HomeMy WebLinkAbout99-2310 CivilGEORGE E. CRUM and
LINDA M. CRUM,
Plaintiffs
Vo
AGWAY ENERGY PRODUCTS,
INC.; J & S FUELS, INC.;
KEYSTONE PETROLEUM
EQUIPMENT, LTD.;
ENVIRONMENTAL PRODUCTS
& SERVICES, INC.; SHIELD
ENVIRONMENTAL, INC.
FIREMAN'S FUND; and JOHN
WARNER,
Defendants
· IN THE COURT OF COMMON PLEAS OF
· CUMBERLAND COUNTY, PENNSYLVANIA
· CIVIL ACTION--LAW
· No. 99-2310 CIVIL TERM
IN RE: PRELIMINARY OBJECTIONS OF DEFENDANT FIREMAN'S FUND
BEFORE HOFFER, P.J., and OLER, J.
ORDER OF COURT
AND NOW, this ~t~ day of September, 1999, upon consideration of the
preliminary objections of Defendant Fireman's Fund, and for the reasons stated in the
accompanying opinion, the demurrer to Plaintiffs' claim for punitive damages against
Defendant Fireman's Fund is sustained, and the preliminary objections are otherwise
denied.
Andrew J. Ostrowski, Esq.
Serratelli, Schiffman, Brown & Calhoon, P.C.
2080 Linglestown Road
Harrisburg, PA 17110
Attorney for Plaintiffs
BY THE COURT,
-Wesley O1 ,e~., J. '(/ '
Harry D. McMunigal, Esq.
Bingaman, Hess, Coblentz & Bell, P.C.
P.O. Box 61
Reading, PA 19603-0061
Attorney for Defendant Agway Energy Products, Inc.
Wayne Partenheimer, Esq.
Campbell, O'Keefe, Nolan & Daly
Suite 620
The Curtis Center
Walnut Street at 7th Street
Philadelphia, PA 19106
Attorney for Defendants J & S Fuels, Inc., and John Warner
Charles E.Gutshall, Esq.
Timothy J. Nieman, Esq.
Kevin M. Gold, Esq.
Rhoads & Sinon, LLP
One South Market Square
P.O. Box 1146
Harrisburg, PA 17101-1146
Attorneys for Defendant Keystone Petroleum Equipment, Ltd.
Robert E. Kelley, Esq.
Marc A. Moyer, Esq.
Duane, Morris & Hecksher, LLP
Fifth Floor
305 North Front Street
P.O. Box 1003
Harrisburg, PA 17108-1003
Attorneys for Defendant Environmental Products & Services, Inc.
Thomas J. Madigan, Esq.
James W. Creenan, Esq.
Cohen & Grigsby, P.C.
15th Floor
11 Stanwix Street
Pittsburgh, PA 15222
R. James Reynolds, Jr., Esq.
Thomas, Thomas, Armstrong & Niesen
212 Locust Street
P.O. Box 9500
Harrisburg, PA 17108-9500
Attorneys for Defendant Shield Environmental Associates, Inc.
David A. Baric, Esq.
Brian R. Ade, Esq.
O'Brien, Baric & Scherer
17 West South Street
Carlisle, PA 17013
Attorneys for Defendant Fireman's Fund
GEORGE E. CRUM and
LINDA M. CRUM,
Plaintiffs,
AGWAY ENERGY PRODUCTS,
INC.; J & S FUELS, INC.;
KEYSTONE PETROLEUM
EQUIPMENT, LTD.;
ENVIRONMENTAL PRODUCTS
& SERVICES, INC.; SHIELD
ENVIRONMENTAL, INC.;
FIREMAN'S FUND; and JOHN
WARNER,
Defendants
· IN THE COURT OF COMMON PLEAS OF
· CUMBERLAND COUNTY, PENNSYLVANIA
· CIVIL ACTION--LAW
· No. 99-2310 CIVIL TERM
IN RE: PRELIMINARY OBJECTIONS OF DEFENDANT FIREMAN'S FUND
BEFORE HOFFER, P.J., and OLER, J.
OPINION and ORDER OF COURT
OLER, J., September 24, 1999.
This action arises out of an incident in which heating oil was allegedly pumped
into the basement of Plaintiffs' home through the inadvertent use of a disconnected pipe.
Plaintiffs' complaint includes claims based upon a negligently-conducted cleanup
operation.
Among the defendants is an insurance company which allegedly provided liability
coverage for two companies that Plaintiffs claim were responsible for the delivery of the
oil. This insurance company has filed preliminary objections to Plaintiffs' complaint.
