HomeMy WebLinkAbout00-424 civilRONALD L. KEPNER,
Plaintiff
VS.
KEYSTONE FINANCIAL
(formerly FINANCIAL
TRUST COMPANY) and
JACK V. HUTCHISON,
Defendants
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
00-424 CIVIL
CIVIL ACTION - LAW
JURY TRIAL DEMANDED
IN RE: PRELIMINARY OBJECTIONS OF THE DEFENDANTS
BEFORE BAYLEY AND HESS, JJ_.
ORDER
AND NOW, this
day of November, 2000, the preliminary objections of the
defendants to Counts I, II, III, IV, V, VII, VIII, IX, X, XI, XIII, XIV, XV, and XVI of the
plaintiff's complaint are SUSTAINED and said counts are DISMISSED.
The preliminary objections of the defendants to the ad damnum clauses of the complaint
are SUSTAINED. The plaintiff is granted leave to amend the prayer for relief of Count XII and
Count XVII in compliance with Pa.R.C.P. 1021.
The preliminary objection of the defendants to Count VI is DENIED. The plaintiff is
granted leave to amend Count VI to consolidate and to clarify his claims with respect to damage
to his personal property or the wrongful sale or conversion thereof and to amend his prayer for
relief.
BY THE COURT,
K~'A., Hess, J.
Ronald L. Kepner
Pro Se
Timothy J. McMahon, Esquire
For the Defendants
RONALD L. KEPNER,
Plaintiff
VS.
KEYSTONE FINANCIAL
(formerly FINANCIAL
TRUST COMPANY) and
JACK V. HUTCHISON,
Defendants
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
00-424 CIVIL
CIVIL ACTION- LAW
JURY TRIAL DEMANDED
IN RE: PRELIMINARY OBJECTIONS OF THE DEFENDANTS
BEFORE BAYLEY AND HESS, JJ.
OPINION AND ORDER
Before the court are the defendants' preliminary objections to the plaintiff' s complaint
and a motion to amend the plaintiff's complaint. Normally speaking, we would defer disposition
of the defendants' preliminary objections pending resolution of a motion to amend the complaint.
Given the circumstances of this case, we are satisfied that we can resolve the motions
simultaneously.
As can be seen from a reprise of the filings, this case in its brief life has become
something of a procedural morass. On January 24, 2000, the plaintiff filed virtually identical
actions in the United States District Court for the Middle District of Pennsylvania and in the
Court of Common Pleas of Cumberland County. On January 24, 2000, the plaintiff filed a
motion in this court seeking the tolling of the statute of limitations in the event of a jurisdictional
defect in the federal action. On February 17, 2000, the federal action was dismissed for lack of
subject matter jurisdiction. On February 28, 2000, the plaintiff filed, in this court, a motion to
amend his complaint. We thereafter issued a rule upon the defendants to show cause why the
motion to amend ought not to be allowed. The plaintiff then filed an addendum to this motion on
00-0424 CIVIL
April 7, 2000, and an addendum to the addendum on April 10, 2000. On April 17, 2000, the
defendants filed preliminary objections to the plaintiff' s complaint. A response thereto was filed
on May 1, 2000. On June 21, 2000, the plaintiff listed his motion to amend for argument.
Preliminary objections of the defendants were listed on June 30, 2000.
This lawsuit arises out of a mortgage foreclosure proceeding, including a sheriff' s sale,
involving a home owned by the plaintiff and his wife. The defendant, Keystone Financial Bank
(formerly Financial Trust Company),1 was the foreclosing mortgagee. The docket at the
mortgage foreclosure proceeding, Civil Term 1997-2772, indicates that the mortgage foreclosure
proceeding was not contested and no action was taken to stay the sheriff' s sale. As noted in the
plaintiff' s complaint, his residence was sold at sheriff' s sale on March 4, 1998. The defendants
were the high bidders. On March 4, 1998, following the sheriff' s sale, it is alleged that the
defendant Hutchinson entered the property and took possession of the home on behalf of the
bank. In this connection, he had obtained a court order which, essentially, evicted the defendant.
The defendant has filed, pro se, a complaint containing seventeen counts and three
hundred five paragraphs. The complaint seeks literally millions of dollars in compensatory and
punitive damages. Despite the clear mandate of Pa.R.C.P. 1021, that a pleading "demanding
relief for unliquidated damages shall not claim any specific sum" the complaint puts a specific
value on items of damages traditionally regarded as noneconomic. For example, following.
eighty-three paragraphs in Count I, the defendant makes demand for more than thirty specific
items. These include, for example'
6. $ 8,100
Future Medical Treatments from
January 2000 to age 72 ~ $ 300
1 The nom du jour is M & T Bank.
00-0424 CIVIL
per year for 27 years
7. $ 15,050
Emotional distress, humiliation
and embarrassment from March 4,
1998 to January 2000 ~ $50 per
day for 9855 days
8. $ 492,750 Emotional Distress, humiliation
and embarrassment from January
2000 to age 72 ~ $50 per day for
9855 days
9.$
492,750 Loss of sleep from March 4, 1998
to January 2000 ~ $ 50 per day
for 301 days
10. $ 492,750 Loss of sleep from January 2000
to age 72 ~ $50 per day for
9855 days
Complaint, page 16.
