, and recorded July 26, 1976 in Plan Book 28, at page 72, and
amended by a certain Second Amendment to Declaration Plan of Westwood
Village Condominium dated June 16, 1978, and recorded on June 23, 1978 in
Plan Book 33, at page 28, and amended by a certain Third Amendment to
Declaration Plan of Westwood Village Condominium dated January 9, 1979,
and recorded January 23, 1979, in Plan Book 34, page 100, and amended by
a certain Fourth Amendment to Declaration Plan of Westwood Village
Condominium dated March 1, 1979, and recorded March 12, 1979, in Plan
Book 35, at page 3, being designated on said Declaration Plan of Westwood
Village Condominium as Unit No, 849, Suite 124, L24-F3, in Block #5,
Building #9, known as 849 Brian Drive, Suite 124, Enola, East Pennsboro
Township, cumberland County, Pennsylvania, as more fully described in
Such Declaration Plan and Declaraticn Creating and Establishing Westwood
Village Condominium, as the same appears of record as set forth above,
including any amendments thereto, TOGETHER with a proportionate undivided
interest in the Common Elements (as defined in such Declaration) of One
and Thirty-three Thousandths Per Cent (1,033%).
,
UNDER AND SUBJECT to restrictions of record,
PARCEL NO.: 09-122972-001A-69849-5.
BEING the same property which Richard O. Espigh, single, by his Deed
dated May 19, 1995 and recorded in the Recorder's Office of Cumberland
County, Pennsylvania on May 24, 1995 in Deed Book Volume 122, Page 599,
granted and conveyed unto Gilbert Cruz and Patricia Cruz, his wife.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NORWEST MORTGAGE, INC., A
CALIFORNIA CORPORATION
CIVIL DIVISION
NO. 1~'- ~{l[J G~t~ --1."-,,,,-
Plaintiff,
COMPLAINT IN MORTGAGE
FORECLOSURE
I
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I
i
vs.
GILBERT CRUZ and PATRICIA CRUZ,
his wife
Code
MORTGAGE FORECLOSURE
Filed on behalf of
Plaintiff
Defendants.
Counsel of record for this
party:
Louis P. Villi, Esquire
PA I.D. #3810
Supreme Court #01072
Louis P. Villi & Assoc., P.C.
916 Fifth Avenue
Pillsburgh, PA 15219
(412) 281-1725
TRUE COpy FROM RECORD
In Testimony whereol, I hare unto set lilY hand
and t seal 01 id OUr:: garIl510'-*-3.
Thl tl d r ( ,'. 19 ~
Il....l '4A (~
'~If
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND
AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU
MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS
COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN
APPEARANCE PERSONALLY OR BY THE ATTORNEY AND FILING IN
WRITING WITH THE COURT YOUR DEFENSES AND OBJECTIONS TO
THE CLAIMS SET FOP.TH AGAINST YOU. YOU ARE WARNED THAT
IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU
AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT
WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE
COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY
THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER
RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU SHOULD NOT HAVE A LAWYER, OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR
3RD FLOOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 697-0317
..-P
COMPLAINT IN MORTGAGE FORECLOSURE
AND NOW, comes the Plaintiff by its attorneys, Louis P. Vitti and Associates, P.C.
and Louis P. Villi, Esquire, and pursuant to the Pennsylvania Rules of Civil Procedure
Numbers 1141 through 1150, for its Complaint in Mortgage Foreclosure, sets forth the
following:
1. The Plaintiff is a corporation duly authorized to conduct business within
the laws of the Commonwealth of Pennsylvania, having a principal place of business located
at 405 S.W. 5th Street, Des Moines, IA.
2. The Defendant(s) is/are individuals with a mailing address of 2861
Bainbridge Avenue, #2d, Bronx, NY 10458. The property address is 849 Brian Drive, Enola,
PA 17025 and is the subject of this action.
3. On the 19th day of May, 1995, in consideration of a loan of Sixty Seven
Thousand Three Hundred and 00/100 ($67,300.00) Dollars made by Hart Mortgage Corp.,
a PA corporation, to Defendants, the said Defendants executed and delivered to Hart
Mortgage Corp., a PA corporation, a "Note" secured by a Mortgage with the Defendants as
mortgagors and Hart Mortgage Corp., as mortgagee, which mortgage was recorded on the
24th day of May, 1995, in the Office of the Recorder of Deeds of Cumberland County, in
Mortgage Book Volume 1264, page 182. The said mortgage is incorporated herein by
reference thereto as though the same were set forth fully at length.
4. The premises secured by the mortgage are:
ALL THAT CERTAIN unit in tho property known, na~od and idontifiod in
the Dealaration Plan, referrad to bolow aa Weatwood Villaga Condominium
looated in naat Pennaboro Tawnahip, Cumberland County, Penneylvania.
whiah hao horotofore been aubmitted to the provioiono of tho unit
Proporty hat of ponnoylvania, Act of July 3, 19G3, l',L. 196, by tho
reaording in tha Office of tho Recorder of Deedo of Cumbarland County.
~onnoylvania, of a Declaration creating and notobliohing Weetwood Village
Condominium, doted Jonu~ry 20, 1975, ond recorded on Jonuary 20, 1975,
in HlacollaneouB Dook 213, A~ pAgO 20~, And amondod by a certain Firat
Amendment to Oocloration CreAting And EatAbliohing Waotwood Village
Condominium, dAted ,Hay 28, 1976, And recorded on Juno 22. 1976, in
HiooellAnoouo Deok 222, et pAge 729, And 0 certAin Second Amendment
to Declar4tion CZ:l:ot.iuq And EDtabliahlnq Welltwood Vl11Dgt: CunLluullnlulIl
datod July 21, 1976, And recorded on July 26, 1976, in Miocelleneou.
Dook 223, at pAge 343, And a certain 'l'hird Amondment to Oeclarot:l.on
Creating and notAbliohing Weotwood .Vil10ge Condominium dotod Juno ~,
1978, and recordod on June 23, 1078, in Hio"alloll""u. Dook 236, ot
pogo 22~, end a certain Fourth Amendment to Oeclaration creating and
sotabUohiny Wo.Lwood village Condo~inium dated June 13, 1978, and
recorded on Juno 23, 1978, J.u Hluutslluut!uuu nuuk. 236, tit. pUgd 250,
and a certain Fifth Amondment to Declaration Creating and,Eotabliohing
WeaLwuud Village Condo~inium dated January 9, 1979, and recorded on
January 23, 1979, in Miscelleneous Book 249, at page 884, and a certalll
Sixth Amendment to D..ularaLlulI Cr..aLlIlY ami Eatabll..hillY lIu..tw"uu Village
Condominium daLed MlU'uh 1, 1979, und reeordud Murch 12, 1979, 111
Hiscelleneouo Book 241, at peg" 836, alld a Cud.. o! Regulationa of
Weotwood Villago Condominium dated January 29, 1975, and recorded UII
January 29, 197~, in Hiacellaneoue Book 213, at page 328, and amended
by a certaill Firet Amendment to Cod" of Regulation. u! lI..atwood Village
Condominium dated Hay 28, 1976, and recordad on June 22, 1976, in
Miseelllslleaua Buuk 222, at pag" 737, and OecllsrotiulI Pl,,,, u! Weotwood
V!lluyu Cumlond.n!um da.ted Jcnuary 29, 1975, a.nd recoJ::ded 011 JClluary
29, 1975, in Plan Ilook 26, at pags 15, ..nd onlended by a cu.'tain First
AmBndntent:. lu Dlu::la,l:t1L.luJl PlulI u! He:uLwood Villcye CondC"ml.nlum dated
July 21, 1976, alld roeordud un July 26, 1976, 111 p1811 Ilu,," 28, ..t p"ge
72, b.nd 11llll.1l1tltUJ Ly tl lau'Lulu Suc:tJlltl lunundJnent to DaclAL'bllon Plan 0:
W..stwood vill..g" Condominium d..tod Jun" 16, 1978, nllu .'u\:urded on June
23, 1978, in Pl..n Ilook 33, at pag.. 28, and amended by a certain 'l'hirc!
lullO/ldlllU/lL Lu Ducleration Plan u! W..aLwuau Vill..yo cUlluolllinium dated
Jallu..ry 9, 1979. olld ru\:ut'd"d Jallu..:y 23, 1979, in Plan Book 34, pAge
100, tllld culll.SUthnl by tl c.:uL'll1in Fuu::Lh 1un~m..h'It:lI1t ta Doclaral:.lon 1'100
u! Wo..twuud Vill..g.. CUIIUUlllilliulII d..t..d H..reh 1, 1979, /lnd reeord..d lIarch
12, 1979, in Plan Book 35, at peg" 3, boll1Y d..aJ.glI..t..d UII said
DeclaraLiun Plan of Westwood Vllltttju Cumlulllill.LUIIl tau Unit:. Uo. 949, suiee
124. L24-P3, in Blook 15, Duilding 19, kn9wn .... 049 Ilrl..n Orive, Suit..
124, Enora, Ea.at. l'onnlllboro '1'ownahipt Cumborland CounLy, PUllllttylvunia.,
". mon fully doecribed in ouoh DeclarlltiulI Plan and Declaration Creating
and I!otablinhing Wontwood Villng.. Condominium, 118 the oame IIpl'"arn
of rocord DO oat forth .abova, including any tunondmenta thereto, TCO~':"UER
with A proportionAte undividod intoract in the Common Clemante (an
dofinod in ouoh Doolaration) of Ono and '1'hirt).-t.h:co ThoUDandtha 1'0t'
Cent (1.033\).
UNDER AND SUn,mCT tu rootdotionD of rocord.
2
5. On the 24th day of May, 1995, Hart Mortgage Corp., a PA corporation,
assigned to the Plaintiff, Norwest Mortgage, Inc., the said mortgage, that assignment being
recorded in the Office of the Recorder of Deeds of Cumberland County on the 24th day of
May, 1995, in Mortgage Book Volurne 496, page 869. The said assignment is incorporated
herein by reference.
6. Said mortgage provides, inter alia:
"that when as soon as the principal debt secured shall become due and
payable, or in case default shall be made in the payment of any installment
of principal and interest, or any monthly payment, keeping and performance
by the mortgagor of any of the terms, conditions or covenants of the mortgage
or note, it shall be lawful for mortgagee to bring an Action of Mortgage
Foreclosure, or other proceedings upon the mortgage, of principal debt,
interest and all other recoverable sums, together with allorney's fees."