Defendant's preliminary objections are in the form of a motion to dismiss the
complaint for failure to conform to law or rule of court,~ a motion for a more specific
I See Pa. R.C.P. 1028(a)(2).
pleading,2 and a demurrer.3 For the reasons stated in this
preliminary objections will be sustained in part and denied in part.
STATEMENT OF FACTS
opinion, Defendant's
The allegations of Plaintiffs' complaint may be summarized as follows. On
January 14, 1998, Defendant John Warner inadvertently pumped 250 gallons of heating
oil into the basement of Plaintiffs' home in Carlisle, Pennsylvania, by utilizing a
disconnected intake pipe that had been sealed. The delivery was made pursuant to a
contract Plaintiffs had with Defendant Agway Energy Products, Inc., which had assigned
the account to Defendant J & S Fuels, Inc.
The liability insurance carrier for Defendant Agway and Defendant J & S was
Defendant Fireman's Fund. This defendant assumed responsibility for the cleanup of the
residence. Specifically, Plaintiffs' complaint alleged the following:
20. Upon information and belief, Defendants Agway and/or
Fireman's Fund contracted for the services of Defendant Keystone
[Petroleum Equipment, Ltd.] to conduct the initial cleanup and
perform other remedial measures on the date of the spill.
21. Defendant Fireman's Fund issued guidelines to govern the
fuel oil cleanup and restoration effort and retained the responsibility
to distribute and implement the guidelines and the authority to employ
all services necessary to effect the restoration of Plaintiffs' property to
its pre-accident condition.
26. On January 15, 1998, Defendant Fireman's Fund contracted
for the services of Defendant Shield [Environmental, Inc.] for the
purpose of supervising the environmental aspects of the cleaning and
the continuing remediation.
36. From January 14 through August 2, 1998, Plaintiffs remained
in a hotel as Defendants continued their unsuccessful endeavors to
remediate the effects of the oil spill and restore Plaintiffs' premises to
its pre-accident condition.
2 See Pa. R.C.P. 1028(a)(3).
3 See Pa. R.C.P. 1028(a)(4).
2
37. Notwithstanding the foregoing, Plaintiffs' home continues [as
of April 19, 1999] to be permeated with offensive fumes and odors
and other effects of the January 14, 1998 oil spill and remediation
work remains to be completed.
38. Throughout the performance of the remediation work on
premises, Plaintiffs were provided with misinformation on the extent
of the efforts that were needed, Plaintiffs were repeatedly informed
that the house was restored to pre-accident condition when it was not,
and Plaintiffs' expectations concerning return to their residence were
constantly in flux.
39. During the course of the performance of the remediation
work, work had to be duplicated due to the inadequacy of the original
effort, and there were substantial periods of time when no work was
being done because no comprehensive plan had been implemented
and no payments had been authorized.
During the course of the cleanup effort, uninsulated pipes were installed, resulting
in leaks and warping of ceiling tiles, Plaintiffs' telephone was used for unauthorized
calls, a garage door opener was damaged, a window was broken, door hinges were bent,
the kitchen floor was damaged, trash was piled in the driveway for several months, oil
was spilled on the patio and lawn, and other lOsses occurred.4 "Plaintiffs' damages are
continuing insofar as they suffer from frequent headaches, nausea, and discomfort, and
have incurred larger utility bills as a result of the constant need to ventilate.''5 Specific
instances of neglect on the part of Defendant Fireman's Fund were as follows:
(a) failing to complete the initial cleanup in a reasonable time;
(b) failing to promptly provide replacement services after receiving
notice of the unworkmanlike manner in which the cleanup and -
remediation effort were proceeding;
(c) failing to implement a cleanup and remediation plan suitable to the
circumstances of the spill;
(d) failing to properly instruct and/or supervise the contractors' and
others whose services they secured in accordance with an appropriate
plan;
Plaintiffs' complaint, paragraph 35.
Plaintiffs' complaint, paragraph 42.
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(e) failing to exercise due care to protect Plaintiffs' real and personal
property from additional damages during the course of the cleanup
and remediation; and
(f) failing to restore Plaintiffs' real property to its pre-accident
condition.6
"The actions, and inactions of Defendants were commitment (sic) in reckless
disregard of the rights of the Plaintiffs to their real and personal property and/or were
reckless, outrageous, and wanton, and Plaintiffs are entitled to an ... unliquidated amount
of punitive damages.''7 Losses warranting compensatory damages included the
following:
(a) personal property losses in the approximate amount of $4,800.00;
(b) mortgage and home maintenance expenses in the approximate
amount of $5,300.00
(c) housing and living expenses from January 14 through August 1,
1998 in the approximate amount of $20,190.25
(d) income losses in the amount of $343.00; and
(e) an unliquidated amount that will be needed to complete the
remediation efforts and restore Plaintiffs' real property to its pre-
accident condition,s
"Plaintiffs [also] ... incurred a diminution in the value of their real property as a
result of the disclosures that must be made to any prospective purchaser.''9 "In addition,
or in the alternative, if Plaintiffs' real property cannot be restored to its pre-accident
condition, Plaintiffs' (sic) will suffer a total loss of the value of their real property.''~°
Finally, "Plaintiffs ... endured tremendous aggravation, inconvenience, upset, and
Plaintiffs' complaint, paragraph 56.
