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HomeMy WebLinkAbout96-00857 , J J ~! . ,c : u: :!2i o ~ ;J I ! I I I i I ~ p J r- l() ()O ,-.- I -.9 (T 0',,) c McCABE, WEISBERG, CONWAY , WA~SON, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 1608 Walnut Street, Suite 402 PhiladelphJa, Penneylvania 19103 (215) 790-1010 Household Finance Consumer Discount Company 961 Weigel Drive, P.O. Box 8632 Elmhurst, IL 60126 v. Robert E. Douglas 8 West Simpson Street Mechanicsburg, PA 17055 and Karen J. Douglas 8 West Simpson Street Mechanicsburg, PA 17055 Attorney for Plaintiff Cumberland County Court of Common Pleas Number 9(, ~ fls'! Ch':~, .:::h."""" CIVIL ACTION/MORTGAGE FORECLOSURE MOTXCB You hlVI beln sued in court. I f you wi 5h to cNfend agllnlt the clatms set forth In the following pagl., you must take action within twenty (20) day. aftlr this coq;Jlalnt and notice are ,erved, by enuring. written appearance personally or by attorney and filing in writing with the court your defltf"ls.. or objections to the clli.. 1ft forth against you. You are warned that If you fail to do so the cas. lI\8y proceed wi thout you and I judgment may be entered against you by tnl CQYrt without further notice for any money clajmed in the complaint or for any other claim or relief r~.ttd by the platnti'f. You mey lOI' money or propercy or oth.r rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LA WYER AT ONCE. IF YOU DO NOT HAVE A LA WYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP, Court Administrator 4th Floor, CuMberland County Courthous. Carll.ll, PA 17013 (717) 240-6200 AVIsa LI hln demlndado a usted .n La corU. 5i usted qui." defendersl de Iltll deNnd81 IX.pueltll en Las peglnas liguientes, usted tlene v.tnu (20) dia. de pLaza aL portlr de La Itcha de La _nde V La notlfieacion. Hlc, hili .tentar una e~rencia .serlta 0 In persON 0 con lit abogado y entregar I la eort. en forme I.crltl IUI defense. 0 su.'l objeclonu . las demandu en contrl de su persona. Sel Ivisado que I' usted no II deflende, La corte tomer. medidas y puede contll"Ulr La demard8 en eontr. suya sin previa IvilO 0 notllle.clon. Ademas, la eorCe puede deeidir a favor del demancSante y requilrl quI Ulted c~L. con todas las provisionas de ,.la demende. Usted puede perder dlnero 0 sus propiededel u oCrOI derechol import,ntts per. uated. LLEVE ESTA DEMANDA A UN ABOGADO IN MEDIA TAMENTE. SI NO TIENE ABOGADO o SI NO TIENE EL D1NERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA D1RECCION SE ENCUENTRA ESCRITA ABAJO PARA A VERIGUAR DON DE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. C~t Administrator 4th 'loor, Cuoberlond Countv Courthouoa CarLilll, PA 17011 (717) 240-6200 ...., McCABE, WBISBERG, CONWAY & WATSON, P,C, BY I TERRZNCE J, McCABE, ESQUIRE Identification Number 16496 1608 Walnut Street, Suite 40~ ~hi1adelphia, Penneylvania 19103 (215) 790-1010 Attorney for Plaintiff Household Finance Consumer Discount Company 961 Weigel Drive, P.O. Box 8632 Elmhurst, IL 60126 Cumberland County Court of Common Pleas v. ! ~, Robert E. Douglas 8 West Simpson Street Mechanicsburg, PA 17055 and Karen J. Douglas 8 West Simpson Street Mechanicsburg, PA 17055 Number 9 Ie ~ a 5 7 Cv:..:.t -T~..~ 1. , , 1 1 I I r f CIVIL ACTION/MORTGAGE PORECLOSURjl 1. Plaintiff is Household Finance Consumer Discount Company, a corporation duly organized under the laws of Pennsylvania and doing business at the above captioned address. 2. The Defendant is Robert E. Douglas, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and his last-known address is 8 West Simpson Street, Mechanicsburg, PA 17055. 3. The Defendant is Karen J. Douglas, who is one of the , mortgagors and real owners of the mortgaged property hereinafter described, and her last-known address is 8 West Simpson Street, Mechanicsburg, PA 17055. 4. On October 20, 1993, mortgagors made, execut.-;d and delivered a mortgage upon the premises hereinafter described to ! 1 .1 Plaintiff which mortgage is recorded in the office of the Recorder of cumberland County in Mortgage Book 1172, Page 252. 5. The premises subj ect to said mortgage is described in the mortgage attached as Exhibit "A." 6. The mortgage is in default because monthly payments of principal and interest upon said mortgage due October 1994 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 7. The following amounts are due on the mortgage: Principal Balance Interest 10/94 through 1/29/96 (Plus $24.83 per diem thereafter) Attorney's Fee Cost of Suit Appraisal Fee Title Search $66,380.16 $12,810.64 GRAND TOTAL $ 3,319.00 $ 225.00 $ 125.00 S 200.00 $83,059.80 8. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 9. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. ~403) and notice requested by the Emergency Mortgage Assistance Act of 1983 have been sent to Defendants by certified mail on the date set forth in the true and correct copies of sych notices attached hereto as Exhi))it "B." WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $83,059.80. together with interest at the rate of $24.83 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgage property. '--_.~:~." _,c:://_ ~ / c.:. -- TERRENCE J. McCABE, ESQUI~E Attorney for Plaintiff '1 '" DlUICATION The undersigned, Jill Cruz, hereby certifies that she is the Manager of the Plaintiff in the within action, Household R$~lty Corporation, and that she is authorized to make this verification and that the foregoing facts are true and correct to the best of her knowledge, information and belief and further states that false statements herein are made subject to the penalties of 1B PA.C.S. ~4904 relating to unsworn falsification to authorities. , f , f f i I r i , , i , ~ ) J/ - (' i JILL; RUZ ( I' (I I .1JVv.: \ , , ~oltrGAG~~ DJ IF 1I0X IS CIIECKI!D, TillS MORTGAGE IS AN OI'I!N.J!NIJ MORTGAGI! AND SI!CURES "UTURE ADVANCI!S 19 .!11- ' between the Morlaaa"r, ALL THAT CERTAIN PROPERTY SITUATED IN THE BOROUGH OF MECHANICSBURG IN THE COUNTY OF CUMBERLANO ANO COMMONWEALTH OF PENNSYLVANIA, BEING MORE FULLV DESCRIBEO IN A DEED DATED 01/23/19 AND RECORDED 01/23/19.AMONG THE LAND RECORDS OF THE COUNTY ANO STATE SET FORTH ABOVE. IN OEED VOLLME 028 AND PAGE 16. TAX MAP OR PARCEL 10 NO. 16-23-0565-048 ADDRESS: B W SIMPSON ST. which ha. the address 01 8 W SIMPSON S T . 15tr..,1 MECHAN I CSBURG lei,." ('ennsylvania 11055 IZlp Cad.1 OJ-01-9:1 Mortg_;. PA (herein "('roperty Addres.."); EXHIBIT "A" PAOO1201 .' -2- TOGETHER with all th. improv.m.n~' now or h.r.aher .r.ct.d on th. property, and .11 ....m.nl~, rishl', appurt.nances and rents, all 01 which shall be de.m.d to be and r.main a pari 01 Ihe properly cover.d by Ihis Morl.age; Ind all 01 Ih. lor.going, lo~..th.r with said properly (or Ih. I.as.hold eslate il thi~ Mortgage I. on a 1ca.'1.hnl<l) arc h.reinahor r.ferr.d to as the Property." Borrower cov.nants that Borrow.r i. lawlully sei..d 01 the ..tat. h.r.by conv.yed and has the right trI mortgage, grant and convey the Property, and Ihalth. property is unencumber.d, except lor encumbrance., 01 record. lIormwer covenant. that Borrow.r warrants and will dcl.nd g.nerally th. litle to the Property against all claim. and d.mand., .ubjct;t 10 encum brances 01 record. UNIFORM COVENANTS. Borrow.r and I..nd.r cov.nantand agree as lollows: I. P.yment or Princip.1 .nd In..r.sl at V.riabl. R...... This mnrtgage ..cur.s all peym.nlB 01 principal and int.re" due on a variabl. rate loan. Th. contract rat. 01 interest and payment .mounl~ may be .uhjecI to chonge a. provided in the Not.. Borrowers ShBII promptly I"'y wh.n due all amounl. required by Ih. Not.. 2. funds lor Tex.., .nd Insuranc.. Subject 10 applicabl. law or woiver by tend.r, Ik>rrow.r .hall p"Y lol..nder on the day monthly paym.nts 01 principal and int.re.'1 arc poyahl. und.r Ihe Not.. until Ih. Nole i. pa'd in lull, a sum (her.in "Funds") .qual 10 on'-Iwellth of Ih. y.arly taxes and as..e.'I.'1m.nls (including CIIndominium and planned unit dev.lopm.nt assessm.nts, il any) which may auain priority over Ihis Morlgage and ground renl. on the Propert1. il any, plus on.-Iwelfth 01 y.arly pr.mium installm.nts lor hl7.ard insuranc., plus ,m.'lwelhh 01 y.arly premium installm.nts for morlgage insuranc., il any, all as reason.bly ..timaled initially ond lrom time 10 time by tender on the b.sis of assessm.nL, .nd bills and reasonabl. ..,timates thereol. Ilorrower ahall not be obligal.d to make auch paym.nls 01 Funds t" L.nder 10 the .xt.ntth.t IJorrow.r makes such paym.nts 10 the hold.r of a prior mortgage or d.ed 01 trUlt if auch bo:~or is .n institutionall.nder. IllJorrow.r pay. Funds 10 L.nd.r, Ih. Funds shall be held in an inatitution Ihe depo.its or account. ul wbich arc insured or guarant.ed by . F.d.ral or stat. .gency (including I..nder il I..nder i. such an in.tltution). t.nder .hall apply the Funds to pay ..id t.xes, .SS"55m.nts, insurance premium. and ground rents. Lender m.y not char~. lor so holdlllg .nd .pplying th. Funds, an.lyzing said account or v.rilyin~ .nd compiling uid 1lI.'eMmenl~ and bill., unl.... t.nder pays Borrow.r interest on th. Funds and applicabl. law perm'l' Lender to make such. charse. llorrower and Lend.r m.y agree in writing alth. time of .x.cotion 01 this Mortgag.that intere..t on th. FondB shall be paid to lIormw.r, and unl... such agr..m.nt is mad. or applicBbl. law r.quires such intere.,t to be paid, I..nd.r .hall nol be r"luir.d 10 pa, Ilnrrower any interest or .arnings on th. Funds. L.nd.r shall give to Domm.r, without char g., .n .nnual .ccounlinf" the Funds showing crediL, and d.bits to Ih. Funds and the purpose lor which .aeh debit to Ihe Funds was made. . 'he Funds ar. pledged .s additional securilY for Ih. sums s.cured by this Morlgage. Ir th. amount 01 Ih. Funds h.ld by Lend.r, log.th.r IVilh the lulur. monthly Inmllment! 01 Fund. payable prior 10 the due dates of taxes, .ssessm.nts, insurance pr.miums and ground renl., fthall exce.d Ih. amount r.quired to pay said taxes, assessm.nts, insurance pr.miums .nd ground r.nL, .s they fall due, such eaCOM ohall be, at BorrDl..r'. option, either promptly r.paid to BorrolVer or cr.dit.d to Borrow.r on monthly i""lallm.nts of Fund.. Ir the amounl or th. Funds held by I.end.r shall not be sufficient to pay tax.s. .........'1m.nt., in.urance premium. and ground r.nts .. th.y lall du., Borrow.r shall pay 10 L.nd.r any amount nece.'I.'''y 10 make up Ih. defici.ncy in on. or more paym.nt. as Lend.r m.y r.quir.. Upon paym.nt in lull 01 all sums sccured by this Morlgag., Lender shall promplly r.lund 10 IkmOlv.r any lunds h.ld by Lender. II und.r paragraph 17 hereol Ih~ Property is sold or the Properly i. oth.rwi.. aClluired by Lend.r, Lend.r shall apply, no Jater Ihan imm.diately prior to the sal. 01 Ih. ProperlY or il. .Ctlul.ilion by I.end.r, any Funds h.ld by Lender at th. time 01 application .5 . cr.dilagainst the Slims secured hy thl. Mortaage. 3. Application or Paym.nls, Except lor loan. mad. pur.uantlo the I'.nn.ylyanla Conoum.r Diacounl Company Act, all paymenL, rec.iv.d by L.nd.r und.r th. Not. and pnragraph. I and 1. hereol .hall be appli.d by I..nd.r firsl in payment of .mounL, payabl. to Lender by Burrow.r under paragraph 2 h.reol, th.n to intero'I, and th.n to th. principal. 4. Prior Mortg.g.. and D..d 01 Trust; Charg..; Uen'l, lIorro"er .hall perlorm .11 01 Ilorrower's obligations under any morlgage, d.ed of Irust or other security og"emenl "ilh a lien which has priority uv.r Ihi. Mortgag.. including I~mo"er's covenants In mBk. payments wh.n d"e, I~"row.r .holl poy or cau... to be poid .11 toxe.., as.sessm.ntp .nd oth.r chArge., fines and impc",itinn. ollribuI.hl. 10 Ih. Property IVhich moy allain a priority ov.r this Mortgag.. and I.as.hold paym.nls or ground ronls. if any. 5. 1IB7.8rd [nsuranee. 1~>rro\V.r chall kee)' Ihe improvemenls nu.. 'liBlini or herealt.r .r.ct.d on Ihe ProperlY insured against loss by fir., halard. included w,'hin th...rm "nlended cov.ug., and .uch olher hazard. as Lend.r may require. I he insurltm:e carrier providing the in:'\IIr1'11lre ,dl,,1I he dlf~en tly the Uurrower Aubject to Ipproval by Lender; proyided, that sllch approval shall nol be unrea'lunably withh.ld, All in.urance policie.. and ren.wals Ih.reol shall be in a lorm acc.ptahle tu t.nder and shall includ. a .Iandard morlgag' clau,," In lavor 01 and in a lorm acceptabl. 10 Lend.r. l.ender shall have Ihc right tu hold the pc,liel.. a,..1 reneIVols Ih.reol, a"hjct;tlo the t.rm. 01 any morlgag., deed o[ Iru.,t or other securily agr..m.nt wilh 0 lien whkh ha. priurity over Ihi. Mortgage. In the .vent of I....., I~"ro"er .hall give pru,"pt nolk. to Ih. i"."rance carrier and I..nd.r. Lend.r may make prool olios., il nol mad. promptly hy lIorro".r. Ir the Property is obandoncd by 1~""I\'er, or if lIorro"er fail. 10 respclOd 10 Lend.r wilhin 30 days Irom Ihe date notice is mail.d by I~nder to llorru"er that the i."urance carri.r uffer. to ..llle a claim lor insurance ben.fits, Lend.r i. authorit.d to mllcct and apply th. insurance prncrrd-, ot I,ondd. opliun .ither to r..toration or repair 01 Ih. Property or to the ~\Im!; r.ecured hy thi~ ~lflrt~i1gt'.'. OJ.OI-'2 MOllg.g. rA '....001102 , ~ -3. 6. Prc5crvation and t\laintenancc or Property; l.euchoIJ.'i; Condominium.1; Phnned Unit Development.. IJ<mower shall keep the Property in good repair and shall not commit waste or permit impairment or deterioration 01 the ProperlY and shall comply with the provisions of any lease il this Mortgage is on a leasehold. II this Mortgage is on a unit in a condominium or a planned unit development, Ilorrower shall perlorm all olllorrower's obligations under Ihe declaration or covenanL. creating or governing the condomioium or planned unit development, the by-laws and regulatiollR or the condominium or planned unit development. and con:;tituent documents. 