7. Since August 1, 1995, the mortgage has been in default by reason, inter
alia, of the failure of the mortgagor to make payments provided for in the said mortgage
(including principal and interest) and, under the terms of the mortgage, the entire principal
sum is due and payable.
8. In accordance with the appropriate Pennsylvania Acts of Assembly and the
Pennsylvania Rules of Civil Procedure, the mortgagor has been advised in writing of the
mortgagees intention to foreclose. The appropriate time period has elapsed since the Notice
of Intention to Foreclose has been served upon the mortgagor.
9. The amount due on said mortgage is itemized on the allached schedule.
3
"
10. Plaintiff does hereby release the personal representative, heir and/or
devisee of the mortgagor from liability for the debt secured by the mortgage.
WHEREFORE, pursuant to Pennsylvania Rule of Civil Procedure Number
1147(6), Plaintiff demands judgment for the amount due of Seventy Seven Thousand Six
Hundred Thirty Five and 02/100Dollars ($77,635.02) with interest and costs.
Respectfully submilled,
LOUIS P. VITTI & ASSOC., P.c.
4
CRUZ
SCHEDULE OF AMOUNTS DUE UNDER MORTGAGE
Unpaid Principal Balance
Interest @ 9,??oo% from 07/01/95 through 01/31/96
(Plus $16.5855 per day after 01/31/96 )
Late charges through 01/29/96
o months @ 26.27
Accumulated beforehand
(Plus $26.27 on the 17th day of each month after 01/29/96 )
0.00
105,08
Allorney's fee
Escrow deficit
(Plus any additional charges that may be incurred by the Plaintiff and
transmilled to the sheriff as charges on the writ prior to the date of the sheriff's
sale)
BALANCE DUE
67,263,23
3.549.29
105.08
3,363.16
3.354,26
77 635 02
VERIFICATION
AND NOW louis P. Villi verifies that the statements made in this Complaint
are true and correct to the best of his knowledge, information and belief. I understand that
false statements herein are made subject to the penalties of 18 Pa,C,S. 4904, relating to
unsworn falsification to authorities.
By virtue of the fact that the Plaintiff is outside the jurisdiction of the court and
the verification cannot be obtained within the time allowed for the filing of this pleading,
the pleading is submiued by counsel having sufficient knowledge, information and belief
based upon the information provided him by the Plaintiff.
Dated: January 29, 1996
)quiJJ#
tJiS P. Villi
O,'IIlE, 0' TilE IIHEII"
Ollli'r' ,..... C1'J~TY
FEI 5 8 12lK '96
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NORWEST MORTGAGE, INC., A
CALIFORNIA CORPORATION
CIVIL DIVISION
NO. qc'- &,o()
(J~(.L~~ Je,! 'H'---
Plaintiff,
COMPLAINT IN MORTGAGE
FORECLOSURE
vs.
GILBERT CRUZ and PATRICIA CRUZ.
his wife
Code
MORTGAGE FORECLOSURE
Filed on behalf of
Plaintiff
Defendants,
Counsel of record for this
pany:
Louis P. Villi, Esquire
PA I.D, #3810
Supreme Court H01072
Louis P. Vitti & Assoc., P.C.
916 Fifth Avenue
Pittsbureh, PA 15219
(412) 281-1725
COMPLAtNUN MORTC4CE FORECLOSURE
NOtiCE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND
AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU
MUST TAKE ACTION WITHIN TWENTY (2m DAYS AFTER THIS
COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN
APPEARANCE PERSONALLY OR BY THE ATTORNEY AND FILING IN
WRITING WITH THE COURT YOUR DEFENSES AND OBJECTIONS TO
THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT
IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU
AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT
WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE
COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY
THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER
RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU SHOULD NOT HAVE A LAWYER, OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR
3RD FLOOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 697-0317
"
COMPLAINT IN MORTGAGE FORECLOSURE
AND NOW, comes the Plaintiff by its allorneys, Louis P. Villi and Associates, P.c.
and Louis P. Villi, Esquire, and pursuant to the Pennsylvania Rules of Civil Procedure
Numbers 1141 through 1150, for its Complaint in Mortgage Foreclosure, sets forth the
following:
1. The Plaintiff is a corporation duly authorized to conduct business within
the laws of the Commonwealth of Pennsylvania, having a principal place of business located
at 405 S.W. 5th Street, Des Moines, IA.
2. The Defendant(s) is/are individuals with a mailing address of 2861
8ainbridge Avenue, #2d, 8ronx, NY 10458. The property address is 849 Brian Drive, Enola,
PA 17025 and is the subject of this action.
3. On the 19th day of May, 1995, in consideration of a loan of Sixty Seven
Thousand Three Hundred and 00/100 ($67,300,00) Dollars made by Hart Mortgage Corp.,
a PA corporation, to Defendants, the said Defendants executed and delivered to Hart
Mortgage Corp., a PA corporation, a "Note" secured by a Mortgage with the Defendants as
mortgagors and Hart Mortgage Corp., as mortgagee, which mortgage was recorded on the
24th day of May, 1995, in the Office of the Recorder of Deeds of Cumberland County, in
Mortgage Book Volume 1264, page 182. The said mortgage is incorporated herein by
t
, ~
'.'
reference thereto as though the same were set forth fully at length.
4. The premises secured by the mortgage are:
ALL ~HA~ C2R~AIN unit in tho property known, namod and idontifiod in
the Deolaration Plan, referred to below ao Weotwood villAge Condominium
100etAd in Boot Pennoboro ~ownehip, Cumberland County, PennoylvAnia,
whioh hAa horetofore been eubmitted to the provioiono of the unit
Property 1I0t of pcnnoylvAnia, Aet of July 3, 19G3, p.L. 196, by the
reoording in the Office of the Recorder of Deede of Cumberland County,
penneylvAnia, ef A DeclAration Creating and Cetabliehing weotwood Village
Condominium, dO~Bd JAnUGry 29, 1975, and recorded on January 20, 1915,
1n MisoellAneous Dook 213, ~t pAgo 203, and Gmondcd by A cartain PlrDt
Amendment te Declaratien Creating and Eotabliehing Weotwood villAge
condominium, dated ,Moy 28, 1976, and recerded on June 22, 1976, in
MieoellAnoeuD Boek 222, At pege 729, and e certain Second Amendment
te Declaration Ct'..a~illg alld Eetebliohing westwood villagc Comloulinlu,,'
d..l.ud July 21, 1976, and recorded on July 26, 1976, in Iliocolleneouu
Book 223, at pago 343, and a certain ~hird Amendment to Declaration
Creating and DBtobllahinq WCDtwood .Village Condominiu~ d4~ed June Y,
1978, And recorded on June 23, 1978, in Miuccllan..oue Book 236, At
page 22~, And A certain Fourth Amendment to Declaration creAting And
Eul.Ablbhill~ w...twoed villAge condominium dated June 13, 1978, And
recoJ:dcd on Juno 23, 1918, 1n Hluuullanuuuu Buuk. 236, tit.. 1'a.9tJ 250,
and a certAin Fifth Amendment to Declaration Creating and,EetAbliehing
Weutwood VillAge condominium dAtAd January 9, 1979, And recerded on
J"nu"ry 23, 1979, in M1ocellAneoue Book 249, At page 884, And A cerl."!1I
sixth Amendmenl. to O..ulo.::aUulI Ct'..al.!lI~ "",I E.I...lJlhhin~ W..el.wuud villAgo
condominium dAted M"t'uh 1, 1979, und recorded Murch 12, 1979, 1.11
MiscellAneouo Book 241, At pAge 836, "lid" Cod.. "r Regulationo of
weSl.woOd villagc Condominium dAted Jonuery 29, 1975, And r..corded UII
JenuAry 29, 1975, in MiocellAneous Book 213, At pAge 328, And Amended
by A cerl...i" Finl. 1\mendment to Code of Regulation. or wc.l.wood village
condominium dAted M"y 28, 1976, And rccorded on June 22, 1976, in
Hiacella"eouu Ilook 222, At pAge 737, And DeclAt'"tiun plA" ur Weetwood
villa.gt! cunuominium dated January 29, 1975, a.nd recox'ded on JallUClCY
29, 1975, in 1'lan Dook 26, At pAge 15, And a..cnded by " cct'~aill Fint
Amendment lu DuclaJ.:ts.LJ.UII Pltton ur WuuLwood Village Condominium dAt.ed
July 21, 1976, H"d recorded on July 26, 1976, 1.11 1'1"" Bu"k 28, al. pag"
72, tlnd 11111l::tlldtH.1 uy n l:1;u:La.lu S~c.:(lIIcl lunenwnont to Oecltu:blion plan of
IleBtwocd vl.l1age condominium dAted June 16, 1976, u"d ~ccurd"d on June
23, 1978, in 1'lAn Dook 33, at pAg" 20, And Amendcd by A certain Third
A1u'lfIdlllcnl. Lu OeclArA\:.lcn plon or Weul.woud Villaye CUlld"lIIlnium dAted
JAnuory 9, 1979, ..nd ~ucut'd.u JAlluary 23, 1979, ill plan Book 34, page
100, tlllt! ClII\l:uduu by Cl Ulu:taln FUUJ:Lh A1r\li!:lnd\1ll~nl:. t.o 'Oelclarat.lon 1'1an
ur Wu..Lwuuu village CUl\llollliniulII dal."d March 1, 1979, Alld recorded Morch
12, 1979, in 1'lAn Book 35, At pAge 3, botllg deui~""l"d UII HAid
Ddc:larllLiun pla.n of Westwood Vlllt1tJt! CunuulUill.tullt Uti Unit. No. 949, suit:e
12~, L24-F3, in Block 15, Duilding 19, kn~wn 00 049 Brian Drive, 5ui~..
124, Eno!A, EAUt. l'annaboro Townahip, CumberlAnd Count.y I pUl1l1tsylvtlnla.,
PO mora fully deecrlbad in ouch Oocllu:ul.lulI Plan And Declar~tion Creating
and nntablinhi..ng ',,"ontwoC1U villuCoJu Condominium, as the Gllme appea:-o
of rooord DO Clot !orch.a.bovo, including any tLmcndr.'lentD thereto, TOGETI1ER
wi.th n. proporti.onate undi'fldod intoraat in the Cor.unon clcmcn~D (ac
doflnod 1n ouoh Doolaration) of Ono nnd Thlrt}o-threo Thouoandtha rOl:
Cant (1.033%).