A theme throughout the complaint is that by their actions during and after the foreclosure,
the defendants violated the civil rights of the plaintiff. Among the many counts in the complaint
are some which advance legal theories which are, at best, novel.
As noted previously, the defendant filed a nearly identical complaint in the United States
District Court for the Middle District of Pennsylvania. By order dated February 17, 2000, United
States District Judge Yvette Kane dismissed the plaintiff' s action. A copy of her memorandum
and order is attached to the defendants' objection to the plaintiff' s motion for leave to amend. In
dismissing the plaintiff' s claim pursuant to 42 U.S.C. Section 1983 for a violation of civil rights,
Judge Kane noted:
In order to state a viable Section 1983 claim, a
plaintiff must plead two elements: (1) that the
conduct complained of was committed by a person
acting under color of state law, and (2) that said
00-0424 CIVIL
conduct deprived the plaintiff of a right, privilege,
or immunity secured by the Constitution or laws of
the United States. Se__~e West v. Atkins., 487 U.S.
42.49 (1988). Plaintiff' s attempt to state a Section
1983 claim fails on prong one- his complaint
seeks relief for the actions of a private individual
and a Pennsylvania corporation. Plaintiff fails to
recognize that 42 U.S.C. § 1983 provides a vehicle
for federal jurisdiction over civil rights claims
against state actors, not private citizens.
The motion of the defendant for leave to amend, in addition to proposing relatively minor
changes to dates and valuations, attempts to address the ruling of the federal court by seeking to
include an allegation that the defendants' actions were carried out "under color of law."
In this case, the plaintiff complains of the actions of a bank and one of its senior
employees in the conduct of a foreclosure action. The defendants are clearly private parties.
Nevertheless, at least three relevant paradigms of
state action by a private individual have developed
in Supreme Court jurisprudence: (1) the "public
function" test, (where a private actor is performing
activities or services which traditionally have been
the exclusive prerogative of the state); (2) the
"symbiotic relationship" test, (where
interdependence between state and private actors is
such that they were joint participants in the
activity); and (3) the "close nexus" test, (where the
state can be deemed responsible for the specific
conduct of a private actor). (Citations omitted)
Hennessy v. Santiago, 708 A.2d 1269 at 1276 (Pa. Super. 1999). Reading the plaintiff's
complaint as a whole, the allegations of the complaint fail to satisfy any of the above
"paradigms." Thus, the proffered amendment adds nothing to the complaint and will not be
allowed.
00-0424 CIVIL
We turn now to the preliminary objections of the defendants. Initially, they contend that
counts I and II of the plaintiff' s complaint are barred by res judicata and/or collateral estoppel.
We agree, noting that the federal court has already ruled that the plaintiff does not have claims
for violations of due process or civil rights as pleaded under those counts, because he has
brought an action against a purely private individual and a private entity. We are satisfied that
the plaintiff is estopped from relitigating this issue.
To invoke collateral estoppel, five elements must be present: (1) the issue decided in the
prior case must be identical to the issue in the present case; (2) there was a final judgment on the
merits; (3) the issue must be essential to the judgment; (4) the party against whom the estoppel is
asserted must have a full and fair chance to litigate on the merit; and (5) the party against whom
the estoppel is asserted must be a party or in privity with a party in the prior case. Com., Dept._
of Transp. v. Martinelli, 568 A.2d 973 at 976 (Pa. Cmmwlth. 1989). We agree with the
defendants that many of the plaintiff' s other claims in this action are barred by the doctrine of
collateral estoppel. The plaintiff is seeking, in essence, to attack the propriety of the proceedings
at 98-1199 Equity, a case in which Financial Trust Company was the plaintiff and Mr. Kepner
was the defendant. In that case, Financial Trust Company sought to enjoin the defendant from
removing real estate fixtures, including doors, windows, shrubbery, plantings and built-in
appliances from the foreclosed premises. The equity action resulted in the entry of an injunctive
order in favor of the plaintiff, Financial Trust Company. The court, in other words, found that
the bank had acted properly and that Mr. Kepner was wrongfully removing fixtures. In our order
of April 8, 1998, docketed to 98-1199, the order of court reflects that there was no request before
the court to evict the defendant and, therefore, none would be entered. In fact, the prior action
00-0424 CIVIL
was grounded on the assumption that not only was Mr. Kepner not residing in the house, but he
was committing waste. No appeal was taken from the equity action at 98-1199. We are
satisfied, therefore, that in terms of the issues dealt with in the equity action, the defendant is
estopped from pursuing them in this case.