7. I'roteclion of Lender's Security. II Borrower lails 10 perlorm the covenants and agreements contained in Ihis Morlgage. or il any action or proceeding is commenced which materially allecL. Lender's inlerest in the Property, then Lender, at Lender's option, upon notice to IJ<>rrower, may make such appearance.., disburse such sums, incloding reasonable attorneYlj' (ees, and lake such act inn 35 is neces..'iary to protect Lender's interest. Any amouols disbursed by Lender pursuant to this paragraph 7. with interest thereon, at the contract rate, shall become additional indebtednes.s 01 Ilorrower secured by this Mortgage, Unless Ilorrower and lender agree to other lerms 01 paymenl, such amounts shall be payable upon nOlice lrom Lender to Borrower requesting paymentthereol. Nothing contained in this paragraph i shall require Lender to incur any e'pense or take any action hereunder. 8. Inspection. Lender may take or cause to be made reasonable entries ur.on and inspections 01 the Property, provided that Lender shall give Borrower notice prior to any slich inspection spectlying reasonable cause therelor relaled to l.ender's interest in the Property. 9. Condemnation. The proceeds or any award or claim ror damage.'l, direct or consequential. in connection with Any condemnation or other t.1king or the Property. or part thereof, or ror conveyance in lieu of condemnation, Ire hereby assigned and shall be paid 10 Lender, subject to the terms 01 .ny mortgage, deed oltrusl or other security agreement wilh a lien which has priorilY over this Mortgage. 10. Oorrower Not Released; forbearance By I.ender Not a Waiver. Extension 0/ the time lor payment or mexlilication of amortization 01 the sums secured by this Mortgage granted by Lender to any successor in interest 01 Borrower shall not operate to release, in sny manner, the liability 01 the original Borrower and Borrower's SUCCC880rs in interest. Lender shall not be required to COrT'mence proceecJing9 against such succes..r:;or or refuse to extend time for payment or otherwise modily amortization 01 the sums se"ured by this Mortgage by reason 01 any demand made by the original Borrower and Borrower's successors in inlerest. Any forbearance by Lender in e,ercising any right or remedy hereunder, or otherwise aflorded by applicable law. shall not be a waiver 0/ or preclode the exercise 01 any such right or remedy. II. Successors and Assigns Bound; loint and Several Liability; Co-sillners. The covenants and agreements herein conlained shall bind, and the rights hereonder shall inure to, the re..pective SUCCes.sors and assigns or Lender and Ilorrower, subject to the provisions 01 paragraph 16 hereof. All covenanL. and agreemenl. 01 Borrower shall be joint and several. Any Borrower who co-signs thm Mortgage, but docs not e'ecute the Note, (a) is co-signing this Mortllage only to mortgage, grant and convey that Borrower's inlerest in the rro~rty to Lender under the terms 01 this Mortgage, (b) is not personally liable on the Note or under this Mortgage, and (c) agrees that Lender and any other Borrower hereunder may agree to e'tend, modily, lorbear, or make any olher accommodations with regard to the terms 01 this Mortgage or the Note without that Borrower's consent and without releasing that Borrower or modilying this Mortgage as to that llorrower's interest in the Property. 12. Notice. Except lor any notice required under applicable law to be given in another manner, (a) any notice to Borrower provided lor in this Mortgage shall be given by delivering it or by mailing such notice by certilied mail addressed to Borrower at the Property Address or at such other address as Borrower may designate by notice to Lender as provided herein, and (b) any notice to Lender shall be fiven by certified mail to Lender's address stated herein or to such olher address as Lender may designate by notice to lor roWer as provided herein. Any notice provided lor in this ~lorlgage shall be deemed to have been given to Borrower or Lender wnen given in the manner designaled herein. 13. Governing Law; Severability. The stale and local laws applicable to this Mortgage shall bc the laws 01 the juri;diction in which the Properly is located. The loregoing sentence shall not limit the applicability 01 Federal law to thi" Mortgage. In the event that any provision or clause 01 this Mortgage or Ihe Note conllicL. with applicable law, such conllict shall not allect other provisions 01 this Morlgage or the Nme which can be given ellect without the conflicting provision, and to this end the provisions ollhis Mortgage and the Note are declared to be severable. A. used herein, "cosls," "e'pcnses" and "allllrneys' lee.." includc all sums to the extent not prohibited by applicable law or limited herein. 14. llorrower's Copy. Iklrrower shall be lurnished a conlormed copy or the Nole and 01 this Mortgage at the time of execution or arter recordation hereof. 15. Rehabilitation I.oan Agreement. Borrower shall lulfill all 01 Borrower's obligations under any home rehabilitation. improvemenl, repair, or other loan agreement which Borrower enters into with Lender. Lender, at Lender's option, mal' require Borrower to e,ecute and deliver to Lender, in a lorm acceptable to Lender, an assignment c! any rights, claims or defenses which Borrower may have against parties who supply labor, materials or services in connection with improvements made to the Properly. 16. Trander 01 Ihe ProperlY. lllk>rrower ""lis or translers all or any part 01 the Property or an interest therein. e,c1uding (a) the creatioo ola lien or encumbrance sobordinate to this Mortgage, (b) a transler by devise, descent, or by operation 01 law upon the dealh 01 a joint tenant. (c) the grant 01 any leasehold interest 0/ three years or less not containing an opt.ion 10 purch"..., (d) Ihe "cation 01 a p'"chase money security inter""t for household appliances, (e) a tranColer In a rei alIVe rl';,u!llflg lrom the dl'alh 01 a Borrower, (I) a lrallsler where Ihe spouse or children 01 the IJorrower rf;come an owner or the property, (g) :t tr;)n~rer re.r;\Jiling from a uecree of dj~t;nlution or marriage, legal separation 0)-01-92 MOrlgegO! flA P....OO110) .4. agreement, or from an incidental property ~ltlemcnt agreement, hy which the !trwlU!'ie of ttU! Borw"er become~ In owner of the property, (h) a trln~rer intG an inrer lJivu", trwa in whic.:h the Borrower ill and remainll I beneficiary Ind which doCl nol rellte to I transler 01 rights ul occup"ncy in the property, or (i) Iny other IlInsfer or disp""ition de5Cri~~ in regul,tions preocri~d by the I'edenl lIome I."on lIank Buord, Ilurrower ohall CII... to be submitted inlormation required by Lend.r 10 evaluate the t"lI<lere. a. il I n.w loan w.re beinl mlde to the transleree. Ilorrower will continu.to be obligated und.r Ih. Note Ind this Mortg'g. unl."" I..nder relels" Burrow.r in writing. If I..nder does nol alree to such ..Ie or tranAler, Lender mlY declo.. 11101 Ihe snms ..cured by this Mortllle tll ~ immediately due Ind p"yahle. II I.ender ...rei... snch option 10 acc.l.nte, L.nder shill mail Ilurrower notic. of ,cc.leration in Iccordonce with paragraph 12 here,,!. Such notic. sholl provid.1 period ul not I""" thin 30 dlYs lrom th. date the notice is mailed or d.livered within which Ik,rrower may PlY the oums d.c1ared du.. II Ilorrower Iails to pay such sums prior to the e.piration 01 such period. I..nder may, without lurther notice or demand on Ikll'lower. invoke Iny remedie. permitted by paragraph 17 hereol. NON'UNIFORM COVENANTS. Burrower Ind I..nder lurther covenonllnd Igree .. 101l0lvs: 17. Acc.lerllion; Remedie.. Exc'PI IS provid.d in porlatlph 16 her.or, upun lIor,u".r's breleh or Iny ClIvenlnt or "areemenl 01 1I0rrow.r in thi.. MOrlaag., ineludina the covenlnt. 10 PlY "hen due Iny sum. .ecured b)' this Morlalae, I.ender prior to Iccelerllion .hlll live nolice 10 1I0rro".r "' provided in porla"ph 12 hereor 'pecilyina: (1)lhe brelch; (2) Ihe Iction r.quired to cure such brelch; (3) I dlle, noli... than 30 dlY' lrom Ihe dale Ihe nolice i.. mailed 10 1I0rrower, by which such brelch must be cured; Ind (4) thlllailure to cure such br.ach un or bclore Ihe dale spccili.d in Ihe nnlice mlY re.ull in Icc.l.tllion or Ih. sums .ecured by Ihi. Morlaag.. roreclmure by judicill proce.dina. Ind sole or Ihe Properly. lhe no lice .hlll lurther inrorm Bottow.r or the riahl 10 r.in.lole IIt.r Icc.l.nlion ond Ihe rilM to .....rl in Ihe lor.c1o.ure proc.edina Ih. n<m..i.l.nce or I d.loull or any olh.r del.n.e or 1I0tto".r 10 Icc.l.rltinn Ind Inr.closur.. II lh. brelch i.. nol cur.d on or belor. Ih. dot. .petili.d in Ih. nolice. L.nd.r. It Lend.r'. option, mlY d.e1or. III 01 the .um. s.cur.d by Ihi. Mortala' III be imm.dillely due Ind plYlble wilhout rurth.r d.mlnd Ind mlY I"reelm. Ihis Mottgoa. by judicial prne..dina. L.nd.r .hlll be entitl.d 10 coll.cl in .uch proc..dinllll ..pen... or 10r.c10.ur., includina. but nol limit.d to, reo,sonlble l\lorn.y.' I... Ind coats or docum.nllry evid.nc., Ibstrlct. Ind litle repurl.. 18. lJorm.ver'. Right 10 R.in"tll.. Notwithstanding L.nd.r's accel.rotion 01 the sum. by thi. Mortalgo due to Dorrower's breach, Ilorrower shall have the right to have any proceedings beaun by L.nder to .nlorce this Mortgage disconlinu.d st any time prinr to entry 01 a judgment .nforcing this Mortgag. ir: (a) Borrower ~ays Lend.r III sums which would be th.n due under this Mortgage and the Not. had no acceleration occurr.d; (b) Borrower cures all breaches 01 any olher cav.nant. or Igre.m.nts 01 Borrower contain.d in this Morlg.g.; (c) Ilorrawer pays all reasonlble ..penses incurr.d by L.nder in .nlorcing th. cov.nant. and Igre.m.nts 01 Ilorrow.r contain.d in this Mortgaao, and in .nlorcing Lender'. rem.dies a. provid.d in paragraph 17 hereol, including, bUI nollimil.d to, r.asonable attorn.y.' I.es; and (d) Dorrow.r lak.. such sction as L.nder may reasonlbly require 10 assur. thollh. Ii.n 01 this Mortgaae, Lender's interest in the Property and Borrower's obligation to pay the sum. secur.d by this Morlgag. .hall continue unimplired. Upon such paymenland cure by Borrow.r, this Mortg.a. and th. obligalion.. l5CCured h.r.by shall remain in lull lorc. .nd .!fect IS il no acceleralion had occurr.d. 19. Assignm.nl or R.nts; Appoinlment or R.c.iver. As additionll security h.reund.r, Borrow.r hereby ...igns 10 Lender the rents 01 the Property. provid.d that Ik>rrower shall, prior 10 Iceeleration und.r pltla"ph 17 hereol, in abandonm.nt 01 th.l'roperty, have the right to collectlnd r.tain such rents II Ih.y become duelnd paYlble. Upon .cceleration under paragroph 7 her.ol or abandonm.nl 01 the Property, L.nder .hlll be entitled to have a receiver Ippoint.d by I courlto .nter upon, take I"""".....ion 01 and mlnale th. Properly Ind to collect the rents or the Property including those past du.. All r.nt. collected by th. rec.iv.r shall be appli.d lirst to paym.ntor tho costs 01 monogem.nt of the Property and collection 01 r.nls, including, bUI not limited to, rec.iver's lees, pr.miums on receiv.r's bonds and reasonable luorn.ys' I.... and th.n 10 th. sum. secur.d by Ihis Mortalge. Tho rec.iver shall be Iiabl. to .ccount only lor those r.nt. ICIu.lly rec.ived. 20. R.I..... Upon paym.nt 01 III sums secured by this Mortgaae, Lender shall rel.ase this Mortglge wilhoul chlrge to Iklll,,"er. Borrower shall pay all coots 01 r.cordatinn, il any. 2\. Wliv.r or lIom.sleld. Borrow.r her.by IV.ives.1l riahl 01 homest.ad n.mption in Ihe Property und.r atale or Fed.rallaw. 22. Int.re.t Rlt. AIt.r Judam.nt. Ilorrow.r agr.esth. interesl ral. paYlble IIt.r a judlmenl is entered on the Note or in an action 01 mortgaa' rot.c1osur. shall be the rat. staled in lhe Note. 0].01.91 ~QI'gIlQ. PA PAOOUO" oS- REQUEST FOR NOTICE OF DEPAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES OR DEEDS or TRUST Borrower .nd Lender request the holder of .ny mortgage, deed of trust or other encumbronco with a lien ."hlch h.s priority over this Mortg.ge to give Notice to Lender, at Lender's .ddrossset forthon p.ge ono of this Mortg.ge, olany def.ult under the superior encum bronce .nd of .ny sale or other foreclosure .ctlon. Wi~~::':ITNESS~' WIIEREOF,_ 40w.:/ executed thl. Mortg.ge, / ~-<// "1~/ /J ()..yL... ~ i _ ~ -&,... oroby certify lh.t the preci... .ddr..... of the Lender (Mortg.gee) ~+i&~ .Ilorrnwor " J) ~- On behalf of tho Lender. By: COMMONWEALTH OF PENNSYl.VANIA, Title: L County IS: , . Notary Public in .nd for said county .nd st.te, do hereby certiry that . .. u personally known to e to be the same person(s) wh e name(s) .ppomd before me thl. dsy in porson, .nd scknowledge that-L he fr.. voluntar ;?()th Given under my hand .nd oHicial se.l, this subscribed to tho roregoing instrument, signed .nd delivered tho said instruments. set, for tho uses .nd purposes therein set forth. dayof ~6.er' ,1913. /!~~~ My Commission expires: f- NOTARIAl. SEAL' "".-. r.OMnT F., KNAUfl. Net,1ry r'ubll, Carll"I., r.u~.rl.'n. Caunty . 1.1~ \~'n'\l'.:l!'n E'llr~~~~~ ....,. ~- ..---.--- This inetrument ~.o pre pored l1y: INomol IAddr...) (Sr8ce Dela\\' Thi, I.Ino Reserved Por l.end., Inti RlCord,r) Return To: Household Fin.nce Corporation 961 Weigel Drive Elmhurst. II. 60126 ~).OI'11 fJlo,to.o. PA PAOOIJOl - f . I .I , ,f .