UNDEn AND GUn.:JI:C'f tu rootrlotiono of record 0
2
7. Since August 1, 1995, the mortgage has been in default by reason, inter
5. On the 24th day of May, 1995, Hart Mortgage Corp., a PA corporation,
assigned to the Plaintiff, Norwest Mortgage, Inc., the said mortgage, that assignment being
recorded in the Office of the Recorder of Deeds of Cumberland County on the 24th day of
May, 1995, in Mortgage Book Volume 496, page 869. The said assignment is incorporated
herein by reference.
6. Said mortgage provides, inter alia:
"that when as soon as the principal debt secured shall become due and
payable, or in case default shall be made in the payment of any installment
of principal and interest, or any monthly payment, keeping and performance
by the mortgagor of any of the terms, conditions or covenants of the mortgage
or note, it shall be lawful for mortgagee to bring an Action of Mortgage
Foreclosure, or other proceedings upon the mortgage, of principal debt,
interest and all other recoverable sums, together with allorney's fees."
alia, of the failure of the mortgagor to make payments provided for in the said mortgage
(including principal and interest) and, under the terms of the mortgage, the entire principal
sum is due and payable.
8. In accordance with the appropriate Pennsylvania Acts of Assembly and the
Pennsylvania Rules of Civil Procedure, the mortgagor has been advised in writing of the
mortgagees intention to foreclose. The appropriate time period has elapsed since the Notice
of Intention to Foreclose has been served upon the mortgagor.
9. The amount due on said mortgage is itemized on the attached schedule,
3
, ,
CRUZ
SCHEDULE OF AMOUNTS DUE UNDER MORTGAGE
Unpaid Principal Balance
Interest@ 9,??oo% from 07/01/95 through 01/31/96
(Plus $16.5855 per day after 01/31/96 )
Late charges through 01/29/96
o months @ 26.27 0.00
Accumulated beforehand 1Os.Jl8
(Plus $26,27 on the 17th day of each month after 01/29/96 )
Attorney's fee
Escrow deficit
(Plus any additional charges that may be incurred by the Plaintiff and
transmilled to the sheriff as charges on the writ prior to the date of the sheriff's
sale)
BALANCE DUE
I'
I
67,263.23
3,549.29
105,08
3,363,16
3..35.4.26
77.63!i.02
"
VERIFICATION
AND NOW Louis p, Villi verifies that the statements made in this Complaint
are true and correct to the best of his knowledge, information and belief. I understand that
false statements herein are made subject to the penalties of 18 Pa.C.S. 4904, relating to
unsworn falsification to authorities.
By virtue of the fact that the Plaintiff is outside the jurisdiction of the court and
the verification cannot be obtained within the lime allowed for the filing of this pleading,
the pleading is submilled by counsel having sufficient knowledge, information and belief
based upon the information provided him by the Plaintiff.
Dated: January 29, 1996
louiJJ#
Louis P. Villi
(J
.
C:'" ' ":.HJFF
CUHUr:~~,.". ..u.;:y
rEI 5 8 12 AI~ '96
CARLIS L[
PENNSYLY^
,.
but 'W';;l.?j unable to loc;Jte .JiJ~'~.__ in hi3 balliwJcl-:.
!h.:' therGfol'e returlJ3
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C:ASE no: 1-::'!~)6--.:;('l(('1('; F
COI1MotIWE/,LTH OF PEtlNSYLVi,l!'i,\:
'.:OUlIT'i OF CUMBF.RL1\lW
~,'~r,.WIq .}IO!'.IG,\GE I tiC ;:_Tf__,_._.___
V~j.
CRI!::~. C,.U,'lERL..fLi\.h..........._-_"
_J--:!____IJls.:_m~Q._I'~l~ll!2-__._._____.._ ~~her.1 ff. who bC>lng duly G\lfJrn accurdlnn
tf.J l.::tw, :3ay~:;, that he made a di.l1.~H.:.lnt. ::'pJ,n'r;h aIld inquITj 1(1!, the vithln
narllt=,d defend;;tnt. to 'II it: CR!J;;.._G.J.~__~~_B_l:
th,> Cf,'!1I:LAnJL..::..J10B.L.E.9.H.s.,..... .........____..._.........._ ...--....-.., ,....,...,......-.....-.......-
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as try tha within f13nl01j de!~ndant
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Shcr1ff's CostE:
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Ct,SE NO: l'J~il~'-l'il!i()l';l~ i'
f~OI"IMOHWEAL TJI OF PE!in::~Yl. V /d~! I~:
COUNTY OF CUMBEEl.MlD
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by Urll~Qd States Certtiied Mall po=t~ge prepaId. on the
5th
day of
FI,'brt)::if';
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c'n ...\~(QQ..!.Q0Cl~.
AdditionDl Comment8:
UIlOPEHH' LETTER WV:; EETUEIlEl> Te' THE :';HE~: J n" c: [IEf'T, eLl 11M"CH 1. 1 ,:J9&
WITH THE f.:E,\SOH CHEeriEr> "UHCLAIMEL',.
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d
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NORWEST MORTGAGE, INC.. A
CALIFORNIA CORPORATION
Plaintiff,
vs,
GILBERT CRUZ and PATRICIA CRUZ,
his wife
Defendants.
TRUE COPY FROM RECORD
In Testimony whereof. I here unto set illY hand
I
and th seal ot s rd oUlJ..at Carlisle" ~1..
Th' , a f /-eh. t9*-
.I-.L . Il-L (,
(
CIVIL DIVISION
NO. q& -- rc.{'I(\ ~t4-.L~'---)l'-
COMPLAINT IN MORTGAGE
FORECLOSURE
Code
MORTGAGE FORECLOSURE
Filed on behalf of
Plaintiff
Counsel of record for this
party :
Louis P. Villi, Esquire
PA I.D, #3810
Supreme Coun #01072
Louis p, Villi & Assoc., P.C.
916 Fifth Avenue
Pillsburgh, PA 15219
(412) 281-1725
-. _"n.._~.__ ....,.~
COMPLAINT IN...MOR..TCACE FORECLOSURE
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND
AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU
MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS
COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN
APPEARANCE PERSONALLY OR BY THE ATTORNEY AND FILING IN
WRITING WITH THE COURT YOUR DEFENSES AND OBJECTIONS TO
THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT
IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU
AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT
WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE
COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY
THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER
RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU SHOULD NOT HAVE A LAWYER, OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR
3RD FLOOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 697-0317
.
COMPLAINT IN MORTGAGE FOREClOSURE
AND NOW, comes the Plaintiff by its allorneys, Louis P. Villi and Associates, P.c.
and Louis P. Villi, Esquire, and pursuant to the Pennsylvania Rules of Civil Procedure
Numbers 1141 through 1150, for its Complaint in Mortgage Foreclosure, sets forth the
following:
1. The Plaintiff is a corporation duly authorized to conduct business within
the laws of the Commonwealth of Pennsylvania, having a principal place of business located
at 405 S.W. 5th Street, Des Moines, IA.
2. The Defendant(s) is/are individuals with a mailing address of 2861
Bainbridge Avenue, #2d, Bronx, NY 10458. The property address is 849 Brian Drive, Enola,
PA 17025 and is the subject of this action,
3. On the 19th day of May, 1995, in consideration of a loan of Sixty Seven
Thousand Three Hundred and 00/100 ($67,300.00) Dollars made by Hart Mortgage Corp.,
a PA corporation, to Defendants, the said Defendants executed and delivered to Hart
Mortgage Corp., a PA corporation, a "Note" secured by a Mortgage with the Defendants as
mortgagors and Hart Mortgage Corp., as mortgagee, which mortgage was recorded on the
24th day of May, 1995, in the Office of the Recorder of Deeds of Cumberland County, in
Mortgage Book Volume 1264, p,lge 182. The said mortgage is incorporated herein by
reference thereto as though the same were set forth fully at length.
4. The premises secured by the mortgage are:
ALL T/lJIT CERTAIlI unit in the property known, namod and identU.l.od in
the Dealaretion plen, referred to below ao Weotwood Village Condominium
loaated in Baat Pannoboro Townohip, Cumberland County, PennoylvaniA,
whiah hae horotofore bean aubmlttod to the proviaiona of tho Unit
Property hat of ponnoylvaniA, Act of July 3, 1963, l',L. 196, by the
raaording in the Offico of tho Roc order of Deedo of CumberlAnd County,
Pennsylvania, of A Declaration croating and eatabliahing Waotwood Village
condominium, dated JAnu~ry 20, 1975, And recorded on January 29, 1975,
in HiacollGnoouD Dook 213, At pAgO 203, And Amonded by A cartain Firat
Amendment to Daelaratien creating And Eetabliahing Weatwood Village
Condominium, doted .Hay 28, 1976, and recorded on June 22, 1976, in
HiaoollonoouD Dook 222, at pa90 729, and A cor~ain Second Amendment
to Deolarc.tlon cl:l;!aLiu9 Cllld tata.bliBhinq WCllItwcod Villo9ts CumJuulill.LulII
dALud July 21, 1976, And recorded an July 26, 1976, in Miacel1eneouo
Book 223, at page 343, And A cortA.l.n Third Amena:nent to Declaration
Creating and Databllahlng WCDtwood .Villoge Condominium datod June Y,
1978, Anel recorded 011 JUlie 23, lno, ill lIioc.11AI""'uo nook 236, At
pAgA 225, and A certAin Fourth Amendment to Declaration CreAting end
EotAbliohill~ Wuotwood villele Condominium deted June 13, 1978, and
recorded on Juno 23, 1970, II HluuullAlltsuul:t Buuk. 236, I::l.L Va.Y" 250,
And A aertAin Fifth Amendment to DeclAration Croat.l.n9 and,eatabliehing
Weotwuud Village Condominium datad JAnUAry 9, 1979, and recorded on
JanUAry 23, 1979, in l11ocellaneoua nook 249, at page 004, and a curLoill
sixth Amendmellt to OoulA.'ALlulI c.'uALlII~ eml E.LAullohill~ WuoLwued Village
Condominium dated IIAL'uh 1, 1979, and recorded 1I.."ch 12, 1979, ill
Hiecellaneoua Book 241, at page 036, alld A Cud. or Regulationa of
Westwood VillA~u Condominium dated JanUAry 29, 1975, end recorded UII
JanUAry 29, 197~, in l1iecellAneous Book 213, at page 328, and amended
by A car~Aill Fint Amendment to Code of Regulation. u! Wuo~wood village
condominium dated IIAY 20, 1976, and recorded on June 22, 1976, in
Hiec"llafluuuo nuok 222, at page 737, And DeclaraUulI 1'1411 u! Weotwood
Villayltt CunucRlinlum dated January 29, 1975, Ant! recoz:ded 011 Ja.lluacy
29, 1975, in Plon Book 26, At page 15, and emended by a c..'LAill Firo"
Amondnlent to Du..:ltu:uL.lulI PlulI u! Wt:uLwood Vlllcu8 Condominium dated
July 21, 1976, elld "ucordod on July 26, 1976, ll~ 1'1011 nuulo. 28, at page
72, l1nd tlJllUUt.!UU uy a. cUJ:La.ln Sut:CllICl 1\.Intmmnonl:. to Daclll1:bt1on PlAn o~
Woutwood villAge Condominium doted June 16, H7S, UIIO .'.uurdoel on June
23, 1970, ill PLAn Book 33, at page 20, and amended by 0 certain Third
1ullufldlllell~ ~u DcclAration Plan ur Wuo~wuueI VillA". CUlI<lolllillium dAted
January 9, 1979, Cllll] rucul.'d~d JttllUllr.y 23, 1979, .111 Plan Book 34, pago
100, ClUU (1J1I~lIUtfU Ly II utfl'llllu FUU1"Lh lunentlultJnl:. tCJ Dt2clarallon 1'lan
ur WuoLwuud Vl11a~c CUllelOlllill.l.UIII doLul! Horch 1, 1979, and recorded Harch
12, 1979, in Plan nook 35, at page 3, boill~ l!..l~II.Lud UII .ald
Duula.ruLiun plan of Wcutwocd Vlllulju CUI1l1ol\lill.i.U:~1 CtU Unit Uo. 049, suite
124, L24-F3, in Block 15, nu.l.ld.l.nq 19, kn~wn a. 049 nr.l.on Drive, suit.