Plaintiffs' complaint, paragraph 62.
Plaintiffs' complaint, paragraph 58.
Plaintiffs' complaint, paragraph 59.
l0 Plaintiffs' complaint, paragraph 60.
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physical discomfort caused by the interference with their peaceful possession and use of
their real property.''~
The preliminary objections of Defendant Fireman's Fund to Plaintiffs' complaint
consisted of the following: (1) a motion to dismiss for lack of conformity to law or rule of
court, based upon an absence of identification of the cause of action, a failure to plead
damages for diminution of value of the property in the alternative, an absence of material
facts in support of a claim of negligence, a proscription on suits against defendants'
insurers, and Plaintiffs' lack of status as a real party in interest; (2) a motion for a more
specific complaint, based upon the absence of facts addressing the bar to actions against
defendants' insurers, the absence of an identification of the cause of action, the absence
of facts indicative of a duty on the part of Defendant to Plaintiffs, the absence of facts
showing negligence, and the absence of facts in support of agency; and (3) a demurrer,
based upon the absence of the elements of a recognizable cause of action, the proscription
on suits against defendants' insurers, the absence of facts supporting a punitive damages
claim, and the impermissibility of disguising a suit for breach of contract as a negligence
action. These objections will be discussed seriatim in the following section of this
opinion.
DISCUSSION
Motion to dismiss for lack of conformity to law or rule of court. Under
Pennsylvania Rule of Civil Procedure 1028(a)(2), a preliminary objection may be based
upon the "failure of a pleading to conform to law or rule of court .... "On the other hand,_
"[t]he court at every stage of [an] action or proceeding may disregard any error or defect
of procedure which does not affect the substantial rights of the parties." Pa. R.C.P. 126.
With respect to identification of a cause of action in a complaint, the Pennsylvania
Superior Court has stated as follows:
A complaint must, at a minimum, set forth the facts upon
which a cause of action is based. However, it is not necessary that a
plaintiff identify the specific legal theory underlying the complaint.
Plaintiffs' complaint, paragraph 61.
Burnside v. Abbott Laboratories, 351 Pa. Super. 264, 277, 505 A.2d 973, 980 (1985)
(citations omitted).
With respect to Plaintiffs' failure to plead a claim for a certain item of damages in
the alternative, the court is of the view that a dismissal of the complaint would not be
warranted for such a deficiency, and that the substantial rights of the parties can be
protected as to damages by a proper charge to the jtiry and verdict form. The balance of
Defendant's contentions in its motion to dismiss for lack of conformity to law or rule of
court will be discussed in the portion of this opinion relating to the legal sufficiency of
Plaintiffs' complaint.
Motion for a more specific complaint. "The question to be decided when a
preliminary objection in the form of a motion for a more specific pleading is interposed
... is whether [the] pleading is sufficiently clear to enable an opposing party to prepare a
response .... "2 Goodrich-Amram 2d §1017(b):21, at 265 (1991). A motion for a more
specific pleading will be denied when "the objecting party may be presumed to have at
least as much information as does the pleader." 5 Standard Pennsylvania Practice 2d
§25:60, at 170 (1993); see Clark v. General Mills, Inc., 48 Cumberland L.J. 124 (1999).
In addition, a preliminary objection based on lack of particularity may, in certain cases,
be denied on the ground that discovery is a more appropriate vehicle to resolve the
matter. See 2 Goodrich-Amram 2d §1017(b):24, at 268 (1991).
In the present case, the gist of Plaintiffs claim against Defendant is that it
undertook to superintend and control the cleanup of Plaintiffs' premises, that th_e
operation was conducted carelessly and dilatorily, and that Plaintiffs suffered various
identified losses as a result. It is believed that the pleading is sufficiently clear to enable
Defendant to prepare a defense, that Defendant may be presumed to have at least as much
knowledge as Plaintiffs as to the specifics of the cleanup operation, and that the
development of further detail as to Plaintiffs' claim may be relegated to the discovery
process.