~ \. NOTICE OF INTENTION TO FORECLOSE MORTGAGE Customer(s): Robert E. Douglas Creditor: HOUSEHOLD REALTY and Karen J. Douglas CORPORATION Address:8 W. Simpson Street Phone: (800)333-5848 Ext.7946 Mechanicsburg, PA 17055 Address: 961 Weigel Dr.,P.O. Account Number: 713303-10-886820 Box 8632,Elmhurst,IL 60126 Date of Loan: 10/20/93 Date of Notice: October 4, 1995 The MORTGAGE held by Household Realty Corporation, d/b/a Household Finance Consumer Discount Company (hereinafter called we, us or ours) on your property located at 8 W. Simpson Street, Mechanicsburg, Pennsylvania, IS IN SERIOUS DEFAULT because you have not made the monthly payment of $3.00 for the month of October and $945.00 each for the months of November and December of 1994 and $945.00 each for the months of January through and including October of 1995 inclusive. Late charges (and other charges) have also accrued to this date in the amount of Snone. The total amount now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter is $11,343.00. You may cure this default within THIRTY (30) days of the date of this letter, by paying to us the above amount of $11,343.00 plus any additional monthly payments and late charges which may fall due during this period. Such payment must be made either by cash, cashier's check, certified check or money order, and made at 961 Weigel Drive, P.O. Box 8632, Elmhurst, Il, 60126. Payment may be made by mail, but must be received in our office by the time specified by this notice. If vou do not cure the default within THIRTY (30) DAYS. we intend to exercise our riqht to accelerate the mortqaqe oavments. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose the chance to payoff the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, we also intend to instruct our attornevs to start a lawsuit to foreclose vour mortqaqed orooertv. If the mortqaqe is foreclosed your mortqaqed orooerty will be sold bY the Sheriff to Day off the mortqaqe debt. If we refer your case to our attorneys, but you cure the default before they begin legal proceedings against you, you will still have to pay the reasonable attorney's fees, actually incurred, up to $50.00. Howeyer, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe us, which may also include our ~easonable costs. If YOU cure the default within the thirty day ~eriod. YOU will not be required to oav attorney's fees. We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you haye not cured the default within the thirty day period and foreclosure proceedings have begun, you still haye the riqht to cure the default and prevent the sale at any time uo to one hour EXHIBIT "B" before the Sheriff's foreclosure sale. You may do so by payinq the to~~~ ~m~~:; 01, t~e ~npaid mo:th~: ~:~ents plus any late or other cha~;e~ ~~:~ ~e, ah well a_ to sonable attorney's fees and cos~i ;~~~ twit the forecio;u~~ sale {and perform anY other req . r t~ under the mortqaqe}. It is est imated that the earliest date that such a Sheriff's Sale could be held would be approximately January 10, 1996. A notice of the date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following number: (800) 333- 5848 Ext 7946. This payment must be in cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the $heriff's Sale, a lawsuit could be started to evict you. You have additional rights to help protect your int~rest in the property. YOU HAVE THE RIGHT TO SELL THE l?ROl?ERTY TO OBTAIN MONEY TO l?AY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING IN~TITUTION TO l?AY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROl?ERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING l?AYMENTS. CHARGES, AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD l?ARTY ACTING ON YOUR BEHALF. I,f YOU cure the default. the mortqaqe will be restored to the sam os't'on as 'f no efa ad 0 u rd. However, you are not entitled to this right to cure your de lt more than three times in any caler.dar year. ~/ BY: FOR: on Greene, Esq. REALTY CORl?ORATION 2 \ ~.~". , TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE The Commonwealth of Pennsylvania's Homeowner's Emergency Mortgage Assistance Program may be able to help you. Read the following notice to find out how the program works. If you need mor~ information call the Pennsylvania Housing Finance Agency at 1(800) 342-2397. T"a notificacion en adjunto es de suma importancia, pues afecta sue derecho a continuar viviendo en su casa. Si no comprende el contenido de esta notificacion obtenga una traduccion immediatemente llamanda esta agencia (Pennsylvania Housing Finance Agency) sin cargos al numero mencionado arriba. puedes ser elegible para un prestamo por el programa llamando "Homeowner's Emergency Mortgage Assistance Program" el cual puede salvar su cas a de la perdida del derecho a redimir su hipoteca. IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FrNANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS Customer(s): Robert E. Douglas Creditor: HOUSEHOLD REALTY and Karen J. Douglas CORPORATION . Address:8 W. Simpson Street Phone: (800)333-5848 Ext.7946 Mechanicsburg, PA 17055 Address: 961 Weigel Dr.,P.O. Account Number: 713303-10-886820 Box 8632,Elmhurst,IL 60126 Date of Loan: 10/20/93 Date of Notice: October 4, 1995 f ! I , I. Your mortaaae is in serious default because you have failed to pay promptly installments of principal and interest, as required, for a period of at least sixty (60) days. The total amount of the delinquency is $11,343.00. That sum includes the following: $3.00 for the month of October and $945.00 each for the months of November and December of 1994 and $945.00 each for the months of January through and including October of 1995 inclusive. You mav be eliaible for financial assistance that will prevent foreclosure on your mortgage if you cvmply with the provisions of the Homeowners' Emergency Mortgage Assistance Act of 1983 (the "Act"). You may be eligible for emergency tempo:::ary assistance if your default has been caused by circumstances beyond your control, and if you meet the eligibility requirements of the Act as determined by the Pennsylvania Housing Finance Agency. Please read all of this Notice. It contains an exolanation of vou~ riahts. Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of . this Notice. During that time you have the right to arrange a "face-to-face" meeting with a representative of this lender, or with a designated consumer credit counseling agency. The purpose of that meeting is to attempt to work out a repayment plan, or to otherwise settle your delinquency. That meetina must occur il', the next thirty (30) davs. If you attend a face-to-face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no further proceeding in mortgage foreclosure may take place for thirty (30) days after the date of that meeting. The name, address and telephone number of our representative is: Shirelle Chew, Household Realty Corporation, 961 Weigel Dr., P.O. Box 8632, Elmhurst, Il. 60126. Telephone number: 800-333-5848 Ext 7946 The name(s) and address (es) of (a) designated consumer credit counseling agency(ies) is (are): See attached listing. It is only necessary to schedule one face-to-face meeting. You should advise this lender immediately of your intentions. Your mortgage is also in default for the following' reason: N/A If you have tried and are unable to resolve this problem at or after your face-to-face meeting, you have the right to apply for financial assistance from the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign, and file a completed Homeowners' Emergency Assistance Application with the Pennsylvania Housing Finance Agency. The consumer credit counseling agency will assist you in filling out your application. It must be filed or postmarked within thirtv (30) days of your face-to-face meetina. It is extremelv important that you file vour application promptlv. If yOU do not do so. or if yOU do not follow the other time periods set forth in this letter. foreclosure mav proceed aqainst vour home immediately. Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. It is extremelv important that your apolication is accuri1\:e and complete in everv respect. The counseling agency will help y\ ~ to fill out the application. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by that Agency of its decision on your application. The Pennsylvania Housing Finance Agency is located at 2101 North Front Street, P.O. Box 8029, Harrisburg, PA 17105. Telephone No. (717)780-3800 or 1-800-342-2397 (toll free number). You must either mail your ilpplication to the Pennsylvania Housing Finance Agency, or you must file it at the office of one of the designated consumer credit counseling agencies listed above. An application for assistance may be obtained from this lender, from a consumer credit counseling agency, or directly from the Pennsylvania Housing Finance Agency. -". t ~ , . f' i, , r I I .: " \ ,S 'arm 3'00, IJII'l;!l 11',),) d i l ;1 ;tr~ll!l~ I, 1 J ; ~. -;;. " , .; !; . '1'-1'- ,,..,; (') '" i . r. ~t" I . . ~ II 'c i ~; : '':/' r . jj :; g !l:r.!, . J '.' __, ~ :> . 11,. ;.~ ~- .",~Q.- \......: \..' ,'- , ~, - ,_ r ~'~."; ~ S I~-::D~ ~1~ i 1,.__; ~ !..~ C3. j\..', I -I I i j (, V,II,tj n , "lIQ,rn 380Q, ~'lre".1993 ~ i ~P<:'~ !I' ~l "rl':~ !~, 'I SJ~D ,,~;(""" ~ '" " IL I):!a ~ .. \ ~}~I:-I fili~ ~ -..:-i Pii'''';:- . , ,..I~~ ~ fH" t'~",p- i~ !C...E?I~' q 1- '\Ii' ;t' II c \ ...~---- i I ~ f. c.........~,.....J_............... I... 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Addr~" ~ I, 't!"~~l~n:r",r..,~_#-'41,~- \~"'J~'7':'l1,~." ~l_......... ~~ f ~ _, ~ ..,.", . -".. . ,-. ~ '~'~"'''''''''''!........' .....:':.._. ,A · · ,. I . )".-- ',.', "'~"" ';J "':'''~'''' 'I' ,-.; ~ . r - .' _ _. ',." _", ". . '("11. "" ....-. "'''',. . l'l;,,:-j,',' .,. :-.;f:: ' ~ ;,:'.;'0' l ,: ,. .,', - : :h;.. J. ~FontI - .Oecernber Ie." _ ........... . P: RE ~,IkJ.L~~":'::"~4~~ .:".,'t~ma:..,~.*_.,.-.r<-. :..\\,_ ;' t, i I i I' I i. ' t;. h . ! . ~ ~- ~ r .' l~: l. f ;' , ~ I . -I:. Q l~ : ~ 'J t' ( .......... Q .~C .~ L,.;; " . ';'.,-, , '., .,.., - l'-.j ~J .. '-':' i 0J i"-~l , '::;J C() , 0 ~",; .. :": ..\ ,-, , :-J " " (") ::,.... : - . n<l . . ~::! .. l ( ,> :..J - - -'" ~ '-/ --" , . Household Finance Consumer Discount Co. vs Robert E, Douglas and Karen J, Dougias In the Court of Common Pleas Cumberland County, Pennsylvania Writ No, 96-857 Timothy Reitz, Deputy Sheriff, who being duly sworn according to Law, says on October 4, L996 at 10.00 o'clock, A,M" E,D,S,T" he posted the property of Robert E, Douglas and Karen J, Douglas at 8 SImpson Street, Mechani~sburg, Cumberland County, Pennsylvania with a copy of Real Estate Writ, Notice Poster and description according to law. Timothy Reitz, Deputy Sheriff, who being duiy sworn according to law, says on August 15, 1996 at 10.55 o'clock A.M., E.D.S.T., he served true copies of Real Estate Writ, Notice and Description in the above entitled action upon one of the within named defendants, to wit: Robert E. Douglas by making known unto Robert S, Douglas adultson of Robert E, Douglas at 8 W, Simpson Street, Mechanicsburg, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and attested copies of the same, Timothy Reitz, Deputy Sheriff, who being duly sworn aceo~ding to law. says on August 15, 1996 at LO.55 o'clock A,M" E.D,S,T" he served .~ue copies of Real Estate Writ, Notice and Description in the above entitled action upon one of the within named defendants, to witl Karen J. Douglas by making known unto Robert S. Douglas adult son of Karen J. Douglas at 8 W, Simpson Street, Mechanicsburg, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and attested copies of the same, Timothy Reitz, Deputy Sheriff, who being duly sworn according to law, says on October 4, 1996 at 10.00 o'clock A.M" E,D,S,T" he served true copy of Real Estate Poster in the above entitled action upon one of the within named defendants, to wit. Robert E, Douglas by making known unto Karen J, Douglas Wife of Robert E, Douglas at 8 W, Simpson Street, Mechanicsburg, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and attested copy of the same, Timothy Reitz, Deputy Sheriff, who being duly sworn according to law says on October 4, 1996 at 10:00 o'clock A,M, E,D,S,T., he served tr.ue coy of Real Estate Poster in the above entitled action upon one of the within named defendants, to wit. Karen J. Douglas by making known unto Karen J, Douglas at 8 W, Simpson Street, Mechanicsburg, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and attested copy of the same, R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he served the above Real Estate Writ, Notice Poster and Description in the following manner. The Sheriff mailed one of the within named defendants, to wit: Robert ro. Douglas a notice of the pendency of the action by regular mail to his last known address of 8 W. Simpson Street, Mechanicsburg, Pennsylvania 17055, This letter was mailed under the date of October 7, 1996 and was never returned to the Sheriff's office, R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he served the above Real Estate Writ, Notice Poster and Description in the following manner. The Sheriff mailed one of the within named defendants, to wit. Karen J, Douglas a notice of the pendency of the action by regular mail to her last known address of 8 w, Simpson Street, Mechanicsburg, Pennsylvania 17055, This letter was mailed under the date of October 7, L996 and was never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and legal notice had been given according to law, exposed the within described premises at public venue or outcry at the Court House, Carlisle, Cumberland County, Pennsylvnaia on December 4, 1996 at 10.00 o'clock A,M" E,S,T" and sold the same for the sum of Sl,OO to Attorney James Flower for Attorney Terrence J, McCabe for Household Finance Consumer Discount Co" at 961 Weigle Drive, Elmhurst IL 60126, Its successors and assigns, It being highest bid and the best price received for the same Household Finance Consumer Discount Co" Its succesosrs and assigns being the buyer in this Execution paid Sheriff R, Thomas Kline the sum of $2.647,84 it being poundage stamps etc, Sheriff's Costs listed below, See attached distribution sheet for additional costs, Sheriff's Costs. Docketing Poundage Posting Bills Advertising ACknowledging Deed Auctioneer Law Library County Mileage Cert Mail Levy Surcharge 30,00 51. 