124, 2no14, Eoot I'onnDboro Townnhip, cumberland coullLy, PUHllllylvCtuia,
au mora fully de..,crlbcd in ouch Docllll'utiulI Plon sod Declaration Crea.tin9
And ~1It:."bli.nhln9 HootwCloc.l Villugtl Condominiu::l1 i\lI the on-me AppoAra
of roaord 00 Dot torth .above, including on). alncnd~entD thereto, TOO&TIICR
wJ.th tl proport.iona.te undividod intoroot. in the C~r.\."non Clemant.D (aD
dofinnd in "uoh Oooltlcnt.lon) of Ono Clnd Thirtr-th:ee 'l'houDtlndtho 1'01."
Cent (1.033\).
UlIDEn A11D GUn.1I:L:'r tu rootriot:.iono of rocord.
2
5. On the 24th day of May, 1995, Hart Mortgage Corp., a PA corporation,
assigned to the Plaintiff, Norwest Mortgage, Inc., the said mortgage, that assignment being
recorded in the Office of the Recorder of Deeds of Cumberland County on the 24th day of
May, 1995, in Mortgage Book Volume 496, page 869, The said assignment is incorporated
herein by reference.
6. Said mortgage provides, inter alia:
"that when as soon as the principal debt secured shall become due and
payable, or in case default shall be made in the payment of any installment
of principal and interest, or any monthly payment, keeping and performance
by the mortgagor of any of the terms, conditions or covenants of the mortgage
or note, it shall be lawful for mortgagee to bring an Action of Mortgage
Foreclosure, or other proceedings upon the mortgage, of principal debt,
interest and all other recoverable sums, together with allorney's fees."
7. Since August 1, 1995, the mortgage has been in default by reason, inter
alia, of the failure of the mortgagor to make payments provided for in the said mortgage
(including principal and interest) and, under the terms of the mortgage, the entire principal
sum is due and payable.
8. In accordance with the appropriate Pennsylvania Acts of Assembly and the
Pennsylvania Rules of Civil Procedure, the mortgagor has been advised in writing of the
mortgagees intention to foreclose. The appropriate time period has elapsed since the Notice
of Intention to Foreclose h.1s been served upon the mortgagor.
9. The amollnt due on said mortgage is itemized on the attached schedule.
3
10. Plaintiff does hereby release the personal representative, heir andlor
devisee of the mortgagor from liability for the debt secured by the mortgage.
WHEREFORE, pursuant to Pennsylvania Rule of Civil Procedure Number
1147(6), Plaintiff demands judgment for the amount due of Seventy Seven Thousand Six
Hundred Thirty Five and 02/100Dollars ($77,635.02) with interest and costs.
Respectfully submitted,
LOUIS P. VITTI & ASSOC., P.c.
rtI
4
CRUZ
SCHEDULE OF AMOUNTS DUE UNDER MORTGAGE
Unpaid Principal Balance
Interest @ 9,??oo% from 07/01/95 through 01/31/96
(Plus $16.5855 per day after 01/31/96 )
Late charges through 01/29/96
o months @ 26.27
Accumulated beforehand
(Plus $26.27 on the 17th day of each month after 01/29/96 )
0,00
105,08
Allomey's fee
Escrow deficit
(Plus any additional charges that may be incurred by the Plaintiff and
transmitted to the sheriff as charges on the writ prior to the date of the sheriff's
sale)
BALANCE DUE
67,2(;3,23
3,549.29
105.08
3,363.16
3.354,26
77 635 02
..
VERIFICATION
AND NOW Louis p, Vitti verifies that the statements made in this Complaint
are true and correct to the best of his knowledge, information and belief. I understand that
,
false statements herein are made subject to the penalties of 18 Pa,C,S. 4904, relating to
unsworn falsification to authorities,
By virtue of the fact that the Plaintiff is outside the jurisdiction of the court and
the verification cannot be obtained within the time allowed for the filing of this pleading,
the pleading is submitted by counsel having sufficient knowledge, information and belief
based upon the information provided him by the Plaintiff.
Dated: January 29, 1996
iad2'#
{olliS P. Villi
()
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NORWEST MORTGAGE, INC., A
CALIFORNIA CORPORATION
CIVIL DIVISION
NO, q& - (pC'O (J~CJ~'lw-.-
Plaintiff,
COMPLAINT IN MORTGAGE
FORECLOSURE
vs.
GILBERT CRUZ and PATRICIA CRUZ,
his wife
Code
MORTGAGE FORECLOSURE
Filed on behalf of
Plaintiff
Defendants.
Counsel of record for this
party :
Louis P. Villi, Esquire
PA I.D. #3810
Supreme Court #01072
Louis p, Villi & Assoc.. P.C.
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
TRUE COPY FROM RECORD
In Testimony whereof, I here unto setllY hand
and th~ seal 01 SOli 1d~t ~rllsle Pa .
Thl' , ,l cia of - t(), 19~
D-.. . It,... t
j PJ
--~ II
,."- .----. ....
CO~T IN MO~Tc;Ac;E FORECLOSURE.
NOTJCE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND
AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU
MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS
COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN
APPEARANCE PERSONALLY OR BY THE ATTORNEY AND FILING IN
WRITING WITH THE COURT YOUR DEFENSES AND OBJECTIONS TO
THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT
IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU
AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT
WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE
COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY
THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER
RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU SHOULD NOT HAVE A LAWYER, OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR
3RD FLOOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 697-0317
, :
.
COMPLAINT IN MORTGAGE FOREClOSURE
AND NOW, comes the Plaintiff by its allorneys, Louis P. Villi and Associates, P.c.
and Louis P. Villi, Esquire, and pursuant to the Pennsylvania Rules of Civil Procedure
Numbers 1141 through 1150, for its Complaint in Mortgage Foreclosure, sets forth the
following:
1. The Plaintiff is a corporation duly authorized to conduct business within
the laws of the Commonwealth of Pennsylvania, having a principal place of business located
at 405 S.W. 5th Street, Des Moines, IA.
2. The Defendant(s) is/are individuals with a mailing address of 2861
Bainbridge Avenue, #2d, Bronx, NY 10458. The property address is 849 Brian Drive, Enola,
PA 17025 and is the subject of this action,
3. On the 19th day of May, 1995, in consideration of a loan of Sixty Seven
Thousand Three Hundred and 00/100 ($67,300.00) Dollars made by Hart Mortgage Corp.,
a PA corporation, to Defendants, the said Defendants executed and delivered to Hart
Mortgage Corp., a PA corporation, a "Note" secured by a Mortgage with the Defendants as
mortgagors and Hart Mortgage Corp., as mortgagee, which mortgage was recorded on the
24th day of May, 1995, in the Office or the Recorder of Deeds of Cumberland County, in
Mortg,lge Book Volume 1264, page 182. The said mortgage is incorporated herein by
if. /!-,I".
reference thereto as though the same were set forth fully at length.
4. The premises secured by the mortgage are:
ALL THAT CIUlTAIIl unit in tho p..opo..ty known, namad "nd idantifiad in
the Deala..ation Plan, ..efe....ad to balow aa Weatwood Village Condominium
laaated in Baet Pennabo..a Townahip, Cumba..lend County, pennaylvenio,
whiah hoo ha..atafo... boen aubmltted to tha p..ovioiana of tho Unit
Property llat of PcnnoylYanio, Aot of July 3, 19G3, P.L. 196, by tha
reoording in the Offioe of tho neoo..de.. of Deada of Cumberland County,
penneylvonie, of 0 Declerotion c..eoting end Catabliehing Weatwood Vill"ga
Condominium, dated January 2', 1975, and recorded on January 2', 1975,
in HiaoollancouD nook 213, A~ pC90 203, And emonded by 4 cartaln ri~at
Amondmont to Dacl...ation C..eating and Satabliahing Weatwaod Village
Condominium, dated -Hay 28, 1976, and ..eca..ded on Juna 22, 1976, in
Hiooallenoaua Daok 222, at p"ge 729, end a ca..tain Second Amendment
to Declaration Cl:t=uloiu9 Gnd Ersta.blillhinq Kcetwood Villagti CuncJuul111.luIlI
doLed July 21, 1976, and recorded on July 26, 1976, in Hiaoel10neou.