We are also satisfied that Count III of his complaint, alleging "abuse of power, process
and wrongful institution of civil proceedings" must fail as the civil proceeding of which he
complains was not terminated in his favor. It is a statutory requirement, to maintain an action for
the wrongful use of civil proceedings, that the plaintiff prove that the defendant acted without
probable cause in the underlying civil proceedings and that the proceedings terminated in favor
of the person against whom they are brought. See 42 Pa.C.S.A. 8351. Not only did the court
find that the bank had probable cause in bringing its action but it in fact ruled in its favor.
Another of the plaintiff' s counts having no merit is that having to do with a violation of
the Pennsylvania Unfair Trade Practices and Consumer Protection Law. The law provides for a
violation of this Act where the defendant engages "in any other fraudulent conduct which creates
a likelihood of confusion or misunderstanding." In this count, the plaintiff sets forth matters in
defense of the foreclosure which could have been raised in that action or, if raised, were resolved
adversely to Mr. Kepner. In addition, a large portion of the consumer protection claim revolves
around the notice with respect to the sheriff's sale. A sampling includes the following
averments'
252. On the form, Exhibit "J", at item "4, it states
that "[i]f the amount due from the buyer is not paid
to the Sheriff, you will remain the owner of the
property as if the sale never happened."
00-0424 CIVIL
253. This statement, in # 252 above, caused
confusion and misunderstanding for the Plaintiff.
254. This statement, in # 252 above, is misleading
and confusing.
255. On the form, Exhibit "J", at item # 5, it states
that "[y]ou have the right to remain in the property
until the full amount due is paid to the Sheriff and
the Sheriff gives a deed to the buyer. At that time,
the buyer may bring legal proceedings to evict
yoU.''
256. This statement, in # 255, above, caused
confusion and misunderstanding for the Plaintiff.
257. This statement, in # 255 above, is misleading
and confusing.
Complaint, at p. 51. In short, the plaintiff claims to have been confused and misled by what were
accurate statements of the law. We agree with the defendants that the fact that the plaintiff may
have misunderstood some of the documents served upon him by the sheriff relating to the
impending sheriff's sale cannot be the basis for a violation of the UTP/CPL. In fact, it does it a
kindness to refer to such an assertion as illogical.
We have attempted by describing the complaint and quoting from it to give some sense of
the difficulty in evaluating it from a legal standpoint. The complaint, itself, consists of more
'than sixty-one pages of text along with fifteen exhibits. Many of the exhibits, themselves,
consist of numerous pages of documents. The sheer length of the complaint defends it well
against any attempt on the part of the defendants to answer it. Were we to conduct a thorough
exegesis of each count, the result would be nothing short of a tome. We will, instead, in the
remainder of this opinion, attempt to deal with the counts of the complaint in a more summary
fashion.
00-0424 CIVIL
Count I is entitled "Violation of Constitution Rights - Due Process." Count II is entitled
"Violation of Civil Rights- Negligent Retaliatory Eviction." As noted above, these counts,
seeking redress by virtue of the violation of constitutional rights, will be dismissed for a failure
to aver facts with respect to state actor.
Count III is entitled "Abuse of Power, Process and Wrongful Institution of Civil
Proceedings." This count makes averments concerning matters which were the subject of prior
legal actions and are therefore subject to res judicata and/or collateral estoppel. The same can be
said of Count IV entitled "Wrongful Eviction."
Count V is entitled "Intentional Infliction of Emotional Distress." The gravamen of this
count is that the defendants ought not to have proceeded with the foreclosure because of the
plaintiff s illness and his need to shelter himself and his three children. If this were a defense to
eviction, Charles Dickens would never have written his novels.
Count VII is entitled "Intentional Negligence." Enough said.
Count VIII is entitled "Intentional Bad Faith." The paragraphs of this count do not
contain averments in support of its title. In essence, the plaintiff complains that the defendants
failed to come to his aid in the course of the mortgage foreclosure and that they were motivated
by greed. To the extent this paragraph alleges fraud, it is not pled with particularity.
Count IX is entitled "Tortious Breach of the Covenant of Quiet Enjoyment." Count X is
entitled "Tortious Interference with a Contract, a Perspective Advantage and Loss of Bargain."