92 15,00 15,00 30,00 10,00 ,50 1.00 12,40 3,14 15,00 6,00 189,96 Pd, by Atty, l2-19-96 this Sworn and subscribed to before me 1996 So answers'.... . /"'" ~.L' . ,;' " ~. ~, . .. ~ 1~''''c:,.<, _,' ~"-"- -... R, Thomas Kline, ~heriff n J I J'lflll ,Ji. QJ2.a..-YYI- eputy Sheriff . , I '-}~ l, ~ It'- day of d.d"''''7 t? "'fvt...,o,. ~ to.jP-t... I Prothonota y " ,,0 4:JO' / ~..,v ",,0 IJ."" \. CJtI~'131 t2u... 'I 'U 't.3 , .... ......' PROOF OF' PlJlJLICA TION OF' NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16. 1929). P. L.I7H4 STATE OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND: Roger M. Morgenlhal, Esquire. Editor of the Cumberland Law Journal, of the County and State aforesaid. being duly sworn, a..:cording 10 law. deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and Stale aforesaid, was established January 2, 1952. and designated by the local courts us the oftkial legal periodical for the publication of ulllegul notices, and has. since January 2, 1952, been regularly issued weekly in the said County. and lhat the printed notice 01' publication attached hereto is exactly lhe same as was printed in the regular editiolls and issues of the said Cumberland Law Journal on the following dales. viz: OCTOBER II. 18.25. 1996 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a ~gal periodical of general circulation, und that he is not interested in the subject matter of the aforesaid notice or advertisement, und that all allegations in the foregoing statements as to time, place and character of publication are true. IlBAL UTATII 8ALB 110. .. :7 0i~vl~ Rogtr M. Morgenthal, Editor Wrtt No. 96-857 Clvtl Household Finance Consumer Discount Company v.. Robert E. Douglas and Karen J. Douglas Any.: Terrence J. McCabe ALL that certain pl<<e or parcel of land stluate on the Nonh side of West Simpson Street In the First Ward in the Borough of Mechanlcsburg. County of Cumberland and Com. mou",,'ealth of Pennsylvania. more parUcuJarly bounded and descrtbed In accordancl' with a ~urvey made by .John C. BrUhart. RegIstered Sur- v~or. on Ft!'bmary 4. 1970. as (014 lo~. to wtt: SWORN TO AND SUBSCRIBED before me this -ZLdayof OCTOBER ,1996 ~U~~~~ljJ~ Notary , NllTAl1iAL ~Al "'ERt~Nl: I.oAR.HE\lXA "ioI:lf'I PIJl:lc Cil~il.I,CiJ/Tlbll'll~Co\,;1~i, r-". L IIvCommIlSlOflE.rpns6:",'9tI , "I' 1 ('" ,\11'.1lll lunllCI'J.':','''', ,ii." \,' ",,,\ "1 ' ",., " I " L..1W juurn;ll. a legal p"n"u'~;ll (It g~l'cul circu\'lI'UI1. III1U 1,'.1' he ',11'\ IIHCi ""tc'J "' ",,:,""1-'" \TI<1tter ut th~ atures<1iu n<'liC:~ ur <1UwrtL,~m~l1t. JI1U IhJ!.i1l JlkgJ'HoIh in the t"rr~"il1g sWlement., a., IU lime. pla~e anu dl,tracl<:r uf publkatiun are Iru.:, RItAL It8TAT& SALE NO.4 /~~} l L """---- - Writ Nil. ~;h /"Iii; l'l'dl ~ltlll~'lI'ht}111 t'1l1iuu.:e (:()11~lJlllet DI:it'tJlII11 ClllllpallY V~. Huh".r! If. rhJlI~il!4 ~lIltl 1<..11"11,) nHIIIJ,Ii1~ AIIV rl'rll'l1d..1 .\'k(',lhf' I\JJ.th.1I IT! r,'1l1 pll'l'I~ Ill" I'.lll't'! HI 1;l1111.,ltI".lt'lIllllw ",,"utIli ".Iill' III \\'....1 ~11l1l1~1I1 :jIJ";" hI 1111' 1'11,,1 IN,lId 111 lilt' BOIIIIIlJ,ll \/1 1\11'111;1111< ...hlll'l4. ,"utility ,)1 \ -lllHiJt',I;lIlel ,Jll.l "0111 nHIlIWf"alll1 III 1'1'\111......1",1111;1. 111<111' VUl'11nllHrly hUllluh'l1 .11111111-"'11'11>4"<1 IIIIU''''1U'thuu"fOwtth a "lllI\/l'''' 111;111.. I,,, ,Julin t', "..IIII;ul. Hl')I;b1t!lrd ~III VI!'Y,U', Ul! "'dJrllu'V ... IQ111, ,I~ ht! In_. tn wit Rngt~ M. MlIl'genlhal. EclilOI' SWORN TO AND SUBSCRIBED befure me this .-l1-dayof OCTOBER , lLJLJ6 ~u. ~rr&' I .I!P-- Nlllary M"!ARW.~;:A'-. t;fJ\I_:::..f "o\AHEvAA Hl;::,\N "".the C,II'IMiIl. C;J.'1'lI)lIrtiI.rd fh~:'/ r ,'. hlv~mallOl'lElfl"'':'!<-P.I~ I \ I -' >~ '{ \ I 1 .~ aElJlNNINtJ dill nad 00 thr um'h. <<" str.e' \tne ofWl!!I)t 5lmlJ*Ul Slft":f'f. lbelnll thl! t".1d,. of an t'xI~lInJC hlkk ~'dt"Nillkl at Ihr CUrI1l'f uf InllllH nuw or [l)fnlt"dy (II William it, tHrlm. whit'll ~uid n:lIll!'lo !tIXIY nve (f)f')) let'1 wc~lwurtlly IIH'UMllrtrl nl(JlI~ said ~urret lint' from .WUltwl' IInll al the< I1llrthwt'~1 Illu'r!Wl'l1un H' lhe ~ll't"rt lill('''' III' Sflulh Murkt'f Strl't'l ~IIHI We!'il SIIllI.)~UlII Slrt'r!: Iht'III'!' "lnllM thr IInl" ul IUI"I14 nnw Ill' hlrTurlly ul WllllilIl1 II, (ilt'II11, Nurlh IWt"nly n1Jl~ t'ol 11 dt"~rrt'~ lhlrly ~Ix PHI I11liUlh'''' Wt'sl, a dt~l.ult't' t)f 'i1:(IY -lwn;lllllllllU' terl1 tine tnllulrt"tllh!'llf):l. I~l, frl'l In" ~Iake III Ih~ IIl1r Ill' 101lul~ of Hvmn HI~PP"r1; IlwIII't" ,llnllj,( Sillcl lalltlM Ill' Uyl'un Ht'ppt'fl, Slllllh SI,'dVl'llolhl {tlHl (h-_~n'l'~ Il;lh'II'('11 II!II nlllillll'~ Wl'~l. a dlt;lull"C' 01' hilly Olll h~t'lIU;l !:Ilakt~ Oil the $UlU' ill 11ll' ('un1l'1' 01 blld~ 01 Hnlll'rl W,-Ill'c lllt~lIn- alllll"" !-jalll huul~ uf Illlhrrt W,'I)t'r, Soulh IWI'llIy !U'vel1 t271 dt'~rl'e:-; fllur I0411l1lmlh'~ ":u:;l, a dhlliUlce uf IUty~IX iHut lU' tt"1'1\ tlBl".11lIlUIrc.'tUh!4 l5ti.15) h~cl In a rallroud !;plke Oil the lIunher1l ~fred lIn~ of W~lil ShnpKolI S,lfl't'1 Ilr'il uhov(t mt'lIl1mll'd: Iht'n('(' alullg suld ~ln'(!llln(', Nurth ~1.yenIY'51'vr.n 1771 c1('~rel'!'I E":tl. u (lI!'1tan('t~ ut'l'nrlY (401 fCl" 1u a nail on th(' l'l.iunt" al lht> l'ornt'r of 11lIuJs lIOW or lornu-r1y 01' WlIIhtnl tl. (iJtolnl, the phll't' or Bt'gln- nlng, _'-"0:,\,,"'::')'1;"- ~' .~ . 1 ., i 1 1 ! ;_J Ul':ING Improved wtlh a brick dwelling, house known nlld 1111m' ht'rt'll a~ Ii W"." Simpson Slre!."L ~ L,.. i ~ q . t' ",' t , , , '!\ } " ... J. Proof of Publication of Notiee in Th, Patriot and The Evening News and The Sunday Patriot-News UDd.. .\d No. N1. Approved ~I., 141. Ir.lII. ('o,"mmow.altll 01 P.nn'/llvonia.} . COI...ly ollJallp~jn'" ,..,........................J.1.iS.h.'il.!I.J....M.!.?.rX.'.,:-:-:..........................belnll' duly sworn accordinlr ~o law, deposes and says: Asst. Cllntroller That he Is the ,.................,.........of THE PATRIOT - KEWS CO.. a corporation organized and exlstlnlr under the laws of the Commonwealth of Pennsylvania. with its principal office and place of Ilusiness at 812 to 818 Market Street. in the City of Harri<hurg. County of Dauphin, State of Pennsylvania, owner and publisher ot THE PATRIOT and Tm; En;~IN.. ~~;WS and the SUNDAY PATRIOT. NEWS newspapers ot lI'eneral circulation, printed an,l published at 812 to 818 Market Street, In the City. County ar.d State aforesaid; that TH~: PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT - NEWS were established March 4th, 1854. and February 15th, 1917 and September 18th. 1949, rupecllvely, and all have been continnously published ever since; That the printed notice or publication which is securely attached hereto Is exactly as printed and . .. l'!..1l:ro Iv",,.t 22nd and 29th days pubhshed In their rell'Ulsrl"onmns ana Is8ues which appeared on the .......................................................... of October and the 5th day of November 1996, ........................................................,............................................................................................................................... That neither he nor said Company Is Interested In the subject matter at saId printed notice or adver- tislnlr. and that all ot the allegations of this statement as to the time, place and char.cter of publication are trus; and That he has personal knowledge at the tacts aloresaid and is duly authorized and empowered to verity thi" statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolu. tion unanimously passed and adopted severally by the stockholders and board ot directors ot the said ComIlllllY &IUi aubaaoll.ntlu ....I.. -e.:orded in the otllce tor th! R[lord/ng ot Deeds in and tor said Count~. ( ~ :~E;: ~I". V nlll.~.'.~..~.I:.~.~~~.:~.~~:....LL:...~.~...ttD:i:..~...:...................................... 1liorlcIuM~ Sworn to and subscribe before plllfl\li'....1:?!;!:I.....day ot .....!i,~....J.~llol.;lloo N9.X'.~mR.~~A.D. 1996. rill, //1 " '~J" , AU. .....,;;:: ~8i.~~ ......T;~.i:: flu".II.: al.:?'J~I:CIo.:(; i~;,/P~bii~.... __ ,Oft 1M 1"tUnn. of . H;1{llsbutQ. O\lt.po." 'C~Ull!)' ..... II..""~.... My commis. O\\l.CCIlift&'''''.E.Ill~.~AJ\(Q~.f>,.).~~;~.. ......... R'~.~ ~.~1 StatemenrGrrcJvert1S1ng'Costs Ilrihor\ ~od ......, ... "*""'Y 4.1870,..-.1owil: IIfGlNNlNG .. . lIlliI ... ... ....- ' _ Iino of _ 8Impoon - fboine "'_of,,-'_~II ... _ of _ _ or Iormorty 01 w.IWn H. GIoim. _ ooid ..... io oiOy-M 185) 1o?i \'I......, ~ oIang - _........ _lIlliIlI..."""'- ~"" .' . 01 .. _ _ 01 8ou1h --.....--- S ,.. L E: ff4 Cumbc.I: .Lilnu ...Cf,1. u.ntj!,.. S.l1.~X'.i..l; .(~... {;l.t J. ~.~~... Ca r ~J.lj.~~~,......p..J:\.I......l7..9.p.. ................................. To THE PATRIOT.NEWS CO.. Dr. For publishing the notice or publication attached hereto on the 219,45 above stated dates. $............................ Probating same $.............~..:.~.~..... 220,4:> Total $............................ Publisher's Receipt for Advertising Costs THF. PATRIOT.NF.WR co., IJublisher of THE PATRIOT and THE EVENING NEWS and the Sl'JI,"DA Y PATRIOT.NEWS. new"papers ot general circulation. hereby acknowledge receipt of the a(oresaid notice snd publication costs and certilles that tbe same have been duly paid. TilE PATRIOT.NEWS CO. Ry .........'........................................................................... .. 19_\L1'lAYS.TJ r,r. ~;; ilgr, JL.IQ_ 'iilvR:_ XQ1lfLJ'B0P E R T"( ~~_YQ~H~YE OTHER RIQHT~ f,VEtL.I.Ll'HE SHEl1,[FF'S SAJ1.E DO~'1'A!';,L,r.J,-A~_~ 1. If the Sherif':' s Sale is not stopped. your property wi! L be sold to the highest bidddr. Yau may find out the price bid by calling Terrence J. McCabe, r;'i.:,_lire ar (215) 790-1010. 2. You m,:IY bE': able to petition the Court to set d.:lide the sale if the bid price was grossly inadDquate compardd to the value ot your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due ftc':] the buyer is not paid to ':he Sheriff, you will remain the O'~.1er of the property a:J if che sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your real estate. A schedule of distribution of the money bid for your real estate will be filed by the Sheriff on Januarv 2. 1997. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed schedule of distribution is wrong) are filed with the Sheriff within ten (10) days after Januarv 2. 1997. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, C~mERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 ALl! tI, j t c 8 r t t' 1 f1 ,l 18 .; u u! fJ.1I t; 8 L c f L" ,Ill (, l t LJ d eEl 0 fl 018 II 0" tI. S l:l8 '0 f: \018 s t ,; 1 '" P ~ (Ill S t r II j t L 1 tll'J F 11 5 t H d r:J 1 '1 t h tI 80 r 0 u y h 0 f M8c"d"lCSburg, to"flt'J uF '::LJr1boc:,..~u ,wd Common'~e"ltfj of 'p9(jnsljl""nld,.IOore j..ldrt.icul"rllj :JU.Jfl,I,,~1 ,1:'<1 (11I,iCllbelJ tf. "G :: C ,. d ~"c 9 w 1 ttl d t; u r II 0 lj ,n d d e t. lJ J lJ n n r., [l,. 1 ',I It" t, R \I g 1" t u I' Po d S lJ r IJ ,; \ i ') r t CJ rl F u b r II dry q I L n /0 , d ':i F u 1 ] fJ W S , to ,,.Ii. t. : i': 8EG(Nt..Ut~j dr. d lldll on c.tHl n:lt tl"lfJrp ~jtr9fJt 1 'r:u of Wast 51mpscn 5 t r 8 9 t ( Il 9 1 fl 9 t11 U .111 S 1 d iii 0 F d II 0 x 1 s tl n 9 IH 1 G ". 1 till 101" 1 k ) 1I t the 'eO~"Q" of idllUS now, or formarllj.of Willl<lln H. Gll1im, whlel1 s15itl n~11~16 slxty-five (aSlFest' wBstwdrdly ~a"sured "long 6"ld streat 11ne FroIO ~rother n"il dt. .the northwlIst intersection of t h~' s t r e 9 t 11 n S S 0 f. S o,u t h ~1 dr Kilt S t I' a at" n d \01 S s t 51 m p ~ an S t r sa t ; t h 9 fl C U ~ 10 n 9 t r. a 11 n a . 0 F i') n d 0 1\ 0 W U r. F II r m fJ I' 1 y' 0 f \oj 1 111" nl H. Glalln, Ilorth, .lwonty-ona (21) uaCJreo,; tnlrty-",Lx (31)) mlnutes \oj as t.. " d 1 e; t" n coo f. s 1 x t Y - two .HI tl n 1 n i' tea II 0 n e - h u n d rod t h s ( 62. 1 9 I Faet' to ~ stake at tho 11no uF idnd~ of Byron Rllppert; thence ~lci"lj sa1rt 1""cI9 of 8lJrCln fl.lllporl., South liixtY-01ght (68) degreee n 1 nut 9 B n (l 9 I 1111 nut II s ..I \I S ~, "ci 1 S t", II; IJ 0 f for t y ( 4 0) Fe a t to" 9 to 'I(fJ a rl t rl f-J S ~I in i:I Ct t t tlfJ cor n 8 r 0 f 1 d r ~,:' < t) f n [) 0 a ,. t it; i::f b tJ r; t h 9:1 C a ~lOi1g s,~"1 l"lI:.1s of RoDurt Waller, ',;uto tWllnty-sellon (?7J dogrees four (011) m!nutes E"3t, " dist""", of f :Ftlj-sl11 <l'j.~ :,.;' one- h u n d r 9;i tI i B ( ~j ~. l'i I F 8 a t to :I r till r 0 11 G S P 1 k e "" t h " n J " t h II r" street 11na of ~est Sl~pson Stru~t first a~ove mentioned; thence t11cing s~1d street l1ne /Iortll :iellll"ty-~oIlQn (77). degrees, .E.,!.t,. " " , "t ~"<: II t) ri f' 0 r t y ( <; 0 I f II II t to d il d 11 :. 