Dook 223, at page 3~3, and 0 certain Thi..d lIrnendment tco Dacle..etian
Creating and Uatobl1ahing WeatwoodVillaga Condominium dated June 9,
1970, and ..eco..ded on June 23, 1978, 1n Hlu"dl"",,uu. Duok 236, at
pagu 22S, and 0 certain Fou..th Amendment to Dacla..ot10n c..eat1ng and
Eutobl1uh1ntj W..twood v1110ge Condom1nium doted June 13, 1978, and
rooorded on Junta 23, 1978, J.II Hluc.:ullauuuutl Duuk 236, uL lJayu 250,
and 0 oertoin Fifth Amendment to Deola..etion Creating and,Setabliahing
Wu.Lwuud Village Condominium datod January 9, 1979, "nd ..eoo..ded on
January 23, 1979, in H!.acoUoneoua Dook 249, at pog" 88~, end 0 curLaill
Sixth Amendment tu O..ulu'"UulI C"""Ulltj ,,"11 SeL"lJliehillY W..eLwuud Village
Condomin1um doted H..n:h 1, 1979, und record..d tlerch 12, 1979, 111
H1acolloneoua Book 241, at pog" 836, 'lI,d 0 Cud. or Regulot1con. of
Woatwood V111..yu Condominium doted JAnuary 29, 1975, And ....curd..d un
January 29, 197~, in Hiacellonecoua Book 213, at page 328, And Amended
by A co..Le111 Firat Amendmont to Codo of Ragulotionu ur W..eLwuod v1110ge
Condomln1um doted Hay 28, 1976, ond reco..ded on June 22, 1976, in
H!.ac..l!Alleouu Buuk 222, At pege 737, and DeclnaHulI Pla" ur Weetwood
villuCJtf Cumlond.nium da.ted January 29, 197 S, a.nd recorded DII January
29, 1975, in Plan Dook 26, at page 15, and amended by u c""Lui" Fint
lIrnuncln,ont Lo Deel.u:uLlolI Plall ur WuuLwood Village Cundominium duted
July 21, 1976, alld rucordud on July 26, 1976, ill plu" 00"10. 28, at pa']e
72, hnd 111l1ul1lhn.l by a l.:t:LLulu SUC(JIIU AlnundJ::clll to DocloJ:tallon plan of
Iloutwood VillAge Condomin1nm deted June 16, 1978, allll ...cu..ded on June
23, 1978, in Plan Dook 33, at pe']o 28, end amended by a cercoin Third
lIJl1ulldlll~IIL Lu O..clAraHon Plan ur W..u\;wuell V1l1.y~ CUlldolllin1urn dated
January 9, 1979, amI L.t:t:Ul'd~tl JallullJ:Y 23, 1979, in plan Dook ~4, pago
100, am! cUlumdtfu by a. ulu'la.lu FUUl:Lh lun"tlulIltlnl: to DClclar,atlon 1'10.0
"r W..uLwuud Villay.. CUlldulllilliulIl duL..d ....reh 1, 1979, ,,,,d l'ecordod Ha..ch
12, 1979, J.n Plan Dook 35, at pogo 3, beJ.IlY d...iYlluLud UII uald
Duclara.liun Plan of Wcstwood Vl11mJu CUIILJUllIill.tul\I 11" Unit 110. 049, Suitt!
124, L2~-F3, in Block IS, Duildin'] 19, kn~wn aa 849 D..iun Drive, SuiL..
124, EnolA, CQDt. l'onhDboro Townahip, CumborlAnd County, PUlllluylvUllia.,
PO mora fully deecribed in ouch Dcclnl'ullulI Pion and DeclArAtion CreD.tin9
and nn~Abllnhin9 l':outwoou VlllutJtf Condor::iniu::\, i\fI: tho OIln\P. ^Pllcftrn
of rooord no not !ort:.h oabovo, including an)' lunandmcnt:.e theret.o, TOOt:TlIlm
wJ.th n proporLiena.to undIvided intoroot in the Cornmon Clomant.D (on
dofinod 1n lI\1oh Ooolorotlon) of Ono And Thi.rt~....threo 'rhoUDondtho Par
Cant (1. 033% l .
un DEn AND GUIl.Jl!C'T t.u rODtrintlonu of rocord.
2
5. On the 24th day of May, 1995, Hart Mortgage Corp., a PA corporation,
assigned to the Plaintiff, Norwest Mortgage, Inc., the said mortgage, that assignment being
recorded in the Office of the Recorder of Deeds of Cumberland County on the 24th day of
May, 1995, in Mortgage Book Volume 496, page 869. The said assignment is incorporated
herein by reference.
6. Said mortgage provides, inter alia:
"that when as soon as the principal debt secured shall become due and
payable, or in case default shall be made in the payment of any installment
of principal and interest, or any monthly payment, keeping and performance
by the mortgagor of any of the terms, conditions or covenants of the mortgage
or note, it shall be lawful for mortgagee to bring an Action of Mortgage
Foreclosure, or other proceedings upon the mortgage, of principal debt,
interest and all other recoverable sums, together with allorney's fees."
7. Since August 1, 1995, the mortgage has been in default by reason, inter
alia, of the failure of the mortgagor to make payments provided for in the said mortgage
(including principal and interest) and, under the terms of the mortgage, the entire principal
sum is due and payable.
8. In accordance with the appropriate Pennsylvania Acts of Assembly and the
Pennsylvania Rules of Civil Procedure, the mortgagor has been advised in writing of the
mortgagees intention to foreclose. The appropriate time period has elapsed since the Notice
of Intention to Foreclose has been served upon the mortgagor.
9. The amount due on said mortgage is itemized on the attached schedule.
3
10. Plaintiff does hereby release the personal representative, heir and/or
devisee of the mortgagor from liability for the debt secured by the mortgage.
WHEREFORE, pursuant to Pennsylvania Rule of Civil Procedure Number
1147(6), Plaintiff demands judgment for the amount due of Seventy Seven Thousand Six
Hundred Thirty Five and 02/100Dollars ($77,635.02) with interest and costs.
Respectfully submilled,
LOUIS P. VITTI & ASSOC., p,c.
"
L_ . ~
p
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CRUZ
SCHEDULE OF AMOUNTS DUE UNDER MORTGAGE
Unpaid Principal Balance
Interest @ 9.??oo% from 07/01/95 through 01/31/96
(Plus $16,5855 per day after 01/31/96 )
Late charges through 01/29/96
o months @ 26.27 0.00
Accumulated beforehand lOs..o.s
(Plus $26.27 on the 17th day of each month after 01/29/96 )
Allorney's fee
Escrow deficit
(Plus any additional charges that may be incurred by the Plaintiff and
transmilled to the sheriff as charges on the writ prior to the date of the sheriff's
sale)
BALANCE DUE
67,263.23
3,549,29
105.08
3,363.16
3.,354.26
77 635 02
. ,
VERIFICATION
AND NOW Louis P. Villi verifies that the statements made in this Complaint
are true and correct to the best of his knowledge, information and belief. I understand that
false statements herein are made subject to the penalties of 18 Pa.C.S. 4904, relating to
unsworn falsification to authorities.
By virtue of the fact that the Plaintiff is outside the jurisdiction of the court and
the verification cannot be obtained within the time allowed for the filing of this pleading,
the pleading is submilled by counsel haVing sufficient knowledge, information and belief
based upon the information provided him by the Plaintiff.
Dated: January 29, 1996
[.~pJ}JV . ,,#
OUIS . Illl
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NORWEST MORTGAGE,INC., A
CALIFORNIA CORPORATION
Plaintiff,
vs,
GILBERT CRUZ and PATRICIA CRUZ.
his wife
Defendants.
It
TRUE COPY FROM
tn TestImony whereof , RECORD
~d th seal 01 s ,here Unto ~!:l! ,'l".' ;"M
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'" da . I , (" iLl a
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CML DIVISION
NO, r;~, ~,C.c., (!1.'{Ll~ 0a 'L/o',.....
COMPLAINT IN MORTGAGE
FORECLOSURE
Code
MORTGAGE FORECLOSURE
Filed on behalf of
Plaintiff
Counsel of record for this
pany:
Louis P. Vitti, Esquire
PA 1.0. //3810
Supreme Court #01072
to
~.; c..;".
Louis P. Vitti & Assoc.. P:C;
916 Fifth Avenue
Pittsburgh. PA 15219
"
(411) 281-1725
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~T I-N MORTCACE FORECLOSURE
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND
AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU
MUST TAKE ACTION WITHIN TWENTY (20l DAYS AFTER THIS
COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN
APPEARANCE PERSONALLY OR BY THE ATTORNEY AND FILING IN
WRITING WITH THE COURT YOUR DEFENSES AND OBJECTIONS TO
THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT
IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU
AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT
WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE
COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY
THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER
RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU SHOULD NOT HAVE A LAWYER, OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR
3RD FLOOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 697~0317
COMPLAINT IN MORTGAGE FORECLOSURE
AND NOW, comes the Plaintiff by its allorneys, Louis P. Vitti and Associates, P.C.
and Louis P. Villi, Esquire, and pursuant to the Pennsylvania Rules of Civil Procedure
Numbers 1141 through 1150, for its Complaint in Mortgage Foreclosure, sets forth the
following:
1. The Plaintiff is a corporation duly authorized to conduct business within
the laws of the Commonwealth of Pennsylvania, having a principal place of business located
at 405 S.W. 5th Street, Des Moines, IA.
2. The Defendant(s) is/are individuals with a mailing address of 2861
Bainbridge Avenue, #2d, Bronx, NY 10458. The property address is 849 Brian Drive, Enola,
PA 17025 and is the subject of this action.
3. On the 19th day of May, 1995, in consideration of a loan of Sixty Seven
Thousand Three Hundred and 00/100 ($67,300.00) Dollars made by Hart Mortgage Corp.,
a PA corporation, to Defendants, the said Defendants executed and delivered to Hart
Mortgage Corp., a PA corporation, a "Note" secured by a .\lortgage with the Defendants as
mortgagors and Hart Mortgage Corp., as mortgagee. which mortgage was recorded on the
24th day of May, 1995, in the Office of the Recorder oi Deeds of Cumberland County, in
Mortgage Book Volume 1264, page 182. The said mortg,lge is incorporated herein by
reierence thereto as though the same were set forth fully at length.