Count XI is entitled "Breach of the Covenant of Habitability." Count XIII is entitled "Tortious
Theft of Property." Count XIV is denominated "Tortious Trespass." These five counts have a
common thread and seek damages as a result of the fact that the bank took possession of the
00-0424 CIVIL
foreclosed residence immediately after the sheriff' s sale, that the plaintiff was thereby deprived
of the use of his residence.
It is a principle of long-standing in Pennsylvania that, following a sheriff' s sale, the
debtor is entitled to retain possession between the date of the sale and the date of the issuance of
a sheriff' s deed to the creditor/purchaser. An exception is made in the event of waste or
abandonment. See Hardenburg v. Beecher, 104 Pa. 20, 24 (1883). Thus, a claim that the
mortgagor was wrongfully evicted because the creditor did not yet have a deed from the sheriff
would have merit. Presumably, the foreclosure mortgagor would have the right to seek damages
similar to those sought by Mr. Kepner. For reasons that we have stated earlier, we are satisfied
that those claims in this particular case, however, are barred by collateral estoppel.
The case filed to 98-1199 Equity began with the request of Financial Trust Company for
an order seeking to enjoin the defendant from removing fixtures from the mortgaged premises at
1472 Zimmerman Road. The petition for preliminary injunction alleged, among other things,
that Mr. Kepner had gone so far as to remove the front door from the premises. Mr. Kepner
countered with, among other things, a request to remove his personal property. The initial
hearing in the matter was held on March 9, 1998, six days after the sheriff' s sale. Again,
according to the record of the case, on April 8, 1998, this court held a hearing and thereafter
directed the parties to submit written proposals for a procedure to permit the defendant access to
the property to remove his personal belongings. In the meantime, by order of March 16, 1998,
the court ruled in favor of Financial Trust Company and enjoined Mr. Kepner from removing
fixtures or otherwise causing damage to the property at Zimmerman Road. The prior
proceedings were grounded, as we have said, on an assumption that Mr. Kepner was not residing
00-0424 CIVIL
in the home and was, in fact, removing fixtures. The current allegation that he was somehow
evicted stands the prior litigation on its head.
Count XV avers a violation of the Pennsylvania Unfair Trade Practice and Consumer
Protection Law. This matter was discussed previously.
Counts XVI is entitled "Intentional Fraudulent and Negligent Misrepresentation.." This
count is essentially redundant of earlier counts challenging the mechanics of the sheriff' s sale.
The only counts which we have not thus far reviewed are VI, XII and XVII. Count VI,
entitled "Intentional Negligent Tortious Destruction and Conversion of Property," seeks damages
by virtue of the fact that the plaintiff was prevented from removing his personal property located
on Zimmerman Road. The claim goes on to contend that the bank sold some of his property
without authority to do so. Elsewhere in the complaint, the plaintiff contends that his personal
property was improperly stored and allowed to deteriorate. In their preliminary objections, the
defendants demurrer generally to these allegations but the demurrer to Count VI was neither
briefed nor argued.
Counts XII and XVII seek damages for "Defamation" and "Intentional Injurious
Falsehood." These claims stem from alleged angry remarks made by the defendant Hutchison
upon entering the Zimmerman Road residence shortly after the sheriff s sale. The defendants
have not yet sought dismissal of these counts.
Finally, the defendants preliminarily object to the ad damnum clauses and prayers for
relief throughout the complaint. We agree With the defendants that the complaint does not
comply with Pa.R.C.P. 1021. This rule provides, among other things, that a pleading demanding
relief for unliquidated damages shall not claim any specific sum. The role also requires that the
10
00-0424 CIVIL
plaintiff state whether the amount claimed does or does not exceed the jurisdiction of a Board of
Arbitration. We will direct that the plaintiff amend his complaint to comply with this role.
ORDER
AND NO W, this
day of November, 2000, the preliminary objections of the
defendants to Counts I, II, III, IV, V, VII, VIII, IX, X, XI, XIII, XIV, XV, and XVI of the
plaintiff's complaint are SUSTAINED and said counts are DISMISSED.
The preliminary objections of the defendants to the ad damnum clauses of the complaint
are SUSTAINED. The plaintiff is granted leave to amend the prayer for relief of Count XII and
Count XVII in compliance with Pa.R.C.P. 1021.
The preliminary objection of the defendants to Count VI is DENIED. The plaintiff is
granted leave to amend Count VI to consolidate and to clarify his claims with respect to damage
to his personal property or the wrongful sale or conversion thereof and to amend his prayer for
relief.
B Y THE COURT,
Ronald L. Kepner
Pro Se
~lff'A. Hess, J.
Timothy J. McMahon, Esquire
For the Defendants
:rlm
11