0 nth U . e a me II t . t h II cor n e r L. ,.."~~ r.~>I or F'H:nurlyof Iii 111",:! H. Gls1m, the place ,af 8~glnnlng. . ,';", "": BEING 1mproved with a or1e~ dwolling house known and numbered "9 a-Wast S1mpson Street. I. I I [ I ! I I .\ ,. , McCABE, WEISBERG, CONWAY & WATSON BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 1608 Walnut Street, Suite 402 philadelphia, Penn~ylvania 19103 (215) 790-1010 Attorney for Plaintiff HOUSEHOLD FINANCE CONStJ1.IER DISCOUNT COMPANY CUM8ER~ID COUNTY COURT OF COMMON PLEAS v. ROBERT E. DOUGLAS KA:,EN J. DQUGLAS NUMBER 96-857 CIVIL TERM AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 8 W. Simpson Street, Mechanicsburg, PA 17055, a copy of the description of said property is attached hereto and marked Exhibit "A." 1. Name and address of Owner(s) or Reputed Owner(s) : Name Address Robert E. Douglas Karen J. Douglao B W. Simpson Street Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: Name Address Robert E. Douglas Karen J. Douglas B W. Simpson Street Mechanicsburg, PA 17055 - _.._._~_, . _____ u___...,,_ 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: ~ j l . > ! I " I ! ~ i 1 , f , t . !, Name Address Household Finance Consumer Discount Company 961 Weigel Drive P.O. Box 8632 Elmhurst, IL 60126 4. Name and address of the last recorded holder of every mortgage of record: Name Address Household Finance Con,;um,H Discount Company 961 Weigel Drive P.O. Box 8632 Elmhurst, IL 60126 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Name Addrecs None. 6. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: i: .. ' Name Address Occupant(s) 8 w. Simpson Street Mechanicsburg, PA 17055 Iv !I if 1 1\1 l r l L , ~ I , I f .. . I i i , . , ; \ , I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. I 6' I I ;'..: , ' DATE ./.- I I .' --<' TERRENCE Attorney J. McCABE, ESQUIRE for Plaintiff -.------"'''''. ----..-- . f)LI: UIJt ell' t<lin ;)1,,';0 or [Jdrc!Jl uf 1o'll'll sltlld'fl ('II til<l Ilol'Ul :: i.J <I' {J trla:l t 51 m p 5(111 ~ t r Q u t 1n t h '3 F 11' (; t .. d r ,I l" U: u fJ 0 r au 9 h 0 f ~1 a C II d II i c s b lJ r'y , C 0 l: n t 'J 0 fell n b tl r 1 d n d " n (1 C;) " '-10 n " a d 1 Ul 0 f po',n.lj1vdnld, morEl ~drtlcul'lrLIJ :J1J.J/llllll'1 :;Ind CJIl:icrlbed 1" d '. ': c, d .111 co 1<1 t 11 "U u r 1/ e y '" <HI e t: IJ J u tJ n r: 8 r i 1111:1 r t, Rag i g t 0 nllJ Sur. v IllJ 0 r ,on F if b r ~, d r ~ ll, 111' lJ , <l!; f u 11. 'J W S , t i.l wit: ,..' :tl : . BEG I N tH N G d t " n" 11 0 n ( II:J ",,', II ~ ,- " ,i l i I' El t L i, 1 U I.l f, r1" 8 t S imp (3 e n Str;yot (bolnC) the 1n..i(hl of 011 <I><lstlng br1cl< "lu<lwtllkl lit the cor;nar' of lilnus now, or formllrll. uf WL111ilm H. Glaim, "hlell B/litl n'1I11:":,lB sixty-fll/a';' '(5SIFalilt' wuetw<Huly n,allsuretl 1I1ong stile streot 11ne from Ilr.other nlltl dt,' tho northwest intllr6ection of tha' streot lines 01'. Sout:, ~Idrkot StroiJt, Ilnu Wost S1mp~on Street; t h a n c e III 0 n g t h El . 11 n a': , ' 0 F 111 n ,1 0 11 a w u r. F II r m 0 r 1 Y' 0 F Wi 11 ill",' H. G 1 0 1 In.. Nor tn. t w 1/ n t LJ - b n u (? 1 ) dog reo ~ . t r: 1 r t y - ,; [>< I 3 Ell m i n 1I t 0 s We s t , Il ' d I.:; tan C'lI 0 F s 1 >< t 'oJ - t \01 0 11 n d n 1 /1 ~ t llll /1 a /10 - h u n d rod tt-, s ( G 2. 1'J J F9B.t' to /I.stake. Ilt,,'~h8 .1ino 'Jf lands of ,Byron R'lpport; thance <llo/1lj said lllncJs of Byron RdpflDrt, Sauttl slxty-eignt (Ba) degrees n in eta fJ fI (19) fill nut e s fl\J S ~ , ,,(j 1'3 t 11111: fJ 0 f For t y ( 4 0 J F a a t to /I st~ko 011 th'l sumo (It thq c~rn~r uf lands of Ro~ert Wober; thll~CO ,11 0; 1 'J 5 d 1 t; 1" /1 d 5 0 f I' r u, r ~ ~;" I H", ~ ',: " t 1\ t w II n t y - 6 U 'I e r. I 2 7 1 do 9 r e e .; Fa u r (0 ,t) m ~ nut e 6 E /I c; t . " (! ~ " t ,: II c 0 II ~ F 1 F t Y - S llC II n (I f i f t fI e non a. h u n u r a ti t h B I 5 ~. I. 'i J F El EJ t tOil r III t rOil asp I. k e ell t IHI nor t h u l' n 6t~8at line of ~est Si~peon Stroot Flr9t abovliI mentloneu; thanco III 0 n 1J S 1:1 i cJ 6 t r 0 a t 1 in a \ II 0 r t h s e v !Ill t Y - Ii e 1/ B n , i 77). dog r a B s . . E II B t;. " d ~ s't d n CliO f Fort ~ ( Ii 0 F 9 0 t t 0 d 11 d [l '. 0 nth B fl ~ ,., a ~ t t I, ',) cor n e r or t l~!ldB now or ~ormer1y ,.,- 1:1. tll.d'" II. uL,i", till' 'C1 c,' ~,a 9 1 nn lng. .' , 'S'EI).IG improved "'~th a brick lIwelling house known and numbereu 110 a-West Slmpson Street. '. ." . " ,\ I: r= ~.f .H' I'B' I ::.~;'~ ..._.1.1. . ...... -!\. , ' n,A,II ,/1 ;., , , I 1--'---*-_... "- '- - .-- "'l! '-- ,j, p"~ r "~:u f-::.. ;r r.,. ~ .._____.. ',. FOR [JlII-"rJ S"',\r"s 0 '''0'"":"",,, ,'( 'F' /. T~E ~~iOD':~ ;I'S'r;?~T'O;.: '-c,'Et~isYI :A:: 1..\ JU. 211 mi L J "'''-liar.l A. Smllh ~C.ldr'" flt tho A411ltrur,fl;Y CliUr: I Per ~-o...-.!: II , -- "I --<;"-~ :.,- '-':'::-~.--:- ~_~~Jil;t (i..". -.---. ... , In L.t:: Chapter 7 I ROBERT i::. DOUOLl,;; Debtor Bankruptcy No. 1-96-01]58 ! ~ t t QBh;;Jl , /.h AND NOW, this) day of , \ , ... 't( . ~ ~ I . ~--- r' , , I i 1996, it j~ hereby ORDERED that the automatic stay of Bankruptcy Code ~]62 (a) be, and the sam,} hereby is, HODIFIED to permit Household Finance Consum.}t' Discount Company, to foreclose its mortgage, and, without limitation. to exercise any other rights it h,)S under the mOt'tgage or with respect to th.~ property located at: 151 Robert J Wucdsld~ Robert J. Woodside United StateD Bankrupccy JUdge I I I 1 t t 8 West Simpson Street. Mechanicsburg, Pennsylvania. " cc.: Attached Service List Mortgage dated October 20, 1993 and recorded October 21, 1993 in the Office or the Recorder of Cumberland County in Mortgage Book 11 72 Page 252. , ! ' Household Finance ConSUm8Y Discount Company Ii , I I I ,. r McCABE, WEISBERG, CONWAY , WATSON BY, TERRENCE J, McCABE, ESQUIRE Identification Number 16496 1608 Walnut Street, S'Ii.t.'l ':02 Philad~lphia, ~' 3 19103 (215) 'nll-lC1G Attorney for plaintiff HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY CUMBERLAND COUNTY COURT OF COMMON PLEAS v. ROBERT E. DOUGLAS r~REN J. DOUGLAS :.0::CiS.( 90-1:57 CIVIL '1'E,<;'1 APPIDAVIT OF SERVICE I, Terrence J. McCabe, Esquire, attorney for the Plaintiff in the within matter, hereby r.8rtify th~t on the 6th day of August, 1996, a true and correct copy of the Notice of Sheriff's Sale of Real Property was served on the following lienholder: Occupant(s) B W. Simpson Street Mechanicsburg, PA 17055 Copies of the letter and certificate of mailing are attached hereto, made a part hereof and marked as Exhibit "B." _( l TERRENCE Attorney 1-- J. McCABE, ESQUIRE for Plaintiff SWORN TO AND SUBSCRIBED BEFORE ME TIlI S C'~ DAY OF (k;(".. 6 , 1996. I . I ,- .I. ' ; " I .I ,.,. ". ,-'.I'~ I 1,.11 , '"'' 1'.4.1'~',...' NOTARY PUBLIC ---.- Om"" NOrAIlJ.\I.st.Al-....--'-~._/ ... ""~ ^'l!l n'~unl)rl~ NcJliUU p.~. '.'" 0', " lJlJIrc " '( 1"',.11.111"11""'.1""" C . I... .Otlnty ':'":~,' ,'j"1 ;"\ ,\, l'f'll ~.' I I:p , -----~ - .~-._~ - --~ -.... ...., 'HJ,'.t." ";.. --j-' "'~1..\,.. '\/111 n s. I c.,..,'" '110"._ ,"",\" ' I ~l .; JI r """,f..r,,/,.,f /1", . ,! I/NIIC '.t..{,lllllHh";_"" v~ . , .~ J"It",{ -"---.:- - "_'L :'.' '~1\i19 I \'.1,.11'11' I.. .\lel ':\111 . \1. I I~i\' IU I, I', J\\\' \ Y ",i \1. \ I '" I';, I' (' 'II ]111-.,\ 1(''.4 \\ \1 '.1 f ...1 ~r I I 1;1 \llllllll \, i'f ,.",',1 \ \'01 \ 1.,IL" (11'1 f~ I.~I 7'111.1010 ~it;lrl: O~r. n I2l)llllt, "\ n.uos PI" I H..\"irU(','I!1 :'.1'\ h' I" f,\.\lf f;!I\) NI).I~H Ii I(li,1 ~.l L J \l,l ',\111- 1~)lj IHUCI: ROArl nlf'HHV 11111.. NJ 080JI,1:1I ,MIJ) 667.4110S AUCJ'lSt (0, 19-~h Occupant (0) 8 W. Simpson Street Mechanicsburg, PA 17055 Re : Ownel'S: Property: Robert E. Douglas and Karen J. Douglas 8 W. Simpson Street, Mechanicsburg, PA 17055 Dear. Occupant(s): The above-captioned property is scheduled to be sold at the sheriff's Sale on Uecember 4,1996 at 10:00 a.m. in the commissioner's Hearing Room located on the 2nd Floor of the cumberland County Cout.thouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013. Enclosed please find Notice of Sheriff's Sale of Real Property. Our records indicate that you may have an intcrent in the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A schedule of distribution will b<! filed by the Sheriff on January 2, 1997. Distribution will be made in accordance with the ochedule unless exceptions are filed thereto within lO days after the filing of the schedule. Very truly yours, -,,/ TERRENCE J. McCABE TJr-t! 1 t Enclosure ~"~ '\., H B lr!) ~ "lr "B,." t, .^ B D ~ :1 .... WRIT OF EXECUTION and/or ATTACHMENT COMMONWEAl TH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO __?_~.:.~~2-_ CIVIL 19 CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND ._COUNTY: To satisty the debt. inlerest and costs due Household Finance Comsumer Discoun t Co, PLAINTIFF(S) lrom Robe~t E. and Karen J, Douglas, 8 W, Simpson St" Mechanicsburg PA 17055. OEFENDANT(Sj (1) You are directed to levy upon the property otthe defendant(s) and to sell Real Es tate loca ted at R W. Simpson St" Mechanicsburg PA 17055 (See attached legal description ) (2) You are also directed 10 attach the property otllle defendant(s) not levied upon in the possession of __ GARNISHEE(S) as follows: and 10 notdy the gamlshee(s) that: (a) an allachment has been issued; (b) Ihe gamishee(s) lsIare elljoined from paying any debIto or for Ihe account of the defendant(s) and from delivering any property 01 the defendant(s) or otherwise disposing thereof; (3) If property otlhe defendanl(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to nolify hlllVherthat he/she has been added as a gamlshee and Is enjoined as above stated, Amounl Due Interesl Atty's Comm Any Paid Plaimill Paid $84,648,92 from 4/2/96 % L.L. Due Prothy Other Costs $1.00 $171.65 Date: August 8, 1996 Lawrence E. Welker REQUESTING PARTY: Name Te~rence J, McCabe, Esq, Address: 1608 Walnut St., Ste, 402 Philadelphia PA 19103 Attorney lor: Plain t iff Telephone: (215). 790-1010 Supreme Court 10 No, _ 16496 n,. Pro! by: --#-t.-L . Clvg Oivlalon Depuly ..~ fSIAIE SJ1LE No. ID~~n(;l On at (.r' l- I), / 'j 7 ~ the sherifllevied upon ihi3 (il,! ,;" . ' Interest In the real property situated In III,~ " [, ,1 ," " , i,,} k. . " Cumberland County, Pa., kncmn and numb3red as: '( {,)Q' j.. .<~, ~'if)'>'~ ,2 L In;:.c~\.fr aad ni'ii<l L:!., :',:.;: ~;:j~:: (.~\ E):hibit "A" T,1:1d ,:\::, l' this writ and by this roremnce lr.corporntcd herein. r.\io: f- J ;I.lt BY:()/It.{,';t ~8 (j,i(l.j1!:- It/,..IL ,'J::-t.... .1.'r~ ;) 'tl''''! '1' ""'! J :I , ,I: ". ,'.' \ -1'" 96. IW 'tl\ II ZI ~n~ ,.,. :!j;tL,Ii. I .: , .~,.:~dO REAL ESTATE SALE NO 4 $l,OOO.OOAdvanceCoslsPuid 8-14-96 Atty. Terrence J, McCabe Assessed V Uluulion $ 3 , 3 10 , 00 WRIT NO. 96-857 Civil H'ousehold Finance Consumer Discount Co, VS Robert E, Douglas 8 W, Simpson St, Me~hanics~urg, Pa, and Karen J, Douglas REAL DEBT INTEREST ATT'S FEES WRIT COSTS A TTY ESCROW LATE CHARGE SHERIFF'S COSTS Docketing Pounduge Posting Bills Advertising Acknowledging Deed Auctioneer Law Library County Mileage Cert Mail Levy Postpone Sale Surcharge Legal Search ADVERTISING Law Journal Patriot Share of Bills Distribution of Proceeds Sheriffs Deed STAMPS Pa Realty Transfer Tax Local Realty Transfer Tax TAXES 1996 Taxes Co, Twp Lib & School L994-L995 Taxes Tax Claim 84,648,92 3,421.86 171. 65 30,00 U:b~ 15,00 30,00 10,00 ,50 1.00 12,40 3,14 15,00 6,00 286,25 220,45 32,79 25,00 24,50 580,75 1,288,14 I I McCABE, WEISBERG, CONWAY & WATSON BY. TERRENCE J, McCABE, ESQUIRE Identification Number 16496 1608 Walnut Street, Suite 402 philadelphia, Penn.ylvania 19103 (215) 790-1010 Attorney tor plaintiff HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY v. ROBERT E. DOUGLAS KAREN J. DOUGLAS CUMBERLAND COUNTt COUR'l' OF COMMON PLEAS NUMBER 96-857 CIVIL TERM i I t Kindly enter judgment by default in favor of plaintiff and against Defendants in the above-captioned matter for failure to answer Complaint as required by Pennsylvania Rules of Civil t ~ I' ASSESSMENT OP DAMAGES AND ENTRY OW JUDGMENT TO THE PROTHONOTARY: Principal Interest from 1/30/96-4/2/96 TOTAL $83,059.80 S 1.589.12 $84,648.92 Procedure and assess damages as follows: ,~'-,- ('2 -,.,"' "~ _~.,." --t::,/,! ......- TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff AND NOW, this 4.{I,- day of Ar V:l { , 1996, Judgment is entered in favor of Plaintiff, Household Finance Consumer Discount Company and against Defendants, Robert E. Douglas and Karen J. Douglas and damages are assessed in the amOunt of $84,648.92, plus interest and costs. BY THE PROTHONOTARY: I McCABE, WEISBERG, CONWAY , WATSON BYI TBRRBNCB J. McCABE, ESQUIRB Identification Number 16496 1608 Walnut Street, Suite 402 Philadelphia, Pennaylvania 19103 (215) 790-1010 Attorney for Plaintiff HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY v. ROBERT E. DOUGLAS KAREN J. DOUGLAS CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 96-857 CIVIL TERM APPIDAVIT OP NON-MILITARY SBRVICB COMMONWEALTH OF PENNSYLVANIA: SS. COUNTY OF PHILADELPHIA The undersigned, being duly sworn according to law, deposes and says that the Defendants are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940 as amended; and that the Defendant, Robert E. Douglas and Karen J. Douglas, are over eighteen (18) years of age, and reside at 8 West Simpson Street, Mechanicsburg, Pennsylvania 17055. SWORN TO AND SUBSCRIBED BEFORE ME THIS .J f~ DAY ~~/'l. //L--- TERRENCE J.'McCABE, ESQOI~ Attorney for Plaintiff / \...., OF S,I.<.,I- , ~ (, i -i . ' .'