4. The premises secured by the mortgage are:
ALL THAT Cf:RTAIII unit in tho proporty known, na..ed and identified in
the Declaration Plan, referred to bolow aa Weatwood Village Condominium
looated in neat Pennaboro 'l'ownahip, Cumberland County, Pannaylvania,
which ha~ heretofore been aubGlittad te tho previaiona of tho Unit
Property lIot of Ponnaylvania, Aot of July 3, 19G3, P.L. 196, by the
reoording in tha Offioo of tho neoorder of Deeda of Cumberland County,
penneylvania, of a Deolaration Creating and Catabliahing Weatwood Village
Cendominium, dated January 29, 1975, and recorded on Jenuary 29, 1975,
in Hiecellaneoue Dook 213, A~ paqa 203, and amended by A cartain Firat
Amendment to Declaretion Creating and f:atabliahing Woetwood Village
Condominium, dated .Hay 28, 1976, end recorded on Juno 22, 1976, in
HiaoallanoouD Book 222, at page 729, and a cartaln Second Amendment
to Doclcu:at!oll CL't:!al.J.1I9 And Eocablishinq Kelltwcod Villagt! CunduullululU
doLed July 21, 1976, end recorded on July 26, 1976, in Hiaoellaneou.
Book 22:1, at pAqC .343, and eo corta!.n Thi:d .Amendment:. to Declaration
Crca~in9 and Daeebliahing Weot:.wood .Village Condominium dated June 9,
1978, and recorded on June 23, 1n8, in HiocdlAlI~uu. Back 23G, at
pagc 225, and 0 certain Fourth Amendment to Declaration Creating and
E.tabliahill'J W~atwood Village Condo..iniu.. doted June 13, 1978, and
recorded on Jun~ 2:J, 1978, J.II Mluuullclluuutf Duuk. 236, uL lJayu 250,
and a oortain Fifth Amendment to Declaration Creating and,f:atabliahing
Weatwuud Village condo..inium doted January 9, 1979, and racorded on
January 23, 1979, in HLocellaneous Book 249, at page 884, llnd 0 ccrLsllI
Sixth Jln1andment ta D..ulsraliulI Cr~..lillg sllll f:aLaIJHahill'J W~aLwuud Villago
Condominium da"..d M..%,.,h 1, 1979, and recorded tlarch 12, 1979, ill
H1scollsnooue Book 241, at pagc 836, alld a Cud.. ot Regulatian. of
Westwood vills'Jc Condominium doted Jenuary 29, 1975, and rccurded UII
Janullry 29, 197~, in Hiecellaneaus Book 213, at pogo 328, and amendod
by II cerLcJ.1I F1rat Amendment to Code of Regulation. u! lI~aLwuod VIllage
condominium dated May 28, 197G, And recorded on uune 22, 1976, in
Hlecellalleuuu Buuk 222, at peg" 737, and DeclnatiulI Pl..1I ut We.tweod
Vil1agu Cundominium dated January 29, 1975, and recorded 011 January
29, 1975, in Plan Book 26, llt page IS, and smended by a .,e%'Laill Fi"."
Amondnlenl to DbCla,l:a.lJ.ulI Piau u! WttuLwood Vlllcyc Condominium dated
July 21, 1976, alld recordud on July 26, 1976, 1" plall Buuk 28, at page
72, llnd I1.hlUJltJtn.1 uy a. 1.:t:.L.La,ln Sucauu 1unenw:l&nt \:.0 DaClla1:Atlon Plan 0::
ll"etwood Village condominlwn dated June 16, 1978, allu %,~.,urdud on June
23, 197B, in Plan Book 33, at pag" 28, and amended by a certain Third
J\JlI~lIdll1t:IIL Lu Dcclarlltion Plan ut lieaLwuud Villa'Jt: CUlldumlnlwll dated
January 9, 1979, ellu L,t:.,ut'd~d Jellullry 23, 1979. in Plan Book H, pogo
100, aml uuu:mlttu uy u t:tJL'lal.u FUUl:Lh AJncnUllu;tnl:. tCl Derclarat.lon plan
ut 1I...Lwuuu Villll'Jc eundumiuiu", uaL~u tlllrch 1, 1979, and recorded Hareh
12, 1979, in Plan Book 35, llt page 3, beln'J ue.I'JlluLcd UII aaid
Dt:clara.liulI Plan of Westwood Vl11t\l;Ju CUUUUlllild.UlIl au Ullit no. 949, Suit~
124, L24-P3, in Block 15, Duilding 19, known aD 049 Brian Drive, SuiL..
1:14, Eno!.a, Enot [tannaboro Townahip, Cumberland Counl:.y, PUlllluylvtlllitl,
au mora fully dOl:cribed in ouch Occlal'ul.!.ulI Plan and De:clAr~tJ.on Cre.,1,;in9
and ~atAbli.Rhlnq Hontwoau villutju Condor.:!.nium, "6 the ann'€! eppelLro
of rocord 00 oct !orth ,above, including CUll' Atnendment.o thereto, TeG&THEn
""ith n. proport:.iono.tc undivi.dod intoreot in the Common Clement., (aD
dofinod in u\loh DeolAratIon) of Ona nod Thirtl.-threc Thouoandt.hn flec
Cant (1. 033\) .
UNDER AND sun..ll:c'.r to rootriotiono of roco:d.
2
5. On the 24th day of May, 1995, Hart Mortgage Corp" a PA corporation,
assigned to the Plaintiff, Norwest Mortgage, Inc., the said mortgage, that assignment being
recorded in the Office of the Recorder of Deeds of Cumberland County on the 24th day of
May, 1995, in Mortgage Book Volume 496, page 869. The said assignment is incorporated
herein by reference.
6. Said mortgage provides, inter alia:
"that when as soon as the principal debt secured shall become due and
payable, or in case default shall be made in the payment of any installment
of principal and interest, or any monthly payment, keeping and performance
by the mortgagor of any of the terms, conditions or covenants of the mortgage
or note, It shall be lawful for mortgagee to bring an Action of Mortgage
Foreclosure, or other proceedings upon the mortgage, of principal debt,
interest and all other recoverable sums, together with attorney's fees."
7. Since August 1, 1995, the mortgage has been in default by reason, inter
alia, of the failure of the mortgagor to make payments provided for in the said mortgage
(including principal and interest) and, under the terms of the mortgage, the entire principal
sum is due and payable.
8. In accordance with the appropriate Pennsylvania Acts of Assembly and the
Pennsylvania Rules of Civil Procedure, the mortgagor has been advised in writing of the
mortgagees intention to foreclose. The appropriate time period has elapsed since the Notice
of Intention 10 Foreclose hilS been served upon the mortgagor,
9. The amount due on said mortgage is itemized on the allached schedule.
3
10. Plaintiff does hereby release the personal representative, heir and/or
devisee of the mortgagor from liability for the debt secured by the mortgage.
WHEREFORE, pursuant to Pennsylvania Rule of Civil Procedure Number
1147(6), Plaintiff demands judgment for the amount due of Seventy Seven Thousand Six
Hundred Thirty Five and 02l100Dollars ($77,635.02) with interest and costs.
Respectfully submitted,
LOUIS P. VITTI & ASSOC., P.c.
IA1
, ~0vJ
BY
L9ui P. Villi, Esquire
At? ney for Plaintiff
4
eRG
SCHEDULE OF AMOUNTS DUE UNDER MORTGAGE
Unpaid Principal Balance
67,163.23
Interest @ 9,??oo% from 07/01/95 through 01/31/96
(Plus S16.5855 per day after 01131/96 )
3.549.29
Late charges through 01/29/96
o months @ 26.27
Accumulated beforehand
(Plus $26.27 on the 17th day of each month after 01/29/96 )
0.00
105.08
105,08
Attorney's fee
3,363,16
Escrow deficit
(Plus any additional charges that may be incurred by the Plaintiff and
transmitted to the sheriff as charges on the writ prior to the date of the sheriff's
sale)
3 354 26
BALANCE DUE
77 635 02
VERIFICATION
AND NOW louis P. Villi verifies that the statements made in this Complaint
are true and correct to the best of his knowledge, information and belief. I understand that
false statements herein are made subject to the penalties of 18 Pa.C.S, 4904, relating to
unsworn falsification to authorities,
By virtue of the fact that the Plaintiff is outside the jurisdiction of the court and
the verification cannot be obtained within the time allowed for the filing of this pleading,
the pleading is submiued by counsel having sufficient knowledge, information and belief
based upon the information provided him by the Plaintiff.
!auJJ1#
louis P. Villi
Dated: January 29, 1996
v
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NORWEST MORTGAGE,INC., A
CALIFORNIA CORPORATION
Plaintiff,
vs.
GILBERT CRUZ and PATRICIA CRUZ,
his wife
Defendants.
TRUE COPY FROM RECORD
In Testimony whereof, I here unlo set my hand
and th seal 01 d ou al Carlisle, Pa
Thl ' d 1 ( . 19~
CML DIVISION
NO. r;~.. &',00 (} J..1.LLl 00/vw'-
COMPLAINT IN MORTGAGE
FORECLOSURE
Code
MORTGAGE FORECLOSURE
Filed on behalf of
Plaintiff
Counsel of record for this
party :
Louis P. Villi. Esquire
PA 1.0, #3810
Supreme Court #01072
Louis P. Villi & Assoc., P:C;
916 Fifth Avenue
Pittsburgh, PA 15219
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COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND
AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU
MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS
COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN
APPEARANCE PERSONALLY OR BY THE ATTORNEY AND FILING IN
WRITING WITH THE COURT YOUR DEFENSES AND OBJECTIONS TO
THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT
IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU
AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT
WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE
COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY
THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER
RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU SHOULD NOT HAVE A LAWYER, OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR
3RD FLOOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 697-0317
"
COMPLAINT IN MORTGAGE FORECLOSURE
AND NOW, comes the Plaintiff by its allorneys, Louis P. Vitti and Associates, P.C.
and Louis P. Villi, Esquire, and pursuant to the Pennsylvania Rules of Civil Procedure
Numbers 1141 through 1150, for its Complaint in Mortgage Foreclosure, sets forth the
following:
1. The Plaintiff is a corporation duly authorized to conduct business within
the laws of the Commonwealth of Pennsylvania, having a principal place of business located
at 405 S.W. 5th Street, Des Moines, IA.
2. The Defendant(s) is/are individuals with a mailing address of 2861
Bainbridge Avenue, #2d, Bronx, NY 10458. The property address is 849 Brian Drive, Enola,
PA 17025 and is the subject of this action.