Demurrer. A preliminary objection in the nature of a demurrer should be
sustained only in cases that clearly and without doubt fail to state a claim upon which
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relief can be granted. County ofAlleghany v. Commonwealth, 507 Pa. 360, 372, 490
A.2d 402, 408 (1985); see Clark v. General Mills, Inc., 48 Cumberland L.J. 124 (1999).
As a general rule, direct actions based on insurance policies are not permissible in
Pennsylvania by injured persons against liability carriers of tortfeasors. See Pettus v.
Jones & Laughlin Steel Corp., 322 F. Supp. 1078 (W.D. Pa. 1971); Act of May 24, 1933,
P.L. 987, §1, 40 P.S. §117. However, liability in tort may be predicated upon an actor's
assumption of responsibility for the protection of another's person or things where certain
harm results from the failure to exercise reasonable care in the undertaking. Restatement
(Second) of Torts §323 (1965).
Given the policy against dismissal of a claim on preliminary objections except in
the clearest of cases and given the allegations of affirmative activity by Defendant in
connection with the cleanup of Plaintiffs' property, the court is of the view that it would
be premature to terminate Plaintiffs' negligence action against Defendant on the ground
that no basis for liability could exist which would not be encompassed by the general rule
against suit by injured parties against tortfeasors' insurers. Plaintiffs' claim for punitive
damages, however, is less defensible.
"Punitive damages may be awarded where the defendant's conduct evidences a
reckless indifference to the rights of others." Taylor v. Albert Einstein Medical Center,
723 A.2d 1027, 1037 (Pa. Super. Ct. 1998). However, "although malice, intent,
knowledge, and other conditions of mind may be averred generally in a pleading,12 the
attendant material facts pled must support such an averment." Dorsey v. Pinker,
Cumberland L.J. , __ (August 4, 1999); Robbins v. Cumberland County Children and
Youth Services, 48 Cumberland L.J. 82, 94 (1999); see Waklet-Riker v. Sayre Area
Education Association, 440 Pa. Super. 494, 656 A.2d 138 (1995); see also Miketic v.
Baron, 450 Pa. Super. 91,675 A.2d 324 (1996).
In the case sub judice, no underlying facts have been pled which support an
averment of a reckless state of mind on the part of any agent of Defendant. For this
See Pa. R.C.P. 1019(b).
reason, Plaintiffs' claim for punitive damages as to Defendant Fireman's Fund will be
dismissed.
ORDER OF COURT
AND NOW, this 24th day of September, 1999, upon consideration of the
preliminary objections of Defendant Fireman's Fund, and for the reasons stated in the
accompanying opinion, the demurrer to Plaintiffs' claim for punitive damages against
Defendant Fireman's Fund is sustained, and the preliminary objections are otherwise
denied.
BY THE COURT,
/s/J. Wesley Oler, Jr.
J. Wesley Oler, Jr., J.
Andrew J. Ostrowski, Esq.
Serratelli, Schiffman, Brown & Calhoon, P.C.
2080 Linglestown Road
Harrisburg, PA 17110
Attorney for Plaintiffs
Harry D. McMunigal, Esq.
Bingaman, Hess, Coblentz & Bell, P.C.
P.O. Box 61
Reading, PA 19603-0061
Attorney for Defendant Agway Energy Products, Inc.
Wayne Partenheimer, Esq.
Campbell, O'Keefe, Nolan & Daly
Suite 620
The Curtis Center
Walnut Street at 7th Street
Philadelphia, PA 19106
Attorney for Defendants J & S Fuels, Inc., and John Warner
Charles E. Gutshall, Esq.
Timothy J. Nieman, Esq.
Kevin M.Gold, Esq.
Rhoads & Sinon, LLP
One South Market Square
P.O. Box 1146
Harrisburg, PA 17108-1146
Attorneys for Defendant Keystone Petroleum Equipment, Ltd.
Robert E. Kelley, Esq.
Marc A. Moyer, Esq.
Duane, Morris & Hecksher, LLP
Fifth Floor
305 North Front Street
P.O. Box 1003
Harrisburg, PA 17108-1003
Attorneys for Defendant Environmental Products & Services, Inc.
Thomas J. Madigan, Esq.
James W. Creenan, Esq.
Cohen & Grigsby, P.C.
! 5th Floor
11 Stanwix Street
Pittsburgh, PA 15222
R. James Reynolds, Jr., Esq.
Thomas, Thomas, Armstrong & Niesen
212 Locust Street
P.O. Box 9500
Harrisburg, PA 17108-9500
Attorneys for Defendant Shield Environmental Associates, Inc.
David A. Baric, Esq.
Brian R. Ade, Esq.
O'Brien, Baric & Scherer
17 West South Street
Carlisle, PA 17013
Attorneys for Defendant Fireman's Fund
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