- /, ,....t. :;i,;- NOTARY PUBLIC \ - 1'" , ~' ."-\(tJ~;'H-: , 1996. i --_._-~-;;; ;~':;'~'-":::~~'---'--1 I G,'""^,..,, t,,,;, r;:,;,;:,,' '" ~"'" p""" r C11't ,,/ 1'1 "!;l'~I-':f'h.~ Hdil. C':"'JI'r-.:'-'" (f~~ '2~Jn\n.:!:::'", :t_~t. i" '_*'~~ _.!'-~;.' C '\ ;'_~~~r~LJ McCABB, WBISBBRG, CONWAY . WATSON BY. TERRBNCB J, McCABI, BSQUIRB Identification Number 16496 1608 Walnut Street, Suite 40~ philadelphia, Pennaylvania 19103 (215) 790-1010 Attorney for Plaintiff I I , it. , ~ ,'j HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY v. ROBERT E. DOUGLAS KAREN J. DOUGLAS CUMBERLAND COUNTY COURT OF COMMON PLEAS f, NUMBER 96-857 CIVIL TERM CBRTIFICATION i i ! I i . f ~ Terrence J. McCabe, Esquire, attorney for Plaintiff, being duly sworn according to law, deposes and says that he deposited in the United States Mail a letter notifying the Defendants that judgment would be entered against them within ten (10) days from the date of said letter in accordance with Rule 237.5 of the Pennsylvania Rules of Civil Procedure. A copy of said letter is attached hereto and marked as Exhibit "A." ! "\: , I i SWORN TO AND SUBSCRIBED )..j BEFORE ME THIS .. - DAY ----~ -, c:..-,-- / /..{L: , /2---. TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff OF !\Y'L.( 1996. ( ''1\ . ~-( ,'.':'/';''l' i I (~./ / ' ...... I I :" ,...., l NOTARY PUBLIC ~.-_._- .--- ---..--- '1""0., -'". I . ,-"',,, ......' I '.'.I.H.... l"" , 1:~':_;JIT,!"l~! rmUt',. P'iQllC ~ 1 ! .IIl d : 'fh;...,..II,Nil FIl!f.l CQunry __j~'..:'!~I_~~~ ~.~fI:' March 22 IlJlH 1\ - OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013 LAWRENCE E, WELKER Prothonotary March 15, 1996 To: Robert E. Douglas 8 W. Simpson Street Mechanicsbury, Pa 17055 HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY v. ROBERT E. DOUGLAS KAREN J. DOUGLAS CUNBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 96-857 CIVIL TERM NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO F.NTER JUDGMENT BY DEFAULT IMPORTAl'iT NOTICE NOTIFICACION IMPORTANTE You ar~ in default becauso you hovo foiled to enter 0 written appearance personal tv or bV 4Borney and tile in writing with tho Court your defenses or objections to th~ ctolm~ sot forth against you. Unless. you oct within ten (10l days from the date of this notice, 0 judgment may b~ entered against you without n hearing and yOU may lose your proper tv or other importi:lnt rights. You should toko this notice to 0 lawyer Dt onco. If you do not have <I lawyor or cannot offord ono, go to or telephone tho following office to find out lolhcrc you can get legol help: Usted S~ .ncuener. en olcada do rebeldi. po~ no h4bor p~Qscntado una c~Q~Gcencl. esc~it., Vii seo porsonolmonto 0 por abogodo V por no hober ~odic8do po~ o~crito con o~to Tribunal sus defensos U objecioftcs a 10:1 reclan:os formulodos en contro :lUYo. Al no tamar 10 accion dcbidQ dentro do diet (10) dlos de 18 'echo de esta notificacion, .1 Tribunal podra, sin necosidod do comporecer usted en corta u oir preubo alguna, dictar sfntencla en su contra y usted podria pe~de~ bianes u otrOG derechos importantes. Debe llevar .sta notification e un abogado Inmedlatamtnte. Sl usttd no tltna abogado. 0 si no tiene dlnero suliciente para tal servicio, yay. en persona o 11ame por telefono a 18 ollcinn, nomUrada pora avariguor sl puede conseguir .,lstencil legal. Court A~inlstrator Cumberland County Courthouso Carlisle, PA 17013 (717) 240-6200 Court Administrator Cumberland County courthouse Carlisle, PA 17013 (711) 240-6200 If you have any questions concerning this notice, please call: Terrence J. McCabe, Esquire McCabe, Weisberg, Conway & Watson, P,C, 1608 Walnut Street, Suite 402 Philadelphia, PA 19103 at this telephone number. (215) 790-1010 OFFICE OF THB PROTHONOTARY COURT 011' COMMON PLEAS CUMBBRLAND COUNTY COURTHOUSB, CARLISLB, PA 17~13 LAWRINCB B, WELKBR Prothonotary To: Robert E. Douglas 8 W. Simpson Street Mechanicsburg, ~a 17055 HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY v. ROBERT E. DOUGLAS KAREN J. DOUGLAS CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMaER 96-857 CIVIL TERM NOTICB Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. Lawrence E. Welker Prothonotary x Judgment by Default Money Judgment Judgment in Replevin Judgment for ~ossession If you have any questions concerning this Judgment, plea.eaall Terrence J. McCabe. Esauire at (215) 790-1010. OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013 LAWRENCE E, WELKER Prothonotary To: Karen J. Douglas 8 W. Simpson Street Mechanicsburg, Pa 17055 HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY v. ROBERT E. DOUGLAS KAREN J. DOUGLAS CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 96-857 CIVIL TERM NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceedir.g as indicated below. Lawrence E. Welker Prothonotary X Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession If you have any questions concerning this Judgment, please call Terrence J. McCabe. Esauire at (215) 790-1010. ~]LR ~........ ~ ~ f~ ("",I :d?tJ "(' f ~. ~ .:;, ~. r ~i ;r ~ I ~ ~. , , , , -, , -'"1 ., , r , " ; :q , , L " ~I I -, , - I , , " r t..] ;n , , C..l J .< ...... ~~, '\: ;:-,:' 'r'L \l A';; 4 ' M H !.;::: '"'~:; i I)'; .F'P!:~~~;,"F Cpl:~. '; F \r:':~ET ET. ,,~ ''''':. 'j' (' ,", . A~i:-' ,~,I)t;'_/, FCf1n~;::'/l"_'JLI,':J" wh,,::, b';_'lnq ,,1\)L.,- ;-:iW",rrl '"",: _.; ,3,1;<1 Sh0flfI lJ! Ceputy Sh~rlt,f of if' 'f ~h.? wJth.in ;:;:QMrLA.t~.!r - )1,IJF':,T..FrJRF \fl.-, ,::0:,;1 r-'.:!," f il)i~li fd,:~ l';AREU ,! , : .j il ~. ..i '. th.;- LQ,:q !;(H_>qi:.....;~ ,:!n th..~. "; i:!"ji' ':"\ f F:_o'P.L!:~AL:Z' ~, W!;:'S_T. ~?Jnf:?Q.N .;:~_TEf::,fT t'ii. , ,', i'j ~ '-~fll!.Fi,0 Lm.tJi J, '--"~--.'~"-- ,', - .,-,---" f.:- '~i n [j;J ';' L V .:j n J, d, by , (,~-_~)J'1 PI~ .f:'J,. A}i r:,. h,!(!<.f l.ft() t;;:_: E}JFEET E. ['lJUGr" A~; " "", - .~-,,-,--..--,.",! Hbhl, AN.h' OP ;: ,'I ~~, . . f;:I~:.t}Qt~A~~, ;~rl(j att0~l0j c~py of th~ C1~.:.:J.~'\ fijI, . ,i1I~lJ(L_EQR;:,. " . fjr~~ ':::;:'jf1'lc' ~ l;n.~) d-Lr(;.I':~tinq '~LL~. .,oi.Ltf.,:-ntl'JrI t.-; the;- '.:>~,nt.;.?ntc thlL'l''''_lor. ,- ~ 0 ,_ . ;.:-:-: ~ 1 i; ~i t,;:,;: ",or ',' ':" "' r ~ j j 'J 1 t-, ';; .."';-jrd',} 6.171;':' o \ZJiZJ . j,:i{J :1. 'J'~) ':;"'::"0',2; ,"'"" <<" ~ --=-C/..':P ./--:."J' . 7 ...~,,~-.-...,d'<' 1',-" 'C.#! Th'!:'fIILJ:: r~ t i fi'~~'; Sh':c',.-i: rr 1:, :1lr:-~1'fvj 'N 1- C /l [: E \f E f:l / -.'-j-".' ~ h'l , ;U"r~I': ,':-OJ'.vA't '....A i ,,-.' ~"" 0 , i).... ?;~t.,&~ " 'i; .:;',,; ::':': lbc'd " " / ~,' 1, ",_. '" ,.. ))~ .jw Uf~.._. ,', ,,' f' (it. h'-~ ,,9-.'?~;'"( f;"'Otp:? . ~k)tes I If real property, supply six copies of description inclUding intJrovements and an original and copy of affidavit of ownership (PaR.C.P. No. 3129). If lengthy personalty list, supply four copies of list. To index writ, file separate praecipe with writ, n 'l) - 0 C en ~'< -Tl ~ on' ' '- -/ ~I) S . ~S-' - .1i;;1J til, Bf ;:-i:': :) 'I ~*r' ~ :~ ;t; c" -,. 4(" , --:. t) Pc 'fJ SJ :s N :i; -< .&:- -< '" ?,'.:> 1\ - Co .. "\ ... "l \;:: ~ '" :-< , , I' d (' <- 0 <, C c: , ~ McCABB, WBISBBRG, CONWAY . WATSON BYl TIRRBNCB J, McCABB. ISQUIRI Identification Number 16496 1608 Walnut Street. Suite ,o~ philadelphia, Penn.y1vania 19103 (US) 790-1010 Attorney for Plaintiff , t) i, t' HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY CUMBERLAND COUNTY COURT OF COMMON PLEAS v. ROBERT E. DOUGLAS KAREN J. DOUGLAS NUMBER 96-857 CIVIL TERM APPIDAVIT PURSUANT TO ROLl 31~~ I, Terrence J. McCabe. Esquire, attorney for Plaintiff in the , I ~ M above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 8 W. Simpson Street, Mechanicsburg. PA 17055, a copy of the description of said property is attached hereto and marked Exhibit "A." 1. Name and address of Owner(s) o~ Reputed Owner(s): Niime Address Robert E. Douglas Karen J. Douglas 8 W. Simpson Street Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: Name Address Robert E. Douglas Karen J. Douglas 8 W. Simpson Street Mechanicsburg, PA 17055 ALL th~t certain ple~u or parcel of l~na &ltuate on tho ~orth 5 i. a 0 0 f ~I e!J t 51 rn p [HI n S t I' e Il tin lll9 F 1,. 6 t I~ <I I' ~I l'~ the 80 ,. 0 u Y h 0 f Mile 11 ani. c s bur 9 . Co l; n t 'J 0 · ;:: u nil o! 1 <I n tl an d C 0 ,~rn 0 '1 II e a lt fi 0 f Peffnsylvania, roore pllr t iculllr 1<) hU,II11h,cl lllld tleScr iced in llecertlllnce with II !lurve\j lI,ade t,IJ Juhll C, Br111l11rt, fleg19tereu Sur v 8 yoI' ,on F Il b I'll a I' y 4, 1 R 7 tJ, ,il 5 f u 11 'J'" S , tow 1 t : BEGIIIIH/,C at a 111111 on tile n:nttlllrl' street line of West Simp5cn Stroet (bell1g the lnr.id03 of 1111 elCi!lt.lng hricl< s ldewll11<) at the cornuI' of landa now or F:1I-mer1Ij uf 10111110111 H. Gleim, whlel1 !laid nail is sixty-fivE; 16&) fe03t ""IlEt"CHdly ",sosured a1un~ said strEet linG from llrother nal1 ut tho northwIl9t interssction oP tllo streot 1inos of South Hdrk~t Street IInd ~ost SiMpson Streot; tll on coal 0 n 9 t n e 1 i n e 0 f llJ n .1 Q r1 I) W U I' fill' mol' 1 y 0 f \oj lll111 ", H, Gl01m, North twonty-ono (21) tlllgro05 tr.irtY-51lC (30) mlnlotes West, a diEtllnce of 61Kty-t~.0 and ninelellll one-hundredths (62.191 feot to II stllke at th& lino of lantls of Dyren Rupportj thonco 1l1cny seld l/1fldF of Byron Rupport, Sallttl sllCty-oight (68) dsgrees n 1 net 8 0 n I Hl) 1111 nut e 5 \oj!l S ~ , a ti 1'3 t (1111: 0 0 f f' 0 I' t Y ( 4 0 I I' 0 e t to a stako on tho Sllln& lit ttlll cornol' uf lands of Robert Wober; tho;1ce "la01g said l<lnds of Robert Weber, South tw~ntY-Beven (27) degrses I' 0 II r 104 I nil. nut B sEll 0 t, tI die t I!lll; 0 0 I' I' 1 I' t Y - E1'i x II n d f if to 0" 0 n 8 .. hundrodths (53.1'i) foot ttl II' al.lruno &piko on thll northllrn streot lino 01' ~a&t Si~pso" Strosl first "boVO montionodj thonce 1110 n y s ai u I; tr a il t 1 i n a \ 110 r t 11 !; e ~ Il ,1l Y .. !; 0 v e" i 77 Ide 9 I' a 0 sEils t, /I disldl1Ce of ferty (40 faat to d nllil all the slime lit tl10 corner of lands now or formerly of Wl11illlll H. Gl&lm, tho place of Beglnning. BEING improved with II brick ~wolllng house known and numbered as B West Simpson stroot. ~ , , ), EXHIBIT "A" , , .n <:n o -., ';1 ,diIJ -j~ -) ,;~ "J -,1 ~; -< \ , n r; -.", \.1.." S!~ ;':c '-1_ . ;:>;:, ..- ~.~ ~~ r:::; (.~ ~r(-J ;....(. -,. ..:.-. . -- ~~;; - ;.:.: 'R ~ N ... " ALL thot certoin ~le~e or parcel of 13nd &ltunte on the North sid e 0 f ~I est 5 i rn p 5 II n 5 t I' e 9 tin tt, '.I F i I' S t W d 1':1 1 r: the B 0 r 0 u y h 0 f Mecn"nlcsb,;rg, COl.:nt'J o' CuniJe~ Idnd nnd COlTlmorlwe"Ufi of Pennsylv""nid, more ptll"ticulorllJ hll.IIHIl1d ol1d described ill dcccrdnl1ce with a 6urvey ffiade t~ Jllhn C Brilhort, Pegistered Surveyor, on FabrllCHY 4, ifl70, .as Full'J""S, to wit: BEGINNI~G nt n nnil on the northerr street line of West Simpson Strllet (bell1g the in&ide of Oil eKi5Ung tHick sidewalk) at the corner of lclllds now or Formerly of Willialll H. Gleim, ;./hicll said n all is s h t Y - f i v S / 55) Fe a t \or'll E t w 1;'1 r d 1 y n, e tiS U I' e d 010 n S s" i d street line From orothel' ne~l ut tho northwest intersection oP the street lines of South Mdrket Street and West Simpson Street; thence 6long the line of l~nJo now or formerly of William H, Gleim, North twenty-one (21) tleCJreos tr.i,.ty-six (3!l1 milll.tes West, 0 die;tance of sixty-tl.'o and ninHllell olle-hundredths (62.19) Feet to 1;'1 stake ot the line of landS of eyren Reppert; thence /llol1lj seid lands of B~ron Rdppert, South silCty-oight (6BI dsgrees nineteen (191 IlIinutes ;.j9S~, a Glstal1t:e of forty (401 feet to a litoke 011 the some ot tha corner of lands of Robert Weber; the;1ce "lo:1g said loilnds of Robert Weber, South tW\lnty-seven 1(7) degrees F 0 II I' ( 04) m ~ nut e 9 Eo st. II d i 6 t t! III: 0 0 f f 1 F t Y - wIll and ~ if tee" 0 n e - hundrecJthe (55.1'i) feet to 6 r ai.lruno spike on thlf northlHn street line OF I'e&t Si'l1pso" Strest first nbove mentioned; thence tll on 9 s tlllJ tH I' 8ll t 1 in e I Ilo r t h ~ e.. !llll y .. S 0 v e" ,7 7 ) de CJ I' e e 5 Ells ~ , tI distdllce of fcrty (l;0 feet to d .Hlll 0/1 the Slime ot the corner of lands now or formerly of Willialll H. G1sIm. the pldce of Beginning. BEING improved with 6 bl'ick ~woillng house known and numberlld 0& B West Sim~son Street. ~ , " C1 ..0 (") C o~. -q ;.1,1 ~rh ~.;: ;J Q;J'" I....... ,:i:\l ~:::T! ..:: ,- - C' "z is ., "'I ~." :}~ . i<~ ::: -,.;: .!,-,. i:c - ;! -c "R C' ~ ..~ SJ N ~ ... McCABE, WEISBERG, CONWAY _ WATSON BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16196 1606 Walnut Street, Suite 402 ~hiladelphia, Pennsylvania 19103 (US) 790-1010 Attorney for Plaintiff IlJlI:3 Efl6 W-fINANCE-CONSUMER DISCOUNT COMPANY CUMBERLAND COUNTY COURT OF COMMON PLEAS v. ROBERT E. DOUGLAS KAREN J. DOUGLAS NUMBER 96-857 CIVIL TERM NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Robert E. Douglas and Karen J. Douglas 8 W. Simpson Street, Mechanicsburg, PA 17055 Your house (real Simpson Street, estate) 8 W. at Mechanicsburg, PA 17055 (more fully described as attached) is scheduled to be sold at Sheri f f' s Sale on September 4, 1996 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd . Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $84,648.92 obtained by Household Finance Consumer Discount Company against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to Household Finance Consumer Discount Company the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the mOre chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) - XQU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriff's Sale is not stopped, your property wil1 be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your real estate. A schedule of distribution of 'the money bid for your real estate will be filed by the Sheriff on Octobe~ 3. 