3. On the 19th day of May, 1995, in consideration of a loan of Sixty Seven
Thousand Three Hundred and 00/100 ($67,300,00) Dollars made by Hart Mortgage Corp.,
a PA corporation, to Defendants, the said Defendants executed and delivered to Hart
Mortgage Corp., a PA corporation, a "Note" secured by a Mortgage with the Defendants as
mortgagors and Hart Mortgage Corp., as mortgagee. which mortgage was recorded on the
24th day of May, 1995, in the Office of the Recorder oi Deeds of Cumberland Count\' in
"
Mortgage Book Volume 1264, page 182, The said mOrlg.lge is incorporated herein by
"
reference thereto as though the same were set forth fully at length,
4. The premises secured by the mortgage are:
ALL THAT CERTAIN unit in tho property known, naMod and idontifiod in
the Deolaration Plan, referred to below as Westweod Village Condominium
looated in Bast Pennsboro Township, Cumberland County, Pennsylvania,
whioh haD horotofore been submitted to the provieions of tho Unit
Property hot of Pennoylvania, Aot of July 3, 1963, P .L. 196, by the
recording in the Office of tho Recorder of Deeda of Cumberland County,
Pennsylvania, of e Declaration Creating and cstabliahing Weetwood Village
Condominium, dated January 2~, 1975, and recorded on January 2~, 1975,
in Hi.callaneaue Dook 213, At pAqe 203, and amonded by A certain Fi~et
Amendmsnt to Declaration Creating and Eatabliahing Woatwood Village
Condominium, dated ,Hay 29, 1976, and recorded on Juno 22, 1976, in
HiocollanoouD Book 222, at pAge 729, And a certain Second Amen~ent
to Dec14ra.tion Cl:~Clt..1119 end Eatabliehinq Westwood Villo9~ CumJuulllllulIl
daLed July 21, 1976, and recorded on July 26, 1976, in liiacelleneou.
Book 223, at pago 34 3, and a cortain Third Amendment t", Declaration
creating and netabl!ahing Wea~wood ,VillAge Condominium dated June Y,
1970, and recorded on June 23, H79, in M1o""l1"",,ou. B"'ok 236, at
p"g" 225, and a certain Fourth Amendment to Declaration Creating and
E.tabli.hin~ w...twood Village condominium dated June 13, 1979, and
recorded on Juno 23, 1978, 1u Hl"l.:tSllauuuuu suu1\. 236, a.t.. lJaYtf 250,
and a certain Fifth Amendment to Declaration Creating and,Eetabliahing
W...twood Village Condominium dated January 9, 1979, and recorded on
January 23, 1979, in Hieeelleneous Book 249, at page 994, and a c..rLa1n
sixth Amendment t", D"...laL'aL1un CL'''aLill~ alll) E.LaIJ1l"h111~ W""Lwoou Village
Condominium dated H..L,...h 1, 1979, und recordtld Murch 12, 1979, 111
Hbeollaneoue Book 241, at pag" 936, alld a Cud.. oJ! Regulati",n.. of
weetwood Villag.. Condominium dated January 29, 1975, and r"eurd"d UII
January 29, 1975, in Hieeellaneoua Book 213, at pago 329, and amended
by A eerL..ill Firet Amendment to Code of Reyulation. u! Wtl.Lwood Village
Condominium dated Hay 20, 197G, end recorded on June 22, 1976, 1n
Hbeella""uu. Buuk 222, at peg" 737, and DeclaratiulI Phil u! We.twood
VJ.l1uyu: cumlonllnlum da.ted January 29, 1975, cnd recorded 011 JUlluo.ry
29, 1975, 1n PlAn Book 26, at pa.ge 15, end amended by tl ct:::Led.u Firac
Amel1c1n1ent:. tu Ducluz;aLlol1 P1ClII ur Wt:uLwood Vl11aue Ccmdomlnlum dated
July 21, 1976, ulld r"cord.d 011 July 26, 1976, 1;' pl.... Buuk 29, at p.ge
72, fLnd tlJnUIIUUu uy u cut'Lalll SUCCJI1U AlnondHlent to Doclarat!on Pla.n of
Haotwood Village condom1nium dated uune 16, 1975, uuu L't:t:uruud on June
23, 1979, in Plan Book 33, at paye 29, .nd amended by a cert:ain Third
AJlltlll<1l11tlnL Lo D.."laraHon Plan or w...twuu<1 Villautl CUlld"miniwn dated
January 9, 1979, tlUU .t'ttcu:r:dl:u Jallul1:r:y 23, 1979, .in Plan Book :)4, Po.9o
100, Ullt! CUIlt:lIcJ~c.l uy a. t:tu"la.,Ln FUU1'Lh Ainldllt.htlanl:. to Declarat.ion 1'lo.n
u! 1l...Lwuuu Vil1ag.. CUlldum111ium uaL"u Nareh 1, 19H, .nd recorded H.reh
12, 1979, in Plan Book 35, At pay" 3, b"l.n~ d...l~lIul..u UII .aid
DtH.:larAliulI Pla.n of Westwood VilltuJt! CUlIlluIUill.LUllI bod Unit:. llo. 949, Suite
12~, L24-F3, i~ Block IS, Duilding I~, kn~wn 00 049 Brio" Drive, SUiL"
124, EnoIAI Ea.oe I'cnhaboro Townahip, Cumborldnd Count.y, PtUllltsylVtlllia,
ad mora fully daecri.bed in ouch Doc1111:tll..iulI 1'10.n 3.nd Daclo.r~tion Crea.ting
And natablinhing 'lootwoad VillutJts Condominium, all the oo.me ^ppearo
of rocord ao oot !orth .above, including anr ll\ftCnCrncntD thereto, TOGETUER
\.:i.th Il proportionnte undivi.dod i.ntoroot in the Ccr.--'TIon ClementD (00
dofinod in ouoh DoolarAtIon) of Ono and Thirt)...t.hree Thouoandthn ~Q1.'
Cant: (1. 033\) .
unDER AllD sun.'Jl!C'f to rODt.riotiono of rocord.
2
,
5. On the 24th day of May, 1995, Hart Mortgage Corp., a PA corporation,
assigned to the Plaintiff, Norwest Mortgage, Inc., the said mortgage, that assignment being
recorded in the Office of the Recorder of Deeds of Cumberland County on the 24th day of
May, 1995, in Mortgage Book Volume 496, page 869. The said assignment is incorporated
herein by reference.
6. Said mortgage provides, inter alia:
"that when as soon as the principal debt secured shall become due and
payable, or in case default shall be made in the payment of any installment
of principal and interest, or any monthly payment, keeping and performance
by the mortgagor of any of the terms, conditions or covenants of the mortgage
or note, it shall be lawful for mortgagee to bring an Action of Mortgage
Foreclosure, or other proceedings upon the mortgage, of principal debt,
interest and all other recoverable sums, together with allorney's fees."
7. Since August 1, 1995, the mortgage has been in default by reason, inter
alia, of the failure of the mortgagor to make payments provided for in the said mortgage
(including principal and interest) and, under the terms of the mortgage, the entire principal
sum is due and payable.
8. In accordance with the appropriate Pennsylvania Acts of Assembly and the
Pennsylvania Rules of Civil Procedure, the mortgagor has been advised in writing of the
mortgagees intention \0 foreclose. The appropriate time period has elapsed since the Notice
of Intention to Foreclose hJS been served upon the mortgagor.
9. The Jmount due on said mortgage is itemized on the attached schedule.
3
CRUZ
SCHEDULE OF AMOUNTS DUE UNDER MORTGAGE
Unpaid Principal Balance
Interest @ 9.0000% from 07101/95 through 01/31/96
(Plus $16,5855 per day after 01/31/96 )
Late charges through 01/29/96
o months @ 26.27
Accumulated beforehand
(Plus $26.27 on the 17th day of each month after 01/29/96 )
0,00
105 08
Allomey's fee
Escrow deficit
(Plus any additional charges that may be incurred by the Plaintiff and
transmilled to the sheriff as charges on the writ prior to the dale of the sheriffs
sale)
BALANCE DUE
67,263,23
3.549,29
105.08
3,363,16
3.354,26
77 635 02
-
. .
VERIFICATION
AND NOW louis p, Villi verifies that the statements made in this Complainl
are lrue and correct to the best of his knowledge, informalion and belief. I understand that
false stalements herein are made subject to the penalties of 18 Pa.C.S. 4904, relating to
unsworn falsification 10 aulhorities.
By virtue of the fact that the Plaintiff is outside the jurisdiction of the court and
the verification cannot be obtained within the lime allowed for the filing of this pleading,
the pleading is submitted by counsel having sufficient knowledge, information and belief
based upon the information provided him by the Plaintiff.
)#
louis P. Villi
Dated: January 29, 1996
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OFFICE OF TilE SHEIIIF'
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NORWEST MORTGAGE, INC.
A CALIFORNIA CORPORATION,
CIVIL DIVISION
NO. 96-600
Plaintiff,
PRAECIPE TO REINSTATE
COMPLAINT IN MORTGAGE
FORECLOSURE
vs.
GILBERT CRUZ and PATRICIA CRUZ,
his wife
Code
MORTGAGE FORECLOSURE
Defendants,
Filed on behalf of
Plaintiff
Counsel of record for this
party:
Louis p, Villi, Esquire
PA I.D. 1/3810
Supreme Court #01072
Louis p, Villi & Assoc, , P.C.
916 Fifth A venue
Piusburgh. P A 15219
(412) 281-1725
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..
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NORWEST MORTGAGE, INC. )
A CALIFORNIA CORPORATION, )
) NO. 96-600
Plaintiff, )
vs, )
)
GILBERT CRUZ and PATRICIA CRUZ, his wife)
)
Defendants. )
PRAECIPE TO REINSTATE COMPLAINT
TO: PROTHONOTARY OF CUMBERLAND:
KIN DL Y reinstate the Complaint in the above-captioned mailer.
Respectfully submilled,
lOUI]I~' &~SOC. PC
BY: ___()iJM~
l:buis ~. Villi, Esquire
I Allorney for Plaintiff
,
Dated: March 22, 1996)
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NORWEST MORTGAGE, INC., A
CALIFORNIA CORPORATION
CIVIL DIVISION
NO. 1(, &. (\(\ (}LlI'L~ JL1.1?"-
COMPLAINT IN MORTGAGE
FORECLOSURE
Plaintiff.
vs.
GILBERT CRUZ and PATRICIA CRUZ,
his wife
Code
MORTGAGE FORECLOSURE
Filed on behalf of
Plaintiff
Defendants.
Counsel of record for this
party:
Louis P. Villi, Esquire
PA LD. #3810
Supreme Court #01072
Louis P. Villi & Assoc., P.C.
