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HomeMy WebLinkAbout2010-0077 Civil TARGET NATIONAL BANK, : IN THE COURT OF COMMON PLEAS OF PLAINTIFF : CUMBERLAND COUNTY, PENNSYLVANIA : : : V. : : BECKY D. ROSE, : DEFENDANT : 10-0077 CIVIL TERM BEFORE HESS, P.J. AND MASLAND, J. OPINION AND ORDER OF COURT Masland, J., April 26, 2010:-- This matter arises from a complaint filed by plaintiff, Target National Bank, suing defendant, Becky D. Rose, for breach of an open-ended credit card contract, under a theory of an account stated. Now before the court is plaintiff’s motion for judgment on the pleadings. Plaintiff argues defendant’s unverified answer and new matter either admit or generally deny the complaint’s allegations. Thus, defendant admits all allegations and the court should grant judgment on the pleadings. We disagree. For the purposes of a motion for judgment on the pleadings, we limit our consideration to the pleadings and relevant documents attached thereto, accepting as true all well-pleaded facts. Wachovia v. Ferretti, 935 A.2d 565, 570 (Pa. Super. 2007). Judgment on the pleadings is appropriate when there are no disputed factual issues and the moving party is entitled to judgment as a matter of law. Id. A review of the pleadings indicates defendant’s unverified answer and new matter allege facts not of record. Although a pleading may be stricken because of an insufficient verification, it is an abuse of the court's discretion to do so without affording an opportunity to file an amended verification. Lewis v. Erie Ins. Exchange, 421 A.2d 1214, 1217 (Pa. Super. 1980). Accordingly, we grant defendant 30 days leave to amend her pleading to include the necessary verification. 10-0077 CIVIL TERM We find further support for our decision in Rule 126 which directs us to liberally construe procedural rules “to secure the just, speedy[,] and inexpensive determination of every action ….” Pa. R.C.P. No. 126. Plaintiff sues defendant on an account stated claim. Where a claim is based on an account stated, “the account must be rendered, and the other party must accept, agree to, or acquiesce in the correctness of the account.” Target National Bank v. Kilbride, 10 Pa. D. & C. 5th 489 (C.P. Centre, 2010), available at 2010 WL 1435304, *492 (emphasis added). Here, plaintiff seeks to exclude the factual averments in defendant’s answer and new matter that specifically refuse to accept the correctness of the credit card account at issue. We decline to employ a technical defect to defeat defendant’s apparently meritorious defense where the defect is minor and not prejudicial to plaintiff. Althof, Inc. v. Spartan Inns of America, 441 A.2d 1236, 1238 (Pa. Super. 1982). ORDER OF COURT AND NOW, this day of April, 2010, Target National Bank’s motion for DENIEDGRANTED judgment on the pleadings is . Becky D. Rose is 30 days to amend her answer and new matter to include the necessary verification. By the Court, Albert H. Masland, J. Gregg L. Morris, Esquire 213 E Main Street Pittsburgh, PA 15106 For Plaintiff Becky D. Rose, Pro se 430 State Street Enola, PA 17025 :sal -2- TARGET NATIONAL BANK, : IN THE COURT OF COMMON PLEAS OF PLAINTIFF : CUMBERLAND COUNTY, PENNSYLVANIA : : : V. : : BECKY D. ROSE, : DEFENDANT : 10-0077 CIVIL TERM BEFORE HESS, P.J. AND MASLAND, J. ORDER OF COURT AND NOW, this day of April, 2010, Target National Bank’s motion for DENIEDGRANTED judgment on the pleadings is . Becky D. Rose is 30 days to amend her answer and new matter to include the necessary verification. By the Court, Albert H. Masland, J. Gregg L. Morris, Esquire 213 E Main Street Pittsburgh, PA 15106 For Plaintiff Becky D. Rose, Pro se 430 State Street Enola, PA 17025 :sal