1996. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed schedule of distribution is wrong) are filed with the Sheriff within ten (10) days after October 3. 1996. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 --.,#:. . , ALL t h " t :: e I' t 61 n jJ i a r; U 0 r p.H eel 0 f 1.H1 d I> it ~11l t a 011 tho 110 rt h 5 ide 0 f ~I est 5 i rn p s (1 n S t rail t 111 l" "l F 11' s t II d I' d 1 n ttl C 80 I' 0 ugh 0 f Hecnallicsburg, COl.:n t ',1 of CunlHn lanel ;lnc1 C;ommo,",wealtll of P 9 n n 5 y 1 van i 6 , rn 0 I' e p tI I' tic u 111 I'll) h 1.1 .IIH\ .Hl 6 n d (I 9 5 C I' i b e 11 i II acccrclCll1ce \oI1tl1 6 liUrVa\! lJ,ade t.ij Juhn C, ElrilhClr t, flegistereoJ Surveyor, on F..br~16r\J 4, UJ'l/), ,(IS FulJ'JI'&, to wit: BEGINNlhG at II nal1 on the nJl'th&r~ street line of West Slmp~cn Strtlot (being the in51d(j of "" eKlstlng hrick sldewCllk) at the cornor of la"ds now or .(urmerl'J uf ~1l111all\ H. Gleim, wr,icll salel n/lil is si>:ty-f ivs (55) foat "ille:twtlrdll,j ",eosured alone; sald street lino from drother ne!l at tho norfhwest intersoction of the street lines of South Htlrket Street "nd West SIMpson Street; thence al~ng tne line of l~nctQ now ur formerly of William H, Gleim, Ilorfh twenty-ono (21) oeCJreos tr.irty-slx (30) mlnl,les West, Il die:tancll of si)(ty-t~'o and ninet~Il" one-hundredths (G2,19) feet to tI stllke at t!le lino of lencls of Byren Rupport; thence ~lol1Y s~id lands of Byron Rapport, Soutt1 ebty-oight (58) degroes n in e fee n (1 9 I III i nut e s ;oj 'Hi ~ , a (; 1 S t (l :11; e 0 f fort IJ ( 4 0 ) foe t f 0 a s t" k e 011 l h e s /l In E- /l t t II (j cor n Il r' U f 1 and S 0 fRo bel' t We 0 e I' ; tho;1 c e alo;1g eaid lands of Robert ~Iobor, South tWllnty-eoven 1271 degrsos fOl,r (04/ m:a.nutes Ellut, it diet~lIc[l of f1ftlJ-B'ix (lnd fifteen one- hundroclt 1Ii (55.1<;) foot to II rll1lruno spikO on thlf 110rthllrn street 11ne OF l'e5t Si'l1pson StreGt flrst Clllove mentionedj thance 1l10ny sllili fitretlt linel /Iorth :oe~ul1ty"scv13n ,77) degrees E/lst, (I dlstdnce of fcrtlJ (L;O feet to d 11(lll on the Slime Ilt tllll corner of lands now or formerllJ of IHlli.,ul H, Glsim, the plllce of Beginning. 8EING improved with II brick dwol1inCJ house known (lnd numberlld (IS 8 West Simpson Street. , . I ., [; n .n 0 f; Cl' '1" -or; ~':=I '-;.1 [nr ;,;a ;~I z:;-' ~( -3 10" et, ,.. ,l- ; ~c == / F'" u:> ~ ,.~-;-: .. G: -- N ~ T~J .- -, 1~!'"'7 1- , McCAaB, WHISBBRG, CONWAY . WATSON BYl TBaRBNCB J. McCAaB, BSQUIRB Identification Number 16.96 1608 Walnut Street, Suite .02 Philadelphia, Penn.y1vania 19103 (215) 790-1010 Attorney for Plaintiff HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY CUMBERLAND COUNTY COURT OF COMMON PLEAS v. ROBERT E. DOUGLAS KAREN J. DOUGT~S NUMBER 96-857 CIVIL TERM AP.IDAVIT O. SBRVICB , i I i . i. t i , ~ ! ! I, Terrence J. McCabe, Esquire, attorney for the Plaintiff in the within matter, hereby certify that on the 10th day of June, 1996, a true and correct copy of the Notice of Sheriff's Sale of Real Property was served on the following lienholder: Occupant(s) 8 W. Simpson Street Mechanicsburg, PA 17055 Copies of the letter and certificate of mailing are attached hereto, made a part hereof and marked as Exhibit "B." ~ _ / ~_,,--" / /"1.- L-- TERRENCE J. McCABE, ESQUIRE Attorney for Plainti~f SWORN TO AND SUBSCRIBED BEFOR~ ME THIS (~~ DAY OF cju...:. 1996. ee, .;' I J- Lh.,.'t. l I . ,~,~;*- NOTARY PUBLIC I N';!Hi,,\t ':':,,~t. l GI.I.....lf'.I. ^"n ~j,. ~1l1l'.1.'! ti"'~U'1 P"hlll; \ C.lte. I'll r-'I' ',,"I....I'r.I", Pill'.., I..ClJI~rv :' > '," ,.-h '2. \qc.C) _~!r._'-:~~.''-.::f~;'~l?~'!.''-:..!....: - - , LI\W OHIU"S McCABE, WEISBERG, CONWA Y A'" WATSON, P.c. SUI n: 402 1003 WAl.NlJr SrRE!'r PIIIl.AflEl.PlfI,\. PENNSYI.VANIA 19IOJ.H.16 (21l1790.1010 FAX.12IlI7'IIH21~ SUIT~ ONE B 1200 BlJSTlETON PIKE fEASTERVII.LE, PA 19lJ.17 TERRENCE I M,CAnr: 1210 BRACE ROAD CIIERRY IIILL, I'll 080J~.J211 (609) 6674005 June 10, 1996 Occupant(s) B W. Simpson Street Mechanicsburg, PA 17055 Re: Owners: Property: Robert E. Douglas and Karen J. Douglas B W. Simpson Street, Mechanicsburg, PA 17055 . Dear Occupant(s): The above-captioned property is scheduled to be sold at the Sheriff's Sale on September 4, 1996 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013. Enclosed please find Notice of Sheriff's Sale of Real Property. Our records indicate that you may have an interest in the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A schedule of distribution will be filed by the Sheriff on October 3, 1996. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. Very truly yours, 7~ // L- TERRENCE J. McCABE TJM/lt Enclosure ,EXHIBIT "B" ) to ". It!_'I!~.c.x:~~f<'!:. C:FS~~Plj,~.()r:.C1I-1flfo:HI~.~. .(JUfo!I'Y. ...p~L~ANr.t\ CIVIL DIVISIC~I HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPM,Y 961 WeigeL Dr., P.O. Box 8632 ELmhurst, IL 60126 v. ROBERT E. DOUGLAS and KAREN J. DOUGLAS 8 W. Simpson Street Mechanicsburg, PA 17055 TO THE PR<mlOIDl'ARY OF THE SAID COURT: FIle l'-<<:). '!6-lJ'i7 Civi L Tprm AITlJunt Lue 584,646.92 Interest rrom 4/2196 Atty's Carm Costs $1,015.00 The undersi.gned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as am;!nded; and for real property pursuant to Act 6 of 1974 as arTllnded. PIWrIPE fOR EXEX:l1I'~ Issue writ of execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the defendant(s) 8 W. Simpson Stre,et, Mechanlcsburq, PA 17055 (more fully described as attached) J~ PRAEX:IPE FOR ATl'AOtlENl' EXEDmON Issue writ of attachrrent to the Sheriff of N/ A County, for debt. interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description: supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. DATE. 8/6/96 Signature: Print Name: ';"'---;'" / , .' Address I Terrence J. McCabe, Esquire 1608 Walnut St., Suite 402 Phila., PA 19103 Attorney for: Plaintiff Telephone: (215) 790-[0 I 0 Supreme Court ID !'b. I 16496 - r'" ~ /lbtesl If real property, supply six copies of description including inJ>roVEl1'ents and an original and copy of affidavit of ownership (PaR.c.p. No. 3129). If lengthy personalty list, supply four copies of list. To index writ, file separate praecipe with writ. . , . , ~ I I ,/ !. .. \. I.. . 'J I j'" . . . t . t \ .: / :' " ,-. ~L~ th'lIt. .certllin pieco or parcel of Illnd situllte 011 the North ~e.i'll'e ~ 0 f,~ We at Si 10 P 6 U n 5 t I' ell tin t h s F 1 rat W d I'd in t h II 80 I' 0 u y h 0 f iMiJchanicebur'y, Count',! of Cumberland and Commonwe/lltn of poonsylyaniil, mol's particultHIlJ bOUlllllld fllld described ill '/lccordancll w~th /l llurvllY mlldll blJ John C. BrillHlrt, RegiF.lteruu i~Uiy:?yor. on: FllbrlldrY 4, Ul1!), dS folloWB, to wit: BEGINNING ilt a n/lil on then~rth~rl1 street linll of Weet 5impscn \Stj;llet .,Ibeing the insid03 of fill exist.lng bricK sidewalk) at. the C'Olirle. r",of ,lalldEi now or, farmer.1y of.' William H, Gleim,' whiCh eaid 'ifal1':":':1'a sixty-five<: '(65) 'fe03t wllstwilrdly nle/lsuretl along said "at'feet line from ar.other' nail ilt. 'tho northwest' intersection of ,th~ Btrset.. linss of. 5o,uth' ~Idrkot Strut and Weat Simpson streBtj ,th,encealo,ng' ths:line,:,' of l'jnda, now,o~; formerly' af' Willianl' H. Glll:im,"'Nort\1 ~ .twonty-ono (21) dsgreDs, thil:ty-eLx (3D) minutes West';' 'II' distanco of.. sixty-two and nlnptllen ano-hundredths 162.19) f.oet '-to a,staks,' at', ths 11110 of lands, of .!lyron Roppsrtj thence alO'ng said, l/lnds' of Byron Rtlpport, South sixty-oight 16Bl degrses ninsteen. (19) minutss WIlS':, a cllstancs of Forty (40) foet to a et~ko on the same /It ths corner of lands of Robert Weber; thence /llong said l/lnds of Robert Weber, South twsnty-eeven (27) dsgrssa four 104) mJ.nutes E/let, /l distallce of fifty-sill /lnd fiftesn one- hundredths (5S,15) fest to a railruno spike on the narthllrn str1est., linB of I'S&t 5i'l1pson str ee t first Ilbovs mentionedj thence ,Illdng s/lid etrset linel North 6evllllty,-seven .,(7,7). degrses "East;. a d;is.'tance" 'of Fort\) (40 fest tD il nllll ','on. the's/lllle Ilt;thll corner 'of;' l/lnds now or, formerly of WillialO, H, Glsim, the Jj1tlce ,of Beginning" ' . 1" ,', '.,. " ", . ,,-:.: \. ,)..' '. '. ";' ., .' '. . . ~. BEING im~roved with /l brick ~welling house known and numbered as 8~We5t Simpson Street, ; . ~,.....,. . - ~...~ ... ~ ..~ \-) T\:.. ..c::--. -- FU .--. ~~ - ......... -J ~ C><l a. ~ ~t ~ .\ ~ "-'\ ~r "- ~ ~......... w~..........w ~ S\ ~ ~ c, u., "" .- , 4 o~. (") f: "T.It:; (1'l : t:; I"'. .'n . uJ.... ~.' .~l 2(~~ tt'-c' >'r: ~ 9n ". ,-,1 f5 .;.I~ , ,.,:\~ c;I lJ ..,., ~:ll ...... I-')~ - '':~ t:? 9 ~ ~ <, ." -< I l ! " I . ,; , II, I. In L<' Chapter 7 r.----_. .~ "'I,;r:n I:~rr till!: T.,'ie , ,-----.-. - ... ","j. i Jtt 2 A QAi J' M"'flar., A, Sm'lh CIt".. ~, Iht' i'llll:tUr-~I'V c . Pit, _'::"':;"'1 . ."cu ---....-;:-:"".--::.:. :::=-:": --:":::: ~.-::. ':-"'.';'1 I I I I ..!,/ UNITED STATES EA.'I,:i':ii'TC',' c:uU;.>' FOR THE NIuD!.!:: DISTRrC,' 0,.' 1'21;NSYL ROBERT E, DOUGLM; Debtor Bankruptcy No, 1'96-0135B QBh ::!Ji AND NOW, " 1,1, .' this day of " ' ..:tl.. t I.. ~----;, 1996, it is hereby ORDERED that the automatic stay of Bankruptcy Code 5362 (a) be, and the sarn,~ hereby is, f.lOOH'IED to permit Hou!Jc>ho Id Finance Consumer DiScount Cornpany, to foreclose its mortgage, and, without limitation, to exercise any other rights it has under the mortgage 01' with respect to the: pr.operty located at: 8 Hest Simpson Street, Mechanicsburg, Penn',ylvania. Isl RObBlt.l Wocdsld~ Robert J. Woodside United States Bankruptcy JUdge cc,: Attuched Service List Mortgage dated October 20, 1993 and recorded October 21, 1993 in the Office of the Recorder of Cumberland County in NOl.tgage Book 1172 Page 252. HousphoJ d Finance ConsllrnlH' Discount Company " e ,,0 ~ 0'> :,.... ". .:;t ~f' c:: ~:~ rc :, " ~~', I ,) " c:> . , G\~ "" :JR .:.':; -. .:-) "'.(', -" .'~nl ~~c" ':.) '-:1 ,..\~ ;2: :n '" -< .- ~ ~ . I^WOHIC'I."l McCABE. \\'I'.ISBLRCi, ('t IN\\'.'\ Y "Ii W:\ISO:-;, I',C, ,<;1 ,III,. .Ijl~ 1'"3 W'\L~IJl SIRH r l'IIII.AllIUIIIA, PI'''~WI.\',\~I.\ l'IIII.l,q I.. 11111 1911.1010 SUI'f!; ONE 11 12011lllJSTl.Io'lON I'IKI' FI:ASn:RVILlI:, )1.\ I%H F.\.X. ClIII7'lIl.127~ Tl'RRENCE J M,CAIJI: Il10IIMrI;ROo\!l CIlr:RRY 1111.1., I'll OIOH.J211 (6091667-1001 August 6, 1996 Occupant(s) 8 W. Simpson Street Mechanicsburg, PA 17055 Re: Owners: Property: Robert E. Douglas and Karen J. Douglas B W. Simpson Street, Mechanicsburg, PA 17055 Dear Occupant Is) : The above-captioned property is scheduled to be aold at the Sheriff's Sale on December 4, 1996 at 10:00 a.m. in the commissioner's Hearing Room located on the 2nd Floor of the cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013. Enclosed please find Notice of Sheriff's Sale of Real Property. Our records indicate that you may have an interest in the property which will be extinguished by the sale, You may wish to attend the sale to protect your interests. A schedule of distribution will be filed by the Sheriff on January 2, 1997, Distribution will be made in accordance with the schedule unless exceptions are filed thereto within lO days after the filing of the schedule. Very truly yours, TERRENCE J. McCABE TJM/lt Enclosure EXHIBIT "8" . \' r 1 , I l , PT~U[~V~<'. CERTIFICATE OF MAILIN!L- MAY!H l..I;.i~O ~..f\ DOMEsne AND INTERNATIONAL MAIL. DOE:J Nor PROVIDE fGR 1t.3URANCE-POSTMASTEA i I I I I I I ! i i I I 1 \ I i I RIClll\llUJ FUll'l; , .. I' McCABE, WEISBfRG rOIlWAV M10 \',\l$ON'~ 1608 WALtlUT . SUITE 402 ;g PHIIAnFIPfllA PA IQI03 ......::--~" ... . I (.11 /' .. ': :J On. pleu 01 ardln.ry m~ul .!Jeff....d 10 :; .. .. ~ -", : .~.:. occupant(s) : ~""",,:, 8 \'1. Simpson Str\(~i:',_.:,'/ .. .... ~ ., ~A~' Mcc:hanicsbu rg, PA '171)55 l.' . i.. PS Form 3817, Mn,. 1989 .,....' ... (" ., ~ i~ ~, GPO I 1993 0 - l5l-0~1 i' , I;' ^ McCABB, WBISBBRG, CONWAY , WATSON BY, TBRRBNCB J. McCABI, ISgUIRB Identification Number 16496 1608 Walnut Street, Suite 403 Philadelphia, penn.ylvania 19103 (315) 790-1010 Attorney for Plaintiff HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY CUMBERLAND COUNTY COURT OF COMMON PLEAS v. ROBERT E. DOUGLAS KAREN J. DOUGLAS NUMBER 96-857 CIVIL TERM API'IDAVIT PURSUANT TO RULI 3139 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 8 W. Simpson Street, Mechanicsburg, PA 17055, a copy of the description of said property is attached hereto and marked Exhibit "A." 1. Name and address of Owner(s) or Reputed Owner(s): Name Address Robert E. Douglas Karen J. Douglas 8 W. Simpson Street Mechanicsburg, PA 17055 .,.' --'--1 --.....-:: 2. Name and address of Defendant(s) in the judgment: Name Address Robert E. Douglas Karen J. Douglas 8 W. Simpson Street Mechanicsburg, PA 17055 A l~, t h'a t;. c'e r t a 1 n ;J 1 e r; U 0 r p" r c e 1 0 F 1 /lll d s 1 t u ate 0 nth e II 0 rt h s'1 g e ~ 0 f,~ We 8.t 51 m p son 5 t reo t 1n the F 1 r 8 t ~" r tl . nth II B 0 r 0 u 'l h 0 F .Mechan1csburg, Count'oJ of Cumberland (lnd CommonwBoltflof ,Peon B y 1 v an i a i. m 0 r e par t 1 c u 1 d r IlJ b 0 U Illlllll an d des c r 1 bed ill o~qord(lnce W t~ a ourvey mddB by John C, Br11hart, Reglater~d r.,~ ti ";e y 0 r . 