916 Fifth Avenue
Pillsburgh. PA 15219
(412) 281-1725
I" ',' Ii'
........
~
CO~NT_IN MORTGAGE FORECLOSURE
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND
AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU
MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS
COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN
APPEARANCE PERSONALLY OR BY THE ATTORNEY AND FILING IN
WRITING WITH THE COURT YOUR DEFENSES AND OBJECTIONS TO
THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT
IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU
AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT
WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE
COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY
THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER
RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU SHOULD NOT HAVE A LAWYER, OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR
3RD FLOOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 697-0317
I, . , "
, .
, " :"
~
COMPLAINT IN MORTGAGE FORECLOSURE
AND NOW, comes the Plaintiff by its attorneys, Louis p, Vitti and Associates, p,c.
and Louis P. Villi, Esquire, and pursuant to the Pennsylvania Rules of Civil Procedure
Numbers 1141 through 1150, for its Complaint in Mortgage Foreclosure, sets forth the
following:
1. The Plaintiff is a corporation duly authorized to conduct business within
the laws ohhe Commonwealth of Pennsylvania, having a principal place of business located
at 405 S.W. 5th Street, Des Moines, lA,
2. The Defendant(s) is/are individuals with a mailing address of 2861
Bainbridge Avenue, #2d, Bronx, NY 10458. The property address is 849 Brian Drive, Enola,
PA 17025 and is the subject of this action.
3. On the 19th day of May, 1995, in consideration of a loan of Sixty Seven
Thousand Three Hundred and 00/100 ($67,300.00) Dollars made by Hart Mortgage Corp.,
a PA corporation, to Defendants, the said Defendants executed and delivered to Hart
Mortgage Corp., a PA corporation, a "Note" secured by a Mortgage with the Defendants as
mortgagors and Hart Mortgage Corp" as mortgagee, which mortgage was recorded on the
24th day of May, 1995, in the Office of the Recorder of Deeds of Cumberland County, in
Mortgage Book Volume 1264, page 182. The said mortgage is incorporated herein by
....-
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reference thereto as though the same were set forth fully at length.
4, The premises secured by the mortgage are:
IILL '1'HA'I' CIlR'1'AIIl unit in the property known, namad "nd idontifiad in
the Deolaration Plan, referrad to balow ao Wootwood Villoge Condominium
looatad in Baot Pannoboro '1'ownohip, Cumberland County, ponneylvenia,
whiah haa h"ratafore been eubmittad ta the previeione ot tho Unit
Property hot. of ponnaylvania, Aot of July 3, 19G3, P.L. 196, by the
reoording in the Office of tha Racorder of Deedo of Cumberland County,
l'anneylvanie, at a Daoleration Craating and Cetabliehing Waetwood Vill"go
condomlniuM, dated January 2', 1975, and rocorded on January 20, 1975,
in Hieoallaneoud Dook 213, At pAgo 203, And amendod by A certain Firat
Anendment to Declaration Creating and Eetebliehing Weotwood Village
Condominium, deted Hay 20, 1976, end recordad on June 22, 1976, in
Hiooollenooue Book 222, at page 729, and a cortain Socond Amendment
to Deolaration Cz:....LJ.ng ..lid llet..blJ.ahing Weatwood VJ.llag.. Cunduu.illlulll
d..Led July 21, 1976, and racord"d on July 26, 1976, in Hiocal1aneou_
Book 223, at paga 343, and a cartain 'l'hird Amendment to Declaration
Craating and netabliahing Ifaetwood Villagc Condominium detad Juna 9,
1970, and recorded 011 June 23, 1970, in HLouellalluuuu Book 236, at
page 225, and a certain Fourth Amendment to Declaration creating and
Ilutabliuhillg Wu_twood Villaga condominium dated June 13, 1979, and
recorded on June. 23, 1978, iu Hluc.:ulla.uuuuu Duuk 236, ul }JGYU 250,
and" certain Fifth Amendment to Daclaration Craating and,lletabliehing
Wu_twuud Village Condominium dated January 9, 1979, and recorded on
Janu..ry 23, 1979, in H!ocellaneoua Book 249, at page 004, and a cUl:La111
Sixth Amendment to Duul..l:aUun C,'"oLillg ..fIl) E_L..ul1_hillg W.."Lwuud Village
Condominium detud H...'''h 1, 1979, und recordud Hal:"" 12, 1979, 111
Hiecellanaoua Book 241, at pagu 036, ..nd .. Cud.. or Regulatione of
Weatwood vill..gu Condominium datad January 29, 1975, and rucordud UII
January 29, 197~, in H!ocallaneoua Book 213, at paga 329, and amanded
by a cerLaill Firat Amendment tc Ccd.. of Regulation_ ur lfu_Lwood V1llege
Condominium dated Hey 20, 1976, and racordad on Juna 22, 1976, in
Hiecell..neuuu Duuk 222, at paga 737, and Decl.....L1ol1 Pl.." ur Weatwood
V!11a.yu CUllllominium da.ted January 29, 1975, and roeDl'dad on January
29, 1975, in Plan Dook 26, at page 15, and ...,ended by II c"I:L..in Firat;
Anendn.enL Lu D"al"....L Lu" Pl..n ur lfuuLwood Vill..ge Condominium datad
July 21, 1976, and rucordud un July 26, 1976, 111 pllln Buulo. 20, at paga
72, b.nd IIJRUIlt.hu.1 uy u c.:u,d.a.ll1 Succmu Alnonwnesnl: to DeclarAt.ion Plan of
W..atwood Village condominium dated June 16, 1970, ulld ...,curded on June
23, 1970, in Plan Book 33, "t page 20, and amended by II cort"in Third
1IJllulldlllUllL La Duclara"ion Plen or Wc_\;wuud Vill..g" CUlOdolllin1um datad
JIUlu"ry 9, 1979, 4"d .'ucu,'dud Jallu..ry 23, 1979, in Plan Book H, paga
100, uud GIIll;Suuud by a. utfl'Lalu FUU1:Lh Alndntllllttnt to Doclarallon 1'lao
or lluuLwuud Villa\lu Cundulllilliulll d..L..d Marah ), 1979, and recordad Harch
12, 1979, 1n Plan Book 35, at paga 3, baillg d.._1gI1I1L"d UII said
DuularaLiun Plan of Weat.wood VllltuJu CumlullIil.lUJl1 tilt Unit 110. 949, sultl!
12~, L24-P3, in Block '5, Duildinq 19, known ao 049 Brian Driva, BuiL"
124, 2001a, EAat l'enneboro '1'ownahip, Cumborla.nd County, PUlllltsylvttuia,
ao mora fully described in ouch DoclllJ:ut.iulI Plan and DeclarAtion creating
and lletabHohinCJ 1I0otwoud VJ.llugu Condominium, as tho ..mo ^ppoaro
of roaord no pot fort.h .above, including ftny lunondmcntlS thereto, TOGETHER
with n. proportionAte undividod Intoroat in the Common Clament.& (aD
dofinQd in ouch DoolarAtion) of Ono a.nd Thlrt)O-throo Thouaandtha Iter
Cont (1.033\).
UNDER AND sun.ntC'r to rODt.riationo of rocord.
2
. _: '\
j'~-,
5. On the 24th day of May, 1995, Hart Mortgage Corp., a PA corporation,
assigned to the Plaintiff, Norwest Mortgage, Inc., the said mortgage, that assignment being
recorded in the Office of the Recorder of Deeds of Cumberland County on the 24th day of
May, 1995, in Mortgage Book Volume 496, page 869. The said assignment is incorporated
herein by reference.
6. Said mortgage provides, inter alia:
"that when as soon as the principal debt secured shall become due and
payable, or in case default shall be made in the payment of any installment
of principal and interest, or any monthly payment, keeping and performance
by the mortgagor of any of the terms, conditions or covenants of the mortgage
or note, it shall be lawful for mortgagee to bring an Action of Mortgage
Foreclosure, or other proceedings upon the mortgage, of principal debt,
interest and all other recoverable sums, together with allorney's fees."
7. Since August 1, 1995, the mortgage has been in default by reason, inter
alia, of the failure of the mortgagor to make payments provided for in the said mortgage
(including principal and interest) and, under the terms of the mortgage, the entire principal
sum is due and payable.
8. In accordance with the appropriate Pennsylvania Acts of Assembly and the
Pennsylvania Rules of Civil Procedure, the mortgagor has been advised in writing of the
mortgagees intention to foreclose. The appropriate time period has elapsed since the Notice
of Intention to Foreclose has been served upon the mortgagor.
9. The amount due on said mortgage is itemized on the allached schedule.
3
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10. Plaintiff does hereby release the personal representative, heir and/or
devisee of the mortgagor from liability for the debt secured by the mortgage.
WHEREFORE, pursuant to Pennsylvania Rule of Civil Procedure Number
1147(6), Plaintiff demands judgment for the amount due of Seventy Seven Thousand Six
Hundred Thirty Five and 02/100Dollars ($77,635,02) with interest and costs.
Respectfully submilled,
LOUIS P. VITTI & ASSOC., P.c.
BY ~afj1
Lc;iu~Villi, Esquire
Altotney for Plaintiff
V
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SCHEDULE OF AMOUNTS DUE UNDER MORTGAGE
Unpaid Principal Balance
Interest @ 9.??oo% from 07/01/95 through 01/31/96
(Plus $16.5855 per day after 01/31/96 )
Late charges through 01/29/96
o months @ 26,27
Accumulated beforehand
(Plus $26.27 on the 17th day of each month after 01/29/96 )
0.00
lOs...o.S
Allomey's fee
Escrow deficit
(Plus any additional charges that may be incurred by the Plaintiff and
transmilled to the sheriff as charges on the writ prior to the date of the sheriff's
sale)
BALANCE DUE
67,263,23
3,549.29
105.08
3,363.16
3..354.26
77 635.02
--" "-_..__.._~
"
VERIFICATION
AND NOW Louis P. Vitti verifies that the statements made in this Complaint
are true and correct to the best of his knowledge, information and belief. I understand that
false statements herein are made subject to the penalties of 18 Pa,C,S. 4904, relating to
unsworn falsification to authorities.
By virtue of the fact that the Plaintiff is outside the jurisdiction of the court and
the verification cannot be obtained within the time allowed for the filing of this pleading,
the pleading is submilled by counsel having sufficient knowledge, information and belief
based upon the information provided him by the Plaintiff.
..t: ....
~uiJJtj
loLiis P. Villi
Dated: January 29, 1996
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