HomeMy WebLinkAbout2004-2631 Civil
COCHRAN INVESTMENT
COMP ANY, INC.,
Substituted Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
CIVIL ACTION - LAW
NO. 04-2631 CIVIL
JAMES W. SAUVE and mDITH
A. SAUVE,
Defendants
IN RE: PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT
BEFORE HESS, OLER AND EBERT, 1.1.
MEMORANDUM AND ORDER
Before the court is the motion of the plaintiff for summary judgment. Summary
judgment may be granted whenever "there is no genuine issue of any material fact as to a
necessary element of the cause of action or defense which could be established by additional
discovery...." Pa.R.Civ.P. 1020.2(1). The adverse party, of course, may not rest upon the mere
allegations of the pleadings but must file a response to the summary judgment motion. Pa.R.C.P.
1035.3(a). In this case, a response was filed. The respective positions of the parties may be
briefly summarized as follows.
The plaintiff contends that it is the assignee of a mortgage loan from Chrysler First
Consumer Discount Company to the defendants. The original mortgage, executed January 26,
1989, was for the amount of$21,240.00. No payments have been made on the loan since
February 2, 1994. The loan was sold and the note and mortgage assigned in 1993, in 2003, and
again in 2004. The plaintiff claims to have documentary evidence which will establish
conclusively that a principal balance of $7,289.10 remains unpaid, that almost $15,000.00 in
interest has accrued and that $11,858.13 in attorneys' fees have been incurred.
NO. 04-2631 CIVIL
The defendants claim that they paid the loan. They claim, also, that they are unable to
document this fact because all of their records were destroyed when their home was gutted by
fire. They question the validity of the plaintiff s claim, noting that they received no notice of
default for a period of more than ten years.
When reflecting upon a motion for summary judgment, our role is not to forecast which
party will ultimately prevail at trial. Rather, summary judgment is entered in order to forego trial
where material facts are not in dispute. This is not such a case.
ORDER
AND NOW, this 25th day of April, 2006, the motion of the plaintiff for summary
judgment is DENIED.
BY THE COURT,
Kevin A. Hess, 1.
Max L. Lieberman, Esquire
Gregory H. Knight, Esquire
F or the Plaintiff
James W. and Judith A. Sauve, Pro Se
Defendants
:rlm
2
COCHRAN INVESTMENT
COMP ANY, INC.,
Substituted Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
CIVIL ACTION - LAW
NO. 04-2631 CIVIL
JAMES W. SAUVE and mDITH
A. SAUVE,
Defendants
IN RE: PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT
BEFORE HESS, OLER AND EBERT, 1.1.
ORDER
AND NOW, this 25th day of April, 2006, the motion of the plaintiff for summary
judgment is DENIED.
BY THE COURT,
Kevin A. Hess, 1.
Max L. Lieberman, Esquire
Gregory H. Knight, Esquire
F or the Plaintiff
James W. and Judith A. Sauve, Pro Se
Defendants
:rlm