0 n. Fe b r 1I tI r y 4, U17 f] I . d 5 full 'J W,; I tow 1 t : BEGINNING ot (I na11 on the n3rtharn street line of, West 51mpecn Sttee~ (belng the inside of 011 elCisUng brick a1dewolk) lit the c'oqner',of londe now or former.ly. of.' W111.om H, Gleim, whicl) eaid l1'a11';--':'1'8 8ixty-five':, '(65), 'feat, wtistwllrdlY nleasureil along said 'st(llet l1ns From or-other' nail lit, . the northwest interssction of thir etreet l1nes of. South ~ldrket Streat, and ~sst Slmpson 5trest; the'nce along the'line~',: of IIJndo now'or. Formerly' of Willian,: H. 'GIEj'irn,'" North. ,twenty-one (21) degreos' tl11rty-s1lC (361 minutes W,B9t; 'a distance, of,; sixty-two and n1netllen one-hundredths (62,191 f,eet' to (I,stake ot..the line of lands of ,Dyron Rllppert; thence olO:ng soid 10n09' of Byron Rilpport, South sixty-oight (681 osgrsBs nineteen (i9) minutes ~!lG~, a cli'3tanl;s of Forty (40) Feet [0 0 st~ke on ths some at ths corner of 10n09 of Robart Weber; thence along said lands of Robert Wober, South twenty-seven (27) oegr08B Four (04) mlnutse EaGt, a clietenl:s of f.fty-six and Fiftsen one- hundreothe 15~, 15) feilt to 0 roilru/lo spike on the northlHn strsB~ line of ~e&t Si~pBon Strest first above mentionsd; thence ll,lCf.ngBaill stl-eat 11ne\ North, sevlInty-seven ,,(77), degree9 ,.Eastj, a diBtdnce, of forty (40 Feet to d nll11 '. on, the'Bame Ilt:the corner 'o,.f lends now or Formerly of Wlll1llln H. Glaim, the pll:lce of Beginning, ' /;~, 'i: BEI~G improved with a brick llwelling houee known and numbered as 8- We s t. 5 imp Bon 5 t r set, ... ~ ~ " j EXHIBIT "A" . " ri (') on ~ c- o, -Cr' ..... .';1 r:-: 't. :n C9~.'! :,:;.'") . ~, f-~ ~;'r I n~ -':J ~~~~ CO ., ~;j -0 .~~ ,- :x \ .cr. ~, i;~: w C"; f .. -=. - ~ ~ ~ 0- ~ n , \ ~ " " i i " I, , Ii, I , <;'1 McCAB':, WEISBERG. CONWAY... WATSON BY: TERRE~ICE J, McCABE, ESQUIRE Identification Number 16496 1609 Walnut Street, Suite 402 Philadelphia, Pennsyivania 19103 (215) 790-1010 Attorney for Plaintiff HOUSEHOLD F INANCE CONSU~IE,{ DiSCOUnT COMPANY CUMBERLAND COUNTY COURT OF CONi~ON PLEAS v, ROBERT E. DOUGLAS KAREN J, DOUGLAS HUMBER 96-857 CIVIL TERM NOTICE OF JaIF.:?IFF' S SALE OF REAL PkOPERTY TO: Robert E. Douglas a~d Karen ~. Douglas 8 ~I. Simpson Str.:;e::, :'~cch"n icsburg, 1\\ 17055 Your house estate) at (real 8 ~1. Simpson Street, Mechanicsburg, PA 17055 (more fully described as attached) is scheduled to be sold at Sheriff's Sale on December 4, 1996 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $84,648.92 obtained by Household Finance Consumer Discount Company against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to Household Finance Consumer Discount Company the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights, The sooner you contact one, the more chance you will have of stopping the sale. (See the following lwtice on how to obtain an attorney.) . YotL11~,. m :Joe: p',_;; L}\,.!li, ~ _TQ.R}\,. YLYQY~_~' ~QP.la~ TY i'>NP yoy HAJ[ft-9l'!:LE:!LBJ.G!r:r~ EVEN IF THE SHERIFF'S SALE DOES TAKE PLACF. 1. If the Sheriff's Sal8 is not stopped, your property will be sold to the highest bidd"r, You may find out the price bid by calling Terrence J, ~lcC.3be, Esquip~ ill (215) 790-1010, 2. You may be able to petition the Court to set aside the sale if the bid prlce WdS grossly inadequate compared to the value of your property, 3, The sale will go through only if the buyer pays the sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due from the lUYDr is not p~id to the Sheriff, you will remain the o'.;oer e': the property as if the sale never happened. 5, You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, t:he buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your real estate. A schedule of distribution of the money bid for your real estate will be filed by the Sheriff on Januarv 2. 1997. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed schedule of distribution is wrong) are filed with the Sheriff within ten (10) days after Januarv 2. 1997, 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT atiiCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 '. I 8 lD 0 en '1' ;- "" '? "t'1r;- r:-: r~i !r ~-, I c:o ~) .'.~ ~- -' ;.::', ..." ,~F;i :1-;(' :::: " .._, )", ~ .~- - 'c, ':~j aI ~ -: - ~ '-,\ .., Ii McCABE, WEISBERG, CONWAY' WATSON BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 1608 Walnut Street, Suite 402 Philadelphia, Pennsylvania 19103 (215) 790-1010 Attorney for Plaintiff HOUSEHOLD FINANCE CONSUNER DISCOUNT CONPAN'f CUNBERLAND COUNTY COURT OF COMMON PLEAS v, ROBERT E. DOUGLAS KAREN J. DOUGLAS NUMBER 96-857 CIVIL TERM NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Robert E. Douglas and Karen J. Douglas 8 W. Simpson Street, Mechanicsburg, PA 17055 'four house (real estate) at 8 w. Simpson Street, Mechanicsburg, PA 17055 (more fully described as attached) is scheduled to be sold at Sheri ff' s Sale on September 4, 1996 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd , Floor of t!1e Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $84,648.92 obtained by Household Finance Consumer Discount Company against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: I,' 1. The sale will be canceled if you pay to Household Finance Consumer Discount Company the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following noti.ce on how to obtain an attorney.) -J< - YOU KA~TILL BE ABLE TO SAVE YOUR PROP~RTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAXE PLACE 1. If the Sheriff's Sale is not stepped, your property wil1 be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property, J. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out If this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4, If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which w~s paid for your real estate. A schedule of distribution of 'the money bid for your real estate will be filed by the Sheriff on October 3, 1996. This schedule will state who will be receiving that money, The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed schedule of distribution is wrong) are filed with the Sheriff within ten (10) days after October J, 1996. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAXE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE LISTED BELOW ~O PIND OUT WHERE YOU CAN GET LEGAL HELP. L.WYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 ... McCABE, WEISBEnG, CONWAY ~ WATSON BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 1608 Walnut Street, Suite 402 philadelphia, Pennsylvania 19103 (215) 790-1010 Attoxney for Plaintif~ HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY CUMBERLAND COUNTY COURT OF COMMON PLEAS v, ROBERT E. DOUGLAS KAREN J, DOUGLAS NUMBER 96-857 CIVIL TERM AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the . above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 8 W, Simpson Street, Mechanicsburg, PA 17055, a copy of the description of said property is attached hereto and marked Exhibit "A." 1. Name and address of Owner(s) or Reputed Owner(s): Name Address Robert E. Douglas Karen J. Douglas 8 W. Simpson Stre2t Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: Name Address Robert E. Douglas Karen J. Douglas 8 W. Simpson Street Mechanicsburg, PA 17055 , " 3, Name and last known address of every judgment credi tor whose judgment is a record lien on the real property to be sold: Name Address Household Finance Consumer Discount Company 961 Weigel Drive P.O, Box 8632 Elmhurst, IL 60126 4. Name and address of the last recorded holder of every mortgage of record: Name Address Household Finance Consumer Discount Company 961 Weigel Drive P.O. Box 8632 Elmhurst, IL 60126 5. Name and address of every other person who has any record interest in or record lien on the prnperty and whose interest may be affected by the sale: , Name Address None. 6. Name and address of Plaintiff has knowledge who has may be affected by the sale: every other person of whom the any interest in the property which Name Address Occupant(s) 8 W. Simpson Street Mechanicsburg, PA 17055 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, G//fJjy" DATE' , ;:;'- / (..,,- TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff ~ -~ ... ALL I h ~ t :; (j r t 0 1 n p 111 r. U 0 r r ~ r C e 1 u f 1 _11', (I bit u II t (j 011 the 110 r t h 5 ide 0 f ~I est :; 1 In P S (I n SIr e uti 11 lI', '3 F i n;l I; d r ~t 11~ the 80 " 0 u y r. 0 f Hecnal11cslllJrg, COl:l1t'd uF Cunho! lancl line! Commonwaaltr\ of Pan n s y 1 van ill. rn 0 r e p II r 11 cui /I r ilJ h Ihll HI 'HI a /1 tJ (I a 5 c r 1 b e<l 111 /I C C C r d /Ill C e w It 11 II Ill' r v (j \j "," tJ e t,IJ J u h rt C, El r 1 111 (1I t, fl e g 1 Ii Ie r II U Surveyor, on Fabruary 4, If)'JI), ,as full'Jws, to w1t: BEG ItitH /i G II t " n lI1 ! 0 n t 1111 n J " thE! r " 6 t r II 0 t 11 n II u f \oj est S i "' P :; c n S t rue t ( b e 1/1 9 the 1 n b 1 cJ ~ 0 f 1111 a x 1 5 l.i rlCJ III 1 c k s 1 e! e W III k I a t Ul e cor" 0 r 0 flail tJ 5 now 0 r f J r me r 1 \J u f ~1l111 II III H, G 1 e 1m. wi. lei, 5 III (I n /Ill 1s 5 1 >: t y - f 1 v e ( 55 I f II u l '" ij S t "0 r ell. y n. a <1 sur e tJ 1110 n <; s al eI street llno from IIrother nail ul tho /1or[huest intersection o~ tile street 11nes of South Ndrket Stroet /lnd West SlMpson Street; t 11 a nee Illo n 9 t n a 11 n e 0 f llJ n ,1 0 11 U w u r f II r Iro e r 1 y 0 f 101 1111 a n, ~, G 10 lln, II 0 r till wan t lJ - 0 n 0 ( ? J I (l B 9 I' 0 U:; t r. 1 r t y - :; l.~ (30 I OIll1l. L II 5 Wost, 0 dlstllnco of slKty-t~'o and n1nell>el1 onll-t'lunclredths (62.191 fBat to /I F.take lit thE! 11(10 of Illnds of Uyrcn Ruppert; thance a 1 G Ill) 5 e 1 d 1/1 n d s 0 f 8 Y r Cl n R up p 0 r t , Sou tt1 S J. x t Y - 0 1 g h t ( 68) d s g r e en ninetoen (19) minutes ;.lo,!6~, II (;lStlllll;O of forty (401 faet [0 /I 5 t II k a 011 I he 5 /l1Tl & II t tll El cur n a I' u f 111 n d s 0 fRo bel' t WeD 0 r; tho;, c B along sale1 l11nds of Robort Weber, South twonty-sovon (27) degrees four (01,/ mlnutos EIlGt, 11 distt!lIcc of flftlj-B"1l< and fiftaon one- h 1111 d r 0 cl t 16 ( 55. l'i) fee t tOil r 1111 run 0 !Eo P 1 k a 0 nth II nor t hI/I' n stroot l1na of ,",est SJ.'I1paon !ill es t f 11''; t /llJovo mont10nod: thence 1110 n q 5 III U n t ran t 1 1 no I 110 r t h :0 fi ~ U III Y .. U 0 v () tl i 7 7) dog I' 0 e s E /I 5 t, II dJ.sldnca of fcrty (40 feet to d nll1l on the sanlo lit tho corner of lands now or formorly of IH11111111 H, 01&1,n, tile pldce of 80ginr.1ng, BEING improved with II brick dwoll1ng houes known IInd numbered as B Wost Sim~son Stroot, , , I ;' 'I: ~! EXHIBIT "A" '\ '. ,~\ .) , ,I ii~ \} WAIT OF EXECUTION and/or ATTACHMENT COMMONWEAL TH OF PENNS'iL VANIA) COUNTY OF CUMBERLAND) NO ')6-8'i7 CIVIL :tt:l'El!-1 GIVIL ACTION. LAW TO THE SHERIFF OF CUllber land COUNTY To satisfy the debt, interest and costs due Hn"""hnlri F'i nanee Conslmer Discount Canoanv 9.61 Weigel Drive, P.O. BOl< 8632 Elmhurst, I1 60126 PLAINTIFF(S) from Jk~r" J;' r'ln11.gl;tA .:lnn I(.:lr~n.l r\'"1I'gl.::lA R w. ~trnp;.nn ~treet_ MP-chAnicsburg. PA. l7QI)5 DEFENDANT(S) (I) You are directed to levy upon the properly 01 the defendant!s) and to sell 8 W. SUnoson Street. Mechanicsburq, Pa. 17055 (More fully described as attached) (2) You are also directed to attach the property of the delendant(s) not levied upon In the possession of GARNISHEE(S) as follows: and to notijy the gamlshee(s) that: (a) an allach'1'18nt has been Issued: (b) the gamlshee(s) lsIare enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of \he defendant(s) or otherwise dispoSing thereof: (3) If property of the defendant(s) not levied upon an subject to attachment is found Inthe possession of anyone other than a named garnishee, you are directed to notify him/herthat he/she has been added as a garnishee and Is enjoined as above statsd, Amount Due S84.648.92 Interest fran 4/2/96 Ally's Co 10m % Ally Paid 105.60 Plaintifl Paid Dale: lll"e 11 . lQQF; L.L. SO .50 Due Prothy 1.00 Other Costs r .::.alTPnr,::t F.. Wp 1 k,:llT Prothonotary, CIvil Divlllon bY:~I' - , (j r.,.Ol, . Deputy REQUESTING PARTY: Name Terrene".J _ Mr:C"he. E"Q. Address: 1608 W;llnut St.. Suite 402 PhiladelPhia. Pa. 19103 Anorney'or: PI" int i ff TelephOne' C/I'i) 7QO-1010 Supreme CourllO No, 164% ;0 i " REAL ESTi\Tl-, ~)f\LE No. ~ ~r~l! (~l~ On dO ....... /..1. /?? i the sheriff lovled upon th! def~n(" . _est In the real property situated In ) l[< c. R fJ .&-<<' --,' ., Cumberland County, Pa,. known ilnd 1i::r.))2md as: ic() ,J~ 1"",1''' ,2t, il ptg (' k~ "'" ,t 'I. ,i '" '" .' ,.- l-..t:~:t "A" ,'I d ,..', allumQrd,UI.! ,..>"I,",'Jvll ]..,"11 Ie \..., this writ and by this reftifC;lCIl incurp'!1 ;Jll:(! i1':r~ill, '-: {, ./.1-16 BY:!)/I"I'a. A rlt{(a.;;.. I'') () ,.,.....,. r' "- t~..t' t.J. ~.,{"'-- ,,6..'~r.J-'5 '1\ IIV {,1 ,I, '.J '1113 d "J ". ~ :.~ .,' 1.1 96. "~tO 9 llllnr . ".aj ',;'.'"" , 31.< 31\;/;/0 ,;he;'" ,,,, ,....,J.. Household Finance Con&umer Discount Co. vs Robert E. Douglas and Karen J. Douglas In the Court of Common Pleas Cumberland County, Pennsylvania No. 96-857 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, says this writ is returned STAYED DUE TO BANKRUTCY per instruction from attorney. Sheriff's Costs. Docketing Poundage Law Library County Postpone Sale Surcharge 30.00 1. 05 .50 1. 00 15.00 6,00 53.55 Pd. by Atty 7-25-96 $1,000.00 53.55 $ 946.45 Advance Costs Sheriff Costs Refund to Atty. on r Sworn and subscribed to before me this 31M- day OfCJ Ji 1996 (1,-,<- 0 '7vu/d,., ,0':;;, '- ,., Prothonotary' 'l I So answers. ...".-/:I A.D'R.T~~~:-~~ine, Sheriff ~ '" ..) ,.., by (J. Q.u..et.. J t't..- Y'f'- Dep~ty Sheriff c.r11'iJ.L.~ I,'u